On The Money With Jerry And Nick Royer Show

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On The Money Radio Show with Jerry & Nick Royer3 Opportunities in a Down Market + Your 401K is NOT a Retirement Plan - May 3, 2025The radio podcast episode features Jerry and Nick Royer, hosts of "On The Money," discussing strategies for retirement planning and addressing concerns regarding market volatility, taxes, and risk management. The Royers emphasize the importance of having a well-rounded financial plan that includes multiple income sources, growth potential, and tax efficiency, likening it to a DC-10 aircraft needing all three engines to stay airborne. What are some opportunities to try and take advantage of in a down market? And why is your 401K not the only part of a retirement plan? Plus, Nick & Jerry clear up six common myths a...2025-05-0357 min

On The Money Radio Show with Jerry & Nick RoyerBlack Swans & All Weather Approaches - April 26, 2025This week's "On the Money with Jerry and Nick Royer," features discussions revolving around financial planning and retirement strategies. Jerry and Nick Royer, retirement wealth specialists and media contributors, tackle various topics such as tax efficiency, healthcare, legacy planning, and protecting against market risks. The show highlights the importance of having a comprehensive financial plan to navigate both favorable and unfavorable market conditions.Throughout the podcast, the hosts emphasize the impact of rising government debt on taxes in retirement, especially with the anticipated expiration of the Tax Cuts and Jobs Act. They educate listeners on how crucial it...2025-04-2657 min

On The Money Radio Show with Jerry & Nick RoyerNavigating Market Volatility and Preparing for Recession - April 12, 2025In this episode of "On the Money with Jerry and Nick Royer," the financial duo dives deep into the concerns surrounding current market volatility and the looming question of whether we are heading towards a recession. Jerry and Nick draw comparisons to the Great Recession of 2007-2009, highlighting recent market fluctuations and increased volatility. They discuss the significant impact of the "Magnificent Seven" (tech giants like Apple, Microsoft, and Amazon) on the NASDAQ index and stress the importance of having a balanced portfolio that accounts for market cycles. Throughout the episode, they address the natural market corrections that occur approximately...2025-04-1257 min

On The Money Radio Show with Jerry & Nick RoyerDIY Pitfalls, Financial Jargon and an Upcoming Event - April 5, 2025"On the Money with Jerry and Nick Royer" emphasizes the importance of professional financial guidance to secure a stable, low-risk retirement. Hosts Jerry and Nick Royer explain that a good financial advisor can significantly increase net returns through comprehensive strategies including behavioral coaching, asset allocation, rebalancing, and tax planning. Drawing parallels with sports, they illustrate that small, consistent improvements, akin to coaching in golf, can lead to substantial long-term benefits. The podcast underscores the common pitfalls of DIY investing, such as emotional decision-making and tax inefficiencies, advocating for professional assistance to avoid these errors.The Royers stress the...2025-04-0557 min

On The Money Radio Show with Jerry & Nick RoyerRecent Market Volatility & Four Retirement Pillars - March 22, 2025In this episode of "On the Money with Jerry and Nick Royer," the father and son team focus on essential strategies to secure a successful retirement. They tackle key issues such as market volatility, tax planning, and the importance of diversification in investment portfolios. Jerry and Nick explain how the stock market's recent ups and downs impact retirement funds and offer insights into creating a balanced portfolio that minimizes risk. The hosts emphasize the significance of performing a stress test on your investments to understand the potential impacts of a market downturn on your retirement plans. They also highlight the...2025-03-2257 min

On The Money Radio Show with Jerry & Nick Royer4 Strategies for Navigating Market Volatility + 8 Steps to Healing Your Finances - March 15, 2025In this episode of "On the Money with Jerry and Nick Royer," the hosts discuss various strategies to secure your retirement amidst market volatility and economic downturns. They emphasize the importance of having a well-balanced financial plan that includes both high-risk and low-risk investments. Jerry and Nick introduce two critical rules that highlight the regular occurrence of market corrections and crashes, suggesting that investors should always be prepared. They recommend maintaining a balance of "green money" (safe investments) and "red money" (more volatile investments), ensuring you don't have to sell at a loss during a market dip.The...2025-03-1557 min

On The Money Radio Show with Jerry & Nick RoyerWhat is a Good Monthly Retirement Income - March 8, 2025Are you aware of the common investing mistakes that could jeopardize your retirement savings? In this episode of "On the Money with Jerry and Nick Royer," the father-son financial coaching duo shares their insights on the five major investing pitfalls and how to avoid them. The episode dives deep into the emotional and psychological aspects of investing, such as the fear induced by sensational media headlines and the dangers of reacting impulsively to market fluctuations. Jerry and Nick emphasize the importance of having a solid investment plan that prioritizes long-term goals and strategic rebalancing to maintain financial stability....2025-03-0857 min

On The Money Radio Show with Jerry & Nick RoyerA Good Monthly Retirement Income & Questions to Ask Your Financial Advisor- March 1, 2025In this episode of "On the Money with Jerry and Nick Royer," hosts Jerry and Nick dive into the essential strategies for securing a comfortable and sustainable retirement. The discussion kicks off with insights from the Bureau of Labor Statistics on average expenses for those 65 and older, emphasizing the importance of tailoring retirement plans to individual lifestyles and financial goals. The Royers highlight the significance of picturing your ideal retirement and developing a realistic spending plan that accounts for all facets of your current expenses.The episode further explores the various risks retirees face, such as inflation, longevity...2025-03-0157 min

On The Money Radio Show with Jerry & Nick RoyerCritical Money Moves for a Secure Retirement - February 8, 2025In this episode of "On the Money with Jerry and Nick Royer," financial experts Jerry and Nick Royer, alongside host Mark Elliott, provide timely advice on how to make informed money decisions as you approach retirement. They delve into crucial topics, starting with the complexities surrounding Social Security and the immense impact that strategic claiming can have on your retirement fund. With over a thousand rules governing Social Security, the Royers discuss how navigating these choices can result in significantly higher benefits, making it essential to avoid the common pitfall of taking these decisions at face value.The...2025-02-0857 min

On The Money Radio Show with Jerry & Nick RoyerNavigating Market Volatility and Securing Your Retirement - January 18, 2025In this insightful episode of "On The Money with Jerry and Nick Royer," hosts Jerry and Nick delve into the critical financial issues affecting today's retirees. They tackle the enduring volatility of the market, examining recent economic indicators like inflation and fluctuating market indexes. With in-depth analyses, they discuss strategies to safeguard your retirement portfolio, stressing the importance of adaptability in investment approaches. The Royers share their expert advice on maintaining financial security amidst an unpredictable economic landscape, emphasizing the need for proactive planning and risk management. They also cover practical steps to assess your financial health, from stress-testing your...2025-01-1857 min

On The Money Radio Show with Jerry & Nick RoyerOn the Money Show, December 21, 2024On the Money Show, December 21, 2024 by On The Money With Jerry & Nick Royer Radio Show 2024-12-1957 min

On The Money Radio Show with Jerry & Nick RoyerOn the Money Show, December 14, 2024On the Money Show, December 14, 2024 by On The Money With Jerry & Nick Royer Radio Show 2024-12-1357 min

On The Money Radio Show with Jerry & Nick RoyerOn the Money Show, December 7, 2024On the Money Show, December 7, 2024 by On The Money With Jerry & Nick Royer Radio Show 2024-12-0657 min

On The Money with Jerry and Nick Royer PodcastEpisode #100: What Should I Do With My Old 401k?This podcast is the second in the series called the Royer/Kennedy Tapes where Nick Royer and Emmy Award Winning TV News Anchor Erin Kennedy will explore everything financial and everything retirement. In this episode, they discuss what you should do with your old 401k. 41% of people, from 2014-2016, cashed out at least part of their 401k when leaving a job, and 85% of those people drained the balance entirely! And since most people will change jobs several times before retiring, Nick with Group 10 Financial and Erin Kennedy are breaking down the best (and worst!) options w...2024-07-0113 min

On The Money with Jerry and Nick Royer PodcastEpisode #99: Can I Retire Early?This podcast is the first in the series called the Royer/Kennedy Tapes where Nick Royer and Emmy Award Winning TV News Anchor Erin Kennedy will explore everything financial and everything retirement. In this episode, they explore the ins and outs of early retirement planning, answering the pivotal question: "Can I Retire Early?" With advanced tips and advice on maximizing savings, investing wisely, and crafting a lifestyle that supports a Work Optional Lifestyle. A recent survey of 2,000 retired Americans found that they'd expected to retire at 63.2 years old, but instead retired at 61.5, and one in t...2024-06-1111 min

On The Money with Jerry and Nick Royer PodcastEpisode #95: Why’s Gene Simmons from KISS Leaving California?There’s a lot changing in the world! New government proposals that are circulating the rumor mill could dramatically change the future of retirement. And many people (even celebrities) are making some adjustments that’s getting a little attention. On this Podcast Jerry and Nick talk about: - Some new Government proposals that could dramatically change the future of your retirement plan. - What could happen to those RMD’s in the future? Could it move up to age 75? What’s that mean to you?- There might be changes coming that allows som...2020-12-0426 min

On The Money with Jerry and Nick Royer PodcastEpisode #94 The Best of Jerry & Nick: What's That Turkey Really Cost?It’s the holiday season, buying gifts and eating food. On this weeks podcast, Jerry and Nick talk about how much all of this stuff cost back in 1965 when Jerry first entered the financial planning world. - Discover how much of an impact inflation has had on just a simple Thanksgiving meal. - What the real inflation rate is that you should use when planning for retirement. - How to make sure you are factoring in enough so that your income keeps pace with you throughout your entire retirement. Enjoy the show!2020-12-0414 min

On The Money with Jerry and Nick Royer PodcastEpisode #93: Interview on the Mary Flynn Show- How’s The Election & Pandemic Going To Affect Your Money in the Future?Elections, pandemics, market volatility, and future uncertainty seems to be the talk of all of the 24/7 news networks. But what does this really mean to you and your money? What plans should you have in place? Jerry and Nick share their outlook and tips on what you can do during this exclusive interview on the Mary Flynn Show. During this interview you’ll learn about: What to do if you’ve been laid off and why if you aren’t at your job your 401k shouldn’t be either. Why trying to time the market around election ti...2020-11-0326 min

On The Money with Jerry and Nick Royer PodcastEpisode #92: Will the Election Rattle Your Retirement?What’s on everyone's mind right now? The Elections and how it could affect the economy and your finances. What’s it mean to your pocketbook? Jerry and Nick bring the stats and the historical point of view with about 100 years of MATH backing it up. They help bring some certainty to an uncertain world. On this Podcast you’ll discover: - What we can learn from other elections over the past century - How stock market returns vary between election years and non-election years - The 2 plans that are VITAL to have in plac...2020-10-1624 min

On The Money with Jerry and Nick Royer PodcastEpisode #91 Is The Robo-Advisor A Good Guy or A Bad Guy?What’s a Robo-Advisor anyway? A good guy or a bad guy? Friend or Foe? Jerry and Nick talk about the pro’s, con’s and strings attached of technology in the financial planning and retirement planning arena. On this Podcast you’ll discover:The good, bad and ugly of technology handling your money. What we can learn from movies like 2001 A Space Odyssey, Star Trek and the Terminator. What technologies you should be using when it comes to planning for retirement.Enjoy the show! FREE GIVE: Take the On The Money...2020-10-0936 min

On The Money with Jerry and Nick Royer PodcastEpisode #90 WARNING Taxes Are Likely Heading HigherOn this episode, Jerry and Nick talk about the future of taxes in retirement and they provide some pro-tips that are direct from their book Defuse - The 7 Steps To Saving Your 401k from the IRS. On this podcast you’ll discover:- What taxes will likely be in the future and how it could affect your retirement.- The 3 types of tax buckets and which one is the most advantageous for you.- The concept of paying taxes on the Seed vs. The Harvest and how to make it...2020-10-0124 min

On The Money with Jerry and Nick Royer PodcastEpisode #89 Crazy Things We're SeeingOn this episode Jerry and Nick talk about the crazy things they’ve seen in 2020. From t-shirts to cruise ships to dividends being cut out and companies closing down, what’s all of this mean to your pocket book? What can you do about it?On this Podcast you’ll discover:The 5 likely scenarios that could affect your retirement.What could happen to commercial real estate.Will social security run out sooner than originally expected?How the FED’s actions will change the retirement picture for a long time.The things you should be doing no...2020-09-1823 min

On The Money with Jerry and Nick Royer PodcastEpisode #88: Going Back To The Future To 1985On this episode Jerry and Nick get in their On The Money Time Machine and they go Back To The Future to 1985. A time when: Ronald Reagan was PresidentThe San Francisco 49ers defeated the Miami Dolphins during Super Bowl XIXThe song We Are the World was recordedLegendary basketball coach Bobby Knight throws a chair across the courtBoxer Mike Tyson makes his professional debut with a 1st round knockoutCoca-Cola debuts New Coke which turned into an epic failureThe movie Back to the Future opens and is the highest-grossing film that year. What can we learn...2020-09-1117 min

On The Money with Jerry and Nick Royer PodcastEpisode #87: Timeless Financial AdviceOn this episode, Jerry and Nick talk about the lessons that you can learn from some of the greats like Ben Franklin, Yogi Berra, and Mark Twain. You’ll hear about how some of their wisdom from years past can tie into helping you achieve a solid financial future. You’ll find out:How your retirement may be more than just the size of your bank account.Where many retirees are inadvertently wasting money that’s potentially costing them thousands.If inflation is really a factor to be concerned about and what you can learn from the Big...2020-09-0417 min

On The Money with Jerry and Nick Royer PodcastEpisode #86: The Can and Can’t Sees of RetirementOn this episode of the On the Money with Jerry and Nick Royer Podcast we talk about the financial things that you typically can see and the dangerous hidden things you oftentimes can’t see financially. It’s those can’t sees that can derail you and this is what we will talk about on this episode. You’ll find out:How to identify the CAN’T SEES of your current retirement plan that can act like termites burrowing into your Financial House.What you can do to get rid of those CAN’T SEES before they infest wh...2020-08-2823 min

On The Money with Jerry and Nick Royer PodcastEpisode #85: 10-Steps To Surviving A Layoff or FurloughOn this episode of the On the Money with Jerry and Nick Royer Podcast we talk about the new reality in the ongoing pandemic. With companies going out of business or cutting back just to survive, lay offs and furloughs are skyrocketing and it may be getting worse in the months to come. So how do you survive it? That’s what we talk about this week.You’ll find out: What companies have filed for bankruptcy and what the trend is showing us The 10-Steps to take to survive being either furloughed or laid off What TO...2020-08-2120 min

On The Money with Jerry and Nick Royer PodcastEpisode #84: Talking with The Man and Woman On The StreetOn this episode of the On the Money with Jerry and Nick Royer Podcast we have sent our team to talk with the Man and Woman “On The Street”. What’s concerning them, what’s on their mind from their own mouth. That’s what you’ll find out on this weeks Podcast. You’ll find out:The limitations on retirement accounts and what you can do about it.What kind of taxes can you expect to pay in retirement.What happens if you retire and start taking money from your accounts, but then go back to work. Is ther...2020-08-1412 min

On The Money with Jerry and Nick Royer PodcastEpisode #83 The CARES Act- What's It Mean For Your WalletThe $2 trillion dollar CARES Act is taking affect across America and the checks are starting to hit peoples bank accounts, but what does this really mean for your wallet? That’s what this weeks Podcast is all about. You’ll discover: How The Coronavirus Aid, Relief, and Economic Security Act is affecting your finances.What changes have been made to Required Minimum Distributions for 2020?Whose going to be getting the stimulus checks and how much can you expect?If you are getting social security will you still get a payment?And we go to the mailbag to ans...2020-04-2814 min

On The Money with Jerry and Nick Royer PodcastEpisode #82- Interview with John Hopkins- Help Protect Yourself From COVID-19Be sure to tune into this special edition of the On the Money with Jerry and Nick Royer Podcast where you’ll hear from an expert from Johns Hopkins about what seniors need to know about the Covid-19 pandemic. On this podcast, Jerry and Nick are joined by special guest Dr. Alicia Arbaje who will answer your most pressing COVID-19 questions, like: - Why do the number of COVID-19 cases continue to rise? - What has doctors the most concerned about this disease? - What can baby boomer...2020-04-1417 min

On The Money with Jerry and Nick Royer PodcastEpisode #81 Coronavirus Scam ALERT!During the ongoing Coronavirus crisis, scams are running rampant. They know you’re home, they know you're worried, and new scams are taking advantage. We talk about these scams and how you can protect yourself. On this Podcast, Jerry, Nick along with their Co-Host Mark Elliott talk about: - The new IRS stimulus check scam - How online scammers are targeting vulnerable internet users. - The illegal robocalls that are hitting homes. - Scams that are promoting fake Coronavirus home test kits and vaccinations. - Donation scams FREE GIVE: ...2020-04-1013 min

On The Money with Jerry and Nick Royer PodcastPodcast #80 Coronavirus - What To Expect and What You Should Do?With the country shut down, unemployment on the rise, and the markets acting incredibly volatile, what should you expect, and what should you do? That’s the topic of this podcast with Jerry and Nick Royer, along with their co-host Mark Elliott.We talk about:What is Price Dislocation, and how is it causing the market prices to appear inaccurate?What are the 3 types of market crashes, and which type is this one? What can we learn from the history books about situations similar to this?How long does a market decline like this one usually las...2020-04-0729 min

On The Money with Jerry and Nick Royer PodcastPodcast #79 Elections and the Markets with Jeff Bush of the Washington UpdateIt’s election year and what to expect is on everyone's mind, so Jerry and Nick have gone to their Washington Insider Jeff Bush. He’s from the Washington Update and has a lot of insight into the elections and how it’s going to affect the markets. We talk about:What he’s learned from being a Washington Insider and a Washington OutsiderHow the markets may react depending on which democratic runner gets the nod and who eventually wins in November.What he’s seeing in the other races like the Governors races and other l...2020-03-0615 min

On The Money with Jerry and Nick Royer PodcastPodcast #78 Coronavirus and the MarketsOn this weeks podcast, Jerry and Nick talk about the Coronavirus on the Mary Flynn Show. How’s it affecting the market and should you be worried in the long-term?We talk about:How this compares against other similar situations like SARS, the Swine Flu, and the Zika Virus.How to setup your investments to weather both good and sour markets.Why it’s important to have both Red Money (risk) and Green Money (not at market risk).Enjoy the show!- Schedule Your Complimentary On The Money 5-Step Retirement Revi...2020-02-2719 min

On The Money with Jerry and Nick Royer PodcastEpisode #77 Interview with Nobel Laureate Robert ShillerOn this weeks podcast, Jerry and Nick interview Nobel Laureate, American Economist, Best-Selling Author, and Yale Professor Robert Shiller! We talk with Robert about: - What the outlook for the economy is. - His take on how to properly diversify. - Investments and strategies that retirees should be considering. - How annuities could possibly fit into a retirement plan.FREE GIVE: https://group10financial.lpages.co/on-the-money-retirement-toolkit/ Enjoy the show!- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- C...2020-01-1027 min

On The Money with Jerry and Nick Royer PodcastEpisode #76 What's That Turkey Really Cost?It’s the holiday season, buying gifts and eating food. On this weeks podcast, Jerry and Nick talk about how much all of this stuff cost back in 1965 when Jerry first entered the financial planning world. - Discover how much of an impact inflation has had on just a simple Thanksgiving meal. - What the real inflation rate is that you should use when planning for retirement. - How to make sure you are factoring in enough so that your income keeps pace with you throughout your entire retirement. FREE GIVE:htt...2019-12-1314 min

On The Money with Jerry and Nick Royer PodcastEpisode #75: Do You Have Tricks or Treats in Your Financial Goodie Bag?Happy Halloween!!!Jerry and Nick are joined by their co-host Mark Elliott as they play Financial Trick or Treat. They will talk about the types of things that can end up in your financial bag and whether or not these are Tricks to avoid or Treats to enjoy!Enjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow...2019-10-3014 min

On The Money with Jerry and Nick Royer PodcastEpisode #74 WBZW Interview on the Mary Flynn ShowJerry and Nick are interviewed for their Money Monday Financial Segment on WBZW’s Mary Flynn Show.They talk about the Financial Landmines that can blow up everything you took a lifetime to accumulate. Fortunately, Jerry and Nick have been through this (a few hundred times) and they see the same landmines blowing up retiree after retiree. But the good news is they know how to avoid these things. The next hour could help change the next 20-30-40 years of your financial life, and help you avoid those landmines. Jerry and Nick also answer one...2019-09-271h 22

On The Money with Jerry and Nick Royer PodcastEpisode #73 David Bach Interview- What's The Best Advice He's Ever Gotten?On this weeks podcast, Jerry and Nick welcome back New York Times Best-Selling Author David Bach! David has been in the financial industry for nearly 3 decades and is the author of nine best-selling books including: The Automatic Millionaire, Smart Women Finish Rich, and Smart Couples Finish Rich. He’s also been a guest on the Oprah Winfrey show several times and is considered one of America’s most trusted financial experts. We talk with David about:- The best advice he would give those planning to retire or who are already retired.- The lesson he lear...2019-09-2024 min

On The Money with Jerry and Nick Royer PodcastEpisode #72 Money Monday Interview on the Pete Paquette Show- The Inverted Yield Curve, Biggest Retirement Fears, Love Stinks Money Truths and 5 Reasons You Don’t Need A Financial AdvisorListen to Jerry and Nick's awesome Money Monday Interview on the Pete Paquette Show as they talk about: - What the inverted yield curve is and does it really mean we are headed towards a recession? - The biggest fears plaguing most retirees. - The 3 Love Stinks Money Truths- The 5 reasons you don’t need a financial advisor (and a few reasons why it makes a lot of sense) FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company...2019-08-301h 06

On The Money with Jerry and Nick Royer PodcastEpisode #71 Inverted Yield Curve - Should You Be Worried?On this weeks podcast, Jerry and Nick talk about all of the news lately on the Inverted Yield Curve. What is it? What’s all the noise about? Is it something you should be worried about? You’ll learn: - What is the Inverted Yield Curve. - Why the news and media sources are so concerned about this. - Why this signal has given many false alarms over the years. - Why some of the top Economists (including the former Fed Chairman) aren’t worried and telling people this may be another wrong signal.2019-08-2817 min

On The Money with Jerry and Nick Royer PodcastEpisode #70 Mid-Year Resolution Check-Up Part 2On this weeks podcast, its Part 2 of Jerry and Nick’s podcast on doing that mid-year check up on those financial resolutions you’ve made. We cover the last 9 things you should be checking up on with your money so you can finish well into the end of the year.FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company homepage and the link is below… https://group10financial.lpages.co/on-the-money-retirement-toolkit/Enjoy the show! Resources In Today's...2019-08-0928 min

On The Money with Jerry and Nick Royer PodcastEpisode #69 Mid-Year Resolution Check-Up Part 1On this weeks podcast, Jerry and Nick revisit the financial resolutions we made in January for Part 1 of this two part Podcast. On this show we cover the first 7 things you should be checking up on with your money so you can finish well into the end of the year.FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company homepage and the link is below… https://group10financial.lpages.co/on-the-money-retirement-toolkit/Enjoy the show! Re...2019-07-1921 min

On The Money with Jerry and Nick Royer PodcastEpisode #68 5 Easy Steps to Avoid Those Nasty 60-Day Rollover Mistakes on Your IRAJerry and Nick talk about how to avoid making mistakes when moving your IRAs, 401ks, and 403b accounts. Making a mistake with this can result in potentially thousands of dollars in tax penalties! Not Good! You’ll learn: - What mistakes people commonly make when doing a rollover of their IRAs, 401ks, and 403b accounts. - What the 60-day rollover rule is and why it could devastate your retirement savings if you ignore it. - The 5 Simple Steps to follow so that you can avoid these 60-Day rollover mistakes. FREE GIVE: 2019-07-1214 min

On The Money with Jerry and Nick Royer PodcastEpisode #67 The 5 Legs of Planning For A Rock Solid Retirement!On this weeks podcast, Jerry and Nick talk about when you should start planning for retirement and what the 5 phases are too planning for it. You’ll learn: - Why it’s not too early to start planning in your 50s. - Why waiting until the day you retire may not be the best idea. - Why retiring too soon could put you in a healthcare and Medicare pickle. FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company homepage and the link is below...2019-06-2826 min

On The Money with Jerry and Nick Royer PodcastEpisode #66 What’s on Your Summer Reading List? We Interview New York Times Best Selling Author David Bach on What Books He Suggests!On this weeks podcast, Jerry and Nick welcome back New York Times Best-Selling Author David Bach! David has been in the financial industry for nearly 3 decades and is the author of nine best-selling books, including The Automatic Millionaire, Smart Women Finish Rich and Smart Couples Finish Rich. He’s also been a guest on the Oprah Winfrey show several times and is considered one of America’s most trusted financial experts. We talk with David about:- What books he suggests for your summer reading list.- What his eye opening “Latte Factor” is and how you...2019-06-2421 min

On The Money with Jerry and Nick Royer PodcastEpisode #65 Money Monday Interview on the Pete Paquette Show- Financial Jargon, 5 Phases to Retirement, and Strategies for Retirement IncomeListen to Jerry and Nick's awesome interview on the Pete Paquette Show as they talk about: - The 12-Strategies To Generate Income in Retirement - Demystifying the Financial Jargon out there- The 5 Phases To Planning For RetirementFREE GIVE: On The Money Retirement Toolkit…CLICK HEREEnjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook...2019-06-171h 20

On The Money with Jerry and Nick Royer PodcastEpisode #64 Transitioning From Your Work Life To Your Retired LifeOn this weeks podcast, Jerry and Nick talk about how to transition from your work life to your retired life. The fact is that retirement is like 20-30 years of unemployment, are you ready to live through that? Are you sure that you can retire and STAY retired? This podcast also covers: - The 4-Step Retirement Income Plan- The 3 options available for creating income in retirement.FREE GIVE: On The Money Retirement Toolkit…CLICK HEREEnjoy the show! Resources In Today's Episode:- Fre...2019-06-0723 min

On The Money with Jerry and Nick Royer PodcastEpisode #63: Is That Risk I Smell?The markets have had a bit of a decline lately and 2019 has had its fair bit of big swings up accompanied by increases in volatility. Jerry and Nick put the current market decline in perspective including what are the 3 downside risks and the 5 positive things happening in the markets right now.They also talk about how this is a great opportunity to create a financial plan that can weather both good and sour markets. FREE REPORT: What To Do In A Down Market Guide…CLICK HEREEnjoy the show! Resou...2019-05-3118 min

On The Money with Jerry and Nick Royer PodcastEpisode #62 Jerry & Nick Interviewed on the Debbie O'Brien Show on The Financial Redzone, Diversification and Getting Rid of Obsolete Financial Thinking!Jerry & Nick Interviewed on the Debbie O'Brien Show on The Financial Redzone, Diversification and Getting Rid of Obsolete Financial Thinking!- Jerry and Nick talk about the 3 Key Levels of Diversification that people should use when creating their retirement plan.- They talk about the Financial Redzone and how to prepare so you don’t fumble at a time when you can’t afford a Financial Turnover.- Why you should throw old outdated strategies and go Against the Grain with strategies fit for today’s financial world.FREE GIVE: On The Mon...2019-05-241h 10

On The Money with Jerry and Nick Royer PodcastEpisode #61 Listener Questions Answered! Junky Interest Rates! What Account Do I Spend First? Am I Diversified?Jerry and Nick pull some questions from out of the mailbag and tackle the following questions:- What can you do to stay safe and earn better than the measly 1%-2% that the banks are offering?- What accounts should you spend first when you retire? Should it be the ROTH? Should it be the 401k or the IRA? What should be spent first? Jerry and Nick give you the 4-Step Process.- How do I know if I’m really diversified? If I have 8 different accounts am I diversified? Jerry and Nick di...2019-05-1619 min

On The Money with Jerry and Nick Royer PodcastEpisode #60 Can I Move My 401k Before I Even Retire?Topic: In-Service Distributions: Can I Move My 401k Before I Even Retire?- Most Americans have been told the lie that they can’t do anything with their 401ks until they leave their job or retire. If you are over 59 1/2, this may not be the truth at all!- Discover the unique strategy that 64% of Americans with 401ks can use to take control of those accounts and rollover the funds tax-free to another pre-tax account EVEN IF they are still working at their company.- How you can start creating your own retirement pl...2019-05-1019 min

On The Money with Jerry and Nick Royer PodcastEpisode #59 Are People Really Retiring On Cruise Ships???Are People Really Retiring On Cruise Ships???There’s a growing trend of retirees leaving the workforce, downsizing, and then moving on-board some of the worlds most famous cruise ships. But why are they doing this? Whats this cost? What are the pros and cons of moving on a cruise ship as opposed to staying in your home or moving into an assisted living facility? This new group of trendsetters may surprise you and show you a unique alternative in the world of retirement.Enjoy the show! Resources In Today's Episode:- Fr...2019-05-0316 min

On The Money with Jerry and Nick Royer PodcastEpisode #58 5-Star RetirementDo You Have A 5-Star Retirement Plan?? You’ve heard of 5-Star Hotels and 5-Star Restaurants, but can you create a 5-Star Retirement Plan? On this weeks podcast Jerry and Nick talk about the 5 parts to that 5-Star Retirement Plan and how you can score yourself to know if you have a 1-star plan, 3-star plan, or maybe even a 5-star plan. Tune in and then download all of the resources at our Free Resource Download Page.Enjoy the show! Resources In Today's Episode:- Free Resource Download Page - Schedule You...2019-04-2619 min

On The Money with Jerry and Nick Royer PodcastEpisode #57 Captive vs Independent…Does It Really Matter???There’s captive advisors and independent advisors…does it really matter who you end up working with? Jerry shares his story from around 50 years ago where he learned this lesson the hard way. Does it matter? Well in this weeks podcast you’ll find out why it most likely does. You’ll discover why you should seek out an independent advisor versus a captive one and why you should work with someone who is dually licensed and able to do more. Look at it this way…if they are captive, so are you.Click here to download the Free R...2019-04-1916 min

On The Money with Jerry and Nick Royer PodcastEpisode #56 There’s No Way In Heck That All Investments Are Created EqualOn this weeks podcast Jerry and Nick tackle the myths about all sorts of investments out there. They touch on the Myth of the Average Return and why the market rarely hits the average return. They go after the most publicized Buy and Hold strategy and why it's possibly not the best for the future given the fact that we’re 10 years into this rising market. Tune in and then download all of the resources by CLICKING HERE!!!Enjoy the show! Resources In Today's Episode:- Free Resource Download Page - Sc...2019-04-1222 min

On The Money with Jerry and Nick Royer PodcastEpisode #55 Lessons Learned From Nashville!In this week's episode, you’ll find out the lessons Jerry and Nick learned during a recent conference they attended in Nashville. They judged the IARFC National Financial Plan Competition and left with several valuable lessons. One of which is why retirees and pre-retirees should have a K.I.S.S. financial plan. Another takeaway is that studies show asking a lot of questions about your situation can result in a plan you feel more certain about during retirement. But what questions should you be asking anyway? Jerry and Nick lay them out for you.Enjoy the sh...2019-04-0819 min

On The Money with Jerry and Nick Royer PodcastEpisode #54 Questions to Ask a Financial ProfessionalHow can you be sure that you are picking the right financial advisor for you? Do you know what to ask? We do and that's what this podcast is all about. We will arm you with 11 key questions to ask to make sure you have the right partner helping you with your retirement planning.The truth is that the financial person who gets you to your golden years may not be the right one to get your through them. We also help clear up the confusion over the difference between Fiduciary advisors and those that a...2019-03-2912 min

On The Money with Jerry and Nick Royer PodcastEpisode #53 Is Your Financial Ideology Valid or ObsoleteThere are a few financial ideologies...aka: financial rules...that have been around for years and have been part of the foundation of financial planning. But just like anything, over time even the best rules can be rules no longer. Times change and sometimes rules have to change too. - Is your financial ideology the best in today's economy? How often should it change? - Everyone is unique & different...what is your financial ideology? Is it that same as you spouse or partner? - Is your current advisor talking to you about the different rules? S...2019-03-2214 min

On The Money with Jerry and Nick Royer PodcastEpisode #52 On The Money Retirement University - Medicare 101Welcome to class! That's right...you have entered the doors of the On The Money Retirement University and your professors today are Jerry & Nick Royer...and today's class is Medicare 101. This is probably one of the most important classes you could attend because we will be teaching you the basics and the nuts & bolts of Medicare...- What is Medicare? What does it cover? - What steps should you follow to make the right Medicare choice for you?- How can you get all the quotes you need to help "demystify" the cost of...2019-03-1514 min

On The Money with Jerry and Nick Royer PodcastEpisode #51 Are You Paying Unnecessary Taxes?Are you paying unnecessary taxes? Our 30th President, Calvin Coolidge, once said..."Collecting more taxes than is absolutely necessary is legalized robbery"! We can't change Washington today and we have little control over the future but we can make sure we are not paying more than we should.This podcast will show you how. We will also be talking about:- What red flags you should be looking for on your 1040 form to see if you're possibly paying too much in taxes.- What are the 2 big tax myths that most people falsely...2019-03-0816 min

On The Money with Jerry and Nick Royer PodcastEpisode #50 From the Archives...Jerry & Nick Interviewed on the Debbie O'Brien Show On Financial ResolutionsFOUND from the archives...a lost episode of Jerry & Nick's Interview on the Debbie O'Brien Show. On the 2-hour broadcast (ok well only about 1 hour and 12 minutes since the other 48 minutes was commercials...you know how it is), they talk about the 16 Financial Resolutions to make for 2019.You should have seen Debbie's pen smoke from all the notes she took.Resources In Today's Episode: - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Fol...2019-03-011h 12