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The Banker Next Door
Community banks really need to get on the digital wallet train!
By 2027 half of all e-commerce transactions will go through digital wallets. Community banks need to get their own cards into a customer’s digital wallet before someone else does. It is critical to get your card in the top position in a customer’s digital wallet. Banks can offer several incentives for this, which include cash back, promotions, top-of-wallet rewards, and referral bonuses. It is also critical to understand who is leading the mobile wallet pack and what the regulatory landscape looks like. This episode reviewed an article from Banking Dive titled “Digital wallet use outpaces regulators” and a blog pos...
2025-12-12
17 min
The Banker Next Door
How can bank board's better deal with AI?
How can bank board’s properly understand and implement AI? This episode looks at a blog post from PCBB which discusses the challenge for bank board’s in understanding AI and what they can do to strengthen their skills. In addition, we consider an article from Bank Director which dives into how bank board’s can develop AI algorithms to create fairness, accuracy, and appropriate risk appetite for the bank. This episode examined an article from Bank Director titled “The right questions to ask about AI in the boardroom” and a blog post from PCBB titled “How to boost your board’s...
2025-11-14
12 min
Banking Out Loud
Industry Experts Discuss Today's Existential Banking Challenges
This special episode brings together a powerhouse panel of industry experts to tackle the existential challenges facing community financial institutions (CFIs) today. In a banking environment shaped by market pressures, rapid technology disruption, evolving regulations, and shifting customer expectations, survival is far from guaranteed. Moderator Curt Hecker, CEO & Executive Chairman of PCBB, leads a dynamic conversation with Gary Steven Findley, Esq., President of Gary Steven Findley & Associates; Aaron Donaldson, Financial Institutions Consulting Co-leader and Principal with RSM; and John Pietrzak, President and CEO of Devrai Capital. Together, they share practical strategies CFI leaders can put to work...
2025-10-21
1h 13
The Banker Next Door
Are consumers shifting to the 'Super App'?
The rise of so called ‘super apps’ that help small businesses to manage messaging, financial services, payments, and provide other tools could change the game for how banks manage their own apps. WeChat, in China, has been the prototype as the do everything app in the world. But now WhatsApp, google, and X, are all in on trying to create their own super app here in the U.S. What can banks do to compete in the super app market? This episode examines a blog post from PCBB. A link to the blog post is included below. Link...
2025-10-16
13 min
The Banker Next Door
Is AI profitable Part 1: The GenAI Paradox
AI has a deployment problem. As GenAI has experienced sky-high adoption a disconnect has grown due to a lack of bottom-line profitability. McKinsey calls this the “GenAI paradox.” Is GenAI developing according to the Gardner Hype Curve or is the technology a bust? This is what we consider in Part 1 of this 4-part series on AI profitability. This episode examines a blog post from PCBB titled “Cracking the GenAI Paradox.” In addition to considering the GenAI Paradox, this blog post offers four strategies that could help increase GenAI ROI. A link to the blog post is included below. Link: Crac...
2025-10-06
13 min
The Banker Next Door
Is there an opportunity for Community Banks in Multifamily lending?
National and regional banks have been pulling back on Multifamily lending. Does that create an opportunity for Community Banks? The pullback in lending by the largest banks is due, in part, to higher interest rates on existing debt and tighter liquidity. We consider some tips for Community Banks that could lead to multifamily lending success. This episode reviews a blog post from PCBB titled “Can you fill the Multifamily Lending Gap?” A link to the blog post is included below. Link: Can You Fill the Multifamily Lending Gap?
2025-09-25
12 min
Banking Out Loud
Strategic Planning Tips From PCBB’s CEO: AI, Change & Growth
In this episode of Banking Out Loud, host Sonia Portwood and Curt Hecker, industry veteran and CEO of PCBB, unravel the essentials of strategic planning for community financial institutions (CFIs). Discover how senior leaders and boards can leverage digital transformation, AI, and compliance best practices to drive growth, enhance customer experience, and stay competitive amidst rapid industry change. The conversation highlights actionable strategies, technology modernization, project management, risk mitigation, emerging fintech partnerships, and market trends shaping community banking in 2026. Tune in for expert insights and proven approaches to future-proof your CFI. Guest: Curt Hecker CEO...
2025-09-16
26 min
The Banker Next Door
What is holding up AI adoption for compliance in U.S. Banks?
This episode examines a blog post from PCBB titled “Regulatory gaps slow US AI compliance adoption.” The blog post details how U.S. banks are falling behind global peers in adopting AI for compliance purposes. Federal deregulation and a patchwork of state rules seem to be impeding progress. Also considered is overall AI adoption and how the adoption is high, but disruption is low. Furthermore, companies have invested a lot of money in AI and so far, are getting zero return. A link to the blog post is included below. Link: Regulatory Gaps Slow US AI Compliance Adopti...
2025-09-12
12 min
The Banker Next Door
Episode 456: Rise of the AI employees!
This episode examines an article from Bank Director titled “Invasion of the job snatchers: Digital bank workers have arrived” and a blog post from PCBB titled “Autonomous AI employees have arrived.” PCBB blog post discusses what is an AI worker, who is using AI workers in banking, what are the opportunities and risks, and what could be next for AI workers. The Bank Director article also discusses the use of AI workers or AI agents but considers how these ‘employees’ may take over customer communication and interactions. If this happens, how should the AI agents be supervised? In addition, the article...
2025-08-27
12 min
The Banker Next Door
Episode 450: Does your bank do digital onboarding?
This episode reviews a blog post from PCBB titled “How many minutes does your digital onboarding take?” Digital-only banks are landing 4 out of every 10 new checking accounts. Is your bank offering customers digital online account opening? If so, how long does it take to open an account? What is the customer experience like? Some ways that banks can improve this process include 1) Prioritize speed, 2) Investigate where your friction points are in your digital opening process, 3) Use instant digital verification, 4) Avoid detours, 5) Streamline instructions, 6) Conduct test with real people, and 7) Have a strong mobile design. A link to the blog post...
2025-08-19
16 min
The Banker Next Door
Episode 449: Should your bank consider cloud-based lending solutions?
This episode reviews a blog post from PCBB titled “Why cloud-based lending solutions could be the future.” With the continuous increase in technology, regulatory requirements, and changing customer needs, should your bank consider moving to a cloud-based lending solution? This blog post offers five ways in which cloud-based lending solutions can help to improve your internal operations and customer experience. They include 1) Enhanced accessibility, 2) Improved operational efficiencies and cost savings, 3) Increased security, 4) Better risk and compliance management, and 5) Enhanced innovation and future-readiness. A link to the blog post is included below. Link: Why Cloud-Based Lending Solutions Could Be th...
2025-08-18
13 min
The Banker Next Door
Episode 440: Let's talk about Generative Engine Optimization (GEO)
This episode examines a blog post from PCBB titled “Move over SEO. GEO is the new sheriff in town.” Search Engine Optimization or SEO has been the dominate strategy for getting your bank or business to the top of the list on Google search for years. As AI-backed internet searches continue to grow, a new strategy called Generative Engine Optimization (GEO) is emerging. GEO is the next generation of SEO. Banks and businesses need to start thinking about how organic search activity may decline in the future and how to position themselves for AI search results. A link to the...
2025-08-05
11 min
The Banker Next Door
Episode 437: The growth of shadow banking and why small businesses choose non-bank lenders
This episode examines two blog posts from PCBB titled “The rise & risks of shadow banking” and “Why small businesses choose non-bank lenders”. Shadow banking has grown through technological advancements, lack of regulation, increased demand for credit, and cost efficiency. Because of this, shadow banking poses several risks to traditional banking. Therefore, what are non-bank lenders in the shadow banking world doing right? They offer relationship premiums, flexible repayment schedules, fewer documentation requirements, and faster loan decisions. Links to both blog posts are included below. Link: Why Small Businesses Choose Non-Bank Lenders Link: The Rise & Risks of Shado...
2025-07-31
13 min
The Banker Next Door
Episode 432: A deeper dive into the 2025 Stress Test Results
This episode examines a blog post from PCBB titled “Key factors behind lower losses in 2025 Stress Test results.” This blog post takes a deeper dive into the recent Stress Test results. The Stress Test results were influenced by three main factors. 1. Less severe scenario due to countercyclical design. 2. Revised measurement of private equity exposures. 3. Higher net revenue from improved bank performance. These results can help smaller banks in 3 ways, benchmarking and strategic planning, anticipating regulatory direction, and better competitive positioning. A link to the blog post is included below. Link: Key Factors Behind Lower Losses in 2025 Stress Test...
2025-07-24
12 min
Chicago Job Market Report
Chicago's Evolving Job Market: Resilience, Shifts, and Opportunities
Chicago’s job market in mid-2025 reflects both resilience and transition, shaped by strong employment numbers, structural shifts, and targeted government strategies. According to the Staffing Industry Analysts and PCBB, the overall unemployment rate in the city hovers near 4.1%, with national averages for people without disabilities around 3.8%, but for people with disabilities, it rises to 7.5%. These figures suggest a competitive market with important gaps in inclusion and accessibility. Nonfarm payrolls have grown steadily with June alone adding 147,000 jobs nationally and average hourly wages up 3.7% year-over-year, according to PCBB. Major industries continue to include healthcare, finance, logistics, education, retail, manufacturing, e-commerce, an...
2025-07-14
03 min
Atlanta Job Market Report
Atlanta's Resilient Job Market: Navigating Economic Headwinds and Opportunities
Atlanta’s job market in mid-2025 remains resilient despite broader economic headwinds and global uncertainties. The unemployment rate in June edged down to 4.1 percent, with nonfarm payroll additions outpacing expectations and wage growth steady at 3.7 percent year over year according to PCBB and the U.S. Bureau of Labor Statistics. Major employers including Southern Company, ServiceMaster Restore, and the City of Atlanta continue to provide steady opportunities, while the market sees robust participation from both private and public sectors. The region’s employment landscape is marked by a strong presence in energy, hospitality, logistics, disaster restoration, and professional services. ServiceMaster Rest...
2025-07-14
03 min
The Banker Next Door
Episode 412: What is the impact of stopping penny production?
This episode examines a blog post from PCBB titled “The impact of halting penny production.” As a result of high production costs, the US Mint will discontinue printing pennies in 2026. What does this mean for banks, businesses, and consumers? Banks may see adjustments serving cash-based businesses and coin inventory changes. Businesses may need to change their marketing strategies and how they price certain items. Consumers could see a disproportionate impact on unbanked and low-income families. A link to the blog post is included below. Link: The Impact of Halting Penny Production
2025-06-25
10 min
The Banker Next Door
Episode 409: Should your bank implement a digital lending platform?
This episode examines a blog post from PCBB titled “Benefits of digital lending keep growing, along with loan volume.” The market for small business loans continues to grow. A digital lending platform can provide borrowers with the convenience of applying for loans at the time, place, and using the device that is best for them. Digital lending can help banks with faster loan decisions, more consistent lending decisions, improved accuracy, better compliance, and a competitive advantage. Digital lending can also help banks save money and build a better loan portfolio. A link to the blog post is included below.
2025-06-20
12 min
The Banker Next Door
Episode 408: What is Proptech?
This episode examines a blog post from PCBB titled “What is Proptech, and how can it help with CRE lending?” Proptech is the marrying of real estate and technology to change the way that real estate is marketed, sold, and managed. Some examples include Zillow, Airbnb, Appfolio, and Buildium. Proptech can help banks in the following ways: CRE transactions, risk management, lending decisions, streamlining the lending process, and competitiveness. A link to the blog post is included below. Link: What Is PropTech, and How Can It Help with CRE Lending?
2025-06-19
09 min
The Banker Next Door
Episode 405: Bank M&A market update
This episode provides an update on the bank M&A market for the first half of 2025. We examine three articles from S&P Global Market Intelligence (subscription required) and we review a blog post from PCBB titled “Stats show 2025 is M&A’s year, but what’s helping deals succeed.” Bank M&A was quiet for most of 2024 and then picked up toward the end of the year. 2025 is off to a slow start but there is optimism that deal volume will pick up. A link to the PCBB blog post is included below. Link: Stats Show 2025 Is M&A’s...
2025-06-16
18 min
The Banker Next Door
Episode 377: Can faster Federal payments increase demand for real-time banking?
This episode examines a recent blog post from PCBB titled “Faster Federal payments mean rising demand for real-time banking.” A recent shift in government payments could change the direction of bank strategy. Should banks focus more on payment channels and products like P2P and FedNow? A link to the PCBB blog post is included below. Link: Faster Federal Payments Mean Rising Demand for Real-Time Banking
2025-05-05
12 min
The Banker Next Door
Episode 373: How are core providers performing?
This episode examines a blog post from PCBB titled “Core providers beefed up tech, but satisfaction can improve.” Banks are happy with their core providers for the most part, but customer service and relationships can be an issue at times. There are many reasons why a bank would not switch their core provider but if you are thinking about switching, the blog post provides six factors to consider. A link to the blog post is included below. Link: Core Providers Beefed Up Tech, But Satisfaction Can Improve
2025-04-29
14 min
Banking Out Loud
Banking on Cannabis: Risks, Rewards & Regulations
As the cannabis industry grows, community financial institutions face a pivotal decision — should they step into the Marijuana-Related Banking (MRB) space? In this episode, we explore the evolving landscape of MRB, breaking down the risks, rewards, and regulatory complexities of taking on cannabis-related business customers. Join us as we dive into the conversations CFIs are having with regulators about MRB, the potential impact of legislative changes like the SAFE Banking Act, and real-world insights from financial institutions already offering MRB services. We’ll also discuss reputation management, compliance strategies, and what it takes to run a successful MRB...
2025-03-20
38 min
Banking Out Loud
Banking on Cannabis: Risks, Rewards & Regulations
As the cannabis industry grows, community financial institutions face a pivotal decision — should they step into the Marijuana-Related Banking (MRB) space? In this episode, we explore the evolving landscape of MRB, breaking down the risks, rewards, and regulatory complexities of taking on cannabis-related business customers. Join us as we dive into the conversations CFIs are having with regulators about MRB, the potential impact of legislative changes like the SAFE Banking Act, and real-world insights from financial institutions already offering MRB services. We’ll also discuss reputation management, compliance strategies, and what it takes to run a successful MRB...
2025-03-20
38 min
The Banker Next Door
Episode 344: What is the cost for banks to manage physical cash?
This episode examines a recent blog post from PCBB titled “Cashing out on managing physical cash.” Managing physical cash for banks can be very expensive. Banks must maintain counting machines, vaults, trained staff, and security. What strategies can bank’s use to cost-effectively handle physical money? A link to the blog post is included below. Link: Cashing Out on Managing Physical Cash
2025-03-19
13 min
The Banker Next Door
Episode 343: Can Congress jump start De Novo bank activity?
This episode examines a recent blog post from PCBB titled “New Bank Formation May Get a Boost from Congress” and multiple articles on De Novo activity from S&P Global Market Intelligence (subscription required). De Novo bank activity in recent years has been dead and the reason for that is primarily a regulatory one. De Novo activity has been muted since the great recession from 2007-2009. What do the numbers tell us over the last few years and what can Congress due to help the situation? Getting De Novo banks going again is critical for the future of banking. A li...
2025-03-18
23 min
The Banker Next Door
Episode 337: How can community banks compete against nonbank lenders in CRE?
This episode examines a two-part blog post from PCBB titled “CRE Lending Pt. 1 – Nonbanks fill gaps, not expectations” and “CRE Lending Pt. 2 – Strategies to compete with Nonbank lenders.” What is the growing role of private nonbank lenders in CRE? Do borrowers have frustrations with nonbank lenders? What can banks do to compete and win? Links to both blog posts are included below. Link: CRE Lending Pt. 1 — Nonbanks Fill Gaps, Not Expectations Link: CRE Lending Pt. 2 — Strategies To Compete with Nonbank Lenders
2025-03-10
16 min
The Banker Next Door
Episode 335: How to combat the rising cost of small business lending?
This episode examines a recent blog post from PCBB titled “The rising cost of small business borrowing: How CFIs can help.” Lending right now for small businesses is difficult. Higher interest rates, inflation, and tighter regulations are making it tough to borrow money. What can banks do to combat these issues and continue providing the capital and help that small business owners need? A link to the blog post is included below. Link: The Rising Cost of Small Business Borrowing: How CFIs Can Help
2025-03-06
12 min
The Banker Next Door
Episode 330: Is your bank ready for the ISO 20022 transition?
This episode examines two articles related to ISO 20022. The first is an article from ICBA titled “Countdown to ISO 20022: Key steps for community banks to ensure a smooth Fedwire transition.” The second is a blog from PCBB titled “ISO 20022 Transition Extended: How to Take Advantage.” Both articles review what ISO 20022 is, why banks need to adapt and upgrade their systems, and what the timeline is for implementation. ISO 20022 is a global messaging standard designed to improve payment efficiency, regulatory compliance, and data transparency. Links to both articles are included below. Link: ISO® 20022 Transition Extended: How to Take Advantage...
2025-02-27
13 min
The Banker Next Door
Episode 311: What happens when your customers can't sign documents?
This episode examines a recent blog post from PCBB titled “Signature solutions for a post-cursive generation.” The disappearance of cursive writing in most states means Generation Z consumers can’t read or write in script. What does this mean for banks in terms of signing loan and deposit account documents, signature cards, checks, etc.? What constitutes a legal signature? A link to the blog post is included below. Link: Signature Solutions for a Post-Cursive Generation
2025-01-31
10 min
The Banker Next Door
Episode 304: A look at the FDIC 2024 small business lending survey
This episode examines the FDIC 2024 Small Business Lending Survey and a recent blog post from PCBB titled “Building stronger bonds in small business lending.” What are some of the key trends around small business lending? What role is technology playing? Are approval times improving? Are community banks retaining their edge? Links to the FDIC report and the PCBB blog post are included below. Link: FDIC Small Business Lending Survey 2024 Link: Building Stronger Bonds in Small Business Lending
2025-01-22
14 min
The Banker Next Door
Episode 303: A look at the FDIC Q3 2024 banking profile
This episode examines the FDIC third-quarter 2024 banking profile and a recent blog post from PCBB titled “FDIC Q3 data: Good times for small banks, but will they last?” How is the banking industry performing? How are community banks performing? How is the Deposit Insurance Fund (DIF) performing? Links to the FDIC report and the PCBB blog post are included below. Link: FDIC Quarterly Banking Profile - Third Quarter 2024 Link: FDIC Q3 Data: Good Times for Small Banks, but Will They Last?
2025-01-21
12 min
The Banker Next Door
Episode 299: How to make cybersecurity part of your bank's culture
This episode examines five recent blog posts from PCBB that cover cybersecurity. We primarily look at how to make cybersecurity part of a bank’s culture. Additionally, we cover the topics of Bluetooth security, website domain attacks, and ransomware. Links to the blog posts are included below. Link: Five Tips for Making Cybersecurity Part of Company Culture Link: How To Deal with the Ever-Increasing Cybercrime Threat Link: Protecting Your Website Domain from Common Cyberattacks Link: The Importance of Bluetooth Security Link: Protecting Your Institution as Ransomware Ramps Up
2025-01-14
11 min
The Banker Next Door
Episode 298: 1033 rule aka Open Banking update!
This episode provides an update on the 1033 rule also known as Open Banking. There have been major updates in just the past few weeks. ICBA released their Open Banking Guide, PCBB reported on the evolving open banking data standards, and the CFPB provided updated guidance. What does all this mean for financial institutions and consumers? What are the dangers and potential consequences of Open Banking? Links to related articles, blog posts, and the Open Banking guide are included below. Link: The Evolution of Open Banking Data Standards Link: API Security Helps Keep Your Data Safe
2025-01-13
28 min
The Banker Next Door
Episode 290: Top Predictions for Banks in 2025
This episode examines a recent blog post from PCBB titled “PCBB’s President’s Top Predictions for CFIs in 2025.” Regulatory changes, M&A, and small business lending are just a few of the trends for banks in 2025. A link to the blog post is included below. Link: PCBB’s President’s Top Predictions for CFIs in 2025
2024-12-27
15 min
The Banker Next Door
Episode 289: A look at PCBB's 2024 year in review
This episode examines three recent blog posts from PCBB titled “2024 in review – Market Challenges, Regulation, Digital Banking, Technology and Cybersecurity.” We look back at some of the things that made 2024 a unique year in banking. Links to all three blog posts are included below. Link: 2024 in Review: Part 1 of 3 — Market Challenges Link: 2024 in Review: Part 2 of 3 — Regulations & Digital Banking Link: 2024 in Review: Part 3 of 3 — Technology & Cybersecurity
2024-12-26
15 min
Banking Out Loud
The Power of Your People: UBank’s CEO Talks Relationship Banking
Banking Out Loud host Nancy Ozawa discusses relationship banking, its benefits, and strategies for success with guest Justin Armstrong, Co-CEO of UBank, and PCBB’s Northeast Regional Manager, Mike Foreman. The group delves into how prioritizing customer relationships over transactions radically transformed UBank’s approach to banking. Join us as we break down UBank’s vision to level up community banking into actionable insights. Their winning strategy focuses on common sense, consistency, and efficiency, creating long-term, sustainable success for both their customers and their team. This episode is a must-listen for those striving to ele...
2024-12-05
28 min
Banking Out Loud
The Power of Your People: UBank’s CEO Talks Relationship Banking
Banking Out Loud host Nancy Ozawa discusses relationship banking, its benefits, and strategies for success with guest Justin Armstrong, Co-CEO of UBank, and PCBB’s Northeast Regional Manager, Mike Foreman. The group delves into how prioritizing customer relationships over transactions radically transformed UBank’s approach to banking. Join us as we break down UBank’s vision to level up community banking into actionable insights. Their winning strategy focuses on common sense, consistency, and efficiency, creating long-term, sustainable success for both their customers and their team. This episode is a must-listen for those striving to ele...
2024-12-05
28 min
The Banker Next Door
Episode 275: How much is your bank really worth?
This episode examines a recent blog post from PCBB titled “How much is your CFI really worth?” Recent sales data implies there is a disconnect between buyers and sellers in terms of price. The M&A market has been weak for the last two years with many potential buyers sitting on the sidelines. What factors determine a bank’s value? A link to the blog post is included below. Link: How Much Is Your CFI Really Worth?
2024-11-26
13 min
Banking Out Loud
What Makes an Institution Successful—A Regulatory Perspective
In this episode, Kathy Lonowski, former regulator with the FDIC, explores the keys to success for community financial institutions. Lonowski shares insights on the importance of proactive risk management, strong communication, and effective data use in decision-making. She explains why involving regulators early in risk discussions is crucial and highlights the significance of corporate governance and stakeholder trust in ensuring long-term success. Lonowski also touches on the role of middle management in addressing issues and stresses the importance of due diligence when launching new products. She wraps up with a practical look at how regulatory bodies coordinate...
2024-11-05
34 min
Banking Out Loud
What Makes an Institution Successful—A Regulatory Perspective
In this episode, Kathy Lonowski, former regulator with the FDIC, explores the keys to success for community financial institutions. Lonowski shares insights on the importance of proactive risk management, strong communication, and effective data use in decision-making. She explains why involving regulators early in risk discussions is crucial and highlights the significance of corporate governance and stakeholder trust in ensuring long-term success. Lonowski also touches on the role of middle management in addressing issues and stresses the importance of due diligence when launching new products. She wraps up with a practical look at how regulatory bodies coordinate...
2024-11-05
34 min
The Banker Next Door
Episode 258: How is CECL performing?
This episode examines a recent PCBB blog post titled “How has CECL adoption affected credit loss allowance levels?” The Current Expected Credit Loss or CECL methodology has been implemented by all banks for managing their Allowance of Credit Losses (ACL). How is this relatively new methodology performing compared to how banks historically managed loan loss reserves or loan loss provisions? What are the differences between small and large banks? A link to the blog post is included below. Link: How Has CECL Adoption Affected Credit Loss Allowance Levels?
2024-10-31
16 min
The Banker Next Door
Episode 256: Crypto fraud is growing! (Crypto Series Part XI)
This episode examines a recent blog post from PCBB titled “Crypto Fraud is growing rapidly.” The blog posts looks at the different types of crypto fraud including investment scams, call center fraud, romance, and cryptocurrency kiosks. Who are the likeliest targets by age, state, and country. Finally, the blog post offers six tips on how to avoid getting scammed. A link to the blog post is included below. Link: Crypto Fraud Is Growing Rapidly
2024-10-29
18 min
The Banker Next Door
Episode 236: Let's talk about deposit strategy!
This episode reviews a recent blog post from PCBB titled “Are deposit costs finally easing?” With interest rates reducing, this blog post offers five strategies banks should be considering for managing their deposits in this challenging environment. Every bank should be thinking about these deposit strategies. A link to the blog post is included below. Link: Are Deposit Costs Finally Easing? (pcbb.com)
2024-09-29
15 min
The Banker Next Door
Episode 230: SBA Update
This episode provides an update on the Small Business Administration (SBA) and the programs it offers. The SBA has rolled out a new 7(a) Working Capital Pilot Program, which is a line of credit up to $5 million. The SBA is seeking out new lenders to work with in an attempt to expand access to their various loan programs. Finally, borrowers that utilized the SBA EIDL loan program continue to struggle with their debt loads. Link: The SBA’s New Working Capital Pilot Program Launches Today (pcbb.com) Link: SBA to issue more Small Business Lending Co...
2024-09-22
25 min
The Banker Next Door
Episode 225: How can your bank improve digital lending?
This episode reviews a recent blog post form PCBB titled “5 tips to improve your digital lending efforts.” PCBB reviewed the Digital Banking Report 2024 on the state of digital lending in banks. Some of the key findings reviewed: types of credit that can be initiated online vs mobile, the end-to-end digital process, branch visits, time to complete an application, and restarting an interrupted application. In addition, PCBB provides 5 tips on ways that banks can improve their digital lending experience. Links to the blog post and the 2024 State of Digital Lending report are included below. Link: 5 Tips To Improve Your...
2024-09-16
16 min
The Banker Next Door
Episode 224: What do small businesses want from their bank?
This episode reviews a recent blog post from PCBB titled “What do small businesses really want from their FI?” A recent survey from BAI of small business customers is reviewed to see their comments on primacy, bank switching, channel preference, branch proximity, improving digital capabilities, and generative AI. What is real and what is perceived about banks digital capabilities, branches, and services? Link: What Do Small Businesses Really Want From Their FI? (pcbb.com)
2024-09-15
21 min
Banking Out Loud
A Middle Manager’s Guide To Driving Organizational Success
In this insightful episode, we dive into the unique challenges and opportunities of mid-level managers. Scott Mautz, accomplished author, keynote speaker, and trainer leverages his decades of management experience at Proctor & Gamble (P&G), along with data and actionable tips and strategies, to help middle managers thrive in hierarchy, differentiate themselves, and influence “up, down, and across the organization.” Scott offers a fresh perspective on how middle-managing leaders can enhance their influence by being a powerful resource for upper management, coaching and empowering their teams, and championing collaboration between departments to drive meaningful change from the middle of th...
2024-07-09
39 min
Banking Out Loud
A Middle Manager’s Guide To Driving Organizational Success
In this insightful episode, we dive into the unique challenges and opportunities of mid-level managers. Scott Mautz, accomplished author, keynote speaker, and trainer leverages his decades of management experience at Proctor & Gamble (P&G), along with data and actionable tips and strategies, to help middle managers thrive in hierarchy, differentiate themselves, and influence “up, down, and across the organization.” Scott offers a fresh perspective on how middle-managing leaders can enhance their influence by being a powerful resource for upper management, coaching and empowering their teams, and championing collaboration between departments to drive meaningful change from the middle of th...
2024-07-09
39 min
Banking Out Loud
Harnessing the Potential of Generative AI in Banking
AI is expected to be as big a disruptor as the internet was. In this episode, we're joined by Kendra Ramirez, CEO of KR Digital Agency and an expert in AI. Together, we explore the far-reaching impacts of AI across industries, focusing on the banking sector and generative AI. Kendra unpacks the nuances of generative AI, shedding light on its benefits and challenges. She shares actionable tips for navigating the AI landscape, from getting started to vetting AI-powered tools effectively. She also emphasizes the importance of developing an AI policy to ensure responsible and ethical use and...
2024-04-25
36 min
Banking Out Loud
Harnessing the Potential of Generative AI in Banking
AI is expected to be as big a disruptor as the internet was. In this episode, we're joined by Kendra Ramirez, CEO of KR Digital Agency and an expert in AI. Together, we explore the far-reaching impacts of AI across industries, focusing on the banking sector and generative AI. Kendra unpacks the nuances of generative AI, shedding light on its benefits and challenges. She shares actionable tips for navigating the AI landscape, from getting started to vetting AI-powered tools effectively. She also emphasizes the importance of developing an AI policy to ensure responsible and ethical use and...
2024-04-25
36 min
Banking Out Loud
Accelerating Faster Payments Success – Insights from PCBB & Fiserv
In this episode of Banking Out Loud, Fiserv payments experts Paul Sullivan and Justin Jackson join PCBB’s payments expert Sheila Noll to discuss the rapidly evolving faster payments landscape. Their conversation touches on the importance of strategic thinking and collaboration with partners, while also driving home the need to view faster payments as an opportunity to better serve customers and differentiate your institution. They also discuss other considerations, such as the value of data-rich transactions enabled by ISO 20022 and the potential for new use cases and business models as faster payments continue to develop. Gue...
2024-03-28
28 min
Banking Out Loud
Accelerating Faster Payments Success – Insights from PCBB & Fiserv
In this episode of Banking Out Loud, Fiserv payments experts Paul Sullivan and Justin Jackson join PCBB’s payments expert Sheila Noll to discuss the rapidly evolving faster payments landscape. Their conversation touches on the importance of strategic thinking and collaboration with partners, while also driving home the need to view faster payments as an opportunity to better serve customers and differentiate your institution. They also discuss other considerations, such as the value of data-rich transactions enabled by ISO 20022 and the potential for new use cases and business models as faster payments continue to develop. Gue...
2024-03-28
28 min
Banking Out Loud
Performance Review Tips That Really Work
In this episode of Banking Out Loud, host Nancy Ozawa discusses the value of performance reviews and how to effectively prepare for them with Laurie Battaglia, CEO of Aligned at Work. Laurie emphasizes the need for employees and managers to discuss the format and frequency of reviews that will be most helpful. She also provides tips for employees on how to prepare for performance discussions, the role of managers in creating a positive culture of feedback and growth, and the importance of open communication, curiosity, and continuous improvement in the performance review process. Guest: L...
2024-01-30
41 min
Banking Out Loud
Performance Review Tips That Really Work
In this episode of Banking Out Loud, host Nancy Ozawa discusses the value of performance reviews and how to effectively prepare for them with Laurie Battaglia, CEO of Aligned at Work. Laurie emphasizes the need for employees and managers to discuss the format and frequency of reviews that will be most helpful. She also provides tips for employees on how to prepare for performance discussions, the role of managers in creating a positive culture of feedback and growth, and the importance of open communication, curiosity, and continuous improvement in the performance review process. Guest: L...
2024-01-30
41 min
Banking Out Loud
Preventing Cyber Attacks – Insights from a US Secret Service Agent
In this episode of Banking Out Loud, US Secret Service agent Stephen Dougherty joins hosts Sonia Portwood and Nancy Ozawa to discuss cybercrime and the Secret Service’s mission to protect and secure the US financial and economic infrastructure. Stephen shares examples of types of cybercrime, including business email compromise schemes, romance scams, work-from-home scams and deep fakes, and explains how technology tools, including AI, have made these schemes more sophisticated than ever. He also provides tips on when and to which law enforcement or relevant authority suspicious activity should be reported to. Hosts: So...
2023-11-30
35 min
Banking Out Loud
Preventing Cyber Attacks – Insights from a US Secret Service Agent
In this episode of Banking Out Loud, US Secret Service agent Stephen Dougherty joins hosts Sonia Portwood and Nancy Ozawa to discuss cybercrime and the Secret Service’s mission to protect and secure the US financial and economic infrastructure. Stephen shares examples of types of cybercrime, including business email compromise schemes, romance scams, work-from-home scams and deep fakes, and explains how technology tools, including AI, have made these schemes more sophisticated than ever. He also provides tips on when and to which law enforcement or relevant authority suspicious activity should be reported to. Hosts: So...
2023-11-30
35 min
Banking Out Loud
The Art of Intentional and Successful Communication
In this podcast episode, host Sonia Portwood discusses the importance of communication skills and ways to improve them with guest Alyson Van Hooser, a keynote speaker and trainer focused on multi-generational leadership. Alyson shares tips emphasizing the need for intentional communication and understanding the stories of others to connect with them effectively. Also, hear the three-step listening technique that can not only improve communication but also ensure the results you want from almost any conversation. Host: Sonia Portwood Chief Sales and Marketing Officer PCBB Guest: Alyson Van Ho...
2023-10-30
28 min
Banking Out Loud
The Art of Intentional and Successful Communication
In this podcast episode, host Sonia Portwood discusses the importance of communication skills and ways to improve them with guest Alyson Van Hooser, a keynote speaker and trainer focused on multi-generational leadership. Alyson shares tips emphasizing the need for intentional communication and understanding the stories of others to connect with them effectively. Also, hear the three-step listening technique that can not only improve communication but also ensure the results you want from almost any conversation. Host: Sonia Portwood Chief Sales and Marketing Officer PCBB Guest: Alyson Van Ho...
2023-10-30
28 min
Banking Out Loud
Strategy Before Structure: A Roadmap for Succecss
In this episode of Banking Out Loud, we discuss the importance of putting strategy before structure when launching new products, services, and strategic initiatives. Guest Ryan Canin, CEO and Co-Founder of DocFox, shares insights on the importance of defining clear objectives and strategies before adopting new technologies or selecting vendors. Hear practical approaches to optimize your innovation journey and understand how to avoid common pitfalls, ensuring that your institution remains efficient, competitive, and customer-focused. Host: Nancy Ozawa Senior Vice President Marketing | PCBB Guest: Ryan Canin CEO and Co-Founder | DocFox ...
2023-08-03
41 min
Banking Out Loud
Strategy Before Structure: A Roadmap for Succecss
In this episode of Banking Out Loud, we discuss the importance of putting strategy before structure when launching new products, services, and strategic initiatives. Guest Ryan Canin, CEO and Co-Founder of DocFox, shares insights on the importance of defining clear objectives and strategies before adopting new technologies or selecting vendors. Hear practical approaches to optimize your innovation journey and understand how to avoid common pitfalls, ensuring that your institution remains efficient, competitive, and customer-focused. Host: Nancy Ozawa Senior Vice President Marketing | PCBB Guest: Ryan Canin CEO and Co-Founder | DocFox ...
2023-08-03
41 min
Banking Out Loud
Achieving Disney-level Customer Service - The Mouse Is In The House!
Excellent customer service can be a crucial differentiator for businesses. Done well, it can help your institution attract and retain customers and drive bottom-line results. Join us as Dennis Snow walks us through proven principals for delivering outstanding customer experiences. As an ex-Disney leader and now full-time speaker, trainer and consultant on all things customer service excellence, Dennis discusses the strategic tools that help differentiate your services from others and helps create an engaged workplace, so that customer satisfaction is the primary focus of the entire team. Host: Sonia Portwood Chief S...
2023-05-08
32 min
Banking Out Loud
Achieving Disney-level Customer Service - The Mouse Is In The House!
Excellent customer service can be a crucial differentiator for businesses. Done well, it can help your institution attract and retain customers and drive bottom-line results. Join us as Dennis Snow walks us through proven principals for delivering outstanding customer experiences. As an ex-Disney leader and now full-time speaker, trainer and consultant on all things customer service excellence, Dennis discusses the strategic tools that help differentiate your services from others and helps create an engaged workplace, so that customer satisfaction is the primary focus of the entire team. Host: Sonia Portwood Chief S...
2023-05-08
32 min
America's Credit Unions
Sponsored: The payment landscape
Venmo. PayPal. Zelle. Instant peer-to-peer payments have played a large role in the rapidly changing payment landscape. How can credit unions adapt to the current structure and benefit from modernized payment platforms?PCBB Senior Vice President of Operations Allen Sztukowski answered that question and more on this episode of the CUNA News Podcast. Sztukowski and CUNA Digital Media Design Specialist Yeekeng Yang take a wide lens to the payment landscape, then dive in to explain how credit unions can adapt and thrive as payments continues to evolve.
2023-05-04
27 min
CUNA News Podcast
Sponsored: The payment landscape
Venmo. PayPal. Zelle. Instant peer-to-peer payments have played a large role in the rapidly changing payment landscape. How can credit unions adapt to the current structure and benefit from modernized payment platforms?PCBB Senior Vice President of Operations Allen Sztukowski answered that question and more on this episode of the CUNA News Podcast. Sztukowski and CUNA Digital Media Design Specialist Yeekeng Yang take a wide lens to the payment landscape, then dive in to explain how credit unions can adapt and thrive as payments continues to evolve.
2023-05-04
27 min
Banking Out Loud
All About Crypto and Blockchain Technology
There is a lot to understand when it comes to cryptocurrencies, blockchain technology and the associated regulation. We talk with Div Pandya, Principal at FS Vector, to help us understand it all. Learn about the types of digital assets and current regulation standards, along with expert predictions on where this sector is headed. We also explore blockchain technology with a look at current and potential uses related to banking. Host: Nancy Ozawa Senior Vice President, Marketing PCBB Guest: Divij Pandya Principal FS Vector Email: dpandya@fsvector.c...
2023-04-10
31 min
Banking Out Loud
All About Crypto and Blockchain Technology
There is a lot to understand when it comes to cryptocurrencies, blockchain technology and the associated regulation. We talk with Div Pandya, Principal at FS Vector, to help us understand it all. Learn about the types of digital assets and current regulation standards, along with expert predictions on where this sector is headed. We also explore blockchain technology with a look at current and potential uses related to banking. Host: Nancy Ozawa Senior Vice President, Marketing PCBB Guest: Divij Pandya Principal FS Vector Email: dpandya@fsvector.c...
2023-04-10
31 min
Banking Out Loud
Sticky Business: Increasing Customer Loyalty
It's always a good time to focus on keeping your customers happy and loyal. In this episode of Banking Out Loud, we sit down with Sushil Wenholz and Paul Louderman of Customer Communication Group to discuss ways to increase customer loyalty — including 3 tips to get started and key mistakes to avoid. Host: Nancy Ozawa Senior Vice President, Marketing PCBB Guests: Sushil Wenholz VP, Creative Director Customer Communications Group, Inc. sushil@customer.com Paul Louderman SVP, Account Management Customer Communications Group, Inc. pau...
2022-12-12
30 min
Banking Out Loud
Sticky Business: Increasing Customer Loyalty
It's always a good time to focus on keeping your customers happy and loyal. In this episode of Banking Out Loud, we sit down with Sushil Wenholz and Paul Louderman of Customer Communication Group to discuss ways to increase customer loyalty — including 3 tips to get started and key mistakes to avoid. Host: Nancy Ozawa Senior Vice President, Marketing PCBB Guests: Sushil Wenholz VP, Creative Director Customer Communications Group, Inc. sushil@customer.com Paul Louderman SVP, Account Management Customer Communications Group, Inc. pau...
2022-12-12
30 min
Banking Out Loud
CECL Case Study: From In-House to Outsourced (Micro-cast)
Chief Credit Officer, Michael Kerr of First Federal Bank shares his experience with CECL, and why his institution ultimately decided to outsource CECL, after starting off in-house. From Coast to Coast, PCBB is Your Trusted Partner. If you have questions about CECL or your approach - in-house or outsourced - we would be happy to help. Feel free to reach out: (888)-399-1930 | cecl@pcbb.com | pcbb.com/products/cecl Host: Nancy Ozawa Senior Vice President, Marketing PCBB nozawa@pcbb.com Guest: Michael Kerr Chief Credi...
2022-11-17
08 min
Banking Out Loud
CECL Case Study: From In-House to Outsourced (Micro-cast)
Chief Credit Officer, Michael Kerr of First Federal Bank shares his experience with CECL, and why his institution ultimately decided to outsource CECL, after starting off in-house. From Coast to Coast, PCBB is Your Trusted Partner. If you have questions about CECL or your approach - in-house or outsourced - we would be happy to help. Feel free to reach out: (888)-399-1930 | cecl@pcbb.com | pcbb.com/products/cecl Host: Nancy Ozawa Senior Vice President, Marketing PCBB nozawa@pcbb.com Guest: Michael Kerr Chief Credi...
2022-11-17
08 min
Banking Out Loud
Extraordinary Sales Results: Tips, Mistakes, The Value Equation
Archie Kelley, Managing Principal of SalesPhysics and creator of The Value Equation, joins us to discuss his sales technique aimed at creating a pathway to extraordinary sales results. Archie explains how value is at the core of successful selling, and provides three tips to boost success and three mistakes to avoid. Host: Sonia Portwood Chief Sales and Marketing Officer PCBB Guest: Archie Kelly Managing Principal SalesPhysics, LLC archie.kelly@salesphysics.com www.salesphysics.com Connect with Archie on LinkedIn
2022-08-30
36 min
Banking Out Loud
Extraordinary Sales Results: Tips, Mistakes, The Value Equation
Archie Kelley, Managing Principal of SalesPhysics and creator of The Value Equation, joins us to discuss his sales technique aimed at creating a pathway to extraordinary sales results. Archie explains how value is at the core of successful selling, and provides three tips to boost success and three mistakes to avoid. Host: Sonia Portwood Chief Sales and Marketing Officer PCBB Guest: Archie Kelly Managing Principal SalesPhysics, LLC archie.kelly@salesphysics.com www.salesphysics.com Connect with Archie on LinkedIn
2022-08-30
36 min
Banking Out Loud
The Evolution of Real-Time Payments: Part 2 - What’s Next?
In this part 2 of our payments episode series, host Sonia Portwood sits down with PCBB's Allen Sztukowski to discuss what the future of real-time payments looks like. Including the soon-to-launch FedNow program, anticipated technology and functionality changes, and tips to help you prepare. Host: Sonia Portwood Chief Sales and Marketing Officer PCBB Guest: Allen Sztukowski Senior Vice President, CAMS Operations | PCBB Resources: Faster Payments Council: https://fasterpaymentscouncil.org/Guides-Research FedNowSM Service: https://explore.fednow.org/
2022-05-04
30 min
Banking Out Loud
The Evolution of Real-Time Payments: Part 2 - What’s Next?
In this part 2 of our payments episode series, host Sonia Portwood sits down with PCBB's Allen Sztukowski to discuss what the future of real-time payments looks like. Including the soon-to-launch FedNow program, anticipated technology and functionality changes, and tips to help you prepare. Host: Sonia Portwood Chief Sales and Marketing Officer PCBB Guest: Allen Sztukowski Senior Vice President, CAMS Operations | PCBB Resources: Faster Payments Council: https://fasterpaymentscouncil.org/Guides-Research FedNowSM Service: https://explore.fednow.org/
2022-05-04
30 min
Banking Out Loud
Mind, Body and Banking
Host Sonia Portwood sits down with executive coach and leadership consultant Dr. Susan Bernstein, to discuss managing – and even harnessing – anxiety and stress in order to confidently navigate today’s ever-changing (banking) landscape. Host: Sonia Portwood Chief Sales and Marketing Officer PCBB Connect with Sonia: LinkedIn Guest: Dr. Susan Bernstein, MBA, PhD Executive Coach & Leadership Consultant Connect with Susan: www.DrSusanBernstein.com | LinkedIn | Instagram | YouTube Resources: Breathwrk App
2022-03-08
36 min
Banking Out Loud
Mind, Body and Banking
Host Sonia Portwood sits down with executive coach and leadership consultant Dr. Susan Bernstein, to discuss managing – and even harnessing – anxiety and stress in order to confidently navigate today’s ever-changing (banking) landscape. Host: Sonia Portwood Chief Sales and Marketing Officer PCBB Connect with Sonia: LinkedIn Guest: Dr. Susan Bernstein, MBA, PhD Executive Coach & Leadership Consultant Connect with Susan: www.DrSusanBernstein.com | LinkedIn | Instagram | YouTube Resources: Breathwrk App
2022-03-08
36 min
Banking Out Loud
The Evolution of Real-Time Payments: Part 1 - Then and Now
Join hosts Sonia Portwood and Virginia Robbins in a discussion with Allen Sztukowski, Senior Vice President of Operations at PCBB to discuss real-time payments. As an active participant in the efforts to modernize real-time payments, Allen shares his insights on how the payments space has changed over the years, and what efforts are being made today to modernize it.
2022-02-08
30 min
Banking Out Loud
The Evolution of Real-Time Payments: Part 1 - Then and Now
Join hosts Sonia Portwood and Virginia Robbins in a discussion with Allen Sztukowski, Senior Vice President of Operations at PCBB to discuss real-time payments. As an active participant in the efforts to modernize real-time payments, Allen shares his insights on how the payments space has changed over the years, and what efforts are being made today to modernize it.
2022-02-08
30 min
Banking Out Loud
CECL - Beyond Implementation Part 2: Getting Started & Thoughts on Using Spreadsheets for CECL
In part 2 of our 2-part series on CECL, Andy Hines, Chief Lending Officer, and EVP at The Bank of Glen Burnie, shares his experience in getting started with CECL, his exposure and participation, his thoughts on spreadsheets for CECL, and how his institution prepared for CECL. For more information on CECL, visit https://www.pcbb.com/products/cecl
2021-11-15
23 min
Banking Out Loud
CECL - Beyond Implementation Part 2: Getting Started & Thoughts on Using Spreadsheets for CECL
In part 2 of our 2-part series on CECL, Andy Hines, Chief Lending Officer, and EVP at The Bank of Glen Burnie, shares his experience in getting started with CECL, his exposure and participation, his thoughts on spreadsheets for CECL, and how his institution prepared for CECL. For more information on CECL, visit https://www.pcbb.com/products/cecl
2021-11-15
23 min
Banking Out Loud
CECL - Beyond Implementation, Part 1: Organizing Data & Explaining Results
In this 2-part series on CECL, we speak with Andy Hines, Chief Lending Officer, and EVP at The Bank of Glen Burnie, as he reflects on his journey through implementing the Current Expected Credit Loss (CECL) accounting standard. In this part 1, Andy shares lessons he has learned, specifically on organizing data for CECL and explaining CECL results to his stakeholders. For more information on CECL, visit https://www.pcbb.com/products/cecl
2021-10-19
34 min
Banking Out Loud
CECL - Beyond Implementation, Part 1: Organizing Data & Explaining Results
In this 2-part series on CECL, we speak with Andy Hines, Chief Lending Officer, and EVP at The Bank of Glen Burnie, as he reflects on his journey through implementing the Current Expected Credit Loss (CECL) accounting standard. In this part 1, Andy shares lessons he has learned, specifically on organizing data for CECL and explaining CECL results to his stakeholders. For more information on CECL, visit https://www.pcbb.com/products/cecl
2021-10-19
34 min
Rooted In Revenue
Correcting the Disconnect in Your Customer Service
If someone is completing a form, you never want your customer to take any action that they don't know what's next for them. They need to know what's next and how long it will take. This is just one tip from Sonia Portwood and Virginia Robbins from PCBB. Customer service can make or break your business. Look at everything that you do from the point of view of your customers and you can't go wrong. Virginia reminds us to be brave when a customer leaves. Pick up the phone and ask what happened and how you could i...
2021-07-01
31 min
Banking Out Loud
Machine Learning & Artificial Intelligence
In this episode, hosts Virginia Robbins and Sonia Portwood talk with PCBB's Machine Learning and Artificial Intelligence (AI) expert Shiva Sandy.
2021-06-09
34 min
Banking Out Loud
Machine Learning & Artificial Intelligence
In this episode, hosts Virginia Robbins and Sonia Portwood talk with PCBB's Machine Learning and Artificial Intelligence (AI) expert Shiva Sandy.
2021-06-09
34 min
Banking Out Loud
About Banking Out Loud
Hear what PCBB’s podcast Banking Out Loud is all about in this sneak peek episode. Hosts Virginia Robbins and Sonia Portwood talk about what you can expect from this new podcast.
2021-05-14
04 min
Banking Out Loud
About Banking Out Loud
Hear what PCBB’s podcast Banking Out Loud is all about in this sneak peek episode. Hosts Virginia Robbins and Sonia Portwood talk about what you can expect from this new podcast.
2021-05-14
04 min
Friartown Pod
Episode 10: Georgetown Postgame Reaction, Alyn Breed’s Emergence, and the state of PCBB
The Friars fall to 5-6 in Big East play after another one-point loss, this time to the Hoyas. Alyn Breed has started six games is already incredible. What is the path for a tournament-worthy resume?
2021-01-30
1h 34
Sawala Podcast
02 - Pembatasan Cinta Berskala Besar (PCBB)
Yeah, Sawala Podcat kembali lagi dengan bahasan yang lebih melankolis. Kali ini @ihsanamala akan berbagi soal cinta, kiw kiw.
2020-05-02
17 min
The Providence Friarcast
5: Tom Planek for President
This week's episode of the Providence Friarcast features audio from Ed Cooley's postgame press conference on Sunday, a recap of the Tom Planek-led comeback against Stony Brook, a discussion about the good and bad of Ed Cooley playing or not playing some of the injured players against Houston and/or Sacred Heart and a look ahead to the Friars' game against Houston at Mohegan Sun. @pcbb1917 @BWMcGair03 @ChrisGrenham #pcbb #gofriars
2017-12-20
27 min
The Providence Friarcast
4: What is Providence's Identity Through 10 Games?
This week's exam break episode of the Providence Friarcast features a discussion about Providence's issues and lack of identity through 10 games this season after needing overtime to beat Brown at home and then dropping a road game at UMass last time out. Mike, Brendan and Chris give their thoughts on what is ailing the Friars besides the injuries to Kyron Cartwright, Alpha Diallo and Maliek White and the gang looks ahead to Providence's next game on Sunday against Stony Brook. @pcbb1917 @BWMcGair03 @ChrisGrenham #pcbb #gofriars
2017-12-14
34 min