Shows
The Missing Middle with Mike Moffatt and Sabrina MaddeauxThe Humble Genius of Uytae Lee: The Creator of About HereHe's got 215,000 YouTube subscribers and millions of views. The urban planner and YouTube creator Uytae Lee sits down with Sabrina Maddeaux and Mike Moffatt to have a fun and wide-ranging conversation about housing and the systemic hurdles to building more of it. Uytae shares insights on creating engaging content about housing, urban planning, design and the realities of YouTube monetization. The discussion also touches on the challenges of prefabricated housing, the need for innovation and some free advice for the new prime minister of Canada.Chapters00:00 Introduction 01:14 Understanding the B.C. housing situation a...2025-05-0730 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxBaby Bust: Where Have All the 3-Bedroom Homes Gone?In this episode, conservative pundit Sabrina Maddeaux and economist Mike Moffatt discuss the significant decline in the construction of three-bedroom homes in Ontario, particularly in the Greater Toronto Area (GTA). They explore the implications of the 'baby bust' phenomenon, where fewer families are able to afford suitable housing, leading to a decrease in birth rates. The conversation delves into the regulatory barriers and economic conditions that have contributed to the housing crisis, emphasizing the need for policy changes to address the missing middle in housing options. The episode highlights the challenges faced by young families in navigating the current...2025-04-3024 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxCan Any Party Actually Fix Housing? - Election 2025In this episode of The Missing Middle, hosts Sabrina Maddeaux and Michael Moffatt discuss the housing platforms of Canada's major federal parties as they approach the April 28 election. They analyze the promises made by the Liberals, Conservatives, and NDP regarding housing starts, affordability, and the implications of these policies on young Canadians. The conversation delves into the commonalities and differences in party platforms, the impact of municipal incentives and rent control, and critiques of the math behind the promises. They also explore the sociological implications of housing policies and the relationship between immigration and housing supply.Chapters2025-04-2529 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxEd Elson: Is Gen Z Doomed?In this conversation, Sabrina Maddeaux and Mike Moffatt are joined by co-host of the Prof G Markets podcast with Scott Galloway, and host the First Time Founders podcast Ed Elson to discuss the economic challenges faced by Gen Z, including their financial struggles, housing affordability, and the rising costs of education. Ed highlights the generational wealth gap, the impact of debt, and the political engagement of Gen Z, emphasizing the need for action beyond social media advocacy. Together they delve into the disconnect between wealth and economic outcomes, particularly focusing on the impact of tariffs and taxation on different...2025-04-2349 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxDavid Coletto: Gas Prices, Trump and Angry Young Men - Inside Canada’s Wild 2025 ElectionIn this episode, conservative pundit Sabrina and economist Mike Moffatt speak with David Coletto, CEO of Abacus Data, to explore the evolving landscape of Canadian election polling. They discuss the impact of recent policy changes, particularly the carbon tax, on voter sentiment and the shifting dynamics of affordability issues. The conversation delves into the trends among young voters, particularly young men, and the gender dynamics influencing voting behavior. The discussion also highlights the scarcity mindset surrounding housing and the rising favorability of Mark Carney as a political figure. Chapters00:00 Introduction, David Coletto2025-04-1626 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow Community Consultation is Ruining DemocracyIn this episode, conservative pundit Sabrina Maddeaux and economist mike Moffatt sit down with housing advocate Eric Lombardi to discuss the epic shortcomings of the community consultation processes in Toronto. Lombardi argues that they often fail to represent the diverse voices and interests of the community. He emphasizes the need for a more proactive approach to community engagement that considers the broader needs of neighborhoods rather than reacting to individual developments. The conversation also touches on the implications of property rights, the role of advocacy groups, and the responsibilities of provincial and federal governments in addressing the housing crisis...2025-04-0937 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxAre Young People Giving Up on Canada?In this episode, Sabrina Maddeaux and Michael Moffatt discuss the critical intersection of the housing crisis and national security in Canada. They explore how the inability to afford housing not only affects individuals but also poses systemic risks to the Canadian economy and society. The conversation delves into the implications of economic vulnerability, the talent exodus to the U.S., and the growing disconnection among younger generations. They emphasize the urgent need for a cohesive housing policy that addresses these interconnected issues to ensure a stable and resilient future for Canada. (This episode was recorded on Friday March 28th...2025-04-0224 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWill Reduced Immigration Solve the Housing Crisis?In this conversation Conservative pundit Sabrina Maddeaux and economist Mike Moffatt delve into the recent changes in Canada's immigration policies and their implications for the housing market and population growth. Sabrina and Mike discuss the significant reduction in immigration targets, the impact on housing prices and rents, and the skepticism surrounding the government's ability to meet these new targets. They also explore the methodologies used by various levels of government to determine housing needs and the political ramifications of adjusting housing targets in response to changing population dynamics.Chapters00:00 Introduction01:18 Changes to Canada’s immigration po...2025-03-2620 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxDavid Coletto: The Precarity Mindset and the 2025 ElectionIn this conversation, conservative pundit Sabrina Maddeaux and economist Mike Moffatt discuss the evolving landscape of political polling with David Coletto, CEO of Abacus Data. They explore the significant shifts in voter sentiment influenced by key events such as Justin Trudeau's exit, Mark Carney's rise, and the impact of Donald Trump. The discussion delves into demographic changes, the emergence of a precarity mindset among voters, and the implications for the Liberal Party and the NDP. The conversation also touches on regional dynamics, particularly in Quebec, and the challenges of predicting voter turnout in the upcoming federal election.2025-03-1931 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxUnpacking the Growing Wage Gap Between American and Canadian WorkersIn this episode, conservative pundit Sabrina Maddeaux and economist Mike Moffatt explore the growing wage gap between American and Canadian workers, discussing the implications for young Canadians and the factors contributing to this disparity. They delve into the data on emigration, the impact of housing costs, and the need for policy changes to boost productivity and wages in Canada. The conversation also touches on the potential for brain drain and the importance of attracting talent to maintain economic growth. (Full transparency, we recorded this episode before the most recent round of Trump tariffs were imposed on Canada. The content...2025-03-1221 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxReece Martin has a Vision for Canada’s High Speed Rail FutureIn this episode of The Missing Middle, hosts Sabrina Maddeaux and Michael Moffatt discuss the recent announcement of a high-speed rail project in Canada with transit expert Reece Martin. They explore the details of the proposed rail line, the political motivations behind it, and the challenges Canada faces in implementing effective transit solutions compared to other countries. The conversation highlights the need for a shift in approach to infrastructure projects, emphasizing the importance of political will, investment, and learning from international best practices.Chapters00:00 Introduction01:16 High-speed rail announcement outlined2025-03-0527 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxOntario Election PredictionsIn this conversation, conservative pundit Sabrina Maddeaux, economist Mike Moffatt and producer Meredith Martin discuss the Ontario election, focusing on predictions regarding Doug Ford's (potential) majority win and the lack of competition from opposition parties. They delve into the housing crisis, exploring why it hasn't resonated with voters and the barriers preventing Millennials from engaging in politics. The discussion highlights the impact of economic challenges on political participation and the need for addressing housing issues to foster broader political engagement.Chapters00:00 Introduction00:51 Ontario Election Predictions02:06 Why the housing...2025-02-2812 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxExamining Liberal Leadership Housing PromisesIn this episode, Sabrina Maddeaux and Mike Moffatt discuss the federal Liberal leadership race, focusing on how the top contenders are addressing Canada's housing crisis. They analyze the candidates' policies, including Mark Carney's vague housing promises, Chrystia Freeland's tax cuts for first-time homebuyers, and Karina Gould's approach to generational change. The conversation highlights the candidates' proposals and the need for a vision that resonates with younger Canadians. They also provide advice for the candidates and make predictions about the outcome of the race. (This episode was recorded on Friday February 21st at 10am and later that day Ruby Dhalla...2025-02-2634 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy Ontario Cities Are Sitting on 10 Billion in CashIn this episode, Sabrina Maddeaux and Mike Moffatt discuss the complexities of development charges in Ontario, highlighting how municipalities have accumulated over $10 billion in unspent infrastructure funds. They explore the implications of these taxes on housing affordability, the political dynamics influencing their increase, and the growing public awareness of the housing crisis. Chapters:00:00 Introduction01:28 Understanding development charges02:10 The accumulation $10 Billion in unspent infrastructure funds04:28 Cities are sitting on huge piles of cash but it’s totally above board06:30 The impact of development charges on h...2025-02-1919 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxAre We in a Relationship Recession?In this episode of the Missing Middle podcast, Sabrina Maddeaux and Mike Moffatt discuss the phenomenon of the 'relationship recession,' exploring its causes, implications for society, and the economic challenges it presents. They delve into how changing social dynamics, economic pressures, and technological advancements are reshaping relationships and family structures, particularly among younger generations. The conversation highlights the impact of these trends on the middle class and the need for policy solutions that address the root causes of declining relationship formation.Chapters:00:00 Introduction01:31 Understanding the...2025-02-1219 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxFord Fails Ontario on HousingIn this conversation, conservative pundit Sabrina Maddeaux and economist Mike Moffatt discuss the challenges and failures of Ontario's housing market, contrasting it with Alberta's more successful approach. They explore the vision of affordable housing presented by Premier Doug Ford, the current state of housing supply, and the political dynamics affecting housing policies. The discussion highlights the implications for millennials and Gen Z, who are increasingly considering moving to provinces like Alberta due to affordability issues. Ultimately, Sabrina and Mike each assign a letter grade to the Ontario government's performance in addressing the housing crisis. Spoiler alert: Ford gets F...2025-02-0522 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxAlex Usher: How Canada is Paying for Ontario’s Higher Education DebacleAfter the federal government capped the number of international students it let into Canada many colleges and universities saw a drastic decrease in enrollment. As a result colleges are slashing programs while universities struggle to balance their books. Why is this happening and who is responsible? Alex Usher, a sector expert and higher education consultant, joins Mike Moffatt and Sabrina Maddeaux in this week’s episode of the Missing Middle podcast. They discuss the impact of international students on the housing crisis, the financial challenges faced by colleges and universities and the implications of recent policy changes particularly in...2025-01-2921 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow Trump's Tariffs Will Hurt the Middle-classPolitical pundit Sabrina Meadow and economist Mike Moffatt delve into the complexities of tariffs, particularly in the context of the impending policies under the new Donald Trump's administration. They explore what tariffs are, their implications for the middle class in both the US and Canada, and the public's understanding of these taxes. The conversation highlights the anxiety surrounding trade deficits and the potential economic fallout for consumers and businesses alike. Mike and Sabrina discuss how tariffs act as hidden taxes for consumers, the potential retaliatory measures Canada could take, and the political motivations behind the trade tensions. 2025-01-2220 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxReviewing Trudeau’s Record on the Middle ClassIn this episode, Conservative pundit Sabrina Maddeaux and economist Mike Moffatt analyze Prime Minister Justin Trudeau's policy record. How well did his government do on supporting the middle class? Mike and Sabrina discuss both successes and failures across various policies. They delve into housing supply issues, immigration policies, child benefits, market competition, and the implications of NAFTA 2.0, providing a comprehensive overview of the Trudeau government's impact on the middle class in Canada.Chapters:00:00 Introduction analyzing Trudeau's legacy on the middle class00:58 Analyzing Trudeau's legacy on the middle class02:08 Housing...2025-01-1520 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow Corporate Consolidation is Ruining Everything: Discussion with Denise Hearn and Vass BednarMany of Canada’s problems can be traced back to its tolerance of corporate consolidation, leading to higher prices and lower wages, say Denise Hearn and Vass Bednar, co-authors of the book “The Big Fix: How Companies Capture Markets and Harm Canadians”.The authors join economist Mike Moffatt and journalist Cara Stern to discuss the implications of corporate consolidation in Canada, exploring how it creates an illusion of competition, affects consumer prices, and contributes to wage stagnation. They delve into the role of monopolies and monopsonies, the financialization of companies, and the challenges of market access for new bu...2025-01-0840 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxYou Asked, We Answered: New Year’s Mail BagIn this special New Years Day episode of the Missing Middle Podcast, Mike Moffatt, Cara Stern and Meredith Martin respond to viewer questions which have been collected throughout the year. They explore the importance of community engagement, the potential for standardized building regulations, and the impact of transit on housing prices. The conversation also touches on the difficulties of panelized construction, the concept of granny flats, and the broader economic implications of housing dynamics. In this episode, the hosts discuss the evolving challenges of affordability in housing, the implications of land transfer taxes, and strategies for potential homebuyers in...2025-01-0133 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxYou Asked, We Answered: Holiday Mail BagIn this special holiday episode of the Missing Middle Podcast, hosts Cara Stern, Meredith Martin, and Mike Moffatt answer listener questions about the housing crisis, heritage protection, and community involvement. They discuss the balance between preserving historical homes and the urgent need for more housing, the current state of the housing market, and the implications of capital gains tax. The conversation emphasizes the importance of grassroots activism and the need for more young people in politics to address the affordability crisis in Canada.A special thanks to all who wrote to us with their questions and ideas...2024-12-2525 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow to Argue About Housing at Your Holiday DinnerDo you have a family dinner planned over the holidays where you expect to run into a family member who is out of touch with the economic head winds facing Millennials and Gen Z? We are here for you! This episode of the Missing Middle podcast focuses on the typical misconceptions older people have about today’s economy. Mike Moffatt plays the role of Boomer Uncle Mike in this stunning breakout performance while Cara Stern and Sabrina Maddeaux deliver cold hard facts in a friendly and tenacious manner. You’ll laugh, you’ll cry, but most importantly you’ll...2024-12-1823 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxOntario Sucks at Building HomesOntario is by far the province with the biggest population, and is growing fast, but it’s the second worst when it comes to building homes. In this conversation, journalist Cara Stern and economist Mike Moffatt discuss the severe housing crisis in Ontario, highlighting the province's poor performance in building new homes relative to its population growth. They analyze the types of homes being constructed, the impact of homelessness, and the responses from municipal leaders. The discussion also compares Ontario's housing policies with those of British Columbia and Quebec, emphasizing the wild increase of dev...2024-11-2720 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxReal Ways Politicians Could Solve the Housing CrisisIn this episode, Cara and Mike discuss the ongoing housing crisis and its political implications, emphasizing the need for effective solutions to enhance affordability. They unpack the four key pathways to housing affordability, including the integration of transportation costs, the impact of utility bills, and the challenges of homeowners insurance. The conversation highlights the importance of deregulation and innovative policies to create more affordable housing options while addressing the political landscape surrounding these issues.Links for further reading:Ontario Communities Falling Behind on HomebuildingBLUEPRINT FOR MORE AND BETTER HOUSINGAbacus DataExample...2024-11-2027 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxThe Housing Crisis Helped Trump WinIt doesn't matter how many times politicians say the economy is doing great. If someone can't afford a home, they're not going to believe you.Cara and Mike discuss the significant impact of the housing crisis on Donald Trump's election victory, exploring how inflation and economic concerns shifted political views. They analyze migration patterns affecting electoral college votes and suggest that building more homes could help retain political power in progressive cities.Links:America Hires a StrongmanThe Inflation Factor: It Wasn’t Just the Economy How inflation and economic concerns drove vo...2024-11-0812 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxTearing Out Bike Lanes is a Bad IdeaMany cities in North America have been adding bike lanes in the past few years, especially as demand for outdoor activities spiked during the pandemic. Those lanes have been crucial at keeping cyclists safe, but seeing the road lose a lane has upset drivers, especially those who rely on their cars. Enter Doug Ford, in Ontario. The premier has introduced legislation that will require municipalities to obtain approval from the province for new bike lanes, as well as removing bike lanes that are already there – even ones that just finally finished construction. Mike and Cara di...2024-11-0633 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxNorth America Will Never Be the Netherlands - Interview with Not Just BikesA lot of people get into advocacy for better cities and urbanism by watching what’s perhaps YouTube’s biggest urbanism channel, @NotJustBikes . But that leads many to think that with enough advocacy, their hometowns could one day also look like a city in the Netherlands. Not Just Bikes’ Jason Slaughter says it’s not that simple.In this conversation, journalist Cara Stern and economist Mike Moffatt talk to Jason about what North American cities can learn from the Netherlands. They explore the principles of Dutch urban design, the importance of context in urban planning, and the need for...2024-10-2325 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxLet’s Not Give More Handouts to Wealthy SeniorsIn this episode of the Missing Middle, Cara Stern is mad. A majority of MPs recently voted to increase Old Age Security for seniors aged 65-74, regardless of whether they actually need more money.She and Mike Moffatt explore the structure of Canada's pension programs, the purpose of OAS, and the financial burden it places on the federal budget – and younger workers, many of whom are struggling to pay their housing bills.They cover the disparities in income among seniors, the challenges of targeting benefits, and the political dynamics surrounding OAS proposals.Al...2024-10-1618 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxNIMBYs will Fight Even the Gentlest of DensityIn this episode of Missing Middle, journalist Cara Stern is mad. A street in her neighbourhood in Toronto is trying to get an exemption to the city-wide garden suites rules. Cara and economist Mike Moffatt discuss the ongoing challenges of NIMBYism in Toronto, still supported by local city councillors, even when it's about the gentlest of gentle density.Links:How garden suites are dividing these Toronto neighbours (thestar.com)East-end residents worry they may lose garden suite zoning | CBC NewsCraven Road I – Leslieville Historical Society (leslievillehistory.com)Latest up...2024-10-0913 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy You Can’t Build Cheap Homes AnymoreWhen Mike bought his first home, it cost him $168,000. That number barely covers a downpayment in much of Ontario these days – and even if a developer wanted to, it could not offer that price (even indexed to inflation) because the costs to build are just so high.Mike and Cara break down the costs associated with home-building, including land prices, development charges, construction costs, and taxes, while also examining the impact of these factors on housing affordability. Links:Eric LombardiGre...2024-10-0231 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy are North American Suburbs So Bad? - with Not Just Bikes @NotJustBikes is many people's gateway into urbanism, and an understanding into how much better our cities and towns can be, if we just make some policy changes.In this conversation, journalist Cara Stern, economist Mike Moffatt, Not Just Bikes creator Jason Slaughter discuss the challenges and implications of car-dependent suburbs in North America. They explore personal experiences, historical context, and the impact of legislation on urban design. The discussion also delves into economic factors influencing suburban living, the potential for transformation, and cultural attitudes towards housing.Links:Not Just Bikes2024-09-2528 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxIt’s Now Easier to Pay More for Housing!This week, the federal government announced some big changes to mortgage policies in Canada. Specifically, it’s expanding 30-year mortgage amortizations to anyone buying a new build, or to all first-time homebuyers. It’s also raising the insured mortgage cap from $1 million to $1.5 million.In this conversation journalist Cara Stern and economist Mike Moffatt discuss the changes and the implications for first-time homebuyers, investors, and the overall housing market, while also addressing concerns about increased debt and the long-term effects on housing prices. Links:Insurable versus Uninsured Mortgages2024-09-1820 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy is Falling Rent Framed as Bad News?Rents are down in some college towns, and some are crediting the government's international student reforms. In news stories about rents falling, the media often frame price reductions as a bad thing, even though it’s a huge relief for students. Mike and Cara discuss the price drops and why the media tend to ignore the positive side of the story.Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by Meredith Martin This po...2024-09-1120 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxYou Can't Grow a Country Just On Temporary ImmigrationEconomist Mike Moffatt and journalist Cara Stern discuss Canada's record levels of population growth -- and how the majority of it came from record levels of temporary immigration.Since these numbers became known, due to backlash from the public, the federal government has announced it would implement policies it hopes will reduce the number of non-permanent residents, particularly international students, through attrition. The increase in population growth has put pressure on housing, healthcare, and education. International students often face exploitation and are blamed for various issues. The rental market has been heavily impacted, but it r...2024-09-0614 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy Don't Vacant Home Taxes Work?Cities across Canada are implementing vacant home taxes to address the issue of homes sitting empty. These taxes aim to encourage owners to sell or rent out their vacant properties. Economist Mike Moffatt and journalist Cara Stern discuss the challenges in implementation of these taxes including issues with reporting and enforcement. Studies have shown that these taxes have had a small but positive impact in getting homes back on the market, without slowing down housing construction. Hosted by Mike Moffatt & Cara Stern & Sabrina M...2024-09-0417 min
The Missing Middle with Mike Moffatt and Sabrina MaddeauxThe Challenges of Multiplex Construction: Ryan Valente at the Missing Middle Summit 2024On May 23, professionals who work in the industry to develop missing middle housing, as well as those interested in building them, gathered at the Toronto Reference Library for a one-day conference.The Missing Middle podcast team spoke to the presenters and will be sharing those interviews with you each week on Fridays throughout the next month.Ryan Valente is a project manager for Highcroft Homes, where he works on custom home development in Toronto. He talks about what it's like building in Toronto these days, and what still needs to change.Links:...2024-08-3003 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxCan Millennials Afford to Have Kids?In this conversation, Cara and Mike discuss the financial considerations of having children. They touch on topics such as housing costs, childcare expenses, and the impact on income during parental leave. They also explore the limitations of the government's childcare program and the need for increased availability of affordable childcare options. The conversation highlights the challenges faced by younger generations in affording housing and starting a family, and the potential consequences of these challenges on population growth and societal cohesion.Hosted by Mike Moffatt & Cara Stern & ...2024-08-2822 min
The Missing Middle with Mike Moffatt and Sabrina MaddeauxUpzoning Toronto's Major Streets: Naama Blonder at the Missing Middle Summit 2024On May 23, professionals who work in the industry to develop missing middle housing, as well as those interested in building them, gathered at the Toronto Reference Library for a one-day conference.The Missing Middle podcast team spoke to the presenters and will be sharing those interviews with you each week on Fridays throughout this month.Naama Blonder is an architect and urban planner with Smart Density, which she co-founded. She spoke to us on the day Toronto City Council was about to approve an expansion to what's allowed to be built on its major streets...2024-08-2304 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxThe High-Wage TFW Program Has Some Problems TooThere's been a lot of news lately about the low-wage stream of the temporary foreign worker program -- but the high-wage stream has similar problems.In this episode, Cara and Mike explore the types of jobs that are being filled through this stream, and whether the wages offered are truly competitive. They worry about the impact of bringing in foreign tech workers on the wages and opportunities for domestic tech workers, many of who end up leaving Canada in pursuit of better opportunities. They suggest reforms to the program, such as making it harder to p...2024-08-2119 min
The Missing Middle with Mike Moffatt and Sabrina MaddeauxBuilding Multiplexes Under Toronto's Newest Bylaws: Blair Scorgie at the Missing Middle Summit 2024On May 23, professionals who work in the industry to develop missing middle housing, as well as those interested in building them, gathered at the Toronto Reference Library for a one-day conference.The Missing Middle podcast team spoke to the presenters and will be sharing those interviews with you each week on Fridays throughout the next month.Blair Scorgie is a planner and urban designer, as well as an instructor at Toronto Metropolitan University. He talks about Toronto's newest multiplex bylaws, and what it could mean for building affordable, missing middle housing.Chapters:00:00...2024-08-1607 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow the Temporary Foreign Worker Program Suppresses WagesCanada has seen a significant increase in the number of low-wage temporary foreign workers, raising concerns about the impact on the job market. The low-wage stream of temporary foreign workers is tied to specific employers and is measured relative to the provincial median wage. The government made changes to the program in 2022, allowing more temporary foreign workers and weakening the rules around their hiring. This has led to questions about whether the government is intentionally suppressing wages and making it easier for corporations to function with low wages. Mike and Cara discuss the effects of this program o...2024-08-1420 min
The Missing Middle with Mike Moffatt and Sabrina MaddeauxFinancing Missing Middle Apartment Buildings: Max Goyzman at the Missing Middle Summit 2024On May 23, professionals who work in the industry to develop missing middle housing, as well as those interested in building them, gathered at the Toronto Reference Library for a one-day conference.The Missing Middle podcast team spoke to the presenters and will be sharing those interviews with you each week on Fridays throughout the month.Max Goyzman works for Peakhill Capital, which provides financing for commercial real estate projects -- mostly apartment buildings. He discusses how financing works, and some of the challenges with lending money for missing middle project.Links:Peakhill...2024-08-0904 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy are Young Families Leaving Big Cities?Back in 2021, Mike Moffatt wrote: "The top-10 most common ages to leave Toronto are the ten between the ages of 31–35 and 0–4. The single most common age is zero — that is, babies under the age of 1. That’s who is leaving Toronto."Three years later, it's gotten worse. Young Families are leaving big cities across the country. Mike and Cara discuss the challenges young families face and the consequences on these cities.Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by 2024-08-0717 min
The Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy Loosening Elevator Policy Means More Homes: Stephen Smith @MarketUrbanism at the Missing Middle Summit 2024On May 23, professionals who work in the industry to develop missing middle housing, as well as those interested in building them, gathered at the Toronto Reference Library for a one-day conference.The Missing Middle podcast team spoke to the presenters and will be sharing those interviews with you each week on Fridays throughout the next month.Stephen Smith works for the Center for Building in North America, and he discusses how strict elevator policy in this continent has cut down on the number of homes available. It also dictates what types of homes are being...2024-08-0206 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxShould Cities Require Density, or Encourage It?This conversation explores the intersection of the Yes In My Backyard movement and urbanism, focusing on the question of whether the end goal is to legalize or require dense, walkable neighborhoods. Mike and Cara discuss the benefits of walkable neighborhoods, the challenges of legalizing density, and the impact of taxation and development charges. They also consider the future of cities if these barriers to density were removed, including the potential for more low-rise and missing middle homes. The conversation concludes with a discussion on the role of private backyards and the trade-offs between density and suburban living.2024-07-3119 min
The Missing Middle with Mike Moffatt and Sabrina MaddeauxWhat It Takes to Scale Up Urban Infill: Shea Gallagher at the Missing Middle Summer 2024On May 23, professionals who work in the industry to develop missing middle housing, as well as those interested in building them, gathered at the Toronto Reference Library for a one-day conference.The Missing Middle podcast team spoke to the presenters and will be sharing those interviews with you each week on Fridays throughout the next month.Shea Gallagher, a principal with architecture firm Superkül, discusses a project he's working on along the Danforth in Toronto. He used it to demonstrate the challenges with building missing middle housing, in particular how servicing standards impact their a...2024-07-2603 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy Mike Moffatt Doesn’t Love Land Value TaxesRecently, economist Mike Moffatt got into a bit of a Twitter argument with housing advocates who think a land value tax can solve the housing crisis. He doesn’t think so. This conversation explores the idea of a land value tax as a solution to the housing crisis. The hosts discuss the concept of a land value tax, which involves increasing the tax on the land portion of property and using the revenue for other purposes. They debate the effectiveness of this approach and its potential impact on housing development. Chapters00:00 Introduction01:31 Defining a La...2024-07-2423 min
The Missing Middle with Mike Moffatt and Sabrina MaddeauxDesigning and Building Infill Homes: Evan Saskin at the Missing Middle Summit 2024On May 23, professionals who work in the industry to develop missing middle housing, as well as those interested in building them, gathered at the Toronto Reference Library for a one-day conference.The Missing Middle podcast team spoke to the presenters and will be sharing those interviews with you each week on Fridays.Evan Saskin, an architect and builder, discusses his company Blue Lion Building and their focus on multi-unit urban infill residential buildings. They specialize in subdividing single-family housing lots to create multiple residential units.Chapters:00:00 Introduction to Blue Lion Building02:18...2024-07-1907 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxIs the System Rigged Against Millennials and Gen Z?A recent Leger poll examined how young Canadians feel about their economic situation, and whether they're getting enough support from the government.Mike Moffatt and Cara Stern discuss the results, which found that millennials and Gen Z feel they are worse off than their parents. They also touch on the perception that politicians prioritize the interests of older generations over younger ones. The conversation highlights the need for more government support and better allocation of resources to address the struggles faced by millennials. Cara and Mike express concerns about the future and the impact of high taxes...2024-07-1719 min
The Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy We Need Missing Middle Homes: Eric Lombardi at the Missing Middle Summit 2024Part of the Missing Middle Summit SeriesOn May 23, professionals who work in the industry to develop missing middle housing, as well as those interested in building them, gathered at the Toronto Reference Library for a one-day conference.The Missing Middle podcast team spoke to the presenters and will be sharing those interviews with you each week on Fridays for the next eight weeks.First up is Eric Lombardi, founder of the YIMBY group More Neighbours Toronto, who talked about why missing middle homes are so important to build....2024-07-1205 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxCanada’s Addiction to Temporary Foreign WorkersThe number of temporary foreign workers in Canada has been increasing, and that has led to all sorts of concerns. There’s low youth employment levels, stagnant wages, and industries that rely entirely on low-wage temporary workers to keep prices low.In this discussion, economist Mike Moffatt and journalist Cara Stern talk about the different types of temporary residents, the support they receive from the government, and the impact they have on the economy and labour market.Links:Temporary residents in Canada rise to 2.8 million ah...2024-07-1023 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy Single Stairways are Heaven for Homebuilding - Interview with Conrad SpeckertIf you get deep enough into the conversation about the housing crisis, you're inevitably going to hear the words "single egress". A lot of people, especially in Canada, think that the country is too strict with its stairwell rules, which require multiple exits for almost every multi-storey apartment building.Conrad Speckert, intern architect at LGA Architectural Partners, thinks this needs to change, and tells Mike and Cara why.Links:This site is a guide for converting single family homes to multi-unit housing.https://rehousing.ca/Guest: Conrad Speckert https://x...2024-07-0325 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxShould Politicians Encourage a Return to the Office?In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss return-to-office plans and the role of politicians in helping local business districts survive. It explores the controversy surrounding the mayor of Toronto's push to get workers back to the office and the potential negative impacts on workers, the environment, and affordability. The idea of converting unused office space into apartments is also discussed as a potential solution. More reading:Olivia Chow wants to bring Toronto’s downtown back to life — and she’s meeting bank CEO...2024-06-2617 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxShould Landlords Get Tax Breaks to Sell to their Tenants?In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss the idea of a tax break for landlords in the UK who sell their homes to their tenants. They explore the potential impact of this policy and whether it could be applicable in Canada. They also discuss the broader housing crisis and the importance of choice between renting and owning a home. More reading:Tories’ capital gains tax break stands to save landlords over £21,000 on averageHosted by Mike...2024-06-2013 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow Elevator Rules Cost Us HomesIn this discussion, Mike and Cara talk to Stephen Smith, executive director of the non-profit Center for Building in North America about how elevators and building codes have contributed to the housing crisis. Stephen describes how elevators in North America are much more expensive than in Europe due to size requirements, technical codes and standards, and labour issues. He suggests adopting a global standard for elevators to improve housing options.Guest: Stephen Smith Hosted by Mike Moffatt & Cara Stern & Sa...2024-06-1926 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxCould Trudeau Crash the Housing Market?Recently, Prime Minister Justin Trudeau commented that home prices couldn't drop because so many people rely on their home's value for their retirement. But could a prime minister stop a housing crash if he wanted to?In this discussion, Mike and Cara discuss the idea of how much control the federal government has over home prices. They examine the impact of policies on affordability, and the challenges of balancing the interests of different stakeholders. It delves into the complexities of housing markets and the role of government in preventing price crashes and maintaining affordability.More...2024-06-0520 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxDoes Owning a House Secure Your Retirement?In this conversation Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to certified financial planner and founder of the New School of Finance Shannon Lee Simmons, about saving for retirement. Canada’s National Institute for Aging recently did a survey of 6,000 older Canadians to find out how they feel about the prospect of retirement. The results were definitive. Most survey respondents, all of whom are 50 or older, do not feel that they are financially secure enough to be able to retire when they want to. 44 percent of them had not put away any money for...2024-05-2923 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxCould More Supply Crash the Housing Market?In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern read a viewer email from Atanas Georgiev of Niagara-on-the-Lake, Ontario, who is wondering about potential negative side effects of a deflationary housing market if there is a drastic increase in housing supply. They explore the definition of affordability and the various pathways to achieving it, including reducing expenses, lowering interest rates, and increasing wages. They also discuss the possibility of building more supply in walkable neighborhoods and the potential impact on home prices.Hosted by Mike Moffatt & ...2024-05-2217 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxIf Condo Sales are Down, Why Aren’t Prices?Housing starts in Canada are falling, particularly in Ontario, and the situation is even worse than predicted. The non-condo ownership market has seen a massive decline over the last 20 years, with high land prices and development charges making it unaffordable for buyers. Yet prices aren’t coming down. Mike Moffatt and Cara Stern discuss this challenge and its effect on getting supply in both the rental and ownership markets.More reading:We need more than big promises to solve our housing crisishttps://thehub.ca/2024-05-09/mike-moffatt-we-need-more-than-promises-to-solve-our-housing-crisis/?ut...2024-05-1519 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxIs Raising the Capital Gains Tax a Good Idea?In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern are joined by tax lawyer Bhuvana Rai with Mors Tribute and estate lawyer Birute Luksenaite with Portfolio Estate Law. They talk about the increase to the capital gains tax introduced by the government in the federal budget on April 16, 2024. They explain what capital gains are and how they are currently taxed. They also explore the arguments for and against the increase in the inclusion rate, including the potential impact on investment, fairness, and the ability of individuals to pass on assets to their children. 2024-05-0834 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxCould a Renter's Bill of Rights Actually Help?The federal government of Canada is exploring ways to help renters, such as through the introduction of a Renter’s Bill of Rights. This conversation examines the government’s promises, and covers what impact they might have on renters and rental prices. It explores how price transparency affects the rental market and whether the government is doing enough. The rental market in Ontario is broken, but what are the limitations of the federal government's jurisdiction? Technical Producer: Mike Greene https://instagram.com/mikegreenemediaHosted by Mike Moffatt & Cara Stern...2024-05-0112 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow Automatic Tax Filing Could Make Your Life EasierIn this discussion, Mike and Cara are joined by the executive director of Canadians for Tax Fairness Katrina Miller to discuss the benefits of automatic tax filing and how it can save people money. The conversation explores the concept of automatic tax filing, the groups that would benefit from it, the current status of its implementation in Canada, and the opposition it faces from tax accountants and software firms. The conversation also touches on the potential implementation of automatic tax filing in Canada, citing examples from the UK and New Z...2024-04-2416 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxGrading the Federal Budget: Housing Policy and Capital Gains TaxIn this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss the federal budget and its impact on housing. They cover new initiatives, such as opening up federal land for development and the deductibility of interest for tax reasons. They also discuss the government's commitment to building 2 million homes and the challenges of labor shortages and productivity in the housing sector. The hosts grade the government's success in addressing housing issues and discuss the change to the capital gains tax. They analyze the significance of the change and its impact on wealth inequality. Overall, they...2024-04-1916 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxAlex Beheshti: What Happened to Ontario's Housing Ambition?Guest: Alex Beheshti, Senior Consultant with Altus Group Economic Consulting specializing in urban planning policy analysis, municipal fee reviews, and fiscal impacts of development.In this conversation, Cara, Mike, and Alex discuss the latest housing bill from the Ontario PC government. They grade the bill and discuss its impact on housing supply and affordability. They also delve into the streamlining of third-party appeals, the exemption for universities from the Planning Act, the use it or lose it policy for subdivision and condominium approvals, and the potential for single staircases in multi-unit homes. The conversation highlights the l...2024-04-1727 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy Trudeau is Bringing Back 30-Year MortgagesIn this conversation, economist Mike Moffatt and journalist Cara Stern discuss the federal government's new plan to help first-time homebuyers by extending amortization periods on new homes. The conversation explores the reasons behind this decision and the potential impact on housing starts and prices, as well as why this is similar to a policy Mike and Cara suggested in an article in the Hub. The hosts also discuss the importance of helping the middle class achieve homeownership and the need for a balanced approach that addresses both demand and supply.Read the article with their suggestions: https...2024-04-1211 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxEveryone Wants Rentals, but No One Wants LandlordsIn this discussion, economist Mike Moffatt and journalist Cara Stern about the great housing paradox: everyone wants landlords but no one wants landlords.Cara and Mike also discuss the different perspectives on who should own rental properties, including small-time landlords, big corporations, and government housing. The conversation also touches on the role of conflict of interest rules for politicians who own properties and the need for affordable ownership and rental options for all. The ultimate goal is to create a housing system with enough supply that is affordable and accessible to everyone.Hosted by 2024-04-1019 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxAlex Bozikovic: Heritage Rules and the Housing CrisisIn this discussion, Mike Moffatt and Cara Stern discuss how heritage designation negatively impacts housing supply in Toronto. During this wide ranging conversation with Globe and Mail's architecture critic, Alex Bozikovic, they touch on the history of urban planning and how it intersects with heritage planning and urban design in unexpected ways. They explore the difference between listed and designated heritage buildings, the growing number of heritage properties in Toronto, and its effect of heritage preservation on density and climate action. Various neighborhoods in Toronto are discussed including the Danforth, Yonge and Eglinton, Rosedale and Little Jamaica. The conversation c...2024-04-0327 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxFord, Fourplexes and the Free MarketIn this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss the recent revelation by Ontario Premier Doug Ford that he will be caving to NIMBY objections, and won’t be forcing municipalities to legalize fourplexes across the province.Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by Meredith Martin This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity In...2024-03-2913 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxMarc Miller: How The Immigration Minister Plans To Cut ImmigrationIn this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to the Minister of Immigration, Refugees and Citizenship of Canada, Marc Miller. Included in this wide ranging conversation is the recent announcement of new targets for temporary immigration, the need for a decrease in temporary residents, the reasons behind the delay in taking action and the impact of temporary residents on housing affordability. The discussion also covers the financial insecurity faced by universities and colleges due to the two-year cap on international student visas. 2024-03-2734 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxDavid Coletto: Why Millennials Broke Up with TrudeauIn this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to Pollster David Coletto about the shifting priorities of millennials and the generational divides in financial stability and housing. He explains that younger Canadians are less likely to prioritize climate change compared to older Canadians. The conversation explores the factors influencing these priorities, including the cost of living crisis, housing affordability, the impact of financial insecurity and the appeal of the Conservative Party to younger Canadians. The conversation highlights the challenges faced by political parties in attracting millennial voters and t...2024-03-2030 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow Parking Minimums Hinder Home ConstructionIn this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss why parking minimums often require developers to allocate a fixed amount of land for parking, regardless of the actual demand for parking in a particular area. This can result in inefficient land use, with valuable urban space being underutilized for parking purposes rather than for housing, commercial, or recreational activities.Cara and Mike explore the origins of parking minimums and the concerns that led to their regulation. They also delve into the use of parking minimums as a negotiating tool for cities and...2024-03-1313 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow to Build 5.8 Million Homes by 2030In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to Cherise Burda, Director of City Building Research and Innovation at Toronto Metropolitan University and a co-author with Mike of the Blueprint for More and Better Housing: How Federal, Provincial and Municipal Governments can Ensure We Build 5.8 Million Homes that are Affordable, Low-Carbon and Resilient. In this conversation, Cara, Mike, and Cherise discuss the blueprint and they highlight the importance of a full systems approach to address climate, resiliency, and housing. They a...2024-03-0829 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow Central Banks Decide If Your Mortgage Goes UpIn this 22-minute discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to Scott Cameron, an economist formerly with the Parliamentary Budget Officer in Ottawa and now working in government in the Channel Islands.This conversation explores economic forecasting models and the Bank of Canada's transition to a new model. The chapters cover the purpose of economic forecasting, the current method of capturing and measuring the Canadian economy, criticism of existing models, the importance of theory and data in economic modeling, the Bank of Canada's motivation for change and addressing model gaps, a comparison...2024-03-0622 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxInflation, Interest Rates, and the Role of the Bank of CanadaIn this conversation, Mike Moffatt and Cara Stern discuss inflation and the Bank of Canada's approach to managing it. They explore the factors that contribute to inflation, such as supply-side disruptions and demand-side spending. They also discuss the challenges of predicting and controlling inflation, as well as the potential impact of inflation on different sectors of the economy. The conversation concludes with a discussion on the Bank of Canada's upcoming decision on interest rates and its influence on the markets.Hosted by Mike Moffatt & Cara Stern & 2024-03-0118 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxReece Martin: Canadians Pay Way Too Much to Build TransitSmart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to transit expert Reece Martin about the challenges and issues surrounding transit development in Canada. He highlights the decline in the ability to deliver transit projects effectively, the high costs of building subways in Toronto and the impact of NIMBYism on transit development are also discussed. Reece emphasizes the need for transparency, accountability, and integration between transit and land use. He expresses optimism for the future of transit in Canada and the potential for building high-speed rail. Overall, the conversation sheds light on the importance of improving...2024-02-2830 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow Does the Bank of Canada Affect Housing?Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to Armine Yalnizyan, economist and Atkinson Fellow On The Future Of Workers, about what role the Bank of Canada has played in the housing crisis. In this wide-ranging discussion, they discuss how wages have lagged significantly behind housing prices and how the Canadian Central Bank’s decision to quickly raise interest rates has affected mortgage holders. Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by Meredith Martin...2024-02-2320 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxIs GDP Per Capita is a "Garbage Metric"?A lot of people have been challenging the notion that GDP is a good measure of the economy. Instead, they suggest, we should look at GDP per capita to determine whether life is getting better for individuals, rather than the country as a whole.But is GDP per capita an economic triumph or a "garbage metric"? In this 23-minute discussion, Smart Prosperity Institute https://institute.smartprosperity.ca/ economist Mike Moffatt and journalist Cara Stern talk to Armine Yalnizyan, Economist and Atkinson Fellow On The Future Of Workers, explore the limitations of GDP per capita as a...2024-02-1422 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxDo Canada's Immigration Targets Make Sense?Last week the federal government introduced a cap on international student visas. Going forward they will be distributed to the provinces on a per-capita basis. That got us thinking about Canada’s immigration policies in general. Canada’s openness to immigrants has always been one of Canada's great strengths. Our temporary immigration programs have some unique problems that are really tough to solve, but what about Canada’s permanent immigration system? How does it work? And do we have the right targets for Canada’s success?In this 15-minute episode of the Missing Middle Podcast, Smart Prosperity Institut...2024-02-0915 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxSoaring Rent and Low Vacancy in Canada's Latest Market ReportThe Canada Mortgage and Housing Corporation (CMHC) released its annual Rental Market Report last week. With the national vacancy rate hitting a historic low and rent prices on a relentless climb, renters across the nation are feeling the squeeze. In bustling urban centers like Toronto and Vancouver, the role of condominiums as makeshift rental units reveals a housing landscape in flux, with implications that touch everyone from anxious first-time homebuyers to investors looking to capitalize on the market.In this 23-minute discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss vacancy rates, rent averages...2024-02-0623 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow Colleges Broke Canadian ImmigrationThe Canadian federal government announced a 2-year cap on international student permits making for some big headlines last week. This will severely limit the number of international students attending campuses in Ontario and British Columbia where the number of international students have been climbing in recent years. The existence of Public Private Partnerships (or PPPs) between public and private colleges is something not many citizens of ever consider, but it’s been a significant factor in the Canadian housing crisis. In this 33-minute discussion, Smart Prosperity Institute economist Mike Mof...2024-01-3032 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxSabrina Maddeaux: A Millennial Running to be a ConservativeSabrina Maddeaux is a journalist and political commentator who announced that she’s seeking the Conservative nomination for Aurora—Oak Ridges—Richmond Hill. In this 22-minute discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to Maddeaux about the housing and affordability crisis and what role that played in her decision to run for political office.Hosted by Mike Moffatt & Cara Stern Produced by Meredith...2024-01-2322 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxThe Three Types of Middle ClassPoliticians, policy makers, and journalists all talk about the middle class and how well they are doing economically speaking. Middle-class voters make up the bulk of the voting population so it makes political sense to court them. But what exactly does middle class mean today? Who is considered middle class and what makes them middle class?In this 23-minute discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss three buckets of economic citizens: renters, homeowners with no mortgage, and homeowners with large mortgages - and how different their economic lives really are....2024-01-1922 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxIs a 10.5% Property Tax Increase Reasonable?The city of Toronto is currently contemplating a significant property tax hike as part of its proposed budget for the upcoming fiscal year. The move is generating widespread discussion and debate among residents, businesses, and policymakers. In this 23-minute discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss the proposed tax increase and the possible implications for the highest property tax increase since Toronto was amalgamated more than 25 years ago.Hosted by Mike Moffatt & Car...2024-01-1622 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxJohn Rapley: Is Canada's Economy in Decline?Canada’s place in the global world order is shifting and according to the Organization for Economic Development and Cooperation (OECD) Canada will be the worst-performing advanced economy over the next decadeJohn Rapley is a political economist specializing in global development, the world economy, and economic history. He was born and raised in Ottawa and is a political economist at the University of Cambridge. He has written five books, the latest of which is titled Why Empires Fall: Rome, America, And The Future Of The West In this 35-minute interview, Smart Prosperity Ins...2023-12-2935 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxTrudeau Talks Capping International Student VisasYesterday was the first time Mike or Cara ever heard Prime Minister Justin Trudeau signalling that his government would work to cap the number of international students allowed in the country, tying the numbers to available housing. Mike and Cara discuss what this development means and how it could even work.Hosted by Mike Moffatt and Cara Stern.Thank you to the PLACE Centre. This podcast is funded by the Neptis Foundation.Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux 2023-12-2215 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow Pre-Approved Home Designs Could Help AffordabilityIn a throwback to the post-war era, Trudeau's federal government is looking into creating a catalogue of pre-approved home designs that they hope will speed up housing development. But why do they even matter, and where can they go wrong?Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin.Thank you to the PLACE Centre. This podcast is funded by the Neptis Foundation.Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by ...2023-12-2020 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxWhy You Should Care About (and Understand) Bond YieldsCanadian bond yields have been fairly volatile in recent weeks...but what does that even mean, and why does it matter to anyone outside of the finance world?Mike gives a primer on what bond yields are, and why the middle class should understand and care about them.Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin.Thank you to the PLACE Centre. This podcast is funded by the Neptis Foundation.Hosted by Mike Moffatt & Cara Stern & ...2023-12-1518 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxHow the BC Housing Minister is Going Big on Housing SupplyBritish Columbia's Housing Minister Ravi Kahlon joins Mike and Cara to talk about the big plans his government has to make it easier for developers to build homes. We cover everything from zoning, to immigration, and building with timber.Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin.Thank you to the PLACE Centre. This podcast is funded by the Neptis Foundation.Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by 2023-12-1242 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxTrudeau Liberals' Fall Economic Statement Earns a C- GradeJustin Trudeau's government released its Fall Economic Statement this week, introducing what Finance Minister Chrystia Freeland called meaty measures...and what Mike Moffatt grades at a C-. He explains why, and what they could have offered instead.Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin.Thank you to the PLACE Centre. This podcast is funded by the Neptis Foundation.Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by Meredith Martin2023-11-2418 minThe Missing Middle with Mike Moffatt and Sabrina MaddeauxGreen Leader Mike Schreiner on Fixing Housing in OntarioOntario Green Party Leader Mike Schreiner joined Mike and Cara to talk about his two private member's bills that aim to increase housing supply, as well as how he hopes to represent young people who have been priced out of the market.Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin.Thank you to the PLACE Centre. This podcast is funded by the Neptis Foundation.Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by 2023-11-1019 min