Shows
Housing Market SavvyFrom the CAR Economists February 2026 Market Signals Every Serious Buyer and Seller Should StudySend a textThe California Association of Realtors (CAR) economists are signaling a stabilizing economy From inflation data to jobs reports to mortgage rate movement, every economic signal shapes your negotiating position in real estate. This episode explains what this week's CAR report means for your bottom line.• CAR economists say the economy is stabilizing, which could lead to Fed rate cuts in the second half of 2026• Core CPI dropped to 2.5,% its best reading since March 2021, signaling easing inflation• The average 30-year fixed mortgage rate decli...
2026-02-2111 minHousing Market SavvySelling Tenant Occupied Property in California and What Attorneys SaySend a textFrom The Kapowich Vault: Selling a rental property with tenants? Buying an occupied home? Living in a property that's about to be sold? This evergreen interview from The Kapowich Vault covers what every party needs to know.California real estate attorneys Adam Pedersen and Ashlee D. Gonzales from Brewer Offord & Pedersen LLP join Pat Kapowich to explain the legal framework that protects—and affects—everyone involved in the sale of tenant-occupied property.What you'll learn:• Why planning one year changes everything for sellers...
2026-02-1327 minHousing Market SavvyCalifornia Housing Market November 2025 Statewide and Regional Data AnalysisSend a textNovember 2025 California Real Estate Data for Buyers and SellersCalifornia’s November 2025 housing data is in. In this episode, I break down the latest numbers from the California Association of Realtors for existing single-family homes — statewide and across five major regions.What you’ll learn:• Why California’s median price held steady at $852,680• Which region saw the biggest price decline (hint: it’s the Bay Area)• Where homebuyers have the most negotiating power right now• What 32 days on market tells us about the shift from 2024• ...
2026-02-0108 minHousing Market SavvyAB 723 - Transparency in Real Estate Advertising (Effective January 2026)Send a textCalifornia's new real estate law AB 723 requires disclosure of digitally altered property images. Effective January 1, 2026, this legislation protects consumers from misleading advertising.In this episode, Realtor Pat Kapowich explains:• AB 723 disclosure requirements for altered images• Virtual staging and photo manipulation rules• MLS compliance vs. state law requirements• Exceptions for color correction and standard photography• Legal consequences and enforcementFor California home buyers, sellers, and real estate professionals: understand what this law means for property advertising transparency.Host Pat Kapowich is a Certified...
2026-01-2910 minHousing Market SavvySan Francisco Bay Area Bay Area Housing Market: 9 Counties Analyzed - November 2025 | Pat KapowichSend a textTitle: Bay Area Housing Market: 9 Counties Analyzed - November 2025Description:The San Francisco Bay Area doesn't have one housing market—it has nine. California Real Estate Broker Pat Kapowich breaks down November 2025 single-family home data across all nine Bay Area counties, revealing which markets favor buyers, which demand competitive offers, and where the real opportunities exist.What You'll Discover:San Francisco's inventory crisis: Only 135 active listings, homes selling 15% above asking in 31 daysThe Tale of Two Markets: Silicon Valley's 11-day sales vs. Na...
2026-01-2215 minHousing Market SavvyLaws That Didn't Get Much Attention: The Home Flipper Disclosure Law (AB 968)Send a textWhat happens when decades of real estate mastery meet a law most agents have never heard of? You get this episode.Pat Kapowich has guided home buyers and home sellers through every imaginable market cycle—and delivered results that speak for themselves. His home seller clients achieve a median of just 9 days on market for single-family homes and 8 days for condo/townhome listings. That kind of performance doesn't happen by accident. It reflects a strategic, client-focused methodology built over a career.Now, Pat is sharing the insights that set him ap...
2026-01-0115 minHousing Market SavvyAugust 2025 San Francisco Bay Area Housing Market Analysis: Single-Family Home Trends Across All Nine CountiesSend a textAugust 2025 San Francisco Bay Area Housing Market Analysis: Single-Family Home Trends Across All Nine CountiesWhy is August the most critical month for understanding where San Francisco Bay Area single-family home prices are really headed?In this episode, Pat Kapowich—a California Real Estate Realtor® with 37 years of navigating San Francisco Bay Area market cycles—breaks down the latest single-family home data from the California Association of Realtors across all nine San Francisco Bay Area counties.What You'll Discover:• Why August single-family home da...
2025-11-1714 minHousing Market SavvyCalifornia Housing Affordability: What Q2 2025 Data Means for YouSend a textIn this episode of Housing Market Savvy, Realtor Pat Kapowich breaks down the latest housing affordability report from the California Association of Realtors, released August 12, 2025. With only 15% of California households able to afford a median-priced single-family home, Pat explores what this means for buyers, sellers, and the broader market.Tune in as Pat explains:Why affordability dipped from the previous quarter but improved year-over-yearHow elevated interest rates and rising home prices are shaping buyer behaviorWhich counties are the most and least affordable in CaliforniaWhat condo and townhome buyers need...
2025-08-1504 minHousing Market Savvy5 Costly Disclosure Mistakes Home Sellers Must AvoidSend a textPat Kapowich demystifies property disclosures in this compelling episode. He breaks down the five costliest disclosure mistakes that can derail your home sale. From unpermitted renovations to misunderstanding grandfathered structures, discover how proper disclosure creates trust and positions sellers for success. Learn why that initial 'magic in a bottle' moment when your home hits the market should not be wasted with incomplete disclosures. Pat shares real-world examples of how proper disclosure leads to faster sales and fewer cancellations, drawing from decades of success where over 50% of his listings sell in 10 or fewer d...
2025-01-0209 minHousing Market SavvyOctober home sales insights from the California Association of Realtors®In this episode of Housing Market Savvy, Pat Kapowich discusses the latest trends in the California housing market, highlighting a rebound in home sales, significant price increases, and regional performance variations. The conversation covers the impact of rising interest rates, inventory levels, and the overall outlook for the housing market as it enters the holiday season.takeawaysCalifornia home sales rebounded in October after two months of decline.The year-over-year sales pace reached its highest level in 40 months.October saw the largest price gain in 45 years for homes.Sales in higher price segments are...
2024-11-2814 minHousing Market Savvy12 Key Signs of Financial Elder Abuse in Property TransactionsSend a textJoin Realtor® Pat Kapowich and Title Officer Scott Heisey as they uncover the growing issue of financial elder abuse in real estate. Learn how to spot and prevent these scams.Special Guest:Scott Heisey, V.P. Northern California Operations Manager and Underwriter at Stewart Title of California, Inc.Main Lesson Points from Scott Heisey's Interview:The exponential rise in elder financial abuse is due to the increasing elderly population.Caregivers are becoming primary abusers of seniors' finances.Red flags in property t...
2024-06-0642 minHousing Market SavvyGame-Changing Updates in Real Estate: FCC Amendment & New Housing LegislationSend a textIn this pivotal episode of "Housing Market Savvy," we're applauding two monumental developments in the real estate sector.:First, dive into the FCC's latest Telephone Consumer Protection Act amendment, a significant move that reshapes lead generation in real estate and mortgages. Discover how this change aims to seal the 'lead generator loophole' and what it means for industry professionals and consumers. Then, shift gears to a groundbreaking legislative proposal in Congress, seeking to ban hedge funds from buying and owning single-family homes in the U.S. This bill addresses crucial i...
2023-12-1806 minHousing Market SavvyBeyond the Numbers with Square Footage Savvy: Navigating Real Estate Measurements in CaliforniaSend a textIn California real estate, square footage truly matters, but only sometimes in the ways you'd expect. "Beyond the Numbers" dives deep into the rising legal disputes surrounding incorrect square footage in home listings. How can you ensure the numbers match reality, whether selling or buying? Join us as we unpack the importance of professional assessments, the role of transparency in listings, and the tools at your disposal to verify property measurements. We will provide actionable steps for sellers and buyers, ensuring a smooth and honest transaction. Equip yourself wit...
2023-10-1210 minHousing Market SavvyWhat is a Contingency and How Does It Work? - Part 1Send a textThis podcast episode will review the fundamental concept of contingencies in real estate transactions. Listeners will understand contingencies, why they are essential, and how they function in residential real estate sales. This episode will lay the foundation for a wide-ranging understanding of contingencies and their role in ensuring a smooth and protected real estate transaction process.Host Pat Kapowich is a Certified Real Estate Brokerage Manager and career-long consumer protection advocate. Santa Clara County Association of Realtors 'President's Choice Aw...
2023-08-0613 minHousing Market SavvyPart 2: Loan Originator / Branch Manager TJ Roberts -Send a textWant To Learn About Lending Issues in this Housing Market? Use These Real Estate Loan Strategies and Techniques to Achieve Smoother Home Sales.I have been interviewing real estate industry experts for 25 years.During that time, I have shared tips, mistakes, and examples from industry leaders. TJ Roberts has mastered all residential real estate lending levels for over 25 years. She has invested so many hours into her craft that I must share her knowledge with you.Topic #1: Fixed Rate vs. Adjustable Rate Ho...
2022-12-2141 minHousing Market SavvyPart 1 : Changing Market Solutions with TJ Roberts, Mortgage Loan Originator and Branch ManagerSend a textIt's no secret that sellers often need to offer mortgage points to potential buyers to sell a home. What many people don't realize, however, is that even if you're the homebuyer, it's sometimes worth your while to pay points too. How do rising interest rates impact the market?Let's examine why paying points might be a good idea in today's market.1. What is a point, and why do sellers pay them?2. How does buying down the interest rate work?3. What are th...
2022-11-2109 minHousing Market SavvyPost-Pandemic Claims with a Real Estate AttorneySend a textAre you seeking the latest legal insights from an experienced real estate attorney regarding common post-pandemic disputes? Real Estate Attorney Anthony Ventura has you covered! Get the insider scoop on:Agent MistakesNon-disclosure casesBoundary cases,Partition casesSpecific Performance casesDeposit disputesForeclosuresShort salesHome Flippers Inspector Mistakes Take advantage of this informative video on what a real estate attorney can share about post-pandemic disputes.Special Guest: Real Estate Attorney Anthony F. VenturaVentura Hersey & Muller, LLPTel (408) 512-3022 aventura@venturahersey.comhttps://venturahersey.com/...
2022-10-2855 minHousing Market SavvyThree ways to buy and sell homes simultaneously | Guest: Creighton GallowaySend a textThree ways to buy and sell homes simultaneously.Are you looking to buy a home and sell your current home at the same time? You’re not alone! In this video, I’ll share three ways that you can buy and sell homes simultaneously without running into any major roadblocks.Guest: Creighton Galloway Loan OfficerLending in CA, AZ, CO, ID, MO, OR, TX & WA900 E Hamilton Avenue #100Campbell, CA 95008(408) 410-4422Company NMLS #1850 I NMLS #282680Equal Housing Opportunitycreighton@o2mtg.c...
2022-10-1121 minHousing Market SavvyScott Heisey, Stewart Title's Vice President, on the difference between a will, trust, power-of-attorney, and probateSend a text Scott Heisey, Stewart Title's Vice President and Manager of the firm's Trust Department, recently sat down with Pat Kapowich to discuss the difference between trust and probate and between a will and a trust. Heisey explained that when a person dies intestate (without a will), their assets are distributed according to state law. However, if a person dies testate (with a will), their assets are distributed according to the terms of their will. Heisey also explained that a trust is an arrangement whereby a trustee holds and manages property for t...
2022-07-1544 minHousing Market SavvyEconomic overview with Santa Clara County (Silicon Valley) Assessor Larry StoneSend a textLarry Stone has undoubtedly had an exciting career journey. As the Santa Clara County Assessor, Larry has a wealth of knowledge about the economy, housing market, and other vital issues. And he's not afraid to share his thoughts about the past, present, and future. For instance,Host Pat Kapowich is a Certified Real Estate Brokerage Manager and career-long consumer protection advocate. Santa Clara County Association of Realtors 'President's Choice Award' "For demonstrating principles of good real estate practice; promoting and protecting home ownership and property rights...
2022-06-2538 minHousing Market SavvyHousing market strength despite current conditions + Part 2 of the series, "Are we in a Housing Bubble?"Send a textVeteran Realtor Pat Kapowich's podcast #2 provides straight talk about the current state of the real estate market. He covers a wide range of topics, including the strength of the market despite current conditions, the softening of the seller's market, and homeowner equity wealth. He also addresses concerns about a possible housing bubble, exploring factors such as unemployment, cash in American savings accounts, and forecasted appreciation rates. His no-nonsense style is easy to follow, and his insights are invaluable for anyone considering buying or selling a home. Whether you're a first-time homebuyer or a...
2022-06-1609 minHousing Market SavvyPart 1 of the series, "Are we in a Housing Bubble?" Plus, a trending topic of historical documents (seller disclosures).Send a textHost Pat Kapowich’s discussed trending residential real estate topics beginning with a series on national home sales, seller disclosures, and “Are we in a housing?” Realtor Pat Kapowich, is a Certified Residential Real Estate Brokerage Manager.Host Pat Kapowich is a Certified Real Estate Brokerage Manager and career-long consumer protection advocate. Santa Clara County Association of Realtors 'President's Choice Award' "For demonstrating principles of good real estate practice; promoting and protecting home ownership and property rights; and distinguished service to memb...
2022-06-0714 min
The Wealth SherpaS1 E8: Real Estate Myths and MistakesTune in to our host Arvind Ven, and our guest, Pat Kapowich, Silicon Valley Real Estate expert and specialist discuss:- Are financial metrics and proper procedures followed in this overheated market?- Effect of Increasing Interest Rates on Real Estate- New Laws to be aware of
2022-04-1225 min