Shows
Small Talks for Big ChangeAging Out Loud: Stories, Support, and SafetyIn this heartfelt episode of Small Talks for Big Change, we explore the powerful connection between mental health, aging, and financial safety. Guest Avonelle Hanley-Mills, SOLVE Coordinating Manager, Mental Health Association of SF, shares insights on reducing elder isolation, embracing aging, and preventing scams through community, conversation, and compassion. Learn how early engagement, visibility, and support can help our seniors age with dignity and wellness.2025-07-0742 min
Masters of Privacy (ES)Diana Bergano: uso de datos personales en FinTech - marco legal estadounidense y equilibrio entre el hambre de datos y su protección¿Cómo podemos encontrar un equilibrio entre el hambre de datos personales y su protección en el seno de una FinTech californiana? Diana Bergano lidera la práctica de protección de datos personales y la estrategia de data privacy en Earnin (Palo Alto, California). Como parte de su trabajo asesora a diferentes equipos sobre estrategias de privacidad desde el diseño, adecuación de actividades de marketing, uso de datos y desarrollo de soluciones de inteligencia artificial. Anteriormente ha sido Legal Counsel en Yapstone, Patelco y Blackhawk Network, y también ha pasado por Cisco Systems.2025-06-3030 min
Small Talks for Big ChangeFraud Prevention Starts with Education: Aayush’s StoryFraudsters are evolving, but so is the fight against them! In this episode, we sit down with 16-year-old Dublin Highschool student, Aayush Gandhi, founder of Fraud Stop, to uncover the growing dangers of financial scams. From protecting seniors to educating teens, Aayush shares insights on preventing fraud and staying ahead of scammers. Plus, Patelco’s collaboration and real-world fraud stories you won’t believe!2025-06-1718 min
Small Talks for Big ChangeNo Shame, Just Support Against ScamsIn this special episode of Small Talks for Big Change, we kick off our mini-series for National Elder Abuse Awareness Month with fraud prevention expert Irwin Lemi. With over 20 years of experience, Irwin shares insights into how elder financial abuse has evolved, the most common scams targeting seniors today, and practical tips for prevention. Learn how to protect yourself and your loved ones from fraud in a rapidly changing digital world.2025-06-1112 min
Small Talks for Big ChangeBudgeting from the Inside Out: The Psychology of SpendingIn this insightful episode, guest Andrew Farrell returns to explore the psychology of spending. From his successful No Spend Month to understanding emotional triggers and marketing influence, Andrew shares practical strategies to build healthier financial habits. Learn how early money experiences shape behavior and discover tools like the 30-day rule and accountability notes to curb impulse spending. A must-listen for anyone seeking mindful money management.2025-05-2926 min
Small Talks for Big ChangeThe Great Refinance: Turning Debt into OpportunityIn this episode of Small Talks for Big Change, we’re joined by Mel Murguia from Patelco Credit Union to explore practical ways to reduce loan payments and increase monthly savings. Learn how Patelco’s Switch to Save program, along with options like auto refinancing and HELOCs, can help you make the most of your financial resources—especially during times of economic uncertainty.2025-05-2109 min
Small Talks for Big ChangeBehind the Scenes: Patelco Intern Experiences and InsightsJoin us for an inspiring episode of Small Talks for Big Change as we celebrate Credit Union Youth Month and National Financial Literacy Month. Hear from high school interns Lei’ani Donaldson and Yesley Romo Quezada about their transformative experiences at Patelco Credit Union through the Genesys Works program. Discover their insights on financial wellness, personal growth, and practical advice for young people navigating their financial futures.2025-05-0717 min
Small Talks for Big ChangeYouth Money Magic: Turning $100 into $1 MillionJoin us for an engaging episode of Small Talks for Big Change as we chat with Jannine Glista, CEO of Biz Kid$. Discover how Biz Kid$ is revolutionizing youth financial education through innovative classroom initiatives and hands-on experiences. Learn how early financial education is empowering young minds to become future kidpreneurs. Don't miss this inspiring conversation on nurturing financially savvy kids and making financial literacy a classroom adventure!2025-04-2417 min
Small Talks for Big ChangeStudent Checking: A Teen's Guide to Financial IndependenceJoin us for a special episode of Small Talks for Big Change as we celebrate Financial Literacy Month and National Credit Union Youth Month! We welcome Kelly Young, Patelco's Director of Retail Branches, to discuss the importance of student checking accounts and financial education for teens. Discover how youth can build strong financial foundations, make smart banking decisions, and navigate student checking accounts.2025-04-0915 min
Small Talks for Big ChangePlanning for Financial Health: Homeowners InsuranceGet ready for a fun and enlightening episode as we welcome the fabulous Veronica Dangerfield, Patelco's Senior Financial Well-Being Educator and the newly crowned Educator of the Year! Veronica brings her wit and wisdom to the table as we dive into the rising costs of homeowners insurance and the importance of planning for financial health. With her infectious humor and insightful tips, this episode is sure to leave you both informed and entertained.2025-03-2618 min
Small Talks for Big ChangeCredit Card Benefits that Fit Your LifestyleIn this episode, host Michele welcomes Charles Brandt, product manager in Patelco's consumer lending department. Charles shares his extensive experience and insights on credit cards, discussing how to choose the right product and use credit responsibly to achieve financial goals. Tune in to learn about Patelco's credit card offerings and how they can help you on your financial journey.2025-03-1210 min
Small Talks for Big ChangeDiscipline and Savings: The No Spend Month StrategyJoin us as we welcome back Andrew Farrell, Patelco's community engagement specialist and financial educator, to discuss the transformative concept of a No Spend Month. Discover how this challenge can help you maximize savings, improve financial wellness, and kickstart your journey towards financial freedom. Tune in to learn practical tips, personal experiences, and the motivation you need to take on this exciting financial challenge!2025-02-1921 min
Security Squawk - The Business of CybersecurityRansomware Strikes Tribes, Schools, Corporations & BanksIn this explosive episode of Security Squawk, cyber security experts Bryan Hornung, Reginald Andre, and Randy Bryan tackle a cascade of high-profile ransomware attacks shaking diverse sectors across the nation. We kick off with the Sault Ste. Marie Tribe of Chippewa Indians, whose operations—from casinos to gas stations—were crippled by a ransomware assault. Then, we explore the shutdown of classes and critical services at Jefferson School District in Idaho following a cyberattack, and the far-reaching disruption at the University of The Bahamas that forced a shift to in-person learning. Our discussion also covers major corporate incidents, including upda...2025-02-1147 min
Small Talks for Big ChangeFamily, Life and Finances: Budgeting Tips from a Certified Financial SpecialistJoin us for an insightful conversation with Melissa Steed, Assistant Branch Manager at Patelco Credit Union's Folsom branch and a Certified Financial Specialist. Melissa shares her journey from stay-at-home mom to financial expert and offers invaluable tips on family budgeting, smart grocery shopping, and managing expenses. Whether you're feeling the pinch or just looking to optimize your finances, this episode is packed with practical advice to help you achieve your financial goals.2025-02-0521 min
Small Talks for Big ChangeBudgeting, Saving, and Planning: Your Guide to Financial Wellbeing in 2025Join us as we welcome back Jennifer Mink, the queen of financial health. Jennifer shares her insights on setting and achieving financial goals for 2025, including the popular "no spend" resolution. We also discuss the four pillars of financial health: spend, borrow, save, and plan. Tune in for practical tips and inspiring stories to kickstart your financial wellness journey this year!2025-01-2223 min
Small Talks for Big ChangeSpend, Save, Borrow, Plan: Strategies from Financial Wellbeing ExpertsJoin us as we kick off a new year with financial wellbeing experts Jessica Rubalcava and Lauren Goucher from Patelco. They share their career journeys and provide actionable tips on spending wisely, saving effectively, managing debt, and planning for the future. Discover practical strategies and resources to help you achieve your financial goals this year.2025-01-0141 min
BIGcastWell, That Just Happened….Our esteemed panel (Anne Legg of Thrive Strategic Services, John Janclaes of Nymbus CUSO, Glen Sarvady of 154 Advisors) join John Best to opine on the biggest stories impacting credit unions and fintech in 2025- Mergers and Fraudsters and AI, oh my! Links related to this episode: THRIVE Strategic Services: https://www.anneleggthrive.com/ Nymbus CUSO: https://www.nymbus.com/cuso/ The language translator earbuds John Janclaes discussed (NOTE: John says this is NOT an endorsement as he has not tested them yet): https://www.amazon.com/Language-Translator-Real-time-Translation-Bluetooth/dp/B0CFQWQL86/?th=1 CU Toda...2024-12-1844 min
Small Talks for Big ChangeHoliday Spending: Setting Healthy Financial BoundariesAs the year winds down and the holiday season picks up, it's the perfect time to set financial boundaries that will set you up for success in the new year. In this episode, Patelco Educators Veronica Dangerfield and Andrew Farrell share actionable strategies for managing holiday spending, communicating your financial limits with loved ones, and staying aligned with your financial goals. Tune in for expert advice on building a healthier financial future while still enjoying the season!2024-12-0527 min
Small Talks for Big ChangeHoliday Fraud Alert: How to Spot Scams and Protect YourselfIn this episode of Small Talks for Big Change, we welcome fraud expert Tiffany Kiefer to highlight the most common holiday scams—from fake delivery notices to fraudulent charity requests. Learn how to spot red flags, protect your personal information, and stay safe while shopping this season. Tune in for essential tips to safeguard your wallet and avoid falling victim to scams this holiday season.2024-11-2118 min
Small Talks for Big ChangeHoliday Guide to Keeping Finances Merry and BrightJoin host Michele Enriquez as she welcomes back Andrew Farrell, Patelco’s Community Engagement Specialist, to discuss holiday budgeting. Catch his expert advice on aligning your budget with your values and making the most of your holiday season! Many feel the pressure to spend during the holidays. Andrew shares his practical approach to budgeting, goals, how to manage holiday expenses without sacrificing fun, and ways you can emerge debt-free.2024-11-0920 min
CEO Tech LiveVisionary Problem Solver - Patelco Credit Union's Chief Technology and Transformation Officer, Kal MajmundarReady to lead with impact? Kal Majmundar, Chief Technology and Transformation Officer of Patelco Credit Union, shares game-changing insights for leaders eager to solve core issues and make a difference. Drawing from over three decades at top organizations like Visa and Mattel, Cal explains how to align innovation with financial wellness, especially for working families often underserved by traditional banks. He reveals powerful strategies for building vendor partnerships, leading supportive teams, and staying focused on meaningful solutions. If you're a leader wanting to drive real change and leverage technology for good...2024-11-0716 min
Small Talks for Big ChangeCredit Unions vs. Traditional Banks: What Sets Them Apart?In this episode, we explore the differences between credit unions and traditional financial institutions. Our guest, Joseph Luque, Central Operations Supervisor at Patelco, shares his extensive experience in the financial services industry. Learn about the unique benefits of credit unions, how they support community financial wellness, and why they might be a better choice for your financial needs. Tune in for practical insights and expert advice on navigating the financial landscape.2024-10-1323 min
Small Talks for Big ChangeFrom Teller to Trailblazer: Flora Nafei's CU JourneyIn this special International Credit Union month episode, we sit down with Flora Nafei, the Executive Director of Credit Union Affairs at Patelco. Flora shares her incredible journey from starting as a part-time teller in New Jersey, to becoming a leading advocate in the credit union industry. With over 30 years in financial services and nearly 15 years dedicated to credit unions, Flora discusses her passion for member-focused service, her advocacy work, and the importance of community in the credit union movement. Join us as we explore Flora’s inspiring story and her vision for the future of credit unions.2024-10-0917 min
Small Talks for Big ChangeTurning Car Loan Challenges into Success StoriesIn this episode, we welcome Ruben Gonzalez, the Manager of Consumer Loan Processing at Patelco. Ruben shares his insights on the car loan process, emphasizing the importance of financial wellness and member-focused service. Ruben discusses how Patelco’s team supports members through every step of financing, ensuring they get the best rates and a smooth experience. Join us for an engaging conversation about car loans, financial well-being, and the unique benefits of credit unions.2024-10-0811 min
Small Talks for Big ChangePeople Helping People: Patelco's Commitment to CommunityIn this episode, host Michele Enriquez and Patelco's Community Giving Partner Cara Houck, discuss the powerful community impact of Patelco Credit Union, focusing on support for local nonprofits like Habitat for Humanity, United Way, Children's Miracle Network and more. Join us as we discuss how Patelco collaborates with organizations to tackle pressing issues like homelessness and economic inequality in Northern California. Discover the meaningful ways Patelco is making a difference, not just through financial services, but by educating communities and fostering long-term change.2024-09-0321 min
The Daily ThreatCybersecurity Threats on the Rise: Halliburton, Lazarus Group, and RansomHub Attacks Explained.🚨In this episode of The Daily Threat, we delve into three significant cybersecurity incidents that highlight the growing risks facing businesses today. First, we discuss Halliburton’s recent cyberattack that forced the shutdown of critical systems. Next, we examine the Lazarus Group’s exploitation of a zero-day vulnerability in Windows that could have widespread implications. Finally, we focus on the RansomHub group’s attack on Patelco Credit Union, compromising sensitive data of over 726,000 customers.Stay informed and learn how these incidents could impact your business and the proactive steps you can take to mitigate risks.For more deta...2024-08-2803 min
🔴 RadioCSIRT : L’Actu Cyber Qui Protège Votre Quotidien ! ⚡️RadioCSIRT Cyber News Daily du 27 Août 2024🚨 Nouveau podcast : RadioCSIRT les Actualités Cybersécurité pour le Mardi 27 Aout 2024 🚨
Nous sommes ravis de partager avec vous le dernier épisode de notre podcast RadioCSIRT, votre source d'informations incontournable sur l'actualité cybersécurité. 🎙️
Dans cet épisode, nous abordons les sujets suivants :
🔐 Vulnérabilités :
Mise à jour de CISA concernant la vulnérabilité CVE-2024-7971 dans Google Chromium V8, ajoutée au catalogue des vulnérabilités exploitées. Source : CISA
Microsoft a corrigé une faille connue sous le nom d'ASCII Smugg...2024-08-2705 min
CISO HeadlinesCISO Headlines - August 27, 2024This CISO Daily Update covers: 00:00 Introduction00:06 Seattle-Tacoma Airport It Systems Down Due to a Cyberattack00:40 2 TB of Sensitive “ServiceBridge” Records Exposed in Cloud Misconfiguration01:22 Patelco Credit Union Says Breach Impacts 726k After Ransomware Gang Auctions Data02:01 500k Impacted by Texas Dow Employees Credit Union Data Breach02:37 AMD Internal Data Reportedly Offered for Sale03:15 Researchers Warn of Text Scams That Send Drivers Fake Bills for Highway Tolls03:59 SonicWall Warns of Critical Access Control Flaw in SonicOS04:37 Hillstone WAF Flaw Allows Dange...2024-08-2708 min
Hacked dAily27-Aug-2024: Massive Breaches at TDECU, Patelco, AMD, and Toyota; Uber Fined €290MWelcome to Hacked Daily, the first AI-driven cybersecurity podcast, brought to you by Cytadel Cyber. Tune in daily for your concise update on the latest and most significant cyber incidents impacting our world.
In today's episode:
- Texas Dow Employees Credit Union reports a severe security breach affecting about 500,000 members through unauthorized access to the MOVEit file transfer program, compromising sensitive data.
- Patelco Credit Union faces a ransomware attack, potentially exposing the personal information of 726,000 customers, leading to enhanced security protocols and an urgent call to monitor account activities.
- IntelBroker and EnergyWeaponUser launch a new attack on AMD...2024-08-2703 min
CyberHub Podcast🚨 Halliburton Cyberattack, Patelco Data Breach, $1 Million Ransomware Payment, Georgia Tech DOJ Lawsuit🚨 Halliburton Cyberattack, Patelco Data Breach, $1 Million Ransomware Payment, Georgia Tech DOJ Lawsuit 🎙️ Join us on the CyberHub Podcast as we delve into the latest headlines for cybersecurity practitionersToday’s episode will discuss the latest news as Halliburton experiences a significant cyberattack with more news below:Iran Targets Trump & Biden Staffers $1 Million Dollar Ransomware PaymentIndia’s Critical Infrastructure under Attack For more information, please visit our website: https://www.cyberhubpodcast.com/ 👀 SHOW Supporters:Today’s Episode is supported by our friends at Nudge Security...2024-08-2617 min
Manhãs em Cibersegurança 🛡️0x06 - CEO do Telegram preso na FrançaPatelco Credit Union Sofre Violação de Dados Afetando 726 Mil Pessoas Após Ataque de Ransomwarehttps://www.securityweek.com/patelco-credit-union-says-breach-impacts-726k-after-ransomware-gang-auctions-data/Ciberataque Impacta Operações no Porto de Seattle e Aeroporto Sea-Tachttps://securityaffairs.com/167581/hacking/port-of-seattle-sea-tac-airport-cyberattack.htmlPavel Durov, CEO do Telegram, Preso na França por Falta de Moderação de Conteúdohttps://securityaffairs.com/167556/cyber-crime/police-arrested-telegram-ceo-pavel-durov.htmlVulnerabilidades Críticas no Sistema GPS Traccar Expõe Utilizadores a Ataques Remotoshttps://t...2024-08-2603 minHacked dAily26-Aug-2024: Cyber Attacks Surge at Sea-Tac, Patelco CU, and Prasarana MalaysiaWelcome to "Hacked Daily," the FIRST AI-Driven Cybersecurity Podcast, brought to you by Cytadel Cyber. Every day, we dive into the latest cyber threats, breaches, and security updates from around the globe.
In today's episode:
1. Seattle-Tacoma International Airport faced a significant cyber attack early Saturday morning that disrupted its website and phone systems. The IT teams are striving for a full recovery by Monday after identifying a possible cloud misconfiguration.
2. Patelco Credit Union reports a massive breach affecting 726,000 members, with a ransomware gang threatening to auction the stolen data. This incident has triggered a major security overhaul and a collaboration...2024-08-2603 min
Real History with Melissa Podcast (.xml Format)Aug. 15, 2024 "Real History" with Melissa (Podcast): "Ep. 79 - Erosion of Consciousness -- The Non-Woo View"--{ "Ep. 79 - Erosion of Consciousness -- The Non-Woo View"}--
JP and Julie - Book of Ours, Lila Bradshaw, Cyberbullying - JP and Julie moved to Biloxi, Mississippi, Ocean living. - What is a rules based society? Katherine Watt -
Authoritarian Controls in Social Media; EU Digital Services Act - Why are teen suicides on the rise? - Stabbings in the UK and the reaction. - US arrests after Jan 6,
2021, people kept in isolation. - Stop and Frisk - The corporate world. Anonymity online. - Book of Ours: Communitarianism - Are our lives are curated? Post World
War II...2024-08-171h 57Real History with Melissa Podcast (.rss Format)Aug. 15, 2024 "Real History" with Melissa (Podcast): "Ep. 79 - Erosion of Consciousness -- The Non-Woo View"--{ "Ep. 79 - Erosion of Consciousness -- The Non-Woo View"}--
JP and Julie - Book of Ours, Lila Bradshaw, Cyberbullying - JP and Julie moved to Biloxi, Mississippi, Ocean living. - What is a rules based society? Katherine Watt -
Authoritarian Controls in Social Media; EU Digital Services Act - Why are teen suicides on the rise? - Stabbings in the UK and the reaction. - US arrests after Jan 6,
2021, people kept in isolation. - Stop and Frisk - The corporate world. Anonymity online. - Book of Ours: Communitarianism - Are our lives are curated? Post World
War II...2024-08-171h 57
BIGcastThe Evolving Ransomware ThreatCybersecurity expert Roger Grimes demystifies the changing ransomware landscape- how much money do criminals usually demand? How often are they paid, and how much? What is “dwell time,” how do ransomware and wiperware differ, and what constitutes offline backup? Also- the first HODL President? Links related to this episode: Our full CU Town Hall session with Roger Grimes: https://www.big-fintech.com/Media?p=cu-town-hall-episode-120 Roger’s Ransomware Protection Playbook: https://www.amazon.com/Ransomware-Protection-Playbook-Roger-Grimes/dp/1119849128 KnowBe4: https://www.knowbe4.com/ CU Today’s continuing coverage of the Patelco ransomware incident: https://www.cutoda...2024-08-0735 min
Small Talks for Big ChangeMaximize Your Membership: A Deep Dive into Patelco Member BenefitsJoin Michele Enriquez, as she discusses insights from Patelco's latest webinar on membership perks. Special guest Peggy Wyman, a seasoned financial expert at Patelco Credit Union, shares tips on smart auto buying, retirement planning, and estate management. Discover how Patelco's membership benefits can help you navigate your own financial journey and bring some well-deserved financial wellbeing to your life.2024-08-0518 minSecurity Squawk - The Business of CybersecurityAT&T Breach and the Ongoing Wave of High-Profile Cyberattacks: Navigating the Cyber StormIn this episode, we dive into the aftermath of the AT&T hacking incident that affected millions, sparking a class-action lawsuit and raising significant privacy concerns. We'll also explore updates on cyber incidents affecting Patelco Credit Union and UnitedHealth Group, highlighting the escalating costs of cybersecurity breaches and their broader impact on industries and consumers.
2024-07-1652 min
Tech 2U TuesdaysTech 2U Tuesdays - Episode 36 - July 9th 2024In this episode, I discuss the recent hacks of Northern California's Patelco Credit Union impacting over half a million people and the hack of Authy, an authenticator app impacting 33 million users. I review Microsoft's automatic OneDrive backup setting in new Windows 11 devices and its implications for user privacy. Additionally, I discuss into the futuristic potential and fun uses of augmented reality coming to our cars, making directions feel like sci-fi and dynamically labeling businesses and landmarks as you drive.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.2024-07-0954 min
God? Can I Hold a Dollar?20 of the BEST Dave Ramsey Tips Over the Years - Part I (Auntie Doe Doe)This episode is dedicated to Adenike Adepoju, better known as Auntie Doe Doe.J'Neane Victor McDade delves into foundational financial advice she received years ago from Dave Ramsey, sharing personal experiences and lessons learned over two decades. Key topics include the importance of written, zero-based budgeting and the benefits of using cash. J'Neane also addresses the Patelco Credit Union ransomeware attack, highlighting the importance of having cash on hand for emergencies.LETS CONNECTwww.resetyourmoney.comIN THESE SOCIAL MEDIA STREETSIG: resetyourmoneyFB: resetbudgetingandfinancialcoaching2024-07-0632 min
Rethinking the DollarRansomware Crisis: 500,000 Depositors Locked Out Of Bank Accounts (5 Days & Counting)A ransomware attack devastated Patelco Credit Union, freezing electronic banking for 500,000 members and inflicting substantial disruption. Cybersecurity expert Ahmed Banafa believes hackers broke into the bank's computers via phishing emails and are demanding a cryptocurrency ransom to restore operations.
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DISCLAIMER: The financial and political opinions expressed in t...2024-07-0456 min
HEAL Security - Cybersecurity Intelligence & News for HealthcareHealthEquity Breach, Supply-Chain Threats, and Global Cybersecurity WarningsHEAL Security Dispatch Daily Digest is a notable cybersecurity podcast that delves deep into the crucial interconnection between healthcare and digital security. Hosted by Richard Simmons from London, the podcast offers up-to-date insights on cybersecurity trends and breaches that have significant implications for the healthcare sector. The episodes cover a wide range of topics, from the exposure of personal data due to breaches at companies like HealthEquity and Cornerstone Healthcare Group Management Services LLC to sophisticated cyber threats like the 'Evil Twin' Wi-Fi networks targeting airline passengers, and the alarming spread of locker malware such as 'Volcano Demon.' The...2024-07-0305 min
CyberWire DailyThe Supreme Court is bringing a judicial shakeup.The Supreme Court overturning Chevron deference brings uncertainty to cyber regulations. Stolen credentials unmask online sex abusers. CISA updates online maritime resilience tools. Patelco Credit Union suffers a ransomware attack. Spanish and Portuguese police arrested 54 individuals involved in a vishing fraud scheme. Splunk patches critical vulnerabilities in their enterprise offerings. HHS fines a Pennsylvania-based Health System $950,000 for potential HIPAA violations related to NotPetya. CISOs look to mitigate personal risks. On the Learning Layer we reveal the long-awaited results of Joe Carrigan’s CISSP certification journey. Avoiding an Independence Day grill-security flare-up. Miss an episode? Sign-up for our dai...2024-07-0333 minCyberHub Podcast🚨 Evolve Bank Disclosed Data Breach, LockBit Remains Active, Passkey AitM Attacks, Cyber News🚨 Evolve Bank Disclosed Data Breach, LockBit Remains Active, Passkey AitM Attacks, Cyber NewsJoin us on the CyberHub Podcast as we delve into the latest headlines for cybersecurity practitionersToday’s episode is about the latest as Evolve discloses more details on the data breach and more news below:Despite claims Lockbit remains activeIsraeli entities targetedPatelco ransomware attack For more information, please visit our website: https://www.cyberhubpodcast.com/ 👀 SHOW Supporters:Today’s Episode is supported by our friends at Nudge Security...2024-07-0317 min
Cyber Security HeadlinesEvolve breach update, Patelco cyberattack, LockBit claims Croatian cyberattackEvolve Bank data breach is evolving Patelco Credit Union cyberattack disrupts services for nearly 500,000 members LockBit claims cyberattack on Croatia’s largest hospital Huge thanks to our sponsor, Demoed Did you know that Demoed is the first platform that allows you to watch a live product demo and ask questions without receiving a barrage of follow-ups? We change buyer-vendor engagement: fewer follow-ups for buyers, more leads for vendors. Sign up now at demoed.com For the stories behind the headlines, visit CISOseries.com.2024-07-0307 min
Risky BusinessRisky Business #755 -- SSH 0day! Polyfill drama! Entrust crushed!On this week’s show, Patrick Gray and Adam Boileau discuss the week’s security news, including:
Widely used polyfill javascript gets hijacked by its new owners
MacOS supply chain disaster bullet dodged
That OpenSSH remote code exec OH MY 2024-07-0359 minSecurity Squawk - The Business of CybersecurityCorporate Cyber Woes: TeamViewer, Patelco, and Evolve Bank Under SiegeThis week on Security Squawk, cybersecurity experts dive into recent cyber incidents affecting major corporations like TeamViewer and financial institutions such as Patelco Credit Union and Evolve Bank and Trust. They discuss the implications of remote desktop vulnerabilities, the necessity of multi-factor authentication, and the risks associated with state-sponsored cyberattacks.2024-07-0252 min
Cyber BriefingJuly 02, 2024 - Cyber Briefing👉 What's the latest in the cyber world today?
🚨 #CyberAlerts
Chinese Hackers Exploit Cisco Nexus Zero-Day to Deploy Custom Malware
Source: Cisco
Xctdoor Malware Exploits Korean Defence Enterprise Resource Planning Solutions
Source: AhnLab SEcurity intelligence Center (ASEC)
Critical CocoaPods Vulnerabilities Expose iOS and macOS Apps to Exploitation
Source: Reef Spektor and Eran Vaknin via E.V.A
Indirector Attack Found Exploiting Intel CPU Flaws for Stealing Information
Source: Luyi Li, Hosein Yavarzadeh, and Dean Tullsen from Universi...2024-07-0210 min
22 Minutes in Lending: Conversations about Credit Unions, Fintech, and Future of FinanceDriving growth through member-centric lendingOn this episode, host Vince Passione talks mortgage lending, consumer behaviors, credit-building and financial wellness with Richard Wada, Chief Lending Officer of Patelco Credit Union.Key takeaways:0:00 - Intro1:12 - Patelco Credit Union overview1:59 - The value of diversifying a loan portfolio.4:35 - Challenges and changes of mortgage books in a high-rate environment7:56 - How partnerships can help credit unions scale loans outside of traditional lending parameters10:21 - How Patelco is skewing younger on new members13:09 - The importance and...2024-07-0119 min
Small Talks for Big ChangeSmart Swiping: Building Wealth, Not DebtJoin Michele Enriquez and special guests Andrew Farrell and Alexia Razo-Orrego as they unpack all things credit cards. Tune in for expert advice and real-life experiences with interest rates, credit limits, rewards, credit score impacts, and a little guidance on how to choose the right card for you. Regardless of if you are a seasoned cardholder or a newbie this episode was created to help you make educated and informed decisions that enhance your financial journey.2024-06-0733 min
Small Talks for Big ChangeBeyond 9 to 5: Navigating Retirement with ConfidenceJoin Michele Enriquez and special guest Veronica Dangerfield in Episode 25 of Small Talks for Big Change as they delve into the world of retirement planning. With insights from Veronica, Patelco Credit Union's financial wellness educator, listeners gain valuable tips for navigating financial wellness and retirement readiness. From managing healthcare costs to optimizing assets, this episode offers practical advice for crafting a fulfilling retirement lifestyle.2024-05-2824 min
The Morning BreezecastCarolyn McArdle talks to Patelco Credit Union's Jennifer Mink about financial caregiving for our seniorsCarolyn McArdle talks to Patelco Credit Union's Jennifer Mink about financial caregiving for our seniors. They discuss what to expect and also share tips to make it more managable for when that time comes for all of us.2024-05-2424 min
Small Talks for Big ChangePathways to Prosperity: Breaking Barriers to Financial AccessDiscover pathways to financial inclusion with Small Talks for Big Change. Join host Michele Enriquez and guests Ivonne Ortega and Leo Rosales from Patelco Credit Union as they discuss serving the underserved. Uncover strategies to break barriers to access and affordability, providing vital financial education and resources. Tune in to be part of the movement toward financial wellbeing for all.2024-05-0120 min
Small Talks for Big ChangeBuilding Wealth: Checking Accounts as Tools for Financial GrowthJoin us as host Michele Enriquez, along with Patelco Credit Union experts Andrew Farrell and Uslea Evangelista, explore the essential role of checking accounts in shaping financial literacy for young adults. Discover how these accounts serve as invaluable tools for instilling financial responsibility and achieving future goals. Gain insights into maximizing benefits and leveraging smart savings strategies, guiding both parents and their children on their journey towards financial wellbeing.2024-04-2922 min
Small Talks for Big ChangeInvesting in Tomorrow: Youth Financial EducationJoin Michele Enriquez, and Kristi Longoria in this special National Credit Union Youth Month episode of the Small Talks for Big Change podcast where they discuss the transformative impact of youth financial education. From fostering independence to providing vital resources like Banzai and convenient student checking accounts, discover how investing in our youth's financial well-being paves the way for a brighter, more prosperous tomorrow.2024-04-1824 min
Small Talks for Big ChangeFrom Challenges to Comebacks: Overcoming Financial SetbacksHost Michele Enriquez, alongside financial experts Jen Mink and Richard Rantz, compassionately address the hurdles many face in balancing daily needs with savings goals. Gain invaluable insights into navigating inflation and economic challenges, while discovering Patelco's unwavering commitment to members. From personalized counseling to innovative programs and resources, this episode inspires you to embrace resilience and seize control of your financial journey.2024-03-0717 min
Small Talks for Big ChangeFrom Liquid to Term: Choosing the Right Savings PathJoin Patelco's Andrew Farrell and host Michele Enriquez for a candid conversation on finances. We discuss the unique savings rate environment, liquid vs. term accounts, and smart investment moves. Whether you're planning for major milestones or seizing new opportunities, this episode is your compass to meeting your financial goals. Tune in for insights that resonate with your unique life journey.2024-02-2119 min
Small Talks for Big ChangeInvesting in Cyber Wellbeing: Your Guide to Being a Good Digital CitizenJoin host Michele Enriquez and special guest, Patelco Principal of Info Security, Sean Casey, in a genuine dialogue to make your online experiences safer and more secure. From mobile hygiene to multi-factor authentication, it's all about empowering you with the tools and knowledge to shield yourself from digital threats and embrace a more secure online existence.2024-02-0919 min
Small Talks for Big ChangeDollars and Sense: A Realistic Guide to Your 2024 FinancesJoin our host Michele Enriquez and special guest Jennifer Mink, as they share invaluable insights, guiding you through smart spending, strategic saving, responsible borrowing, and purposeful planning. Discover real solutions to transform your financial health, ensuring a prosperous and stress-free journey towards financial freedom. This chat is your go-to guide for a financially empowered 2024.2024-01-0917 min
The ScoreWho Makes the Credit Invisible ‘Visible’?In 2023, consumers balanced various financial challenges: the lingering effects of record inflation, rising credit card balances, and student loan payment resumption, among others, leaving many to explore financial products that help make changing personal budgets more manageable. In the same year, credit unions stepped in to fill gaps created by larger financial institutions and provide additional options for consumers currently excluded from the lending marketplace. This week on The SCORE, we’re joined by Yazel Pardo, Vice President of Credit Risk at Patelco Credit Union. Patelco is a full-service, not-for-profit financial cooperative with 450,000 members nationwide. Yazel joins The...2024-01-0812 min
Small Talks for Big ChangeBeyond the Allowance: Insights from Real Mom ExperiencesJoin Michele Enriquez and Kelley Young in a heartfelt exploration of the deeper values embedded in teaching financial responsibility to teens. Beyond the practicalities of debit cards, this episode unfolds the emotional currency of fostering a healthy relationship with money. Discover how these small talks pave the way for a lifetime of intentional decision-making and enduring financial wellness.2023-12-1916 min
ON with Origence2023: A Year in ReviewTune in to recap the highlights of 2023 with Tony Boutelle, president and CEO of Origence, and Erin Mendez, president and CEO of Patelco Credit Union. Learn more about the implications of the ongoing liquidity challenges and the significant economic changes that may still yield recession. Dive into the practical applications and cautioning factors related to the rise of artificial intelligence (AI). Explore how major mergers brought new benefits to the credit union industry. Finally, take a look at the future of embedded finance in relation to indirect lending and how these new opportunities are reshaping consumer behaviors. ...2023-12-1926 min
Diary of an Overcomer PodcastAnnette Bermudez- Overcoming Financial BurdensSend us a textIn today's episode of Diary of an Overcomer, Carol and Jen welcome Annette Bermudez to the podcast. Annette works at Patelco Credit Union and volunteers at Shepherd's Gate to teach the women how to get their credit and finances in order. This is a VITAL step in becoming an overcomer, many of the women who come to us have debt and have never been taught about credit and budgeting.Annette shares some of the stories of the women who have gone through her program and cleaned up their credit score and...2023-11-2728 min
Small Talks for Big ChangeSleighing the Holiday Debt MindsetJoin Michele Enriquez and special guest Veronica Dangerfield, Patelco's Senior Financial Well-Being Educator, as they tackle the financial stress of the holiday season. Veronica shares practical tips to shift your mindset, normalize conversations about gift-giving, and create intentional, memorable experiences. Say goodbye to the pressure of overspending and embrace a joyous, financially compassionate holiday season. Tune in and sleigh your holiday debt mindset!2023-11-1314 min
Small Talks for Big ChangeBeyond the Pause: Exploring Student Loan RepaymentIn this episode of 'Small Talks for Big Change,' join us as we dive into the post-pandemic landscape of student loans. As the pause on student loan payments comes to an end, we explore the challenges, changes, and newfound hope surrounding this financial topic. Our experts, Andrew and Kristi, share insights on navigating student loans, discuss repayment plans, and the evolving landscape of student loan forgiveness.2023-11-0921 min
Small Talks for Big ChangeScoreUp: Building Credit, One Payment at a TimeIn this episode of Small Talks for Big Change, Michelle Enriquez and Mel Murguia from Patelco Credit Union discuss the significance of credit scores. They introduce ScoreUp, a unique credit-building product, and explain how it can benefit members. ScoreUp is a flexible solution that helps establish positive credit history and grow savings, regardless of credit scores. Tune in to learn more about this innovative tool at patelco.org/SCOREUP.2023-10-1908 min
The Customer Experience Podcast269. Creating Unique, Authentic, and Local Experiences w/ Rina JohnsonAs a leader, it starts with you. It starts with how you show up, in knowing what you want to be and how you want to be perceived. It's setting a tone for your team. How do you ultimately desire to show up, professionally and personally?Our latest guest, Rina Johnson, is the VP of Marketing of Patelco Credit Union, a financial cooperative with a mission-driven purpose. Rina brings her wealth of experience, having spent years as a marketing leader with renowned brands like 24 Hour Fitness and Visa. Together we explore the transformative power of marketing. Rina shares...2023-10-1747 min
Small Talks for Big ChangeBanking with a Soul: Erin Mendez on Credit Unions and their Global ImpactErin Mendez, President and CEO of Patelco Credit Union, shares her career journey from the for-profit world to credit unions, highlighting the unique mission of "banking with a soul." Erin discusses Patelco's commitment to members' financial wellness, her involvement with the World Council of Credit Unions the importance of spreading the credit union difference. Join us in celebrating the 75th anniversary of International Credit Union Day and learn more about Patelco's mission.2023-10-1113 min
Small Talks for Big ChangeHSAs Simplified: Benefits, Savings, and Expert InsightsAs open enrollment season is upon us we welcome Maurice Catlett, an HSA specialist at Patelco as we dive into the world of Health Savings Accounts (HSAs), shedding light on this misunderstood health plan option that doubles as a savings tool. Learn about the advantages, how to qualify, and how HSAs can help you save for future health expenses. Plus, discover the convenience and technology behind managing your HSA.2023-09-2524 min
Small Talks for Big ChangeElevate Wellbeing Benefits for Employees with Patelco at WorkJoin seasoned financial experts Peggy Wyman and Shaida Samimi as they unpack how our free Patelco at Work program is transforming financial wellness in the workplace. Our Patelco at Work team offers tailored solutions, from credit repair to budgeting. Interested in learning how personal finances as part of an overall benefits program can help boost productivity and increase retention in the workplace? Visit patelco.org/atwork2023-09-2017 min
Small Talks for Big ChangeUnmasking Scams: Defending Your Financial FutureWe delve into the ever-evolving landscape of scams and fraud. In this installment, of the Small Talks for Big Change podcast, we're joined by Tiffany Kiefer, Principal of the Fraud Program at Patelco Credit Union, and an expert in the field. We explore the tactics fraudsters employ, from social media investment schemes to voice call impersonations. Tiffany provides invaluable insights on identifying red flags, staying resilient, and utilizing Patelco's Fraud Resource Center. Safeguard your financial well-being by tuning in to this informative conversation.2023-08-2513 min
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial LiteracyAOA 061: Navigating Your Emotional Journey with Money – With Veronica DangerfieldHow can you and your kids overcome emotional ties to learn to use money as a tool? Self-proclaimed “financial cheerleader” Veronica Dangerfield provides you with a pep talk on this episode of The Art of Allowance Podcast. In addition to being an international speaker, a published poet and a professional comedienne, Veronica is an award-winning Financial Educator for Patelco Credit Union. Most notably, she was honored with the 2017 Credit Union Rock Star Award and twice received the national Desjardins Award for her contributions to adult financial literacy. A graduate of Sacramento State University, Veronica has also t...2023-07-2441 min
Small Talks for Big ChangeThe Saver-Splurger Dilemma: Striking a Balance in Your BudgetJoin Michele Enriquez and Andrew Farrell in this episode as they discuss the importance of budgeting for financial wellness. They explore the balance between splurging and responsible spending, sharing tips on curbing impulsive purchases. Practical advice for getting started with budgeting, including using budgeting apps and separating accounts for different purposes. Discover how Patelco's resources, such as certified financial coaches and a financial wellness library, can support your budgeting journey.2023-07-1713 min
Small Talks for Big ChangeNavigating the Path to HomeownershipIn this episode of Small Talks for Big Change, Michele Enriquez discusses home buying with Fred Williams, a regional home loan officer at Patelco. They debunk myths about home loan rates and emphasize Patelco's commitment to helping members achieve their homeownership goals. Fred highlights the importance of personalized guidance. Discover how Patelco's approach stands out and learn more by scheduling an appointment with a home loan consultant today! 2023-07-1109 min
Small Talks for Big ChangePersonalized Service from Anywhere with Patelco's Virtual BranchIn this episode, we dive into the world of virtual banking and explore the incredible benefits of Patelco's award-winning Virtual Branch. Join Michele Enriquez, Membership Development Manager at Patelco, along with certified financial counselor Jesslyn Flentroy and senior financial specialist Ginger Smith, as they unpack the unique features and advantages of this innovative channel. Discover how Patelco's Virtual Branch serves over a thousand members each month, providing a branch-like experience from the comfort of your own home. With face-to-face interactions and no room for misinterpretation, members are pleasantly surprised by the human touch they encounter in a virtual setting. Learn ab...2023-06-2005 min
Small Talks for Big ChangeThe Power of Support: Patelco's CFS Coaching ProgramJoin Michele Enriquez and Luis Jara in this episode of Small Talks for Big Change as they dive into the world of financial wellness and the importance of education and support. With a combined industry experience of almost 40 years, Michele and Luis share their passion for helping communities with their financial journeys. They start by discussing the steps Patelco took to better understand members' needs. From conducting a financial health assessment to entering a financial health challenge, Patelco gathered valuable insights and developed the 'roadmap to financial freedom'. Luis discusses Patelco's CFS (Certified Financial Specialist) coaching program, a unique approach to...2023-05-3011 min
Small Talks for Big ChangeStrengthening Account Security with a Trusted Contact In this episode of Small Talks for Big Change, Michele Enriquez, the Membership Development Manager at Patelco Credit Union, and Jennifer Mink, Member Experience Manager, delve into the important topic of elder abuse and financial fraud. Jennifer shares heartfelt stories and experiences, shedding light on the alarming rise in cases of elder financial abuse. She introduces Patelco's groundbreaking Trusted Contact program, designed to add a layer of safety a member's account against fraud and protect vulnerable elderly individuals. The Trusted Contact program enables Patelco to act promptly in the event of suspected fraudulent activity and ensure the wellbeing of members who...2023-05-1513 min
Small Talks for Big ChangeUnderstanding the High Savings Rates EnvironmentIn this episode of Small Talks for Big Change, Michele Enriquez, the Membership Development Manager at Patelco Credit Union, interviews Walid Hissen, Vice President of Deposits for Patelco Credit Union. Walid discusses the current savings rate environment and explains why rates on deposits are high while rates on loans are also high. He highlights the impact of inflation on the economy and how the Federal Reserve uses the discount rate to control it. He also explains the significance of certificate of deposit (CD) and why it is a good option for savings in the current market. Walid stresses the importance of...2023-04-2210 min
The Startup Tri-Valley PodcastWhy the Tri-Valley Is An Amazing Place to Start a Company: Rezolve.ai Co-Founder Saurabh KumarCo-hosts Yolanda Fintschenko (Startup Tri-Valley) and Hazel Wetherford ( Economic Development Director,City of Dublin) talk with Saurabh Kumar, CEO and co-founder of Tri-Valley company Rezolve.ai located in Dublin, CA. Rezolve.ai enterprise software provides internal help desk that uses proprietary AI to seamlessly connect employees to company information, services, and tools that they need to do their jobs at a fraction of the cost of existing solutions. Recently they successfully raised an $11M series A. Saurabh credits much of their success to the Tri-Valley ecosystem including their investors, Tri-Valley Ventures, and their first customer, Tri-Valley credit union, Patelco. 2023-04-1935 min
Small Talks for Big ChangeFrom Piggy Banks to Savings AccountsIn this episode of Small Talks for Big Change, Michele Enriquez, Membership Development Manager at Patelco Credit Union, speaks with Veronica Dangerfield, Senior Financial Wellbeing Educator at Patelco and also known as Patelco's Financial Cheerleader. Veronica has been working in the financial education field for over a decade, inspiring and uplifting people in their financial journeys. We discuss the importance of financial education for young people and where Veronica's passion for educating the youth derives from. Learn about money personalities, and how to save successfully, with Veronica giving some helpful tips on how to do...2023-04-0710 min
The Morning BreezecastCarolyn McArdle has a conversation with Patelco Credit Union about retirement planning!Carolyn McArdle has a conversation with Wilid from Patelco Credit Union about retirement planning and what you should know.2023-03-2709 min
Small Talks for Big ChangeRecognizing and Avoiding Job and Romance Scams Welcome to Small Talks for Big Change, a podcast where we simplify financial topics to help with your financial wellness. In this episode, we dive into a subject that's becoming more and more prevalent in today's digital age - Romance Scams and Fraud. Our guest, Jennifer Mink, Member Experience Manager at Patelco Credit Union, joins us to shed light on this important topic. In this brief conversation, Jennifer shares important tips on how to prevent falling victim to Romance Scams and Fraud, as well as the resources available at Patelco's Fraud Center. She also discusses the importance...2023-02-2311 minSmall Talks for Big ChangeFinancial Aid BasicsWelcome to the first episode of Small Talks for Big Change, a podcast where we simplify financial topics to help with your financial wellness. In this episode, our guest Kristi Longoria, Manager of Financial Health at Patelco Credit Union, joins us to talk about financial aid. Kristi is a Certified Financial Counselor who supports youth and families with navigating FAFSA and grant and scholarship opportunities. In this conversation our host, Michele Enriquez, Membership Development Manager at Patelco, and Kristi Longoria discuss the importance of financial aid education, the obligation of loan options and debt implications, and the...2023-02-2316 min
The CU2.0 PodcastCU 2.0 Podcast Episode 239 David Metz CEO of Prizeout and Darlene Johnson, EVP of Suncoast Credit Union, on Value Upping Gift CardsSend us a textShazam, watch a $10 gift card - maybe one issued by retail goliath Amazon or perhaps WalMart - transform into a $13 gift card.Can’t happen? Everybody knows alchemy is a hoax?Meet Prizeout, an ad tech company that says it has the formula for valuing up gift cards when they hit a consumer’s hand.On the show today is David Metz, CEO of Prizeout ...2023-02-2142 min
The Morning BreezecastPatelco's Jennifer Mink talks to Carolyn McArdle about protecting yourself from fraudsters.Patelco's Jennifer Mink talks to Carolyn McArdle about protecting yourself and your loved ones from financial fraudsters.2022-11-0308 minThe Morning BreezecastCarolyn McArdle talks to Debra, a longtime Patelco Credit Union member!Carolyn McArdle talks to Debra, a longtime Patelco Credit Union member!2022-08-1023 min
EIYHow to make your audience love youTo Connect and Captivate your audience, we are using four tactics. We are going to call them LACE. Here is what LACE stands for:
- Love
- Authentic
- Connect and Captivate
- Energy
The first letter of LACE is (L) and it stands for Love. How do you communicate love in a webinar?
The second letter is A which stands for Authentic-please explain how that is communicated to your audience?
The letter is C which is Captivate-please share how you captivate an audience on Zoom...2022-02-2630 minThe Morning BreezecastCarolyn McArdle talks to Patelco Credit Union President & CEO, Erin Mendez!Carolyn McArdle talks to Patelco Credit Union President, CEO and board member, Erin Mendez!2022-02-0316 minThe Morning BreezecastFlora with Patelco Credit Union talks to Carolyn McArdle about why Patelco is so fantastic!Flora with Patelco Credit Union talks to Carolyn McArdle about why Patelco is so fantastic!2021-09-2218 min
Leaders in LendingModern Differentiators: Exceptional Experience & Relationship ManagementThroughout history, most financial institutions have viewed loans as commodity products. Pricing and distribution — the economics of the selling model — have been the primary differentiators when bringing loan products to market.However, according to Richard Wada , Chief Lending Officer at Patelco Credit Union, there’s a huge opportunity to differentiate through exceptional experience, and more importantly, through strong relationship management throughout the borrower life cycle.In this episode, he highlights why it’s such a powerful play.We discuss:- How solid relationship management can be a competitive advantag...2021-09-2139 min
ITsmiths with Mike SmithKal Majmundar - SVP, CTO of Patelco Credit UnionKal Majmundar tells us the story of how he used hard work, relationship building skills and some good advice from his parents to become a top IT executive for companies like Gap, Levi Strauss, Visa, and Patelco Credit Union. For more information visit https://www.aerocominc.com2020-03-021h 04
America's Credit UnionsHow Patelco’s Kim Ngo makes an impact on membersKim Ngo and her family truly embody the American Dream. Her father fled Vietnam in 1986 to escape persecution. And when Ngo joined him in Marin County, Calif., seven years later, she was a 10-year-old who understood no English and little about American culture. Today, she’s a branch manager at $7.1 billion asset Patelco Credit Union in Pleasanton, Calif., and a 2019 Credit Union Rock Star, sponsored by Fiserv. In this episode of the CUNA News Podcast, Ngo discusses her path to Patelco, her approach to leadership, her love of volunteering, and more.2019-12-0513 min