Shows
Fast and FinanceThe Importance of an Emergency FundI know that I’ve mentioned emergency funds in plenty of my episodes, but I have yet to dedicate a whole episode to it – and I think that’s appropriate. To simply put it, an emergency fund is just a cash reserve, or safety net, if you will, that is set aside for any unplanned expenses or in some cases, emergencies.2025-04-1306 minFast and FinanceAm I on Track to Retire?I want the purpose of this episode to ignite that spark in your mind, especially the younger generations who feel as if they don’t need to be saving/investing for retirement. The idea is typically, “Well, I’m decades away from retirement so I don’t really have to think about that now.” The earlier the better. And the earlier you start, the easier it is going to be to hit that goal. Regardless of your age, you should ask yourself: How do I envision retirement, and how important is that to me? 2025-03-1605 minFast and FinanceBudgeting With a PurposeIf you’re tuning into this episode because you feel guilty about not budgeting, confused about budgeting, lost, etc... I want you to know you are certainly NOT alone, infact there are thousands and thousands of individuals who are in the same boat as you. Budgeting can be a sensitive topic. In my personal opinion, budgets are kind of like tailored clothes. They should be sculpted precisely to fit you, and only you2025-03-0207 minFast and FinanceBe Careful With CreditI have had some past episodes on credit cards, you guys may remember the episode where I referred to them as tools... Right? Tools for building your CREDIBILITY! It’s not meant to be a safety net to purchase things you wouldn’t normally be able to afford... 2025-02-1606 minFast and FinanceCheck Your RatesI think we all heard A LOT about interest rates over the past couple years – and even when they’re such a huge part of our life, there are still many people who don’t understand how they work, and how they can be holding them down. Interest rates do make sense for what they are – You need to borrow some money? Of course you can’t borrow that money for free. You’re going to get charged a percentage of the amount you borrowed, until the amount you borrowed is paid off. 2025-01-1907 minFast and FinanceGood vs. Bad Debt?I’m sure you guys have heard the discussion of good vs. Bad debt before... And in my experience, a lot of people are under the impression that any debt, is bad debt. That’s not necessarily true – and having a solid understanding of this will draw that line between good/bad debt within your financial decisions. Good debt can really help you achieve goals. What are some examples of good debt? 2025-01-0507 minFast and FinanceDebt To Income RatioThe reason I wanted to dedicate an episode to debt-to-income, is because I’m personally around the age where a lot of my peers, including myself, are starting to make larger purchases, aka LOANS – And I’m mainly referring to buying your first home, but even purchasing a new car these days, DTI matters. To put it simply, debt to income is all your monthly debt payments divided by your gross monthly income.2024-12-1506 minFast and FinanceWeekly Commentary: A Basket of Uncertainty Bolsters the DollarThe dollar’s continued climb higher has been predicated on a host of factors — including the rise in geopolitical risk and the dollar’s safe haven status as inflows have picked up markedly, uncertainty with regard to the Federal Reserve’s (Fed) interest rate move in December, a solid domestic economic landscape with inflation still “sticky,” a weakening euro as expectations suggest the potential for a stronger rate cut, and questions regarding the inflationary implications of the Trump administration’s tariff agenda.2024-12-0112 minFast and FinanceIt's About Perspective!One of the most reoccurring trends that I see is how they view investing... and that rather viewing it as an investment, many of them feel that they’re just spending money that could be spent elsewhere. And understandably so, as the cost of living has risen so high – but remember, I’ve had episodes in the past demonstrate that it’s about consistency over time, even if those investments are on the smaller side.2024-11-1704 minFast and FinancePay off Debt or Invest?I wanted to dedicate an episode to a common scenario that most likely hits home for most U.S citizens. With numerous lines of debt piling up, from credit cards to loans.. How does one get out of the hole that they’ve dug for themselves over the years? When will someone invest for retirement if all they can afford is to pay off their debt? Well, there’s a certain process to it – or else individuals may find themselves just opening another line of credit when times get hard.2024-11-0305 minFast and FinanceSleep Well, Live Better - Guest Episode with Kelly Wernersbach We have a very special guest. Not only a friend of mine, but a friend to many, especially in our local area. Kelly Wernersbach with Adjust Your Sleep Mattress Boutique. I met Kelly at a Marlton Business Association lunch – a local business group. Before I even met Kelly, I would hear about the amazing things she was doing like partnerships with local nonprofits, networking events with a purpose/cause... I could tell, Kelly ran her business with her heart. And she truly is a wonderful human being – Welcome to Fast & Finance, Kelly!2024-10-2025 minFast and FinanceFinancial Planning for Young AdultsI wanted to dedicate this episode to financial plans – and not just financial plans for the ordinary scenario – but financial plans for young adults. We normally only hear of people getting one together as they approach retirement, but what if I said it’s never too early to start planning? Well, let’s start here. What is an actual financial plan? .....2024-10-0606 minFast and FinanceDo you need a team?I wanted to dedicate an episode to the idea of building a team of professionals to be on your side for a wide range of financial related topics. Whether that’s finding the right financial advisor for you, accountant, attorney, or life insurance agent. Like in any profession, there are going to be individuals who genuinely care about your situation rather than make a quick dollar from you. It can be overwhelming, meeting with several professionals in the same industry and trying to pick the best one for you.2024-09-2905 minFast and FinanceTips for New InvestorsIf you saw the title of this episode, chances are you’re getting started with investing or maybe you’re just considering it... but congratulations, because that’s the first step! I always tell people that the hardest part is normally just getting started and learning how to be comfortable with having money invested in the market. Fear not, if you have a plan in mind and means of holding yourself accountable, you’ll be alright.2024-09-1506 min