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Showing episodes and shows of
Paula Pant | Cumulus Podcast Network
Shows
B2B Influence
1 - Unleashing the Power of Data: The Secret Weapon for B2B Innovators with Paula Chiocchi
In the inaugural episode of B2B Influence: Spotlight on Industry Game-Changers, Josh Elledge of UpMyInfluence speaks to the creator and host of the show, Paula Chiocchi. Paula is the CEO of Outward Media, Inc. Paula outlines the podcast's aim to feature industry leaders and innovators, sharing insights on effective marketing strategies and emerging technologies. She also emphasizes the significance of data quality in marketing and invites listeners to nominate influential figures in the B2B marketing space to be guests on the show. Learn more about Paula's work HERE.Connect with Paula...
2025-02-10
11 min
Afford Anything
Ask Paula: “We Have $2 Million at 40 – Now What?”
#547: An anonymous caller and her husband have a $2 million net worth at 40, but they’re worried that the one-fund portfolio that got them there isn’t good enough anymore. Are they right? Jared feels frustrated that so much personal finance media is centered around tech and freelance workers. Does Paula and Joe have negotiation advice for someone in the union?Sam owns two overseas properties in a country that’s experienced runaway inflation for the past decade. He’s worried he’ll lose $500,000 worth of assets. How does he control the...
2024-10-08
1h 14
Afford Anything
Are We All Financial Hypochondriacs? Why We Feel Broke, Even When Our Bank Accounts Are Full
#542: Ever feel like you're never doing enough with your money, even when your finances look good on paper?You're not alone.Katie Gatti Tassin, host of the Money with Katie podcast, dives into a phenomenon called "money dysmorphia" in today’s interview.She shares how she got flooded with responses when she asked her listeners about money dysmorphia. Folks with hefty savings and investments still worry they're not doing enough. It's like they're always waiting for the other shoe to drop....
2024-09-20
39 min
Afford Anything
Ask Paula: Is Your DIY Investing Strategy Holding You Back?
#535: Melissa and her partner are preparing for the best earning years of their lives. Could they benefit from automated tax-loss harvesting and transition from DIY investing to a robo-advisor?An anonymous caller just learned something surprising about their Roth 401k and feels squeamish about making future contributions to this account. What’s Paula and Joe’s advice?Hampton is following up on a question from Episode 524 to spark an intriguing discussion on the generational tax advantages of a Roth IRA.Former financial planner Joe Saul...
2024-08-28
46 min
Afford Anything
Ask Paula: Is Your DIY Investing Strategy Holding You Back?
#535: Melissa and her partner are preparing for the best earning years of their lives. Could they benefit from automated tax-loss harvesting and transition from DIY investing to a robo-advisor?An anonymous caller just learned something surprising about their Roth 401k and feels squeamish about making future contributions to this account. What’s Paula and Joe’s advice?Hampton is following up on a question from Episode 524 to spark an intriguing discussion on the generational tax advantages of a Roth IRA.Former financial planner Joe Saul...
2024-08-28
46 min
Lutz Podcast
Prof de Filosofia: É Por Isso Que Você Se Sente Perdido e Sem Sentido! - Ana Paula Leobas | Lutz Podcast #263
Lutz veste Insider 👕 Ganhe 18% OFF em sua primeira compra usando o cupom LUTZ! #insiderstore Acesse: https://www.insiderstore.com.br/LutzPodcast SMART DRINKS da Pod - Bebidas funcionais para foco, calma e energia com R$10 OFF: https://www.pod.com.br/collections/lutz?utm_source=influencer&utm_medium=lutz&utm_campaign=padrão-lutz-1906 use o cupom LUTZ. Ana Paula Leobas é Professora de Filosofia, Palestrante e Voluntária na Nova Acrópole Brasil. AS MELHORES PARTES DOS PODCASTS: Cortes do Lutz: https://www.youtube.com/@CortesdoLutzOFICIAL/ LINKS DO EPISÓDIO: Insta da Ana Paula: https://www.instagram.com/anapaulaleobas Curso de Orató...
2024-07-26
58 min
Afford Anything
Behind-the-Scenes with Paula and Joe
#521: If you're a longtime listener, you'll enjoy this candid, behind-the-scenes conversation about entrepreneurship and growth between Paula Pant and former financial advisor and Stacking Benjamins host Joe Saul-Sehy.For more information, visit the show notes at https://affordanything.com/episode521 Learn more about your ad choices. Visit podcastchoices.com/adchoices
2024-07-10
40 min
Podcast Café Amargo
Entrevista #38 | Vivendo de Rock com Di Carvalho (Paradise) e Gui de Paula (Violência Moral)
🎙️ Shows, produção, carreira artística e a vida na estrada com os talentosos DI CARVALHO e GUILHERME de PAULA 🎵✨Di, vocalista da banda Paradise, que vem conquistando plateias em pubs, eventos e festivais, traz sua experiência e paixão pela música ao nosso podcast. Ao lado de Plinio Ruas, Abner Rayde e Marcos Jessé, a Paradise mistura influências de Coldplay e Imagine Dragons, criando uma identidade musical única e emocionante. 🎸🥁Guilherme, produtor audiovisual e guitarrista de respeito, nos contará sobre sua trajetória desde o primeiro contato com a música aos 5 anos até a cofundação...
2024-06-05
1h 55
Afford Anything
Q&A: “My Husband is Not Reliable with Money. Should We Split Finances?
#503: Lindsay’s husband struggles with a mental disability. She’s worried about the impact on her family’s finances. How does she maintain harmony in her marriage and protect her kids’ future?An anonymous caller is stoked about her young nephew’s interest in saving for retirement. What’s Paula and Joe’s advice for a teenage saver?Another anonymous caller wants to get personal about Paula’s personal finances.Following up on a discussion from episode 494, Melanie has exciting news to share about automating ETF i...
2024-05-07
1h 26
Afford Anything
Mic Drop! ChooseFI's Brad Barrett Interviews Paula Pant
#501: Drop the mic! ChooseFI's Brad Barrett takes the host role in this special episode, interviewing Paula Pant about the financial independence community.This episode was recorded LIVE at a comedy club in Brooklyn, as the final installment of the Episode 500 and 501 celebration.For more information, visit the show notes at https://affordanything.com/episode501 Learn more about your ad choices. Visit podcastchoices.com/adchoices
2024-05-01
1h 27
The Insights Within Podcast
Welcome to The Insights Within Podcast with Paula Immo
The Insights Within Podcast — A Sanctuary of Remembrance for Soul-Led SuccessThis podcast is a sacred space for the soul-led, the heart-guided, and the sacredly successful. Each episode is a soft landing and a strong mirror—inviting you back to your own knowing, inner authority, and rhythm of success.Hosted by Paula Immo, this podcast weaves intuitive insight, leadership wisdom, and divine conversation, guiding you back to alignment, clarity, and soulful action.These are not just episodes. They are transmissions. For you’re not here to follow someone else’s path. You’re here to le...
2024-02-16
02 min
Creating a buzz about health with Paula Carnell
Podcast Sponsor Competition- Episode 54
In this episode Paula discusses the Podcast Sponsor Competition :-What you will learn from this episode:-🐝 What the COMPETITION - GIVEAWAY is all about🐝 What you need to do to take part in the competition🐝 What you will winWebsite :- https://paulacarnell.com/TEDx Talk :- https://www.youtube.com/watch?v=RI4LCGMM-gAFollow Paula on :-Instagram :- https://www.instagram.com/paula.carnell/?hl=en @paula.carnellYouTube :- https...
2024-01-17
02 min
Afford Anything
Ask Paula: I Came Into A Lot of Money. What Should I Do With It?
#471: Bob split a $350,000 windfall between savings and paying down his mortgage. But now he’s wondering if he made a good choice. Can Paula and Joe do the math to justify his gut-driven decisions?Julia wants to tap the equity from a second home to buy a third home in Texarkana, Texas. Is this a good plan?Joey Jr. wants to retire early, put two kids through college and buy a vacation home within the next five years. How can he afford to do it all?An anonymous caller wonders if $1 million is a...
2023-11-08
1h 04
Afford Anything
Ask Paula: A Year Off Work, a Career Change, and a Divorce: How to Make It Work
#461: A special LIVE recording in front of an audience at Podcast Movement, an industry conference in Denver.Former financial planner Joe Saul-Sehy and I tackle two questions in today’s episode. Our first question comes from a soon-to-be-single-mother on the precipice of divorce. How should she navigate this financially?Our second question comes from the spouse of a Purple Heart veteran of the war in Afghanistan. She and her husband would like to take a one-year sabbatical from work when they turn 40, which is in five years. They’d also like to pivot into lower-paying but...
2023-09-13
51 min
Afford Anything
Ask Paula: I Sold All My Stocks Last Year. Now I'm Kicking Myself
#457: Angie sold all the stocks in her retirement account last year. And now the market’s climbing. What should she do with her $500,000 cash position?Christina will be graduating with six figures of student debt. Should she refinance out of a federally protected loan to lower her interest rate?An anonymous caller wonders how Paula and Joe handled their primary residences when they moved out of state.Former financial planner Joe Saul-Sehy and I tackle these four questions in today’s episode.Enjoy!P.S. Got a question? Leave it a...
2023-08-16
1h 10
Afford Anything
Ask Paula: Should You Buy Real Estate in Today’s Economy?
#449: Jackie is a 42-year-old paralegal with two rental properties. She wants to buy three more. She asks for Paula’s thoughts about today’s economy. Should she buy under these economic conditions?Jen’s husband will retire with a pension that pays twice their living expenses. Does she still need her own retirement account?Rachael just bought a duplex, which she wants to househack. But she’s having second thoughts. Did she bite off more than she can chew?“Minouche” is a return caller with new information: she believes that borrowing from Dad is her only...
2023-07-06
1h 20
Hör doch mal zu
Die Kirche im Podcast lassen
Hallo Ihr Lieben, die Befindlichkeiten fallen erstaunlich kurz aus, das Gezwitscher und Getröte fehlt nicht, ein fehlendes Thema gibt es und dann berichten Paula und Sarah ausführlich und begeistert von ihrem Besuch auf dem evangeliachen Kirchentag. Von einer Umfrage zur Männlichkeit ist's thematisch nicht weit zu den Vorwürfen gegen den Rammstein Frontmann Till Lindemann und zum ersten Abstecher in's Ausland zu Männern in Frauensaunen. Unser zweiter Abstecher führt an den zerstörten Staudamm in der Ukraine, wir spekuklieren nur kurz über die Täter und verweisen auf einen kompetenten Podcast. Wieder in Deutsc...
2023-06-13
2h 30
Afford Anything
Mr. Money Mustache Talks About His Dating Life
#431: The title says it all. Paula Pant interviews Mr. Money Mustache about his dating life.We chat about why he wants to date inside the FIRE community (financial independence, retire early) – and whether he’s had any luck.We discuss the perils of navigating into the dating world after a divorce, which he did at age 43.And – AHEM – HE’S ON THE APPS. Well, specifically, he’s on one app. And it’s technically not an app, it’s a website. Whatever. HE’S ONLINE DATING, FOLKS. We talk about the difference between flirting in real l...
2023-03-09
1h 09
Hör doch mal zu
Podcast im Notbetrieb
Hallo Ihr Lieben, obwohl Sarah kurzfristig ausfiel sind die Befindlichkeiten nicht dramatisch kürzer, fehlen aber ebenso wenig wie die Tweets der Wochen. Nach einem kurzen Blick auf die Ukraine dann die Frage, wer die Ostsee zum Whirlpool gemacht hat. Dabei entschließen wir uns spontan, unsere Gesamtsituation zu analysieren und stellen fest, dass wir ziemlich unbesorgt sind und danach hoffen wir auf einen Erfolg der Protestbewegung im Iran. Berlin wird wohl die Taste zur Wahlwiederholung drücken müssen und wir stellen uns die Frage, wie die Neuauflage ausgehen wird. Dann betrachten wir den langsamen Tod von...
2022-10-04
1h 26
Afford Anything
#400: The Lies Told About Early Retirement
Today we’re sharing three talks given at the EconoMe conference, with each of these talks relating to F.I.R.E.The three discussions are: FI-Landia is a lie - What I Learned On My Journey To F.I.R.E., with Carl Jensen What If You Achieve All Your Goals But You’re Still Not Happy, with Rich Jones How To Never Again Say, “I Can’t Afford It”, with Paula Pant Details below:Carl Jensen:05:27: Session begins08:02: Sharing the message of financial independence and being...
2022-09-02
1h 28
PDCast Paula Dias
Como a Ligia se encontrou e evoluiu como Coach e Psicóloga através da Mentoria com Paula Dias
Podcast Coach Terapeuta 15K by Paula Dias, Neste podcast vou falar sobre Como a Ligia se encontrou e evoluiu como Coach e Psicóloga através da Mentoria com Paula Dias Me siga nas redes sociais para receber mais conteúdos: Facebook: https://www.facebook.com/pauladiasoficial Instagram: https://www.instagram.com/pauladiasoficial/ Linkedin: https://www.linkedin.com/in/pauladiascarreiras/ Youtube: https://www.youtube.com/c/PaulaDias
2022-07-29
38 min
PDCast Paula Dias
Como Igor Serejo aumentou seu faturamento através da Mentoria com Paula Dias
Podcast Coach Terapeuta 15K by Paula Dias, Neste podcast vou falar sobre Como Igor Serejo aumentou seu faturamento através da Mentoria com Paula Dias Me siga nas redes sociais para receber mais conteúdos: Facebook: https://www.facebook.com/pauladiasoficial Instagram: https://www.instagram.com/pauladiasoficial/ Linkedin: https://www.linkedin.com/in/pauladiascarreiras/ Youtube: https://www.youtube.com/c/PaulaDias
2022-07-26
39 min
Afford Anything
Ask Paula: How to Optimize Your Investments Along the Efficient Frontier (If You Dare!)
#380: Matt wants to optimize his portfolio and wants to know if he should invest along the Efficient Frontier – despite the fact that the asset allocation it recommends is absolutely bonkers; it’s wild and risky and tilted like nothing he’s ever seen before.Ionnie just rolled over her Roth IRA and would like to understand how to withdraw her contributions without getting penalized.Anonymous and her spouse are both in the military and about to reach retirement. They have an expensive whole life insurance policy, costing $550 per month, and wonder if they should switch to ter...
2022-05-11
1h 25
NOIX Podcast
Ana Paula Ribeiro - Noix Podcast - #023
O episódio #023 foi com a cantora, empresária e blogueira Ana Paula Ribeiro. Ana Paula compartilha um pouco da sua história, seus desafios e projetos para o futuro. Confira!
2022-03-04
1h 49
Hör doch mal zu
Bundesservice Podcast
Hallo Ihr Lieben, nach dem üblichen Einstieg mittels Befindlichkeitenklärung und Tweets der Wochen reden wir erstmal über ein Thema das fehlt. Danach bewundern wir Lilith Wittmann wegen ihrer Recherche zum titelgebenden Bundesservice Telekommunikation. Die Diskussion einer ARD-Dokumention über queere Menschen in der katholischen Kirche mündet in einer Diskussion der Kirchensteuer. Fälle von trans Personen in der Öffentlichkeit und in der Wikipedia erörtern wir länger als die neuen Parteivorsitzenden von Grünen und CDU. Der O-Ton zum Hörtipp, den Frank mitgebracht hat, macht zumindest Sarah neugierig. Der WTF bringt uns dann nicht nur Richtun...
2022-02-01
1h 49
Autistische Wahrnehmungen
Live Podcast von der rC3
Hallo ihr, In dieser Folge live von der #rC3 geht es darum, was NTs im Umgang mit Autist:innen falsch machen und was sie besser machen können. Autist:innen müssen leider immer wieder erleben, dass neurotypische Menschen im Umgang mit Autist:innen Empathie und Rücksichtnahme vermissen lassen. In diesem Live-Podcast haben die Hörer:innen die Möglichkeit zu erzählen, was sie erlebt haben und worauf Neurotyp:innen achten sollen, um es in Zukunft besser zu machen. Wir haben zwei live Anrufer:innen und beantworten Fragen aus dem Chat.
2021-01-01
47 min
radioAmor
Audioletter da Paula ou... o podcast da noção?
Olá, bem vindos.Obrigada pelo vosso feedback em relação a esta “nova newsletter” ❤️é bom saber que resulta!!Há muito que venho pensando que me apetece mesmo fazer um podcast novo, para lhe chamar o podcast da noção (ou falta dela) e por a nú os disparates que por aí circulam. Temas não faltariam. Nunca, como agora, senti tanta dificuldade em escolher sobre o que escrever e, mesmo não fazendo muitos amigos com um podcast que coloca o dedo na ferida, sinto que é impossível calar, que o mundo precisa de mais bom senso e...
2020-12-11
04 min
Afford Anything
Ask Paula: How Can I Pay for Grad School?
#285: Sam wants to use the funds in her Vanguard S&P 500 index funds for a downpayment on a house. She isn’t sure if she should keep her savings in the market. Should she move her money, and where?Hailey purchased a duplex in March and is already looking to sell due to a hostile tenant during the purchase process. How can she shift her focus from her initial return on investment to a long-term outlook?Zoe dreams of attending grad school, but her savings are locked away in retirement accounts. How can she save fo...
2020-11-21
50 min
Afford Anything
PSA Thursday: Broadcasting Live from FinConX
Paula Pant and Andy Hill broadcast from Dallas, where they’re part of a bare-bones skeleton production crew that’s hosting the 10th annual FinCon, a conference for a community of personal finance podcasters, YouTubers and bloggers. On the evening before the event, they reflect on the importance of community, especially when it comes to learning about money management. Enjoy this behind-the-scenes glimpse. Learn more about your ad choices. Visit podcastchoices.com/adchoices
2020-11-13
22 min
Afford Anything
Ask Paula: Could the Stock Market Be Too Much of a Gamble?
#283: Andrea’s parents have a seemingly salesly financial advisor. He tried to get them to purchase a second life insurance policy, among other potentially pushy moves. Are her parents better off without his advice?Teresa can’t shake the feeling that the stock market is more of a gamble than an investment. Is there any advantage to holding funds for the long-run if the market drops and you lose your gains?June is curious about the best college planning strategies for families who are working toward, or close to, financial independence. How can you help your...
2020-11-02
1h 06
Afford Anything
Ask Paula - Could This NYC Couple Contribute Only $10,000 Per Year Towards Retirement?
#280: Amy and her husband have $900,000 saved for retirement. They’re 40 years old and plan to retire at 65. Due to a job change + pay cut, they might only have $10,000 per year to save for the next 25 years. Will this be enough, given their yearly expenses of $144,000?Janie wants to get a solar power system for her house, but isn’t sure how to pay for it. Should she borrow funds from her seven-month emergency fund, or use funds from a taxable brokerage account that were earmarked for retirement?CJ and his wife netted $200,000 from the sale of t...
2020-10-06
1h 20
helpfulish
Episode 8 | Scariest Day of Paula's Life
TRIGGER WARNING: This episode may contain distressing or upsetting content to some listeners. Paula utilizes the podcast this week as both an outlet to talk about a recent traumatic incident and a platform to express to other parents that these things just happen. A reminder to listeners that there is no such thing as a perfect parent and in times of need, kindness and respect go a long way for someone going through personal issues. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
2020-09-29
43 min
Podcast Marketing Club - mit deinem Podcast starten, wachsen, Geld verdienen
Lohnt es sich einen eingeschlafenen Podcast wiederzubeleben? - mit David Dudek | PMC30
David berichtet von seinen Erfahrungen des Podcast-Launches, seines Business Athlet Podcast und verrät dir seine top Tipps zum Thema Start und Wachstum eines Podcasts.Erfahre wie David als leidenschaftlicher Radprofi die Parallelen zum Podcast Business zieht.Gerade wenn du jetzt deinen Podcast starten möchtest bekommst du hier nochmal wertvollen Input von David an die Hand.LINKS ZU DIESER FOLGE:Kennst du schon die PMC Episode 28: So setzt du Storytelling in deinem Podcast direkt um! 🔈 https://podcastmarketing.io/28DAVID DUDEK:Website🎙 https://david-dudek.com/Instagram 🎙 https://www.instagram.com/david.dudek/LinkedIn 🎙 https://www.linkedin.com/in/david-dudek/DAVID DUDEK'S PODCAS...
2020-08-18
25 min
Afford Anything
Ask Paula: Can I Quit My Job Before I'm Financially Independent?
#258: “Burned Out in Boston” wants to reach financial independence.But she’s not sure she can stick it out in Boston much longer.She and her husband want to move to an area that doesn’t have many job prospects, and they want to make this leap soon, ideally before they reach FI. How do they know when it’s the right time to jump ship to their dream location?We tackle this topic, plus four other questions about stock market and real estate investing strategy, on today's Ask Paula episode.Enjoy!...
2020-05-26
52 min
Afford Anything
Ask Paula: Will the Stimulus Cause Massive Inflation?
#252: The government issued a $2 trillion stimulus. How will that affect the economy? Could we endure massive inflation or hyperinflation?Bradley kicks off today’s Ask Paula episode with this timely question. What inflation rate will we see in 2020, and how can we prepare? How should we hedge against hyperinflation?Anonymous Retiree (whom we call Sequencing Sally) is 64 and retired last year. She lives off of monthly withdrawals from a Vanguard portfolio. Given the bear market, should she leave her portfolio alone and spend from an emergency fund?Additionally, her target allocation is off-kilter. Sh...
2020-04-20
1h 13
Afford Anything
Ask Paula: Help! My Mom or Dad Took Out a Credit Card in My Name. Am I On the Hook?
#229: Normally, we’re a once-a-week podcast, with episodes airing every Monday. But on the first Friday of every month, we have a First Friday bonus episode! Helen discovered that her mother fraudulently opened credit card accounts in her name. Eek! How can she protect herself? What will happen to these accounts once her mother passes away? Amelia and her husband cannot fire their financial advisor. How can they minimize the damage and maximize the benefit they receive from him in the meantime? Anonymous asks if she should live off an inheritance and max ou...
2019-12-06
1h 21
Afford Anything
Interview on the FI Show: Financial Independence Philosophy and Origin Story | Paula Pant from Afford Anything
#217: It’s September! If you’ve been listening to the show for the past few months, then you know that I’m on what I’ve dubbed my September Sabbatical, in which I’m taking a break from podcast production and traveling the globe. In light of that, we’re digging through the archives and airing some of my favorite interviews on the show, in between airing interviews I’ve done on other podcasts. Earlier this year, Cody and Justin from The FI Show interviewed me and asked some excellent questions about my journey to financial inde...
2019-09-30
1h 03
Afford Anything
ChooseFI Interview
#214: It’s September! If you’ve been listening to the show for the past few months, then you know that I’m on what I’ve dubbed my September Sabbatical, in which I’m taking a break from podcast production and traveling the globe. In light of that, we’re digging through the archives and airing some of my favorite interviews on the show, in between airing interviews I’ve done on other podcasts. I’m super excited to share an interview I did with Brad and Jonathan of ChooseFI back in December 2018. It was fun to have the...
2019-09-09
1h 21
Afford Anything
Ask Paula: Should I Take a $30k Paycut for Better Work-Life Balance, or Stick it Out?
#207: Matt and his fiance earn $7,500 per month combined. They save more than half of their income. He’d like to take a different job that will decrease his income by $2,000 per month, but improve his quality of life. Should he? Suja wants to take out a loan for business growth. What red flags should she watch for? Anonymous and her husband are thinking about buying half-million-dollar home, purchasing a second car, and having a baby. They’ve saved an emergency fund and a 20 percent downpayment. Are they ready? Trayci wants to quit her 9-to...
2019-08-05
1h 10
Afford Anything
Ask Paula: The Three-Year Reunion with J. Money
#199: Ashley is paying affordable rent for a home she enjoys, but she feels certain that the real estate market in her local market will stay strong. She’s thinking about buying a home with 3 to 5 percent down, but she doesn’t have much in savings. Should she wait for a year to save more? Or should she take advantage of a rising market and relatively low interest rates? Ian and his girlfriend live together in Washington D.C. and have a combined 40 percent savings rate. He’d like to buy a rental property, but his girlfr...
2019-06-17
1h 13
Afford Anything
Ask Paula: I Make $168,000 Per Year and Spend $5,000 Per Year. What’s Next?
#195: Alex makes $168,000 per year, combined between her full-time job and her side hustle. Her company pays for breakfast, lunch and dinner during the work week, plus a cell phone subsidy, health, dental and vision insurance, a gym membership, and commuting costs. She also househacks, so her living expenses are only $400 per month. What should she do with her ample savings? Christine is 38 and earns $70,000 per year running her own business. She holds $70,000 in investment accounts, has another $16,000 in savings, bought a condo with 20 percent down, and has no debt. What can she do to fast-track her path...
2019-05-27
1h 19
Afford Anything
Ask Paula - The Real Estate Episode
#187: Sarah needs $36,000 per year in rental income to reach FIRE (Financial Independence, Retire Early). She owns several rentals. When can she comfortably consider herself FIRE? AyV wants to rent out his primary residence. Should he renovate? Anonymous lives in a high-cost-of-living city, but she found a small city nearby with Class B and C+ multifamily properties. These properties need a little work. How can she estimate repair costs? Carly bought a property that underperformed the one percent rule. It’s appreciated in value. Should she sell? Erin is trying to decide if...
2019-04-08
1h 14
Afford Anything
Ask Paula: Should I Sell My Rental Property to Pay Off My Student Loans?
#183: Should a newlywed couple with two cash flowing rental properties sell one to pay off $92,000 of student loan debt? What percentage of your portfolio should you have in rental properties? What's the smartest way to approach rental property investing, particularly if you get anxiety thinking about tenant requests? How much should high interest rates impact your decision to buy a rental? I answer these four questions on today's episode, plus, I have a big announcement regarding the future of real estate Ask Paula episodes, so check it out. :)
2019-03-18
52 min
Afford Anything
Ask Paula: How Should I Plan a Mini-Retirement?
#181: Imagine that you’re going to take a 6-month to 9-month mini-retirement. How should you plan? What should you do? Sure, you’ll need to have enough savings to cover your expenses. You might want to find some part-time work. You may need to sell off a few investment. And of course, you’ll need to think about health insurance. But what else should you consider? And how will your first taste of voluntary unemployment impact your mental and emotional health? Former financial planner Joe Saul-Sehy and I discuss this in today’s podcast episode. Fo...
2019-03-04
1h 06
Afford Anything
Ask Paula: We Want to Start Househacking in a Duplex. Should We?
#179: Should a couple in New Orleans sell their single-family home and use the sale proceeds to househack into a duplex? What do you think about turnkey investments? What tax consequences will someone face if they transfer their property to their parents? How do you handle tough situations related to the way some home renovation contractors treat women? What’s the latest update on your real estate course? I answer these five questions on today’s podcast. For more information, visit the show notes at https://affordanything.com/epis...
2019-02-25
57 min
Afford Anything
Ask Paula: Should I Buy a House or Catch Up on Retirement Savings?
#177: Imagine that your job is extremely well-paying, but you don’t enjoy it. You’d like to switch employers, even though this will probably require a paycut. But before you make the switch, you want to accomplish two goals: buy a home and catch up on retirement savings. Should you pursue both goals? Or should you defer the home purchase, given the potential future paycut? If you decide to pursue both goals, which one should come first? This is one of the five questions that former financial planner Joe Saul-Sehy and I an...
2019-02-11
1h 04
Afford Anything
Ask Paula: I'm 48 and Retiring Next Year. Should I Buy More Rentals?
#174: Should a 48-year-old New Yorker who’s retiring next year buy more rental properties? Should a Michigan-based first-time homebuyer use an FHA loan to buy a duplex for $135,000 that rents for $1,800 per month? Should a 40-year-old music professor who owns a duplex transfer his property into an LLC? Should a New Jersey condo owner sell her unit as For Sale by Owner? And should a woman who’s anxious about owning her own rental properties dive into real estate crowdfunding deals instead? I answer these five rental property questions in today’s podcast episode. For more information, visit the show n...
2019-01-28
1h 13
Afford Anything
Ask Paula: Should I Buy a Nice Car or Save My Money?
#172: Should a 25-year-old homeowner with healthy savings and no debt (other than his mortgage) upgrade his car? Should he make this choice if his current car is fine, and upgrading puts him into new debt? Should a couple without access to an employer-sponsored retirement plan put their savings into a taxable account, or should they save for a downpayment on a rental property? The market is fluctuating like mad; if someone has a lump-sum of cash, should they invest it now or should they slowly meter it in? Should someone without an emergency...
2019-01-14
1h 12
Afford Anything
Ask Paula: When Should I NOT Use the One Percent Rule for a Rental Property?
#170: When should you NOT use the one percent rule for rental property investing? In today’s episode, I encourage two callers to violate the One Percent Rule for real estate that they already own. WHAAATTTT? Why would I say that? Especially given that I’ve gained a bit of a reputation as The World’s Most Staunch Advocate of the One Percent Rule? (Long title, I know, but someone’s gotta wear it.) And if you’re not going to use the One Percent Rule, how should you make decisions about your real estate investments instead?
2019-01-04
58 min
Afford Anything
Ask Paula: Should I Pay Off Student Loans While in School?
#167: Angelisa is a college senior with $30,000 in student loans. She has a part-time job, from which she’s saved $2,500. Should she keep saving money, or should she get a headstart on paying down her student loans while she’s in school? Mackenzie is also a college senior with some student loans. She recently received a settlement from a car accident. Should she invest this money? If so, how? Franchesca is 35 and is carrying $212,000 in debt, mostly student loans. Could she reach financial independence, even with a late start? Erica wants to make environmentally-friendly inve...
2018-12-17
1h 20
Afford Anything
Ask Paula: How Can I Get My Friends Interested in FIRE?
#161: Matt is interested in achieving financial independence, and he wants to encourage his friends to pursue the same goal. What podcast episodes provide a light, digestible introduction to the world of financial independence and retiring early? Daniel wonders why everyone pursuing financial independence seems to have a blog or podcast about this topic. Is the purpose of FIRE to sit around writing and talking about how you’re FIRE? If so, then what’s the point? Tom is an entrepreneur with an LLC in California. Should he buy a rental property through that LLC? An...
2018-11-12
1h 07
Afford Anything
Ask Paula: I Have Three Kids and I'm Hoping for Financial Independence
#159: Should a 36-year-old father of three invest primarily in Traditional or Roth retirement accounts? Should Rose, a grandmother of four, open a Vanguard account for each of her grandchildren?Should Nancy, who lives overseas and is the sole breadwinner in her family, invest in a Traditional or Roth TSP? Should Scott’s wife rollover her 403(b) from her former employer into an IRA? Should Patrick, age 35, cancel his life insurance plan?Former financial planner Joe Saul-Sehy and I answer these five questions in today’s episode.Our first caller is Mr. “Three Kids and St...
2018-11-02
58 min
Afford Anything
Ask Paula: Can You Force a Rental Property to Cash Flow?
#157: We're back with another Ask Paula - Real Estate Edition of the show! In this episode, we cover down payments, cash flow, investing in condo hotels, building a rental on the side of your own house, selling your properties, and whether it's better to buy actual properties or REITs. Erin asks: Would you ever put 30% down (or more) in order to make a rental property cash flow positive? Avy asks: In 4-5 years, I'd like to have a rental property for diversification and passive income. Is it better to stick with...
2018-10-22
57 min
Afford Anything
Ask Paula: "I Feel Like I Don't Deserve My Success. What Should I Do?"
#151: We’re back with another “Ask Paula” episode of the show! As usual, my friend and former financial advisor, Joe Saul-Sehy joins me in answering your questions! Let’s dive right in. Hailey: I just graduated from college with a major in Computer Science and minor in graphic design. The whole time - it was rough. I come from a family that didn’t have a lot to give me going into this journey of getting a college degree. So I did it basically on my own - they gave me things here and there - bu...
2018-09-17
1h 00
Afford Anything
Ask Paula: Should I Sell My House and Invest the Equity?
#148: Welcome to a special episode of Ask Paula! Today I’m answering questions about real estate investing, and I’ve brought a special guest on the show to join me. His name is Lucas Hall, and he’s a landlord with 5 properties in three locations (D.C., Virginia and Colorado). He’s also the founder of Landlordology and head of investor relations with Cozy. We met about five or six years ago through blogging about rental properties, and I invited him on the show today to answer questions alongside me. Anonymous asks: If you...
2018-09-03
1h 03
Afford Anything
Ask Paula: Where Should I Keep My Money if I Want to Retire Early?
#146: My friend and former financial advisor, Joe Saul-Sehy, joins me to answer a multitude of questions on retirement savings and investing, so let's dive in. Elyse has two questions: #1: Through her job, Elyse has a 401(a) hybrid. Right now, she contributes 0.5% as her employer will contribute 2.5% only when she contributes 4%. Should she contribute the full 4%, or keep her contribution as low as possible, save it, and invest it on her own (which is what she's been doing)? #2: Elyse also has $18,600 invested in a mutual fund through her bank. Everything that she has r...
2018-08-20
1h 04
Afford Anything
Ask Paula: What Do You Think of Real Estate Crowdfunding?
#144: Today I’m answering your real estate questions! First up, Rich asks: What are your thoughts on real estate crowdfunding versus investing in a traditional REIT and non-retirement account? He doesn’t want to give up the time it takes to manage a rental property. He wants to spend more time with family and friends, and his eventual goal is to generate enough passive income to transition into becoming a social worker. Rob asks: As a real estate investor who also invests in index funds, how do I decide what percentage of m...
2018-08-06
44 min
Afford Anything
Ask Paula: Should I Buy a Rental Property with an HOA?
#140: Should you buy a rental property that mandates HOA payments? How do you adjust for cap rate over the years, as the property's rent increases with inflation? Should you buy an $88,500 house that rents for $1,250 a month? And can you dive into detail about how you work with contractors and property managers? I answer these four questions in today's Ask Paula episode, themed around real estate investing. Daria asks: My husband and I live in Charlotte, North Carolina. I've been looking at local properties and I notice that a lot of these properties, Class...
2018-07-16
54 min
Afford Anything
Ask Paula: What the F**k are Annuities?
#137: Today's episode is an annuity sandwich: we answer one question about family and relationships, three questions about annuities, and one question about time management. My friend and former financial planner Joe Saul-Sehy joins me to answer questions in what, I hope, is the most entertaining episode about annuities you'll hear. Here are the five questions that we'll tackle today. Anonymous asks: I didn't grow up with much money, and my father recently went into bankruptcy. I've worked hard to become financially stable. Unfortunately, my parents expect a handout. How do you handle...
2018-07-02
1h 13
Afford Anything
Ask Paula: How to Give More to Charity While Also Building Financial Independence
#133: Andy from Michigan loved the episode with charity:water founder Scott Harrison. After the episode, he and his 6-year-old daughter started watching videos about charity:water, and now they're both inspired to give. Andy's question is on the topic of giving. His is to reach financial independence within 5 to 10 years. He and his wife are debt-free, including mortgage-free, and their retirement accounts are well-fueled. Now they're working on building passive income. In the meantime, though, they'd like to add a bigger charitable slice to their budget. He's not an overly religious guy, but he feels a calling...
2018-06-04
57 min
Afford Anything
Ask Paula: I'm Six Years Away From Financial Independence, But I Want to Quit Now
#132: BONUS EPISODE!! On the first Friday of the month for the remainder of the year, I'm rolling out an additional bonus episode. As you know, this podcast airs weekly on Mondays. I'm thinking about maybe -- MAYBE -- expanding the podcast to twice-a-week. Maybe. But before I make such a big commitment, I figured I'd test the waters by producing *one* extra episode per month. I'll release this on the first Friday of every month for the rest of 2018. Today's episode is the June 2018 First Friday Bonus Episode, in which I...
2018-06-01
36 min
Afford Anything
Ask Paula: Should I Sell Stocks to Buy a Rental Property
#130: Anna and Dave want to get married … eventually. But they want to buy a rental property together first. How should they approach this from a paperwork/legal structure standpoint? Note: They’re thinking about having one partner purchase the home, with the other partner acting as a lender (with proper paperwork in place). Would this be a wise approach? Fred lives in Saskatchewan, Canada and owns two duplexes. He’s thinking of buying rental properties in the U.S., and he has 4 questions: What requirements or criteria do you establish ahead of time? For exampl...
2018-05-21
58 min
Afford Anything
How I Paid Off Thousands in Credit Card Debt - with Laura Adams, from Money Girl Podcast
#129: Laura Adams grew up in an upper-middle-class family in South Carolina, and her parents supported her through college. She attended her top-choice school, met her husband while they were still students, and enjoyed a charmed life. When she graduated, she continued to live at a lifestyle to which she felt accustomed. She rented a beautiful apartment. She took vacations. When she felt lonely, she comforted herself with shopping sprees. Unfortunately, her spending habits weren't aligned with her meager post-collegiate, entry-level income. Laura quickly found herself buried under thousands of dollars of credit card debt.
2018-05-14
57 min
Afford Anything
Ask Paula: I'm Retiring at 53, How Will Early Retirement Impact My Social Security?
#120: Roger Whitney, age 51, calls himself The Retirement Answer Man. As a financial planner, investment analyst and podcast host, he focuses on helping Baby Boomers craft a traditional (past-age-60) retirement. Today, he joins me to answer two questions that come in from our community. Our first question is from Emily, who says: “I’m trying to help my mom decide if she should retire.” “My dad was a CPA and then a CFO, making great money, until 16 years ago when he was diagnosed with early-onset Alzheimers. My mom never took care of their fi...
2018-03-12
45 min
Afford Anything
Ask Paula: How to Estimate Repair Costs, File Taxes on Rental Income, and More
#106: How do you search for rental properties out-of-state? Should I offer a lease-option contract to my friends? How can I estimate repair and maintenance costs? And can you deep-dive into bookkeeping and taxes for rental real estate? I tackle these four questions in this episode of Ask Paula - real estate edition. Saul from Salt Lake City asks: I'm converting the first floor of my home into a two-bedroom, one-bath apartment. My "hacked duplex" will soon be ready for my first tenant. Can you deep-dive into the taxes and a...
2017-12-04
1h 06
Afford Anything
Ask Paula: Should I Sell My Rental Property and Invest the Proceeds in the Market?
#102: This week, I'm back to answering questions posed by listeners of the podcast. An anonymous listener asks: Should we continue to rent out our home, or should we sell it? We bought a home in California but have since moved to New York and have been renting there. After all expenses on the rental are accounted for, we receive $150/mo in profit. We estimate that even with repairs factored in, we'll still be in the positive. However, my husband thinks it's better to sell the property and invest the profits. I think we're...
2017-11-06
53 min
Afford Anything
Ask Paula: The Side Hustle Episode
#98: How much money should you invest in a side hustle or side business? How do you know if your side hustle idea is viable? What if you want to start 5 or 6 side businesses? Should you lump these together under a common business umbrella? Or should you separate them out? These are the questions about side hustles -- asked by listeners Adalia and Brionna -- that I answer in today's episode. My friend Joe Saul-Sehy from the Stacking Benjamins podcast joins me to chime in with his views on building...
2017-10-09
43 min
Afford Anything
Ask Paula: Should I Be an Out-of-State Airbnb Host?
#96: Today I tackle 4 real estate questions that come from the listeners. Chris, age 25, says: Over the next 30 years, I'd like to acquire 15 rental properties. Then, at age 55, my wife and I can retire and travel. To begin, I'd like to buy a duplex, live in one unit and rent the other on Airbnb. Once I gain some equity and save enough for another downpayment, I'd like to purchase another duplex, move in, and repeat this process. However, I'm reluctant to get started for one reason. There's a decent chance...
2017-09-25
42 min
Afford Anything
Ask Paula: How Do I Hire an All-Star Rental Property Team?
#92: If you're interested in real estate investing, and if you've wondered how to assemble an all-star team, today's episode is for you. I'm hosting another edition of Ask Paula, in which I tackle three audience-submitted questions about building a team as a real estate investor. Salome from Cincinnati asks: Who are the people I'll need on my real estate team? How much will I spend in paying them? And how can I find them? Doug from Louisiana asks: I've saved $20,000 as the downpayment on a rental property. Should I use this money? Or...
2017-08-28
36 min
Afford Anything
Ask Paula: I'm Tired of Paying Rent. Should I Buy a House?
#90: Curious about real estate investing? I'm rocking the microphone solo on today's episode, tackling the rental property questions that you -- the listeners -- have asked. Rachel from the Ozarks asks: I'm inspired to start investing in real estate. I live in the Ozarks region, and the cap rates around here are fantastic. However, the online reviews for local property management companies are consistently terrible. What should I do if I can't find a good property manager? Daan from Malaysia asks: I'm a Dutch national who plans to be a global nomad for...
2017-08-14
43 min
Afford Anything
Ask Paula: When is Lifestyle Inflation a Smart Business Decision?
#88: Former financial planner Joe Saul-Sehy and I answer 4 questions from the Afford Anything community. We chat about how to control lifestyle inflation, how to break up with a financial planner, how to invest your first $10,000, and whether or not sector-specific or theme-specific funds are a good idea. #1: Laura is transitioning to a new job, and she's discovered that her new responsibilities require some lifestyle inflation. She needs work-appropriate clothing, for example; she can't wear leggings everyday anymore. She and her husband are going to need two cars, instead of one. And she's ordering restaurant delivery...
2017-07-31
41 min
Afford Anything
Ask Paula: Should I Keep My Properties in an LLC
#86: The real estate questions keep coming in, so today I’m answering questions from three Afford Anything listeners: Heather is ready to buy her first rental property. She wants to acquire about one house per year, following a buy-and-hold strategy. Salome and her husband are renting out an unused room in our house on Airbnb. We're interested in venturing into buying rental properties later. Then Caren talks about coming across several real estate investing clubs, or memberships, in which the organization pulls together a list of various contractors and property managers. What are Pa...
2017-07-17
29 min
Afford Anything
Ask Paula: No, Really, I'm Asking for a Friend! -- How to Crush $500,000 in Debt
#84: This week, I tackle your questions with my good friend, recovering financial planner Joe Saul-Sehy. Here's what we answer: 1. I'm asking for a friend -- no, really, I'm asking for a friend! My friends are married and buried. They're a married couple, buried in $500,000 of debt. Some is federal student loans, some is private student loans, and some is credit card debt. They're paying the minimum on their student loans, with the hope that these loans will be forgiven after 25 years. They're also saving money in their retirement accounts. Is this...
2017-07-03
53 min
Afford Anything
This is The Toughest Episode I've Created So Far
#83: Hey. It’s time we talked. I’ve made many tough decisions in my business. I’ve said “no” to thousands of pitches, turned away countless advertising requests, and made difficult choices about content and tone. And sometimes I don’t know whether or not I’ve made the right choice. Today’s podcast episode is a painfully personal one. I open up my mind, explaining exactly how I make decisions about how to lead this online community. I’m frank about the doubts I hold and the choices I’ve questioned in hindsi...
2017-06-26
38 min
Afford Anything
Ask Paula: How Do You Pick a Rental Property?
#82: Welcome to another Ask Paula episode! This week, I answer three real estate questions: #1: What criteria do you use when you’re shopping for an investment property? What qualities make you say, “heck yeah I’m buying this!!” — and what qualities make you say, “No way!” #2: I enjoy renting my personal home, but I still dream of investing in rental properties. Does it make sense to buy a rental property, even while I’m still a renter myself? #3: I’m a 45-year-old actress, and my income probably won’t qualify me for conventional ban...
2017-06-19
39 min
Afford Anything
Ask Paula (and Will): How Technology is Changing the Future of Real Estate Investing
#78: Imagine that you're looking for a rental property. It's a warm Saturday afternoon, and you decide to cruise through a few open houses in the area. Your autonomously-driving electric vehicle pulls into the driveway. Your wifi-enabled contact lenses automatically register the property's details: square footage, year of construction, sales history, tax assessment, price-to-rent ratio, average neighborhood occupancy rates, and multiple cap rate estimates. As you walk through the property, your contact lenses display the digital history of every item -- the furnace, dishwasher, windows -- keeping you up-to-date with the full installation and service history of every...
2017-05-22
51 min
Afford Anything
Ask Paula: How to Handle an Inheritance, Should I Invest in Properties or Start a Business, and More
#76: This week, my buddy Joe Saul-Sehy joins me to answer another round of listener-submitted questions. A listener from California asks: My husband and I will be inheriting money, which we plan to invest in index funds. We believe that our inheritance will eventually make us financially independent. However, I feel guilt about the fact that this money is unearned. Do you have any thoughts on this? Eric wants to know: Should he stick with a high-deductible health insurance plan if he's starting a family? Hailey says: I just graduated from college; I...
2017-05-08
1h 00
Afford Anything
Ask Paula: How to Repay $50k in Student Loans on a $31k Income, What's the Deal with Bonds, and Do I Really Need Insurance
#74: Former financial planner and friend of the show, Joe Saul-Sehy from Stacking Benjamins, joins me to answer the following listener questions: Kicking off today's episode, Nicky asks: I'm young and healthy. My car is old and not-worth-much. And my personal property isn't exactly fancy-pants. Do I *really* need health, auto and property insurance? Or can I drop these insurances and save the money? _______ Next, Shelbi says: I'm 26, recently earned a graduate school diploma, and I'm taking the first steps into my career. I take home $2,600...
2017-04-24
1h 06
Afford Anything
What Chess Taught Me About Making Smarter Life Moves -- with Steve Gossett
#73: Last January, I went to a party at a trailer park that featured a huge bonfire, a few llamas, and a member of Public Enemy. (I realize that sounds like the setup to a joke. Welcome to my life.) While I was there, I met a former competitive chess player named Steve Gossett. Steve is a Los Angeles-based filmmaker who creates Princess Rap Battle videos for a YouTube channel with more than 1 million subscribers. But that's not why I invited Steve onto the show. I asked him to join me on...
2017-04-17
1h 07
Afford Anything
Ask Paula: Should I Loan Money to Friends? Stay Sane While Repaying Debt? ... and More
#72: Spaghetti is a major part of my life. I eat it, of course, as many people do. I also spill it all over my pants, despite the fact that I’m 33 and should’ve learned the rules of gravity by now. But most importantly, I use spaghetti as a metaphor for my business. If I’m not sure if something will work or not, but I want to experiment with an idea, I tell myself that I’m just “throwing spaghetti at the wall.” Maybe it’ll stick; maybe it won’t. Either way, I have permission...
2017-04-10
48 min
Afford Anything
Ask Paula: The Real Estate Edition
#69: So many Afford Anything listeners have great questions about real estate investing. That's why this episode of Ask Paula is dedicated to answering them. Our first question comes from Ade, who has $25,000 to invest in real estate and lives in the Bay Area. Understandably, he's thinking of investing out-of-state, and wants to know if Atlanta is still a good city to invest in. Where can the best deals be found? Krystina lives and has four rentals in Vermont, but she's sick of the cold. She's thinking of selling the properties and moving elsewhere. She asks...
2017-03-20
1h 05
Afford Anything
Ask Paula: How to Invest Your Tax Refund, Save for College, and Avoid Massive Pitfalls
#68: My buddy Joe Saul-Sehy, host of the Stacking Benjamins podcast, joins me this week for another episode of "Ask Paula (and Joe!)" -- in which we workshop through questions that came from you, the Afford Anything community. This week, Joe and I answer questions such as: - I'm getting a $2,500 tax refund. Should I use this to invest, repay debt, or upgrade my home? - I'm debt-free (except a reasonable mortgage) and maxing out my retirement accounts. What else should I be doing? - I've started savings accounts for my two daughters, ages 3...
2017-03-13
1h 06
Afford Anything
Ask Paula: Travel vs. Passive Income, Proximity in Real Estate Investing and Selling Off Properties
#63: It's the first Monday of the month, and you know what that means - another Ask Paula episode. Our first question comes from Richard, who wants to know if he should focus on creating a travel fund or building passive income through real estate. What did I do, and how did I manage to come back from my world travels and start building a real estate portfolio only a few years later? The next question comes from Andrew. He's contemplating purchasing two houses on the cul-de-sac he lives on and then renting them...
2017-02-06
37 min
Afford Anything
Ask Paula: Q&A Featuring Special Guest Joe Saul-Sehy from Stacking Benjamins
#62: Joe Saul-Sehy, a former financial advisor and host of the Stacking Benjamins podcast, joins me to answer your questions in this bonus episode of Ask Paula. Joe and I are goofballs; we tell PG-13 dirty jokes; we disagree on several answers, and we have a grand 'ol time. Hopefully you'll learn something, and you'll probably end up laughing along the way. For a full list of questions and more about today’s episode, visit http://affordanything.com/episode62 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
2017-01-30
1h 18
Afford Anything
Billy Murphy - Expected Value, or What Professional Poker Taught Me About Running a 7-Figure Business
#56: Former professional Poker player Billy Murphy has an intriguing story. He achieved financial independence at age 29, and he did this by applying a concept known as "expected value" to his online businesses. In this episode, I chat with Billy about how expected value is more than just a formula; it’s a framework for how to evaluate your options; how to assess risk, reward, probability, and variance. Let's back up a little. What is expected value? It’s the sum of all possible values for a variable, with each value multiplied by its probability of oc...
2016-12-19
55 min
Afford Anything
From Money Moron to Millionaire, with Scott Alan Turner
#55: Scott Alan Turner used to be a money moron. (In his words.) He traded a Jeep for a Porsche in his 20s, purchased a 3,000 sq. ft. house with two mortgages, and bought luxury furniture on credit. The Porsche cost him $800 per month. The house cost $200,000. The furniture? Who knows. Scott didn't have a budget and never tracked his spending. He only knew that he could afford the monthly payments on these luxuries ... until one day he realized his mortgage was due in a few weeks. And his bank account was rather empty.
2016-12-12
52 min
Afford Anything
Ask Paula: Automating Savings, Starting a Blog, Emergency Funds, Investing in Real Estate Confidently, and More
#54: It's the first Monday of the month, which means I'm fielding questions from the audience. We start with a question from Nicole. She's a new listener, and she's stuck in a confusing situation. You see, Nicole is self-employed. She'd like to save a percentage of her income -- but she doesn't get regular paychecks. How can she automate her savings, when she doesn't know how much she'll make each month? She asks a second question, as well. Nicole has $15,000 in savings and wants to buy her first rental property...
2016-12-05
38 min
Afford Anything
Live Q&A with Paula on Real Estate and Travel
#53: This episode is a little different. Instead of interviewing a guest, this podcast episode is a recording of a recent talk I gave in Equador. The audience wanted to know more about the context surrounding the decisions I've made regarding business, investing, and money. In other words, why I've only spent three years of my life in a 9-5 job, and why I've dedicated so much of my time to travel. There is a lot of real estate talk as I take Q&A from the audience, but the idea behind...
2016-11-28
1h 00
Afford Anything
How to Combat Lifestyle Inflation, with Julia Kelly
#52: Imagine transitioning from making $8.50 per hour and sharing a crammed apartment with 5 people, to becoming a six-figure business owner doing what you love. That's the journey that Julia Kelly, caricature artist and founder of JK Expressions, took. Sounds great, right? Well, as they say, more money = more problems. When Julia earned $25,000 - $30,000 per year, she had fantastic money management skills. She had no debt and plenty of savings. But when her business started making six figures, she began ignoring her finances, stopped saving money .... and racked up thousands in personal...
2016-11-21
36 min
Afford Anything
Ask Paula: Retirement Savings in Your 50's, Starting a Side Hustle, Buying Health Insurance, Home Warranties, and More
#50: Mark, a 55-year-old listener, has no savings. He's been listening to personal finance podcasts. He recently read Tony Robbins' Money: Master the Game. He called this podcast to tell us that he's feeling overwhelmed by the scope of what's ahead of him. Mark doesn't know how to apply this information -- and he's afraid of needing to work in fast food when he's 80 years old. What can he do? We tackle his question first on today's Ask Paula episode. Next, we take a call from Adalia. Adalia, another podcast listener, wants to earn...
2016-11-07
46 min
Afford Anything
The Unbelievable Power of Building a Community - Live at FinCon
#46: This episode is a little unusual because I interviewed fellow podcast listeners live at FinCon (a conference for financial bloggers). Why? To get to know you and understand you better. I want to know what makes you tick, and where your interest in money comes from. Ultimately, why you're here, listening to this podcast, when most people couldn't care less about these topics. Why are you different? To discover that answer, here are some of the questions I asked our panelists: • Why did you decide to make learni...
2016-10-10
27 min
Afford Anything
Ask Paula: Should I Invest $5,500 in One Huge Chunk? - and More Investing Questions
#45: Podcast listener Eva is interested in opening a Vanguard account. She noticed that people need $50,000 to access their personal advisor services. It’ll take her several years before she can access this. What should she do in the meantime? Amy, another podcast listener, wants to invest $5,500 into her Roth IRA in 2017. Should she invest the full amount on January 1, or should she spread this throughout the year? ...and more can be found at https://affordanything.com/45-ask-paula-invest-5500-one-huge-chunk-investing-questions/ Learn more about your ad choices. Visit podcastchoices.com/adchoices
2016-10-03
34 min
Afford Anything
Ask Paula: Investing, Rebalancing and Renovating
#41: Mollie, a listener, is making smart money moves. She's getting the maximum match on 403b contributions. She's saving for a downpayment on a home. Her husband opened a Roth IRA. What's next? After listening to the Jim Collins episode, Mollie wants to open a Vanguard account. How can she balance this with the rest of her saving and investing goals? Is she spreading herself too thin? Meanwhile, podcast listener Elizabeth is trying a little-known tactic to rebalance her portfolio. Traditional advice tells people to rebalance by selling their gains...
2016-09-05
31 min
Afford Anything
Ask Paula: Should I Buy a Turnkey Rental Property? -- and More Real Estate Investing Question
#36: It's the first Monday of the month, and you know what that means ... Time for another Ask Paula episode! On today's show, I answer a handful of phone calls from listeners who posed questions about real estate investing. One caller from Atlanta said that he's thinking about buying a rental property from a turnkey investing company. (These are companies that buy, renovate and rent out properties, and then sell those properties to investors.) On the surface, this sounds appealing: all benefit and no work. But what are the drawbacks? Are those risks worth it? Should t...
2016-08-01
25 min
Afford Anything
Ask Paula: The Market Might Drop. Should I Sell?
#32: Should you sell your stocks, given that we might be heading for a possible downturn? Also, what are the downsides of index funds? Should you invest in out-of-state rental properties, and if so, how can you figure out where to look? These are just a few of the many questions Paula answers in this week's Q&A episode. Enjoy. For more information, visit http://podcast.affordanything.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
2016-07-04
41 min
Afford Anything
Ask Paula: Pay Debt vs Buy a Home? Invest in Index Funds vs Creative Alternative?
#29: Paula answers questions you sent in about multi-level marketing, paying off credit card debt vs buying a house, and socially responsible investing. For more information, visit the show notes at https://affordanything.com/episode-29-socially-responsible-investing/ Learn more about your ad choices. Visit podcastchoices.com/adchoices
2016-06-13
38 min
Afford Anything
How to Transition from Hustler to Entrepreneur
#6: J. Money says a hustle is "a way to make money on the side, but more of a passion project or something that is fun. You do it for more than just money.” Paula says it’s a “microbusiness". No matter how you slice it, a hustle is a way to make extra money doing activities outside of a normal J.O.B. Paula and J. Money share their stories of working on hustles to become the entrepreneurs they are today. Visit http://TheMoneyShow.co/06 for more information about hustles
2016-01-28
59 min