Shows
Good Cents by PayactivThe Cost of Food in 2025: How to Save Big on Groceries Each WeekIn this episode of Good Cents by Payactiv, host Eric Rosenberg discusses the rising cost of groceries and how mindful budgeting can help. He’s joined by Justin from The Price of Avocado Toast, who shares how he and his wife paid off $132,000 in debt and learned to be intentional with their grocery spending.Key takeaways:Having a plan for the week helps reduce waste and prevents last-minute, costly food decisions.Simple meals with versatile ingredients can save money without sacrificing variety.Use food banks if needed. These resources exist to help people stretch their budgets.Ge...2025-03-0720 minGood Cents by PayactivNew Year, New BudgetIn this episode, the host, Eric Rosenberg, discusses the importance of budgeting for the new year and how it can set the foundation for financial success. He breaks down the budgeting process into simple, actionable steps to help listeners take control of their finances.Key Takeaways:Why Budgeting Matters – Budgeting helps reduce financial stress, achieve goals, and make intentional spending decisions.Review Your Spending – Look at last year’s expenses to understand where your money went and identify areas for improvement.Set Financial Goals – Define short-term and long-term goals, such as paying off debt or saving for a bi...2025-03-0615 minGood Cents by PayactivUtility SavingsIn this episode of Good Cents by Payactiv, host Eric Rosenberg explores practical ways to tackle utility expenses, including energy, water, and internet bills. These essentials can strain monthly budgets, but Eric highlights financial assistance programs and energy-saving strategies to ease the burden. Whether you're struggling with high bills or simply looking to save, this episode is packed with actionable insights and resources. Here are the key takeawaysNational Assistance Programs:LIHEAP (Low Income Home Energy Assistance Program): Offers one-time utility bill payments, energy crisis intervention, and weatherization assistance.Weatherization Assistance Program (WAP): Provides funding for home upgrades...2025-01-0918 minGood Cents by PayactivHow to Earn 400 More Per MonthIn this episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg welcomes Daniella Flores, a side hustle expert and founder of I Like to Dabble, to share her insights on how people can earn at least $400 a month through side hustles. Daniella dives into various side hustles and gig apps, explaining how anyone, regardless of their schedule, can build extra income while improving their financial security. Here are the key takeaways:Getting started with gig apps like Rover, Instacart, and Postmates is an easy way to earn money flexibly. These platforms allow people to offer services...2025-01-0919 minGood Cents by PayactivFinancial Planning For Next YearIn this episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg welcomes Katie Brewer, CFP, to discuss practical tips for financial planning as we enter 2024. Whether you're starting to plan or want to improve your current habits, this episode provides actionable advice to set you up for financial success in the new year. Here are the key takeaways: Begin financial planning before the holiday season to reduce January stress.Set up dedicated accounts for specific goals like holidays or travel to stay organized.Start by gathering all your financial data to better understand where money is g...2025-01-0921 minGood Cents by PayactivYear End Financial Planning TipsIn this episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg and guest Jen Smith, budgeting expert and author, share practical strategies for effective year-end financial planning. As the year winds down, it's the perfect time to reflect on your financial habits and set the stage for a successful new year. Here are the key takeaways:Conduct a 90-day transaction inventory to identify patterns and spending triggers.Use tools like Google Sheets to categorize expenses by frequency or amount.Focus on modifying small habits, like limiting emotional support purchases, to reallocate funds effectively.Prioritize high-interest debts...2025-01-0920 minGood Cents by PayactivCyber MondayIn this episode, Eric explores strategies to navigate Cyber Monday without overspending or derailing your financial goals. Cyber Monday, paired with Black Friday, creates a shopping frenzy, making it easy to blow through budgets. Here are the key takeaways:Avoid Unnecessary Purchases: You don't have to participate in Cyber Monday. Spending on items you wouldn’t normally buy isn’t saving, even if they’re discounted.Set a Budget and Prioritize: Create a holiday spending plan and a prioritized wish list to avoid impulsive purchases. Stick to your budget by cutting items that exceed your spending limit.Shop Around...2024-12-0215 minGood Cents by PayactivFinancial Big Wins in Your Budget: Where to Find the Biggest SavingsBig changes, big wins: We’re diving into simple tweaks that can make a huge difference in your budget, like cutting car payments or lowering rent. These are the game-changers that can save you thousands!Small moves, big savings: From canceling unused subscriptions to switching insurance plans, these little adjustments can free up a lot of extra cash.Take control effortlessly: With Payactiv, you can automate saving1 and avoid fees without lifting a finger—helping you stay on top of your money, stress-free.Share the journey: Grab an accountability buddy, share thes...2024-11-1917 minGood Cents by PayactivNavigating Financial Emergencies With EaseThis podcast episode provides practical tips for building a $500 emergency fund in 90 days. Key points include:Breaking down the $500 goal into a more manageable $5.56 per day savings targetIdentifying areas to cut spending, such as subscription services, dining out, and impulse purchasesExploring ways to increase income through overtime, side hustles, or finding a higher-paying jobAutomating saving1 transfers to make the process easierUtilizing tools like the Payactiv app2 to access earned wages3 and avoid fees2024-11-0614 minGood Cents by PayactivAudience Q&AIn today’s episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg answers the top personal finance questions submitted by Payactiv users, Instagram followers, and email subscribers. From setting savings goals to deciding between paying off debt and saving, this episode offers practical advice for everyone, whether managing variable income, building an emergency fund, or planning for short-term financial goals. Tune in for actionable tips to help you move from financial stress to stability.In this episode, we’ll cover:Begin by identifying items around the house that can be sold online for qu...2024-10-3019 minGood Cents by PayactivPreparing Early for the HolidaysIn today’s episode, we explore practical strategies for preparing financially for the holiday season. We discuss how to review past spending, set realistic budgets, and save money without sacrificing the joy of the season. We are also excited to share insights from our special guest, Cameron Huddleston, a 20-year veteran journalist in the personal finance space, who shares her expertise on family money talks and holiday budgeting.In this episode, we’ll cover:Reviewing last year’s holiday spending to set a realistic budget for this year, including often overlooked categories like t...2024-10-1120 minGood Cents by PayactivWhat To Do With Your Paycheck on PaydayIn today’s episode, we're tackling a fundamental financial topic: what to do with your paycheck every payday. Whether you're just starting your career, in the midst of your financial journey, or nearing retirement, understanding where every dollar comes from and how to manage it is crucial for long-term financial wellness.In this episode, we’ll cover:Knowing where your income comes from and track it using budgeting apps to ensure you're meeting your financial goals.How to regularly check your pay stubs for accuracy, especially after changes in employment, benefits, or tax stat...2024-07-1117 minGood Cents by PayactivSimple Tips to Build Financial Freedom & Afford AnythingIn today's episode, we explore simple yet effective habits to enhance your financial wellness. We'll discuss practical strategies for building an emergency fund, boosting your savings rate, and managing your budget without the stress of meticulous tracking. We are also excited to share insights from our special guest, Paula Pant, the founder of Afford Anything, who will share her expertise and personal journey in the world of personal finance. In this episode, we’ll cover:Building a sustainable emergency fund strategy based on separating true emergencies from predictable expenses.The 1% challenge where you gra...2024-06-2518 minGood Cents by PayactivNavigating Finances in the Military: Strategies for Service Members and FamiliesThis episode is dedicated to the brave men and women who serve our country and dives into the unique financial considerations for military households. We explore topics ranging from housing to specialized financial services and offer insights into how military families navigate their financial landscape. Whether you are part of the military community or looking to support loved ones who serve, enjoy this action-oriented discussion with our special guest, a military money expert and Air Force veteran, Lacey Langford.In this episode, we’ll cover:How military households face unique financial challenges due to...2024-05-2418 minGood Cents by PayactivPaying Off Your Debt With the Debt Avalanche & Debt Snowball MethodIn today's episode, we dive into a topic close to many of our hearts: paying off debt. With millions across the country facing credit card debt, student loans, and more, the quest for financial freedom is more pressing than ever. We chatted with Martin Dasko, a seasoned freelance writer and expert in personal finance, about two common methods for tackling debt: the debt avalanche and the debt snowball. While the debt avalanche focuses on targeting high-interest debt first, the debt snowball emphasizes quick wins and behavioral changes by starting with the smallest balances. Whether you're numbers-driven or motivated by...2024-05-0816 minGood Cents by PayactivFlex Your Finances: Strategies for Navigating Irregular IncomeWelcome to another episode of The Good Cents by Payactiv podcast. Hosted by Eric Rosenberg, this episode delves into the challenges and strategies of managing finances when your earnings fluctuate month to month. Whether you're a freelancer, gig worker, or self-employed, understanding how to budget, save, and plan with an unpredictable income is essential. Join us as we explore practical advice and insights from finance expert Eric Nissel, ensuring you can navigate the ups and downs of your financial journey with confidence.The challenges faced by freelancers, gig workers, and the self-employed in managing fluctuating...2024-04-1925 minGood Cents by PayactivMastering Tax Season: Maximize Your Refund & Simplify Your Filing To Reach Your GoalsIn this episode, your host Eric Rosenberg is joined by special guest Whitney Hansen, a renowned personal finance coach and host of the Money Nerds podcast. Together, they delve into the intricacies of tax season preparation, sharing invaluable tips and strategies to help you maximize their tax refunds and streamline the filing process. From staying organized year-round to making informed decisions with tax refunds, this episode promises to equip you with the knowledge and tools necessary to navigate the complexities of tax season with confidence.Here’s the recap of today’s 15-minute episode: How...2024-04-0317 minGood Cents by PayactivHigh-Paying Jobs Without a College DegreeWelcome to another episode of Good Cents by Payactiv! In this edition, your host Eric Rosenberg is joined by budgeting and personal finance expert Allison Baggerly from The Inspired Budget. Together, they explore lucrative career paths that don't require a college degree. From commercial pilots to electrical power line installers, dive into a variety of professions that offer considerable earning potential without the a formal degree. Join them as they uncover opportunities for financial success and inspire listeners to consider alternative paths to achieving their career and financial goals.Overview of high-paying careers without college...2024-03-2818 minGood Cents by PayactivMaking Car Ownership More Affordable: A Step-by-Step GuideIn this episode of the Good Cents podcast, Eric Rosenberg dives into the costs and factors that go into buying a car and how to save money during the process. Learn about common financial complications associated with owning a vehicle and how to make informed decisions from purchasing to maintenance. From the disadvantages of leasing to the benefits of buying reliable used cars, understand how to align car expenses with one's long-term financial goals. By the end of this episode, you’ll feel empowered to take control of your automotive finances and make informed decisions about purchasing a car. 2024-02-2017 minGood Cents by PayactivMoney Management 2.0: The Power of Financial AppsIn this episode of Good Cents, we dive deep into the world of financial apps and uncover the strategies and tips you need to leverage them effectively to reach your financial goals. Our expert guest, Bobby Lee, is a seasoned financial advisor. He shares invaluable insights on selecting the right apps, setting achievable goals, and creating a personalized financial app strategy based on your unique situation. Whether you're aiming to save for a big purchase, build an emergency fund, or invest for retirement, this episode is your key to understanding the full potential of financial apps to unlock your...2024-02-0623 minGood Cents by PayactivPreparing Next Year’s Budget, Now!The new year is right around the corner, which means it’s the perfect time to take a look at our finances and create a budgeting and saving plan for the new year. In today’s podcast episode, we discuss how to create a budget for 2024 based on your goals, using a variety of accessible, financial resources.Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.Here’s the recap of today’s 15-minute episode: 2023-12-2619 minGood Cents by PayactivHow to Maximize Your Savings During The HolidaysPrioritizing saving and budgeting during the holidays is crucial for maintaining the financial habits you focus on building throughout the year. For example, having a budget in place allows for thoughtful and intentional gift-giving while keeping excessive and impulsive spending in check. When you stay on track during the holidays, it’s easier to start the new year on the right foot in terms of your financial goals. In today’s podcast episode, learn new strategies for creating and following your budget while buying meaningful gifts for your loved ones and making the most of your time with your fami...2023-12-1318 minGood Cents by Payactiv3 Types of Financial Fraud to Be Afraid OfBeing aware of financial fraud is crucial because it helps protect your hard-earned money and keep you on track towards your financial goals. When you can recognize the signs of fraud, you can protect yourself and loved ones from scams that can cost you hundreds or thousands of dollars. In today’s podcast, learn about the most common types of financial fraud to be aware of and how you can keep yourself safe.Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get y...2023-11-0918 minGood Cents by PayactivHow Financial Wellness and Mental Wellness Are ConnectedYour financial health and mental health impact each other on a regular basis. Join Eric Rosenberg and Melanie Lockhart in an informative conversation about how financial stress can lead to mental health challenges and vice versa. Learn proven strategies for remembering your self-worth and making informed financial decisions that align with your goals. Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.Here’s the recap of today’s 15-minute episode: How mon...2023-10-1020 minGood Cents by PayactivNavigating Student Loans: Repayment, Rates, and Forgiveness Programs DemystifiedJoin Robert Fattington, from The College Investor, and Erin Rosenberg for an in-depth conversation about student loans, qualifying for loan forgiveness, and optimizing your repayment and refinancing strategies. Learn about the ins and outs of loan qualification, repayment plans, and forgiveness programs as a student or a parent. Fattington and Rosenberg discuss the benefits of federal loans' income-driven repayment, Public Service Loan Forgiveness, and more. Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.Here...2023-09-2118 minGood Cents by PayactivGood Cents Ep. 22: Money-Saving Tips for Summer Vacation PlanningThere’s still time to plan an incredible summer vacation, while sticking to your financial goals. In today’s podcast episode, we explore different strategies and tips that you can use to craft the perfect and budget-friendly itinerary. Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.Here’s the recap of today’s 18-minute episode: How to plan to pay cash for a tripThe best websites for booking affordable hotelsStrateg...2023-08-0217 minGood Cents by PayactivThe Financial Benefits of Renting: How to Make the Most of Your LeaseRenting sometimes gets a bad reputation. Buying a home is often considered a sign of financial success or milestone, but for many of us, renting can actually be a more prudent choice based on our goals and current financial situation. In today’s podcast episode, we dig into when and why renting is better than buying a home and how you can maximize your money as a renter.Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get yo...2023-06-2818 min
Digital Transformation Academy PodcastDTA-S07E10 - How to Build and Lead a High-Performing Sales TeamIn this episode, we dive deep into the art of building and leading a high-performing sales team. We explore the strategies, insights, and best practices that successful sales leaders employ to create a winning team.Join us as we interview Adriane Zapanta from Payactiv who share her experiences and valuable lessons on assembling a high-performing sales force. We delve into topics such as talent acquisition, effective training methods, motivation techniques, goal setting, performance management, and fostering a positive team culture.Whether you're an aspiring sales manager, a seasoned leader looking for fresh ideas, or simply interested in...2023-06-0941 minGood Cents by PayactivFrom Renting to Owning: A Financial Guide to Buying Your First HomeBuying your first home can be a daunting venture. Being prepared for every step is one of the best ways to increase your confidence and chances of finding a home you love that also fits your budget.Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.Here’s the recap of today’s 15-minute episode: How to start saving for your down payment with PayactivThe first steps you should take if you’r...2023-06-0818 minGood Cents by PayactivHow to Negotiate a Fair Raise in Today's Economic ClimateDespite worries about the economy, today’s episode of Good Cents episode will convince you that now is a great time to explore your current pay options and maybe even negotiate a raise with your current employer.We’re talking to Stephanie O'Connell, a finance expert, author, podcaster, and journalist. Stephanie’s advice for asking for a raise? Show your value. This episode will improve your negotiation skills, help you take control of your career, or be a helpful reference later on (so have a notebook and a pen ready!). Here’...2023-04-2729 minGood Cents by PayactivInsider Tips for Maximizing Your 2022 Tax RefundA key facet of financial learning is tax preparation and maximizing your refund. Nicole Rosen is an Enrolled Agent (EA) with the IRS, which means she’s in a great position to share some last-minute filing tips. Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe wherever you get your podcasts.Here’s the recap of today’s 15-minute episode: The pros and cons of using tax software versus hiring a professionalCommon mistakes people make when preparing their taxesThe importance...2023-04-1512 minGood Cents by PayactivThe Double-Edged Sword of Credit CardsCredit cards are a valuable financial tool for renting a home or taking out a loan, but like a double-edged sword, beware! It's easier in today’s economic climate to slip into a debt spiral. On this episode of Good Cents, Eric Rosenberg and Deacon Hayes, President of Well Kept Wallet, dive into how to make the most of your credit cards while avoiding increasingly expensive debt. Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple, Spotify, or wherever you get your podcasts.H...2023-03-3116 minGood Cents by PayactivTop Financial Tips for 2023It’s easy to start a financial goal and give up a few months in, especially when the economy feels uncertain. On today’s episode of Good Cents, Eric and Sydney are here to give you the pep talk you need because leveling up your finances is always possible, no matter your financial situation. It just takes consistency and discipline, and that’s where Payactiv is here to help. Have financial questions for us? Send it to GoodCents@payactiv.com. Don’t forget to subscribe wherever you get your podcasts. Here’s th...2023-02-1617 minGood Cents by PayactivHoliday Savings Tips for Single-Income Families with Brynne ConroyThis time of year can be one of the most expensive and challenging for families living on one income. Singe mom and author of “The Feminist Financial Handbook” Brynne Conroy shares her inspiring story plus tips you can use year-round to minimize holiday financial stress. From setting money aside every month, to using financial wellness tools that help you budget, Brynne and Eric are covering it all on today’s Good Cents by Payactiv episode. Have financial questions for us? Email GoodCents@payactiv.com. 2022-12-1722 minGood Cents by PayactivHow to Save During Benefits Enrollment Season With Tiffany GrantDid you recently receive an email from your employer asking you to sign up for benefits? Navigating Benefits Enrollment Season alone can be tricky, which is why Eric and Tiffany Grant of “Money Talk with T” have your back. Eric and Tiffany cover how to choose a retirement and healthcare plan, HSAs and FSAs, and nontraditional benefits (Like Payactiv!). Follow Tiffany at MoneyTalkWithT.com and Happy Benefits Enrollment Season! 2022-12-1240 minGood Cents by PayactivPros and Cons of Borrowing Money From Family with Elle MartinezHow do you simultaneously help out a loved one who needs a loan while protecting your hard-earned money? Can you mix family and finances without stirring the pot? These questions can be stressful to answer without a guide. Enter: Eric and family finance expert Elle Martinez of Couple Money. Eric and Elle share simple strategies that can safeguard your relationships and your wallet at the same time. 2022-11-0719 minGood Cents by PayactivCoffee with KOFE, Knowledge of Financial EducationAre you saving for a goal, paying off credit cards, planning for kids, or just feeling lost when navigating your finances? An amazing financial coach like Mario Rodriguez from KOFE (Knowledge of Financial Education) can give you advice and support for FREE when you download the free Payactiv app (message and data rates apply). From handling an intimidating financial situation like a court summoning or getting an extra set of eyes on your savings plans, Eric and Mario talk about what your 45-minute coaching session could look like. Not sure if KOFE can answer y...2022-10-1819 min
Insert:HumanEncore Episode - Serving the Essential Workers with Sabina BhatiaSabina Bhatia is the Chief Customer Officer at PayActiv, a financial service that aims to help employees get financial relief between paychecks. As the company’s Chief Customer Officer, Sabina is the voice of PayActiv clients and employees. Before becoming part of PayActiv, Sabina learned the tools of the trade from spending 20 years in Wall Street. Sabina joins me today to explain what PayActiv is, how their system works, and how their service improves employees' mental health. She details the concept of Conscious Capitalism and how it came to be. She describes how various industries hav...2022-10-0345 minGood Cents by PayactivAthena Lent on “Unique Financial Challenges Facing the Latinx Community”Happy Hispanic Heritage Month! Athena Lent of “Money Smart Latina” and Eric dive into the important lessons Athena learned while spending time with Junior Achievement students and how these lessons would later start Athena’s career in personal finance education. We’ll discuss the systemic issues facing Latinx people, particularly Latina women, and how alternative banking solutions like Payactiv can help lift people out of poverty by offering free tools, financial support, education, and protection from fee snowballs. Payacitv offers free 1:1 financial counseling in the free Payactiv app (text and data rates apply), and the Paya...2022-09-2821 minGood Cents by PayactivJ. Money on “Why Net Worth Tracking, Goal-Setting, and Budgets, are Sexy”On this episode of Good Cents, we’re tackling BIG money questions. What is the point of money if you don’t know what to do with it? How easy is it to save your first ten thousand dollars? What do you do after you saved it? Eric speaks with J. Money of Budgets are Sexy about why you should start tracking your net worth, strategies to start saving your first $10,000, and how to get started as a beginner investor. J. Money even gives Payactiv listeners exclusive access to helpful spreadsheets on his site to h...2022-09-0618 minGood Cents by PayactivMiranda Marquit, MBA on “Why Payday Loans Stink Like a Dumpster Fire”If you already know, you know. But if you don’t, we’re here to talk about why payday loans, salary loans, and small-dollar loans are the absolute worst. Eric brings on finance expert Miranda Marquit to talk about what makes them so awful (3 letters, A-P-R), and alternative means to go to before taking one out. Payactiv is here to help prevent you from taking this last resort.Download the free Payactiv app* to find a job that offers earned wage access (EWA) so you can get part of your paych...2022-08-0123 min
Rebel HR Podcast: Life and Work on Your TermsRHR 110: Supporting Lower-Income Workers with Sabina BhatiaSend us a textSabina Bhatia is an accomplished C-Suite Leader and customer champion tirelessly fighting for the financial wellness of every American worker. As a Chief Customer Officer at Payactiv, she acts as a daily advocate and amplifier for the needs of thousands of corporate clients and millions of lower-income workers.With great passion and focus, Sabina has been instrumental in building the financial category of Earned Wage Access from infancy to mainstream adoption as the most important employee wellness benefit of 2022.Sabina spent 20 years on Wall Street as an analyst restructuring...2022-07-2740 minGood Cents by PayactivPayactiv CEO Safwan Shah on “What It Means to Be Best for the World”In today’s episode, we’re taking 15 minutes to celebrate Payactiv’s winning “Best for the World” (2 years in a row!) with Payactiv CEO, Safwan Shah. This award is only given to the top 5% of B Corporations that put people above profit, and it’s a huge deal! So grab some headphones, get comfy, and get ready to learn more about Payactiv’s mission directly from the co-founder of Payactiv himself. 2022-07-1413 minGood Cents by PayactivAre Side Hustles Worth It?Ready to make more money outside of your normal job? Spoiler alert! A side hustle might be just the thing. In this episode, Eric and Sydney talk about how to turn a fun hobby into a small-scale money-making business. While being your own boss means putting in extra time and effort, Eric’s goal by the end of this episode is to convince you that yes, investing in your side hustles is 100% worth it. 2022-07-0129 min
Fintech BrewsEp 17: Paysend: Disrupting International RemittanceDid you know that according to the United Nations that approximately one out of nine people around the world are aided by money sent home from migrant workers? Unfortunately, remittance remains expensive to send. According the United Nations, average cost around the world is around 7% of the amount sent. Central Payments partner Paysend has a turnkey solution for this.
Check out this episode of Fintech Brews & News where our host Trent Sorbe sits down with Jario Riveros, Managing Director for The Americas and Global Head of Strategy Paysend. They discuss how Central Payments helps power Paysend’s disru...2022-06-2934 minGood Cents by PayactivTips for Getting a Raise - Part 2 of 2Eric and Sydney continue their conversation about how to make more money at work and offer steps you can take today. Eric shares tips for what to do in specific job situations, why every job change should come with a raise, and the difference between asking for a raise and setting yourself up for a promotion. If you’re hunting for a new job offering incredible perks, check out Payactiv Job boards in the Payactiv App to find a job offering Earned Wage Access. Was this podcast helpful? Send feedback and questions to GoodCents@Payactiv.com. 2022-06-1521 minGood Cents by PayactivTips for Getting a Raise - Part 1 of 2For many hardworking people, asking their boss for a raise can feel quite strange. Financial expert Eric Rosenberg and curious writer Sydney dig into this taboo topic. We'll cover everything from how to prepare to ask your boss for a raise, to how much you should ask for, and why a raise should come with every job change. There’s a lot of ground to cover, so we split this conversation into two episodes. Don’t forget to subscribe to the Good Cents Podcast by Payactiv wherever you get your podcasts to stay in the...2022-06-0118 min
Aware with SebEnding the Paycheck to Paycheck Lifestyle w/ Payactiv CCO, Sabina BhatiaSabina Bhatia is an accomplished Leader and customer champion tirelessly fighting for the financial wellness of every American worker. As a Chief Customer Officer at Payactiv, she acts as a daily advocate and amplifier for the needs of thousands of corporate clients and millions of lower-income workers. After 20 years in Wall Street Sabina has been instrumental in building the financial category of Earned Wage Access which is a super interesting concept that we get into in the podcast. Think of hourly wage earners having access to the money they’ve earned for the hours they just completed the previous day wit...2022-05-2145 min
Fintech BrewsEp 15: Payactiv: Freedom from the 2-Week Pay CycleDid you know that the average interest on a payday loan is 391% and can be higher than 600%? (Source: InCharge.org).Central Payments longtime partner, Payactiv has built a solution to combat this predatory option. Check out this episode of Fintech Brews & News, where our cohosts Trent Sorbe and Nikkee Rhody sit down with Payactiv Co-founder and COO, Ijaz Anwar to discuss how Payactiv’s solution is helping consumers improve and maintain their financial wellbeing.2022-05-1642 minGood Cents by PayactivHow to Love Your BudgetThere are very few people who love a good budget more than our host Eric Rosenberg. Sydney and Eric talk about how to simplify the idea of a budget to make it less scary, how often we should be thinking about them, and more. Payactiv's free financial toolkit helps you get smart insights into your spending and flags what’s safe to spend and put away. Payactiv also offers free 1:1 financial counseling sessions for anyone looking for more help. You can learn more about Payactiv here. Without further ado, let's talk about how to love your budget. 2022-05-1229 minGood Cents by PayactivCredit Cards and Credit Scores 101Understanding how credit cards really work can be confusing. In this episode, we discuss every question we can think of when it comes to navigating this complicated piece of plastic. From timing your payment schedules to making better spending habits, we’ll break it down and make credit cards easier to manage. Have a listen or continue reading the transcript below. Was this podcast helpful? Send your feedback and questions to GoodCents@Payactiv.com. 2022-04-2731 min
The Compassionate Capitalist™ Show with Karen Rands#1 Method for Employee Attraction and Retention in Current Job Market From PayActivDid you know? 44% of the American workforce makes less than $20 an hour and are living paycheck to paycheck. Much of that hourly wage employee sector is considered essential workforce to keep our economy humming, as evident in the pandemic triggered shut down and in the current supply chain crisis. For this Compassionate Capitalist Show, Karen Rands is joined by Sabina Bhatia, Chief Customer Officer at PayActiv, to talk about the impact 'financial insecurity and well being' of hourly wage workers have on the profitability and scalability of businesses. Earned Wage Access is rapidly becoming the #1 way...2022-04-2047 minGood Cents by Payactiv2021 Tax Season ChecklistTax Season is a great time to take a pause and take a deep dive into our finances. Eric Roseburg asks Enda Ferraro, volunteer income tax assistant, all about what’s unique about this year’s tax season, some common tax questions, and gets some last-minute tax preparation tips you might be able to use this weekend. Don’t forget to download the Payactiv app and create an account to save up to $15 on TurboTax. 2022-04-1518 minGood Cents by PayactivMichelle Jackson on "Financial Conversations and What Employers Can Learn From Costco"In this episode of the Payactiv Podcast, we’re talking with Michelle Jackson about why it’s important to have uncomfortable financial conversations, find a financial community, and a whole lot more. Michelle is host of the podcast, “Michelle is Money Hungry” where she discusses all things personal finance and entrepreneurship.2022-04-1317 minGood Cents by PayactivWilson Muscadin on "The Money Speakeasy and How To Bridge Financial Gaps for Black Americans"In this episode, we’re talking with Wilson Muscadin about his foundation, The Money Speakeasy, the intersection of race and personal finance, and much more. Wilson Muscadin is a financial coach and Accredited Financial Counselor®. His foundation, The Money Speakeasy, was built as a social outlet for Americans to talk about taboo financial topics like budgeting, debt, savings, credit, housing, and insurance. 2022-04-1330 min
Good Cents by PayactivHow Credit Card Interest Works – Part 3Let’s make sense of your credit card bill. Financial Expert Eric Roseburg shares some tips for how to use your credit card responsibly and how to calculate your monthly interest rate. Watch the video or read the transcript to follow.
Watch How Credit Card Interest Works – Part 1
Watch How Credit Card Interest Works – Part 2
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.powerpress_links powerpress_links...2022-04-0102 min
Responsibly Different™PayactivAt the start of 2022 64% of the U.S. population was living paycheck to paycheck (Lending Club Report). Predatory lending practices create an even greater burden on working americans as they need access to their income more quickly. Payactiv is working to close that gap by creating Earned Wage Access. Join us as I talk with Sabina Bhatia, the Chief Customer Officer of Payactiv.See Full Show Notes on ResponsiblyDifferent.comEnjoying this content? Text us your thoughts! (if you want a response please include an email address in your text)Learn m...2022-03-3146 min