Look for any podcast host, guest or anyone
Showing episodes and shows of

Pearl Scheltema

Shows

Fitzanne Estates
Fitzanne EstatesPPRA Reviews Real Estate Sector BEE Requirements: Temporary Relief for Property PractitionersAfter positive discussions between the Property Practitioners Regulatory Authority (PPRA) and the National Association of Managing Agents South Africa (NAMA) on behalf of its members, there is good news for the real estate sector. Property practitioners will, for now, no longer need to confirm their Level 8 BEE status to obtain a Fidelity Fund Certificate (FFC). Earlier in 2024, the PPRA had made Level 8 BEE compliance a non-negotiable requirement for all real estate agencies with a turnover of more than R2.5 million to secure FFCs for 2025. This mandate, based on Section 48 of the new Property Practitioners Act (effective February 2022), created...
2024-08-1122 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangePPRA Reviews Real Estate Sector BEE Requirements: Temporary Relief for Property PractitionersAfter positive discussions between the Property Practitioners Regulatory Authority (PPRA) and the National Association of Managing Agents South Africa (NAMA) on behalf of its members, there is good news for the real estate sector. Property practitioners will, for now, no longer need to confirm their Level 8 BEE status to obtain a Fidelity Fund Certificate (FFC). Earlier in 2024, the PPRA had made Level 8 BEE compliance a non-negotiable requirement for all real estate agencies with a turnover of more than R2.5 million to secure FFCs for 2025. This mandate, based on Section 48 of the new Property Practitioners Act (effective February 2022), created...
2024-08-1122 minFitzanne Estates
Fitzanne EstatesBeing a scheme executive is EASY!As Sectional Title Schemes continue being a popular choice for home ownership in South Africa, the role of a scheme executive has never been more critical. In this episode of Fitzanne's Property Exchange, we look at the complex responsibilities and legal nuances that come with managing a community scheme effectively. Managing a community scheme extends beyond basic compliance with the STSMA or Companies Act. Scheme executives must navigate various other legislation and practical challenges that impact their ability to administer community schemes efficiently. From dealing with labour laws to managing personal information under POPIA, the scope of responsibilities...
2024-06-1940 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeBeing a scheme executive is EASY!As Sectional Title Schemes continue being a popular choice for home ownership in South Africa, the role of a scheme executive has never been more critical. In this episode of Fitzanne's Property Exchange, we look at the complex responsibilities and legal nuances that come with managing a community scheme effectively. Managing a community scheme extends beyond basic compliance with the STSMA or Companies Act. Scheme executives must navigate various other legislation and practical challenges that impact their ability to administer community schemes efficiently. From dealing with labour laws to managing personal information under POPIA, the scope of responsibilities...
2024-06-1940 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeManaging Holiday Stress in Community Living SpacesIn this episode of Fitzanne's Property Exchange, hosted by Pearl Scheltema, we explore the challenges of communal living during the holiday season. Our guests, Zerlinda van der Merwe, Co-Founder and Director at TVDM Consultants, and Willie Roos, CEO at Stratafin, provide expert insights into managing common disputes in community schemes. The discussion focuses on issues such as noise complaints, increased parking due to holiday visitors, and decoration guidelines. Our guests offer practical strategies for addressing these concerns, emphasising the importance of clear communication and adherence to community standards. The episode also covers methods for creating a respectful holiday...
2023-12-2224 minFitzanne Estates
Fitzanne EstatesManaging Holiday Stress in Community Living SpacesIn this episode of Fitzanne's Property Exchange, hosted by Pearl Scheltema, we explore the challenges of communal living during the holiday season. Our guests, Zerlinda van der Merwe, Co-Founder and Director at TVDM Consultants, and Willie Roos, CEO at Stratafin, provide expert insights into managing common disputes in community schemes. The discussion focuses on issues such as noise complaints, increased parking due to holiday visitors, and decoration guidelines. Our guests offer practical strategies for addressing these concerns, emphasising the importance of clear communication and adherence to community standards. The episode also covers methods for creating a respectful holiday...
2023-12-2224 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeEverything you need to know about solar in Sectional Title SchemesInstalling solar energy in Sectional Title Schemes in South Africa can be challenging due to several factors. Despite these challenges, there is growing recognition of the benefits of solar energy in South Africa, including reducing dependence on fossil fuels, lowering electricity costs, and promoting environmental sustainability. Efforts are being made to address the challenges by providing guidelines, educating Scheme Executives, owners, and Managing Agents about the benefits of solar energy, and streamlining the approval processes. In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda van der Merwe, Co-Founder and Director at TVDM Consultants and Willie...
2023-07-0221 minFitzanne Estates
Fitzanne EstatesEverything you need to know about solar in Sectional Title SchemesInstalling solar energy in Sectional Title Schemes in South Africa can be challenging due to several factors. Despite these challenges, there is growing recognition of the benefits of solar energy in South Africa, including reducing dependence on fossil fuels, lowering electricity costs, and promoting environmental sustainability. Efforts are being made to address the challenges by providing guidelines, educating Scheme Executives, owners, and Managing Agents about the benefits of solar energy, and streamlining the approval processes. In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda van der Merwe, Co-Founder and Director at TVDM Consultants and Willie...
2023-07-0221 minFitzanne Estates
Fitzanne EstatesKey Insurance Considerations for a Body Corporate Before Installing Solar PanelsAs a result of the ongoing problems with load shedding, many sectional owners are looking into alternative and renewable energy options such as solar panels to reduce the impact of load shedding on their homes. A common question, therefore, being raised by sectional owners is whether they are permitted to install solar panels on their sectional property. Taking this one step further, one then needs to determine the responsibilities of the owner vs the Body Corporate when it comes to the insurance policy of the Sectional Title Scheme and how the installation of solar panels affects the insurance...
2023-06-1231 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeKey Insurance Considerations for a Body Corporate Before Installing Solar PanelsAs a result of the ongoing problems with load shedding, many sectional owners are looking into alternative and renewable energy options such as solar panels to reduce the impact of load shedding on their homes. A common question, therefore, being raised by sectional owners is whether they are permitted to install solar panels on their sectional property. Taking this one step further, one then needs to determine the responsibilities of the owner vs the Body Corporate when it comes to the insurance policy of the Sectional Title Scheme and how the installation of solar panels affects the insurance...
2023-06-1231 minFitzanne Estates
Fitzanne EstatesUnpacking Annual Auditing in Sectional Title Schemes and HOAsSectional title legislation requires schemes to have their annual financial statements audited and presented to the members for their consideration at a general meeting, and it must be done within four months of the scheme’s financial year-end. Additionally, the annual general meeting (AGM) is required to be held within four months of the financial year-end. So, although it is not required, it makes sense for the audited financial statements to be presented to the AGM for owners’ consideration. This is an important topic for Trustees of Sectional Title Schemes, as compliance with these requirements is crucial for the...
2023-05-1818 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeUnpacking Annual Auditing in Sectional Title Schemes and HOAsSectional title legislation requires schemes to have their annual financial statements audited and presented to the members for their consideration at a general meeting, and it must be done within four months of the scheme’s financial year-end. Additionally, the annual general meeting (AGM) is required to be held within four months of the financial year-end. So, although it is not required, it makes sense for the audited financial statements to be presented to the AGM for owners’ consideration. This is an important topic for Trustees of Sectional Title Schemes, as compliance with these requirements is crucial for the...
2023-05-1818 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangePart 2: STS Building and Property Development Regulations Trustees Must Know AboutAs a homeowner in a Sectional Title Scheme, you may wish to make changes to your property to improve its functionality or aesthetic appeal. However, the process involved in making alterations can be complex and requires careful consideration to avoid potential disputes with your neighbors or the Body Corporate. In this episode of Fitzanne's Property Exchange, Pearl Scheltema is speaking to Abrie Snyman, owner of Multiprof Property Intelligence, where they discuss the key factors to consider before making alterations to your property, the process involved in obtaining approval, and the rights and obligations of homeowners in sectional title...
2023-04-3020 minFitzanne Estates
Fitzanne EstatesPart 2: STS Building and Property Development Regulations Trustees Must Know AboutAs a homeowner in a Sectional Title Scheme, you may wish to make changes to your property to improve its functionality or aesthetic appeal. However, the process involved in making alterations can be complex and requires careful consideration to avoid potential disputes with your neighbors or the Body Corporate. In this episode of Fitzanne's Property Exchange, Pearl Scheltema is speaking to Abrie Snyman, owner of Multiprof Property Intelligence, where they discuss the key factors to consider before making alterations to your property, the process involved in obtaining approval, and the rights and obligations of homeowners in sectional title...
2023-04-3020 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangePart 1: Sectional Title Scheme Building and Property Development Regulations Trustees Must Know AboutNavigating complex building regulations, obtaining necessary approvals for renovations and upgrades, and balancing the needs of individual owners with the overall maintenance and preservation of common property are just some of the challenges Trustees face in the management of Sectional Title Schemes. In this episode of Fitzanne's Property Exchange, Pearl Scheltema is speaking to Abrie Snyman, owner of Multiprof Property Intelligence, who will be sharing valuable insights and information to help educate and answer some of the most pressing questions on this topic.
2023-03-1026 minFitzanne Estates
Fitzanne EstatesPart 1: Sectional Title Scheme Building and Property Development Regulations Trustees Must Know AboutNavigating complex building regulations, obtaining necessary approvals for renovations and upgrades, and balancing the needs of individual owners with the overall maintenance and preservation of common property are just some of the challenges Trustees face in the management of Sectional Title Schemes. In this episode of Fitzanne's Property Exchange, Pearl Scheltema is speaking to Abrie Snyman, owner of Multiprof Property Intelligence, who will be sharing valuable insights and information to help educate and answer some of the most pressing questions on this topic.
2023-03-1026 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeFitzanne's Property Exchange IntroFitzanne's Property Exchange, hosted Pearl Scheltema, keeps you captivated and intrigued as we provide you with the very latest news and insights to the South African residential property industry. Having conversations with property investors, industry experts, Sectional Title Scheme Executives and innovative stakeholders, we invite you to listen to their stories and make it your own.
2022-12-0100 minFitzanne Estates
Fitzanne EstatesFitzanne's Property Exchange IntroFitzanne's Property Exchange, hosted Pearl Scheltema, keeps you captivated and intrigued as we provide you with the very latest news and insights to the South African residential property industry. Having conversations with property investors, industry experts, Sectional Title Scheme Executives and innovative stakeholders, we invite you to listen to their stories and make it your own.
2022-12-0100 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeEstate Planning, Property Law and DivorceIf you’re getting a divorce in South Africa, there can be a lot of things at stake. Some people earn an income by owning multiple properties and worry about having to split those properties in a divorce. Fortunately, there are ways you can protect yourself as a real estate investor going through a divorce. Protecting your property portfolio during a divorce can be tricky. You could find yourself in hot water if the court determines that you’re intentionally selling or moving properties into other accounts to avoid splitting them with your former spouse, so it’s import...
2022-09-2512 minFitzanne Estates
Fitzanne EstatesEstate Planning, Property Law and DivorceIf you’re getting a divorce in South Africa, there can be a lot of things at stake. Some people earn an income by owning multiple properties and worry about having to split those properties in a divorce. Fortunately, there are ways you can protect yourself as a real estate investor going through a divorce. Protecting your property portfolio during a divorce can be tricky. You could find yourself in hot water if the court determines that you’re intentionally selling or moving properties into other accounts to avoid splitting them with your former spouse, so it’s import...
2022-09-2512 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeI'm getting divorced. What happens to my property?Historically, 44% of marriages in South Africa have resulted in divorce. Since lockdown, there has reportedly been a 20% increase in the number of new divorce applications. The family home is sometimes the most significant asset at stake for those unfortunate couples whose marriages ultimately fail, both financially and emotionally. Therefore, it is essential for any couple thinking about getting married—or for any married couple thinking about divorcing—to grasp what our law says about who gets what in a divorce. A variety of factors will be at play here, all linked to the question of what “marital regime” applies...
2022-09-1218 minFitzanne Estates
Fitzanne EstatesI'm getting divorced. What happens to my property?Historically, 44% of marriages in South Africa have resulted in divorce. Since lockdown, there has reportedly been a 20% increase in the number of new divorce applications. The family home is sometimes the most significant asset at stake for those unfortunate couples whose marriages ultimately fail, both financially and emotionally. Therefore, it is essential for any couple thinking about getting married—or for any married couple thinking about divorcing—to grasp what our law says about who gets what in a divorce. A variety of factors will be at play here, all linked to the question of what “marital regime” applies...
2022-09-1218 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeHow can directions or restrictions be placed on trustees?The increased quorum requirement of 80% vs. 33.3% and the inability to table such a resolution at an adjourned annual or special general meeting—which still requires the elevated quorum requirement—make it nearly impossible to obtain a unanimous resolution for the majority of Sectional Title Schemes. At an annual or special general meeting, there is no way to reach such a unanimous decision with fewer members in attendance in person or represented by a proxy. A request for consideration and approval of such a resolution may be made to the Community Schemes Ombud Service ("the CSOS") in acco...
2022-08-2228 minFitzanne Estates
Fitzanne EstatesHow can directions or restrictions be placed on trustees?The increased quorum requirement of 80% vs. 33.3% and the inability to table such a resolution at an adjourned annual or special general meeting—which still requires the elevated quorum requirement—make it nearly impossible to obtain a unanimous resolution for the majority of Sectional Title Schemes. At an annual or special general meeting, there is no way to reach such a unanimous decision with fewer members in attendance in person or represented by a proxy. A request for consideration and approval of such a resolution may be made to the Community Schemes Ombud Service ("the CSOS") in acco...
2022-08-2228 minFitzanne Estates
Fitzanne EstatesIndustry feedback: DA Shadow Minister meeting with Chief OmbudIn this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda van der Merwe, Founder of TVDM Consultants about a recent meeting between the DA Shadow Minister and the Chief Ombud.
2022-08-1208 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeIndustry feedback: DA Shadow Minister meeting with Chief OmbudIn this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda van der Merwe, Founder of TVDM Consultants about a recent meeting between the DA Shadow Minister and the Chief Ombud.
2022-08-1208 minFitzanne Estates
Fitzanne EstatesSectional Title Scheme Security and LoadsheddingLoad shedding, which has become almost daily in South Africa due to the power crisis, has significantly disrupted everyone's lives. Countless business hours have been lost, productivity across all sectors has been impacted, time is wasted, frustrations are at an all-time high due to the traffic backlogs brought on by broken traffic lights, and families are unable to cook or take hot showers. These and countless other issues are affecting both the consumer and the private sector, but what's worse is the potential impact that these power outages could have on the security of your home or place...
2022-07-1524 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeSectional Title Scheme Security and LoadsheddingLoad shedding, which has become almost daily in South Africa due to the power crisis, has significantly disrupted everyone's lives. Countless business hours have been lost, productivity across all sectors has been impacted, time is wasted, frustrations are at an all-time high due to the traffic backlogs brought on by broken traffic lights, and families are unable to cook or take hot showers. These and countless other issues are affecting both the consumer and the private sector, but what's worse is the potential impact that these power outages could have on the security of your home or place...
2022-07-1524 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeWhat Trustees should know about a deceased estate within a Sectional Title SchemeWhen the owner of a property in a Sectional Title Scheme dies, the Master of the High Court appoints a trustee/executor to wind up their estate. This involves paying any outstanding debts, realising any assets, and distributing them according to the instructions contained in the deceased person’s will. Ownership of the property remains with the deceased estate, and it is the trustee/executor who must fulfil any outstanding obligations that the deceased owner might have had as an owner in the scheme. In the episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Atto...
2022-07-1422 minFitzanne Estates
Fitzanne EstatesWhat Trustees should know about a deceased estate within a Sectional Title SchemeWhen the owner of a property in a Sectional Title Scheme dies, the Master of the High Court appoints a trustee/executor to wind up their estate. This involves paying any outstanding debts, realising any assets, and distributing them according to the instructions contained in the deceased person’s will. Ownership of the property remains with the deceased estate, and it is the trustee/executor who must fulfil any outstanding obligations that the deceased owner might have had as an owner in the scheme. In the episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Atto...
2022-07-1422 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeBenefits of Property Investment in Sectional Title SchemesDespite the economic downslide caused by COVID, property investment remains a profitable endeavor, especially with pent-up demand set to be unleashed in the wake of the lockdown. Furthermore, a succession of interest rate cuts intended to boost the economy has resulted in the lowest lending rates for decades. If you’re looking to take your first step into the South African property market, now is a good time. Are you thinking about investing in real estate to rent out or use as a vacation home for other travelers? It can turn into a reliable source of in...
2022-05-2929 minFitzanne Estates
Fitzanne EstatesBenefits of Property Investment in Sectional Title SchemesDespite the economic downslide caused by COVID, property investment remains a profitable endeavor, especially with pent-up demand set to be unleashed in the wake of the lockdown. Furthermore, a succession of interest rate cuts intended to boost the economy has resulted in the lowest lending rates for decades. If you’re looking to take your first step into the South African property market, now is a good time. Are you thinking about investing in real estate to rent out or use as a vacation home for other travelers? It can turn into a reliable source of in...
2022-05-2929 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeIndustry Engagement with CSOSIt has become clear in recent months that many Sectional Title Schemes industry stakeholders were experiencing a host of challenges with the Community Schemes Ombud Service (CSOS). In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda Van der Merwe, Co-Founder and Director of TVDM Consultants and Willie Roos, CEO of Stratafin, who, together with Theresa Williams, a concerned Sectional Title owner and Trustee, took the initiative to get all the stakeholders together for a round table discussion. Zerlinda and Willie were able to speak to the Chief Ombud, Advocate Boyce Mkhize and the DA Shadow...
2022-04-0841 minFitzanne Estates
Fitzanne EstatesIndustry Engagement with CSOSIt has become clear in recent months that many Sectional Title Schemes industry stakeholders were experiencing a host of challenges with the Community Schemes Ombud Service (CSOS). In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Zerlinda Van der Merwe, Co-Founder and Director of TVDM Consultants and Willie Roos, CEO of Stratafin, who, together with Theresa Williams, a concerned Sectional Title owner and Trustee, took the initiative to get all the stakeholders together for a round table discussion. Zerlinda and Willie were able to speak to the Chief Ombud, Advocate Boyce Mkhize and the DA Shadow...
2022-04-0841 minFitzanne Estates
Fitzanne EstatesPanel discussion: CSOS Executive Managing Agent PanelThe CSOS recently placed an advert for a Panel of Executive Managing Agents and subsequently formulated a Panel of Executive Managing Agents from the applications. According to CSOS, they have trained and educated all the panelists on the panel on their roles and responsibilities towards the body corporate. In this podcast, Pearl Scheltema facilitates a panel discussion between key role players in the industry, namely Johlene Wasserman, Manager of Governance, Compliance & Enforcement, CSOS, Hendrik Hoffmann, Managing Director, Rise Property Solutions, Mari Van Rensburg, CEO, MEMS Properties and Willie Roos, CEO, Stratafin. The panel discusses the CSOS...
2022-03-1033 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangePanel discussion: CSOS Executive Managing Agent PanelThe CSOS recently placed an advert for a Panel of Executive Managing Agents and subsequently formulated a Panel of Executive Managing Agents from the applications. According to CSOS, they have trained and educated all the panelists on the panel on their roles and responsibilities towards the body corporate. In this podcast, Pearl Scheltema facilitates a panel discussion between key role players in the industry, namely Johlene Wasserman, Manager of Governance, Compliance & Enforcement, CSOS, Hendrik Hoffmann, Managing Director, Rise Property Solutions, Mari Van Rensburg, CEO, MEMS Properties and Willie Roos, CEO, Stratafin. The panel discusses the CSOS...
2022-03-1033 minFitzanne Estates
Fitzanne EstatesUnpacking the new Property Practitioners ActWith the publication of the Property Practitioners Regulation on 14 January 2022, significant changes to the property industry have come about on 01 February 2022. The Property Practitioners Act and Regulations aim to regulate and professionalise the property industry. In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Dilen Heerschop, a property law expert and attorney of the High Court currently working at Schüler Heerschop Pienaar Attorneys. They discuss this consumer-focused act and everything you need to know in respect of your dealings with a property practitioner.
2022-02-1219 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeUnpacking the new Property Practitioners ActWith the publication of the Property Practitioners Regulation on 14 January 2022, significant changes to the property industry have come about on 01 February 2022. The Property Practitioners Act and Regulations aim to regulate and professionalise the property industry. In this episode of Fitzanne's Property Exchange, Pearl Scheltema talks to Dilen Heerschop, a property law expert and attorney of the High Court currently working at Schüler Heerschop Pienaar Attorneys. They discuss this consumer-focused act and everything you need to know in respect of your dealings with a property practitioner.
2022-02-1219 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeWhat A Community Scheme Debt Trap Is and How To Get Out Of ItDealing with the finances in a Sectional Title Scheme can be a difficult and uncertain affair, with numerous aspects to consider. Should a Sectional Title Scheme find itself in need of financial assistance, it has a number of options to choose from. Making the right choice for the Sectional Title Scheme can be a difficult and often challenging choice for the members of the Corporate Body and can often lead to the Body Corporate falling into a Debt Trap. In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Willie Roos, CEO of Stratafin, about what a...
2021-12-1524 minFitzanne Estates
Fitzanne EstatesWhat A Community Scheme Debt Trap Is and How To Get Out Of ItDealing with the finances in a Sectional Title Scheme can be a difficult and uncertain affair, with numerous aspects to consider. Should a Sectional Title Scheme find itself in need of financial assistance, it has a number of options to choose from. Making the right choice for the Sectional Title Scheme can be a difficult and often challenging choice for the members of the Corporate Body and can often lead to the Body Corporate falling into a Debt Trap. In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Willie Roos, CEO of Stratafin, about what a...
2021-12-1524 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeNational Association of Managing Agents (NAMA) and the Professionalisation of Property ManagersIn order to get the most out of sectional title living, it is also important to understand the key role that the Managing Agent plays in maintaining a sectional title scheme. Choosing a Managing Agent is a very important consideration for Body Corporates and Trustees alike. To a certain extent, it is a subjective choice; you must get along with the people at the agency, after all. However, you also need to know that the company you trust to manage your property on your behalf is fully compliant and belongs to the correct regulatory bodies. The...
2021-11-2717 minFitzanne Estates
Fitzanne EstatesNational Association of Managing Agents (NAMA) and the Professionalisation of Property ManagersIn order to get the most out of sectional title living, it is also important to understand the key role that the Managing Agent plays in maintaining a sectional title scheme. Choosing a Managing Agent is a very important consideration for Body Corporates and Trustees alike. To a certain extent, it is a subjective choice; you must get along with the people at the agency, after all. However, you also need to know that the company you trust to manage your property on your behalf is fully compliant and belongs to the correct regulatory bodies. The...
2021-11-2717 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeThe future of AGMs – how to achieve a quorum every timeAs the long-standing owner, trustee and chairperson of a self-managed complex, Poena le Roux designed MeetingPal in 2017 as a tool that complies with the Sectional Titles Schemes Management (STSM) Act which obligated bodies corporate to calculate votes in both number and value. No longer is there is need to have all the scheme’s members under one roof, but now these member can also vote securely and transparently on an resolution from anywhere in the world. MeetingPal is smart and user-friendly app that provides support for managing any online meetings, such as community schemes, professional bodies, associations or tr...
2021-11-2124 minFitzanne Estates
Fitzanne EstatesThe future of AGMs – how to achieve a quorum every timeAs the long-standing owner, trustee and chairperson of a self-managed complex, Poena le Roux designed MeetingPal in 2017 as a tool that complies with the Sectional Titles Schemes Management (STSM) Act which obligated bodies corporate to calculate votes in both number and value. No longer is there is need to have all the scheme’s members under one roof, but now these member can also vote securely and transparently on an resolution from anywhere in the world. MeetingPal is smart and user-friendly app that provides support for managing any online meetings, such as community schemes, professional bodies, associations or tr...
2021-11-2124 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeWhy property investors should get EDGE Certification for their propertiesWith South Africa facing a water and energy crisis, sustainable solutions are needed and EDGE Certification makes it faster, easier, and more affordable than ever before to build and certify green homes. An innovation of the International Finance Corporation (IFC), EDGE (Excellence in Design for Greater Efficiencies) is a green building certification system that gives homeowners the assurance that their homes are designed and built to be resource-efficient. In this episode of Fitzanne’s Property Exchange, Pearl Scheltema interviews Jo Anderson, Research and Innovation Specialist at Green Building Council of South Africa (GBCSA). For more information on EDGE, pl...
2021-10-2015 minFitzanne Estates
Fitzanne EstatesWhy property investors should get EDGE Certification for their propertiesWith South Africa facing a water and energy crisis, sustainable solutions are needed and EDGE Certification makes it faster, easier, and more affordable than ever before to build and certify green homes. An innovation of the International Finance Corporation (IFC), EDGE (Excellence in Design for Greater Efficiencies) is a green building certification system that gives homeowners the assurance that their homes are designed and built to be resource-efficient. In this episode of Fitzanne’s Property Exchange, Pearl Scheltema interviews Jo Anderson, Research and Innovation Specialist at Green Building Council of South Africa (GBCSA). For more information on EDGE, pl...
2021-10-2015 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeMy Clean Green Home design competition: Sustainable living in action.In partnership with the Green Building Council of South Africa (GBCSA), the My Clean Green Home design competition called for professionals and students to develop a home that demonstrates sustainable living in action. The winning design from Team Mahali, is an innovative, modular ‘house in a box’ covered by an overarching tree-like structure made from upcycled and locally available materials. The design for the net zero carbon home incorporates solar power generation, energy efficient appliances, passive cooling, rainwater harvesting and an edible food garden. The design was transformed into a pop-up exhibition for visitors to explore net zero carbon living firs...
2021-10-0620 minFitzanne Estates
Fitzanne EstatesMy Clean Green Home design competition: Sustainable living in action.In partnership with the Green Building Council of South Africa (GBCSA), the My Clean Green Home design competition called for professionals and students to develop a home that demonstrates sustainable living in action. The winning design from Team Mahali, is an innovative, modular ‘house in a box’ covered by an overarching tree-like structure made from upcycled and locally available materials. The design for the net zero carbon home incorporates solar power generation, energy efficient appliances, passive cooling, rainwater harvesting and an edible food garden. The design was transformed into a pop-up exhibition for visitors to explore net zero carbon living firs...
2021-10-0620 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeFemale leadership in SA's property sector needs to be prioritisedWe've made considerable progress in the last ten years, and women are increasingly being integrated into diverse professions across the property sector in South Africa. However, ensuring that women are represented in high levels within the sector remains a serious concern. Although progress is sluggish, the wheels of gender equality and diversity in the property sector in South Africa are moving. Gender equality is a lifelong struggle. Women must continue to push boundaries without giving up, and large business must recognize the value of having female presence in the workplace. In this...
2021-08-2422 minFitzanne Estates
Fitzanne EstatesFemale leadership in SA's property sector needs to be prioritisedWe've made considerable progress in the last ten years, and women are increasingly being integrated into diverse professions across the property sector in South Africa. However, ensuring that women are represented in high levels within the sector remains a serious concern. Although progress is sluggish, the wheels of gender equality and diversity in the property sector in South Africa are moving. Gender equality is a lifelong struggle. Women must continue to push boundaries without giving up, and large business must recognize the value of having female presence in the workplace. In this...
2021-08-2422 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeElectricity vs solar: How property owners can capitalize on renewable energySouth Africa's electricity supply has been inconsistent for more than a decade, with state company Eskom compelled to use load-shedding on and off to avoid overloading the grid. This has put enormous strain on the energy-dependent economy, as well as lowering household quality of life. With no end in sight to the power outage, South Africans are turning to alternative energy sources, and solar is at the top of the list. When it comes to solar energy, consumers have two major options: hybrid or off-grid systems. In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Fe...
2021-08-0822 minFitzanne Estates
Fitzanne EstatesElectricity vs solar: How property owners can capitalize on renewable energySouth Africa's electricity supply has been inconsistent for more than a decade, with state company Eskom compelled to use load-shedding on and off to avoid overloading the grid. This has put enormous strain on the energy-dependent economy, as well as lowering household quality of life. With no end in sight to the power outage, South Africans are turning to alternative energy sources, and solar is at the top of the list. When it comes to solar energy, consumers have two major options: hybrid or off-grid systems. In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Fe...
2021-08-0822 minFitzanne Estates
Fitzanne EstatesEmpowering youth through propertyThe Youth In Property Association (YIPA) is focused on transforming the property sector by increasing the active participation of young people through its Education, Employment and Entrepreneurship initiatives. In this podcast, Pearl Scheltema interviews Zahraa Parker, YIPA Vice-Chairperson to find out a bit more about what the organisation does, what its objectives are, and what some of the challenges are for the youth of South Africa in becoming more involved in the property sector.
2021-06-1719 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeEmpowering youth through propertyThe Youth In Property Association (YIPA) is focused on transforming the property sector by increasing the active participation of young people through its Education, Employment and Entrepreneurship initiatives. In this podcast, Pearl Scheltema interviews Zahraa Parker, YIPA Vice-Chairperson to find out a bit more about what the organisation does, what its objectives are, and what some of the challenges are for the youth of South Africa in becoming more involved in the property sector.
2021-06-1719 minFitzanne Estates
Fitzanne EstatesWhat Scheme Executives should know about POPIThe Protection of Personal Information Act’s deadline for compliance is here and came into effect on 1 July 2021. This deadline brings forth significant changes to the administration of community schemes, particularly when dealing with member’s or other stakeholder’s Personal Information. All scheme executives, in this case Trustees, have a statutory and common law fiduciary obligation to act in good faith, and with due diligence and care in the interests of their community scheme at all times. It is their duty to ensure that the information obtained from members is only used for the purpose for which it was...
2021-06-0330 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeWhat Scheme Executives should know about POPIThe Protection of Personal Information Act’s deadline for compliance is here and came into effect on 1 July 2021. This deadline brings forth significant changes to the administration of community schemes, particularly when dealing with member’s or other stakeholder’s Personal Information. All scheme executives, in this case Trustees, have a statutory and common law fiduciary obligation to act in good faith, and with due diligence and care in the interests of their community scheme at all times. It is their duty to ensure that the information obtained from members is only used for the purpose for which it was...
2021-06-0330 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeTax advice for property investorsProperty ownership potentially exposes one to a spectrum of taxes such as income tax, capital gains tax (CGT), secondary tax on companies (STC), donations tax, estate duty, transfer duty or value added tax, stamp duties and municipal rates. Which taxes you have to pay, how much and when, depend on the manner in which you deal with your property and, to a large extent, on the way in which you structure your property holding. In this episode of Fitzanne’s Property Exchange, host and CEO of Fitzanne Estates, Pearl Scheltema, chats to Jerry Botha, Managing Partner of Tax Consulting South Af...
2021-04-0936 minFitzanne Estates
Fitzanne EstatesTax advice for property investorsProperty ownership potentially exposes one to a spectrum of taxes such as income tax, capital gains tax (CGT), secondary tax on companies (STC), donations tax, estate duty, transfer duty or value added tax, stamp duties and municipal rates. Which taxes you have to pay, how much and when, depend on the manner in which you deal with your property and, to a large extent, on the way in which you structure your property holding. In this episode of Fitzanne’s Property Exchange, host and CEO of Fitzanne Estates, Pearl Scheltema, chats to Jerry Botha, Managing Partner of Tax Consulting South Af...
2021-04-0936 minFitzanne Estates
Fitzanne EstatesThe South African Rental IndustryDescription: March marks the grim anniversary for the first COVID-19 lockdown we embarked on a year ago. It’s fair to say that nothing has been quite the same since – including the real estate landscape. As with any industry, performance is driven by supply and demand. According to TPN this lies at the centre of the current rental market upset, with a clear case of oversupply versus muted demand. Understanding the economic and social landscape of the last year goes a long way in making sense of these low rates of demand. Pearl Scheltema, CEO of Fitzanne Estates, chat...
2021-03-1017 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeThe South African Rental IndustryDescription: March marks the grim anniversary for the first COVID-19 lockdown we embarked on a year ago. It’s fair to say that nothing has been quite the same since – including the real estate landscape. As with any industry, performance is driven by supply and demand. According to TPN this lies at the centre of the current rental market upset, with a clear case of oversupply versus muted demand. Understanding the economic and social landscape of the last year goes a long way in making sense of these low rates of demand. Pearl Scheltema, CEO of Fitzanne Estates, chat...
2021-03-1017 minFitzanne Estates
Fitzanne EstatesBudget 2021: What the property industry can expectAs we await the National Budget Speech later this month, many investors and roleplayers in the real estate industry are holding their breath to gauge the year ahead. A tumultuous 2020 left many feeling hesitant and we’re seeing a strong sense of cautious optimism as we head towards the new financial year. At the core of many investors’ concern is the expected impact of continued lockdowns and costs involved with a vaccine rollout. Tax implications and affordability are front of mind, as there’s no telling when things will start to regain a semblance of normality. If the second...
2021-02-1824 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeBudget 2021: What the property industry can expectAs we await the National Budget Speech later this month, many investors and roleplayers in the real estate industry are holding their breath to gauge the year ahead. A tumultuous 2020 left many feeling hesitant and we’re seeing a strong sense of cautious optimism as we head towards the new financial year. At the core of many investors’ concern is the expected impact of continued lockdowns and costs involved with a vaccine rollout. Tax implications and affordability are front of mind, as there’s no telling when things will start to regain a semblance of normality. If the second...
2021-02-1824 minFitzanne Estates
Fitzanne EstatesInstalling solar energy in Sectional Title SchemesWith load shedding back, many of us are looking to install solar power to keep our households ticking over. A lot of buzzwords are thrown about, like hybrid and off grid – most of us don’t know what these are, and what would best suit a particular need. Pearl Scheltema interviews Kyle Bohnsack, Managing Director of Blockpower, a solar photovoltaic (PV) installer, to find out why you will not only need to make sure that your electrical requirements are adequately covered, but also ensure that you’re dealing with a reputable organisation. One who can design and install the correct soluti...
2021-02-0419 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeInstalling solar energy in Sectional Title SchemesWith load shedding back, many of us are looking to install solar power to keep our households ticking over. A lot of buzzwords are thrown about, like hybrid and off grid – most of us don’t know what these are, and what would best suit a particular need. Pearl Scheltema interviews Kyle Bohnsack, Managing Director of Blockpower, a solar photovoltaic (PV) installer, to find out why you will not only need to make sure that your electrical requirements are adequately covered, but also ensure that you’re dealing with a reputable organisation. One who can design and install the correct soluti...
2021-02-0419 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeWhat owners must know about the sectional title claims processPearl Scheltema interviews Mike Addison, co-owner and founding director of Addsure, a registered financial services provider. The sectional title claims process is often misunderstood, leading to unnecessary conflict and unpleasantness. Pearl and Mike discuss the process to bring about a better understanding of this process in order to help manage the expectations of trustees and owners.
2021-01-2730 minFitzanne Estates
Fitzanne EstatesWhat owners must know about the sectional title claims processPearl Scheltema interviews Mike Addison, co-owner and founding director of Addsure, a registered financial services provider. The sectional title claims process is often misunderstood, leading to unnecessary conflict and unpleasantness. Pearl and Mike discuss the process to bring about a better understanding of this process in order to help manage the expectations of trustees and owners.
2021-01-2730 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeHow your physical space plays a role in your mental healthGiven the amount of time that individuals have spent at home over the last few months, it begs the question: Does our physical space also play a role in our mental health? Pearl Scheltema interviews Jacques van Embden from property development firm Blok on how the increase in working from home intersect with mental health. A UK publication recently explored the mental health issues associated with work from home, and found that a surprising majority of those surveyed indicated they would prefer returning to the office, citing mental health issues and disintegration of healthy boundaries. In short, they were no...
2021-01-0821 minFitzanne Estates
Fitzanne EstatesHow your physical space plays a role in your mental healthGiven the amount of time that individuals have spent at home over the last few months, it begs the question: Does our physical space also play a role in our mental health? Pearl Scheltema interviews Jacques van Embden from property development firm Blok on how the increase in working from home intersect with mental health. A UK publication recently explored the mental health issues associated with work from home, and found that a surprising majority of those surveyed indicated they would prefer returning to the office, citing mental health issues and disintegration of healthy boundaries. In short, they were no...
2021-01-0821 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeHow technology is transforming the sectional title insurance industryPearl Scheltema interviews Ria Furriel, King Price’s community insurance partner. For a growing number of sectional title developments, estates and retirement villages, automated claims management systems are saving time, money and headaches by allowing all claims to be logged electronically, authorised instantly by the insurer, and jobs scheduled with an approved service provider for immediate repair – with no human interaction. Pearl and Ria discuss why insurance is a legal requirement under the Sectional Titles Schemes Management Act, the type of insurance that’s required and how King Price has changed the way consumers process sectional title developments, estates and retire...
2020-12-0921 minFitzanne Estates
Fitzanne EstatesHow technology is transforming the sectional title insurance industryPearl Scheltema interviews Ria Furriel, King Price’s community insurance partner. For a growing number of sectional title developments, estates and retirement villages, automated claims management systems are saving time, money and headaches by allowing all claims to be logged electronically, authorised instantly by the insurer, and jobs scheduled with an approved service provider for immediate repair – with no human interaction. Pearl and Ria discuss why insurance is a legal requirement under the Sectional Titles Schemes Management Act, the type of insurance that’s required and how King Price has changed the way consumers process sectional title developments, estates and retire...
2020-12-0921 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeThe state of the residential rental market in South AfricaThe state of the residential rental market in South Africa Johette Smuts Payprop Pearl Scheltema interviews Johette Smuts, Head of Data and Analytics of PayProp Capital, an automated payment and reconciliation platform specific to the residential rental industry. They discuss the PayProp Rental Index, how the residential rental industry has been affected by the COVID-19 pandemic and the main factors affecting rental growth in South Africa. To find out more about Fitzanne Estates, please visit www.fitzanne.co.za
2020-11-0915 minFitzanne Estates
Fitzanne EstatesThe state of the residential rental market in South AfricaThe state of the residential rental market in South Africa Johette Smuts Payprop Pearl Scheltema interviews Johette Smuts, Head of Data and Analytics of PayProp Capital, an automated payment and reconciliation platform specific to the residential rental industry. They discuss the PayProp Rental Index, how the residential rental industry has been affected by the COVID-19 pandemic and the main factors affecting rental growth in South Africa. To find out more about Fitzanne Estates, please visit www.fitzanne.co.za
2020-11-0915 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeBridging finance and smart financial solutions for Sectional Title SchemesPearl Scheltema interviews Michael Schaefer, founder and CEO of ZDFin, a specialist finance company providing smart solutions for Sectional Title Schemes. Many Sectional Title Schemes are still challenged in raising adequate reserves to fund large maintenance and capital projects, which may or may not form part of their 10-year maintenance plans and Pearl and Michael discuss how ZDFin’s solutions can help Schemes. They also discuss when Trustees should consider approaching companies that provides Scheme Finance, negative connotations with Scheme Financiers, and whether this is warranted or not. To find out more about Fitzanne Estates, please visit www.fitzanne.co.za
2020-10-2821 minFitzanne Estates
Fitzanne EstatesBridging finance and smart financial solutions for Sectional Title SchemesPearl Scheltema interviews Michael Schaefer, founder and CEO of ZDFin, a specialist finance company providing smart solutions for Sectional Title Schemes. Many Sectional Title Schemes are still challenged in raising adequate reserves to fund large maintenance and capital projects, which may or may not form part of their 10-year maintenance plans and Pearl and Michael discuss how ZDFin’s solutions can help Schemes. They also discuss when Trustees should consider approaching companies that provides Scheme Finance, negative connotations with Scheme Financiers, and whether this is warranted or not. To find out more about Fitzanne Estates, please visit www.fitzanne.co.za
2020-10-2821 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeProtecting your property investment: tips from TPN Credit BureauPearl Scheltema interviews Michelle Dickens, the Managing Director and co-founder of TPN Credit Bureau. TPN is South Africa’s biggest credit bureau specialising in the collection of rental payment profile information. Property investors are experiencing increasing property expenses and low or even negative escalation and Michelle provides practical advice for investors in protecting their investments. They also discuss levy collections during lockdown and the biggest risks facing property investors in SA at present time
2020-09-2223 minFitzanne Estates
Fitzanne EstatesProtecting your property investment: tips from TPN Credit BureauPearl Scheltema interviews Michelle Dickens, the Managing Director and co-founder of TPN Credit Bureau. TPN is South Africa’s biggest credit bureau specialising in the collection of rental payment profile information. Property investors are experiencing increasing property expenses and low or even negative escalation and Michelle provides practical advice for investors in protecting their investments. They also discuss levy collections during lockdown and the biggest risks facing property investors in SA at present time
2020-09-2223 minFitzanne Estates
Fitzanne EstatesEverything you need to know about CSOSPearl Scheltema interviews Johlene Wasserman, Manager of Governance, Compliance & Enforcement and Training at CSOS, the Community Schemes Ombud Service. They discuss the powers of CSOS, processes to follow when it comes to disputes and the duties and rights of community schemes under the provisions of the CSOS and STSM Act.
2020-09-1620 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeEverything you need to know about CSOSPearl Scheltema interviews Johlene Wasserman, Manager of Governance, Compliance & Enforcement and Training at CSOS, the Community Schemes Ombud Service. They discuss the powers of CSOS, processes to follow when it comes to disputes and the duties and rights of community schemes under the provisions of the CSOS and STSM Act.
2020-09-1620 minFitzanne Estates
Fitzanne EstatesHow to successfully collect levies in a Sectional Title SchemePearl Scheltema interviews Pepi Kruger, an Associate Principal (Property Consultant) at one of South Africa’s largest financial institution, a certified commercial property practitioner, property investor and trustee. They discuss levy collection in Sectional Title Schemes, specifically highlighting strategies during the national lockdown, as well as the value of a Managing Agent in their role of offering advice and support to the Trustees and Body Corporates in their portfolios.
2020-08-1216 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeHow to successfully collect levies in a Sectional Title SchemePearl Scheltema interviews Pepi Kruger, an Associate Principal (Property Consultant) at one of South Africa’s largest financial institution, a certified commercial property practitioner, property investor and trustee. They discuss levy collection in Sectional Title Schemes, specifically highlighting strategies during the national lockdown, as well as the value of a Managing Agent in their role of offering advice and support to the Trustees and Body Corporates in their portfolios.
2020-08-1216 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeDefaulting tenants and the lawPearl Scheltema interviews Izak Du Pisanie, a Director at LDP Attorneys who specialises in High Court and Magistrate’s Court litigation, Sectional Title Law and Community Schemes matters, debt collection and general litigation. They discuss some of Izak’s recent legal experiences brought about by the national lockdown and subsequent defaulting tenants. Izak also touches on the importance of a Managing Agent during difficult times.
2020-08-0721 minFitzanne Estates
Fitzanne EstatesDefaulting tenants and the lawPearl Scheltema interviews Izak Du Pisanie, a Director at LDP Attorneys who specialises in High Court and Magistrate’s Court litigation, Sectional Title Law and Community Schemes matters, debt collection and general litigation. They discuss some of Izak’s recent legal experiences brought about by the national lockdown and subsequent defaulting tenants. Izak also touches on the importance of a Managing Agent during difficult times.
2020-08-0721 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeEmpowering Women in PropertyPearl Scheltema, CEO of Fitzanne Estates, carries a wealth of knowledge about the property world. With more than 30 years of experience in the industry, there is not much Pearl hasn’t seen when it comes to managing properties. In this episode, Daphne Thomson, Marketing Manager at Fitzanne Estates, chat to Pearl about her career, her challenges and successes, and advice to other women entering the property industry.
2020-07-3121 minFitzanne Estates
Fitzanne EstatesEmpowering Women in PropertyPearl Scheltema, CEO of Fitzanne Estates, carries a wealth of knowledge about the property world. With more than 30 years of experience in the industry, there is not much Pearl hasn’t seen when it comes to managing properties. In this episode, Daphne Thomson, Marketing Manager at Fitzanne Estates, chat to Pearl about her career, her challenges and successes, and advice to other women entering the property industry.
2020-07-3121 minFitzanne Estates
Fitzanne EstatesThe effect of COVID-19 on a property investorPearl Scheltema interviews Lloyd Munday, a successful real estate investor with a large portfolio of full and sectional title scheme properties, about the impact the South African lockdown has had on him as landlord and investor. They discuss strategies for recovering rental arrears and Lloyd offers some great tips for new investors on how to break into the property market and become successful.
2020-07-2020 minFitzanne’s Property Exchange
Fitzanne’s Property ExchangeThe effect of COVID-19 on a property investorPearl Scheltema interviews Lloyd Munday, a successful real estate investor with a large portfolio of full and sectional title scheme properties, about the impact the South African lockdown has had on him as landlord and investor. They discuss strategies for recovering rental arrears and Lloyd offers some great tips for new investors on how to break into the property market and become successful.
2020-07-2020 min