Shows
Retiring With EnoughMy Roth IRA (Un)SpendingSend us a textI finished my Roth conversions several years ago. I was pleased, and congratulated myself for my financial savvy! But now Older Me is telling Younger Me that maybe I was not as smart as I thought I was!If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-07-2319 min
Retiring With EnoughCounting the Good DaysSend us a textYou may have a sibling, parent, or spouse who is ill, aging, incapacitated, or in need of care. I was able to spend several days a week with my mother and walked beside her during the last stages of her life’s journey. This podcast details some of the things she and I experienced!If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-07-1627 min
Retiring With EnoughRetirement All-Stars #2- Kevin Lyles, CRPC™Send us a textJoin me as I interview Kevin Lyles, CRPC. Kevin is a Retirement Planner and the Head Retirement Coach of the RRC (Rock Retirement Club). Kevin shares his insight as a retirement planner and a six year retiree. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-07-091h 03
Retiring With EnoughDollars and Sense: The Five Functions of CurrencySend us a textEveryone always likes talking about money. There is an old saying about how money makes the world go round. Everyone has their ideas about money, and how it should best be used. When you think about it, there are only about five ways to use money!If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share ...2024-07-0214 min
Retiring With EnoughIs There a Link Between Health and Wealth?Send us a textHaving a good income creates a sense of economic well-being, but is not a good indicator of physical well-being. Health has a big impact on the quality of life, regardless of the amount of annual income of a person or couple. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-06-2512 min
Retiring With EnoughFinding Happiness by Breaking Free From WorkaholismSend us a textJust as perfectionism can have a dark side, workaholism signifies the dark side of a positive work ethic. As a recovering perfectionist and workaholic, I still battle the urge to overwork. If not recognized and controlled, workaholic tendencies can resurface in retirement due to the increased free hours to fill each day. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-06-1814 min
Retiring With EnoughRetirement All-Stars #1- Fritz GilbertSend us a textJoin me as I interview Fritz Gilbert, Founder of The Retirement Manifesto blog, and author of “Keys to a Successful Retirement- Staying Happy, Active, and Productive in Your Retirement Years.” Fritz and I will discuss the things that I feel have deemed Fritz a “Retirement All-Star.”If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-06-1153 min
Retiring With EnoughMemento Mori: Death's ReminderSend us a textMemento Mori: “Remember you die.” I’m aware that death is out there somewhere on my horizon, but that horizon still seems a long, long way off. I don’t think about my death, and I certainly don’t dwell on it. I’m not ignoring or denying my demise, I’m just not embracing it.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455...2024-06-0413 min
Retiring With EnoughBeyond Perfect: Seeking a Cure to PerfectionismSend us a text“The key to happiness is letting go of that idea of perfection.” -Debra Messing. We constantly hear that Perfection is the ultimate goal and that we should always strive for perfection. Can Perfection have a dark side?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-05-2816 min
Retiring With EnoughExploring Happiness on the Less Traveled RoadSend us a text“Two roads diverged in a wood, and I— I took the one less traveled by, And that has made all the difference.”. -Robert FrostIf you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-05-2118 min
Retiring With EnoughCreating a Blog and Podcast: A Beginner’s GuideSend us a textConsidering Retirement options? Creating a Blog or Podcast may be what you desire. Learn about my Podcast and Blog journey.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-05-1417 min
Retiring With EnoughBalancing the Scales: Cap Weighted vs. Equal Weighted Fund StrategiesSend us a textA listener questioned which is better: Cap Weighted funds or Equal Weighted funds?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-05-0712 min
Retiring With EnoughAn Interview With Jim Saulnier, CFP™Send us a textJoin me for a one-on-one conversation with Jim Saulnier, CFP™ and Co-Host of “The Retirement & IRA Show,” where Jim discusses retirement focused questions and questions about his retirement plans.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-04-3049 min
Retiring With EnoughYou Can Only Be Who You AreSend us a textLook around today and take a moment to realize that we’re not that different from each other. Even if we are somewhat different, that’s ok because “You Can Only be Who You Are.”If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-04-2314 min
Retiring With EnoughA Decade Beyond the Cubicle: Reflections on PURPOSE Post Full-Time WorkSend us a textDuring the 10 years since I quit working full-time, I have been able to formulate an almost ideal plan for purpose in retirement. This podcast discusses how I’ve spent the last ten years, and discusses how individuals and families don’t need ten years to formulate a successful retirement plan.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-04-1621 min
Retiring With EnoughA Decade Beyond the Cubicle: Reflections on FINANCES Post Full-Time WorkSend us a textHow has my financial situation changed over the last ten years? I explore my personal finances ten years into retirement with respect to: Income, Net Worth, Budget, and Spending.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-04-0924 min
Retiring With EnoughA Decade Beyond the Cubicle: Reflections on LIFE Post Full-Time WorkSend us a textThe transition from working full-time to retirement is very stressful for most workers. Probably the most stressful question involves the actual decision to quit working or quitting full-time work. Leaving full-time work almost ten years ago has afforded me adequate time to evaluate my decision from many aspects.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share ...2024-04-0213 min
Retiring With EnoughCrazy Days Chronicles: Living in Irrational TimesSend us a textLiving in the “Shangri La” of the South, and the life lessons learned. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-03-2622 min
Retiring With EnoughConsidering a Withdrawal: Evaluating the Pros and Cons of Tapping My Roth IRASend us a textThe two biggest concerns with Roth IRA withdrawals are once the money is removed from a Roth IRA account it cannot be repaid, and that dollars withdrawn from a Roth IRA account miss out on all future tax-free earnings.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-03-1917 min
Retiring With EnoughWhen the Wolf Guards the SheepSend us a textThe Government has a new proposal to close loopholes and clarify the Fiduciary standard. The government is now trying to hold financial advisor’s feet to the fire by clarifying and redefining the fiduciary standard to become much more restrictive while at the same time allowing more advisor access and more insurance products in retirement plans.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com...2024-03-1220 min
Retiring With Enough“Enough” Throughout Life: From Cradle through CareerSend us a textRetirement planning is like life because potential retirees go through retirement infancy, retirement adolescence, and strive to become mature adult retirees. Part of the maturing process is realizing what you don’t know, and that there are always new things to learn.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-03-0514 min
Retiring With EnoughUnraveling the Secrets of Prosperity and SuccessSend us a textSuccess is subjective. Successful people have mastered one or more of these traits needed for success. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-02-2719 min
Retiring With EnoughRetiring With Enough: A Fresh Look at the Three-Legged StoolSend us a textThe first anniversary of the Retiring With Enough podcast provides an opportunity to re-evaluate the three main concepts of the Retiring With Enough three-legged stool. Change means growth, and change is coming to the Retiring With Enough podcast. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-02-2014 min
Retiring With EnoughThe Challenges of Self-Employment: Myth or Reality?Send us a textSince the consolidation of thirteen colonies into the United States of America, one of the components of the American Dream has been business ownership. Proceeding from an idea to an actual business requires many steps that must be successfully completed to afford the greatest chance for survival. New businesses have a survival rate of approximately 20%.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/gr...2024-02-1320 min
Retiring With EnoughHome Financing Unveiled: The Ultimate Mortgage HandbookSend us a textHome mortgages are a necessary and confusing problem for countless homeowners. Many homeowners, to their financial detriment, don’t fully understand the terms and conditions of their mortgage.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-02-0626 min
Retiring With EnoughIs It Possible to Build a $1 Million Nest Egg?Send us a textIf a $1 million Nest Egg is a reality for approximately 9% of the US population, can a Net Worth of $1 million be a possibility for you? Is it possible with only an average income?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-01-3027 min
Retiring With EnoughEmbracing the Present: Choosing to Live NowSend us a textThe question of “Spending now versus saving for later” can present a substantial problem for couples, especially if spending patterns differ. The decision to spend now versus saving for tomorrow is not a black-and-white decision.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-01-2318 min
Retiring With EnoughAn Interview With Roger Whitney, Host of the Retirement Answer Man PodcastSend us a textRoger Whitney, host of the Retirement Answer Man podcast answers retirement focused questions. Roger discusses retirement planning, retirement planning mistakes, worries about running out of money, and other retirement concerns. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-01-1650 min
Retiring With EnoughFinancial Missteps that Cost Time and MoneySend us a text“Smart people learn from their mistakes, but the real sharp ones learn from the mistakes of others” -Brandon MullIf you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-01-0923 min
Retiring With EnoughMoney and Investing: Trends From Past and PresentSend us a textBefore and throughout recorded history, man has sought ways to store, preserve, create, and transfer wealth, but these methods of wealth preservation and transfer have changed radically over time. Journey from past to present with Money and Investing (with emphasis on the last 50 years.)If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2024-01-0221 min
Retiring With EnoughMerry Christmas 2023Send us a textWishing all listeners the very best holiday season.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-12-2602 min
Retiring With EnoughThe Hidden Danger- Annuities and the Effects of InflationSend us a textFor people who are retired, or approaching retirement, income needs and income generation in Retirement take center stage. Retirement income can be generated from many different sources, but few income sources are steady and ongoing. Do annuities provide a safe and inflation protected source of retirement income?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share...2023-12-1922 min
Retiring With EnoughFinancial Peace of Mind: Exploring Annuities for SecuritySend us a textOver the last few years Annuity ownership within retirement plans has become more commonplace. But, annuities can be very confusing and misunderstood. The main benefits of annuities appear to be secure and guaranteed income that can occur over a fixed period, or for the remainder of a person’s life. However, it should also be noted that these benefits come with a higher cost in terms of fees, lack of liquidity, lack of flexibility, and loss of principal in most cases at the contract’s end. 2023-12-1222 min
Retiring With EnoughWeighing the Pros and Cons: Roth IRA vs. Traditional IRASend us a textThere are significant differences between Traditional and Roth IRAs. An outside author states that Roth IRAs are beneficial for only 0.2% of workers. Both types of IRAs are outlined and contrasting information is provided to help listeners formulate their own opinion on the validity of Roth IRA contributions. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-12-0519 min
Retiring With EnoughUnleashing Retirement’s Potential: Daily Planning for Optimal FlexibilitySend us a textRetirement can be a period of confusion concerning how each day will be filled and how to schedule retirement activities. Hybrid Planning Calendars are a melding of structured and unstructured planning calendars and are an effective calendar/ planner for use in retirement.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-11-2818 min
Retiring With EnoughThanksgiving 2023Send us a textReflect upon your present blessings of which every man has many - not on your past misfortunes, of which all men have some. -Charles DickensIf you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-11-2106 min
Retiring With EnoughCarpe Diem: Making the Most of Every MomentSend us a textEach person’s "Life Clock” is wound only once and no one knows exactly when that clock will wind down and stop. Different people in different cultures and different localities place different values on time. But in its final essence, we are all given the same amount of time each day, and each person has a choice in how they will spend the time given them.If you’d like to be a part of a free online...2023-11-1415 min
Retiring With EnoughExploring the Option: Liquidating My Stock Holdings and Moving to CashSend us a textA listener recently begged me to agree with him that his best option was to sell all of his stock holdings and move to a cash position. Would my agreement with his statement be considered wise?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-11-0717 min
Retiring With EnoughBuilding a Retirement Pie: One Slice at a TimeSend us a textJust like a real pie, a Retirement Pie is the combination of many different ingredients that are mixed a certain way, layered in a pan (retirement account), and then allowed to cook (mature) for a period of time.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-10-3120 min
Retiring With EnoughCrafting a Strategic Investment Plan- Lite VersionSend us a textI recently reviewed the original podcast titled CRAFTING A STRATEGIC INVESTMENT ROADMAP, and realized that the material was comprehensive, but also complex. The simplified version of crafting a strategic Investment roadmap utilizes only two principles.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-10-2417 min
Retiring With EnoughEscaping the Grip of Stress: Is there a Way Out?Send us a textAlmost everyone knows those gnawing internal feelings that can eat away at physical and mental health if not addressed. The first step in treating stress and anxiety is to acknowledge their presence. The causes and manifestations of stress and anxiety are harder to treat and resolve.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-10-1726 min
Retiring With EnoughProfessional Struggle: Finding Happiness Beyond the WorkplaceSend us a textStaying in a toxic workplace and work dissatisfaction can lead to problems with physical health, mental health, and overall well-being. Five pathways to better job satisfaction are discussed.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-10-1015 min
Retiring With EnoughPutting it All on the S&P 500: Wise or Risky?Send us a textA listener questions whether “All In” in the S&P 500 Index is a good idea? The pros and cons of 100% allocations in single asset classes are discussed through Mathematical and Emotional explanations.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-10-0319 min
Retiring With EnoughThe Battle Against Inflation: Assessing C.O.L.A. PaymentsSend us a textC.O.L.A. payments are annual additions added to Social Security benefits to help offset inflation when needed. This podcast discusses whether C.O.L.A. payments keep pace with inflation.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-09-2618 min
Retiring With EnoughRetiring or Changing Jobs: A Comprehensive ChecklistSend us a textQuitting work permanently is inherently different from changing jobs, so these two situations should not be treated as being equal. What does someone need to do in both situations?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-09-1917 min
Retiring With EnoughBeyond the Numbers: Exploring the Meaning of Net WorthSend us a textWhat are the functional aspects of a Net Worth number? What does net worth mean? How does Net Worth fit into an integrated retirement plan?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-09-1216 min
Retiring With EnoughExploring Forgiveness: Does Bad Behavior Earn a Hall Pass?Send us a textSelf-importance is an easy behavior to understand in light of today’s social media. In prehistoric times self-importance fostered self-awareness and self-preservation. But, we are no longer in prehistoric times, and self-importance can lead to treating others poorly!If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-09-0511 min
Retiring With EnoughUnraveling the Paradox: Comparing the Cost vs the Price of HappinessSend us a textEverything has a cost that differs from its price, and those costs can be expressed in terms of monetary costs, physical costs, mental costs, and emotional costs.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-08-2916 min
Retiring With EnoughThe Quest For Contentment: Does ‘More Than Enough’ Override 'Enough'?Send us a textRetirement is less about having more than enough or having enough, and much more about what creates sustained happiness and satisfaction. Does more than enough create Alpha (excess happiness) over enough?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-08-2219 min
Retiring With EnoughRetirement Crossroads: Debating the Need for One More Year of WorkSend us a textThe “One More Year” Syndrome is a real phenomenon and can cause significant delays in retirement. There are many good reasons to continue working, as well as many good reasons to quit working and retire. Do you need to work “One More Year”?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-08-1518 min
Retiring With EnoughMaximizing Wealth Potential: Harnessing Workplace 401(k) PlansSend us a textThe 401(k) is one type of Defined Contribution plan that allows employees to save in a tax-deferred or tax free vehicle while also gaining matching funds from the employer. It can be one of the best ways to fund retirement if workers understand 401(k) plan benefits!If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-08-0816 min
Retiring With EnoughNavigating Your Finances: Assessing the Need For a Financial AdvisorSend us a textFinancial advisors encompass a large field that includes insurance agents, bankers, certified financial planners, and CPAs. The question of engaging a financial advisor or self-managing Investments ultimately affects every investor!If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-08-0125 min
Retiring With EnoughInvesting Beyond the Lottery Mentality: Harnessing Perseverance for Financial GrowthSend us a textMost people dream of the one event that will make them multimillionaires, but statistically very few people in life are afforded that luxury. For the majority of people, successful retirement planning involves Investing a certain percentage of income regularly for long periods, usually 30 to 40 years or more.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-07-2515 min
Retiring With EnoughSocial Security: Guaranteed Right or Earned Privilege?Send us a textHistorically, Social Security benefits have been regarded as a right of workers who reach retirement age. This may come as a HUGE surprise to most people, but Social Security benefits are NOT guaranteed by the US government.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-07-1820 min
Retiring With EnoughMastering Money Talk: Becoming Proficient in the Language of FinanceSend us a textLearning about finance is like learning a new language. Financial literacy takes time, and financial fluency may take a lifetime.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-07-1112 min
Retiring With EnoughThe Great Departure: Choosing Between Swift or Gradual RetirementSend us a text“What’re you gonna do? Walk away, or stay another day?” This is the choice every worker will face at the end of their working career.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-07-0416 min
Retiring With EnoughCracking the Code: Proven Strategies for Short-Term Savings SuccessSend us a textModern technology, computer programs, and money-saving applications provide multiple saving pathways for short-term goals.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-06-2717 min
Retiring With EnoughMastering the Art of Saying “NO!”Send us a textAt some point, everyone needs to clarify what’s most important in their life. The difference between successful people and really successful people is those really successful people say no to almost everything!If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-06-2021 min
Retiring With EnoughLiving Fully by Cultivating Joy and Minimizing RegretSend us a textFears over tomorrow and regrets over yesterday are twin thieves that rob us of the moment. A life filled with regrets is a life unfulfilled, and the best way to deal with regret may be to proactively develop good habits and avoid early signs of regret.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-06-1315 min
Retiring With EnoughStocks vs Real Estate: Maximizing Your Investment PotentialSend us a textPhysical real estate entails risks not found in other types of investments. Real estate investments are generally concentrated in fewer assets and therefore, involve much higher risk.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-06-0617 min
Retiring With EnoughCrafting a Strategic Investment RoadmapSend us a textAn Investment Plan is an integral part of retirement planning that involves the process of aligning financial goals (where you want to go- your destination) with investment resources (what you currently own to help get you there.)If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-05-3017 min
Retiring With EnoughTime as a Catalyst: How Timing Affects Retirement PlanningSend us a textPeople are not born with the same level of timing instinct. But, every person can improve, enhance, and refine natural decision and timing skills. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-05-2315 min
Retiring With EnoughFrom Problem to Solution: Crafting Your Retirement PaycheckSend us a textA Retirement Paycheck provides the money each person or family will use for living expenses after retirement. The five steps provided in this podcast help to simplify the process of creating your retirement income Paycheck.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-05-1618 min
Retiring With EnoughBuilding Your Retirement Income: Exploring Funding SourcesSend us a textMuch of the fear, anxiety, and apprehension surrounding retirement spring from the prospect of funding retirement with after-work income. The first step in mediating these emotions is locating and listing every applicable retirement funding source.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-05-0919 min
Retiring With EnoughThe Pursuit of A Life Well Lived: Navigating the Path to Happiness and PurposeSend us a textIt’s believed by many that “A Life Well Lived” is the result of the balance of Love, Play, Work, and Worship. ENOUGH and HAPPINESS create the framework for a life well-lived, and to leave this world a better place. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-05-0213 min
Retiring With EnoughHealth Savings Accounts (HSA): Assessing Their Universal AppealSend us a textThe HSA is most valuable to young workers, but has benefits for all workers. The HSA is a Triple Tax Advantaged account that can become a valuable tool for saving if used strategically.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-04-2513 min
Retiring With EnoughStock Investing 101: From Basics to Buying StrategiesSend us a textWhat are Stocks, where and how to purchase them, Stock classifications, and EMH (Efficient Market Hypothesis) are all discussed.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-04-1816 min
Retiring With EnoughWeathering the Housing Storm: Assessing the Personal Impact of a RecessionSend us a textDuring an inflationary cycle consumers can be highly affected or unaffected. Should you buy, sell, or hold in an inflationary period?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-04-1111 min
Retiring With EnoughThe Power of Early Action: Kickstarting Your Retirement PlansSend us a textThe early initiation of a retirement plan is a great wealth builder for workers who start as soon as possible after beginning a working career. This podcast discusses the commonly available types of retirement plans.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-04-0417 min
Retiring With EnoughStriking the Perfect Balance: The Art of Portfolio RebalancingSend us a textEven if your portfolio is professionally rebalanced, it's important to understand the principles, basics, and mechanics for rebalancing. Rebalancing returns the values of a portfolio's asset allocations to the levels defined by an investment plan.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-03-2816 min
Retiring With EnoughMastering the Portfolio: Understanding the Nuts and BoltsSend us a textThe nuts and bolts of portfolio construction, along with an explanation of asset classes, asset ratios, and appropriate assets to fund a particular portfolio typeIf you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-03-2127 min
Retiring With EnoughPreparing for the Unexpected: The Importance of an Emergency FundSend us a textThe prospect of financial Emergencies creates a need for readily available funds. How to create a fund, dollars mounts, and best places to store the funds are discussed.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-03-1410 min
Retiring With EnoughLong-Term Investment Strategies: Separating Fact from OpinionSend us a textWhat asset class has traditionally provided the best long-term results, and how does this information correspond to information found in popular internet articles?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-03-0716 min
Retiring With EnoughThe Power of Positivity: Embracing High Gravity Days with a Positive MindsetSend us a textCan altering your attitude really alter your life? A more positive orientation can improve your mood, relationships, job and life satisfaction!If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-02-2811 min
Retiring With EnoughTaming the Silent Retirement Killer: Understanding Sequence of Returns RiskSend us a textThe biggest thread to retirement portfolio depletion is not within a person’s control. Learn what is available to protect your hard-earned retirement dollars.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-02-2112 min
Retiring With EnoughBeyond Goldfish: Examining Human Attention Span in the Digital AgeSend us a textRecent studies seem to indicate a decrease in sustained attention span. The results of these studies are preparation for a successful retirement involving years of concentrated effort and planning.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-02-1412 min
Retiring With EnoughTransitioning Away from Full-Time Work: Finding the Right BalanceSend us a textFor many workers, easing into retirement is an expectation that is never realized. There are many options available for part-time jobs that are limited only by imagination and flexibility.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-02-0718 min
Retiring With EnoughCreating Goodness With An Attitude of GratitudeSend us a textRegret of the past and fear of the future are the twin thieves that steal joy from the present. In the same light Gratitude and Purpose are the twin heroes that enhance retirement. Expressing gratitude each day helps to focus on the goodness of life.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-01-3106 min
Retiring With EnoughUntangling the Knots: Gray Divorce and its Implications on RetirementSend us a textDivorce among the 50+ crowd (Gray Divorce) is on the rise. It is important to consider the financial, emotional, physical and behavioral implications of Gray Divorce before you pull the plug on a long term relationship.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-01-2414 min
Retiring With EnoughCompounding Magic: Harnessing the Eighth Wonder in Your FinancesSend us a textAlbert Einstein called compound interest the eighth wonder of the world. This podcast discusses compound interest, how it affects investments, and classic examples of compound interest at work.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-01-1717 min
Retiring With EnoughSeeking Happiness: Exploring the Cross of LifeSend us a textDoes success bring happiness or does happiness bring success? This podcast explores the cross of life and the pathway to happiness through the balance of work, play, love and worship.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-01-1017 min
Retiring With EnoughFutures in Focus: Opportunity Cost and Time Value in Retirement PlanningSend us a textUnderstanding Opportunity Cost and Time Value of Money can mean the difference between a lifetime spent working each day for dollars you need, or having investment dollars work for you each day.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2023-01-0312 min
Retiring With EnoughRetirement Rhythms: The Big Easy Travel GuideSend us a textTravel in retirement, and traveling in general may not bring joy. This Podcast discusses travel, travel in retirement, and New Orleans (The Big Easy.)If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-12-2709 min
Retiring With EnoughCapital in Motion: Embracing the No Parking Philosophy for Short-Term FundsSend us a textBest places to “Park” short-term funds are detailed. Short-Term funds are dollars that will be needed in less than two years.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-12-1310 min
Retiring With EnoughWellness Beyond Retirement: Managing Healthcare After Quitting WorkSend us a textProviding for Health Care after quitting work may be easy, or not. Different Health Care options available to early retirees are discussed. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-12-0611 min
Retiring With EnoughReaching Contentment: Exploring the Meaning of “How Much Is Enough?”Send us a textHow much is enough? In retirement you must ask yourself this question; and for everyone the answer is different. Listen in as we explore the question of "enough" and help you to figure out your personal answer.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-11-2910 min
Retiring With EnoughAvoiding a Financial Hurricane By Creating and Understanding a Financial PlanSend us a textIn this podcast we combine several pieces of important financial information to create a master financial retirement plan.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-11-2222 min
Retiring With EnoughThe Money Chronicles: Reflecting on a Year of SpendingSend us a textJust like a net worth statement, current annual spending is important in retirement planning. This podcast talks about how to determine annual spending and how to estimate annual spending in retirement.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-11-1509 min
Retiring With EnoughCalculating Your Financial Fortitude: What’s Your Net Worth?Send us a textNet Worth is one of the most important pieces of information in the Retirement Planning process. Find out about Net Worth, Net Worth Statements, and how to put one together. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-11-0809 min
Retiring With EnoughReaching Financial Independence: Unraveling the ‘Right’ Number to Quit WorkSend us a textYour “Number” equals the amount of assets needed to replace current income. What the “Number” represents, and how to determine your individual number will be discussed. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-11-0105 min
Retiring With EnoughThe Retirement Dilemma: Escaping the Grip of OverthinkingSend us a textThe decision to retire is stressful, and indecision and overanalysis can paralyze pre-retirees. Don’t let Paralysis by Analysis ruin your retirement plans.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-10-2508 min
Retiring With EnoughLiving a Meaningful Retirement: Discovering Purpose After “Mr. Smith”Send us a textHopefully, everyone has contact with Mr. Smith during their lifetime!Mr. Smith could be a relative, co-worker, neighbor, boss, teacher, or just a friend. Regardless of when and where you meet your Mr. Smith, it is one of those joyous times in life that you may not be aware of at the moment. A Mr. Smith will share some of life’s greatest truths if you only take the time to understand and absorb the message. If you...2022-10-1805 min
Retiring With EnoughEscaping the Hamster Wheel: Exploring the Decision to Quit WorkingSend us a textMany readers will remember the 1976 hit film Network and the statement “I’m as mad as hell and I’m not going to take this anymore!” which became a national mantra in 2009.At some point, almost all of us begin to feel this way about working at a paid job. There is a multitude of reasons why this happens, but the number one reason seems to be a poor or toxic workplace culture.If you’d...2022-10-1106 min
Retiring With EnoughInformed Decisions: 20 Crucial Questions to Ask Potential Financial AdvisorsSend us a textThere is a children’s game called Twenty Questions. In this particular game, you must guess what the other person is thinking by asking twenty “yes” or “no” questions.Unfortunately, trying to vet Financial Advisors requires a little more effort and information.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-10-0414 min
Retiring With EnoughThe Quest for the Right Advisor: Effective Strategies Amidst Multiple DesignationsSend us a textThere is probably nothing (Except poor personal money management) that costs the majority of uninformed clients more than poor advisory management. Even worse than a poor investment decision which normally affects an investor once, poor management hurts on an ongoing basis. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-09-2814 min
Retiring With EnoughOvercoming This Planning Pitfall: Tackling Temporal DiscountingSend us a textTemporal discounting is also the enemy of planning. Why plan for the future when it is of less value than the present? A solid and well thought out plan is a person’s best defense against Temporal Discounting and future disappointment upon retirement.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-09-2813 min
Retiring With EnoughMapping Your Future: Do You Have a Solid PlanSend us a textOne could come up with numerous “most important” pieces of information necessary to begin the retirement planning process. All of these “most important” pieces of information are not really that important if not placed in the proper context, are not understood, and are not properly utilized.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-09-2707 min
Retiring With EnoughThe Triad of Retirement: Exploring the Foundations of the Three-Legged StoolSend us a textAs a Chartered Retirement Planning Counselor™ and long-time individual investor, I feel that I have a unique perspective! After much thought, research, and deliberation, I have ultimately condensed the problem to one of “ENOUGH.” If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share 2022-09-2707 min
SOFREP RadioEp. 423 - Peter Guidry uses kratom to treat PTSDPeter Guidry is a former Security Forces Air Force Airman, the co-founder of Las Vegas veterans group Forgotten Not Gone, and he uses kratom to treat his pain. He’s advocating that others do as well. I learned about Peter from the Chris Bell documentary “A Leaf of Faith” and I found his experience to be interesting. If kratom is a possible answer in getting veterans away from opiates, than I feel it is a topic that should be further explored. We get into Peter’s poor experiences with the VA, their reported over-prescribing of medications, and his own horrible experien...2019-01-191h 02