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Peter Mortlock

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The Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#313: The History of Property Prices Following Interest Rate Cuts – 40 Years of Data, Houses vs Units, Capitals vs Regions & PredictionsGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXM🎙️ Welcome to another dynamic episode of The Property Trio!Cate, Dave, and Mike reunite to unpack a hot question on many investors’ minds: Are we on the cusp of Australia’s next housing boom? Cate kicks things off by outlining seven key economic signals that are all pointing in the same direction — from falling interest rates to rising rents and tight supply. Whether you're already in the market or still on the sidelines, this episode is one you can...2025-06-0951 minCity Impact ChurchCity Impact ChurchJesus the Son of GodPs Peter Mortlock2025-01-1255 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#288: Market Update Nov 24 – Perth, Brisbane & Adelaide Slow, Listings Surge in Perth & Adelaide, Rate Cut Predictions & Productivity WoesGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMThe Trio are back together in the studio! The Trio comment on some of the interesting indices for the state of the nation in the month of November.Cate marvels at regional performance outstripping capital city performance. The big tier, top three cities are showing weaker growth and Melbourne has continued to show modest price falls. Dave predicts that 2025 could be the story of Melbourne and Hobart. He shares his rationale... let's see h...2024-12-1643 minCity Impact ChurchCity Impact ChurchA Life with a CausePs Peter Mortlock2024-12-0841 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#281: Mastering Accessing Equity - Loan to Value Ratio Strategy, Risks, Benefits & Hidden Opportunities that Shape Mortgage StrategyGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXM Today's episode is all about loan to value ratio's (LVR). Mike throws Dave the first question;  "In twenty words or less, what is LVR?"  Cate delves into the reasons why LVR is so important when it comes to Mortgage Insurance. Managing risk is what lenders do, but once a buyer triggers mortgage insurance, dwelling types, quirks and risks count for a lot. Heightened scrutiny and having the final say on loan approval is something that...2024-10-2845 minCity Impact ChurchCity Impact ChurchGo Again!Ps Peter Mortlock2024-10-2738 minCity Impact ChurchCity Impact ChurchKnivesPs Peter Mortlock2024-10-2046 minCity Impact ChurchCity Impact ChurchThe Great Awakening - as Evil rises in the WorldPs Peter Mortlock2024-10-0657 minCity Impact ChurchCity Impact ChurchThe Power Of The SeedPs Peter Mortlock2024-09-1545 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#274: Fast-Tracking Financial Independence - Navigating Debt, Portfolio Growth, Expenses and Retirement GoalsGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMThis week our topic comes from a valued listener, Gaurav.  Gaurav and his wife have made some impressive strides in building their property portfolio since moving to Australia in 2019 by now owning 6 properties, and they're at the stage where they are looking to achieve financial independence within the next 5 to 7 years."Hi Property Trio Team, I have been listening to your podcast for the last two years and have listened to every episode of t...2024-09-0933 minCity Impact ChurchCity Impact ChurchThe Pattern + Ordination ServicePs Peter Mortlock + Ps Joe Manase2024-08-111h 08City Impact ChurchCity Impact ChurchThe Roman Empire (Part 2)Ps Peter Mortlock2024-08-0452 minCity Impact ChurchCity Impact ChurchThe Roman Empire (Part 1)Ps Peter Mortlock2024-08-0447 minSTAGES with Peter EyersSTAGES with Peter Eyers‘Stairway to Paradise’ - Remembering Theatre Architect Vivian Fraser; Sharon FraserBorn in 1936, acclaimed Architect Vivian Fraser passed away in 2021. His name may not be immediately recognisable, but this Master Architect left a legacy that continues to reward the Arts community and their audiences.On his tombstone he jested that he would like the epitaph to read, “ … he provided simple answers to difficult problems.”It would seem that this mantra would never be better tested than in crafting a design for a working theatre - considering aesthetic, safety, functionality and longevity, for temples that harbour community and celebrate humanity.Vivian Fraser (1936–) was educated in Newcastle, where he practised...2024-07-2347 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#266: Market Update Jun 24 – Record House Price Expectations, Mid-Size Capitals Soar & Finding Rental Growth EquilibriumGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMMike kicks off this episode, and the Trio unpack the latest stats. Brisbane, Adelaide and Perth continue to be the star performers, with Perth taking up first place with an annualised growth rate of 23.6%.On the flip side, Cate shares her coalface findings on Melbourne's climate, citing opportunities as "low hanging fruit." Cate describes some of the interstate investor interest in Melbourne as speculative and opportunistic. Dave raises the point that interstate migration has...2024-07-1551 minGeared for Growth Property Investing PodcastGeared for Growth Property Investing PodcastEp. 113: Nurturing the future of Proptech and the potential of Generative Ai, with Peter SchravemadeIn this episode, Mike teams up with Peter who starts by outlining the role of the Proptech Association in uniting property technology companies, allowing them to share ideas and collaborate. Given his leading role in the proptech sector, Peter has unique insights into the growing influence of AI. He encourages listeners to embrace generative AI and explore its potential to boost productivity.2024-05-0841 minReady SaltedReady SaltedPs Peter Mortlock, A life of FaithJump in on the conversation with Founder of City Impact Church Ps Peter Mortlock, Ps Peter encourages us in our walk with God, longevity and keeping our First love.2024-02-081h 03The Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#241: 2023 - The Trio’s Property Predictions - who got them right? And did we get any wrong?Got a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMPete joins us in the studio! Mike kicks off the Trio's predictions for 2023 and he runs through their January predictions, holding each accountable for their forecasts. What will the market do? Cate admits she was quite bullish on this question, while Dave thought prices would drop 5-8%. It was the Property Professor who got this prediction right. Which capital cities will be the top performers? According to Mike, the Trio all got this one right...2024-01-221h 01The Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#203: Ownership structures Part 1 - Co-ownership, parental support, buying with friends and alternative ways that buyers enter the marketGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMWelcome to The Property Trio! Formerly The Property Planner, Buyer and Professor, we've rebranded!The trio ponder the current market and share their thoughts on the improving conditions and some of the contradicting economist and media views. Cate highlights some of the reasons why our market has been underpinned, with an uptick of buyer appetite Mike brings perspective to the Silicon Valley bank concerns, citing Peter Costello, our past-treasurer in a...2023-05-0143 minInspire ChurchInspire ChurchPeter Mortlock: Four Cities to AvoidThe enemy comes only to steal kill and destroy. Join us as friend of Inspire, Pastor Peter Mortlock of City Impact Church, New Zealand shares the enemy's strategies of attack as well as how we can use God's power to take off the head of the enemy.   ------ We would love to connect with you------ To find out more about Inspire Church, visit us at: http://www.InspireChurch.Live Facebook: Inspire Church Instagram: @inspirechurchtv Twitter: @inspirechurchtv Twitch: InspireChurch2023-02-1342 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#187: Common terms and acronyms Part 2 – From EOI's to deposit bonds, we unpack them all!Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaIhttps://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week’s episode, Dave, Cate and Pete return to deliver part two of acronyms and terms. They will take you through: Standard variable rate (SVR), Rate lock fees, P&I, I/O, Owner-occupier lending and EFT. Dave talks us through these terms and highlights a few key points of interest. Expressions of interest (EOI), ECOS, and period homes - Cate and Pete delve into these terms - Pete compares the differences between private treaty, EOI and auction campaigns. Cate sheds light on...2023-01-0933 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#186: Common terms and acronyms Part 1 – From ROI to VOI, we unpack them all!Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaIhttps://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week’s episode, Dave, Cate and Pete take you through: The difference between ROI (return on investment) and ROE (return on equity). Pete explains this critical differential and he and Dave highlight the sheer power of leveraging with a simple example. Our Property Professor shares some valuable formulae to consider in relation to the time value of money, including net present value (NPV).Gross lease vs net lease. Pete compares the differences and explains the critical things that commercial property landlords ne...2023-01-0239 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#182: Pets and rentals… the good, the bad and the scaryGot a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaIhttps://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week’s episode, Dave, Cate and Pete take you through: Pet stats!Legislation confusion? The trio uncover legislation around pets and rental properties, and just how dramatically the states and territories differ.What is our biggest fear? Pete leads the taskforce with an overview of the top reasons why so many landlords fear pets in rental properties.Illegal dog trainingWhen saying yes to pets presents an advantage to a landlordPet rental application cover letters? You bet!“Ohhh, THIS cat? It’s my fri...2022-12-0549 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#169: Houses vs units - Capital growth performance in capital cities and regions over the last 20 years and which locations have units outpeGot a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. US not slowing down with rate rises In the US, the Fed Chairman spoke with some strong words about not making the same mistakes as in the 70’s, with taming inflation and will go as hard as they need to with rate increases. There was some talk bubbling that the US will slow down with rate rises, but that’s been sidelined and the share markets have responded. Other Weste...2022-09-0554 minThe Jesus MagnetThe Jesus Magnet(Ep 78) Pastor Peter Mortlock - There's No Two Ways About It - It Was Worth It AllThis is a MUST-LISTEN episode as Ps Peter shares his journey to Christ, his sacrifices, and how it was all worth it. Host: Joel Hillary, Laura Hillary Guest: Pastor Peter Mortlock  Support us today with a coffee! https://www.buymeacoffee.com/JesusMagnet Get in touch with us at our website! www.thejesusmagnet.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/thejesusmagnetpodcast/message2022-09-0156 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#165: The extra mile buyers should go when shortlisting a property - Inspecting like an expert & how to spot red flags, all you can discoverGot a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. How do rents stack up against inflation Peter shares his research on rental returns over the last 10 years, which increased nationally by 11% for all dwellings. Compared with inflation, which increased by 25.6%, it's a good reminder of the benefits of capital growth focused investment properties. Check out our show notes for the growth rates of rents for each capital city. 2. Closing in on the neutral cash rate Whilst opinions on...2022-08-0849 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#160: Top tips for purchasing in a cooling market - Listener question!Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI https://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week's episode Dave, Cate and Pete take you through: Market update 1. NSW land tax to put a floor under property prices Looking at quarterly results, the two major cities with the biggest price falls have been Melbourne with 1.4% decline and Sydney with 2.1%. However, NSW will soon be implementing an optional land tax over stamp duty for first time buyers entering the market, which is likely to encourage some first home purchasers to dip their toe in the water and this...2022-07-0437 minCity Impact Church QueenstownCity Impact Church QueenstownPs Peter Mortlock - The Three Doors 2022-04-2430 minCity Impact ChurchCity Impact ChurchWay Forward in the Haze - Ps Peter MortlockPs Peter Mortlock2021-11-2837 minLeveraging Thought LeadershipLeveraging Thought LeadershipHow to balance a Day Job with Your Passion for Thought Leadership. | Lance Mortlock | 337How do you plan for something you can't predict? Today’s guest is Lance Mortlock, a Strategy Partner at EY (Ernst & Young) Canada, where he manages a team tasked to drive growth for clients in the oil, power, and mining industries. Earlier this year, Lance authored his first book, Disaster Proof: Scenario Planning for a Post-Pandemic Future. Disaster Proof is a practical and accessible guide for identifying risks, facing unpredictable challenges, and planning for the future. Lance discusses the process of writing an in-depth thought leadership book while also working a demanding day job. Getting the boo...2021-09-0220 minGeared for Growth Property Investing PodcastGeared for Growth Property Investing PodcastEpisode 112 - Interview with Peter MumfordWe chat to Peter Mumford, Founder and CEO for Stone Real Estate, about his background and growing up in the Northern Beaches area. We ask him what made him so successful at business growth. Peter started out as a chef, restaurant owner, and then moved into the real estate game before starting the Stone group. He has some great advice on what he has observed in the market and shares tips on where he sees the best opportunities for investors in the next few years.2020-12-0343 minThe Rugby Bricks PodcastThe Rugby Bricks PodcastChristian Leali'ifano | A Master Class In Game Driving & Leading Your TeamChristian Leali'ifano is an Australian professional rugby player. He currently plays for the Brumbies in Super Rugby and Toyota Jido Shokki in the Japanese Top League and his usual position is inside centre or fly-half. In this episode we cover:  Chrisitan's role in dictating how he has led both the Brumbies and the Wallabies around the park and how to navigate the pressure of international rugby as a game driver His experiences with some of the Wallaby greats and his first experiences alongside Stirling Mortlock and Stephen Larkham What it looks like to overcome adversity both phy...2020-10-281h 07The Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#63: Commercial property - Part 2: Determining value, Real Estate Investment Trusts, Warehouses, Mixed Use, Leases, and moreIn this week's episode of the Property Planner, Buyer and Professor Podcast, the team explore the commercial property sector in part two and share with you how to determine the value of a commercial property, what to look for in a tenant, investing in real estate investment trusts and the ins and outs of warehouses - and more! David Johnston, Cate Bakos and Peter Koulizos discuss: •How to determine the value of commercial property when buying. The Property Professor explains what determines the value of a commercial property and what to look for in a quality commercial investment. •Land tax. Due...2020-08-2534 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#62: Dave, Cate and Pete's biggest regrets on their property journeyIn this week's episode of the Property Planner, Buyer and Professor Podcast, the team intimately share with you some of the most significant mistakes that they have made along their property journeys, and their lessons learnt. In this episode David Johnston, Cate Bakos and Peter Koulizos discuss: •Selling properties they could have held. The Planner, Buyer and Professor have all made this mistake at some point on their journey, along with many other Australians. Selling a property that you could have kept, is one of the most common regrets we see. •Not having a mortgage strategy in place. Your mortgage stra...2020-08-1834 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#61: Commercial property - Part 1: The risks and the rewards!In this week's episode of the Property Planner, Buyer and Professor Podcast, the team take you through the ins and outs of investing in commercial property. In this episode David Johnston, Cate Bakos and Peter Koulizos discuss: •How commercial property investment differs from residential, from a higher return on investment, duration and construction of leases, flexibility in lease length, business category of tenant and to ongoing running costs. •An introduction to the different types of commercial property - industrial, retail and office. •Higher return also means higher risk, and that risk comes in the form of vacancy rates, rental volatility and hi...2020-08-1133 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#60: Why established properties outperformhttps://propertyplanning.com.au/propertyplannerbuyerprofessor/ This week, the Property Planner, Buyer and Professor turn their thoughts to established properties and why they offer superior capital growth prospects. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: 1. Established houses tend to be located close to the CBD, and generally the older the property; the closer to the CBD, (being the central location for the majority of jobs and the highest land value per square metre.) 2. People want to live close to where they work, but will that be the case going forward as many businesses comfortably shift...2020-08-0440 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#59: Off the plan purchases - Everything you need to know. Part 2: The financial return driversThe Property Planner, Buyer and Professor continue analysing off the plan purchases, and in particular, high rise apartments. This week, in the second of two episodes dedicated to this type of property, their focus is on the financial risks of purchasing off the plan. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: 1. The 'Pros' of purchasing off the plan. The team start off outlining a number of financial benefits of purchasing off the plan, however many are short-term and what you could call a 'catch 22'. 2. The risks of not being able to access finance...2020-07-2836 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#58: Off the plan purchases - Everything you need to know. Part 1: Purchase through to settlementThe Property Planner, Buyer and Professor take a deep dive into the risks of purchasing off the plan. Because the risks are many and varied, this will be a two-part episode with an episode solely on financial risks to come next week! In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: 1. Pros of purchasing off the plan - for a balanced view, we take you through the advantages of purchasing off the plan. Following the pro's, we then detail the risks that buyers need to be aware of. 2. Risks of buying a property that doesn't exist...2020-07-2139 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#57: Market update - What will the Melbourne lock down mean for the economy and property market?In this episode The Property Planner, Buyer and Professor take a deep dive into the impact of the lockdown in Melbourne and Victoria border closures on the property market and broader economy, and how the key indicators were tracking up to this point. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: 1. Victoria back into lockdown just as consumer confidence and new listings recover to pre-Covid levels - what does this mean for the property market, economy and what are the differences from the last lockdown? 2. Lender scrutiny and efficiencies are clogging up the approval process...2020-07-1436 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#56: The great debate! Capital Growth V Cash Flow - Which investment strategy is superior?The Property Planner, Buyer and Professor dive into the capital growth v cash flow debate when it comes to planning your investment strategy. Who will have their arm raised in victory? In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: 1. The Property Professor makes the case for capital growth, by comparing property value and rental return over 20 years if you had purchased a capital growth v cash flow property for $600,000. 2. The Property Buyer explains how you can achieve the same outcome with a cash flow strategy - not everyone can afford to hold a capital growth...2020-07-0737 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#55: All things property tax - how to understand your deductions at tax timeAs we come to the end of another financial year, The Property Planner, Buyer and Professor delve into all things property tax and uncover the myths that can lead you astray on your wealth creation journey. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •All the deductions you can claim on an investment property so that you do not miss a trick when completing this year's tax returns. •Depreciation, what you can claim as a tax deduction on fixtures & fittings, the building and when do you need a depreciation schedule? With thanks to some great tips...2020-06-3042 minGeared for Growth Property Investing PodcastGeared for Growth Property Investing PodcastEpisode 84 - Interview with Peter KaroglanisPeter is the owner of Rent, Sell, Buy, Move. We chat to him about the importance of presenting your property in a certain way when you're wanting to sell, the value of between tenancy renovations, and the best bang for buck when it comes to renovating or improving your investment property.2020-06-291h 01The Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#54: Market update - Building the bridge (or invisible stairway) across the economic cliff!The Property Planner, Buyer and Professor unpack the economic cliff. What will happen when JobKeeper, HomeBuilder and lender repayment holidays end? In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •How banks will look to help keep many of the most affected borrowers and businesses to stay afloat with new initiatives such as interest only repayments, lower rates, extended loan terms and pauses, although some zombie businesses will need to be let go. •What holds for employment, as 124,000 people are re-employed in May and a further 850,000 expected by the end of next month. •HomeBuilder scheme, the ins an...2020-06-2331 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#53: Diversification 101 - How and why to plan for diversification within your property portfolioThe Property Planner, Buyer and Professor discuss all things diversification, from the reasons why you should diversify your portfolio to the many ways you can implement diversification in your investment strategy. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Beware of one size fits all strategies! The suggestion that you should have a 50/50 balance of shares and property (or any other type of investment) is vastly oversimplifying the concept of diversification and neglecting the most important element of the equation, YOU! •Discussing the different asset classes for diversification, there's more to consider than just property v sh...2020-06-1635 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#52: Dissecting 10 years of Core Logic data - capital cities & regional centresThis week we go back to our podcasts recorded pre-Covid and in this week's episode, the Property Planner, Buyer and Professor discuss data provided by CoreLogic on Australia's top performing cities. Which cities took out the gold, silver and bronze? In this episode David, Cate and Peter take you through: •Dissecting data provided from Core Logic for the last decade for all capital cities and regional centres of each state. You may be surprised by the winners and losers as we hand out the gold, silver and bronze medals. •How regional centres fared compared with their capital city counterparts and why...2020-06-0934 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#51: Market update - The HomeBuilder stimulus - What it means for home buyers, renovators, jobs, the economy and property market!The Property Planner, Buyer and Professor met this morning for a 'breaking news' recording on the $688 million HomeBuilder stimulus package announced by the federal government yesterday. The new package aims to safeguard the jobs of a million tradies, and to prop up the construction industry which was teetering on the edge of oblivion. Home buyers and home renovators will be offered a cash grant of $25,000 for signing a contract to purchase a new dwelling, build or renovate from today through to 31 December 2020. Hear the full story as David Johnston, Cate Bakos and Peter Koulizos take you through: •Setting the scene, wh...2020-06-0533 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#50: Tenants from hellA good property manager is worth their weight in gold, and equally, so is a good tenant. A great tenant who is happy and obliging will stay in your property for a long time - avoiding long gaps between tenancies, advertising costs for vacancies and loss of rental income. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •What makes a good tenant, it's more than simply paying on time. •What does a bad tenant look like? A bad tenant is a liability to avoid at all costs. •Does your property manager stack up? A bad proper...2020-06-0231 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#49: Market update - The view from the coalface, sentiment and push-pull factorsIn the ninth Podcast since Covid-19 took hold, we turned our thoughts to the property market forces at play, how sentiment is increasing as restrictions are easing and what's on the horizon for property. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Supply of properties on the market continue to remain low, however competition is picking up as more buyers are jumping into the mix. •The outlook for construction remains uncertain as building and development contracts come to an end, however Government intervention is likely to support new building projects. •How the downturn has sparked intere...2020-05-2635 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#48: Offset accounts - God's gift to mortgage strategyThis week we resume normal transmission and return to our education based Podcast, and take a break from our market and economic commentary and observations in our Covid-19 series. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Optimising tax deductions, how utislising your offset account will help you to save tens of thousands in future tax deductions over your lifetime. •How offset accounts can help you to hold property you would have otherwise needed to sell. This alone may add $1,000,000 to your bottom line in retirement. •Calling all upgraders, how you can put your best foot f...2020-05-2027 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#47: Market update - What's ahead - the stabilisers, economic factors and the what if's!In the eighth Podcast since Covid-19 took hold, we turned our thoughts to the property market and the multitude of forces that determine its trajectory. We look at the stabilisers, head winds and yes, even tail winds, despite what the mass media might have you believe! In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •The seller's market, how supply and low interest rates are underpinning property values. •Why auction clearance rates have improved each week for the last three weeks and one noted property market expert with a proven track record is re-calibrating his previous dire...2020-05-1234 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#46: Market update- Recovery lessons from recent recessions, the great depression, GFC & Spanish Flu - the market forecastIn the seventh Podcast since Covid-19 took hold, we turned our thoughts to the alarmist headlines emerging, warning that the property market will drop by 20-30%. Why in all likelihood that won't be the case by taking a critical eye to data and forecasting, and jumping in the time machine to look at the economic impact of previous pandemics and recessions on the property market. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •We share our insights as to what we are seeing at the coal facewith residential property transactions and buyer activity. •We discuss our...2020-05-0534 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#45: Market update- Getting your ducks in a row before the economy opens up!In the sixth Podcast since Covid-19 took hold, we turned our thoughts to focusing on planning for your next decision, as the governments start planning for, and in some cases such as WA and QLD, removing restrictions to open up the economy. It takes time to develop your property plan and selection strategy for the next purchase. This all happens before you can even begin the searching process and get your finance approved. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Confidence and market sentiment continue to rise with the data telling us more people ar...2020-04-2835 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#44: Market update- The green shoots - what are the early signs of market recovery?In the fifth of our Covid-19 Podcast specials recorded on Monday, we turned our thoughts to focusing on the green shoots, marking the early signs of recovery with the federal and state governments now turning their focus on how we navigate an effective exit of the shutdown, whilst keeping infections low or entirely eradicated. We have seen talk of lifting restrictions, sporting bodies have been working through their plan to get back on the field and elective surgeries are back on the agenda. This adjustment in focus to how we exit successfully has the ability to spur on the initial...2020-04-2134 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#43: Market update - Residential and commercial landlords & tenants, vendors, Airbnb and your mortgage strategy!In the fourth Podcast in our Covid-19 specials recorded on Monday we turned our thoughts to focusing on the impact to landlords, tenants and those selling property. NSW and QLD have released their packages for assistance to landlords and the residential market was rocked last week by Consumer Affairs Victoria announcing that open for inspections for occupied homes would be banned. Victoria has since backtracked and reversed these restrictive regulations yesterday. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Restrictions on landlords - as the state governments enact 'no evictions' for non-payment of rent, preventions on...2020-04-1433 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#42: Market update - How to protect your war chest and the market outlookIn the third Podcast in our Covid-19 specials recorded on Monday we turned our thoughts to focusing on what the property market is doing during this period, what it could look like as we come out the other side, and how to proactively protect your financial position through an effective mortgage strategy. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Gearing up for the property run as markets open up and what this could look like. •Why we think property values will have a floor put under them during this period, but rental yields may not...2020-04-0733 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#41: Market update - Property, economic and policy implications and ideas, & why now is the best time in history to refinance!We recorded the second Podcast in the space of five days of our Covid-19 specials on Monday to keep you updated with some of the latest news, as we assist you to navigate the rapidly changing property, financial and economic landscape. On this day, the share market had its biggest jump in 40 years with the expectation of the $130b government package which was announced that night. Victorian Premier Daniel Andrews also took his state into Stage 3 lockdown. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •The unaddressed impact to landlords - as the Government announces no...2020-03-3142 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#40: Market update - How to build your liquidity bridge to the other sideWe recorded a special Covid-19 Podcast yesterday to keep all of our listeners updated with some of the latest news, as we attempt to navigate the rapidly changing financial and property market landscape. In this special episode Cate, Peter and Dave take you through: •A detailed update on the status of the financial markets as they are lead indicators for what is ahead and help us to look beyond the near-term. In the last few days, we have seen a significant share market rebound off the back of the US $2trillion (USD) stimulus package, including the single largest day jump in...2020-03-2744 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#39: Why Sydney and Melbourne outperformToday's episode is all about what the Governor of the Reserve Bank of Australia, Phillip Lowe has called 'superstar cities' - Sydney and Melbourne. What is it about these two cities that give them 'superstar' status, drawing international attention and capital growth acclaim? In episode 39, we discuss "Why Sydney and Melbourne outperform" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the reasons why Sydney and Melbourne are leaders in median capital growth, why diversification is still a critical factor in your property strategy and how property selection can put you a cut above the rest.2020-03-2435 minGeared for Growth Property Investing PodcastGeared for Growth Property Investing PodcastEpisode 75: Interview with Peter TomaToday we're chatting with buyers agent Peter Toma from Elite One Property. We cover off how his engineering background helps with his due diligence, how he's built his portfolio and many other property investing fundamentals.2020-03-2344 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#38: Are you being true to your new year's resolution?How are you tracking with your new year's property resolutions? Statistics show that less than 1 in 10 people keep their new year's resolutions. Sure, after the celebrations and holidays are over, life can get in the way. Getting back to the grind can get you stuck in the mud. But if your resolutions involved an element of property planning or wealth creation, you are doing yourself a disservice by not following through. In episode 38, we discuss "Are you being true to your new year's resolution?" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why investors make new...2020-03-1733 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#37: Needing to sell property too soon - No.7 of the top 7 Critical MistakesDid you know that purchasing three homes and selling your first two over your property journey can equate to a financial loss of 10% of your lifetime earnings? You work too hard to throw away that kind of money! In episode 37, we discuss "Needing to sell property too soon" - No. 7 of the top 7 Critical Mistakes. Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the causes that trigger a premature decision to sell, how you can maximise your ability to hold property and how selling properties can impact your bottom line during the 'flexibility stage of life...2020-03-1030 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#36: Buying the wrong property and/or the wrong location - No.6 of the top 7 Critical MistakesIt's time to play a game of "which would you rather?" An investment property with a great floor plan and a daggy fit-out or a freshly renovated dwelling with living areas located in places that make you scratch your head? A location under a flight path but close to the CBD, or away from a flight path, but further away from the city? In episode 36, we discuss "Buying the wrong property and/or the wrong location" #6 of the top 7 Critical Mistakes. Listen as David Johnston, Cate Bakos and Peter Koulizos take you through what exactly is a 'wrong' location and...2020-03-0332 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#35: Emotional decision making - No.5 of the top 7 Critical MistakesIn this episode, we tackle the art and science of recognising and removing emotions when purchasing a property. When we are not thinking objectively, we risk making poor impulsive decisions. In the property game, this can mean purchasing an under-performing asset, losing money, having to start all over again and regretting the home you have chosen for yourself. So how do emotions impact our judgement and decision making? This question has been explored in great depth in the last couple of decades, so much so that 'Judgement and Decision Making' has now been reduced to an acronym, JDM, in the...2020-02-2535 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#34: No mortgage strategy - No.4 of the top 7 Critical MistakesHow does an extra cool million $$ sound for your retirement? Or how about a war chest that will get you through any battle life throws at you? An effective Mortgage strategy can make this difference for you, but it is the least understood discipline of finance professionals. Why is that, when for most people, it's your largest expense? Ever. In episode 34, we discuss "No mortgage strategy" - No.4 of the top 7 Critical Mistakes. Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why mortgage strategy is vital to create wealth and protect your downside. Link to show...2020-02-1831 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#33: Starting without a plan and an end goal - No.3 of the top 7 Critical MistakesHave you ever done a long-distance run with a blindfold on? It takes longer, you come across bumps and collect some bruises on the way. Not very effective if you'd like to cross the finish line in one piece Or at all. Yet many people buy property without a plan or clear idea of where they want to end up. This is the property equivalent of getting into the starting blocks with the blindfold on. Which brings us to number 3 of our 7 critical mistakes. In episode 33, we discuss "Starting without a plan and an end goal - No.3 of the...2020-02-1125 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#32: Misunderstanding what makes a good property investment - No.2 of the top 7 Critical MistakesGive me one dollar and I'll give you 35 cents back. Doesn't sound like a great deal does it? In fact, it sounds like you've been cheated. Yet property spruikers will point to tax deductions as a reason to invest. In their property. That they are trying to sell you. Which they make a margin on. At your expense. The ability to claim a tax deduction is certainly a benefit, but it should never be the primary reason for investing. And it definitely does NOT mean that the property you are purchasing is a quality investment. In episode 32, we discuss "Misunderstanding...2020-02-0429 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#31: Get rich quick schemes - No.1 of the top 7 Critical MistakesWe all love the idea of a get rich quick scheme. Just imagine planting some money, growing it in abundance and next week you're off on holiday... indefinitely. Most of us understand that in reality, that's not how things work. In fact, get rich quick schemes are commonly a great way to lose your money. In episode 31, we discuss "Get rich quick schemes - No.1 of the top 7 Critical Mistakes" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the schemes to look out for, why higher returns demand higher risk and why if it sounds too...2020-01-2826 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#30: Money Management - 7 steps to successMoney - it can be your best friend or your worst nightmare. Being able to manage your money is not only vital to financial success, it is also critical to your mental well-being. Most research shows that concerns about money are in the top 1 or 2 stressors of our lives. It only takes a few big bills to make you feel like your credit card or depleting savings is a runaway horse, threatening to buck you further away from your goals. But we aim to get you back in the driver's seat and on track to achieving your ideal lifestyle. In...2020-01-2129 minGeared for Growth Property Investing PodcastGeared for Growth Property Investing PodcastEpisode 71: Gentrification and What it Means for Property Investors with Peter KoulizosWelcome to Geared for Growth. This week, we're chatting with Peter Koulizos, who's the property professor on the Property Planner, Buyer and Professor Podcast. He's also an academic at the University of South Australia. Peter shares some information about his research fields in property investment. We talk specifically about gentrification, and he runs us through a fantastic seven-step process for identifying property. We chat to him about housing affordability, the future of the property market, and getting into developments as well. It's a fantastic interview with an industry heavyweight that I've been wanting to get on for a long...2020-01-2159 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#29: Congenial negotiation tactics and how to apply them in the right situationSo, you've found the property for you and now comes the negotiation battle. Get ready and brace yourself! It may be time to put down your shield and sword. Not all negotiations are adversarial back and forth matches of strikes and sneaky jabs. Sometimes the softer approach is the winning one. In episode 29, we discuss "Congenial negotiation tactics and how to apply them in the right situation". Listen as David Johnston, Cate Bakos and Peter Koulizos take us through how to build trust with real estate agents and get on their good side, why adversarial negotiations are not always desirable...2020-01-1430 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#28: 2019, the year that was (and a sneak peek at 2020)Jump on the roller coaster as we take a look at 2019 in the rear view mirror. If you look to your left you will see the Royal Commission into Banking coming to a close with a slap on the wrist for lenders. On the right we have the LNP with a surprise victory, taking out the election. Back to your left is APRA reducing the assessment rate and caps on lending and the RBA slashing rates. Hold on to your hat's ladies and gentlemen! We've hit the trough and started to climb. In episode 28, we discuss "2019, the year that was...2020-01-0737 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#27: How many properties do you need to retire wealthy?The magic number. There are many voices and opinions which will tell you that you need to amass as much property as you can over your life time. We'll let you in on a secret - in the property game, it's often the case that less is more! In episode 27, we dissect "How many properties do you need to retire wealthy?". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why 2 to 5 properties is the optimal number for most Australians, why quality trumps quantity and the danger of taking the advice of property spruikers. Visit the show...2019-12-3132 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#26: The different property types that you can spend your hard earned cash onProperty - it's a veritable panacea for reaching any of your financial or lifestyle goals. But not all property is created equally. The property comes in many different shapes and sizes, purposes and potentials. The key is knowing what type of property asset is the smartest buy to align with your long-term goals. In episode 26, we dissect "The different property types that you can spend your hard-earned cash on". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the ins and outs of residential property, as well as the risks and rewards of commercial investment opportunities. Visit...2019-12-2239 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#25: Why is property a good asset class to invest inLeaving aside those who invest in vintage cars or antiques, the vast majority of Australian's will make a choice between investing in property, shares or a combination of both. There's no doubt that the key to retiring comfortably is to make good investment choices throughout your working life. So, what's inside your investment portfolio? In episode 25, we dissect "Why is property a good asset class to invest in". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why property is perceived as a reliable investment, the pitfalls that you don't get with shares and the need for...2019-12-1730 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#24: How mortgage strategy shapes your ability to hold property, and grow your wealth for decades into the future!It's widely known that getting a low interest rate can save you hundreds and thousands of dollars over your life time. What most people don't get is how an effective mortgage strategy can make you hundreds of thousands of dollars, or more, over the same period. In episode 24, we dissect "How mortgage strategy shapes your ability to hold property, and grow your wealth for decades into the future!". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the mortgage strategies that if you get right, will empower you to grow your wealth through holding property rather than...2019-12-1032 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#23: How property and market trends have changed over the decadesGet ready to jump in the time machine and explore Australia's transition through the decades. Learn how our approach to living has been impacted by the fortunes and growth of our nation. The team cover Victorians to Edwardian's, pre-war to post war, art-deco to villa units, toilets separate to the house to alfresco dining, split level living, formal dining rooms, McMansions and everything in between. It's clear to see that changes in property trends have mostly boiled down to three things - evolutions in wealth, transport and jobs. In episode 23, we dissect "How property and market trends have changed over...2019-12-0332 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#22: Why the family home is often the biggest piece of the investment puzzleWe all have a picture in our heads of what our ideal home looks like. For most of us, chasing our ideal home can be akin to chasing a unicorn. Unless you have a bottomless pocket, compromises will need to be made (particularly if you're a first home buyer). In episode 22, we dissect "Why the family home is commonly the biggest piece of the investment puzzle". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why you should treat your home as your greatest investment, the compromises you should plan for and the critical mistakes to avoid...2019-11-2631 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#21: Why price point should determine location and strategyEver tried to run a race backwards? Reaching your goals is just as hard when you are working back to front. We see plenty of purchasers let a bank tell them their price point based on a maximum borrowing capacity and then purchase next door to where they live. This is the investing equivalent of doing a three-legged race with your partner. Blindfolded. Set yourself goals, that will determine the appropriate price point. Then work out the best location to purchase from there. In episode 21, we dissect "Why price point should determine location and strategy" Listen as David Johnston, Cate...2019-11-1926 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#20: Bidding tactics 101Bidding at auction - for the majority of us, this can feel like stepping into the Thunderdome. After all, only one will leave victorious. Chances are, all the other bidders are just as nervous as you. So how do you get the upper hand without letting your emotions run away? In episode 20, we dissect "Bidding tactics 101" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through how to keep a cool head on auction day, reading the play and strategies to add to your arsenal. Visit the show notes: http://bit.ly/2KbVeNH2019-11-1229 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#19: TIME IN the market v TIMING the marketShould you use the crystal ball to determine where we sit in the economic and market cycle OR Should you purchase a quality property when it suits your own personal economy? In episode 19, we dissect "TIME IN the market v TIMING the market" and the evidence is very clear, the odds are stacked heavily in one direction. Which is it and why? Take a listen as the Property Professor takes you through his analysis across each capital city over an extended period of time, and the team dissect it with a fine-tooth comb! So, grab your vanilla slice and fruit...2019-11-0534 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#18: When to hold and when to fold!Making a decision to fold can be a nerve-racking ordeal. And we're not just talking about playing cards. Sometimes you need to make difficult decisions about the properties you have purchased. Whether the property hasn't performed as you had initially hoped or some life event has changed your plans. There's one thing for sure though - the stakes are high. In episode 18, the Property Planner, Buyer and Professor dissect "When to hold and when to fold!" Listen as David Johnston, Cate Bakos and Peter Koulizos, take you through the considerations before making a decision to sell, the strategies to get...2019-10-2926 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#17: Valuations 101School's back in session and this week's topic includes everything you need to know about valuations. There are many different types, each producing a different result based on the purpose. In episode 17, the Property Planner, Buyer and Professor dissect the ins and outs of "Valuations 101". Listen as David Johnston, Cate Bakos and Peter Koulizos, take you through the different types of valuations, the consequences of falling short and how you can proactively support a valuer with comparables to manage the risk of a conservative lender valuation. Show notes: http://bit.ly/2Jc9DZO2019-10-2237 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#16: Unpacking land to asset ratioYep - no footy talk in this episode - it's all Land to asset ratio and what a ripper of an episode this one is. In episode 16, the Property Planner, Buyer and Professor dissect the mystery behind "Unpacking land to asset ratio". Listen as David Johnston, Cate Bakos and Peter Koulizos, take you through what is it, why it underpins a good investment strategy, and whether there is a perfect ratio! Visit the show notes - https://propertyplanning.com.au/unpacking-land-to-asset-ratio-ep-16/2019-10-1529 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#15: Why you must keep clear of properties banks don't like!Banks - can't live with them, can't live without them! Did you know that lenders limit the amount they will lend against certain properties and they reject some outright as security for a mortgage? Do you know which ones and why? In episode 15, the Property Planner, Buyer and Professor dissect "Why you must keep clear of the properties banks don't like." If we all accept that banks want to make money - we can understand that there is method to their madness. Listen as David Johnston, Cate Bakos and Peter Koulizos, take you through what property locations and dwelling types...2019-10-0833 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#14: How to choose a location for investment - what to look for and what to avoidWeekend excursions, reconnaissance missions and scoping out an area. While you may not be a secret government agent, you are on the property hunt, looking to make your next big decision. And did we mention you also need to be a time-traveller? Analysing data to ascertain historical outcomes and looking forward to determine future expectations. Understanding the key data based fundamentals of a location is part and parcel to making a successful property decision. In episode 14, the Property Planner, Buyer and Professor dissect "how to choose a location for investment - what to look for and what to avoid" Listen...2019-10-0132 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#13: How age and stage of life can impact your property plan and selectionThe type of property that suits your current needs, will not necessarily meet your long-term needs. Beware of Dad's acting on behalf of kids and pregnant women bidding at an auction! They have a time deadline and the purchase price may be less important. Where you are competing to purchase a property and you are up against people who are motivated by time - instead of money - the price tag can quickly fly out of reach. In episode 13, the Property Planner, Buyer and Professor dissect "How age and life stage can impact your property strategy." Listen to David Johnston...2019-09-2427 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#12: Property Cycle Management - Why now is the best time to buy if it suits your personal economy and you have a long-term property plan!The media hype around timing the property market can lead to many unnecessary concerns about 'timing' the market. You may ask yourself what if property prices fall? Do you ask yourself what if they keep going up? In our 12th episode, the Property Planner, Buyer and Professor dissect "Property cycle management - why now is always the best time to buy if it suits your personal economy and you have a long-term property plan." Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through market cycles, the catalysts behind market movements and how to deal with...2019-09-1731 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#11: Small time development - how it can work for you, but is it a risk worth taking?Everywhere you go, new townhouses and apartments are springing up in droves. Does that mean you should be getting in on the action and become a small-time developer? In our 11th episode, the Property Planner, Buyer and Professor dissect "Small time development - how it can work for you, but is it a risk worth taking?" Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through where to begin if you're interested in property development, the inherent risks and of course, setting your strategy before going on the hunt for a viable site.2019-09-1033 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#10: Why your approach and assessment of risk is paramount to property success!How do you frame risk when making property, mortgage and money decisions? What risk management strategies do you have in place to minimise your downside while optimising the upside? It can be a tricky balancing act. In our tenth episode, the Property Planner, Buyer and Professor dissect "Why your approach and assessment of risk is paramount to property success", and if done poorly, how it can lead you up the garden path! Join Peter Koulizos (Property Professor), Cate Bakos (Property Buyer) and David Johnston (Property Planner), as they take you through all the different ways to look at, consider, and...2019-09-0329 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#9: Why your Mortgage Strategy is more important than your interest rateDo you have a mortgage strategy for your largest expense in your lifetime - or have you focused on a short-term win - your interest rate? What if I told you that you can have the best of both worlds, a great mortgage strategy AND interest rate! In our ninth episode, the Property Planner, Buyer and Professor dissect "Why your mortgage strategy is more important than your interest rate". This isn't simply about paying down your mortgage faster. Everyone understands that! Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through the key mortgage strategies that...2019-08-2733 minThe Property Trio (formerly The Property Planner, Buyer and Professor)The Property Trio (formerly The Property Planner, Buyer and Professor)#3: Meet the Property Professor, Peter KoulizosThis podcast is dedicated to meeting the Property Professor, Peter Koulizos who will provide his insights and philosophy on why Property Selection is so vital to your financial success! Follow the Property Podcast: - Facebook: https://www.facebook.com/propertypodcast - Instagram: https://www.instagram.com/the_property_podcast/2019-07-1533 minLighthouse Bridgeman DownsLighthouse Bridgeman DownsThe Faith to Risk, Trust and Surrender – Peter Mortlock // 10am – 26th May 20192019-05-2700 minGeared for Growth Property Investing PodcastGeared for Growth Property Investing PodcastEpisode 18 - Rentvesting and how to get into the market with Peter MastroianniPeter Mastroianni is a property finance expert, author and host of his own (in all honesty, much better) podcast ‘The Rentvesting Podcast.’ He also runs Loans Only, which is a mortgage broking business. We chat to Peter about his investing, rentvesting as a strategy and more.2018-01-0433 minFighting for the FaithFighting for the FaithSit on Me Jesus?• Jentezen Franklin Passes Along Blood Moon Nonsense • T.D. Jakes' Sit on Me Jesus • Sermon Review: Miracle Offering by Peter Mortlock of City Impact Church, New Zealand2015-03-272h 19C3 Church San Diego // AUDIOC3 Church San Diego // AUDIOThree + Three = One - Ps. Peter MortlockThere are many "fathers" out in the world and most everyone has a "father". Join Ps. Peter Mortlock as he speaks about the "Three Fathers" we all have in our lives.2014-08-3141 minC3 Church San Diego // AUDIOC3 Church San Diego // AUDIOWorld Changers - Ps. Peter MortlockTaking a city is going to require some "World Changers". Join Ps. Peter Mortlock in this message as he speaks about taking a city and a nation.2014-08-3141 minC3 Church San Diego // AUDIOC3 Church San Diego // AUDIOBranded - Ps. Perter MortlockMillions of people around the world get tattoos and marks representing different things. Join Ps. Peter Mortlock as he brings a brilliant message about "wearing the mark of Christ" and representing Him in your day-to-day life.2014-08-3035 minLeadership Development with Ps. Jurgen Matthesius & Awaken ChurchLeadership Development with Ps. Jurgen Matthesius & Awaken ChurchChurch Leadership w/ guest Ps. Peter MortlockChurch Leadership with guest Ps. Peter Mortlock2012-12-011h 03Mark Gungor VideoMark Gungor VideoGuest SpeakerPastor Peter Mortlock preaches a message to our Sunday morning services.2012-08-1928 minMannaHouseMannaHouseThe Dove (Pastor Peter Mortlock)2012-07-1647 min