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Phil Gadd

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The Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessFernie Market Update: March 2025 – Shifts, Surprises & Tariffs!Send us a textExplore the Fernie real estate landscape with Phil Gadd in the March 2025 episode of The Property Mindset Podcast:New Listings Surge: A 28% jump to 78 year-to-date listings – what's driving the increase?Sales Performance: Identical to last year with 17 homes sold in March – stability or stagnation?Median Price Adjustments: A slight decrease to $670,000, down 4% – signs of market correction?Pricing Trends: Average listing prices down 17% year-over-year; sale prices reflect cautious optimism.Market Tempo: Days on market decrease by 18% – faster sales indicating increased demand?Inventory Insights...2025-04-1106 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate Success🏆 How Goal Setting Led Us to eXp ICON Success 🏆Send us a textIn this episode of The Property Mindset Podcast, I’m getting personal—sharing how goal setting, persistence, and strategic action led us to achieving ICON Agent status at eXp Realty in 2024.But this episode isn’t just about awards and stock. It’s about the power of clear goals and how setting intentional, structured plans can transform both your business and life.🔹 The journey from running a restaurant to real estate success 🔹 How we overcame financial struggles to build a thr...2025-03-2009 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessWin a Bidding War in Fernie: Proven Strategies for SuccessSend us a textLosing out on your dream home in a bidding war? You’re not alone. In today’s Fernie real estate market, multiple offers are common, and unprepared buyers often miss out. But with the right strategy, you can secure your dream home—without overpaying!In this episode of The Property Mindset Podcast, I’m sharing proven bidding war strategies that have helped my clients win even in the most competitive situations. Learn how to craft a winning offer, avoid costly mistakes, and posi...2025-03-1212 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessFebruary 2025 Fernie Market Pulse: Surging Listings & Shifting PricesSend us a textDive into the Fernie real estate market with our comprehensive February 2025 update in this episode of The Property Mindset Podcast. This month, we’ve witnessed a significant 21% increase in new listings and a notable change in sales dynamics, with prices showing unexpected movements. We explore what these developments mean for both buyers and sellers as inventory changes shape the market landscape.Key highlights include:A detailed analysis of the rise in new listings and what it signals for potential buyers.Insights into the sales slowdown and the factors driving the 35% dr...2025-03-0507 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate Success10 Home Buying Hacks to Find Hidden Deals & Win in Fernie’s MarketSend us a text🏡 Buying a Home in Fernie? Don’t Overpay! 🏡With rising prices and intense competition, buying a home in Fernie can feel like a race against time. But what if you had 10 powerful hacks to get ahead of the competition, find hidden deals, and negotiate like a pro?In this episode of The Property Mindset Podcast, I break down:✔️ Off-market listings and how to access them before others✔️ Fixer-upper strategies that save you thousands 💰✔️ Pre-approval power—why it’s a game-chan...2025-02-2806 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate Success🏡 How to Sell Your Home FAST in Fernie & Get Top Dollar!Send us a text🏡 Thinking of Selling Your Home in Fernie? Here’s How to Get Top Dollar!Are you trying to sell your home in Fernie but worried about it sitting on the market for months? With rising home prices and changing buyer trends, selling a home in 2025 requires the right strategy!In this episode of The Property Mindset Podcast, I’ll walk you through expert-backed steps to help you sell your home faster and for the best possible price.📌...2025-02-2208 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessHow Trump’s Trade War Impacts Fernie’s Economy & Real EstateSend us a textTrump’s Tariffs & Fernie’s Economy – What You Need to KnowA 25% tariff on Canadian steel and aluminum just hit, and Canada is fighting back with $155 billion in retaliatory tariffs. But how does this trade war impact Fernie’s economy, real estate market, and cost of living?In this episode of The Property Mindset Podcast, Phil Gadd breaks down:✅ Rising home construction costs & infrastructure delays 🚧✅ Inflation impact on groceries, vehicles & household goods 🏠✅ Job risks in constru...2025-02-1205 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessFernie Real Estate Kickoff 2025: Navigating the New Market DynamicsSend us a textDive into the new year with a comprehensive analysis of the Fernie real estate market in January 2025 on The Property Mindset Podcast. This episode provides an in-depth look at the major shifts and trends affecting the market, from a surprising increase in new listings to significant changes in property prices. Whether you're a potential buyer, seller, or investor, understanding these dynamics is crucial for making informed decisions.We'll explore:The significant rise in new listings and what it signals for the market.How the median and average prices have adjusted...2025-02-0505 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate Success🏡 Investment Property vs. Vacation Home: What's Best in Fernie?Send us a textThinking about buying in Fernie but unsure what type of property is right for you? In this episode of The Property Mindset Podcast, we break down the pros and cons of investing in a rental property vs. securing your dream vacation home. With Fernie’s real estate values climbing and demand for short-term rentals increasing, now is the time to explore your options.🎯 What You’ll Learn in This Episode:The financial benefits of investment properties vs. vacatio...2025-01-3007 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessDownsizing in Fernie: Embrace More Adventure and Less StressSend us a textAre you over 50 and considering downsizing in Fernie, BC?In this episode of The Property Mindset Podcast, Phil Gadd explores why downsizing is a game-changing move for homeowners looking to simplify their lives and maximize the incredible lifestyle Fernie has to offer. Whether you're an outdoor enthusiast or planning for retirement, downsizing can unlock financial freedom, reduce your workload, and give you more time to enjoy powder days at Fernie Alpine Resort or peaceful evenings by the fire.What You'll Learn in This Episode:...2025-01-2408 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessTop 5 Winter Activities in Fernie, BC | Your Ultimate Snowy Escape! 🏔️Send us a textIn Episode #51 of The Property Mindset Podcast, Phil Gadd takes you on a thrilling ride through Fernie, BC’s top five winter activities that make this mountain town a must-visit destination! Whether you’re seeking adrenaline-fueled adventures or peaceful winter escapes, Fernie offers something for everyone.What You’ll Discover in This Episode:🎿 Epic Skiing & Snowboarding: Explore Fernie Alpine Resort’s legendary powder with over 2,500 acres of terrain and 142 runs.🏔️ Backcountry Cat Skiing: Dive into untouched powder with world-class operations like Island Lake Lodge and Fernie Wilde...2025-01-1705 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Real Cost of Living in Fernie, BCSend us a textRising Costs, Unmatched LifestyleFernie, BC, is known for its breathtaking mountain views, world-class recreation, and strong community vibes. But with an average home price climbing over $800,000 and the cost of living rising faster than many other Canadian towns, can you afford to live in this mountain paradise?In Episode #50 of The Property Mindset Podcast, host Phil Gadd explores the true cost of living in Fernie. From housing and groceries to transportation and dining out, Phil breaks down the financial realities of life in this vibrant mountain town...2025-01-1008 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessDecember 2024 Fernie Market Wrap-Up: Trends and PredictionsSend us a textIn Episode #49 of The Property Mindset Podcast, titled "December 2024 Fernie Market Wrap-Up: Trends and Predictions," host Phil Gadd takes a deep dive into the year-end dynamics of the Fernie real estate market. Discover how various property types fared as we transition from 2024 into 2025 and what potential buyers and sellers might expect in the coming year.What’s Inside This Episode:December Overview: An in-depth analysis of fewer listings and how specific property types like single-family homes and apartments have seen price increases.Market Dynamics: Ex...2025-01-0205 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessWhy Fernie Real Estate is a Smart Investment in 2025Send us a text📈 Fernie's real estate market has grown an impressive 14.42% year-over-year, with average home prices now exceeding $750,000. But what does this mean for you as a buyer or investor?In this episode of The Property Mindset Podcast, Phil Gadd explains why buying real estate in Fernie is not only a smart financial investment but also an opportunity to embrace a thriving mountain lifestyle. Whether you’re searching for a vacation home, rental property, or permanent residence, Phil offers a step-by-step guide to help you n...2024-12-2608 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate Success2025 Fernie Real Estate Predictions: Market Trends & OpportunitiesSend us a text🏡 What does 2025 hold for the Fernie real estate market? In this episode of The Property Mindset Podcast, host Phil Gadd dives into the latest predictions and trends shaping the future of real estate in Fernie, BC. With home sales across BC forecasted to rise by 13%, mortgage rates expected to drop, and growing demand for recreational and lifestyle properties, 2025 is shaping up to be a dynamic year for buyers and sellers alike.🎯 Key Insights Covered in This Episode:Price Predictions: Average Fernie home prices could surpass $800,000.Invent...2024-12-1908 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessNavigating Fernie Real Estate During the Holidays: Tips & InsightsSend us a textDiscover Why the Holiday Season is Perfect for Real Estate in Fernie, BCIn this festive episode of The Property Mindset Podcast, host Phil Gadd unwraps the unique dynamics of the Fernie real estate market during the holiday season. Whether you’re a buyer or seller, the Christmas charm of Fernie can create exciting opportunities to make your next real estate move.🎄 Key Takeaways:Why buyers and sellers are highly motivated during the holidays.How to leverage Fernie’s winter wonderland charm to your advanta...2024-12-1207 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessFernie Real Estate Pulse: November 2024 Market AdjustmentsSend us a textIn Episode #45 of The Property Mindset Podcast, titled "Fernie Real Estate Pulse: November 2024 Market Adjustments," host Phil Gadd offers a comprehensive analysis of the shifting dynamics in the Fernie real estate market. With the year winding down, November introduces notable changes that could influence buyer and seller strategies as we approach 2025.What’s Inside This Episode:November Overview: Delve into the significant reduction in new listings and the decline in sales, showcasing a market that is increasingly favoring buyers.Pricing Insights: Unpack how despite th...2024-12-0505 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessIs Fernie the Perfect Place to Live? Pros, Cons, and InsightsSend us a textDiscover the real Fernie lifestyle in Episode #44 of The Property Mindset Podcast. Join host Phil Gadd as he explores the pros and cons of living in this picturesque mountain town. From the unparalleled outdoor lifestyle and vibrant community events to the challenges of remote living, Phil shares valuable insights for those considering a move to Fernie, BC.In This Episode:Living in Fernie: Pros and Cons – Understand what makes this mountain town unique, from world-class skiing to strong community ties.Outdoor Lifestyle – Learn why Fernie is a ha...2024-11-2810 minWork For HumansWork For HumansThe Employee Experience Manifesto: Unlocking the Talent inside Your Organization | Samantha GaddWhen Samantha Gadd began her career in HR, she quickly noticed traditional HR processes and practices often overlooked the people they were meant to serve. Struggling to find the “human”  in human resources, Samantha took a leap of faith and founded Humankind, an organization dedicated to putting humanity at the center of work. Today, Humankind is New Zealand’s leading HR and employee experience (EX) consultancy, partnering with over 1,200 organizations to create more human-centered workplaces that prioritize employee well-being and drive business success.Samantha Gadd is a seasoned business leader and expert in employee experience (EX) wit...2024-11-261h 02The Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessTop Mortgage Pro Shares SURPRISING US Election Impact StatsSend us a textHow do U.S. elections impact Fernie’s real estate market? 🏡 In this episode of The Property Mindset Podcast, Phil Gadd sits down with mortgage expert Rob Bain to reveal surprising stats on how U.S. policies, Canada’s economic shifts, and jumbo rate cuts are shaping Fernie’s housing trends. Learn about fixed vs. variable mortgage strategies, CMHC’s latest changes, and why now might be the perfect time to invest in Fernie real estate.🎯 **What You'll Learn**How U.S. policies could affect Canada’s economy and Fern...2024-11-1921 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessBuilding Wealth Through Real Estate in Fernie: Investment Strategies and OpportunitiesSend us a textIn this episode of The Property Mindset Podcast, Phil Gadd dives deep into the exciting world of real estate investment in Fernie, BC. Known as more than just a ski town, Fernie offers year-round appeal and promising opportunities for investors. Whether you’re a first-time investor or looking to expand your portfolio, this episode covers everything you need to know to make smart investment decisions in Fernie's thriving market.Phil breaks down key investment strategies and market trends, including:Overview of the Fernie real estate market: price growth, demand, and so...2024-11-1410 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessOctober 2024 Fernie Market Dynamics: Rate Cuts and Rising InventorySend us a textIn this pivotal episode of The Property Mindset Podcast, titled "October 2024 Fernie Market Dynamics: Rate Cuts and Rising Inventory," host Phil Gadd delves into the intricate details of the Fernie real estate market amid Canada's broader economic slowdown. We explore the ramifications of the Bank of Canada's recent aggressive rate cut and how it's reshaping buyer and seller behaviors in Fernie.Key Topics Covered:Economic Overview: An examination of Canada’s recent economic performance, including flat GDP growth and its influence on real estate dynamics.In...2024-11-0707 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessBuying Your First Home in Fernie: A Step-by-Step GuideSend us a textIn this episode of The Property Mindset Podcast, Phil Gadd takes you through the ins and outs of buying your first home in Fernie, BC. With the local market on the rise—median sale prices have climbed to $720,000, a 3% increase from last year—it's crucial to know how to navigate the process confidently.Join Phil as he discusses:Fernie's diverse neighborhoods and what each has to offerSetting a realistic budget, including hidden costs and pre-approval tipsThe importance of partnering with a local real estate expertDefining your priorities to make informed deci...2024-10-3108 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessHow Mortgage Changes Impact Fernie Real EstateSend us a textIn this episode of The Property Mindset Podcast, host Phil Gadd is joined by mortgage expert Stephanie Roughhead to break down the latest mortgage changes in Canada and their impact on the Fernie real estate market. With updates aimed at making homeownership more accessible, these changes bring new opportunities for buyers, sellers, and investors. Stephanie covers three major announcements and what they mean for anyone looking to enter or stay ahead in the market. If you're navigating the current real estate landscape, this episode is a must-listen for valuable insights and actionable advice.2024-10-2334 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessFernie Home Sellers Guide: Boost Your Sale Price & Reduce StressSend us a textIn Episode #38 of The Property Mindset Podcast, host Phil Gadd provides valuable insights into selling your home in Fernie, BC. If you're a homeowner looking to maximize the value of your property while minimizing the stress of selling, this episode is for you. Phil shares practical strategies for preparing your home, from small upgrades to boost curb appeal to staging tips that make a big impact.Learn how to price your home strategically in Fernie’s unique market, where recent trends have shown fluctuating average sale prices. Phil also covers the im...2024-10-1709 minThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessThe Property Mindset: Inspiring Stories and Practical Advice for Real Estate SuccessHow to Find the Best Real Estate Agent in Fernie!Send us a textIn this episode of The Property Mindset Podcast, Phil Gadd guides you through the crucial process of finding the perfect real estate agent in Fernie, BC. Whether you're buying your dream mountain home, a cozy condo, or a luxury retreat, choosing the right agent is key to success. Learn the essential steps to identifying an agent who knows the local market, has a strong network, and understands your unique needs. From word-of-mouth referrals to interviewing agents, Phil provides actionable tips to help you find the best partner for your property journey....2024-10-0909 min