Shows
Providend's Money WisdomWhy the Philosophy of Sufficiency Matters More Than Ever in Wealth Planning (S5E05)As trusted advisers to affluent clients for 25 years this year, our wealth management philosophy of making ikigai decisions before money decisions is grounded in real-world experience managing more than S$1.7 billion of our clients’ hard-earned assets.In this week’s Money Wisdom episode, we continue our 'The Brain Behind' series, where our new co-host and Associate Adviser, Sudhan, speaks with our CEO, Christopher, about his latest Business Times article, 'Thriving in a Messy World: Why the Philosophy of Sufficiency Matters More Than Ever.'In this conversation, Christopher explains why the Philosophy of Sufficiency is even...
2026-02-0935 min
Providend's Money WisdomWhy Legacy Planning Needs Both a Wealth Adviser and a Lawyer (S5E04)Legacy Insights is a new podcast series by Providend that explores what it truly takes to plan a meaningful and lasting legacy, beyond just writing a will, or engaging with a corporate trustee.This series explores the critical collaboration between wealth advisers and legal professionals in safeguarding your family’s future. Joined by lawyers Cynthia Tang of Tang Thomas and Soo Chye from OAKS Legal, each episode shares real-life stories showing how thoughtful planning can protect your family and make a meaningful difference, offering practical insights for your own legacy journey.In this first episode, we...
2026-02-0219 min
Providend's Money WisdomIkigai Insider: What Freedom Really Means (S5E02)Welcome to this first episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend’s Philosophy of Sufficiency.Each episode explores one of the eight Ikigai petals identified by Mieko Kamiya, the mother of Ikigai Psychology, whose work has been revitalised by Nicolas Kemp, Founder of Ikigai Tribe. Our Client Advisers share personal reflections and the steps they take to fulfil each petal.In this episode, our Client Adviser Annette Lee reflects on the Ikigai petal of Freedom, sharing he...
2026-01-1919 min
Providend's Money WisdomAI vs Human Advisers: Who Do You Trust With Retirement and Career Transitions? (S5E01)As AI tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in seconds, many have asked: Could AI truly replace a human wealth adviser?Being trusted advisers to our affluent clients for over two decades, this Providend series began with an article by our Client Advisers on clients navigating major life transitions. The podcast goes further, exploring the thoughts behind these transitions.In this podcast episode, Jit Hwee and our host, Isaac, explore three major retirement challenges through the case of Bob and his wife Elsie, both 45, who...
2026-01-1231 min
Providend's Money WisdomHow to Invest During High Inflation (Bonus)Having gone through multiple market crises together with our clients since 2001, we know what works and what will not work when it comes to the reliability and sufficiency of investment returns. To share our insights, we are pleased to introduce our "Investment 101" video series featuring Dr Peng Chen, Senior Advisor & Director at Providend. In this series, Isaac Ong, our Client Adviser, discusses essential investing concepts with Dr Peng, to provide you with a better understanding of the financial markets as you embark on or continue your investment journey. In this episode, Dr Peng and Isaac...
2026-01-0519 minProvidend's Money WisdomWelcome to Providend's Money Wisdom Podcast!Weekly on Mondays at 8am, Providend’s Money Wisdom will share how you can gain clarity in your own “ikigai decisions” and make wise financial choices to support them. That, to us, is the essence of money wisdom and what we want you to take away from listening to our podcast.Also available in video format on our YouTube channel fortnightly on Thursdays at 8pm.An original podcast produced by Providend Ltd.Do you have any feedback or questions? Reach out to us at communications@providend.comMusic courtesy of ItsWatR.
2026-01-0100 min
Providend's Money WisdomThe Return on Our Spending: How to Make Your Money Matter (S4E39)Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy, making ikigai decisions before money decisions, is rooted in our experience of managing over S$1 billion worth of our clients’ hard-earned assets.In this week’s Money Wisdom episode, and our final episode of 2025, our co-host Isaac chats with Chris about his latest Business Times' article titled 'What Did My Money Really Buy This Year?' They reflect on how society often measures wealth through investment returns, while the return on life, such as contentment, values and meaning, is harder to quan...
2025-12-2944 minProvidend's Money WisdomLiving a Good Life: Building Trust and Auctioneering Success (S4E38)Being a trusted adviser to our affluent clients for over two decades, we know what works and what won’t work, when it comes to helping our clients meet their non-negotiable life goals.In this episode, we are glad to be joined by one of Providend’s clients, Matthew Elton, Founder and Managing Director of Hotlotz, a leading auctioneer in Singapore. Matthew prides Hotlotz on their honesty, integrity and high level of service quality towards their clients.You will be intrigued by the interesting stories he has to share and his passion for upholding trust in bo...
2025-12-2253 minProvidend's Money WisdomLiving a Good Life: Purpose, Faith, and Servant Leadership (S4E36)“A good life must have God in it, for me. Without Jesus in my life, I wouldn’t be living a good life.”In this special edition of The Providend Conversation: Living the Good Life, we are delighted to be joined by Mr Philip Ng, who reflects on his personal journey, his values, and how he leads his firm with a servant-leader mindset, guided by his faith.Mr Philip Ng is the CEO of the private real estate firm Far East Organization. He is the son of the late Mr Ng Teng Fong, who founded Far Eas...
2025-12-0142 min
Providend's Money WisdomFinding Your Ikigai: Sha-En’s Journey from Primary School Teacher to Happiness Scientist (S4E35)Welcome to the final episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend’s Philosophy of Sufficiency.As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions.In this episode, our Founder and CEO, Christopher Tan, chats with Sha-En Yeo, Singapore’s first Happiness Scientist®, 2× TEDx Speaker, and Founder of...
2025-11-2446 minProvidend's Money WisdomThe Road Ahead: Passing the Baton to the Next Generation (Bonus Episode)Legacy Beyond Wealth is a podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement and transitioning their business to the next generation.In this final bonus episode of Legacy Beyond Wealth, Richard and Eva return to Providend with their children, David and Mary, to finalise their business succession plan. What began as a technical discussion about leadership and ownership has now evolved into a deeply personal family milestone.After months of careful...
2025-11-1710 min
Providend's Money WisdomAvoiding the Trap of Knowing Too Much (S4E34)Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over S$1 billion worth of our clients’ hard-earned assets.In this week’s Money Wisdom episode, our co-host Isaac chats with Chris about how too much knowledge might actually make us poorer, drawing lessons from a surprising experience at The Ritz, and how knowledge can puff a person up and why letting it do so can be our downfall.The conversation explores why it’s important not to let...
2025-11-1032 minProvidend's Money WisdomLaying the Groundwork: Guiding a $30 Million Business Succession Plan (Bonus Episode)Legacy Beyond Wealth is a podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement and transitioning their business to the next generation.After completing their family legacy plan, Richard and Eva now face another major milestone: planning the succession of Richard’s $30 million business. In this special bonus episode (Part One) of Legacy Beyond Wealth, we follow Client Adviser Christopher and Business Exit Associate Director Jerome as they work together to lay the foundations fo...
2025-11-0312 min
Providend's Money WisdomWhen My Article on ILPs Sparked Conversations I Never Saw Coming (S4E33)Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over S$1 billion worth of our clients’ hard-earned assets.In this week’s Money Wisdom episode, our co-host Isaac chats with Chris about the article that unexpectedly stirred up conversations across the advisory space. What began as an article meant to explain why Investment-Linked Policies (ILPs) are complex products that Providend chooses not to use for our clients, ended up sparking strong reactions within the industry—something that was not in...
2025-10-2742 min
Providend's Money WisdomI’m in My 60s—Here’s the Advice I Wish I Knew in My 50s (S4E31)Welcome to the fourth and final episode of our Milestones by Decade mini-series! We’re excited to continue this journey with more insightful conversations with our Client Advisers. In each episode, we reflect on the lessons and advice they wish they’d received a decade ago, offering practical tips for navigating key milestones, from your 20s to your 50s.As the leading fee-only wealth advisory firm in Asia, we’ve had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impart...
2025-10-1320 minProvidend's Money WisdomLiving a Good Life: Choosing the Right Path Over the Easy Path (S4E30)“A lot of people have thought about happiness and what it means to have a good life, and I would subscribe to this: We only have one life to live, and what can we do that would outlast our lives in the next 50-60 years?”We are glad to share part three, the final episode of our Providend Conversation with Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, navigating through the uncertainty of vaccinations, all while working remotely and keeping costs low.In this episode, Jeshua shares his experiences in running his...
2025-10-0619 min
Providend's Money WisdomFinding Your Ikigai: Shulin's Shift from Burnt-Out Lawyer to Meaningful Work (S4E29)Welcome to the sixth episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend’s Philosophy of Sufficiency. As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions. In this episode, our Founder and CEO, Christopher Tan, chats with Shulin, a lawyer turned recruiter and Managing Director at Aslant Legal, who...
2025-09-2959 min
Providend's Money WisdomPurposeful Succession: Planning for the Next Generation (S4E28)Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over S$1 billion worth of our clients’ hard-earned assets.In this week’s Money Wisdom episode, our co-host Isaac chats with Chris about the importance of planning for the next generation of leaders at Providend, which began in 2021, outlining a 10-year roadmap and why this long runway is important.Chris reflected on how the founding team has never quarrelled over money, which can be rare, and how they...
2025-09-1539 minProvidend's Money WisdomLiving a Good Life: Taking the ‘Shortcut’ to Filmmaking and Creativity (S4E27)“It’s not about the ability to retire but also how we utilise the time while we are on this planet. In the last three years, I was travelling with just one backpack. Every item I buy has to fit in that backpack. If I buy something new, it means that I have to give up something else.”We are back with part two of our Providend Conversation with Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, navigating through the uncertainty of vaccinations, all while working remotely and keeping costs low.In thi...
2025-09-0834 min
Providend's Money WisdomMoney Wisdom Special: Celebrating Providend’s 24th Birthday (S4E26)Being a trusted adviser to our affluent clients for over two decades, Providend celebrates its 24th birthday this year, a milestone that reminds us just how far we’ve come!In this special Money Wisdom episode, we sat down with three of our leaders: Christopher Tan (Group CEO), Moon Shary (Group COO & Executive Director), and Evelyn Goh (Deputy CEO & Chief Advisory Officer), to answer some of the most frequently asked (and Googled) questions about Providend.From “Where is Providend located?” and “When did Providend start?” to broader questions such as “How is Providend still around?” and “Why is Pr...
2025-09-0141 min
Providend's Money WisdomI’m in My 50s—Here’s the Advice I Wish I Knew in My 40s (S4E25)Welcome to the third episode of our Milestones by Decade mini-series! We’re excited to continue this journey with more insightful conversations with our Client Advisers. In each episode, we reflect on the lessons and advice they wish they’d received a decade ago, offering practical tips for navigating key milestones, from your 20s to your 50s.As the leading fee-only wealth advisory firm in Asia, we’ve had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impart both life a...
2025-08-1831 minProvidend's Money WisdomLiving a Good Life: Lessons from Travelling 50 Countries on $3,000 (S4E24)“Some of the guesthouses are closed due to the pandemic, so I had to pitch a tent along the road to stay a night.”In this three-part episode, we are joined by Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, in a span of three years!He navigated through the uncertainty of vaccinations and avoided quarantines & visa applications, all while he was working remotely and keeping costs low – with a total estimated spent of just US$3000.Jeshua has always been a proponent of working remotely, and this travel-experience was simply...
2025-08-1138 min
Providend's Money WisdomArmy Brotherhood and Beyond: Finding Ikigai in the SAF and in Fatherhood (S4E23)Welcome to the fifth episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend’s Philosophy of Sufficiency. As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions. In this episode, our Founder and CEO, Christopher Tan, sits down with two of his long time friends and army buddies, Han Kiat...
2025-08-041h 11Providend's Money WisdomLiving a Good Life: Steering Life’s Transitions with Purpose (S4E22)“At some point in time, we see the higher purpose of why we are doing certain things.”This reflection sets the tone for our latest episode, where we are glad to sit down with Terence Quek to hear about his journey to discovering his life purpose—and how he is living it out today.As the leading fee-only wealth advisory firm in Asia, we’ve always believed that life decisions should come before money decisions—especially when it involves your hard-earned savings. Understanding what truly matters in life gives clarity to the financial decisions that follow.
2025-07-2840 min
Providend's Money WisdomFinding Your Ikigai: Choon Jin’s Wake-Up Call to Live with Intention (S4E21)Welcome to the fourth episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend’s Philosophy of Sufficiency.As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions.In this episode, our Founder and CEO, Christopher Tan, has a chat with Choon Jin, an accountant by training whose career has span...
2025-07-2156 min
Providend's Money WisdomFinalising a $68 Million Legacy Plan with a Family Trust and Letter of Wishes (S4E20)Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they’ve built? And most importantly, how do they preserve family harmony among their three children?Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is ab...
2025-07-0717 min
Providend's Money WisdomSelecting the Ideal Trustee for a $68 Million Estate and Legacy Plan (S4E19)Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they’ve built? And most importantly, how do they preserve family harmony among their three children?Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is ab...
2025-06-2312 min
Providend's Money WisdomProtecting Wealth and Family Harmony in a $68 Million Estate & Legacy Plan (S4E18)Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they’ve built? And most importantly, how do they preserve family harmony among their three children?Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is ab...
2025-06-0952 min
Providend's Money WisdomLegacy Lessons From a $68 Million Dollar Family Story (S4E17)Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they’ve built? And most importantly, how do they preserve family harmony among their three children?Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is ab...
2025-06-0223 minProvidend's Money WisdomLiving a Good Life: Our CEO Christopher’s Journey From Chicken Rice Dreams to Contentment (S4E16)“At 17, my goals were simply to make more money to afford regular meals like chicken rice.”The chairs are switched in this very special episode of The Providend Conversation: Living the Good Life, where we are honoured to have Michelle Martin in conversation with our CEO, Christopher. In this candid chat, he shares his personal life — speaking on money, family, career, parenting, and more.As the leading fee-only wealth advisory firm in Asia, we have always believed that financial planning should begin with life decisions, and not the other way around. This philosophy aligns closely with the...
2025-05-2635 minProvidend's Money WisdomLiving a Good Life: From Architecture to Empowering Seniors Through Purposeful Innovation (S4E15)“I have my wife who is my pillar and rock, and also my little baby who can’t say much but at least I can hug him after a long day from work, and I can then say: Okay, the day is good.”As the leading fee-only wealth advisory firm in Asia, we’ve always advocated for making life decisions before money decisions—especially when it comes to your hard-earned money.In this episode of “The Providend Conversation,” we’re delighted to feature Jonathan Teoh, an architect by training and practice who gave up a well-paying job t...
2025-05-1933 min
Providend's Money WisdomWhat 'Staying Invested' Doesn’t Tell You (S4E14)Having survived multiple market crises in our investment journey since 2001, we know what works and what won't work.In this week’s Money Wisdom episode, co-host Isaac sits down with CEO Christopher Tan to unpack why saying “stay invested” without the right context might actually do investors a disservice.They explore whether it’s better to be a pessimist or an optimist during uncertain times like today’s ongoing trade tensions, and how to approach the “money equation” — balancing short-term financial planning on the left, with long-term investment decisions on the right.Chris and Isaac also to...
2025-05-1238 min
Providend's Money WisdomI’m in My 40s—Here’s the Advice I Wish I Knew in My 30s (S4E13)Welcome to the second episode of our Milestones by Decade mini-series! We’re excited to continue this journey with more insightful conversations with our Client Advisers. In each episode, we reflect on the lessons and advice they wish they’d received a decade ago, offering practical tips for navigating key milestones, from your 20s to your 50s.As the leading fee-only wealth advisory firm in Asia, we’ve had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impact both life a...
2025-04-2827 minProvidend's Money WisdomLiving a Good Life: Why Dr Tang Redefined His Role in Healthcare (S4E12)“I want to live a more colourful life, I want to experience more of the world, I want to see different aspects of the healthcare industry, and also the world in general.”As the leading fee-only wealth advisory firm in Asia, we have always advocated that when it comes to your hard-earned money, life decisions should come before money decisions.That’s exactly what Dr Tang did. Unlike most doctors, he chose a very different career path — and his latest portfolio? Medical concierge and advocacy.In this interview, Dr Tang shared the drivers behind h...
2025-04-2128 min
Providend's Money WisdomLegacy Planning: It’s More Than Just Writing a Will (S4E11)Being a trusted adviser to our affluent clients for over two decades, legacy planning is about more than just Index-linked Universal Life Policies (ULPs) or wills and trusts.In this week’s Money Wisdom episode, our co-host Isaac has a heart-to-heart talk with our CEO, Christopher, on the importance of starting your legacy planning now, instead of waiting until you are older. In fact, what is the difference between estate and legacy planning? How does a 'life decision' that a person made during his lifetime translate into a legacy for his or her family in the form of...
2025-04-1425 min
Providend's Money WisdomFinding Your Ikigai: Stanley Ng on Mindfulness & Joy in Mundane Moments (S4E10)Welcome to the second episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend’s Philosophy of Sufficiency. As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as "Ikigai" decisions. In this episode, our Founder and CEO, Christopher Tan, sits down with Stanley Ng, Founder of Mindful Circle, a not-for-profit social enterp...
2025-03-3147 minProvidend's Money WisdomLiving a Good Life: Why Keen on Balancing Creativity, Career, and Family Values (S4E9)“We feel that social media is flooded with a lot of negativity, so we wanted to create a space where we can celebrate the everyday Singaporean and promote positive values.”As the leading fee-only wealth advisory firm in Asia, we have always advocated for our clients to make life decisions before money decisions, when it comes to their hard-earned money.In this episode of “The Providend Conversation,” we are delighted to feature Why Keen, former Creative Director of The Royal Singapore, a man who has touched the hearts of not only those who watched his videos but...
2025-03-2435 min
Providend's Money WisdomFinding Your Ikigai: Moon Shary on Life Choices & the Little Joys (S4E8)Welcome to the second episode of our miniseries for Finding Your Ikigai, where we invite a series of guests to explore what it means to live a good life, incorporating the concept of Ikigai and Providend’s Philosophy of Sufficiency.Being a trusted adviser to our affluent clients for over two decades, we have always advocated for our clients to first make life decisions before financial decisions. Life decisions are also what we term “Ikigai” decisions.In this episode, our Founder and CEO, Christopher Tan, speaks with Moon Shary, Providend's Group COO & Executive Director, on how sh...
2025-03-1730 min
Providend's Money WisdomIs Bitcoin Worth the Risk for Your Retirement and Life Goals? (S4E7)In managing over S$1 billion worth of our clients’ assets, there is continuous monitoring in place to ensure that the funds in our portfolios are behaving as we would expect them to, so our clients can reach their life goals reliably, with peace of mind.In this week’s Money Wisdom episode, our co-host Isaac talks to our CEO, Christopher, about cryptocurrencies, including Bitcoin, and whether they deserve a spot in your investment portfolio, especially if you already have investments in safer and diversified asset classes. Chris touches on Bitcoin's wild ride of booms and busts...
2025-03-0330 minProvidend's Money WisdomFrom Ambition to Purpose: Der Shing and Shao-Ning on Living a Good Life (S4E6)As the leading fee-only wealth advisory firm in Asia, we have always advocated our clients to make life decisions before money decisions, when it comes to their hard-earned money.In this episode of “The Providend Conversation”, we are honoured to have Der Shing and Shao-Ning share their journey from running a business to running a family, with our CEO, Christopher.Der Shing and Shao-Ning reflect on the pivotal moment when they left a typical corporate career path, to start their first business—JobCentral—and the hard lessons they learned along the way. They also discuss the chal...
2025-02-2440 min
Providend's Money WisdomI’m in My 30s—Here’s the Advice I Wish I Knew in My 20s (S4E5)Welcome to the first episode of our Milestones by Decade mini-series! We’re thrilled to kick off this series, diving into insightful conversations with our Client Advisers. In each episode, we’ll reflect on the lessons and advice they wish they’d received a decade ago, offering practical tips for navigating key milestones, from your 20s to your 50s.As the leading fee-only wealth advisory firm in Asia, we’ve had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impact b...
2025-02-1721 min
Providend's Money WisdomDoes the CPF Special Account Closure Affect Only CPF-Rich Members? (S4E4)As the leading fee-only wealth advisory firm in Asia, Providend has consistently guided clients on incorporating CPF into their comprehensive wealth plans.In this week’s Money Wisdom episode, our co-host Isaac talks to our CEO, Christopher about the CPF Special Account closure on 19 January 2025, which had an impact on approximately 1.4 million CPF members. Chris highlights the importance of first having clarity on your original intention for your CPF funds, before purchasing financial products solely to grow your CPF funds at a higher interest rate, without first considering your life goals.You can read Chris’s ar...
2025-02-0330 minProvidend's Money WisdomLiving a Life of Purpose With Loo Cheng Chuan, Founder of 1M65 (S4E3)As the leading fee-only wealth advisory firm in Asia, our wealth management philosophy of making life decisions before money decisions is born out of our experiences managing our clients' hard-earned money for over two decades.In this episode of "The Providend Conversation", we are honoured to have Mr Loo Cheng Chuan share with our CEO, Christopher, on a personal level as he shares more about his relationship with money and his life goals.You may know him as “Mr 1M65” or “Mr CPF”, but who exactly is Loo Cheng Chuan, founder of the 1M65 ($1 Million by 65 Ye...
2025-01-2741 min
Providend's Money WisdomFinding Your Ikigai For A Life That Is Worth Living (S4E2)This marks the first episode of our miniseries for Finding Your Ikigai, and we are really excited to begin this series, as we invite a series of guests to explore what it means to live a good life, incorporating the concept of Ikigai and Providend’s Philosophy of Sufficiency.Being a trusted adviser to our affluent clients for over two decades, we have always advocated for our clients to first make life decisions before financial decisions. Life decisions are also what we term "Ikigai" decisions. In this episode, our Founder and CEO, Christopher Tan, interviews his...
2025-01-2051 min
Providend's Money WisdomStarting 2025 Right: Money Wisdom for Living a Good Life This Year (S4E1)Welcome to the first episode of Providend’s Money Wisdom Podcast Season 4! We hope everyone is looking forward to what we have in store for you this year.As the leading fee-only wealth advisory firm in Asia, we have been guiding our clients for over two decades, encouraging them to make life decisions first, before money decisions. For this season, we will have various mini-series covering topics such as Finding Your Ikigai, Legacy Beyond Wealth, Milestones by Decade, and our classic favourite, The Brain Behind, where we interview Chris about his Business Times’ articles.At Prov...
2025-01-0629 min
Providend's Money WisdomWelcome to Providend's Money Wisdom Podcast!Fortnightly on Mondays at 8am, Providend’s Money Wisdom will share how you can gain clarity in your own “ikigai decisions” and make wise financial choices to support them. That, to us, is the essence of money wisdom and what we want you to take away from listening to our podcast.Also available in video format on our YouTube channel fortnightly on Thursdays at 8pm.An original podcast produced by Providend Ltd.Do you have any feedback or questions? Reach out to us at communications@providend.comMusic courtesy of ItsWatR.
2025-01-0201 min
Providend's Money WisdomWhen Good Outcomes Hide the Risks of Overconcentrating in One Stock (S3E26)Having survived multiple market crises in our investment journey since 2001, we know what works and what won't work.In this week’s Money Wisdom episode, Amelia from the Brand Experience Team talks to Isaac, our Client Adviser, about why a good outcome from your investments may not mean you had made a good decision to begin with. They also discuss why it is so difficult for clients to let go of overly concentrated stock portfolios, even when the risks are clear.Isaac shares how, at Providend, we first prioritise understanding our clients’ life goals and major m...
2024-12-3015 min
Providend's Money WisdomWho Is Truly Responsible for Bringing Dimensional Funds to Singapore? (S3E25)As Asia's leading fee-only wealth advisory firm, we are honoured to feature Dr Peng Chen, our Senior Advisor and Director at Providend, in this special podcast episode. Dr Peng is the co-inventor of the Ibbotson-Chen model – a data-focused approach that breaks down the components contributing to equity market returns and uses them to estimate forward-looking expected returns. This model earned the prestigious Graham and Dodd Award of Excellence.In this week’s Money Wisdom episode, Chris chats with Dr Peng, recounting their first meeting in 2014 and exploring how Dr Peng and Providend played a pivotal role...
2024-12-161h 06
Providend's Money WisdomHealth Span: The Missing Piece in Retirement Planning – The Brain Behind (S3E24)Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over S$1 billion worth of our clients’ hard-earned assets.In this week’s Money Wisdom episode, our co-host Isaac chats with Chris about the critical role of health span in retirement planning and how it is often overlooked. Saving for your 'health plan' in retirement is just as important as building your wealth plan, particularly if leaving behind a legacy aligns with your life goals.You can read...
2024-12-0228 min
Providend's Money Wisdom17 Years of Trusted Wealth Advisory: Richard's Lifelong Partnership with Providend (S3E23)Welcome back the final part of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we explore the wealth management journey of our clients.This final episode is a very special episode, where we have our Founder and CEO, Christopher, interview one of our clients, Richard Hong, CEO at TÜV SÜD PSB ASEAN, our client of 17 years to date. As Asia's leading fee-only wealth advisory firm, we are honoured to be able to sit down with Richard, to reflect on how he came to know about Providend, why he continues to trust...
2024-11-1833 min
Providend's Money WisdomAchieving the Highest Probability of Success in Money and Life (S3E22)As a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, was recently invited to Guangzhou. During his visit, Chinese stocks rose by 5.93%, driven by the government’s pledge of fiscal stimulus, only to retreat by 7.05% the following day—a phenomenon we might call a market frenzy.In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team chats with Chris about his own experience getting caught up in short-term market trends and how he lost a significant sum in the '90s.At Providend, we pri...
2024-11-0429 min
Providend's Money WisdomHow Providend Guides Clients Through Lifelong Wealth Planning Conversations (S3E21)Welcome back to part eight of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we explore the wealth management journey of our clients.As Asia's leading fee-only wealth advisory firm, we have received many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. These stories range from why they sought guidance, the challenges they faced before meeting us, and their journey with Providend. In this week’s Money Wisdom episode, our co-host Isaac...
2024-10-2124 min
Providend's Money WisdomReflections on US Homelessness, Succession Planning, and Retiring Overseas (S3E20)As a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, was invited to the US to attend Dimensional Fund Advisors' Global Advanced Conference. During this trip, he visited San Francisco, Dallas, and Austin, and returned with insights on homelessness, succession planning, and retiring in a foreign land.In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team chats with Chris about how young Singaporeans can strike a balance between homeownership and saving for the future, without compromising their quality of life.With housing pr...
2024-10-0724 min
Providend's Money WisdomHow Providend Helps Clients Build a Legacy Beyond Assets (S3E19)Welcome back to part seven of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we continue exploring the wealth management journey of our clients.As Asia's leading fee-only wealth advisory firm, we have received many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. These stories range from why they sought guidance, the challenges they faced before meeting us, and their journey with Providend. In this week’s Money Wisdom episode, our co-ho...
2024-09-2327 min
Providend's Money WisdomEssential Steps for a Successful Business Succession Plan (S3E18)As Asia’s leading fee-only wealth advisory firm, we understand the challenges faced by business owners who are focused on growing their enterprises and may not have had the chance to develop a comprehensive business exit and succession plan.In this week’s Money Wisdom episode, Isaac interviews Jerome Song, Associate Director of Business Exit at Providend, about the critical aspects of a successful succession plan, including preparing future leaders and retaining top talent during what can be a challenging transition.With over two decades of experience in finance, mergers and acquisitions, strategy, and people deve...
2024-09-0924 min
Providend's Money WisdomBeyond Finances: Are You Really Prepared for Retirement? – The Brain Behind (S3E17)Being a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, encourages us to think beyond the financial aspects of retirement, considering the emotional and psychological readiness that is often overlooked.In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team digs deeper into this topic with Chris, discussing the importance of having a strong community of friends during retirement, the hardest thing for him to let go of at Providend, and advice he would give to someone who feels anxious about losing their sense of pu...
2024-08-2625 min
Providend's Money WisdomNavigating Your Business Exit Plan Successfully (S3E16)As the leading fee-only wealth advisory firm in Asia, we understand the challenges faced by our clients who are business owners with a lot on their minds to grow their businesses and may not have had the chance to think through a business exit and succession plan.In this week’s Money Wisdom episode, our co-host Isaac talks to Jerome Song, Associate Director, Business Exit of Providend, to discuss the most pressing issues for small and medium-sized business owners. Jerome brings listeners through the Value Acceleration Methodology that can be broken down into three gates: Discover, Prepare, an...
2024-08-1225 min
Providend's Money Wisdom4 Key Lessons Learnt in Legacy Planning – The Brain Behind (S3E15)As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher, shares the lessons he has learnt in Legacy Planning in his Business Times article. With almost three decades of experience in planning for clients, Chris has many stories to share when it comes to Legacy Planning—often mistaken for Estate Planning.In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team has a heartfelt chat with Chris on parenting, family relationships, and thoughtful Legacy Planning that goes beyond the scope of the article.Given our conservative Asia...
2024-07-2940 min
Providend's Money WisdomWealth Management to Reach Your Unique Life Goals Reliably (S3E14)Welcome back to part six of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, challenges they faced before meeting us, and their experience working with Providend. In this week’s Money...
2024-07-1540 min
Providend's Money WisdomInvesting in the S&P 500 Alone is Not the Silver Bullet – The Brain Behind (S3E13)As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher, discusses in his Business Times article why you should not simply invest in the S&P 500 alone.With competing views from sources like Business Insider claiming that the S&P 500 will hit 8,000 to 15,000 points by the end of the decade, does this trigger a 'fear of missing out' for you?In this week’s Money Wisdom episode, our co-host Amelia, from the Brand Experience Team, asks Chris why the S&P 500 should not be viewed as a simple and seemingly magical so...
2024-07-0118 min
Providend's Money WisdomWealth Management: Bespoke Wealth Plans & Scenario Modelling (S3E12)Welcome back to part five of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we delve into the wealth management journey of our clients.As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, challenges they faced before meeting us, and their experience working with Providend. In this week’s Money...
2024-06-1729 min
Providend's Money WisdomKey Considerations for Your Business Exit Plan - The Brain Behind (S3E11)As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher's Business Times article discusses the critical mistake that business owners often make, when they do not integrate their business with their personal wealth planning.In this week’s Money Wisdom episode, our co-host Amelia, from the Brand Experience team, sits down with Chris to explore the emotional aspects and his thoughts beyond what was written in the article on the topic of Business Exit Planning. Chris shared the importance on how business owners need to foster a culture that prepares their team for le...
2024-06-0321 min
Providend's Money WisdomThe Providend Process: Steps No Other Wealth Adviser Takes (S3E10)Welcome back to part four of this nine-part mini-series, where we delve into the wealth management journey of our clients.As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, the challenges they faced before meeting us, and their experience working with Providend.In part one of this mini-series, we covered who our...
2024-05-2033 min
Providend's Money WisdomA More Reliable Way to Get Enough Investment Returns - The Brain Behind (S3E09)Being a trusted adviser to our affluent clients for over two decades, it is important to ensure the reliability and sufficiency of investment returns to meet our clients' non-negotiable life goals.Some weeks ago, our CEO Chris encountered three situations that inspired him to write his Business Times article, with one of them being his recent trip to Guangzhou as a keynote speaker at the Morningstar (China) 2024 Investment Summit. A common theme running through all three encounters was the challenge for investors to stay invested.In this week’s Money Wisdom episode, our new co-host Am...
2024-05-0618 min
Providend's Money WisdomTwo Essential Characteristics of a Trusted Wealth Adviser (S3E08)Welcome back to part three of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, challenges they faced before meeting us, and their experience working with Providend. In this week’s Money Wisdom episode, our co-host Isaac talks to C...
2024-04-2923 min
Providend's Money WisdomHow to Choose a Wealth Adviser You Can Trust (S3E07)Welcome back to part two of this nine-part mini-series, where we delve into the wealth management journey of our clients.Being a trusted adviser to our affluent clients for the past two decades, we have been receiving many questions about who we serve and the work that we do for our clients. So we decided to put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance to challenges they faced before meeting us, and their experience working with Providend.In...
2024-04-0826 min
Providend's Money WisdomThe Importance of a Robust Wealth Plan Amid the Latest CPF Changes - The Brain Behind (S3E06)It has been a month since the CPF changes were announced, and there are still ongoing discussions in the media, online, and in various finance chat groups. With all the noise surrounding this 'hot topic,' our CEO, Chris, shared a simple guide in a Business Times article, which all Singaporeans can refer to when considering their next steps in light of these changes.In this week’s Money Wisdom episode, our co-host Jin interviews Chris, as he digs deeper into this article to discuss the pros and cons of a private annuity plan and CPF LIFE, wi...
2024-03-2524 min
Providend's Money WisdomTop Reasons Why Clients Choose Providend (S3E05)Providend has always been proud to share that we are Southeast Asia's first fee-only advisory firm. In recent years, we have been receiving many questions about who we serve and the work that we do for our clients.In this nine-part sequential mini-series, we will delve into the wealth management journey of our clients. This is a collection of all the stories that clients and prospective clients shared with us ranging from why they are looking for guidance to challenges they faced before meeting us, and their experience working with us. We are sure you would find...
2024-03-1134 min
Providend's Money WisdomHow Will the Closure of Your CPF Special Account Affect Your Retirement? - The Brain Behind (S3E04)The CPF changes announced during #Budget2024 have been receiving a range of opinions on the ground as Singaporeans who had "Special Account shielding" on their minds, question their next steps when it comes to retirement planning. Given the unpopular opinions, is this the right move to make for the primary purpose of the CPF? What do these changes mean to you as a young accumulator or a near-retiree? In this week’s Money Wisdom episode, our CEO, Chris, encourages us to dig deeper and to ask ourselves what the original intent was for the monies left behind in...
2024-02-2328 min
Providend's Money WisdomHow Do Financial Advisers Get Paid: 4 Common Ways (S3E03)Until today, Providend remains the only fee-only wealth advisory firm in Southeast Asia, a model inspired by the U.S. and Australia - why is that so? For the average person seeking trustworthy wealth advice that is client-centric, should they exclusively consider fee-only wealth advisers? Also, what are the differences between fee-only and fee-based advisers? In this week’s Money Wisdom episode, our CEO, Chris, and our Co-Host, Jin, discuss this controversial topic of the various compensation methods in the financial advisory world and the pros and cons of each. After listening to this podcast, we hope you...
2024-02-1238 min
Providend's Money WisdomDiscovering Your “Ikigai” with Providend’s Philosophy - The Brain Behind (S3E02)The philosophy of sufficiency serves as the anchor for everything we do here at Providend—whether it's planning for our clients, investing for them, or providing advice. Sufficiency is about having enough, but the question remains: when is enough truly enough? How do we find contentment in life, and what does contentment mean?In this week’s Money Wisdom episode, our CEO, Christopher Tan, elaborates on how we can identify the things that are important to us, which he terms as life decisions, and also "ikigai" decisions—those that help us live our day-to-day life in a way th...
2024-01-2940 min
Providend's Money WisdomMeet Your New Co-host, Jin Lee! (S3E01)Welcome to the FIRST episode of Providend’s Money Wisdom Podcast Season 3!For this season, we are doing things a little differently in our sharing of money wisdom with you. We will be introducing various mini-series covering different aspects of your overall wealth plan holistically. But first, let’s get to know more about your new co-host, Jin Lee, Associate Adviser at Providend.In this episode, Jin shares her interesting past experience and thorough research on Providend before making a career switch to join us. Even though Jin has only been with us for a shor...
2024-01-0117 min
Providend's Money WisdomWelcome to Providend's Money Wisdom Podcast Season 3!Every Monday, Providend’s Money Wisdom will discuss popular wealth topics to share some money wisdom in navigating through the minefields of misinformation and false promises so you can achieve financial security and peace of mind.Also available in video format on YouTube every Thursday at 8pm.An original podcast produced by Providend Ltd.Do you have any feedback or questions? Write to us at communications@providend.com
2023-12-2500 minProvidend's Money WisdomS2E37: Does Property Fit into Your Overall Investment Portfolio?Having a roof over your head is one of the necessary aspects of life. However, nowadays, many people in Singapore view properties as an investment and often even prefer these over equities. So, the question arises: Should you focus on property investment?In this week's Money Wisdom episode, Chin Yu discusses why people might prefer to invest in properties over equities and whether Providend considers it as an investment, using our investment framework.You can refer to Chin Yu's article on properties and their suitability in your overall investment portfolio here: https://providend.com/how-should-property-fit-into-your-overall-investment-portfolio/
2023-12-1130 minProvidend's Money WisdomS2E36: The Brain Behind - Are ILPs Finally Suitable for Your Portfolio?With the latest changes to investment-linked policies (ILPs), many investors may be contemplating the inclusion of this product in their investment portfolios. This prompted our CEO, Chris, to write his latest article in his The Business Times column, addressing the suitability of ILPs for your investment strategy.In this week's Money Wisdom episode, Chris expounds on the four pillars of our investment philosophy - economic contribution, empirical observation, implementation, and practical considerations – and explains how we use these to determine whether to include ILPs in our portfolio for clients.You can refer to The Business Ti...
2023-12-0439 minProvidend's Money WisdomS2E35: How Does Providend Coach Our Clients Through Financial Crises?It is inevitable to avoid crises or market downturns during your long-term investment journey. While we acknowledge that some turbulence is normal in any flight, it doesn't guarantee our hearts can always withstand the market's volatility. That’s why, at Providend, we are committed to coaching our clients even before they embark on their investment journey. In this week's Money Wisdom episode, Evelyn Goh, our Deputy CEO and Chief Advisory Officer, shares Providend’s experience through the various crises and our process of holding our clients’ hands through those difficult times. Meanwhile, stay tuned for the next...
2023-11-2719 minProvidend's Money WisdomS2E34: Why Does Providend Work with Dimensional Fund Advisors?At Providend, we've always advocated an evidence-based approach when investing your money and do not attempt to time the market. One might assume that, as long as you invest your money this way, you would be in good shape. However, another crucial piece of the puzzle is using the right instrument with the right investment manager. This was why Providend decided work with Dimensional Fund Advisors (DFA) to enhance the investment experience for our clients.In this week's Money Wisdom episode, our Head of Investment, Chye Hsern, is joined by Dr. Marlena, Global Head of Investment Solutions...
2023-11-2040 minProvidend's Money WisdomS2E33: From Accumulators to Retirees: Providend Journeys with YouMore often than not, many investors assume that once they have completed their wealth plan when they are younger, they do not need to revisit it. However, this is not a reliable approach to managing your wealth plan. As accumulators, there are numerous unexpected events for which you may not have planned. Similarly, there are concerns as retirees that you did not encounter when you were younger.In this week's Money Wisdom episode, Alvin, our Client Adviser, discusses the differences you should take note of when planning for these two different life stages so that you can...
2023-11-0614 minProvidend's Money WisdomS2E32: The Brain Behind – Providend's Secret to Quality Advising and Strong CultureIn a previous article written for The Business Times, Chris, our CEO, explained the different ways an adviser could be compensated – commission-based, fee-based, or fee-only. However, it is important to note that the different compensation methods alone do not determine if an adviser is the right one for you.In this week’s Money Wisdom episode, Chris shares the three things you should take note of when choosing the right adviser for yourself and how Providend strives to uphold these in our day-to-day processes.You can also read Chris' Business Times article here: Choosing a Weal...
2023-10-3034 minProvidend's Money WisdomS2E29: Will Providend Finally Include ILPs in Our Clients’ Portfolios?Investment-Linked Policies (ILPs) have always been a heavily debated and controversial topic among investors. To make matters worse, there are multiple types of ILPs being sold, and all with varying features. At Providend, we had previously stated our stance against the use of ILPs in our clients’ portfolio. However, with the changes around the new Wealth ILPs, will this change our stance?In this week's Money Wisdom episode, Mike Zhang, our Insurance Specialist, gives an overview of the different types of ILPs and all its features, its pros and cons, and his views on whether Wealth ILPs wo...
2023-10-0918 minProvidend's Money WisdomS2E28: Banks vs IFA Firms vs Providend: How Are We Different?Previously from other big financial institutions, Joyce and Zhi Han both coincidentally applied for an advisory role at Providend after watching this video where Christopher, our CEO, shares the reason why he left the insurance agency - Joyce Chng, our Associate Adviser, and Toh Zhi Han, our Client Adviser, both coincidentally applied for a job at Providend after watching this same video where our CEO, Christopher, shares the reason he left the insurance agency - https://www.youtube.com/watch?v=HGfDoOIACGsIn this episode, we are glad to have Joyce, our Associate Adviser, and Zhi Han...
2023-10-0241 minProvidend's Money WisdomS2E27: The Brain Behind - Why Providend Uses the Ibbotson-Chen Model in Our Planning ProcessAt Providend, in order to help our clients achieve enough returns in the most reliable way to enable their life goals and life events, we started using the Ibbotson-Chen Model early this year to be more robust in deriving the planning returns used for constructing our clients’ wealth plan. In this episode, Chris clarifies that these planning returns are actually not our portfolios’ target returns and that it is just a part of all the backend work we do (i.e. regular reviews of our clients’ circumstances, regular monitoring of the portfolios’ performances, a constant search for other sui...
2023-09-2523 minProvidend's Money WisdomS2E25: Recounting the Providend Story with Our Senior Founding MembersFor the past 22 years, our CEO, Christopher Tan, has always been at the front line to share more about the humble beginning of Providend and how we persevered despite all the hardships faced to tirelessly journey along side our clients as their trusted wealth adviser.In this episode (which coincides with our 22nd birthday!), we specially invited two of Providend's founding members, Loh Mei Kuen and Vincent Tey, to share their reflections as they recount their initial experiences at the firm and their hopes for the future of Providend.As mentioned in the episode, we...
2023-09-1144 minProvidend's Money WisdomS2E19: The Brain Behind – The Futility of the Active Versus Passive DebateAs we appear to take a 'passive' approach to investing by not doing the typical tactical asset allocation (TAA) or market timing approach, many seem to think that nothing much is done once a client invests with us. So, why should clients pay us an ongoing advisory fee if we take a 'passive' instead of an 'active' approach to investing? In this episode, our CEO, Christopher Tan, explains why Providend uses the Ibbotson-Chen Earnings Model, when crafting our client's wealth plan, to properly estimate the future expected returns of the stock markets and how our investment approach ha...
2023-07-3117 minProvidend's Money WisdomS2E16: All You Need to Know About End-of-Life Planning*Due to unforeseen circumstances, we will be postponing the episode on Investment-linked policies to a later date. Do keep a look out for it in the coming months and meanwhile, we hope you will find this new episode useful!*At Providend, we divide the whole process of planning for our demise into 3 stages – End-of-life planning, Legacy & Estate planning and Administration.In today's episode, Chris delves deeper into the End-of-life planning process where he explains what Advance Medical Directive (AMD), Lasting Power of Attorney (LPA) and Advance Care Plan (ACP) are for and why we need to...
2023-07-1031 minProvidend's Money WisdomS2E11: What Investors Need to Know About Private EquityAside from conventional investment assets like stocks and bonds, there are other alternative investments that investors can consider. Among these, investing in private equity is deemed to be more sophisticated and while many may have heard about it, not many fully understand how it works.In this episode, Isaac speaks with our Head of Investment, Cheng Chye Hsern, where he shares what investors need to know about private equity and Providend’s view on investing in this asset class.Stay tune for the next episode where we share tips on how you can optimise your CP...
2023-06-0520 minProvidend's Money WisdomS2E9: The Mindset of a DIY Investor Who Achieved FI by Age 38 Ft. Investment MoatsWe all know Kyith as the brain behind Investment Moats, Singapore's most well read financial blog, but how much do we know about his motivations and money values that led him to where he is today?In this episode, our CEO, Christopher Tan, walks down memory lane with the Chief Editor of Investment Moats and Providend’s very own Senior Solution Specialist, Kyith Ng, as he shares stories of his growing up years and key things to note when making the switch from a DIY investor to engaging a wealth adviser.Stay tuned for the ne...
2023-05-2249 minProvidend's Money WisdomS2E7: The Way Providend Invests for Our ClientsIn a competitive investment environment where everyone blindly strives for the highest return, Providend firmly believes that our client's needs drive our investment philosophy and hence the rate of return.In this episode, Isaac speaks with our Head of Investment, Cheng Chye Hsern, where he shares more about Providend’s investment philosophy as well as how it guides us in evaluating and seeking out the financial assets that give our clients the highest probability of reaching their financial milestones.Stay tune for the next episode where Chye Hsern dives into how Providend structures our portfolios!
2023-05-0832 minProvidend's Money WisdomS2E2: The Past, Present, and Future of Providend22 years ago, a group of like-minded people with a conviction to provide conflict-free wealth advice to their clients came together and founded Providend.In this episode, our CEO, Christopher Tan, reminisces the uneasy period to sustain the business in the early years and how we have come so far to where we are today, with a strong corporate culture that emphasises on doing the right thing for our clients.Link to Episode 2: https://providend.com/s2e2-the-past-present-and-future-of-providend/Stay tuned for the next episode!Music courtesy of ItsWatR.
2023-04-0342 minProvidend's Money WisdomS2E1: Meet Your New Co-host, Isaac Ong!Here comes the FIRST episode of Providend’s Money Wisdom Podcast Season 2!In this episode, you will get to know more about your new co-host - Isaac Ong, as he shares what he does as an Associate Adviser at Providend, his past experiences in the industry, and what brought him to us.You will also gain insights into our advisory philosophy as well as our unique hiring process through his conversation with our CEO, Christopher Tan.Link to Episode 1: https://providend.com/s2e1-meet-your-new-co-host-isaac-ong/We hope you will enjoy this ep...
2023-03-2735 min
Providend's Money WisdomWelcome Trailer Season 2!Providend’s Money Wisdom podcast is an original podcast by Providend Ltd. In each episode, your hosts, Isaac Ong or Christopher Tan, will be joined by an expert guest as they discuss various popular wealth topics to share their money wisdom with you. We hope to guide you in navigating through the minefields of misinformation and false promises in order to achieve financial security and peace of mind.New episodes would be published every Monday morning at 8am. So follow us on your favourite podcast platform or subscribe to our weekly newsletter to never miss any episodes.
2023-03-1900 min
Providend's Money WisdomS1E49: Legacy Planning for Business“What would happen to my firm, Providend, and my loved ones if I did not make it home?”In this episode, I will share the two main concerns of business owners and the need to plan for your business as early as you can, especially in the areas of its transfer and continuation plan.Important note: As long as the question of who will be the new owner of the business remains unanswered, the future of the business is at risk.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first f...
2023-01-1318 min
Providend's Money WisdomS1E44: Fee-Only Wealth Advisory PracticeIn this episode, I will revisit the conviction of our founding members in birthing Providend as a fee-only wealth advisory firm in 2001 and how we have strived and grown to where we are today.Important note: In reality, it is the advisory industry that is not ready, not Singaporeans.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtes...
2022-11-1812 min
Providend's Money WisdomS1E39: The 6 Distinct Stages of RetirementIn this episode, I will share The New Retirement Mindscape II Study conducted by Ameriprise Financial Inc. in 2010 to understand the retirement journey of individuals which consists of 6 distinct stages.To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellne...
2022-10-1410 min
Providend's Money WisdomS1E38: Retirement Planning Beyond the Wealth AspectIn this episode, I encourage all of us to first make a life decision and let our wealth decisions follow it. By doing so (and not the opposite!), our life, whether in retirement or not, will finish well.To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The BusinessTimes every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and auth...
2022-10-0712 min
Providend's Money WisdomS1E37: Invest Right and Just Stay InvestedIn this episode, I will explain how retirees can make the investment strategy we have shared in the past few episodes work to get the expected returns.To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the...
2022-09-3009 min
Providend's Money WisdomS1E36: A Lifetime of Reliable Income StreamIn this episode, I will share a very important role of CPF LIFE in retirement planning -- to provide retirees with a reliable income stream regardless of the financial market’s performance, for life!To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple T...
2022-09-2307 min
Providend's Money WisdomS1E34: How to Invest for Your RetirementIn this episode, I will explain why we use index funds by looking at the risks and costs involved, as well as its alignment with Providend’s planning philosophy.To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View...
2022-09-0909 min
Providend's Money WisdomS1E33: Securing a Reliable Income Stream - The Six BucketsIn this episode and the upcoming ones, I will introduce you to our proprietary retirement planning methodology - RetireWell™, and how it ensures our clients have peace of mind in their retirement.To learn more, download our RetireWell™ eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financ...
2022-09-0213 min
Providend's Money WisdomS1E29: "Benchmarking" Hedge FundsIn this episode, I will share the 6 key problems with hedge fund indices and explains why Providend has stopped using hedge funds for our clients since a very long time ago.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR.
2022-08-0508 min