Shows
Providend's Money WisdomProtecting Wealth and Family Harmony in a $68 Million Estate & Legacy Plan (S4E18)Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they’ve built? And most importantly, how do they preserve family harmony among their three children?Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is ab...2025-06-0952 min
Providend's Money WisdomLegacy Lessons From a $68 Million Dollar Family Story (S4E17)Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they’ve built? And most importantly, how do they preserve family harmony among their three children?Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is ab...2025-06-0223 min
Providend's Money WisdomLiving a Good Life: Our CEO Christopher’s Journey From Chicken Rice Dreams to Contentment (S4E16)“At 17, my goals were simply to make more money to afford regular meals like chicken rice.”The chairs are switched in this very special episode of The Providend Conversation: Living the Good Life, where we are honoured to have Michelle Martin in conversation with our CEO, Christopher. In this candid chat, he shares his personal life — speaking on money, family, career, parenting, and more.As the leading fee-only wealth advisory firm in Asia, we have always believed that financial planning should begin with life decisions, and not the other way around. This philosophy aligns closely with the...2025-05-2635 minProvidend's Money WisdomLiving a Good Life: From Architecture to Empowering Seniors Through Purposeful Innovation (S4E15)“I have my wife who is my pillar and rock, and also my little baby who can’t say much but at least I can hug him after a long day from work, and I can then say: Okay, the day is good.”As the leading fee-only wealth advisory firm in Asia, we’ve always advocated for making life decisions before money decisions—especially when it comes to your hard-earned money.In this episode of “The Providend Conversation,” we’re delighted to feature Jonathan Teoh, an architect by training and practice who gave up a well-paying job t...2025-05-1933 min
Providend's Money WisdomWhat 'Staying Invested' Doesn’t Tell You (S4E14)Having survived multiple market crises in our investment journey since 2001, we know what works and what won't work.In this week’s Money Wisdom episode, co-host Isaac sits down with CEO Christopher Tan to unpack why saying “stay invested” without the right context might actually do investors a disservice.They explore whether it’s better to be a pessimist or an optimist during uncertain times like today’s ongoing trade tensions, and how to approach the “money equation” — balancing short-term financial planning on the left, with long-term investment decisions on the right.Chris and Isaac also to...2025-05-1238 min
Providend's Money WisdomI’m in My 40s—Here’s the Advice I Wish I Knew in My 30s (S4E13)Welcome to the second episode of our Milestones by Decade mini-series! We’re excited to continue this journey with more insightful conversations with our Client Advisers. In each episode, we reflect on the lessons and advice they wish they’d received a decade ago, offering practical tips for navigating key milestones, from your 20s to your 50s.As the leading fee-only wealth advisory firm in Asia, we’ve had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impact both life a...2025-04-2827 minProvidend's Money WisdomLiving a Good Life: Why Dr Tang Redefined His Role in Healthcare (S4E12)“I want to live a more colourful life, I want to experience more of the world, I want to see different aspects of the healthcare industry, and also the world in general.”As the leading fee-only wealth advisory firm in Asia, we have always advocated that when it comes to your hard-earned money, life decisions should come before money decisions.That’s exactly what Dr Tang did. Unlike most doctors, he chose a very different career path — and his latest portfolio? Medical concierge and advocacy.In this interview, Dr Tang shared the drivers behind h...2025-04-2128 min
Providend's Money WisdomLegacy Planning: It’s More Than Just Writing a Will (S4E11)Being a trusted adviser to our affluent clients for over two decades, legacy planning is about more than just Index-linked Universal Life Policies (ULPs) or wills and trusts.In this week’s Money Wisdom episode, our co-host Isaac has a heart-to-heart talk with our CEO, Christopher, on the importance of starting your legacy planning now, instead of waiting until you are older. In fact, what is the difference between estate and legacy planning? How does a 'life decision' that a person made during his lifetime translate into a legacy for his or her family in the form of...2025-04-1425 min
Providend's Money WisdomFinding Your Ikigai: Stanley Ng on Mindfulness & Joy in Mundane Moments (S4E10)Welcome to the second episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend’s Philosophy of Sufficiency. As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as "Ikigai" decisions. In this episode, our Founder and CEO, Christopher Tan, sits down with Stanley Ng, Founder of Mindful Circle, a not-for-profit social enterp...2025-03-3147 minProvidend's Money WisdomLiving a Good Life: Why Keen on Balancing Creativity, Career, and Family Values (S4E9)“We feel that social media is flooded with a lot of negativity, so we wanted to create a space where we can celebrate the everyday Singaporean and promote positive values.”As the leading fee-only wealth advisory firm in Asia, we have always advocated for our clients to make life decisions before money decisions, when it comes to their hard-earned money.In this episode of “The Providend Conversation,” we are delighted to feature Why Keen, former Creative Director of The Royal Singapore, a man who has touched the hearts of not only those who watched his videos but...2025-03-2435 min
Providend's Money WisdomFinding Your Ikigai: Moon Shary on Life Choices & the Little Joys (S4E8)Welcome to the second episode of our miniseries for Finding Your Ikigai, where we invite a series of guests to explore what it means to live a good life, incorporating the concept of Ikigai and Providend’s Philosophy of Sufficiency.Being a trusted adviser to our affluent clients for over two decades, we have always advocated for our clients to first make life decisions before financial decisions. Life decisions are also what we term “Ikigai” decisions.In this episode, our Founder and CEO, Christopher Tan, speaks with Moon Shary, Providend's Group COO & Executive Director, on how sh...2025-03-1730 min
Providend's Money WisdomIs Bitcoin Worth the Risk for Your Retirement and Life Goals? (S4E7)In managing over S$1 billion worth of our clients’ assets, there is continuous monitoring in place to ensure that the funds in our portfolios are behaving as we would expect them to, so our clients can reach their life goals reliably, with peace of mind.In this week’s Money Wisdom episode, our co-host Isaac talks to our CEO, Christopher, about cryptocurrencies, including Bitcoin, and whether they deserve a spot in your investment portfolio, especially if you already have investments in safer and diversified asset classes. Chris touches on Bitcoin's wild ride of booms and busts...2025-03-0330 minProvidend's Money WisdomFrom Ambition to Purpose: Der Shing and Shao-Ning on Living a Good Life (S4E6)As the leading fee-only wealth advisory firm in Asia, we have always advocated our clients to make life decisions before money decisions, when it comes to their hard-earned money.In this episode of “The Providend Conversation”, we are honoured to have Der Shing and Shao-Ning share their journey from running a business to running a family, with our CEO, Christopher.Der Shing and Shao-Ning reflect on the pivotal moment when they left a typical corporate career path, to start their first business—JobCentral—and the hard lessons they learned along the way. They also discuss the chal...2025-02-2440 min
Providend's Money WisdomI’m in My 30s—Here’s the Advice I Wish I Knew in My 20s (S4E5)Welcome to the first episode of our Milestones by Decade mini-series! We’re thrilled to kick off this series, diving into insightful conversations with our Client Advisers. In each episode, we’ll reflect on the lessons and advice they wish they’d received a decade ago, offering practical tips for navigating key milestones, from your 20s to your 50s.As the leading fee-only wealth advisory firm in Asia, we’ve had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impact b...2025-02-1721 min
Providend's Money WisdomDoes the CPF Special Account Closure Affect Only CPF-Rich Members? (S4E4)As the leading fee-only wealth advisory firm in Asia, Providend has consistently guided clients on incorporating CPF into their comprehensive wealth plans.In this week’s Money Wisdom episode, our co-host Isaac talks to our CEO, Christopher about the CPF Special Account closure on 19 January 2025, which had an impact on approximately 1.4 million CPF members. Chris highlights the importance of first having clarity on your original intention for your CPF funds, before purchasing financial products solely to grow your CPF funds at a higher interest rate, without first considering your life goals.You can read Chris’s ar...2025-02-0330 minProvidend's Money WisdomLiving a Life of Purpose With Loo Cheng Chuan, Founder of 1M65 (S4E3)As the leading fee-only wealth advisory firm in Asia, our wealth management philosophy of making life decisions before money decisions is born out of our experiences managing our clients' hard-earned money for over two decades.In this episode of "The Providend Conversation", we are honoured to have Mr Loo Cheng Chuan share with our CEO, Christopher, on a personal level as he shares more about his relationship with money and his life goals.You may know him as “Mr 1M65” or “Mr CPF”, but who exactly is Loo Cheng Chuan, founder of the 1M65 ($1 Million by 65 Ye...2025-01-2741 min
Providend's Money WisdomFinding Your Ikigai For A Life That Is Worth Living (S4E2)This marks the first episode of our miniseries for Finding Your Ikigai, and we are really excited to begin this series, as we invite a series of guests to explore what it means to live a good life, incorporating the concept of Ikigai and Providend’s Philosophy of Sufficiency.Being a trusted adviser to our affluent clients for over two decades, we have always advocated for our clients to first make life decisions before financial decisions. Life decisions are also what we term "Ikigai" decisions. In this episode, our Founder and CEO, Christopher Tan, interviews his...2025-01-2051 min
Providend's Money WisdomStarting 2025 Right: Money Wisdom for Living a Good Life This Year (S4E1)Welcome to the first episode of Providend’s Money Wisdom Podcast Season 4! We hope everyone is looking forward to what we have in store for you this year.As the leading fee-only wealth advisory firm in Asia, we have been guiding our clients for over two decades, encouraging them to make life decisions first, before money decisions. For this season, we will have various mini-series covering topics such as Finding Your Ikigai, Legacy Beyond Wealth, Milestones by Decade, and our classic favourite, The Brain Behind, where we interview Chris about his Business Times’ articles.At Prov...2025-01-0629 min
Providend's Money WisdomWelcome to Providend's Money Wisdom Podcast!Fortnightly on Mondays at 8am, Providend’s Money Wisdom will share how you can gain clarity in your own “ikigai decisions” and make wise financial choices to support them. That, to us, is the essence of money wisdom and what we want you to take away from listening to our podcast.Also available in video format on our YouTube channel fortnightly on Thursdays at 8pm.An original podcast produced by Providend Ltd.Do you have any feedback or questions? Reach out to us at communications@providend.comMusic courtesy of ItsWatR.2025-01-0201 min
Providend's Money WisdomWhen Good Outcomes Hide the Risks of Overconcentrating in One Stock (S3E26)Having survived multiple market crises in our investment journey since 2001, we know what works and what won't work.In this week’s Money Wisdom episode, Amelia from the Brand Experience Team talks to Isaac, our Client Adviser, about why a good outcome from your investments may not mean you had made a good decision to begin with. They also discuss why it is so difficult for clients to let go of overly concentrated stock portfolios, even when the risks are clear.Isaac shares how, at Providend, we first prioritise understanding our clients’ life goals and major m...2024-12-3015 min
Providend's Money WisdomWho Is Truly Responsible for Bringing Dimensional Funds to Singapore? (S3E25)As Asia's leading fee-only wealth advisory firm, we are honoured to feature Dr Peng Chen, our Senior Advisor and Director at Providend, in this special podcast episode. Dr Peng is the co-inventor of the Ibbotson-Chen model – a data-focused approach that breaks down the components contributing to equity market returns and uses them to estimate forward-looking expected returns. This model earned the prestigious Graham and Dodd Award of Excellence.In this week’s Money Wisdom episode, Chris chats with Dr Peng, recounting their first meeting in 2014 and exploring how Dr Peng and Providend played a pivotal role...2024-12-161h 06
Providend's Money WisdomHealth Span: The Missing Piece in Retirement Planning – The Brain Behind (S3E24)Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over S$1 billion worth of our clients’ hard-earned assets.In this week’s Money Wisdom episode, our co-host Isaac chats with Chris about the critical role of health span in retirement planning and how it is often overlooked. Saving for your 'health plan' in retirement is just as important as building your wealth plan, particularly if leaving behind a legacy aligns with your life goals.You can read...2024-12-0228 min
Providend's Money Wisdom17 Years of Trusted Wealth Advisory: Richard's Lifelong Partnership with Providend (S3E23)Welcome back the final part of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we explore the wealth management journey of our clients.This final episode is a very special episode, where we have our Founder and CEO, Christopher, interview one of our clients, Richard Hong, CEO at TÜV SÜD PSB ASEAN, our client of 17 years to date. As Asia's leading fee-only wealth advisory firm, we are honoured to be able to sit down with Richard, to reflect on how he came to know about Providend, why he continues to trust...2024-11-1833 min
Providend's Money WisdomAchieving the Highest Probability of Success in Money and Life (S3E22)As a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, was recently invited to Guangzhou. During his visit, Chinese stocks rose by 5.93%, driven by the government’s pledge of fiscal stimulus, only to retreat by 7.05% the following day—a phenomenon we might call a market frenzy.In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team chats with Chris about his own experience getting caught up in short-term market trends and how he lost a significant sum in the '90s.At Providend, we pri...2024-11-0429 min
Providend's Money WisdomHow Providend Guides Clients Through Lifelong Wealth Planning Conversations (S3E21)Welcome back to part eight of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we explore the wealth management journey of our clients.As Asia's leading fee-only wealth advisory firm, we have received many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. These stories range from why they sought guidance, the challenges they faced before meeting us, and their journey with Providend. In this week’s Money Wisdom episode, our co-host Isaac...2024-10-2124 min
Providend's Money WisdomReflections on US Homelessness, Succession Planning, and Retiring Overseas (S3E20)As a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, was invited to the US to attend Dimensional Fund Advisors' Global Advanced Conference. During this trip, he visited San Francisco, Dallas, and Austin, and returned with insights on homelessness, succession planning, and retiring in a foreign land.In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team chats with Chris about how young Singaporeans can strike a balance between homeownership and saving for the future, without compromising their quality of life.With housing pr...2024-10-0724 min
Providend's Money WisdomHow Providend Helps Clients Build a Legacy Beyond Assets (S3E19)Welcome back to part seven of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we continue exploring the wealth management journey of our clients.As Asia's leading fee-only wealth advisory firm, we have received many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. These stories range from why they sought guidance, the challenges they faced before meeting us, and their journey with Providend. In this week’s Money Wisdom episode, our co-ho...2024-09-2327 min
Providend's Money WisdomEssential Steps for a Successful Business Succession Plan (S3E18)As Asia’s leading fee-only wealth advisory firm, we understand the challenges faced by business owners who are focused on growing their enterprises and may not have had the chance to develop a comprehensive business exit and succession plan.In this week’s Money Wisdom episode, Isaac interviews Jerome Song, Associate Director of Business Exit at Providend, about the critical aspects of a successful succession plan, including preparing future leaders and retaining top talent during what can be a challenging transition.With over two decades of experience in finance, mergers and acquisitions, strategy, and people deve...2024-09-0924 min
Providend's Money WisdomBeyond Finances: Are You Really Prepared for Retirement? – The Brain Behind (S3E17)Being a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, encourages us to think beyond the financial aspects of retirement, considering the emotional and psychological readiness that is often overlooked.In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team digs deeper into this topic with Chris, discussing the importance of having a strong community of friends during retirement, the hardest thing for him to let go of at Providend, and advice he would give to someone who feels anxious about losing their sense of pu...2024-08-2625 min
Providend's Money WisdomNavigating Your Business Exit Plan Successfully (S3E16)As the leading fee-only wealth advisory firm in Asia, we understand the challenges faced by our clients who are business owners with a lot on their minds to grow their businesses and may not have had the chance to think through a business exit and succession plan.In this week’s Money Wisdom episode, our co-host Isaac talks to Jerome Song, Associate Director, Business Exit of Providend, to discuss the most pressing issues for small and medium-sized business owners. Jerome brings listeners through the Value Acceleration Methodology that can be broken down into three gates: Discover, Prepare, an...2024-08-1225 min
Providend's Money Wisdom4 Key Lessons Learnt in Legacy Planning – The Brain Behind (S3E15)As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher, shares the lessons he has learnt in Legacy Planning in his Business Times article. With almost three decades of experience in planning for clients, Chris has many stories to share when it comes to Legacy Planning—often mistaken for Estate Planning.In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team has a heartfelt chat with Chris on parenting, family relationships, and thoughtful Legacy Planning that goes beyond the scope of the article.Given our conservative Asia...2024-07-2940 min
Providend's Money WisdomWealth Management to Reach Your Unique Life Goals Reliably (S3E14)Welcome back to part six of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, challenges they faced before meeting us, and their experience working with Providend. In this week’s Money...2024-07-1540 min
Providend's Money WisdomInvesting in the S&P 500 Alone is Not the Silver Bullet – The Brain Behind (S3E13)As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher, discusses in his Business Times article why you should not simply invest in the S&P 500 alone.With competing views from sources like Business Insider claiming that the S&P 500 will hit 8,000 to 15,000 points by the end of the decade, does this trigger a 'fear of missing out' for you?In this week’s Money Wisdom episode, our co-host Amelia, from the Brand Experience Team, asks Chris why the S&P 500 should not be viewed as a simple and seemingly magical so...2024-07-0118 min
Providend's Money WisdomWealth Management: Bespoke Wealth Plans & Scenario Modelling (S3E12)Welcome back to part five of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we delve into the wealth management journey of our clients.As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, challenges they faced before meeting us, and their experience working with Providend. In this week’s Money...2024-06-1729 min
Providend's Money WisdomKey Considerations for Your Business Exit Plan - The Brain Behind (S3E11)As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher's Business Times article discusses the critical mistake that business owners often make, when they do not integrate their business with their personal wealth planning.In this week’s Money Wisdom episode, our co-host Amelia, from the Brand Experience team, sits down with Chris to explore the emotional aspects and his thoughts beyond what was written in the article on the topic of Business Exit Planning. Chris shared the importance on how business owners need to foster a culture that prepares their team for le...2024-06-0321 min
Providend's Money WisdomThe Providend Process: Steps No Other Wealth Adviser Takes (S3E10)Welcome back to part four of this nine-part mini-series, where we delve into the wealth management journey of our clients.As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, the challenges they faced before meeting us, and their experience working with Providend.In part one of this mini-series, we covered who our...2024-05-2033 min
Providend's Money WisdomA More Reliable Way to Get Enough Investment Returns - The Brain Behind (S3E09)Being a trusted adviser to our affluent clients for over two decades, it is important to ensure the reliability and sufficiency of investment returns to meet our clients' non-negotiable life goals.Some weeks ago, our CEO Chris encountered three situations that inspired him to write his Business Times article, with one of them being his recent trip to Guangzhou as a keynote speaker at the Morningstar (China) 2024 Investment Summit. A common theme running through all three encounters was the challenge for investors to stay invested.In this week’s Money Wisdom episode, our new co-host Am...2024-05-0618 min
Providend's Money WisdomTwo Essential Characteristics of a Trusted Wealth Adviser (S3E08)Welcome back to part three of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, challenges they faced before meeting us, and their experience working with Providend. In this week’s Money Wisdom episode, our co-host Isaac talks to C...2024-04-2923 min
Providend's Money WisdomHow to Choose a Wealth Adviser You Can Trust (S3E07)Welcome back to part two of this nine-part mini-series, where we delve into the wealth management journey of our clients.Being a trusted adviser to our affluent clients for the past two decades, we have been receiving many questions about who we serve and the work that we do for our clients. So we decided to put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance to challenges they faced before meeting us, and their experience working with Providend.In...2024-04-0826 min
Providend's Money WisdomThe Importance of a Robust Wealth Plan Amid the Latest CPF Changes - The Brain Behind (S3E06)It has been a month since the CPF changes were announced, and there are still ongoing discussions in the media, online, and in various finance chat groups. With all the noise surrounding this 'hot topic,' our CEO, Chris, shared a simple guide in a Business Times article, which all Singaporeans can refer to when considering their next steps in light of these changes.In this week’s Money Wisdom episode, our co-host Jin interviews Chris, as he digs deeper into this article to discuss the pros and cons of a private annuity plan and CPF LIFE, wi...2024-03-2524 min
Providend's Money WisdomTop Reasons Why Clients Choose Providend (S3E05)Providend has always been proud to share that we are Southeast Asia's first fee-only advisory firm. In recent years, we have been receiving many questions about who we serve and the work that we do for our clients.In this nine-part sequential mini-series, we will delve into the wealth management journey of our clients. This is a collection of all the stories that clients and prospective clients shared with us ranging from why they are looking for guidance to challenges they faced before meeting us, and their experience working with us. We are sure you would find...2024-03-1134 min
Providend's Money WisdomHow Will the Closure of Your CPF Special Account Affect Your Retirement? - The Brain Behind (S3E04)The CPF changes announced during #Budget2024 have been receiving a range of opinions on the ground as Singaporeans who had "Special Account shielding" on their minds, question their next steps when it comes to retirement planning. Given the unpopular opinions, is this the right move to make for the primary purpose of the CPF? What do these changes mean to you as a young accumulator or a near-retiree? In this week’s Money Wisdom episode, our CEO, Chris, encourages us to dig deeper and to ask ourselves what the original intent was for the monies left behind in...2024-02-2328 min
Providend's Money WisdomHow Do Financial Advisers Get Paid: 4 Common Ways (S3E03)Until today, Providend remains the only fee-only wealth advisory firm in Southeast Asia, a model inspired by the U.S. and Australia - why is that so? For the average person seeking trustworthy wealth advice that is client-centric, should they exclusively consider fee-only wealth advisers? Also, what are the differences between fee-only and fee-based advisers? In this week’s Money Wisdom episode, our CEO, Chris, and our Co-Host, Jin, discuss this controversial topic of the various compensation methods in the financial advisory world and the pros and cons of each. After listening to this podcast, we hope you...2024-02-1238 min
Providend's Money WisdomDiscovering Your “Ikigai” with Providend’s Philosophy - The Brain Behind (S3E02)The philosophy of sufficiency serves as the anchor for everything we do here at Providend—whether it's planning for our clients, investing for them, or providing advice. Sufficiency is about having enough, but the question remains: when is enough truly enough? How do we find contentment in life, and what does contentment mean?In this week’s Money Wisdom episode, our CEO, Christopher Tan, elaborates on how we can identify the things that are important to us, which he terms as life decisions, and also "ikigai" decisions—those that help us live our day-to-day life in a way th...2024-01-2940 min
Providend's Money WisdomMeet Your New Co-host, Jin Lee! (S3E01)Welcome to the FIRST episode of Providend’s Money Wisdom Podcast Season 3!For this season, we are doing things a little differently in our sharing of money wisdom with you. We will be introducing various mini-series covering different aspects of your overall wealth plan holistically. But first, let’s get to know more about your new co-host, Jin Lee, Associate Adviser at Providend.In this episode, Jin shares her interesting past experience and thorough research on Providend before making a career switch to join us. Even though Jin has only been with us for a shor...2024-01-0117 min
Providend's Money WisdomWelcome to Providend's Money Wisdom Podcast Season 3!Every Monday, Providend’s Money Wisdom will discuss popular wealth topics to share some money wisdom in navigating through the minefields of misinformation and false promises so you can achieve financial security and peace of mind.Also available in video format on YouTube every Thursday at 8pm.An original podcast produced by Providend Ltd.Do you have any feedback or questions? Write to us at communications@providend.com2023-12-2500 minProvidend's Money WisdomS2E37: Does Property Fit into Your Overall Investment Portfolio?Having a roof over your head is one of the necessary aspects of life. However, nowadays, many people in Singapore view properties as an investment and often even prefer these over equities. So, the question arises: Should you focus on property investment?In this week's Money Wisdom episode, Chin Yu discusses why people might prefer to invest in properties over equities and whether Providend considers it as an investment, using our investment framework.You can refer to Chin Yu's article on properties and their suitability in your overall investment portfolio here: https://providend.com/how-should-property-fit-into-your-overall-investment-portfolio/2023-12-1130 minProvidend's Money WisdomS2E36: The Brain Behind - Are ILPs Finally Suitable for Your Portfolio?With the latest changes to investment-linked policies (ILPs), many investors may be contemplating the inclusion of this product in their investment portfolios. This prompted our CEO, Chris, to write his latest article in his The Business Times column, addressing the suitability of ILPs for your investment strategy.In this week's Money Wisdom episode, Chris expounds on the four pillars of our investment philosophy - economic contribution, empirical observation, implementation, and practical considerations – and explains how we use these to determine whether to include ILPs in our portfolio for clients.You can refer to The Business Ti...2023-12-0439 minProvidend's Money WisdomS2E35: How Does Providend Coach Our Clients Through Financial Crises?It is inevitable to avoid crises or market downturns during your long-term investment journey. While we acknowledge that some turbulence is normal in any flight, it doesn't guarantee our hearts can always withstand the market's volatility. That’s why, at Providend, we are committed to coaching our clients even before they embark on their investment journey. In this week's Money Wisdom episode, Evelyn Goh, our Deputy CEO and Chief Advisory Officer, shares Providend’s experience through the various crises and our process of holding our clients’ hands through those difficult times. Meanwhile, stay tuned for the next...2023-11-2719 minProvidend's Money WisdomS2E34: Why Does Providend Work with Dimensional Fund Advisors?At Providend, we've always advocated an evidence-based approach when investing your money and do not attempt to time the market. One might assume that, as long as you invest your money this way, you would be in good shape. However, another crucial piece of the puzzle is using the right instrument with the right investment manager. This was why Providend decided work with Dimensional Fund Advisors (DFA) to enhance the investment experience for our clients.In this week's Money Wisdom episode, our Head of Investment, Chye Hsern, is joined by Dr. Marlena, Global Head of Investment Solutions...2023-11-2040 minProvidend's Money WisdomS2E33: From Accumulators to Retirees: Providend Journeys with YouMore often than not, many investors assume that once they have completed their wealth plan when they are younger, they do not need to revisit it. However, this is not a reliable approach to managing your wealth plan. As accumulators, there are numerous unexpected events for which you may not have planned. Similarly, there are concerns as retirees that you did not encounter when you were younger.In this week's Money Wisdom episode, Alvin, our Client Adviser, discusses the differences you should take note of when planning for these two different life stages so that you can...2023-11-0614 minProvidend's Money WisdomS2E32: The Brain Behind – Providend's Secret to Quality Advising and Strong CultureIn a previous article written for The Business Times, Chris, our CEO, explained the different ways an adviser could be compensated – commission-based, fee-based, or fee-only. However, it is important to note that the different compensation methods alone do not determine if an adviser is the right one for you.In this week’s Money Wisdom episode, Chris shares the three things you should take note of when choosing the right adviser for yourself and how Providend strives to uphold these in our day-to-day processes.You can also read Chris' Business Times article here: Choosing a Weal...2023-10-3034 minProvidend's Money WisdomS2E29: Will Providend Finally Include ILPs in Our Clients’ Portfolios?Investment-Linked Policies (ILPs) have always been a heavily debated and controversial topic among investors. To make matters worse, there are multiple types of ILPs being sold, and all with varying features. At Providend, we had previously stated our stance against the use of ILPs in our clients’ portfolio. However, with the changes around the new Wealth ILPs, will this change our stance?In this week's Money Wisdom episode, Mike Zhang, our Insurance Specialist, gives an overview of the different types of ILPs and all its features, its pros and cons, and his views on whether Wealth ILPs wo...2023-10-0918 minProvidend's Money WisdomS2E28: Banks vs IFA Firms vs Providend: How Are We Different?Previously from other big financial institutions, Joyce and Zhi Han both coincidentally applied for an advisory role at Providend after watching this video where Christopher, our CEO, shares the reason why he left the insurance agency - Joyce Chng, our Associate Adviser, and Toh Zhi Han, our Client Adviser, both coincidentally applied for a job at Providend after watching this same video where our CEO, Christopher, shares the reason he left the insurance agency - https://www.youtube.com/watch?v=HGfDoOIACGsIn this episode, we are glad to have Joyce, our Associate Adviser, and Zhi Han...2023-10-0241 minProvidend's Money WisdomS2E27: The Brain Behind - Why Providend Uses the Ibbotson-Chen Model in Our Planning ProcessAt Providend, in order to help our clients achieve enough returns in the most reliable way to enable their life goals and life events, we started using the Ibbotson-Chen Model early this year to be more robust in deriving the planning returns used for constructing our clients’ wealth plan. In this episode, Chris clarifies that these planning returns are actually not our portfolios’ target returns and that it is just a part of all the backend work we do (i.e. regular reviews of our clients’ circumstances, regular monitoring of the portfolios’ performances, a constant search for other sui...2023-09-2523 minProvidend's Money WisdomS2E25: Recounting the Providend Story with Our Senior Founding MembersFor the past 22 years, our CEO, Christopher Tan, has always been at the front line to share more about the humble beginning of Providend and how we persevered despite all the hardships faced to tirelessly journey along side our clients as their trusted wealth adviser.In this episode (which coincides with our 22nd birthday!), we specially invited two of Providend's founding members, Loh Mei Kuen and Vincent Tey, to share their reflections as they recount their initial experiences at the firm and their hopes for the future of Providend.As mentioned in the episode, we...2023-09-1144 minProvidend's Money WisdomS2E19: The Brain Behind – The Futility of the Active Versus Passive DebateAs we appear to take a 'passive' approach to investing by not doing the typical tactical asset allocation (TAA) or market timing approach, many seem to think that nothing much is done once a client invests with us. So, why should clients pay us an ongoing advisory fee if we take a 'passive' instead of an 'active' approach to investing? In this episode, our CEO, Christopher Tan, explains why Providend uses the Ibbotson-Chen Earnings Model, when crafting our client's wealth plan, to properly estimate the future expected returns of the stock markets and how our investment approach ha...2023-07-3117 minProvidend's Money WisdomS2E16: All You Need to Know About End-of-Life Planning*Due to unforeseen circumstances, we will be postponing the episode on Investment-linked policies to a later date. Do keep a look out for it in the coming months and meanwhile, we hope you will find this new episode useful!*At Providend, we divide the whole process of planning for our demise into 3 stages – End-of-life planning, Legacy & Estate planning and Administration.In today's episode, Chris delves deeper into the End-of-life planning process where he explains what Advance Medical Directive (AMD), Lasting Power of Attorney (LPA) and Advance Care Plan (ACP) are for and why we need to...2023-07-1031 minProvidend's Money WisdomS2E11: What Investors Need to Know About Private EquityAside from conventional investment assets like stocks and bonds, there are other alternative investments that investors can consider. Among these, investing in private equity is deemed to be more sophisticated and while many may have heard about it, not many fully understand how it works.In this episode, Isaac speaks with our Head of Investment, Cheng Chye Hsern, where he shares what investors need to know about private equity and Providend’s view on investing in this asset class.Stay tune for the next episode where we share tips on how you can optimise your CP...2023-06-0520 minProvidend's Money WisdomS2E9: The Mindset of a DIY Investor Who Achieved FI by Age 38 Ft. Investment MoatsWe all know Kyith as the brain behind Investment Moats, Singapore's most well read financial blog, but how much do we know about his motivations and money values that led him to where he is today?In this episode, our CEO, Christopher Tan, walks down memory lane with the Chief Editor of Investment Moats and Providend’s very own Senior Solution Specialist, Kyith Ng, as he shares stories of his growing up years and key things to note when making the switch from a DIY investor to engaging a wealth adviser.Stay tuned for the ne...2023-05-2249 minProvidend's Money WisdomS2E7: The Way Providend Invests for Our ClientsIn a competitive investment environment where everyone blindly strives for the highest return, Providend firmly believes that our client's needs drive our investment philosophy and hence the rate of return.In this episode, Isaac speaks with our Head of Investment, Cheng Chye Hsern, where he shares more about Providend’s investment philosophy as well as how it guides us in evaluating and seeking out the financial assets that give our clients the highest probability of reaching their financial milestones.Stay tune for the next episode where Chye Hsern dives into how Providend structures our portfolios! 2023-05-0832 minProvidend's Money WisdomS2E2: The Past, Present, and Future of Providend22 years ago, a group of like-minded people with a conviction to provide conflict-free wealth advice to their clients came together and founded Providend.In this episode, our CEO, Christopher Tan, reminisces the uneasy period to sustain the business in the early years and how we have come so far to where we are today, with a strong corporate culture that emphasises on doing the right thing for our clients.Link to Episode 2: https://providend.com/s2e2-the-past-present-and-future-of-providend/Stay tuned for the next episode!Music courtesy of ItsWatR.2023-04-0342 minProvidend's Money WisdomS2E1: Meet Your New Co-host, Isaac Ong!Here comes the FIRST episode of Providend’s Money Wisdom Podcast Season 2!In this episode, you will get to know more about your new co-host - Isaac Ong, as he shares what he does as an Associate Adviser at Providend, his past experiences in the industry, and what brought him to us.You will also gain insights into our advisory philosophy as well as our unique hiring process through his conversation with our CEO, Christopher Tan.Link to Episode 1: https://providend.com/s2e1-meet-your-new-co-host-isaac-ong/We hope you will enjoy this ep...2023-03-2735 min
Providend's Money WisdomWelcome Trailer Season 2!Providend’s Money Wisdom podcast is an original podcast by Providend Ltd. In each episode, your hosts, Isaac Ong or Christopher Tan, will be joined by an expert guest as they discuss various popular wealth topics to share their money wisdom with you. We hope to guide you in navigating through the minefields of misinformation and false promises in order to achieve financial security and peace of mind.New episodes would be published every Monday morning at 8am. So follow us on your favourite podcast platform or subscribe to our weekly newsletter to never miss any episodes.2023-03-1900 min
Providend's Money WisdomS1E49: Legacy Planning for Business“What would happen to my firm, Providend, and my loved ones if I did not make it home?”In this episode, I will share the two main concerns of business owners and the need to plan for your business as early as you can, especially in the areas of its transfer and continuation plan.Important note: As long as the question of who will be the new owner of the business remains unanswered, the future of the business is at risk.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first f...2023-01-1318 min
Providend's Money WisdomS1E44: Fee-Only Wealth Advisory PracticeIn this episode, I will revisit the conviction of our founding members in birthing Providend as a fee-only wealth advisory firm in 2001 and how we have strived and grown to where we are today.Important note: In reality, it is the advisory industry that is not ready, not Singaporeans.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtes...2022-11-1812 min
Providend's Money WisdomS1E39: The 6 Distinct Stages of RetirementIn this episode, I will share The New Retirement Mindscape II Study conducted by Ameriprise Financial Inc. in 2010 to understand the retirement journey of individuals which consists of 6 distinct stages.To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellne...2022-10-1410 min
Providend's Money WisdomS1E38: Retirement Planning Beyond the Wealth AspectIn this episode, I encourage all of us to first make a life decision and let our wealth decisions follow it. By doing so (and not the opposite!), our life, whether in retirement or not, will finish well.To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The BusinessTimes every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and auth...2022-10-0712 min
Providend's Money WisdomS1E37: Invest Right and Just Stay InvestedIn this episode, I will explain how retirees can make the investment strategy we have shared in the past few episodes work to get the expected returns.To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the...2022-09-3009 min
Providend's Money WisdomS1E36: A Lifetime of Reliable Income StreamIn this episode, I will share a very important role of CPF LIFE in retirement planning -- to provide retirees with a reliable income stream regardless of the financial market’s performance, for life!To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple T...2022-09-2307 min
Providend's Money WisdomS1E34: How to Invest for Your RetirementIn this episode, I will explain why we use index funds by looking at the risks and costs involved, as well as its alignment with Providend’s planning philosophy.To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View...2022-09-0909 min
Providend's Money WisdomS1E33: Securing a Reliable Income Stream - The Six BucketsIn this episode and the upcoming ones, I will introduce you to our proprietary retirement planning methodology - RetireWell™, and how it ensures our clients have peace of mind in their retirement.To learn more, download our RetireWell™ eBook now! https://providend.com/publications/#retirewell(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financ...2022-09-0213 min
Providend's Money WisdomS1E29: "Benchmarking" Hedge FundsIn this episode, I will share the 6 key problems with hedge fund indices and explains why Providend has stopped using hedge funds for our clients since a very long time ago.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-08-0508 min
Providend's Money WisdomS1E19: How Best to Weather the StormIn this episode, I will share 3 situations you might be placed under during a market downdraft, and the important decisions you might have to make to ultimately achieve your life and money goals.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-05-2714 min
Providend's Money WisdomS1E18: Don't Ever Give UpIn this episode, I will share the impact of the top 10 stock market crashes in history and my sincere advice to the investors and advisers out there when facing a market downturn like now.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-05-2011 min
Providend's Money WisdomS1E17: Lessons from a Trip Down Memory LaneIn this episode, I will share what we can learn from the stock market history and my professional advice on how we should invest amidst the current falling markets.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-05-1316 min
Providend's Money WisdomS1E16: Chasing Returns in the Retirement GameIn this episode, I hope to stress that both phases in retirement planning - accumulation and consumption, are equally important to secure retirement adequacy (not necessarily a luxurious retirement).The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/Music courtesy of ItsWatR. 2022-04-2909 min
Providend's Money WisdomS1E15: FAQs on CareShield LifeIn this episode, I will answer some frequently asked questions on the features and concerns of CareShield Life.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-04-2214 min
Providend's Money WisdomS1E14: CareShield Life in Insuring Against Severe DisabilityIn this episode, I will share the key differences between two severe disability insurance schemes - ElderShield and CareShield Life, in helping Singaporeans prepare for their long-term care needs.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-04-1508 min
Providend's Money WisdomS1E13: CPF LIFE in Managing Longevity RiskIn this episode, I will further elaborate on CPF LIFE - the national annuity plan which provides a way out of the longevity risk that retirees face with provision of income throughout their retirement, for life!The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-04-0808 min
Providend's Money WisdomS1E12: Understanding CPFIn this episode, I will highlight the key principle governing CPF and shares about the Minimum Sum Scheme, CPF LIFE as well as the hottest debate in 2014 concerning the interest rates we are getting from our CPF accounts.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-04-0114 min
Providend's Money WisdomS1E11: Retiring in Singapore?In this episode, I will share the resources available to fulfil the three basic needs in our retirement age - a house to stay in, medical expense insurance, and a reliable monthly income stream.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-03-2511 min
Providend's Money WisdomS1E10: On Investment-Linked PoliciesIn this episode, I will share the key considerations you should take into account if you own an Investment-Linked Policy given its insurance charges that increase tremendously from age 40.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-03-1810 min
Providend's Money WisdomS1E9: Will a Medical Crisis Break You and Your Family?In this episode, I will share how you can be adequately covered to ensure zero or low out-of-pocket expenses during a medical crisis, and to allow you to live normally until your situation gets better.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-03-1110 min
Providend's Money WisdomS1E8: The Sales Tactics Behind Whole Life PlansIn this episode, I will present one common tactic used to simplify the way to pay estate duty - use of whole life plans. If you're an investor of foreign assets, this information would be very useful to you.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-03-0408 min
Providend's Money WisdomS1E7: Insurance as Savings? Think AgainIn this episode, I hope to dispel a myth that many have believed for a long time - that insurance is a good instrument to accumulate wealth.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-02-2511 min
Providend's Money WisdomS1E6: Realisations of a Financial AdviserIn this episode, I will be explaining the types and durations of our insurance needs as well as how we can prioritise one over another given our limited resources.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-02-1816 min
Providend's Money WisdomS1E5: Confessions of a Financial AdviserIn this episode, I will share the comparison on how every dollar of premiums you pay is being used between whole life and term insurance.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-02-1113 min
Providend's Money WisdomS1E4: The Case for Term InsuranceIn this episode, I will share the reasons why we have been emphasising so much on using term insurance despite the absence of a maturity benefit - one of the main reasons for its unpopularity.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-02-0410 min
Providend's Money WisdomS1E3: The Basic Principle of Insurance PlanningInsurance should be used strictly for life protection. In most instances, it is a temporary need, the only exception is probably medical expense insurance.In this episode, I will share the differences between medical expense insurance for local, regional and worldwide coverage as well as their underwriting requirement.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsW...2022-01-2810 min
Providend's Money WisdomS1E2: Are You Financially Fit?In this episode, I will lists down 6 financial health markers you can use to check your financial condition and the practical ways to stay financially healthy and fit.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/ Music courtesy of ItsWatR. 2022-01-2113 minProvidend's Money WisdomS1E1: What Can You Expect from This Podcast?In the very first episode, I will be sharing my objectives of publishing the Money Wisdom book back in 2019 and an overview of its content flow so you can have a better understanding of what to expect from this podcast. A common theme throughout my book is the focus on making a life decision first and let your life decision lead your financial decisions.The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”. View the full li...2022-01-1412 min
The Expat Wealth BlueprintEpisode 8: Here's Why Your Ability To Take Risks Depends On Your Investment HorizonDo you know what are the odds of you getting a positive return when you are invested in any 1-year, 5-year, 10-year and 20-year period? In this episode, I will walk you through a few scenarios to help you better understand the type of investment portfolios you should be investing in such that the odds are in your favour.You can listen to our podcast on 4 different platforms:Spotify – https://spoti.fi/3s0hvkA Apple Podcasts – https://apple.co/3uxvMXT Google Podcasts – https://bit.ly/3s1uJhb Amazon Music – https...2021-07-2014 min
The Expat Wealth BlueprintEpisode 7: Becoming a Tax-Smart Expat - How You Can Migrate With EaseMoving to another country is difficult in itself, let alone having to worry about your investments being drained by the country's tax. In this episode, I have invited Will Price from Quilter to share how Private Placement Life Insurance might be useful in this situation.You can listen to our podcast on 4 different platforms:Spotify – https://spoti.fi/3s0hvkA Apple Podcasts – https://apple.co/3uxvMXT Google Podcasts – https://bit.ly/3s1uJhb Amazon Music – https://amzn.to/31UJfN9 Connect with us: Max Keeling: https://www.linke...2021-05-3147 min
The Expat Wealth BlueprintEpisode 6: Do You Need Bonds in Your Portfolio?Most people are going to end up with a bond fund of some kind. In today’s episode, I will share with you what is the role of bonds and whether you need them in your own investment portfolio.You can listen to our podcast on 4 different platforms:Spotify – https://spoti.fi/3s0hvkA Apple Podcasts – https://apple.co/3uxvMXT Google Podcasts – https://bit.ly/3s1uJhb Amazon Music – https://amzn.to/31UJfN9 Connect with us: Max Keeling: https://www.linkedin.com/in/maxkeeling/ Providen...2021-05-1117 min
The Expat Wealth BlueprintEpisode 5: Simple Approach to Equity InvestingEquity investing has always been a popular topic among investors. However, there is so much misleading information out there. In this episode, I will share with you on how you should approach equity investing in the simplest way to achieve your life goals. You can listen to our podcast on 4 different platforms: Spotify – https://spoti.fi/3s0hvkA Apple Podcasts – https://apple.co/3uxvMXTGoogle Podcasts – https://bit.ly/3s1uJhb Amazon Music – https://amzn.to/31UJfN9Connect with us: Max Keeling: https://www.linke...2021-04-2917 min
The Expat Wealth BlueprintEpisode 4: Stocks or Properties, Which Should You Be Investing In?There are 2 common investment options among many investors – investing in the stock market and investing in rental properties. In this episode, I will outline the features and caveats for each of the option so that you can make an informed decision on which route should you take to achieve your life goals.You can listen to our podcast on 4 different platforms: Spotify – https://spoti.fi/3s0hvkA Apple Podcasts – https://apple.co/3uxvMXT Google Podcasts – https://bit.ly/3s1uJhb Amazon Music – https://amzn.to/31UJfN9Connect with us: 2021-04-0723 min
The Expat Wealth BlueprintEpisode 3: Starting Your Own Wealth PlanAfter knowing how much you need to fund your desired lifestyle in retirement, the next thing you would need to do is to work out where you currently are. In this episode, I will walk you through how to do this so you can start on crafting that wealth plan to help you achieve your goals.You can listen to our podcast on 4 different platforms:Spotify – https://spoti.fi/3s0hvkAApple Podcasts – https://apple.co/3uxvMXTGoogle Podcasts – https://bit.ly/3s1uJhbAmazon Music – https://amzn.to/31UJfN92021-03-0817 min
The Expat Wealth BlueprintEpisode 2: How Much Do You Need for Your Retirement?The first step to have a successful retirement plan is to know how much do you actually need after you have stopped working. In this episode, I will be sharing with you some tips and guiding questions that will help you to figure out your number for retirement.You can listen to our podcast on 4 different platforms:Spotify – https://spoti.fi/3s0hvkAApple Podcasts – https://apple.co/3uxvMXTGoogle Podcasts – https://bit.ly/3s1uJhbAmazon Music – https://amzn.to/31UJfN9Connect with us:Max Keel...2021-03-0816 min
The Expat Wealth BlueprintEpisode 1: Get to Know Me and Why I Started a Podcast for ExpatsIn this first episode, I will be sharing a little bit about myself and explain why I’m launching a podcast for expats, specifically those with $2 to $20 million. I will also outline what some of the future podcasts are going to include to help you feel more confident with your own financial position. You can listen to our podcast on 4 different platforms:Spotify – https://spoti.fi/3s0hvkAApple Podcasts – https://apple.co/3uxvMXTGoogle Podcasts – https://bit.ly/3s1uJhbAmazon Music – https://amzn.to/31UJfN9Connect wit...2021-03-0812 min