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Ralf Steuer
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Nettgeflüster - Der Podcast eines Ehepaars
#235: Die Puddingperson
True Crime im Hause Steuer – scheinbar wird nicht nur unser Grundstück observiert, sondern es gibt einen Antagonisten, der mit einer Kippe bewaffnet Abenteuerliches tut. Vermeintlich! Neben diesen Fällen gehts auch um Nadines Freibadbesuch mit Kind, der Moo Deng der Woche, ein unglaublich langweiliger Vogel und wie immer viel Wahnsinn. Viele Freude mit dieser neuen Folge Nettgeflüster! --------->>> Hier findet ihr alle Werbepartner
2025-07-07
1h 04
Pretty Sisters with Callie
Ep 40 – Boost Your Happiness: Gut Health, Mental Wellness, and Healthy Habits with Dr. Dave Steuer
In this special episode of the Pretty Sisters Podcast, I’m joined by my husband, Dr. Dave Steuer—a Harvard-trained doctor—to explore the powerful link between your gut and brain, and how it impacts your overall happiness and mental health.Together, we dive into: The gut-brain connection and why it’s crucial for emotional well-being The role of nutrition, supplementation, sleep, and exercise in building a resilient, happy mind How social media affects our emotions (and practical tips to reduce its negative impact) Simple, daily habits that create a stronger foundation for mental and emotional h...
2025-04-29
45 min
The Get Ready Money Podcast
Start Your Financial Freedom Journey NOW with your Money Vehicle Featuring Jedidiah Collins
Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Jedidiah Collins, author, Founder and CEO of Money Vehicle about changing the way we think about money and why it’s a vehicle for our financial journey.In this episode we discussed:Why education without action fails. What is a CFP? Stop worrying about the world sees in you, think about what you see in yourself. If we can change the way we see money, we can change our future.Questions are your framework for f...
2025-01-21
49 min
The Get Ready Money Podcast
Maximize Joy with SMART Financial Choices! Featuring Cara Macksoud
Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Cara Macksoud, CEO of Money Habitudes about changing the way we think about money and financial behavior.In this episode we discussed:Maximizing your joy with you what you to have.Money decisions under pressure can be more expensive.Take the time to commit to learning something about money. Have money conversations openly and non-judgmentally.Money decisions under pressure can be more expensive. Cara Macksoud, FBS® is the CEO of Money Habitudes. After a 15-ye...
2025-01-17
38 min
The Get Ready Money Podcast
Live Your Most Meaningful Life Now! Featuring George Kinder
Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with George Kinder, author and the Father of Life Planning about changing the way we think about money and why your life is yours. In this episode we discussed:Live the life that means the most to you. Your life is yours. Each moment is yours. Think about money in terms of your passions.Listen to who your clients really want to be.Even if you’re in a tough place, you can always find things to cel...
2025-01-14
37 min
The Get Ready Money Podcast
The Get Ready Money Podcast with Karen Holland: The Power of Thinking Before Buying
Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Karen Holland, Founder of Gifting Sense about teaching our kids to think before they buy. In this episode we discussed:How the DIMS (does it make sense) score helps kids (and adults) make well-informed decisions before spending money.Basic financial literacy is a human right.Our money personality is relatively stable and established by adolescence.Thinking before buying is a simple habit. Slow down with your money: FOMO (fear of missing out leads to sp...
2024-12-05
41 min
Pretty Sisters with Callie
Ep 12- Pretty Sister Confidence with Sophie Steuer
One of the most unexpected yet powerful gifts of growing up as a Pretty Sister is confidence! In this episode, I sit down with my daughter, Sophie Steuer to talk about how true confidence comes from within—when you know who you are, you shine brightly and naturally uplift those around you.💫 How confidence transforms you from the inside out✨ Why embracing your self-worth allows you to shine💖 The beauty of lifting others up as you grow in confidenceConfidence is the beauty you can’t hide, and when you share your light, the world be...
2024-09-24
35 min
Pretty Sisters with Callie
Ep 11- Growing Up as a Pretty Sister with Taylor Steuer
What does it mean to grow up as a Pretty Sister? In this episode, I sit down with my oldest daughter, Taylor Steuer to explore the valuable life lessons that come from embracing the Pretty Sister mindset.💫 Understanding your worth—and recognizing the worth of others💖 How to be a true friend and build lasting relationships✨ Resilience in navigating challenges and difficult friendships🚦 The essential “do’s and don’ts” of living as a Pretty SisterFrom self-worth to sisterhood, this episode is full of wisdom and heart. 💕#ThinkPretty #Sisterhood #Confidence #Friendship...
2024-09-17
32 min
RTL erleben - der RTL Deutschland Podcast
Stephan Schmitter, CEO von RTL Deutschland
Warum denkt er jeden Morgen an "Boosten und Protecten"? Zum fünfjährigen Jubiläum und nach rund 70 Episoden verpasst RTL Deutschland dem eigenen Unternehmenspodcast einen Rebrand. Unter neuem Namen als „RTL erleben – der RTL Deutschland Podcast“ blicken Mitarbeiter, Manager und Prominente im Monatsrhythmus hinter die Kulissen der Sendergruppe und sprechen über aktuelle Projekte und Persönliches. In der Jubiläumsfolge ist Stephan Schmitter, seit Jahresbeginn CEO von RTL Deutschland, im Podcast zu Gast. Im Gespräch mit Host Thomas Steuer verrät er u.a. warum er jeden Morgen an "Boosten und Protecten" denkt, definiert die Wichtigkeit von Partnerschaften im Streaming-B...
2024-03-01
31 min
Cosmic Latte
CL026 Auf der Suche nach Exoplaneten mit Jana Steuer
Die Episode über Exoplanetenforschung und Frustration im Astronomiestudium CL026 - Auf der Suche nach Exoplaneten mit Jana Steuer Die Episode über Exoplanetenforschung und Frustration im Astronomiestudium Einleitung Cosmic Latte hat Zuwachs bekommen! Die Astronomin Jana Steuer hat sich zu uns an den Kaffeetisch gesellt. Während Elka noch in Argentinien ist, erzählt Jana wie es unerwarteterweise und zur Freude ihres Vaters dazu kam, dass sie Astronomie studierte und sich den Sternen zuwandte. Wer ist Jana? Nach ihrem Studium verbrachte Jana zahllose Nächte am Wendelstein Observatorium und vergrub sich...
2024-02-08
40 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Jeffrey Kamys: Finding Value
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Jeffrey Kamys, Principal and Chief Investment Strategist at Inherent Wealth Fund about the importance of finding value. In this episode we discussed:Why we need paradigm shifts.The importance of having a goal list.How anyone can save $1,000,000.Jeffrey Kamys is the Principal and Chief Investment Strategist at Inherent Wealth Fund. Inherent Wealth Fund is the Investment Advisor to the iBET Sports Betting & Gaming ETF, the only actively managed sports betting & gaming ETF. Jeff is also the cr...
2023-10-04
29 min
The Get Ready Money Podcast
The Get Ready Money Podcast with Lesli Doares: Money and Marriage
Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Lesli Doares, author and men’s marriage coach about changing the way we think about money and marriage. In this episode we discussed:Why you need to think about what money means to you.The importance of gaining clarity about why you’re doing what you’re doingFinancial preparedness is a reflection of our values and beliefsLesli Doares has over twenty years of experience working as a marriage coach and therapist. Combined with he...
2023-09-20
39 min
The Get Ready Money Podcast
The Get Ready Money Podcast with Ruby Ulloa: Be Your Own Financial Powerhouse
Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Ruby Ulloa, business development specialist at Savoy Associates about how you can Be Your Own Financial Powerhouse With Proper Planning. In this episode we discussed:The value of finding common groundEstate planning is for everyoneWhy you should have an annual financial checkupRuby Ulloa is a benefits advocate and business development specialist at Savoy Associates. Ruby has over two decades of experience in insurance and employee benefits. Advocating for minority communities and coaching Hispanic benefits and i...
2023-09-13
22 min
The Get Ready Money Podcast
The Get Ready with Tony Steuer Podcast with Faith Teope: Connecting Money to Humans
Send us a textOn the latest episode of The Get Ready with Tony Steuer Podcast, I spoke with Faith Teope. Faith is an Author, Multimedia Journalist, Advocate, visionary and CEO of Leverage Retirement about connecting financial literacy to humans.In this episode we discussed:The importance of knowing your audience, so you can connectHow raising money savvy kids breaks the cycle of financial abuseWhy financial literacy is a social justice issueFaith Teope is a multimedia journalist, advocate, and retirement industry expert serving as the visionary and CEO...
2023-06-21
27 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Ben Miller: Money Equals Time
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Ben Miller, Founder of ChroniFI about why money equals time. In this episode we discussed:Why time is our most valuable resource Aligning your money with your visionLearning what habits mean in terms of timeBen Miller is the Founder of ChroniFI, passionate about personal finance and reallocating human capital to its highest and best use. Built a system to solve his own problem and figure out when he could move on from trading derivatives to building hi...
2023-06-07
25 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Marguerita (Rita) Cheng: The Importance of Placing Client Interests First
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Marguerita (Rita) Cheng, CFP, RICP; Chief Executive Officer at Blue Ocean Global Wealth about the importance of always placing your client’s interests above all else. In this episode we discussed:The importance of using money wiselyWhy we need to understand values and priorities.How our financial lives are dynamic, just like our lives.Marguerita (Rita) Cheng helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. As a Certified Financial Plan...
2023-05-17
22 min
The Get Ready Money Podcast
The Tony Steuer Podcast with John O’Connell: Rise of The Activist Investor
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with John O’Connell, Author of “Rise of The Activist Investor” and Founder of The Oasis Group about we can all make a difference. In this episode we discussed:The importance of identifying our valuesInvesting in line with our valuesBecoming an activist investorJohn O’Connell, MBA, is the author of Rise of The Activist Investor, a handbook for investors who would like their money to reflect their values by exercising their rights as owners of publicly traded firms. He...
2023-05-03
33 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Joshua Mensah: Building Financial Inclusion
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Joshua Mensah, Financial inclusion specialist about how we become financially inclusive. In this episode we discussed:Why financial literacy is a core life skill.The importance of learning about money at an early age.Why money helps you achieve your dreams.Joshua Mensah is a Financial inclusion specialist, Business Strategist and Development Practioner. Joshua Mensah is a Certified Credit Administrator from the National Banking College and holds a BSc Banking & Finance and MSc Strategic M...
2023-04-19
26 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Julie Rains: Growing Wealth
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Julie Rains, author of Growing Wealth about the importance of knowing your own story. In this episode we discussed:The three money essentials.The importance of being compassionate with yourself.Why compound interest is so powerful.Julie Rains is the author of Growing Wealth, Essential Money Lessons From My Garden to yours. Julie is also a spreadsheet designer and investor. She has served as a financial analyst and accountant for Fortune 500 corporations and a...
2023-04-05
26 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Emily Koochel: Starting With Yourself Is The Key To Financial Wellness
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Emily Koochel, Ph.D., AFC®, CFT-I™, Senior Financial Planning Education Consultant at eMoney Advisor about why psychology is important to changing how we think about money. In this episode we discussed:The intersection of emotions and money. How advisors can learn from their clients.Why Financial Planning Is Inherently A Mental Process.Dr. Emily Koochel, Ph.D., AFC®, CFT-I™, Senior Financial Planning Education Consultant at eMoney Advisor is an experienced financial professional, academic...
2023-03-15
26 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Diana Yanez: The Importance of Listening
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Diana Yanez, Financial Empowerment Guide at All the Colors about aligning your money with your values. In this episode we discussed:The value of gaining clarity on your beliefs.The importance of being a good ancestor.How to own your power with money.Diana G. Yáñez, CFP®, RLP® (she/her) is a financial empowerment guide. At All the Colors, Diana facilitates individual and group coaching to help individuals underserved by the financial services industry own their power...
2023-03-01
35 min
RTL erleben - der RTL Deutschland Podcast
ntv Kriegsreporterin Nadja Kriewald
Im Gespräch über ihre Arbeit in der Ukraine und ihre neue Reportage Nadja Kriewald moderiert und leitet bei ntv seit 1997 den "Auslandsreport". Als versierte Kriegs- und Krisenreporterin berichtet sie seit Ausbruch des Krieges vor einem Jahr immer wieder von vor Ort aus der Ukraine. Im RTL Deutschland Podcast spricht sie mit Thomas Steuer über ihre Arbeit als Kriegsreporterin und erzählt, wie sie den Ausbruch des Krieges in Kiew miterlebt hat. Sie berichtet von mutigen und optimistischen Ukrainer:innen und wie diese heute ihren Alltag in dem kriegsgebeutelten Land bestreiten. Außerdem ordnet sie ein, welche Bedeutung Joe Bidens überras...
2023-02-23
35 min
The Get Ready Money Podcast
The Tony Steuer Podcast with David Edey: The Value of Communication in Estate Planning
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with David Edey, Certified Executor Advisor. In this episode, we talked about why it’s important for families to prioritize making a will, to keep their bond intact in times of crisis. In this episode we discussed:The importance of having these conversations sooner, rather than later.The steps you need to follow to have this conversation with your family.How you can avoid chaos by being organized.David Edey is a Certified Executive Advisor (CEA...
2023-02-15
27 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Namrata Singh: Financial Empowerment
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Namrata Singh, Founder of Arthasadhana Investments about the importance of focusing on our own personal journey In this episode we discussed:The need to be prepared for life’s surprisesHow women can take the lead. Why advisors need to be client-centric. Namrata Singh, CFP, is the founder of Arthasadhana Investments and believes in continuously empowering clients to make well-informed investment decisions. Her endeavor is to simplify financial decisions and work towards the financial goals of he...
2023-02-01
29 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Elliott Appel: Creating Your Ideal Life
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Elliott Appel, Founder of Kindness Financial Planning about how to get people to talk about money.In this episode we discussed:Connecting the emotional and economic sides of money.How families can take control after a major health event.The importance of being curious and asking questions. Elliott Appel, CFP, CLU, RLP is the founder of Kindness Financial Planning. Elliott is a fee-only, fiduciary financial planner. He is the founder of Kindness Financial Planning, L...
2023-01-18
26 min
Nettgeflüster - Der Podcast eines Ehepaars
#111: Willkommen in Toxic Parcs
Der Podcast eines Ehepaares Nadine erzählt über ihren Jugendurlaub im Toxic Park und Philipp darüber, wie seine Eltern vermutlich kurz davor waren, Steuer-Land auszurufen. Außerdem: Fragwürdige Autosticker, eine neue Grabstätte in Öhgypten, Slush-Eis und Jungs-Gucken. Also alles wie immer in dieser neuen Folge Nettgeflüster! Moni Cosmetics: Spart 10% auf eure erste Bestellung bei uns mit dem Code PODCAST10 Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte
2023-01-16
59 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Phuong Luong: Creating a Just Economy with Financial Education
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Phuong Luong, Educator and Financial Planner about creating a more just economy.In this episode we discussed:How do we close the gender and racial wealth gaps.Impact investing: How to invest in your values.Focusing on what your client wants. Phuong Luong, CFP (she/her) is an educator and financial planner. Phuong specializes in financial planning for individuals and families as well as sustainable investing, with a focus on ESG and regenerative investing -- to shift c...
2023-01-04
36 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Jasper Smith: The #BuildWealth Movement™
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Jasper Smith, chief visionary of The #BuildWealth Movement™ about the importance of teaching kids about money. In this episode we discussed:The importance of changing your paradigm. How to overcome generational poverty.Why you should build a money team. Jasper Smith, also known as Mr. #BuildWealth, has been involved in the financial services arena for nearly fifteen years. He is the chief visionary behind a financial education company called The #BuildWealth Movement™. He works tirelessly to disrupt generat...
2022-12-07
35 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Patricia De Fonte: Estate Planning With Heart
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Patricia De Fonte, Founder of De Fonte Law PC about why estate planning is a fundamental need for everyone. In this episode we discussed:How estate planning empowers your heirs.Why estate planning is a social justice issue.The importance of reviewing your estate plan every three years and when you have a major life event.Patricia De Fonte, JD, LLM, is the founder of De Fonte Law PC, where she and her team practice Estate Planning wi...
2022-11-16
35 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Will Rainey: The Value of Patience
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Will Rainey, author of Grandpa’s Fortune Fables about the importance of teaching kids about money. In this episode we discussed:How Grandpa’s Fortune Fables helps kids create good financial habits.Why Patience is a super-power.The difference between rich and wealthy.Will Rainey is a writer and speaker focused on helping parents teach their kids about money. He is the author of the children's book, Grandpa's Fortune Fables. His work has appeared in the Financial Times...
2022-11-02
29 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Saad Zariff: The Value of Ethical-Based Investing
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Saad Zariff, Head of Growth at 401GO about why it’s important to understand cultural differences in how people deal with their money. Saad Zariff is the Head of Growth at 401GO, a fintech startup that specializes in offering cost-effective 401(K) plans for small businesses. Prior to joining 401GO, Saad was the VP of North America at Wahed Invest, the world's first Shariah-compliant Robo advisor, where he was responsible for client growth, retention, and educating retail investors with an emp...
2022-10-19
28 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Marilyn Lydia Pinto: Smarter, Richer, Braver
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Marilyn Lydia Pinto, Rebel Educator and Founder of KFI Global about why it’s important for teens to gain the understanding and confidence to make intelligent financial decisions. Marilyn L. Pinto is the Founder of KFI GLOBAL, an education company that specializes in teaching teenagers how to make smarter money decisions. She’s on a mission to bring this life-changing education to more youngsters across the world because it will empower them to step up, stand out and live life...
2022-10-05
25 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Kyle Langstaff: Improving Efficiency in Life Insurance with Technology
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Kyle Langstaff, Fintech and Financial Wellness Expert about how technology empowers life insurance agents to create a better consumer experience.Kyle Langstaff is a Fintech and Financial Wellness Expert. Kyle holds over 14 years of experience within the financial services industry - including business development, recruiting and management. His various roles have included financial advisory for business owners, wholesaling, and most recently, Kyle has been working with insurance organizations to advance their businesses through the implementation of technologies. I...
2022-09-21
33 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Mariela Garcia: Living Life On Your Own Terms
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Mariela Garcia, Money and Life Coach about aligning your money with your values.Mariela Garcia is a Certified Financial Coach and Life Coach helping individuals get good with money. In addition to working with individuals, Mariela offers classes on topics related to Financial Wellness. She also writes articles on personal finance on her blogs. Her goal is to instill hope, knowledge, and passion in all who desire to get good with money.In this episode we discussed:
2022-09-07
37 min
RTL erleben - der RTL Deutschland Podcast
Richterin Barbara Salesch
im Gespräch über ihr TV-Comeback, ihre Kunst und ihre "drei Leben". Im Namen des Volkes ergeht folgender Podcast! Richterin Barbara Salesch kehrt nach zehn Jahren auf die TV-Bildschirme zurück. Ab dem 5. September gibt es „Barbara Salesch – Das Strafgericht“ montags bis freitags um 11:00 Uhr bei RTL. Im RTL Deutschland Podcast spricht die ehemalige Volljuristin mit Host Thomas Steuer ausführlich über ihre „drei Leben“, als Juristin in Hamburg, als TV-Richterin in den 2000er Jahren und schließlich als Künstlerin mit 850qm-Anwesen im beschaulichen Städtchen Petershagen. Der Fernsehkarriere hatte sie nach ihrem freiwilligen Rückzug im Jahr 2012 eigentlich für immer abgeschwo...
2022-09-01
21 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Kathi Balasek: Grief Leadership
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Kathi Balasek, Widow Advocate about becoming a grief smart advisor.Kathi Balasek is an educator, empathy and grief communication coach, university lecturer, speaker, podcast host, and widow advocate. She teaches professionals how to improve their empathy and grief literacy communication skills to best serve bereaved clients. Grief leadership and communication are critical right now. In this episode we discussed:Why it’s important to learn to talk about grief.How financial professionals can improve their grief lit...
2022-08-03
32 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Kate Grayson: Beyond Money
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Kate Grayson, Content Director at Paperwork about aligning your money with your values.Kate Grayson is a financial wellness expert, and Content Director at Paperwork, a startup committed to creating financial well-being for everyone. Kate is also the founder of Beyond Money.In this episode we discussed:Why it’s important to balance your life, not just your bank accountHow to reset your money habitsWhy women need to change the narrativeSupport the sh...
2022-07-06
32 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Dr. Preston Cherry: Life Money Balance
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Dr. Preston Cherry, Founder and President of Concurrent Financial Planning about finding balance between your life and your money.Dr. Preston Cherry is the Founder and President of Concurrent Financial Planning. Preston is also the Head of the Personal Financial Planning Program at the University of Wisconsin – Green Bay. Dr. Cherry specializes in empowering individuals with a trusted place to share their unique stories that inform their financial resources, create their life’s design, and encourage financial wellness, which help...
2022-06-01
27 min
The Get Ready Money Podcast
The Tony Steuer Podcast with Michael Gilmore: Introducing The Money Awareness and Inclusion Awards
Send us a textOn the latest episode of The Tony Steuer Podcast, I spoke with Michael Gilmore, the founder of The Money Awareness and Inclusion Awards about the MAIA Awards.In this episode we discussed:The origin of The Money Awareness and Inclusion AwardsHow the MAIA Awards are a big step forward for financial educationThe importance of taking small steps. Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of...
2022-05-11
33 min