Shows
The Ralph Moore PodcastAntoine Lassiter – Part 3 of 4 – Mastering the MiddleEveryone loves stories about the beginning and the breakthrough.The call. The launch. The growth. The success.But what about everything in between?In this episode, Ralph Moore and Antoine Lassiter dive into the often-overlooked reality of ministry life: the messy middle. Drawing from Antoine's book Beyond the Calling, they discuss the gap between God's calling and the day-to-day faithfulness required to walk it out.Antoine shares how years of ministry challenged his assumptions about success, visibility, and significance. Like many leaders, he found himself comparing his journey to the stories...
2026-06-2624 min
The AI Search BriefingIs Your Business Showing Proof of Life? | The AI Search Briefing #20Is your business showing proof of life online?A website built three years ago cannot carry your visibility forever. If your website, Google Business Profile, reviews, service pages, and social accounts all look neglected, customers—and AI systems—may question whether your business is still active.In this episode of The AI Search Briefing, Ralph Peterson explains why businesses need current signs of activity across their digital presence.Recent content, accurate service information, fresh reviews, updated business hours, and useful customer answers all help show that your company is alive, active, and ready to serve.Your...
2026-06-2402 minThe AI Search BriefingSPECIAL REPORT: Google May Have To Warn Businesses Before Ranking Changes | The AI Search BriefingGoogle may soon be required to warn businesses before making significant changes to search rankings and AI Overviews.In this AI Search Briefing Special Report, Ralph Peterson examines a major proposal from the United Kingdom's Competition and Markets Authority that could require Google to provide advance notice of major ranking changes, increase transparency, and create clearer complaint processes for businesses.But the bigger story goes beyond traditional search.Regulators are now paying attention to AI Overviews and how AI-generated answers determine which businesses get visibility online.As the conversation shifts from...
2026-06-1903 minThe AI Search BriefingSPECIAL REPORT: Google May Have To Warn Businesses Before Ranking Changes | The AI Search BriefingGoogle may soon be required to warn businesses before making significant changes to search rankings and AI Overviews.In this AI Search Briefing Special Report, Ralph Peterson examines a major proposal from the United Kingdom's Competition and Markets Authority that could require Google to provide advance notice of major ranking changes, increase transparency, and create clearer complaint processes for businesses.But the bigger story goes beyond traditional search.Regulators are now paying attention to AI Overviews and how AI-generated answers determine which businesses get visibility online.As the conversation shifts from...
2026-06-1903 min
Financially Confident ChristianIs Social Security, Debt, or Identity Theft Costing You?On this episode of Financially Confident Christian Live with Ralph Estep Jr., we dive headfirst into some real-life financial dilemmas that many people face but often feel too awkward to discuss. Is Social Security, Debt, or Identity Theft Costing You? Ralph starts by welcoming listeners with a friendly vibe and a promise to tackle some tough questions about money matters. The first question concerns Social Security and whether 67 is really the age at which everyone should claim benefits. Ralph is quick to point out that this so-called 'magic number' doesn’t apply to everyone. He breaks it down by ex...
2026-06-1735 min![Talkin\' Bout [Infosec] News](https://img.transistorcdn.com/cPnsqu607v6xa7z-cf-yuPXwUyXnI5WfqN9obUKmvu8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mNTgx/ZTBjZjBhNzFkNGY2/NzMzMzU2MGU5OWEw/ZmI4Zi5qcGc.jpg)
Talkin' Bout [Infosec] NewsU.S. Government Effectively Bans Fable 5 and Mythos 5 - 2026-06-15This episode dives into the fallout from new restrictions on Anthropic’s cybersecurity-focused AI models, Mythos and Fable, and the debate over whether government pressure has effectively blocked security researchers from using advanced AI for vulnerability discovery and code analysis. The panel discusses AI “jailbreaking” claims, export-control comparisons, the impact on penetration testing and bug hunting, and how AI is accelerating vulnerability research. Other topics include responsible disclosure challenges, the growing volume of AI-assisted security findings, and what these developments mean for researchers, vendors, and the future of offensive security.Join us LIVE on Mondays, 4:30pm EST.A w...
2026-06-161h 07
The VTM Podcast by Dr. Ralph ClaytonThe VTM Podcast - Episode 16 - De-extinction and gene resurrection tech.In this episode of VTM Podcast.Ralph Clayton explores one of the most fascinating and morally complicated frontiers in modern biology: de-extinction and gene resurrection.For most of human history, extinction meant finality. When the last member of a species died, that lineage disappeared from the living world forever. The bones might remain. The stories might remain. The museum specimens might remain. But the living creature was gone, and no human hand could open that door again.Now, in 2026, that certainty is being tested.Ancient DNA is being...
2026-06-1048 min
The VTM Podcast by Dr. Ralph ClaytonThe VTM Podcast - Episode 15 - Zero-point energy.In this episode of VTM Podcast.Ralph Clayton explores one of the most misunderstood and misused concepts in modern physics: zero-point energy.It sounds like science fiction. It sounds like secret power. It sounds like the kind of phrase that belongs in classified laboratories, conspiracy theories, or future civilizations that have discovered how to draw infinite energy from empty space. But the real story is stranger, deeper, and more disciplined than the myth.Episode 15 separates the real physics of zero-point energy from the mythology around so-called free energy. Ralph explains th...
2026-06-0356 min
Simple GospelEp 33 — The Character God Can Trust — Dr. Ralph Dartey IIWhat if the very thing holding you back isn't a lack of gifting but a lack of character? Ralph tackles a truth many people overlook: your gift may open the door, but your character determines how long you stay in the room. Character can either propel you into your destiny or quietly sabotage everything you've built. If you've ever wondered why some people rise and stay there while others lose it all, this conversation is for you.
2026-06-0150 minThe AI Search BriefingThe Death of the 25-Year-Old Search Box | AI Search Briefing #1In this inaugural episode of The AI Search Briefing, Ralph Peterson of 7Trillion SEO breaks down what may be the biggest change to Google Search in twenty-five years.Google's new Intelligent Search Box is transforming the way people search online. Instead of typing short keyword phrases like "carpet cleaner near me," users can now ask complex, conversational questions and even include videos, PDFs, and other content directly within the search experience.What does this mean for your business?It means the old keyword-first approach is rapidly giving way to intent-based search. Google is...
2026-06-0101 min
The VTM Podcast by Dr. Ralph ClaytonThe VTM Podcast - Episode 14 - Neurotechnology and A.I.In this episode of VTM Podcast.Ralph Clayton explores one of the most misunderstood frontiers in modern science: neurotechnology. But this is not the science-fiction version of the story. This episode is not about mind uploading, digital immortality, or copying the human soul into a machine. It is about the quieter, more serious, and far more medically important future already taking shape in hospitals, rehabilitation labs, prosthetics clinics, neurosurgery units, and computational neuroscience.Episode 14 examines the real medical future of neurotechnology: brain-computer interfaces, closed-loop neurostimulation, neuroprosthetics, brain organoids, digital twins, neuromorphic twins...
2026-05-2758 min
RadioBypass PodcastRadioBypass 422: Deep Purple, The Dead Daisies & Rock That DESERVES to be HeardEpisode 422 of RadioBypass delivers another killer lineup of Rock and Roll that DESERVES to be heard featuring brand new music from Deep Purple, Bad Marriage, Gundriver, Elegant Weapons, Richie Kotzen, Tesla, Dazr, Night Ranger, Jayler, Black Swan, and Acacia Avenue.We’re also celebrating the upcoming special one-off May 30th Chicago area performance from The Dead Daisies featuring the legendary Glenn Hughes on vocals and bass. The show will include a set of Dead Daisies music along with a set of Deep Purple classics, so we’re cranking up tracks from both Deep Purple and The Dead Dais...
2026-05-241h 04
The SDR Show w/ Ralph Sutton and Aaron BergChe Durena and Maria May (Comedian and Pornstar) - Wish On Her ListChe Durena and Maria May join Ralph Sutton and Aaron Berg and they discuss Maria May getting into the adult industry, shooting with her husband and more before they get into the fan favorite SDR game Wish On Her List where the guys try to guess if random items are actually on Maria May's Amazon Wishlist resulting in nudity, drinking and push-ups, we also find out Maria May's first concert, drug and first sexual experience and so much more! Air Date: 05/15/26Support our sponsors!YoKratom.com - Check out Yo Kratom (the home...
2026-05-221h 06
The VTM Podcast by Dr. Ralph ClaytonThe VTM Podcast - Episode 13 - Quantum Computing in 2026In this episode of VTM Podcast.Ralph Clayton takes a deep, grounded look at one of the most important shifts happening in frontier technology: the movement from quantum computing hype toward the hard engineering reality of error correction, logical qubits, gate fidelity, and fault tolerance.For years, the public conversation around quantum computing has focused on size: more physical qubits, bigger machines, and dramatic roadmaps. But as the field matures, a harder truth is becoming clear. A quantum computer is not useful simply because it has...
2026-05-211h 06
The VTM Podcast by Dr. Ralph ClaytonVTM Podcast — Episode 12: AI for Science Becomes the Main AcceleratorIn Episode 12 of VTM Podcast, host Ralph Clayton explores one of the most important scientific transformations of 2026: the rise of AI-for-science.For most people, artificial intelligence still means chatbots, image generators, writing tools, voice assistants, and software that can summarize or answer questions. But inside laboratories, research centers, climate institutes, biotech companies, and scientific codebases, something much larger is happening. AI is moving beyond conversation and becoming a true accelerator of discovery.This episode examines how artificial intelligence is changing the way science searches, designs, predicts, tests, and learns...
2026-05-171h 13
Truth Unveiled with RalphAre You Being Disobedient to God?Have you ever felt frustrated because it seems like God has gone silent in your life? In this episode, I explore the difficult but important question: Are You Being Disobedient to God? Sometimes the issue is not that God has stopped speaking, but that we have been resisting what He has already asked us to do.I walk you through how disobedience can quietly create confusion, frustration, and distance in our spiritual lives without us even realizing it. This conversation is not about guilt or shame—it is about honesty, surrender, and the freedom that comes from sa...
2026-05-1736 minRadioBypass PodcastRadioBypass Episode 421 – Remembering Jack Douglas + New Rock That DESERVES To Be HeardRadioBypass Episode 421 cranks up the speakers with another killer lineup of Rock and Roll that DESERVES to be heard! This week we bring you brand new music from John Corabi, Bitter Luck, Deadstill, Iron Kingdom, Elegant Weapons, Black Sonic Pearls, and The Karma Effect — proving once again that rock is alive, loud, and thriving across every corner of the scene.We also take time to remember legendary producer Jack Douglas, who passed away on May 11. Douglas helped shape some of rock’s most iconic records, and we honor his incredible legacy with tracks from four albums he prod...
2026-05-171h 05
The Benefit WhispererWhen Healthcare Delay Makes Death Feel Like a Choice (Ep. 52)Disclaimer: This episode discusses assisted death, suicide, grief, medical vulnerability, and healthcare access. Viewer discretion is advised.
In this deeply personal episode of The Benefit Whisperer, Ralph Weber speaks with Dr. Ramona Coelho and Amanda Achtman about Canada’s MAID program — Medical Assistance in Dying — and the urgent moral questions it raises around delayed care, vulnerable patients, disability, mental health, palliative care, loneliness, and the families left behind.
Ralph shares the story of his mother, who had a treatable condition but waited months for care. When she asked to see a cardiologist again, she wa...
2026-05-1247 min![Talkin\' Bout [Infosec] News](https://img.transistorcdn.com/w5SHQbPsz4B675y5IY1ea4EHQTVP8X1IC4ReBwUv8mM/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wOTIx/ZjQ4NjViZDUzNWZj/YzA4NTJlZWJiMGFj/ZDUzNy5wbmc.jpg)
Talkin' Bout [Infosec] NewsUtah Bans VPN Age Bypass - 2026-05-04Join us LIVE on Mondays, 4:30pm EST.A weekly Podcast with BHIS and Friends. We discuss notable Infosec, and infosec-adjacent news stories gathered by our community news team.https://www.youtube.com/@BlackHillsInformationSecurityChat with us on Discord! - https://discord.gg/bhis🔴live-chatThis episode covers several major cybersecurity and technology news stories, including Utah’s proposed crackdown on VPNs used to bypass online age-verification systems and the privacy and enforcement concerns surrounding those laws. The hosts also discuss newly disclosed MOVEit Transfer vulnerabilities and patching guidance, software trust and code...
2026-05-111h 10
Truth Unveiled with RalphFailure Is Not Proof God Left YouHave you ever found yourself in a situation where you did everything right, followed the path you believed God called you to, and still ended up in chaos? Today, I want to ground you in this truth: Failure Is Not Proof God Left You. I speak directly to the tension you may be feeling—the confusion that comes when you’ve prayed, trusted, and taken bold steps, yet things still fall apart. It can be discouraging when your obedience seems to lead to pain instead of progress.Read today's blog articleCheck out the full podc...
2026-04-2639 minRadioBypass PodcastDazr Interview – Back to Talk Debut Album “Do Or Die”Dazr returns to RadioBypass to talk about their upcoming debut album, “Do Or Die,” set for release on May 6.Back on the show, the band fills us in on what’s been happening since their last appearance on RadioBypass — from the progress they’ve made to how their sound and direction have evolved.We dive into the journey behind the album, what listeners can expect from their first full-length release, and the drive pushing the band forward.We also talk about their latest single, “Another Lie,” giving listeners a closer look at the track and what it...
2026-04-1823 min
The VTM Podcast by Dr. Ralph ClaytonThe VTM Podcast - Episode 6 - The Three Horizons: Why Seeing Isn’t the Same as ControlIn episode six of the Volumetric Time Model series, Ralph Clayton deepens the framework by introducing one of its most practical and clarifying ideas so far: the separation of reality into three distinct horizons of access.Up to this point, the series has explored a central tension—how something can fully exist while remaining only partially accessible to an embedded observer. We’ve looked at the difference between existence and access, the experience of forecasting without power, the limits defined by the agency horizon, and the growing gap between seeing and steering.This episode takes the...
2026-03-1830 min![Talkin\' Bout [Infosec] News](https://img.transistorcdn.com/6TUVnJuOo9RJczLCVSTqQKSEP009Efkrd2DDVuwHoTI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8xMjA4/ZmM3ZGM5YTdjNWI0/ZDUxMWVkNDhhOWM4/YjZhNy5qcGc.jpg)
Talkin' Bout [Infosec] NewsIranian Hackers Claim Responsibility for Stryker Attack - 2026-03-16This episode covers multiple cybersecurity news stories, including Iranian hackers claiming responsibility for a cyberattack on Stryker, ongoing challenges in attributing nation-state cyber operations, and broader trends in global cyber conflict. The hosts also discuss the reliability of public breach claims, emerging threats targeting critical industries, and how organizations are responding to an increasingly complex threat landscape.Join us LIVE on Mondays, 4:30pm EST.A weekly Podcast with BHIS and Friends. We discuss notable Infosec, and infosec-adjacent news stories gathered by our community news team.https://www.youtube.com/@BlackHillsInformationSecurityChat with us...
2026-03-171h 01
Leadership Sovereignty Podcast: Career Growth and PromotionRuthless Priorities: How to Get Promoted by Focusing on High-Impact WorkAre you working hard and still not getting promoted? The problem may not be your effort — it may be your focus.In this episode of the Leadership Sovereignty Podcast, host Ralph Owens and co-host Terry Baylor sit down with Rob Zelinka, accomplished CIO, to challenge one of the most dangerous myths in professional life: that hard work alone is enough to advance your career.Rob introduces the concept of ruthless priorities — the high-impact tasks that move the needle for your organization and your career, no matter what. He and Ralph unpack the difference between being busy...
2026-03-0919 min
The VTM Podcast by Dr. Ralph ClaytonThe VTM Podcast Episode 3 - The Agency Horizon: Where Control Begins to FadeIn Episode 3 of the Volumetric Time Model series, host Ralph Clayton explores a powerful concept called the Agency Horizon — the point where your actions stop meaningfully influencing the outcomes you care about.In the previous episodes, we built the foundation for this idea. Episode 1 introduced the difference between existence and access, showing how reality can be consistent while our experience of it is incomplete, delayed, and filtered through limited signals. Episode 2 introduced Forecasting Without Power — the strange but familiar experience of being able to see where a situation is heading while still feeling unable to change its dire...
2026-03-0844 minSimple GospelEp 22 — How To Get To Where God Is — Dr. Ralph Dartey IIIn this episode, Dr. Ralph Dartey II shows us that getting to where God is is a journey. Just like David said, “Who may ascend the hill of the Lord?” and as Jesus reminds us that God is Spirit, this message calls us to stop living by our feelings or the flesh and start living by the leading of the Spirit. Tune in. It’s simple, don’t make it complicated.
2026-02-1050 min
"Hammer Time" with Ralph SchoellhammerRalph Reacts #2 - No, Europe does not have Escalation DominanceIn this conversation, Ralph Schoellhammer discusses the perceived escalation dominance of Europe over the United States, arguing that this belief is largely an illusion. He highlights the significant military, digital, financial, and energy dependencies that Europe has on the US, emphasizing that while Europe may hold some leverage, it is constrained and cannot easily achieve strategic autonomy. The discussion covers various domains, including military technology, digital infrastructure, financial markets, and energy supplies, ultimately concluding that European independence is a complex and long-term challenge.
2026-01-2130 min
The Benefit WhispererWhat If Your Most Valuable Health Plan Asset Is the Data You’ve Never Seen? (Ep. 36)Welcome to The Benefit Whisperer, where we decode the nonsense in healthcare.
In this episode, Ralph Weber is joined by Chris Condeluci, one of the nation’s leading ERISA and healthcare transparency attorneys. Chris argues that pricing data and claims information aren’t just useful, they’re plan assets under ERISA. And if that’s true, carriers, TPAs, and PBMs may be fiduciaries… whether they like it or not.
This episode unpacks:
Why plan sponsors can’t meet fiduciary duty without full data access
How compensation disclosure rules are tightening around PBMs and TPAs
Wha...
2025-12-0231 min
Jazz Epicenter 6.7Ralph Johnson’s JazzScape Journey: From Blue Note Legends to Modern IconsStep into another immersive journey through the JazzScape with Rock & Roll Hall of Fame inductee, Kennedy Center honoree, and seven-time Grammy Award winner Ralph Johnson. In this edition of Jazz Epicenter 6.7, Ralph guides listeners through a curated blend of classic jazz from the 1960s and 1970s, spotlighting the legendary artists, albums, and deep cuts that shaped modern jazz.This episode features unforgettable performances from Lee Morgan, Chick Corea, Ray Charles, Cannonball Adderley, Herbie Hancock, Miles Davis, Tanya Maria, Pat Metheny, Shirley Horn, Wes Montgomery, and many more. Ralph’s insider commentary brings historical context, personal insight, and mu...
2025-11-211h 53
The Benefit WhispererTrust, But Verify: Why Your TPA May Be Selling Your Employees’ Data (Ep. 31)Ralph Weber welcomes back Ann Lewandowski to unpack one of the most overlooked threats in benefits: your data. This episode exposes how TPAs and PBMs can legally profit from “de-identified” plan data, why HIPAA offers false comfort, and what transparency should mean in 2025. If you’re a plan sponsor, this is essential listening.
00:00 The Importance of Trust in Benefits
02:35 Understanding Healthcare Operations and Compliance
05:12 Evaluating Individual vs. Group Health Plans
08:10 The Role of Fiduciaries in Employee Benefits
10:45 Identifying Misaligned Incentives
13:18 Trust but Verify: The Need for Tr...
2025-10-2125 min
Givers, Doers, & Thinkers—A Podcast on Philanthropy and Civil SocietyCary Sanders and Ralph May & overcoming societal barriers after incarcerationThis week on Givers, Doers, & Thinkers, Jeremy Beer sits down with Cary Sanders of JumpStart and Ralph May of St. Vincent de Paul in Boise to talk about what it really takes to break the cycle of incarceration. They share personal stories of re-entry, the challenges returning citizens face, and how their organizations are building paths to rehabilitation through community support, employment, and addiction recovery. Let’s go!Sponsored by AmPhil, helping nonprofits advance their missions and raise more money: https://amphil.com/.#interview #podcast #newepisode #nonprofitCenter for Civil Society's You...
2025-10-1646 min
Leadership Sovereignty Podcast: Career Growth and PromotionAI May Not Replace Your Job — But Someone Who Knows AI Probably Will (Part 6 of 8)AI may not replace your job. But someone who knows AI probably will.In Part 6 of the Leadership Sovereignty Podcast's eight-part GenAI series, host Ralph Owens and co-host Terry Baylor tackle the career ROI of AI — and why professionals who can quantify what AI is doing for their performance will stand out in every annual review conversation they ever have. Ralph shares the pro tip that changes everything: ask AI to explain exactly how your role generates revenue for the organization. Then watch your vocabulary, your articulation, and your visibility change.Terry breaks down how us...
2025-09-2215 minSimple GospelEp 2 — Growing Through Sound Doctrine — Dr. Ralph Dartey IIIn this episode, Ralph shares a few keys to growing in the Simple Gospel. He highlights the importance of sound doctrine and tackles questions you may have wondered about but never asked. Ralph also explains how our own desires and “itchy ears” can lead us astray when we don’t want to wait on God. To help us stay rooted, he offers practical guiding points that keep us anchored in truth. Tune in to discover more.
2025-09-1552 min
Truth Unveiled with RalphThe Culture of Complaint: From Grumbling to Godly GratitudeThe primary focus of this podcast episode is the pervasive culture of complaint and the powerful transformation that occurs when we shift from grumbling to godly gratitude. We take a deep look at how constant complaining robs us of inner peace and blinds us to the everyday blessings God pours into our lives. Through scriptural insights, we emphasize the importance of aligning our hearts with God’s will by practicing intentional gratitude instead of giving in to negativity. Gratitude doesn’t just change our attitude—it strengthens our faith and draws us into deeper connection with God, even in the fa...
2025-07-1349 min
Truth Unveiled with RalphOvercoming the Inflation Illusion: Finding Financial Peace in God's TruthIn the opening episode of 'Truth Unveiled with Ralph,' the host Ralph Estep Jr. addresses the tumultuous nature of contemporary life, marked by economic fluctuations and societal upheaval. The discourse encapsulates the pervasive feelings of disorientation and anxiety experienced by many, particularly in the context of rising inflation. Ralph articulates a vision of clarity, inviting listeners to seek biblical truths that provide stability amidst the chaos of daily headlines and financial pressures. Join Ralph as he explores overcoming the inflation illusion.The episode centers on the concept of inflation, which Ralph describes as not merely an...
2025-06-2347 min
Serious PrivacyData Makes the World Go Round (with Noël Luke)Send us Fan MailIt's been a while since we last talked about cross-border data transfers, but that does not mean that all issues have resolved themselves. And while the focus may still largely be on the EU-US relations for data transfers, the core developments actually relate to the Global Cross-Border Privacy Rules. Therefore, on this week of Serious Privacy, Paul Breitbarth, Ralph O’Brien of Reinbo Consulting, and Dr. K Royal connect with Noël Luke, chief assurance officer at TrustArc. She joined TrustArc in 2015 and is responsible for overseeing and enhancing TrustArc’s robust...
2025-06-1833 min
Writing in the DarkSeason 3, Episode 4: Opening a PortalIn this episode, Julia F. Green and Ralph Walker welcome special guest E. J. Wenstrom to discuss Charles Yu’s short story “Open” from his 2012 story collection Sorry Please Thank You.Reading: Open by Charles YuE. J., Julia, and Ralph explore this speculative short story and its portal—in this case a literal door that appears in a living room—which may or may not save the main characters’ relationship. They discuss portals and their use in genre fiction, how Yu does so much in a small space, and his work on the TV show...
2025-05-1639 min"Hammer Time" with Ralph SchoellhammerWill there be war? - Hammer-Time with Ralph SchoellhammerGet 50% off on the Biogena One Starter Pack with START50 at https://biogena-one.com/enRalph's German Channel: / @ralphschoellhammer-de Ralph's Substack in English: https://the1020.substack.com/Ralph's Substack in German: https://schoellhammer.substack.com/Interview with David Betz: • "The coming civil war with David Betz" Interview with Doomberg and Michael Every: • The New World Order – with Doomberg a... Ralph Schoellhammer discusses the potential for a coming revolution in the West, driven by an institutional crisis where existing political frameworks fail to adapt to contemporary challenges. He emphasizes the importance of political legitimacy, voter frustration, and the role of youth in seeking change. The conversation e...
2025-05-1126 minRadioBypass PodcastRadioBypass Chat with Doug Aldrich - Health Update, NEW Signature Amp, The Dead Daisies and more!We are honored to have Doug Aldrich stop by RadioBypass for a chat. We discuss all kinds of things including an update on Doug's health, his brand new Signature Amp from Blackstar, Guitars, his work with Lion, Dio, Whitesnake and The Dead Daisies. We may have discussed some cars, and getting back on the road with The Dead Daisies next month in Europe. We also crank up a couple of songs off the latest The Dead Daisies album, Light 'Em Up. Come join us!
2025-02-071h 18
Financially Confident ChristianWho can you trust for your taxes? How to choose the right professional.Finding a trustworthy tax professional is crucial, especially for small business owners like Bridgette, who fear making costly mistakes with their taxes. Ralph Estep Jr. addresses common concerns about hiring tax preparers and provides valuable insights on what to look for in a qualified professional. He breaks down the different types of tax professionals, such as certified public accountants (CPAs), enrolled agents (EAs), and tax attorneys, emphasizing the importance of credentials and experience. Ralph highlights the need for transparency regarding fees and the significance of year-round availability for addressing ongoing tax concerns. With a blend of humor and practical...
2025-02-0429 min
Financially Confident ChristianWhat are treasury inflation protected securities (TIPS) and why should someone hold them?Are you concerned about inflation eroding your savings? This episode dives into treasury inflation-protected securities (TIPS), a powerful investment tool designed to help safeguard your money from the damaging effects of inflation. Ralph Estep, Jr. shares insights on how these government-backed bonds can protect your purchasing power while offering a steady income stream. He highlights the importance of saving wisely and provides a compelling story about a teacher named James, who learned the hard way about the pitfalls of traditional bonds during inflationary times. Join Ralph as he explores practical steps to incorporate TIPS into your investment strategy, helping...
2025-01-0420 min
Financially Confident ChristianWhat are the top 7 reasons why I should not open a CD?Are you considering a certificate of deposit (CD) for your savings? Before you lock away your cash, it's crucial to understand that putting your money in a CD might not be the best choice for your financial future. Ralph Estep Jr. dives into the potential pitfalls of CDs, shedding light on limited liquidity, early withdrawal penalties, and the risks of lower returns. He shares a compelling story about a client named Martha who faced significant challenges after investing in a CD without fully understanding the implications. By the end of the episode, you'll not only gain valuable insights about...
2024-12-3121 min
Financially Confident ChristianWhy I probably shouldn’t consider a reverse mortgage?Are you considering a reverse mortgage as a way to tap into your home's equity? Ralph Estep Jr. dives deep into the potential pitfalls of these loans, highlighting how they may not be the financial blessing they appear to be. Through a cautionary tale about a client named Patty, Ralph illustrates the importance of understanding the hidden costs and risks associated with reverse mortgages. He emphasizes the need for thorough evaluation and consultation with a financial advisor before making such a significant decision. With a blend of personal anecdotes, practical advice, and a faith-based perspective, Ralph encourages listeners to...
2024-12-2719 min
Financially Confident ChristianWhy do people obsess over a 800 credit score when this score is just as good?Chasing that elusive 800 credit score could be the very thing blocking your financial blessings. Ralph shares the heartfelt story of Jennifer, who has put her life on hold due to her obsession with her 765 credit score, highlighting how this fixation can lead to unnecessary anxiety and missed opportunities. Drawing from his extensive experience as a credit executive, Ralph reveals that successful financial stewardship is about much more than just a number. He introduces the "three Cs" of credit—character, capacity, and collateral—emphasizing their importance over mere credit scores. Tune in as Ralph provides actionable steps to help listeners find...
2024-12-1825 min
Ralph Nader Radio HourIsrael's Wall of ImpunityRalph welcomes international human rights lawyer and activist, and former senior United Nations human rights official Craig Mokhiber to discuss Israel and Gaza—if Israel should be thrown out of the UN, how Trump's positions will compare to Biden's, and whether we're starting to see cracks in Israel's wall of impunity. Plus, Ralph shares a possible ray of light in Trump's cabinet, a warning about the cost of credit cards for small businesses, and some tough love for AARP.Craig Mokhiber is an international human rights lawyer and activist, and a former senior United Nations hu...
2024-12-071h 15
Financially Confident ChristianWhat are 9 retirement expenses which I may not have considered?Are you prepared for the unexpected costs that can arise during retirement? Many retirees find themselves blindsided by expenses they never planned for, which can significantly derail their financial plans. This episode dives into nine surprising retirement expenses that often catch people off guard, such as supporting adult children, unexpected dental work, and home modifications. Ralph shares real-life stories from clients who faced these challenges and offers practical tips to help listeners better prepare for their own financial futures. Join Ralph as he combines insightful financial advice with a Christian perspective, ensuring you are equipped to navigate the complexities...
2024-12-0532 min
Financially Confident ChristianDid you know Jesus died for the bad people too?Jesus offers redemption even for our financial mistakes, a powerful theme explored in this episode of the Ask Ralph podcast. Ralph Estep Jr. addresses a heartfelt question from a listener, Michael, who is grappling with the weight of his financial past, including gambling debts and the impact on his family. Through a compelling story about a client named James, who faced similar struggles and found a path to redemption, Ralph illustrates that acknowledging past mistakes and taking responsibility can lead to transformative change. The episode also outlines practical steps for financial recovery, emphasizing the importance of confession, restitution, and...
2024-12-0124 min
Financially Confident ChristianCan I use my 401-K to purchase a home?Isabella from Tennessee shares her heartfelt struggle with the realities of renting and the desire for home ownership, raising the poignant question of whether to use retirement savings for a down payment. Ralph dives into the complexities of this decision, emphasizing the need to balance immediate family stability with long-term financial security. He highlights two main options for accessing 401(k) funds: taking a loan or making a hardship withdrawal, each with its own risks and rewards. Through real-life scenarios, Ralph illustrates the potential pitfalls of sacrificing future retirement funds for today’s needs, reminding listeners that family considerations and fi...
2024-11-2331 min
Financially Confident ChristianHow can I avoid losing my retirement benefits to an online scammer?Are you worried about losing your retirement savings to online scammers? Ralph Estep Jr. tackles this critical concern by sharing personal stories and practical advice for protecting your financial future. He emphasizes the importance of discernment when it comes to investment opportunities and warns against acting under pressure, a lesson he learned from his own mother’s near-miss with a scam. Listeners will learn five concrete steps to safeguard their retirement, from establishing verification words with financial institutions to the necessity of multifactor authentication. Join Ralph as he combines real-world experiences with a Christian perspective, offering hope and strategies to...
2024-11-1216 min
Financially Confident ChristianWhy states with no income tax aren’t as affordable as they may seem?Are you considering a move to a no-income-tax state, dreaming it will solve all your financial problems? This episode reveals why these states might not be the financial paradise you envision. Host Ralph Estep Jr. shares the cautionary tale of his client Jim, who moved to Tennessee only to be overwhelmed by hidden costs, such as high sales and property taxes, that negated his expected savings. The discussion dives into the complexities of tax structures, emphasizing the importance of a comprehensive cost analysis beyond just income tax savings. Tune in as Ralph provides actionable advice for anyone contemplating a...
2024-10-1017 min