Shows
Money For Couples with Ramit Sethi245. "We make 6 figures. Why am I hiding fast food purchases?"Ramit Sethi of I Will Teach You To Be Rich talks to Grace and James, a couple from Ireland, aged 38 and 37, who have been navigating immense challenges. James was diagnosed with cancer and underwent a year of treatment, while Grace managed a difficult pregnancy and maternity leave with their second child, an infant. Amidst the fear and grief, their household income took a significant hit, causing financial strain. Grace felt the burden of managing their finances, leading to guilt about James continuing to work during his illness. Despite these hardships, they’ve built a strong financial foundation with high sa...
2026-01-272h 05
Money For Couples with Ramit Sethi244. "I'm in $244k debt but give $500/mo to my church"Ramit Sethi of I Will Teach You To Be Rich continues his discussion with Mike and Noel in part two of their financial deep dive. The couple, married for just 6 months, faces a daunting $244K in debt with zero savings, fueled by previous "guilt-free" spending and a shocking $170K windfall that disappeared. Despite their dire situation, major cuts to their fixed costs haven't happened yet. Ramit encourages Noel to reconsider her church tithing and find proactive ways to increase income, like driving for Uber. Can they shift their mindset from feeling deprived to purposeful sacrifice, anchor their spending to...
2026-01-201h 29
Money For Couples with Ramit Sethi243. "She inherited $171K…but it’s already gone."Ramit Sethi of I Will Teach You To Be Rich talks to Mike and Noel, a young couple who are both 34. They married just 6 months ago, but financial fights have become a daily occurrence, even after receiving a $170K windfall. Mike blames Noel for overspending, but admits they both struggle with money, while Noel views the windfall as "guilt-free" spending. With $244K in debt, zero savings, and 82% of their income going to fixed costs, Ramit helps them uncover the root of their money woes. Will they finally get on the same page, create a financial system that works, and...
2026-01-131h 25
Money For Couples with Ramit Sethi"Our couples therapist couldn’t fix this. Please help."Ramit Sethi of I Will Teach You To Be Rich talks to Natalie and Chris, married with two young kids and a net worth of $1.3 million. Despite their significant assets, money remains a constant source of conflict, especially when unexpected expenses arise. Chris tends to "freak out," emotionally withdrawing and becoming zombie-like, leaving Natalie feeling alone. This pattern, which Chris describes as "catastrophizing," has intensified since their kids' expenses piled up.
Their therapist recommended they talk to Ramit, hoping to establish a financial game plan to prevent Chris's emotional collapses. Currently, 81% of their income goes to fixed c...
2026-01-061h 48
Money For Couples with Ramit Sethi“We invested our wedding money…in psychedelics”Two couples take the stage with a shared question—but very different financial realities: When is “enough” actually enough to move forward?
Finn and Luna built a successful pet-sitting business and now sit on hundreds of thousands of dollars—but with no clear plan for investing, homeownership, or the future. Meanwhile, Monica and Antonio earn a strong income, are completely debt-free, and yet feel paralyzed by fear as they juggle parenting, aging parents, and the possibility of purchasing a larger home.
In this live episode, Ramit digs into the tension between optimism and realism, abundance and anxi...
2025-12-301h 08
Money For Couples with Ramit Sethi“We book $10K vacations, then panic about money”Cheryl (67) and Michael (69) have built rich, full lives: multiple careers, reinventions, and nearly 12 years of marriage. Yet when it comes to money, they feel stuck. They earn about $120,000 a year, have roughly $600,000 saved, and regularly book $10,000–$15,000 vacations focused on travel, family, and experiences. Then, almost immediately, panic sets in. With mostly separate finances, lingering trust issues from past decisions, and no clear retirement plan, they’re embarrassed to admit that they don’t actually know when (or if) they can retire. Cheryl wants clarity and confidence about the future, while Michael wrestles with fear, guilt, and uncertainty around spending and se...
2025-12-231h 36
Money For Couples with Ramit Sethi"He quit his high paying job and didn’t tell me"Jamie (45) and Ryan (36) have been married for nearly a decade and share three kids, but their financial foundation was shaken when Ryan quit his high-paying finance job and cashed out his 401(k) without telling Jamie. Now earning far less, they’re still spending like nothing changed, running up credit card debt and ending each month wondering where the money went. Jamie, the higher earner, is anxious about retirement and trust after years of financial surprises, while Ryan avoids money conversations and struggles with insecurity. Layered on top are a 10-year age gap, deep past trauma, and very different visions of...
2025-12-161h 41
Money For Couples with Ramit Sethi"We’re in credit card debt again. Will this ever stop?"Ado (33) and Gabby (32) are exhausted by a cycle they can’t seem to escape: getting into credit card debt, paying it off, and then ending up right back where they started. Now, with $44,000 in credit card balances, student loans on both sides, and an $1,800 monthly daycare bill, they feel one setback away from losing everything.
Ado’s avoidant, live-in-the-moment approach clashes with Gabby’s desire for structure and long-term security. Both come from financially chaotic childhoods, and those old patterns are replaying in their marriage. They dream of moving to Europe and building stability for their young daught...
2025-12-091h 39
Money For Couples with Ramit Sethi“We bought our dream house. Then he lost his job.”Karen (45) and Chad (44) built their lives around a high income: buying their dream home in a high-cost city and raising three kids with confidence in the future. But when Chad lost his $340K tech job, everything changed. Three years later, he’s earning half as much, their emergency savings are gone, and they’re borrowing just to stay afloat. Karen lies awake fearing they’re one paycheck away from losing the house, while Chad stays optimistic that a future promotion or windfall will fix everything. Their conversations remain polite but distant, masking deep anxiety, resentment, and two completely different philos...
2025-12-021h 19
Money For Couples with Ramit Sethi“She spent $5K behind my back. How can I trust her?”Alex (34) and Jackie (33) have been married for 11 years, raising four young kids while navigating a financial dynamic that’s been strained for nearly as long. Alex is meticulous and cautious — he’s tracked every expense since 2016 — while Jackie follows her instincts and believes God will provide. But when she secretly enrolled in a $5,000 coaching program and later pushed for a $16,000 photography course, Alex’s trust shattered. Now he feels like he’s carrying the entire financial load, while Jackie feels discouraged and untrusted. Their arguments spill into daily life, even in front of their kids. Can Ramit help them rebuild trus...
2025-11-251h 39
Money For Couples with Ramit Sethi"Can we pay off this debt faster?" (Part 2)Imani (52) and Michael (65) return for Part 2—and this time, Ramit pushes them to find out how fast they can turn things around.
After years of miscommunication, mounting debt, and emotional exhaustion, they’ve finally started tackling their finances together. But when Facet’s retirement scenarios reveal how long their money will really last, they’re forced to confront new tradeoffs: spend less now, retire later, or change their lifestyle entirely. Can Michael step up and lead? Can Imani release control and start dreaming again? Or will their old habits slow their progress before it even begins?
A spec...
2025-11-181h 24
Money For Couples with Ramit Sethi"We have $100k+ in debt. Will we ever enjoy life?" (Part 1)Imani (52) and Michael (65) have been married for 24 years—and they’re drowning in nearly $126,000 of consumer debt despite earning over $250,000 a year.
Imani, a disciplined attorney who tracks every dollar, feels trapped by Michael’s unchecked spending on electronics and his laid-back approach to money. She dreams of travel, freedom, and a life that finally feels generous, while he insists everything’s fine as long as the bills get paid.
With resentment growing and Imani nearing her breaking point, Ramit challenges them to face the truth: Can they pay off their debt, rebuild trust, and start en...
2025-11-111h 10
Money For Couples with Ramit Sethi“I save while she spends on vacations. Is this fair?”Samantha (36) and Kevin (41) have been together for seven years, but their financial lives couldn’t look more different. He’s a high earner with $800,000 in investments and a paid-down mortgage. She’s still carrying student loans, car payments, and lingering shame about being “behind.” While Kevin saves methodically for the future, Samantha prefers to spend on experiences—especially travel—leaving him questioning whether their financial priorities will ever align. Beneath the surface, neither of them has truly learned how to talk about money without shutting down. Can Ramit help them move from avoidance and resentment to shared goals and real plans for...
2025-11-041h 38
Money For Couples with Ramit Sethi“My husband gives me an allowance. I feel like a child.”Edward (38) and Ellen (30) live in Hawaii with their young daughter and a new baby on the way. With a net worth of over $2 million, their finances look strong on paper, but behind the scenes, their marriage is strained by control, fear, and trust issues around money.
Edward manages every dollar, while Ellen has to ask for “permission” to spend, even on basic everyday items. He believes tight control protects their future, making her feel more like a child than a partner. As Edward grapples with his deep fear of losing everything, Ellen wants to step into her own...
2025-10-281h 39
Money For Couples with Ramit Sethi“Our $200k in crypto is gone. Now we live with his mom.”Angela (31) and David (34) thought they’d built a future on $200,000 in crypto. Instead, they lost it all—and now they’re living in David’s childhood home with his mom. Angela dreams of traveling to Colombia to be with family, while David quietly panics about their finances. She sees every course and trip as a step toward freedom, but he sees their savings shrinking with no plan in sight. With only $4,000 in the bank and a 5-year-old to support, can they stop improvising and finally create a stable financial life of their own?
In this episode we uncover...
2025-10-211h 35
Money For Couples with Ramit Sethi“We spend 168% of what we make. What are we missing?”Amy (32) and John (40) are raising two young kids in Canada, earning a solid $155,000 a year. But with $768,181 in debt and fixed costs at 168% of their income, every month feels like a losing battle. Two years ago, John hid hundreds of thousands in business tax debt from Amy—what she calls “financial infidelity.” Since then, trust has been fragile, money is tight, and they often feel like they’re fighting on “two separate life rafts.” Amy’s trying to rebuild their future, but when more than HALF of their monthly income goes immediately towards debt, they’re struggling to find a path forward...
2025-10-141h 43
Money For Couples with Ramit Sethi“I’m almost 50 and have nothing to show for my life”Christine (47) and Thad (57) have been together for more than six years, but instead of building wealth, they’re buried under nearly $340,000 of debt.
Christine, the self-appointed “CFO,” is exhausted from tracking every bill, while Thad avoids the details and spends freely. Their conflicting money mindsets (Christine craving stability, Thad living for the moment) have stalled their big dreams like buying a home or taking Rich Life vacations that Christine longs for. With almost no savings and retirement looming, Christine fears she’s approaching 50 with nothing to show for her hard work, while Thad insists a single plan will sol...
2025-10-071h 38
Money For Couples with Ramit Sethi“I’m 30, broke, and tired of budgeting”Kristen (30) and Josh (36) married just last year, but their honeymoon phase is buried under $40,000 of debt and a sense of being “trapped.” Kristen is meticulous, tracking every dollar and carrying deep guilt around spending—even on herself. Josh, meanwhile, shrugs off the stress with a “we’ll figure it out” attitude, though his impulse purchases and nicotine habit don’t help.
With 82% of their income tied up in fixed costs, they’re left with almost nothing for fun, savings, or their dreams of a bigger space for pets and cars. Kristen is exhausted from budgeting every penny, while Josh wonde...
2025-09-301h 38
Money For Couples with Ramit Sethi“We bought our dream house. Now we’re drowning”Jason (38) and Katie (36) thought buying their dream home in Minnesota would be the start of a new chapter. Instead, they’re buried in debt, daycare bills, and the pressure of raising a new baby while working demanding creative jobs in an industry threatened by AI.
Despite earning $246,000 a year, they’ve been trapped in a decade-long debt cycle, and every dollar is already spoken for. With $30,000 in debt left to go and no clear plan for what comes next, can they finally break free of survival mode and build the life they truly want together?
In t...
2025-09-231h 20
Money For Couples with Ramit Sethi“She’s chasing FIRE. I want to enjoy life now.”Laura (34) and Cameron (38) earn over $200,000 a year and save thousands each month, yet every decision feels like a crisis.
Laura, a first-generation Mexican American, grew up in financial chaos and now enforces strict rules, from tracking every purchase in YNAB to keeping Cameron on an allowance. Her dream is to hit Coast FIRE in five years. Cameron, meanwhile, just wants to enjoy life today—take a trip, fix the car, maybe even expand their family. Their daughter is four, and the question of whether to have another child looms large.
Can Ramit help them break fr...
2025-09-161h 35
Money For Couples with Ramit Sethi“We’re losing $5k/mo. Where is it all going?”Lashan (50) and David (49) have been married for nearly two decades, raising three children and building stable government careers. But when health complications and a sudden return-to-office mandate pressured Lashan into early retirement, their income dropped. Suddenly, $5,000 a month seems to vanish into thin air. Lashan, meticulous and controlling with money, carries the full weight of their financial future, while David remains passive and supportive from the sidelines.
But the stakes are high: a mortgage, looming college costs, and the urgency to create meaningful memories while Lashan still can. Can Ramit help them uncover where the money is...
2025-09-091h 37
Money For Couples with Ramit Sethi“I took on debt to help my family. Now she won’t marry me.”Rachel (31) and Pierre (42) have been together for four years, building a loving and stable life in Brooklyn. But one issue is holding everything back: Pierre’s $60,000 in debt from a failed business he started to support his family. His plan is to wait it out, hoping the problem disappears. But Rachel is unwilling to move forward towards marriage until there’s a plan in place.
To her, his passive approach feels like a warning sign for their future together. Can Ramit help them face the reality of this debt, make a plan, and build a shared vision?
2025-09-021h 32
Money For Couples with Ramit Sethi“We make $81k/yr in our 30s. Is that enough?”Becca (35) and Nikki (31) are planning their wedding, but they’re already struggling with how to merge their money. Becca, a rock climbing guide with a variable income, has thrown herself into personal finance after years of scarcity thinking and now tracks every dollar. Nikki wants to feel more empowered but often defers to Becca’s lead—and sometimes hides financial stress, like credit card debt.
Together they net around $80,000, but with high fixed costs, student loans, and uncertainty about investing, their dream of building wealth feels out of reach. They want a clear, intentional financial plan that lets t...
2025-08-261h 30
Money For Couples with Ramit Sethi“My husband is my 4th child. Will he ever help?”Fernanda (44) and Jorge (48) have been married for nearly 25 years, raising three children, including one with lifelong special needs. Despite earning $130,000 a year, they consistently spend more than they make, and only have $300 in savings.
Fernanda juggles multiple jobs and manages every detail of their finances, a responsibility that has left her physically ill from stress. Jorge works nights and picks up odd jobs, but avoids financial planning and defers almost everything to Fernanda. Fernanda dreams of a stable, less exhausting life where she and Jorge are true financial partners.
Can Ramit help them confront old...
2025-08-191h 35
Money For Couples with Ramit Sethi“I’m almost 40 and still living paycheck to paycheck”Romy (38) and Travis (37) are a married couple living in Cape Town—but despite earning over $130,000 a year, they’re constantly running on empty. Romy feels the crushing weight of managing everything alone, while Travis avoids financial planning and insists things will “just work out.” Together, they’ve repeated the exact same dynamic Romy grew up with—right down to the hidden savings and anxious sleepless nights. Can they stop playing financial whack-a-mole and finally build a system that supports their future dreams, or will history keep repeating itself?
In this episode we uncover:
• Why Travis believes he ca...
2025-08-121h 30
Money For Couples with Ramit Sethi“I carry the baby, the bills, and the stress”Monica (36) and Michael (33) have been married just over a year and are navigating the pressures of new parenthood—but Monica feels like she’s doing it alone. She pays the rent, covers childcare, and works a demanding job, while Michael juggles three jobs and carries shame about his income and past financial mistakes—including an eviction he never told her about.
Despite a recent 50% salary increase, Michael didn’t share the news, reinforcing Monica’s sense that she’s carrying the emotional and financial load. Can Ramit help them rebuild trust, communicate transparently, and step into a true financi...
2025-08-051h 35
Money For Couples with Ramit Sethi“He’s so cheap it’s killing our joy”Angela (52) and Brian (52) have been together since they were teenagers and have raised four kids.
Now as they approach being empty nesters, they’re stuck in a sitcom-style standoff: Angela loves bargain shopping and dreams of traveling the world, but Brian clings to a decades-old belief that they need $1 million to retire and panics over every pantry purchase. Their net worth proves that they’re actually financially stable—but Brian can’t shake the fear of not having enough.
Can Ramit help them rewrite their roles, align on what retirement really looks like, and find connecti...
2025-07-291h 21
Money For Couples with Ramit Sethi“Our childcare costs are about to quadruple. Are we screwed?” (Part 2)Last week, we met Dominique (33) and Chris (34)—a couple earning $180K a year, raising a toddler, and still living paycheck to paycheck. Dominique felt alone in managing their finances, while Chris stayed disengaged, assuming things were fine.
In Part One, we uncovered the cracks: a lack of communication, zero long-term planning, and growing resentment. Now, as their childcare costs are about to quadruple, will they be able to move past survival mode and start working as a team? Will Chris finally step up—and can Dominique let go of overthinking and accept support?
In this epis...
2025-07-221h 02
Money For Couples with Ramit Sethi“Are we broke…or just bad with money? (Part 1)Dominique (33) and Chris (34) have been together for six years, engaged for two, and share a two-year-old son. While Dominique manages parenting, full-time work, and their finances, Chris shuts down when money comes up—and has no plan for what’s next. With rising childcare costs, growing debt, and a second home draining up to $2,000/month, their finances are on the brink. Dominique has paused their wedding plans—and admits she’s considering co-parenting alone. Can Ramit help them build a future together before it’s too late?
In this episode we uncover:
• The emotional burden Dominique ca...
2025-07-151h 21
Money For Couples with Ramit SethiI track every penny. He gambles. Should I marry him?Taylor (29) is a high-earning dentist with a strict savings plan and deep-rooted fears about financial instability. Hayden (25) earns $24K a year, has a history of gambling and financial dishonesty, and struggles with budgeting. They live together, but their vastly different money philosophies leave Taylor questioning whether marriage is possible. With trust issues, income imbalance, and emotional baggage on both sides, can they find common ground—or is it time to walk away?
In this episode we uncover:
• Taylor’s strict financial boundaries—and why Hayden feels constantly judged by them
• The real reason Hayden hid...
2025-07-081h 15
Money For Couples with Ramit Sethi“He wants a house, I don’t want to go bankrupt.”Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. Athena’s upbringing was defined by instability and strict religious messaging around money; Arie’s was middle-class and frugal. Now, they're realizing that love alone isn’t enough—they need a shared plan. Can Ramit help them define their values, shift their dynamic, and start building a future as true partners?
In this episode we uncover:
• The subtle financial tension that’s been building—and how it’s showing up in everythi...
2025-07-011h 33
Money For Couples with Ramit Sethi“I’m 45 but my parents still control my money”Kate and Keith have spent years afraid to spend—until now. In Part 2 of this conversation, Ramit investigates the $5 million missing from Kate’s trust fund and uncovers decades of poor returns, excessive fees, and emotional avoidance.
As the truth comes out, Ramit challenges them to rewrite the money scripts that have shaped their lives: Kate’s shame around wealth, Keith’s fear of being seen as dependent, and the confusing messages they’ve inherited about what money should mean.
They imagine a future with travel, community, and purpose, if they can confront this question: What’s the...
2025-06-2458 min
Money For Couples with Ramit Sethi“We have a $1M trust - but a $30k budget” (Part 1)Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life.
They’ve inherited wealth, run two small businesses, and have nearly $2 million in net worth. But with only $30,000 in annual income, they live in fear of spending—and cover their shortfall by dipping into savings.
Kate, recovering from long COVID, handles the finances but feels unworthy of her money. Keith, who once filed for bankruptcy, avoids money conversations entirely and worries he’ll be seen as a freeloader. Their roles are clear—one over-responsible, one disengaged—and their financial...
2025-06-1759 min
Money For Couples with Ramit SethiRamit and Cassandra open up: “Our real money fights (and what we learned)”In this rare and intimate episode, Ramit takes the hot seat alongside his wife, Cassandra, as they’re interviewed by their close friend Julie Nguyen.
Together, Ramit and Cass pull back the curtain on how they navigate money behind the scenes—from prenup negotiations and separate finances to the regular money meetings that keep them aligned. They open up about the challenges they've faced as a couple and reveal how, despite Ramit's career, they’re just as susceptible to money issues as any other couple on this podcast.
This conversation is an honest look at what i...
2025-06-031h 10
Money For Couples with Ramit Sethi“We make $170k—but spend like we make $450k”Clara (29) and Devin (34) are married with three young kids, trying to build a future while juggling debt, stress, and wildly different approaches to money.
Clara racked up $20,000 in credit card debt, while Devin chooses to gamble instead of investing for retirement. They earn well and own two properties, but with zero savings, 75% in fixed costs, and no shared goals, their financial foundation is crumbling. Underneath the spreadsheets and the spending is a toxic parent-child dynamic, causing Clara to feel disempowered and ashamed, while Devin’s “dreamer” mindset leads him to believe the next big win will fix everyt...
2025-05-271h 02
Money For Couples with Ramit Sethi“We bought a house we can’t afford, now what?”Sunnie (29) and Jazmyne (30) are a queer couple trying to build their life together—buy a house, bring a child into their family, and create long-term financial security. But with just one primary income and a major surgery planned for next year, every decision feels high stakes.
They earn a combined $180,000 and just bought their first home; but between rising costs, paycheck-to-paycheck living, and intense pressure on Sunnie as the breadwinner, their financial conversations often swing from optimistic to explosive.
With no shared plan, no savings for a wedding, and looming fears about safety and stability, ca...
2025-05-201h 19
Money For Couples with Ramit Sethi“I quit my job to care for our son, but can we afford it?”Anna (33) and Will (37) are married with two kids, including a young son who was born with a serious heart condition. Between unexpected medical expenses, emotional stress, and inconsistent financial planning, their savings have steadily drained—and now, they're spending more than they earn just to keep up. Will brushes off concerns, saying “We’re fine,” while Anna feels like she’s the only one confronting reality. Now, they want to build a home and create long-term security for their family—but until they can get aligned, that dream may be out of reach.
This episode is brought to you by:
2025-04-291h 19
Money For Couples with Ramit Sethi“I've been homeless before…I'm terrified to spend money”Jennifer (37) and Steve (41) have been dating for over five years, but they’ve never spent more than $100 on a shared purchase.
Jennifer is a self-made business owner with a clear vision for the future, while Steve is cautious, financially conservative, and still haunted by a turbulent past that included losing both parents and living out of his car. Despite a solid income and nearly $200,000 in savings, Steve can’t shake the fear of financial collapse. Jennifer, meanwhile, is growing resentful. She wants a partner who dreams big and makes bold moves with her—not someone who second-guesses a $10...
2025-04-221h 17
Money For Couples with Ramit Sethi“He makes 3x more, but wants to split everything 50/50”Katie (28) and Robin (35) live together in Tennessee and are planning a wedding. They earn a combined $386K, but don't split bills proportionally—even though he makes three times more. She feels judged, lies about spending, and recently racked up credit card debt after secretly booking a ski trip for his birthday. He’s investing $8K/month while she’s barely breaking even.As they discuss a prenup and her plan to quit her job for grad school, deep questions arise: Can they truly combine finances? Can she stop people-pleasing? Can he be more generous? Ramit helps them untang...
2025-04-081h 22
Money For Couples with Ramit Sethi“She racked up $50K in debt — why should I trust her with money?”Emma (39) and Dave (39) make $258,000 a year—but they’re stuck in a toxic money dynamic. She built a financial plan during maternity leave. He didn’t believe her. Now, they’re battling over trust, $50K in debt, and whether they can afford a $700K house. With conflicting money roles—she’s the anxious planner, he’s the passive skeptic—they can’t move forward. In this episode, Ramit breaks down their “chaser/avoider” dynamic, the emotional cost of skepticism, and how to finally create a shared vision.This episode is brought to you by:Stamps.com | Sign up...
2025-04-011h 23
Money For Couples with Ramit Sethi“Should we pay off our massive debt? Or invest more?”Wilson (46) and Shannon (35) have built a strong financial foundation—owning a vacation rental, maxing out Roth IRAs, and earning solid incomes. But when it comes to their next move, they’re at odds.
Wilson wants to tap into their home equity to invest in stocks, believing they’re too heavily weighted in real estate. Shannon, more risk-averse, worries about adding debt when they already owe $129K on their home, plus tax and student loans.
Can they align on a strategy that balances security with growth?
This episode is brought to you by:
Gelt...
2025-03-181h 33
Money For Couples with Ramit Sethi“I thought he was the problem… but it’s me?!”Live from the House of Blues in Chicago, Ramit coaches Evelyn and Mike (41).Despite their successful careers, money is a constant source of tension. Evelyn scrutinizes every purchase, while Mike feels frustrated by the endless debates over small expenses. Can Evelyn let go of her scarcity mindset and start trusting their financial future?Plus, stay tuned for a surprise visit from one of the past guests of Netflix’s How To Get Rich.This episode is brought to you by:Shopify | Sign up for a $1 per month trial period at https://sh...
2025-02-251h 28
Money For Couples with Ramit Sethi“He used to help me with debt…Now he’s making it worse”Frank (29) and Jill (33) are parents of two young kids and are trapped in a vicious cycle of overspending and debt.
With fixed costs eating up 107% of their income and $25,000 in credit card debt, they’ve been repeatedly digging themselves into a hole—and scrambling to climb back out. Frank solves panic with credit card balance transfers. Jill struggles with emotional spending rooted in childhood. Their lack of communication and alignment has created a wedge in their marriage, making it hard to face their financial reality together.
Can Frank and Jill cut spending, break old habits, and...
2025-02-181h 37
Money For Couples with Ramit Sethi“Her socks have holes but she's too cheap to buy new ones”Matt (34) and Eliza (32) have spent years prioritizing investments, setting themselves up for a secure retirement—but now, they struggle to enjoy spending money. Matt deprives himself when they go out, while Eliza avoids spending altogether. Their extreme frugality is keeping them from living the full life they could, and with their first baby on the way, the pressure is mounting. Can they shift their money mindset, find balance, and start truly living their Rich Life?This episode is brought to you by:goodr | If you’re looking for new sunglasses, goodr is giving Money for Coup...
2025-02-111h 24
Money For Couples with Ramit Sethi“We spend 98% of what we make—Where is it all going?”Justin (40) and Deepika (32) are stuck in a frustrating financial loop: despite their high income, they feel like they’re living paycheck to paycheck. Deepika dreams of buying a house someday, but the couple can’t seem to identify where their money is going—or how to escape the cycle of credit card debt. Justin has a side hustle that he’s eager to grow, but he’s struggling to get the same level of commitment from his business partners. For years, they’ve been focused on survival, not dreaming about the future. Now, they’re realizing that their lack of a shared vi...
2025-01-211h 37
Money For Couples with Ramit Sethi“My wife doesn't respect me because she earns 5x more”Dillon (30) and Carrie (29) are navigating a tricky dynamic in their relationship: income disparity. Carrie works in tech, earning a high salary, but her anxiety about money has her constantly second-guessing their financial situation. Dillon, a PhD student living on a $40K annual stipend, is growing increasingly frustrated with Carrie's dismissive comments and her inability to see their combined income as a strength. Can Carrie improve her money psychology so they can live a happier, rich life together?This episode is brought to you by:Masterclass | For unlimited access to every class and 15% off an annual...
2025-01-141h 30
Money For Couples with Ramit Sethi“People definitely called me out”: Nate & Serena return 2 years laterThis week we are back with part two of Nate and Serena's follow-ups. Their original appearance on episodes 73 & 74 are some of our favorite episodes of the podcast, and it is very rare that I get a chance to speak to a couple after their episode airs.Join us as we revisit moments from their first episode together, learn what changes they've made, and go over their NEW conscious spending plan two years later. I think you're gonna be surprised.This episode is brought to you by:NordVPN | Get a huge discount on a 2...
2024-12-311h 57
Money For Couples with Ramit Sethi“She makes 2x but wants me to treat her” Nate and Serena returnWhat happens to the couples that I’ve spoken to months, even years ago? It’s time to find out in our first follow-up episode, featuring Nate and Serena from episodes 73 & 74 of the podcast.
We're looking back on their original conversation, and then both Nate and Serena will be back next week to share where they’re at today, and their reactions from watching their original episode. They were incredibly honest, sometimes brutally honest, and also very sweet.
This episode is brought to you by:
Masterclass | For unlimited access to every class and 15% off an a...
2024-12-241h 26
Money For Couples with Ramit Sethi“We’re worth $87M, Why are we arguing over credit card bills?”David (36) and Victoria (35) have been married for two years, yet their finances are largely separate. David is a startup founder—cash strapped and optimizing his monthly take home pay. Victoria is a wildly successful entrepreneur who struggles to appreciate her accomplishments. Despite their immense wealth, David and Victoria's money psychology is holding them back. Can they ditch their old money mindsets and embrace their rich life?This episode is brought to you by:Aura Frames | Save on the perfect gift by visiting https://auraframes.com to get $35-off Aura’s best-selling Carver Mat frames by usin...
2024-12-171h 26
Money For Couples with Ramit Sethi“Was it a huge mistake to sell our house?”Meet Ava, 36, and Chris, 38. When it comes to their finances, they do not see eye to eye; and they’re stuck in a cycle of overspending. Ava is a worrier who uses a labor-intensive ledger to track expenses, taking tons of time and energy every month (although they’re still in debt). Chris doesn't like Ava's approach, but he's sick of fighting about it.They just sold their house, and now they need my help to get on the same page before they make their next move. Can Ava and Chris set aside their finances and create a ne...
2024-12-101h 22
Money For Couples with Ramit Sethi“I saved $5k for an engagement ring, but she secretly took the money”Michelle (33) and Matt (31) have been dating for seven years, but they’re stuck in relationship limbo, waiting to get married until Michelle deals with her financial problems. Michelle makes great income as a nurse, but she has a mountain of debt from student loans. Matt works in finance, and tries to help, but Michelle has loan payments and debts that he doesn’t even know about. Today we’ll see if we can unearth the root of these money problems so Michelle and Matt can take the next step in their relationship.This episode is brought to you by...
2024-11-191h 23
Money For Couples with Ramit Sethi“We’re $350k in debt & have no savings. Will I have to work until we die?”Don is 50, Tana is 48, and they’ve struggled to make ends meet their entire adult lives. They have a lot of debt, they’ve never really saved or thought they’d be able to retire… but their income has recently DOUBLED and they’re wondering how to manage the extra money. Throughout this conversation, as Don and Tana work to set aside their scarcity mindset, you’ll hear how hard it can be to change.This episode is brought to you by:NordVPN | Secure your online privacy this Black Friday with NordVPN’s special offer. Get a huge dis...
2024-11-121h 23
Money For Couples with Ramit Sethi“We argue about money daily b/c he can’t stop talking about Ramit”Nathan (35) and Linda (37) are arguing about money constantly due to Nathan’s anxiety and stress. He continually optimizes and re-optimizes their finances, worrying about retirement and the amount of money they’ll be leaving behind for their children. Nathan even applied to be on the show nine times in a row, and Linda just wants him to chill out. What will we learn from a couple that makes good money, but can’t stop stressing about it?This episode is brought to you by:Superhuman | Get a free month of lightning fast email at https://try.sp...
2024-11-051h 27
Money For Couples with Ramit Sethi"We have $30k in cc debt but insist on sending our son to private school"Alexis, 55, and Olivia, 54, are working towards their retirement so they can spend more time with their son. On paper, they’re in a good financial position, with a net worth of over $3 million… but they’re spending more than they make every single month. And, there’s a big secret to their wealth that they didn’t realize until this conversation.This episode is sponsored by my partners at Facet, where you can get affordable, accessible financial planning with a flat fee membership. For Money for Couples listeners who enroll with Facet, they will waive the $250 enrollment fee for ne...
2024-10-291h 28
Money For Couples with Ramit Sethi“He just turned 50 and we have no savings. I’m panicking.”Kate is a 43-year-old mom and homeschool teacher. Drew is a 50-year-old professor. They’re $480k in debt with no savings and no retirement plan. Kate is panicking—but Drew refuses to talk about it, and neither of them are willing to make big spending cuts or say “no” to their kids’ expenses. This episode is brought to you by:Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com...
2024-10-221h 21
Money For Couples with Ramit SethiHow to Get on the Same Page with Your Partner about MoneyLive from Seattle, I work with 2 couples on stage. Sophia is a 41 y/o ultrasound tech. Charley is a 40/yo filmmaker. They don’t combine finances because she can’t trust him with money. Megan, a 37/yo dentist, and Ryan, a 36 y/o software engineer, are worth $4.2M—but they still haggle over small purchases.This episode is brought to you by:99designs by Vista | Get $50 off your first design contest at https://99designs.com/ramit.LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great...
2024-10-151h 11
Money For Couples with Ramit Sethi“I make 5x my bf’s salary—but I’m about to lose my job”Mindy is a 39-year-old software consultant. Victor is a 25-year-old boxing gym owner. They have fundamentally different views on money, and it’s causing tension in their relationship. Mindy wants an equal partner, but Victor struggles to talk about money—and they won’t get married until they’re on the same page. This episode is brought to you by:Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.LMNT | Right now, LMNT is offering 8 single serving pa...
2024-09-241h 13
Money For Couples with Ramit Sethi“We make $300k but spend like we make $1M”Meet Forest, 40, and Kathleen, 43, a couple living in California with two kids. Despite Forest’s $300k salary, they’ve racked up $150k in credit card debt. They want to maintain their adventurous lifestyle, but the reality of their finances is catching up. Can they change their mindset on money before it’s too late?This episode is brought to you by:Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.Mint Mobile | To get your new wireless plan for just $...
2024-09-171h 15Money For Couples with Ramit Sethi“We spend 113% of what we make—but can’t do anything to fix it” (Part 2)Michelle, 42, Ryan, 43, return for a deep dive into their Conscious Spending Plan. They spend $763 a month on Target, $1,185 a month on Amazon, and $1,230 on groceries—carrying a fixed-costs percentage of 113%. Drastic changes are needed, but Michelle isn’t convinced anything can be done to save their outlook.This episode is brought to you by:Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a gre...
2024-09-1056 minMoney For Couples with Ramit Sethi“I got into a PhD program! But he’s only worrying about the cost”Katy and David are both 32. She just got into a PhD program—one she’s very excited about! But David replied by peppering her on possible outcomes, timing, and most of all, cost. It’s just one stark demonstration of how they’re misaligned on money, but many more examples come to light.This episode is brought to you by:Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.LMNT | Right now, LMNT is offering 8 single serving packets FREE with any...
2024-08-271h 02Money For Couples with Ramit Sethi“We’re worth $1M in our 30s, but we’re missing out on life”Noor, 32, and Jibran, 34, join me in our first ever recording in front of a live audience at my Philadelphia event. They make $250,000 in a low cost of living area. Noor wants to finally take a vacation and spend on things that make their life easier. Jibran would rather save, opting to cook and do chores himself.This episode is brought to you by:Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.Grammarly | Easier said? Done. Save time with...
2024-08-201h 00Money For Couples with Ramit Sethi“We took a loan to pay off our credit cards—and maxed them out again”Ashley is 29, Brandon is 30. They have been married for six years and have accumulated $261,000 in debt. Despite taking out a surrogate loan, they are still unable to have a baby. Ashley is desperate for a partner, but Brandon struggles to engage—at home, and in this conversation.This episode is brought to you by:Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $2...
2024-07-301h 04Money For Couples with Ramit Sethi“I’m embarrassed—we hid $10,000 cash in our closet for 3 years”Christina is 37 and Noah 35. They’re married with one young son and another on the way. They earn a very high income, but their decisions are clouded by stress over money and over the future. Noah plays dream crusher while Christina spins them down a rabbit hole of negative outcomes.This episode is brought to you by:Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off....
2024-07-231h 18Money For Couples with Ramit Sethi“I make 10x my husband’s income. Will we ever feel like equals?”Geena is 44 and James 39. They live in Brooklyn where she works as a corporate attorney and he’s a freelance musician—resulting in a 10x income disparity. They travel a lot, but do they invest enough to retire with the lifestyle they want? And does James bring enough to their relationship?This episode is brought to you by:Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.Mint Mobile | To get your new wireless plan for just $15 a month, go t...
2024-07-161h 12Money For Couples with Ramit Sethi“We panic over money—but spend $84K/year on travel and shopping”Paul, 33, and Maddie, 29, joined us in New York City for a live-recorded episode. She is a high earner, but worries about lifestyle creep. He recently left his job, and they’re treading water on one income.This episode is brought to you by:Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://fa...
2024-06-251h 08Money For Couples with Ramit Sethi“My entire paycheck goes to daycare. Should I stay home?”Live in NYC, Carlos and Amanda, 36 and 28, join the show to talk through a recurring issue in their relationship—her earning ability vs. the possibility of staying home with their kids. They recently moved out on their own and Carlos is in school to put himself in position for a higher income.This episode is brought to you by:ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.Trade | Right now, Trade is offering our audience a free bag of coffee with any...
2024-06-111h 12Money For Couples with Ramit Sethi"We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)In the second half of this live-recorded conversation with Paul and Morgan, 37 and 33, we dig deeper into their Conscious Spending Plan to uncover three cars (for two adults), sporadic debt management, high pet care costs, hidden student loans, and what seems like no way out from under it all. This episode is brought to you by:Hatch | A million things don’t want you to sleep, Hatch does. Get $20 off a Hatch Restore at https://hatch.co/ramit.Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy...
2024-05-1458 minMoney For Couples with Ramit Sethi“We’re drowning in debt, but I drive a BMW”Kevin and Michelle, 32 and 30, joined me live in New York City earlier this year for our very first in-person interview. They have one young child and another on the way, but they can’t stop spending. With low savings, their debt mounts while they both lease luxury vehicles.This episode is brought to you by:Sidebar | Join thousands of leaders from companies like Microsoft, Amazon, and Meta who have taken the first step towards accelerating their career https://sidebar.com/ramitLMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMN...
2024-04-301h 15Money For Couples with Ramit Sethi“We’re married. Why do I have to ask him for money?”Allison is 36 and Dan, 37. They’re married with two kids living in a HCOL mountain town—a market variable that’s influenced them to sell her condo and supercharge their retirement investments with the profits. The condo is listed for sale, but Dan doesn’t trust her enough to combine their finances.This episode is brought to you by:Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.Mint Mobile | To get your new wireless plan for just $15 a month, g...
2024-04-231h 09Money For Couples with Ramit Sethi“I don’t trust him with money, so I check his cc accounts”Ashley and Christopher, 30 and 28, recently got engaged and look forward to planning a wedding, having kids, etc. But Christoper has lived with credit card debt his whole life. As an accountant, he feels like he’s got it under control. Ashley worries about what his spending means for their future.This episode is brought to you by:Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.Facet | Get affordable, accessible financial planning with a flat fee membership. For a lim...
2024-03-121h 12Money For Couples with Ramit Sethi“We make $245K. Why do I have to ask my wife for dinner money?”Brad and Angie, 55 and 56, are each 10 years into a second marriage. With six adult children out of the house, they’re planning to buy an RV and tour the country in as little as two years. Carrying credit card debt, student loans, a HELOC, mortgage, and only $3,000 saved—can they?This episode is brought to you by:ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a gre...
2024-02-201h 06Money For Couples with Ramit Sethi“I maxed out my credit cards on our $45k wedding. Are we broke?”Amy and Tori are in their late 20s. They recently got married and honeymooned in Greece, racking up tens of thousands of dollars in credit card debt. A brand new house, changing jobs, and influential backgrounds all come into play as they work on a plan to pay it down.This episode is brought to you by:AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.Babbel | Right now, when yo...
2024-02-131h 21Money For Couples with Ramit Sethi“We only have $2k in savings but she can’t stop going to the mall”April and Kevin are in their mid thirties with two kids. They’ve been married for twelve years and Kevin recently came across a good book on finance—one which empowered him to learn more about their finances. What he found shocked him, and has driven deep cracks in their marriage.This episode is brought to you by:Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be wai...
2024-01-301h 19Money For Couples with Ramit Sethi“My wife doesn’t want me to take a $720k job offer”Mel and Babu are both 33 year-old doctors. Babu’s nearly done with his training, putting a huge decision in front of them about where to live and how much he’ll earn. The income numbers are staggering, but how they both feel about money isn’t affected by the number in their bank account.This episode is brought to you by:Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. Mint mobile | To get your new wireless plan for just $15 a month, go to https://mintmob...
2024-01-091h 21Money For Couples with Ramit Sethi“MLMs, crypto, real estate—I can’t stop falling for get-rich-quick schemes” (Part 2)David, 33, and Halima, 37, return to follow-up on last week’s episode, where we learned about their debt, painful backgrounds, unrealistic expectations, and patterns of negative behavior with money. Today, Ramit brings them back down to earth, dissects their numbers, and sets the stakes.This episode is brought to you by:AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage...
2024-01-0250 minMoney For Couples with Ramit Sethi"It could cost us $50k to have a baby. Can we afford it?"Kait is 36 and Em is 35. They’re married and pursuing IVF as a means to expand their family. But a misalignment on money stands in the way of a truly shared vision for their future. Em shuts down and delegates responsibility. Kait frantically checks accounts and worries about daily spending.This episode is brought to you by:Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.Mint mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.Face...
2023-12-191h 15Money For Couples with Ramit Sethi“We’re $520k in debt—and he hid it from me”Cassandra, 40, and Aldo, 41, discovered Ramit on Netflix—which quickly led to Cassandra discovering the gruesome details of their debt. His goal was to shield her from stress. What he’s done instead is hide incalculable credit card balances, lose thousands on meme stocks, and so much more.This episode is brought to you by:Mint mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.Inside Tracker | Get 20% off by going to https://insidetracker.com/ramit.Methodology | Visit https://gomethodology.com/ramit and use code...
2023-11-281h 13Money For Couples with Ramit Sethi“We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)Trin and Lucas are 35 with two kids. They’re bleeding money but they don’t know why, or how to fix it. Lucas is an extreme entrepreneur, leading to trust issues related to his shocking risk taking and lack of transparency. Matters are complicated further by a fixed-costs percentage of 150%+. This episode is brought to you by:Methodology | Visit https://gomethodology.com/ramit and use code RAMIT for 10% off your first order of Methodology.Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE...
2023-10-311h 04Money For Couples with Ramit SethiRamit’s travel tips, real estate FOMO, and talking to kids about moneyThis is a special solo episode where I answer questions from members of my Money Coaching program. In today’s episode: My favorite services that I use when I travel, how to handle FOMO when you're investing, and also how to handle traveling with other people.This episode is brought to you by:Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.Netsuite | Get visibility to everything in your bus...
2023-09-2650 minMoney For Couples with Ramit Sethi“I feel like the parent in our marriage. And I hate it”Nicole and Matt, 41 and 37, have weathered deaths in the family, a battle with alcoholism, and career difficulties to finally be on the right track and earning more income as a couple. But, the past has left them with trust issues and a stark imbalance when it comes to money responsibilities.This episode is brought to you by:Methodology | Visit https://gomethodology.com/ramit and use code RAMIT for 10% off your first order of Methodology.Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.D...
2023-07-181h 02Money For Couples with Ramit Sethi“I pretend I want to change. But I refuse to do anything different”This conversation with Mike and Kate brings a completely new, and shocking, outcome to the podcast. They’re 29 and 32, with some massive life changes on the horizon. But they can’t save any money and lack the financial discipline to make real change for the sake of their family.This episode is brought to you by:LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.Fabric by Gerber Life | Prote...
2023-07-111h 01Money For Couples with Ramit Sethi“We rushed into buying a $730K house. Now I can’t sleep at night”Jonathan and Shalom are young, 31 and 27, married for 5 years and getting used to a big addition to their lives—a rushed home purchase in the Pacific Northwest that tints their relationship with conflict. Jonathan buries himself in the numbers. Shalom buries her head in the sand.This episode is brought to you by:Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.DeleteMe | If you want to get your per...
2023-07-0452 minMoney For Couples with Ramit Sethi“My boyfriend doesn’t care about money. Will I ever feel secure?”Jake and Hannah bring a younger perspective to the podcast today. 26 and 31 respectively, they find themselves in different seasons of life—especially when it comes to money. Hannah is about to have her own practice as a therapist while Jake is a ski instructor. Can they connect?This episode is brought to you by:Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off....
2023-06-271h 05Money For Couples with Ramit SethiWhere Are They Now? Netflix Reunion with Donnell and MoniqueIn this special limited series, we’re following up with couples from my Netflix show, How To Get Rich. Tune in to hear what’s new, what isn’t, and where their money conversations have gone since our taping. Today, we check in with Donnell and Monique on their debt, the storage unit, and more.This episode is brought to you by:Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.Facet | Get affordable, accessible financial planning with a flat...
2023-06-2235 minMoney For Couples with Ramit Sethi“We achieved FIRE with $4.3M. Why can’t we enjoy it?”Mindy and Carl are in their early 50s with two teenage children and a successful track record flipping real estate that’s helped them build a $4.3M fortune. But as devoted members of the Financial Independence community, they struggle to talk, think, and spend it in healthy ways.This episode is brought to you by:Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited tim...
2023-06-201h 19Money For Couples with Ramit SethiGuilt-free travel: How to plan, save, and spend on amazing vacationsJack and Christina were a perfect example of how not to travel—racking up credit card debt, booking late on a whim, and without emotional buy-in from one partner. In this deep dive episode, I go A to Z on how to plan, save, book, and enjoy vacation experiences the Rich Life way.This episode is brought to you by:Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.DeleteMe | If you want to get your personal information removed from the web...
2023-06-1527 minMoney For Couples with Ramit Sethi“I’m about to make $300k but we might have to live in our car”Jack and Christina are 33, both born in Russia. With two young kids, they’re looking ahead to number three and to buying a home. But they have $0 saved and $87,500 in credit card debt that they can only pay minimums on right now. Christina’s income triples soon, can it solve everything?This episode is brought to you by:Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.DeleteMe | If you want to get your personal information removed from the web, go to ht...
2023-06-1358 minMoney For Couples with Ramit SethiWhat’s the point of tracking every penny?: Ramit’s 3 Lessons from Ep 104Don’t miss Tuesday’s episode with Stacey and Jesse—where we uncovered severe imbalances in their relationship dynamic. Today, Ramit breaks down three main themes from that conversation, covering their complex budgeting system, covering for a partner’s passing, and spending on health and wellness.This episode is brought to you by:Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavor...
2023-06-0817 minMoney For Couples with Ramit Sethi“We’re worth $1.25M, so why is he afraid to get a $15 gym membership?”Stacey is 37 and Jesse is 38. They’ve been together for 18 years, married for 11. They started with nothing, but now they make $238,000 a year. Their numbers are healthy, maybe even too good. So what’s the problem? Stacy’s designed their financial system with no room for Jesse to participate in it.This episode is brought to you by:Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great w...
2023-06-061h 07Money For Couples with Ramit SethiIt’s time to cut off your son: Ramit’s 3 Lessons from Ep 102Today marks our first ever reaction episode, where Ramit breaks down each Tuesday’s conversation to give IWT listeners a deep dive on specific tactics, themes, and patterns. This week, we have the fascinating Janis and Michael. Make sure to stream episode 102 to catch up.This episode is brought to you by:Ness Well | IWT listeners can get an extra 5K welcome bonus when they apply for the Ness Card at https://nesswell.com/ramit.DeleteMe | If you want to get your personal information removed from the web, go to ht...
2023-06-0122 minMoney For Couples with Ramit Sethi100th Episode Special: Top 5 Can’t-Miss MomentsCelebrating 100 episodes of the I Will Teach You To Be Rich Podcast, we look and listen back to five of Ramit’s favorite can’t miss episodes covering: Disparate incomes, Credit card debt, Living beyond one’s means, Reverse gender roles, and High income problems. This episode is brought to you by:Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at http://drinktrade.com/ramit.Nomorobo | To protect yourself and your family from phone scams, go to https://nomorobo.com/ramit for a 14-da...
2023-05-2343 minMoney For Couples with Ramit SethiWhere Are They Now? Netflix Reunion with DrewIn this special limited series, we’re following up with couples from my Netflix show, How To Get Rich. Tune in to hear what’s new, what isn’t, and where their money conversations have gone since our taping. Today, we check in with Drew to see if he’s been more honest with his partner, Mikey.This episode is brought to you by:BetterHelp | Visit https://betterhelp.com/ramit today to get 10% off your first month.LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. Thi...
2023-05-1826 minMoney For Couples with Ramit Sethi“We make $280,000. Why does he keep shooting down my dreams?”Sarah and Charlie are in their mid 30s living in Mexico City. They are foodies who love to travel, married for 5 years and earning in the top 1% for their location. Sarah has big dreams, but Charlie holds them both back – a dynamic we learn is seen, and heard, elsewhere in their lives.This episode is brought to you by:BetterHelp | Visit betterhelp.com/ramit today to get 10% off your first month.LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to t...
2023-05-161h 01Money For Couples with Ramit Sethi“I helped pay off his $30k+ credit card debt and he didn’t even care” (Part 1)Nicole and Jorden are in their 30s and have been dating for four years. Nicole recently graduated from college, jumping into an orthodontics career starting at $400,000 a year. Jorden’s failed personal training business, and lack of resolve to improve his situation, have her questioning everything.This episode is brought to you by:Sakara | Right now, Sakara is offering our listeners 20% off their first order. Use code RAMIT during checkout at Sakara.com/ramit for 20% off all nutrition programs and wellness essentials.BetterHelp | Visit betterhelp.com/ramit today to get 10% of...
2023-04-1846 minMoney For Couples with Ramit SethiHow do I stop feeling guilty about money? Ramit answers your questionsThis is a special solo episode where I answer questions from members of my Money Coaching program. In today’s episode: How to stop feeling guilty about spending, how to deal with peer pressure around your finances, and what to do if you worry about investing.This episode is brought to you by:Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to RocketMoney.com/ramit.Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today i...
2023-04-111h 00Money For Couples with Ramit Sethi“He won’t marry me until I pay off my $15,000 credit card debt”DJ and Adam, 37 and 33, have been dating for 3 years but DJ’s debt stands in the way of their potential marriage, as dictated by Adam, who’s been divorced in the past due to money issues. DJ recently doubled her income – and she has all the tools – but she’s frozen, unaccountable, and losing time.This episode is brought to you by:Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to Babbel.com and use promo code RAMIT.Sakara | Right...
2023-04-041h 20Money For Couples with Ramit Sethi“We’re in $400,000 of debt, but we can’t say no to our kids”Kenna and Ryan are 36 and 45. Up until recently, Ryan worked and Kenna stayed home with their kids. Now, with that earning dynamic flipped, they’re facing new challenges with how they spend and save—especially when it comes to their children.This episode is brought to you by:LMNT | LMNT is offering my listeners a free sample pack with any purchase, that’s 8 single serving packets FREE with any LMNT order. Get yours at DrinkLMNT.com/ramit.Sakara | And right now, Sakara is offering our listeners 20% off their first order when th...
2023-03-211h 26Money For Couples with Ramit Sethi“I make $450,000/year from YouTube. My husband is ashamed he can’t match my success”Darby and Kirsty, 27 and 25, are professional YouTubers. While Kirsty’s art tutorial channel explodes in profitability, Darby’s efforts lag behind in viewership and earnings, creating a stark contrast in their money dynamic. He feels he doesn’t deserve comfort. She waits for her success to vanish.This episode is brought to you by:BetterHelp | Visit betterhelp.com/ramit today to get 10% off your first month.DeleteMe | Offer for IWT Listeners 20% off all plans with the code RAMIT or go to joindeleteme.com/ramit.Babbel | Right now, when you purch...
2023-03-141h 26Money For Couples with Ramit Sethi“I thought she was going to die, so we spent all our money. Now we’re broke”Asha and Matt are in their mid 30s. They bring a totally unique situation to the show today. A few years ago, Asha needed a second open-heart surgery—and an emergency appendectomy. She was told she might have three years left, so they spent like it. The issue? She made a full recovery.This episode is brought to you by:LMNT | Right now LMNT is offering my listeners a free sample pack with any purchase. That’s 8 single serving packets FREE with any LMNT order. This is a great way to try all...
2023-03-071h 30
Money For Couples with Ramit SethiTrailer: Real money stories from behind closed doorsI’m Ramit Sethi, author of the New York Times bestseller ‘I Will Teach You To Be Rich.’ I’ve always been fascinated with money and psychology.Why do some of us feel so anxious about money? Why do we feel guilty about spending on the things we love? And how do we handle our finances in a relationship?Most of us have never been taught how to have these conversations so we can get on the same page with our partner.That’s where I come in. I’m sitting down with cou...
2021-07-1908 min