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Randy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastThe Truth About StagingToday we dive into the truth about staging. We interview Maria Saverino, a top home stager, professional photographer, and interior designer working in the Greater Toronto Area. Learn why staging works, and gains insights into the psychology behind staging. Understand what happens when you stage your home, and get insider tips on how to declutter and de-personalize your living space. Home staging has become an integral part of marketing a house or condo in today's real estate market. Maria explains how expert staging can help you to sell faster and possibly bring you a higher...2025-02-1044 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastThe Surprising Benefits of Investing in LandWe interview Brent Bowers, a well-known real estate investor and coach, about the surprising benefits of investing in vacant land. Is vacant land a good investment? Brent gives great details on his personal journey from being an active member of the U.S. armed forces to becoming financially free through investing in vacant land. Lean how Brent took a small first investment, and used that to create a very successful real estate business. Find out exact details on what to look for when investing in land, and how to profit from...2025-02-0240 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate Podcast3 Things You Didn't Know About MortgagesLearn about the latest changes to mortgage rules in Canada. We interview Denise Pisani, a well known mortgage broker in the Greater Toronto Area, and discuss: 1.) the change in cap from $1 million to $1.5 Million for high ratio mortgages 2.) new 30 year amortizations for first time buyers and buyers of new construction 3.) removal of the Stress Test requirement if you are changing banks when renewing your mortgage. All three of these were announced in the fall, but came into effect in December, 2024. We cover some of the lesser known details that can help...2025-01-1630 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHow to Market Your Business on Social MediaSimply posting randomly on social media is not very effective! If you have a business, there are proven ways to give you much better results from your social media marketing. In today's video, special guest Cole Jarvis explains everything you need to know on how to market your business on social media. Whether you are a real estate agent, or if you are in any other industry, get ready for some proven strategies for growing your brand on social media.   Contact Cole Jarvis here: https://www.jarvismedia.biz/ 315-751...2024-10-111h 08Randy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastThe Insider's Guide to Home InsuranceWe interview Todd O'Donnell, a well known influencer in the insurance sector, about home insurance. Todd explains how home insurance is an essential part of the real estate buying process. For example, when buying a house, did you know that having an insurance policy in place is mandatory before the bank will release your mortgage funds? We discuss the differences between a condo purchase and a freehold purchase. Other topics include interim occupancy when buying a new condo, heritage homes, tenanted properties, and what insurance companies look for when providing coverage. Todd also...2024-08-1955 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastMortgage Strategies in Today's MarketWe interview Andrew Galea, a prominent mortgage broker with MortgagePal in Toronto. Today's real estate market is filled with uncertainty. Prices are still high, and although there was a recent interest rate cut by the Bank of Canada, a lot of people are still sitting on the fence when it comes to buying real estate. Is now a good time to buy? Will interest rates go down further? Will prices rebound, or will they go down further as well? Andrew quotes the great Warren Buffett when he says, "Be...2024-07-0937 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastThe Truth About MortgagesToday we interview Giovanni Barca, a mortgage specialist in the Greater Toronto Area. Gio explains how mortgage approvals happen, with a special focus on investors. We also talk about mortgage renewals. Should you renew your mortgage loans at a fixed rate or a variable rate? Should you go for a 5 year term, a 3 year term, or even shorter than 3 years? Where will interest rates be two years from now? 2024 is definitely a time when there are further changes taking place in the real estate market in Canada. Gio gives good insights on where...2024-04-2650 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastWhy Everyone is Talking About Calgary Real EstateToday we interview Cody Tritter, Managing Partner with the Real Estate Partners Team (REPYYC) at Real Broker, brokerage. Cody is a Calgary realtor who leads one of the top real estate teams in Alberta, with over 25 full-time agents working under his leadership. They are a force to be reckoned with in Calgary real estate, and are noted for many innovative strategies that they are implementing in the Calgary area. For example, Cody and his team have been recognized by the real estate industry as the number #2 team in social media for all of Canada. 2024-04-2239 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastThe Secret to Creative Real Estate FinancingWe interview Chris Prefontaine, a well-known real estate investment advisor and best selling author, on how to use creative financing to acquire property in 2024. Chris explains advanced techniques for the real estate investor such as rent-to-own from both a buyer and a seller perspective, and how to utilize seller financing (vendor take-back mortgages). You will get valuable insider tips on creative real estate financing on this podcast. If you are interested in real estate investing, but are discouraged by today's interest rates, you will find these techniques a real eye-opener. We also discuss...2024-04-1630 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastPre-Construction Condos in 2024 - What You Need to KnowToday we interview Debbie Cosic, Founder and CEO of In2ition Realty, a major marketing company in the pre-construction real estate market in the Greater Toronto Area (GTA). Buying pre-construction condos has been a winning strategy in the Toronto area over the past 15 to 20 years. The timelag between purchase and completion allowed for price appreciation, so that when the building was complete, buyers already had a capital gain built in. Debbie and I review the process on how to buy pre-construction properties. We cover the basics, from worksheets to deposit structure, from interim occupancy to...2024-03-2940 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHousing Market Predictions 2024Today we interview Jordan Silvester, a top real estate agent in Windsor, Ontario. Jordan grew up in a real estae family, and today, he and his team are a force to reckoned with in Essex County. We discuss the state of the market. Will housing prices drop in 2024? Will they rise? Will interest rates go down, like so many are predicting? What if they don't? Is Canada going into a recession? Is this the best time to buy real estate? Is 2024 a good time to be investing in real estate in Canada? Find out the...2024-02-2251 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastThe Shocking Truth about Canada's Never-Ending Housing CrisisToday we interview John Krpan, a well-known real estate developer in the west end of the Greater Toronto Area. John Krpan is the CEO of The Krpan Group, a vertically integrated real estate company that has built over 15,000 residences in Mississauga, Oakville, Burlington, and Hamilton. His company builds residential, commercial, and industrial properties across the region, and has a specialty - they are experts in obtaining approvals for development, whether dealing with the province, the regions, or the various municipalities. We talk about 15 minute cities, "smart cities", where people are able to live, work, shop...2024-02-1248 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastSecrets to 7-Figure Real Estate Success: Interview with Jess LenouvelToday we interview Jess Lenouvel, one of the top real estate coaches in North America. Jess explains concepts and systems that helped her to build a 7 figure real estate business. These concepts and systems will work for any business in any niche, not just real estate. Learn how to scale your business, how and when to hire a team, how to maximize efficiencies, when to delegate, and when not to delegate. Learn how to win by presenting your authentic self to your potential customers. Jess has great insight into the psychology of buyers, and she...2023-11-1342 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastUnlocking Hidden Wealth: Creative Real Estate Investing SecretsLearn how to acquire real estate by assuming the Seller's existing mortgage loan through a technique known as "Subject To" investing. We interview William Tingle, a well kown real estate investor, coach, author, and public speaker. This technique works especially well in the U.S., but will also work in Canada. It would especially be of interest for Canadians looking to buy property in the United States. What is "Subject To" investing? “Subject To” is a real estate investing strategy where a buyer takes over the seller’s existing mortgage payments. Instead of applyi...2023-10-3020 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastCan Mobile Homes Help Solve the Housing Crisis?Today we interview Franco Perez, a mobile home builder and real estate personality in San Jose, California. Franco realized that there is a wealth gap in today's market. Buyers, and especially young buyers, are finding it nearly impossible to purchase real estate with today's high prices and high interest rates. This is especially true in California, and in the big metro areas in Canada, such as Toronto and Vancouver. Single family homes, semi-detached, townhouses, and condo apartments are rapidly becoming out-of-reach for most first time buyers. So many of them are trapped into...2023-10-0232 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastSomething’s Gotta Give - Real Estate in CanadaSomething's gotta give. The combination of sky-high real estate prices and high interest rates is unsustainable. In March of 2022 the Bank of Canada started raising interest rates in an effort to combat inflation. We can point fingers as to how we got into this situation, but it is probably a combination of ultra-low interest rates in the preceding years, coupled with the massive printing of money by governments around the world when the Covid-19 pandemic hit. The fact is, real estate prices in Canada have been on a tear since 1996. We managed to avoid the...2023-08-2126 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHow to Make Your Mortgage Tax Deductable Canada 2023We interview Robinson Smith, financial guru and best-selling author of Master Your Mortgage for Financial Freedom. Learn how to implement the Smith Manoeuvre to gradually convert the interest that you pay on your Canadian mortgage loan to tax deductable interest. Rob has appeared on television, radio, and many personal finance blogs. He is a sought after speaker at conferences in the world of personal finance. #realestate #realestateinvesting #SmithManouevre Reach out to Rob at: https://smithmanoeuvre.com/ Check out his best-selling book at: https://www.amazon.ca/Master-Your-Mor... Randy Selzer...2023-07-3137 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastState of the Market Commercial Real Estate Investing 2023 with Special Guest Adam GowerOur guest today is Dr. Adam Gower Ph.D, founder of GowerCrowd.com. He is a 30+ year real estate veteran with over $1.5 billion of CRE investment and finance experience who today builds digital marketing systems for real estate professionals who want to raise equity capital online (aka ‘crowdfunding’). He is also the author of a new book The Reality of Distressed Real Estate. His clients handle in excess of $35bn in AUM and have raised hundreds of millions of dollars using his systems. Adam has taught over 4,800 individuals how to build wealth, preserve capi...2023-07-1437 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate Podcast8 Ways to Profit in Real Estate 2023Is real estate still a good place to invest? Learn about the 8 Profit Centers of Investing in Real Estate. We interview Gord Lemon, CEO of the Real Estate Investment Institute, and discuss the many ways to make money through real estate investing. Find out whether it is still safe to buy property in 2023. While the big cities are expensive, there are many other options available where you can derive a steady Return on Investment (ROI). Check out Gord's excellent investing course here: https://www.rei.institute/ #realestate #realestateinvesting #RandySelzer 2023-07-0433 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHow to Find Success in Real EstateWe interview Rod Khleif, a legendary real estate investor, author, mentor, and coach. Learn how Rod overcame a huge setback in 2008, when he lost $50 million dollars, and how he recovered to the success that he is today. Rod has owned over 2000 single family homes in his career, and has a deep knowledge of the real estate business. Today Rod is a leader in multifamily property investing. In this video, he gives a lot of tips that show how you can do it too. He is also an expert on how to...2023-06-1236 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastReal Estate Investing U.S.A. vs CanadaWe interview Jason Marino, an attorney in New Mexico, about the differences real estate investing in the U.S. versus investing in Canadian real estate. Topics include asset protection, mortgage terms and conditions, the state of the market in Canada, interest rates, wholesaling, fixer-upper strategies, tax implications, property management, and much more.   #realestate #internationalrealestate #canada Brought to you by: Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 https://www.randyselzer.com 2023-05-2330 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate Podcast2023 Real Estate ForecastWe review what happened to the real estate market in 2022, and offer a forecast of what's to come in 2023. Topics include: - interest rates hikes and their effect on the market - sales numbers in the Greater Toronto Area - real estate price change - condos - single family residential - pre-construction risk - mortgage renewal risk - fixed and variable rate mortgages #realestate #realestatemarket #toronto   2023-01-1613 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastWhat Happens when a Real Estate Deal Doesn’t Close?We interview special guest David Korman, a prominent real estate lawyer in the Greater Toronto Area, about what happens when a firm sale does not close. Find out: - what rights do the Sellers have? - what rights do the Buyers have? - what exactly is a breach of contract? - what happens to the deposit money? - are there ways to fix the situation? - what is an extension? - problems with MLS sales - problems with pre-construction sales 2022-12-181h 06Randy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastCreative Financing for Real EstateToday we look at creative financing for real estate. With the recent rapid rise in interest rates, many buyers are finding it difficult to qualify for their mortgage loan. Special guest Chris Prefontaine explains 3 different ways to purchase property that avoid banking restrictions. Learn how to grow your real estate portfolio by: - having the Seller provide their own financing to help you (VTB) - by keeping the Seller's financing in place while you get title on the property - using a rent-to-own strategy Chris also explains how you...2022-12-0833 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastMortgage Trigger RateWhat is a Trigger Rate? Today's special guest Denise Pisani and I discuss the Mortgage Trigger Rate situation with variable rate mortgages. Topics include: - fixed rate mortgage vs. variable rate mortgage - 2 types of variable rate mortgages - adjustable rate mortgages (ARM) - variable rate mortgages with a fixed payment (VRM) - what to do when you get a trigger rate letter from the bank - trigger rate options: lump sum payments, extended amortization, increased monthly payments - what to...2022-11-1830 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastFuture of Real Estate in OntarioWe interview Tim Hudak, former leader of the Progressive Conservative Party in Ontario, and current CEO of OREA, the Ontario Real Estate Association. Find out why the current downturn will end, and pent up demand will bring a fast recovery. Topics include: - where the real estate market is headed today - the bullish case for real estate in the future - current initiatives that OREA is spearheading - exclusionary zoning and the problems that it creates - adaptive reuse of surplus government, commercial, and industrial buildings2022-10-2124 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastReal Estate News TorontoWe interview Dan Plowman, head of a prominent realtor team in the east end of the Greater Toronto Area. Dan and I discuss the state of the real estate market in Toronto, Durham Region, and other parts of southern Ontario. We discuss: - the effect of higher interest rates on the market - recent sales numbers and sale prices - the risks of "sitting on the fence" - real estate news in Toronto - levels of government involvement - immigration into Canada - supply and...2022-10-2046 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastAll About Port Credit MississaugaIn today's episode, we interview Emily Miszk, a Director of the Port Credit Business Improvement Association (BIA). Emily shares a lot of info about this popular and touristy area of Mississauga, Ontario including: - an explanation of what the Port Credit BIA does - an overview of the charms of Port Credit - favorite things to do in the area - seasonal vs year-round activities - changes over the past 5-10 years - community involvement - future developments including Brightwater and the Hurontario LRT 2022-10-0539 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHow to Buy Real Estate through Shared OwnershipIn today's interview with Alex Kjorven, Chief Product Officer at Ourboro, we discuss how to buy property with an equity partner. How does co-ownership, or "shared ownership" work? Ourboro is a company that helps buyers by providing them with additional cash for their required downpayment. They charge no interest, but instead take an equity interest in the house or condo that you buy. When you sell the property, they get paid a proportion of the profit. Alex and I also discuss the upcoming OREA Realty+ conference, where Ourboro will be a...2022-09-2928 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastStress Test Mortgage during Rising Interest RatesIn today's episode, we are joined by special guest Denise Pisani, a top mortgage broker in the Greater Toronto Area. We discuss the impact of rising interest rates on the mortgage loan Stress Test that banks require potential buyers to pass. Today, buyers are required to qualify for their mortgage loan at rates that are two percentage points above their actual contracted interest rate. With fixed and variable rate mortgages now between 4.5% and more than 5%, this means you have to qualify at 6.5% to more than 7% to get your mortgage loan.   Find out how this will affect you in today's real e...2022-09-1622 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastIs Toronto Real Estate Doomed?After a very long bull run, the Toronto real estate market has shifted from wildly positive in January and February, to a much slower pace this summer. Is the market simply more balanced now, or are we headed into something much more serious?  The change came about because of a rapid rise in interest rates. The Bank of Canada, in its efforts to tame inflation, has put a serious dent into the real estate market. The slowdown in real estate sales in the Greater Toronto Area has been significant. Now prices are falling too, with s...2022-08-0911 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastShould You Buy Toronto Real Estate in a Soft Market?The Toronto real estate market has slowed down. Interest rates are going up. Should you buy a house or condo now, or should you wait until the market begins to recover? If you are an investor, is this a good time to find some deals? We interview Evan Ungar and Jordan King, managing partners of TUK Capital, a real estate investment and consulting firm based in Toronto, Canada. Get insight on what to do when the real estate market shifts. Prices have slipped a bit, and interest rates are going up. Bidding wars...2022-06-2948 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastCredit Repair - How to Fix Your Credit Score Special guest Denise Pisani, a top mortgage broker in Mississauga, Ontario shows how to repair bruised credit. Learn tips and best practices on how to improve your credit score. You will learn: - what is a credit score? - how to fix your credit score - how to improve your credit score - the effects of a personal bankruptcy - the effects of a consumer proposal - how many credit cards are too many? - what not to do before closing on a house - how to improve your chances of getting a mortgage loan #realestate #creditrepair #creditscore   Contact Denise a...2022-03-0922 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastMoving House - How to Move like a ProWe interview Mindy Applebaum, Founder and CEO of Luxury Move Management. Learn how this Toronto-based company provides interesting solutions for people who need to move. If you are downsizing, undergoing a renovation, estate clearing, relocating, divorcing, moving into a condo, a new home or retirement residence, every move can bring stress to the homeowner. Find out how Mindy's company co-ordinates with realtors, home stagers, and moving companies, to help you declutter, get rid of unwanted furniture, pack and unpack, and store your possessions temporarily if needed. You can reach Luxury Move Management at: info@luxurymovemanagement...2022-02-0838 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastMultiple Offers - A New Way to Give Yourself an EdgeWhat if there was a way to insure your offer in a real estate bidding war, so there was no worry about a low appraisal afterwards? We interview Jason Henneberry, mortgage expert and co-founder of Fundible Finance Corporation. Fundible is launching an interesting new product that promises to help buyers in this exact situation.  Today's market often results in multiple offers - situations where several buyers bid simultaneously on a single property. These bidding wars contain risks for the buyer, even if they are pre-approved at the bank. It's something new. Check out the podcast t...2022-02-0432 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastSuccess Guaranteed! We Interview Bestselling Author Dawn MarcotteWe interview Dawn Marcotte, bestselling author of Success Guaranteed: 9 Lies Online Entrepreneurs Need to Know. Dawn explains the myths of online marketing, and shows techniques and strategies that can help you to be successful with your online business. Topics include the top 3 myths you need to know, sales funnels, websites, Facebook pages, scheduling, batching, and much more. You can find Dawn's book at: https://www.amazon.com/Success-Guaranteed-Lies-Online-Entrepreneurs-ebook/dp/B096PY1VXD/    2022-02-0136 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastLuxury Real Estate - Interview with Christopher Alexander and Elton AshWe interview Christopher Alexander, President of RE/MAX Canada, and Elton Ash, Executive VP of RE/MAX Western Canada, about luxury real estate. Find out what's happening with sales and prices of these luxury homes. Topics include sales numbers, what is causing the boom, and where we are headed in 2022. 2022-01-3040 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastMortgages for Self EmployedWe interview expert mortgage broker Denise Pisani on how to get a mortgage when you are self employed. Denise explains what paperwork is required, what the fees are, the three types of mortgage products that are available for self-employed people, and how any tax arrears can affect your chances of getting a loan. Contact Denise at: denise@mortgageinthecity.ca for further details. #realestate #mortgage #mortgages #selfemployed #mortgagesforselfemployed    2022-01-2729 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHousing Market Toronto - Where is it Headed in 2022?We interview Rizwan Malik, Senior VP of Sotheby's International Realty Canada about the real estate market in Toronto, and what to expect in 2022. #realestate #Toronto #RizwanMalik #RandySelzer #realestatemarket #GTA #Canada #interestrates #houseprices 2022-01-2231 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHow to Pay Less TaxesTwo special guests explain how to lower your Canadian marginal tax rate from 53.5% to 12.2% to potentially zero percent. Robinson Smith, best selling author of Master Your Mortgage for Financial Freedom and JP Laporte, Canadian attorney and CEO of INTEGRIS Pension Management Corporation, show you how to pay less taxes. Reach Rob at robsmith@smithman.net Buy the book at https://www.amazon.ca/Master-Your-Mor... Reach JP at jp.laporte@integris-mgt.com     2022-01-2033 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastEstate Planning using a Living TrustWe interview Scott Smith, an attorney with Royal Legal Solutions in Austin, TX., about estate planning, and how to structure your real estate and other assets into a Living Trust. Learn how to avoid the probate process, and how to seamlessly transfer your property to your children, using techniques that work in both the U.S. and Canada.  You can reach Scott at https://royallegalsolutions.com scott@royallegalsolutions.com 512-871-0843   2022-01-1417 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastWill the Toronto Real Estate Market Crash in 2022?We review results from 2021, and predict where the Toronto real estate market is headed in 2022. Topics include interest rates, the state of the local economy, immigration into the Greater Toronto Area, and where inflation is headed.  2022-01-1017 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastReal Estate Bidding WarsLatest podcast with Denise Pisani, we go in depth on multiple offers. We address topics such as: Is it safe to make a firm offer if you are pre-approved at the bank? Will a conditional offer even work in today's market? What happens if the bank appraisal comes in low? and lots of other fun stuff! #realestate #realestateagent #realestateagentMississauga #realtorlife #offers #biddingwars #houses #condos #RandySelzer #DenisePisani #financehelp #mortgage #mortgages   You can reach Denise at: denise@mortgageinthecity.ca Find her on Instagram: https://www.instagram.com/mortgageinthecity Contact Randy at: rselzer@sutto...2021-12-1532 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastTax-Free Investing with Personal Pension Plans We interview Jean-Pierre Laporte, CEO of Integris Pension Management Corp., on advanced techniques in tax planning and pensions. Topics include how to incorporate as a professional, how to set up a personal pension plan, and how to use that pension plan to purchase real estate investments which will then grow in a tax-exempt environment. When purchased through a pension plan, real estate investments grow tax free. Rents paid by tenants are not claimed as income, and if you sell the property, there is no capital gains tax to pay. Learn the critical differences between Personal Pension Plans (PPP) and RSPs...2021-11-2752 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastShould You Consider Retirement Living?We interview Anthony Woods, a consultant with Chartwell Retirement Residences. As baby boomers get older, many are faced with the decision of whether they should consider moving into a retirement residence, or not. We cover the options available to everyone: you can stay in your existing home, downsize, move to a condo, rent an apartment, or move to a retirement residence. Learn about the different types of retirement homes, and compare features and benefits.   Reach Anthony at: awoods@chartwell.com https://chartwell.com/   2021-11-1834 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHow to Make Your Canadian Mortgage Tax DeductableWe talk with bestselling author Robinson Smith about the Smith Manoeuvre, a way for Canadians to create tax deductions from the mortgage loan on their principal residence. Learn how to get a special "re-advanceable" mortgage that combines your mortgage loan with a line of credit. Use the line of credit to make further investments. Over time, the Smith Manoeuvre gradually converts your non-deductable mortgage loan interest to tax deductable investment interest. Rob explains exactly how it works. This strategy is allowed by the Canada Revenue Agency (CRA), and these special re-advanceable mortgages are offered by...2021-11-1439 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHow to Buy a Multi Unit PropertyWe interview special guest Denise Pisani, on how to buy a multi unit property. Learn all about multi family mortgage loan requirements, how to lower your down payment by occupying one part of a duplex, what interest rates apply, how to qualify, and whether or not multi family, multiplex real estate is for you. You can reach Denise at: denise@mortgageinthecity.ca also, find her on Instagram: https://www.instagram.com/mortgageinthecity/ Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 Topics include down payment...2021-11-0923 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastAsset Protection Strategies New Interview! We talk with Scott Smith, an attorney with Royal Legal Solutions in Austin, Tx. on how to set up asset protection strategies for real estate and other investments. Learn how to construct a corporate shield around your investments, by utilizing a Limited Partnership structure, in tandem with an LLC, that will protect you against lawsuits and other dangers.   Reach Scott here: scott@royallegalsolutions.com   https://royallegalsolutions.com/       2021-11-0425 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHow to Refinance Your MortgageSpecial guest Denise Pisani shares secrets and tips on how to refinance your mortgage, including how to pull equity out for debt consolidation, home improvements, future investments, and more. Reach Denise at denise@mortgageinthecity.ca   2021-09-3028 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastCanada Election 2021 Real Estate PromisesWe summarize promises made by Canada's four major political parties - Liberals, Conservatives, NDP, and Green, regarding real estate. Each party has its own approach to making housing more affordable, restricting foreign ownership, mortgage rules, increasing supply, green initiatives, and more. You can compare their approaches here.  2021-09-1511 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastRent to Own Homes - How Does it Work?We discuss Rent to Own from the perspective of the real estate investor, with special guests Maninder Chauhan and David Pereira. Does it work? Does it even make sense in today's market? See how smart investors are using this technique to create targeted returns with a clear exit strategy.   2021-09-0241 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastToronto Real Estate Market - an Interview with David GorskiMy talk with David Gorski, Broker Owner of Sutton Group - Summit Realty Inc., where we discuss the real estate market, and where it's headed. Get advice for both buyers and sellers, find out about how Covid-19 has affected us all, learn where interest rates are headed. #realestate #realestateagent #mississaugarealestate #torontorealestate #oakvillerealestate #realtorlife #realtorsofinstagram #randyselzer #suttongroup #mississauga 2021-08-1142 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastDIY Investing vs Working with an Advisor - Special Guest Codey BoersWe interview special guest Codey Boers, a Wealth Advisor with Scotia Wealth Management. What are the pros and cons of doing your own investing, versus working with a professional? We cover pitfalls to avoid, trigger events that affect investment planning, how older and younger investors differ in their needs and outlook, and much more! Reach Codey at codey.boers@scotiawealth.com 2021-04-2626 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastReal Estate Trends with special guest Rizwan MalikWe discuss trends in the Greater Toronto real estate market with Rizwan Malik, Senior VP of Sotheby's Canada, and HGTV star. Learn about the effects of Covid-19 in 2021 and how it affects prices, market hot spots, migration into and out of the GTA.  2021-04-0832 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate Podcast2021 Toronto Real Estate ForecastMy latest podcast on the real estate market as we head into the spring of 2021. We review the numbers for 2020, discuss how COVID-19 affected property values in the past year, and make a prediction as to where we are headed now. #Toronto #Mississauga #realestate #randyselzer 2021-02-2608 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHome Staging during Covid-19 with special guest Annie CayaAnnie Caya of HD Staging discusses how to stage a house or condo during Covid-19. Reach Annie at 416-806-9719 or annie@hdstaging.ca 2020-11-2636 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate Podcast10 Questions Answered about Covid19 and Buying or Selling Real EstateIs it safe to Buy? Is it safe to Sell? 2020-07-1305 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHome Inspections During COVID19 Interview with Ray ZammitToday we interview Ray Zammit, a well known Mississauga home inspector with Housemasters. Learn how COVID19 has impacted how home inspections are done in today's real estate market. 2020-06-1817 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastEpisode #15 - Covid-19 and the Toronto Real Estate MarketWe discuss the Covid-19 pandemic, and how it is affecting the Toronto and Mississauga real estate market. Review new protocols for the real estate industry, plus our forecast for eventual economic recovery. 2020-04-1109 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastEpisode #14 - Toronto Real Estate Market Forecast 2020We look at 2019 real estate sales and prices for Toronto and Mississauga, and offer a forecast for 2020. Find out where the market is headed, and why we believe the strength in real estate will continue. Original video at Randy Selzer Real Estate Channel 2020-01-1314 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastEpisode #13 - How to Pay Off Your Mortgage & Pay for Your Kids' EducationMortgage expert Roberto Pelaccia shows how to pay off your mortgage and pay for your kids' education, by leveraging the equity in your home. Learn how to buy an investment property and accelerate your financial success. Reach Roberto at 905-466-5023 .  2019-08-2919 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastIntegrative Tax and Succession Planning for Business OwnersToday's special guest is Maricel Ramos, a Certified Financial Planner in the Greater Toronto Area, who provides an introduction to financial and tax planning for business owners. Learn about tax and succession planning for business, whether you own a sole proprietorship, or a large or small company. Maricel Ramos can be reached at 647-862-5280. 2019-08-1515 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastSpecial Guest Vadim Koltsov of Mississauga Fine Arts AcademyWe interview Vadim Koltsov, director of Mississauga Fine Arts Academy. Find more information at https://www.facebook.com/MississaugaFineArtsAcademy/ or call direct at 905-276-0251 2019-06-1328 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate Podcast"Why Salespeople Fail, and What You Can Do About It"Special guest Robin Singh of Sandler Training explains how sales professionals can understand four basic personality types to increase sales. Podcast listeners get a free e-book "Why Salespeople Fail, and What You Can Do About It" by submitting your name & email to Robin. Also, one lucky listener will win a free Sandler 10 week course! Reach Robin at robin.singh@sandler.com, or call direct 647-988-1037. 2019-05-2426 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastRRSP Withdrawal Limit IncreaseThe Canadian government allows first time buyers of real estate to withdraw money from their Registered Retirement Savings Plans, tax-free, to help with the down payment. The withdrawal amount was recently increased from $25K to $35K per person. We explain briefly how the system works, including the requirement to pay back the funds over a 15 year time frame.  2019-05-0902 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastFirst Time Home Buyers Incentive 2019 - Real Estate Shared Equity MortgageWe review something new from the Canadian government pertaining to real estate and home ownership - the "First Time Buyers Incentive". Due to take effect in September 2019, this proposes an interest free loan for first time real estate buyers, of up to 5% on an existing property, and of up to 10% on new build construction, which would only be repayable when the property is sold. Certain restrictions apply.  2019-04-2802 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastSpecial Guest Marie Beckles of LegalShieldWe talk with Marie Beckles, independent associate with LegalShield, and discuss some of the innovative features and benefits of this monthly legal plan. Marie can be reached at 416-576-3289 or at mbeckles@legalshieldassociate.com 2019-04-2318 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastToronto real estate market forecast 2019We look at trends in the Toronto real estate market, and explain that despite warnings from the doomsayers, the market will not crash in 2019. Hear how the 3 "pillars" that are holding it up remain in place, and that while they do, the market will continue upwards. Video at https://www.youtube.com/watch?v=qFBAbEOHdhc  transcript: https://bit.ly/2VufkcS 2019-04-0909 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastBank Stress Test with Sherry Love ScotiabankOur special guest today is Sherry Love, a senior mortgage specialist with Scotiabank, and we discuss the "Stress Test", which is a bank requirement for people applying for residential mortgages in Canada. Sherry explains how this works - how people must now qualify at a higher rate than the actual mortgage that they are getting.    2017-09-2510 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastHow Long will the Toronto Real Estate Market Slump Last?We compare the Toronto real estate market slump with the slowdown that Vancouver experienced, after both cities implemented a "foreign buyer tax". Will Toronto follow Vancouver's lead, where the slowdown lasted for eight months? Watch the video at https://www.youtube.com/watch?v=acPFHd8qy1w 2017-08-1506 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastOntario Rent Control 2017We discuss one component of the recent Ontario government real estate initiatives - changes to the Rent Control Act. Find out how premier Kathleen Wynne has not addressed the essential problem here, and why this will only contribute to higher rents in the future, in the Greater Toronto Area. Video at https://youtu.be/1Zed2cVINqE Randy Selzer 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 2017-04-2709 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate PodcastOntario Foreign Buyer Tax 2017The Ontario government has instituted a 15% tax for foreign, non-resident buyers of residential real estate in the Greater Golden Horseshoe Area - an area stretching from Niagara Falls to Mississauga to Toronto to Peterborough. We discuss the rationale behind the tax, which is part of an effort to slow the local real estate market, and offer views whether it will work, or not. See the full video at https://youtu.be/_ZbVxp5h36A 2017-04-2107 minRandy Selzer Real Estate PodcastRandy Selzer Real Estate Podcast2017 Real Estate Market MississaugaWe review the real estate market in Mississauga, compare sales and prices from 2016, and look forward to what will happen in 2017. See the full report, with video transcript at http://www.randyselzer.com 2017-02-2403 min