Shows
Ready Set Blow PodcastEp. 464 Christian Paolo - The TRUTH About The Mafia No One Tells YouRandy is joined by comedian and podcast editor Christian Paolo this week for an oddly nostalgic and very entertaining conversation. The boys open the show talking about the quality of US drinking water. They go on to discuss a wide range of other topics including - the early internet days, growing up "back east" and the values they learned, crime in American today, the history of the mafia and organized crime, mob rules they wish criminals would respect now, President Donald Trump and Vice President JD Vance, the government not being efficient and political corruption, how you should behave...
2025-09-031h 55
Operation GCDOpGCD Invasion! - Cosmic Peach - Mind Controlled Serial Killers & "Government Cheese"!Howdy folks of the interwebs! Welcome to an OpGCD Invasion! from Julia, host of the Cosmic Peach podcast!We discuss a comparitive analysis of mind controlled serial killers of the 1970s California! And specifically the serial killer, named Randy Kraft - aka "Government Cheese"!Enjoy the show!Links for Julia - https://linktr.ee/xpeachLinks for JJ - https://linktr.ee/operationgcdLinks from show - "Government Cheese" - https://en.wikipedia.org/wiki/Randy_Kraft
2025-07-021h 52
Truth in LendingEmbolden Your BrandJoining the Truth in Lending team this week is Alex Bolden of Embolden Real Estate. She talks with us about having the faith to start your own business and build your own brand. This episode gives all the good feels...even if she doesn't like pie.
2024-11-0637 min
The Randy Tobler Show on NewsTalkSTLH1: Harris's October Surprise - "Trump Supporters Are Nazis" [10-26-24]Goooood morning Tobler Nation Truth Warriors.
Did you know that Trump is Hitler and Trump supporters are Nazis? Even though they said that in 2020 and 2016, this time they mean it! Harris must be getting desperate...
Meanwhile, JD Vance says that political disagreements are not worth ending friendships and cutting off family members over.
Sure is strange how Trump/Vance keep preaching unity and civility, while Harris/Walz continues pushing divisive rhetoric. Weird.
2024-10-2643 minTruth in LendingBlankets Are Bridges - Sackcloth & AshesBob Dalton CEO of Sackcloth & Ashes joins the podcast and talks about changing lives with a simple gift, a blanket.
www.changeagents.com
www.loveyourcity.org
2024-10-0931 min
Lessons From Last TimeRandy Vance on Self Discovery and Finding SobrietyIn our latest episode of Lessons From Last Time, Boss Mortgage President Randy Vance opens up about using alcohol as a coping mechanism during his wife’s cancer battle and COVID isolation. He faced rehab, an identity crisis, and even a seizure from withdrawal. But through it all, Randy had a moral compass—a foundation that guided him back to his true north. 🌟 Now, he’s filled with gratitude: "Life smells better, tastes better. Every day feels exciting." 💥 Listen to the latest episode to hear Randy’s powerful journey to recovery and redemption.
2024-09-301h 38Truth in LendingCoaching w/ Chris VinsonChris Vinson from Windsor Mortgage joins the Truth In Lending cast to talk about all things Mortgage Coaching. Are you coachable? Do you need a mortgage coach?
2024-08-2838 min
Let People ProsperReforming Welfare to Help Americans Thrive with Randy Hicks | Let People Prosper Show Ep. 110Join me for Episode 110 of the Let People Prosper Show to find out how to reform safety net programs so that people have long-term self-sufficiency rather than just surviving on welfare programs and how the one-door approach can be a big step in that direction from Randy Hicks, president and chief executive officer of the Georgia Center for Opportunity (GCO).
Subscribe, share, and rate the Let People Prosper Show, and visit vanceginn.com for more insights.
2024-08-2042 minTruth in LendingShredding the NAR MythsAngela Boothroyd with Windermere Real Estate Central Oregon joins the podcast to enlighten us all about the NAR Settlement taking effect August 17, 2024.
2024-08-1330 min2024-07-2331 minTruth in LendingWealth Health w/ Renata GarbowskiThink you know what it means to be wealthy? How do you get there and how does real estate play a part? Join the Truth In Lending gang as we welcome Renata Garbowski from AGP Wealth Advisors as she takes us on the journey to wealth health.
2024-07-2039 min
The Vance Crowe PodcastAg Tribes Report: John Deere focus of Anti-DEI campaign, Corn headed to zero? Corey Hillebo 7/11/24The first Ag Tribes Report- a weekly live streamed podcast designed to talk about what is going on in the ag world, which is comprised of many different tribes focused on different parts of farming and ranching.On the first episode of the Ag Tribes Report host Vance Crowe welcomes Corey Hillebo of the Farm 4 Profit Podcast to guest co-host.On today’s show Vance and Corey discuss:1. John Deere becomes focus of campaign to expose DEI implemented throughout corporation Robby Starbuck Tweet: https://x.com...
2024-07-1233 minTruth in LendingNerd Day w/ a CPA #3Learn all about Gift Tax, 2106 expenses, write-offs, and so much more! The Truth In Lending cast welcomes Greg Lankston to the show for Nerd Day, Randy's favorite day!
2024-06-2737 minTruth in LendingLet's Talk PoliticsWelcome the Truth In lending podcast team back for Season 5! In this season opener, Katie is not engaged, the weather is warming up and so are our opinions about the political landscape and how it translates to the mortgage and real estate industries.
2024-06-1835 minTruth in LendingTeam Building w/ Matt MontoyaMatt Montoya with Engel & Voelkers and The Montoya Group joins the podcast in our Season 4 Finale to talk about what it takes to build a successful team.
2024-03-1341 minTruth in LendingMonth End Madness?Why is month-end so rough in our business? Find that out and a little this or that and here and there!
2024-02-2821 minTruth in LendingThe Season of LOVEIt's a hot and steamy love affair with economic data in today's episode. Make sure you have the a/c on full blast because it is a hot one!
2024-02-0822 minTruth in LendingSurprise!Today is a veritable grab bag of this and that. No one knows what the other brought to the script. Randy talks Cancel Culture, Katie
talks about re-casting and principle reductions and Greg learns more about Randy and Katie by asking some real deep questions!
2024-01-2424 minTruth in LendingData Dependent Day DrinkingMatt Graham from Mortgage News Daily & MBS Live joins Randy for a midday happy hour. Update on rates, where they are going and where they have been. Do election years really make that big of a difference and understanding the Fed Dot Plot. Drink every time Matt or Randy says Data Dependent!
2024-01-2228 minTruth in LendingConstruction lending w/ Mortgage DudesLearn everything you need to know about building your own home and what the construction loan process is all about. The Mortgage Dudes from Mann Mortgage, Jake Van Cleave & Cory Alderman join the TIL podcast and share their experience when it comes to Construction Lending.
2024-01-1733 minTruth in Lending2024-CastingDonnie Eggers, Owner/Broker of Nexus 360 Realty joins the podcast and does a bit of Forecasting with the TIL band of misfits. We chat a bit about the NAR lawsuit as well. Is Katie getting married? Say what?
2024-01-0931 minTruth in LendingTIL Year in ReviewA good news podcast today! We review 2023 and Katie has a hangover.
2023-12-1417 minTruth in LendingUSDA Loans With Trish CousinsListen and Learn all about the Rural Development loan programs. Trish Cousins with USDA Rural Development Finance is our guest and provides all sorts of exciting information about USDA loans and even debunks a few myths!
2023-12-0628 min
Biggus GeekusWhat makes a Challenging Game?What
makes a Challenging Game?
Episode 167 Streamed Live Tuesday November 28, 2023
Main Topic: What makes a Challenging Game?
CR vs random tables vs encounters to fit the ‘story’/adventure.
When does challenging become a meat grinder?
How can mechanics inform the challenge of a game?
Some examples for comparison:
DnD OSR : fairly random, expect that the ‘wilderness’ could produce
almost any creature, no skill checks to challenge Player characters-
proficiencies allowed for this to a lesser extent in later editions,
combat d...
2023-11-301h 51Truth in LendingAll About Recruiting -and- the NAR LawsuitThanks to Kent Smith from loanDepot for joining us on this episode to talk about the side of the business we all love to hate...RECRUITING!
Greg gives us a preview of the NAR lawsuit/settlement.
***audio...room for improvement***
2023-11-0838 minTruth in LendingBuy Before You Sell w/ HomelightSam Ghannam w/ Homelight joins the crew to talk about the Buy Before You Sell program. Randy's Christmas spirit starts to shine and Katie brings us the topic of Approval and Mortgage Rates by state.
2023-11-0127 minTruth in LendingRandy Was RightIt's Season 4!!!
8% is not something Randy is proud of predicting some 18 months ago, but here we are. Randy's Room gives us a sneak peak of our guest list for Season 4. Katie's Korner talks all about EPO and 1st Payment Defaults and Greg's Garage presents the facts for us when it comes to copyright infringement and how to lose a quick $5000.
Join us as we kick off Season 4 of Truth In Lending!
2023-10-2632 minTruth in LendingThe Importance of CRM's in the Mortgage Industry w/ Spencer DuseboutWe are managing those all important customer relationships today with Spencer Dusebot of Think Aidium- The Mortgage CRM software with intelligent automation. Spencer breaks down why CRM's matter, the importance of lead conversion, and tips to better manage your relationships and referral partners. And as always, stay tuned for a heaping helping of news and opinion.
It's the season 3 finale! Hit that subscribe button now, we have a lot of good things coming your way for Season 4.
Access Think Aidium: https://thinkaidium.com/
2023-09-2029 minTruth in LendingSurviving the Mortgage Market w/ Nick WhiteOn this episode we're taking a trip to the Mile High Metropolis of Denver so make sure to place the oxygen mask over your face first before assisting others in the cabin. Senior Mortgage Banker Nick White is joining us in the hopium den to give us his take on the current state of the market and what it means to be a survivor in the mortgage industry. Stay tuned for a re-cap on the PNW Mortgage Lenders Conference.
2023-09-1832 minTruth in LendingBurning One Down w/ Karmen WarnerSmoke is in the room and this time it's not us. Joining us in the studio is Karmen Warner with Davidson & Associates Insurance to dive into all things fire insurance related. We learned so much from Karmen in this interview, if you're ready to spruce up your insurance knowledge, grab a pen and paper and hit that play button!
2023-09-0732 minTruth in Lending27 Things to Blame for the 2008 Housing CrashToday's podcast is inspired by the writings of MBS Live Founder & CEO Matt Graham, "Everyone you can Blame for the 2008 Mortgage Meltdown". We're taking a deep dive into 27 reasons for the 2008 housing crash. Are we headed down the same road today? What's different and what's still the same? Throw on your economist hat and get ready to play the blame game.
2023-08-3135 minTruth in LendingIn the Year 2000The rate fatigue is real, and we are all feeling it. Having trouble remaining positive? We can't help, but maybe spending the next 30 minutes with us will help you realize that life isn't that bad. Even at 8% rates.
2023-08-2528 minTruth in LendingIs it Loan Fraud? w/ Ken PerryGrab your correction tape and get ready to photoshop your way through the next forty minutes because today is all about loan fraud. No, not how to commit loan fraud you silly pirates. How to identify loan fraud and what you can do about it. Joining us in the studio for this hot topic is the sultan of CE, Mr. Ken Perry!
2023-08-1641 minTruth in LendingStudent Loan Strains w/ Genene WhiteFor over three years now Americans have gotten to ignore that pesky bill from student loans, but Uncle Sam is knocking on the door in October. In this episode we're diving deep into all things student loans and how Genene White with My LoanSense can help your clients despite the lingering student loans.
2023-08-0936 minTruth in LendingRelationship AdviceLove is in the air today, no it's not Valentine's Day, but today is still all about relationships. That's right, even in the wide world of mortgage and real estate, relationships do matter. Cupid's arrow has pierced even our cold black hearts today. Get ready for a deep dive into life balance, navigating personal relationships, when to fire a client or realtor, and how to love yourself and those around you.
2023-07-2735 minTruth in LendingBuilding Your Brand | A Forward RecapIs digital content the secret to spring boarding your business? And what's the trick to successfully building your online brand? After sitting with some of the best marketing genius' and real estate professionals at the Forward Event in Vegas, Katie has a lot of tips, tricks, and encouragement to share.
2023-07-1924 minTruth in LendingShort Term Rentals & Second HomesIs it too late to get in the STR game? Or is it just hullabaloo? Tune in to find out why we're not racing out to buy a short-term rental anytime soon and some valuable insight for borrowers comparing STR's and second homes in today's market.
2023-07-1128 minTruth in LendingBuilding the Future Part Two w/ Lindsay KlaassenGrab a bucket of nails and turn up the volume because today we are continuing to build the future. Lindsay Klaassen, Regional Sales Manager for New Home Star Oregon and Hayden Homes, joined us in the studio to answer some pretty big questions in the new construction world. What are builders doing to combat housing shortages? Are builder incentives still a thing? And how have builders been able to maintain profitability with construction costs skyrocketing over the last few years? Tune in for the answers to these questions and so much more!
2023-06-2924 minTruth in LendingTIL Happy Hour - Only Positive NewsWelcome to the Truth in Lending Happy Hour! An abbreviated version of our typical podcast episodes. Today we thought we'd bring you the mortgage and real estate news that will put a smile on your face. So, pour a tall glass of Kool-Aid, sit back, and show off those pearly whites for the next fifteen minutes.
2023-06-2214 min
Truth in LendingBuilding the Future w/ Dan PahlischGrab a hammer and turn up the volume because today we are building the future with the president of Pahlisch Homes, Dan Pahlisch. We're talking all things new construction in the 2023 housing market from builder profitability, permits, inventory & housing shortages to the skinny on builders and their preferred lenders.
2023-06-1439 minTruth in LendingNavigating the NumbnessOn today's show we're asking ourselves, have we become numb to this new market reality? We're all feeling pretty numb to the new articles, information, rate hikes, and rate improvements. Mortgage loan application volumes have decreased for the third straight week and national home prices continue to increase due to inventory shortages. What does the future hold and what can we do in the meantime to avoid falling asleep to world news and economic changes constantly swirling in the headlines around us? Tune in for some insight from Katie on marketing, a discussion on cashflow from Randy, and some...
2023-06-0826 minTruth in LendingIntro to our Newest Member of the Truth in Lending FamilyThanks for tuning into Truth in Lending, the podcast for mortgage people, by mortgage people. Today we're introducing our newest member of the Truth in Lending family, Greg Jackson and learning what irks Randy's potato along with pet peeves we all experience in lending and real estate.
2023-05-1724 min
Truth in LendingDid you Drink The Kool-Aid?We're back! Thanks for joining us for season three of Truth in Lending, the podcast for mortgage people, by mortgage people. After a couple months off, we've got the lights on and this time somebody is home. Today is May 10th, the long awaited day predicted by the infamous Barry Habib to be when rates would finally drop. Sorry Barry, as much as we'd like to this to be the case, we're just not seeing it. The fed hiked interest rates by .25 back on May 3rd and signaled a pause on hikes...for now. Are we headed in the...
2023-05-1524 min
Truth in LendingBusting Mortgage Insurance MythsLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. On this week's episode, Tammy Golden of Arch Mortgage Insurance joined us in the studio to bust out some mortgage insurance myths and provide some insight to help you better serve your clients. What are the factors for how much the fee will be? How can I get rid of it? and how do market conditions effect prices? Tune in for some helpful information about the new LLPA's from Katie, and as always, your market updates fr...
2023-03-1627 minTruth in LendingPodcast Takeover w/ Matt Graham & Adam QuinonesLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Get your pen and paper ready, it’s a podcast takeover today with industry experts Founder & CEO of MBS Live, Matt Graham alongside former Global Head of Mortgages and ABS at Refinitiv and MBS Live Co-Founder, Adam Quinones. Matt and Adam dove deep into all things market related. What are the biggest market movers we should be watching out for? What is the best-practice for locking vs. floating? and How do we become better listeners to what...
2023-03-091h 02Truth in LendingHome Energy Score- What's it all About? W/ John SchwenckeLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Get ready to learn all about the Home Energy Score; what you need to know, and how it can impact your business. Local home inspector and owner of Porchlight Home Inspection, John Schwencke, joined us in the studio to dive into the ins and outs on what has been a controversial topic in our area.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Len...
2023-03-0235 minTruth in LendingAll About Appraisals w/ Jeff SchluterLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Today is all about appraisals and we have a very special guest in the studio with us today. Local appraiser Jeff Schluter is here to answer all of our questions about appraisals and believe me, we have a lot of questions. Tune in for a discussion with Randy on the continuous fed rate hikes and Katie's two-sense on the next big thing blowing up the internet, Chat-GPT.
Randy Vance NMLS 1455628, Hixon Mort...
2023-02-2327 minTruth in LendingKicking it w/ Ken PerryLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Today the CE legend himself, the one and only Ken Perry, joined us to provide some insight as to how he was able to pivot from a top producing loan originator to creating the mortgage education empire we all know today as the Knowledge Coop. Tune in to find out why mortgage industry workers need compliance, Ken's two-sense on the CFPB's funding being ruled unconstitutional, and his opinion on how the new LLPA's taking effect in Ma...
2023-02-0131 min
Truth in LendingLoan Level Price Adjustment MadnessLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Holy Loan Level Price Adjustments Batman! Fannie & Freddie have decided to make it a bit more expensive for some and cheaper for others that are looking to get a mortgage in 2023. What will this means for your borrowers? Who will it benefit and who is better off purchasing before this comes into effect? Tune in for a deep dive into all the upcoming changes headed our way as of May 2023.
Randy Vanc...
2023-01-2724 min
Truth in LendingBuilder Confidence w/ Heather LowrieLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. It’s a brand new year full of surprises including our surprise guest Heather Lowrie from Pahlisch Homes who joined us in the studio to talk all things new construction. Will we see builders get out of the business or see companies merging? Inventory continues to be an issue with existing homes. What is inventory like for new builds? Tune in for a deep dive into all things new construction in 2023 as well as as some tips...
2023-01-1127 min
Truth in LendingKatie’s New Microphone & Goodbye 2022Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. It’s the end of the year and we can’t wait to say goodbye to 2022! It has been a year of ups and downs for a lot of us. Tune into this week's episode for the highs and lows of the last year, some of our favorite and not-so-favorite changes, and our predictions for 2023.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie P...
2022-12-2926 min
Truth in LendingConnecting the Dots w/ Jacob FainLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On this week's episode we are joined by Jacob Fain w/ Morgan Stanley as he helps us connect the dots between different markets. How does CPI and the Fed Rate decision affect the financial advising side of things? How do loans work against my assets? And what is Jacob's advise for the first time homeowner when it comes to diversifying their portfolio and net worth? Tune if for an episode packed full of knowledge from the fi...
2022-12-1435 min
Truth in LendingInsurance Isn't Just Funny CommercialsLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. Today we have James Fleming with Payne West to answer all of our questions about insurance. Why do we need it? What is and isn't covered for homeowners? and does bundling really save? Holidays are also just around the corner! What are you doing to get in front of your clients? Tune in for some ideas of touch-points and to top it all off, a hearty discussion on how to opt out of trigger lead phone call...
2022-12-0129 min
Truth in LendingFirst Time Buyers, Low Income Loans & Down Payment AssistanceLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. Today we are talking all things first time home buyers, low income loans and down payment assistance. Tune in for an episode packed with tips and tricks for first time home buyers and special loan programs.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
2022-11-1625 min
Truth in LendingA Salute to Our VeteransLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. Today we are saluting our men and women who have served, or are currently serving in America’s military. Thank you for your service and your sacrifice. Tune in for a little Veteran's day history and a lot of talk about the VA loan and how those of us in the mortgage industry can help our veterans.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
2022-11-1434 min
Truth in LendingBiggest Headlines in the Last Two MonthsWe're back for season two! Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. It has been nearly two months since our last show and boy have there been some interesting things going on… rates hit and passed 7%, layoffs in the industry, and the great mortgage migration, and as always don't miss the Truth in Lending Mortgage News for updates on this crazy market.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie...
2022-10-3129 min
The PursuitEp. 035 - More Than Just Speed with TenPoint CrossbowsIn this week's episode, we made the trip up to TenPoint Crossbows in Mogadore, Ohio, for a factory tour and conversation with Dealer Sales Manager - Randy Wood.We introduce Randy and talk about the history of TenPoint crossbows. A family-owned company founded right here in Ohio! Then, we dive into what we saw during our tour, the challenges they've experienced during the pandemic, discuss their latest product offerings, and how TenPoint is leading the way in crossbow technology.Follow TenPoint:Instagram: https://www.instagram.com/tenpointcrossbows/Facebook: https...
2022-10-1148 min
Truth in LendingHomes 4 Heroes w/ Jenna JacobsenLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. It's our season finale ladies and germs and today we are saluting our heroes. Jenna Jacobsen with Nine-Bark Real Estate joined us in studio to talk all things Homes 4 Heroes and what the program can do for your business as well as how you can help your community.
Tune back in in a few weeks for the start of Season 2!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Kati...
2022-09-0837 minTruth in LendingThe Fed is Freezing the Housing MarketLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week, the Fed is turning down the heat on the housing market and rates keep climbing. With so much doom and gloom lately Katie touches on some different ideas or strategies to make sure that you don’t bring that doom and gloom ‘vibe’, ‘aura’, or ‘feeling’ into your conversations with clients and referral partners, Randy shares some insight on how to stay busy during the slow times, and as always tune in for the Truth in Lending...
2022-09-0126 min
Loans On Demand Podcast54: Randy Vance & Katie Pelchar - The Importance of Not Leading with FearToday, we're joined by Randy Vance and Katie Pelchar. Randy is the Producing Branch Manager at Synergy One Lending, and Katie is the Sales Manager at loanDepot. Randy and Katie are both from Bend, Oregon, and also the hosts of the "Truth in Lending Podcast".
Randy and Katie are here to discuss the "Truth in Lending Podcast", why you can't lead with fear, and getting in front of your community.
"Truth in Lending Podcast" Website: www.truthinlending.co
Randy Vance's LinkedIn: @RandyVance
Katie Pelchar's LinkedIn: @KatiePelchar
...
2022-08-2530 minTruth in LendingInvestors Dominating the MarketLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week, average rates are up three-quarters since our show 20 days ago which has Randy up to his usual tricks, buying high and selling low! Katie has some good intel on what the Inflation Reduction Act means and Joeie shares and interesting insight on the possibility of Energy Efficient home requirements. Ready for an episode packed full of both industry and market updates? Tune in!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Len...
2022-08-2324 minTruth in LendingBig Hitting - How to Thrive in a Shifting Market w/ Sam RealLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week, Global Real Estate Advisor Sam Real joined us in the studio to talk about how to thrive in a shifting market and what it is like to be an industry leader in multiple markets. How did he successfully build his business and continue to grow when it seems everyone else is downsizing? Tune in to find out!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Kat...
2022-08-0335 minTruth in LendingWTF? (What the Fed)Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week we're all saying three words... What The Fed? We’re one day away from the Fed’s 3rd rate hike of the year and we’re all on pins and needles here at Zoom Town. Will the Fed raise BPS by 75 or 100? And is inflation ever going to cool off? Tune in for tips on mid-year planning for your mortgage book of business and as always, don't miss the weekly Truth in Lending Mortgage News upda...
2022-07-2626 min
Truth in LendingIt's All About the Numbers w/ Matt GrahamLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. It's time to get out your abacus because today's show is all about the numbers! Special guest, founder and CEO of MBS live Matt Graham, joined us in studio to dive into what is impacting the market, how to read it, technical recessions vs. financial crises, and how today compares to the 2008 recession. This episode is PACKED with information you're not going to want to miss! And as always, tune in for the Truth in Lending Mo...
2022-07-1932 min
Truth in LendingGetting Comfortable in the ChaosLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, we're discussing why it's going to be a long hot summer. Is the fed's strategy working? What does the sideways movement mean for us? And as always, tune in for the Truth in Lending mortgage news!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
2022-06-3027 min
Truth in LendingHistorical Optimism w/ Kent NeumannLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, the power of positivity reigns supreme. How fast is too fast for rates to come down? What has history taught us about refi booms? How long will times be lean for? Tune in for a boost in serotonin and some valuable insight from Kent Neumann of Canopy Mortgage.
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housin...
2022-06-2427 min
Truth in LendingLending in a College Town w/ Van MelickLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, we're getting into the nitty gritty of lending in a college town with Sr. Mortgage Specialist Van Melick of Directors Mortgage. As rates continue to climb, tune in to find out why it's not all doom and gloom.
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Van Melick NMLS 260773 | Directors Mortgage NMLS 3240, Equal...
2022-06-1639 min
Truth in LendingReducing your Borrowers' Monthly Mortgage PaymentsLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, get off the couch and go for a hike, a rate hike that is! Hikes in interest rates, gas prices, and inflation are leading to a slow down in the market. While it seems as if everything just keeps going up, tune in to learn some strategies to make things go down, specifically your clients' mortgage payments!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelch...
2022-06-0929 min
Truth in LendingHunger PainsLive from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, investors are hungry and so are you! Past loan programs are making a comeback and new creative financing options abound. All of this and a bag of chips!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
2022-05-3122 min
Truth in LendingRoller Coasters & Horror StoriesYou're listening to Truth in Lending, a podcast for mortgage professionals, by mortgage professionals. On today's episode we dove into a discussion on the roller coaster ride we’ve all been on since the start of the year. Is this brief respite going to last, or are we just in the middle of the ride? We also shared some of your best borrower horror stories. Late night phone calls, middle of the night emails, and when to cut ties with a borrower. All of this and maybe one or two other things. And as always, tune in for your Tr...
2022-05-1940 min
Truth in LendingWallets are TighteningYou're listening to Truth in Lending, a podcast for mortgage professionals, by mortgage professionals. On today's episode we found out why middle class wallets are tightening, the history of the mortgage, more on recessions, and the good ole' American Dream. It's not all doom and gloom... or is it?
Don't forget to send in your borrower horror stories to truthinlendingpodcast@gmail.com!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 1907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
2022-05-1426 min
Truth in LendingFalling Prices AND Falling Rates? MaybeYou're listening to Truth in Lending, a podcast for mortgage professionals, by mortgage professionals. On today’s show, were discussing home prices, the effect on new construction, and can a bargain for the buyer be found? Are we finally headed towards a buyers market? Tune in to find out!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
2022-04-2828 min
Truth in LendingIntro Episode - Truth in LendingWelcome to the first episode of The Truth in Lending Podcast, a podcast for mortgage professionals, by mortgage professionals. On this week's episode we dive into the questions on everyone's mind with the recent changes in the market; Are we near the bubble? How high will interest rates go? And what are some pivot points? If you're interested in the future of the market, this is an episode you're not going to want to miss!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
2022-04-2633 min
Rapid Flames PodcastCurfew Chronicles #3 With Hashthe1 and Randy J Dreams RFP🔥 EP.49Quebec has a mandatory curfew out on us which leaves allot of people including comedians stuck at home with nothing to do but talk and discuss topics with Vance Michel and Peter Bowen during this pandemic lockdown. In this episode joining the rapid flames podcasts hosts are Vance Michel and Pete Bowen is Hash the 1 and Randy J Dreams .
video trailer: https://youtu.be/W1uRXzvYeCg
2022-01-041h 01
Truth in LendingEstate Planning... What the Trust?You're listening to the final episode of Money Minded. This week we're diving deep into the topic of Estate Planning! Matthew Mohill esquire joined us in the studio to talk about why creating a Trust and planning your estate NOW might just be the most important thing you do for you and your family. The word of the day is Estate and as always tune in for your Central Oregon Mortgage and Real Estate News Updates.
2021-12-2226 min
Truth in LendingSo, You Want to be a Loan Officer? Part IIIOn this week's episode of Money Minded we're tackling part three of our five part mini series, So, you want to be a Loan Officer? If you answered that question with a yes, or even a maybe, you’re in luck! Our special guests, Jake Murray and Ian Miller of Directors Mortgage, are kicking off the show by discussing the growing pains of entering the mortgage industry. As a rookie and 2nd year loan officer, these two have all the advice from the intimidating licensing test to how to survive the new career! The word of the day is Omi...
2021-12-1031 min
Truth in LendingSo, You Want to be a Loan Officer? Part IIOn this week's episode of Money Minded we're tackling part two of our five part mini series, So, you want to be a Loan Officer? If you answered that question with a yes, or even a maybe, you’re in luck! Our guest Katie Pelchar with Loan Depot is paving the way for this next generation of loan originators and packed this episode full of advice for those who are considering entering the mortgage marketplace. The word of the day is Community, and as always tune in for your Central Oregon Mortgage and Real Estate news update.
2021-11-2431 min
Truth in LendingSo, You Want to be a Loan Officer? Part IOn this week's episode of Money Minded we're diving in to a new five part series, 'So, You Want to be a Loan Officer? If you answered that question with a yes, or even a maybe, you’re in luck! Kicking it off this week Kent Neumann with Canopy Mortgage, who has been doing this since the Dead Sea was still alive and well, joined us in the studio to discuss the pros and cons of the mortgage industry, how to build your book of mortgage, advice for an aspiring loan officer, and much more! The word of the da...
2021-11-1729 min
Truth in LendingWhat to Expect in the Market this WinterOn this week's episode of Money Minded longtime colleague and friend Matt Gilman of the Junipine Group at Windermere Real Estate joined us in the studio to tell us how to best prepare as both a seller and a buyer in today's real estate market. How does winter effect the market and how should you prepare? Listen in for some great nuggets of knowledge and as a bonus some insight into the world of pickleball! The word of the day in Gratitude and as always stay tuned for your Central Oregon Real Estate and Mortgage News Updates.
2021-11-1031 min
Truth in LendingThe Elephant in the Room, Is Capitalism the Answer?On this week's episode of Money Minded Comedian and Anti-Capitalist Leroy Firwood joined us in the studio for a lot of laughs, an insight into bus life, and a thrilling discussion on capitalism in America today. RENT is the word of the day, rates are not only on the rise and we're at near historical occupancy- what's next? And as always, tune in for you Central Oregon Mortgage News and Real Estate Update.
www.moneyminded.us
2021-11-0230 minRapid Flames Podcast“Flames over the hill” RF🔥 ep.40Rapid flame records it’s 40th Episode and we went live on Facebook to do it. Vance Michel and Peter Bowen start the episode talking about movies then Randy J becomes our guest . in this episode and we get the talking about comedy life , tv show theme songs, worlds views and more.
video: https://youtu.be/5TV-VTIltb4
2021-10-301h 04Truth in LendingNerd Day with a CPA 2.0Season Two is in full swing and have we got a great show for you! We're bringing back one of our favorite episodes, Nerd Day with a CPA 2.0! Joining us for Nerd Day is the only and only Lance Brant with Capstone CPA's. The word of the day is Taxes and as always this episode will keep you updated on the most recent Central Oregon real estate market and mortgage news. Tune in to see what mortgage rates are up to.
2021-10-0831 min
Truth in LendingFirst TimersYou’re listening to Money Minded, your Central Oregon Mortgage and Real Estate News Podcast. On today’s show we have the @oregonrealestatechick and @oregon_realestate_dude, Larissa & Kevin Darcy with Engel Volkers Real Estate. It’s the First Time Homebuyer Special! The four-letter word today is Turn. And as always tune in for your Central Oregon Mortgage & Real Estate News. This show is all about you first timers, stay tuned for tips on how you should prepare, what to expect, and who to contact throughout your very first real estate transaction.
2021-08-3140 min
Truth in LendingRisk vs. Reward, Wealth Building, and a Little CoinTune in to this week's episode of Money Minded, the season one finale, to catch Financial Advisor Jacob Fain of Morgan Stanley discuss wealth building strategies, risk vs. reward, and the hottest investment trend on the market, crypto currency! COIN is the four-letter word, and as always stick around for your Central Oregon Real Estate Update and Mortgage News.
2021-07-1439 min
Truth in LendingSo, What's the Deal With Lumber Costs?On this week's episode of Money Minded Neil Elshire with Shamrock Building Materials joined us to discuss the past, present, and future of lumber and steel costs in the U.S. The four letter word is FIRE. It's going to be a tough fire season in the Pacific Northwest this year, tune in to find out what that means for you as a homeowner!
And as always stick around for the Central Oregon Real Estate Market update and your Central Oregon Mortgage news.
2021-06-2934 min
Truth in LendingManufactured Homes on Land and a Shout Out to KPOn today's episode of Money Minded Brad Driggers with Windermere Real Estate joined us to discuss the in's and out's of purchasing bare land, manufactured homes, and fishing habits. The four-letter word is CFPB and tune in to learn how to file a formal complaint. Ken Perry from the Knowledge Coop if you're listening, we love you. And as always tune in for your CORE Market Update and West Coast Mortgage News.
2021-06-1230 min
Truth in LendingNew Construction Smells, Golf Courses, & an Insight with Pahlisch HomesOn this week's episode of Money Minded Valerie Skelton with Pahlisch Homes joined us to discuss the smells of new construction and some up and coming developments in Central Oregon. Tune in for our newest segment called What Really Chaps My Hide to hear the hosts discuss a few things listeners can do to annoy their lender or real estate agent and as always listen in for your West Coast Mortgage News and Central Oregon Real Estate Market Update.
2021-06-0223 min
Truth in LendingWhat to Look for During a Home InspectionOn this week's episode of Money Minded Buck Bales with B Squared Home Inspections is here to discuss what you really should be looking at when it comes to your home inspection. As a homeowner what sort of maintenance should you be conducting annually? Gift is your four-letter word, Heather is back to share a VERY wild Central Oregon Real Estate Market Update and as always tune in for your West Coast Mortgage News.
2021-05-2124 min
Truth in LendingWhat to Expect From Title & EscrowOn this week's episode of Money Minded Arianna Lease from Western Title & Escrow joined us to talk about the what to expect from title and escrow during your real estate transaction. What is escrow and why do you need title insurance? HOME is the four-letter word and as always tune in for your Central Oregon Real Estate Market Update and your West Coast Mortgage News.
2021-05-0720 min
Snap Dragon DuplexEpisode 21 - AEW Dynamite 28/04/21They're at it again. This week catching up on AEW Dynamite the guys talk about the big faction war inside AEW as Cody makes his return to the Nightmare Family to confront QT Marshall and The Factory... oh and there's a Parley between The Pinnacle and The Inner Circle before next weeks long awaited Blood and Guts. Also Randy says Toin Coss continuously and didn't even notice. AlsoOrange Cassidy v PentaKris Statlander V Penelope FordAdam Page V Brian CageYoung Bucks V Super Sydal Bros
2021-05-0434 min
Truth in LendingLand Acquisition & Property FlippingOn today's episode of Money Minded Cody Tuma of 541 Home Sales is in the studio with us to discuss land acquisition and property flipping. What kind of profit can a highly skilled property flipper expect to make in this market? What about in normal market? Fees is your four letter word and as always tune in for your Central Oregon Real Estate Market Update and your West Coast Mortgage News.
2021-05-0436 min
Truth in LendingThe Honest Truth - Buying and Selling in Today's MarketOn today's episode of Money Minded Noah Von Borstel of the Junipine Group at Windermere Central Oregon will be sharing the honest truth about what it means to be a buyer and a seller in today's extreme seller market. The four letter word is land, should you buy land? Big announcement from Freddie Mac as interest rates fall for the second consecutive week.
2021-04-1623 min
Truth in LendingMillennials in the MarketplaceOn this weeks episode, Who is really driving the real estate market? Millennials! In the studio, we have loan officer Sean Dunn. We will be talking about some mistakes Millennials tend to make when trying to buy a home, and the things they can avoid. How can Millennials make their offer stand out to the competition, and how can they avoid past generation mistakes? And of course we will have Your Central Oregon Real Estate Market Update and your West Coast mortgage news.
2021-04-0929 min
Truth in LendingNerd Day with a CPAOn this week's episode of Money Minded we're talking about taxes, taxes, taxes and some of the biggest mistakes people make when preparing and filing their income taxes as well as some tips from founder and principal partner of Capstone CPA's, Lance Brant who will be joining us in the studio.
2021-04-0223 min
Truth in LendingRenting vs. OwningOn this week's episode of Money Minded we're talking about the pros and cons of Renting vs. Owning. Joining us in the studio is the man, the myth, and the mustache, Dave Feagens Principal Broker and Owner of Windermere Central Oregon Real Estate.
Executive Producer & Host: Randy Vance
Co-host: Heather Lowrie
Senior Producer & Editor: Joeie Canaday
Videographer & Co-producer: Kristina Willis
Co-Producer: Corrine Valdez
2021-03-2621 min
Truth in LendingThe Do's and Don'ts of Home BuyingMoney Minded is your West Coast Mortgage & Real Estate News Podcast. Each week will bring you important market updates, industry professional opinions, local real estate & mortgage trends, as well as some great tips and tricks. Whether you are a first-time homeowner or savvy investor on their latest 1031 exchange, we are here to educate, entertain, and evolve. We promise to bring on qualified experts as guests and answer as many of your real estate investing questions as we possibly can. Look for different topics each week and feel free to suggest some of your own.
On this week's...
2021-03-2631 min
Boat RadioBoat Radio – Bob’s No Wake Zone – Throw Raft, Randy Vance and Quick USAFilippo Bovio joins Bob to chat about Quick USA’s variety of Italian-made products and Captain Troy Faletra discusses the new Throw Raft – a remarkable life-saving device.
Also this week, Randy Vance on new boats from Lowe and PlayCraft, plus there’s all the latest waterfront news.
Bob’s No Wake Zone comes to you every week from Osage Beach on the shore of The Magic Dragon – Missouri’s magnificent Lake of the Ozarks. Do not miss this wonderful slice of life from America’s number one recreational boating venue.
Follow Boat Radio on Facebook: https://www.facebook.com/boatradiointer...
2017-10-1447 min
Boat RadioBoat Radio – Bob’s No Wake Zone – Randy Vance, the US Coast Guard and a Mini RC ShootoutRandy Vance of Boating Magazine returns home to Lake of the Ozarks. He and Bob chat on the shore. Also this week, Lance Hedrick has details of the radio control boats Mini Shootout, the US Coast Guard attends the new Captains’ Association meeting, and Denise Pitlyk addresses the Water Safety Council about new safety device, the Down Alert PSD.
The Lake of the Ozarks has more coastline than California. It is America’s number one recreational boating venue.
2017-08-1647 min
Cigars And CinemaAJ Fernandez New World Ep.75Randy & Brandon are joined by Todd Vance of AJ Fernandez on episode 75 where they discuss the New AJF New World, straight from the 2014 IPCPR. Also this week we announce the winner of the 20 ct AJF San Lotano Habano Robustos! Chris Brose!! Congrats Chris! +++++++++++++++++++Keep the wheels on this baby!! Donate to the cause and keepthe Calypso Cigar Review Podcast going!! Prizes are available to those who donate a certain amount each month!! http://www.patreon.com/calypsocigar+++++++++++++++++++++++**For our international listeners!**
2014-07-3158 minCigars And CinemaMayimbe Churchill Ep.53Randy & Brandon are joined by Todd Vance, new rep for AJ Fernandez!! They take down the Mayimbe Churchill and talk movies, sports and why Randy doesn't share drinks. ++++++++++++++++++++If you live the DFW area, join Brandon at the Dallas Comic & Pop Expo in Richardson March 1 & 2 for some nerdy fun! I will be there interviewing a few people for the show and geeking out at all the cool stuff and sexy Cosplayers. More info here: http://www.dallascomicandpopexpo.com/Tickets here: http://www.dallascomicandpopexpo.com/tickets/+++++++++++++++++++Check...
2014-02-221h 20