Shows
Financially FluentRoth IRA Q&A Ep.13SummaryIn this episode of Financially Fluent, Ray Godleski, Cindi Walters, and intern Gavin Truong delve into the intricacies of Roth IRAs. They discuss the fundamental differences between Roth and traditional IRAs, the benefits of Roth IRAs for various age groups, income limits, contribution rules, and withdrawal regulations. The conversation also covers the importance of Roth IRAs in retirement tax planning, tax diversification strategies, and common misconceptions surrounding Roth IRAs. The episode concludes with a trivia segment and practical advice for listeners considering a Roth IRA.TakeawaysRoth IRAs provide tax-free growth and...2025-07-1525 minFinancially FluentAnnuity Awareness Month Ep. 12SummaryIn this episode of Financially Fluent, Ray Godleski and Cindi Walters discuss the various types of annuities, their benefits, and the current trends in the annuity market. They explore the differences between qualified and non-qualified annuities, the importance of understanding fees, and the comparison between annuities and buffered ETFs. The conversation aims to educate listeners about annuities during Annuity Awareness Month, providing insights into financial planning and investment strategies.TakeawaysAnnuities are a way to provide a steady income stream during retirement.There are five main types of annuities: SPIA, MYGA...2025-07-0132 minFinancially FluentRay and a CPA have a discussion Part 2 Ep.11They discuss critical reporting for contractors, navigating tax deadlines, and proposed changes to the tax code, providing insights into how these elements impact business owners and individuals alike. The discussion wraps up with a light-hearted trivia segment, highlighting the rapport between the speakers.Running two sets of books helps manage business finances and tax reporting effectively.Timely submission of tax documents improves the quality of CPA services.Proposed tax code changes may extend current laws without major overhauls.R&D expenditures may become fully deductible again, benefiting innovative businesses.Understanding tax deadlines is essential for effective tax planning...2025-06-1924 minFinancially FluentRay and a CPA have a discussion Part 1 Ep.10In this episode of Financially Fluid, host Ray Godleski interviews CPA Josh Roper, discussing various tax-related topics crucial for business owners and individuals. They explore the nuances of choosing the right business entity, the implications of C-Corp versus S-Corp taxation, and the importance of good record-keeping to avoid IRS audits. The conversation also covers home office deductions, depreciation on equipment, and the complexities of business vehicle write-offs. Additionally, they delve into real estate investments, including passive income rules and the benefits of 1031 exchanges for investment properties. In this conversation, Josh and Ray delve into various aspects of tax planning...2025-06-1723 minFinancially FluentBecki and Ray Talk Estate Planning Ep.9SummaryIn this episode of Financially Fluent, hosts Becky Campolito and Ray Godleski delve into the intricacies of estate planning. They discuss the importance of having a will or trust, the roles of grantors, trustees, and executors, and how life changes can impact estate planning. The conversation also covers the unique considerations for unmarried couples, strategies for disinheriting family members, and the complexities of business succession planning. Additionally, they explore charitable giving options, including donor advised funds and charitable remainder trusts, and touch on advanced trust types like QTIP and QDOT. The episode concludes with...2025-06-0337 minFinancially FluentReal Estate and Financial Planning-A Smart Partnership Ep.8summaryIn this episode of Financially Fluent, host Ray Godleski speaks with Dominai Reeves, an experienced real estate professional, about the intersection of real estate and financial planning. They discuss current market trends, the importance of strategic decision-making for buyers and sellers, and how financial planning plays a crucial role in home buying. The conversation also covers investment properties, the role of real estate as a side hustle, and the implications of reverse mortgages. The episode emphasizes the need for collaboration between realtors and financial advisors to help clients achieve their financial goals....2025-05-2041 minFinancially FluentSocial Security Q&A with Cindi & Ray Ep. 7SummaryIn this episode of Financially Fluid, Ray Godleski and Cindi Walters delve into the complexities of Social Security benefits, discussing eligibility, calculation methods, and real-life scenarios through a Q&A format. They emphasize the importance of personalized strategies for claiming benefits and address common misconceptions. The conversation also touches on the implications of taxes on Social Security income and the potential for spousal benefits. The episode concludes with a trivia segment, reinforcing the engaging and informative nature of the discussion.TakeawaysHow to calculate social security benefitsSocial Security benefits are unique to...2025-05-0627 minFinancially FluentMedicare planning with a SHIP expert Ep.6In this episode, Janet Payne discusses the State Health Insurance Assistance Program (SHIP) and its vital role in assisting Medicare beneficiaries. She explains the importance of early planning for Medicare, common misconceptions about costs, and the differences between Original Medicare and Medicare Advantage plans. Janet emphasizes the need for individuals to understand their options and encourages proactive engagement with SHIP counselors for unbiased information. In this conversation, Janet Payne and Ray Godleski discuss various aspects of Medicare, including coverage for spouses, avoiding scams, traveling with Medicare, changes to Part D, misconceptions about long-term care, the importance of early planning...2025-04-2251 minFinancially FluentEstate Planning with Holly Geerdes Ep 5SummaryIn this episode of Financially Fluent, Rae Godleski and guest Holly Geerdes delve into the complexities of financial planning, focusing on probate, wills, trusts, and long-term care. They discuss common misconceptions about probate, the importance of having a will or trust, and the various types of trusts available. The conversation also highlights the significance of special needs trusts and the financial planning necessary for families with special needs children. Additionally, they address the rising costs of long-term care and the importance of having a comprehensive plan to protect assets and ensure peace of mind...2025-04-081h 08Financially FluentQ&A Ray and Cindi on 401k, SoloK and AOTCIn this episode of Financially Fluent, Ray Godleski discusses key financial topics including 401k rollovers, the benefits of solo 401k plans for solopreneurs, and strategies to maximize tax credits for education. The conversation provides insights into making informed financial decisions, understanding retirement savings options, and leveraging tax benefits effectively.2025-03-2525 minFinancially FluentThe 3 C's of Financial Planning Ep1SummaryIn the inaugural episode of the Financially Fluent podcast, host Ray Godleski introduces the purpose of the show, which is to provide informative and engaging content on various financial planning topics. The discussion covers the importance of understanding different types of accounts, the three C's of financial planning (clarity, communication, and confidence), and Ray's personal and professional background. The episode also includes a Q&A segment addressing Roth contributions and tax planning, concluding with a preview of future topics.TakeawaysThe podcast aims to equip listeners with financial knowledge.Understanding different...2025-03-1525 minFinancially FluentThe Secure Act and Advanced Planning Ep.3SummaryIn this episode of Financially Fluent, Ray Godleski and Ryan Yamada delve into the complexities of financial planning, focusing on the Secure Act, Roth conversions, and the intricacies of inheriting IRAs. They discuss the implications of the Secure Act on retirement accounts, the importance of strategic estate planning, and the benefits of Roth conversions in managing tax liabilities. The conversation emphasizes the need for proper advice and long-term wealth planning, highlighting the evolving landscape of financial regulations and strategies.TakeawaysThe Secure Act introduced significant changes to retirement account management.Roth...2025-03-1142 minFinancially FluentInvesting trends with Phil Blancato Ep2SummaryIn this episode of Financially Fluent, Rae Godleski and Phil Blancato discuss the current financial landscape, including market predictions for 2025, the importance of financial wellness, and the impact of AI and cybersecurity on the financial services industry. They explore investment strategies, the significance of staying invested, and the evolving trends in IPOs and alternative investments. The conversation emphasizes the need for exceptional earnings growth and the potential for market corrections, while also highlighting the importance of having a solid financial plan.TakeawaysPhil Blancato shares his extensive experience in the financial industry....2025-02-2740 min
Gwinnett Business RadioBeth Coffey with Southwest Gwinnett Chamber of Commerce and Ray Godleski with Southeast Wealth PartnersBeth Coffey/Southwest Gwinnett Chamber of Commerce The Southwest Gwinnett Chamber of Commerce is a membership organization that exists to form partnerships among businesses, non-profits, and government leadership to positively impact the people they serve – their communities of Berkeley Lake, Norcross, and Peachtree Corners. Ray Godleski/Southeast Wealth Partners powered by Osaic Wealth Southeast Wealth Partners guides […]
The post Beth Coffey with Southwest Gwinnett Chamber of Commerce and Ray Godleski with Southeast Wealth Partners appeared first on Business RadioX ®.2024-10-2400 min
Gwinnett Business RadioBeth Coffey with Southwest Gwinnett Chamber of Commerce and Ray Godleski with Southeast Wealth PartnersBeth Coffey/Southwest Gwinnett Chamber of Commerce The Southwest Gwinnett Chamber of Commerce is a membership organization that exists to form partnerships among businesses, non-profits, and government leadership to positively impact the people they serve – their communities of Berkeley Lake, Norcross, and Peachtree Corners. Ray Godleski/Southeast Wealth Partners powered by Osaic Wealth Southeast Wealth Partners guides […] The post Beth Coffey with Southwest Gwinnett Chamber of Commerce and Ray Godleski with Southeast Wealth Partners appeared first on Business RadioX ®.2024-10-2442 minBusiness RadioX ® NetworkBeth Coffey with Southwest Gwinnett Chamber of Commerce and Ray Godleski with Southeast Wealth PartnersBeth Coffey/Southwest Gwinnett Chamber of Commerce The Southwest Gwinnett Chamber of Commerce is a membership organization that exists to form partnerships among businesses, non-profits, and government leadership to positively impact the people they serve – their communities of Berkeley Lake, Norcross, and Peachtree Corners. Ray Godleski/Southeast Wealth Partners powered by Osaic Wealth Southeast Wealth Partners guides […] The post Beth Coffey with Southwest Gwinnett Chamber of Commerce and Ray Godleski with Southeast Wealth Partners appeared first on Business RadioX ®.2024-10-2442 min
The Growth Catalyst ShowMapping the Financial Landscape: Ray Godleski's Strategies for SuccessJoin Ray Godleski from Southeast Wealth Partners as he unpacks the complexities of financial planning and risk management to guide you toward securing a prosperous future. This episode provides essential strategies for anyone looking to enhance their financial stability and prepare for retirement.Ray Godleski is a Financial Advisor of Southeast Wealth Partners, LLC located in Suwanee, GA. Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.The views e...2024-10-2232 min
Financial Advisor's Workshop with Brian Kasal#51 Making A Difference In Clients' Lives w/ Ray Godleski, Financial Advisor, Hornor, Townsend & Kent, LLCDownload “How to Find Ultra High Net Worth Clients” from https://FinancialAdvisorsWorkshop.com
Ray Godleski (https://www.strategicplanninggroup.com/) is a financial advisor based in Cumming, Georgia, with 16 years of experience in the financial sector. He is an employee of Hornor, Townsend & Kent, LLC - a leading financial advisory firm offering a wide range of services, including financial planning, portfolio management, and pension consulting.
In this episode, Brian and Ray discuss:
1. The Fiduciary Mindset in Financial Planning
2. New Money And Conservative Investing
3. Planning For Your Financial Future: A Mix...2023-07-2721 min