Shows
The Wealth Guide PodcastHow Much Do You Really Need to Retire on $100,000 a Year? | Ep. 56Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode of The Wealth Guide Podcast, host Malissa Vourakis sits down once again with the Ryker Capital team — Jack Oineza, Ricky Regmi, and Dean Desoukey — to tackle the question everyone asks but few can answer clearly: what does it really take to retire on $100,000 a year?They unpack the 4% rule in plain English (why $2.5 million can fund a $100k income), the “bucket” approach to balanc...
2025-09-1557 minThe Wealth Guide PodcastDo This To Legally Pay LESS TAXES in Australia | Ep. 55Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode of The Wealth Guide Podcast, host Malissa Vourakis sits down with the Ryker Capital team, Jack Oineza, Ricky Regmi, and Dean Desoukey, to answer a question that every Australian has asked at some point: how do you legally pay less tax?They break down how the progressive tax system really works, why the top marginal rate can sting at 45%, and how using s...
2025-08-3148 minThe Wealth Guide PodcastWhat Really Happens to Your Super When You Retire? | Ep. 54Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode of The Wealth Guide Podcast, host Malissa Vourakis is joined by the Ryker Capital team, Jack Oineza, Ricky Regmi, and Dean Desoukey to tackle one of the biggest questions Australians face: what really happens to your super when you retire?They unpack the difference between t...
2025-08-1848 min
From Why to WealthI Helped a 23-Year-Old Turn $50 Into $700K (Here’s How You Can Too) | Ep. 09Experience a simple, fast, stress-free loan process tailored to your financial needs. Contact us at https://www.thefinanceco.group/-----In this episode, we’re joined once again by Ray Regmi and Dean Desoukey, financial advisers from Ryker Capital, for Part 2 of our conversation on building long-term wealth through smart, practical strategies.Ray and Dean talk about how one of their clients turned $50 into $700,000 in super, why salary sacrificing is more than just a tax-saving tool, and how most Aussies completely miss the opportunity to set themselves up early, even whi...
2025-05-2030 minFrom Why to WealthHow the First Home Super Saver Scheme Could Fast-Track Your Property Dreams | Ep. 08Experience a simple, fast, stress-free loan process tailored to your financial needs. Contact us at https://www.thefinanceco.group/-----In this episode, join me, Gabriel Mikha, along with Ray Regmi and Dean Desoukey from Ryker Capital, as we talk about how the First Home Super Saver Scheme can help first-time buyers accelerate their journey into the property market.We discuss why starting your financial journey early, even as young as 15, can set you up for long-term wealth, how to think in terms of “mi...
2025-04-2229 minThe Wealth Guide Podcast$700K Richer at Retirement? A Financial Expert Reveals HOW ft. Dean Desoukey | Ep. 38If you want to take control of your finances, generate wealth, and secure your future, visit: https://rykercapital.com.au/our-service/-----In this episode, executive financial advisor Dean Desoukey shares his journey into financial planning and reveals the secrets to achieving financial success for everyday people.He shares how a chance university elective ignited his passion for finance, why empowering regular families drives his mission, and how small financial tweaks today can result in hundreds of thousands of dollars in your retirement fund.
2024-09-2921 minThe Wealth Guide PodcastIs Your Super Going to Deliver for You? | The Wealth Guide Podcast Ep. 21In this episode of The Wealth Guide Podcast, our senior financial planner, Dean Desoukey, shares a client case study about how he helped a mature couple catch up on their retirement savings after years of low superannuation contributions. Dean talks about assessing the couple's cash flow to find capacity for additional super contributions, utilising salary sacrifice contributions to maximise tax savings, and reviewing insurance coverages to ensure appropriate coverage at reasonable costs.He also discusses tailoring a savings strategy to set the couple up for a comfortable retirement, educating them o...
2024-03-1009 minThe Wealth Guide PodcastThe Real Impact of Financial Advice: Young Couple’s Strategy to Improve Their Position Over $500K | The Wealth Guide Podcast Ep. 18In this episode of The Wealth Guide Podcast, our Senior Financial Planner, Dean Desoukey, shares his expertise through a detailed client case study to demonstrate that you don't need pots of money to benefit from financial advice. All you need is income and excellent advice in managing that cash flow to get you ahead and hit your goals as soon as possible.Dean talks about diversifying your financial "buckets" to prevent loss, using cash surplus to manage taxes and mortgage repayments strategically, and the benefits of a structured protection technique within superannuation.
2024-02-1810 minThe Wealth Guide PodcastImprove Retirement Outcomes & Be Free from Mortgage Debt With a Financial Adviser | The Wealth Guide Podcast Ep. 15In this episode of The Wealth Guide Podcast, our Senior Financial Planner, Dean Desoukey, shares an inspiring story of how his client, a single mother with two children, one with a disability, overcame financial stress and uncertainty to secure her future. Dean shares how he consolidated her super funds to save over $700 a year in fees, optimised her budget to enable tax-saving salary sacrifice into super, and sustainably increasing home loan repayments to have it paid off by age 57 instead of 70.If you want to learn how small c...
2024-01-2810 minThe Wealth Guide PodcastMortgage Broker & Financial Planner: The Dynamic Duo for Your Tailored Financial Game Plan | The Wealth Guide Podcast Ep. 14In this episode of The Wealth Guide Podcast, the team at Ryker Capital shares their professional insights and honest thoughts on aligning your new mortgage obligations with appropriate insurance solutions.They discuss the importance of working with a mortgage broker for tailored lending options and then partnering with a financial advisor for customised insurance plans to manage your personal risks.The team also talks about understanding personal insurance policy details, tailored solutions that suit your priorities and needs, evaluating different providers and products, and getting support during the claims process.
2024-01-2123 minThe Wealth Guide PodcastAvoid Retirement Regret: Genius Ways to Grow and Invest your Money you Probably Haven’t Heard Of ft. Grant Hackett | The Wealth Guide Podcast Ep. 13In this episode of The Wealth Guide Podcast, we're joined again by Grant Hackett, a former renowned Olympic swimmer turned financial expert and CEO of Generation Life.Grant talks about how investment bonds can be used for flexible retirement income, controlling inheritances from the grave, and leaving tax-free money to heirs.He also discusses how annuities provide lifetime guaranteed income, investment growth potential, and social security means-testing advantages. If you want to optimise your retirement nest egg and plan your estate strategically, then make sure to l...
2024-01-1538 minThe Wealth Guide PodcastThink Paying Less Tax is Impossible? This Unusual Strategy Proves Otherwise ft. Grant Hackett | The Wealth Guide Podcast Ep. 12In this episode of The Wealth Guide Podcast, we have Grant Hackett, a former renowned Olympic swimmer turned financial expert and CEO of Generation Life.Grant talks about his transition from professional sports to the finance industry and sheds light on the concept of investment bonds.He discusses the tax efficiency of investment bonds, their flexibility in terms of contributions and withdrawals, and the benefits of these bonds in estate planning. If you want to learn about innovative & tax-effective investment strategies, then make sure to listen t...
2024-01-0747 minThe Wealth Guide PodcastWhat the F**K Is Going On in The Australian Property Market? | The Wealth Guide Podcast Ep. 10In this episode of The Wealth Guide Podcast, we've got Hung Chuy, Dean Desoukey, and John Alvarez to share their professional thoughts and insights on the current situation of the Australian property market.They talk about the "fixed rate mortgage cliff" and its impact on homeowners, cash flow challenges for property buyers and small business owners, and the shifting property hotspots as remote work trends evolve.They also discuss the pros and cons of fixed versus variable rate mortgages, creative financing options for first-home buyers, and the role of mortgage...
2023-12-1032 minThe Wealth Guide PodcastCan AI Give Financial Advice? | The Wealth Guide Podcast Ep. 09In this episode of The Wealth Guide Podcast, the team at Ryker Capital shares their thoughts on the capabilities and limitations of AI tools like ChatGPT for providing personalised financial advice.They discuss why Australia ranks last in understanding AI's societal benefits, how AI can increase productivity and contribute to mental health and well-being in the workplace, and why due diligence remains crucial despite AI's role as a helpful starting point.The team also talks about the potential for bias in AI, the delicate balance between innovation and privacy, and...
2023-12-0432 minThe Wealth Guide PodcastFinancial Advice – Is It Only For the Rich? | The Wealth Guide Podcast Ep. 08In this episode of The Wealth Guide Podcast, the Ryker Capital team debunks the top 10 myths that prevent you from achieving financial security, growth, and freedom.They discuss people's most common objections about financial planning, real-life examples of how financial advisors saved clients significant money, and the potential tax benefits of investing in financial advice.The team also talks about strategies the wealthy use to maximise their finances, how advisors tailor retirement plans for clients, and why a government pension might not afford your desired comfortable lifestyle.
2023-11-2651 minThe Wealth Guide PodcastIs Life Insurance a SCAM?! | The Wealth Guide Podcast Ep. 07In this episode of The Wealth Guide Podcast, we've got the team from Ryker Capital to answer one of the most asked financial questions: "Is life insurance a SCAM?”They discuss the hidden truth of insurance premiums, common beliefs about claim denials, stories of people feeling scammed by policies, and how to avoid similar pitfalls.The team also explores the opportunity costs of not having insurance coverage, why cheaper isn't always better for claims, and debunks myths that may stop you from having the emotional reassurance and comfort you deserve....
2023-11-1952 minThe Wealth Guide PodcastAre You Part of the Sandwich Generation? Here's How You Can Take Care of Yourself Financially, Mentally, & Emotionally | The Wealth Guide Podcast Ep. 05In this episode of The Wealth Guide Podcast, we've got the team from Ryker Capital exploring the financial and emotional challenges faced by the sandwich generation.They address the pressures on main earners in multi-generational households, how extended family care affects retirement, and the need for structured planning, especially for blended families.The team also emphasises the value of financial advice to alleviate stress, the benefits of insurance during unforeseen events, and the necessity of open family discussions on shared responsibilities.If you're looking for relatable...
2023-11-0541 minThe Wealth Guide PodcastThe 8 Biggest Tax Deduction Strategies Everyone Should Use In Their Life | The Wealth Guide Podcast Ep. 03In this episode of The Wealth Guide Podcast, the Ryker Capital team shares their top eight tips on how you can pay less tax, maximise your savings, and prepare for a financially secure retirement.They talk about how salary sacrifice can effectively reduce your taxable income while boosting your retirement savings, how the principles that may work against you in a home loan can benefit you in investment scenarios, and how to handle a capital gains tax bill smartly by utilising catch-up contributions.They also share an innovative strategy to...
2023-10-2246 minThe Wealth Guide PodcastIs Your Super Fund ROBBING You? | The Wealth Guide Podcast Ep. 01In our very first episode of The Wealth Guide Podcast, we've got our team from Ryker Capital to share their expert insights on all things superannuation.They talk about understanding fees in your super so you can evaluate the value you're getting, how to build a well-structured super fund to achieve specific financial goals and safeguard family assets, and why investment performance in your super should be viewed from a long-term perspective.They also share the crucial role of insurance within superannuation, the main differences between default insurance options and underwritten cover, and the three k...
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