Shows
Nicholas Wealth RadioRETIREREADY RADIO 12-21-25On this episode, David Nicholas and Bailey Woods share the story behind the growth of Nicholas Wealth and how their team approach helps retirees navigate a complex financial world. From coaching clients through emotional market swings to creating strategic income plans, they explain why retirement takes more than just a big number. If you're wondering what it really takes to retire with confidence, this conversation breaks it down.
2025-12-2235 minNicholas Wealth RadioRETIREREADY RADIO 12-14-25On this episode of Retire Ready, Bailey Woods from Nicholas Wealth Management takes on the most common questions people face as they approach retirement: Can we retire? Will our savings last? Are we truly prepared for the years ahead? Bailey breaks down how to evaluate your income needs, structure a reliable withdrawal strategy, understand taxes in retirement, and pick the right retirement date for your situation.
2025-12-1535 min
Smarter Planner PodcastMaking the Case for Simplicity in Financial Planning - Ed Dressel [President & Owner] In this episode of The Smarter Planner Podcast, host Belle Osvath, CFP®, welcomes Ed Dressel, president and owner of Retire Ready Solutions, a company empowering advisors to simplify retirement education — especially for middle-income workers and pension-eligible employees. With nearly 40 years in the industry, Ed has identified a critical disconnect: advisors love complexity, but clients crave simplicity. When presentations are too technical, clients feel lost and miss the most essential questions about their retirement readiness. Ed explains how shifting from over-analysis to interactive simplicity helps clients: -Truly understand their retirement path -Express the...
2025-12-1022 minNicholas Wealth RadioRETIREREADY RADIO 12-07-25Aaron Jones of Nicholas Wealth Management shares the essential financial steps to review before the ball drops. From taxes to investments to retirement income planning, this episode helps you wrap up the year wisely and start the next one on solid footing.
2025-12-0835 min
Retiring Today222. The One Big Beautiful Bill Explained for RetireesThe One Big Beautiful Bill (OBBB) is one of the most significant tax updates in recent years—and for retirees, it’s not just about what changed, but how it affects real-world decisions. From a new $6,000 deduction for seniors to changes in how overtime, tips, and even mortgage interest are taxed, these changes can have a significant impact on your retirement plan.What You Should Know👉 The $6,000 senior bonus deduction is introduced, but it’s not permanent.👉 Tips and overtime may be tax-deductible—but rules vary by income.👉 The SALT cap increases to $40K...
2025-11-3022 minNicholas Wealth RadioRETIREREADY RADIO 11-22-25“In this episode, we break down the major policy changes affecting retirees — from new tax rules in the “Big Beautiful Bill” to shifts in tariffs and interest rates. Learn how these updates may influence retirement income, Social Security taxation, and long-term planning strategies. “
2025-11-2435 minRetiring Today221. How The One Big Beautiful Bill Affects Retirement Taxes | Explaining the New $6,000 Senior DeductionNew tax legislation can unlock opportunities—or create surprises—if you don’t understand the fine print. In this episode, we walk through the One Big Beautiful Bill and how key provisions could affect retirees and pre-retirees. From the senior bonus standard deduction to charitable giving updates, SALT cap changes, and estate-tax thresholds, we show where planning matters and how timing can shape your tax bill over the next few years.We cover:👉 Senior bonus standard deduction — amounts, eligibility, phase-outs, end date.👉 “Permanent” tax brackets — why “permanent” can still change later, and why planning now still matte...
2025-11-2325 minNicholas Wealth RadioRETIREREADY RADIO 11-15-25“On this episode of Retire Ready with David Nicholas, David breaks down how the recent government shutdown and market uncertainty could shape the months ahead. From the reopening’s potential boost to the economy to the Fed’s next rate decision, David explains what retirees and investors should be watching.”
2025-11-1735 minNicholas Wealth RadioRETIREREADY RADIO 11-08-25“On this episode, the conversation turns to one of the biggest concerns for retirees — making your money last. The discussion explores how rising prices impact everything from groceries to cars and how thoughtful income planning can help offset inflation.”
2025-11-1035 minRetiring Today220. Retirement Milestones By Decade | Decisions to Make In Your 50s, 60s, and 70sEvery stage of life brings new financial milestones, and retirement is no different. From your 50s through your 70s, there are decisions you will make that can significantly affect your confidence, income, and lifestyle in retirement. In this episode, the Retiring Today team showcases our first digital magazine — Your Retirement Milestone Guide. This new resource is designed to help you see the full picture of retirement planning and understand why timing and preparation make such a difference.You’ll also meet Adventurous Angie — a newly retired professional who spent 47 years with the same company. Learn how she earned...
2025-11-0926 minNicholas Wealth RadioRETIREREADY RADIO 11-01-25Most people save for retirement — but few have a full retirement plan. David Nicholas explains how to move from saving to strategizing, covering key topics like building reliable income streams, reducing taxes, and planning for healthcare and legacy needs. If you’re within five to ten years of retirement, this episode is your roadmap to get prepared.
2025-11-0335 minRetiring Today219. What You Need to Know Before Enrolling in Medicare (Fact or Fiction)Is it true you have to enroll in Medicare at 65 even if you're still working? Will Medicare cover all of your health care needs? What actually happens if you enroll late? There’s a lot of confusion around Medicare — but understanding how it works before you enroll can help you feel more confident about the choices you need to make.In this episode, we walk through common Medicare assumptions and separate fact from fiction. Each topic reflects real situations people face as they approach 65, and understanding the facts can help you feel more prepared when it's time to m...
2025-10-2919 min2025-10-2735 minNicholas Wealth RadioRETIREREADY RADIO 10-25-25This week’s episode dives into how shifting markets and emerging technologies are shaping today’s investment landscape. The discussion covers why Bitcoin and gold are being seen as new “safe haven” assets during economic uncertainty, and how AI’s explosive growth is driving demand in sectors like energy, nuclear power, and infrastructure. You’ll also hear insights on positioning your portfolio for the next decade — not the last — with strategies that adapt to inflation, rate cuts, and rapid innovation.
2025-10-2735 minNicholas Wealth RadioRETIREREADY RADIO 10-18-25“In this episode of Retire Ready with David Nicholas, David unpacks a claim from 60 Minutes comparing today’s economy to the years before the Great Depression. He explains why the 1920s “Wild West” financial system was so different from today’s markets — and why modern safeguards like FDIC insurance and Social Security make another depression less likely.”
2025-10-2035 min
Grow Retire Ready ClientsRussell Telfer | AmeriflexRussell Telfer, a financial advisor based in Denver, discusses his career journey in financial planning, focusing on public employees like teachers and first responders. He highlights how adopting the TRAK financial planning software transformed his client interactions. The conversation showcases the importance of technology in modern financial planning and how the right tools can enhance client relationships and business productivity.
2025-10-1419 minRetiring Today216. What You Should Know About Inheriting MoneyInheriting assets can carry emotional weight and financial complexity. In this episode of Retiring Today, we explain the five most common types of inherited assets and how they're taxed, transferred, and treated under current rules. Key Takeaways:- The five main asset types: cash, brokerage accounts, retirement accounts, real estate, and insurance/annuities.- Why inherited IRAs come with a 10-year distribution window for non-spouses.- How real estate gains can trigger capital gains taxes—or be excluded if handled carefully.- The difference between inheritance, es...
2025-09-2120 minRetiring Today212. 7 Questions Your Financial Advisor Should Be Asking—But Probably Isn’tRetirement planning isn’t just about your investments — it’s about your lifestyle, your goals, and how you want to live every single day after you stop working. In this episode of Retiring Today, we reveal seven essential questions that every financial advisor should ask you as you prepare for retirement.From Social Security election strategies to building recession-resistant income, this conversation highlights the value of personalized planning, tax diversification, and long-term care strategies that actually reflect how people live in retirement.--Ready to take the next step? Schedule a RetireReady Call now at...
2025-08-1726 minRetiring Today211. How Do I Stack Up? A Look at National Averages and What a 25-Year Retirement Could Cost.Many Americans approaching retirement ask, “How do I stack up?” In this episode, Loren Merkle and Chawn Honkomp explore how average retirement savings vary by age and income—and why those numbers don’t tell the whole story. While national benchmarks offer context, your retirement readiness depends on your lifestyle, where you live, and the strategies outlined in your retirement plan. Discover how having a written retirement plan can help bring clarity—even if you’re not yet at the number you once envisioned.--Ready to take the next step? Schedule a 15-minute RetireReady Call at http...
2025-08-1025 minRetiring Today194. Why You Should Plan For a Longer RetirementWill your retirement savings last as long as you do? Many retirees worry about running out of money, especially as life expectancies increase. Retirement planners Loren Merkle and Chawn Honkomp discuss creating a retirement strategy that accounts for longevity. According to the Social Security Administration, a man turning 65 today is projected to live until 84, while a woman is expected to reach 86 1/2. One in three retirees who turn 65 will live to age 90, and one in seven will reach 95. These numbers highlight the need to account for longevity in your retirement plan. In this episode, we talk...
2025-02-0224 minGrow Retire Ready ClientsNancy Zhang | State Pension AdvisoryNancy Zhang, from State Pension Advisory out of Sacramento California shares her passion and heart for helping university employees and those in the 403b market by giving them the information they need to succeed in retirement. Listen in as he shares her strategy for battling client skepticism and her success in her pursuit of growing her business to all fifty states.
2025-01-0722 min
Retire Ready with Kyle HammerschmidtMaximize Your Retirement Savings: New 2025 Contribution Limits and StrategiesSend us a textThis week on Retire Ready, host Kyle Hammerschmidt breaks down the latest updates and strategies to help you maximize your retirement savings. With big changes to contribution limits thanks to the Secure Act 2.0, it’s more important than ever to stay informed and plan ahead.🎧 Highlights from the Episode:🚀 2025 Contribution Limit Updates: Learn about the new limits for 401(k), 403(b), 457 plans, and the federal Thrift Savings Plan—now up to $23,500 (with even bigger boosts for those 60–63).💼 Catch-Up Contributions: Why these changes are a game-changer for pre-retirem...
2024-12-3108 minRetire Ready with Kyle Hammerschmidt5 Critical Tax Planning Strategies for Your Retirement: Roth Conversions and BeyondSend us a textToday, Kyle Hammerschmidt dives deep into the crucial topic of tax planning for retirement, focusing on Roth conversions, tax diversification, and essential strategies for those within 10 years of retirement. Tax planning is a vital, yet often overlooked, part of retirement preparation. By understanding how to manage your taxes effectively, you can save thousands and ensure you’re not leaving money on the table.In this video, we’ll explore:- Tax Diversification- Roth Conversions- Timing Roth Conversions- Integrating Roth Conversions into Your Overall Stra...
2024-09-1712 minGrow Retire Ready ClientsLindsay Waltower | Sovereign Retirement GroupLindsay Waltower shares his passion for working with 403(b) participants and some key fundamentals of using TRAK while engaging clients. Lindsay is with Sovereign Retirement Group out of Atlanta Georgia and has over 20 years of experience in the business.
2024-08-1325 min
NJCPA IssuesWatch Podcast259: New Jersey’s New Retirement Plan Mandate for EmployersRetireReady NJ is a new program in New Jersey that aims to fill the void for workers who do not have access to private employer retirement plans. But, like most well-intentioned state programs, the devil is in the details. Chris Fundora of Traphagen CPAs & Wealth Advisors joins us to discuss what CPAs who represent or work for New Jersey employers need to know. The registration deadlines are fast approaching, and there will be penalties for noncompliance. Resources:RetireReady NJRetirement planning articles, resources and events
2024-07-2920 min
ABOUT THAT WALLET261: [Renee Collins] Navigating Retirement with ConfidenceIn this inspiring episode of ABOUT THAT WALLET, host Anthony Weaver welcomes Renee Collins, a Certified Public Accountant (CPA) and Certified Financial Planner (CFP), to discuss the crucial aspects of retirement planning. Renee shares her personal journey and the lessons she learned about money management, emphasizing the importance of early planning and financial education. This episode is packed with valuable insights for anyone looking to secure their financial future, especially those who feel they are getting a late start on retirement.
Join us as we discuss:
The importance of starting early with retirement planning and the...
2024-07-1646 minGrow Retire Ready ClientsMatt Monroe | LPL FinancialMatthew Monroe, an LPL Advisor from Syracuse, NY discusses the joys of managing 401(k) plans and working with participants. He shares his passion and keys to the growth of his business through participant education, stating "small streams make a big river."
2024-06-2525 min
Retire Ready with David NicholasRetireReady with David Nicholas - Mother's Day Episode 2024In honor of Mother's Day, David has a very special guest join him on the show this week, his mom, Maria!Prepare for tomorrow, today. David Nicholas, founder and president of Nicholas Wealth Management, has been serving clients as a financial advisor for two decades.You've worked hard to build wealth for you and your family. Let David and his team guide you to and through retirement!Listen to Retire Ready with David Nicholas, Saturdays at 1 P.M. and 6 P.M.For more infomation on retirement planning, visit nicholaswealth.com!
2024-05-1526 min
The RetireReady PodcastRetireReady Episode 009: The Rise and Fall of the MarketsListen as David and Aaron Jones discuss the current state of the economy and how the Fed rate cuts have had an effect and will continue to affect the rise and fall of the markets.
2024-02-0829 minGrow Retire Ready ClientsWade Murphy | The Pension GeeksIn this exciting new podcast hear how Wade's Murphy's simple mission has not only changed their company name but impacted how they reach and interact with clients and ultimately grown their business. Wade Murphy has over 30 years of experience in the 403b space and has valuable advise on how to differentiate yourself in this niche market.
2024-01-0936 minThe RetireReady PodcastRetireReady: Episode 8: Letting Your Money Align with Your Values and Faith with Adam CurranOn this week’s episode of the RetireReady podcast, David is joined by Adam Curran, founder of Curran Financial Partners. Tune in to learn more about the success of their businesses and how Adam and David have allowed their faith and values to be the backbone of their companies. For FIAX prospectus, click here. For YALL prospectus, click here. For FIAX standardized performance, click here. For YALL standardized performance, click here. For FIAX holdings, click here. For YALL holdings, click here. Investments involve risk. Principal loss is...
2023-10-051h 17The RetireReady PodcastRetireReady: Episode 007: Risk and Reward: Take a Risk or Take Advantage of Fixed Income?The markets have changed so much. Interest Rates are incredible right now, especially on bonds and CDs. Individuals that are preparing for retirement or are in retirement are asking what they should be doing regarding their retirement plan – should they be taking risk in the market or take advantage of fixed income? Pull up a seat as David and Graham Reynolds talk through options in the current market environment.
2023-09-0522 min
The RetireReady PodcastRetireReady: Episode 006: The Debt Ceiling and What it Means for AmericansThe Debt Ceiling has been a hot topic for most of the year, with Congress raising the limit again in June, America now has over $32 TRILLION dollars in debt. David and Aaron Jones talk about what this means for hardworking Americans and the impact it could have on their savings and their retirement. Key Takeaways: There are 2 potential ways to balance the US Budget Soon the US will be spending more on interest than we spend on national defense The math doesn’t work out to only raise taxes on the wealthy Th...
2023-07-2529 min
The RetireReady PodcastRetireReady: Episode 005: Long Term Care Insurance – Which Type is Right for You?Planning for long term care is one of the biggest unknowns in your financial planning journey. Join David Nicholas and Aaron Jones as they walk through three types of long-term care insurance and which one may be right for you. Key Takeaways: Three ways to cover long-term care insurance. Cost of in-home care vs. facility care. How to prepare for taxation on long-term care payments The information contained in this post is general in nature and for informational purposes only. It should not be considered as investment advice or as a recommendation of any p...
2023-07-0642 min
The Market Call ShowTop 5 Questions: Your Advisor’s Critical Role in Spousal Support | Episode 80Title: Top 5 Questions: Your Advisor’s Critical Role in Spousal Support | Ep 80
Keywords: spouse, advisors, people, wealth, cpa, titling, feed, podcast, investments, wealth advisor, coordinate, nest, question, passes, involved, call, accounts, situation, calls, Wealthnet Investments, Louis Llanes, death, spouse, planning, will, attorney, trust
Podcast Mentions:
10-Point Checklist for Worry Free Retirement, https://www.retireready.live
Social Media Links:
Twitter: /louisllanes
Facebook: /louisllanes
/marketcallshow
LinkedIn: @louisllanes
YouTube Channel: https://www.youtube.com/channel/UCZZBFVZq3wIkZtToH-StTYw
Schedule a call and free portfolio review h...
2023-06-1514 min
The RetireReady PodcastRetireReady Podcast #004: Misconceptions About Social SecurityThere are a lot of misconceptions about Social Security and when you can turn on benefits and how to maximize those benefits. Should you focus on maximizing Social Security or maximizing your total financial plan? Join David Nicholas and Aaron Jones as they break down these common misconceptions about Social Security. Key Takeaways: 1) At what age should you turn on Social Security Benefits? 2) Should you maximize your Social Security Benefits or your total financial plan?
2023-06-1425 minGrow Retire Ready ClientsEric Stevens | Clarity Financial AdvisorsIn this follow-up interview hear how Eric Stevens continues to grow his business in the 403(b) market post Covid with virtual meetings, an integrated benefit analysis, and a passion for relating to teachers where they are at.
2023-05-0925 minThe RetireReady PodcastRetireReady Podcast #003:The Silicon Valley Bank Collapse & What it Means for Americans. Silicon Valley Bank collapsed on March 10, 2023; is this the beginning of 2008 2.0? Join David Nicholas as he breaks down how banks work and how you can potentially keep your money safe in other investment vehicles. Key Takeaways: 1) How do banks work? 2) How putting shares into bonds could have turned things around for SVB. 3) As a retiree or pre-retiree, what are your options for safe money?
2023-03-2027 minThe RetireReady PodcastRetireReady Podcast #002: Avoiding Big Financial Mistakes Before Retirement Join David Nicholas and Aaron Gaines for a must-listen discussion on preparing for retirement. We’ll talk about the big financial mistakes you may not realize you're making inside your investment portfolios. Key Takeaways:1) How much does it really take to retire?2) Understanding the amount of risk in your portfolio.3) Do you understand the fees associated with your investments?
2023-03-0620 min
The RetireReady PodcastRetireReady Podcast #001: How New Changes to Retirement Laws Will Impact Your Finances.Join David Nicholas and Aaron Jones, CPA for a discussion of Secure Act 2.0's changes including Required Minimum Distributions (RMDs), tax rate changes, new contribution limits, and updated beneficiary withdrawal deadlines. Key Takeaways: 1) Tax changes 2) Beneficiary withdrawal deadlines 3) Qualified Charitable Distributions
2023-02-2135 minThe Market Call ShowThe Psychology of Money | Gitit Kaufman | Episode 59
10-Point Checklist for a Worry-Free Retirement, http://www.retireready.live
Connecting Dots Counseling, Gitit Kaufman https://www.connectingdotscounseling.com/
The Psychology of Money |Gitit Kaufman| Ep 59
Where did you learn how to think about money and how does that foundation affect your decision making? In this week’s episode of The Market Call Show, I am pleased to welcome Gitit Kaufman, Licensed Professional Counselor with Connecting Dots Counseling. We discuss our personal relationship with money and how it can affect so many aspects of our lives.
In this...
2022-12-011h 14Grow Retire Ready ClientsSharon Pivirotto | 401k Best PracticesListen in as Sharon Pivirotto shares with us strategies and insights for getting started and succeeding in the 401k market. Also learn about Sharon's website 401kBestPractices.com and the excellent resources it has to offer. Sharon is a veteran with 25+ years experience in the finance business. She has a passion for research and helping advisors in the 401k marketplace.
2022-11-1117 minThe Market Call ShowPioneering Market Analytics with Ralph Acampora | Episode 51Podcast Mentions: 50 years on Wall Street https://www.youtube.com/watch?v=1ECMh-dl77w
FREE Download chapter one of the Financial Freedom Blueprint to learn how to stay ahead of the herd. Visit http://www.pathtorealwealth.com
FREE Download 10-Point Checklist for A Worry-Free Retirement. Visit http://www.retireready.live
FREE Portfolio Review, visit http://www.wealthnetinvest.com and click schedule a call
Pioneering Market Analytics with Ralph Acampora | Ep 51 | Legend Series
We’re celebrating our one-year anniversary of The Market Call Show by welcoming the Godfather of Technical Anal...
2022-09-2947 minThe Market Call Show3 Ways To Invest Your Retirement Money | Episode 50FREE Download chapter one of the Financial Freedom Blueprint to learn how to stay ahead of the herd. Visit http://www.pathtorealwealth.com
FREE Download 10-Point Checklist for A Worry-Free Retirement. Visit http://www.retireready.live
FREE Portfolio Review, visit http://www.wealthnetinvest.com and click schedule a call
Episode 50- 3 Ways To Invest Your Retirement Money
📉 What is the best way to protect your retirement nest egg?
With inflation continuing to rise and the profound turbulence in the markets, how can you make sure your retirement account conti...
2022-09-2616 min
Ask the 401k Experts401kExperts 032: Resource Review - TRAK
Episode #32 – Resource Review – The Retirement Analysis Kit (TRAK)
Looking for a way to add tremendous value to the participants in the plans you serve? A tool that engages participants and helps move the needle on retirement readiness?
In this episode of the 401k Best Practices (Ask the Experts) podcast, I’m talking with Ed Dressel from RetireReady Solutions about their flagship software product called The Retirement Analysis Kit, better known as TRAK.
Mentioned in this episode:
RetireReady.com (TRAK)
Read the article version of this topic here.
Or watch t...
2022-08-2921 minGrow Retire Ready ClientsRichard Nevins | Raima Insurance & Financial ServicesListen in as Richard Nevins shares the value of listening, keeping it simple and personable to grow your business in the 403(b) marketplace. Richard Nevins is a successful advisor with 14+ years of experience out of DeSoto Texas.
2022-07-1214 minGrow Retire Ready ClientsJonathon Schultheiss | Strategic Retirement PartnersListen in as we are excited to welcome back Jonathon Schultheiss, Managing Director with Strategic Retirement Partners out of Greensboro, NC. In this podcast hear Jonathon's passion as he shares how to bring value to employee education and some key insights to being successful in the 401k marketplace.
2022-06-0124 minGrow Retire Ready ClientsGalen Mizuguchi | Hawaii Benefit PartnersHear how Galen Mizuguchi shifts his focus amidst the pandemic to reach teachers in Hawaii and grows his business by sharing his appreciation and building trust.
2022-03-2119 minGrow Retire Ready ClientsCassie Knight | Fed Options LLC.In this podcast Ed Dressel interviews Cassie Knight, founder of Fed Options out of Nashville, Tennessee. Cassie shares some of her insights on the complexities and misunderstandings of the federal plans along with an opportunity her company can provide to advisors working in the federal marketplace.
2021-12-1413 minGrow Retire Ready ClientsTom Walker | Walker Capital Preservation Group, IncIn this podcast we interview Tom Walker, founder of Walker Capital Preservation Group, Inc. out of North Carolina where they strive to educate and empower today's federal employee to maximize their retirement through proper positioning and seamless coordination of their federal benefits and personal assets. We are excited to have him share some of his insights on growing a thriving retirement counseling business in the federal market place.
2021-11-1610 minGrow Retire Ready ClientsDon St Clair | St Clair FinancialIn this podcast we are excited to interview Don St Clair with St Clair Financial as he shares his insights on the power of the paycheck illustration in financial planning. Don St Clair is a successful financial planner out of Norther California. He has been in the business since 1991. He started off in the 403(b) marketplace and later found his niche with small business owners.
2021-08-0919 minGrow Retire Ready ClientsAlberto Gaglianese | Lincoln InvestmentAlberto Gaglianese is a financial planner for Lincoln Investment, based out of Fort Washington, Pennsylvania. He has had a successful practice in the 403(b) and the 457 marketplace since 1986. Listen in as Alberto shares his experience on helping clients reach their retirement goals and growing a thriving practice.
2021-06-0815 minGrow Retire Ready ClientsDeann Cross | Integrity FinancialDeann Cross is Chief Operating Officer at Integrity Financial Corporation. She has over 20 years of experience in the financial service industry and helping others reach their wealth management goals. Listen in as she shares some of her experience of how not to overwhelm and add stress to a client but encourage them as they pursue retirement readiness.
2021-05-0413 minGrow Retire Ready ClientsTerry Mulhern | TransamericaTerry is an Associate Director RICP - Retirement Income Certified Professional at Transamerica out of Columbus Ohio. He has 12 plus years in finance and leads a team of 15 other advisors. Listen in on some of his pro-tips for web calls, building trust, and helping clients reach retirement readiness. Also, check out his non profit Educational Retirement Advisors, whos goal is to get every teacher in front of a fiduciary advisor, and have a documented retirement plan completed. www.ed-advisors.org
2020-11-1018 minGrow Retire Ready ClientsJim Westrum | Wayzata Public Schools ISD 284Jim Westrum is the executive director of finance and business with the Wayzata Public Schools located in Minneapolis St. Paul, Minnesota. His primary role is to act as the district's CFO and assist in making sure that they are aligned with their mission and vision when looking at employee compensation strategies. Jim has had success with TRAK while working with collective bargaining to educate, bring clarity and ultimately buy-in from employees. With his position, and not being an agent himself, he brings a different perspective to 403(b) advisors.
2020-07-1425 minGrow Retire Ready ClientsCharles Epstein | Epstein Financial ServicesCharlie is the principal of Epstein Financial Services, an independent RIA providing corporate retirement plan consulting, as well as wealth management services in East Lyme Meadow, Massachusetts. He has more than 40 years of experience in the financial services industry and is the founder of the 401(k) Coach Program. He is the Author of “Paychecks for Life: How to Turn Your 401(k) into a Paycheck Manufacturing Company” and “Save America, Save! The Secrets of a Successful 401(k) Plan”. He is highly influential in the 401(k) industry.In this Podcast you will hear powerful insight for engaging the 401(k) market as...
2020-06-2331 minGrow Retire Ready ClientsJane Hagen | Tri-Star Trust BankJane Hagen is the Senior Vice President, Director of Retirement Plans & Senior Relationship Manager at Tri-Star Trust Bank out of Michigan. With over 25 years experience in banking and trusts/investments directly related to employee benefit plans and personal trust accounts she is a veteran in the 401(k) market. In this podcast she shares some of her creative and profession tips on engaging plan sponsors, running successful annual participant meetings and growing assets under management.
2020-05-2621 minGrow Retire Ready ClientsAdam San Juan & Kristen Abell | AmeritasAdam San Juan is the Regional Sales Director at Ameritas for the greater Detroit area. With over 20 years of experience helping financial advisors and TPA’s to establish 401(k) retirement plans for their small business clients and prospects. Kristen Abell is a Regional Client/Relationship Manager at Ameritas with over fifteen years of professional experience in the Financial Services industry, focusing on retirement planning and client relationship management.In this podcast hear pro-tips on navigating obstacles for success, getting hired, and differentiating yourself in the 401(k) market. Simple reports that make a di...
2020-05-1232 minGrow Retire Ready ClientsEric Stevens | Clarity Financial AdvisorsEric Stevens is the National Educators Association (NEA) retirement, specialist at Clarity Financial Advisors in Mill Creek, Washington. In this podcast, he shares his passion for working with teachers and how he has found success amidst social distancing in the 403(b) market. Experience TRAK for yourself with a free trial!
2020-04-2825 minGrow Retire Ready ClientsAnn Vanderslice | Retirement Planning StrategiesAnn is an experienced advisor, sought after trainer, and SEO of Retirement Planning Strategies based in Denver, Colorado. With over 18 years working with federal employees and their complex retirement plans, she shares some of the obstacles, key insight, and strategies of her success working within this niche market. Like, the crucial shift in how she uses TRAK that not only has her business growing but her client's engagement in reaching their retirement goals. Simplify Complex Federal Retirement PlansExperience TRAK for yourself with this Free Trial
2020-04-2118 minGrow Retire Ready ClientsShawn McCoy | Federal Employee Benefits AdvocatesShawn McCoy is the owner of Federal Employee Benefits Advocates, an educational company for both financial advisors and federal employees based out of Louisiana. With over 20 years as an advisor and being successful in the federal market place for about a decade now, he has a wealth of knowledge on navigating the obstacles and seizing the opportunities that come with this market. In this podcast get a glimpse of what he offers as a trainer and how he brings clarity to a complicated retirement system. Simplify Complex Federal Retirement PlansExperience TRAK...
2020-04-0729 minGrow Retire Ready ClientsSteve Wylam | Shepherd FinancialSteve Wylam, CFP®, AIF®, is one of the founding partners of Shepherd Financial. He has worked exclusively in the financial services profession throughout his career, serving both wealth management clients and corporate retirement plan trustees and participants. A majority of Shepherd Financials $2 billion in assets is from corporate retirement plans, serving around 32,000 participants.With ten years of using TRAK to produce reports and engage participants, it has become a cornerstone of the services they provide. He shares some of their processes of working with participants, plan sponsors, and how it makes a difference in how they are re...
2020-03-1716 minGrow Retire Ready ClientsKevin Hocker | Federal Benefits GroupKevin Hocker exclusively works within the federal market. With over 8,000 one on one meetings with federal employees, he brings a wealth of knowledge to our podcast. He stresses the importance of education when it comes to helping people understand their benefits and their overall retirement outlook. Hocker shares how he interacts with clients, some of the challenges he faces, and what he sees as difference makers in people's lives.Simple reports that make a differenceExperience TRAK for yourself with a free trial!
2020-02-1113 minGrow Retire Ready ClientsAlex Dancy | Saxony SecuritiesAlex Dancy is the managing director with Saxony Securities. He has been in the business since 2003 and has built his practice up to managing 31 companies. His book of business is over 100 million dollars, with average plans around 3 million dollars and 75 participants. When asked what he would tell an advisor who hasent heard of RetireReady Solutions Alex says, "I work with 18 different record keepers. You know, all the big ones--the Fidelitys, the Empowers, John Hancocks, the Cunas, Mass Mutual, Trans America, you name it. No one has this software and it's software that requires precise data because you h...
2020-01-2114 minGrow Retire Ready ClientsMarc & Michelle LippincottMarc and Michelle Lippincott are a husband and wife team out of Tulare California. With 20 years of experience, a majority of their business is in the 403(b) space. In this episode they speak to the challenge of finding new clients, how TRAK helps them in reaching teachers, and some of the processes they have used in building a successful business. Representatives are registered with and offer securities and advisory services through Ministry Partners Securities LLC, a registered broker dealer, investment advisor and member of FINRA, SIPC. Lippincott Financial & Insurance Services is a DBA operating through Ministry Partners...
2020-01-0722 minGrow Retire Ready ClientsJames Brewer | Envision WealthJames Brewer, CDFA, AIF, CFSLA, CFP® is the founder of Envision Wealth Planning and is regularly featured in the media for his financial expertise and support of socially responsible investing. In this episode he explores the ways he engages his clients, giving helpful examples and a glimpse into how he uses RetireReady Solutions to educate and prepare people to retie ready.
2019-12-0328 minGrow Retire Ready ClientsJoe Williams | CSi Advisory ServicesSecurities offered through LPL Financial, member FINRA/SIPC. Investment advisory services offered through CSi Advisory Services, a registered investment advisor and separate entity from LPL Financial.This information is not intended as authoritative guidance or tax or legal advice.
2019-11-0525 minGrow Retire Ready ClientsBob Newton & Michelle Cannan | Beltz Ianni & AssociatesBob Newton and Michelle Cannan share how their focus on Plan Sponsors and participant education lead to considerable growth in deferrals with those they had the opportunity to meet with. Beltz Ianni & Associates experienced a 16% increase in deferrals in 2016, 26% increase in 2017, and a 40% increase in 2018. This information was developed as a general guide to educate plan sponsors, but is not intended as authoritative guidance or tax or legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation. In no way does advisor assure that, by...
2019-10-2223 minGrow Retire Ready ClientsGerald Wernette | RehmannGerald Wernette draws upon 35 years of experience at Rehman to share how they have used TRAK to distinguish themselves from competitors. He shares stories and strategies of how they justify higher fees that are valued by plan sponsors and trustee members.
2019-10-2231 minGrow Retire Ready ClientsJonathon Schultheiss | Gate City AdvisorsAs head of corporate retirement plans, Jonathon Schultheiss shares how their 401(k) management feeds into their wealth management services. He highlights the success they have had with participants and plan sponsors, particularly through the use of TRAK's one page Gap Analysis Report.
2019-10-2222 min