Shows
EnRich Your LifeEp14 P1 - What is Private Credit? Here's What You Need To Know.In this episode, we break down private credit investing. What it is, how it works, and why more investors are using it to generate income with less day-to-day volatility.Chief Investment Officer from Flat Rock, Shiloh Bates, explains how these loans are structured, who borrows the money, and what makes this strategy attractive even in a high-interest-rate market.They get into real examples, the risks you need to know, and how investors are getting access without being ultra-wealthy. If you’ve heard the term “private credit” and wondered what it actually means, this is the episod...2025-07-2218 min
EnRich Your LifeEp14 P2 - What Investors Need to Know About CLOsIn Part 2 of this week’s conversation, we unpack CLOs, Collateralized Loan Obligations, and why they’ve quietly become a go-to income strategy for banks, asset managers, and sophisticated investors.Rich talks with Shiloh Bates of Flat Rock Global about how CLOs are built, who invests in them, and how you can tap into higher-yielding opportunities with decades of strong performance and surprisingly low default rates.If you want to understand how smart money earns steady returns through structured credit, this episode is for you.Episode Key Highlights:•What is a CLO...2025-07-2221 min
EnRich Your LifeEp13 - Basic Estate Planning For AllThink estate planning is only for the wealthy? Think again. In this episode, Rich sits down with estate planning attorney Samara Halpern to break down what you actually need, whether you’re 18 or 80. From wills and healthcare proxies to power of attorney and trusts, this conversation covers the essentials most people overlook until it’s too late.Episode Highlights:Why every adult over 18 needs a healthcare proxyThe real difference between a will and a trustHow to avoid costly mistakes that can leave your family stuck in probateWant To Know More About Our...2025-07-0827 min
EnRich Your LifeEp12 P1-The Other Side of Diagnosis: Alzheimer’s, Caregivers, and Community (Part 1)In Part 1 of this special two-part episode, Rich talks with David Sobel, Executive Director of the Alzheimer’s Association Hudson Valley Chapter, about the realities of Alzheimer’s, early signs, the role of caregivers, and how local families can access free support. Learn about breakthrough treatments, volunteer opportunities, and the incredible work happening right here in Westchester County.Key Highlights:The first step to take if you think a loved one may have dementia (hint: it’s free and 24/7)How the Alzheimer’s Association is funding research while offering real-time support for caregive...2025-06-2424 min
EnRich Your LifeEp12 P2-The Other Side of Diagnosis: Alzheimer’s, Caregivers, and Community (Part 2)In Part 2 of our special episode with David Sobel of the Alzheimer’s Association Hudson Valley Chapter, we explore how to get involved, whether by walking, volunteering, or sponsoring, and the emotional impact of the Walk to End Alzheimer’s. We also break down key advocacy efforts, powerful fundraising events, and the 10 early warning signs to watch for.Key HighlightsWhat the colored flowers at the Walk to End Alzheimer’s actually representHow to join or start a Walk team (including for businesses) and what sponsorship really meansThe 10 early warning signs of Alzhei...2025-06-2420 min
EnRich Your LifeEp11 - Aging & Caregiving, Planning AheadAging and the family caregiving that comes with it is no longer a far‑off worry. Gerontologist Rebecca Lippel joins host Richard Leimgruber to unpack what today’s “silver tsunami” means for your wallet, your parents, and your own health. Together they tackle startling U.S. demographics, the role of advanced directives, why long‑term‑care insurance is best locked in by age 55, and how caregivers can trade guilt for practical help. From choosing the right home‑care aide to building a step‑by‑step financial roadmap, this episode pairs heart with hard numbers to keep loved ones sa...2025-06-1027 min
EnRich Your LifeEp-10 Stop Guessing Your Life Insurance NeedLife Insurance: How Much, What Kind, and When to ConvertLife insurance feels opaque. In 30 minutes Rich Leimgruber and 30-year industry professional, Jim Feldesman unpack:• Term vs. permanent, plain-English math• The needs-analysis shortcut that beats “10× salary” rules• Hidden living benefit riders (critical illness, LTC hybrids)• How to properly complete your application• The one mistake that makes you un-insurable for yearsNo tips to “get rich quick,” just the facts so you can protect the people who count on you.Want To Learn More About Our Guest?James Feldesman...2025-05-2733 min
EnRich Your LifeEP9 - How to Protect Your Assets with the Right InsuranceMost people don’t realize they’re underinsured, until it’s too late.In this episode, Rich sits down with insurance expert Ed Gajdosik to talk about the real cost of being underinsured, why flood insurance isn’t just for flood zones, and how umbrella policies protect your wealth when disaster strikes. They unpack what most people get wrong about auto and homeowners insurance, how inflation affects your coverage, and why a quick review of your policy might be the smartest financial move you make this year.In this episode:Why your home’s a...2025-05-1330 min
EnRich Your LifeEP8 How To Win At The Mortgage Game In 2025In this episode, Rich talks with Michael Sieja (“Mortgage Mike”) about how to navigate the home lending process smarter. Whether you’re a first-time buyer, refinancing, or tapping your home equity, they break down different mortgage options, what documents to prepare, why your credit score matters, and the best strategies to strengthen your offer. Takeaways:Understand mortgage options: conventional, FHA, VA, HELOCsHow much you should really put downThe surprising impact of credit scores on loan approvalPMI: what it costs and when it endsUsing home equity lines smartlyWhy pre-approvals (& commitment letters) matterHow to shop smarter beyond...2025-04-2927 min
EnRich Your LifeEpisode 7 - Don't Let Hackers Derail Your Goals: Cybersecurity & Identity Theft TipsIn this episode, Rich sits down with cybersecurity expert Oscar Capel to break down how identity theft happens, and how you can stop it. From weak passwords to risky public Wi-Fi habits, they cover the real-world consequences of digital carelessness and how a few simple tools like VPNs, password managers, and multi-factor authentication can protect your personal data. This episode underscores the emotional toll of identity theft and the importance of staying vigilant as cyber threats continue to evolve.What you’ll learn:Why email and text scams are getting smarterWhat to do if som...2025-04-1535 min
EnRich Your LifeEpisode 6 - What It REALLY Takes to Buy a Home Right NowHome prices are up. Inventory is down. And if you’re not paying cash, you’re likely getting beat.In this episode of EnRich Your Life, Rich talks with top Westchester realtor Ann Marie Damashek about how buyers can stay competitive in one of the toughest housing markets in decades. They cover financing strategy, inspection traps, how to prep before you even look at listings, and why some buyers are losing out over and over again.If you’re buying your first home, or trying to downsize without getting stuck, this is the real talk you ne...2025-04-0134 min
EnRich Your LifeEpisode 5 - From ‘For Sale’ to ‘Sold’: Navigating the Home Selling ProcessLooking to sell your home? This episode features insights from a top-performing realtor with over 23 years of experience, Maureen Connolly with Coldwell Banker. Discover strategies for maximizing your home's value, from smart pricing to effective staging. Learn why choosing the right agent matters and how to navigate today's competitive market with confidence.Key InsightsWhy professional pricing strategy often leads to optimal sale pricesThe "Coming Soon" listing technique that creates buyer competitionBest times to list your home to stand out from other inventoryHow to prepare your home for showings without major renovationsWhat makes cash...2025-03-1829 min
EnRich Your LifeEpisode 4 - ETFs, AI, and the Next Investment FrontierExchange-Traded Funds (ETFs) have transformed the way people invest—but how do they actually work, and why are they growing so fast? In this episode of EnRich Your Life Podcast, host Richard Leimgruber sits down with Arthur Nowak from Alger Investments to break down the power of ETFs, the role of AI in investing, and why active management still matters.Key topics covered:What ETFs are and how they compare to mutual fundsThe benefits of ETFs, cost, tax efficiency, and diversificationHow AI is influencing the ETF space...2025-03-0424 min
EnRich Your LifeEpisode 3 - Active vs. Passive Investing: What Smart Investors Need to KnowIn this episode, Richard is joined by Peter Corritori, Regional Vice President of Catalyst Funds, to discuss the key differences between active and passive investing. Each with over 25 years of experience, Richard and Peter delve into the benefits and risks of each strategy, offering practical insights for both new and experienced investors. They explore asset classes, risk management, diversification, and the impact of market efficiency on investment performance. Tune in to gain valuable knowledge on making smart financial choices that align with your goals.Chapter Markers00:51 Guest Introduction: Peter Corritori01:23 Peter's...2025-02-1815 min
EnRich Your LifeEpisode 2 - Tax Talk: Conversations with a CPAEver wondered how a love for music can pave the way to a thriving career in accounting? Join us as Joe Paldino, the dynamic founder and CEO of Paldino Company CPA, shares his fascinating journey from aspiring musician to a successful CPA.In this next episode of EnRich Your Life, host Rich Leimgruber sits down with Joe, to break down the complexities of tax planning for individuals and small businesses. Joe shares his journey to becoming an accountant, his approach to helping clients navigate tax season, and the importance of proactive financial planning. Together, they...2025-02-0426 min
EnRich Your LifeEpisode 1 - Beyond Investments: What Financial Advisors Really DoWelcome to the EnRich Your Life Podcast! In our premiere episode, we’re kicking off your journey to financial empowerment. It tackles common misconceptions about financial advisors and delves into the comprehensive services they provide, from investment planning to tax strategies and elder care. Learn about the value of professional financial advice, regardless of your net worth, and how it can help you overcome financial roadblocks and make informed decisions. Tune in for practical strategies to grow, protect, and shape your financial future.Timestamps:00:00 Introduction to Enrich Your Life Podcast01:03 Debunking Myths About Financial Adv...2025-01-2122 min
EnRich Your LifeEnRich Your Life Intro - Launching January 2025!Launching January 2025!The EnRich Your Life Podcast is your go-to guide for financial empowerment. Hosted by Richard Leimgruber, this podcast breaks down complex money topics into simple, actionable steps to help you grow, protect, and shape your financial future—no matter where you’re starting from. Tune in for practical advice, myth-busting insights, and strategies to enrich your life!Filmed and recorded at Studio on the Avenue/LMC MediaMamaroneck, NYhttps://lmcmedia.org/Produced and Edited by Vekterlyhttps://www.vekterly.com/Disclaimer: This podcast is for informational and educ...2025-01-1401 min
LMC CastLMC Cast: Community Profile Richard Leimgruber, CRPCLMC host Gladys Dibble sits down with Richard Leimgruber, a private wealth advisor & charted retirement planning counselor for OnyxBridge Wealth Group. The two discuss the importance of having guidance and assistance when saving for the future.
-In this podcast, the interviewer, who is a non-client associated with Onyx Bridge Wealth Group through personal connections, provided an endorsement without compensation, cash or otherwise. However, this creates a potential conflict of interest since the endorser may be biased due to a personal relationship with the investment advisor representative. No performance or success guarantees are associated with...2024-05-0223 min