Shows
Make More | Keep MoreStudent Loans - How to Send Kids to College Without Paying a PennyIs it possible to send your kids to college without paying a thing?
We discussed how that could be a possibility.
We invited Lisa Gosweiler, a Certified Student Loan Professional, to join us on the show. She knows the ins and outs of the federal and private loan process.
We discuss the pending SCOTUS decision on Biden's student loan forgiveness and what will happen no matter the decision. We discuss the new repayment programs at length, including the plans that could mean you could have two children go to college without ever paying a...2023-06-1255 minMake More | Keep MoreThriving in a RecessionHow do you survive and thrive in the middle of a recession?
That’s the topic of today’s episode of the Make More | Keep More show.
Dominic and I talked about everything from the looming supreme court decision on student loan cancellation to the Pentagon ‘losing’ another $3 billion to how to get ahead financially during a recession.
We also gave some tax and finance tips for if you lose a job or think you’re going to lose a job, and we discussed whether to pay down your credit cards right now or not.2023-05-221h 01Make More | Keep MoreEntrepreneurship, Viral Content, and "The Dig"On this week's episode of the Make More | Keep More Show, we welcome special guest Marcus Murphy.
Marcus spent many years as an executive with DigitalMarketer and now runs a business helping professional athletes.
We talk about how he made the leap from "corporate" to entrepreneurship, creating viral content that helped jumpstart his business, and "The Dig" required to get your business off the ground.
We do this show live on Instagram each week at 8:00 AM Pacific. Follow @realbizadvisors and @ronocaruthers to hear the real-time show and ask questions.2023-05-1558 minMake More | Keep MoreRead & Learn Faster - With the World's Fastest ReaderDo you want to read faster?
Would you like to learn even the most difficult concepts quicker?
Do you hate reading?
On this Make More | Keep More Show episode, we interview Howard Berg, the verified "World's Fastest Reader." Howard provides us with valuable tips that anyone can use to improve their reading speed and comprehension.
But for those who hate reading, he provides some useful tips to help you overcome that.
For students, we touch on writing papers and consuming information quicker.
For aspiring authors, Howard shows...2023-05-081h 01Make More | Keep MoreWhat Real Estate Are You In?What real estate are you in?
No, we don’t mean the house you live in, but we mean where your energy is going.
Where are you spending your time and energy? What are you consuming mentally? Who are you spending your time with?
In this episode, we cover a lot of different ways of getting your mind right about business and success, and it starts with the real estate you’re occupying.
It was another informative, fun, and profitable episode.
Be sure to tune in next week for anoth...2023-05-0154 minMake More | Keep MoreInterview Like a ProInterview like a pro with these tips that Dominic gives you based on his last week of having interviewed a couple of dozen candidates for a position.
With over 134,000 tech workers losing their jobs JUST in the last three months, we thought this would be an excellent time to discuss this.
Following up on our episode last week, where we talked about how to get your résumé to stand out, this week, we talked about some simple things you can do to put yourself to the front of the pack when you’re interviewing for...2023-04-1751 minMake More | Keep MoreHow to get a job (or good candidates) in this tough market.Are you looking for a job? Have you sent your resume and wondered why you hadn't heard back?
We are in a crazy economy right now, to be sure, with a ton of layoffs. Dominic reveals the secrets of hundreds of resumes that he has reviewed in the last couple of weeks and what makes one stand out from another.
We also give specific tips for making your résumé jump to the front of the line.
We also talk about the importance of getting certificates or advanced degrees like a master's degree and...2023-04-1055 minMake More | Keep MoreWhat is Going On With the Banks? Assessing the situation and looking for opportunitiesWhat opportunities are there now in the mortgage and banking space?
We chat with Matt Shanlian, our favorite lender, to discuss what’s happening in the market.
As always, Matt dropped gems of wisdom on homeownership, how to get started, investor programs, programs for people in the cannabis business, and first-time home buyer and down payment assistance programs.
Dominic and I also talked with Matt about the market outlook and what we expect to happen with interest rates over the next few months.
Of course, we also had to chat about the...2023-03-201h 04Make More | Keep MoreTolerating Things That Keep You From Making MoneyIn this episode of Make More Keep More Show, we talk about getting your mind right to allow you to make more money and keep more of what you make.
This week, Dominic and I chatted about how to get rid of tolerances: those little things that are bothering you and burning emotional energy. Whether it’s a messy garage or an uncomfortable conversation you’re putting off tolerations burn a ton of mental energy. We also talked about exactly how to identify those things and get rid of them one at a time. And we mentioned some...2023-03-1358 minMake More | Keep MoreWhat to do if you HATE paying taxesDo you hate paying taxes as much as the rest of us do?
On this week's episode of the make more keep more show, Dominic and I discussed several ways to lower your taxes that you can implement immediately whether you own a business or not. We also discussed the importance of having a "Personal Tax Meridian." What is a Tax Meridian? Tune in to find out because it will drive your decisions from this day forward.
We talk about the pitfalls of 401(k)s and when it makes sense to max them out. We...2023-03-0657 minMake More | Keep MoreRising Interest Rates, CDs, and the Impact on Your TaxesThe Make More Keep More show is back after an extended hiatus!
We’ve got a great season lined up for you. In this episode, we talked about everything from rising CD rates and how they negatively impact your tax return, how to avoid paying higher taxes legally, and even how to communicate with the millennials or the boomers in your life if you’re one or the other!
We do this live on Instagram every week at 8:00 AM Pacific. You can find us on Instagram at @ronocaruthers and @realbizadvisors
2023-02-2745 minMake More | Keep MoreThe Best of Season 3On the Season 3 finale of the Make More Keep More show, we discussed some of the highlights of our favorite guest from season three, as well as what we would do to set up and not only close out 2022 with a bang but how to get prepped for 2023 to make it your best year ever.
We will be back on Friday, January 13, at 8 AM Pacific with season four.
In the meantime, you can catch all of our back episodes at www.makemorekeepmoreshow.com.
So, get your fix for any missed episodes at that...2022-12-1245 minMake More | Keep MoreSwing Trading and Maintaining Investment DisciplineHave you thought about swing trading but don't know where to start? Have you dabbled in it but failed to see any results?
How about looking to get a side hustle started for the tax benefits and the opportunity to make more money?
On this week's episode of the Make More | Keep More Show, Dominic and I interviewed Mark Wilburn of neoscdg.com.
Mark has been a full-time swing trader since 2009 and runs an education company to help teach people how to options and swing trade.
He's also in the middle...2022-12-0559 minMake More | Keep MoreTax Credits & Creative Tax Strategies to Get Your Money Back From the GovernmentDo you want to pay the least amount possible for your taxes as a business owner or an individual?
In this week's episode of the Make More | Keep More Show, Dominic and I had Justin Maxwell join us to discuss several specialized credits for business owners, as well as one super crazy tip for saving tens of thousands of dollars on your taxes as an individual—this one will blow your mind.
We also discussed using some of the existing student loan repayment rules to your advantage to create wealth rather than just giving all of...2022-11-211h 02Make More | Keep MoreGetting Fit & Tripling Your BusinessDo you need to get in shape or drop some fat?
Do you want to hear how one business owner tripled his revenue in less than 12 months?
On this week's episode of the Make More | Keep More show, Dominic and I interviewed Josiah Novak of https://thetruetransformation.com/.
The episode was straight 🔥🔥🔥
He dropped tons of gems about fitness, especially if you're a busy executive, business owner, or parent or are over 40—as well as tips about growing his business and putting out content.
This episode is a must-listen show for anyo...2022-11-141h 00Make More | Keep MoreImproving Personal & Business CreditDo you need to improve your personal credit?
Are you trying to scale or grow a business and need to learn how business credit works?
In this week‘s episode, Dominic and I invited Irene Day of Hannah Financial to talk about business and personal credit, repairing it, and growing it to scale your business. We also discussed the best places to bank for a new business, the best credit cards, and the best places to get revolving lines of credit. We also discussed the importance of treating your business like a business for tax pu...2022-11-071h 00Make More | Keep MoreLife & Travel Tips, Private vs. Privatized Banking, and Dealing With Personal StressorsAfter a long week of travel, Ron and Dom cover various topics ranging from travel and life tips to privatized vs. private banking and finish with dealing with personal stress (divorce, financial trouble, deaths, etc.).
Ron also rants about CNN and FOX News which Dominic corrals (tries to) into a discussion about the importance of mitigating outside stressors in your life.2022-10-3159 minMake More | Keep MoreScaling a Business & Securing FinancingDo you have a business you're trying to start and want to know if your idea has merit or not?
Do you have an existing business you want to scale or finance and need some help figuring it out?
In this week's episode of the Make More Keep More Show, Dominic and I discuss a simple test for knowing if you have a viable business idea and all the different strategies for scaling and financing your business.
We discuss everything from crowdfunding, raising money through friends and family, bringing on an outside investment...2022-10-2456 minMake More | Keep MoreWhat Moves to Make in this Volatile MarketLet’s face it, the economy and markets are a hot mess right now. Prices are out of control, the stock market is tanking, and the threat of nuclear war is looming.
In this episode of the Make More | Keep More Show, we discuss exactly what moves you should be making at this time and what you should be changing about your overall strategy.
And we discuss how the looming estate tax increase may directly affect you, especially if you own a small business or real estate.
And for some reason, we also ge...2022-10-171h 03Make More | Keep MoreLeadership Principles That Drive Growth"Improvement is fixing the past. Transformation is creating the future."
This week, we spoke about leadership. Whether you have a team or not, the principles we discuss today apply to leading yourself as an entrepreneur.
Today, Dominic talked about leadership, self-talk, and many lessons he gets paid tens of thousands of dollars to teach in the corporate world.
So today's Make More | Keep More Show episode was a little different than usual because we focused on mindset versus money. However, as we've often said, you need to get your mind right to get...2022-10-101h 05Make More | Keep MoreSelf-Leadership: Leading Your Highest Performer—YouDo you find your self-leadership to be all stick and no carrot? If you spoke to your employees as your self-talk sounds, would they stick around? Do you find yourself apologizing for things like taking time off? We handle that discussion in today's podcast.
We also talked about what went on during our season break and some of the crazy market conditions.2022-10-0330 minMake More | Keep MoreHow to Handle the Haters & Wrapping the SeasonThis week's episode discussed what happened when the Twitter mob came for Ron over a relatively mellow tweet.
However, there are some excellent business lessons to consider in how he handled it, which we discussed in great detail for the first 20 minutes of the show.
We also discussed our highlights from season two and continue to give excellent business, tax, marketing, and general life tips to help you make more and keep more of your own money.
And, of course, as always, it all leads back to mindset, and we discussed some excellent...2022-09-051h 07Make More | Keep MoreDebt, Passive Income, and Shock & Awe for Your CustomersDoctors and other professionals have unique challenges because they often start their careers later in life and are deeply in debt.
On this week's episode of the Make More Keep More Show, we invited Dr. Jeff Anzalone or debtfreedr.com to discuss how he helps professionals and others overcome these challenges while developing passive income streams.
But the lessons are timeless and apply to anyone—even if you're not a high-income professional.
We talked about everything from student loan forgiveness to the marketing of a business to how to get started again after a...2022-08-291h 01Make More | Keep MoreTips for a New Investor & The Power of Live Events to Generate CustomersIn this week's episode of the Make More | Keep More Show, we discussed everything from how to set up your portfolio when you're just getting started to whether you should pay off debt first or invest first.
Have you considered using live events to draw in customers? We discuss what happened during Ron's live workshops this week and how you can make these work in your business.We cannot help but talk a little about the upcoming NFL season.
Other topics include:Mortgage-backed securitiesFinding investments that fit your situationPi...2022-08-221h 01Make More | Keep MoreMarketing Tactics to Maximize GrowthMarketing. You know you need it to grow sales, but what is the most effective method for your business? How do you gather an audience and create followers?
In this week's episode of the Make More | Keep More Show, we discuss what works and what mistakes to avoid when you are trying to get more customers.
We also touch on some of the recent IRS updates.
Don't miss it when Ron goes on a quality Dave Ramsey rant—now you'll know why Dave banned him on Twitter!
In addition, we discuss the...2022-08-151h 00Make More | Keep MoreThe Dreaded IRS Audit! Should you worry?This week's Make More | Keep More Show episode discusses the dreaded IRS audit. Should you work hard to avoid it? Is it something to fear? What do you do now that the IRS is adding billions of dollars in funding to increase audits?
We cover some of the most common audit triggers, including partnerships, gifting, and crypto.
We also chat about other topics, such as investing in multi-family units, buying businesses, and a bunch of other great questions from the audience.2022-08-081h 04Make More | Keep MoreRapid Growth Through Social Media & Getting Out of Your Own WayIn this week's episode of the Make More | Keep More show, we spent a ton of time discussing specific marketing tips to improve your business. We covered the need for getting a mentor early, how to do it cost-effectively, and how to use social media to find clients.
We spent at least half the show talking about exactly how to get your mind right and overcome imposter syndrome as you try to grow and stretch in your business in life.
Dominic of @realbizadvisors and I had a great time interviewing Sam Garcia of @thedirtyalchemy about...2022-08-011h 01Make More | Keep MoreThe Real Entrepreneur JourneyDo you want to hear from someone just getting their business off the ground and experiencing all the problems that come with a new business and getting that business started?
In this week's episode of the Make More | Keep More podcast, Dominic and I invited Ryan of @foldumcorp. We discuss his killer idea of building factory-made pop-up houses that they can drop in the backyard or a disaster site at a moment's notice.
We covered everything from who and when to hire, how to raise capital, and how to manage your email inbox when you h...2022-07-251h 00Make More | Keep MoreOvercoming Obstacles & Setbacks in Your BusinessIn this week's episode of the Make More Keep More show, we talk about all things related to mindset and looking for opportunities as markets tighten, interest rates rise, and a recession that is either already with us or just around the corner.
You'll find valuable insights for the most important thing: getting and keeping your mind right regardless of what's happening around you.
You'll also get valuable tips on stocking cash, getting new clients, and getting your money right. We answer an audience question about what to do when you feel "stuck."2022-07-1855 minMake More | Keep MoreSecrets for Getting Money for CollegeDo you have a kid that is in college or going to college? If so, you do not want to miss this week's episode of the Make More Keep More show.
In this episode, we had Ed Sanderson of @ducerushq_ talk about all things related to getting money for college.
We covered the following:
the formula and how to legally use it to your advantage to get more free money for school,
the most common mistakes that parents make when filling out the college forms, and
how to appeal an award to get more mo...2022-07-111h 02Make More | Keep MoreThe Truth About Debt & How to Manage ItWhat IS the difference between good debt and bad debt?
Should you rush to pay off your home?
Is there more than one way TO pay off your home?
When is the best time to get financing?
In this week’s episode of the Make More Keep More show, we discuss all these topics in detail and much much more.2022-07-041h 04Make More | Keep MoreMost Common Entrepreneur MistakesSeason 2 of the Make More Keep More show kicked off with the biggest mistakes entrepreneurs make. We covered everything from handling your own taxes and bookkeeping to flying business class to the ONE thing successful business owners do to make sure they always have an abundance of clients. Dominic and I put out episodes each week to discuss ideas to make, keep, grow and protect your money. You can also check out Season 1 at www.makemorekeepmoreshow.com2022-06-271h 02Make More | Keep MoreSafe Places for Money in Turbulent MarketsWant to know a couple of safe places to keep your money where you don’t have to worry about market losses?Also, we all know the rate of return is a huge part of what determines if an investment is good or not, but we’re you aware there are 11 OTHER factors to look for in an investment?In this week’s episode of the Make More Keep More Show we discuss all of that and much, much more, including what Ron calls Post-Modern Portfolio Theory, and how you should position your money to optimize...2022-05-3059 minMake More | Keep MoreMaintaining Calm (and Money) in a Volatile MarketYour mindset is THE most important asset you possess, and yet with what is going on right now, it is easy to let it slip and get discouraged.In this week’s episode of Make More | Keep More, Dominic and I discuss how to keep your mind right no matter what is going on around you.We discuss the markets, business, and previous market crashes.If you’re worried about what is going on in the world, be sure to listen to this episode.2022-05-1647 minMake More | Keep MoreNegotiation - How to successfully negotiate anythingWant to know how to negotiate everything in your life better?On this week’s podcast of Make More Keep More, Dominic and I had Brennan Caruthers on to discuss every kind of negotiation imaginable.From getting half of the price knocked off of your next Airbnb rental to getting a higher salary to getting more vacation time.We also discussed negotiating with your clients to get top dollar for your services if you’re a business owner or agency.We even got into the ethics of negotiating and how to do it wi...2022-05-091h 09Make More | Keep MoreMaking & Keeping Money in Volatile MarketsDo the crashing markets and possible recession have you worried?
In this week’s episode of Make More Keep More, Dominic and I talk about how to survive AND thrive when things go South.
We cover what to do if all your money is in the market now, how to dominate your competitors and where to place your ‘safe’ money so it grows tax-free but you can access it.
And we give completely unqualified opinions on the housing and commodities markets too!
If you want to Make More AND Keep More, this i...2022-05-0259 minMake More | Keep MoreEverything You Need to Know About MortgagesYour mortgage is your most significant voluntary expense over your lifetime AND one of the critical areas where you can unknowingly and unnecessarily lose money.So on this week’s episode of Make More Keep More, we invited mortgage expert Matt Shanlian to discuss everything you’d want to know about mortgages, including:
Ways to get a house with little to no money down;
How to qualify for a mortgage if you’re self-employed;
15 vs. 30-year mortgage? We settled the debate once and for all;
Should you make extra payments as a certain grumpy radio host tell...2022-04-251h 01Make More | Keep MoreReal Estate Investing in a Volatile MarketAre you thinking about buying a home in this crazy market?What if it’s your first time?Are there any special tips you should know?On this week’s episode of the Make More Keep More Show, Dominic invited real estate expert Peter Hazdovac to share his insights on the Los Angeles housing market, including:
why you MUST have an inspection, and what to look out for,
how to get into a house for 3.5% down,
why buying a rental property sucks right now, at least in LA
the hazards of building your o...2022-04-181h 05Make More | Keep MoreStarting Your Side HustleHave you wanted to start a business or side hustle, but don’t know where to begin?Then this week’s episode of the Make More | Keep More Show is just for you.Dominic and I discuss all aspects of getting started from how to choose what to do, how to find the time, and how to use your business to take advantage of the tax code and save money on your taxes💴💸💰
We also provide you with a few places to start.2022-04-111h 05
Make More | Keep More3 Tax Tips (2 are good) & Mastering Sales Follow-upIn this week's episode of Make More/Keep More, we went over 3 tax breaks that anyone can take advantage of.2 of them are awesome, and one kinda sucks, but everyone tries to tell you it doesn’t.We also discussed how and when to follow up with potential clients and customers to close business (or get a job, promotion, etc.) withOUT being obnoxious,And some shocking statistics about just HOW many follow-up contacts are needed to close a sale or convert a new client in this new Post-Covid economy.2022-04-0455 min
Make More | Keep MoreCorporate Structures & Getting Your First ClientsOn this week’s Make More | Keep More Show we covered THE number one way to get new clients for a new business, side hustle, or productThat’s the Make More portion.And I described why you do NOT necessarily need a corporation to start a business and the two situations where you DO need to have a corporation before you get started.I also walk you through the different types of corporations and some of the pros and cons of each.That is the Keep More part.2022-03-2851 min
Make More | Keep More#1 Way to Generate More Revenue Now & Roth vs. 401kIn this episode, Ron and Dominic take a deep dive on: 1. The number one thing business owners can do to generate more revenue 2. Whether you should put money into a Roth IRA or your 401k 3. The two biggest breaks in the tax code... And a lot more2022-03-211h 05
Make More | Keep MoreThe Top Tax Break & Founder Selling SyndromeDo you know what THE number one break in the tax code is? It is NOT your 401k or mortgage. Have you ever heard of Founder Selling Syndrome? In this week's episode of the Make More | Keep More show, we discuss both.2022-03-1443 min
Make More | Keep MoreYour Mindset - There is plenty of money out there.In the official inaugural episode, we talk about your mindset and money. Markets are tough—can you still make money? Ron dives into information about taxes and how to avoid paying more than your fair share to the government.2022-03-0752 min
Make More | Keep MorePilot: The Mindset of Making & Keeping MoneyThe pilot episode of the Make More | Keep More Show. Ron Caruthers is a tax and investment expert with over 30 years of entrepreneurship experience. Dominic Cummins has over 25 years of leading sales teams and organizations worldwide. We've made a lot of mistakes and lost money. We've also made a ton of money, which is far more fun. In this episode, we talk about ways to make money, including some strategic advice about how to think about what your ideal buyer really needs. We also talk about huge mistakes that entrepreneurs make that cost money.2022-02-2841 min