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Roxann Klepper
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BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 29: Basement Suites; What’s Legal, What’s Not, and Where to Start in Red Deer
In this episode of Brick x Brick, Roxann Klepper breaks down everything you need to know about basement suites in Red Deer—also known as house suites or secondary suites. With low housing inventory and high rental demand, these suites are more popular than ever. Roxann clarifies the difference between legal suites, legal non-conforming suites, and illegal suites, outlining essential features like fire separation, egress windows, ceiling height, and parking requirements. She also discusses which home styles are best suited for adding a basement suite, highlighting the popularity of West Park and homes with walkout basements. If you're considering re...
2025-04-24
06 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 28: Setting Yourself Up to Get in the Best Financial Shape of Your Life
In this episode of Brick x Brick, Roxann Klepper is joined by Angela Gray, an investment advisor with RBC Wealth Management, to discuss personal finance in light of current economic uncertainties. They dive into practical tips for managing debt, prioritizing payments, and understanding the differences between types of debt such as mortgages, student loans, and credit cards. Angela emphasizes the importance of budgeting, building an emergency fund, and staying disciplined with spending. The conversation also touches on the significance of investing after paying off high-interest consumer debt and the value of seeking professional advice when planning for retirement. Listeners...
2025-04-17
14 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 27: Mind Over Matter: Using Hypnosis to Create Real Change with Lindsay Mansell
In this episode of Brick x Brick, Roxann Klepper sits down with Lindsay, a certified consulting hypnotist and co-owner of Hypnosis for Health and Happiness in Red Deer. Lindsay shares her powerful personal journey into hypnosis, which began after surviving a life-threatening stroke that left her struggling with anxiety and PTSD. When traditional treatments failed, hypnosis helped her heal, leading her to train and open a practice with her husband. Together, they now help clients tackle issues like stress, weight loss, smoking cessation, sleep problems, and more. Throughout the conversation, Lindsay breaks down common myths about hypnosis, explains how...
2025-04-10
15 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 26: Spring into Selling: How to Prep Your Home for Top Dollar
In this episode of the Brick x Brick Podcast, we dive into the essential steps to get top dollar for your home this spring. Preparing your home takes time, so starting early is key—decluttering, depersonalizing, and tackling small repairs can significantly impact your sale. Curb appeal, deep cleaning, and staging help buyers see the home's full potential, while good lighting and neutral tones create an inviting atmosphere. Timing your listing is crucial, as the spring market moves fast. Avoid common pitfalls like overpricing, skipping professional photos, and ignoring minor repairs. To make the process smoother, download the Preparation & St...
2025-03-21
06 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 25: Pelvic Health Myths & Must-Knows
Kelsey, a physiotherapist specializing in pelvic floor health, joins Roxann Klepper on this episode of Brick x Brick to shed light on an often-overlooked aspect of wellness. Pelvic health goes beyond just doing Kegels—it’s essential for bladder and bowel function, core stability, and overall well-being at all life stages, from postpartum to menopause and even in children. Kelsey breaks down common issues like prolapse, incontinence, and pelvic pain, dispelling myths and offering real solutions. Whether you're experiencing symptoms or just want to understand your body better, this conversation is packed with insights you won’t want to miss!
2025-03-13
21 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 24: Flush Out Toxins; The Truth About Colon Hydrotherapy with Sam McMurray
In this episode of Brick x Brick, Roxann Klepper sits down with Sam from Rewind Wellness to dive into a topic most people avoid—gut health and colon hydrotherapy. They discuss the importance of regular colon cleansing, the differences between traditional colonoscopy prep and hydrotherapy, and how detoxing properly can improve digestion, boost immunity, and even help with parasite cleansing. Sam shares her expertise as a registered nurse and colon hydrotherapy specialist, shedding light on how gut health impacts overall well-being. Whether you’re curious about alternative wellness practices or looking for ways to feel your best, this episode is p...
2025-02-20
31 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 23: The Power of Giving Back with Valdene Callin; Why Volunteers are Needed
In this episode of Brick x Brick, host Roxann Klepper sits down with longtime Red Deer resident and dedicated volunteer Valdene Callin. Since 1997, Valdene has devoted countless hours to local organizations, from the Red Deer Public Library and Urban Spirits Rotary Club to 100 Women Who Care and Dress for Success. Together, they discuss the critical role volunteers play in supporting nonprofits, the challenges organizations face in recruiting and retaining help, and practical steps for anyone looking to get involved. Whether you're offering time, resources, or financial support, this episode explores how small actions can make a big impact in...
2025-02-13
29 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 22: Red Deer’s New Zoning Rules: More Homes, More Income, More Opportunity!
On this episode of Brick x Brick, host Roxann Klepper breaks down Red Deer's new zoning bylaws and what they mean for homeowners, buyers, and investors. With changes to secondary suites (now called house suites), backyard suites, and duplex zoning, the city is creating more flexible housing options while maintaining neighborhood balance. Roxann covers key updates, including rental opportunities, affordability benefits, and what homeowners need to know before adding a suite. Whether you're looking to buy, build, or invest, these bylaw changes could open new doors. Tune in to learn how they might impact you!
2025-01-31
06 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 21: Thriving Through Menopause; Dr. Brooks Shares Expert Tips
Welcome back to Brick by Brick, where we empower women to navigate real estate, life, and finances confidently. I’m your host, Roxann Klepper, a real estate expert and advocate for women’s success. Today, I’m thrilled to welcome Dr. Esnielle Brooks, a family physician and founder of the Menopause Clinic in Red Deer and the Global Menopause Network. A certified Menopause Society Practitioner, Dr. Brooks has specialized in women’s health since graduating in South Africa in 2007. She’s passionate about educating women and healthcare providers about managing hormonal changes and menopause, offering expertise in hormonal and non-hormon...
2025-01-23
24 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 20: The Skinny on Mortgages with Arlene Demars Anderson
In this episode of Brick x Brick, host Roxann Klepper speaks with mortgage expert Arlene from Turning Point Financial, who brings over four decades of industry experience. They discuss the dramatic fluctuations in mortgage rates since 2020, their impact on homeowners and buyers, and the challenges of navigating today’s market. Arlene provides insights into the year-over-year changes in fixed and variable rates, the implications of recent policy shifts like the 30-year mortgage, and strategies for choosing the right mortgage type amidst uncertainty. The conversation also highlights regional differences, with Alberta’s market showing resilience compared to challenges in Ontario and...
2025-01-16
23 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 19: Unpacking 2024 & Bold Predictions for 2025!
Welcome to the inaugural episode of Brick X Brick in2025! Hosted by Roxann Klepper, this episode dives into a recap of 2024's real estate landscape, exploring the trends, surprises, and market dynamics that defined the year in Alberta, particularly in Red Deer. With sales volume slightly down but still significantly higher than five years ago, Roxann breaks down the reasons behind the numbers—low inventory driving a seller’s market, and the resilience of Alberta’s economy keeping a market crash at bay. She also analyzes how price ranges influence market conditions, showing that while mid-range homes remain hot, higher...
2025-01-10
06 min
Be the Anchor – Strategies and Support for Small Business Owners
50 - Roxann Klepper - The Journey to Becoming a Top Performing Realtor
I am thrilled to welcome Roxann Klepper, a top realtor from central Alberta and a member of the prestigious RE/MAX Hall of Fame. Beyond her success in real estate, Roxanne is a passionate advocate for women creating strong, sustainable businesses and a proactive community builder. About Roxann:Grew up in Central Alberta.Not only a distinguished realtor but also a significant figure in supporting women entrepreneurs.Host of the podcast "Brick by Brick," focusing on female entrepreneurship and community building.Episode Highlights:An Unexpected Path to Real Estate and Entrepreneurship:Transitioned to real e...
2025-01-07
50 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 18: Real Estate Tales: Naked Neighbors, Creepy Closets, and Home Showing Hijinks
In this special holiday episode of Brick x Brick, join host Roxann Klepper and guest realtor Kim Fox for a lighthearted and hilarious conversation about the quirks and chaos of showing homes. From frozen doors and unexpected encounters to peculiar rooms and bizarre inspections, Roxann and Kim share their funniest, creepiest, and most unforgettable experiences in real estate. Whether it's naked homeowners, unconventional closets, or runaway pets, this episode will have you laughing out loud and marveling at the unexpected adventures of life as a realtor. Perfect for anyone looking to relax and enjoy...
2024-12-19
27 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 17: Cracking the Condo Code: What Every Buyer Needs to Know w/ Carissa Notland
In this episode of Brick x Brick, Roxann Klepper is joined by Carissa Notland, founder of Condolyzers, a company specializing in condominium document reviews. Carissa shares her journey from working in property management to identifying a critical need for condo review services in Central Alberta, leading her to establish her business in 2011. The conversation dives deep into the condo buying process, with Carissa explaining how her team meticulously examines condo documents to provide buyers with clear, jargon-free insights into their potential investment. She discusses common misconceptions about condominiums, such as the responsibilities of condo associations and how fees are...
2024-12-12
30 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 16: Condo Living 101: What You Need to Know Before You Buy
In this insightful episode of Brick by Brick, host Roxann Klepper dives into the often-misunderstood world of condominiums. Starting with the fundamentals, she clarifies that a condo is not a building style but a form of ownership, and explains key concepts like unit factors, condo fees, and reserve funds. Roxann addresses common misconceptions, like the idea that condo living eliminates maintenance costs, and discusses practical aspects such as insurance requirements, professional management, and shared expenses. She also highlights potential challenges, such as rising fees and dreaded cash calls, while emphasizing the importance of being an informed and active condo...
2024-12-05
08 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 15: Credit Building 101 - Secrets to Boost Your Score with Sarah Astles
In this episode of Brick x Brick, Roxann Klepper sits down with Sarah Astles, an experienced mortgage broker from The Mortgage Group, to dive into the world of credit. Sarah explains the importance of credit in securing loans, mortgages, and other financial opportunities, emphasizing how a strong credit history demonstrates trustworthiness to lenders. From understanding credit scores—ranging from 300 to 900—to tips on building or repairing credit, Sarah breaks down the essentials. She covers practical strategies, like maintaining low balances on credit cards and ensuring timely payments, while also highlighting common pitfalls, such as high utilization rates and unresolved disp...
2024-11-28
12 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 14: Managing Stress: Mindfulness Tools for a Calmer Holiday Season
In this episode of Brick x Brick, host Roxann Klepper dives into the topic of stress—something that impacts everyone, especially during the hectic holiday season. Reflecting on her own struggles with stress management, Roxann brings in Tammy Prince, a certified Mindfulness-Based Stress Reduction (MBSR) facilitator in Red Deer & Central Alberta, to shed light on practical ways to cope. Tammy shares her personal journey of battling anxiety and how mindfulness transformed her life, allowing her to break free from constant rumination and regain control. Together, they explore the basics of mindfulness, simple at-home exercises to ground yourself in the mo...
2024-11-21
08 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 13: Powering Through Your Health Journey, One Victory at a Time
In this episode of Brick x Brick, host Roxann Klepper dives into personal stories and insights on women’s health, discussing the challenges many face with persistent health issues that are often dismissed or misdiagnosed. Sharing her own experience with symptoms like exhaustion, low iron, and hormonal imbalances, Roxann explores her journey through both traditional and functional medicine approaches, highlighting the differences in care. Through bloodwork, specialized tests, and targeted treatments, she’s finding solutions that address the root causes rather than just the symptoms. This candid discussion emphasizes the importance of advocating for your health, trusting your instincts, and...
2024-11-14
15 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode Twelve: Winter House Hunting in Red Deer: Hidden Advantages & Pitfalls
In this episode of Brick X Brick, host Roxann Klepper explores the unique advantages of buying a home during the winter in Red Deer/Central Alberta. She highlights the benefits of reduced competition and motivated sellers, noting how buyers may find better deals and less pressure in the colder months. Roxanne also covers the challenges of winter home inspections, such as limited outdoor visibility and potential difficulty in assessing certain features. Listeners gain practical tips on evaluating a home’s winter performance, including checking heating efficiency, windows, and entryways for wear and tear. Tune in for expert advice to he...
2024-11-07
06 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode Eleven: Time Management with Kari Lotzien
In this episode of Brick x Brick, special guest Kari Lotzien shares her expertise on time management, especially for women juggling busy schedules with work, family, and personal goals. Kari, a business and leadership coach and founder of Be the Anchor, offers an insightful approach to managing time by embracing our natural energy rhythms. Instead of simply pushing for productivity, she guides listeners on how to identify their peak times for deep "flow state" work and for more routine tasks, helping them align their schedules for better focus and less stress. Kari debunks the myth of multitasking and explains...
2024-11-01
30 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 10: Why You Have to Pay Yourself First
In this episode of Brick x Brick, Roxann Klepper shares her personal financial journey, emphasizing the importance of saving early. She opens with a Warren Buffett quote: "Do not save what's left after spending, but spend what's left after saving." Reflecting on her younger years, Roxann discusses how setting up automatic savings through direct debit, even with a small income, was one of the best decisions she made. She encourages listeners to start saving consistently, whether it's 1% or 20% of their income, and highlights the sense of accomplishment that comes from watching those savings grow over time.
2024-10-24
02 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 9: Mortgage Rich or Mortgage Poor?
In this episode of Brick by Brick, host Roxann Klepper dives into the concept of being "mortgage poor" and how to avoid it. She explains how easy it is to get caught up in the excitement of buying a home based on a high pre approval amount, but emphasizes the importance of sticking to a realistic budget. Roxann encourages listeners to track every expense for a month to ensure they’re not overstretching their finances. With practical tips on budgeting, she urges homebuyers to think beyond the price tag and prioritize long-term financial stability over the pressure to keep up...
2024-10-03
02 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 8: Wills & Estates with Trista Carey Pt 2
In this episode, Roxann Klepper continues the conversation with Trista Carey, diving into the sensitive yet crucial topic of caring for aging parents in Red Deer and Central Alberta. They explore the challenges families face when parents can no longer care for themselves and the critical need for early planning. Trista, from Schnell Hardy Jones, emphasizes the importance of having difficult yet necessary conversations with parents while they still have capacity. Key takeaways include ensuring wills, personal directives, and power of attorney documents are in place and up to date. Trista also offers practical advice, such as working with...
2024-09-26
18 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 7: Wills & Estates with Trista Carey - Part 1
In this episode of Brick by Brick, Roxann Klepper is joined by Lawyer Trista Carey to explore the critical topic of wills and estate planning. Trista shares real-life stories that highlight the consequences of not having a valid will, including a devastating case where a family's wishes were left unmet due to the lack of proper documentation. She explains the process of creating a will, the importance of pre-planning, and the essential documents everyone should have in place, such as a personal directive and enduring power of attorney. This episode emphasizes the peace of mind that comes from being...
2024-09-19
12 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 6: Purchasing a Home - The Winning Strategy
On this episode of Brick x Brick, Roxann Klepper dives into the essential strategy for purchasing a home, emphasizing the importance of focusing on quality and long-term value over surface appeal. She explains how many buyers get caught up in the "shiny and pretty" features, which can sometimes hide deeper issues, like poor maintenance or quick, superficial renovations. Roxann stresses the significance of location, structural integrity, and regular upkeep, encouraging buyers to prioritize these aspects rather than cosmetic details that can be easily changed. Her practical advice aims to help buyers make informed decisions that will not only provide...
2024-09-12
04 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 5: Our first Guest! Jillian Vukovich, IG Private Wealth Management
In this episode of Brick x Brick, Roxann Klepper introduces Jillian Vukovich, Division Manager at IG Wealth Management, for an insightful discussion on personal finance and investment strategies for women. Jillian shares her journey from a background in psychology to financial planning, explaining her passion for helping clients achieve financial security. Together, they tackle the often uncomfortable topic of money, addressing the importance of open conversations, understanding investment tools like RRSPs, TFSAs, and non-registered accounts, and the value of starting early. The episode emphasizes personalized financial advice and the need to plan for life's uncertainties, with Jillian offering practical...
2024-09-05
27 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 4: Current Market Trends & Next Week's Special Guest Reveal
In this episode of Brick x Brick, we take a deep dive into the current state of the real estate market, reflecting on the drastic changes over the past five years. From the severe buyer's market of 2019 to today's strong seller's market, we explore how supply and demand have shifted dramatically, driven by factors like increased immigration and limited housing inventory. We break down key data, including the months of inventory and the impact of rising home prices on new construction. Whether you're a seller enjoying the benefits of the market or a buyer navigating its challenges, this episode...
2024-08-29
05 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 3: To Rent or Buy? That is the Million Dollar Question
In episode 3 of Brick x Brick we dive deep into the timeless debate: renting versus buying. If you've ever felt overwhelmed by conflicting advice on social media, this episode is for you. Roxann shares a personal journey of homeownership, inspired by the wisdom of Robert Kiyosaki’s Rich Dad, Poor Dad. Discover the pros and cons of renting, from the freedom to move at will to the lack of equity, and the undeniable benefits of owning your own home, like building equity and having the freedom to make your space truly yours. Listen to real-life stories of how homeownership ca...
2024-08-29
05 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 2: This isn't the Nike Podcast, but Just Do It!
In this episode of "Brick x Brick", get the insider scoop on how to navigate today’s competitive real estate market! Whether you're a first-time buyer or looking to upgrade, this episode is packed with essential advice on the power of mortgage pre-approval. Discover why getting pre-approved is your golden ticket to securing your dream home, avoiding costly mistakes, and outshining the competition. With relatable stories and actionable tips, this episode is your guide to making smart, informed decisions in a market where every move counts. Don’t miss out—your future home awaits! TOPICS COVERED IN THIS EPISODE • The Impo...
2024-08-29
03 min
BrickxBrick: Navigating Real Estate, Finances, and Life for Women
Episode 1: Breaking Ground - Welcome to Brick x Brick with RoxyK
Roxann Klepper introduces her new podcast, "Brick x Brick," designed to empower women in navigating real estate, life, and finances with confidence. Drawing from her personal experiences of growing up without financial education, Roxann shares her journey of self-learning and investing, emphasizing the importance of financial literacy for women. The podcast aims to create a trusted space where women can connect, learn, and build their financial futures through expert advice and real-life stories. With a blend of professional content and personal insights, Roxann invites listeners to join her in gaining financial independence, often over a glass of wine, as...
2024-08-29
05 min