Shows
Roy Matlock Jr.'s Money and Business HourJuly 26, 2025 - Building Your Financial Foundation: How to Get Started the Right WayIn the July 26, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy delivers a foundational guide to building financial success from the ground up—perfect for young adults, newlyweds, new parents, or anyone rebooting their financial life. He outlines a practical, step-by-step roadmap that includes increasing income, budgeting, smart saving, strategic insurance, and avoiding common mistakes that cost hundreds of thousands over a lifetime. With Roy’s personal stories and straightforward approach, this episode provides timeless advice on how to build a secure financial future.2025-07-2841 minRoy Matlock Jr.'s Money and Business HourJuly 19, 2025: Mastering the Money Mindset; 10 Wealth-Building HabitsIn the July 19, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy breaks down the key financial habits and strategies that separate the wealthy from the average person. Drawing from over four decades of experience, Roy walks listeners through ten foundational money principles, covering savings, investing, debt management, diversification, insurance, estate planning, and more. He also dives into essential business owner strategies, highlighting common pitfalls and proactive planning methods for long-term success. This episode is a comprehensive financial blueprint for anyone serious about building wealth and securing financial independence.2025-07-2141 minRoy Matlock Jr.'s Money and Business HourJuly 5, 2025 - Fixing Your Finances: The Blueprint for Financial FreedomIn the July 5, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy delivers a rapid-fire rundown of financial fundamentals aimed at helping listeners take immediate control of their money. Covering the essentials of building a solid defense and a strategic offense, Roy walks through his GPS framework—Goal, Plan, and Schedule—emphasizing the importance of budgeting, emergency funds, eliminating bad debt, and protecting assets through smart insurance planning. This episode offers actionable advice for anyone ready to stop being broke and start building wealth.2025-07-0841 minRoy Matlock Jr.'s Money and Business HourJune 14, 2025 - From Zero to $100K: A Getting-Started Financial Game PlanThe June 14, 2025 episode of The Roy Matlock, Jr. Money and Business Hour is focused on the “getting started” stage of financial planning—particularly for young adults, recent graduates, and anyone with less than $100,000 in savings. Roy provides an energetic and actionable roadmap for those looking to build their financial foundation. From income growth and budgeting to proper insurance coverage and strategic investing, the episode emphasizes starting early, automating finances, and working toward a “do-nothing money” milestone of $100K in investments. 2025-06-1543 minRoy Matlock Jr.'s Money and Business HourJune 7, 2025 - The Retirement Red Zone: Your Seven-Part Pre-Retirement PlaybookIn this episode of The Roy Matlock, Jr. Money and Business Hour, Roy dives deep into the critical “Retirement Red Zone”—the 5 to 10-year window before retirement when every financial decision carries extra weight. Roy presents a seven-part retirement strategy aimed at helping listeners avoid costly mistakes and create a plan that supports long-term financial independence. Whether you’re nearing retirement or know someone who is, this episode serves as a powerful planning blueprint for turning retirement dreams into reality.2025-06-0843 minRoy Matlock Jr.'s Money and Business HourMay 24, 2025: Your Money Game Plan: From First Job to Final PaycheckIn this episode of The Roy Matlock, Jr. Money and Business Hour, Roy presents “The Ultimate Financial Plan,” walking listeners through the key financial stages of life—from young adulthood through retirement. The show opens with guidance for individuals aged 20–35, highlighting the importance of loving your career to solve income problems, building good money habits early, automating savings, and avoiding bad debt.
Roy emphasizes the power of compound interest, budgeting with purpose, and getting to the first $100,000 in savings. He then transitions to the middle years (35–55), advising listeners on maximizing 401(k) contributions, building multiple income streams, considering real estate wis...2025-05-2642 minRoy Matlock Jr.'s Money and Business HourMay 17, 2025 - Building Your Financial GPS: How to Create a Plan and Stick to ItIn this episode of The Roy Matlock, Jr. Money and Business Hour, aired May 17, 2025, Roy dives deep into what he calls the "GPS approach" to personal finance—Goal, Plan, Schedule. He outlines how financial success doesn’t happen by accident, but by implementing a clear and structured roadmap. Roy explains that every effective financial plan begins with understanding your goals, assessing where you are today, and crafting a step-by-step strategy to get where you want to go.
The episode covers both sides of the wealth-building equation: defense (protecting your assets and income) and offense (strategically growing your money). Roy...2025-05-2142 minRoy Matlock Jr.'s Money and Business HourApril 26, 2025 - 21 Ways to Protect and Build Your Financial FutureIn the April 26, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy walks listeners through 21 practical strategies to protect their income, assets, and future wealth. He begins by emphasizing the importance of proper insurance, emergency funds, and liability protection, then transitions into debt management, budgeting, and income planning. Roy also explains how to diversify income streams and investments, reduce taxes, and implement estate planning. Designed to help people at all stages of life—from young earners to retirees—this episode is a comprehensive guide to building a financially secure and stress-free life.2025-04-3043 minRoy Matlock Jr.'s Money and Business HourApril 19, 2025 - Stop Losing Money: Fix Common Mistakes and Build a Rock-Solid PlanIn the April 19, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy shares the top ten financial mistakes that can cost individuals between $50,000 and $500,000 over a lifetime. From procrastinating on savings to poor debt decisions and overlooking tax planning, Roy breaks down each pitfall with relatable examples and clear solutions. He then transitions into smart investing strategies, explaining how stocks, bonds, annuities, and money market funds all serve different purposes in a diversified plan. Whether you’re just getting started or nearing retirement, Roy emphasizes the importance of creating financial "buckets" tailored to your goals, risk tolerance, and ti...2025-04-2143 minRoy Matlock Jr.'s Money and Business HourApril 12, 2025 - Market Volatility, Diversification, and Planning for Financial IndependenceIn this episode, Roy Matlock Jr. breaks down how to navigate financial markets during periods of volatility. He focuses on diversification, risk management, and the importance of automating savings. Roy also explains how to structure your portfolio across different asset classes and use fixed income and annuities to create balance—especially for retirees concerned about outliving their money. He provides a roadmap for building a solid financial plan, tailored for both young investors and those nearing retirement.2025-04-1440 minRoy Matlock Jr.'s Money and Business HourMarch 15, 2025 - Strategies for Long-Term WealthIn this episode of the Roy Matlock, Jr. Money and Business Hour, Roy focuses on proven investment fundamentals that help individuals navigate market volatility, maximize financial growth, and plan for long-term success. He draws from his decades of experience in investment advising to emphasize staying disciplined, diversifying investments, and optimizing tax strategies.2025-03-1743 minRoy Matlock Jr.'s Money and Business HourMarch 8, 2025 - A Financial Roadmap – From Start to RetirementIn this episode of The Roy Matlock Jr Money & Business Hour, Roy walks listeners through a comprehensive financial roadmap, covering strategies from getting started in finance to planning for retirement. 2025-03-1042 minRoy Matlock Jr.'s Money and Business HourFebruary 15, 2025 - Six components of an automated financial independence planIn this episode, Roy Matlock Jr. discusses the six components of an automated financial independence plan and provides a detailed guide on how to build wealth effectively. The show emphasizes education, financial planning, budgeting, investments, and automation as the keys to financial success. Roy explains the importance of playing both defense (protecting assets) and offense (growing wealth) while integrating tax strategies, investment diversification, and disciplined saving into an overall plan.2025-02-1743 minRoy Matlock Jr.'s Money and Business HourJanuary 18, 2025 - Financial Planning Fundamentals (Full Episode)In this episode of the Roy Matlock, Jr. Money and Business Hour, Roy Matlock focused on financial planning fundamentals, targeting both newcomers and those looking to refine their financial strategies in the new year.2025-01-2443 minRoy Matlock Jr.'s Money and Business HourJanuary 11, 2025 - Full Episode - "Back to the Basics"The January 11, 2025, episode of Roy Matlock Jr.'s Money and Business Hour, titled "Back to the Basics," focused on creating a solid financial foundation. Roy provided detailed guidance on essential topics, emphasizing education, planning, and automation for long-term financial success.2025-01-1341 minRoy Matlock Jr.'s Money and Business HourDecember 21, 2024 - Full Episode - Create a Robust Financial OffenseIn this December 21, 2024 episode of the Roy Matlock, Jr. Money and Business Hour, Roy focuses on guiding listeners toward achieving financial independence and creating a robust financial "offense."2025-01-0940 minRoy Matlock Jr.'s Money and Business HourJanuary 4, 2025 - Start the New Year with a Robust Financial PlanThe January 4, 2025, episode of Roy Matlock Jr.'s Money and Business Hour emphasized starting the new year with a robust financial plan. Roy outlined essential strategies for achieving financial independence, focusing on budgeting, debt reduction, and automating savings and investments.2025-01-0640 minRoy Matlock Jr.'s Money and Business HourDecember 14, 2024 - Full Episode: "Building Financial Independence: Year-End Review and Planning"In this December 14, 2024, episode of The Roy Matlock Jr. Money and Business Hour, Roy focuses on setting up an effective financial strategy as the year ends. The episode highlights key financial principles for individuals at various life stages, including young professionals, mid-career earners, and those nearing retirement.2024-12-1642 minRoy Matlock Jr.'s Money and Business HourNovember 23, 2024 Segment 4: Blending defensive and offensive strategies for financial successIn this segment 4 from the November 23, 2024 episode of the Roy Matlock, Jr. Money and Business Hour, Roy discusses building a comprehensive financial plan, blending defensive and offensive strategies for financial success.
2024-12-0413 minRoy Matlock Jr.'s Money and Business HourNovember 23, 2024 - Segment 2: Strategies to ensure financial stability and growthThis episode of Roy Matlock Jr.’s Money and Business Hours comes from the November 23, 2024 radio show, Segment 2. It focuses on conducting a year-end financial review and highlights strategies to ensure financial stability and growth. Roy walks listeners through a comprehensive process of assessing their financial position and building a balanced financial strategy.2024-12-0410 min
Serving Seniors PodcastEpisode 53: Legacy in the Making: Roy Matlock, Jr.'s Formula for Financial FreedomIn this exciting episode of the Serving Seniors Podcast, host Matt Helton sits down with financial visionary Roy Matlock, Jr., Founder of Roy Matlock, Jr. & Associates. Together, they dive into the world of financial planning, discussing actionable strategies to achieve financial independence and create a lasting legacy. Roy shares his expert insights from over 40 years in the financial services industry, including tips on money management, mutual funds, and retirement planning.Listeners will also hear Roy’s inspirational journey from Nashville native to nationally recognized financial educator, radio host, and founder of the innovative CRM platform, SalesTeamPro. Roy’s we...2024-12-0435 minRoy Matlock Jr.'s Money and Business HourNovember 30, 2024 - Full Episode "Automatic Financial Independence"In this episode of Roy Matlock Jr's Money and Business Hour, Roy focuses on helping listeners create a comprehensive financial plan to achieve "automatic financial independence." He emphasizes the importance of year-end financial reviews, starting with an assessment of one's current financial position, including net worth, assets, liabilities, and budget. Roy discusses concepts such as the "Financial GPS," which includes setting clear goals, creating plans, and automating processes to ensure consistent progress.2024-12-0241 minRoy Matlock Jr.'s Money and Business HourNov. 23, 2024 - Full Episode - A 2024 Year-End Financial Review: A Check-Up for Your FutureIn this episode of the Roy Matlock, Jr. Money and Business hour, Roy offers guidance on closing with a strong year by conducting a thorough year-end check-up, you can ensure that you’re ending the year in a strong financial position and entering the new year with a clear, actionable plan for continued success.2024-11-2541 minRoy Matlock Jr.'s Money and Business Hour164- Why You Shouldn't Throw Extra Money at Your House PaymentIf you have a home loan, a car loan, or a loan on any asset, you've probably been told that you should use your extra cash each month to pay those debts down. In this episode of The Money and Business Hour, Roy Matlock Jr. explains why it's not always a good idea to do this. Tune in to get Roy's advice on the dos and don'ts of where to put your money so it's growing in the fastest way possible. 2023-06-1040 minRoy Matlock Jr.'s Money and Business Hour157- The Scariest Money Facts You Must Know AboutIn today's episode of The Money and Business Hour, Roy Matlock Jr. shares the scariest facts when it comes to money and finance. The first step in ensuring that you're not affected by these alarming statistics, is to get educated. If you don't know what to watch out for, how can you make a change or get the help you need? Tune in as Roy shares the scariest money facts you must know about and how to potentially change your path and avoid possible financial traps.
2023-02-0445 minRoy Matlock Jr.'s Money and Business Hour155- Flip the Script on Your Financial FutureIs your retirement savings less than it should be? Are you currently in an uncomfortable financial position? In this episode of The Money and Business Hour, Roy Matlock Jr. shares his own story of how he went from broke to financially set for life in just 10 years. Whether you're just getting started, you're behind on saving, or you're already financially well off, Roy's tips in this episode just might launch you to a whole new level in life.2023-01-0845 minRoy Matlock Jr.'s Money and Business Hour152- How to Create Wealth in a RecessionIn this episode of The Money and Business Hour, Roy Matlock Jr. shares how to create wealth in a recession. Tune in and Roy will walk you through the downsides and the upsides of when the market is going the wrong way. Roy has helped 1000s reach financial goals over the past 35 years. His passion during this volatile time is to help others avoid making mistakes that could cost you your retirement.2022-12-0341 minRoy Matlock Jr.'s Money and Business Hour150 - Should You Stay, or Sell Your Investments?Roy Matlock Jr. has been in the financial industry for over 35 years and has his "finger on the pulse" of the market. Many are asking if they should bail on what's left of their stock investments and move to fixed index annuities or other options. And others are asking if they should pull all of their investments, and convert to cash until things change. Whether you have investments and aren't sure what to do, or you were wanting to start investing and have been holding off during this seemingly volatile time, you're going to want to tune in to this...2022-11-2210 min
Roy Matlock Jr.'s Money and Business Hour147 - Roy Matlock Jr. on Dr. Bill Dorfman's "Meet the Mentors" podcastThe Money and Business Hour radio show host, Roy Matlock Jr, recently had the privilege of being a guest on the Dr. Bill Dorfman podcast, "Meet the Mentors". Dr. Dorfman is a world famous cosmetic dentist, a star on Extreme Makeover and The Doctors tv shows, and a best selling author. Tune in to listen to this informative podcast, where Roy explains how to win financially, even in this downturned market.2022-11-1430 min
Dr. Bill Dorfman® Podcast presents Meet the Mentor® SeriesRoy Matlock, Jr.Roy Matlock Jr. is the chairman of Terra Wealth Management and the creator of the nationally syndicated radio show, "The Money Game", now known as "The Dave Ramsey Show”.Roy began his wealth management career over 38 years ago. His focus has always been to help people become financially secure and to educate clients on how to manage money in order to create generational wealth. Over the past 38 years, Roy has helped his clients to accumulate over one billion dollars in assets and has been touted as a well-respected educator and trailblazer in the finance industry. ...2022-10-1830 min
Roy Matlock Jr.'s Money and Business Hour146 - 4 Keys to Financial IndependenceAt The Money and Business Hour, Roy Matlock Jr. has a passion to educate listeners with proven advice on how to navigate investing, saving, choosing the right insurance, and debt. In this episode, Roy will take you on the financial defense and offense, and equip you with the 4 keys to financial independence. Tune in to avoid decisions that could create financial disaster, and learn the secrets to financial success.2021-09-2340 minRoy Matlock Jr.'s Money and Business Hour143 - Money Mistakes to AvoidOn the Money and Business Hour radio show, Roy Matlock Jr. often shares advice you should take in order to win at the money game. In this episode, Roy explains the money mistakes you must strategically avoid. If you're ready to take your financial future seriously you don't want to miss this episode. 2021-09-2010 minRoy Matlock Jr.'s Money and Business Hour136 - Things that Matter Most When it Comes to Financial PlanningFinancial planning can be an overwhelming and confusing task. There are so many decisions to consider and to be made in order to get all of your affairs in order financially. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the most important areas to focus on and how to be successful with your financial plan. Tune in to learn secrets Roy has been learning about and sharing for over 35 years. 2021-08-2240 minRoy Matlock Jr.'s Money and Business Hour135 - A Financial and Insurance Q and A Session with Roy Matlock Jr.Roy Matlock Jr. has been working in the financial and insurance world for over 35 years. When it comes to understanding money and insurance, Roy's knowledge is unsurpassed. In this episode of The Money and Business Hour, Roy reviews common questions from listeners and clients, and shares answers that will help you to better navigate the insurance and investment world. 2021-08-2112 minRoy Matlock Jr.'s Money and Business Hour129 - How to Increase Your Net WorthIn order to increase your net worth, you need to know your net worth. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to calculate your net worth and the steps you can take to reach your financial goals. Tune in and Roy will help you to begin to develop the mindset that you are in control of your financial future, which is the first step in increasing your net worth. 2021-08-0710 minRoy Matlock Jr.'s Money and Business Hour121 - How to Invest For Yourself and Your Loved OnesIn this episode of The Money and Business Hour, Roy Matlock Jr. shares valuable insight on how to prepare for retirement and estate planning. Roy has been an industry professional in financial planning for over 35 years. Tune in to gain priceless knowledge regarding investing for your future and the future of your loved ones. 2021-07-1840 minRoy Matlock Jr.'s Money and Business Hour116 - A GPS to RetirementIt's never too early or too late to begin planning for retirement. There are many pieces that go into the retirement puzzle, pre and post retirement. Roy Matlock Jr. wants everyone to be successful in the retirement journey. In this episode of The Money and Business Hour, Roy goes over the fundamentals of preparing for retirement, the various risks one might face on the way to retirement and after retirement, how to save money on taxes pre and post retirement, and more. 2021-06-2540 minRoy Matlock Jr.'s Money and Business Hour109 - Reverse Mortgage EducationAre you are considering a reverse mortgage? Would you like to understand how it could be beneficial? In the past, reverse mortgages have proceeded a negative reputation. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down how a reverse mortgage can actually take your retirement to the next level. Tune in as Roy explains the reverse mortgage option along with all of its pros and cons. 2021-06-1110 minRoy Matlock Jr.'s Money and Business Hour105 - More on Choosing the Best College Savings FundIn this episode of The Money and Business Hour, Roy Matlock Jr. dives further into the different college savings options. Roy also share advice on how to prepare youth to be financially savvy. After 35 years in the financial world, and raising 4 children, Roy is the expert you want to listen to when it comes to making financial decisions for your loved ones. 2021-06-0612 minRoy Matlock Jr.'s Money and Business Hour89 - Why Asset Allocation is So ImportantIn this episode of The Money and Business Hour, Roy Matlock Jr. dives further into the topic of asset allocation and why it is so important for your financial success. Roy shares more about the different types of investments so you can make an educated decision with your money. Tune in for more priceless advice from a 35 year financial professional. 2021-05-0810 minRoy Matlock Jr.'s Money and Business Hour88 - The Spectrum of InvestingAsset allocation involves dividing available assets among different categories, such as stocks, bonds, and cash. In this episode of The Money and Business Hour with Roy Matlock Jr, Roy explains the process of determining which mix of assets you might choose to hold in your portfolio based on your personal circumstances. Tune in and learn what asset allocation plan works best for you, depending on your time horizon and your ability to tolerate risk.2021-05-0610 minRoy Matlock Jr.'s Money and Business Hour87 - Continuing Down the Path of Financial EducationIn this episode of The Money and Business Hour, Roy Matlock Jr. continues to guide listeners down the path of financial education. Tune in to learn more about asset allocation, the different places you can put your money in order to get the returns you're hoping for. Roy will help you to grasp and understand money concepts so you can begin to enjoy your money.
2021-05-0608 minRoy Matlock Jr.'s Money and Business Hour86 - How to Double Your MoneySimply saving your money and depositing it in a bank account isn’t enough to become financially independent. Over time, inflation will erode the value of your savings account. In this episode of The Money and Business Hour, Roy Matlock Jr, Roy talks about The Rule of 72 and how to double your investments. In order to gain financial independence, you may need to invest your money, picking an investment vehicle such as stocks, bonds or real estate. Tune in to learn more about which options match your risk tolerance best. 2021-05-0440 minRoy Matlock Jr.'s Money and Business Hour85 - Developing Your Asset Allocation ModelIn this episode of The Money and Business Hour, Roy Matlock Jr. breaks down dollar cost averaging and how to develop an asset allocation model. Roy has been a financial advisor for over 35 years and his priceless advice will help you to gain the proper financial perspective.2021-05-0312 minRoy Matlock Jr.'s Money and Business Hour80 - Everything You Need to Know About AnnuitiesIn this episode of The Money and Business Hour, Roy Matlock Jr. explains everything you need to know about annuities. Whether it's immediate fixed, immediate variable, deferred fixed, or deferred variable annuities, Roy breaks down what each option means, when you might want to start receiving payments, and options on growing your annuity.
2021-04-2512 minRoy Matlock Jr.'s Money and Business Hour79 - Managed Accounts and AnnuitiesIn this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on managed accounts and annuities. Tune in and learn about index funds, valued funds, stocks, and how to invest in real estate without even purchasing a property. Roy explains how you can invest at high risk/reward levels or very conservatively. 2021-04-2410 minRoy Matlock Jr.'s Money and Business Hour77 - Where to Put Your MoneyIn this episode of The Money and Business Hour with Roy Matlock Jr, Roy dives further into the topic of investments and where to put your money. Whether your contemplating retirement plans, college funds, real estate, or the stock market, you can get started with very little money. Tune in now to get priceless guidance from one of the top advisors in the industry. 2021-04-2208 minRoy Matlock Jr.'s Money and Business Hour75 - The Pros and Cons of Long Term SavingsIn this episode of The Money and Business Hour, Roy Matlock Jr. explains the pros and cons of long term investments. Tune in as Roy breaks down mutual funds, IRAs, managed accounts and more. Age, risk tolerance, and length of time of use all play roles in which savings option is best for you. Don't wing it. Let Roy guide you in the best direction for your financial future. 2021-04-1212 minRoy Matlock Jr.'s Money and Business Hour73 - How You Can Own Multiple BusinessesIn this episode of The Money and Business Hour with Roy Matlock Jr, Roy explains how you can become an owner, not a loaner. Stop putting your money in banks and giving them loans to price gauge you and the rest of the world with high interest debt offers. Roy is going to break down how you can actually become an owner of a bank, or other businesses, without needing a lot of money to get started. This episode is well worth your time!2021-04-1010 minRoy Matlock Jr.'s Money and Business Hour66 - How to Become Debt Free and Financially IndependentWhen you're caught up in it, debt can rob you of feeling financially secure. But in certain cases, debt can be your friend, especially when it comes to winning at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. continues to share his step by step guide on a strong financial defense, which includes eliminating bad debt. Tune in now, and listen to Roy explain how to permanently eliminate bad debt so you can eventually become debt free and financially independent.
2021-03-2141 minRoy Matlock Jr.'s Money and Business Hour64 - A-Z Advice for Winning at the Money GameAre you making the right decisions with your money? Do you know what decisions you should be making? In today's episode of The Money and Business Hour with Roy Matlock Jr, Roy continues to navigate you toward financial success. It makes no difference as to how much you earn. Becoming financially independent all boils down to decisions: decisions about debt, savings, earnings, budgeting, creating a financial plan and sticking to a financial plan. Tune in now, and get A-Z Advice for Winning at the Money Game.2021-02-2740 minRoy Matlock Jr.'s Money and Business Hour63 - Your GPS for Financial SuccessHaving a clear roadmap, or GPS, is a crucial point of beginning for any successful financial strategy. It's vital to notice and define what the dangers and obstacles that may deter your plan are, or could be. And it's also important to be aware of your strengths and opportunities, which may offer you the best chance at reaching your retirement, spending, or debt cancelling goals, etc. In this episode of The Money and Business Hour, with Roy Matlock Jr, Roy continues to share valuable advice on how to create your GPS for financial success. Get your notepad out, tune in...2021-02-0740 minRoy Matlock Jr.'s Money and Business Hour62 - 7 Steps to Building a Financial Safety NetThis year, many of us learned that without an adequate financial safety net, we can soon find ourselves in financial ruin. What do we do when faced with a financial emergency? If there is no money set aside, how do we survive recessions or pandemics? Handling your money responsibly and shifting your ideas on how you're earning an income matters. In this episode of The Money and Business Hour with Roy Matlock Jr, Roy continues to reveal the 7 steps to building a financial safety net, so you never have to fear a financial setback again.2021-01-3140 minRoy Matlock Jr.'s Money and Business Hour61 - How to Create a Pandemic-Safe Financial PlanIt's been a rough year and many are confused about what to do with their retirement, investments, careers, etc. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to create a pandemic-safe plan, so you never have to fear the worst again. Tune in for Roy's expert advice on how to be prepared for anything in 2021 and beyond. 2021-01-1043 minRoy Matlock Jr.'s Money and Business Hour57 - Increase your income while maintaining a consistent, lower amount of outgoing expensesIn this episode of Roy Matlock Jr.'s Money and Business hour, Roy discusses the keys to a successful financial future. Specifically, the key to increasing your income while maintaining a consistently low rate of expenses, in turn building wealth. 2020-10-2941 min
Roy Matlock Jr.'s Money and Business Hour54 - The Fundamentals of the Financial HouseMost people don't plan to fail, they fail to plan. Your bank and other financial services are not designed to educate you, but to sell you and drive you deeper into debt. Maybe you don't need all the products that one financial house has to offer, so you wind up getting a mortgage from a lending company, and a 401k from your current job, and you still have a 401k from a previous job. In many cases, people don't know how to find out where their old 401k is. In this episode of The Money and Business Hour, Roy Matlock...2020-05-2440 min
Roy Matlock Jr.'s Money and Business Hour53 - Take Control of Your Retirement PlanThinking about retirement can be overwhelming, especially if you don't have a plan yet. If you do have a plan in place, it can be hard to know if you're doing enough. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about how to create a comprehensive, written plan with your financial advisor. Starting with a single step can be enough—and that includes saving what you can in a retirement account. So tune in and take control of your retirement plan. 2020-05-0939 minRoy Matlock Jr.'s Money and Business Hour52 - The Long-Term Financial PerspectiveAn important step toward becoming financially secure is setting long-term financial goals and having a long term financial perspective. You might wind up spending more than you should if you aren’t working toward anything specific. Preparing in the right way will ensure that you have money for unexpected bills, and that you're on the right track to retirement. You don't want to get stuck in a vicious cycle of credit card debt, feeling like you never have enough cash to get properly insured, or enough to handle some of life’s major risks. In this episode of The Money and...2020-04-1842 minRoy Matlock Jr.'s Money and Business Hour51 - Survive and Thrive During Financially Volatile TimesIn financially volatile times like this, most of us should be prepared for the possibility that every decision we make today will look wrong tomorrow. No one can predict how long this market decline will actually continue. What you can control is how you handle yourself and your finances during these confusing times. Well known value investor Shelby Davis once said, “You make most of your money in a bear market; you just don’t realize it at the time.” How is that possible? In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to survive and th...2020-03-2042 minRoy Matlock Jr.'s Money and Business Hour50 - How to Handle Market DeclinesIn a world changed by the coronavirus, it's no question these are most unusual times. The markets have reacted with more volatility than usual as COVID-19 has been spreading across the globe. You've probably been watching the alarming news updates, and reading the headlines, feeling anxious, and wondering if you should change your investing strategy. It's important to stay focused and calm in times like this. Reacting impulsively often leads to big investing mistakes. While there’s a lot of speculation, the reality is we just don’t know what’s ahead. But what we do know is that there are fa...2020-03-1342 minRoy Matlock Jr.'s Money and Business Hour49 - Now is Always The Best Time to InvestNo matter what current events are happening in the world, one of the most common question financial advisors hear is, "Is now a good time to invest?"The answer is- now is always the best time to invest, because every day you hold off could actually be costing you about $100. That’s like giving up about $3,000 in income every month. Quite alarming, isn’t it? This is thanks, primarily, to two things: First, the market has historically trended upward over the long term. And second, the power of compounding (when your investments have the chance to earn money, and then that...2020-02-2844 minRoy Matlock Jr.'s Money and Business Hour48 - The Recipe for Financial SuccessThere is no single solution to financial success. It's not a one plus one always equals two equation. Every person is unique with a differing set of goals, responsibilities, knowledge, tolerance of risk, time, and energy. The path you will travel to reach your goals is personal and suited to you alone. It all begins with determining your desired destination. In this episode of The Money and Business Hour, Roy Matlock Jr. shares the right recipe to getting the things you want out of life and achieving financial success, no matter your situation or desired destination.2020-02-2744 minRoy Matlock Jr.'s Money and Business Hour47 - How to Create a Financially Intelligent MindsetA financially intelligent mindset, or state of mind, comes from doing certain things and being a certain way, so as to attract wealth and abundance into your life. If you find yourself living month to month, with nothing to show for it, then you could have cultivated a scarcity mindset in relationship to your finances. An abundance mindset keeps in mind every possible favorable outcome for your financial situation, while allowing you to be open to each one. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can shift from a scarcity mindset to...2020-02-1645 minRoy Matlock Jr.'s Money and Business Hour46 - Steps to a Solid Financial OffenseFinancial offense is where you take calculated risks to continually work toward and achieve a higher income. You can't save your way to financial freedom or wealth. It doesn’t matter how many paper towels you reuse or ziploc baggies you wash . If you never earn more than enough to break even each month, you’re never going to build wealth. In this episode of The Money and Business Hour, Roy Matlock Jr. shares crucial steps to a financial offense, and how you can break into the higher income realm.2020-02-0942 minRoy Matlock Jr.'s Money and Business Hour45 - Understanding All of Your Retirement OptionsIt's important to realize that retirement will likely be the biggest expense of your lifetime. So saving for retirement is a big job, especially if you envision a retirement that is flourishing with experiences: like traveling to your dream countries, spending time with your grown children and grandkids, or turning your home into a refuge for rescue animals. But, saving and investing for retirement isn’t an easy and straightforward task. There are many different types of retirement plans, and it can be overwhelming and confusing to know which is right for you. In this episode of The Money and Bu...2020-01-3142 minRoy Matlock Jr.'s Money and Business Hour44 - More Retirement Planning AdvicePlanning for retirement can be overwhelming and intimidating. The best way to begin is by asking yourself a few simple questions to help you picture what you want your retirement life to look like. Once you determine the kind of lifestyle you want in retirement, you can begin to determine what that lifestyle will cost and how much you should start saving and investing. In this episode of The Money and Business Hour, Roy Matlock Jr. shares retirement planning advise based on 35 years of experience assisting 1,000s of clients. So, whether you hope to be a jet-setting retiree, or simply...2020-01-2245 minRoy Matlock Jr.'s Money and Business Hour41 - How to Determine Financial IndependenceReaching financial independence is a common, yet ambitious goal. And it's also not a very complicated goal. In this episode of The Money and Business Hour, Roy Matlock Jr. shares a few simple calculations that can give you a rough estimate of how many years it should take for you to get there, based on your current rate of spending and saving. Roy will help you to determine your Financial Independence Formula, which has two parts. Learn more by listening in now.2020-01-0844 minRoy Matlock Jr.'s Money and Business Hour43 - Fix Your Finances in the New YearWhile most of the country is cleaning up messes made during the holidays, many of us are preparing the usual resolutions for 2020. Getting finances in order is one of the most common resolutions each year. Financial resolutions could mean anything from building up a savings account, repairing credit issues, eliminating debt, and more. These are tasks many people seek to accomplish but often struggle with. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how you can empower yourself with the proper tools to do the job.2020-01-0339 minRoy Matlock Jr.'s Money and Business Hour42 - Preparing a Solid Retirement PlanRetirement can be a very challenging season of life for those who fail to save. If you don't prepare in advance for retirement, you could find yourself saying "au revoir" to your post career dreams and hello to an extended working schedule. And even worse, you could spend your retirement worrying about money and experiencing financial stress. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to prepare and plan for retirement.2019-12-2644 minRoy Matlock Jr.'s Money and Business Hour40 - The OffenseThe financial offense refers to two sets of income: your regular income and your portfolio income. Regular income is the money you make by working a job. Making more money can obviously increase your financial security. However, people who receive a promotion or a bump in their salary exchange it, typically, for an increase in lavish living rather than an increase in their savings or investments. Portfolio income and passive income refer to stocks and bonds, real estate, and other investment opportunities. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down a strategic financial offensive...2019-12-1238 minRoy Matlock Jr.'s Money and Business Hour39 - The Financial DefenseHave you thought about your financial defense? What does that even mean? Simply put: It's being frugal. It’s the pay yourself first strategy. Most of us want to save, but try our best to do so at the end of the month, instead of immediately after we get paid- at the beginning of the month. And most often than not, by the time we get to the end of the month, all the money has been used. A good financial defense can be difficult and requires planning. In this episode of The Money and Business Hour, Roy Matlock Jr. sh...2019-12-0540 minRoy Matlock Jr.'s Money and Business Hour38 - Four Fundamentals of Finances Part 2Essential skills, in both your personal life and career, include the ability to budget and plan financially. You should confidently be able to weigh up the risks and rewards associated with your borrowing and investment options. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can develop these skills, and how you can get your own finances in shape. Tune in to understand financial management principles you can use every day, that really work.2019-11-1935 minRoy Matlock Jr.'s Money and Business Hour37 - 4 Fundamentals of Finances Part 1Essential skills, in both your personal life and career, include the ability to budget and plan financially. You should confidently be able to weigh up the risks and rewards associated with your borrowing and investment options. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can develop these skills, and how you can get your own finances in shape. Tune in to understand financial management principles you can use every day, that really work.2019-11-1238 minRoy Matlock Jr.'s Money and Business Hour36 - Fix the 2 Biggest Money Problems: Dying Too Soon or Living Too LongLife insurance is the best tool to guard against the risk of dying too soon, while annuities are often the best recommendation to guard against the risk of living too long. Typically, purchasing life insurance is done almost routinely and without question, probably because most of us tend to think of others before we think of ourselves. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the importance of life insurance to protect your loved ones in the case that you die too soon, and the equal importance of annuities to protect you and your...2019-10-2544 minRoy Matlock Jr.'s Money and Business Hour35 - Basics to Getting Ahead Financially - Podcast Replay!There is something very liberating about getting ahead financially. You have more options, you're less stressed, and things don’t feel as rushed. If you feel trapped with your money situation, be sure to tune into this episode of The Money and Business Hour, where Roy Matlock Jr. shares some things you can do to get financially ahead, which may truly help you improve your financial life.2019-10-1439 minRoy Matlock Jr.'s Money and Business Hour34 - 4 Money Fundamentals You Have to Master!Everyone wants to be wealthy. Even if happiness, for you, is more contingent upon emotional experiences than material goods- being financially free can help you do more things. Things like traveling as often as you would like, or donating to help those in need may be on your wish list, but the reality is, only a small percentage of the people who aspire to be wealthy will actually be successful. There are several paths to building wealth, from investing in the stock market to starting your own business. No matter which path you decide on, there are a handful of...2019-09-0845 minRoy Matlock Jr.'s Money and Business Hour33 - 4 Defensive Financial Positions You Must Take!If you're a football fan, you probably recognize the saying, “Offense sells tickets; defense wins championships.” In the game of finance, defense is all about how money is managed. Similar to football, if you want to increase the money you make, and secure a strong financial future, you have to know the rules. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to have a strong defensive strategy, so you can win your financial game.2019-09-0846 minRoy Matlock Jr.'s Money and Business Hour31 - Top 50 Financial Questions Answered - Part 2Everyone could use a little help with some aspect of a financial plan. Whether it’s tax planning, investing, debt management, estate planning, or a variety of other topics- money can be complicated. Seeking advice from a professional financial advisor when you need it is certainly a better choice than making a costly mistake that you won't realize is a mistake until it’s too late to correct. In this episode of The Money and Business Hour, Roy Matlock Jr. shares ,and answers, 50 of the top financial questions, which should be a part of what you ask anyone that may have...2019-08-2545 minRoy Matlock Jr.'s Money and Business Hour32 - Top Questions AnsweredThere are a handful of financial questions most people should really know the answers to, but not everyone does. Simple financial education is lacking in the U.S, and many Americans cannot even answer basic, fundamental, financial or banking-related questions. If you consider yourself among those who could use help in this department, or at least need a refresher course, then listen to this episode of The Money and Business Hour, where Roy Matlock Jr. shares even more top money questions and answers.2019-08-2547 minRoy Matlock Jr.'s Money and Business Hour30 - Top 50 Financial Questions Answered - Part 1Everyone could use a little help with some aspect of a financial plan. Whether it’s tax planning, investing, debt management, estate planning, or a variety of other topics- money can be complicated. Seeking advice from a professional financial advisor when you need it is certainly a better choice than making a costly mistake that you won't realize is a mistake until it’s too late to correct. In this episode of The Money and Business Hour, Roy Matlock Jr. shares ,and answers, 50 of the top financial questions, which should be a part of what you ask anyone that may have...2019-08-2446 minRoy Matlock Jr.'s Money and Business Hour28 - How to Create Large Streams of Do Nothing Money - Part 2Wouldn't it be nice to have so much money, you could do or buy the things in life you've always wanted? In this episode of The Money and Business Hour, Roy Matlock Jr. shares secrets on how to build a large stream of cash flow called "do nothing money".2019-08-2046 minRoy Matlock Jr.'s Money and Business Hour29 - Basic Fundamentals of FinancesWhen you're the one in charge of the money, it's best to have some understanding of basic financial concepts. But where do you start? Most people learn about personal finance the hard way- on the day they go to buy a car, apply for a home loan, or attempt to rent an apartment. We learn about our mistakes only after we have made them and, in the world of finances, this is very costly. In this episode of The Money and Business Hour, Roy Matlock Jr. will help you build financial health and avoid financial messes that can derail important...2019-08-1843 minRoy Matlock Jr.'s Money and Business Hour27 - How to Create Large Streams of Do Nothing Money - PART 1Wouldn't it be nice to have so much money, you could do or buy the things in life you've always wanted? In this episode of The Money and Business Hour, Roy Matlock Jr. shares secrets on how to build a large stream of cash flow called "do nothing money".2019-08-1745 minRoy Matlock Jr.'s Money and Business Hour26 - Knowledge VS FearIt’s not uncommon to feel weighed down by financial fears. According to a recent study, 81% of working Americans have fears about retirement. The thought of whether or not you'll be able to afford the lifestyle you envision in retirement, to live comfortably and not run out of money, can contribute to a certain level of financial fear. Then there's the uncertainty over how much money is enough, and what life will actually cost in retirement, that leaves so many people worried about their future financial security. In this episode of The Money and Business Hour, Roy Matlock Jr. shares st...2019-08-0443 minRoy Matlock Jr.'s Money and Business Hour25 - 2 Percenter InterviewIf you are serious about getting rich, you need to turn your focus to income. If you can increase your income enough, you may be able to save something substantial for your future. When you seek advice about asset building and money management, you'll probably hear more about how to grow your capital than how to change your thinking. In this episode of The Money and Business Hour, Roy Matlock Jr. interviews a top income earner, Dr. Kevin Billups. Dr. Billups explains how adopting the proper mindset is critically important if you are serious about becoming a "2 Percenter": someone earning $300...2019-08-0346 minRoy Matlock Jr.'s Money and Business Hour24 - What to do When You Start Saving Late - Part 2Has your 40th birthday come and gone, and something finally triggers you to the sobering realization that you should have started saving in your twenties? So, now what? It's never too late to begin retirement saving. And the sooner you start saving for retirement, the better it will be down the road. But you may not be able to do it yourself. In this episode of The Money and Business Hour, Roy Matlock Jr. continues to shares his advice on how to navigate the process of retirement planning when you've started late.2019-07-2845 minRoy Matlock Jr.'s Money and Business Hour23 - What to do When You Start Saving Late - Part 1Has your 40th birthday come and gone with little to no retirement savings to speak of? So, now what? It's never too late to begin retirement saving. And the sooner you start saving for retirement, the better it will be down the road. But you may not be able to do it yourself. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his advice on how to navigate retirement planning when you've started late.2019-07-2745 minRoy Matlock Jr.'s Money and Business Hour22 - Recognizing When There's a ProblemIn a lifetime, the average person might face a wide variety of financial problems. Trouble can be compounded due to the avoidance or a distaste for budgeting. From there, additional issues may bloom, that can have serious snowball effects. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how the key to getting out of financial trouble might be as simple as taking the time to identify the source of the problem, and how you can begin to fix it from there by taking control of your finances.2019-07-2142 minRoy Matlock Jr.'s Money and Business Hour21 - From Broke to Financially FreeIs your goal to become financially independent? More than 80% of self-made millionaires in America began with nothing or in many cases, less than nothing. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to beat the odds and achieve financial independence so you can retire wealthy.2019-07-1345 minRoy Matlock Jr.'s Money and Business Hour20 - Planning a Meeting With a Financial AdvisorIf you're ready to start preparing for your first meeting with a financial advisor: congrats! You're taking a big step in the right direction! It’s no secret that many Americans feel clueless and helpless about retirement. If you don't have a solid plan, you could be left with an uncomfortable retirement that leaves you strapped for income, and even worse- dependent on your children. Meeting with a financial advisor can help you to turn the tables and live the retirement of your dreams. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to prepare fo...2019-07-0646 minRoy Matlock Jr.'s Money and Business Hour19 - The Gig EconomyWith the advent of smartphone technology, how people live, work, and spend money has changed dramatically over the past decade. With the existence of hyper-connection via social networks, there has been an increase in communication, and this has opened new ways to make and spend money. Picking up a gig online (gig: temporary work engagement) can be as easy as making plans for coffee or finding a date. The recently coined “gig economy” is altering the way that people view and perform work, and in this episode of The Money and Business Hour, Roy Matlock Jr. explains how it could affe...2019-06-2945 minRoy Matlock Jr.'s Money and Business Hour18 - How to Become a "2 Percenter"When you lack financial security, a scarcity mindset can set in. The scarcity mindset is when one feels there is never enough of specific items, like money, to go around. This is a very negative state of mind. If you find yourself thinking like this, it's important to do everything you can to move into an abundant mindset. On this episode of Roy Matlock Jr.'s Money and Business Hour, Roy discusses how to have an abundant mindset and shoot for the goal to become a "2 Percenter." A "2 Percenter" is someone that earns at least $300,000 a year. Tune in to s...2019-06-0946 minRoy Matlock Jr.'s Money and Business Hour17 - The 3 Ds of InvestingThe key to financial success is investing. If you don't invest to build a nest egg, or to set and reach financial goals, then you'll have nothing to show for a lifetime of hard work. But, you don't want to invest your money just anywhere. You need to be wise about what you invest in so you can grow your wealth and become free financially. To make sure you invest the right way, Roy Matlock Jr. has shared the 3 Ds of investing in this episode of The Money and Business Hour.2019-06-0344 minRoy Matlock Jr.'s Money and Business Hour16 - Plan of Action at or Near RetirementRetirement planning is a crucial part of our financial life. Each year we have a chance to build up savings to ensure the future. Whether your future plans include the desire to travel, to save for your children, or someday make that move to your dream destination, it all requires some forethought. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to accomplish your goals by creating a retirement action plan.2019-06-0147 minRoy Matlock Jr.'s Money and Business Hour15 - Quality of LifeOver your lifetime, financial planning can feel and look like a series of course corrections. You can't be expected to know all the choices and life changes you will face. And typically, in a moment of choice is when you need financial wisdom the most. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how your choices in life will ultimately lead you to achieve your goals and the things that are important to you. Some choices are irreversible and some can be undone, but it is your choices that will give you your quality of...2019-05-1143 minRoy Matlock Jr.'s Money and Business Hour10 - Small Business Hour featuring Agape TacticalIn this episode of Roy Matlock Jr.'s Money and Business Hour, Roy discusses how to have a successful small business with the owner of Agape Tactical, Ken Alexander.2019-03-2342 minRoy Matlock Jr.'s Money and Business Hour7 - Maximizing Returns on InvestmentsTo create a large portfolio of investments, you need to save money regularly, invest regularly, and commit to staying the course for as many years as it takes. Roy Matlock Jr. has learned several strategies in his 35 years of money management and financial advisement that can help you improve your investment gains over time. Learn Roy's secrets in this episode of The Money and Business Hour.2019-03-0241 minRoy Matlock Jr.'s Money and Business Hour4 - Getting Started with a Financial PlanIt is important to have a financial plan. Long term financial goals will help give you a focus and drive for your short-term goals. This can help you stop making fear based financial decisions and help you determine the order of your major life steps. Financial plans will vary from person to person, and a financial adviser, like Roy Matlock Jr, can help you solidify your plan, especially when you are ready to begin, whether it's with investing or savings. In this episode of The Money and Business Hour, Roy shares crucial details on how to get started with a...2019-02-0241 minRoy Matlock Jr.'s Money and Business Hour2 - How Money WorksThe right time to start financially preparing for your future is always sooner than later. But it doesn’t matter if you're just graduating from college, if your in the middle of your career, or if you’re planning to retire soon- now is the time to start thinking ahead to make sure your transition from working to retirement is smooth and that you’re always prepared for the what ifs. In order to reach your financial goals, it's important that you understand how money works. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the in...2019-01-1948 minRoy Matlock Jr.'s Money and Business Hour1 - Setting Financial Goals for the New YearNow that the new year is upon us, most of us will have committed ourselves to changing our habits and the way we live for the better. Some of the most important things we could focus on are personal finance, saving, and investing. If you'd like to achieve financial independence, which is an admirable goal, and don't know where to start, Roy Matlock Jr. will walk you through how to set the right goals and follow them in this episode of The Money and Business Hour. If you’re starting to take steps towards financial freedom this year, don't miss ou...2019-01-1247 min