Shows
Two Bees in a PodcastEpisode 187: Consuming Irradiated Royal JellyIn this episode of Two Bees in a Podcast, released on October 22, 2024, Dr. Jamie Ellis and Amy Vu welcome Jennifer Standley—who finished her master's degree here at the UF Honey Bee Research and Extension Laboratory, and is now completing her PhD with Dr. Geoff Williams at his laboratory in the department of Entomology and Plant Pathology at Auburn University—to talk about a research project that she did here at UF with Jamie titled, “Does consuming irradiated royal jelly affect Apis mellifera larvae development and survival to adulthood in vitro?”. This episode concludes with a Q&A segment. Check out ou...
2024-10-2234 min
The Life By Design PodcastSafeguard Your Finances from Scams (Ep. 91)Have you ever gotten a call from your bank or the government asking for money to protect your identity or finances? Or heard about scams like these in the news? How can you prevent yourself from falling prey to these predators?
Royal Standley tackles the pressing issue of identity theft and scams, providing practical tips and real-life scenarios to help listeners safeguard themselves. He highlights the necessity of proactive measures such as secure mail handling and document shredding, while cautioning against deceptive practices like fraudulent urgent calls, and stresses the importance of skepticism and verification.
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2024-02-1431 min
Travel with Amateur Traveler PodcastAT#874 - Travel to Uluru and Central AustraliaHear about travel to Uluru and Central Australia as the Amateur Traveler talks to travel blogger Chris Fry from AquariusTraveller.com about her most recent trip to the red center of Australia. https://amateurtraveler.com/travel-to-uluru-and-central-australia/ Why should someone go to Central Australia? Chris says, "I Like visiting Uluru for the Aboriginal culture, the art, the history, learning about the Dreamtime. I think it's where I first started learning about the Aboriginal history and our First Nations people and it's one of the best places to actually learn about it there. Some of the tour guides are actually Aboriginal, so...
2023-11-2557 min
Travel with Amateur Traveler PodcastTravel to Uluru and Central AustraliaAT#874 - Travel to Uluru and Central AustraliaHear about travel to Uluru and Central Australia as the Amateur Traveler talks to travel blogger Chris Fry from AquariusTraveller.com about her most recent trip to the red center of Australia. https://amateurtraveler.com/travel-to-uluru-and-central-australia/ Why should someone go to Central Australia? Chris says, "I Like visiting Uluru for the Aboriginal culture, the art, the history, learning about the Dreamtime. I think it's where I first started learning about the Aboriginal history and our First Nations people and it's one of the best places to actually learn about it there. Some of...
2023-11-251h 01The Life By Design PodcastStrategies for Success in a Volatile Market (Ep. 90)The term volatility brings feelings of uncertainty and unease when it comes to the investment market. What if you knew about some strategies that are used to maximize returns in low-interest rate environments?
Explore investment options and information to navigate uncertain times in the market while learning about strategies ot leverage annuities, bonds and high yield investments from Royal Standley. Royal touches on the volatility and uncertainty in the market and the importance of having a long-term perspective.
Learn more about:
Investment strategies focused on low-interest rate environments
The importance of finding higher-yield investments f...
2023-10-2528 minThe Life By Design PodcastFrom Bankruptcy to Financial Success with Chris Bautista (Ep. 89)Your financial advisors aren’t that much different from you. They deal with their own financial struggles and face their own problems when it comes to money. That personal experience can even help them advise clients better in the future.
In this episode, Royal Standley is joined by Chris Bautista, of Oregon Pacific Financial Advisors, who shares his background and experiences with financial struggles and bankruptcy. Chris shares his journey of owning a business and subsequently losing it during an economic downturn before finding his new path in life.
Chris discusses:
His professional background le...
2023-10-1132 minThe Life By Design PodcastLessons on Scam Prevention (Ep. 88)Have you ever had a scam call that sounded legitimate? Maybe had someone you know fall for what seems like an obvious scam?
In this episode, Royal Standley explores ways to protect oneself from falling victim to scams, such as verifying phone calls and not trusting unfamiliar emails or messages. Royal shares personal experiences and statistics related to fraud, emphasizing the vulnerability of older individuals.
Royal discusses:
How prevalent scams are in an age of technology
Some of the most common scams and how to prevent yourself from falling for them
Why older individuals ar...
2023-09-2733 minThe Life By Design PodcastEffective Strategies for Positive Company Culture with Lisa McClease-Kelly (Ep. 87)Are you looking for inspiration to overcome challenges and establish your own business?
Interested in how effective strategies can create a values-driven workplace and enhance your leadership skills? The company culture could be the key.
In this episode, Royal Standley speaks with Lisa McClease-Kelly, Co-Owner of Kelly’s Automotive Services, as she opens up about her move to Oregon, the challenges she tackled while building her business, and why values and community support matter deeply. As a business coach, she dives into understanding different personalities and adapting leadership styles when cultivating a culture of gratitude wit...
2023-09-1332 min
Down Trails of VictoryS3 E4--Butch Troy"Always be Faithful...To Purple and White..."No one exemplified these words than Beaumont High graduate and longtime PN-G educator Butch Troy.Hear Coach Troy, in his last public communication, talk with Buck and Brad about:pitching the Beaumont High Royal Purples to the 1959 state baseball championship;pursuing his dreams of playing professional baseball;hiring on at Port Neches Junior High in 1965;his years as head baseball coach at PN-G;his years as an assistant...
2023-09-041h 13The Life By Design PodcastEmpathy, Entrepreneurship, and Client-Centered Financial Planning with Jenny Hamiton (Ep. 86)As a client, you want to know your financial planner will not only create a financial and retirement plan; you want them to care about how that plan can help you the best.
In this episode, Royal Standley is joined by Jenny Hamilton, a financial planner with Oregon Pacific Financial Advisors, in discussing her background and transition into the financial industry. Jenny dives into how she helps clients better understand their financial opportunities and connects with clients on a personal level to help them better.
Jenny shares:
Her work experience before becoming a financial p...
2023-08-3029 minThe Life By Design PodcastFrom CNN to Podcasting: Bill’s Transition to a More Intimate Medium With Bill Tucker (Ep. 85)When it comes to podcasting, there are typically two groups of people talking. The main speakers share their insights on specific topics and the podcast host, is someone who keeps the topics flowing with questions and insights.
In this episode, Royal Standley interviews the latest addition to his podcast, Bill Tucker, a podcast producer with Proudmouth and an award-winning reporter. Bill shares his extensive background in the media industry, including his career in radio and his transition to working as a producer for CNN’s business news division, along with his time as a commodity broker and sh...
2023-08-1640 minThe Life By Design PodcastExploring The Impact of Boys Town: Advocacy for Juvenile Justice Reform with Aric Johnson (Ep. 84)Boys Town has been working with kids and families since 1917, helping individuals involved in the court system to build towards a successful future with the ultimate goal being family reunification.
In this episode, Royal Standley turns the tables to interview his own podcast producer and host, Aric Johnson, President & CEO of AXIS Coaching and Consulting as well as a producer with Proudmouth. Aric shares his experiences working with Boys Town, an organization that provides opportunities for youngsters involved with the court system.
Aric talks about:
The importance of providing at-risk youth with education and e...
2023-08-0230 minThe Life By Design PodcastWho is Royal Standley and Who Does He Help? (Ep. 83)When meeting with a financial advisor, you are focused on building a financial and retirement plan based on numbers. Who is the person you are working with beyond the numbers?
In this episode, financial advisor Royal Standley of Oregon Pacific Financial Advisors discusses his background, passion, and career in financial services. He specializes in retirement and business planning, emphasizing active engagement and hosting educational events on topics like cybersecurity along with his involvement in the community.
Royal discusses:
Who he focuses on helping develop their retirement plans
How he educates clients and potential clients...
2023-07-1936 minThe Life By Design PodcastHow to Future Proof Your Career Financially (Ep. 82)There is always someone talking about how technology will take over your jobs in the future. While that might not be entirely true, how can you ensure you adapt to changes within the workplace and protect yourself financially?
In this episode, Royal Standley focuses on creating a solid financial plan for future career paths. He explores what opportunities clients should be aware of for their future careers and the importance of ensuring a stable and secure financial future for their families.
Royal discusses:
How AI technology is being incorporated into future career planning
The...
2023-06-2135 minThe Life By Design PodcastWill Your Estate Plan Survive a Stress Test? (Ep. 81)Creating a financial or estate plan is never a one-and-done endeavor. How can advisors help identify the potential problems in a plan and correct the problem before it happens to the client? In this episode, Royal Standley focuses on stress testing financial and estate plans to ensure the clients have saved enough for the lifestyle … Read More Read More
2023-06-0729 minThe Life By Design PodcastThe Problem with Hitting the Government Debt Ceiling (Ep. 80)Most people don’t know that the government has hit the debt ceiling and the Treasury Department is struggling to balance the finances. What does this mean for the rest of America? In this episode, Royal Standley explores what it means to hit the debt ceiling and why it is a big deal if there is … Read More Read More
2023-05-2530 minThe Life By Design PodcastThe Impact of Social Connection on Health (Ep. 79)During the shutdowns, those with social connections in their home or online experienced joy from not leaving the house. The reason? They had no reason to go out because they were still in contact with their friends and loved ones. In this episode, Royal Standley explores the importance of social connections on longevity and health. … Read More Read More
2023-05-2431 minThe Life By Design Podcast2023 So Far: Analyzing Common Concerns and Trends (Ep. 78)During the first few months of this year, there has been a lot of news causing financial uncertainty and impacting the country’s economy. Is the rise of the Chinese Yuan something we should be concerned about? What movements are we seeing in the stock and bonds markets? Is it a good idea to invest in … Read More Read More
2023-05-1033 minThe Life By Design PodcastHow Financial Advisors Plan Through the Client’s Life Journey (Ep. 77)As you move through life your financial situation changes. Maybe you change careers, start a family or experience a life-changing situation. No matter what happens, a financial advisor can help you stay on track. In this episode, Royal Standley explores the relationship between advisor and client through the planning process. Royal shares a story to … Read More Read More
2023-04-0530 minThe Life By Design PodcastBuilding a Home Out of Roadblocks with Michele Farrell (Ep. 76)After joining Oregon Pacific Financial Advisors over a year ago and with over 20 years of experience in the financial planning and insurance space, Michele Farrell has dug her roots in the industry by connecting with other professionals such as CPAs, estate planning attorneys and insurance professionals. From picking herself up off her feet after … Read More Read More
2023-03-1532 minThe Life By Design PodcastHow to Find the Right Advisor for Your Planning Needs (Ep. 75)Financial planning designations are an alphabet soup of letters that aren’t always explained. How do you choose the right advisor for your planning needs? In this episode, Royal Standley focuses on what the different designations mean, both for the advisor’s education and for the clients looking to find the right advisor. Royal explores how having … Read More Read More
2023-02-1534 minThe Life By Design PodcastHow the SECURE Act 2.0 Changes Retirement Planning (Ep. 74)When the SECURE Act was first rolled out, clients were eager to learn more about the benefits they could receive. With the latest updates to the SECURE Act entering quietly, financial advisors and their clients might need to learn how to leverage these tools in the best way possible. In this episode, Royal Standley focuses … Read More Read More
2023-01-2532 minThe Life By Design PodcastHow To Avoid Becoming An Estate Planning Horror Story (Ep. 73)Creating an estate plan can be a lot of work, making sure everything is covered and all your assets are doing what you want them to. Not having one is even worse. In this episode, Royal Standley focuses on estate planning, the tools to build a good estate plan and what happens if you don’t … Read More Read More
2022-12-2834 minThe Life By Design PodcastThrowing Darts – Anticipating Investments and Financial Planning for 2023 (Ep. 72)The financial world took a hit during 2022, with the debate focused on “when” rather than “if” we will enter a recession. What do the investment and financial options of 2023 look like? In this episode, Royal Standley reviews the past few years of investment choices and how those decisions will impact future investment decisions. … Read More Read More
2022-12-1433 minThe Life By Design PodcastInflation: Causes, Impacts & Expectations (Ep. 71)Inflation in the US is expected to continue rising, but it won’t last forever. In this episode, Royal Standley discusses the top four reasons he sees for inflation in the US. Royal explains where we’ve seen the biggest impact as well as what the government and Americans can do to help minimize the financial impact … Read More Read More
2022-11-2325 minThe Life By Design PodcastAdapting To The Changes In Life (Ep. 70)The world is constantly changing and it’s up to us to adapt. In this episode, Royal Standley shares the latest updates in his personal and professional life, recounting how recent events changed the way he focuses on advising clients. Royal talks about the changes he has experienced in addition to his vision and expectations for … Read More Read More
2022-11-0925 minThe Life By Design Podcast69. Q&A on Financial PlanningIf you are just starting your financial planning or preparing for retirement, there are always questions on what to do and how to prepare your financial future. In this episode, Royal Standley answers some of the financial planning questions sent in by you. He dives into some of the uncertainties clients feel during the financial … Read More Read More
2022-03-3027 minThe Life By Design Podcast68. Strategies for Liquid AssetsEveryone wants to earn money without breaking a sweat when it comes to investing. In this episode, Royal Standley discusses some strategies for liquid assets, how they can benefit you and what they can accomplish even while you’re sleeping. He also reveals how the difference between mutual funds and ETFs impact your investment decisions based … Read More Read More
2022-03-1626 minThe Life By Design Podcast67. Simplifying Financial PlanningEveryone has heard the term financial planning over and over again. But do you truly understand financial planning as a whole? In this episode, Royal Standley shares what financial advising truly is, diving into what to look for as a client and the steps a financial advisor takes to create a financial plan. He reveals … Read More Read More
2022-02-2327 min
Forgotten Gems The 78rpm record showForgotten Gems 23 - 1:7:22, 5.11 AMMountain air Charlie shavers quintet MercuryThis love of mineElla FitzgeraldDecaKing serenadeHarry Owens him and his Royal Hawaiian hotel OrchestraDecaThe Ellington special touch of CrumptonDuke EllingtonColumbia recordsAMA amaGeorge archer add his pagansBell Records record it in HawaiiIt’s in the bookJohnny standleyCapitalWhat it do you jackLinda HayesThe red callener sextetHollywood recordsI’ll go Lord...
2022-01-071h 00The Life By Design Podcast66. Maintaining Your New Year’s ResolutionsEveryone talks about what they plan to focus on in the new year. The real question is how are you going to maintain your resolution? In this episode, Royal Standley discusses what his plans are for 2022. He also shares his advice for maintaining your new year financial resolutions and how to remain accountable throughout … Read More Read More
2021-12-2228 minThe Life By Design Podcast65. The Fundamentals of an Emergency FundWhen faced with unexpected expenses, reaching for your plastic can be an easy option. But easy is not always the best option. In this episode, Royal Standley discusses the importance of avoiding over-complicating an emergency fund and how you can build your own. He reveals how an emergency fund benefits your financial plan even before … Read More Read More
2021-12-0822 minThe Life By Design Podcast64. The IRA of the Next GenerationThe next generation will eventually inherit your IRA. How you prepare your accounts and beneficiaries today will impact the inheritance they will receive. In this episode, Royal Standley discusses the changes to IRA inheritance. He recounts how the SECURE Act changed IRA inheritance depending on the beneficiary’s age and relation to the deceased. Royal discusses … Read More Read More
2021-11-2423 minThe Life By Design Podcast63. Preparing For The New Year of UnknownsLooking back over the past year, we have faced several challenges — from COVID to politics to the investment market — and we need to prepare for how these could impact us in the new year. In this episode, Royal Standley discusses what happened this past year and looks to the future. He recounts the … Read More Read More
2021-11-1024 minThe Life By Design Podcast62. Pandemic Real Estate with Julianne RawlinsDuring the pandemic, everyone expected the housing market to go down. Instead, it increased as more people fled from the cities. In this episode, Royal Standley is joined by Julianne Rawlins, from Cascade Sotheby’s International Realty. Julianne reveals the current real estate market and how the pandemic has affected buyers and sellers. She also discusses … Read More Read More
2021-10-2729 minThe Life By Design Podcast61. The World Of Medicare with Marla KasdorfMedicare can be a complicated system for medical insurance. Having someone who knows how to navigate the system can help you find the best plan for your needs. In this episode, Royal Standley is joined by Marla Kasdorf, owner at Kasdorf and Associates LLC, in discussing the world of Medicare. Marla shares what the end … Read More Read More
2021-10-1335 minThe Life By Design Podcast60. Where Have All The Social Security Funds Gone?According to the latest report from the government, social security is still losing money. What does that mean for your retirement plan? In this episode, Royal Standley dives back into social security as he reveals the latest update from the government. Royal discusses the current and future struggles with social security and how to prepare … Read More Read More
2021-09-2928 minThe Life By Design Podcast59. The Future Of Low ReturnsWe would all love to have a crystal ball to show the future, but for now we will have to rely on the possibilities. In this episode, Royal Standley talks about the predicted stock market lows for the next 10 years. Royal explains the current stock market and predictions for the future based on current … Read More Read More
2021-08-2525 minThe Life By Design Podcast58. What Are My Income Options After Retirement?You still need a source of income once you retire, but do you know what your options are for funding your retirement? More importantly, do you know the risks associated with each option? In this episode, Royal Standley discusses how you can fund your retirement and reveals several ways you can prepare your income for … Read More Read More
2021-07-2128 minThe Life By Design Podcast57. Prepare For WinterWith restrictions starting to lift and restaurants opening up, spending money during the summer is more tempting than ever. In this episode, Royal Standley discusses the importance of keeping your financial plan in mind as the world begins to reopen. Discover simple ways you can ensure your financial plan is up to date and benefiting … Read More Read More
2021-07-0722 minThe Life By Design PodcastEpisode 56 – Financial Planning For You, Coaching For Your Kids – with James MonroeWith physical contact being restricted due to Covid, kids and adults alike have adjusted how they play sports. In this episode, Royal Standley is joined by James Monroe, a financial advisor with Oregon Pacific Financial Advisors. James shares his ten years of experience coaching kids sports teams and how the lessons learned from coaching relate … Read More Read More
2021-06-2322 minThe Life By Design PodcastEpisode 55 – The Top Five Retirement Mistakes Business Owners MakeWhen you start your own business, how will the business affect your retirement planning? In this episode, Royal Standley shares five of the biggest mistakes business owners make when planning their retirement. You will learn: The benefit of creating a retirement roadmap The importance of keeping personal and business assets separate Why you should hire … Read More Read More
2021-06-0918 minThe Life By Design PodcastEpisode 54 – The Deflation of Economic InflationThe forced isolation of COVID-19 has impacted the inflation rate today and in the future. In this episode, Royal Standley dives into inflation, discussing how COVID-19 has impacted the economy. He reveals past examples of similar economic scenarios, how the future inflation rate may increase and the impact this could have on your retirement plan. … Read More Read More
2021-05-2622 minThe Life By Design PodcastEpisode 53 – How To Avoid 15 Common Financial Planning MistakesSometimes, one small mistake can completely derail your financial plan and stop you from achieving your life goals. In this episode, Royal Standley goes through a list of 15 common financial planning mistakes that he has encountered in working with clients over the years. Along with discussing the root causes of these mistakes, he also … Read More Read More
2021-05-1224 minThe Life By Design PodcastEpisode 52 – The Biggest Healthcare Development Drive in Southern Oregon – With Andrea ReederBuilt in the fifties, Asante has grown to be the largest healthcare provider in Southern Oregon despite operating as a nonprofit. Now, it’s set to run the biggest fundraising campaign in the region – with a goal of $50 million! In this episode, Royal Standley speaks with Andrea Reeder, development director at Asante Foundation, to … Read More Read More
2021-04-2827 minThe Life By Design PodcastEpisode 51 – Want To Travel Post-COVID? Here’s Everything You Need To Know – With Shana BrewerAs the end of Covid-19 approaches with the rollout of vaccines, most people cannot wait to get away from their homes and enjoy a good vacation. Now might be the ideal time to start planning for it. In this episode, Royal Standley joins Shana Brewer, owner of Travel Leaders, and a highly experienced travel consultant. … Read More Read More
2021-04-1421 minThe Life By Design Podcast50th Episode Special – Making an Impact in the Community – With Mary FerrellChildren, teenagers, young adults, families – all of them are affected by housing instability to some extent. To address this problem, Royal Standley invites Mary Ferrell, founder and executive director of Maslow Project to the podcast. In this episode, Mary shares her years of experience in working with homeless people of all age groups, and … Read More Read More
2021-03-3137 minThe Life By Design PodcastEpisode 49 – How Libraries Can Help You Learn, Connect and Grow – With Rebecca StoltzIn the modern technological era, with everything moving towards digital, people often ask, “Why are libraries still relevant today?” In this episode, Royal Standley joins Rebecca Stoltz, executive director at The Josephine Community Library Foundation, to explain why libraries are not just a book repository, but a community center where people can connect and grow. … Read More Read More
2021-03-1924 minThe Life By Design PodcastEpisode 48 – Getting More Things Done in Less TimeYou can’t create more time, but you can boost your productivity and efficiency by managing the limited time that you have. In this episode, Royal Standley addresses the biggest challenge faced by people in their day-to-day lives – time management. He discusses several tips and tricks to help you achieve your goals in a timely … Read More Read More
2021-03-0327 minThe Life By Design PodcastEpisode 47 – A Simple 7-Step Guide To Optimize Your Business ExitMarket surveys show that a large number of business owners plan to exit their business in the next 5 to 10 years. Are you one of them? In this episode, Royal Standley shares a simple yet highly effective 7-step guide that helps you achieve maximum value from your business exit, whether it’s a sale to … Read More Read More
2021-02-1723 minThe Life By Design PodcastEpisode 46 – How To Secure Your Financial Future Amid the Market TurmoilLooking at drastic market swings, people often get emotionally overwhelmed and seek to “time” the market in the short-term. In this episode, Royal Standley highlights the importance of building a comprehensive plan that helps you get through the market turmoil, which may ultimately benefit you in the long-run. He also takes an extensive look back … Read More Read More
2021-02-0525 minThe Life By Design PodcastEpisode 45 – 3 Essential Things New Parents Must Plan ForWhile a new born child calls for a lot of celebrations, it also gives rise to additional responsibilities for the parents. In this episode, Royal Standley covers the financial aspect of having a new child. Join him as he walks through the 3 most important things every new parent must look at – estate planning, … Read More Read More
2021-01-2023 minThe Life By Design PodcastEpisode 44 – Financial Planning for 2021 and BeyondWith several advancements in the search for a vaccine, we may be possibly approaching the end of COVID. And as we are also entering a new presidency, 2021 seems full of new possibilities and opportunities! However, you must have a strategic plan in place to make the most of those opportunities. In this episode, Royal … Read More Read More
2020-12-2324 minThe Life By Design PodcastEpisode 43 – Home Ownership in Your Retirement PlanImagine having your home paid off before retirement! In today’s episode, Royal Standley of Oregon Pacific Financial Advisors looks at how home ownership fits into your financial plan. Royal strives to help build a financial plan that includes paying off your mortgage. In this episode, you will learn: How home ownership integrates into your financial … Read More Read More
2020-12-0926 minThe Life By Design PodcastEpisode 42 – What Planning Ahead Can Do For Your Dream RetirementPlanning for your future can be tough, but it’s important to make sure that you have everything covered. Do you have plans in place for long term care needs? In today’s episode, Royal Standley discusses everything you need to know about long term care insurance and why it’s important to make sure you consider planning … Read More Read More
2020-11-2529 minThe Life By Design PodcastEpisode 41 – Setting Your S M A R T GoalsThere is never a perfect time to start, so why not start now? In today’s episode, Royal Standley of Oregon Pacific Financial Advisors shares his experience on setting goals. Whether you are looking to set short-term or long-term goals Royal explains ways to implement goal setting tactics into your financial life, career, family or health. … Read More Read More
2020-11-1130 minThe Life By Design PodcastEpisode 40 – Meet the Team at Oregon Pacific Financial Advisors with Emma NelsonRoyal Standley introduces us to Emma Nelson, Associate Financial Planner, at Oregon Pacific Financial Advisors, Inc. In this episode Royal and Emma share how she entered into financial services and why she enjoys helping people build the financial resources to live their lives to the fullest. Emma also discusses her passion projects, favorite winter activities, … Read More Read More
2020-10-2821 minThe Life By Design PodcastEpisode 39 – The Coach To Your Financial Plan with James MonroeA coach is somebody that’s in it with you, for you and looking out for your best interests. In today’s episode Royal Standley introduces us to James Monroe, Financial Planner and Retirement Plan Specialist, who joined the team at Oregon Pacific Financial Advisors in March 2019. James shares how he got into financial services, what … Read More Read More
2020-10-1425 minThe Life By Design PodcastEpisode 38 – After the Smoke Is GoneWe don’t know where or when the next natural disaster is going to take place. In today’s episode Royal Standley shares what it looks like for clients who have lost everything in the Oregon fires. Royal helps explain the replacement coverage you need from your insurance policy and things you can do to try and … Read More Read More
2020-09-3024 minThe Life By Design PodcastEpisode 37 – 401(k) or Roth 401(k): Which One is Right For You?Are you looking for the answers to your questions on Roth 401(k)? Join Royal as he unravels the information to help you understand your retirement savings. In this episode, Royal Standley explains the differences between IRAs and Roth IRAs. Should you look at converting? Royal helps explain the different types of money and your options. … Read More Read More
2020-09-0224 minThe Life By Design PodcastEpisode 36 – How Will the Markets React to the 2020 Election?Election time is coming fast. How will the outcome of the 2020 U.S. election affect the market and your portfolio? In this episode, Royal Standley explains how the market typically reacts to a newly elected president and throughout a presidential term. Royal discusses what we saw with the markets during President Donald Trump’s term and … Read More Read More
2020-08-1928 minThe Life By Design PodcastEpisode 35 – Prepare for a Financially Secure LifeSo, you’ve landed your first job, you get your first paycheck, now what do you do with your money? How do you set yourself up for financial success? In this episode, Royal Standley discusses the importance of setting yourself up for success by setting habits and taking early steps for a financially secure life. In … Read More Read More
2020-08-0627 minThe Life By Design PodcastEpisode 34 – How to Retire During a Global PandemicA lot of people are planning to retire in 2020. Maybe you’re one of them. In light of COVID-19, would it be better for you to semi-retire, postpone it completely, or go ahead and retire full time? In this episode, Royal Standley helps you plan for your next move during this global pandemic. He walks … Read More Read More
2020-07-0826 minThe Life By Design PodcastEpisode 33 – Your Next Steps to Building a Retirement Plan for Your BusinessIf you’re ready to move from learning about 401(k) basics to seriously considering how you will structure your business’s retirement plan, this episode is for you. In this episode, Royal Standley shares what business owners need to know when they’re evaluating a retirement plan for their business. Royal walks you through the roles that go … Read More Read More
2020-06-2426 minThe Life By Design PodcastEpisode 32: How to Build an Efficient Retirement PlanAre you a business owner or a plan sponsor that’s looking to set up a retirement plan? In this episode of Life By Design Podcast, Royal Standley dives deep into the different retirement plan options and shares the key features of each. In this episode, you will learn: The three types of 401(k)s and how … Read More Read More
2020-06-1035 minThe Life By Design PodcastEpisode 31 – Answering Prospective Clients’ Frequently Asked QuestionsAre you curious about financial advisors and how they can help you? Do you know how to tell if you need one — and how to find the right one? These are just a few questions that Royal Standley receives on a regular basis by new and prospective clients alike. Today, Royal is sitting down … Read More Read More
2020-05-2724 minThe Life By Design PodcastEpisode 30 – How to Start Planning for Financial RecoveryDo you think COVID-19 will change the way the world functions technologically, socially, financially or economically? In this episode of The Life by Design Podcast, Royal Standley shares his tips for financial recovery so that you can be prepared for whatever the new “normal” may look like. In this episode, you will learn: How to … Read More Read More
2020-05-1325 minThe Life By Design PodcastEpisode 29 – What Should an Investor Avoid When Markets Are Facing a Downfall?How has your financial plan been affected by the recent downturn in the market? In this episode of The Life by Design Podcast, Royal Standley suggests how to plan and prepare for times when the market is experiencing decline. In this episode, you will learn: Various potential reasons for an economic decline How to separate … Read More Read More
2020-04-2927 minThe Life By Design PodcastEpisode 28 – All About the CARES Act –– With Royal StandleyIn response to the COVID-19 pandemic, the American government has recently passed the CARES Act that will allow millions of people to access different benefits during this challenging time. In this episode, Royal Standley breaks down the different types of government assistance that Americans will now have access to, spanning from unemployment and student loan … Read More Read More
2020-04-1526 minThe Life By Design PodcastSPECIAL UPDATE: COVID-19In this special episode, we share updates on how we are responding to the COVID-19 situation, how we’re assisting our clients, and what actions we’re advising investors to take during this time of uncertainty. Tune in now to learn how the markets are being affected and what we’re doing to help clients during this tumultuous … Read More Read More
2020-03-2606 minThe Life By Design PodcastEpisode 27 – How Much Insurance Coverage Do You Actually Need? — With James MonroeDo you have the right type of insurance plan and amount of coverage for your family’s needs? In this episode, Royal Standley and James Monroe of Oregon Pacific Financial Advisors walk you through different life insurance policies. This down-to-earth conversation is all about helping you figure out which policy will give you the coverage you … Read More Read More
2020-03-2528 minThe Life By Design PodcastEpisode 26 – The Secrets Behind This Small Business’ Staying PowerReaching the 25-year mark is a tremendous feat for a small business. The silver anniversary of Oregon Pacific Advisors calls for a celebration! In today’s episode, Royal Standley walks down memory lane as he talks about the story of Oregon Pacific Advisors, the secrets behind their staying power, and how he predicts each generation’s planning … Read More Read More
2020-03-1630 minThe Life By Design PodcastEpisode 25 – Solving Your Retirement Puzzle – Part 2The term “guaranteed income” sounds stuffy. But what this mini-series is really focused on is helping you consider your options for recreating your paycheck during retirement. In the final part of this series, Royal Standley walks you through more options for guaranteed retirement income. You will learn about money-savings pension tips, the pros and cons … Read More Read More
2020-03-0326 minThe Life By Design PodcastEpisode 24 – Solving Your Retirement Puzzle – Part 1Your retirement will be made up of many different pieces from social security to 401(k)s and everything in between. Do you know how to fit them all together to make it work best for you? In this episode, Royal Standley educates us on the many variables involved with solving the retirement puzzle. Using client examples … Read More Read More
2020-02-1225 minThe Life By Design PodcastEpisode 23 – What The SECURE Act Means for YouThe recently approved SECURE Act has brought significant changes to the retirement system in the U.S. It’s time to explore these changes and discuss your new planning opportunities. In this episode, Royal Standley cracks open the SECURE Act to explain what changes are in effect and what they might mean for your retirement plan. In … Read More Read More
2020-01-3023 minThe Life By Design PodcastEpisode 22 – How to Write Your Legacy LetterHave you ever considered writing a legacy letter for your loved ones? In this episode, Royal Standley shares client examples and his own personal example of how a meaningful legacy letter can add heartfelt value to an estate plan. After all, passing along words of appreciation, thoughts, and intentions to your loved ones will stay … Read More Read More
2020-01-0826 minThe Life By Design PodcastEpisode 21 – Transitioning into RetirementWhen planning for retirement, the conversations you have with your advisor may focus only on the financial side of this new life stage. Sometimes, advisors fail to communicate that there is also an emotional side of retirement that can be challenging for some people. In this episode, Royal Standley helps you remove some of the … Read More Read More
2019-07-1026 minThe Life By Design PodcastEpisode 20 – How to Plan for Retirement Later in LifeThere are many reasons why people start planning for retirement later in life, but what they may not realize is that achieving financial stability is still possible. In this episode, Royal Standley explains what people in this particular situation can do to gain financial stability and help get them on the best possible path forward. … Read More Read More
2019-06-2630 minThe Life By Design PodcastEpisode 19 – Tips for the Recent College GradGraduating from college is usually an exciting time for young people, but trying to figure out the next step can feel daunting. In this episode, Royal Standley shares useful tips on how recent graduates can lay the right foundation early on. He discusses paying back student loans, whether to rent or buy, emergency funds, and … Read More Read More
2019-06-1227 minThe Life By Design PodcastEpisode 18 – Meet the Oregon Pacific family — Introducing Ron NaumannKnowing your team is fundamental to achieving success. In this episode of Life By Design Podcast, we meet Ron Naumann, who has been an advisor at Oregon Pacific for 18 years. Ron has taken his professional life on a path he never expected: He went from working as a manufacturing engineer to becoming an accomplished … Read More Read More
2019-05-2919 minThe Life By Design PodcastEpisode 17 – How to Recognize a Scam and Avoid Becoming a VictimThere are many types of scams and some of them are fairly sophisticated. It’s no wonder that people fall victim to scams more often than not. For Royal Standley, prevention is the best tool against scammers. In this podcast, Royal gives you insight into the mechanisms that scammers use to get your attention and strategies … Read More Read More
2019-05-1524 minThe Life By Design PodcastEpisode 16 – Your Top Life Insurance Questions AnsweredLife insurance, with all of its moving pieces, can be a difficult concept to understand. Considering that there are different types of insurance policies to sift through, how can you make an informed decision? In this episode of The Life By Design Podcast, Royal Standley dives deep into life insurance, explaining its true importance as … Read More Read More
2019-05-0130 minThe Life By Design PodcastEpisode 15 – Meet Rich ToddIn this episode of The Life By Design Podcast, Royal Standley introduces us to a special guest. Financial planner Rich Todd has worked at Oregon Pacific for 11 years. Rich shares with us his background and experience, what inspired him to start his career in financial planning, and how he manages to give clients a … Read More Read More
2019-04-1727 minThe Life By Design PodcastEpisode 14 – Building Your Financial Success TeamTo have success in your financial life, you need to have a team that can provide you with the best professional advice. Finding the right team can save you from making costly mistakes, and that can make a huge difference in your financial future. Start putting all of your pieces in place with Royal Standley’s … Read More Read More
2019-04-0328 minThe Life By Design PodcastEpisode 13 – Is Diversifying into Real Estate Right for You?It is a well-known fact that diversifying into real estate is one of the best ways for Americans to build wealth. But the decision to diversify into real estate shouldn’t be taken lightly. There are many factors to consider before diversifying and, with so much information out there, it’s understandable that investors have a lot … Read More Read More
2019-03-2026 minThe Life By Design PodcastEpisode 12 – Let’s Talk About Your Money and Your TaxesMoney. It’s not the easiest subject to talk about or the most comfortable. But today, you can rely on Royal Standley’s experience as he sheds more light on important subjects to help you plan for your financial future. This episode is all about understanding what different ways of gaining and saving money could mean for … Read More Read More
2019-03-0628 minThe Life By Design PodcastEpisode 11 – Answers to Clients’ Most-Asked Questions: Part 3Asking the right questions will get you the right answers. This becomes especially important when you are choosing a financial advisor. In the last part of his most-asked-questions miniseries, Royal Standley uncovers information frequently requested by potential clients. In this episode you’ll learn: How to determine which type of investments are best for you How … Read More Read More
2019-02-2023 minThe Life By Design PodcastEpisode 10 – Answers to Clients’ Most-Asked Questions: Part 2Are you thinking about working with a financial planner, but you’re not sure what questions to ask? Then you’re in the right place! Royal Standley is back to answer your biggest questions about working with a financial advisor. In part two, you’ll learn the answers to the most-asked questions that potential clients ask him and … Read More Read More
2019-02-0625 minThe Life By Design PodcastEpisode 9 – Answers to Clients’ Most-Asked Questions: Part 1Imagine walking into a financial planner’s office for the first time. What questions would you ask before deciding to work with that person? Today, Royal Standley is here to answer your biggest questions. Working off a list of his clients’ most-asked questions, Royal gives forthright and detailed answers, while also sharing helpful planning advice along … Read More Read More
2019-01-2326 minThe Life By Design PodcastEpisode 8 – How to Use Dave Ramsey’s Baby StepsWhat comes to mind when you think of having financial peace? Perhaps you envision paying off your debt, boosting your savings, or not having to worry about the future. Royal Standley helps clients achieve all of the above. Today, Royal shares the simple process he uses with clients, called Dave Ramsey’s Baby Steps, which focuses … Read More Read More
2019-01-0926 minThe Life By Design PodcastEpisode 7 – Planning for Lifetime Charitable GivingWith the holiday season quickly approaching, more and more people are beginning to think about their charitable giving. In this episode, Royal Standley talks about the importance of finding what speaks to your heart when you’re choosing which organizations to support. Here’s what you will learn about: The “American advantage” of charitable giving—and what sets … Read More Read More
2018-12-2627 minThe Life By Design PodcastEpisode 6 – It’s Never Too Soon to Start Estate PlanningDid you know that everyone has an estate plan, even if they don’t have a will or a living trust? But when people pass away without a prepared will or a trust, their heirs are chosen by the laws of whichever state they lived in. Maintain control of what happens to your assets by … Read More Read More
2018-12-1225 minThe Life By Design PodcastEpisode 5 – How to Plan for Risks Through Financial PlanningIn his last episode, Royal Standley talked about nine types of risk that could impact your returns. Now Royal is back to explain how he addresses those risks through his financial planning process. He is on a mission to create the best possible outcomes for clients. In this episode, you will learn: A recap of … Read More Read More
2018-11-2827 minThe Life By Design PodcastEpisode 4- Are You Aware of These Nine Risks to Your Portfolio?There are nine types of risk that could not only impact your investment returns, but also your overall financial plan. Today, Royal Standley outlines each type of risk and shares strategies he uses to help reduce their effect on clients’ investment portfolios. In this episode, you will learn: How parents tend to influence their children’s … Read More Read More
2018-11-1425 minThe Life By Design PodcastEpisode 3 – A Walk Through the Life By Design™ Guided Discovery ProcessMeeting with a financial advisor for the first time can be overwhelming when you don’t know what to expect.Today, Royal Standley eliminates the unknown by walking you through the first step in Oregon Pacific Financial Advisors’ Life By Design™ process, otherwise known as their guided discovery. In addition to learning what it’d be like to … Read More Read More
2018-10-3128 minThe Life By Design PodcastEpisode 2 – How the Life By Design™ Process Can Help You Dream BigToday, Royal Standley shares what sets his firm apart from other financial advisers. This lively episode is all about Oregon Pacific Financial Advisors’ Life By Design™ process, which helps clients design the rest of their lives and achieve the outcomes they’re hoping for. Royal discusses the Life By Design™ process in-depth, walking you through the … Read More Read More
2018-10-1722 minThe Life By Design PodcastEpisode 1 – Introduction to Royal Standley, President & CEO of Oregon Pacific Financial AdvisorsMeet Royal Standley, President & CEO of Oregon Pacific Financial Advisors. In this inaugural episode of the Life By Design Podcast, Royal helps you to get to know him by sharing how he came to work in the financial industry and why he’s devoted to helping “real people who are getting ready to retire.” Royal … Read More Read More
2018-10-0419 min