Shows
Property Solvers PodcastEpisode 27 - Taxes When Buying or Selling at Property Auctions
Ruban Selvanayagam from quick sale specialists and regulated auctioneer Property Solvers speaks again with Simon Misiewicz, founder of Optimise Accountants – delving into the nitty-gritty of property taxes when buying and selling auctions.
Simon runs through his initial thoughts on Chancellor Rachel Reeves' October 2024 budget and its impact on landlords and property investors. He goes on to discuss the increased Stamp Duty Land Tax (SDLT) rates alongside how to leverage exemptions and reliefs to minimise your tax liability as an auction buyer.
Simon also shares insights on tax saving strategies for auction buyers like buying uninhabitable or mixed-use properties, commercial acquisitions and na...2025-01-2243 min
Property Solvers PodcastEpisode 26 - Property Crowdfunding with Atuksha Poonwassie
Ruban Selvanayagam from fast sale and auction specialists Property Solvers speaks with Atuksha Poonwassie, MD and co-founder of Simple Crowdfunding. As director of the UK Crowdfunding Association, Atuksha brings a wealth of expertise, blending technical know-how with a passion for property.
We explore how Simple Crowdfunding became one of the first platforms in the UK to empower property developers and investors alike. From demystifying the crowdfunding process – where small financial contributions can fund property projects of all sizes – to understanding its role in bridging gaps in traditional financing, this conversation sheds light on a sector transforming property invest...2024-12-0942 min
Property Solvers PodcastEpisode 25 - Empty Property Hunting (with Simon Taylor)
In this episode, Ruban Selvanayagam from national homebuying company Property Solvers delves into the fascinating world of empty property finding with Simon Taylor, the driving force behind Empty Property Hunters. Simon's unique approach focuses on uncovering abandoned and neglected properties, reconnecting them with owners, and giving them a new lease of life.
With a rich background in estate agency and a passion for adding value to properties, Simon shares the journey that led him to focus on empty homes. From tracing owners across continents to dealing with complex probate cases and sentimental attachments, Empty Property Hunters is on a...2024-11-2625 min
Property Solvers PodcastEpisode 24 - Buying and Selling Short Lease Properties
In this episode, Ruban Selvanayagam dives deep into the world of short lease properties with Jason Patterson, the Short Lease Flat Mentor. Jason has been operating in the property investing world for over 20 years, starting with flats in North London when houses were financially out of reach. Through his journey, he discovered the critical steps top follow when extending leases, particularly the "marriage value" that impacts properties with leases below 80 years.
Jason shares his firsthand experience of extending leases and the strategies he’s developed, including voluntary and Section 42 notices to maximise property value. He highlights the complexities involved...2024-11-0434 min
Property Solvers PodcastEpisode 23 - Can Blockchain Transform Property Buying and Selling?
In this episode, Property Solvers' Ruban Selvanayagam is joined by Neil Singer, founder of the online property sales platform, Click to Purchase. Neil, a qualified chartered surveyor with extensive experience in commercial property transactions, has been a pioneer in incorporating blockchain technology into the UK property market.
Listeners will hear about Neil's career journey, starting with traditional methods of property sales and leading to his groundbreaking work in transforming the buying and selling process. He shares how the financial crash of 2008 led him to explore digital tools, which eventually resulted in the creation of Click to Purchase...2024-10-0140 min
Property Solvers PodcastEpisode 22 - Digitising Property Sales (with Maria Harris of the Open Property Data Association)
Ruban Selvanayagam of fast home sales specialists Property Solvers speaks with Maria Harris of the Open Property Data Association (OPDA) about progress being made in digitising the UK home buying and selling process.
Maria outlines her background, including her experience in creating the UK’s first digital mortgage with Atom Bank. The conversation delves into the slow progress in digitising property transactions despite government efforts, with the average time to complete a house purchase increasing from 12 weeks in 2005 to 22 weeks in 2024.
The discussion highlights the fragmented nature of the current system, where different stakeholders operate in silos and rely on outd...2024-08-1930 min
Property Solvers PodcastEpisode 21 - The Ongoing Effects of Section 24 (with Simon Misiewicz of Optimise Accountants)
Ruban Selvanayagam of cash home buyers and auctioneers Property Solvers speaks with Simon Misiewicz of Optimise Accountants on the continued effects of Section 24 of the Finance Act 2015 (which limits mortgage interest relief for buy-to-let landlords).
They discuss the exposure to greater tax liabilities (especially for higher-rate taxpayers), how basic rate taxpayers could still be pushed into a higher tax bracket due to increased rental income, the likelihood of a reversal of the legislation as well as the contiguous challenges landlords are facing (including rising mortgage rates and the difficulty of remortgaging), which has led some to sell properties or incorporate them...2024-08-0737 min
Property Solvers PodcastEpisode 20 - Creating Efficiencies in the House Sales Process (with Robert May of SSTC Ltd)
Ruban Selvanayagam from Property Solvers speaks with Robert May from My SSTC on the topic of creating efficiencies in the property sales process. May, who has a background in tech for estate agencies, discussed his latest venture, My SSTC, which aims to make properties contract-ready before they are marketed. This approach can save a minimum of three weeks off the post Memorandum of Sale and reduce the number of sales that fall through. The company uses a unique property reference number to create a single URL for all properties being transacted, allowing all relevant information to be accessed in one...2024-07-3140 min
Property Solvers PodcastEpisode 19 - Buying and Selling Houses of Multiple Occupation (HMOs)
Ruban Selvanayagam of Property Solvers speaks with House of Multiple Occupation (HMO) sales specialist Richard Nicholls. They delve into the current state of this niche sector, the realities of investing, finance, the risks of overleveraging, over-egged commercial valuations, "ready made" HMOs, maximising returns, the various HMO investment strategies, valuations and London HMOs.
#hmos #housesofmultipleoccupation #propertyinvest #sellmyHMO #buyingHMOs
LINKS (RESOURCES) REFERRED TO IN THE PODCAST
How to Sell Your House at Auction (Property Solvers)
Sell House at Auction - A Complete Guide (Property Auctions News)
Buy Auction Property (Property Solvers Auc...2024-07-0951 min
Property Solvers PodcastEpisode 18 - Buying and Selling at Property Auctions with David Sandeman (Essential Information Group - EIG)Ruban Selvanayagam from Property Solvers speaks with auction specialist and Managing Director of Essential Information Group (EIG). They explore how the auction platform first came about, the evolution of property auctions and move to online, why sellers are more open to the idea of property auctions, advice for buying + selling at auction, legal factors (including Special Conditions of Sale and the auction legal pack), the modern method of auction, landlords selling up at auction, Consumer Protection Regulations (CPRs) / Anti Money Laundering (AML) checks and much more!
#propertyauctions #propertyauctioneers #sellhouseauction #buyhouseauction #sellauctionproperty #buyauctionproperty #sellinghouseatauction
LINKS (RESOURCES) REFERRED TO I...2024-06-1143 min
Property Solvers PodcastEpisode 17 - Should You Buy Off Plan Property in the Current Market?James Durr and Ruban Selvanayagam of fast home buying company Property Solvers discuss the merits of acquiring properties off plan including key risks, timing the market (and potential capital gains), stage payments, financing and whether these units really solve the housing crisis.
#offplanproperty #propertyinvesting #propertyinvestment
RELEVANT LINKS
Property Solvers Investor Profiling
Become an Auction Partner
Property Solvers (Sell House Fast)
Property Solvers (We Buy Any House)
Property Solvers Auctions
Property Auctions News
How to Value Your House
2024-05-3120 min
Property Solvers PodcastEpisode 16 - Property Sourcing 101 - Interview with Tina Walsh, CEO of the National Association of Professional Sourcing Agents (NAPSA)Ruban Selvanayagam of homebuying company Property Solvers speaks with Tina Walsh - CEO of the National Association of Professional Sourcing Agents (NAPSA), author of the book "Property Sourcing Compliance: How to Stay the Right Side of the Law", professional sourcer and managing director of Sanctuary Property Sourcing (operating in the North West).
Tina provides some key insights into legislation National Association of Professional Sourcing Agents (NAPSA)
Tina Walsh on LinkedIn
The Estate Agents Act 1979
Anti Money Laundering Supervision (Gov.uk)
The Property Ombudsman (TPOS)
The Property Redress S...2024-05-3035 minProperty Solvers PodcastEpisode 15 - Should You Invest in Property Abroad?James Durr and Ruban Selvanayagam of Property Solvers Quick Cash Homebuyers on investing in property (or real estate) overseas. They explore their experiences in Brazil and James' direct involvement in the Spanish property sector, the exchange rate, legal, communication, tax (local and national), bank transfer and other risks involved alongside the fine line between investing abroad or buying as more of a lifestyle decision.
#propertyinvestment #propertyinvestingabroad #propertyinvestingoverseas #investingoverseas #investingabroad
RELEVANT LINKS
Property Solvers Investor Profiling
Become an Auction Partner
Property Solvers (Sell House Fast)
Property Solvers (We Buy Any...2024-05-2333 minProperty Solvers PodcastEpisode 14 - How to Handle Unrealistic Property SellersJames Durr and Ruban Selvanayagam of Quick Cash Home Buyers Property Solvers explore how to handle sellers that seem out of touch with their property's value. We discuss our specific direct to vendor approach, educating homesellers, being empathetic, today's "buyers" market, estate agents overvaluing properties to win business, demonstrating sold house prices, risks on relying on Sold STC and Under Offer pricing, the risks of overpricing and more...
#sellhousefast #webuyanyhome #webuyanyhouse #propertybuyingcompany #sellmyhouse #propertyinvest #propertyinvesting #propertyinvestment
LINKS (RESOURCES) REFERRED TO IN THE PODCAST
Speed of Sale Tool
Difference Betweeen Ask...2024-05-1724 minProperty Solvers PodcastProperty Solvers Podcast - Episode 13 - Is Buy to Let Dead?Ruban Selvanayagam and James Durr (of Sell House Fast company Property Solvers) discuss whether buy to let is still worth it. We explore buying rental properties in the current market, "vanilla" buy-to-lets, mortgage interest costs, the impacts of Section 24 (and buying as an individual / non-corporate), yield requirements, buying in Limited companies, corporation / income / dividen tax on extracting capital, being a landlord under a future Labour government, avoiding buy-to-let / Section 24 tax "saving" schemes, build to let's impact on the sector and 2 year vs. 5 year fixed buy-to-let rates.
#property #propertyinvestment #buytolet #section24 #corporatelandlord
LINKS (RESOURCES) REFERRED TO IN THE...2024-05-0929 minProperty Solvers PodcastEpisode 12 - How to Establish a Property Seller's Real Motivation?James Durr and Ruban Selvanayagam of Property Solvers quick home buyers explore how to get a feel of a seller's motivations for properties on the open market. Topic discussed include tracking "on the market" time frames, monitoring price reductions, overpriced housing stock, communicating with estate agents, accounting for works required on a property and standing out from the crowd as a property buyer / investor.
#propertyinvesting #buyingproperties #sellhousefast #webuyanyhouse #propertybuying #estateagent
RELEVANT LINKS
Property Buyers London
House Prices London
Property Solvers Investor Profiling
Become an Auction Partner...2024-05-0222 minProperty Solvers PodcastProperty Solvers Podcast - Episode 11 - Buying Property in London (2024)James Durr and Ruban Selvanayagam of Property Solvers (UK's leading "sell house fast" and "we buy any house" company) explore property buying in London - exploring the plateaued state of the current market, price trends, nominal vs. real house price distinctions, the impact of interest rates, affordability and where things may be heading...
#LondonHousePrices #PropertyBuyersLondon #HomeBuyingLondon #BuyPropertyLondon #SellPropertyLondon #SellHouseFastLondon #WeBuyAnyHouseLondon
RELEVANT LINKS
Property Buyers London
House Prices London
Property Solvers Investor Profiling
Become an Auction Partner
Property Solvers (Sell House Fast)
Property So...2024-04-2619 minProperty Solvers PodcastProperty Solvers Podcast - Episode 10 - Property Valuation ToolsRuban Selvanayagam of homebuying firm Property Solvers runs through some of the prominent online property valuation tools including Rightmove sold house prices, Zoopla, HM Land Registry (HPI Index), Net House Prices, Mouseprice, Property Price Advice, Our Property, The Move Market alongside some useful Google Chrome extensions
#propertyvaluation #housevaluation #howmuchismyhouseworth #propertyvaluationtools
LINKS (RESOURCES) REFERRED TO IN THE PODCAST
House Valuation with Property Solvers
UK House Prices (Search Your Local Area)
London House Prices (Search Your Local Area)
Rightmove Sold House Prices
Check Property Sizes (via the EPC...2024-04-1824 min
Property Solvers PodcastEpisode 9 - Interview with Jonathan Rolande from the National Association of Property Buyers (NAPB)Ruban Selvanayagam from Property Solvers (the UK's leading We Buy Any House and Sell House Fast company) chats to Jonathan, founder of the National Association of Property Buyers (NAPB) and director of House Buy Fast.
We explore what the NAPB does, why it was important for such an organisation to exist in the professional homebuying industry, the NAPB's relationship with the Property Ombudsman (TPOS), the TPOS-NAPB Code of Practice, business ethics in the "sell my house fast" / "we buy any home" industry, transparency throughout the process, the future of the direct to vendor approach in house sales and...2024-04-1622 minProperty Solvers PodcastEpisode 8 - Investing in the Stock Market vs. Property MarketRuban Selvanayagam (Property Solvers) quizzes James Durr (Property Solvers) on his experiences of investing in the stock market alongside property.
We discuss James' broader exposure (both positive and negative) to the stock market, the pros + cons relative to real estate, key risks, index fund + other more "passive" investing strategies, historical performance / trends of the stock market relative to property alongside Bitcoin + other forms of crypto currency ("alt coin") investment.
Disclaimer - this is not financial advice and Property Solvers strongly encourage listeners to undertake due diligence.
#propertyinvesting #stockmarket #investingstrategy
Property Solvers Investor Profiling
...2024-04-1127 minProperty Solvers PodcastEpisode 7 - How to Invest in UK Property with Little MoneyJames Durr and Ruban Selvanayagam of Property Solvers (a We Buy Any House / Sell House Fast company) explore investment in UK property with little (or no) money. They discuss crowdfunding (peer to peer and equity financing), Real Estate Investment Trusts (REITs), borrowing funds from friends or family, borrowing against your own home / rental portfolio (without over-leveraging), purchase lease options, options for property development / planning gain deals, exchange with delayed completion, vendor financing and everything in between!
Good Money Guide - UK REITs
Property Solvers Investor Profiling
Become an Auction Partner
Property...2024-04-0432 minProperty Solvers PodcastEpisode 6 - How to Find Motivated SellersJames Durr and Ruban Selvanayagam explore the main offline and online marketing strategies used to find motivated home sellers - namely: estate agents, pre + post-auction, property sourcers / finders, becoming the local "go to" property buyer, leaflets, newspaper ads, direct mail (Land Registry searches), using tools like Nimbus and/or Land Insight, bandit boards, niche websites, Google Ads (PPC), Search Engine Optimisation (SEO), Facebook, Instagram, networking and becoming a person of influence.
Property Solvers Investor Profiling
Become an Auction Partner
Property Solvers (Sell House Fast)
Property Solvers (We Buy Any H...2024-03-2852 minProperty Solvers PodcastEpisode 5 - Buy + Hold, Sell or Trade Property?James Durr and Ruban Selvanayagam discuss what particular property investment strategy works well (buy-to-let, buy-to-sell or trading) in the current market - drawing on their active experience of buying and selling homes for almost 2 decades.
Property Solvers (Sell House Fast)
Property Solvers (We Buy Any House)
Property Solvers Auctions
Property Auctions News
How to Value Your House
2024-03-2131 minProperty Solvers PodcastEpisode 4 - Dealing with Financially Distressed Property Enquiries (Repossession / Mortgage Arrears)Ruban Selvanayagam and James Durr discuss how they handle financially distressed properties - i.e. where a homeowner has fallen into mortgage arrears or is under the threat of repossession.
Topics discussed include ascertaining the exact level of secured debt, hidden fees imposed by mortgage lenders, obtaining a letter of authority, how property investors can intervene and potentially stop the repossession process and what happens after a property gets repossessed...
How to Stop Repossession
Dealing with Mortgage Arrears
Property Solvers (Sell House Fast)
Property Solvers (We Buy Any House)...2024-03-1426 minProperty Solvers PodcastEpisode 3 - Making Offers on PropertyJames Durr and Ruban Selvanayagam of Property Solvers discuss making offers on properties both through private treaty (estate agency) / auctions and as a direct to vendor (D2V) cash home buyer.
Property Solvers (Sell House Fast)
Property Solvers (We Buy Any House)
Property Solvers Auctions
Property Auctions News
How to Value Your House
2024-03-0830 minProperty Solvers PodcastEpisode 2 - Selling Properties in the Current MarketJames Durr and Ruban Selvanayagam discuss some of the realities and challenges of selling properties in the current (Winter/Spring 2024) market - touching on seller/buyer motivation, operating in a higher interest rate environment, over-zealous pricing, selling tenanted properties (including section 24) amongst other topics...
Some relevant links:
Sell House Fast (Property Solvers)
We Buy Any House (Property Solvers)
Selling a Tenanted Property
Section 24 of the Finance Act (2015) - Guide for Landlords
2024-03-0129 min
Property Solvers PodcastEpisode 1 - Introduction to the "Sell House Fast" IndustryJames Durr and Ruban Selvanayagam of Property Solvers present this new podcast aimed at exploring any and all topics within the ever-evolving sector. In their first episode, James talks about his background as a property investor and operating primarily in the auction and "quick sale" industry. We also explore how the "sell house fast" works including some of the industry pitfalls...
2024-02-2325 min