Shows
Banking on InformationSaving for Goals, Not Debt: Rethinking Financial Wellness with SaveAwayIn this episode of Banking on Information, Rutger van Faassen interviews Om Kundu, founder and CEO of SaveAway. They discuss the mission behind SaveAway, which aims to help individuals achieve their financial goals without falling into debt. Om shares insights on the importance of financial literacy, the unique features of SaveAway, and how it empowers users to save for their desired purchases. The conversation also explores the future of consumer spending and the role of technology in enhancing financial wellness. Keywords: SaveAway, financial wellness, consumer spending, debt management, financial literacy, Om Kundu, technology in finance, saving solutions, future of...2025-05-1214 min
Banking on InformationFrom Risk to Resilience: Cybersecurity Strategies for the Next Generation of Banking with Jon Waldman President & co-Founder at SBS CybersecurityIn this episode of Banking on Information, Jon Waldman, president and co-founder of SBS Cybersecurity, discusses the importance of understanding cybersecurity risks, especially for organizations in regulated industries like banking. He emphasizes the need for continuous learning and adaptation in the face of evolving technology, including AI and quantum computing. Waldman outlines various use cases for cybersecurity solutions, the value of expertise in the field, and the necessity for organizations to prepare for future challenges in cybersecurity.Keywords: cybersecurity, risk management, information security, AI, banking, compliance, technology, future trends, expertise, automation Takeaways Our passion...2025-05-0512 min
LendAPI PodcastLendAPI Partner Podcast with Jamie Twiss, CEO of Carrington LabsIn this episode, Rutger van Faassen interviews Jamie Twiss, CEO of Carrington Labs, to explore how the company is rethinking risk analytics and credit modeling through behavioral insights and data-driven innovation. Born out of a mission-driven lending business, Carrington Labs is focused on building more inclusive, efficient, and intelligent lending solutions using automation and AI.💡 What’s Inside This Episode?How Carrington Labs evolved from a mission-focused lender into a risk analytics powerhouse.Why automated loan decisioning is essential to scale responsible lending.The limitations of traditional credit scoring — and how Carring...2025-05-0209 min
Banking on InformationEliminating the Fear of Reaching Out: How Zingly AI is Transforming Customer EngagementIn this episode of Banking on Information, Rutger van Faassen interviews John D'Amour, Head of Product at Zingly AI. They discuss the mission of Zingly to transform customer interactions with businesses, addressing the universal dread known as the Fear Of Reaching Out (FORO). John explains how Zingly leverages agentic AI to enhance customer experience and automate processes, ultimately leading to more efficient and satisfying interactions. They also explore the future of customer engagement, envisioning a world where technology seamlessly integrates to provide a personal touch in business interactions. The conversation emphasizes the importance of embracing new technologies to overcome...2025-04-2814 min
LendAPI PodcastLendAPI Partner Podcast with Austin Carroll, Founder & CEO of WarrantIn this episode, Rutger van Faassen sits down with Austin Carroll, Founder and CEO of Warrant, to discuss how AI-powered compliance tools are transforming marketing in financial services. Learn how Warrant helps marketers navigate complex regulations, avoid costly mistakes, and streamline the compliance approval process — without slowing down creativity and execution.💡 What’s Inside This Episode?The origin story of Warrant and its mission to simplify marketing compliance.Why financial services marketers often struggle with short tenures and compliance challenges.How Warrant acts like an AI compliance officer, giving instant regulatory feedbac...2025-04-2208 min
Banking on InformationReimagining Compliance: Human-Centric Solutions and the Future of Fintech with Faraz Rana, Founder & CEO of AffinityIn this episode of Banking on Information, Rutger van Faassen interviews Faraz Rana, founder and CEO of Affinity, discussing the importance of human elements in compliance, innovative solutions for compliance training, and the future of banking as it becomes more technology-driven. Faraz emphasizes the need for compliance to be relevant and engaging for employees, and how Affinity aims to solve compliance issues through customizable training and AI tools. The conversation also explores the future landscape of banking and compliance, highlighting the necessity for organizations to adapt to technological advancements. Keywords: compliance, fintech, technology, training, risk management, AI...2025-04-2114 min
LendAPI PodcastLendAPI Partner Podcast with Kurt Weiss, VP of Products at Mastercard IdentityIn this episode, Rutger van Faassen talks with Kurt Weiss, VP of Products at Mastercard Identity, about how digital onboarding and identity verification are evolving in today’s fintech landscape. Learn how Mastercard Identity is helping banks and digital lenders bridge the gap between fraud prevention, compliance, and customer experience to drive better conversion and trust.💡 What’s Inside This Episode?The origin story of Mastercard Identity and its acquisition of Ekata.Why legacy KYC systems are no longer effective for digital-first users.How digital onboarding is being reshaped by fintech innovat...2025-04-1613 min
Banking on InformationReimagining Lending: Personalization, APIs, and the Future of Fintech with Matt Bivons, CEO of CanopyIn this episode of Banking on Information, Rutger van Faassen interviews Matt Bivons, Founder & CEO of Canopy, about revolutionizing lending through modular APIs, personalization, and modern technology. They discuss the future of lending, AI's role in fintech, and how businesses can prepare for a more integrated and data-driven financial ecosystem. Key Words: Lending innovation, Fintech, Canopy, Modular APIs, Personalization in lending, Banking core systems, Post-origination software, AI in fintech, Data-driven financial services, Vertical software integration, Future of lending, Revolving credit, Loan management platforms, Financial institutions Chapters 00:00 Introduction to Canopy and Its Mission 04:00 Understanding the Pain Points in Lending 09:28 Future...2025-04-1415 min
Banking on InformationHumanizing FinTech: Simplifying Innovation, Tackling Financial Stress, and Embracing AI with Remco Veenenberg, Co-Founder of ThinkFintechIn this episode of Banking on Information, Rutger van Faassen interviews Remco Veenenberg, co-founder of ThinkFintech. They discuss the intersection of psychology and FinTech, the mission of ThinkFintech to simplify complex financial concepts, and the importance of stakeholder analysis in helping FinTech companies succeed. Remco shares insights on the future of banking, the role of AI, and the necessity of maintaining human interaction in financial services.KeywordsFinTech, psychology, stakeholder analysis, AI, banking, digital currencies, customer experience, marketing strategy, mental health, financial stressTakeawaysRemco's background in psychology informs his...2025-04-0712 min
LendAPI PodcastLendAPI Partner Podcast with Chandan Maruthi, Founder & CEO of TwigThis week on the LendAPI Partner Podcast, we feature Chandan Maruthi, Founder and CEO of Twig, a company using AI to revolutionize customer support in the FinTech world.What You’ll Learn:Why FinTechs struggle with seasonal support demand, and how Twig helps.How Twig’s AI responds to customer queries in just six seconds, dramatically improving SLA performance.The role of AI in enabling agents to focus on complex, high-value tasks.How automated help article generation augments existing knowledge bases.Why AI isn’t just efficient—it also...2025-04-0507 min
LendAPI PodcastLendAPI Partner Podcast with Justin Chi, Co-Founder of Cold Email HackersThis week on the LendAPI Partner Podcast, we welcome Justin Chi, Co-Founder of Cold Email Hackers, to discuss the power of strategic B2B email outreach and what businesses need to know about efficient lead generation.What You’ll Learn:How Cold Email Hackers evolved from a side hustle to a full-scale growth partner.Why client selection and collaboration are key to successful campaigns.The benefits of AI-personalized email outreach at scale.What realistic outreach metrics look like and how to measure success.Why outsourcing email campaigns ca...2025-04-0505 min
Banking on InformationMaking the Complex Simple: Future-Proofing Software in Banking with Jasper Geurts, Managing Director Americas at SIGIn this episode of Banking on Information, Rutger van Faassen interviews Jasper Geurts, Managing Director Americas at SIG. They discuss the complexities of software development, the importance of quality assurance, and how organizations can prepare for the future of technology. Jasper emphasizes the need for standardization in software development and the role of GenAI in shaping the future of coding. The conversation highlights the challenges and opportunities in modern software systems, particularly in the banking sector.Benchmark report https://www.softwareimprovementgroup.com/finance-signals-2025-report?utm_source=Infobanker&utm_medium=Rutger&utm_campaign=usTakeaways 2025-03-3113 min
Banking on InformationEmpowering Community Banks with Fintech Innovation and AI: A Conversation with Cyrus Taheri, Chief Growth Officer at TrueNorthIn this episode, Rutger van Faassen interviews Cyrus Taheri, Chief Growth Officer at TrueNorth, discussing the importance of purpose and impact in the consultancy world, particularly in the FinTech sector. Cyrus shares insights on how TrueNorth helps community banks and credit unions leverage technology to compete with larger institutions. The conversation also explores the future of banking, emphasizing the integration of AI and the need for organizations to adapt to this changing landscape. Keywords: TrueNorth, FinTech, banking, AI, technology, community banks, consultancy, growth, impact, purpose Takeaways - Cyrus emphasizes the importance of purpose...2025-03-2414 min
Banking on InformationBridging the Gaps: Strategy, AI, and the Future of Financial Services with Zoya Lieberman, Principal Strategist at EndavaIn this episode of Banking on Information, Rutger van Faassen speaks with Zoya Lieberman, a Principal Strategist at Endava. They discuss the importance of understanding the 'why' behind actions in financial services, the role of AI in shaping the future of the industry, and the need for global perspectives on financial inclusion. Zoya emphasizes the importance of facilitating conversations among teams and the necessity of standardization in processes to prepare for future challenges.Keywordsfinancial services, AI, strategy, consulting, global economy, financial inclusion, technology, Endava, neobanks, innovationTakeawaysZoya enjoys...2025-03-1712 min
Banking on InformationBuilding the Future of FinTech: Embedded Finance, AI, and Operational Growth with Sophie GuibaudIn this episode of Banking on Information, Rutger van Faassen interviews Sophie Guibaud, a FinTech Growth Advisor and co-author of the Embedded Finance Book. They discuss Sophie's journey in finance, her role in launching FinTechs, and the evolution of embedded finance. Sophie shares insights on the future of finance, particularly in the context of AI and how individuals and businesses can prepare for these changes. Keywords FinTech, Embedded Finance, Growth Advisor, Future of Finance, AI in Finance, Financial Inclusion, Digital Banking, Neobanks, Payment Experience, Financial Services Takeaways - Sophie has a passion for...2025-03-1014 min
LendAPI PodcastLendAPI Partner Podcast with Peter Renton, Founder of Renton & Co.This week on the LendAPI Partner Podcast, we welcome Peter Renton, Founder of Renton & Co., to discuss FinTech trends, AI in lending, and the future of embedded finance.What You’ll Learn:How Peter Renton transitioned from selling FinTech Nexus to launching Renton & Co.The evolution of AI in lending over the past decade.Why cashflow underwriting is becoming more accurate for loan pricing.The rise of embedded lending and why every FinTech company is moving in that direction.What it takes to successfully plan and execute major FinTech events.About Renton & Co.:Renton & Co...2025-03-0707 min
Banking on InformationNavigating the Future of Identity: AI, Trust, and Seamless Onboarding with Zac Cohen, Chief Product Officer at TruliooIn this episode of Banking on Information, Zac Cohen, Chief Product Officer at Trulioo, discusses the importance of digital identity verification in today's fast-paced, technology-driven world. He explains how Trulioo enables fintechs and other businesses to onboard customers securely and compliantly, while also addressing the evolving landscape of identity verification and the impact of AI on the future of this field. The conversation highlights the significance of customer experience, the challenges of fraud prevention, and the need for innovative solutions in a digital-first environment. Keywords: Trulioo, digital identity, onboarding, fintech, AI, customer experience, identity verification, fraud prevention...2025-03-0313 min
LendAPI PodcastLendAPI Partner Podcast with Rhett Roberts, Co-Founder & CEO of LoanProThis week on the LendAPI Partner Podcast, we welcome Rhett Roberts, Co-Founder and CEO of LoanPro, to discuss how loan servicing software is reshaping the lending experience for borrowers and lenders alike.What You’ll Learn: How LoanPro started from windshield repair and became a leading loan servicing platform. The importance of understanding customer pain points to develop innovative lending solutions. Why loan administration and collections are just as critical as origination. How LoanPro ensures compliance in a rapidly changing regulatory landscape. The power of technology in delivering personalized lending experiences and improving lo...2025-03-0217 min
LendAPI PodcastLendAPI Partner Podcast with Michael Luxenberg, Co-Founder of Bankuity AI & Concord AdviceIn this episode, Rutger van Faassen sits down with Michael Luxenberg, Co-Founder of Bankuity AI, to explore how their Advanced Bank Verification (ABV) technology is transforming the lending industry. Discover how alternative data is helping lenders improve profitability, inclusivity, and customer retention while reducing errors in loan applications.💡 What’s Inside This Episode?The founding story of Bankuity AI and its mission to fix inefficiencies in lending.How 85% of loan applications contain errors that technology can correct.Why Advanced Bank Verification (ABV) is a game-changer for assessing customer financial wellness.How lenders can take...2025-02-2808 min
LendAPI PodcastLendAPI Partner Podcast with Wagner Lopes, Executive Director at Luby Software LLCIn this episode, Rutger van Faassen sits down with Wagner Lopes, Executive Director at Luby Software LLC, to discuss Luby’s journey from building websites to delivering complex software solutions for the financial sector. Wagner shares insights into their customer-first approach, the power of client relationships, and how their flagship product, Switch Boss, is helping financial institutions create custom financial products with ease.💡 What’s Inside This Episode?The evolution of Luby, from web development to financial software innovation.How word-of-mouth referrals have driven Luby’s business growth.The power of Switch Boss, Luby’s core product for...2025-02-2607 min
Banking on InformationSmart Data and Open Banking: Transforming Ecosystems for a Better Future with Heather Xiao, CEO and Founder of Horizon ZeroIn this episode of Banking on Information, Heather Xiao, Founder and CEO of Horizon Zero, discusses the transformative potential of smart data and open banking. She emphasizes the importance of customer-centric frameworks and the need for alignment among stakeholders in the ecosystem. Heather shares insights from her experience working with various sectors, including banking and airlines, and highlights the value her clients gain from her expertise. Looking ahead, she envisions a future where open banking and smart data significantly enhance customer experiences and societal benefits, while acknowledging the challenges that lie ahead in standardization and collaboration. Keywords...2025-02-2414 min
LendAPI PodcastLendAPI Partner Podcast with David Himmel, Enterprise Partnerships Director at Walnut InsuranceThis week on the LendAPI Partner Podcast, we welcome David Himmel, Enterprise Partnerships Director at Walnut Insurance, to discuss how embedded insurance is reshaping financial services.What You’ll Learn: Why Walnut Insurance was founded to bridge technology gaps in the insurance sector. How embedded insurance simplifies lending processes and improves customer experience. A real-world success story on how Walnut helped a Canadian neo bank integrate tenant insurance seamlessly. The importance of claim status notifications for lenders managing risk. How Walnut’s API-driven technology enables seamless insurance integration in just 30 days.2025-02-1809 min
Banking on InformationBuilding Communities and Embracing AI: The Future of Financial Marketing with Jacob Howard, Founder of Financial Marketing InsightsIn this episode, Jacob Howard, Founder of Financial Marketing Insights, discusses his journey in financial marketing, emphasizing the importance of community and networking among financial marketers. He shares insights on the future of marketing in financial services, particularly the impact of AI, and highlights the need for professionals to adapt and engage with new technologies. Jacob also introduces his initiatives aimed at fostering connections and education within the financial marketing sector. Keywords: financial marketing, community building, AI in finance, future of marketing, networking events Takeaways Building a community for financial marketers is essential. AI...2025-02-1714 min
LendAPI PodcastLendAPI Partner Podcast with Diarmuid Thoma, Head of Fraud and Data Strategy at AtDataThis week on theLendAPI Partner Podcast, we welcomeDiarmuid Thoma, Head of Fraud and Data Strategy atAtData, to discuss howemail validation and fraud prevention play a crucial role in managing business risk.How AtData was founded in1999 and evolved into afraud prevention leader, rebranding in 2022.Thepower of processing 125 billion data signals per month to enhance fraud detection.Whyhave 99% of emails processed been seen before, and how does this help businesses mitigate fraud risks?It is important to identify high-risk domains, with over100,000 new fraudulent domains created daily.A real-world success st...2025-02-1110 min
LendAPI PodcastLendAPI Partner Podcast with Tomas Campos, CEO & Co-Founder of Spinwheel SolutionsWe’re excited to featureTomas Kampos, CEO & Co-Founder ofSpinwheel Solutions, on this week’s episode of theLendAPI Partner Podcast.Whyfinancial infrastructure gaps cause friction in managing liabilities.HowSpinwheel Solutions is simplifying financial management for both consumers and institutions.The impact ofuser experience on loan performance and customer satisfaction.Howcredit unions can leverage Spinwheel’s tools to improve balance transfers and financial engagement.Tomas’s personal journey and how it shapedSpinwheel’s mission.Spinwheel Solutions is on a mission to transform financial infrastructure by making liability...2025-02-1010 min
Banking on InformationSecuring the Future: AI Governance and Risk Management in Banking with Alec Crawford, CEO and Founder of Artificial Intelligence Risk IncIn this episode of Banking on Information, Rutger van Faassen interviews Alec Crawford, CEO and Founder of Artificial Intelligence Risk Inc. They discuss the importance of managing AI risks, the need for cybersecurity in AI applications, and the role of governance and compliance in ensuring safe AI usage. Alec shares insights on the future of AI in customer service and emphasizes the necessity for individuals and organizations to embrace AI technology to stay relevant in an evolving landscape. Keywords: AI, cybersecurity, risk management, governance, compliance, future of AI, customer service, technology, innovation, banking...2025-02-1014 min
Banking on InformationDefending Reality: Combating Deepfakes and AI Fraud with Ben Colman CEO of Reality DefenderIn this episode of Banking on Information, Rutger van Faassen interviews Ben Colman, CEO and co-founder of Reality Defender, discussing the challenges posed by deepfakes and AI in the realm of cybersecurity. Colman emphasizes the importance of developing technology to combat fraud and impersonation, particularly in communications. He shares insights on how Reality Defender secures communications, the evolution of customer awareness regarding deepfakes, and the future of AI technology in everyday life. The conversation concludes with advice on how individuals can prepare for a future where deepfakes are prevalent. TakeawaysTechnology evolves, and so do the...2025-02-0313 min
LendAPI PodcastLendAPI Partner Podcast with Bennett Kriger, Director of FinTech Lending at EquifaxJoin us for an insightful episode of the LendAPI Partner Podcast, featuring Bennett Krieger, Director of FinTech Lending at Equifax.What You’ll Learn:- How Equifax has evolved from a traditional credit bureau to a data and analytics powerhouse, providing cash flow insights, fraud detection, business verification, and more.- The role of Equifax’s FinTech Lending Division, which has been working with digital lenders for over a decade.- A real-world success story where Equifax onboarded a FinTech lender in just 5.5 weeks, challenging the perception that credit bureaus are slow-moving.About Equifax:Equifax is a leader in data...2025-01-3005 min
LendAPI PodcastLendAPI Partner Podcast with Jose Plehn CEO and Founder of BrightQueryIn this episode, we’re excited to host Jose Plehn, Founder and CEO of Bright Query, a company revolutionizing small business insights with high-quality data.💡 What’s Inside This Episode?- Discover how Bright Query offers comprehensive KYB (Know Your Business) and credit insights for small businesses, providing unmatched depth and accuracy.- Hear Jose’s journey from a professor at UCLA and Berkeley to launching Bright Query, and how his vision turned into a reality after nearly 20 years of research.- Learn how Bright Query played a pivotal role during the Employee Retention Tax Credit program by eliminating fraud and...2025-01-2906 min
LendAPI PodcastLendAPI Partner Podcast with Gopal Swamy CEO and Founder of ConductivWe’re thrilled to welcome Gopal Swamy, CEO and Founder of Conductiv, to this week’s episode of the LendAPI Partner Podcast.What You’ll Learn:- How Conductiv revolutionizes lending and account opening by using data aggregation and AI-driven insights to make credit decisions smarter and more efficient.- The journey from identifying gaps in traditional credit scoring to building a platform that helps financial institutions streamline operations and reduce friction for borrowers.- Real-world success stories, including a credit union improving efficiency, reducing processing times, and lendin...2025-01-2906 min
Banking on InformationEmpowering Online Entrepreneurs: Navigating Global Payments with Michael Ramsey, co founder of CompaytenceIn this episode, Michael Ramsey, co-founder of Compaytence, discusses the complexities of the global payments landscape and how his company assists online entrepreneurs in navigating these challenges. He emphasizes the importance of understanding the payment ecosystem, the value of consulting for scaling businesses, and the need for continuous adaptation in the face of change. The conversation also touches on the future of payments and the necessity of listening to customer needs to remain relevant. TakeawaysMichael's passion lies in helping online entrepreneurs sell internationally.There is a significant gap in the market for payment consulting.Compaytence...2025-01-2710 min
LendAPI PodcastLendAPI Partner Podcast with Ema Rouf, Co-Founder and President of PaveWe’re thrilled to feature Ema Rouf, Co-Founder and President of Pave ( https://www.pavefi.com/ ), on this week’s episode of the LendAPI Partner Podcast.
What You’ll Learn:
- How Pave is redefining credit assessment by integrating cash flow insights to expand access to fair credit for non-prime borrowers.
- Ima’s entrepreneurial journey and her mission to empower lenders with a more accurate and equitable approach to underwriting.
- Real-world success stories where lenders using Pave increased borrower approvals by 10% while minimizing delinquency risks.
About Pave:
Pave leverages alternative data to provide a richer, more accurate picture...2025-01-2006 min
Banking on InformationRethinking Homeownership: Empowering First-Time Buyers with Brian Vieaux, President & COO of FinLockerIn this episode of Banking on Information, Rutger van Faassen interviews Brian Vieaux, President and COO of FinLocker. They discuss the importance of understanding the motivations behind home buying, the role of technology in facilitating the home buying process, and the future of the mortgage industry. Brian emphasizes the need for financial literacy and education for first-time home buyers and envisions a future where consumers have complete control over their financial data, transforming the mortgage application process. Keywords: FinLocker, Brian Vieaux, home buying, mortgage industry, financial literacy, technology in finance, future of mortgages, consumer data, financial education...2025-01-2014 min
Banking on InformationFuture of Payments: Insights, Innovation, and Financial Empowerment with Conor Tiernan, Head of Insights at VibePayIn this episode we speak with Conor Tiernan, Head of Insights at VibePay about his WHY, WHAT and HOW when it comes to empowering brands with actionable (banking data led) insights and seamless customer interactions and offering instant A2A payments.Conor shares how the company is redefining payments through fee-free transactions, personalized customer engagement, and actionable insights. He envisions a future where payments are seamless and data-driven, empowering businesses to thrive in a digital-first economy. Discover how Vibe Pay is shaping tomorrow's financial landscape.Key Words:Payments innovationFee-free transactionsOpen bankingFinancial empowermentReal-time data analyticsCustomer...2025-01-1314 min
AI Risk RewardAI: The Future of Banking or the End of an Era? Ask Rutger van Faassen, Founder of Information Banker.In the AI Risk Reward podcast, our host, Alec Crawford (@alec06830), Founder and CEO of Artificial Intelligence Risk, Inc. aicrisk.com interviews guests about balancing the risk and reward of Artificial Intelligence for you, your business, and society as a whole.Podcast production and sound engineering by Troutman Street Audio. You can find them on LinkedIn and at troutmanstreetaudio.com. You can hear the difference.Join Alec Crawford on the AI Risk Reward podcast as he welcomes Rutger van Faassen, the founder and CEO of Information Banker. In this insightful episode, Rutger shares his unique...2025-01-0733 min
Banking on InformationPreserving Legacies: Estate Planning and Digital Assets with Robyn Sechler from GoodTrust, Head of partnerships at GoodTrustIn this episode we speak with with Robyn Sechler, Head of partnerships at GoodTrust about her WHY, WHAT and HOW when it comes to Estate Planning for both physical and digital assets.Robyn Sechler, VP of Partnerships at GoodTrust, discusses the importance of preserving memories and digital assets alongside estate planning. Sharing her personal story, she highlights GoodTrust’s innovative digital vault, democratizing estate planning for all. Robyn envisions a future where AI enhances accessibility, empowering individuals to protect their legacies with peace of mind.KeywordsEstate PlanningDigital AssetsGoodTrustMemories PreservationDigital VaultAI in Estate PlanningAccessibilityPeace of...2025-01-0612 min
LendAPI PodcastLendAPI Partner Podcast Larry Chiavaro, Executive Chairman at Paramount Servicing GroupWelcome to the LendAPI Partner Podcast!
In this episode, we’re excited to host Larry Chiavaro, Executive Chairman at Paramount Servicing Group. With over 27 years of experience in loan servicing and a successful exit from First Associates (now Vervent), Larry shares his incredible journey and insights into the loan servicing industry.
💡 What’s Inside This Episode?
Learn how Paramount Servicing Group provides innovative loan servicing solutions for various asset types like unsecured consumer loans, solar financing, private student loans, and more.
Discover Larry’s inspiring entrepreneurial journey, including his experience in building First Associates from six people to over 900 employees...2025-01-0406 min
Banking on InformationBig Tech in Finance: Navigating Blockchain, AI, and the Future of Money with Igor PejicIn this episode we speak with Igor Pejic, Author of Big Tech in Finance about his WHY, WHAT and HOW to Prevail In the Age of Blockchain, Digital Currencies and Web3.Igor explores the transformative impact of emerging technologies like blockchain, AI, and digital currencies on the financial industry. He discusses big tech's expansion into finance, systemic risks, and the future of a multi-asset world, emphasizing regulatory clarity and innovation.Key Words:Igor PejicBig Tech in FinanceBlockchain BabelBlockchainAIDigital currenciesFinancial industryInnovationRegulatory clarityMulti-asset worldSuper money engineSystemic risks2024-12-1614 min
LendAPI PodcastLendAPI Partner Podcast with Brian Stacey, Founder of Decision Science LLC🎙️ Welcome to another episode of the LendAPI Podcast!
This week, we’re thrilled to host Brian Stacey, Founder and Managing Partner of Decision Science LLC, a leader in risk management and decision analytics.
💡 What’s Inside This Episode?
Explore how Decision Science LLC leverages advanced data analytics to help businesses tackle complex risk challenges and make smarter decisions.
Hear Brian’s journey from leading global risk initiatives at major financial institutions to founding a company that transforms how organizations approach decision-making.
Discover insights into the evolving role of risk management in business strategy and how data-driven solutions are paving the way for in...2024-12-1311 min
LendAPI PodcastLendAPI Partner Podcast with Ram Venkataraman, Co-Founder of Sei AI🎙️ Welcome to the LendAPI Podcast!
🚀 We’re kicking off the season with an inspiring episode featuring Ramkumar (Ram) Venkataraman, Co-Founder of Sei AI, a Y Combinator-backed startup revolutionizing compliance for businesses.
đź’ˇ What to Expect in This Episode:
Discover how Sei AI's AI-powered platform is streamlining regulatory adherence for businesses, enabling faster scaling and smarter compliance.
Hear Ram’s journey, from leading roles at Fortune 500 giants like Oracle and Amazon to transforming the FinTech landscape with PayPal and Wise.
Learn about Sei AI's unique approach to customer discovery and how they’re empowering businesses to see compliance as a strategic advantage.
🌟 Sei...2024-12-1110 min
Banking on InformationTokenizing Tomorrow: Blockchain Innovation with Daniel Vodolazkyi, Managing Partner at RWAYIn this episode we speak with Daniel Vodolazkyi, Managing Partner at RWAY about his WHY, WHAT and HOW of his real-world asset-tokenization software platform.Daniel explores the future of blockchain and tokenization in this episode. He discusses RWAY's innovative software launchpad for tokenizing real-world assets, enabling businesses to create branded ecosystems. Daniel also shares his vision for 2034 and encourages embracing new technologies to prepare for the evolving digital landscape.Key Words:BlockchainTokenizationReal-world assetsSoftware launchpadRWAYBranded ecosystemsWalletsCross-chain compatibilityFuture of technologyAdoption of innovation2024-12-0907 min
Banking on InformationNavigating the Future of Accounting with Zach Gordon, CEO of Red FiveIn this episode we speak with Zach Gordon, CEO of Red Five about his WHY, WHAT and HOW of getting it right when it comes to business decisions and accounting.Zach shares his journey in accounting, focusing on emerging industries like crypto and cannabis. He discusses the evolving role of CPAs, the impact of AI and automation, and the enduring importance of human expertise in strategic decision-making. Learn how to prepare for the future of accounting.Key WordsAccountingCPAZach GordonRed FiveCryptoCannabisEmerging industriesAI in accountingAutomationStrategic decision-makingTrusted advisorFuture of accountingData-driven decisionsNetworkingContinuous education2024-12-0212 min
Banking on InformationAccelerating Innovation: Technology Adoption in Financial Services with Karan Jain, Founder and CEO of NayaOneIn this episode we speak with Karan Jain, Founder and CEO of NayaOne about his WHY, WHAT and HOW when it comes to helping Financial Institutions discover, select and evaluate technical solution providers.Karan Jain explores how his platform accelerates technology adoption for financial institutions, enabling faster proof-of-concepts and reducing buyer's regret. He discusses future trends in embedded banking, financial management, and industry consolidation, emphasizing the importance of interoperable technology and strategic foresight to prepare for a rapidly evolving landscape.Key Words:Karan JainNaya OneTechnology adoptionFinancial servicesEmbedded bankingInnovation accelerationProof-of-conceptBuyer’s regretInteroperable technologyFuture-ready strategyFinancial inclusionIndustry co...2024-11-2513 min
Banking on InformationBreaking Banker Think: Kevin Porter, CEO and Founder of DxO Advisors on Transforming Credit Unions for the FutureIn this episode we speak with Kevin Porter, CEO and Founder at DxO Advisors about his WHY, WHAT and HOW when it comes to helping credit unions with their omni-channel transformation and adoption.Kevin Porter discusses his passion for credit unions and their transformation from digital to omni-focused organizations. He shares insights on overcoming "banker think," enhancing member-centric experiences, and preparing credit unions to dominate the financial services landscape by 2034 through empathetic design and strategic innovation.Key Words:Kevin PorterDxO AdvisorsCredit UnionsDigital TransformationOmni StrategyBanker ThinkMember-Centric DesignEmpathy in Financial ServicesStrategic PlanningFuture of Banking2024-11-2110 min
Banking on InformationEnhancing Workflows with AI: Insights from Russell LaCour, CTO of Odin AI [SPOTCAST]In this episode we speak with Russell LaCour, CTO at ODIN AI about his WHY, WHAT and HOW when it comes to applying agentic AI to the mundane part of our jobs to save time and money.Russell discusses the transformative power of large language models in automating business processes. He shares insights on how AI agents reduce costs, streamline workflows, and envision a future with AI personal assistants. Odin AI focuses on structuring fragmented data to enhance context-aware automation for enterprises.Key WordsAI automationLarge language models (LLMs)Odin AIRussell LaCourBusiness process optimizationAI...2024-11-1807 min
Banking on InformationElevating Customer Service: Gaurav Passi on Zingly AI and the Future of Engagement [SPOTCAST]In this episode we speak with Gaurav Passi, CEO of ZinglyAI about his WHY, WHAT and HOW when it comes to customer service and the fear of reaching out.Gaurav Passi discusses revolutionizing customer service by eliminating "fear of reaching out" through Zingly Rooms, a collaborative, AI-powered platform. He highlights use cases, friction reduction, and future visions of AI-driven customer engagement, emphasizing seamless automation, human-AI collaboration, and enhanced customer satisfaction.KeywordsGaurav PassiZingly AICustomer serviceZingly RoomsFear of reaching outFriction reductionAI-powered agentsRelationship AICustomer satisfactionDigital transformationGen AIAutomationCollaborative platformFinancial institutionsFuture of customer engagement2024-11-1214 min
Banking on InformationInception at NVIDIA: Empowering Startups in AI and Beyond a SPOTCAST with Matt AkinsIn this special @Money20/20 SPOTCAST episode I speak with Matt Akins, Startups @ NVIDIA about how NVIDIA is partnering with startups, some of which are here in the AI Pavilion at the Money20/20 conference in Las Vegas.Matt Akins discusses the Inception program, which supports AI and data science startups through technical enablement, software resources, and marketing access. He explores the future of AI, robotics, and autonomous vehicles while emphasizing NVIDIA's commitment to democratizing GPU access and advancing inference-based models for efficient computing.Key WordsNVIDIAInception ProgramStartupsAIData ScienceGPU ScarcityTechnical EnablementOpen-source SoftwareRoboticsAutonomous VehiclesFuture of AICompute PowerInference...2024-10-3106 min
Banking on InformationFuture-Proofing Investments: ESG Insights with Sneha Yadav, Head of ESG and Responsible Investing at Astant Global ManagementSneha Yadav, Head of ESG and Responsible Investing at Astant Global Management, explores the critical role of ESG in modern portfolio management. She discusses its impact on risk mitigation, alpha generation, and long-term valuation while predicting a future where ESG is fully embedded in investment processes.Key WordsESG (Environmental, Social, Governance)Responsible InvestingSustainable FinanceAlpha GenerationRisk MitigationStranded AssetsRegulatory FrameworksDiscounted Cash Flow Models (DCF)Long-Term ValuationClimate Transition RisksHedge FundsAsset ManagementSustainability PracticesFuture-Proofing Investments2024-10-2814 min
Banking on InformationBoI pre Money2020 episode with Kevin Levitt Global Director Financial Services Industry at NVIDIAIn this special pre-Money20/20 episode we speak with Kevin Levitt, Global Director Financial Services Industry at NVIDIA about some of the key themes and use cases NVIDIA will be addressing at the Money20/20 conference starting on Sunday October 27th in Las Vegas.Kevin explores the transformative role of generative AI in banking and FinTech. From personalized customer experiences to fraud detection and AI factories, this episode highlights how financial institutions can leverage AI to drive ROI, improve efficiency, and gain competitive advantages.Key WordsGenerative AIBankingFinTechFraud detectionCustomer servicePersonalized experiencesAI factoriesData governanceFinancial institutionsROI (Return on...2024-10-2114 min
Banking on InformationTransforming FinTech: Timothy Li on LendAPI’s Rapid Product Launch Platform [SPOTCAST]Timothy Li, CEO of LendAPI, shares how his platform empowers banks and financial services to quickly launch products with minimal resources. Dubbed the "Wix for FinTech," LendAPI simplifies embedded finance, accelerates innovation, and envisions a future of seamless international payments. Recorded live near Brooklyn Bridge during Techstars New York.Key WordsFinTechEmbedded FinanceLendAPITimothy LiProduct LaunchBanking InnovationTechstars New YorkInternational PaymentsAPIsFinancial ServicesWix for FinTechMicrofinancingChallenger BanksFuture of Banking2024-10-1008 min
Banking on InformationDemystifying Banking and Payments: Insights from Viktoria Soltesz CEO of PSP Angels GroupViktoria Soltesz, CEO of PSP Angels Group and author of "Moving Money: How Banks Think and Who You Can Trust," shares insights into the complexities of banking and payments. She discusses global regulatory challenges, the evolving role of payment systems, and how businesses can navigate risks while optimizing financial strategies for the future.Key WordsViktoria SolteszPSP Angels GroupMoving MoneyBanking and PaymentsFinancial StrategyRegulatory ArbitrageCryptocurrency RisksPayment ProvidersBanking ComplianceFinancial Technology2024-10-0711 min
Banking on InformationFuture-Proofing Financial Services: Aditya Khandekar CRO of Corridor Platforms on Decision Automation and Gen AI in BankingIn this episode we speak with Aditya Khandekar, CRO of Corridor Platforms, about how decision automation, risk management, and Gen AI are reshaping financial services. Learn how Corridor optimizes customer journeys, enhances decision quality, and prepares banks for a digital-first future with human-like AI experiences. Discover strategies to thrive in an evolving, tech-driven financial landscape.Key Words:Financial ServicesDecision AutomationRisk ManagementGen AI in BankingDigital TransformationCustomer Journey OptimizationCorridor PlatformsData AssetsDecision QualityFuture of Banking2024-09-3014 min
Banking on InformationTransforming Risk and Compliance: Kalyani Ramadurgam, co-founder of Kobalt Labs on AI's Role in FintechThis episode of Banking on Information features Kalyani Ramadurgam, co-founder of Kobalt Labs, discussing how AI-driven automation is transforming risk and compliance operations in financial services. She explores future trends in fintech, niche markets, and the evolving role of AI in streamlining workflows and regulatory compliance.Keywords: AI, fintech, risk automation, compliance, financial services, Cobalt Labs, third-party diligence, regulatory technology, future of banking, niche markets.2024-09-2408 min
Banking on InformationRevolutionizing Banking: Innovation, Efficiency, and the Future of CDs with Neil Stanley, CEO and Founder of The CorePointNeil Stanley, CEO of The CorePoint, discusses transformative strategies for financial institutions, from empowering frontline bankers to reimagining CDs. Learn how innovation and AI are reshaping banking efficiency, reducing costs, and preparing for a dynamic future in financial services.Key WordsBanking innovationFinancial servicesThe CorePointCost of fundsEmpowering frontline bankersAI in bankingFuture of CDsMarket value CDsCommunity bankingFinancial efficiency2024-09-1614 min
Banking on InformationEmpowering Small Businesses: Innovations in Financial Services with Khurram Khalil, CPO and Co-Founder at CaaryIn this episode we speak with Khurram Khalil, CPO and Co-Founder at Caary about innovations in financial services and technology. Khurram shares insights on simplifying small business operations, leveraging data-driven credit card platforms, future trends in payments, and strategies for adaptability in the evolving financial landscape.Key WordsFinancial servicesTechnologySmall business solutionsCredit card platformsData analyticsAI insightsPayments industrySustainabilityProcess automationPeer-to-peer lendingCrypto adoptionRegulatory compliancePlug-and-play infrastructureFuture trendsCustomer experience2024-09-0914 min
Banking on InformationRevolutionizing Financial Services: Rab Govil, CEO of Naehas on Trust, Compliance, and the Future of BankingIn this episode Rab Govil, CEO of Naehas, discusses the transformative role of financial institutions in improving lives, especially for the unbanked. He highlights Naehas' customer experience platform, enabling personalized products, regulatory compliance, and operational efficiency. Govil explores future banking trends, emphasizing trust, regulations, and adapting to evolving customer interaction channels like Amazon or TikTok. Key Words: - Financial institutions - Customer experience - Regulatory compliance - Personalized products - Operational efficiency - Banking innovation - Future banking trends - Trust...2024-09-0320 min
Banking on InformationSmart Documents in Financial Services with Rado Kotorov, Founder and CEO at Storied DataIn this episode we speak with Rado Kotorov, Founder and CEO at Storied Data and explore the intersection of financial services and technology. We delve into innovative document formats, digital transformation, and future trends in information sharing, emphasizing interactivity, decentralization, and AI-driven personalization.Key Words:Financial servicesTechnologyDigital transformationInteractive documentsDecentralizationAI personalizationStory DataInformation sharingFuture trendsWeb-friendly content2024-08-2617 min
Banking on InformationDiscussing Blockchain, Web 3.0 & DLT with Sandeep Kaur, Director at Innova SolutionsIn this episode we speak with Sandeep Kaur, Director of Web 3.0 & DLT at Innova Solutions about and discuss blockchain applications including tokenization, stablecoins, cross-border payments, and loyalty rewards, while sharing insights on how blockchain technology is revolutionizing the financial industry. We learn about Sandeep's WHY and what her view is of a possible future during Futures Thinking.2024-08-1910 min
Banking on InformationRe-Architecting Private Credit Operations with Tony Chung, CEO of Tenor DigitalIn this episode, your host Rutger van Faassen interviews Tony Chung, co-founder and CEO of Tenor Digital about revolutionizing private credit operations through automation and advanced technologies. Tony shares insights into their mission to streamline private credit processes, enhance scalability, and improve risk management. The discussion also delves into the future of private credit markets, highlighting trends like global expansion, democratization, and AI-driven efficiency. Key Words:Private Credit OperationsAutomationFintech SolutionsLoan Data DigitizationCalculation EnginePortfolio MonitoringRisk ManagementAI in FinanceGlobal ExpansionDemocratization of Private CreditInstitutional InvolvementEmerging MarketsFuture Thinking2024-08-1213 min
Curinos (F)insights2024 Banking Outlook: Planning for SuccessHigher-for-longer interest rates are here to stay. The upcoming jump in CD renewals is not a bubble. Lending opportunities are out there. These are but a few of the insights offered in 2024 Banking Outlook: Planning for Success, a podcast featuring Curinos experts executive vice presidents Pete Gilchrist and Brandon Larson; Adam Stockton, head of retail deposits and lending, and Suraya Randawa, head of omnichannel experience.Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-12-141h 00Curinos (F)insightsUsing Real-Time Data To Drive Small Business Lending RelationshipsDanae Perkins, senior analyst for small business lending at Curinos, shares insights on how banks and credit unions can better utilize data to connect with small-business borrowers and manage risks inherent in a high-rate environment.To learn more, please email our Sales Solution Expert John Antiskay at john.antiskay@curinos.comRate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-11-1515 min
Loan Officer Life: Hustle, Heart and HomeownershipFintech Fridays w/ Rutger van Faassen, CurinosInterested to know how your mortgage company stacks up against the competition?
On today’s Fintech Fridays podcast 🎙️ Brian Vieaux is joined by Rutger van Faassen, Head of Market Strategy with Curinos. Discover the secrets to success as Rutger unveils how mortgage lenders, banks and credit unions can effectively acquire and analyze competitive intelligence. This episode dives deep into benchmarking your company based on critical factors like cycle time, application and locks pull-through rates, mix of applications, and the weighted average market price. Moreover, Rutger will discuss how geographically dissecting this data to create region-specific benchmarks can provide...2023-11-0322 minCurinos (F)insightsEven With Fed Rate Pause, FIs Will Keep Jockeying On Deposit PricesAdam Stockton, head of retail deposits and lending at Curinos, offers his take on what the Fed hold steady on rates means and he points out where some institutions are finding opportunities in today's difficult environment.Read the Curinos Perspective: https://curinos.com/our-insights/curinos-perspective-fed-holds-rates-steady-again-home-lending-pressures-continue/Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-11-0210 minCurinos (F)insightsHow An Innovative Credit Union Is Approaching Customer SegmentationDavid Eldred, chief experience officer at Solarity Credit Union in Washington state, details his institution's approach to segmentation and the key lessons they've learned along the way.Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-10-2517 minCurinos (F)insightsBetter Deposit Pricing For Smaller Banks And Credit UnionsAgusta Patton, Head of Markets Client Solutions at Curinos, discusses today's challenging deposit-pricing environment and explains how data-driven insights generated by Curinos' new Deposit Optimizer Essentials solution, launching October 18th, can help smaller institutions price right and increase profitability. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-10-1112 minCurinos (F)insightsThere's No Time For Delay In Getting Ready For 1071Lindsay Burkhalter, director of small business solutions at Curinos, explains risks that banks and credit unions face if they are not diligent now in preparing to collect, analyze and report data on lending to minority-owned, women-owned and small businesses.Watch the Section 1071 Webinar here: https://curinos.com/our-insights/webinar-1071-small-business-lending/ Contact Lindsay at lindsay.burkhalter@curinos.comRate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-09-2715 minCurinos (F)insightsBonus: Are Some Banks Misjudging The Deposit Repricing Cycle?Peter Serene, head of commercial, and Adam Stockton, head of retail deposits, explain why they believe some institutions may have an overly optimistic outlook about when deposit prices will reach their peak.Read our FOMC Perspective here: https://curinos.com/our-insights/curinos-perspective-fed-funds-plateau/Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-09-2117 minCurinos (F)insightsWhy Digital Differentiation Matters For Acquiring New CustomersOlivia Lui, product marketing innovation expert at Curinos, digs into our recent research on how and why customers choose their primary banking relationship, and what that means for institutions as the digital banking channel grows in importance.Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-09-1319 minCurinos (F)insightsThe Fed’s Latest Bump: Higher-For-Longer Will Tighten Squeeze On Bank ProfitsPeter Serene, Managing Director of commercial at Curinos, explains how this week's 25bp rate increase will reprice more deposits and further narrow NIM in both retail and commercial.Read the Perspective: https://curinos.com/our-insights/curinos-perspective-fed-hikes-again-banks-dig-in-higher-for-longer/Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-07-2709 minCurinos (F)insightsRob Chrisman On Today’s Challenges In The Mortgage MarketConsultant Rob Chrisman and Curinos' Rich Martin join the (F)insights podcast to share thought-provoking insights into today’s highly challenging mortgage market.Chrisman Commentary, Daily Mortgage News: https://www.robchrisman.com/Curinos' Mortgage Hot Topics: https://curinos.com/our-insights/mortgage-hot-topics-chrisman/Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-07-2428 minCurinos (F)insightsJourney Across the Digital LandscapeSuraya Randawa, Head of Omnichannel Experience here at Curinos, joins host Rutger van Faassen to discuss digital journeys and her latest article in the Curinos Review “Capturing The Next Generation Means Engaging Them Now." Read the article: https://curinos.com/our-insights/curinos-review-q223-capturing-next-gen-engage-them-now/Read the full Review: https://curinos.com/our-insights/curinos-review-summer-2023/Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-06-2917 minCurinos (F)insightsFinding Massive Opportunity in Precision PricingDirector of Consumer & Small Business Lending Lindsay Burkhalter joins host Rutger van Faassen to discuss Curinos’ recent Perspective “Precision Pricing in Small Business Lending,” co-written by Lindsay and Adam Lee Purvis (Director, Real Estate & Consumer Lending). Read the Perspective: https://curinos.com/our-insights/curinos-perspective-precision-pricing-small-business-lending/Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-06-2112 minCurinos (F)insightsBonus: Rate Hike Pause: What does it mean for Financial Institutions?Managing Director Adam Stockton joins host Rutger Van Faassen to discuss the positives and negatives as the Fed moves to pause rate hikes. Read more insights on the latest announcement here: https://curinos.com/our-insights/curinos-perspective-fed-announces-pause-rate-hikes/Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-06-1509 minCurinos (F)insightsAmplero Takes Center Stage at FinovateSpringThis week we're doing something a little different. Recently our team attended FinovateSpring where Managing Director Sarah Welch and Amplero VP Tazmin Baliff Curtis demoed Curinos' Amplero Personalization Optimizer and its closed loop AI test-and-learn engine. To learn more about the platform, please visit our website: https://curinos.com/amplero-personalization-optimizer/Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-06-1308 minCurinos (F)insightsEpisode 17: 2023 CMO Summit Key Take AwaysOn the back of Curinos’ 2023 Chief Marketing Summit, Rutger speaks with Executive Vice President of Omnichannel Sales and Experience, Brandon Larson on key take aways.Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com2023-05-2415 min