Shows
House Money PodcastE 27: EntitlementSomewhere along the way, real estate stopped being a service and started feeling like an entitlement.Agents began to believe that effort alone justified outcomes. That time spent automatically earned loyalty. That access meant ownership. And consumers, conditioned by speed and convenience, started treating professional expertise like a free utility.In this episode, I break down how entitlement shows up on both sides of the transaction — from agents demanding referral fees they didn’t earn, to buyers and sellers extracting labor with no intention of commitment. None of this happened in a vacuum. These behaviors were...
2026-01-2822 minHouse Money PodcastE 26: When Speed Replaces JudgementAt some point, real estate stopped rewarding judgment and started rewarding speed.Being first became more important than being right. Responsiveness became a proxy for professionalism. And the industry quietly convinced itself that immediacy was the same thing as value.In this episode, I unpack how speed became the default — why agents adapted to it, how technology accelerated it, and what gets lost when decisions are made faster than they’re understood. This isn’t about blaming agents or platforms. It’s about naming the incentives that reshaped behavior and the consequences consumers now pay for it.
2026-01-1118 minHouse Money PodcastE 25: The Lawsuit, the Reckoning, and Why What Comes Next Isn’t an AccidentReal estate is about to change — again.In this episode, I explain why the industry is facing another major lawsuit, why it shouldn’t surprise anyone, and why this moment is different from what came before.This isn’t about one company, one platform, or one bad actor. It’s about how buyers enter the market, how representation is implied instead of explained, and how incentives and shortcuts we’ve normalized for decades are now being examined under a legal microscope.I break down why a current lawsuit functions as a test case, how it cou...
2026-01-0444 minHouse Money PodcastEp 24: Tax Solutions to Solve the Housing CrisisStruggling with Salt Lake City’s high prices and low inventory in 2025? Join Rychen Jones on the House Money Podcast for a bold real estate solution to make homeownership affordable again! Discover a federal tax holiday proposal for mom-and-pop investors to sell starter homes without capital gains taxes, freeing up inventory for first-time buyers along the Wasatch Front. No zoning battles, no new construction delays—just existing homes for families chasing the American Dream. Learn how this plan boosts local economies, strengthens communities, and cuts urban sprawl. Share this episode to spark change and subscribe for weekly real estate insi...
2025-04-1810 minHouse Money PodcastEp 23: STOP! That 2/1 Buydown May NOT Be Best For YouEmergency podcast! Its been a wild weak of tariffs, stock market swings, and the 10-year treasury spiking above 4.50%. If you are a buyer that's been on the fence and got spooked by mortgage rates also going up this week, this one's for you. I'll lay out my case why a 2/1 buy down is RISKY and present perhaps a better option.**DISCLOSURE** I am not a lender and not of the terms referenced in this episode should be considered accurate - I just do math on a calculator. Talk to a qualified lender for accurate...
2025-04-1113 minHouse Money PodcastEp 22: 5 Lessons from a Cash BuyerIn this episode Rychen shares 5 lessons he learned from a recent cash buyer in Salt Lake City that are applicable to all buyers and buyer's agents. House Money Real Estate Platforms:🌐House Money Real Estate Blog: https://housemoneyre.com/blog✳️Spotify: https://tinyurl.com/2f9apx48🍎Apple Podcasts: https://tinyurl.com/pk9mmrwr🖼️Instagram: @HouseMoneyRE 🖥️ Website: https://housemoneyre.comRychen Jones is a Real Estate Consultant, Realtor, and owner of House Money Real Estate based in Salt Lake City. Additionally, he is a real estate continuing education instructor as well as speaker and presenter to small and large groups, teams, and at national real...
2025-04-0821 minHouse Money PodcastEp 21: Waiting is NOT a Strategy (and What You CAN Do Right Now)New data is in - what would it take for the median Salt Lake City income to afford the median Salt Lake City home? SPOILER ALERT - none of the scenarios are likely. So what now? On this episode of the House Money Podcast, host Rychen Jones breaks down the scenarios, explains the three risks buyers take when they wait, and what action they can take right now.House Money Real Estate Platforms:🌐House Money Real Estate Blog: https://housemoneyre.com/blog✳️Spotify: https://tinyurl.com/2f9apx48🍎Apple Podcasts: https://tinyurl.com/pk9mmrwr🖼️Ins...
2025-04-0511 minHouse Money PodcastEp 20: Why ‘Highest and Best’ Kills Your Seller’s Leverage: A Lazy Agent’s MistakeWhen sellers get multiple offers, agents often ask for “highest and best”—but it’s a lazy move that kills your leverage. Join Rychen as he explains why this practice hurts sellers, shares real-world insights, and offers a better strategy to maximize your profit. Tune in and sell smarter!House Money Real Estate Platforms:🌐House Money Real Estate Blog: https://housemoneyre.com/blog✳️Spotify: https://tinyurl.com/2f9apx48🍎Apple Podcasts: https://tinyurl.com/pk9mmrwr🖼️Instagram: @HouseMoneyRE 🖥️ Website: https://housemoneyre.comRychen Jones is a Real Estate Consultant, Realtor, and owner of House Money Real Estate based in Salt Lake City. Additionally, he...
2025-03-2810 minHouse Money PodcastEp 19: The #1 Mistake Made in Model Homes (guest: Travis Maddox)Step into the trap—House Money exposes the #1 mistake buyers and agents make touring model homes with guest Travis Maddox, an experienced Salt Lake City builder agent. Learn why upgraded kitchens and premium lots blindside too many buyers with hidden costs and how to avoid the shock. This episode delivers unfiltered advice for navigating new builds, saving money, and winning in today’s market.#RealEstate #SaltLakeCity #HomeBuying #HouseMoney
2025-03-2551 minHouse Money PodcastEp 18: Refi or DieIs refinancing your Salt Lake City home a lifeline or a trap? House Money breaks it down in this hard-hitting episode. We explore 2025 interest rate trends, when to refi, and the risks of waiting too long. Whether you’re a buyer rethinking your mortgage or a seller eyeing equity, get the unfiltered truth to make bold moves. No fluff, just real strategies to secure your financial future.#RealEstate #SaltLakeCity #HomeBuying #HouseMoney
2025-03-1807 minHouse Money PodcastEp 17: The Real Estate Communication Crisis (guest: Cambria Kem)Communication breakdowns are killing trust in real estate—join us on House Money as we tackle this crisis with guest Cambria Kem, a Salt Lake City expert. We expose why 28% of sellers feel agents don’t communicate enough and how poor dialogue costs deals. Get practical solutions to demand better from your agent or step up your own game. This episode delivers no-nonsense insights for buyers, sellers, and agents to bridge the gap and win in today’s market. Ready to fix the crisis?#RealEstate #SaltLakeCity #HomeSelling #HouseMoney
2025-03-1348 minHouse Money PodcastEp 16: 3 Things Every Home Seller Needs to Know in 2025Selling in 2025? House Money has your back with unfiltered insights for the Salt Lake City Wasatch Front. This episode exposes the harsh truths: builders punking sellers with sneaky tactics, buyers demanding cash concessions, and the pricing game you can’t ignore. Learn how to price your home right by watching flips, move-in-ready homes, and new construction trends—don’t get burned by the market. We break it all down with no-nonsense strategies to help you sell smart, protect your profit, and navigate today’s challenges.#RealEstate #SaltLakeCity #HomeSelling #HouseMoney
2025-03-1007 minHouse Money PodcastEp 15: Financing Your Next PropertyExperienced loan officer Jessie Van Wagoner joins the show to discuss all things financing when it comes to investment properties. He shares his expertise helping investors qualify without income or asset verification using debt service coverage loans, how to execute a delayed cash out refinance, and why the recent changes to multi-family financing are massive.
2023-12-2057 minHouse Money PodcastEp 14: 4 Lessons From MonopolyDive 'Beyond the Board' and unlock real estate success with insights from America’s Favorite Game. In this episode, discover four strategic lessons drawn from winning Monopoly strategies. Gain practical wisdom applicable to buying and selling real estate and turn the iconic game into a blueprint for building your real estate portfolio.
2023-12-1339 minHouse Money PodcastEp 13: Walking Away & Starting OverDoes it ever make sense to sell your investment property(ies) and start over? In this episode Taylor shares with us the difficult decision he made to sell his investment property, reset himself financially, and what he is doing right now to prepare to get back into the real estate investment game at the right time. If you're holding on to a property that just doesn't seem to fit or is causing you more stress than it's worth, listen to Taylor's story and see if it can help you gain clarity in your own circumstances.
2023-11-2937 minHouse Money PodcastEp 12: From Residential Investor to FranchiseeIf you've thought about transitioning from residential to commercial real estate investments, then this is a can't-miss episode. Join our conversation with Justin Williams and learn how he and his brother utilized patience and consistency to methodically acquire great cash flowing properties before jumping into the commercial world as franchisees for a growing coffee business. You'll also hear how Justin and his brother (and their mom) maximize their individual skills in their investment partnership, and how Justin uses his experiences as a licensed therapist to guide his investment decisions.
2023-11-2249 min
The Nova Show: Real Estate RecordsSEASON 2 | Episode 14: Tristan Hammett hosts Rychen JonesWelcome to Season 2, Episode 14 of The Nova Show! In our 6th episode for November's Thank-A-Thon, Tristan Hammett hosts the remarkable Rychen Jones. Originally from Oregon, Rychen made Utah his home in 2017. But Rychen is more than just a resident; he's a father of 4, a great husband, and an incredible teacher.With over 12 years of experience as a financial advisor, Rychen brings a wealth of expertise to the table. But that's not where his journey ends. Now a real estate consultant, he's applying his knack for numbers and...
2023-11-2053 min
Real Talk with Leigh Brown429 - Forging Relationships, Investing Strategies, and Shifting Markets with Rychen JonesIf you're worried about the volatility of today's economy, then this is a can't-miss episode. Join our conversation with Rychen Jones about the importance of building meaningful relationships to thrive in a shifting market. You'll also hear a fun story about how a board game became a cornerstone for his real-life triumph in the realm of real estate, so tune in! Key takeaways to listen for Understanding recession from a financial advisor's POV Advantages of investing in real estate of different states The impact of having the right mentor Actionable tips for...
2023-11-1630 minHouse Money PodcastEp 11: *BONUS* Tax-FREE WealthSteven Gabrielsen, CPA is back for a BONUS episode! The feedback from his first appearance (Season 2 Episode 1) was overwhelming so we brought him back on to ask the most common questions about tax-FREE wealth, cost segregations, depreciation, and other topics!
Connect with Steven on TikTok or Instagram at @snapbackcpa
2023-11-1519 minHouse Money PodcastEp 10: The Path to Financial Security with Jessica MidgleyAttention Homeowners who have a super low interest rate and payment and think you'll never be able to move: Meet Jessica - a homeschooling mother of 4 who dove headfirst into the real estate investment world this year and with her husband and family kept their first home as a rental, purchased their second home, rented out a portion of it, and lowered their net mortgage payment to $200/month (!!) all while not pulling any money out of their savings to do it. Jessica opens up and shares her secrets and lessons learned on their journey toward financial security Take a...
2023-11-0839 minHouse Money PodcastEp 9: Tax-FREE Wealth with Steven Gabrielson, CPASteven Gabrielson, CPA and President of Creative Advising helps us reframe how we think about the tax code and takes us deep to teach how tax-free wealth can be achieved through real estate investing. In this power-packed hour we touch on cost segregations and depreciation (and why your probably doing it wrong), the different types of income, taxation of short-term rentals and flip projects, and an array of other topics.
You can find Steven on Instagram and TikTok at @SnapBackCPA.
Other Resources:
"Tax-Free Wealth" by Tom Wheelwright
2023-11-011h 02House Money PodcastEp 8: Add an ADU with No Money Down?!?Imagine adding an investment property to your portfolio for less than market value, cash flowing on the property, and not paying anything out of pocket to do it. Sound too good to be true? In this episode, the owners of Build 2 Rent Utah join the show to show you how you can add a cash flowing accessory dwelling unit (ADU) to your existing property, perhaps without any money out of pocket.
Jarom and Debbie are real estate investors themselves and created a business building tiny homes on existing properties -with full kitchen, bathroom, and bedrooms - and...
2023-08-1625 minHouse Money PodcastEp 7: Protect Your Ass(ets) with Guest Kelsey MaupomeYou purchased a rental property. Congratulations! Now what? You don't make money if you don't have a tenant and you put yourself at risk of losing money if you don't select the right tenant. In this episode we explore how to best protect your assets once you've purchased them.
Experienced property manager Kelsey Maupome joins the show to share what every property owner should know. She shares tips and tricks for those who want to self manage their properties, including how to effectively (and legally) screen for tenants, why you should advertise your listing as "pets negotiable,"...
2023-08-0956 minHouse Money PodcastEp 6: 3 Things Killing Your Ability to Build WealthThere three things you need to stop doing if you want to build wealth, though real estate or any other means. In this episode we dive into each of the three wealth-building killers and offer solutions for getting onto (or back on) the wealth-building path. We explore three scenarios: purchasing your first property, selling your home and buying your next one, and keeping your current home and buying your next one.
Don't get caught in these wealth-killing traps! Understand how and why they prevent you from accomplishing your financial goals and how to escape them if you're...
2023-08-0219 minHouse Money PodcastEp 5: Out of State Investing with Guest Jake KlimaJake Klima joins us to explain the ins and outs of investing outside of your local market. Jake has purchased three properties outside his local market in the last 10 months using three different financing methods, including his most recent purchase using seller financing and recapturing nearly his entire investment into the property after refinancing.
Jake warns that the two things every investor needs to know when buying and rehabbing an out of state property is the After Market Value (ARV) or what the property will appraise for as well as having long term financing lined up BEFORE...
2023-07-2646 minHouse Money PodcastEp 4: Clarity Before ActionConfused people don't make decisions (and if they do they may not be good decisions). In this episode we dive deep into the 5 Pillars of Clarity every real estate investor must have to give themselves the best chance at investment success. We'll talk about the different goals an investor may have, how to dig deep to uncover true motivations and objectives, how to find and use available assets (see Season 1 Ep. 2 for a deeper discussion of assets), identifying correct price points, payments, and types of properties and why location is always the last pillar. We'll also discuss the consequences...
2023-07-1921 minHouse Money PodcastEp 3: Maximizing Multiple Options with Guest Tyler HuxfordTyler Huxford gives a masterclass on how to find bulletproof properties in any market, how adding value to existing properties can create ridiculous cash flow and may be better than buying an additional property, and why managing your own nightly rental isn’t as hard as you might think if you get these two things right.
Take a look at his YouTube channel below to see his conversion of an attached shed to a luxury nightly rental as well as his two Airbnb links.
https://www.youtube.com/watch?v...
2023-07-1257 minHouse Money PodcastEp 2: Your Asset Bucket ListHave you created a bucket list of the things your want to do, things your want to be, things you want to have, and places you want to go? What did you hope to accomplish creating that list? Was it to help you focus on what was most important to you?
In today's episode we focus on helping you create a different type of bucket list but one with the same purpose: clarity. We're talking about your asset bucket list and what may already be on it and what things you want to add to it.
2023-07-0513 min
House Money PodcastEp 1: Don't Give Up Before You StartWelcome to House Money! If you've imagined yourself as a real estate investor but don't know where to begin or feel like you've missed the golden opportunity to do so, you're in the right place! The right time to buy the right property at the right price and terms is ALWAYS! We'll talk through everything you need to know to get started and introduce you to new investors who are using a variety of strategies industry experts. Here's the secret: Don't give up before you start!
2023-06-2714 min
Real Estate Elevated with Cheryl Knowlton, CSPRychen Jones: Your Trusted Voice in Real EstateIn this episode, Cheryl and Rychen discuss: Why appreciation shouldn't be primary Understanding cash flow Making sure your taxes are in order When hiring property managers Key Takeaways: Appreciation is the icing on the cake and shouldn't be the only way you can make money on a property that you choose. The ingredients of the cake is cash flow, principal reduction, and tax saving. Understanding cash flow means considering what risks you are willing to carry. Consider how much monthly rent you're getting per $100,000 of purchase price to see if the property is worth looking over. The momen...
2022-03-1146 minSpeaker RealRychen Jones: Your Trusted Voice in Real EstateIn this episode, Cheryl and Rychen discuss: Why appreciation shouldn’t be primary Understanding cash flow Making sure your taxes are in order When hiring property managers Key Takeaways: Appreciation is the icing on the cake and shouldn’t be the only way you can make money on a property that you choose. The ingredients of the cake is cash flow, principal reduction, and tax saving. Understanding cash flow means considering what risks you are willing to carry. Consider how much monthly rent you’re getting per $100,000 of purchase price to see if the property is worth looking ov...
2022-03-1146 min
Agent vs LenderKnow, Like, Trust, and Remember YouThis week we spoke to successful real estate agent Rychen Jones. Rychen only started his real estate business 3 years ago and this year has had 85% of his clientele referral based. This is a business model that is often stressed but very little achieved. Rychen shares the simple ways in which he has gained a significant referral base. He also packs the episode with short and simple scripts that you can take with you for your next clients. If you want to expand your referral tased clients this is the episode for you! So much helpful knowledge packed into one...
2020-11-2537 min