Shows
Private Wealth PodcastPhilanthropy, tax and legacy planningThe most generous giving can also be the most strategic, but only if you understand the UK tax rules behind it. Leonora Stevens and Mike Hodges, private wealth partners, discuss philanthropy from a private client perspective, focusing on how to give with clarity, avoid common traps, and build a plan that fits your wider wealth management and estate planning goals.This episode starts with Gift Aid, because it underpins most UK charitable giving. We explain how the basic rate reclaim works, how higher and additional rate taxpayers can claim further income tax relief, and why some donors...
2026-06-1021 min
Private Wealth PodcastChoosing the right wealth planning structure: FICs vs trusts vs offshore bondsFamily investment companies (FICs), trusts and offshore bonds are three of the most common structures used in UK tax and wealth planning — but what do they actually mean for you and your family?In this episode, we break down how each structure works in practice, how they differ on control, tax, reporting and long term succession, and why the right choice depends on your goals rather than what’s currently popular. We look at how trusts separate ownership and benefit, how FIC share classes shape governance and growth, and how offshore bonds use tax deferral and 5% withdrawals. We a...
2026-05-0519 min
Sure RealityIN#42 INSIGHT with Mike Saffery - New Creations in Christ"In 2 Corinthians 5:17 we read, “If anyone is in Christ, he is a new creation; old things have passed away; behold, all things have become new.” On the next INSIGHT Pastor Mike Saffery and Dudley Anderson will be talking about what it means to be a new creation, in Christ. When we accept Jesus as Lord, he comes into our mortal bodies by the Holy Spirit and we enter into Christ, the old life goes, and a new life comes."THESE RADIO PROGRAMMES HAVE BEEN MADE POSSIBLE BY KIND DONATIONS OF SURE REALITY VISION PARTNERS. TO P...
2026-04-1628 min
The RealityIN#42 INSIGHT with Mike Saffery - New Creations in Christ"In 2 Corinthians 5:17 we read, “If anyone is in Christ, he is a new creation; old things have passed away; behold, all things have become new.” On the next INSIGHT Pastor Mike Saffery and Dudley Anderson will be talking about what it means to be a new creation, in Christ. When we accept Jesus as Lord, he comes into our mortal bodies by the Holy Spirit and we enter into Christ, the old life goes, and a new life comes."THESE RADIO PROGRAMMES HAVE BEEN MADE POSSIBLE BY KIND DONATIONS OF SURE REALITY VISION PARTNERS. TO PARTNER WITH US VISIT, http...
2026-04-1628 min
Sure Reality PodcastsIN#42 INSIGHT with Mike Saffery - New Creations in Christ"In 2 Corinthians 5:17 we read, “If anyone is in Christ, he is a new creation; old things have passed away; behold, all things have become new.” On the next INSIGHT Pastor Mike Saffery and Dudley Anderson will be talking about what it means to be a new creation, in Christ. When we accept Jesus as Lord, he comes into our mortal bodies by the Holy Spirit and we enter into Christ, the old life goes, and a new life comes." THESE RADIO PROGRAMMES HAVE BEEN MADE POSSIBLE BY KIND DONATIONS OF SURE REALITY VISION PARTNERS. TO PARTNER WITH US VISIT, https://www...
2026-04-1628 min
Business TalksWhat does the UK's new Employment Rights Act mean for your business?The UK’s new Employment Rights Act is not just a minor HR tweak; it represents the most significant overhaul of employment law in recent years. These reforms are set to reshape how employers recruit, manage probation, respond to flexible working and handle dismissals for many years to come.In this episode of Business Talks, hosts Tom Alun-Jones and Zoe Thomas sit down with employment law expert Dan Begbie-Clench, Employment Law Partner at Doyle Clayton. Together, they discuss complex legislative changes and give their insight on the key points that businesses need to know. They explore:
2026-04-0121 min
Private Wealth PodcastTax planning for your assets and possessions: understanding exemptions, gifting and IHTYour garage, loft or side table might be hiding a surprisingly tax-efficient asset. We sit down to unpack which personal possessions you can sell or give away in the UK without any tax implications. If you have assets such as art, collectables or classic cars, the difference between a clean gain and an unexpected tax charge often comes down to a few definitions and one or two easily missed rules. We talk through the practical capital gains tax (CGT) framework for private owners, after which we dig into chattels (tangible movable property), including real-world examples like books, co...
2026-03-2415 min
Private Wealth PodcastTax planning in 2026: the key changes you can't afford to missThere are a number of significant tax changes occurring in 2026, and to help you stay ahead, we breakdown the key dates and deadlines you need to be aware of, including the appropriate actions you should be taking before 5th April 2026.Our podcast episode explores:Dividend tax increases: Rates rise for basic and higher-rate taxpayers from April 2026. We discuss if bringing dividends forward is the right move for your cash flow.BADR: With Business Asset Disposal Relief rising to 18% on 6 April, we explore why timing a disposal now could materially...
2026-03-1615 min
Business TalksFRS 102 – understanding changes in financial reportingAs of 1 January 2026, significant changes to FRS 102 came into effect marking the biggest update to UK GAAP in more than a decade. But what does this actually mean for your bottom line and your reporting process?The revisions aim to enhance the quality and consistency of UK financial reporting by aligning key areas – notably revenue, leases, and small entity disclosures – more closely with IFRS.In our first episode of the year, co-hosts Tom Alun-Jones and Zoe Thomas are joined by Technical and Training Partner, Anna Hicks, to discuss what the new rules mean in pr...
2026-02-1721 min
Private Wealth PodcastHMRC enquiries: what to expect and how to prepareIn this episode, Leonora Stevens and Mike Hodges look at what really happens when HMRC opens an enquiry into your personal tax return. They discuss:- What HMRC compliance checks actually involve- Why enquiries are triggered- What is the difference between aspect and full reviews- Understand what your rights and responsibilities look like in practice. They also offer tips to avoid common mistakes and advice on staying organised so you’re prepared if HMRC gets in touch.Whether you’re facing an enquiry now or simply want t...
2026-01-1217 min
Business TalksBudget outcomes for businessWe unpack how the Autumn Budget changes investment reliefs, hiring costs and compliance, trading a single headline for many smaller moves with real cash impacts. We share clear actions for capital allowances, EMI and EIS/VCT use, transfer pricing readiness and payroll risk.In this Business Talks podcast episode, Tom Alun-Jones, Zoe Thomas, and Adam Kay break down what these changes mean for UK businesses and share practical insights. They discuss:Capital allowances changes – including the new 40% first-year allowance and why timing matters,Employee incentives – updates to EMI and EIS/VCT schemes,Compliance reforms – from transfer pricin...
2025-12-0818 min
Private Wealth PodcastTax planning following the 2025 Autumn BudgetWith a mountain of speculation prior to this year’s Budget, there was considerable concern about potential forthcoming tax changes. However, it could be said that the announcements made on 26 November were not as monumental as feared. Nonetheless, there was still plenty to dissect so join us in our latest podcast episode where we uncover what was announced by Rachel Reeves and consider how it will impact you. Leonora Stevens and Mike Hodges discuss:The further freezing of income tax rates,The new tax rates on property, savings and dividend income, Pensions salary sacrifice chang...
2025-11-2821 min
Private Wealth PodcastHow to navigate complex tax returnsTax season can feel daunting – even for the most organised of taxpayers. While many returns are simple, certain sections quickly become complex, and small mistakes can lead to stress or even penalties.In our latest podcast episode, Leonora Stevens and Mike Hodges explore the trickier parts of a self‑assessment tax return and share practical strategies to help you stay confident and compliant.They explore:Foreign income and gains – navigating double tax relief and exchange rates,Capital gains – property, shares, and even crypto,Pension contributions and reliefs – annual allowance, carry forward, tapered allowances,Gift Aid and ch...
2025-11-2019 min
Business TalksRegister of Overseas Entities: understanding UK property rules for overseas ownersIn this episode of Business Talks, our new hosts, Tom Alun-Jones and Zoe Thomas sit down with tax director Victoria Baguley-Wood to unpack the Register of Overseas Entities (ROE), which is a key legal requirement for overseas entities owning UK property.Victoria breaks down what the legislation covers, the risks of non-compliance, and the privacy challenges property owners face. Tom and Zoe also share how Saffery helps clients navigate the process with a full-service ROE solution, from verification through to annual filings.In this episode, you’ll learn:What the ROE is and who it...
2025-11-1219 min
Private Wealth PodcastGifting property and inheritance tax – what you should knowIn our latest episode, we explore the increasingly relevant topic of passing on property – whether it’s your main home, a share of it, or a second property – and the tax implications that come with it.Our hosts Leonora Stevens and Mike Hodges discuss:- Why more families are considering property gifts- How rising house prices affect IHT exposure- Key thresholds like the nil-rate and residence nil-rate bands- The challenge of funding IHT when wealth is tied up in bricks and mortar🎧 Listen now for practical insights and plann...
2025-10-0916 min
Business TalksThe future of Partnerships in the 2020sPartnership life has evolved dramatically over the past 20 years, shifting from traditional equity models to diverse structures that include salary partners, fixed-share partners, and corporate entities. Modern partners are senior leaders who set culture, drive business forward, and create environments where people can succeed.In this episode of Business Talks, host is joined by Andrew Hedley, Director of Hedley Consulting, to explore what partnership really looks like in the 2020s. Together, they unpack:•How partnership models have evolved across law, accountancy, and property,•The personal and professional shifts that come with becoming a partner, •...
2025-09-1028 min
Business TalksIs your company missing out on Innovation and R&D tax reliefs?Could your company be missing out on a valuable tax relief?In this engaging discussion, host Jamie Lane and tax specialist Rachel Chappell dive into the world of R&D tax credits, revealing why businesses across all sectors should be paying attention. They explore:What qualifies as R&D (it’s broader than you think!)How to avoid common pitfalls and HMRC scrutinyThe hidden power of the Patent Box regimeStrategic ways to use R&D relief to drive long-term growthWhether you're a startup, scale-up, or established company, this episode is packed with tips on ho...
2025-08-1323 min
The Essential Tax PodcastAn Overview of VAT Rules for US Companies Doing Business in Europe with Nick Hart, Michael Salman, and Tobias BarkschatThe Essential Tax Podcast with Mishkin Santa, Season 2, Episode 8In this episode of The Essential Tax Podcast, Mishkin Santa speaks with Nick Hart, VAT Partner, Saffery – United Kingdom; Michael Salman, Director, Nexia DHW – Netherlands; and Tobias Barkschat – Senior Manager, Nexia GmbH – Germany. Nick, Michael, and Tobias have a wealth of combined experience in navigating the European VAT. Join us for this episode to learn more about how this tax could apply to your business or you personally.Tune in for these key takeaways:Critical information about the purpose, process to register, and collection procedures for the...
2025-07-2956 min
Private Wealth PodcastHow the new non-dom rules could impact your retirement plansThinking of retiring abroad? The latest changes to the UK’s non-dom rules might be surprisingly good news for your financial planning.In this eye-opening discussion, our expert panel breaks down how the shift from domicile to residence-based taxation creates new opportunities for those considering an international retirement.Tax partner Alex Britton-Davis joins hosts Leonora Stevens and Mike Hodges to explain the revolutionary change in how inheritance tax will apply to British nationals retiring overseas.For more Private Wealth podcasts, head to: www.saffery.com/insights/podcasts/...
2025-07-2815 min
Business TalksIs your business at risk? CCO compliance and how to avoid penaltiesIn our latest episode, we're tackling a crucial compliance issue for UK businesses: the Corporate Criminal Offence (CCO) of failing to prevent the facilitation of tax evasion.Host, Jamie Lane, is joined by Zoe Thomas, Head of Corporate Tax, to discuss the impact of these regulations for businesses of all sizes. They discuss:What the CCO legislation covers,Why HMRC is increasing enforcement,What ‘reasonable steps’ really look like, andHow to protect your business from liability.Whether you're concerned about employee actions, supply chain risks, or the implications for business transactions like mergers and acquisitions, this...
2025-07-0124 min
Private Wealth PodcastTrustees explained: roles, responsibilities, and why choosing the right one mattersThe world of trusts often feels complex, but at its core it's about safeguarding assets for others.Whether you're considering setting up a trust, have been asked to serve as a trustee, or are evaluating your current arrangements, this discussion offers guidance on finding the right trustee for your specific needs.Hosts, Leonora Stevens and Mike Hodges, are joined by Philip Radford from our Guernsey and Dubai office, and together they unpack the responsibilities of a trustee, the traits that make a good one, and whether it makes sense to appoint a trustee in the...
2025-06-2626 min
Private Wealth PodcastPensions and inheritance tax: upcoming changesA seismic shift is looming for pensions - from April 2027, pensions will fall into a person’s chargeable estate for inheritance tax (IHT) purposes. This means any pension pots could be subject to 40% IHT.For many years pensions were a useful way to reduce IHT liabilities, and while the legislation is pending, the changes from 2027 will mean that pensions will be treated like any other asset – potentially subject to 40% tax.What planning options remain? The discipline of having funds locked away until retirement can be valuable and tax advantages are still available. We unco...
2025-06-0420 min
Private Wealth PodcastSelling your business through an Employee Ownership Trust (EOT) – what are the tax advantages?Employee Ownership Trusts (EOTs) offer business owners a compelling exit strategy where they can transfer controlling interest in their company without paying any capital gains tax (CGT).Join Leonora Stevens and Mike Hodges as they discuss this increasingly popular exit route, that is beneficial for both owners and employees.If you're considering an EOT, always seek professional advice tailored to your specific circumstances to navigate the complexities while maximising the benefits.This episode was recorded in April 2025, but at the 2025 Autumn Budget on 26 November, the Chancellor announced the reduction of CGT relief on...
2025-04-1720 min
HR Stay tunedMorning Boost : Révéler les talents et donner du sens à la carrière !Dans ce 26ème épisode de HR Stay tuned, on parle orientation, quête de sens et transformation de carrière !J’ai eu le plaisir d’échanger avec Julie Saffery, créatrice de Morning Boost. Ensemble, on a exploré les enjeux de l’alignement pro/perso, la nécessité d’un onboarding plus humain, et l’importance d’aider les jeunes (et les moins jeunes) à construire une carrière à leur image.Un grand merci à Julie pour cette belle conversation inspirante ! À écouter sans modération Vous désirez contacter Julie Saffery ?Linkedin : https://www.linkedin.com/in/julie...
2025-04-0930 min
Private Wealth PodcastInheritance tax and trusts: What does the government's consultation mean for you?The inheritance tax landscape for family businesses and agricultural landowners is undergoing its most significant transformation in decades. Following the Autumn Budget 2024 announcements regarding changes to Agricultural Property Relief (APR) and Business Property Relief (BPR), the government has released a consultation document addressing the application of these changes to property settled into trusts.In our latest podcast episode, Leonora Stevens and Mike Hodges discuss:The key changes to APR/BPR announced in the Budget,Summarise the document’s key points outlined, andDiscuss the major planning considerations and potential implications for our clients.Understanding the...
2025-04-0220 min
Business TalksDriving business value with sustainability and ESG strategiesSustainability and ESG are now essential considerations for businesses of all sizes, but rapidly evolving reporting requirements mean there are a number of strategic implications to consider.Yi Zheng, a sustainability and ESG specialist at Saffery joins host, Jamie Lane, to explain current and upcoming reporting frameworks and explore how sustainability can create business value that is far beyond compliance. They discuss:What sustainability and ESG actually mean – and their relevance to your business,How sustainable practices drive both positive impact and business value,The importance of setting clear objectives for your sustainability initiatives, andCurrent reporting fr...
2025-04-0128 minPrivate Wealth PodcastNavigating sudden wealth: Financial planning and managing new moneyHave you recently acquired a significant amount of money? Sudden wealth can be quite overwhelming. So how can you protect and manage your assets efficiently? Join Leonora Stevens and Mike Hodges as they talk with legal expert Claire Harris, a Partner at Withers, and James Peterson, Managing Director at Rothschild & Co about the essential first steps and long-term strategies for managing a windfall.From will planning, family communication, global mobility and philanthropy, they discuss the importance of letting the dust settle, choosing the right advisers, and creating a solid foundation.For more Private Wealth podcasts...
2025-02-2726 min
Farm GateWhat’s a nature credit and how are they sold?What’s a nature credit, what are they worth and how are they sold? We take a tour of the nature credit market - looking the differences between voluntary and statutory credits - governance mechanisms - and how the biodiversity net gain market in England actually works.Featuring: Peter Harker, Partner at Saffery And Emma Toovey, Chief Land and Nature Officer at Environment Bank With ffinlo CostainFilling the Funding Gap is sponsored by Barclays, Environment Bank, Forest Carbon, Howden Insurance, Regenerate and Saffery.
2025-02-1853 min
Private Wealth PodcastThe new FIG regime: tax changes for non-doms and the actions you need to takeWith major changes on the horizon for non-domiciled individuals, understanding the new tax landscape is essential. This episode dives deep into the upcoming tax reforms, exploring how these changes (effective from April 2025), will reshape the tax landscape for non-doms. Hosts Leonora Stevens and Mike Hodges are joined by Alex Britton-Davis, partner at Saffery and a leading expert in UK residency and domicile, who breaks down the move away from the familiar remittance basis to the intricacies of the FIG regime. Other key topics include:The complexities of reporting foreign income,The significant re...
2025-01-3026 min