Shows
The Money Whine & Cheese Club with Sara FernandesSunday Scaries: The Paralysis of Facing Another Week When Your World is Falling ApartSunday evenings are meant to be a gentle wind-down, a time to recharge before the start of a new week. But for some of us, those final hours of the weekend can feel like the walls are closing in, like a heavy blanket of dread has been thrown over our shoulders. We sit there, frozen, as the sun goes down, paralyzed by the fear of what lies ahead. I can still feel the anxiety and my throat closes up as I write this.
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As usual you can find me:
...2024-11-1706 minThe Money Whine & Cheese Club with Sara FernandesSunday Scaries: The struggle to Live Life on Your TermsIt's not always easy to live life on our terms. How does that impact our Sunday Evening anxiety?
As always you can find me:
https://moneywhineandcheese.com
sara@thesarafernandes.com
And NOW also as Editor in Chief:
https://lifemasterymagazine.com
hello@lifemasterypublishing.com
LM Magazine is your go-to digital publication crafted for midlife women seeking inspiration, growth, and empowerment. Each issue dives into topics that matter most to you, from personal development and wellness to mindful living and financial wisdom. Our mission...2024-11-1011 minThe Money Whine & Cheese Club with Sara FernandesSunday Scaries: How to manage your time and avoid anxietyA weekly series designed to help you overcome the Sunday evening anxieties that come with the start of a new week. Each episode I’ll talk about common sources of stress, that go from money problems to unfinished to-do lists, from feeling stuck in routines to navigating big life transitions. So, join me as we dive into topics that impact the everyday woman, that’s you and me, with tips and reflections to help you find balance, calm, and renewed energy for the week ahead.
https://moneywhineandcheese.com
sara@thesarafernandes.com
ht...2024-11-0413 minThe Money Whine & Cheese Club with Sara FernandesMoney Mindset Shifts - How to Become Confident with Your FinancesMoney Mindset is one of those areas we have to keep working on. It can be a very difficult topic especially for women going through life transitions. Take a listen and tell me if you agree with the 5 steps I have for you.
As usual you can find me:
Money, W(h)ine & Cheese
sara@thesarafernandes.com
https://linktr.ee/Thesparklingbudgeteer
2024-10-2707 minThe Money Whine & Cheese Club with Sara FernandesHow to Break the Paycheck-to-Paycheck Cycle: A Step-by-Step GuideIf you're feeling like you're stuck in that paycheck-to-paycheck cycle, always waiting for the next payday, and feeling anxious about the money running out—you're not alone. But today, I want to help you change that. Let's break free from this cycle together.
As usual you can find me:
https://moneywhineandcheese.com
sara@thesarafernandes.com
https://linktr.ee/Thesparklingbudgeteer
#howtobudget #budgeting #moneymatters #womenover50 #debtfree #payoffdebt #moneymanagement #personalfinance 2024-10-2008 minThe Money Whine & Cheese Club with Sara FernandesHow to build your first emergency FundAn Emergency Fund not about preparing for disaster; it’s about creating a safety net that gives you peace of mind and the confidence to face whatever life throws your way. An emergency fund allows you to take control of your finances and avoid reaching for that credit card in moments of stress. Let’s dive into how you can start building one today.
Please subscribe and give the podcast a rating so it gets pushed out to others! Thank you.
As usual you can find me:
http...2024-10-1317 min
Beyond HumaneBeyond Humane Ep. 04: Sara Delgado | Psicologia, saúde mental, auto estima, bem-estar, músicaEpisódio 04 do podcast Beyond Humane, com a convidada Sara Delgado, psicóloga no Reino Unido, onde trabalha bastante com menores.
Neste episódio falamos de saúde mental, auto estima, bem-estar, música e muitos outros temas.
Música de Melquiades.2024-10-0758 minThe Money Whine & Cheese Club with Sara FernandesHow to become a mindful spender in your 50sIn our 50s, we might find ourselves at unique crossroads in life. So, whether you're nearing retirement, adjusting to an empty nest, or simply rethinking your financial future, now is a perfect time to adopt mindful spending practices. The goal? To ensure that every dollar you spend is intentional, aligned with your values, and ultimately stretches your budget further without sacrificing the things that bring you joy.
Mindful spending isn’t about depriving yourself - it’s about making smarter, more deliberate choices that lead to greater financial freedom. Here are some simple, actionable tips to help you...2024-10-0618 minThe Money Whine & Cheese Club with Sara FernandesHow to budget using the 60-30-10 RuleBudgeting using the 60-30-10 Rule
US
The Budget Planner
UK
The Budget Planner
As usual you can find me
Blog Money, W(h)ine & Cheese
sara@thesarafernandes.com
Everywhere else
#budgeting #money #financialfreedom #budgets #payingdebt #personalfinance #lifecoach 2024-09-2914 minThe Money Whine & Cheese Club with Sara Fernandes10 Tips to Stay Motivated in Life (and Money!)Staying Motivated through life can be hard. Here are my best TIPS to navigate the journey!
If you want 20 more TIPS go read the article HERE
You can find me:
HERE
sara@thesarafernandes.com
#personalfinance #moneytips #motivation #budgeting #debtfree #moneywhineandcheese
2024-09-1515 minThe Money Whine & Cheese Club with Sara FernandesHow to create a zero-based Budget in 5 stepsBudgeting is often seen as a restrictive and daunting task, but it doesn’t have to be! Let me tell you my secret, my budget is actually permission for me to spend. With a zero-based budget, you take control of every dollar and assign it a specific purpose. Whether you're trying to save for a big purchase, pay off debt, or just want to have better control over your finances, this budgeting method can help you achieve your goals.
As always you can find me here:
https://moneywhineandcheese.com
https://ins...2024-09-0813 minThe Money Whine & Cheese Club with Sara FernandesStep into your Future Self - A Guide to Personal and Financial TransformationI’ve talked before about how it’s easier to stay on your financial journey, budget, pay off debt when you align your values with your life and your money. But now exactly are we supposed to do that? Today, let’s break it down.
Becoming the person you aspire to be is not only a journey of self-discovery and growth but also a strategic move that positively impacts all areas of your life. By aligning your actions, mindset, and habits with your envisioned future self, you can create a pathway to personal and financial success. This i...2024-09-0116 minThe Money Whine & Cheese Club with Sara FernandesDiscover Your True Self - How to Simplify Budgeting and Stay on Track EffortlesslyThe Last Episode of the Season is a GOOD one! The Money, W(h)ine & Cheese Club will be back in September! Wishing you all a great Summer.
Embarking on a budgeting journey seldom starts with a self-discovery process, yet that’s exactly how it should start. When you align your financial habits with your true self, managing money becomes more intuitive and less of a burden. Here’s a guide to help you step into your true self, making budgeting and staying on track easier.
As usual you can...2024-07-2108 minThe Money Whine & Cheese Club with Sara FernandesWhy Financial Planning is Crucial (Especially for Women)let's talk about why having a financial plan is so important. Planning our finances gives us control over our money, rather than letting our money control us. When we know where our money is going and have a strategy for saving and spending, it reduces stress and uncertainty.
Managing your finances is an act of Self-care in itself, it will take away so much of the anxiety and fear that you feel, especially on Sunday evening… How do I know? Because I’ve been there!
If you haven't done so already grab my F...2024-07-1406 minThe Money Whine & Cheese Club with Sara FernandesMid-Year Financial Goal SettingTake some time to reflect on the past six months. If you are someone who budgets or has some system to keep their money in control, think about How have you managed your finances? What financial goals have you achieved? What challenges have you faced? What lessons have you learned? Grab a notebook and jot down your thoughts.
If you are new to setting financial goals, at least intentionally, or are new to budgeting, you can think about the way you have been handling your money and if you did think you’d like to have money fo...2024-07-0714 minThe Money Whine & Cheese Club with Sara FernandesOvercoming the Fear of Budgeting - How to Organize Your Finances without Feeling RestrictedLet’s talk about the fear that organizing our finances will be restrictive and painful. If you’ve ever felt a knot in your stomach at the thought of budgeting or tracking expenses, you’re not alone. But here’s the good news: getting a handle on your finances doesn’t have to be a dreaded chore. In fact, it can be empowering and liberating!
✅✅ You can find me:
🚻🚻 https://moneywhineandcheese.com
#financeiro #financeforkids #financesector #financemotivation #personalgrowthjourney #personalgrowthcoach #personalgrowthtips #personalgrowthbooks #personalgrowthgoals #personalgrowthpodcast #personalgrowthquotes #personalgrowthdevelopment #womenempowermentmovement #womenempowermentspeech #womenempowermentquotes #womenempowermentcoach #financialeducation...2024-06-3008 minThe Money Whine & Cheese Club with Sara FernandesWhat is a Zero Balance Budget and why you need oneZero Balance Budgeting: Sipping on Financial Freedom
Pour yourself a glass of your favorite vintage and join us for a nother episode of the Money, W(h)ine and Cheese Club podcast, where we uncork the secrets of zero balance budgeting. Get ready to indulge as we go through the principles of zero balance budgeting, guiding you through the process of creating a budget that puts you in control.
Whether you're a seasoned sommelier of finance or just dipping your toes into the world of budgeting, this episode promises to leave your palate satisfied and...2024-04-2114 min
Women Finding ClarityBody-Mind Transformation , with Sara RobledoSara Robledo has developed Deep Body-mind Transformation, a holistic well-being program tailored to women over 40. Her unique approach reflects her care and commitment to enhancing physical and mental performance, building resilience, and facilitating health and vitality for her clients.
Learn more about Sara's Deep Body-mind Transformation HERE.
💜 Follow Women Finding Clarity on LinkedIn, Facebook, Instagram, Threads and TikTok.
💜 Let's align, elevate, and thrive together, one conversation at a time!
⭐⭐⭐⭐⭐ If you are enjoying this podcast, please consider leaving us a 5-star rating and review, because it helps more listeners find W...2024-03-221h 01The Money Whine & Cheese Club with Sara FernandesWhy Align your Lifestyle with your MoneyThe difference between a Dream and a Goal is that we make plans for goals!
What we focus on grows, and it's the same with your Finances.
As always you can find me:
https://moneywhineandcheese.com
TheSaraFernandes
Personal Finance
Digital Planners
Thank you for listening!
Please consider subscribing to the show and sending it to a friend that might enjoy it!2024-02-1519 minThe Money Whine & Cheese Club with Sara FernandesHow to get out of debt when you have a low incomeGetting out of debt on a low income can be challenging, but it's not impossible. With determination, strategic planning, and disciplined financial habits, you can start to dream of a debt-free future.
Breaking free from debt on a low income requires commitment, resourcefulness, and a strategic approach. By creating a realistic budget, prioritizing debts, and exploring various financial strategies, you can pave the way to a debt-free future. Remember, it's not about the size of your income; it's about making intentional choices that lead to financial well-being. And being grateful for what you have right now, even...2024-02-0625 min
ShortStoryShortStory - Sara de CastroEsta semana temos por aqui Sara de Castro que nos conta um assunto que ainda hoje é tabu.
Shorstory_ Nuno Fernandes
foto: bruno simão2024-02-0102 minThe Money Whine & Cheese Club with Sara Fernandes5 Steps to creating your Financial Vision BoardWhy is visualization such a powerful tool? Our brains respond positively to images and visuals. By creating a vision board, you're essentially providing your mind with a constant reminder of your financial goals, making it more likely for you to stay focused and motivated.
As usual you can find me here:
https://www.moneywhineandcheese.com
https://linktr.ee/Thesparklingbudgeteer
or you can write to me at
sara@thesarafernandes.com and tell me about your Vision Board!
2024-01-0413 minThe Money Whine & Cheese Club with Sara Fernandes5 Steps to a No-Spend JanuaryA no-spend month is already a staple around here. If this is your first time, you'll find some useful tips in this episode like:
Define Clear Rules and Goals
Create a Realistic Budget
Plan for Free Activities
as well as some tips as to how to stick to the challenge!
As usual you can find me here:
https://moneywhineandcheese.com
https://linktr.ee/Thesparklingbudgeteer
or you can write to me at
sara@thesarafernandes.com and tell me how your challenge is going!
2023-12-2924 minThe Money Whine & Cheese Club with Sara FernandesWhy should he pop the question if you don't want to commit to it?A play on words, but I think you'll find that commitment is commitment, whether it's to a person or... not. Are we walking the walk or are we just talking about it?
Hope this episode inspires you to live your best life.
Her Business Planner 2024:
https://www.amazon.com/Her-Business-Planner-2024-entrepreneurs/dp/B0CNKQ2PV9/ref=sr_1_1?crid=1ONCJ5C6M77HU&keywords=her+business+planner+2024+by+the+creative+cornucopia&qid=1700728158&s=books&sprefix=her+business+planner+2024+by+the+creative+cornucopia%2Cstripbooks-intl-ship%2C136&sr=1-1
...2023-11-2313 min
From Survivor to ThriverHealing Begins When Whimper Becomes Waltz with Sara WebbSend us a textHave you tried meditation? There are studies that show many benefits of meditation including lowering your blood pressure, improving your quality of life, and allowing you to become more present. For people suffering with anxiety or other mental health issues, meditation could be key to unlocking your unconscious mind, understanding yourself better, and healing. In this episode of From Survivor to Thriver, we sat down with Sara Webb who has experienced her own healing journey through meditation and now works with others to help them find their inn...2023-11-211h 12The Money Whine & Cheese Club with Sara FernandesHow to say No to your kids without bringing up moneyMore is caught than taught when it comes to teaching kids about money.
Thank you for listening to this episode if you like this kind of content please consider subscribing and leaving a 5 star review as it helps get the podcast in front of more people.
Also if you have a friend you could share this episode with, I'd be very grateful.
As usual you can find me here:
https://moneywhineandcheese.com
https://thesarafernandes.com2023-11-1612 minThe Money Whine & Cheese Club with Sara FernandesHow to Navigate a Joyful Holiday Season on a BudgetIt's not always about the money!
Thank you for being here. If you like this kind of content please consider subscribing and leaving a 5 star review as it helps to put the show in front of more people, also consider sharing it with a friend, you never know who might just need to hear this message.
https://moneywhineandcheese.com
https://thesarafernandes.com
2023-11-0909 minThe Money Whine & Cheese Club with Sara FernandesHow to save money this Holiday Season - 5 tips to try outIt is the Most Wonderful Time of the Year, but it can also be, the most stressful one when it comes to spending... So before Black Friday and Cyber Monday come around, here are a few tips to keep your spending in check this Year!
I hope you enjoy this episode and if you do, please subscribe and share it with a friend, it means a lot.
Also, if you haven't done so already, consider subscribing to the newsletter, you can do so here 👇
https://www.moneywhineandcheese.com
or here 👇
http...2023-10-2621 min
The Money Whine & Cheese Club with Sara FernandesHow to focus and quieten the noise around usWhatever you are trying to accomplish in life, pay off debt, budget, start a business, parenting, you turn to the gurus to learn from their mistakes and hopefully get to the end result faster, with the least drama possible and wining! But sometimes when you listen to a lot of people at the same time, it's a lot of noise and it can make you feel overwhelmed and not at all feeling the way you thought it would.
Why do we do this? What's wrong with giving yourself the time and the space to get to wherever...2023-10-1211 minThe Money Whine & Cheese Club with Sara FernandesE1S3 - Accountability - Update on Money, W(h)ine & Cheese and LifeLife happens when you are busy making other plans! Well, that's exactly it! and in today's episode I really want to reflect on that and think if we're really doing what we think we should be doing or if we are doing what everyone else expects of us!
In this episode we talk about self - protecting patterns, mindset, money, behaviour and lots more
Join me for a hiatus episode to begin this New Season
I talk about:
Claim your power by Mastin Kipp
https://amzn...2023-10-0619 min
Friday Night Counter Attack#141 - How Jude Bellingham's is the Real Galactico! Can PSG Win the Champions League? Why Bruno Fernandes is Better Than Martin Odegaard?Welcome to Episode #141 of Friday Night Counter Attack! Hamz, Sara Poraria & Travis are BACK AGAIN to discuss and debate the Latest in World Football This Week!
The Guys Are Back with a Fresh Podcast, with Brand New Segments in place for the new football season, as well as bringing you the latest news in world football, such as;
- Jude Bellingham - From Birmingham City to Real Madrid in 3 Years!
- Bruno Fernandes or Martin Odegaard? Who's the Best Midfielder?
- PSG And Kylian Mbappe - The Match Made In Hell!
And so much more
2023-09-011h 17
No País dos Arquitectos62_Fátima Fernandes_Escola Superior Artística do Porto“Eu espero que esta escola tenha uma grande influência na produção não só de bons arquitectos, mas também de bons artistas e de bons pensadores que venham a ser capazes de melhorar a sociedade em que nós vivemos e que viverão no futuro outras pessoas.” (Fátima Fernandes)
À conversa com a arquitecta Fátima Fernandes, do atelier Cannatà & Fernandes, procuramos explorar a missão da arquitectura e do papel do arquitecto, os processos e as referências de trabalho, através da Escola Superior Artística do Porto (ESAP).
Também podes aceder...2023-05-2939 minThe Money Whine & Cheese Club with Sara Fernandes5 Things we shouldn't ignore when we start BudgetingMotivation is THE ONE thing most people seem to struggle with when it comes to... change!
It doesn't really matter what we are trying to change, we can get all hyped and go all in for the first few days and then... we give up! Why?
Well, there are many reasons, one of them is trying to change for THE WRONG reason, another is not acknowledging the progress we are making, no matter how small! And today we are talking all about that!
Prefer to read? Check out the Blog...2023-04-2014 minThe Money Whine & Cheese Club with Sara FernandesHow to Change from a Scarcity Mindset into an Abundance Mindset in 5 StepsA Scarcity Mindset is more damaging than the lack of actual cash! And that's the reason I talk about it so much! It's that important, not only in our finances but also in our life in general.
Mindset is the thing we struggle the most with and it takes time but you can get to a better place a place of abundance! I know your life will change once you decide to adopt this five strategies unto your life.
A scarcity mindset comes from the thought that there’s a limited amount of “resources” available and th...2023-04-0613 min
NUcorpoEndometriose
Neste episódio temos uma convidada especial, a Maria João Fernandes, que é Nutricionista, focando o seu trabalho no acompanhamento de mulheres grávidas, em pré-conceção, e com doenças crónicas como endometriose e SOP.
Falamos sobre a abordagem da nutrição e da importância da alimentação para gestão de sintomas de endometriose. Também falamos da abordagem da fisioterapia, e de como se complementam.
Cada vez se dá mais voz a esta doença, que mantém as mulheres num sofrimento muitas vezes "calado" e "normal", que tanto impacto tem no seu bem-estar.
2023-03-3037 minThe Money Whine & Cheese Club with Sara FernandesHow to stick to your Budget without Sacrificing your Lifestyle - 5 Steps to Achieve Financial StabilityHow to Stick to a Budget Without Sacrificing Your Lifestyle
Do you ever feel like you're caught in a financial trap, forced to make sacrifices and cutbacks just to stick to your budget? You're not alone. Many people, myself included, struggle to maintain a comfortable lifestyle while living within their means. But here's the good news – it doesn't have to be this way. With a few strategic adjustments to your spending habits, you can achieve your financial goals without completely changing your way of life. Let’s take a deep dive into five specific strategies for sticking to y...2023-03-3020 minThe Money Whine & Cheese Club with Sara FernandesWhy you desperately need a Plan for your Money!I know I keep saying it but I bet you ain't listening! Is this one of those situations that you hear me but you don't listen?
I want you to decide to create a plan for your money before it isn't a choice anymore... because if you don't start taking care of your finances there might come a time when you simply must take drastic measures to make sure you can put food on the table and not default your payments... or if you live in France, maybe you need to think about retirement because it ain't...2023-03-2314 minThe Money Whine & Cheese Club with Sara FernandesEp 7 - Why Women don't want to take care of their finances?!Now this is something I've been hearing a lot about and I want to tell you, it's not what you think!
There's actually a very good reason why Women don't want to do this but when they do, they are amazing at it!
It's a generational thing, it's a mindset thing and it has to do with our education and our habits.
Let's get into it!
Thanks for being part of my world, I love being part of yours!
As usual, if you want to get in touch, you ca...2023-03-1612 minThe Money Whine & Cheese Club with Sara FernandesEp 6 - Let's talk about Budgets - 4 most common ones are...Desperate times call for desperate measures!
It's about that time... to start keeping track of your money! If you've been here long enough you know what I'm talking about, if not, well I'm talking about getting rid of all the stress and headaches caused by not knowing... simple ignorance, when it comes to your money! Can you afford the life you are living? I know it's easy to blame everything else but is it truly the case?
Let's do this together, find out which of the most common budgets is my favourite and the one I...2023-03-0924 minThe Money Whine & Cheese Club with Sara FernandesEP 5 - How to take charge of your financial future - no it's not budgetI'm sorry about the sound, I recorded it on the go, but hey, all the goodness is in there!
Are you feeling stuck when it comes to your finances? Are you having trouble reaching your financial goals? Then this episode is for you.
I'll help you take the guesswork out of your financial future by providing practical advice on how to make your money work for you.
Before starting that budget, cutting all those expenses or going on a spending spree, just take a real look at where you are at financially.
T...2023-03-0216 minThe Money Whine & Cheese Club with Sara FernandesHow to navigate these Crazy financial times! Five steps to keep you going.Is it just me or groceries are extremely expensive right now?
I'm starting to panic around here and when that happens I always go back to the basics! Want to know more? Listen to the episode and share it, others might benefit from it as well!
If you like this kind of content please subscribe and leave a review, I do appreciate it!
You can find out more about me here
https://linktr.ee/Thesparklingbudgeteer
2023-02-1619 min
The Money Whine & Cheese Club with Sara FernandesHow to Budget for Beginners!It's never easy to look at our finances, to see where our money is really going and why we are behind on our bills. I know, I've been there. That's why it's important to have a budget. Even if you don't stick to it 100% of the time, if you deviate, at least you know what you should be doing and how! And that my friend is how Miracles are created, through taking action!
To get you started on your journey, I'm offering you a 60 minute call to sort out your money, answer any questions y...2023-01-2618 min
Skin to Skin Talks#T2 Episódio 33 | Como tratar de uma pele sensívelQuem tem pele sensível sabe do desconforto causado pela vermelhidão, pela sensação de ardor, prurido e calor.Recebemos a Dra. Sara Fernandes, farmacêutica especialista em cosmética e autora da página @makedown_ para partilhar connosco todo o seu conhecimento sobre o cuidado da pele sensível.Pronto para passar o inverno com uma pele impecável? Não deixe de assistir o novo episódio de Skin to Skin Talks!Siga-nos em:Instagram: @skintoskin.caYouTube: https://bit.ly/3NvmpBd2023-01-1223 minThe Money Whine & Cheese Club with Sara FernandesWhat is a No-Spend Week and why you should have oneWhat is a No-Spend week? And most of all, why should you have one from time to time?
Listen to the episode and learn why I do it and why you should too!
I also am revealing some of my intentions for 2023 and I want to know what you think about them...
As always, get in touch here
or HERE
Don't forget to grab your copy of the 5 Step Checklist to Organize your Life and Your Money through Decluttering HERE
www.thesarafernandes.com
...2023-01-1215 min
The Money Whine & Cheese Club with Sara FernandesWhat does my beauty routine has to do with your budgeting?Are you intrigued yet?
Well, the most amazing breakthroughs happen when I'm doing something completely random! Like washing my face!
I would love to have you in my world so if you want to Claim the Life you want through Organizing and Decluttering, please grab my 6 step checklist to get started here!
As always, you can get in touch
Or here
2023-01-0516 minThe Money Whine & Cheese Club with Sara FernandesCreating a Vision Board for 2023... better yet, a Vision Movie with Deborah Kalantari2022 is just about over so what better time to create a Vision Board than today? I agree the best time would've been yesterday but today is the next best time!
You have more control over your life than you think! Having said that, we can all use a little help from our friends, the Universe, God, Spirit... whatever Higher Power works best for you!
You are in the right place to learn more about all of this! My friend and fellow Insight Coach is here today to talk all things Vision Board!
To kno...2022-12-2244 minThe Money Whine & Cheese Club with Sara FernandesHow to navigate the Holiday Season's overwhelm!The Holiday Season can be very stressful for most of us! If you’ve been here long enough, you know I am a Christmas person. I start thinking about it, talking about and dreaming about it in September… but it’s true that family, shopping, cooking, can be very, very stressful.
That’s why I wanted to record this episode! If that’s you, getting stressed, I want to tell you, you are not alone.
Full disclosure, I’m not a health professional and these are only my opinions and experiences I’m sharing. Remember, if you are fee...2022-12-1513 minThe Money Whine & Cheese Club with Sara FernandesAll this Meal Planning, Cook Once Eat Twice with Shelly SmithOne of the things we overlook all the time when we are getting out of debt, or want to cut expenses, is meal planning! And it can be a game changer! As busy moms, business owners, full time job employees, we need to save time every day and if in turn we can save money that's just a plus! And I found you the person to help you do just that!
This week, I have the pleasure to talk to Shelly Smith from Simple Rewarding Life and she's talking to us all about saving time and money...2022-12-0830 minThe Money Whine & Cheese Club with Sara FernandesHow to declutter Your life to make more money!Have you ever thought how the amount of clutter in your life and mind can affect the money you have, make or keep? Take a listen and see how you can start to change the narrative!
It's all about wealth creating and even what Einstein had to say about it!
As always, you can find me HERE
or
HERE
my planners and Money books HERE
and you can contact me here:
sara@thesarafernandes.com2022-12-0119 minThe Money Whine & Cheese Club with Sara FernandesHow to Create your Best Mind, Body and Life with The Disruptive Yogie's Claire NuttonThis week on the Podcast I have my friend Claire Nutton from The Disruptive Yogi who came to tell us all about being an entrepreneur, what her community is all about and why it's important to take care of ourselves, even, especially, when we "don't have the time" for it!
I hope you get as much as I did out of this episode!
Claire Nutton is the CEO & Creator of The Disruptive Yogi.
Claire coaches women on how to use the tools of yoga to transform their bodies, minds and li...2022-11-2437 minThe Money Whine & Cheese Club with Sara FernandesLife Coaching with Fiona PimentelIn the spirit of sharing my Village with you, meet Fiona Pimentel.
Fiona is my Friend and my Coach. She's been Coaching for a while and I'm happy for you to get to know her as she's responsible for getting me to do rather than to think about doing! It's a good thing, believe me!
You can get in touch with Fiona here: seaorchardretreat@gmail.com
And find out all about her here: www.seaorchardretreat.com
If you would like to be Coached by Fiona (it's powerful!!) you can go here: h...2022-11-1733 minThe Money Whine & Cheese Club with Sara FernandesHow to navigate the Holiday Season without breaking the bank!You know Christmas is coming because the tune changes around here!!!
I love the Holiday Season, I exaggerate and I'm proud of myself for getting better at not exaggerating! Especially when it comes to spending money I don't have! I get a little anxious because, I'm a spender! I love spending money on others and on myself! I love gifting and receiving gifts! That's my thing! So I usually tense up thinking, are my old habits going to creep up on me? They might, they have in the past. Although each other that goes by, I'm more...2022-11-1021 min
The Money Whine & Cheese Club with Sara FernandesLet's talk Sales: Heart to Heart Sales to be exact with the one and only Becky Colwell!This one is, especially, for my Entrepreneur friends.
Being an Entrepreneur, deciding to say no to the 9-5, the steady pay check and paid vacation is not easy. If anything we are Unicorns! Not everyone has what it takes... no, that's not right, not everyone will do whatever it takes to do it... and that's ok!
For me, it's been a journey, I've grown so much personally and in my business that it sometimes scares me. The truth is, I wouldn't have done it without my Squad! My Mastermind Rockstars! My village, because my friend...2022-11-0345 min
The Money Whine & Cheese Club with Sara FernandesHow to join the challenge "The Miracle of Manifesting Wealth" with Diana and SaraHave you ever wondered why some people seem to "attract" money with no effort? Why do you think it has to be hard? Well, I probably can answer that for you! You were probably told growing up, that "money doesn't grow on trees" AND "rich people are bad people" , am I right? I know I was! And it took me a really long time to acknowledge that, let alone, do something about it! I have been working on my Money Mindset for years now and it's better, so much better! but I still have days that my scarcity and...2022-10-2733 minThe Money Whine & Cheese Club with Sara FernandesOur Self-Worth is not that!Have you ever thought of your self-worth as other than how much money you make at your job?
Now, be honest, if not to me, to yourself! We all have done this, which is ok, as long as we set the record straight with ourselves!
This year has been very insightful for me, as I left my JOB and started my own business and making little to no money at the beginning was very hard! If you don't think this is you, listen and then tell me!
As always, you can find me 👇
...2022-10-2024 minThe Money Whine & Cheese Club with Sara FernandesHow to Manifest your Dream Life in 5 StepsDo you ever think about this? To me, that’s what a Wealthy life looks like! When we feel well in all areas of our life and are free to live the life we want to live! But, what in fact does that look like? Have you ever thought about it? I thought today, we’d get to it because what I see happen (I’m guilty too!) is that we know what we don’t want in our life but we seldom take the time to think about what we DO want!
Your Redesign Your Life Workbook...2022-10-1331 min
Professional Women's MeetupSeen & Heard: The Photographic Journey of SaraIn this episode, we sit down with Sara Kardooni, the renowned image maker whose photographs go beyond the surface to celebrate the individuality of her subjects. Discover how Sara's journey from Iran to Canada shaped her approach to photography and how her business not only captures moments but also uplifts and empowers women to see their own worth and beauty.2022-10-0418 minThe Money Whine & Cheese Club with Sara FernandesMoney Mindset and Miracles - Become Money Confident BootcampIn this episode learn about Becoming Money Confident Bootcamp.
What it's about and who it's for as well as more practical info like when it's starting!
A new Community is born! A Community by and for Women who want to live a Wealthy life but don't even know where to start.
Learn more: www.thesarafernandes.com
https://linktr.ee/Thesparklingbudgeteer
Join the Bootcamp
The W(h)ine & Cheese Club Community is only for Paid Members of the Bootcamp!
2022-09-2924 minThe Money Whine & Cheese Club with Sara FernandesHow to create a Plan for your life and money!Heads up: the sound is far from perfect, actually I thought about not even publishing this episode but that's exactly what has been keeping me from recording and sharing so much information with you! The fear of being rejected, the fear that it's not good enough... so today is the day that I let go of all that fear and just do it anyway. So, I ask of you, get past the sound and listen to the information because it's valuable and important.
My commitment to you is that I keep sharing episodes because they are valuable n...2022-09-2233 minThe Money Whine & Cheese Club with Sara FernandesHow to not feel overwhelmed going into September!Do you feel like Summer (as great as vacation is!) disrupts your year and derails your plans and goals?
In this episode, learn to give yourself some grace and do a reset! Make September feel like it's a New Year, a clean slate!
As always you can find me 👉 www.thesarafernandes.com ; @the_sara_fernandes
and 👇
https://linktr.ee/Thesparklingbudgeteer
2022-08-1923 minThe Money Whine & Cheese Club with Sara FernandesWhy I don't talk about the B word anymore!Why I don't talk about the B word anymore!!
In this episode you can hear all about the mindset behind the struggles most of us feel when dealing with money! Why #mindsetmatters and #moneyiskey to achieving our best life.
Work with me HERE
Learn more about me HERE
And follow along HERE and HERE
For all the things: https://linktr.ee/Thesparklingbudgeteer2022-07-2815 minThe Money Whine & Cheese Club with Sara FernandesTrack your time, track your money!Do you know the expression time is money?
Well, maybe it's about time to really start tracking your time and your money and take both of those a little more serious!
In between the juicy pep talk you can hear the birds in the garden!
As always, please leave a comment or review, send me a message and don't forget to tell me what other topics you'd like to see discussed here!
For all contact information click the link below:
https://linktr.ee/Thesparklingbudgeteer
And consider subscribing to...2022-07-1117 min
The Money Whine & Cheese Club with Sara FernandesHow is my self-help routine similar to your (lack of) success with Budgets!How about it?
I sometimes feel like everything is wrong with me only by the amount of self-help books I read! I might have a problem guys! 😂
Have you decided which budget is best for you? How about just starting here, go to the link and click on Ready to Become Who you are meant to be!
https://linktr.ee/Thesparklingbudgeteer
Thank you so much for being here, I appreciate you! If you have a second consider leaving a review so I know if this type of content is serving you!
2022-05-2516 minThe Money Whine & Cheese Club with Sara FernandesBack to the Basics - staying motivated to keep goingHi Friend!
I know that the topic this month is necessary but a bit tough! We all know we should create a plan for our money right where we are today and yet we resist it! Why do you think that is?
I’ve been talking and writing about this for over a year now and I get the same responses from readers today that I got a year ago!
I Know it feels so hard to get into the finances and figure out what we earn and how much we actually spend, no...2022-05-1912 minThe Money Whine & Cheese Club with Sara FernandesWhen the only “magic“ is to just get started with your budget!o, This month I’m not actually going to be talking (writing) about a topic. Well, I am but it’s one I love to talk about, money! I’ve had some feedback on the topics I choose to write about. Most people want to “Redesign “ their lives but it seems like so much work! Others want to get out of debt but “where to start“!!! Everyone wants a magic pill that they can take before going to bed and , voilà!, they wake up in a new life.
I want to say that “I hear you“! And I hate being the be...2022-05-0712 min
The Money Whine & Cheese Club with Sara FernandesConversations with Friends: Kyira Wackett is my awesome guest this week!Participant #1:
Hi, Kyira. I'm here with Kyira, and I'm going to tell you a little bit about her. So, she is a mental health therapist and speaker, has a master's degree in counselling psychology, and works in the mental health field since 2012. In 2017, was awarded the Score American Small Business Award for her work in mental health and for her work with her community project. Very impressive. Now, who else is Kira?
Participant #2
Yeah, I don't think I'm ever going to get comfortable when someone's reading your bio and you're steering it right...2022-04-2945 minThe Money Whine & Cheese Club with Sara FernandesRedesign your life - Creating the “You are Here“ spot in your mapI asked you to look at hard things in your life but now comes the part where you get to use all that information and start moving forward in this journey!
Today we are going to “Create your RoadMap“ with the “You Are Here“ arrow! Remember when you go to a park or a shopping mall and there’s always an informative plan of the local with a “You Are Here“ spot or arrow? That’s there so that you can see where you are and then take the path to where you want to go next!
Today we a...2022-04-2511 min
From Survivor to ThriverEpisode 56- Sara Silverstein: Pay attention to your needsSend us a textSara is a full-time Breathwork Guide, Female Sexuality Specialist and Aura Photographer who never imagined her life path would lead her here, but realized there is no sense in fighting what brings you joy. She experienced a “tumultuous childhood” that included anxiety and depression and later found herself in the throes of full-blown alcoholism by age 20. Realizing she needed to change her life path, Sara became sober at the age of 22 and entered the corporate world, where she was successful, but after a few years succumbed to feelings of burnout from the New York City...2022-04-191h 05
The NXT Step Fitness Podcast#18 - Inch Pebbles Lead to Milestones, an Interview with Jeremy FernandezIn today's episode Sara speaks with Jeremy Fernandez about milestones along your fitness journey. Jeremy is a level two nutrition coach with Precision Nutrition. He is 10+ year veteran in the fitness industry, and a coach who works with helping the next generation of coaches find their voice and place within the fitness space!Topics Covered in Today's Episode:Common trait(s) that accompany short-term failure in new trainees. How to notice and reframe those patterns. How can a coach help?Connect with Jeremy on Instagram!IG @jeremy.fernandes6or on...2022-04-1937 minThe Money Whine & Cheese Club with Sara FernandesHow to Create the Life you want - Step 1...Have you had a chance to think about last week’s question?
Well, I asked it because that’s one of the first things we ask a kid when we meet them. But guess what? It’s not really the correct question because, well, we don’t stop “growing“. Growth is the meaning of life itself! So the question really should be “what do you want to grow into?“ and we shouldn’t be asking it of only the kids, this is a question we should be asking ourselves and very often!
We are constantly growing and that m...2022-04-1412 minThe Money Whine & Cheese Club with Sara FernandesApril is Redesign Your Life Month!It’s April and if you are anything like me (and I think you are a little bit like me!) you are wondering where the h*** the first three months of the year went? Am I right? Is it just me or do you feel like you are just setting your goals for the year because, well, life decided to happen through January, February and March!!
If that’s you my friend, you are in for a treat! This month’s topic is the answer to your prayers! What else could we have asked for if not for a...2022-04-0711 minThe Money Whine & Cheese Club with Sara FernandesInterview with Natalie LaRocheThis episode is very special because it's a very relaxed talk about life and mindset and behaviour with my mentor, business coach and friend, Natalie LaRoche. From now on, the last episode of the month will be an interview. It will be with either an expert in the area we are talking about or someone with a personal story about money or someone who I admire and want to introduce to you.
The first one to accept my invitation was Natalie, she is an amazing business coach and a specialist in mental health, something I take very s...2022-04-011h 05The Money Whine & Cheese Club with Sara FernandesWTF - What To Fight (for when you are struggling!)We have looked at our spending habits, or rather, our spending tendencies and why some people prefer spending money on things rather than experiences.
We’ve talked about how to deal with a partner that is the complete opposite to us… and yet there’s still so much to talk about!
Every time I come back to talk about money, I always end up on Mindset. I know I’ve been at it for a while now but, I come to the realisation, like, every single day, that if your mind is not in the right sp...2022-03-2415 minThe Money Whine & Cheese Club with Sara FernandesHaving vs Experiencing: My partner is my opposite! what now?Hi Friend! Nice to see you here again!
Well, I only have my own experiences to rely on and I will use that to explain to you, the best I can, how you can turn the situation around. I don’t mean how you can trick your partner into doing exactly what you want (but if you do figure it out let me know… research, of course!!) 😉
Seriously, I actually deal with this on a daily basis. I’m an “experiences“ kind of person and my better half, yes my husband, is a “things“ person. I’m sure you’ve h...2022-03-1726 min
From Survivor to ThriverEpisode 51- Sarah Tait: There is so much hopeSend us a textSarah is a qualified NLP (neuro linguistic programming) and Breakthrough Coach who loves to talk, present, and share her journey and tips with others. In January 2019, after a build-up of tremendous work-related stress coupled with a severe lack of sleep, it all became too much and she cracked. In fact, she cracked so hard and experienced psychotic break so severe that it resulted in a five-day period of paranoia and hallucinations, which ended following constant, intensive care and support from her husband and psychiatrist. Today, she is extremely passionate about driving conversations around mental...2022-03-151h 11The Money Whine & Cheese Club with Sara FernandesHaving vs Experiencing: Why it's importantThis month we are talking about “Having“ vs “Experiencing“ when it comes to our spending.
In which of these two categories do you fall? Do you prefer to buy “things“ that you can use over and over again or that you can look at whenever you feel like it because it brings you joy? Or, do you prefer to spend your money on “experiences“ that will make you happy and you create memories that you can cherish forever?
If you are anything like me… you kinda fall in both categories! I know that back in the day when I suf...2022-03-1014 minThe Money Whine & Cheese Club with Sara FernandesHow to create a Positive Mindset and never go back!Hi Friend!
One of the things we must do is forget about our past. Our past does not define our current situation nor our future. And I begin with this one because this one creeps up on me like, a lot. I find myself beating myself up because of past mistakes I made with money and I really don't think there's one that I didn't make!
Yes, this is a big one for me and I have to remind myself constantly that I've made the mistakes but I like to think I've learned from them a...2022-02-1811 minThe Money Whine & Cheese Club with Sara FernandesMoney Mindset and life's other S***y things!Hi, friend. Tell me, have you been practicing all the techniques we've been talking about to create a healthy money mindset? How's it going? Please let me know if they are really working for you or if you are struggling with one in particular. I'd love to know and to help you if I can, of course. So I want to tell you about something that happened to me over the weekend. If you are a subscriber to my newsletter, you might have heard a little bit about what I'm about to tell you. But here's the whole story...2022-02-1016 minThe Money Whine & Cheese Club with Sara FernandesMoney Mindset - From “Broke“ Mindset to “Healthy“ Money MindsetDuring the month of February, I’ll be going a little deeper into our financial mindset.
In the last episode I talked about the overwhelm we feel around our finances and I remembered that a lot of the overwhelmed I felt when I was first dealing with my massive debt and the money, cam from my mindset around money.
So because it’s my birthday month, February, I decided that I could use a reset myself around the mindset. So I’ll be talking about it and giving you little tips on how to start to cha...2022-02-0312 minThe Money Whine & Cheese Club with Sara FernandesHow to get rid of the Financial Overwhelm!Overwhelm can be a response to a positive situation. I heard this from Susie Moore and I will probably butcher her words, but it went something like this! We sometimes say: “I’m overwhelmed with all this work!“ and that’s a good thing, especially when we think we have work!
So, when we talk about our finances, why do we feel overwhelmed? Because you don’t have enough money to cover your basic living expenses? Or are you overwhelmed because no matter how much money you make there never seems to be enough to keep you going unti...2022-01-3117 minThe Money Whine & Cheese Club with Sara FernandesOverwhelm to Crushing Your Personal Finances - What you need to knowWhat is the best time to start paying attention to your financial situation?
Correct, it is yesterday, but since we didn't start yesterday, today is the next best answer!
Join me in my Masterclass “Overwhelm to Crushing your Personal Finances“ Live on my FB group, on the 24th, 25th & 26th January 2022 at 10am EST.
This episode is really to remind you that your life could be so much better, so much pleasant with a lot less stress if your Finances were correctly handled! And by correct, I don't mean by my standards, but just...2022-01-2016 minThe Money Whine & Cheese Club with Sara FernandesCan you really afford that dress?I'm having a hard time setting goals for the year! I love plans and budgets and lists and yet, when it comes to setting goals... something just paralyses me! While I was thinking about the goals I wanted to set, I started to think about the way I talk to you and how I am afraid to hurt your feelings and how much I want you to like me, because let's face it, I want everyone to like me! And even thought I know that everything I say to you is to help you, it's said with love, I...2022-01-1420 minThe Money Whine & Cheese Club with Sara FernandesMerry Christmas and Happy HolidaysIn this episode I want to remind you of a few things you can do, or let go off, to have a more joyful or peaceful time during the Holiday Season.
But most of all I want to wish you a Merry Christmas.
I want to thank you for being here, supporting me and I want you to know I'm here to support you. There are a lot of free resources you can grab, articles on the blog you can read that can help you navigate through this time, if it is challenging for you i...2021-12-1806 minThe Money Whine & Cheese Club with Sara FernandesOld habits are not so old...It’s the most Wonderful time of the Year!
You all know I love all things Christmas! The weather, yes I’ve spent many Christmas in the southern hemisphere and yes, I loved it, but there’s just something about snow, a white bearded old man in a red suit and hot chocolate with whipped cream and marshmallows…
If I’m being honest, I’ve been nesting from right about after Thanksgiving. I’ve been getting into the Christmas Mood. My choice of music (all Christmas carols and songs from back in the day to today, of cour...2021-12-1420 minThe Money Whine & Cheese Club with Sara FernandesMoney and behaviourI’ve been talking to you a lot about what not to do financially speaking, when you are trying to get out of debt or change your money habits.
One of the things most people, myself included, ignore is that our personal behaviours are a major factor to either help or sabotaje our success!
What I mean is, if we keep spending like we always have, if we keep earning like we always have, nothing is going to change. But if you are really trying to change your behaviour around money. If you are trying to...2021-12-0213 minThe Money Whine & Cheese Club with Sara FernandesHappy Thanksgiving!Happy Thanksgiving my American friends!
I hope you are having the most wonderful holiday with family and friends.
I know most of you are ready for tomorrow! I know I am! I shouldn’t really be saying this but… I love shopping and black friday is rapidly becoming one of my favorite days, especially because since 2019 online shopping has become one of my favorites!
I hope you have planned for it and you have your budget all set and your debit card ready! I know I do!
But today I’d also l...2021-11-2509 minThe Money Whine & Cheese Club with Sara FernandesIt's (almost) the most wonderful time of the year!Hi Sparkly friend! Today I’m coming to you from the South of France, Montpellier to be exact, it’s beautiful and we are just off the golf course… dreamy! Great to take long walks and it’s sunny so, all is well!
I know Thanksgiving has not yet arrived but I can't resist!
I'm a Christmas person. There, I said it! You have probably figured this out already and I wasn't even planning to write a post about my love for the Holiday Season but yesterday my son sent me a video of 4 years ago, whe...2021-11-1811 minThe Money Whine & Cheese Club with Sara FernandesLet's get personal about gift giving!Today I thought I’d talk about spending! I know what you are thinking, “for someone who is always talking about budgeting and getting out of debt she sure talks a lot about spending!”
Well, you are not wrong! I have been very open about how much I LOVE spending money and also how that love for spending got me into financial trouble! So, if I’m constantly talking about spending, I hope you are hearing the shoulds and shouldn’ts!
I hope it’s clear to you, how much this is a passionate subject and how much...2021-11-1112 minThe Money Whine & Cheese Club with Sara FernandesMental Health & Your MoneyThis year mental health has been on everyone’s mind. No joke here, this is a very serious and heartfelt subject to me.
I believe it took a worldwide pandemic to get Mental Health the attention it deserves. Somehow, when everyone all over the world is concerned, issues take on a new proportion.
My interest in Mental Health began when I got out of debt and started to dig a little deeper to see (and stop beating myself up) if there had been anything during those struggling times that I could’ve done differently. FYI, I be...2021-11-0511 minThe Money Whine & Cheese Club with Sara FernandesMy take on Credit Cards, for real!I’ve had some friends reach out and I’ve seen some comments about my view on credit cards and I want to set the record straight.
Now, you’ve all heard or seen my posts on social media about how I don’t use credit cards and tell everyone who will listen or read not to use them.
The reason I don’t use credit cards is because I don’t trust myself with them! There I said it! Many years ago I got into a lot of trouble because of credit cards! What I mean is, b...2021-10-2708 minThe Money Whine & Cheese Club with Sara FernandesBlack Friday's Spending Plan! Let's get in gear for the Holiday SeasonToday we are getting into the nitty gritty! We are going to talk about one of my favorite things, well, 2 actually!, shopping and gift buying. I love buying gifts for others and I love getting gifts! The least thing I like getting is a gift card, unless it’s for a massage or a spa day!
I know it can get overwhelming when you think about getting a gift for someone, you never seem to know what to get them, you end up spending more than you wanted and you feel it’s not really something the othe...2021-10-2212 minThe Money Whine & Cheese Club with Sara FernandesAre you frugal? Do you even know what it means?Today, I want to talk to you about frugality, what is it and why do we cringe when we hear the word, well most of us…
So, October 2nd was Frugal Fun Day and in light of that, I thought it was the perfect opportunity to talk about frugality!
So, what is a frugal person?
Well, according to the dictionary, it’s someone:
economical in use or expenditure; prudently saving or sparing; not wasteful: What your office needs is a frugal manager who can save you money without resorting to painful cutb...2021-10-1407 minThe Money Whine & Cheese Club with Sara FernandesBudgets, budgets and more budgets, which one do you prefer?Today I want to talk to you about the different kinds of budgets there are. Now, if you remember I told you that I listened to Dave Ramsay whenI was first getting out of debt. It wasn’t an easy thing, he has very strong opinions and like he says, he’s an expert on his opinions! So, sometimes it felt overwhelming and stressful when the budget wouldn’t work out the way he said it should!
Now, he is a firm believer that a Zero Balance Budget is the way to go! And it’s from him that...2021-10-1424 minThe Money Whine & Cheese Club with Sara FernandesBudget, your new best friend!Today I want to talk to you about… Spending Plans!
So far I’ve told you my story, the light version, I’ve talked to you about budgets, the extremely light version of Spending Plans and I’ve talked to you about the difference between Needs and Wants, that we sometimes have trouble distinguishing!
So I feel we are becoming good friends and it’s time to let you in on a secret. No matter how hard you try to stick to a budget if you are counting only on the numbers and your will power to g...2021-09-2711 min
The Money Whine & Cheese Club with Sara FernandesNeeds vs WantsHi Friend!
Today I think I want to talk to you about the difference between Needs and Wants!
It may seem very clear to you which things go under each category, but is it really? For example, a book, is it a need or a want? Well, if you're a teacher it may be a need, but if you really only love to read, then it’s a want. A need and a want can be very different from person to person.
Having said that, there are things that are definitely “wants” no matter...2021-09-2211 min
The Money Whine & Cheese Club with Sara FernandesEpisode 2 - Budgeting and MindsetPodcast episode 2
Hi Friend!
Today I want to talk to you about… budgets! But first, I want to know if you had a chance to think about the question I asked you last week! How bad do you want it?
If you haven't, maybe give it another try, journal about it, ask it out loud! Just promise me you’ll give it a chance, it might change your life!
On to today’s topic, budgets!
I want this podcast to be inspirational but also to give you practical advice on you...2021-09-1709 min
The Money Whine & Cheese Club with Sara FernandesA Financial Tale - why we had to emigrate 10 years agoHi Friend!
Today, I want to tell you my story! I’ve been praying about it for some time (yes, I said praying!) and I know it’s my mission, to share my journey with other women who might be feeling discouraged by their circumstances. Who might be thinking it’s too late to create the life they know they deserve to live, either because they feel they are too old or because of the situation they find themselves in.
I’m here to tell you it’s the right time to start on that journey! I...2021-09-1512 min
Eu e as Minhas BruxicesEpisódio 8- O Tarot e a visão da espiritualidade pela Dra. Íris- Sara Almeida.Sara Almeida e Dra Irís. Ambas definem a mulher inspiradora que deixou a psicologia para seguir o chamado da alma. Sara é taróloga, astróloga, facilitadora de constelações familiares e uma mulher do mundo.2021-06-1248 minThe Money Whine & Cheese Club with Sara FernandesPilot - IntroductionSara introduces herself and her Podcast The Money, Whine and Cheese Club Podcast. 2021-05-2800 min
ConversandoRICHARD FERRARINI - SAXOFONISTA - PROFESSOR - 030"Quanto a gente vai amadurecendo vai percebendo que as grandes diferenças estão nos detalhes"
Richard Ferrarini
Natural de Caxias do Sul (RS), iniciou seus estudos em 1989, com o Maestro Gerson Thomás de Carvalho. É formado em saxofone MPB/JAZZ pelo Conservatório Dramático e Musical “Dr. Carlos de Campos Neves” de Tatuí e licenciado em música pela Universidade de Sorocaba – UNISO. Atua também como flautista, clarinetista e como pesquisador do pífano.
Entre os grupos em que atuou, destacam-se Orquestra Municipal de Sopros de Caxias do Sul, Orquestra d...2021-05-261h 10