Schellinsurance.com - Podcast Details

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Insurance Talk Texas Texas Business Insurance: Workers Comp, Coverage Gaps & What Every TX Business Owner Must Know in 2025Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions Running a business in Texas comes with unique insurance challenges that don't exist in any other state. This comprehensive guide breaks down the critical issues every Texas business owner needs to understand to protect their company in 2025 and beyond. THE TEXAS WORKERS' COMPENSATION DILEMMA Texas stands alone as the only state in America where workers' compensation insurance is optional for most private employers. This creates massive confusion and significant liability exposure...

2025-12-1208 min

Insurance Talk Texas Texas Homeowners Insurance CRISIS: What Every Texan Must Know in 2025 | Costs, Coverage Gaps & SolutionsCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions Texas homeowners are facing an unprecedented insurance crisis. With premiums up 54% since 2019 and four major insurers leaving the state in 2024, understanding your homeowners insurance has never been more critical. In this essential episode of Insurance Talk Texas, we break down everything you need to know about Texas homeowners insurance - from the shocking costs hitting Houston homeowners to critical coverage gaps that could leave you financially devastated after a disaster. WHAT YOU'LL LEARN:

2025-12-0506 min

2025-11-2809 min

Insurance Talk Texas 2025 Year-End Insurance Review: Texas Homeowners & Drivers MUST Do This Before December 31stCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. As 2025 comes to a close, Texas homeowners and drivers face an unprecedented insurance crisis that demands immediate attention. With home insurance premiums skyrocketing 21% in 2023 and another 19% in 2024, conducting a thorough year-end insurance review has never been more critical. This comprehensive podcast episode from Insurance Talk Texas reveals why one in six Texas homeowners went without insurance last year and how you can avoid becoming part of this alarming statistic. TEXAS INSURANCE MARKET CRISIS 2025

2025-11-2109 min

Insurance Talk Texas Frisco TX Business Insurance Guide: What Every Frisco Entrepreneur MUST Know in 2025 - Schellinsurance.comCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions Frisco, Texas is experiencing explosive business growth with 282 active startups, three Fortune 500 corporate headquarters relocations in a single year, and billion-dollar developments like Fields West and The Star District transforming the commercial landscape. But with incredible opportunity comes significant risk. This comprehensive guide reveals everything Frisco business owners need to know about protecting their enterprises with the right insurance coverage. WHAT YOU'LL LEARN IN THIS VIDEO: TEXAS BUSINESS INSURANCE REQUIREMENTS Discover...

2025-11-1409 min

Insurance Talk Texas Denton County Homeowners Insurance: HO-3 vs HO-B Coverage Explained | Schellinsurance.comCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com/service-areas/denton-county to learn more about their comprehensive insurance solutions Protect Your Denton County Home with the Right Insurance Coverage! If you own a home anywhere in Denton County - from The Preserve at Pecan Creek to Villages of Carmel, Carnegie Ridge to Highland Village - you need to understand your homeowners insurance options. With over 1 million residents now calling Denton County home and 60% growth since 2010, thousands of new homeowners need expert guidance on proper coverage for North Texas severe weather risks.

2025-10-3109 min

Insurance Talk Texas Collin County TX Life Insurance 2025: Secure Your Family's Future | Schellinsurance.comCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions 👨‍👩‍👧‍👦 Collin County Life Insurance: Complete Family Protection Guide Welcome to Insurance Talk Texas! In this final episode of our Collin County series, we're covering life insurance - the most important financial protection every family needs but many put off. 📈 Collin County's Economic Powerhouse Status DFW #1 Nationally: 100 corporate HQ relocations since 2018 Fortune 500 Concentration: 24-25 companies in North Texas area Major Employers: Toyota, Liberty Mutual, JPMorgan Chase, State Farm in Collin County Population Gro...

2025-10-2410 min

Insurance Talk Texas Prosper TX Business Insurance 2025: Protect Your Business in Texas's Fastest Growing City | Schellinsurance.comCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions 🏢 Prosper Business Insurance: Complete Protection for Texas's Entrepreneurial Boom Welcome to Insurance Talk Texas! In this episode, we're breaking down everything Prosper business owners need to know about protecting their businesses in one of America's fastest-growing cities. 📈 Prosper's Explosive Growth & Your Business Prosper experienced 40.6% population growth from 2023-2024—the highest in Collin County! The city nearly doubled from 30,816 (2020) to 48,889 (2025), creating massive entrepreneurial opportunities. With median household income of $187,603 and only 2.9...

2025-10-1710 min

Insurance Talk Texas Frisco TX Auto Insurance 2025: Protect Yourself on America's Fastest Growing Roads | Schellinsurance.comCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions 🚗 Frisco Auto Insurance: Your Complete Protection Guide for Texas's Fastest Growing City Welcome to Insurance Talk Texas! In this episode, we're breaking down everything Frisco drivers need to know about protecting themselves on some of North Texas's busiest and fastest-changing roads. 📈 Frisco's Traffic Reality & Your Insurance Frisco experienced 10.2% population growth in just one year, and traffic accidents have increased 35.66% since 2010. With an average commute of 30.1 minutes, Universal Kids Resort constr...

2025-10-1009 min

Insurance Talk Texas McKinney TX Home Insurance 2025: Protect Your Investment as Property Values Surge 12% | Schellinsurance.comCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions 🏡 McKinney Home Insurance: Your Complete Protection Guide Welcome to Insurance Talk Texas! In this episode, we're breaking down everything McKinney homeowners need to know about protecting their biggest investment as Collin County becomes one of America's fastest-growing regions. 📈 McKinney's Explosive Growth & Your Insurance McKinney just experienced 12.3% population growth in one year, reaching 190,000+ residents with projections showing an additional 100,000 people moving in over the next 20 years. This explosive growth, combined with h...

2025-10-0310 min

Insurance Talk Texas Why Collin County Homeowners Pay Different Insurance Rates: AR Schell & Son Agency Plano TXCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions Discover why homeowners insurance rates vary dramatically across Collin County, Texas cities! Whether you live in McKinney, Plano, Frisco, or Allen, your specific location creates unique insurance challenges that directly impact your coverage costs and requirements. In this episode of Insurance Talk Texas, we explore the critical differences every Collin County homeowner needs to understand: MCKINNEY HOMEOWNERS: Learn about flood zone considerations along Wilson Creek, Franklin Branch, Stover Creek, and Honey...

2025-09-2605 min

Insurance Talk Texas 5 Types of Life Insurance Explained - Which Texas Families Need What Coverage? AR Schell & Son Agency Plano TXCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions Confused about the different types of life insurance? You're not alone! Most Texas families don't realize there are actually 5 distinct types of life insurance, each serving different financial needs and family situations. In this episode of Insurance Talk Texas, we break down everything you need to know about: ✅ Term Life Insurance - Affordable temporary coverage perfect for young families ✅ Whole Life Insurance - Permanent protection with guaranteed cash value grow...

2025-09-1910 min

Insurance Talk Texas Texas Teen Driver Insurance: How Much It REALLY Costs - AR Schell & Son Agency Plano TXCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions Adding a teen driver to your Texas insurance policy? You're not alone in feeling overwhelmed by the costs! In this episode of Insurance Talk Texas, we break down everything Texas parents need to know about teen driver insurance, including the shocking truth about premium increases (spoiler: it averages $2,171 per year!) and proven strategies to manage these costs without sacrificing protection. 🎯 KEY TOPICS COVERED: ✅ Texas minimum insurance requirements for teen drivers (30/60/25 coverage expla...

2025-09-1208 min

Insurance Talk Texas 7 Types of Business Insurance Every Texas Company Must Consider in 2025 - AR Schell & Son Agency Plano TXCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Are you a Texas business owner wondering what insurance coverage you actually need to protect your company? This comprehensive guide breaks down the 7 essential types of business insurance every Texas company should consider, including the unique requirements and advantages of operating in the Lone Star State. Learn why Texas business insurance laws differ from other states, discover money-saving bundling strategies, and understand how the new 2025 Safe Harbor Law can protect your business from cyber liability. From general...

2025-09-0507 min

Insurance Talk Texas Plano Texas Hailstorm Insurance Claims: What Every Homeowner Should Know After the May 2024 Storm Damage - AR Schell & Son AgencyCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. The devastating May 2024 hailstorm that hit Plano and the Dallas-Fort Worth Metroplex caused millions in property damage with baseball-sized hail and hurricane-force winds. If your home or vehicle was damaged, this essential guide covers everything Texas homeowners need to know about filing insurance claims, understanding coverage options, and protecting your family's financial future. Key topics covered in this Insurance Talk Texas episode include the specific impact of the May 27-28, 2024 storm that knocked...

2025-09-0308 min

Insurance Talk Texas The Incredible 95-Year Legacy of Collin County's Oldest Insurance Agency | AR Schell & Son StoryCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions Discover the remarkable story of AR Schell & Son Agency, Collin County's most historic insurance company that has been serving families since 1930! In this episode of Insurance Talk Texas, we dive deep into the incredible 95-year legacy of the oldest operating business in Plano and the oldest insurance agency in Collin County. 🏛️ HISTORIC MILESTONES: Founded during the Great Depression in 1930, AR Schell & Son Agency represents nearly a century of unwavering service to Texas families. Found...

2025-09-0307 min

Insurance Talk Texas Plano TX Homeowners Insurance 2025: AR Schell & Son Agency - Schellinsurance.comCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Discover why Plano homeowners face some of the highest insurance costs in America and learn proven strategies to protect your home while managing expenses. With Texas ranking in the top 5 most expensive states for homeowners insurance, understanding your options is crucial for financial protection. What You'll Learn: • Why Plano homeowners pay $3,021-7,053 annually vs. $2,400 national average • How to determine if you have adequate dwelling coverage for rising construction costs • Why flood insurance is essent...

2025-08-1908 min

Insurance Talk Texas Business Insurance in Plano TX: AR Schell & Son Agency | Local Expert Guide 2025 - Schellinsurance.comCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Discover why location matters more than you think for business insurance in Plano, Texas. After 90+ years of local experience, Schell Insurance reveals how different Plano commercial zones require completely different coverage strategies. What You'll Learn: Why central Plano businesses need different coverage than Legacy West operations How aging infrastructure affects insurance needs in historic downtown areas Essential coverage requirements for Plano's corporate corridors Texas-specific insurance laws that affect your business protection Real...

2025-08-1909 min

Insurance Talk Texas Business Owner Policy (BOP) Insurance Explained - Complete Protection Guide for Small Business Owners - Presented by Schellinsurance.comCall Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Understanding Business Owner Policies (BOPs) is essential for any business owner who wants comprehensive, cost-effective protection for their operation. In this detailed discussion, we break down everything you need to know about BOPs and how they can provide superior coverage while saving you money compared to separate policies. What We Cover in This Episode: • Complete explanation of what Business Owner Policies include and how they work • The three essential components: general liability, commercial prop...

2025-08-1510 min