Shows
Financial Insanity w-Scott McLeanFinancial Insanity 3-22-25: Scott Talks AnnuitiesThis is Financial Insanity w-Scott McLean. Today's show is Scott talks annuities. Annuities come in many types. There are four basic annuities. So, what does that mean about the way we fund retirement? It's essential to build a nest egg that lasts a lifetime. You want a long and fulfilling life in retirement. Any annuity purchase should be discussed with a financial advisor. Plus, what are the five common mistakes retirees make before entering retirement. The biggest one is not having a fully mapped out strategy.
2025-03-2256 min
Financial Insanity w-Scott McLeanFinancial Insanity 3-19-25: Could You Still Work While in Retirement?This is Financial Insanity w-Scott McLean. Today's show is could you still work while in retirement. When planning for retirement, are you confident you aren't making the common mistakes? Would you like to know more now so you don't have a painful lesson in the future? Learn about the five mistakes people make before entering retirement. It all starts with a fully mapped out strategy. Scott has a unique retirement plan for retirement. Plus, Scott breaks down the complex world of annuities. It's informative to help decide which ones are right for your financial portfolio.
2025-03-1956 min
Financial Insanity w-Scott McLeanFinancial Insanity 10-5-24: Time Machine to 1990This is Financial Insanity w-Scott McLean. Today's show is time machine to 1990. Scott talks about financial regrets that many Americans share. Retirees regret that made some mistakes prior to retirement. The biggest regret, not saving enough or not starting early enough. Plus when planning for retirement, are you confident you're not making any mistakes? Learn more now so you don't have apainful lesson in the future. We'll give you five common mistakes before entering into retirement.
2024-10-0556 minFinancial Insanity w-Scott McLeanFinancial Insanity 9-18-24: Protecting Yourself From FraudThis is Financial Insanity w-Scott McLean. Today's show is protecting yourself from fraud. As technology increases, so does cyber crime. Scott will teach you how to spot and avoid common scams and fraud, such as identity theft, imposter scams and other scams targeting victims, especially seniors. Plus, medical bills can knock you off your feet physically and financially. You need to plan for medical expenses, it's a reality. It's important to plan for the worst, especially when it comes to your finances.
2024-09-1856 min
The VetsConnection PodcastEp. 25 - Connecting Through Storytelling And Podcasting: Scott McLean's Mission To Help Veterans With PTSD and TBI With The One Man One Mic FoundationSend us a textScott McLean's journey from military service to podcasting, to nonprofit founder is nothing short of inspirational. How does a 10-year Air Force veteran and former military dog handler transition to founding a nonprofit and hosting a successful podcast? Scott joins us to share his personal battle with PTSD and how equine therapy through the Herd Foundation became a transformative force in his life. He emphasizes the importance of veteran-support nonprofits and the critical role community support plays in mental health, offering insights that are both deeply personal and universally relatable.Curious...
2024-09-1547 minFinancial Insanity w-Scott McLeanFinancial Insanity 9-11-24: Protecting Yourself from FraudThis is Financial Insanity w-Scott McLean. Today's show is protecting yourself from fraud. As technology increases, so does cybercrime. Get the knowledge to shield your life's work, savings and your identity. What are the most popular scams out there and how are they victimizing seniors? Plus, Scott cautions listeners to beware of the hidden taxes in retirement, how to reduce these taxes to secure a safe retirement and explores the legal and trust issues that could arise.
2024-09-1156 minFinancial Insanity w-Scott McLeanFinancial Insanity 9-7-24:Three Blind MiceThis is Financial insanity w-Scott McLean. Today's show is three blind mice. This is a book written by Scott which supplies the understanding and tools you need to keep your key consultans connected and operating on the same plan. Hear the simplified version of chapter one and learn how to keep your finances safe through the traps and pitfalls of planning. Plus, why it's important to work with an advisor to help you navigate the complex legal and tax landscape.
2024-09-0756 minFinancial Insanity w-Scott McLeanFinancial Insanity 8-28-24: How to DownsizeThis is Financial Insanity w-Scott McLean. Today's show is how to downsize. Starting a brand new phase of life in retirement means you've saved or hopefully save saved. It could mean your relocation to your dream home. With that comes downsizing and getting rid of some of your possessions and decluttering. Scott says how to best handle downsizing in retirement. Plus, any time is a good time to break a bad habit. But, how can you break a bad habit of living without a budget? It's difficult. Financial Insanity is here to help.
2024-08-2856 minFinancial Insanity w-Scott McLeanFinancial Insanity 8-14-24: 3 Blind Mice and MailbagThis is Financial Insanity w-Scott McLean. Today's show is 3 blind mice and mailbag. It's a lesson about making finances a little less insane. Third blind mice explains the financial process of working with traditional financial advisors: an accountant, lawyer and the process of titling assets with lack of collaboration. Because there's no financial literacy, it can lead you to a trap with an evaporation of money. Hear the most common mistakes and why investing, planning for growth and unexpected taxes can harm your portfolio. Plus, Scott opens up the mailbag to answer your important financial questions.
2024-08-1456 minFinancial Insanity w-Scott McLeanFinancial Insanity 8-3-24: 3 Blind Mice Chapters 2-3This is Financial Insanity w-Scott McLean. Today's show is 3 blind mice chapters 2 and 3. It's a deep dive into Scott's book supplying the understanding and tools you need to keep operating on the same financial game plan. FInd out how you can help your heirs and the executor of your will avoiding probate, ensuring your family avoids chaos and squabbles and how to protect your assets if you, your sposuse or parents need to go into a nursing home.
2024-08-0356 minFinancial Insanity w-Scott McLeanFinancial Insanity 7-31-24: Three Blind Mice and Mailbag QuestionsThis is Financial Insanity w-Scott McLean. Today's show is three blind mice and mailbag questions. 'Three Blind Mice' was written by financial advisor Scott McLean. You receive investment advice from a financial advisor, have your tax returns prepared by an accountant and have your will and estate plan written by an attorney. But, when was the last time these three key consultants got together to discuss your overall financial game plan? Scott explains why you're working with three blind mice that can end up being costly. Plus, your questions are answered in the popular mailbag segment.
2024-07-3156 minFinancial Insanity w-Scott McLeanFinancial Insanity 7-27-24: Investing Income vs GrowthThis is Financial Insanity w-Scott McLean. Today's show is investing income vs. growth. Scott explains why either approach can be effective for generating income investment returns, but you need to make the best informative decisions. How do you find the right investment strategies, how do both strategies actually work and how do you obtain the best of both strategies?
2024-07-2756 minFinancial Insanity w-Scott McLeanFinancial Insanity 7-20-24: Three Blind MiceThis is Financial Insanity w-Scott McLean. Today's show is three blind mice. Scott is the man with the plan. He will review chapter one of his book 'Three Blind Mice' to help keep your money safe from the traps and pitfalls of financial planning. Plus, retirement challenges facing women and a look back at the year 1975.
2024-07-2056 minFinancial Insanity w-Scott McLeanFinancial Insanity 7-17-24: Election Year Impact on the MarketThis is Financial Insanity w-Scott McLean. Today's show is election year impact on the market. The Presidental election year will have a big effect on the stock market, our overall economy and personal finances. Find out the biggest concerns facing Americans in 2024 and how to prepare for the future. Plus, Scott addresses income needs in retirement. One size doesn't fit all and there are unique situations for everyone. Find out the six questions to ask on how much income is needed in retirement.
2024-07-1756 minFinancial Insanity w-Scott McLeanFinancial Insanity 6-29-24: Navigating Election Season and Stock MarketsThis is Financial Insanity w-Scott McLean. Today's show is navigating election season and stock markets. With the Presidential election year, a lot of changes can happen, including a stock market change. Regardless of the outcome, the overall economy and personal finances will be affected. Scott looks at the trends from the past 100 years and will give insight on what everyone should be concerned about. Plus, tthe importance of retirement's most complex legal and tax issues with an advisor.
2024-06-2956 minFinancial Insanity w-Scott McLeanFinancial Insanity 6-26-24: Key Retirement QuestionsThis is Financial Insanity w-Scott McLean. Today's show is key retirement questions. Inflation, higher taxes and uncertainty in the economy are affecting baby boomers in retirement. How can you afford to retire, take more losses in your 401k and what additional income options are available in retirement? Plus, why it's important to work with an investment advisor who can help you navigate the complex and legal tax landscape. Scott addresses all that and more.
2024-06-2656 minFinancial Insanity w-Scott McLeanFinancial Insanity 6-8-24: Estate Planning with David ConnellyThis is Financial Insanity w-Scott McLean. Today's show is estate planning with guest Dave Connelley. What are the in's and out's of state planning and how do you protect your assets and avoid tax pitfalls? Scott and Dave will answer everything related to estate planning. Plus, there are common reasons for obtaining a domestic partnership agreement, which involve financial rights and parential agreements which could affect your finances.
2024-06-0856 minFinancial Insanity w-Scott McLeanFinancial Insanity 5-8-24: Election Year Impact on the MarketThis is Financial Insanity w-Scott McLean. Today's show is election year impact on the market. The Presidental election year will have a big effect on the stock market, our overall economy and personal finances. So what are the biggest concerns facing Americans in 2024 and how do we prepare for the future? Also, Scott needs income needs in retirement. One size doesn't fit all and there are unique situations for everyone. Find out the six questions to ask on how much income is needed in retirement.
2024-05-0856 minFinancial Insanity w-Scott McLeanFinancial Insanity 4-27-24: Maximize Your Retirement IncomeThis is Financial Insanity w-Scott McLean. Today's show is maximize your retirement income. You've spent an entire career saving for retirement, the last thing you need is a misstep costing you to spend down your savings too quickly. It's important to make sure you've done enough. There are easy ways to maximize your retirement and helping to make the most from your retirement with a strategic plan. Plus, 96 percent of Americans are taking social security at the wrong time. Scott will help you get informed on social security choices, pension options and personal savings.
2024-04-2756 minFinancial Insanity w-Scott McLeanFinancial Insanity 4-24-24: Key Retirement QuestionsThis is Financial Insanity w-Scott McLean. Today's show is key retirement questions. Inflation and higher taxes are leading to uncertainty. Can baby boomers afford to retire, how do you avoid more losses in 401ks, what options do you have for income in retirement and what happens when investments are doing poorly? These are all common questions. Scott believes you should definitely do something with your money and put it into a vehicle so you can maximize your retirement's portfolio in the long term.
2024-04-2456 minFinancial Insanity w-Scott McLeanFinancial Insanity 4-20-24: Living to 100This is Financial Insanity w-Scott McLean. Today's show is living to 100. If you're fortunate to live to age 100, will your retirement savings last? You need to consider factors to ensure your money lives as long as you. It could be difference in living with no extra cash. How much savings do you actually need? Medical expenses are going to happen as you get older and you need to account for that as well. Plus, Scott answers your questions about 401ks, financial news and taxes in retirement.
2024-04-2056 minFinancial Insanity w-Scott McLeanFinancial Insanity 4-17-24: Maximizing Your RetirementThis is Financial Insanity w-Scott McLean. Today's show is maximizing your retirement. You've spent an entire life saving for retirement, the last thing you need is a mistake that jeopardizes your retirement savings. How can you make sure you've done enough? Scott offers ways to maximize income with strategic and simple steps. There is another benefit that can maximize retirement: social security. There are things that should be considered like social security choices, pension options and personal savings.
2024-04-1756 minFinancial Insanity w-Scott McLeanFinancial Insanity 4-3-24: Election Year and Time Machine 1975This is Financial Insanity w-Scott McLean. Today's show is election year and time machine 1975. A Presidental election year will impact the stock market. The biggest impact is the overall economy and personal finances. Scott breaks down the trends from the past century and dives into the biggest concerns facing Americans during this election year. Plus, a look back at the year 1975 and how the economy has changed since then.
2024-04-0356 minFinancial Insanity w-Scott McLeanFinancial Insanity 3-30-24: Will You Have Enough Income in RetirementThis is Financial Insanity w-Scott McLean. Today's show is will you have enough income in retirement. Many people aren't investing enough to reach their savings goal and the income it brings. To evaluate whether your nest egg will be enough, Scott says you should begin by estimating your retirement expenses. These important questions must be considered: How much income will you need to retire? What's enough savings? How much should you have in your 401k? Is over a million dollars enough to retire? There are factors to consider as well like social security changes, inflation, taxes and the standard of living
2024-03-3056 minFinancial Insanity w-Scott McLeanFinancial Insanity 3-27-24: Getting to Know ScottThis is Financial Insanity w-Scott McLean. Today's show is getting to know Scott. Scott McLean is a financial professional who offers both investment and insurance products and services. He dedicates a large portion of his time to educating investors and the community through workshops on topics related to retirement income planning, Social Security, estate planning, required minimum distribution planning and common mistakes retirees make with their finances. Scott offers financial tips to help you plan for retirement and ways your portfolio can grow in uncertain financial times.
2024-03-2756 minThe VetsConnection PodcastEp. 1 - Why I Started This Podcast. Welcome To The VetsConnect PodcastSend us a textWhen Air Force veteran Scott McLean steps into the world of equine therapy, he doesn't just find solace; he discovers a new chapter in his life's mission. Join us as Scott recounts his remarkable transition from serving in the military to battling PTSD, and how the power of horses offered an unexpected form of healing. His tenure as a military and U.S. Customs and Border Protection narcotics dog handler sets the backdrop for his compelling narrative, painting a vivid picture of perseverance and the quest for peace. The Herd Foundation in Delray...
2024-03-2426 minFinancial Insanity w-Scott McLeanFinancial Insanity 3-16-24: Preserving Retirement from TaxesThis is Financial Insanity w-Scott McLean. Today's show is preserving retirement from taxes. Every year, Americans file taxes. There is a proactive approach that pre-retirees should take. The process can be overhelming. But working with a financial planner is important. Scott offers ways to save on taxes to preserve your retirement. Plus, how much will you recieve from your social security benefits? Does filing early impact how much you will recieve? How will your benefits change if you go through a divorceor if a spouse passes away? 78 percent field a social security quiz. All the information you need to do is here.
2024-03-1656 minFinancial Insanity w-Scott McLeanFinancial Insanity 2-28-24: Election vs Stock MarketThis is Financial Insanity w-Scott McLean. Today's show is election vs stock market. It's a Presidential election year and that means the stock market and economy will be affected. How do you prepare so your finances aren't greatly affected? Plus, planning for retirement needs a well thought out plan. Scott will answer your retirement questions.
2024-02-2855 minFinancial Insanity w-Scott McLeanFinancial Insanity 2-21-24: Protecting Yourself From FraudThis is Financial Insanity w-Scott McLean. Today's show is protecting yourself from fraud. Get the tips to help shield your life's work, savings and identity. Plus, medical bills and emergencies can disrupt your finances. How can you plan for this when it sneaks up. Scott offers ways to plan for the worst and hope for the best.
2024-02-2156 minFinancial Insanity w-Scott McLeanFinancial Insanity 2-17-24: Retirement Isn't a Game and Veteran BenefitsThis is Financial Insanity w-Scott McLean. Today's show is retirement isn't a game and veterans benefits. Each year, Americans rollover their 401k account which could be the largest transaction so it's important to get that right. Do you know the philosophies? Does the advisor know the situation before moving the money? Scott explains the 3D process. Retirement isn't a game and your finances should be taken seriously.
2024-02-1756 minFinancial Insanity w-Scott McLeanFinancial Insanity 2-7-24: Maximize Your Retirement IncomeThis is Financial Insanity w-Scott McLean. Today's show is maximizing your retirement. You've an entire life saving for retirement, the last thing you need is a misstep that spends doen your retirement savingd. How can you make sure you've done enough and ways to maximize your income with strategic and simple steps. Plus, RMDs can cause high tax penalties to swipe away from your retirement income. Scott offers ways to avoid these tax penalties so you can keep a comfortable financial portfolio.
2024-02-0755 minFinancial Insanity w-Scott McLeanFinancial Insanity 1-27-24: Maximizing Your Retirement IncomeThis is Financial Insanity w-Scott McLean. Today's show is maximizing your retirement income. You've spent your life saving for retirement. The last thing you need to do is a make a mistake. There are many bumps along the way. So you will need the simple tips to make the most out of your retirement. Plus, RMDs can trigger a high penalty in tax code if you don't follow rules. Don't let let taxes wipe out your retirement. Scott will explain how you can avoid these high penalties.
2024-01-2756 minFinancial Insanity w-Scott McLeanFinancial Insanity 12-27-23: Planning for the Worst and Hope for the BestIt's Financial insanity w-Scott McLean. Today's show is planning for the worst, hope for the best. How much do I need to save, have I saved enough, can I avoid to cut back on my standard of living in the retirement? These are the common questions retirees are asking about their retirement. Scott talk about inflation and the high rates, planning for the worst and top 5 signs you need a new advisor.
2023-12-2756 minFinancial Insanity w-Scott McLeanFinancial Insanity 12-20-23: Annuities and Your Retirement RoadmapThis is Financial Insanity w-Scott McLean. Today's show is annuities and your retirement roadmap. Financial concepts can be complex, especially with annuitiies. There are many annuities and there is a lot to understand. Which annuities are right for you or are they all bad? Scott will explain the differences. Plus in planning for retirement, you must have a roadmap to get there. Avoid the major detours that will wreck havoc to your retirement savings. Everything you need to know about the planning process is all here.
2023-12-2056 minFinancial Insanity w-Scott McLeanFinancial Insanity 12-16-23: Estate Planning with Dave ConnellyThis is Financial Insanity w-Scott McLean. Today's show is estate planning with Dave Connelly. It's all about love and legacy. With so many Americans choosing domestic partmerships over marriage, it's still important to secure a future for you and your loved one. Protect your assets and avoiding tax pitfalls. Scott and Dave provide the steps in the legal process if one gets sick or passes away. Who handles the kids, the important health decisions or financial assets?
2023-12-1656 minFinancial Insanity w-Scott McLeanFinancial Insanity 12-13-23: Navigating Taxes Before 2024This is Financial Insanity w-Scott McLean. Today's show is navigating taxes before 2024. You'll find out why it's important to work with an advisor to help you navigate the complex tax and legal landscape before retirement and how to plan for this process which could affect your retirement. Plus, Scott answers your financial questions to ensure a sound portfolio.
2023-12-1356 minFinancial Insanity w-Scott McLeanFinancial Insanity 12-2-23: Retirement Challenges for Women InvestorsThis is Financial Insanity w-Scott McLean. Today's show is financial challenges for women investors. You've saved an entire life for retirement. Now, do you really know how to turn that savings into income in retirement? Also, do you know how much income you can withdraw without penalty from current retirement accounts? Most people have big questions. What are they and how can they be answered? Scott also explains the biggest challenges facing women investors in their retirement.
2023-12-0256 min
Milk Crates and Turntables. A Music Discussion PodcastEp.126 -1968: A Historical Year in Music - Trends, Tragedies, and TriumphsSend us a textBuckle up for a rollicking ride through 1968 with your trusty guides, Scott McLean, Luke Calicho, & Mark Smith, from the Music Relish Show. We'll take you back to the year that shook the music industry to its core. We've got everything: The Beatles, Johnny Cash's Folsom Prison recording, The Bee Gees American debut, and even the notorious national anthem performance by Jose Feliciano at the World Series! Peering into the cultural and political vortex of 1968, we'll discuss riot aftermaths, draft anxieties, and the seismic shifts in the media landscape. You're about to feel the...
2023-12-012h 09Financial Insanity w-Scott McLeanFinancial Insanity 11-25-23: Happy Thanksgiving to AllThis is Financial Insanity w-Scott McLean. Today's show is happy thanksgiving to all. The 4th quarter means a lot to think about as we prepare for the upcoming year. What does this mean for your finances? How can you prepare with a year end checklist? Scott also discusses the 7 easy to avoid retirement mistakes. It's important to know so you don't make a mistake in your financial portfolio.
2023-11-2556 minFinancial Insanity w-Scott McLeanFinancial Insanity 11-22-23: Client Experience and Mailbag QuestionsThis is Financial Insanity w-Scott McLean. Today's show is client experience and mailbag questions. Scott is here to offer a six step educational process to help you get answers in your financial portfolio. We've all been caugfht off guard at some point. How can you prepare for retirement? When is it time to switch things up when retirement draws near and how can change help you in retirement?
2023-11-2256 minFinancial Insanity w-Scott McLeanFinancial Insanity 11-18-23: Top 5 Financial Missteps to AvoidThis is Financial Insanity w-Scott McLean. Today's show is 5 financial missteps to avoid. There are five common mistakes. It starts with being forced into retirement and not having a plan. Help may be required. You don't want to run out of money before running out of life. Another common mistake are living beyond your means and not saving enough. Expenses are costly. What are the other mistakes? Stay tuned. Plus, with Americans turning 65, many will develop a disability that will require long term care. This is something you can't avoid. Scott offers ways to help you prepare for this.
2023-11-1856 minFinancial Insanity w-Scott McLeanFinancial Insanity 11-15-23: Financial Habits to Break and Mailbag QuestionsThis is Financial Insanity w-Scott McLean. Today's show is financial habits to break and mailbag questions. Only 33 percent of Americans have a written financial plan. How can we break a bad habit of living without a budget? It all starts with overspending. Knowing is a problem is a start. Then once you understand the issue, it's time to budget. Perhaps a financial advisor can help. Plus, Scott answers your questions and offers tips for seeking out 401k statements.
2023-11-1556 minFinancial Insanity w-Scott McLeanFinancial Insanity 11-11-23: Top Signs You Need a New AdvisorThis is Financial insanity w-Scott McLean. Today's show is the top signs you need a new advisor. Today, you'll learn when to find a new advisor from the advisor not acting in your best interest and dismiss your input to the advisor being difficult to reach. Plus, Scott breaks down the four types of annuities and which annuities may fit you best.
2023-11-1156 minFinancial Insanity w-Scott McLeanFinancial Insanity 11-8-23: 7 Retirement Risks and Mailbag QuestionsThis is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you thinking about all the scenarios: like taking social security earlier, your retirement investments or a medical issue that arises? Plus, Scott answers your questions pertaining to your portfolio.
2023-11-0856 minFinancial Insanity w-Scott McLeanFinancial Insanity 11-1-23: 7 Retirement Risks and Mailbag QuestionsThis is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you thinking about all the scenarios: like taking social security earlier, your retirement investments or a medical issue that arises? Plus, Scott answers your questions pertaining to your portfolio.
2023-11-0156 minFinancial Insanity w-Scott McLeanFinancial Insanity 10-28-23: Four Keys to a Comfortable RetirementThis is Financial Insanity w-Scott McLean. Today's show is four keys to a comfortable retirement. Find out why the pillars of retirement finances, health, family and purpose are important and how the idea of finances in retirement comes down to theme of freedom, specifically the freedom to choose. Scott will give you ways you can prepare for retirement and how to live comfortably so you don't need to keep working through these years.
2023-10-2756 minFinancial Insanity w-Scott McLeanFinancial Insanity 10-25-23: Legal and Taxes in Retirement and Guest Robert BrownThis is Financial Insanity w-Scott McLean. Today's show is legal and taxes in retirement and guest Robert Brown. Why is it important to work with a financial advisor when getting ready for retirement? They can help you work through all the legal and taxes in retirement. Scott says why it's important to think of all possible taxes and legal issues that could affect your retirement and future. Guest Robert Brown discusses veteran's benefits and the importance of these benefits.
2023-10-2556 minFinancial Insanity w-Scott McLeanFinancial Insanity 10-21-23: Should You Work While in RetirementThis is Financial Insanity w-Scott McLean. Today's show is should you work while in retirement. Retirement was once thought of as the finish line to life. But, it's only the beginning of the next phase of many stages. Understand the 3 stages: the go go years, slow go years and the no go years and how should you navigate through these stages? Plus, only 33 percent of Americans have a financial plan. How do we break a bad habit of living without a budget? Scott offers tips to your spending problem. It could all start with visiting with a financial advisor to...
2023-10-2156 minFinancial Insanity w-Scott McLeanFinancial Insanity 10-18-23: Social Security and Taxes TriviaThis is Financial Insanity w-Scott McLean. Today's show is social security and taxes trivia. You'll hear about financial dreams versus reality, how to prepare for your retirement and the factors that could affect retirement. It's always to important to consider several factors. Plus, Scott is put to the test with taxes trivia.
2023-10-1856 minFinancial Insanity w-Scott McLeanFinancial Insanity 10-7-23: Boomers Up to Bat, Gen X on DeckThis is Financial Insanity w-Scott McLean. Today's show is boomers up at bat, gen x on deck. With boomers nearing or in retirement already, retirement is a reality. What should generation x do to sure up their retirement? Plus despite financial violity, Americans higher average retirement account balances are increasing with iRAs, 401k and 403Bs. But, there are factors you shouldn't lose sight of. Scott has the tips that can help your financial portfolio.
2023-10-0756 minFinancial Insanity w-Scott McLeanFinancial Insanity 9-23-23: Kicking the Financial Can Down the RoadThis is Financial Insanity w-Scott McLean. Today's show is kicking the financial can down the road. The government has averted federal shutdowns before and there could always be a financial storm on the horizon. So how do we prepare ourselves so you can secure your retirement future? The markets are up and down. You need to know where you're going in your portfolio. It's important to build up the savings and have a plan. Spending money is ok, but why shouldn't you overspend? Scott has the answers.
2023-09-2356 minFinancial Insanity w-Scott McLeanFinancial Insanity 9-20-23: Maximize Your Retirement IncomeThis is Financial Insanity w-Scott McLean. Today's show is maximize your retirement income. You've spent your career saving for your retirement. But, misteps can cost you. So, how can you ensure your retirement is an enjoyable one? Scott will help you maximize your income and make the most of your retirement with a strategic plan. You'll also get tax tips and hear why tax returns are a vital tool to plan for retirement.
2023-09-2056 minFinancial Insanity w-Scott McLeanFinancial Insanity 9-16-23: 7 Retirement Mistakes to AvoidThis is Financial Insanity w-Scott McLean. Today's show is 7 retirement mistakes to avoid. Scott will discuss the 7 easy to avoid retirement mistakes. It's possible to avoid these things as people look forward to retirement. But, there are things we didn't know about like running out of money. How do we keep from counting our chickens before they hatch, financially? Plus, retirement trivia and inflation. Scott is put to the test.
2023-09-1656 minFinancial Insanity w-Scott McLeanFinancial Insanity 9-9-23: Life Insurance and Retirement Dreams vs. RealityThis is Financial Insanity w-Scott McLean. Today's show is life insurance and retirement dreams vs. reality. Saving money for retirement is very important. But what are you doing to preserve the money you have saved? Scott offers ways to help you make important decisions today, so you have the income you need for as long as you need to live. Dreaming about retirement vs. living in retirement every day are two different things. When you aren't working anymore, extra income is hard to find. But, there's a vision in retirement we all have. But, how do we get there?
2023-09-0956 minFinancial Insanity w-Scott McLeanFinancial Insanity 9-2-23: Financial Literacy and Time Machine to 1975This is Financial Insanity w-Scott McLean. Today's show is financial literacy and time machine to 1975. Most Americans get a failing grade when it comes to financial literacy. Scott discusses the areas people struggle with their finances and how to plan for retirement. Plus, spending habits in the go-go years, the slow go years and the no go years and the attitude in retirement.
2023-08-3156 minFinancial Insanity w-Scott McLeanFinancial Insanity 8-30-23: 7 Retirement Risks and Mailbag QuestionsThis is Financial Insanity w-Scott McLean. Today's show is 7 retirement risks and mailbag questions. Don't count your chickens before they hatch. It's a popular phrase, but how does it apply to your retirement and your retirement future? Are you thinking about all the scenarios: like taking social security earlier, your retirement investments or a medical issue that arises? Plus, Scott answers your questions pertaining to your portfolio.
2023-08-3056 minFinancial Insanity w-Scott McLeanFinancial Insanity 8-26-23: Planning for the Worst, Hoping for the BestThis is Financial Insanity w-Scott McLean. Today's show is planning for the worst, hoping for the best. How much do I need to save, have I saved enough, can I avoid to cut back on my standard of living in the retirement? These are the common questions retirees are asking about their retirement. Scott talk about inflation and the high rates, planning for the worst and top 5 signs you need a new advisor.
2023-08-2656 minFinancial Insanity w-Scott McLeanFinancial Insanity 8-19-23: Scott Knee's to Help Your Retirement PlanThis is Financial Insanity w-Scott McLean! Today's show is scott knee's to help your retirement plan. With all the negative financial news, how can you stay on track to help your retirement dreams? Scott has those answers. Things will get better if you stay focused on the markets. Find out why now is the time to be proactive.
2023-08-1955 minFinancial Insanity w-Scott McLeanFinancial Insanity 8-16-23: Legal and Taxes in Retirement and Guest Robert BrownThis is Financial Insanity with Scott McLean! Today's show is legal and taxes in retirement and guest Robert Brown. Getting ready for retirement is a lot like a road trip. It requires planning. You want everything in place so the trip can be comfortable. There are unexpected events that occur. But, you need to plan for it. Scott tells you why it's i mportant to pay attention to the legal issues and avoiding the taxes that can affect your retirement. Plus, the importance of a will, trust and power of attorney.
2023-08-1656 minFinancial Insanity w-Scott McLeanFinancial Insanity 8-12-23: Boomers Up to Bat, Gen X on DeckThis is Financial Insanity with Scott McLean! Today's show is boomers up to bat and gen x on deck. Debt never ends not only for individuals, but in government. So what do we do? Scott will cover what you need to know about the future of government spending and how it will affect your social security, inflation and retirement. Plus, retirement thinking for the boomers generation and how gen x needs to start planning for their retirement now?
2023-08-1256 minFinancial Insanity w-Scott McLeanFinancial Insanity 8-5-23: Impact of Inflation and Mailbag QuestionsThis is Financial Insanity with Scott McLean! Today's show is impact of inflation and mailbag questions. It's time to break the bad habits of financial spending and living without a budget. Scott suggests finding an answer to your bad habits and ways to cut back on your finances. Why is it important to seek help from a financial advisor? There's challenges we all face especially during these times of inflation. We all need to learn from our mistakes.
2023-08-0556 minFinancial Insanity w-Scott McLeanFinancial Insanity 8-2-23: Financial Literacy Pass or FailThis is Financial Insanity with Scott McLean! Today's show is financial literacy pass or fail. Most Americans get a failing grade in financial literacy. Many lack in the area of preparing for retirement. Scott discusses which areas people struggle the most with their finances. Believe it or not, money is a big problem and the value of money. It's common sense. But the financial exper is here to offer advice.
2023-08-0256 minFinancial Insanity w-Scott McLeanFinancial Insanity 7-29-23: Legal and Tax Tips and Mailbag QuestionsThis is Financial Insanity with Scott McLean! Today's show is legal tax tips and mailbag questions. Scott discusses complex financial concepts like the world of annuities. What are the four types of annuities. Are they good or are they bad? Which type is the right one for you? You'll be educated on the fees, expenses and benefits of annuities. Plus, how can you protect your income from taxex by contributing to qualified retirement and employee benefit accounts with pretax dollars.
2023-07-2956 minFinancial Insanity w-Scott McLeanFinancial Insanity 7-22-23: Social Security Concerns and Time Machine 1965This is Financial Insanity with Scott McLean. Today's show is social security concerns and time machine to 1965. Scott will tell you why it's important not to count your chickens before they hatch in your finances and ways you can generate more income for your retirement. Plus, the concerns surrounding social security and your future. Are you really planning for the future? The biggest challenges including current investments and retirement investments or pension and why you need to consider all variables.
2023-07-2256 minFinancial Insanity w-Scott McLeanFinancial Insanity 7-15-23: Yea or Nay Working in RetirementThis is Financial Insanity with Scott McLean. Today's show is Yea or Nay working in retirement. Scott will discuss what the real magic number for saving in retirement and why it's different for everyone. There are a number of factors to consider when trying to determine if you've saved enough. Inflation, cost of living and spending habits should definitely be considered. But, there's a lot more to consider. Plus, why it's important to have a financial advisor as opposed to doing on your own.
2023-07-1656 minFinancial Insanity w-Scott McLeanFinancial Insanity 7-8-23: Financial Check Up and Guest Robert BrownThis is Financial Insanity with Scott McLean! Today's show is financial check up and guest robert brown. Scott discusses ways to be financially healthy. Should we focus solely on our earnings when we are thinking about our financial health for retirement or are there other factors? The cost is living and quality of life are different for every individual. How can we get financially sound and ready for retirement?
2023-07-0856 minFinancial Insanity w-Scott McLeanFinancial Insanity 7-1-23: Financial Independence and Guest Robert BrownThis is Financial Insanity with Scott McLean! Today's show is financial independence and guest Robert Brown. July 4th is a celebration of our nation's independence and Scott is talking why independence is so important and why people want freedom. Plus, ways to walk towards your own financial independence in retirement.
2023-07-0156 minFinancial Insanity w-Scott McLeanFinancial Insanity 6-24-23: Retirement Risks to Avoid and 1975 Time MachineThis is Financial Insanity with Scott McLean! Today's show is retirement risks to avoid and 1975 time machine. Find out some of the key pieces of a retirement income strategy, how to make sure your income will last and ways to become tax efficient in your retirement. Scott will put together the pieces to your retirement puzzle. Plus, a look back at financial times of 1975.
2023-06-2456 minFinancial Insanity w-Scott McLeanFinancial Insanity 6-17-23: Fathers Day Weekend and Timeless AdviceYou're listening to Financial Insanity with Scott McLean. Today's show is father's day weekend and timeless advice. High prices and a lot of economic uncertainty have left retirees with questions. What can you do to help stay retired instead of going back to work? It must start with investing for "I" income and not the "G" growth. Plus, Scott discusses financial dreams versus reality.
2023-06-1756 minFinancial Insanity w-Scott McLeanFinancial Insanity 6-10-23: 50th Show and Impact of InflationThis is Financial Insanity with Scott McLean. Today's show is 50th show and impact of inflation. You might be surprised how quickly America went into debt back in the revolutionary days. Get ready for a history lesson and Scott will prepare you for what to expect in the future. Plus, the impact on inflation from the economy to your wallet and 5 reasons it's time to fire your financial advisor.
2023-06-1056 minFinancial Insanity w-Scott McLeanFinancial Insanity 6-3-23: Getting to Know ScottThis is Financial Insanity with Scott McLean. Today's show is getting to know Scott. You've already heard Scott McLean and his show Financial Insanity. Now, get to know him, his background, what led him into being a financial advisor, some financial wisdom and more on his services to help you on the right track with your financial portfolio.
2023-06-0356 minFinancial Insanity w-Scott McLeanFinancial Insanity 5-27-23: Financial Check-up and MailbagThis is Financial Insanity with Scott McLean. Today's show is financial check up and mailbag. It's everything you know about your financially health. You do health check-ups for yourself, so why not focus on your retirement? What factors need to be considered and why is it important. Plus, Scott answers your questions.
2023-05-2556 minFinancial Insanity w-Scott McLeanFinancial Insanity 5-20-23: Boomers Up To Bat, Gen X On DeckThis is Financial Insanity with Scott McLean. Today's show is boomers at bat and gen x on deck. Scott is talking about the latest research on retirement confidence that's causing major concerns like people outliving their financial savings, uncertainty in economic stability and inflation. Plus, ways you can work towards a goal of getting more money for your retirement and finally, Scott is put to the test on taxes trivia.
2023-05-2156 minFinancial Insanity w-Scott McLeanFinancial Insanity 5-6-23: Social Security and Timeless AdviceIt's Financial Insanity with Scott McLean. Today's show is social security and timeless advice for your retirement. The recent market declines have been unsettling for both investors and retirees when they see the value of their nest egg shrink when they need it most. By recognizing short-term market uncertainty for what it is, you can help ensure that it doesn’t derail your retirement plan. Scott believes you shouldn't count your financial chickens before they catch and helps you gain the necessary perspective to enjoy the well-earned fruits of your labor.
2023-05-0656 minFinancial Insanity w-Scott McLeanFinancial Insanity 4-29-23: Financial Doctor and Trivia GameYou're listening to Financial Insanity w-Scott McLean. Today's show is financial doctor and trivia game. Scott starts with a retirement to do list. How can you prepare for your retirement? What's the first question asked if you are able to retire? Also, a look at retirement dreams versus reality. You'll hear why some seniors are working in their retirement instead of living the life of leisure. Finally, Scott is put to the test with inflation trivia.
2023-04-2956 minFinancial Insanity w-Scott McLeanFinancial Insanity 4-22-23: Latest News and Legal Battles in RetirementThis is Financial Insanity with Scott McLean. Today's show is latest news and legal battles in retirement. Is a silent retirement crisis looming on the horizon affecting public pension systems in social security? Scott reacts and explains why this could be a big deal for those nearing or in retirement. Should you delay or not delay retirement?
2023-04-2254 minFinancial Insanity w-Scott McLeanFinancial Insanity's 4 Types of Annuities: The Good, The Bad and The UglyThis is Financial Insanity with Scott McLean, out of the box thinking for your financial insanity! Today, Scott explains the 4 types of annuities and the good, the bad and the ugly of annuities. Confused on all the products of annuities? They can be complicated to understand. Which ones are right for you or should you avoid them?
2023-04-2220 minFinancial Insanity w-Scott McLeanFinancial Insanity 4-15-23: Financial Education and Mailbag QuestionsThis is Financial Insanity w-Scott McLean. Today's show is financial education and mailbag questions. You're learn the financial challenges that are faced in today's economy, the financial challenged that people are faced with dealing, an in depth discussion on the 'pyschology of money' and why it's important to deal with an advisor. Plus, Scott will answer your questions.
2023-04-1956 minFinancial Insanity w-Scott McLeanFinancial Insanity 4-8-23: Social Security and Taxes TriviaThis is Financial Insanity with your host Scott McLean. Today's show is all about social security and taxes. How much do you really know about social security and the taxes that are associated? With the April 15 tax deadline approaching, Scott breaks down the changes affecting your retirement. Don't count your chickens before they hatch. Get a financial advisor to lead you on the right path to success.
2023-04-1256 minFinancial Insanity w-Scott McLeanEaster: A Hoax or Historic? Jesus - A Liar, A Lunatic or Who He Said He Was!This is Scott's views with Scott McLean. Today's topic is Easter. Easter is viewed as the greatest day ever with the resurrection of Jesus Christ or as the biggest hoax in history. After studying every resurrection theory, Scott found that there was a greater miracle than the resurrection. Rather than the spiritual traditions, Scott needed to make a decision based on faith. You'll hear stories of the resurrection and found out that something big really happened over 2,000 years ago.
2023-04-0827 minFinancial Insanity w-Scott McLeanFinancial Insanity 4-1-23: Financial Literacy Pass or FailThis is Financial Insanity with Scott McLean. Today's show is financial literacy pass or fail. When you are financially literate, you have the foundation of a relationship with money, and it is a lifelong journey of learning. The earlier you start, the better off you will be, because education is the key to success when it comes to money. Scott explains understanding financial literacy, the benefits, strategies to improve skills and budgeting rules.
2023-04-0456 minFinancial Insanity w-Scott McLeanFinancial Insanity 3-18-23: Maximize Your Retirement IncomeIt's Financial Insanity with your host Scott McLean. Today's show is maximizing your retirement income. Worried you might outlive your retirement savings? You’re not alone. There are two ways to ease your fears. Make the most of the dollars you have or figure out how to make more dollars. Scott discusses. Plus, how the new remote work culture has sprung up in response to the Covid-19 pandemic, offering plenty of opportunities to generate more part-time income during your golden years.
2023-03-3056 minFinancial Insanity w-Scott McLeanFinancial Insanity 3-11-23: Retirement Dreams vs RealityThis is Financial Insanity with Scott McLean. Today's show is retirement dreams vs reality. You want enough income for your retirement, but the reality is a viotile market and high inflation rates are disrupting your savings plans. Make your retirement dreams come true. Scott can help you achieve the financial retirement you've always wanted.
2023-03-3056 minFinancial Insanity w-Scott McLeanFinancial Insanity 3-4-23: Inflation Trivia and Latest News on Social SecurityThis is Financial Insanity with Scott McLean. Today's show is inflation trivia and the latest news on social security. How much do you really know about inflation and how it impacts on our financial economy? Plus, how inflation is impacting social security and Scott will answer if social security is really going away.
2023-03-3056 minFinancial Insanity w-Scott McLeanFinancial Insanity 2-25-23: Impact of Inflation and Would You RatherThis is Financial Insanity with Scott McLean. Today's show is the Impact of Inflation. Inflation is affecting the way we live. Higher prices mean a bigger hit to your wallet and your financial future. So how do we compensate? Scott offers suggestions.
2023-03-3056 minFinancial Insanity w-Scott McLeanFinancial Insanity 2-18-23: Getting to Know ScottThis is Financial Insanity with Scott McLean. Today's show is getting to know Scott. You've already heard Scott McLean and his show Financial Insanity. Now, get to know him, more about McLean Advisory Group and his services to help you on the right track with your financial portfolio.
2023-03-3055 minFinancial Insanity w-Scott McLeanFinancial Insanity 2-11-23: Big Game Retirement PlanningThis is Financial Insanity with Scott McLean. Today's show is big game retirement planning. It's big game weekend! That means you're going to need to open up the playbook and find the right reitrement game plan for you. But if you're running the two minute offense, don't worry. Scott has money savings tips to help your wallet.
2023-03-3056 minFinancial Insanity w-Scott McLeanFinancial Insanity 1-21-23: Financial Check UpThis is Financial Insanity with Scott McLean. Today's show is all about a financial check up. So what is a financial check up and how can you make any changes in how you're handling them to stay on track? Scott discusses ways you can check up on your financial health.
2023-03-3056 minFinancial Insanity w-Scott McLeanFinancial Insanity 12-17-22: Financial Check UpThis is Financial Insanity with your host Scott McLean. Today's show is all about a solid financial check up. Did you know a financial check-up is as important as an annual physical with your doctor? Like a medical exam, a review of your finances can identify strategies to improve “financial fitness” and screen for potential problems, such as a high debt-to-income ratio. Scott provides ways to assess your financial health.
2023-03-3056 minFinancial Insanity w-Scott McLeanFinancial Insanity 11-19-22: Mailbag Questions from ListenersThis is Financial Insanity with your host Scott McLean. Today's show is mailbox questions from listeners. You have the financial questions and Scott has the answers.
2023-03-3056 minFinancial Insanity w-Scott McLeanFinancial Insanity 11-12-22: Timeless Advice for Your Retirement PlanningIt's Financial Insanity with Scott McLean. Today's show is timeless advice for your retirement. The recent market declines have been unsettling for both investors and retirees when they see the value of their nest egg shrink when they need it most. By recognizing short-term market uncertainty for what it is, you can help ensure that it doesn’t derail your retirement plan. Scott provides the principles that can help you gain needed perspective and enjoy the well-earned fruits of your labor.
2023-03-3056 min