Shows
Marriage Kids and Money: Personal Finance for FamiliesBest Investment Accounts for Financial Independence?In this episode, I talk with Cody Berman and Sean Mullaney about what it really takes to reach early financial independence. Cody shares how he built a $4.8 million net worth by 29 through frugal living, intentional spending, and creating multiple income streams, while Sean breaks down the smartest tax strategies early retirees use to access money sooner and keep more of what they earn.
We cover how to effectively use 401(k)s, Roth IRAs, HSAs, and taxable accounts together, plus key tactics like the Rule of 55, Roth conversions, and tax arbitrage that can dramatically lower your lifetime tax...
2026-01-2857 min
Optimal Finance Daily - Financial Independence and Money Advice[Part 2] Transferring a Primary Residence to Children by Sean Mullaney of FI Tax Guy on Legacy DecisionsDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3433:
Sean Mullaney outlines the potential pitfalls of using joint tenancy or outright gifts when transferring a home to adult children. From unexpected capital gains tax and loss of control to legal complications and family disputes, he explains why revocable living trusts often provide a safer, more tax-efficient alternative.
Read along with the original article(s) here: https://fitaxguy.com/2020/08/
Quotes to ponder:
"Capital gains...
2026-01-2408 min
Optimal Finance Daily - Financial Independence and Money Advice[Part 1] Transferring a Primary Residence to Children by Sean Mullaney of FI Tax Guy on Legacy DecisionsDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3432:
Sean Mullaney breaks down the key legal and tax considerations for parents looking to pass their home to their children, whether they’re minors or adults. From the flexibility of revocable living trusts to the potential pitfalls of joint tenancy, this episode offers a clear, practical guide to making informed decisions while avoiding costly mistakes.
Read along with the original article(s) here: https://fitaxguy.com/2020/08/
Qu...
2026-01-2308 min
The Long ViewCody Garrett and Sean Mullaney: ‘For Most Americans, You’re Going to Pay Less Tax in Retirement’Our guests on the podcast today are Cody Garrett and Sean Mullaney. They’re both advice-only financial planners, and they’re the co-authors of a new book called Tax Planning To and Through Early Retirement. Cody is a certified financial planner and the founder of Measure Twice Money, where he helped DIY investors make informed decisions aligned with their values. He also leads Measure Twice Planners, which is an educational community for financial planners. Sean Mullaney is a certified public accountant and head of Mullaney Financial & Tax. He also writes the blog, FITaxGuy.com, which is focused on the inte...
2026-01-2056 min
The Finance Marketing PodcastShould You Write a Book? One Advisor's Honest Take on Books as Marketing Tools with Sean MullaneyIn this episode of The Finance Marketing Podcast, Hillary welcomes back Sean Mullaney, a financial planner with an advice-only practice in Los Angeles who focuses on those nearing an early retirement by conventional standards. Sean was Hillary's very first podcast guest, and in this follow-up conversation, he shares the valuable marketing lessons he's learned from writing two books—his first solo effort on Solo 401(k)s and his recent co-authored book with Cody Garrett on early retirement. Sean gets candid about the mistakes he made with his first book, particularly writing it before clearly defining his ideal client, and ex...
2026-01-1637 min
EUVCE682 | Sean Mullaney (Seapoint) & Will Prendergast (Frontline Ventures): Rebuilding Europe’s Startup Financial Stack with an AI-Native PlaybookWelcome back to the EUVC Podcast where we go behind the craft of building and backing venture-scale companies in Europe.Today, we’re joined by Sean Mullaney, Founder & CEO of Seapoint, and Will Prendergast, as the Founding Partner at Frontline Ventures.Seapoint has just come out of stealth with a $3M pre-seed to rebuild the fragile and fragmented financial stack that European startups (and later: mid-market companies) rely on. With a Stripe-forged team, AI-native development culture, and operators from Revolut, Tines & more on board, Seapoint wants to become the financial home for European startups....
2026-01-1545 min
The European VCSean Mullaney (Seapoint) & Will Prendergast (Frontline Ventures): Rebuilding Europe’s Startup Financial Stack with an AI-Native PlaybookWelcome back to the EUVC Podcast where we go behind the craft of building and backing venture-scale companies in Europe.Today, we’re joined by Sean Mullaney, Founder & CEO of Seapoint, and Will Prendergast, as the Founding Partner at Frontline Ventures.Seapoint has just come out of stealth with a $3M pre-seed to rebuild the fragile and fragmented financial stack that European startups (and later: mid-market companies) rely on. With a Stripe-forged team, AI-native development culture, and operators from Revolut, Tines & more on board, Seapoint wants to become the financial home for European startups....
2026-01-1545 min
ChooseFIAre Roth Conversions Necessary? | Cody Garrett and Sean Mullaney | Ep 581Brad hosts Sean Mullaney and Cody Garrett to dive deep into the topic of taxable Roth conversions, including key distinctions between various Roth strategies. The discussion emphasizes the strategic nature of these conversions during retirement, common misconceptions, and the importance of prioritizing personal financial success over societal pressures. Listeners will gain practical insights into tax management and gain clarity on when and if to pursue Roth conversions in their financial plans. Disclaimer: Sean's discussions on the ChooseFI podcast and articles and messages published on ChooseFI.com are intended for general educational purposes and are not tax, legal...
2026-01-121h 05
Bogleheads On Investing PodcastEpisode 89, Year-end tax planning, tax moves in 2026, Roth conversions & more: Cody Garrett, CFP® & Sean Mullaney, CPA; Jon Luskin, CFP® hostsCody Garrett, CFP®, and Sean Mullaney, CPA, discuss year-end tax planning, tax moves in 2026, fear-based marketing, Roth conversions, asset tax location, and more in the 89th episode of the Bogleheads® on Investing podcast.
• • •
Jon Luskin, CFP®, a long-time Boglehead and financial planner, hosts this episode of the podcast. The Bogleheads® are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other inves...
2025-12-0742 min
White Coat Investor PodcastWCI #446: Managing Taxes in Retirement with Sean MullaneyToday we're joined by Sean Mullaney, an author and CPA who presented at this year's Bogleheads conference. We dive into smart ways to manage your taxes in retirement and explore the strategies that can make a meaningful difference over the long run. Sean walks us through when Roth conversions shine, when they don't, and how tax, retirement, and estate planning all fit together. If you want to feel more prepared for the financial side of retirement, this is an episode you won't want to miss. The discussion is intended to be for general educational purposes and is...
2025-11-201h 06
Catching Up to FIContrarian Tax Planning Tips | Cody Garrett & Sean Mullaney | 179Sean 'FI Tax Guy' Mullaney and Cody 'Measure Twice' Garrett are two of the smartest financial planning pros who are best known for sharing their deep knowledge in the financial independence community and beyond. They join us today to break down tax planning in a way you may not have ever heard before. They don't agree with some of the conventional advice and make a case for the contrarian views they share in their new book, 'Tax Planning To and Through Early Retirement'. In this conversation, we dive into: Top year-end tax tips for later starters Affordable Care...
2025-11-161h 38
Earn & Invest674. Are We Roth Crazy? w/ Sean MullaneyAre we roth crazy? Sean Mullaney and I talk about common misconceptions when it comes to tax planning. Not only whether we should be doing Roth conversions but also the future of taxation in America. Learn more about your ad choices. Visit megaphone.fm/adchoices
2025-10-2051 min
Hawaii Retirement ShowEp.#92: Talking Tax Planning with Sean Mullaney, CPAIn this episode of the HI Retirement Show, Jason is joined by Sean Mullaney, an advice-only financial planner and co-author of Tax Planning To and Through Early Retirement. They dive into what effective tax planning looks like over a lifetime, covering key strategies for different phases of life—like Roth conversions, asset location, and tax-loss vs. tax-gain harvesting. A must-listen for anyone looking to better understand how tax planning supports a confident, well-rounded retirement.
Website: https://www.hiretirementshow.com
Email Us: aloha@hiretirementshow.com
*The discussion is intended to be for general educational pur...
2025-10-101h 02
FI Minded: Bridging Pre FI Discipline and Post FI Freedom in Financial IndependenceOptimal Tax Strategies for Your Early Retirement | E180 Cody Garrett & Sean MullaneyIt might have been monsters under the bed, shadows in the corner, or creepy dementors from Harry Potter. We all had irrational fears growing up.Mine was creepy dolls. After watching a movie called Teacher’s Pet, I became so terrified of dolls that my dad had my sister box up hers and store them in the basement.I’ll be honest, I’m still not a huge fan of dolls, but I’ve mostly outgrown that fear. Along the way, though, I’ve picked up some new ones like running out of money, being left witho...
2025-10-0849 min
Financially Independent TeachersEP 236-How Will "The Big Beautiful Bill" Impact Me? FI Tax Guy-Sean MullaneySend a textThe BIG BEAUTIFUL BILL...will it hurt me? Will it help me? No, this isn't a political episode AT ALL...However, we welcome Sean Mullaney, the FI Tax Guy, to the show to discuss how this new piece of legislation will impact teachers and middle income earners and their money. Sean Mullaney is an advice-only financial planner and the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat fee. He is the co-author, with Cody Garrett, of the book Tax Planning To and T...
2025-10-0553 min
Optimal Finance Daily - Financial Independence and Money Advice[Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney on Social Security BenefitsDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3301:
Sean Mullaney explains how early retirees may have hidden safety nets that reduce the risk of running out of money under the 4% rule. From the progressive structure of Social Security benefits to the flexibility of housing choices and even the reality of life expectancy, these backstops can provide confidence and stability in retirement planning. His analysis highlights why early retirees often have more resilience than they might initially believe.
2025-09-3011 min
Optimal Finance Daily - Financial Independence and Money Advice[Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney on Early Retiree PlanningDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3300:
Sean Mullaney highlights why the Four Percent Rule may not be as rigid as many fear, pointing to natural backstops like flexible spending and Social Security that help safeguard retirement plans. He shows how early retirees often adjust their lifestyles and eventually benefit from guaranteed income streams, making the 4% Rule more resilient than it first appears.
Read along with the original article(s) here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/
2025-09-2910 minChooseFITax Planning To and Through Early Retirement | Cody Garrett & Sean Mullaney | Ep 565Brad Barrett hosts Cody Garrett and Sean Mullaney, co-authors of Tax Planning To and Through Early Retirement, exploring essential tax strategies for the FI community. They address misconceptions about retirement taxes, the drawdown process, and effective tax rates, emphasizing the importance of informed planning to navigate financial independence smoothly. Key Takeaways: Understanding the complexities of drawdown strategies is essential for early retirement planning. Fear surrounding retirement taxes can often be mitigated through knowledge and strategic planning. Most retirees benefit from significant tax reductions due to lower effective tax rates during retirement. The podcast discusses common misconceptions...
2025-09-221h 06
Mark's Money MindTax Insights with Sean Mullaney: Navigating Changes in the OBBBA | Episode 050In this episode Mark is joined by tax expert Sean Mullaney, CPA live from CampFI in Colorado Springs. They dive into the recent changes brought by the new tax legislation, the One Big Beautiful Bill Act (OBBBA), signed into law on July 4th.
Key topics include permanent tax rates, increased standard deductions, higher child tax credit, new personal exemptions for seniors, potential future tax adjustments, and expanded eligibility for HSA contributions under ACA plans.
They also discuss strategic tax planning for early retirees and Sean’s upcoming book on tax planning co-authored with Cody Garrett, CFP®...
2025-07-2436 min
Optimal Finance Daily - Financial Independence and Money AdviceFour Ways to Fight Inflation by Sean Mullaney on Savvy Tax Planning and Leveraging Low-Interest DebtDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3222:
Sean Mullaney offers four strategic approaches to reduce your exposure to inflation, including savvy tax planning, leveraging low-interest debt, maximizing travel rewards, and making spending choices that minimize future costs. With a unique lens on how current decisions shape future financial burdens, he encourages a balanced mix of retirement accounts and intentional living to stay ahead of inflation’s bite.
Read along with the original article(s) here: ht...
2025-07-2312 min
FI Minded: Bridging Pre FI Discipline and Post FI Freedom in Financial IndependenceMoney Moves That Sound Smart…But Aren’t (Part 2) | E173Some money moves sound smart…until you actually try them.This is Part 2 of our special series where six personal finance experts share strategies that sound smart but rarely are. In this episode, you’ll hear from:Larry McMahon (Uncontrollable Me) on why doing everything yourself can be a costly mistakeSean Mullaney (FI Tax Guy) on when Traditional 401(k) contributions might not be the best choiceJeremy Schneider (Personal Finance Club) on why whole life insurance is rarely the financial win it's pitched to beMissed Part 1? No problem - each episode stands alone, but you’...
2025-07-0217 min
Optimal Finance Daily - Financial Independence and Money AdviceLuck, Credit, and the FIRE Movement by Sean Mullaney of FI Tax Guy on Financial IndependenceDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3159:
Sean Mullaney offers a compelling defense of the FIRE movement by reframing it not as a claim to credit or privilege, but as a tool for improving financial outcomes through intentional decision-making. Acknowledging the role of luck, he argues that FIRE equips individuals with a framework to optimize their financial lives regardless of their starting point, making better choices more likely to lead to better luck.
Read along...
2025-05-2914 min
The Teacher Money Show82: Tax Day is Over... Now What? with Sean MullaneyIn this episode of The Teacher Money Show, I sit down with financial planner and tax expert Sean Mullaney to break down smart tax planning strategies for teachers. Whether you’re focused on maximizing your retirement accounts, exploring the benefits of an HSA, or building a side hustle, Sean shares practical, actionable tips to help you make the most of your money next tax season.Explore the show notes at:https://www.teachermoneyshow.com/show82Become a guest on the show:https://ww...
2025-04-2352 min
Keep What You Earn2024 Top Guest Replay - Roth vs. Traditional - Which is Better? with Sean MullaneyToday, we're diving into one of our top guest episodes of 2024, featuring financial planner Sean Mullaney. Sean brings expert insights on the often debated topic of Roth versus Traditional retirement accounts, particularly tailored for small business owners looking to optimize their retirement savings. We'll break down the core differences, and Sean will share why both account types have their merits and strategic advantages. Whether you're a Roth advocate, a Traditional enthusiast, or somewhere in between, this episode will equip you with the knowledge to make informed decisions about your financial future. Let's get started and learn how to effectively...
2025-01-0225 minKeep What You Earn2024 Top Guest Replay - Roth vs. Traditional - Which is Better? with Sean MullaneyToday, we're diving into one of our top guest episodes of 2024, featuring financial planner Sean Mullaney. Sean brings expert insights on the often debated topic of Roth versus Traditional retirement accounts, particularly tailored for small business owners looking to optimize their retirement savings. We'll break down the core differences, and Sean will share why both account types have their merits and strategic advantages. Whether you're a Roth advocate, a Traditional enthusiast, or somewhere in between, this episode will equip you with the knowledge to make informed decisions about your financial future. Let's get started and learn how to effectively...
2025-01-0225 minKeep What You Earn2024 Top Guest Replay - Roth vs. Traditional - Which is Better? with Sean MullaneyToday, we're diving into one of our top guest episodes of 2024, featuring financial planner Sean Mullaney. Sean brings expert insights on the often debated topic of Roth versus Traditional retirement accounts, particularly tailored for small business owners looking to optimize their retirement savings. We'll break down the core differences, and Sean will share why both account types have their merits and strategic advantages. Whether you're a Roth advocate, a Traditional enthusiast, or somewhere in between, this episode will equip you with the knowledge to make informed decisions about your financial future. Let's get started and learn how to effectively...
2025-01-0225 min
Forget About Money🏦 The Perfect Passive Portfolio for Early Retirement, 2025 Tax Changes, and Time Travel! 🕰️🛠️ What does it take to build the perfect portfolio for early retirement? In this episode, we explore tax-efficient investing, real estate vs. index funds, and even throw in a fun twist with time travel!Watch and Subscribe on YouTube🌟 Whether you're planning for financial independence or navigating changes in 2025 tax laws, this episode is packed with actionable insights, debate, and a little imagination.In this episode, we discuss: 1️⃣ Designing the Perfect Passive Portfolio: The role of index funds like VTSAX in early retirement. 2️⃣ Real Estate vs. Index Funds: Which is better for fina...
2024-12-0643 min
Mile High FI PodcastEstate Planning with Sean Mullaney | MHFI 242Doug chats with Sean Mullaney (The FI Tax Guy) about the essential elements of estate planning. Sean covers the importance of planning for everyone (not just the wealthy), stresses the significance of having a will, updating beneficiary designations, and creating trusts to protect assets & ensuring financial security for loved ones. Special attention is given to estate planning in regards to kids (providing guardianship) and working with the correct professionals to plan for taxes.
The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Doug and the Mil...
2024-11-1955 min
Mile High FI PodcastEstate Planning with Sean Mullaney | MHFI 242Doug chats with Sean Mullaney (The FI Tax Guy) about the essential elements of estate planning. Sean covers the importance of planning for everyone (not just the wealthy), stresses the significance of having a will, updating beneficiary designations, and creating trusts to protect assets & ensuring financial security for loved ones. Special attention is given to estate planning in regards to kids (providing guardianship) and working with the correct professionals to plan for taxes.
The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Doug and the Mil...
2024-11-1955 minMile High FI PodcastEstate Planning with Sean Mullaney | MHFI 242Doug chats with Sean Mullaney (The FI Tax Guy) about the essential elements of estate planning. Sean covers the importance of planning for everyone (not just the wealthy), stresses the significance of having a will, updating beneficiary designations, and creating trusts to protect assets & ensuring financial security for loved ones. Special attention is given to estate planning in regards to kids (providing guardianship) and working with the correct professionals to plan for taxes.
The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Doug and the Mil...
2024-11-1955 min
Retirement Quick Tips with AshleyYear-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy | RecapIt's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast. The theme this week was:Year-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy I really enjoyed talking with Sean and getting his perspective on year-end tax planning considerations for investors. The most important takeaway from this week is that it's always important in the last few weeks of the year to take a look at your income and tax situation and decide if there is anything else you could or should be doing to help with ke...
2024-11-1710 minRetirement Quick Tips with AshleyYear-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy - Maximizing Retirement Account Contributions & Inherited IRA StrategiesThis week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean, talking about retirement accounts and some additional considerations if you have an Inherited IRA. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. ---------- >>> Subscribe on Apple Po...
2024-11-1603 minRetirement Quick Tips with AshleyYear-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy - Tax Loss & Gain HarvestingThis week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean - tax loss and gain harvesting. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Su...
2024-11-1503 minRetirement Quick Tips with AshleyYear-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy - The Election Outcome & Roth Conversion DecisionsThis week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean - a continuation of yesterday's episode where we talk about why your Roth conversion decision might change based on expected tax policy, as well as Sean's view of the future tax climate. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not e...
2024-11-1407 minRetirement Quick Tips with AshleyYear-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy - Roth ConversionsThis week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean, discussing Roth conversions. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. --------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon A...
2024-11-1303 minRetirement Quick Tips with AshleyYear-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy - Donor Advised FundsThis week on the podcast, I'm bringing you segments of a recent interview I did on year-end tax planning tips with Sean Mullaney. Here's today's interview segment with Sean, discussing donor advised funds. Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Ashley Micciche and the Retirement Quick Tips with Ashley podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. --------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on A...
2024-11-1207 minRetirement Quick Tips with AshleyYear-End Tax Planning Tips with Sean Mullaney, The FI Tax GuyWelcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. This week's theme is: Year-End Tax Planning Tips with Sean Mullaney, The FI Tax Guy I'm recording live from FinCon 2024 in Atlanta this week, and I'm excited to have Sean share his expertise and insights about what you'll want to consider to set yourself up for a strong position as we approach year-end 2024 deadlines. Sean Mullaney is an ad...
2024-11-1104 min
Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, MoneyMaximizing Retirement Savings for Solopreneurs and Side Hustlers with the Solo 401kHosted by: Dr. Disha Spath Guest: Sean Mullaney, Advice-Only Financial Planner and Author of The Solo 401k: The Solopreneur's Retirement Account This episode is sponsored by PearsonRavitz– Helping physicians safeguard their most valuable assets. This episode is also sponsored by FacetWealth– Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today. Episode Highlights: Introduction: Dr. Disha Spath welcomes listeners back and introduces Sean Mullaney, President of Mullan...
2024-11-0848 min
Optimal Finance Daily - Financial Independence and Money AdviceTax Basis For Beginners by Sean Mullaney of FI Tax Guy on Double Taxation & Clarifies Taxable GainsDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2849:Sean Mullaney of FITaxGuy.com demystifies the concept of tax basis, illustrating how it prevents double taxation and clarifies taxable gains. Learn the essentials of depreciation, the benefits of a step-up in basis at death, tax loss harvesting strategies, and the unique considerations for basis in retirement accounts.Read along with the original article(s) here: https://fitaxguy.com/tax-basis-for-beginners/Quotes to ponder:"Basis...
2024-08-3112 min
Forget About Money🤓 Tax Planning Strategies for Early Retirees with Sean Mullaney 🎓Subscribe and Watch on YouTube🤓 Sean Mullaney discusses Tax Planning Strategies. Sean, a CPA and financial planner, also known as The FI Tax Guy explains fundamental tax planning strategies, some advanced tax strategies and concepts, and how the financial independence community may be getting it wrong when it comes to taxes. ❌🔑 Key Topics Discussed: 👉 Introduction to Financial Independence Tax Planning 👉 Top Five Tax Planning Strategies 👉 Reducing Taxes Through Daily Habits 👉 Tax Strategies for High-Income Earners 👉 Solo 401k and Small Business Owners🔗 Sean’s Links: 🌐 The FI Tax Guy Blo...
2024-08-021h 15Mark's Money MindLive from CampFI Rocky Mountain Week 2 | Episode 022Join host Mark Trautman and co-host Kevin Sebesta for a special live recording from CampFI Rocky Mountain Week 2 in Colorado Springs.
Explore attendee questions on taxes, investing, retirement and financial independence with insights from Sean Mullaney, the FI Tax Guy, and Travis Hughes of Downshift Financial.
If you would like your question answered on the show, please send an email to Mark@MarksMoneyMind.com and put “podcast question” in the subject line.
Episode Links:
Mark’s Money Mind YouTube channel
CampFI
Kevin Sebesta - Life in FIRE
S...
2024-07-241h 10
FI Minded: Bridging Pre FI Discipline and Post FI Freedom in Financial IndependenceRetiring Early? How to Withdrawal Money from Your 401(k)Without a Penalty | E141 Sean MullaneyWe always hear the importance of taking advantage of our 401K and IRA accounts. The tax advantages and employer match are too good to pass up on. But is this true for early retirees? If I’m planning on retiring in my 40s, should I be locking my money away in these accounts? How do I bridge the gap between early retirement and 59.5 - the age at which I can withdraw from these accounts penalty-free?Well, the good news is that isn’t 100% true. There are ways to withdraw from these retirement accounts early without paying a 10% pena...
2024-05-2246 min
Wealthy After 40: Personal Finance, Budgeting, Saving, Debt, Financial FoundationsEp 57 Mastering Retirement Savings Strategies for Solopreneurs with Financial Expert Sean MullaneyThis episode of the Wealthy after 40 podcast features financial planner Sean Mullaney, President of Mullaney Financial and Tax, discussing the benefits of a Solo 401k for solopreneurs looking to save for retirement. Sean, also known for his FITaxGuy blog, shares his expertise on how self-employed individuals can effectively plan their retirement savings without the traditional employer-sponsored 401k options. The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Dalene and the Wealthy After Forty podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their...
2024-05-2121 minChooseFIAnswering Your Questions on How to Access Money Before 59.5 | Sean MullaneyIn this episode: 72t, Roth 401k's, Roth IRA's, The Pro Rata Rule, PUQME, HSA's, Retirement and Education, and Roth Conversions. In one of our faster update episodes ever, friend of the show Sean Mullaney re-joins Brad to follow up on the episode we published back in February, "How to Access Your Retirement Accounts Before 59.5," as well answer some of the questions our community had around the subject. We in the FI community know that retiring is an option way sooner than we were originally led to believe, so listen along as Brad and Sean shed some light...
2024-05-131h 08
The Soloist LifeFinancial Planning For Soloists with Sean MullaneyYou’ve got a bookkeeper, a CPA, maybe even a CFO/strategic financial resource for your business—when and where does personal financial planning fit in? Advice-only financial planner and author Sean Mullaney walks us through financial planning for Soloists:The types of financial advisors Soloists are likely to encounter—how they work and are compensated (and why that matters).The signs that tell Soloists you’ll likely get value from engaging a personal financial advisor.How to get started and identify potential planners that will meet your needs (and why geography just doesn’t...
2024-05-0941 minFinancially Independent TeachersEP 160-Sean Mullaney-FI TAX Guy Discusses Inheritance and Taxes!Send a textSean Mullaney is an advice-only financial planner and the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat fee. Sean writes the Plutus Award winning blog FITaxGuy.com on the intersection of tax and financial independence. He also has a personal finance YouTube channel and wrote Solo 401(k): The Solopreneur’s Retirement Account. Sean has discussed personal finance and tax on numerous podcasts, including ChooseFI, The Stacking Benjamins Show, How to Money, and BiggerPockets Money. He has been quoted in media outlets including The...
2024-04-1458 min
Modern Husbands PodcastHow Spouses Can Use Retirement Savings to Reduce Their TaxesWelcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.Today we welcome Sean Mullaney who is the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat fee. Sean writes the Plutus Award winning blog FITaxGuy.com on the intersection of tax and financial independence and has been quoted in media outlets including The Wall Street Journal, The New York Times, and MarketWatch.
2024-04-0331 min
Consultants and Money69 - SEP vs Solo 401(k) with Sean Mullaney, CPA Get my Monthly Newsletter here Today Erica is joined by Sean Mullaney, a Los Angeles-based advice-only financial planner and author of "Solo 401k: The Solopreneur Retirement Account". Sean shares his expertise on the differences between SEP IRAs and Solo 401(k)s, the benefits of each, and why most solopreneurs might favor the latter for their retirement savings. Some of the questions they discuss are: What is the difference between a SEP IRA and a Solo 401(k)? How can an advice-only financial planner benefit your retirement planning? Can a Solo 401(k...
2024-04-0239 minThe Finance Marketing PodcastThe Art of Building a Personal Brand with Sean MullaneyUnlock the secrets of building a strong personal brand in the finance industry with today's guest, Sean Mullaney—the Plutus Award-winning blogger of FITaxGuy.com. In this episode, you'll learn how to zero in on your target audience and become an authority in your niche. Whether it's starting with a single blog or a gathering of like-minded individuals, Sean's advice is a testament to the power of starting small and scaling as your business grows. From his book on solo 401ks to his growing YouTube channel, Sean leverages each platform in his marketing strategy to foster conn...
2024-03-0134 minKeep What You EarnRoth vs. Traditional - Which is Better? with Sean MullaneyWelcome back to Keep What You Earn! In this episode, Shannon continues her conversation with financial planner Sean Mullaney, as they delve into the strategies of traditional versus Roth retirement accounts. Sean breaks down the key differences between the two, offering valuable insights and dispelling common misconceptions. He emphasizes the importance of considering individual circumstances and goals when selecting the right approach for retirement savings, and provides practical advice for business owners to optimize their retirement planning. Shannon and Sean also address the evolving landscape of investment advice, encouraging listeners to make informed decisions and embrace the benefits of...
2024-02-0724 minKeep What You EarnRoth vs. Traditional - Which is Better? with Sean MullaneyWelcome back to Keep What You Earn! In this episode, Shannon continues her conversation with financial planner Sean Mullaney, as they delve into the strategies of traditional versus Roth retirement accounts. Sean breaks down the key differences between the two, offering valuable insights and dispelling common misconceptions. He emphasizes the importance of considering individual circumstances and goals when selecting the right approach for retirement savings, and provides practical advice for business owners to optimize their retirement planning. Shannon and Sean also address the evolving landscape of investment advice, encouraging listeners to make informed decisions and embrace the benefits of...
2024-02-0724 minKeep What You EarnRoth vs. Traditional - Which is Better? with Sean MullaneyWelcome back to Keep What You Earn! In this episode, Shannon continues her conversation with financial planner Sean Mullaney, as they delve into the strategies of traditional versus Roth retirement accounts. Sean breaks down the key differences between the two, offering valuable insights and dispelling common misconceptions. He emphasizes the importance of considering individual circumstances and goals when selecting the right approach for retirement savings, and provides practical advice for business owners to optimize their retirement planning. Shannon and Sean also address the evolving landscape of investment advice, encouraging listeners to make informed decisions and embrace the benefits of...
2024-02-0724 minKeep What You EarnUnderstanding Retirement Account Options with Sean MullaneyWelcome back to Keep What You Earn! In this episode, Shannon continues her conversation with financial planner Sean Mullaney, as they delve into the strategies of traditional versus Roth retirement accounts. Sean breaks down the key differences between the two, offering valuable insights and dispelling common misconceptions. He emphasizes the importance of considering individual circumstances and goals when selecting the right approach for retirement savings, and provides practical advice for business owners to optimize their retirement planning. Shannon and Sean also address the evolving landscape of investment advice, encouraging listeners to make informed decisions and embrace the benefits of...
2024-02-0628 minKeep What You EarnUnderstanding Retirement Account Options with Sean MullaneyWelcome back to Keep What You Earn! In this episode, Shannon continues her conversation with financial planner Sean Mullaney, as they delve into the strategies of traditional versus Roth retirement accounts. Sean breaks down the key differences between the two, offering valuable insights and dispelling common misconceptions. He emphasizes the importance of considering individual circumstances and goals when selecting the right approach for retirement savings, and provides practical advice for business owners to optimize their retirement planning. Shannon and Sean also address the evolving landscape of investment advice, encouraging listeners to make informed decisions and embrace the benefits of...
2024-02-0628 minKeep What You EarnUnderstanding Retirement Account Options with Sean MullaneyWelcome back to Keep What You Earn! In this episode, Shannon continues her conversation with financial planner Sean Mullaney, as they delve into the strategies of traditional versus Roth retirement accounts. Sean breaks down the key differences between the two, offering valuable insights and dispelling common misconceptions. He emphasizes the importance of considering individual circumstances and goals when selecting the right approach for retirement savings, and provides practical advice for business owners to optimize their retirement planning. Shannon and Sean also address the evolving landscape of investment advice, encouraging listeners to make informed decisions and embrace the benefits of...
2024-02-0628 minChooseFI475 | How to Access Your Retirement Accounts Before 59.5 | Sean MullaneyIn this episode: taxable accounts, the 72(T), inherited retirement accounts, 457B's, roth conversion ladders, and the rule of 55. This week we are joined by the "FI Tax Guy" Sean Mullaney to walk through examples and discuss some strategies you could use when accessing your retirement funds early. No matter where you are on your FI journey, there can come a time where retiring early becomes a feasible option, but there can be many stipulations and tax implications that come with withdrawing your funds before the age of retirement. Tune in as we discuss several different options you...
2024-02-0558 min
Machine Learning Archives - Software Engineering DailyAlgolia with Sean MullaneyAlgolia is a platform that provides search as a service. The company was founded in 2012, was part of Y Combinator’s Winter 2014 class, and has become highly popular for integrating modern search functionality into web-facing services.
Sean Mullaney is the CTO of Algolia and has worked at Google X, Stripe, and Zolando. He joins the show today to talk about Algolia, neural search, vector compression, search optimization, and more.
Sean’s been an academic, startup founder, and Googler. He has published works covering a wide range of topics from information visualization to quantum computing. Currently, Sean is Head...
2024-01-2349 min
Software Engineering DailyAlgolia with Sean MullaneyAlgolia is a platform that provides search as a service. The company was founded in 2012, was part of Y Combinator's Winter 2014 class, and has become highly popular for integrating modern search functionality into web-facing services.Sean Mullaney is the CTO of Algolia and has worked at Google X, Stripe, and Zolando. He joins the show today to talk about Algolia, neural search, vector compression, search optimization, and more.Sean's been an academic, startup founder, and Googler. He has published works covering a wide range of topics from information visualization...
2024-01-2348 min
THRIVE, a Paychex Business PodcastEnhance the Online Search Experience with the Right AIPeople want an online experience where they can easily find what they’re looking for. Algolia provides the AI search tools to help businesses make their content or products more searchable. In fact, if Algolia was a public company, it would be the second-largest search engine in the world behind Google. Sean Mullaney is chief technology officer at Algolia and joins Gene Marks on Paychex THRIVE, a Business Podcast, to share what the company is all about and how they are integrating AI in their efforts to help businesses build better digital experiences for customers.
Topics Include:...
2024-01-0315 min
The Personal Finance PodcastThe Pros and Cons of The 529 With Sean MullaneyIn this episode of the Personal Finance Podcast, we're going to talk to Sean Mullaney about why the 529 plan may not be as great as you think.How Andrew Can Help You:
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2023-12-2549 min
How to MoneyTax Planning to Shrink What You Owe w/ Sean Mullaney #758Don’t believe long-term tax planning is crucial? Here’s a new way to think about it: picture having a slow leak in one of your tires. Well if you just noticed your tire looking a bit flat, then of course head to Costco for some free air, get that tire back up to pressure, and move on with your day – it's a quick and effective short-term solution. But also keep in mind that you’ll have to eventually figure out a permanent solution, whether it’s a plug or a new tire that’ll last you for years. You could ke...
2023-12-0652 min
BiggerPockets Money Podcast477: Year-End Tax Planning Tips You NEED to Know Before the 2024 Tax SeasonWith 2024 right around the corner, it’s time for a final year-end tax planning push! There are all kinds of ways to pay less to the IRS, and today’s guest is here to help you save as much money as possible! Welcome back to the BiggerPockets Money podcast! Today, we’re joined by certified public accountant and financial planner Sean Mullaney. In this episode, Sean delivers a thorough breakdown of everything you should be doing to lower your tax burden for not only 2023 but also over your entire lifetime. While there are many moves you can make before this year’s...
2023-12-0600 minBiggerPockets Money Podcast477: Year-End Tax Planning Tips You NEED to Know Before the 2024 Tax SeasonWith 2024 right around the corner, it’s time for a final year-end tax planning push! There are all kinds of ways to pay less to the IRS, and today’s guest is here to help you save as much money as possible! Welcome back to the BiggerPockets Money podcast! Today, we’re joined by certified public accountant and financial planner Sean Mullaney. In this episode, Sean delivers a thorough breakdown of everything you should be doing to lower your tax burden for not only 2023 but also over your entire lifetime. While there are many moves you can make before this year’s...
2023-12-0600 min
BiggerPockets Money PodcastYear-End Tax Planning Tips You NEED to Know Before the 2024 Tax SeasonWith 2024 right around the corner, it’s time for a final year-end tax planning push! There are all kinds of ways to pay less to the IRS, and today’s guest is here to help you save as much money as possible!Welcome back to the BiggerPockets Money podcast! Today, we’re joined by certified public accountant and financial planner Sean Mullaney. In this episode, Sean delivers a thorough breakdown of everything you should be doing to lower your tax burden for not only 2023 but also over your entire lifetime. While there are many moves you can make before this yea...
2023-12-0643 min
Personal Finance for Long-Term Investors - The Best Interest529 Plans Aren't Worth It?! (And Other Important Tax Thoughts) | Sean Mullaney aka The FI Tax Guy - E69Sean Mullaney is the FI Tax Guy (FI = Financial Independence). He's a financial planner and the president of Mullaney Financial and Tax Incorporated which offers fiduciary, fee-only, and advice-only financial planning. In this episode, Jesse dives deep on capital gains taxes, while Sean and Jesse dissect the Roth vs. Traditional debate, the efficacy of 529 Plans, and how to think about changes to the tax code coming in 2026. Key Takeaways: What are capital gains? How to calculate capital gains, and the taxes on them. The NII tax explained. 10 way...
2023-12-0655 min
Earn & InvestTax Wisdom: Year-End Moves for a Financially Savvy Future feat. Sean Mullaney (The FI Tax Guy)In this insightful episode, join me in a conversation with Sean Mullaney, renowned as The FI Tax Guy, as we delve into the strategic year-end tax moves that can significantly optimize your return. From savvy investment decisions to overlooked deductions, we unravel the practical steps you can take in December to not just meet, but exceed your financial goals. #FinancialWisdom#TaxOptimization#YearEndFinance#FICommunity#SmartInvesting#TaxSeasonPrep#FinancialFreedom#DecemberFinance#OptimizeYourReturn#TheFITaxGuyTips Learn more about your ad...
2023-12-041h 02
The Agile Brand with Greg Kihlström®: Expert Mode Marketing Technology, AI, & CXEnhancing E-commerce with AI with Sean Mullaney, AlgoliaToday we’re going to talk about enhancing E-commerce with AI by improving personalization, relevance, and the overall customer experience.To help me discuss this topic, I’d like to welcome Sean Mullaney, a former Stripe and Google Executive, who is now Chief Technology Officer at Algolia, which you may or may not know is actually the second largest search engine behind Google, powering more than 1.75 trillion consumer search requests each year.RESOURCESPartnerHero: to waive set up fees, go to https://partnerhero.com/agile and mention “The Agile Brand” during onboarding!Algolia...
2023-11-2926 minThe Agile Brand with Greg Kihlström®: Expert Mode Marketing Technology, AI, & CXEnhancing E-commerce with AI with Sean Mullaney, AlgoliaToday we’re going to talk about enhancing E-commerce with AI by improving personalization, relevance, and the overall customer experience.To help me discuss this topic, I’d like to welcome Sean Mullaney, a former Stripe and Google Executive, who is now Chief Technology Officer at Algolia, which you may or may not know is actually the second largest search engine behind Google, powering more than 1.75 trillion consumer search requests each year.RESOURCESPartnerHero: to waive set up fees, go to https://partnerhero.com/agile and mention “The Agile Brand” during onboarding!Algolia...
2023-11-2926 min
Catching Up to FIYear End Tax Planning | Sean Mullaney | 045We welcome back Sean Mullaney to the show! Also known as The FI Tax Guy, Sean is a financial planner who offers fee-only and advice-only financial planning at Mullaney Financial & Tax, Inc. He was first on the show back in Episode 013 to discuss the basics of retirement accounts and the tax aspects of those accounts in the accumulation and drawdown years. Sean sits down with Bill and Becky for a second time today to discuss important year-end tax planning, a very timely and important topic. Sean will give us a taste for what we should be thinking about for 2023...
2023-11-051h 07
FI Minded: Bridging Pre FI Discipline and Post FI Freedom in Financial IndependenceThe Ultimate Retirement Account: Health Savings Account (HSA) | E116 Sean MullaneyWe often hear about 401Ks and IRAs, two incredible retirement planning tools but what if I told you there was a third, secret retirement account that trumps both of these?Today we are discussing the Health Savings Account, or HSA, and why the HSA is not only a financial game-changer for managing your medical expenses but also a powerful tool to build wealth for your future.This episode is a replay of episode 40 where I interviewed Sean Mullaney Financial Planner, and the voice behind FITaxGuy.com. I needed to recast this episode...
2023-09-1829 minChooseFI447 | Mailbag: Breaking up with your Advisor, I Bonds, 4% Rule, Accounts for Kids, Roth IRAs | Sean MullaneyIn this episode: financial advisor breakups, I bonds, the 4% rule, second generation FI, Roth IRAs, and the listener mailbag. Breakups are hard, but breaking up with financial advisor can be harder given the minutia that is often involved in doing so. It's good to have friends to lean on in times like this, which is exactly why we have the FI Tax Guy himself Sean Mullaney with us to help! Listen along as he and Brad dip back into the listener mailbag this week and discuss a plethora of topics submitted by YOU the listener! ...
2023-07-2457 min
Modern CTOThe Future of AI and Search with Sean Mullaney, CTO at AlgoliaToday we’re talking to Sean Mullaney, CTO at Algolia. We discuss Sean’s entrepreneurial journey that brought him to leadership, why internet search is largely outdated, and how AI is transforming search and bringing us into the future.All of this right here, right now, on the Modern CTO Podcast! For more about Algolia, check out their website: https://www.algolia.com/Have feedback about the show? Let us know hereProduced by ProSeries Media.
2023-07-1750 min
AI Today PodcastAI Today Podcast: Revolutionizing AI-Driven E-commerce Strategy, Interview with Sean Mullaney, AlgoliaIn this episode of the AI Today Podcast hosts Kathleen Walch and Ron Schmelzer get to talk to Sean Mullaney who is the Chief Technology Officer (CTO) at Algolia. We discuss how AI is revolutionizing e-commerce. Sean shares how vectorization is being used to enhance the relevance and personalization of search results for e-commerce businesses.Continue reading AI Today Podcast: Revolutionizing AI-Driven E-commerce Strategy, Interview with Sean Mullaney, Algolia at Cognilytica.
2023-06-1928 min
CXOTalkEcommerce Strategy: AI-Powered Search and Discovery#ecommerce #algolia #ecommercebusiness #ecommercewebsite In episode 792 of CXOTalk, we explore AI-powered search and discovery in ecommerce with Sean Mullaney, Chief Technology Officer, of Algolia. Mullaney explains how AI and machine learning can improve customer lifetime value by enabling greater personalization in ecommerce. We also discuss vector search technology and the impact on customer experience.This in-depth discussion presents practical advice from Algolia, the second largest search engine after Google. Watch this episode to understand how to implement these transformative technologies to improve customer loyalty and ecommerce revenue.The conversation includes these topics:► Ecommerce and the pa...
2023-06-1228 min
Catching Up to FILife & Taxes | Sean Mullaney | 013Sean Mullaney is the FI Tax Guy. Like budgets, the B word, taxes, or the T word can be intimidating and generate stress and avoidance. Sean makes tax planning and retirement accounts fun and engaging. We must all play the tax game by the rules and work to pay the least tax allowable under the law. Taxes are one of our biggest costs in life and always remember that what you don't spend, you get to keep. Sean is a financial planner and writes The FI Tax Guy blog focused on the intersection of tax and financial inde...
2023-05-071h 10
Bogleheads® LiveSean Mullaney: Tax Law Changes for FIRESean Mullaney - FI Tax Guy - discusses how the new tax law, SECURE 2.0, impacts those targeting early retirement.Show NotesBogleheads® Live with Derek Tharp: Episode 24Bogleheads® Live with J.L. Collins: Episode 19"SECURE 2.0 and the FI Community" blog post"Two SECURE 2.0 Takeaways for the FI Community" videoclip from "Bogleheads® Live with Sean Mullaney and Cody Garrett: Episode 11"The Advantages of Living on Taxable Assets First in Early RetirementJohn C. Bogle Center for Financial LiteracyBogleheads® ForumBogleheads® WikiBogleheads® RedditBogleheads® FacebookBogleheads® LinkedInBogleheads® TwitterBogleheads® on Investing podcastBogleheads® YouTube Bogleheads® Local ChaptersBogleheads® Virtual Online ChaptersBogleheads® on Investing PodcastBoglehead...
2023-03-1331 minChooseFI421 | Secure Act 2.0 Deep Dive | Sean MullaneyIn this episode: taxes, the secure act 2.0, the best news, roths, 529's, catch-up contributions, and the new options you have. On December 29th 2022, Joe Biden signed into law the Secure 2.0 Act. As this law may have ramifications on your retirement tax planning, to stay ahead of the curve we decided to have The FI Tax Guy Sean Mullaney back on the show to discuss what this law is and ways one may be able to approach and utilize it going forward with there retirement planning. While laws and regulations may change, staying prepared and aware can keep...
2023-01-2343 min
Accelerated Real Estate Investor334: How Solopreneurs Can Take Control of Their Retirement with Sean MullaneyIf you are (or were) a W-2 worker, your company probably gave you the option to enroll in a retirement account. Ideally, they matched it, managed it, and made it easy for you to sign up and make contributions. If you’re an entrepreneur, saving for retirement isn’t quite as simple. Which means you’ve got to take control of your own retirement–but this creates additional opportunities to save on taxes and put away more money for the future. That’s why I’m excited to introduce you to Sean Mullaney. Sean is the presiden...
2022-12-2024 min
Gentleman SpeculatorTax Planning Mentality, BTC in a 401(k), Mitt's Massive IRA | Sean MullaneyIn this episode I speak with the FI Tax Guy, Sean Mullaney, author of the book Solo 401(k): The Solopreneurs Retirement Account. We talk:- The Tax Planning mentality- Writing a book to standout as an expert- Is Bitcoin in a 401(k) even a good idea?- What Romney SHOULD have done with his huge IRAOutro: https://www.youtube.com/watch?v=ZOaj1TCMowsSubscribe to emails at https://www.gentlemanspeculator.com/ Andy Flattery is the Owner of Simple Wealth Planning...
2022-11-2345 minChooseFI409 | 401(k), Mega Backdoor Roth and the Premium Tax Credit | Sean MullaneyIn this episode: w2 employment to self-employment, s-coporations vs self-employment, avoiding penalties, megas backdoor roths, retirement planning, and health insurance. Most of us are familiar with a W2 job, and there is a certain level of convenience that comes with working a W2 job as it relates to retirement planning and taxes. So much so that it can be daunting to want to embark out on your own journey and have to figure it all out on your own. This week we are re-joined by our "in-house tax expert" Sean Mullaney to discuss the tax and retirement...
2022-11-181h 09
Mom Inspired Show with Amber SandbergBuilding personal wealth with your side hustle: Sean Mullaney: 314Do you feel like you don't make enough in your business to invest in your retirement?
Today, we have financial planner Sean Mullaney on the show to talk about investing in our retirement. If you have a side hustle, a gig or a full on business this will make you think more about building your personal wealth. Sean shares with us a high level of the best options for retirement savings account for solopreneurs. He also discusses ways to reduce taxes and how his book helps navigated, and optimize 401k with tax planning. Hear what we have to say about th...
2022-11-1534 min
Earn & InvestThe Seven Rules of the Road for Tax Advantaged Accounts w/ Sean MullaneyWe discuss with Sean Mullaney The Seven Rules of the Road for Tax Advantaged accounts. He discusses these and more in his new book Solo 401K. Find out how we maximize your tax deductions, defer paying taxes for the long term, and plan for future withdrawals and even RMDs. Learn more about your ad choices. Visit megaphone.fm/adchoices
2022-11-0357 min
The Stacking Benjamins ShowTaking Control When Opportunity Knocks (with Patrice Washington & Sean Mullaney)When opportunity knocks, will you answer? Having a dream is one thing but making it a reality is another, especially when money is involved. Sometimes that opportunity comes in the form of coaching, and we're joined by one today! Patrice Washington is one of three financial coaches on a new PBS series, Opportunity Knock$, that helps struggling families find resources and reach their financial dreams. Patrice joins us today to share the story of one woman she helped coach throughout the show. PBS also put together an entire resource guide to help find local help near you....
2022-11-021h 09Bogleheads® LiveSean Mullaney on solo 401(k)s for solopreneursSean Mullaney of fitaxguy.com answers questions about investing for the self-employed and for those with side hustles, discussing the mega back-door Roth solo 401(k), back-door Roth IRA contributions, the pro-rata rule, and more.Show NotesBogleheads® Live #11 with Sean Mullaney and Cody Garrett: FIRE Taxes'8606' on FITaxGuy.comSolo 401(k): The Solopreneur's Retirement AccountSolo(k) Trap by Sean MullanyQBI Deduction-Reduction by Jeff Levine on Kitces.comJohn C. Bogle Center for Financial LiteracyBogleheads® ForumBogleheads® WikiBogleheads® RedditBogleheads® FacebookBogleheads® TwitterBogleheads® on Investing podcastBogleheads® YouTube Bogleheads® Local ChaptersBogleheads® Virtual Online ChaptersBogleheads® on Investing PodcastBogleheads® ConferencesBogleheads® BooksThe John C. Bo...
2022-10-3145 min
FILIGHTER Podcast with LamboSean Mullaney – Solo 401(k): The Solopreneur’s Retirement AccountEpisode 16 Sean Mullaney – FI TAX GUY – SOLO 401(k): The Solopreneur’s Retirement Account Episode 16 Show Notes--> Book Link on Amazon SOLO 401(k) The Solopreneur’s Retirement Account FIRE Tax Strategies for Beginners: https://fitaxguy.com/top-four-tax-moves-for-financial-independence-beginners/ QBI Deduction for Beginners: https://fitaxguy.com/section-199a-for-beginners/ Sean's Twitter: @seanmoneyandtax Sean's Website: FITaxGuy.com Sean's YouTube Channel: Sean Mullaney - YouTube Other Mention: CampFI Southwest October 7-10, 2022 Disclaimer: The discussion is intended to be for general educational purposes and is not tax, l...
2022-10-041h 11Mile High FI PodcastCPA Sean Mullaney and Solo 401(k)s | MHFI 114Doug and Carl interview CPA Sean Mullaney. They talk about IRAs, 401(k)s, and Hawaii.
IRAs, 401(k)s, oh my!
– How Sean met his wife twice
– An overview of IRAs and 401(k)s
– What is a solo 401(k)?
– SEP IRA versus solo 401(k)
– Solo 401(k) mistakes
More about Sean
– Mullaney Financial
– Sean’s new book
– Sean’s best day
Links
Financial Planning | Mullaney Financial & Tax | United States
Solo 401(k) Book
Support Us!: Mile High FI Collection
Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or i...
2022-09-271h 11Mile High FI PodcastCPA Sean Mullaney and Solo 401(k)s | MHFI 114Doug and Carl interview CPA Sean Mullaney. They talk about IRAs, 401(k)s, and Hawaii.
IRAs, 401(k)s, oh my!
– How Sean met his wife twice
– An overview of IRAs and 401(k)s
– What is a solo 401(k)?
– SEP IRA versus solo 401(k)
– Solo 401(k) mistakes
More about Sean
– Mullaney Financial
– Sean’s new book
– Sean’s best day
Links
Financial Planning | Mullaney Financial & Tax | United States
Solo 401(k) Book
Support Us!: Mile High FI Collection
Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or i...
2022-09-271h 11Mile High FI PodcastCPA Sean Mullaney and Solo 401(k)s | MHFI 114Doug and Carl interview CPA Sean Mullaney. They talk about IRAs, 401(k)s, and Hawaii.
IRAs, 401(k)s, oh my!
- How Sean met his wife twice
- An overview of IRAs and 401(k)s
- What is a solo 401(k)?
- SEP IRA versus solo 401(k)
- Solo 401(k) mistakes
More about Sean
- Mullaney Financial
- Sean's new book
- Sean's best day
Links
Financial Planning | Mullaney Financial & Tax | United States
Solo 401(k) Book
Support Us!: Mile High FI Collection
Disclaimer: The discussion is intended to be for general...
2022-09-271h 11ChooseFI376 | The Four Backstops to the Four Percent Rule | Sean MullaneyIn this week's episode, Brad and Jonathan welcome Sean Mullaney back onto the podcast to discuss the four backstops of the Four Percent Rule! While many in the FI community consider the Four Percent Rule to be a pillar for retirement planning, these relatively unknown backstops could save or enhance your retirement as you continue along the path less traveled! Listen along to see if any of these backstops could apply to you and your own future planning! As always, the discussion is general and educational in nature and does not constitute tax, investment, legal, or financial...
2022-05-0951 min
The Anytime PodcastEpisode 1 - Sean Mullaney on Music and ActingSean Mullaney is a musician and actor in Phoenix, AZ. He sings in his cover band The Instant Classics, his original band Break the Robot, and is currently performing in "Once" at Seacoast Repertory Theatre in Portsmouth, New Hampshire.
The Instant Classics
Break the Robot
Seacoast Repertory Theatre
2022-04-021h 02
Earn & InvestThe Five Tax Questions You Must Ask Yourself w/ Sean MullaneyAlthough everyone at this time of year is focusing on end of year tax moves, there are things we all should be doing regardless of what month it is. We talk the difference between tactics and strategy with Sean Mullaney, The FI Tax Guy. What are the five questions we must ask ourselves? Learn more about your ad choices. Visit megaphone.fm/adchoices
2021-12-091h 04ChooseFI351 | Year End Tax Planning 2021In this week's episode, Brad and Jonathan are joined by Sean Mullaney to get a jump start on 2021's tax planning season. Together, they discuss managing Backdoor Roth IRAs before the 12/31 deadline, changes to the relevant tax regulations, amended returns, solo 401k's for contractors and entrepreneurs, and so much more! Listen along to see if any of the information shared can be applicable to your own tax planning this season! Sean Mullaney Website: The FI Tax Guy Blog: The FI Tax Guy Blog Twitter: @SeanMoneyandTax Resources Mentioned In Today's C...
2021-11-1559 min
FI Minded: Bridging Pre FI Discipline and Post FI Freedom in Financial IndependenceWhat’s an Health Savings Account (HSA) and Why Should I Consider It? | E40 Sean MullaneyIn our last episode, we covered so much material about taxes including terminology, the US tax system, and retirement accounts. One topic that came up but we didn’t get to discuss extensively was Health Savings Accounts or HSA.
I was going to let this go as I always have an endless list of topics I wish I could have covered with my guests but both Sean and I agreed HSAs were too important of a topic to be left unturned. So Sean agreed to come back on and share more of his knowledge.
A hi...
2021-08-0128 min
FI Minded: Bridging Pre FI Discipline and Post FI Freedom in Financial IndependenceTax Basics: A Beginners Guide to Taxes | E39 Sean MullaneyA month ago, I went to Instagram and asked what money topics you’d like to learn more about. To my utter surprise, taxes had the most votes.
I figured side hustles, investing, even budgeting would attract more attention but maybe I failed to realize the desire you had to learn and feel more confident about this perplexing topic.
I went looking for a guest that had a deep understanding in this field but could also explain terminology and foundational concepts in a simplistic, engaging way.
In my experience, this isn’t the trad...
2021-07-1959 minHow to MoneySmart Tax Planning Moves with Sean Mullaney #331Tax season is here and so it’s time to hear from a tax professional! Sean Mullaney is a financial planner, CPA, and the president of his own company where they offer fee-only financial planning. Sean’s career path took him from getting a degree at law school, landing a job with the IRS, to working for a couple of the big 4 accounting firms, and then finally to starting his own business and building it from scratch. In addition to providing fiduciary financial advice to his clients, Sean also writes over at FiTaxGuy.com where he blogs about financial inde...
2021-03-1545 min