Look for any podcast host, guest or anyone
Showing episodes and shows of

Sergio Hernandez

Shows

MONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTHOW TO REMOVE STRESS FROM HOME BUYINGBuying a home is a monumental milestone, but let’s face it—it’s also one of the most stressful experiences you’ll encounter. In this episode, we dive into practical steps you can take to alleviate some of that pressure and navigate the home-buying process with confidence. From getting a financial fitness check to choosing the right real estate agent and assembling a solid professional team, these actionable tips will help you stay ahead of the game. Learn how to set realistic expectations, avoid common pitfalls, and ensure a smoother journey toward your dream home.Whether you’re pla...2025-01-2904 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTUnlock Your Investment Potential with DSCR Cash-Out LoansAre you looking to tap into the equity of your rental property without the hassle of traditional lending? In this episode, mortgage expert Sergio Hernandez introduces the DSCR (Debt Service Coverage Ratio) Cash-Out Loan, a game-changing solution for property investors. Whether you're self-employed, unable to show traditional income or want a faster way to access your home equity, this loan offers a streamlined option with no income or employment verification required.We break down the key features of this loan, including loan amounts up to $3.5 million, eligibility for properties up to 4 units, and how your rental income...2024-09-3009 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTCan You Really Afford a Home in California? In this episode, we dive into the true cost of homeownership in California. With skyrocketing prices and tightening lending guidelines, is buying a home still within reach? Join us as we break down the numbers for a median-priced home in California, explore the required income and down payment, and discuss the impact of factors like mortgage insurance, taxes, and homeowner’s insurance. We also share creative strategies to make homeownership more affordable, including ADU rentals and down payment assistance programs. Whether you're a first-time buyer or planning ahead, this episode offers practical advice and insight to help you on yo...2024-09-2409 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTHow the NAR Settlement Could Affect Your Wallet When Buying a House In this episode, we dive into the recent NAR settlement and what it means for homebuyers in 2024. From potential commission changes to new Buyer’s Agreement Disclosures, these developments could have a significant impact on your home-buying experience and your budget. Learn how to navigate these changes, what to watch out for, and how to protect yourself from costly mistakes. Whether you’re a first-time homebuyer or a seasoned investor, staying informed is key in today’s shifting real estate landscape. Hosted by:Sergio Hernandez DRE#01190068 | NMLS# 108378InstagramOmar A. MartinezDRE...2024-08-2307 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTARE YOU BUYING A HOME FOR THE RIGHT REASONS? In this episode of Monopoly Life, we tackle a crucial question: "Are you buying a home for the right reasons?" Join hosts Omar Martinez and Sergio as they dive deep into the mindset and practical considerations behind home buying. With insights drawn from years of industry experience, they address common concerns such as market timing, financial readiness, and the emotional aspects of making one of the biggest decisions of your life. Whether you're worried about market bubbles, navigating opinions from friends and family, or simply wondering if now is the right time for you, this episode offers valuable guidance a...2024-07-2412 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTLENDER RED FLAGSWelcome to another episode of Monopoly Life! In this episode, hosts Omar Martinez and Sergio dive into a crucial topic: how to spot red flags when dealing with lenders. With countless stories from clients about their varied experiences, it's clear that knowing what to look out for can save you a lot of trouble.1.  Check Reviews: Learn why it's essential to look at both company and individual reviews before committing to a lender. Trust and compatibility are key.2.  Verify Licenses: Discover the importance of verifying your loan officer's license on NMLS. Experience matters, especially when de...2024-07-1713 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTCurrent Housing MarketWelcome to Monopoly Life, the podcast that unpacks the unpredictable twists and turns of the current housing market. Have you ever wondered who's buying homes in Southern California at these skyrocketing prices and interest rates? You're not alone. Join us as we dive deep into the heart of Anaheim and Orange, dissecting trends, crunching numbers, and unraveling the mysteries behind today’s housing frenzy.From exploring why so many homes are still selling despite high rates, to revealing successful buyers' strategies, we cover it all. Hear real stories and expert insights on navigating the market, whether you're a...2024-07-1015 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTTri-Plex MillionaireIn this episode of "Monopoly Life," hosts Sergio Hernandez and Omar Martinez welcome Jared and Brian from Triplex Millionaires. The conversation kicks off with appreciation for Jared and Brian's time given their busy schedule with numerous projects. The hosts delve into the origins of their guests' venture into Accessory Dwelling Units (ADUs), prompted by an introduction through Brian Decker and a personal investment strategy aimed at enhancing a two-unit property. This leads to a discussion on the cost-effective and successful ADU projects managed by Triplex Millionaires, contrasting with initial, higher cost expectations.Jared and Brian recount their...2024-02-131h 09MONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTCA Dream for All Shared Appreciation Loan ProgramIn this episode of Monopoly Life, the hosts discuss the Dream for All Shared Appreciation loan program and its second go-around.  They reflect on the challenges of the program's first year, where funds were quickly exhausted in just a few days. The discussion highlights the changes made to ensure that the funds are allocated to those who truly need them for homeownership. They delve into eligibility criteria, including being a first-time homebuyer, a first-generation homebuyer, and a resident of California. The hosts emphasize the importance of completing the required homebuyer education courses and obtaining a pre-qualification letter. They also e...2024-01-2911 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTRevealing the Hidden Costs of Homeownership"In this podcast episode, join Sergio Hernandez, a seasoned professional in mortgage and real estate since 1994, as he unveils the often overlooked costs of homeownership that could turn your dream home into a financial nightmare. Sergio shares practical advice on how to avoid common traps and prepare for these expenses, ensuring a smooth and budget-friendly homeownership journey. Don't miss this valuable insight from an industry expert. Like, subscribe, and hit the notification bell for more informative episodes. Have questions or topics you'd like us to cover? Leave a comment or message us. Your feedback is appreciated. Tune in to...2023-11-2006 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTThe Importance of CreditStruggles with Early Credit: Omar shares his early struggles with obtaining credit, mentioning how he was repeatedly turned down. He eventually started building his credit history with a secured credit card.Learning the Hard Way: Omar talks about the mistakes he made, such as maxing out his credit card and paying over-limit fees, before learning how to manage his credit better.Credit Scores and FICO: The hosts discuss the importance of FICO scores, which range from 300 to 850. A higher score means better rates and easier qualification for loans.2023-10-1812 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTHomeowners Need to Know This!Welcome to another episode of Monopoly Life! 🏡💰 Join your hosts, Sergio Hernandez and Omar Martinez, as they dive into a crucial topic for homeowners - "Accessing Your Home Equity." In today's financial landscape, understanding how to leverage your home equity is more important than ever, especially with rising interest rates.Sergio and Omar break down three ways to access your home equity:Fixed Amount Loan: This option is ideal if you already have a clear plan for the funds, like paying off high-interest debts or making specific investments.Home Equity Line of Credit (HELOC...2023-10-1112 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCAST(ADU) Accessory Dwelling Unit Journey UpdateIn this episode, we're diving into the exciting world of Accessory Dwelling Units (ADUs) and Expanded Dwelling Units (JADUs) and how they can change the game in real estate investment and homeownership. 🏠🌟 The ADU & JADU Opportunity: 🌟🏡 ADUs are a hidden gem in the real estate market! They offer a fantastic opportunity to maximize the real estate you already own.Looking for an affordable entry point into homeownership or a smart investment? ADUs might be the answer. ADUs can house elderly parents or provide a great space for fam...2023-10-0408 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCAST5 Steps to Pay Off Credit Card Debt!In this episode of Monopoly Life Podcast, we're diving deep into the art of achieving financial freedom by conquering credit card debt. Join us as we unveil the five crucial steps that can help you break free from the shackles of high-interest credit card balances and take control of your financial future.🔑 Step 1: Assess Your Debt Situation We kick things off by showing you how to take a comprehensive look at your current debt situation. From understanding your total outstanding balances to dissecting interest rates and minimum payments, we'll guide you through the critical assessment pro...2023-09-2011 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTGuest: Successful Telecom Business Owner Manuel FloresGet ready to be inspired by the incredible journey of Manuel Flores, a true testament to the power of hard work and resilience. Manuel's story is a testament to the adage that when life knocks you down, you get right back up and create your own path to success.After pouring his heart and soul into a company that did not appreciate him, Manuel made the courageous decision to quit, even without a concrete plan in place. Determined to take control of his destiny, he embarked on a journey of entrepreneurship, starting his own telecommunications company. Armed...2023-06-1259 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTSpecial Guest: Claudia Coronado Property Manager ExpertClaudia's journey begins as a bookkeeper diligently working at a company in Southern California, unaware that her life is about to take an unexpected turn. Following an unforeseen termination within the company, Claudia finds herself thrust into the role of a property manager, a position she never anticipated. However, with her resourcefulness and natural ability to adapt to new challenges, Claudia not only embraces her newfound role but surpasses all expectations.Over time, Claudia's passion for property management flourishes, leading her to establish her own highly successful property management company in Southern California. With a discerning eye...2023-05-2543 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASSABADO DE LA QUINTA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-1517 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASMIERCOLES DE LA 5ª SEMANA DE PASCUAFERIA SAN JUAN DE AVILA PRESBITERO Y DOCTOR DE LA IGLESIA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-1022 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASMARTES DE LA 5ª SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-0920 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASLUNES DE LA 5ª SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-0821 minLITURGIA DE LAS HORASLITURGIA DE LAS HORAS5º DOMINGO DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-0818 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASSABADO DE LA CUARTA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-0619 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASVIERNES DE LA CUARTA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-0521 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASJUEVES DE LA CUARTA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-0423 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASFIESTA SANTOS APOSTOLES SANTIAGO Y FELIPEOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-0324 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASMARTES DE FIESTA SAN ATANACIO OBISPODOCTOR DE LA IGLESIA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-0218 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASLUNES DE LA CUARTA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-05-0122 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASVIERNES DE LA TERCERA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2820 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASJUEVES DE LA TERCERA SEMANA DE PASCUAOFICIO DE LECTIURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2719 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASJUEVES DE LA TERCERA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2723 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASMIERCOLES DE FIESTA; SAN ISIDORO OBISPO Y DOCTOR DE LA IGLESIAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2623 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASMARTES DE FIESTASAN MARCOS EVANGELISTA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2510 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASlunes de la tercera semana de pascuaHora sexta intermedia --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2410 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASDOMINGO DE LA TERCERA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2423 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCAST"Unlocking the Potential of Your Southern California Home: The Benefits of Building an ADU""Discover the many benefits of building an Accessory Dwelling Unit (ADU) in Southern California with expert advice on navigating the permit process, finding the right contractor, and maximizing the financial and environmental advantages of building an ADU on your property."Open ADU event live in the SoCAL Area!  Are you dreaming of adding an amazing ADU to your property?  Need more space for your elderly parents or looking to generate some passive income? Then join us at our newly completed ADU for an exclusive opportunity to talk with our team of professionals and get all your questions an...2023-04-2412 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASSABADO DE LA SEGUNDA SEMNA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2318 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASSABADO DE LA SEGUNDA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2220 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASVIERNES DE LA SEGUNDA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2118 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASJUEVES DE LA SEGUNDA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-2030 minLITURGIA DE LAS HORASLITURGIA DE LAS HORASMARTES DE LA SEGUNDA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message2023-04-1821 minMONOPOLY LIFE PODCASTMONOPOLY LIFE PODCASTLessons in Leadership and Success: Rene 'Big Is' German, Instructor and Business VisionaryJoin us for an inspiring conversation with Rene "Big Is" German, a true example of what it means to achieve the American Dream.  Born to immigrant parents in Santa Ana, CA,  Rene was able to attend Chapman University on a  scholarship.  Despite the demands of his athletic career, Rene pursued his education at night, eventually earning his master's degree.  Today, he is an instructor at his alma mater, sharing his knowledge and passion with the next generation of leaders.  But that's not all - Rene has also built and sold a multi-million dollar business, demonstrating his entrepreneurial spirit and his ab...2023-04-1757 min