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Sergio Hernandez

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MONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTHOW TO REMOVE STRESS FROM HOME BUYINGBuying a home is a monumental milestone, but let’s face it—it’s also one of the most stressful experiences you’ll encounter. In this episode, we dive into practical steps you can take to alleviate some of that pressure and navigate the home-buying process with confidence. From getting a financial fitness check to choosing the right real estate agent and assembling a solid professional team, these actionable tips will help you stay ahead of the game. Learn how to set realistic expectations, avoid common pitfalls, and ensure a smoother journey toward your dream home.Whether you’re pla...
2025-01-2904 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTUnlock Your Investment Potential with DSCR Cash-Out LoansAre you looking to tap into the equity of your rental property without the hassle of traditional lending? In this episode, mortgage expert Sergio Hernandez introduces the DSCR (Debt Service Coverage Ratio) Cash-Out Loan, a game-changing solution for property investors. Whether you're self-employed, unable to show traditional income or want a faster way to access your home equity, this loan offers a streamlined option with no income or employment verification required.We break down the key features of this loan, including loan amounts up to $3.5 million, eligibility for properties up to 4 units, and how your rental income...
2024-09-3009 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTCan You Really Afford a Home in California? In this episode, we dive into the true cost of homeownership in California. With skyrocketing prices and tightening lending guidelines, is buying a home still within reach? Join us as we break down the numbers for a median-priced home in California, explore the required income and down payment, and discuss the impact of factors like mortgage insurance, taxes, and homeowner’s insurance. We also share creative strategies to make homeownership more affordable, including ADU rentals and down payment assistance programs. Whether you're a first-time buyer or planning ahead, this episode offers practical advice and insight to help you on yo...
2024-09-2409 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTHow the NAR Settlement Could Affect Your Wallet When Buying a House In this episode, we dive into the recent NAR settlement and what it means for homebuyers in 2024. From potential commission changes to new Buyer’s Agreement Disclosures, these developments could have a significant impact on your home-buying experience and your budget. Learn how to navigate these changes, what to watch out for, and how to protect yourself from costly mistakes. Whether you’re a first-time homebuyer or a seasoned investor, staying informed is key in today’s shifting real estate landscape. Hosted by:Sergio Hernandez DRE#01190068 | NMLS# 108378InstagramOmar A. MartinezDRE...
2024-08-2307 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTARE YOU BUYING A HOME FOR THE RIGHT REASONS? In this episode of Monopoly Life, we tackle a crucial question: "Are you buying a home for the right reasons?" Join hosts Omar Martinez and Sergio as they dive deep into the mindset and practical considerations behind home buying. With insights drawn from years of industry experience, they address common concerns such as market timing, financial readiness, and the emotional aspects of making one of the biggest decisions of your life. Whether you're worried about market bubbles, navigating opinions from friends and family, or simply wondering if now is the right time for you, this episode offers valuable guidance a...
2024-07-2412 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTLENDER RED FLAGSWelcome to another episode of Monopoly Life! In this episode, hosts Omar Martinez and Sergio dive into a crucial topic: how to spot red flags when dealing with lenders. With countless stories from clients about their varied experiences, it's clear that knowing what to look out for can save you a lot of trouble.1.  Check Reviews: Learn why it's essential to look at both company and individual reviews before committing to a lender. Trust and compatibility are key.2.  Verify Licenses: Discover the importance of verifying your loan officer's license on NMLS. Experience matters, especially when de...
2024-07-1713 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTCurrent Housing MarketWelcome to Monopoly Life, the podcast that unpacks the unpredictable twists and turns of the current housing market. Have you ever wondered who's buying homes in Southern California at these skyrocketing prices and interest rates? You're not alone. Join us as we dive deep into the heart of Anaheim and Orange, dissecting trends, crunching numbers, and unraveling the mysteries behind today’s housing frenzy.From exploring why so many homes are still selling despite high rates, to revealing successful buyers' strategies, we cover it all. Hear real stories and expert insights on navigating the market, whether you're a...
2024-07-1015 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTTri-Plex MillionaireIn this episode of "Monopoly Life," hosts Sergio Hernandez and Omar Martinez welcome Jared and Brian from Triplex Millionaires. The conversation kicks off with appreciation for Jared and Brian's time given their busy schedule with numerous projects. The hosts delve into the origins of their guests' venture into Accessory Dwelling Units (ADUs), prompted by an introduction through Brian Decker and a personal investment strategy aimed at enhancing a two-unit property. This leads to a discussion on the cost-effective and successful ADU projects managed by Triplex Millionaires, contrasting with initial, higher cost expectations.Jared and Brian recount their...
2024-02-131h 09MONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTCA Dream for All Shared Appreciation Loan ProgramIn this episode of Monopoly Life, the hosts discuss the Dream for All Shared Appreciation loan program and its second go-around.  They reflect on the challenges of the program's first year, where funds were quickly exhausted in just a few days. The discussion highlights the changes made to ensure that the funds are allocated to those who truly need them for homeownership. They delve into eligibility criteria, including being a first-time homebuyer, a first-generation homebuyer, and a resident of California. The hosts emphasize the importance of completing the required homebuyer education courses and obtaining a pre-qualification letter. They also e...
2024-01-2911 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTRevealing the Hidden Costs of Homeownership"In this podcast episode, join Sergio Hernandez, a seasoned professional in mortgage and real estate since 1994, as he unveils the often overlooked costs of homeownership that could turn your dream home into a financial nightmare. Sergio shares practical advice on how to avoid common traps and prepare for these expenses, ensuring a smooth and budget-friendly homeownership journey. Don't miss this valuable insight from an industry expert. Like, subscribe, and hit the notification bell for more informative episodes. Have questions or topics you'd like us to cover? Leave a comment or message us. Your feedback is appreciated. Tune in to...
2023-11-2006 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTThe Importance of CreditStruggles with Early Credit: Omar shares his early struggles with obtaining credit, mentioning how he was repeatedly turned down. He eventually started building his credit history with a secured credit card.Learning the Hard Way: Omar talks about the mistakes he made, such as maxing out his credit card and paying over-limit fees, before learning how to manage his credit better.Credit Scores and FICO: The hosts discuss the importance of FICO scores, which range from 300 to 850. A higher score means better rates and easier qualification for loans.
2023-10-1812 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTHomeowners Need to Know This!Welcome to another episode of Monopoly Life! 🏡💰 Join your hosts, Sergio Hernandez and Omar Martinez, as they dive into a crucial topic for homeowners - "Accessing Your Home Equity." In today's financial landscape, understanding how to leverage your home equity is more important than ever, especially with rising interest rates.Sergio and Omar break down three ways to access your home equity:Fixed Amount Loan: This option is ideal if you already have a clear plan for the funds, like paying off high-interest debts or making specific investments.Home Equity Line of Credit (HELOC...
2023-10-1112 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCAST(ADU) Accessory Dwelling Unit Journey UpdateIn this episode, we're diving into the exciting world of Accessory Dwelling Units (ADUs) and Expanded Dwelling Units (JADUs) and how they can change the game in real estate investment and homeownership. 🏠🌟 The ADU & JADU Opportunity: 🌟🏡 ADUs are a hidden gem in the real estate market! They offer a fantastic opportunity to maximize the real estate you already own.Looking for an affordable entry point into homeownership or a smart investment? ADUs might be the answer. ADUs can house elderly parents or provide a great space for fam...
2023-10-0408 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCAST5 Steps to Pay Off Credit Card Debt!In this episode of Monopoly Life Podcast, we're diving deep into the art of achieving financial freedom by conquering credit card debt. Join us as we unveil the five crucial steps that can help you break free from the shackles of high-interest credit card balances and take control of your financial future.🔑 Step 1: Assess Your Debt Situation We kick things off by showing you how to take a comprehensive look at your current debt situation. From understanding your total outstanding balances to dissecting interest rates and minimum payments, we'll guide you through the critical assessment pro...
2023-09-2011 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTGuest: Successful Telecom Business Owner Manuel FloresGet ready to be inspired by the incredible journey of Manuel Flores, a true testament to the power of hard work and resilience. Manuel's story is a testament to the adage that when life knocks you down, you get right back up and create your own path to success.After pouring his heart and soul into a company that did not appreciate him, Manuel made the courageous decision to quit, even without a concrete plan in place. Determined to take control of his destiny, he embarked on a journey of entrepreneurship, starting his own telecommunications company. Armed...
2023-06-1259 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTSpecial Guest: Claudia Coronado Property Manager ExpertClaudia's journey begins as a bookkeeper diligently working at a company in Southern California, unaware that her life is about to take an unexpected turn. Following an unforeseen termination within the company, Claudia finds herself thrust into the role of a property manager, a position she never anticipated. However, with her resourcefulness and natural ability to adapt to new challenges, Claudia not only embraces her newfound role but surpasses all expectations.Over time, Claudia's passion for property management flourishes, leading her to establish her own highly successful property management company in Southern California. With a discerning eye...
2023-05-2543 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMIERCOLES DE LA 5ª SEMANA DE PASCUAFERIA SAN JUAN DE AVILA PRESBITERO Y DOCTOR DE LA IGLESIA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-05-1022 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMARTES DE LA 5ª SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-05-0920 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES DE LA 5ª SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-05-0821 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORAS5º DOMINGO DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-05-0818 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASSABADO DE LA CUARTA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-05-0619 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA CUARTA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-05-0521 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA CUARTA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-05-0423 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASFIESTA SANTOS APOSTOLES SANTIAGO Y FELIPEOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-05-0324 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMARTES DE FIESTA SAN ATANACIO OBISPODOCTOR DE LA IGLESIA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-05-0218 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES DE LA CUARTA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-05-0122 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA TERCERA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2820 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA TERCERA SEMANA DE PASCUAOFICIO DE LECTIURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2719 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA TERCERA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2723 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMIERCOLES DE FIESTA; SAN ISIDORO OBISPO Y DOCTOR DE LA IGLESIAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2623 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMARTES DE FIESTASAN MARCOS EVANGELISTA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2510 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASlunes de la tercera semana de pascuaHora sexta intermedia --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2410 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASDOMINGO DE LA TERCERA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2423 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCAST"Unlocking the Potential of Your Southern California Home: The Benefits of Building an ADU""Discover the many benefits of building an Accessory Dwelling Unit (ADU) in Southern California with expert advice on navigating the permit process, finding the right contractor, and maximizing the financial and environmental advantages of building an ADU on your property."Open ADU event live in the SoCAL Area!  Are you dreaming of adding an amazing ADU to your property?  Need more space for your elderly parents or looking to generate some passive income? Then join us at our newly completed ADU for an exclusive opportunity to talk with our team of professionals and get all your questions an...
2023-04-2412 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASSABADO DE LA SEGUNDA SEMNA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2318 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASSABADO DE LA SEGUNDA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2220 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA SEGUNDA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2118 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA SEGUNDA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-2030 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMARTES DE LA SEGUNDA SEMANA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-1821 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTLessons in Leadership and Success: Rene 'Big Is' German, Instructor and Business VisionaryJoin us for an inspiring conversation with Rene "Big Is" German, a true example of what it means to achieve the American Dream.  Born to immigrant parents in Santa Ana, CA,  Rene was able to attend Chapman University on a  scholarship.  Despite the demands of his athletic career, Rene pursued his education at night, eventually earning his master's degree.  Today, he is an instructor at his alma mater, sharing his knowledge and passion with the next generation of leaders.  But that's not all - Rene has also built and sold a multi-million dollar business, demonstrating his entrepreneurial spirit and his ab...
2023-04-1757 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES DE LA SEGUNDA SEMANA DE PASCUAHORA TERCIA intermedia --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-1709 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASSABADO DE LA OCTAVA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-1523 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA OCTAVA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-1415 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA OCATAVA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-1324 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMIERCOLES DE LA OCTAVA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-1221 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMARTES DE LA OCTAVA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-1125 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTSPECIAL GUEST: Top Reverse Mortgage Producer and Expert Wayne SlaterIf you're interested in learning about reverse mortgages, then you won't want to miss the latest episode of the Monopoly Life Podcast featuring Wayne Slater. Wayne has been in the lending industry for 20 years and has been specializing in reverse mortgages for the last 15 years. In this episode, Wayne busts a lot of myths surrounding reverse mortgages and shares his expert insights on this topic. So, whether you're a homeowner who's considering a reverse mortgage or just curious about this financial product, tune in to the Monopoly Life Podcast and listen to what Wayne Slater has to say. You...
2023-04-1027 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES DE LA OCTAVA DE PASCUAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-1024 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES SANTO EN LA PASION DEL SEÑOROFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-0728 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMIERCOLES SANTOOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-0522 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES SANTOOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-0320 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES SANTOOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-0319 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTSPECIAL GUEST: OC REALTOR GUILLERMO SERNAIn this episode of Monopoly Life, host Sergio Hernandez and Omar Martinez welcome special guest Guillermo Serna, a top-rated real estate agent with Berkshire Hathaway. Guillermo shares his insights on the current state of the real estate market, including trends in home buying and selling, the impact of COVID-19 on the market, and tips for navigating a competitive housing market. Sergio, Omar, and Guillermo also discuss the importance of working with a trusted and experienced real estate agent, as well as the benefits of investing in real estate for long-term wealth building. With his extensive knowledge of t...
2023-04-0336 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASCOMUN DE DOCTORES DE LA IGLESIA (domingo de ramos)OFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-04-0222 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA V SEMANA DE CUARESMAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-3118 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA V SEMANA DE CUARESMAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-3017 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMIERCOLES DE LA V SEMANA DE CUARESMAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-2919 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMARTES DE LA V SEMANA DE CUARESMA.OFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-2821 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTSpecial Guest: Brian Ramos Top 1% Producer at Loan Depot!Brian Ramos is an exceptional mortgage advisor with years of experience in the field. He has a wealth of knowledge and expertise in the mortgage industry, and his clients often praise him for his exceptional service and dedication to helping them achieve their goals. During the interview on the Monopoly Life podcast, Brian shared his insights into the mortgage industry and discussed some of the challenges and opportunities that he has encountered throughout his career. He spoke about his passion for helping people find the right mortgage solutions that fit their unique needs and circumstances. ...
2023-03-271h 08LITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA IV SEMANA DE CUARESMAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-2324 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMARTES DE LA IV SEMANA DE CUARESMAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-2120 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTSpecial Guest: Peter Flores OC Realtor"Peter Flores' Entrepreneurial Journey"In this episode, we sit down with Peter Flores (@iampeterflores) to hear about his journey from a banker to a successful Orange County Realtor. Peter started in the banking world,  but quickly realized he had a talent for helping and creating relationships to help people achieve the American Dream of Homeownership.   In this episode, Peter shares his insights on what it takes to start and grow a successful business, including how to identify your niche, build a strong brand, and stay motivated through the ups and downs. If you're thinking abo...
2023-03-2033 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES. SAN JOSE, ESPOSO DE LA BIENAVENTURADA VIRGEN MARIAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-2022 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASSABADO DE LA TERCERA SEMANA DE CUARESMAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-1824 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA TERCERA SRMANA DE CUARESMAOFICIO DE LECTURA --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-1716 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA TERCERA SEMANA DE CUARESMAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-1719 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLITURGIA DE LAS HORAS (Trailer)--- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-1700 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA TERCERA SEMANA DE CUARESMAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-1629 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMIERCOLES DE LA TERCERA SEMANA DE CUARESMAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-1522 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMARTES DE LA TERCERASEMANA DE CUARESMAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-1422 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES DE LA TERCERA SEMANA DE CUARESMAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-1312 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTFINDING THE RIGHT REAL ESTATE AGENTLooking for the right partner for your real estate investment ventures? Tune in to the Real Estate Investing Partner podcast, where we explore the essential qualities to look for in a partner. Our discussions cover important factors such as experience, complementary skills, communication, shared goals, financial stability, local market knowledge, network, transparency, compatibility, and flexibility. Our podcast serves as a valuable guide to help you choose the right real estate agent to work with.Hosted by:Sergio Hernandez DRE#01190068 | NMLS# 108378InstagramOmar A. MartinezDRE# 01290170 | NMLS#108525Instagram...
2023-03-1316 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMIERCOLES DE LA SEGUNDA SEMANA DE CUARESMAOFICO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-0821 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMARTES DE LA SEGUNDA SEMANA DE CUARESMAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-0722 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTVA Home Loan Myths & MisconceptionsHosted by:Sergio Hernandez DRE#01190068 | NMLS# 108378InstagramOmar A. MartinezDRE# 01290170 | NMLS#108525InstagramAll information is for informational purposes.
2023-03-0612 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES DE LA SEGUNDA SEMANA DE CUARESMAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-0620 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA PRIMNERA SEMANA DE CUARESMAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-0320 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA PRIMERA SEMANA DE CUARESMAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-03-0218 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES DE LA PRIMERA SEMANA DE CUARESMAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-2723 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMIERCOLES DE CENISAOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-2218 minMONOPOLY LIFE PODCAST
MONOPOLY LIFE PODCASTNavigating the Current Real Estate MarketIn this episode, we dive into the current state of the real estate market and explore the pros and cons of buying vs renting a home. We also discuss various loan options available to homebuyers and provide tips for successful home buying, including how to prepare for homeownership. Join us as we speak about valuable insights into making the best decisions for your housing needs. Whether you're a first-time buyer or a seasoned homeowner, this episode has something for everyone.Hosted by:Sergio Hernandez DRE#01190068 | NMLS# 108378InstagramOmar A. Martinez...
2023-02-2020 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES DE LA SEMANA V11 DEL TIEMPO ORDINARIOOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-2023 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASSABADO DE LA VI SEMANA DEL TIEMPO ORDINARIOOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-1820 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA SEMANA VI DEL TIEMPO ORDINARIOOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-1718 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA V SEMANA DEL TIEMPO ORDINARIOMEMORIA SANTA ESCOLASTICA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-1021 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA V SEMANA DEL TIEMPO ORDINARIOOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-0919 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMIERCOLES DE LA V SEMANA DEL TIEMPO ORDINARIOOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-0816 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMARTES DE LA V SEMANA DEL TIEMPO ORDINARIOOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-0723 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASlunes de la V SEMANA DEL TEIMPO ORDINARIOMEMORIA DE LOS SANTOS MARTIRES: PABLO MIKI Y COMPAÑEROS  OFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-0619 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASSABADO DE LA IV SEMANA DEL TIEMPO ORDINARIOOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-0413 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA 1V SEMANA DEL TIEMPO ORDINARIOLITURGIA DE LAS HORAS  VISPERAS  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-0411 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA 1V SEMANA DEL TIEMPO ORDINARIOCELEBRACION DE LA VIRGEN DE LA CANDELARIA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-0222 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASMIÉRCOLES DE LA 1V SEMANA DEL TIEMPO ORDINARIOOficio de lectura --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-02-0120 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASLUNES DE LA 1V SEMANA DEL TIEMPO ORDINARIOOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-01-3019 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASSABADO SANTO TOMAS DE AQUINO PRESBITEROOFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-01-2825 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASVIERNES DE LA TERCERA SEMANA DEL TEIMPO ORDINARIOOFICIO DE LECTURAa --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-01-2718 minLITURGIA DE LAS HORAS
LITURGIA DE LAS HORASJUEVES DE LA TERCERA SEMANA DEL TIEMPO ORDINARIOMEMORIA: TIMOTEO Y TITO  OFICIO DE LECTURA  --- Send in a voice message: https://podcasters.spotify.com/pod/show/sergio-hernandez630/message
2023-01-2622 minCervezas Por El Mundo
Cervezas Por El MundoIRLANDA 2x03: LA FUERZA DEL MAR- NADA TE PUEDE PARAR (GIANTS CAUSEWAY - BELFAST)Estamos un poco bajitos de energía, pero... "NADA NOS PUEDE PARAR". Noche muy fria en el hostel, Sergio duerme hasta con el abrigo y tenemos el frío dentro del cuerpo. Dormimos menos de 4h antes de coger un bus a GIANTS CAUSEWAY, dormimos mucho en el bus y nos enteramos de lo que podemos, y de lo que nos enteramos te contamos lo que queremos... TONTITO (Xokas sin ti que seríamos). El sitio espectacular y tal pero un poquito de calefacción... gracias. Aunque sea en el bus o una cafetería. Otra vez 10h de bus (±) para 4...
2021-11-3019 minCervezas Por El Mundo
Cervezas Por El MundoEGIPTO 1x07: PEDRO (EL CAIRO) //Fin de temporadaDesayuno. A la hora prevista, salida para realizar la visita de día completo a la ciudad con almuerzo incluido en restaurante local. Incluye pequeño recorrido por el Barrio Copto donde se encuentra la Iglesia de Santa María la Virgen, más conocida como la Iglesia Colgante, la Iglesia de San Jorge y la Iglesia de San Sergio. Connuación en el Museo de Arte Egipcio que al- berga en su interior el tesoro del Faraón Tutankamon; la Mezquita de Mohamed Ali Pasha, más conocida como la Mezquita de Alabastro; la Ciudadela de Salah El Din (Saladin...
2021-09-1820 min