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Shawn M. Yesner

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Crushing DebtCrushing DebtWe Watched Tik Toks About Getting Out of Debt!Everything on the Internet is true, right? What can Tik Tok (and social media) teach us about getting out of debt?  How much of the advice is legitimate and how much is, shall we say, a bit "out there"? On this week's episode of the Crushing Debt Podccast, Shawn & George watch (or listen to) Tik Tok videos from influencers who are trying to help people get out of debt. We'll then comment on the good, the bad, and the ugly of the advice given. As with any social media platform, you have to do your o...2025-05-2943 minCrushing DebtCrushing DebtHow to Haggle Without Looking Like a Jerk!Why are garage sales the perfect sales and negotiation training ground? What is the golden rule of negotiating? What are some negotiation tactics that work, and some that don't? Each year, in October and May, Shawn's neighborhood hosts a community-wide garage sale. Shawn has tested and practiced different sales techniques at these bi-annual events in a low-risk, low-pressure environment! Please go back and listen to these previous garage sale episodes, which have covered lessons such as: 68 - negotiations 86 - preparation 118 - patience 168 - preparation 241 - approach 270 - target market 373...2025-05-2234 minCrushing DebtCrushing DebtSoft Savings. Rethinking Retirement.What is Soft Savings? Why would you want to embrace it? What are some tips to balance soft savings and hard savings? What are some red flags to avoid with Soft Savings? In this week's episode of the Crushing Debt Podcast, Shawn & George talk about Soft Savings, basically savings practices that may not be measurable or something that can be quantified. It involves spending for experiences, rather than saving for later.  Soft savings is really just a mindset around what and how to save. Let us know if you p...2025-05-2237 minCrushing DebtCrushing DebtI Need A Notary!What documents need to be notarized? What can a notary do or sign, or not? How or when can notarized documents help you to get or remain debt free? On today's episode of The Crushing Debt Podcast, Shawn & George interview our friend, Amanda Loeffler, owner of I Need a Notary, a remote online notarization company.  That means Amanda can notarize documents anywhere and you do not need to be sitting with her physically to get something notarized (but you do need to prove your identity prior to signing). Amanda Loeffler is a w...2025-05-0130 minCrushing DebtCrushing DebtWhy Your Groceries Still Cost So Much!Why are grocery prices so high? Is it because of tariffs? Is it because of supply chain costs, or the Bird Flu? And how can you continue to budget while the cost of most products continue to increase? On today's episode of The Crushing Debt Podcast, Shawn & George discuss these issues, including some strategies to deal with the rising cost of goods, including Budgeting Using Cash Envelopes (or a similar system) Buying off-brand products Using coupons or loyalty discounts Buying in bulk Eating everything you buy (no waste) Creating a...2025-04-2438 minCrushing DebtCrushing DebtSpring Clean Your DebtSpring is when many people spring clean their home. But how many of us Spring Clean our finances? How many of us declutter our debt? April is also Financial Literacy Month, and for most of the Country April is the month when income tax returns are due.  Did you file on time, or did you file for an extension? On this week's episode, Shawn & George talk about how to spring clean your debt, which is very similar to spring cleaning your home: (1) declutter - what expenses can you reduce or eliminate, (2) pick your c...2025-04-1739 minCrushing DebtCrushing DebtChildfree Wealth - Episode 458How does your financial life change when you are childfree? What is the difference between FIRE and FILE? How does your investing change when you are childfree? How does childfree impact your estate planning and long-term financial goals change? How often have you asked a newlywed couple, "so when are you having kids?" How often have you asked a couple married long-term, "any plans for kids soon?"  There is a growing number of married couples who are childfree, sometimes for medical reasons, and sometimes by voluntary choice. How can people with k...2025-04-1045 minCrushing DebtCrushing DebtWhat Is The Cost of Taking Care of Your Parents?They took care of us, but what do we do when it's time to take care of them? Can you help care for your aging parents or grandparents, while also taking care of your kids? Do you find yourself a part of the "sandwich generation?" In this week's episode of the Crushing Debt Podcast, Shawn & George discuss the hidden costs and other pitfalls of helping the older generation, while still potentially taking care of a younger generation, and all while maintaining your sanity! We discuss topics like: Rising Medical Bills; Preventing Fraud...2025-03-2729 minCrushing DebtCrushing DebtUncle Sam Wants You! ... to Pay UpDid you get your 2024 Company Return filed on time in March, or at least get that extension filed? Did you already file your 2024 Personal Return, or are you waiting until the April deadline? What happens when you owe the IRS? This week's guest is Stephen Weisberg, who has over 10 years of experience representing individuals, businesses, and their owners with tax debt issues, audits, and other problems with the IRS and state taxes. Stephen is the lead attorney and founder of The W Tax Group. He works directly with clients and lead a team...2025-03-2037 minCrushing DebtCrushing DebtSwipe Right on Budgeting ... Dating while Ditching DebtAre you single and looking to date? How do you manage your budget and expenses while trying to put yourself out there to find a new friend, a new relationship, a new romance? On this week's epsidoe, Shawn & George talk about your budget and dating (whether single or dates with your spouse). Some do's and dont's: DO budget DON'T fake what you cannot afford DO be upfront about your money, your budget and your money goals DON'T loan someone money (regardless of how much you love them) DO take "budget friendly" dates DON'T ignore...2025-03-1333 minCrushing DebtCrushing DebtOvercoming Financial SetbacksHow does a single mom, with a minor child, recover from overwhelming debt? Does more income, and multiple businesses solve financial problems? On this week's episode of the Crushing Debt Podcast, Shawn & George talk to Shannon Miller-Lutz, the founder of SML Coaching, who empowers individuals to shift their mindset, overcome obstacles, and take bold action toward success. Known for her natural ability to coach, mentor, and be the “big sister” everyone needs, she combines real-world experience with deep personal development insights. Shannon found herself contemplating the legacy she wanted to leave behind. After build...2025-03-0641 minCrushing DebtCrushing DebtTo Sell or Not to SellWhat happens if you are in a situation where you need to sell your house?  You're in foreclosure? Or you've filed a bankruptcy? How can you avoid predators and scams if you're in a situation where you're forced to sell your home, or if you're in financial distress? This week's guest on the Crushing Debt Podcast is Sandra Cantu, who brings over 25 years of real estate expertise and a deeply personal understanding of homeowner challenges. Her journey from facing foreclosure as a single mom to becoming a trusted cash home buyer across New York, Arizona, a...2025-02-2038 minCrushing DebtCrushing DebtMoney Lies We Tell OurselvesWhat are some comfort lies you tell yourself about money? What are some future lies you tell yourself about money? What are some identity lies you tell yourself about money? In this week's episode Shawn & George talk about the money lies we tell ourselves.  Things like: I deserve it. I'll start saving when I make more money. Everyone has debt, it's normal. I'll work forever, so I don't need to save for retirement. Investing is too risky; I'll just keep cash. I'll make it up later. I'm just not good with money. M...2025-02-1341 minCrushing DebtCrushing DebtWhat Is Your Relationship With MoneyWhat are the five money personas? What are the four "F's" of money (nots this is not an explicit] episode). How do dopamine, endorphins, oxytocin and seratonin factor in to your attitudes about money? On this week's episode of The Crushing Debt Podcast, Shawn & George talk to Gino Barbaro of the Jake & Gino Show to talk about your attitudes towards and relationship with money.  Gino is a published author, Wheelbarrow Profits, The Honey Bee, Family Food and the Friars, and his latest book Happy Money, Happy Family, Happy Legacy.  Gino is also a re...2025-02-0641 minCrushing DebtCrushing DebtUse Your Tax Refund to File BankruptcyDo you get a tax refund every year?  Is that a good thing? If you're in financial distress, what can you do with your tax refund? On this week's episode of the Crushing Debt podcast, Shawn & George talk about tax refunds, how tax refunds are treated in Chapter 7 or 13 bankruptcy, what to do so that your refund is less but your take-home pay is more, and other topics related to bankruptcy. For example, did you know that Child Support and Alimony are not dischargeable in a bankruptcy? What about Homeowner Association a...2025-01-2340 minCrushing DebtCrushing DebtUnveiling Time ManagementDo you want an extra hour each day for yourself? For your employees? Do you know the purpose of work meetings? Who spends more time working on priority activities? How is AI changing productivity? The three areas of life that people tend to focus on the most: (1) body image, (2) time management and (3) financial management. On this week's episode of the Crushing Debt Podcast, Shawn & George spend a very efficient amount of time talking to productivity expert Mark Ellwood.  Mark is the president of Pace Productivity Inc., and the author o...2025-01-1635 minCrushing DebtCrushing DebtEconomic Policy and Personal FinanceWhat will Monday, January 20, mean for you? What political party has a majority in the Federal House of Representatives and Senate? What political party has a majority in the Florida House of Representatives and Senate?  In your home state?  And what will that all mean for you, your family, your wallet? Back in Episode 440, Financial Literacy and Politics, Shawn and George discussed similar issues following the results of the 2024 Presidential Elections.  As a result of that show, we met Jamie Miller, this week's guest. Jamie is the former Executive Director of the Republican Par...2025-01-0935 minCrushing DebtCrushing DebtCrushing Debt ResolutionsHappy New Year! What Resolutions did you set for yourself this year? What is it about the New Year that makes us want to set Resolutions? How can you ensure that your resolutions don't drift away after a few weeks or months? On this week's episode of the Crushing Debt Podcast, the first of 2025, George and Shawn talk about mindset, momentum and motivation, celebrating small victories, learning from setbacks and measuring yourself after where you started rather than your goal. How much do you need in emergency funds?  Check o...2025-01-0234 minCrushing DebtCrushing DebtFinancial GoalsWhat goals did you accomplish in 2024? What financial accomplishments did you achieve in 2024?  What were your financial wins? What goals will you set for 2025? In our second to last episode for 2024, Shawn & George talk about their own personal and business financial goals, for themselves, their families, their companies, and for the podcast! What do you want to see from our show in 2025 (and beyond)? Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: M...2024-12-1936 minCrushing DebtCrushing DebtCrushing Debt Guide to Holiday GivingWelcome to December! We hope everyone had a great Thanksgiving holiday and you were able to reflect on what you are thankful for this year. Now we focus on the holidays, which means buying gifts (which is amplified in Shawn's household with the addition of multiple family birthdays in the month of December). How do you control your holiday spending?  Do you control your holiday spending? In this week's episode Shawn & George talk about different ideas to keep holiday spending under control, including ideas like: Shopping on Black Friday, Cyber M...2024-12-0529 minCrushing DebtCrushing DebtPass the Gravy, and some Money Tips!Happy Thanksgiving from all of us at the Crushing Debt Podcast! What financial milestones did you hit this year? What financial wins did you have this year? Do you look forward to Black Friday, or do you dread it (and do you notice that it gets longer and longer every year)? How do you save money or stretch your budget every year during the holidays? George and Shawn talk about all of these topics and more on today's episode. Let us know if you enjoy this episode...2024-11-2829 minCrushing DebtCrushing DebtKids and MoneyHow do you teach your kids about money? How do you teach your kids to save money? Is it better to invest in a Certificate of Deposit (CD), Money Market Account, IRA, College Plan, or something else?  Do your kids know the "Rule of 7?" This week's Crushing Debt Podcase episode is inspired by Shawn's son's Bar Mitzvah, where he received quite a bit of money in the forms of gift cards, checks, cash, and even a portion of a Real Estate Mortgage and Note.  That got us to thinking - how do...2024-11-1431 minCrushing DebtCrushing DebtEscape the Debt GraveyardWhat is Zombie Debt? How do you resurrect your finances after debt rises from the grave? How do you protect yourself from old debt? What happens when debt expires? Happy Halloween!!  Debt doesn't have to be scary, but debt that resurrects itself can be.  What is more scary than debt is burying your head or ignoring your debt.  In the State of Florida, debt is valid for 20 years from the time a judgment is entered (and we have seen one or two cases where the creditor filed to extend the debt bey...2024-10-3132 minCrushing DebtCrushing DebtHow To Get The Government to Crush Your Debt - Episode 437How can you get the government to give you money to pay rent, mortgages and utilities? Is grant money easy to get?  Do you have to pay it back? This week's episode is one of the few that carry an "Explicit" tag, so if you don't like the occassional bad word, please skip today's episode and we'll talk to you again next week. This week's guest is Matthew Lesko, a renown expert in government grants and financial aid, known for helping individuals access funding opportunities. He has been studying grants for nearly 48 years, h...2024-10-1741 minCrushing DebtCrushing DebtFinancial SlangHow well do you know your financial slang? How often do you use financial slang? Back in Episode 433, we discussed some new terms - HENRY (High Earner Not Rich Yet), ALICE (Asset Limited, Income Constrained, Employed) and DINK (Dual Income No Kids).  That got us to thinking, what other slang words are there? We have some of the common ones: Paycheck to paycheck FOMO (Fear Of Missing Out) YOLO (You Only Live Once) Underwater Credit Rich, Cash Poor Broke AF Sandwich Generation However, we found some lesser-known, but still slang terms. T...2024-10-1032 minCrushing DebtCrushing DebtHow Well Does Financial Advice Hold Up To ScrutinyWhere do you get your financial advice? TikTok or other social media? From a Financial Advisor, CPA, or attorney? From parents or friends? In this week's episode, Shawn & George take a look at some common tips that most people promote as financial advice. What can we debunk, what can we learn from, what is solid advice? Things like: Budget Get Out Of Debt Live on Less Than You Make Save Money What other financial advice have you received? What has been good about that advice? What has been bad...2024-09-1937 minCrushing DebtCrushing DebtMeet Henry and his FriendsWho is H.E.N.R.Y.? Who is his friend A.L.I.C.E.? What are some signs that you might be dealing with a H.E.N.R.Y.? In 2003, Shawn Tully wrote an article for Fortune Magazine introducing us to H.E.N.R.Y. - High Earner Not Rich Yet.  This is someone who makes between $250,000 and $500,000 per year, but because of taxes, housing and family costs, basically lives paycheck to paycheck.  In this week's episode, George and Shawn talk about H.E.N.R.Y. an...2024-09-1232 minCrushing DebtCrushing DebtFrom Crash to Cash FlowWhat would you do if you lost it all? How would you recover after the crash of the market? In today's podcast espidose, Shawn & George talk to Kevin Bupp, a real estate investor, podcast host, and best-selling author.  Kevin had over one hundred single-family homes until the Great Recession in 2008, when he found himself in foreclosure and lost everything. Slowly, he rebuilt his financial life and today is again a successful real estate investor focusing on mobile home parks,  parking lots, and other commercial deals through his private equity firm, Sunrise Capital Investors.  Find out the...2024-09-0539 minCrushing DebtCrushing DebtWhat is Financial Coaching?George has been a co-host of the show for more than two years, but what the heck does he do? We know what a swing coach would do in golf, what a pitching coach would do in baseball, what a QB coach would do in football, even what a business coach would do for a business owner, but what does a financial coach do? On this week's episode Shawn & George discuss Financial Coaching. What it is and what financial coaches do for their clients, which is basically: Establishing good habits around money, or helping...2024-08-2931 minCrushing DebtCrushing DebtLessons To My Younger Self - Episode 430What lessons would you tell your younger self? What lessons did you learn that you want to pass off to your kids? In this week's episode, George & Shawn talk about what they've learned that they can pass on to their kids, or things they might do differently if they could rewind time. Things like: Be intentional in your money decisions. Don't keep up with the Joneses. Have a plan or a budget. Money attitudes & behaviors. Financial literacy. Cook as much as you can. If you can't pay cash, don't buy it. ...2024-08-2238 minCrushing DebtCrushing DebtHow To Theme Park Without DebtWhat is your favorite roller coaster? Are you a fan of wooden coasters? Thrill-ride coasters? Coasters that go upside down? Coasters contained totally inside? What is your favorite theme park? Would you take out a loan to fund your vacation? Would you fund your vacation with credit card debt? What are some money-saving techniques that you can implement to reduce the cost or expense of your vacation? Shawn & his family just got back from a trip to Disney World in Orlando, Florida. One of our listeners (thanks Ford Kyes...2024-08-0840 minCrushing DebtCrushing DebtWhere Did All My Money Go?What would you do if Money were no issue? What stage of life are you in currently, and how does that change your plan for your Money, how does that change your goals around Money, and how does that change how you think about Money? Are you ready to transform your financial future? After a one-week hiatus (sorry - summer vacations got in the way of recording), Shawn & George are back to talk to Sara LaChance, owner, founder and financial coach at Flourish Coaching. Sara wants to help people and prevent the mistakes...2024-08-0137 minCrushing DebtCrushing DebtCrowdsourcing Do's and Don'tsHave you contributed to someone's GoFundMe? Have you helped a friend with a Kickstarter Campaign? What lessons can you learn from Skeletor? In this week's episode Shawn & George talk about Crowdsourcing or Crowdfunding. What are some things you can do to help, and what are some things you should avoid?  What are the various platforms available - although there are likely TONS more out there than what we cover in today's episode, including: GoFundMe Patreon (our favorite - https://www.patreon.com/crushingDebt) Raise Right Kickstarter Let us know if you e...2024-07-1835 minCrushing DebtCrushing DebtThe Biggest Trap in Real Estate InvestingWhat is the biggest trap in real estate investing? How can you avoid it? What lessons can you take from what has happened to others in this scenario? In this week's episode, Shawn tells the unfortunate story of clients of his, and what happened to them happens more often than you would think. Imagine buying property at the Courthouse Auction. You think you've bought your dream home and, not only that, but you bought it at a GREAT price!  Then, all of the sudden, you learn that in order to keep this dream ho...2024-07-1136 minCrushing DebtCrushing DebtMoney Savings Tips for the HolidayHappy Fourth of July! What are some ways that you celebrate this, or any other holiday, and save money? On today's episode of the Crushing Debt Podcast, Shawn & George talk about a few different ways that you can celebrate a holiday without breaking the bank. We would love to hear your tips, or if we forgot anything. Please also visit our sponsors: Magic Mind - https://www.magicmind.com/CRUSHING20, the World's First Mental Performance Shot. Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get...2024-07-0417 minCrushing DebtCrushing DebtHow Much Should You Tip?When do you tip? Do you tip based on the bill?  Pre-tax or post-tax? Do you increase or decrease your tip based on service?  What is the minimum or average tip you typically give? This week's episode is inspired by a listener / previous guest Sue Reynolds (you can hear her episode, 248, here: https://yesnerlawpodcast.libsyn.com/when-you-cant-pay-your-mortgage-episode-248). Sue asked when and whether we tip, which is a topic we've never before discussed on the show! How do you avoid tip shaming?  Do you tip at a fast food restaurant? Do...2024-06-2734 minCrushing DebtCrushing DebtThe Secret To Deferring TaxesDo you enjoy paying taxes to the government? Do you want to keep more of your profit or gain from the sale of assets? Do you know the Tax Code Section, that has been in existence for a little more than 100 years to help (at first) farmers to defer gains on the sale of assets? This week's guest on the Crushing Debt Podcast is Dave Foster, a nationwide qualified intermediary for 1031 exchanges. Dave has built his business around a model of education, teaching continuing education courses for Realtor associations throughout the country, as...2024-06-0634 minCrushing DebtCrushing DebtHack StoriesCan you spot a scam? Do you know when someone is trying to hack your accounts? Have you ever been a victim of fraud and how can you avoid it? This week's episode starts with a letter that Shawn received from the Social Security Administration. Shawn has been getting a lot of mail lately from the SSA because of benefits for his late wife. However, this letter was address to Shawn's son (red flag), included his wife's cell phone number (second red flag), asked that his son have his bank account information handy...2024-05-3026 minCrushing DebtCrushing DebtUn-Lease Your BusinessWhat are the benefits of owning your commercial building? What are the drawbacks of owning your commercial building? Are you a small business owner, worried about how you're going to fit in your current lease space? Maybe it's too small, maybe it's too big, and maybe your space could provide an additional source of revenue to your business! Finally, what special milestone is the Crushing Debt Podcast celebrating with this episode? Shawn & George have talked before about the pros and cons of owning versus leasing when it comes to your primary...2024-05-1644 minCrushing DebtCrushing DebtScore Success: Crushing Debt EditionWhat factors make up your credit score? How does your score increase and decrease? What are some credit myths? What does FICO stand for? There are five factors that make up your credit score: Payment history (35%) Credit Utilization (30%) Length of Credit History (15%) Credit Mix (10%) New Credit (10%) In this week's episode, George and Shawn talk about your credit score, the way the five factors above increase or decrease your score, and why your score is important. You can read Shawn's blog post here: https://www.yesnerlaw.com/five-factors-that-make-up-credit-score/2024-05-0931 minCrushing DebtCrushing DebtWhy Wellness is FinancialWhere do you shop for everyday necessities? Can you save money by switching to an online shopping club? Can you save money by switching stores? Can you generate money by shopping? Can you use shopping to get out of debt? This week George and Shawn talk to Mark Roth with The Patriot Shopping Club. Mark works with the largest online shopping club in North America and can help you to save money and generate income based on where you shop and what necessities you shop for online. ...2024-04-2531 minCrushing DebtCrushing DebtConvert Your Debt to WealthCan you become debt free with just a few hundred dollars left at the end of the month? If you could eliminate the payment of interest, would that help you to be debt free? Would you want to be out of debt in five to ten years? How is the payment of debt more like a GPS than a paper map? This week, Shawn & George talk to Brian Nates and Tammy Gardner about the Money Max Account system of paying off debt sooner, therefore savings tens of thousands, or hundreds of...2024-04-1150 minCrushing DebtCrushing DebtTik Tok Money HacksWhat is the "Cash Stuffing" method? What is Home Equity Sharing, or a Home Equity Appreciation Agreement? Should you get a HELOC? How can you become a gazillionaire overnight? Are there any useful tips on Tik Tok? This week Shawn & George are reviewing advice from Tik Tok because, everything on the internet is true! In this week's episode, we play a clip from Tik Tok and then talk about whether the advice is good, bad or ugly.  We hear Tik Tok advice from: @Rochelleadamsonbudgets @cnbcselect @grantcardone @Maconomics @Jaiferrell_r...2024-04-0440 minCrushing DebtCrushing DebtSigns You Might Need Help"Sign, sign, everywhere a sign." -Five Man Electrical Band What are the signs that you might need some financial help? What are some things to look for or listen for to determine whether you might want to talk to a financial coach? Signs that you might need to seek legal counsel? On this week's episode of the Crushing Debt Podcast, George and Shawn talk about the various signs that someone might need help, or might be in trouble financially.  There are some common signs, like living paycheck to paycheck. T...2024-03-2836 minCrushing DebtCrushing DebtDebt In Different Life StagesHow does debt play a role in different ages and milestones? How do we minimize the negative impact of debt during each stage of our life? In there a difference in how debt during young adulthood, mid-life, and retirement? What is the average debt per person in the US, versus the average salary in the US (hint, visit www.USADebtClock.com)? In this week's episode, George and Shawn talk about the different types of debt that we have to manage as we make our way through the different stages of life...2024-03-2144 minCrushing DebtCrushing DebtSpring Break with The Crushing Debt PodcastHappy Spring Break! How did you spend your Spring Break? On this week's episode of The Crushing Debt Podcast, Shawn & George talk about: Vacation spending Vacation technology Reverse Mortgage issues When to start planning Housing rates & Interest rates Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show b...2024-03-1433 minCrushing DebtCrushing DebtLiving With Mom and DadIf you have adult kids living with you, do you charge them rent? If you are living with your parents, do you pay or contribute to household expenses? Do you support your friends or family financially? Are you a part of the sandwich generation? This week, George and Shawn tackle the topic of contributing to household expenses. Nearly 1/3 of 18 - 34 year olds are living at home with mom and dad, and nearly 3/4 of them are contributing financially, according to an article on Yahoo.com - https://finance.yahoo.com/news/sure-hope-won-t-let-120000054...2024-02-2934 minCrushing DebtCrushing DebtBuying a New CarShould you lease or buy? What happens when your lease is over? Should you buy out your lease?  Buy a new car?  Lease a new car?  Buy a pre-owned car? Shawn was recently faced with these questions when his lease was at the end of its term. Find out what Shawn did and some of the questions he faced in this week's episode of the Crushing Debt Podcast. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our spo...2024-02-2231 minCrushing DebtCrushing DebtMoney TriviaShould your partner get a second job, when you both make over six-figures? Where was the world's first paper money created? What is the origin of the "greenback" nickname? What is the origin of the $ symbol for the US dollar? Each week, George and Shawn (mostly George) finds interesting articles on the internet discussing various topics, questions, advice or other information.  This week, it's a few relationship questions from slate.com (https://slate.com/business/2024/02/boyfriend-second-job-salary-personal-finance-advice.html). After that, how well do you know your money: https://trivia.fyi/m...2024-02-1535 minCrushing DebtCrushing DebtFinancial AnxietyWhat are the signs of financial anxiety? How does financial anxiety affect you? How can you handle financial anxiety? We apologize for the audio quality of last week's episode. Apparently, taking a month hiatus also impacted our recording equipment! That issue has been fixed, and the quality of Shawn's voice this week is all mother nature's fault.  George takes the lead this week, talking about financial anxiety, and how to recognize it and address it. One of the more important factors in financial anxiety is to understand that you're not alone, n...2024-02-0830 minCrushing DebtCrushing DebtLove, Loss and LedgerAfter a one-month hiatus, we are back with new episodes of The Crushing Debt Podcast! Have you experienced any life changes recently? How did those changes impact your budget? Our apologies for our silence during the month of January. In this epsidoe, we explain our absence and how it relates to both the Podcast, our daily lives, budgets, debts, medical bills, and other issues related to major life changes. This episode is dedicated to the memory of Melanie Yesner. To donate or join MY Legacy Striders, raising money for PanCAN on...2024-02-0142 minCrushing DebtCrushing DebtTechnology Tips to Save You MoneyWhat apps or websites do you use to save money? On December 8, 2023, Shawn will be speaking at the More Entrepreneur Summit 2023.  You can get your tickets here: https://bit.ly/SYSummit23 While these podcast episodes last as long as George and Shawn have content, Shawn's presentation at the summit is only five minutes, so Shawn wanted some help narrowing down all of the great technology tips to prepare his presentation. Some of the ideas Shawn & George discuss: Coupon Apps Coupon Websites Subscription Elimination Apps and Websites File Sharing websites Book-Reading and Library A...2023-11-0928 minCrushing DebtCrushing DebtGarage Sales TrainingWelcome to our bi-annual Garage Sale lesson episode of the Crushing Debt Podcast! In this week's episode, we put it all together into one over-arching sales presentation. Each year, in October and May, Shawn's neighborhood hosts a community-wide garage sale. Shawn has tested and practiced different sales techniques at these bi-annual events in a low-risk, low-pressure environment! You can listen to our previous garage sale episodes: 68 - negotiations 86 - preparation 118 - patience 168 - preparation 241 - approach 270 - target market 373 - delegate Let us know if you enjoy this episode and, if so, please...2023-10-1927 minCrushing DebtCrushing DebtThe Why of WealthDo you have a voice at the table - the financial table? Do you have your financial house in order? Did you know that men and women view and treat money very differently? Have you been on a Money Date or planned a Money Party? Are you prepared for the unthinkable? For the windfall? This week Shawn (solo, George is back next week) has Cassandra Smalley, a Certified Financial Planner, holder of the Chartered Financial Analyst designation, owner of Cassandra Smalley Wealth Managment, and author of the book "The...2023-10-0534 minCrushing DebtCrushing DebtAbsurd Purchases That People Actually MakeWhat are some ridiculous, absurd, wasteful, dumb things you've spent money on? Certainly Shawn & George have purchased things that maybe were not the smartest buys, it happens. However, in this week's episode, Shawn & George talk about a few articles we found on the internet, having a little fun (and some serious talk) about items that are maybe not the most ideal buys, although some may be ... https://thefrugalexpat.com/ridiculous-things-people-actually-pay-for-strong/ https://www.buzzfeed.com/stephenlaconte/dumb-things-people-purchased-reddit-thread https://thefrugalexpat.com/frugal-habits-that-are-a-total-waste/ What are some of the strange purchases? Have you ever bought any of these things...2023-09-0733 minCrushing DebtCrushing DebtCrush IRS DebtWhat is your biggest fear? Heights? Bugs? Public Speaking? IRS Audit? How (or what) is the biggest and baddest collection agency in the country (at least by perception)? What if you owe money to the that collection agency (i.e. the IRS)? On this week's episode, Shawn & George talk to Claudia Moncarz, owner of Moncarz Law, helping people to negotiate and settle debts with the IRS and avoid or resolve audit issues. George, Shawn & Claudia talk about How to avoid being audited by the IRS What to do if you...2023-08-0335 minCrushing DebtCrushing DebtCanceling Student Loan DebtThere's been a bit of news lately on President Biden's plan to cancel student loan debt, especially after the United States Supreme Court ruled that the President has no authority to cancel the debt without Congressional action. What are your thoughts?  Are you in favor of cancelling debt?  Against it? Recently, the New York Times came under fire for suggesting that "death" is a way to cancel student debt. Unfortunately, they are correct.  Note that neither the article, nor Shawn & George are suggesting that people hurt themselves in any way to avoid paying back student loa...2023-07-1334 minCrushing DebtCrushing DebtNo Spend ChallengeWhat is the difference between a "want" and a "need"? Can you go one day without spending money? How about one week? One Month? One Year? Shawn & George talk every week about tips and tricks and strategies to help you save money, reduce debt, and become debt free. Now, they're "putting their money where their mouth is" and taking action to help you do just that. In this episode, Shawn & George talk about their No Spend Challenge for July !! A No Spend Challenge is a freeze on spending money on things...2023-06-2934 minCrushing DebtCrushing DebtWhy Did I Receive This Letter from Freddie MacWhat is the Freddie Mac Exclusionary List, and why should you care? We done many previous episodes on the Freddie Mac Exclusionary List: Episode 32 - Freddie Mac List Episode 83 - Freddie Mac List Updates Episode 132 - Coming Off the Freddie Mac List Episode 179 - Freddie Mac's Policy Episode 262 - The Secret to Coming Off the Freddie Mac List Episode 277 - Top 5 Myths of the Freddie Mac List Episode 306 - Staying Off the Freddie Mac Exclusionary List Someone who finds themselves on the Freddie Mac Exclusionary List is prohibited from participating in a transaction where Freddie...2023-06-1529 minCrushing DebtCrushing Debt14 Steps to Financial FreedomWhat are the 14 steps to financial freedom? What is your financial personality? Your financial health? The TTCI Method? Today's guest on the Crushing Debt Podcast is a CPA, speaker, course creator, and passionate about helping people become financially free.  Bruce Scott is the territory leader of (senior partner) at PricewaterhouseCoopers Jamaica. He has an MBA, FCA, FCCA, CPA (Colorado), chartered  accountant (Jamaica), and chartered certified accountant (UK). Bruce is passionate about financial intelligence leading to financial independence, and he offers financial training in several countries on strategies and behavioral changes required to pursue a path of...2023-06-0835 minCrushing DebtCrushing DebtHow To Delegate at a Garage SaleIt's that time of year again!  Shawn's neighborhood holds garage sales twice per year, in May and October.  At each garage sale, Shawn practices some sales technique - what better low pressure enviornment to practice sales and negotiation skills? What sales technique did we practice at this year's May garage sale? Delegation! How? Shawn delegated the negotiations to his sons and allowed them to keep a percentage of what they collected from selling.  How did it work out?  Listen to this week's episode! If you want to listen to previous episodes, you can list...2023-06-0128 minCrushing DebtCrushing DebtFinance and FitnessHow does your fitness impact your finances? What is the connection between the two? I'm reminded of the meme: "I'm into Fitness. Fitness this pizza into my mouth!" People who are more healthy, typically have larger incomes and savings. Conversely financial stress can negatively impact your health. People who are more fit are more likely to get hired, have lower health care costs, more energy at work, and more mental clarity in general. This week's guest on the podcast is a long-time friend and referral partner of both Shawn & George, Moh...2023-05-2540 minCrushing DebtCrushing DebtHow To Win In Crushing DebtHow do you overcome a negative mindset? What does it mean to win? To win in life? To win in relationships? To win in finances? To win in other areas of your life? Our guest on this week's show is Brad DeMint. Brad is an account executive with Greenleaf Title, LLC (www.greenleaftitle.com) and host of the podcast How to Win with Brad Demint (www.BradDeMint.com), a podcast about life, sales, and inspiration. Listen to Brad DeMint break down important winning strategies in every area of your life. Brad teaches and coaches success!2023-05-1138 minCrushing DebtCrushing DebtMoney HacksWhat are the money hacks that you use every day? What are some that you would never do? Today George and Shawn talk about money hacks - simple things you can do to save a few dollars here or there that, when added up, amount to significant savings! For example: Unplugging Vampire Devices Making Coffee at Home Bulk Buying AC Maintenance Toilet Water Hacks Zip Up Your Pants Before Washing Extended Warranties And Others... If you want to participate with George and Shawn in a "No Spend Day" please let us...2023-05-0431 minCrushing DebtCrushing DebtOut Of Office NotificationAre you able to leave the office for a week on vacation and leave your work behind? What do you need to do prior to leaving, to make sure that your vacation is a vacation, and not just working remote from some other place?  This past week, Shawn & his family took a trip to Arizona. They were gone for a week, but Shawn left behind his iPad and laptop (he did bring  his phone, but he needed a phone, GPS, camera, etc.).  In this week's episode Shawn & George discuss what Shawn did prior to leaving, so...2023-04-2026 minCrushing DebtCrushing DebtMoney GriefWhat happens to finances in a time of loss? Loss of job, loss of family or friends, loss due to illness, loss because of a divorce?  Losses can happen to any of us at any time, but how you deal with the loss will also impact how the loss affects your finances. In this week's episode Shawn and George talk to Bobby Clark, a personal finance coach and content writer for the Clark on Money Blog. Bobby helps his clients take the stress out of their personal finances, stop living paycheck to paycheck, plan for t...2023-04-1331 minCrushing DebtCrushing DebtMoney SchemesWhat can you do to make more money quick? Does quick money mean dishonest money? Last week George and Shawn talked about Money Scams. This week, it's get rich quick schemes, but which ones are legitimate and which ones can get you into deeper debt? Ponzi or Pyramid Schemes Online Courses Coaching (sorry George) Multi-Level Marketing (MLMs) What other "schemes" have you tried? Which have worked and which were ... ummm ... less than successful? Let us know if you enjoy this episode and, if so, please share it with your friends! 2023-04-0636 minCrushing DebtCrushing DebtMoney Scams! - Episode 366Do you have a rich relative who died left you with a bunch of money? Are you being romanced by someone who will come see you, but only if you buy them a plane ticket? Do you get random requests to buy gift cards for someone in trouble? Beware of money scams!  The fraudsters are out there and getting smarter.  Some popular scams are: Deed Copies Romance Scams Phishing Scams Probate Scams Timeshare Scams Ransom Scams Bogus Debt Bot Accounts Gambling / Online Games Wire Fraud, and Unclaimed Funds In this week's ep...2023-03-3029 minCrushing DebtCrushing DebtConstructing Success - Classic EpisodeAre you looking to make your business grow? Do you want referrals to help you grow your business? Do you understand each prospect’s behavioral style? Would you like to be able to define a unique selling position that separates you from your competitors? This week is a rebroadcast going all the way back to (when we were the Yesner Law Podcast) Episode 7 - Constructing Success with Jason Avery! Constructing Success is a consulting firm that supports entrepreneurs through the challenges of growing their small businesses. Jason helps discuss th...2023-03-2312 minCrushing DebtCrushing DebtLifestyle CreepWhat is lifestyle creep? Do you feel the need to keep up with the Joneses? Do your expenses increase as your income increases? Years ago, Shawn's father taught him that your expenses do not have to grow proportionately to your income.  In other words, just because you make more money doesn't mean you have to spend less money. Unfortunately, it seems like some people spend more as they make more.  Their lifestyle creeps to the more expensive as they get more income. More disturbing, some people are using their credit cards as...2023-03-1631 minCrushing DebtCrushing DebtOrganize Your MoneyHow does ADHD effect money? Budgeting? What are some tips or tricks to work with money while dealing with ADHD? In this week's episode, Shawn & George interview Tamika Howell.  Tamika is a Financial Educator who teaches busy and easily distracted Black women how to align their money with their values through one to one coaching and educational content on various social media platforms. Her primary focus is budgeting, saving, and debt management for those overwhelmed by their finances and unsure where to start. Tamika knows the feeling firsthand. As a Black woman living with ADHD, s...2023-03-0926 minCrushing DebtCrushing DebtLease or Buy a Car?Should you lease or buy? In this week's episode, Shawn and George discuss that age-old question, is it better to lease or buy a car?  George bought his cars. Shawn bought one (his wife's) and leases another (his). But which one is the better choice for you? Some of the Pros of leasing a car: lower monthly payments, drive a better car for less money, get a new car every three years or so, lower maintenance costs because the car is newer or under warranty, and loyalty programs when you get a new car from t...2023-03-0233 minCrushing DebtCrushing DebtHustle & Grind is the New StupidDo you have a commercial profitable enterprise that works without you? Are you getting paid while you sleep? Or do you have a job? Shawn & George attended The Largest Networking Event in Tampa Bay last week and in this episode discuss lessons they learned from ActionCOACH Founder Brad Sugars, like: Hustle & Grind is the New Stupid If you're not getting paid while you sleep, you don't have a business How to set daily goals for your company Telephone Scripts to maximize revenue per client Raising prices Why discounting kills businesses Get Off...2023-02-2431 minCrushing DebtCrushing DebtMy Landlord Died! What now?What questions do you have for us here on The Crushing Debt Podcast? In today's episode, Shawn & George answer some of the most popular questions they receive, like: My landlord died. Is my lease still valid? Can I shut down my business to avoid paying back business debt? Should I stay in a bad job just because they offer a 401k (or any other benefits)? Should I pay debt or invest the money? Some of these questions are blog posts that you can find at the links below: My Landlord Died, Is My Lease...2023-02-1633 minCrushing DebtCrushing DebtYour Kids, Their MoneyHow do you talk to your kids about money? What books about money have influenced you that you want to share with your kids? This week's guest, Clifton D. Corbin, MBA, PMP, was a business consultant with over two dozen decades of experience when he left the office to become a full time stay-at-home dad. During this time, he authored his first book, Your Kids, Their Money: A Parent's Guide to Raising Financially Literate Children, which focuses on providing parents with the skills and tools to teach financial literacy to ther children. While r...2023-02-0932 minCrushing DebtCrushing DebtFinancial Trainwrecks!Trainwrecks, car accidents, calamities, and disasters are all things you want to avoid, but all things that you cannot look away from when they happen. But what happens when the trainwreck is financial, and how do you avoid them? In today's episode, Shawn & George talk about some of the financial trainwrecks they've seen or experienced over the years, along with some tips to avoid them, including: Gambling Ponzi Schemes Wire Transfer Fraud Crypto Currency Guarantees Payday Loans Short Term Business Funding Loans / Receivable Loans And Others  What Financial Trainwrecks have you seen over t...2023-02-0237 minCrushing DebtCrushing DebtMake More Money ... NetworkingWhat are your best ideas for networking an event? Do you go to events looking to buy or sell? Do you give your card to everyone there - throwing them out like they were ninja throwing stars? Do you have a goal, or do you go to networking events just to socialize? The Largest Networking Event in Tampa Bay is Friday, February 17, 2023 and Yesner Law is a sponsor. ActionCOACH Tampa Bay is the host company for the event and our friends there provided us with 10 tips (and 2 bonus tips) to network...2023-01-2631 minCrushing DebtCrushing DebtMoney Myth BustersAre credit cards evil? Is it normal to have a lot of debt? Do you need to spend money to make money? Does your salary dictate your wealth? Do you need to budget? Is budgeting painful? In this week's episode, Shawn & George tackle some popular money myths and explain why they are untrue, or why Shawn & George don't buy into them (bad pun intended). You can listen to our previous episode about money myths, our interview with Rachel Nohlgren of Mustard Seed Advisors of Raymond James, here: https://yesnerlawpodcast.libsyn.com...2023-01-1937 minCrushing DebtCrushing DebtThings That Make You Say HmmmWhat is the most expensive thing you've ever bought that wasn't a house or a car? Have you ever eaten food from the floor? Have you ever stolen money from your parents? When was the worst time that you threw up? What was your worst workplace experience? Would you stop talking to all of your friends for a million dollars? How are all of these questions related? In this week's episode, Shawn & George answer these questions and the money lessons that these stories taught them...2023-01-1231 minCrushing DebtCrushing DebtMillionaire MindsetWhat do millionaires do differently than the rest of us? How can you incorporate secrets of millionaires to become one yourself? In this week's episode, George and Shawn talk about the mindset of millionaires, how that mindset differs, and what you can do to incorporate that mindset into your life.  Links to the books mentioned in today's episode: Secrets of the Millionaire Mind by T. Harv Eker: Amazon.com: Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth (Audible Audio Edition): Charles Constant, T. Harv Eker, HarperAudio: Books The Millionaire Next Door b...2023-01-0528 minCrushing DebtCrushing DebtSMARTY Pants Goals 2023Welcome to the last Crushing Debt Podcast episode ... of 2022 !! Do you set goals every year? Did you accomplish what you set out to do in 2022? What are your 2023 Goals? In this week's episode, Shawn and George talk about 2023 goals, how to set your goals and why they should be S.M.A.R.T.Y. pants goals. They also discuss some of their 2023 goals, specifically around the podcast, personally, for their families and for their businesses. It's also that time of year - Podfest 2023 is just around the corner. For more i...2022-12-2926 minCrushing DebtCrushing DebtMore Money, More Time, More Fun SummitWhat would you do if you could make more money, have more time, and have more fun? What would your life look like? This past week, Shawn was a speaker at the More Money, Time & Fun online Summit, hosted by our friend and frequent guest, Tiffanie Kellog. In today's episode, Shawn and George talk about how to have more money by having less debt. This topic mirrors Shawn's second book, Become Debt Free in One Hour or Less. Specifically, getting educated around: (1) how to make money and what to do with it, (2...2022-12-2236 minCrushing DebtCrushing DebtDude, It's My Birthday!Why do you do what you do? What do you do on your birthday? On this week's episode, George interviews Shawn for his 50th Birthday, which is today (if you're listening on the day the episode is released)! Why did Shawn become an attorney?  What stories does he share on his journey to helping people have more money at the end of the month, rather than month at the end of the money? Today's episode is a little outside the norm, as Shawn answers the questions rather than asking them. 2022-12-1531 minCrushing DebtCrushing DebtCan I Retire Already!Q: When do you want to retire? A: Yesterday! But how do you plan to retire early? What if your retirement is "forced" by being terminated, or having a medical condition that causes you to be unable to work? In this week's episode, Shawn & George talk about different strategies so you can retire early, whether by choice or by force, such as: Getting a second job or side hustle; Applying for assistance (such as Social Security, Disability or Unemployment); Using your savings or investments; Or using bankruptcy as an option...2022-12-0828 minCrushing DebtCrushing DebtTurkey Time! EpisodeEach year, we release a show describing what we're thankful for - and there's no better time for that than Thanksgiving. In the early years of the show, we skipped a "Thanksgiving" episode because Shawn thought "who is going to listen on Thanksgiving Thursday? Of course, our listeners listen to shows on different days of the week, and sometimes weeks, months or years after a particular episode is released. Of course, we're happy for all of you listening to the show! We're thankful to our guests, and sponsors as well.  This year, we're thrilled to a...2022-11-2726 minCrushing DebtCrushing DebtWhen Emergency Funds Run DryIf you have built up your emergency fund, nice work!  If not, there is still time to do so. However, what can you do if you need to use it and those funds run dry? Shawn & George discuss an article written by Quentin Fottrell for MarketWatch.com titled "Living paycheck-to-paycheck has become the norm: Inflation takes its toll on American finances as emergency funds run dry." You can find the article here: 'Living paycheck-to-paycheck has become the norm': Inflation takes its toll on American finances as emergency funds run dry - MarketWatch Some o...2022-11-1729 minCrushing DebtCrushing DebtThe Perfect Business Finance Education ClassWhat financial topics would you make sure business owners knew and understood before opening their businesses? Back in Episode 330, we talked about the Personal Finance Education Bill (HB 1054) that became law in Florida as of July 1, 2022, and requires a financial literacy course as a prerequisite to high school graduation. In that episode Shawn & George designed the perfect personal financial course! We thought it would be fun if, after designing the perfest personal financial course, if we got a call from Governor Ron DeSantis to design the perfest business financial course! We go through c...2022-11-1033 minCrushing DebtCrushing DebtProtect Your SH...tuffAre you a ghost in the public records? Do you need to be? Do you get your asset protection advice from TikTok (any advice for that matter)? Have you completed your business succession planning, or business estate planning? On this week's episode of the Crushing Debt Podcast, George and Shawn welcome Jason Sampson, co-founder of Fortress Asset Protection, and founder of Venerable Law. Jason focuses on a wide array of business matters, from start-ups to business succession planning, and everything in between.  Jason has been a practicing attorney for well over two decades. H...2022-10-2738 minCrushing DebtCrushing DebtHappy Business, Happy Partner, Happy LifeWhen you think of balance, what does that mean to you? Are you working your business, or is your business working you? Does your business provide you with the life you desire? How do you balance your business so you can have the life & health you want? In this week's episode, George and Shawn provide practical tips on helping you to obtain balance, in your work and in your life, so that you can create whatever life you choose. The old saying "happy wife, happy life" can be expanded to "happy...2022-10-2030 minCrushing DebtCrushing DebtCrazy About MoneyDo you have positive or negative feelings about money? Do you know your "money type" - Amasser, Hoarder, High-Roller? Are you in balance spiritually, financially and physically? Are you able to navigate a money crisis? This week, George and Shawn talk to Maggie Baker, PhD, a practicing psychologist for 30 years, who offers services for anxiety, depression, relationship issues, trauma, ADHD/ADD and money behavior issues. Dr. Baker works with individuals, couples and families as well as facilitate group psychotherapy. Dr. Maggie's book, Crazy About Money Crazy helps readers identify...2022-10-1336 minCrushing DebtCrushing DebtJust Say No!Do you feel overwhelmed at times? Do you feel like you have too much on your plate? Are you worried that you might let people down if you say no? Shawn felt that way prior to recording this week's episode, which gave George a great opportunity to talk Shawn (as well as any other listeners) "off the ledge" and give us all permission to say "no" in a polite way, from time to time. How easy is it for you to say "no?"  We would love to get an email or c...2022-10-0627 minCrushing DebtCrushing DebtOvercoming Financial Trauma - Episode 340How do you manage financial trauma? What is financial trauma? How does financial trauma present itself? Is financial trauma a good thing or a bad thing? In this week's episode, George and Shawn talk about financial trauma, abundance and scarcity mindset, how childhood impacts financial trauma, how financial trauma may present itself, and how to manage financial trauma so that it does not become crippling or cause someone to "bury their head in the sand." Let me know if you enjoy this episode and, if so, please share it...2022-09-2933 minCrushing DebtCrushing DebtNavigating InflationHave you felt the impact of inflation over the last six months? Over the last twelve? If so, how has it impacted you? What habits or behaviors have you changed because of inflation? A few weeks ago, Shawn attended FinCon 2022, an annual seminar to help "personal finance content creators and brands create better content, reach their audience, and make more money." This year FinCon was in Orlando, and we could not pass up the opportunity to get additional education around personal finance topics and make some great connections in the space. Next year...2022-09-2235 minCrushing DebtCrushing DebtMoney and RelationshipsThings you tell your attorney are attorney-client privileged. As attorneys we cannot share confidential information with anyone. But what happens in bankruptcy court when financial information has to be disclosed to the trustee by one spouse, that was unknown by the other spouse? In this week's episode, Shawn and George talk about stories relayed by different bankruptcy attorneys of when financial infidelity gets discovered, like: When one spouse gave the other money to make mortgage payments, but the spouse used that money instead for something else. When the engagement ring is fake but the receiving spouse...2022-09-1529 minCrushing DebtCrushing DebtGood Credit Does Not Have To Equal Debt!Is all debt bad? What is your strategy around incurring debt? What do you want to accomplish using credit and debt? What is your plan to improve your credit score and reduce your debt? This week, we interview David Dishman, owner of 12 Point Life and a consumer credit expert with more than two years experience helping families decrease their debt and increase their credit to achieve their goals.  George and Shawn talk to David about a lot of different topics, including: Credit Cards (and rewards) Credit Score Credit R...2022-09-0938 minCrushing DebtCrushing DebtFinding and Keeping Happy EmployeesWas the "Great Resignation" caused by COVID-19? How can you decrease the likelihood that good employees will leave? How can you decrease the likelihood that terminated employees may sue? How can you find and keep happy employees? Attorney April Goodwin, of The Goodwin Firm, joins Shawn and George today in studio to talk about finding and keeping happy employees. April's practice focuses on employment law (mostly representing employers) and pet law. We talked to April about pet law back in Episode 229 - Emotional Support Peacocks. In today's episode April...2022-08-1833 minCrushing DebtCrushing DebtMaking Time to Crush Your DebtWhat would you do with an extra month this year? Every year? How is your cell phone costing you time when you could instead be making money? How can you trade money for time? This week's guest is making her fifth appearance on the show! Our friend Tiffanie Kellog is back to talk about her program 13 Months a Year! Tiffanie helps her clients MAKE MONEY, SAVE TIME and have FUN! Whether sharing her expertise (with her southern accent) on referral marketing, networking or maximizing your time, Tiffanie will knock the socks...2022-08-0437 minCrushing DebtCrushing DebtWho Owns My House?As housing prices have appreciated, we have seen less foreclosures and short sales - they're not gone, but clearly reduced in number recently. The trend we've seen in an increase in other types of lawsuits with the increase in property values. In particular, I have many more partition lawsuits in the office than I did a year or even six months ago. In a partition lawsuit, two co-owners are fighting over whether to sell a jointly owned home, and when sold how much does each owner receive from the sale. Typically, partition lawsuits arise between...2022-07-2832 minCrushing DebtCrushing DebtLiving a Spectacular Life, My Referrals for Life CommunityThis week's episode was recorded during a Referrals for Life social at my house. I had 5 guests: Tom Fleming- TomF@BNI.com (BNI Executive Director and Asentiv Trainer) Rob Kellog - Rob@FastBreakMarketingTeam.com (Fast Break Entertainment and Brewing Up Business) Tiffanie Kellog - TiffanieK@asentiv.com (Asentiv Trainer, Fast Break Entertainment and Brewing Up Business) Jason Avery - Jason@AveryHomeRemodeling.com (Avery Construction, Asentiv Trainer, Constructing Success, Inc., and a new Cabinet Company startup) Dr. Marnita Sandifer - SpaCafe@RoadRunner.com (Spa Cafe and BNI Trainer) 2017-08-2413 minCrushing DebtCrushing DebtShawn Interviews Tiffanie Kellog who Interviews ShawnIn this Episode of the podcast, we have our friend Tiffanie Kellog back for an interview.  Tiffanie has a new book out, Knock the Socks off your Audience, to go along with her first book 4 1/2 Networking Mistakes and its accompanying workbook, Networking for Results. In this episode of the podcast, Tiffanie turns the tables and interviews me on what makes a good referral for Yesner Law, using some of the techniques she writes about in her books. You can find and order Tiffanie's books on Amazon. If you want to contact me, you ca...2017-02-0911 min