Shows
Shie Loves FinanceEp 19: Old Age Security (OAS) Tagalog Part 2: Clawback, Retiring in the Philippines, When to take it out?Understanding OAS (Old Age Security) - PART 1 https://www.youtube.com/watch?v=jZMcvHp7GLsPhilippines/Canada Agreement: https://tinyurl.com/4b23yannIn this second part of our OAS video, you’ll find out what happens to your OAS if you want to retire in the Philippines. You’ll learn that through a social security agreement between countries, you might still get a partial OAS even if you haven’t lived in Canada for 20 years.I’ll also explain how the OAS recovery tax, also called the OAS clawback, works—and what you can do to avoid it or pay less of it...2025-05-0615 minShie Loves FinanceEp 18: Understanding OAS (Old Age Security) - Part 1 (Tagalog)In this video, you'll understand what OAS (Old Age Security) is and how it works here in Canada. I’ll explain the eligibility requirements for OAS, even if you're a Temporary Foreign Worker (TFW) right now. You’ll also learn what factors determine your benefit, how to figure out how much you’ll receive, and what happens to your OAS when you die.===================================🔥 Don’t forget to subscribe and hit the bell for more videos on financial planning, saving for college, and all things related to personal finance in Canada!💬 Comment below if you have any questions about this important gove...2025-05-0610 minShie Loves FinanceEP 17: Understanding the Canada Pension Plan (CPP) - Part 2 TagalogIn the second part of our video on the Canada Pension Plan (CPP), we’ll dive into important topics that could affect your retirement planning. We’ll explore: • Why you might want to consider starting your CPP earlier than expected • What happens to your CPP if you choose to retire abroad, specifically in the Philippines • Whether you’re entitled to CPP benefits as a temporary foreign worker • What happens to your CPP if you pass awayJoin me as I break down these key insights to help you make informed decisions about your CPP and your future.2025-05-0611 minShie Loves FinanceEP 16: Understanding the Canada Pension Plan (CPP) - Part 1 TagalogIn the first part of our video on the Canada Pension Plan (CPP), we’ll cover the basics: What CPP is, how it works, and the factors that affect your benefits. We’ll explain who needs to contribute and how those contributions add up over time. We’ll also go over the eligibility requirements so you’ll know when you can start receiving benefits. Plus, we’ll discuss what happens if you choose to take your CPP early or later. This section will give you a clear understanding of CPP and how it impacts your retirement planning. 2025-03-2411 minShie Loves FinanceEP 15: Why You Should Consider Starting a BUSINESS in Canada (Tagalog)Starting a business in Canada is more than just a career choice—it’s about building something meaningful. It’s a powerful step toward freedom, success, and financial security. It puts you in the driver’s seat, allowing you to take control of your time, decisions, and future while developing valuable skills that will serve you for life.Beyond personal and professional growth, the financial rewards are significant. Business owners can take advantage of tax deductions on home office expenses, travel, marketing, and many other write-offs—keeping more money in their pockets and allowing them to reinvest in their business...2025-03-2421 minShie Loves FinanceEP 14: 5 RED FLAGS to Watch for Before Buying Life Insurance in Canada!Thinking of getting life insurance? 🤔 Don’t fall for these common traps! 🚨 In this video, I share the 5 biggest red flags to watch out for before buying life insurance in Canada. I’ve been there, and I don’t want you to make the same mistakes! Learn how to protect yourself and make informed decisions. 💡💰2025-03-0717 minShie Loves FinanceEP 13: RRSP - What You Should Know? RRSP Loan, Home Buyer's Plan (HBP)Tax season na naman! Problemado kana naman dahil baka magbayad ka naman ng malaking tax this year. Panoorin mo itong video na ito para maintindihan mo kung paano ba talaga napapaba ang taxes mo just by using RRSP na pwede pang makatulong sa iyong retirement money in the future. Sa video na ito ay paguusapan natin ang mga common misconceptions ng Pilipino pagdating sa usaping RRSP. Paguusapan din natin dito how you can get a big tax break by using an RRSP loan, and how an RRSP can help you save for your first home through the Home Buyers...2025-03-0723 minShie Loves FinanceEP 12: Debunking Common MYTHS About Life Insurance in Canada (Tagalog)Let’s clear up the common myths about life insurance that are holding many Filipinos in Canada back from securing their financial future. From the misconception that life insurance is only for older people to the belief that employer-provided coverage is enough, we’re here to set the record straight. Life insurance is important for everyone—no matter your age, health, or stage in life.In this video, we’ll explain why life insurance matters, how to pick the right policy based on your goals, needs, and budget, and why you shouldn’t rely only on your employer’s coverage. Yo...2025-03-0725 minShie Loves FinanceEP 11: RESP in Canada Full Beginner's Guide in Tagalog (Tips and Things to Avoid)In this video, we break down everything you need to know about the Registered Education Savings Plan (RESP) in Canada. Whether you're saving for your child's future education or want to learn about RESP benefits, government grants, and how to get free money for post-secondary education, this guide is for you!We’ll cover: • What is RESP and how can your child benefit from it? • RESP government grants (like the Canada Education Savings Grant - CESG) • Additional grants in RESP, Canada Learning Bond • What to do when you’re ready to access RESP funds for your child’s post-secondary education •...2025-03-0532 minShie Loves FinanceEP 10: FHSA in Canada Simplified for Beginners (Tagalog)The First Home Savings Account (FHSA) is a valuable financial tool introduced in Canada to help first-time homebuyers achieve their goal of homeownership. It combines the features of a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) to maximize tax advantages and encourage effective savings. This innovative account addresses the financial challenges many Canadians face when saving for their first home.In this video, I’ll break down everything you need to know about the FHSA in a simple and clear way, so you can fully understand and take advantage of this fantastic opportunity to save fo...2025-03-0515 minShie Loves FinanceEP 09: RRSP in Canada Explained & Simplified for Beginners - Part 2This video is the continuation of our RRSP (Registered Retirement Savings Plan) series. How do taxes work in Canada? And is an RRSP the right choice for you? There’s a lot to know about this powerful financial tool, and by the end of this video, you'll have a clear understanding of how an RRSP works, how it can help you save on taxes today, and how it can also be a valuable way to invest for your future. Whether you're new to the concept or looking to maximize your RRSP, this video will give you the confidence to ma...2024-12-0417 minShie Loves FinanceEP 08: RRSP in Canada Explained & Simplified for Beginners - Part IToday, let's talk about the RRSP (Registered Retirement
Savings Plan). How do taxes work in Canada? And is an RRSP the right choice for you? There’s a lot to know about this powerful financial tool, and by the end of this video, you'll have a clear understanding of how an RRSP works, how it
can help you save on taxes today, and how it can also be a valuable way to invest for your future. Whether you're new to the concept or looking to maximize your RRSP, this video will give you the confidence to make informed decisions ab...2024-11-2819 minShie Loves FinanceEP 07: Common TFSA Mistakes in CanadaBy avoiding these common mistakes, you can maximize the benefits of your TFSA, allowing your savings and investments to grow tax-free over the long term. Keeping track of your contributions, diversifying your investments, and using the TFSA for its intended purpose of long-term growth are key strategies for success.
If you’re ready to take control of your finances and make your money work for you—tax-free—then hit that play button and let’s dive in!2024-11-2013 minShie Loves FinanceEP 06: TFSA in Canada SIMPLIFIEDA Tax-Free Savings Account (TFSA) is your ultimate financial tool for
building wealth—whether you’re saving for retirement, a big purchase, or simply
looking to earn more from your investments.
In this video, we’ll break down how the TFSA works, its amazing benefits,
and why it should be a cornerstone of your financial strategy. From tax-free
investment growth to the ability to withdraw your money anytime without
penalties, a TFSA offers flexibility and growth potential that can help you
reach your financial goals faster.
We’ll cover:
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What is a TFSA? The basics you nee...2024-11-1415 min
The Wealth Whiz PodcastEP 27: Hard Truths About Filipino Finances: Canada Start LaunchIn this episode, I’m diving into something deeply personal and essential for our Filipino community here in Canada: the journey to financial stability ✨As Filipinos, we often prioritize supporting family and community above all else—a value I hold dear. But sometimes that commitment leaves us struggling with our own finances or feeling that talking about money is somehow “off-limits.”Today, I’m introducing Canada Start, an initiative that’s all about empowering our community with practical financial knowledge.I’ll share my own experiences and reflections on the financial habits many of us grew up wi...2024-11-0610 minShie Loves FinanceEP05: Iwasan ang mga MALING Financial Advice2024-11-0515 minShie Loves FinanceEP04: Ilan sa mga Registered Accounts dito sa CANADAMahalaga na maintindihan mo kung ang mga benefits at advantages ng mga CRA approved registered accounts dito sa Canada para sa tamang pagmamanage ng pera
base sa mga short-term and long-term goals mo. Ang mga accounts na ito ay nagbibigay ng kanya kanyang advantages pagdating sa taxes, flexibility, at mga pagooptimize ng iyong pera para mas Madali mong maabot ang iyong mga financial goals.2024-10-2921 minShie Loves FinanceEP03: Bad Money Habits nating mga PINOY dito sa CANADAMahirap makaipon kapag hindi maganda ang iyong indset pagdating sa pera dahil ang pananaw at saloobin mo ay malaki ang epekto sa iyong mga desisyon sa iyong finances.
Kung wala kang tiwala sa iyong kakayahan na amahalaan ang pera, madali kang madala sa mga impulsive na desisyon, na nagiging sanhi ng pagkakaroon ng utang at kakulangan sa ipon. Kaya mahalaga ang pagkakaroon ng positibong mindset at tamang kaalaman tungkol sa pamamahala ng pera upang makapag-ipon ng maayos at matamo ang iyong mga financial goals dito sa Canada.2024-10-2725 minShie Loves FinanceEP02: Mahalaga ba ang FINANCIAL PLANNING dito sa CANADA?Sa Canada, kung saan palaging nagbabago ang mga oportunidad at ang ekonomiya, napakaimportante talaga na maintindihan mo ang halaga ng financial planning. Kapag mayroon kang maayos na financial plan, mas madali mong haharapin ang mga hindi inaasahang pagsubok pagdating sa iyong finances.
Kung ilalaan mo ang oras at effort sa magandang financial planning, parang nag-iinvest ka para sa sarili mo at sa iyong kinabukasan. Pinapangalagaan nito ang iyong kasalukuyan habang naghahanda para sa mga susunod na henerasyon. Sa ganitong pagiisip, mas madali kang umunlad sa mabilis na nagbabagong mundo ng ekonomiya, at siguradong ikaw at ang iyong...2024-10-2615 min
Shie Loves FinanceEP01: Alamin mo ito bago ka kumuha ng Insurance sa CANADABago ka kumuha ng insurance sa Canada, napakahalaga na magkaroon ka ng tamang kaalaman tungkol dito. Ang pag-unawa sa mga uri ng insurance, coverage, premiums, at proseso ng pag-claim ay makakatulong sa iyo na makuha ang proteksyon na talagang akma sa iyong pangangailangan. Kung hindi ka mag-iingat, maaari kang makakuha ng insurance na hindi angkop para sa iyo, na maaaring magdulot ng financial stress sa hinaharap. Kung may nag-aalok sa iyo ng plan na tila sobrang ganda para maging totoo, ito ang oras upang mag-research at magtanong nang mabuti.
Isang susi sa tagumpay ay ang pagkakaroon ng...2024-10-2309 min