Sofiia Salimova - Podcast Details

Shows

In Her Wallet96. Career Pivots, Confidence & Getting Hired in 2025 — What Every Woman Should Know | Amanda Sayfy, Dress for Success VancouverJob hunting in 2025 looks different — and for many women, it comes with added challenges: layoffs, confidence gaps, career pivots, and navigating a job market that’s constantly evolving. In this episode, I’m joined by Amanda Sayfy, Executive Director of Dress for Success Vancouver, to break down how women can rebuild their confidence, advocate for themselves, and land meaningful work.We talk about:The biggest mistakes women make in job searches — and how to avoid themHow to prepare for interviews and negotiate your salary with confidenceCareer pivots after layoffs or life...2025-05-1529 min

In Her Wallet95. Tariffs, Inflation & a Shaky Economy: What It Really Means for Your Money | Seth AllenIs the economy in trouble? Headlines are swirling about inflation, new tariffs, market dips, and global trade tensions — and if you’re feeling overwhelmed, you’re not alone. In this episode of In Her Wallet, I’m joined by Seth Allen, Senior Portfolio Manager at Cadence Financial Group with Raymond James, who brings over 25 years of experience breaking down the markets and helping investors stay calm during times of uncertainty.We cover:What tariffs actually are (and why governments use them)How trade tensions affect prices at the grocery store, in fashion, and beyondWhat Canadian...2025-05-0233 min

In Her Wallet94. Are Designer Bags a Good Investment? How to Buy & Resell for Profit | Mine & Yours Founder Courtney WatkinsCan a luxury handbag actually make you money? In this episode of In Her Wallet, I sit down with Courtney Watkins, founder of Canada’s leading pre-loved designer fashion store, Mine & Yours, to talk about turning handbags into smart financial investments.You’ll learn:✅Which designer bags hold their value best✅ How to spot a good investment bag✅ What to know before you buy or resell a luxury handbag✅ Tips for maximizing resale value (yes, receipts matter!)✅ How to shop more sustainably through resale✅ Red flags t...2025-04-1734 min

In Her Wallet93. Do You REALLY Need Engagement Ring Insurance? Jeweler Dustin Lemick Explains!What happens if your engagement ring gets lost, stolen, or the diamond falls out? Would you be covered—or would you be out thousands of dollars?In this episode, I sit down with Dustin Lemick, a third-generation jeweler and founder/CEO of BriteCo, to break down everything you need to know about engagement ring insurance and how to protect your jewelry the right way.Topics covered:How much does engagement ring insurance cost? (And what it actually covers)Should you add your ring to homeowners or renters insurance? (Pros & cons)The biggest myths about je...2025-03-1233 min

In Her Wallet92. Self-Employed Taxes 101: Maximize Write-Offs & Avoid CRA Mistakes with CPA Cindy KumarSelf-employed? Learn how to save money on taxes, maximize write-offs, and avoid CRA mistakes in this episode of In Her Wallet!In this episode, host Sofiia sits down with Chartered Professional Accountant Cindy Kumar to break down self-employment taxes and how freelancers, consultants, and small business owners can navigate tax season with confidence.Topics covered:Key differences between taxes for employees vs. self-employed individualsSmart tax deductions & common write-off mythsAudit triggers & how to avoid red flags with the CRAShould you incorporate? The pros & cons for tax savingsHow accountants add value beyond tax software like TurboTaxMaximizing...2025-03-0539 min

In Her Wallet91. Love & Money: Financial Warning Signs in RelationshipsIn episode 91 of In Her Wallet, we’re talking about something just as important as love in a relationship—money. Financial compatibility can make or break a relationship, yet so many people ignore the warning signs until it’s too late.In this episode, we’re diving into:🚩 The biggest financial red flags that can signal deeper issues in a relationship💰 Why money habits matter more than income differences🔍 Real-life stories of financial secrecy, overspending, and hidden debt🔒 5 ways to protect yourself financially—whether you're dating, engaged, or in a long-term partnershi...2025-02-1219 min

In Her Wallet90. Your First $1,000 Investment: Where to StartIn episode 90 of In Her Wallet podcast, I’m tackling one of the biggest financial questions: How do you invest your first $1,000? If you’ve been wanting to start investing but feel overwhelmed by where to begin, this episode is for you!! I’m breaking down everything step by step—how to define your investment goal, whether to choose a TFSA, RRSP, or FHSA, and the best beginner-friendly options like ETFs, robo-advisors, or individual stocks. Plus, I’ll share a funny story about how my husband and I took very different approaches to investing in Uber, and what that...2025-02-0524 min

In Her Wallet89. How I’m Building My Personal Board of Directors to Level Up My LifeIn Episode 89 of the In Her Wallet podcast, I’m sharing how I’m building my Personal Board of Directors this year—a concept that could be a total game-changer for your career, personal growth, and life goals. You’ll hear: What a Personal Board of Directors is and why it matters. The step-by-step process I used to define my goals, identify key roles, and select the right people for my board. How to approach potential members with clarity and intention, and set up a framework that works for both sides. 2025-01-2928 min

In Her Wallet88. Are Any of These 7 Financial Red Flags Holding You Back in 2025?In episode 88 of In Her Wallet podcast, I’m diving into the 7 financial red flags that might be holding you back in 2025. These could be personal habits or behaviors you’ve noticed in yourself or others—like your partner or family members—that silently sabotage financial health. I’ll share personal stories for each red flag and the solutions that have worked for me, giving you practical steps to tackle them head-on. This episode is all about helping you reflect, reset, and make smarter financial decisions this year—starting today! Resources referenced: Check out Monthly Budg...2025-01-2331 min

In Her Wallet87. What's In and What's Out: My Blueprint for an Incredible 2025Welcome to the first In Her Wallet episode of 2025! In this solo episode, I’m sharing my ultimate “Ins and Outs” list for the new year, diving into everything from wellness habits and mindset shifts to fashion upgrades and personal growth tools. Plus, I kick things off with a little life update—it’s been a month since we last caught up, and so much has happened! 💌 Don’t forget to subscribe and rate the show—it helps me grow the show and bring on amazing guests. And if you have topics or guests you’d love to hear, drop me a...2025-01-1635 min

In Her Wallet86. Why Put Your Vision Board in the Shower and How to Unlock the Surface Area of Luck with Jaiya VarshneyIn Episode 86 of In Her Wallet podcast, I’m joined by my friend and fellow vision board enthusiast, Jaiya Varshney. She’s the co-founder of Tydra Labs, a startup in the sustainable fashion and textile space, and she has some incredible fresh insights about vision boards that completely changed how I think about them—including why she keeps a laminated one in her shower! Together, we chat about: How vision boards work and why they’re more than just pretty pictures. How to balance big dreams with realistic goals. How to find the right images and choose b...2024-12-1847 min

In Her Wallet85. Simple Strategies to Grow Money and Build Financial Confidence in 2025 with Fidelity Investment's Michelle MunroIn episode 85 of In Her Wallet podcast, Sofiia sits down with Michelle Munro, Director of Tax and Retirement Research at Fidelity Investments Canada, to help you prepare for a financially successful 2025. Together, they explore practical steps for building wealth, creating financial security, and navigating life’s big money decisions with confidence. Michelle shares actionable insights on starting your investment journey, balancing short- and long-term financial goals, and planning for retirement—all tailored to the unique challenges women face today. Whether you’re just starting to invest or looking to refine your financial strategy, this episode is packed with e...2024-12-1129 min

In Her Wallet84. Birthday Special: My Best Life Hacks, Dopamine Menu, Wedding Planning and Plans for 2025In episode 84 of the In Her Wallet podcast, my sister Aleksa takes over the mic to interview me ahead of my 29th birthday! We’re talking about my favourite life hacks, what’s on my dopamine menu, behind-the-scenes insights from wedding planning, and my plans and vision for 2025. It’s a mix of reflection, vulnerability, and inspiration that I hope will resonate with you. My hope is that the lessons and hacks I share in this episode will inspire you and give you some fresh ideas as you plan for your own 2025 goals. Let’s celebrate growth, new begi...2024-12-0543 min

In Her Wallet83. How to Ask for What You Want at Work and Give Feedback to Senior Management with Olessia LapinaIn this episode of In Her Wallet, I’m excited to welcome back Olessia Lapina for an insightful chat about how to ask for what you want at work. Whether it’s going for that big promotion, taking on exciting new opportunities, or even giving feedback to senior management, we’re breaking it all down. We’re also diving into some of the challenges women face—like feeling overlooked or undervalued, especially in male-dominated industries. Olessia shares her expert advice on how to stand out, build strong relationships with decision-makers, and tackle those tricky conversations with confidence. If y...2024-11-2849 min

In Her Wallet82. From Spirituality to Day Trading and Making $4,000 in a Single Day with Liza SpiritIn episode 82 of the In Her Wallet podcast, Sofiia sits down with Liza Spirit to talk about a topics that’s been requested many times: day trading! From breaking down the basics to sharing her personal strategy, Liza pulls back the curtain on what it’s like being a futures day trader. We chat about how day trading stacks up against investing, how much money you need to get started, and whether it can be done as a side hustle or required to be a full time gig. Liza also opens up about her biggest lessons learned, the...2024-11-2149 min

In Her Wallet81. "I'm Not Afraid of Being Poor": A Real Talk On Money, Career and Resilience with Tara OsipoffIn Episode 81 of the In Her Wallet podcast, I sit down with my friend Tara Osipoff for a real and raw conversation about money, career, and resilience. Tara’s journey is anything but ordinary, and one of her most powerful insights is that she’s not afraid of being poor—a mindset that has allowed her to take bold, calculated risks and continuously evolve her life. In this episode, we dive into the lessons Tara has learned from her life's highs and lows, how she built her financial habits, and her advice for anyone looking to take charge...2024-11-1432 min

In Her Wallet80. Why We're All Shopping More—And How this TikTok Trend Can Help Us Stop with NerdWallet's Shannon TerrellIn episode 80 of the In Her Wallet podcast, Shannon Terrell from NerdWallet is joining Sofiia for a conversation about the rising impact of social media on our spending habits! With platforms like TikTok and Instagram fueling a culture of overconsumption through viral hauls and unboxing videos, many of us feel the constant urge to shop for the latest must-haves. But there’s a new trend challenging this: 'underconsumption core. So, if you’re ready to rethink your relationship with spending and embrace a lifestyle that aligns with your financial goals, this episode is for you! Favo...2024-11-0630 min

In Her Wallet79. Unlock These 5 Principles of Habit Change to Earn, Save & Invest More with Robyn ThompsonIn episode 79 of the In Her Wallet podcast, host Sofiia welcomes back Robyn Thompson, an award-winning financial advisor and founder of Castlemark Wealth Management! As one of our most popular guests from Season 1, Robyn brings her expertise back to the show with fresh insights into building financial habits that actually work. If you’ve been wanting to reset your money habits or make impactful changes toward financial independence, this episode is for you. Links: Monthly Budget Planner by In Her Wallet Free Managing Multiple Financial Goals Checklist Check out Robyn's Instagram 2024-10-3036 min

In Her Wallet78. How to Navigate Finances in Different Stages of a RelationshipIn episode 78 of the In Her Wallet podcast, host Sofiia dives into the often tricky world of managing finances in relationships, including how she and her fiancé, Roman, manage their finances. Join Sofiia as she discusses when to start talking about money with your partner, the three approaches to handling finances as a couple, when to open a joint bank account, and the common mistakes couples make, and how to avoid them. Whether you're just starting out your relationship, moving in toge...2024-07-1920 min

In Her Wallet77. How to Build Your Investment Portfolio with ETFsIn episode 77 of the In Her Wallet podcast, we're diving into the world of Exchange-Traded Funds, or ETFs, and how you can use them to build a strong and diversified investment portfolio. Join Sofiia as she walks you through what ETFs are and how they work, the four main types of ETFs to include in your portfolio (with examples), and some common mistakes to avoid when buying ETFs. Whether you're just starting out on your investment journey or looking to enhance your existing portfolio, this e...2024-07-1013 min

In Her Wallet76. How to Manifest More Money Into Your Life Through Cognitive RestructuringIn Episode 76 of the 'In Her Wallet' podcast, Sofiia explores the powerful concept of money manifestation and how you can attract more abundance into your life through cognitive restructuring. Learn how to identify and challenge limiting beliefs about money, reframe negative thoughts, and set clear financial goals to achieve success.Tune in to discover:The basics of money manifestation and the Law of AttractionPractical steps to reframe your mindset and overcome limiting beliefsHow to set spe...2024-06-2816 min

In Her Wallet75. At 23 Years-Old She Started a Butcher and Catering Business, Sold It Just 4 Years Later: Jessi RudisuelaIn episode 75 of the In Her Wallet podcast, we’re sharing an entrepreneurial success story and all the behind-the-scenes details of what it takes to build a business from the ground up. Host Sofiia welcomes Jessi, a dynamic entrepreneur who started her own butcher and catering business at just 23 years old and sold it successfully only four years later. In this episode, Jessi shares how she secured financing despite having 100 doors shut, crafted a business plan, and tackled the biggest chall...2024-06-2038 min

In Her Wallet74. Hot Girl Summer Prep: Money EditionIn episode 74 of the In Her Wallet Podcast, we're diving into Hot Girl Summer Prep - Money Edition to ensure your summer is as financially fabulous as it is fun! Join host Sofiia as she explores essential topics like managing work-life balance with reduced summer hours, creating a budget for summer splurges, and planning for big ticket events without the stress. Discover smart fashion and beauty savings tips—including how to snag the best deals during Canada Day and July 4th sales—and learn h...2024-06-1413 min

In Her Wallet73. How to Show Up on Social Media to Build Community and Drive Sales with Personal Branding Coach Daria AstIn episode 73 of the In Her Wallet podcast, we talk about how to show up on social media in 2024 to create community and drive sales. Our host Sofiia is joined by Daria Ast, a Vancouver-based personal branding coach who helps creators with less than 10,000 followers monetize their platforms (yes, that's possible!). Whether you're just starting to build your Instagram presence or looking to boost an existing account, Daria shares invaluable insights and strategies that are essential for anyone...2024-06-0538 min

In Her Wallet72. 10 Ways to Save Big on Flights, Hotels and Transportation for Your Dream VacationIn episode 72 of the In Her Wallet podcast, join host Sofiia as she explores effective strategies to significantly lower your expenses on flights, accommodations, and transportation. Whether you're planning a tropical getaway, a cultural tour in Europe, or an adventurous journey across Asia, discover how to expertly use booking platforms, maximize loyalty programs, and select travel dates that lead to substantial savings. Tune into this episode for practical tips that ensure you enjoy a...2024-05-3018 min

In Her Wallet71. Your Guide to Master Networking as a Modern Professional Woman with Monday Girl Co-Founder Rachel WongIn episode 71 of the In Her Wallet Podcast, our host Sofiia invites Rachel Wong, Co-Founder of Monday Girl, first-of-its-kind digital networking platform in North America, to discuss mastering networking as a modern professional woman. Together, they explore how to cultivate the right mindset, make memorable first impressions, and find the time to attend networking events. Tune in for invaluable strategies that will empower you to build connections and propel your career forward.Join Monday G...2024-05-1535 min

In Her Wallet70. The Link Between Financial and Mental Health, and 6 Practical Steps to Improve BothIn episode 70 of the In Her Wallet Podcast, our host Sofiia explores the powerful connection between financial health and mental well-being. Many of us know the anxiety that comes with managing money, and research shows a strong link between financial stress and mental health challenges like feelings of anxiety and overwhelm. Join Sofiia as she explains what common financial stressors are, helps you recognize the signs of financial stress in your life, and shares six practical tips to improve...2024-05-0217 min

In Her Wallet69. Should You Buy, Finance or Lease a New Car?In episode 69 of the In Her Wallet Podcast, our host Sofiia dives into one of the most common financial dilemmas faced by car shoppers: should you buy, finance, or lease your new car? We explore everything from the upfront costs and monthly payments to the long-term financial implications of buying vs financing vs leasing. Sofiia also covers important considerations like depreciation, maintenance responsibilities, and the potential for equity building. We've done all the number crunching for ...2024-04-1824 min

In Her Wallet68. Eat, Save, Love: Your Guide to Navigating the Rise of Grocery and Restaurant Bills in Style with Sang Le, Founder of Peko ProduceIn episode 68 of the In Her Wallet Podcast, we peel back the layers on why filling up your grocery cart or dining out suddenly feels like a luxury splurge. Our host Sofiia is joined by Sang Le, the founder of Peko Produce, Western Canada's first delivery service for "peculiar" and surplus groceries, offering savings of up to 40% off regular grocery store prices. Together, they discuss questions like why food prices seem to be on an endless climb and what happens to food that doesn't make it o...2024-04-1041 min

In Her Wallet67. TFSA vs RRSP vs FHSA: What's the Best Choice?In episode 67 of the In Her Wallet Podcast, join Sofiia on a deep dive into the world of TFSA, RRSP, and the newly introduced FHSA. We discuss key benefits, differences, and strategic uses of each account to supercharge your financial journey. Whether you’re saving for that dream holiday, planning a majestic retirement, or gearing up for your first home purchase, understanding all three accounts is crucial to take advantage of the huge tax benefits they offer. Tune in as Sofiia shares clear, ...2024-04-0317 min

In Her Wallet66. What Banks Don't Tell You About Credit Cards & How to Choose the Right One For You with NerdWallet's Shannon TerrellIn episode 66 of the In Her Wallet Podcast, we're diving deep into the world of credit cards - the good, the bad, and the fine print that banks might not be so keen on sharing. Joined by Shannon Terrell from NerdWallet, we discuss how to choose the right credit card that doesn’t just fit your needs, but also empowers your financial independence and goals. Whether you're aiming to boost your credit score, earn rewards, or find a low-interest lifeline, this conversation explores strategies to n...2024-03-2736 min

In Her Wallet65. Is Tipping Culture Getting Out of Control? Unspoken Rules Around Tipping & How to Approach It TodayIn episode 65 of the In Her Wallet Podcast, we're diving into the world of tipping culture. It's a tradition with deep roots that's facing rapid changes in today's society. Sofiia takes you on a journey to discover the origins of tipping and why it's sparking debates now more than ever. Ever wondered about the 'right' amount to tip or why we're suddenly tipping in places we never thought we would? We've got you covered. This episode tackles these burning questions and provides actionable tips...2024-03-2014 min

In Her Wallet64. Your Guide to Filing Personal Income Taxes with Wealthsimple's Tax Expert Caroline CorbeilIn episode 64 of the In Her Wallet Podcast, Sofiia is joined by Wealthsimple's Tax Expert Caroline Corbeil for a conversation on filing personal income taxes in Canada. From learning the difference in filing taxes as employed vs self-employed, to understanding tax brackets and strategies to maximize deductions, this episode covers everything you need to know to file taxes in 2024! Plus, we explore how significant life changes, such as getting married, buying a home, or becoming parents, can i...2024-03-1332 min

In Her Wallet63. 4 Ways to Outsmart Common Financial Obstacles Leading to Gender Wealth GapIn this debut episode of Season 3, our host Sofiia dives deep into the heart of the gender wealth gap, a challenge that touches every woman's financial journey (whether you know it or not). We explore the multifaceted reasons behind this disparity—from the infamous pink tax to the time spent in the workforce—and bring to light actionable strategies that each of us can utilize, in our own lives, to shrink that frustrating wealth gap. Whether you're navigating the workforce, managing household ...2024-03-0617 min

In Her WalletIntroducing Season 3 of "In Her Wallet"Season 3 of In Her Wallet is on the horizon, and we're kicking things off with a bang! This special trailer episode offers a sneak peek into what's in store for you, our community. Hosted by Sofiia, a Vancouver-based financial educator and the founder of "In Her Wallet", this season is set to explore the intricacies of how money works, uncover the factors influencing our financial decision-making, and demonstrate how we can leverage behavioural psychology to live our best lives without sacrif...2024-03-0503 min

In Her Wallet62. Season 2 Recap: Best Takeaways on Financial Wellbeing, Investing & CareerWelcome to the final episode of Season 2 of the In Her Wallet Podcast! In this episode, we celebrate 47 episodes released in 2023 and reflect on the valuable lessons learnt along the way. Join Sofiia and 25 guests as we share the best takeaways on topics like your relationship with money, managing finances as a couple, taking care of aging parents, maximizing workplace benefits, negotiating, starting a business, where to start in your financial journey, how to choose companies to invest in, a...2023-12-181h 11

In Her Wallet61. My Birthday Episode: 8 Money Lessons Learnt Before Turning 28Welcome to Episode 61 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode about 8 money lessons she learnt before turning 28. Sofiia is someone who moved countries at 17 on her own, studied economics in university, worked in the wealth management sector, reads finance books, holds an official accreditation in the investment management space, and has gone through lot of general trial and error on her own, she is sharing these money lessons based on things she did well...2023-12-0722 min

In Her Wallet60. The Power of Personal Brand in Your Career Growth with Olessia LapinaWelcome to Episode 60 of the In Her Wallet Podcast! This week Sofiia is joined by Olessia Lapina, a seasoned talent leader with 10 years of experience holding key roles in renowned global organizations like Tiffany&Co, Louis Vuitton Moet Hennessy and Fairmont Hotels. In this episode, Sofiia and Olessia talk about building a strong personal brand, ways it can advance your career, help grow network and increase personal income.Key takeaways:00:00 What we're talking about today02:10 Get to k...2023-11-3038 min

In Her Wallet59. 6 Tips to Make the Most of Black Friday and Holiday ShoppingWelcome to Episode 59 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode covering 6 tips to make the most of Black Friday and holiday shopping. How to avoid buying things 'just because they are on sale', maximize your cash back earned, and navigate the sea of deals seamlessly? Tune in for answers to these questions!*Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories...2023-11-2212 min

In Her Wallet58. Ask Sofiia: How to Prepare to Buy Your First Home in CanadaWelcome to Episode 58 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode about how you can prepare to buy your first home in Canada! In this episode, Sofiia walks you through the exact steps to take to prepare to buy your first home, like figuring out what home you can actually afford, getting pre-approved for a mortgage and understanding the government programs designed to help you.*Watch this episode in video format on YouTube*If you like this episode, let Sofiia ...2023-11-1514 min

In Her Wallet57. Ask Sofiia: How Much Our Wedding is Actually Costing UsWelcome to Episode 57 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode on the topic many of her fellow brides can relate to, but often find it difficult to discuss openly - the cost of weddings! In this episode, Sofiia shares the actual costs of her own wedding, the average budget of a lavish wedding you see on Instagram, and some of the practices her and her partner are using to stay budget conscious while bringing their wedding vision to life.*Watch this episode...2023-11-0822 min

In Her Wallet56. Wealthsimple's Scheherazade Hasan on Where to Start in Your Financial JourneyWelcome to Episode 56 of the In Her Wallet Podcast! This week, our host Sofiia is joined by Scheherazade Hasan, Advisor and Associate Portfolio Manager at Wealthsimple, to answer the #1 question they both get: "Where do I start?!" In this episode, we are walking you through the steps that will help you build a solid financial foundation, set achievable goals, and create a roadmap tailored to your unique dreams and aspirations. *Watch this episode in video format on YouTube*If you like this ep...2023-11-0146 min

In Her Wallet55. Ask Sofiia: Proven Roadmap to a Speedy Credit Card Debt RepaymentWelcome to Episode 55 of the In Her Wallet Podcast! This week Sofiia is bringing you a short solo episode about paying off your credit card debt (in fact, any type of debt) as efficiently as possible! Tune in to learn about the two things you need to have to set yourself up for success before starting to pay off debt, the golden rule of using credit cards, the 2 proven strategies for debt repayment, and easy-to-follow practices to be a responsible credit card user.*Watch this episode in video...2023-10-2615 min

In Her Wallet54. The Invisible Tax of Household Chores on Women's Careers & Finances with Lindsay SparrowWelcome to Episode 54 of the In Her Wallet Podcast! This week, we are discussing the hidden costs of household chores (which women tend to do more of) and their profound impact on our financial futures and career paths. Sofiia is joined by Lindsay Sparrow, one of the premiere investment advisors in Alberta at Wellington-Altus Private Wealth. As a Certified Financial Planner (CFP) and a Certified Divorce Financial Analyst (CDFA), Lindsay knows firsthand about the invisible tax that women pay f...2023-10-1833 min

In Her Wallet53. Ask Sofiia: 5 Smart Money Moves to Make in Fall 2023Welcome to Episode 53 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode about the 5 smart money moves to make this fall to prevent the overwhelm and avoid the overspend with all the fun stuff happening at this time of the year, like Thanksgiving dinners, Halloween parties, Black Friday deals and, of course, pumpkin spice lattes. Our goal is that after listening to this episode, you leave feeling equipped with knowledge on how to make progress towards building the f...2023-10-0520 min

In Her Wallet52. How Emotional Intelligence Defines Our Relationship with Money with Leisse WilcoxWelcome to Episode 52 of the In Her Wallet Podcast! This week, we got a question for you: have you ever struggled with keeping money, making it, or even enjoying it? The answer to dealing with any of the above might be simpler than you think - it's our emotional intelligence. In this episode, Sofiia is joined by Leisse Wilcox, a Strategic Business Coach and 2x best-selling author, for a conversation about how emotional intelligence defines our relationship with money. *Watch this episode in v...2023-09-2830 min

In Her Wallet51. Early Signs of Burnout at Work & How to Recover From It with Arunie SaldhiWelcome to Episode 51 of the In Her Wallet Podcast! Did you know that Fall season is the time you are most likely to experience burnout at work? In this episode, Sofiia is joined by Arunie Saldhi, a Registered Provisional Psychologist and Workplace Mental Health Expert, for a conversation about early signs of burnout and how women professionals can deal with it whilst building their careers.*Watch this episode in video format on YouTube* If you like this episode, let Sofiia know! Take a scree...2023-09-2034 min

In Her Wallet50. Ask Sofiia: How to Not Get (F)influenced with Bad Financial Advice?Welcome to Episode 50 of the In Her Wallet Podcast! Join our host Sofiia for a solo episode as she talks about the financial education industry and how it has recently seen the rise of (f)influencers - financial influencers giving advice on money management via platforms like YouTube, TikTok and Instagram. How can you tell if you're getting bad money advice from these (f)influencers, and how to protect your hard-earned money in digital age? Tune in for answers to these questions!*Watch this e...2023-09-1314 min

In Her Wallet49. Ask Sofiia: Is Renting for Losers?Welcome to Episode 49 of the In Her Wallet Podcast! Join our host Sofiia for a solo episode featuring a controversial discussion around home ownership and renting. Does the societal norm of buying your first home before you're in your mid-30s still hold in 2023 when the median household income is $66,000, while average home price in cities like Vancouver and Toronto is over $1,000,000? *Watch this episode in video format on YouTube*If you like this solo episode, let Sofiia know! Take a s...2023-09-0712 min

In Her Wallet48. Mid Year Reset & How to Achieve Your Goals Before Year End with Ashley MeadahlWelcome back to Episode 48 of In Her Wallet Podcast! If you're anything like us and want to finish this year strong, today's episode on mid year resets and goal setting is for you! Our host Sofiia is joined by Ashley Meadahl, a business coach, top-charting podcast host and creator behind The Glow Getter Conference. In this episode, Ashley shares best practices on doing a mid year reset, her tips for vision board that will actually motivate you to take action, how to review goals without feeli...2023-08-3032 min

In Her Wallet47. How to Balance Money and Mental Well-Being with Janine RoganWelcome to Episode 47 of In Her Wallet Podcast! Today we are talking about the connection between money and mental well-being. Joining our host Sofiia is Janine Rogan, CPA and Author of The Pink Tax book. From discussing everyday emotions associated with money and 'mental load', to practical approaches for fostering a healthier mindset around money, this episode helps you find balance between money, self-worth and emotional well-being. *Watch this episode in video format on YouTube**If you li...2023-08-2336 min

In Her Wallet46. Beginners Guide to Real Estate Investing with Victoria CluneyWelcome to Episode 46 of In Her Wallet Podcast! Today's episode is for anyone interested in real estate investing. Joining our host Sofiia today is Victoria Cluney, who has 18 years of experience and numerous successful real estate deals under her belt! Sofiia and Victoria talk the foundations of real estate investing, such as ways to make money, types of properties to invest in, things to look out for during your first deal, and Victoria's specific formula to success called PROFIT.*Watch thi...2023-08-1644 min

In Her Wallet45. Is Math Anxiety Hurting Your Personal Finances? with Ms. Money and MathWelcome to Episode 45 of In Her Wallet Podcast! Today we’re talking about math anxiety and how it can affect your personal finances. Data shows that 93% of Americans have math anxiety, however women are disproportionately affected by it. Turns out parents talk differently to boys and girls about money, which is responsible for shaping habits and expectations that can last a lifetime. Math anxiety is just a feeling of nervousness though, and in reality, you don’t have to have an MBA in Finance...2023-08-0934 min

In Her Wallet44. Lessons on Building Wealth After Selling a Million-Dollar Business with Staci MillardWelcome to Episode 29 of Season 2! Today we’re talking about how to create wealth through business ownership. Our special guest, Staci Millard, sold an accounting company she built out of her basement for over a million dollars last year, and today she is answering all of Sofiia’s questions, including how to stop second-guessing your decisions, how to start making profit fast and maximize it during growth, what activities to focus on, and much more! If you’re an early stage entrepreneur who f...2023-08-0238 min

In Her Wallet43. 3 Steps to Build a Strong Financial Foundation as an Entrepreneur with Jami Monte, CPAWelcome to Episode 28 of Season 2! Today we’re talking about business finances. Specifically, the 3 key things you need to do to build a strong financial foundation for your business. Joining our host Sofiia today is Jami Monte, CPA and Creator of Chillbooks, a self-study course that will teach you the ins and outs of QuickBooks™ and give you an optimized set-up to automatically track your sales and expenses (goodbye, unnecessary spreadsheets).*Watch this episode in video format on YouTube**S...2023-07-2640 min

In Her Wallet42. How to Get Financially Naked with Your Partner with Stephanie WolfeWelcome to Episode 27 of Season 2! Today we’re bringing you hot tips for one of the most uncomfortable money-related conversations - those with your partner. Joining Sofiia is Stephanie Wolfe, the Founder of Wolfe Collective Wealth, certified financial counsellor, speaker, wife, mom, and passionate money educator. Stephanie shares the practical tools to better discuss finances in our romantic relationships and how to overall make smarter decisions with our money as women.*Watch this episode i...2023-07-1951 min

In Her Wallet41. Thin Wallets & Expensive Taste: How to Deal with Lifestyle InflationHave you ever been in a position where you got a salary increase (yay!), but also start spending more on the things you suddenly feel the urge to splurge on, like getting a car upgrade or eating out in nice restaurants often? That's called lifestyle inflation, and in this episode, In Her Wallet host Sofiia dives into the discussion on how our desires for luxury and indulgence can sometimes lead to financial challenges and hinder our long-term financial well-being.Tune in and join this episode...2023-07-1323 min

In Her Wallet40. Sisters Chat: How to Use Your First Credit Card Like a ProWelcome to Episode 25 of Season 2! Joining Sofiia today is her sister Aleksa, who recently got her very first credit card. In this episode, Sofiia answers all the questions Aleksa has about credit cards and how to use them strategically. If you are new to credit cards or do not fully understand how they work and how to maximize them, tune in because this episode will get you equipped with all the knowledge to go from beginner to a pro.*Watch this episode in video format on YouTube*Key takeawa...2023-07-0731 min

In Her Wallet39. How to Build an All-Weather Investment Portfolio in 2023 with RBC Wealth Advisor Lyndell GreyThere's one big thing surrounding the investment landscape in 2023 - arrival of the U.S. recession. What does it mean for investors like you and me? How long can it last? And what is the best way to handle your money and investments during times like this? Today I am joined by Lyndell Grey, Sr. Portfolio Manager and Wealth Advisor at RBC Wealth Management. Lyndell helps us tackle the above questions, and brings over 20 years of experience and her passion to provide hands on wealth management services. Disclaimer:The views in this...2023-06-2824 min

In Her Wallet38. Ask Sofiia: What Are the Best Investment Options for Beginners?Investing your money is a smart financial decision that can help you grow your wealth over time. However, as a beginner, it can be overwhelming to navigate the vast landscape of investment options. In this episode, Sofiia explains how to understand what type of investor you are, the types of investment options that work best for beginners, and the 4 things to keep in mind when starting to invest. *Watch this episode in video format on YouTube*Key takeaways:00:00 What we're talking about today...2023-06-2109 min

In Her Wallet37. Where to Keep Money for Short-Term Goals So It Can Still Grow?Here at In Her Wallet we talk about investing a lot. But what about the money you aren't ready to invest? Like money you're setting aside for your vacation in Europe next summer? If you've been keeping it in cash or simply letting it accumulate in your chequing account, thinking there's no other option to let it grow but invest - listen up!In this episode, Sofiia explains what is considered money for short-term goals, and the three types of accounts to best keep it. *Watch this episode in vid...2023-06-1511 min

In Her Wallet36. 3 Ways to Conquer Your Psychological Fears Around Personal FinanceDid you know that 59% of women stress about money more than once per week, and 43% of women actively worry about money at least once a day? Isn’t that crazy? Money is a dominating stress in women’s lives, which is often caused by uncertainty, overwhelm, and past money trauma. But we must conquer our fears to gain control over our financial lives. Join Sofiia for 3 practical ways on how to do that.*Watch this episode in video format on YouTube*Key takeaways:00:00 Where we’ve been01:41 Where ou...2023-06-0712 min

In Her Wallet35. Ask Sofiia: Stocks vs Real Estate as Better Long-Term InvestmentFor many Canadians purchasing real estate is one of the most desired financial milestones - primarily because of home ownership, but also - as a way of building wealth long term, considering our residential real estate market, especially in cities like Vancouver and Toronto, appreciates strongly. Join Sofiia for a discussion on what's better as long term investment for Canadians - stocks or real estate?*Watch this episode in video format on YouTube*Key takeaways:00:00 What we're talking about...2023-05-2609 min

In Her Wallet34. From Intl Student to Raising $1.5M for Her Startup with Chexy Founder, Liza AkhvledzianiFrom moving to a new country to get her bachelor’s degree to raising $1.5M for her startup - our guest Liza, the founder of Chexy, sees no limits when it comes to aiming for success. In between those two milestones are two successful jobs at Deloitte and Square. What strategies does one employ to consistently excel and stand out in this competitive world?In this episode, Sofiia and Liza chat about choosing a degree, climbing the corporate ladder, the strategies to stand out in a competitive i...2023-05-2442 min

In Her Wallet33. RBC Royal Trust President & CEO on The Cost of Caregiving for Aging ParentsCaregiving for aging parents, especially the ones who become ill unexpectedly, isn’t something we consider in advance, while everyone is healthy. Yet it is a significant component that can have major personal finance consequences at the individual level. And while this is by no means exclusively a women's issue, there's no denying that women are disproportionately affected by the impact of both caregiving and receiving, financially and otherwise, as we age.In this episode, Sofiia is joined by the President and CEO of RBC Royal Trust, Leanne Kaufman, for a conversation on the co...2023-05-1934 min

In Her Wallet32. Ask Sofiia: How to Choose the Right Investing Platform?Investing is about buying and selling securities, which is a fancy word for stocks and bonds. This usually happens on the stock exchange, and in this day and age investing has become digital, meaning you can access any large stock exchange through an online trading platform. They come in all shapes and forms, but how to choose the right one for you?In this solo episode, Sofiia shares her own experience making a switch from one investing platform to the other, the three major types of platform...2023-05-1713 min

In Her Wallet31. Ask Sofiia: How to Talk About Money Before You Get MarriedIn the light of an exciting chapter in my life - getting engaged just 2 weeks ago (yay!) - I though bringing an episode around money in relationships is especially timely. And, I get it - money talk is sensitive, uncomfortable, and not really romantic. But it's a necessary foundation of any honest and true partnership. In this episode, I share some eye-opening stats around money in relationship, specific to us, women, of course, and 3 modules of questions to get you started talking about fina...2023-05-1214 min

In Her Wallet30. The Cost of Wrong Birth Control on Women's Health and Finances with Dallas Barnes, Founder of Reya HealthBirth control isn’t without side effects. As with any drug, there are beneficial effects and potential risks that affect everyone differently. What’s more, the only possible way to find the birth control option that works best for you is through trial and error - not really something we want to put our bodies (and wallets!) through. Today Sofiia sits down with Dallas Barnes, Founder of Reya Health, a birth control matching and tracking app that takes the guesswork and frustration out of ...2023-05-1031 min

In Her Wallet29. Duchess Cocktails Founder on Bootstrapping Her Cocktail Brand to 10x Growth in Just 6 MonthsWhat’s it like breaking into a male-dominated liquor industry in the midst of a pandemic, enduring 400% rise in production costs with a premium product line, taking your product off the market to build a factory, and getting a deal with the major liquor distributor in the province? All of this without attracting investor’s money!These are just some of the challenges and wins that Olivia Lovenmark, Founder of Duchess Cocktails experienced since she had an idea of creating a drink for girlies l...2023-05-0341 min

In Her Wallet28. How to Confidently Invest as a Woman in All Market Conditions with Simran Kang, Co-Founder of MyFOIn today’s episode, I talk with Simran Kang, the leader in North American family office space. Simran is a former advisor for Ultra High Net Worth (UHNW) families and their family-owned enterprises at PwC, and currently the Co-Founder of MyFO, the first fintech platform making family office management accessible to everyone building wealth, not just the 0.001%. Simran explains how to gain confidence with investing - both when just starting out, and in volatile market conditions like toda...2023-04-2637 min

In Her Wallet27. 7 Easy Ways to Spring Clean Your FinancesIn today's solo episode, Sofiia walks you through the 7 simple and easy ways to spring clean your finances. After listening to this episode, you will know how to get a fresh look at your finances, identify areas for improvement, and make positive changes to achieve your financial goals.*Watch this episode in video format on YouTube*Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed ...2023-04-2110 min

In Her Wallet26. Lawyer Erin Brandt on What to Immediately Do When Navigating Loss of EmploymentJob loss is something none of us wish for yet a topic we must know how to navigate if we do go through an experience like that. And, in 2023, this conversation is especially timely, since the economy is slowing down and more companies are downsizing and tightening their belts.In this episode, Sofiia sits down with Erin Brandt, Lawyer and Co-Founder of PortaLaw, to talk about how the employment law protects you in case of a layoff and dismissal with or without cause, the things you’re entitled...2023-04-1932 min

In Her Wallet25. Money 101: My Conversation with Power in Heels PodcastIn this bonus episode, Sofiia is a guest on the Power in Heels podcast, where she chats with Maysee McLean and Whitney Keunen on all things Money 101: creating sustainable budget that actually works, how to start saving for bigger goals, leveraging credit cards to your advantage, making first steps in investing, and so much more!Episode resources:Listen to Power in Heels PodcastSupport the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new pers...2023-04-1434 min

In Her Wallet24. Lorin Winata on Leaving Successful Career in VC to Build Alcohol-Free Aperitif Start-Up MelatiEver wondered what it takes to leave a stable-paying job to pursue your passion? For Lorin Winata, that was the case when she discovered that there are no non-alcoholic drink alternatives to water or high-sugar mocktails every time she would attend networking events and dinners vital to succeed in the VC industry. So she embarked on a mission to change that. Melati drinks was launched mid-covid in Asia, yet even that didn’t stop Singaporean entrepreneur from getting her aperitif into Michelin...2023-04-1226 min