Shows
Moral Combat PodcastSorcha Porter-Homes, Breaking Silence on Sexual Abuse at Calvary Chapel | Ep 74 | Moral CombatIn episode 74 of the Moral Combat Podcast, Sorcha Porter-Homes courageously recounts her harrowing journey of enduring sexual abuse within the Calvary Chapel youth group, where leaders not only failed to protect her but blamed her for dressing immodestly. She shares vivid memories from a youth mission trip to San Francisco’s Tenderloin district and the damaging purity culture that treated girls as mere “gifts” for their future husbands, shaming their bodies and clothing choices. Despite the abuse happening just feet away from oblivious adult leaders, Sorcha received no support until college when she revealed her trauma to her parents, who we...2024-05-241h 38
The LaddercastEp 27: Rental Woes: Navigating Tenant Troubles and Safeguarding Your InvestmentHaving tenants poses a fair amount of risk to your real estate investment. In this episode we share ways you can get ahead of potential issues to help protect that investment (hint: planning, preparation and routine maintenance are key). We share stories of s**t that can go wrong when you have tenants and give you ideas on how you can prepare for that to limit your exposure and out of pocket expenditure. We made a podcast! The Laddercast is geared towards helping women get into real estate. We believe there is power in homeownership and have s...2023-12-0826 minThe LaddercastEp 26: Top 4 Areas of Your Home to Winterize to Prevent Long-Term DamageHome maintenance can be daunting. There is always something to do. With winter coming, there are a few things that you should absolutely not neglect. Keeping up with these 4 main areas in your home will help protect your investment and save you big maintenance and repair issues down the road. Thank you to our partner this episode, ChipDrop. ChipDrop helps gardeners get free wood chip mulch and helps arborists find cheap, local sites to drop their wood chips and logs. But we all know it's more than that. ChipDrop is keeping valuable biomass in the community rather...2023-11-1719 minThe LaddercastEp 25: Invest in Mult-Unit Real Estate with Minimum Down - New Changes Coming SoonInvesting in multi-unit properties is about to become more affordable. Fannie Mae is about to reduce the down payment required on 2-4 unit properties. In this episode, we cover the details, when it starts and who this is and isn't for. If you've considered purchasing a multi-unit property, this is your chance to get in with minimal down. Let us help you do that! Even Grant Cardone is excited about it: https://www.youtube.com/watch?v=WsR9tHZ0unc We made a podcast! The Laddercast is geared towards helping women get into real estate. We...2023-11-0915 minThe LaddercastEp 24: How to Shop for a MortgageTLDR: don't go to RocketMortgage. In this episode we cover how to shop for your mortgage lender and mortgage. It's OK to shop to find your people. In this market, mortgage lenders are getting very competitive trying to win deals. How do you wade through that and make the right choice? We help you sort through that. We made a podcast! The Laddercast is geared towards helping women get into real estate. We believe there is power in homeownership and have seen firsthand the the amazing changes that can happen when you buy JUST ONE HO...2023-11-0320 minThe LaddercastEp 23: How to Purchase Investment Property Without Income VerificationCan you purchase an investment property without verification of personal income? You sure can. A DSCR (Debt Service Coverage Ratio) Loan is the answer. Join us to learn what a DSCR loan is, who it's for and the other things you need to consider before choosing one. They are a great tool to purchase investment properties based on the cashflow of the property. We made a podcast! The Laddercast is geared towards helping women get into real estate. We believe there is power in homeownership and have seen firsthand the the amazing changes that can happen when y...2023-10-1921 minThe LaddercastEp 22: Is Airbnb Impacting Portland's Housing MarketIn this episode we discuss if and how short-term rentals are impacting Portland's housing supply and housing costs. There are many mixed feelings out there about the impact of short-term rentals like Airbnb. Sorcha set about to look at the numbers specific to Portland, OR to see if she could find a measurable impact. We made a podcast! The Laddercast is geared towards helping women get into real estate. We believe there is power in homeownership and have seen firsthand the the amazing changes that can happen when you buy JUST ONE HOME. Follow along with us a...2023-10-1224 min
Corgi Town USAWhy You Should Not Breed Your CorgiWe often talk about how breeding should be careful and mindful. Accidental litters do happen. We brought Sorcha Porter in on this episode. She's a corgi mom who was bedridden with an injury during a time waiting for her corgi to come into maturity so she could be spayed. She did conceive and Sorcha went to work doing all she could for the health of mom and the pups! Connecting with professional breeders on advice about how to proceed and ordering genetic testing, consulting with the vet frequently, as well as sleeping on the floor around the clock with...2023-08-0430 minThe LaddercastEp 21: How a Property Seller Can Get You a Lower Interest RateInterest rates are a little higher than we're used to and it's making some people rethink purchasing a home. What if you could negotiate a lower rate paid by the seller? Sorcha and Shannon take you through the magical 2/1 Buydown. Learn how you can lower your interest rate by 2% in the first year of your mortgage to help you get into your first investment property. We go over a real life example of a 2/1 client and how he used that to save $650/mo on his first duplex. The Laddercast hosts are real estate owners and industry professionals i...2023-08-0220 minThe LaddercastEp 20: Top 5 Portland Neighborhoods for a First Time Buyer in 2023Considering buying a home in Portland, OR? We got you. This episode covers the top 5 neighborhoods in Portland that first time home buyers should consider in Summer 2023. Portland Realtor Sorcha Porter describes each, gives you the ins and outs and tells you what you can expect price-wise this year. Join us in Keeping Portland Weird! The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an Oregon Licensed Real Estate Agent, sold a primary residence for a profit and used that gain to change her life's trajectory and travel the world.2023-07-1323 minThe LaddercastEp 19: How to Use the $0 Down VA Home Loan to Build a Real Estate PortfolioIn this episode we cover everything you need to know about the zero down payment VA home loan including what it's used for, gotchas you need to be watching for and how you can use it to kick off building a real estate portfolio. We share a case study of our client who used his VA benefit to help build a portfolio of 3 properties (with 5 units total) by the age of 32. We also share about how a current service member used her VA loan benefit to get into a home with zero down and have her mortgage payment covered b...2023-06-2219 minThe LaddercastEp 18: 10 Ways to Improve Your Home That Won't Make You Go BrokeDoes your yard need some love? In this episode, we cover 10 great resources to beautify your home without breaking the bank. You just spent all your money buying your home, and then they expect you to buy a lawn mower, too? We'll teach you a few tips and tricks to get you going on those home improvements. We cover items such as Chip Drop and tool libraries to get you going on making your home shine. The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an Oregon Licensed Real Estate Ag...2023-06-0230 minThe LaddercastEp 17: Want to Start an Airbnb On Your Property? All the Things to ConsiderAre you considering starting an Airbnb on your property as a way to make money on your home? In this episode, we list the many, many things you need to think about before getting started: licensing and regulations, bookkeeping, management strategies, ongoing maintenance and tips for not irritating your neighbors. Short-term rentals are a great way to make money on your property, but you need to be prepared for the amount of work they take. We hope this episode gets you thinking and gives you some ideas for your way up the property ladder.The Laddercast hosts...2023-05-1232 minThe LaddercastEp 16: The Numbers on Sorcha's First HomeIn this episode, we breakdown the numbers on the first home that Sorcha bought in 2016: how much it cost, the down payment (and where it came from), the monthly payment, and the profit made when she sold it. We compare those numbers against the rent she was paying to validate her rent vs buy decision. If she hadn't sold it, what would those numbers look like today? We hope this discussion gets you thinking about your own rent vs buy decisions. The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an...2023-04-2027 minThe LaddercastEp 15: 8 Creative Ways to Make Some Money on Your HomeWant to find ways to make some extra money to cover your mortgage payment but DO NOT want roommates? In this episode, we cover 8 creative ways to make some extra money on your home. Use this as a springboard to get your creativity going and think of fun ways to help raise a little extra money. The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an Oregon Licensed Real Estate Agent, sold a primary residence for a profit and used that gain to change her life's trajectory and travel the wo...2023-04-1419 minThe LaddercastEp 14: Credit for Real Estate: What You Need to Know & Taking the Scare Factor Out of ItMost people agree that credit is important, but not many understand how or why credit works the way it does, especially as it relates to mortgages. We discuss what you need to know about credit in order to buy real estate: how do student loans affect you, what if you have a less than awesome credit history, and hacks for improving your scores. The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an Oregon Licensed Real Estate Agent, sold a primary residence for a profit and used that gain to ch...2023-03-0939 minThe LaddercastEp 13: Q&A with a CPAWe interview a CPA who specializes in tax strategies for investors who own real estate. Learn why having taxable rental income is a good thing, why you should consider investing in real estate with a partner so you can get going sooner, and how real estate is a key component of a balanced investment portfolio. The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an Oregon Licensed Real Estate Agent, sold a primary residence for a profit and used that gain to change her life's trajectory and travel the world.2023-03-0232 minThe LaddercastEp 12: Self-Employed Borrowers Can Buy HomesWhat do self-employed borrowers need to know to be ready to finance a home? What paperwork do you need, how is your income analyzed, how long do you need to be working before you're eligible to buy? We deep dive on this and more. It's absolutely possible for the self-employed, creatives and gig workers out there to buy a home - it just takes professional help, knowledge and a plan. The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an Oregon Licensed Real Estate Agent, sold a primary residence fo...2023-02-2329 minThe LaddercastEp 11: What is a Good Real Estate "Deal" Really? Season 1 FINALE!We hear it all the time "I'm only buying if it's a deal." What does that even mean? Specifically, what does that mean when it comes to a rental or income producing property? How do you look at a property and calculate how much it will make you as an investment? We answer that and much more in this episode, the last of our first season. Thanks for being here with us! We had fun! The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an Oregon Licensed Real Estate Agent, so...2023-02-1654 minThe LaddercastEp 10: Let's Talk About Interest Rates October 2022Everyone is talking about interest rates: where they are, where they're going and if they're ever going to come down. We get into the nitty gritty of what to expect regarding interest rates and what you should look at when assessing the purchase of real estate as it relates to current mortgage pricing (Shannon's favorite topic!). We also talk about mortgage interest rate buydowns - both permanent and temporary, both very timely at this point in time.The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an Oregon Licensed Real E...2023-02-0953 minThe LaddercastEp 09: How to Find the Right Realtor for Investment PropertiesWe've talked about how to find a Realtor to get you into a home. Now, how do you choose a Realtor to help you find an investment property? This may not be the same person. We discuss in detail to help you choose the right professional to represent you when purchasing an income property.The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an Oregon Licensed Real Estate Agent, sold a primary residence for a profit and used that gain to change her life's trajectory and travel the world.2023-02-0355 minThe LaddercastEp 08: How to Find a GOOD Realtor Part 2Part two of our talk on how to find a not just a good but a GREAT residential Realtor. How do you find a Realtor if you don't know any? What questions should you ask ? How much do you pay ? Do you need a neighborhood specialist? We answer all these and more so that you can successfully find your real estate team.The Laddercast hosts are real estate owners and industry professionals in Portland, Oregon: Sorcha Porter, an Oregon Licensed Real Estate Agent, sold a primary residence for a profit and used that gain to change he...2023-01-2625 min