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2 ALs 1 Pod: A comedy podcast with a touch of crass.2 Als 1 Pod Vol 340: Two Comedians One Podcast. What more do you need?Send us a textDucharme returns from Norway and heads to Alaska to compare the two. Romas's girlfriend buys his clothes and turns him into a tea drinker. 2 ALs 1 Pod is a comedy podcast hosted by stand-up comedians Al Ducharme and Al Romas. Originally titled Talking Dicks Comedy Podcast, the show is a spinoff from their web series The Two Dicks, which features two inept 1950s detectives. The podcast blends observational humor, personal anecdotes, and satirical commentary, often revisiting classic episodes from their archives. With over 330 episodes, it offers a mix of new co...2025-06-3052 min2 ALs 1 Pod: A comedy podcast with a touch of crass.2 Als 1 Pod Vol 339: A podcast that broadcast absurdity from around the world.Send us a textDucharme is in Norway where he is short and only average looking.Romas is in Clearwater, Florida yelling at his dog to stop barking. Two ALs, Two Comedians and One Podcast. 2 ALs 1 Pod is a comedy podcast hosted by stand-up comedians Al Ducharme and Al Romas. Originally titled Talking Dicks Comedy Podcast, the show is a spinoff from their web series The Two Dicks, which features two inept 1950s detectives. The podcast blends observational humor, personal anecdotes, and satirical commentary, often revisiting classic episodes from their archives. Wi...2025-06-2352 min2 ALs 1 Pod: A comedy podcast with a touch of crass.2 Als 1 Pod Vol 196: From our Classic Vault Library of yesteryear.Send us a textWe're the 2 ALS 1 Pod podcast now. Formally the Talking Dicks Comedy Podcast which is a spinoff from the web series The Two Dicks.Al Ducharme and Al Romas are two ventran stand-up comedians with decades of performing live stand-up comedy shows around the world. We have a bunch of past podcast that sit under lock and key and every Friday we release one just for you. We use to be called the Talking Dicks Comedy Podcast but now we 2 ALs 1 Pod. Enjoy. 2 ALs 1 Pod is a comedy po...2025-06-2047 min2 ALs 1 Pod: A comedy podcast with a touch of crass.2 Als 1 Pod Vol 337: A podcast that separates the men from the boy toys.Send us a textRomas likes Burger King. Not the hamburgers. The guy in the Burger King costume. Guy Fieri owes Ducharme $50 bucks for a chicken sandwich. We're the 2 ALS 1 Pod podcast now. Formally the Talking Dicks Comedy Podcast which is a spinoff from the web series The Two Dicks. Al Ducharme and Al Romas are two ventran stand-up comedians with decades of performing live stand-up comedy shows around the world. We have a bunch of past podcast that sit under lock and key and every Friday we release one...2025-06-0957 min2 ALs 1 Pod: A comedy podcast with a touch of crass.2 Als 1 Pod Vol 336: A podcast that reinvented nonsense.Send us a textAL Romas had a frog cause $1,600 worth of H-VAC damage.AL Ducharme fixes the Bahamian economy and tourism industry. We're the 2 ALS 1 Pod podcast now. Formally the Talking Dicks Comedy Podcast which is a spinoff from the web series The Two Dicks. Al Ducharme and Al Romas are two ventran stand-up comedians with decades of performing live stand-up comedy shows around the world. We have a bunch of past podcast that sit under lock and key and every Friday we release one just for you. We...2025-06-021h 022 ALs 1 Pod: A comedy podcast with a touch of crass.2 Als 1 Pod Vol 335: Voted "Most Likely to Annoy You" podcast. Find out for yourself.Send us a textDucharme is on Broadway. Romas is Eyes Wide Shut no more after eye surgery procedure. We're the 2 ALS 1 Pod podcast now. Formally the Talking Dicks Comedy Podcast which is a spinoff from the web series The Two Dicks.Al Ducharme and Al Romas are two ventran stand-up comedians with decades of performing live stand-up comedy shows around the world. We have a bunch of past podcast that sit under lock and key and every Friday we release one just for you. We use to called the...2025-05-2647 min2 ALs 1 Pod: A comedy podcast with a touch of crass.2 Als 1 Pod Vol 193: From our Classic Vault Library of yesteryear.Send us a textRomas meets the laziest man at the gym.Ducharme kayaks across a pond to get a key to a door.We're the 2 ALS 1 Pod podcast now. Formally the Talking Dicks Comedy Podcast which is a spinoff from the web series The Two Dicks.Al Ducharme and Al Romas are two ventran stand-up comedians with decades of performing live stand-up comedy shows around the world. We have a bunch of past podcast that sit under lock and key and every Friday we release one just for you. W...2025-05-2338 min
Off Leash TimeJeff’s uncles. Elephants are stupid. Who shot JFK.Send us a text #beingfunny #wokemindvirus #funnyMORE Off Leash Time on Spotify and Apple ItunesGet More Off Leash Time at www.offleashtime.com#beingfunny #wokemindvirus #funny.#trump Thank you to our Sponsors: ( pending )YouTube Subscribe: / @offleashtime... Audio Subscribe (Spotify): https://open.spotify.com/show/1pbOzN6...Audio Subscribe (Apple Itunes): https://podcasts.apple.com/us/podcast...Audio Subscribe: https://feeds.buzzsprout.com/2343066.rssMerch: https://www.offleashtime.com/Facebook: / https://www.facebook.com/profile.php?...Open...2025-05-0934 minOff Leash TimeJeff on his manhood / Walmart Bitch. Johnny is dead. Knights of Columbus. The FUN part of Funerals.Send us a textMORE Off Leash Time on Spotify and Apple ItunesGet More Off Leash Time at www.offleashtime.com#beingfunny #wokemindvirus #funny.#trump Thank you to our Sponsors: ( pending )YouTube Subscribe: / @offleashtime... Audio Subscribe (Spotify): https://open.spotify.com/show/1pbOzN6...Audio Subscribe (Apple Itunes): https://podcasts.apple.com/us/podcast...Audio Subscribe: https://feeds.buzzsprout.com/2343066.rssMerch: https://www.offleashtime.com/Facebook: / https://www.facebook.com/profile.php?...Opening, Closing and Branding: Brent Ducharme www.brentducharme.com2025-05-0341 minOff Leash TimeJeff goes to Texas. Val Kilmer is dead. Jeff talks about Sex Trafficking.Send us a textMORE Off Leash Time on Spotify and Apple ItunesGet More Off Leash Time at www.offleashtime.com#beingfunny #wokemindvirus #funny.#trump Thank you to our Sponsors: ( pending )YouTube Subscribe: / @offleashtime... Audio Subscribe (Spotify): https://open.spotify.com/show/1pbOzN6...Audio Subscribe (Apple Itunes): https://podcasts.apple.com/us/podcast...Audio Subscribe: https://feeds.buzzsprout.com/2343066.rssMerch: https://www.offleashtime.com/Facebook: / https://www.facebook.com/profile.php?...Opening, Closing and Branding: Brent Ducharme www.brentducharme.com...2025-04-2640 minOff Leash TimeEPISODE 20 - WE'RE STILL HERE BABY!!!!Send us a textMORE Off Leash Time on Spotify and Apple ItunesGet More Off Leash Time at www.offleashtime.com#beingfunny #wokemindvirus #funny.#trump Thank you to our Sponsors: ( pending )YouTube Subscribe: / @offleashtime... Audio Subscribe (Spotify): https://open.spotify.com/show/1pbOzN6...Audio Subscribe (Apple Itunes): https://podcasts.apple.com/us/podcast...Audio Subscribe: https://feeds.buzzsprout.com/2343066.rssMerch: https://www.offleashtime.com/Facebook: / https://www.facebook.com/profile.php?...Opening, Closing and Branding: Brent Ducharme www.brentducharme.com2025-02-2836 minOff Leash TimeEPISODE 19 - The straight *#...&^$ on GIRLS and BOYS... and What not to do on Facebook.Send us a textMORE Off Leash Time on Spotify and Apple ItunesGet More Off Leash Time at www.offleashtime.com#beingfunny #wokemindvirus #funny.#trump Thank you to our Sponsors: ( pending )YouTube Subscribe: / @offleashtime... Audio Subscribe (Spotify): https://open.spotify.com/show/1pbOzN6...Audio Subscribe (Apple Itunes): https://podcasts.apple.com/us/podcast...Audio Subscribe: https://feeds.buzzsprout.com/2343066.rssMerch: https://www.offleashtime.com/Facebook: / https://www.facebook.com/profile.php?...Opening, Closing and Branding: Brent Ducharme www.brentducharme.com2025-02-0838 minOff Leash TimeEPISODE 18 - INAUGURATION DAY... We Talk About Plesidential Erection (remastered version)Send us a text#beingfunny #wokemindvirus #funnyMORE Off Leash Time on Spotify and Apple ItunesGet More Off Leash Time at www.offleashtime.com#beingfunny #wokemindvirus #funny.#trump Thank you to our Sponsors: ( pending )YouTube Subscribe: / @offleashtime... Audio Subscribe (Spotify): https://open.spotify.com/show/1pbOzN6...Audio Subscribe (Apple Itunes): https://podcasts.apple.com/us/podcast...Audio Subscribe: https://feeds.buzzsprout.com/2343066.rssMerch: https://www.offleashtime.com/Facebook: / https://www.facebook.com/profile.php?...Ope...2025-01-2644 minOff Leash TimeEPISODE 18 - INAUGURATION DAY... We Talk About Plesidential Erection.Send us a textMORE Off Leash Time on Spotify and Apple ItunesGet More Off Leash Time at www.offleashtime.com#beingfunny #wokemindvirus #funny.#trump Thank you to our Sponsors: ( pending )YouTube Subscribe: / @offleashtime... Audio Subscribe (Spotify): https://open.spotify.com/show/1pbOzN6...Audio Subscribe (Apple Itunes): https://podcasts.apple.com/us/podcast...Audio Subscribe: https://feeds.buzzsprout.com/2343066.rssMerch: https://www.offleashtime.com/Facebook: / https://www.facebook.com/profile.php?...Opening, Closing and Branding: Brent Ducharme www.brentducharme.com2025-01-2548 min
Du Charme Wealth Management PodcastMedicaid Planning and Asset Protection: Navigating Elderly CareCurious about crafting a secure financial legacy for your loved ones? Join us as we unlock the complexities of Medicaid planning and estate management with Jim Alder from the Alder Law Group, a seasoned expert who launched his practice in the midst of the 2008 financial crisis. Jim shares invaluable insights into Medicaid-compliant annuities and the intricacies of navigating asset protection with strategies like the five-year look-back rule. Learn how to safeguard family assets and ensure financial flexibility, especially if you have elderly parents or grandparents who may need long-term care.We explore essential Medicaid planning strategies, from...2024-10-1657 min
Du Charme Wealth Management PodcastRedefining Retirement: Annuities Versus Traditional InvestmentsCurious about the intricacies of life insurance and annuities? Discover how to navigate these complex financial waters with insights from Carson Porter, a seasoned insurance producer.Carson stands at the helm as the founder & Chief Visionary of one of the world's leading masterminds of honest, authentic, and ethical insurance agents. Beyond this, he's co-created a specialized insurance CRM, offers mentorship to a broad spectrum of professionals, and continues to manage his own firm. Carson specializes in wealth management principles as a Cash Value Life Insurance expert and industry Influencer. His training regarding these topics is h...2024-10-091h 14
Du Charme Wealth Management PodcastAge-Proof Homes: Making Aging At Home Comfortable & SafeAre you prepared to safeguard the well-being and independence of your aging loved ones? Join us as we sit down with Blake Watson, the visionary behind Age Proof Homes, who pivoted from a successful financial career to become a champion for aging in place. Blake shares his compelling journey and details the vital importance of adapting homes to ensure safety and mobility for elderly individuals, especially in retirement communities like St. George. From personalized modifications that adhere to ADA guidelines to the transformative impact these changes can have, Blake provides invaluable insights into creating safer, more accessible living environments...2024-10-0239 min
Du Charme Wealth Management PodcastSelf-Directed IRAs, Mortgage Decisions, & Breaking Down Dave Ramsey's Baby StepsBranden & Carisa address the critical question facing many in their late fifties and early sixties: should you pay off your mortgage or invest for retirement? With mortgage rates as low as 2.5%, we explore the potential benefits of directing extra funds into short-term treasuries and other investments over accelerating mortgage payments. We also shed light on the often misunderstood world of self-directed IRAs, emphasizing the importance of expert advice to navigate their complexities and avoid costly mistakes.Life insurance is another hot topic we tackle, specifically the misconceptions surrounding Index Universal Life (IUL) policies. Too often, individuals are...2024-09-251h 07
Du Charme Wealth Management PodcastTrust and Integrity in Medicare Insurance DecisionsImagine navigating the intricate maze of Medicare with confidence and clarity. In this episode, you’ll uncover essential strategies for transitioning between states and switching from Medicare Advantage plans to Medicare Supplement plans. We kick things off by sharing our personal journey of founding Cross Country Insurance, leveraging our backgrounds in the medical and rehab fields to simplify complex Medicare choices for our clients, much like guiding them through a safari filled with overwhelming options.Discover the crucial differences between Medicare Supplement and Advantage plans, and learn how to make informed decisions about your healthcare coverage. We br...2024-09-1847 min
Du Charme Wealth Management PodcastDavid McKnight Sounds Off: IUL's Vs. Life InsuranceCan you imagine a retirement where you pay zero taxes? In this episode, we explore the "Power of Zero" strategy and how Indexed Universal Life (IUL) insurance can play a pivotal role in achieving a tax-free retirement. Learn the significance of low provisional income in making your Social Security benefits tax-free and why the timing of your tax planning is crucial. By integrating IUL with Roth IRAs, Roth 401(k)s, and Roth conversions, you can create a diversified and tax-efficient retirement plan.Why do some experts like myself avoid whole life insurance policies? Discover the key differences...2024-09-1150 min
Du Charme Wealth Management PodcastCentral Banks, Inflation, and the Future of Commodity InvestmentsBig tech meets commodity demand! Discover how the backbone of our digital age—data centers and tech infrastructure—fuel the need for materials like steel, rebar, and concrete. We unravel the distinct dynamics between trading financial markets and the more volatile, opportunity-rich realm of commodity trading. Learn about futures contracts, their historical role in price stabilization, and the surprising fact that many traders are actually aiming to hedge risks rather than chase profits.Our journey continues with an insider's perspective on the evolution of commodity trading from the late 90s through the early 2000s. Hear firsthand experiences from...2024-09-0459 min
Du Charme Wealth Management PodcastLessons From Losing $28 Million | Navigating Sudden Wealth with Paul DelougheryEver wondered how financial security might actually be holding you back? Join us as we unpack the intricate world of wealth transfer and estate planning, starting with the surprising challenges of inheriting physical assets like gold and precious metals. Through the lens of a multi-generational family in Naples, Italy, we reveal how the comfort of financial security can sometimes impede personal growth. You'll also hear an eye-opening account from Venezuela that questions the reliability of gold as a safety net in turbulent times.Meet Paul Deloughery, a man who inherited a $28 million estate from a biological father...2024-08-2853 min
Du Charme Wealth Management PodcastTeacher Retirement Planning: Securing Their FuturesWhat if educators could secure their financial futures and retire with confidence? Join us for an eye-opening episode with Sophia Neil where we uncover the financial opportunities and hurdles teachers face in Las Vegas and Utah. Sophia shares her inspiring journey and dedication to helping educators navigate the complexities of retirement planning. We'll discuss the critical importance of starting early and the special catch-up provisions available for those over 50, along with the unique regional challenges in assisting teachers with their retirement plans.Taxes on pensions and Social Security can be a retirement game-changer, especially with the Windfall...2024-08-2146 min
Du Charme Wealth Management PodcastBreaking into Real Estate: Rob's First-Year Triumph with 71 dealsFrom handling multiple offers to understanding seller priorities, Rob's insights into the emotional and financial complexities of selling a home are invaluable. We also demystify the distinct roles of listing agents versus buyer's agents, highlighting the specialized skills that each role demands.Ever wondered why some homes linger unsold on the market? We tackle the challenges of prospecting expired or canceled listings and the common pitfalls that lead to unsold homes. Through a compelling personal anecdote, we show how value-add agents can turn a failed listing into a successful sale, even in a high-demand market. Ethical and...2024-08-1449 min
Du Charme Wealth Management PodcastWhat To Expect On The Buying Side Of Real Estate With Michelle EvansWelcome to navigating the real estate market with our special guest, Michelle Evans, a veteran real estate agent from Washington County. Michelle sheds light on this often-confusing aspect, ensuring you understand seller responsibilities and avoid costly mistakes. If you're a prospective homebuyer, her advice is invaluable, outlining the long-term financial benefits of owning a home when you're financially prepared.But that's just the beginning. We'll guide you through the entire home buying process, emphasizing the vital role of a buyer's agent. First-time homebuyers, we know the journey can be daunting. Michelle offers practical solutions to common fears...2024-08-0755 min2 ALs 1 Pod: A comedy podcast with a touch of crass.2 Als 1 Pod Vol 294: The Podcast that Olympian Athletes refuse to be on.Send us a textRomas calls Ducharme a Karen. Ducharme likes his English muffin toasted twice. Lot's of bodily fluids on this one. https:/patreon.com/2als1podhttps://www.instagram.com/thetalkingdickscomedypodcast/https://twitter.com/DicksTwohttps://www.facebook.com/thetwodickshttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404Support the show2024-08-051h 05
Du Charme Wealth Management PodcastUnderstanding Risks In Financial Plans with Carisa BertrandEver wondered how disastrous sales pitches can lead to market chaos? In our latest episode, we promise you'll learn how to steer clear of financial pitfalls by understanding the widespread misunderstandings surrounding the Augusta rule and the impact of Joe Biden's unexpected withdrawal from the presidential race. We discuss the emotional and often irrational reactions to political events and stress the importance of maintaining a diversified portfolio to withstand market volatility. By the end of this episode, you'll have a clearer perspective on how to keep your long-term investment strategies aligned, even when the world seems unpredictable....2024-07-311h 12
Du Charme Wealth Management PodcastIs your 60/40 Portfolio Dead?Managing downside risk in investment portfolios has never been more critical, and our latest episode promises to equip you with the knowledge to safeguard your investments. Inspired by the insights of Warren Buffett and macroeconomists like David Hunter and Jeremy Grantham, Branden and guest Ben Reppond of Reppond Investments address the potential end of a 42-year secular cycle and the ominous market decline predicted by 2025. We scrutinize traditional methods like bond funds and reveal why they might not be the safe havens you expect.Next, we take you through strategies that blend defense and offense, ensuring a...2024-07-2456 min
Du Charme Wealth Management PodcastWhat Should You Do After An Auto Accident? With Personal Injury Attorney, Marshall WittWhy should you always call the police after an accident? Discover the chilling consequences of skipping this crucial step and how it can impact your insurance claims and legal standing. We share eye-opening red flags to watch for when the other driver insists on keeping the cops out of it—hint: they might have something to hide. Alongside, we unpack the high stakes and intense demands of a legal career, especially for those new to the profession. Balancing family life with the rigorous requirements of mandatory billable hours isn't just tough; it’s essential for mental well-being and career long...2024-07-1754 min
Du Charme Wealth Management PodcastDon't Let the Tax Tail Wag the DogEver wondered if real estate is the financial goldmine it’s often claimed to be? Think again. We break down the complexities and risks associated with real estate investments, revealing why tailored financial and tax planning are essential. Learn how collaborating with CPAs and business coaches can transform your approach to advanced tax strategies and business operations, ensuring you navigate these waters with confidence.Discover the truth about pass-through entities and the misconceptions that surround them. Too many business owners mistakenly believe that taxes are only a concern at the business level or tied to money withdrawn fr...2024-07-1054 min
Du Charme Wealth Management PodcastBehavioral Biases, Pitfalls, and Proactive StrategiesWhat if the sticky notes you left on your most prized possessions ended up causing chaos instead of clarity? We tackle the quirky and flawed methods people use to update their estate plans, from sticky notes to unwritten wishes, and why understanding behavioral finance is crucial. Estate attorney Thomas Crofts joins us to share eye-opening stories of common behavioral errors and biases he encounters, offering insights into achieving more effective legacy planning by considering family dynamics and personal biases.Imagine inheriting a fortune only to face unexpected tax nightmares due to overlooked legal structures. We dive into...2024-07-0344 min
Du Charme Wealth Management PodcastEthical Mortgage Practices, Rates, and Trustworthy AdvisorsAre you ready to unravel the complexities of the mortgage industry? Our latest episode offers an eye-opening exploration of ethical considerations, historical practices, and modern regulations that shape today's mortgage landscape. Hear the compelling story of how straightforward advice can build trust and foster long-term client relationships. Learn about the controversial practice of "overage" and the evolving legal landscape designed to protect you, the consumer.We'll also dig deep into the intricate world of mortgage rates and costs. Understand the concept of "premium pricing" and the reality behind seemingly attractive no-cost refinancing offers. Using vivid analogies and...2024-06-261h 30
Du Charme Wealth Management PodcastGlobal Currency Shifts and the Rise of Gold: Investment Strategies for a New EraEver wondered how the shifting global economic landscape could reshape your investment strategies? Tune in as we unpack the future of currency hegemony and the resurgence of gold as a store of value. From the rise of onshoring and authoritarian regimes to America's enduring edge in tech innovation, we offer a panoramic view of the factors driving these seismic shifts. Speculate with us on the intriguing possibilities of gold-backed reserve currencies and the gradual movement away from the petrodollar, especially by economic powerhouses like India and Russia.Curious about the evolution of America's financial system post-Nixon's removal...2024-06-1958 min
Du Charme Wealth Management PodcastGlobal Currency Shifts and the Rise of Gold: Investment Strategies for a New EraEver wondered how the shifting global economic landscape could reshape your investment strategies? Tune in as we unpack the future of currency hegemony and the resurgence of gold as a store of value. From the rise of onshoring and authoritarian regimes to America's enduring edge in tech innovation, we offer a panoramic view of the factors driving these seismic shifts. Speculate with us on the intriguing possibilities of gold-backed reserve currencies and the gradual movement away from the petrodollar, especially by economic powerhouses like India and Russia.Curious about the evolution of America's financial system post-Nixon's removal...2024-06-1958 min
Du Charme Wealth Management PodcastAligning Wealth with Values: Strategies for a Meaningful LifeIn episode 12, certified financial transitionist Laura Redfern joins us to explore the emotional and identity shifts that come with unexpected financial windfalls. From entrepreneurial triumphs to receiving an inheritance, we unravel the complexities of managing newfound riches while staying grounded. Hear firsthand how Laura's expertise can guide you through the initial shock and long-term implications on your relationships and self-perception.What happens when emotions cloud your financial decisions? We dive into strategies that help maintain clarity amidst chaos, such as establishing a “decision-free zone” to unload stress. Learn practical steps for handling high-pressure financial conversations and the sign...2024-06-121h 12
Du Charme Wealth Management PodcastWealth Management Secrets of the Ultra-RichIs market timing a myth or a misunderstood science? In today's episode, we sit down with Jim, a professional futurist and investment strategist, to unravel the complexities behind market timing and risk management. With a rich background that includes a Master's in Foresight, CMT, CFA, and CFP, and running his own RIA, StratFi, Jim brings a wealth of knowledge to the table. We discuss the limitations of index funds during market downturns and the crucial importance of timely re-entry into the market to maximize rebounds. Discover Jim's unique approach to leveraging historical trends and statistical probabilities to minimize downside...2024-06-0554 min
Du Charme Wealth Management PodcastDu Charme Legacies and the Ethics of Wealth BuildingRobert Ducharme left behind not just a legacy of agricultural tenacity from the family Wisconsin farm, but a financial compass that has guided the family through life's fiscal storms. It's stories like these—of tractors and life lessons—that we share with you, revealing the roots of our financial acumen and the importance of a work ethic that endures through generations. As we unwrap the layers of financial upbringing and ethical practices, the conversation turns to the humor and humility found in my family's prayer and how it shaped our approach to money and generosity. We tackle the p...2024-05-291h 13
Du Charme Wealth Management PodcastThe Entrepreneur's Guide to Navigating Business Loans | Art of Business FinancingUnlock the enigma of commercial lending with Shannon Walker, an investment sage who strips away common misconceptions about funding for small and medium-sized businesses. This episode is a goldmine for entrepreneurs and seasoned business owners alike, offering a deep dive into the crucial financial considerations that dictate sustainable business growth. Discover the stark differences between the Small Business Administration's supportive role in providing first opportunities for risk-takers and the Federal Reserve's function as the ultimate backstop for financial institutions.Navigating the world of business finance can feel like sailing through a storm, but with our guidance, you'll...2024-05-2253 min
Du Charme Wealth Management PodcastCrafting the Perfect Insurance Plan for Financial Peace of MindHave you ever considered the real impact of those small insurance claims on your ability to secure premium insurance plans? Join me and guest expert Rustin Staheli as we unravel the often-misunderstood world of insurance and risk management, examining the fine balance between being over-insured, under-insured, or just right. We're diving into the nitty-gritty of insurance as a crucial financial tool, discussing how actuarial science shapes the industry and how public perceptions can misguide policyholders, especially when it comes to term life policies and the implications for your future.Our conversation ventures into the realm of auto...2024-05-151h 18
Du Charme Wealth Management PodcastPower of Carry Trades: Maximizing Gains and Minimizing Risks in Financial MarketsDiscover the exciting world of carry trades with Branden Ducharme and Michael Gayed on this episode of the podcast. They break down complex financial concepts and explain how borrowing in a low-interest-rate currency can lead to potential gains or losses when investing in higher-yielding assets. The conversation covers the risks of currency exposure, the interaction between borrowed amounts and exchange rates, and the importance of effective risk management. Don't miss out on this insightful discussion about managing risk, navigating currency movements, and maintaining a disciplined investment strategy.Find Du Charme Wealth Management here:https://www.ducharmewealth...2024-05-0850 min
Du Charme Wealth Management PodcastNavigating Divorce: Mediation, Financial Planning, and Real Estate InvestmentsOn this episode of the podcast, Branden Ducharme and guest Monica Owens dive into the world of divorce mediation, financial planning, and real estate investments. From early financial planning to asset division, they cover it all, including splitting 401(k) accounts, the significance of Qualified Domestic Relations Orders (QDROs), and options like lump sum buyouts for alimony. They also explore the impact of alimony on post-divorce financial stability, the complexities of mortgages and assumable loans, and the challenges faced by entrepreneurs in divorce. Tune in for valuable insights on transparency, alignment, and communication in navigating the complexities of divorce.2024-05-011h 13
Du Charme Wealth Management PodcastMaximizing Your Inheritance: Expert Tips on Estate Planning and Tax StrategiesTune in to this exciting episode of the podcast, where Branden Ducharme and guest Preston Mathews tackle the complex world of estate planning and tax implications. Learn about gift and estate taxes and how they may or may not affect you depending on the size of your estate. Discover the benefits of the step-up in basis for inherited real estate and how it can help minimize capital gains taxes. They also discuss the risks of joint ownership with adult children and the importance of updating your estate plans after major life events. Don't miss out on this valuable information...2024-04-241h 08
Du Charme Wealth Management PodcastNavigating the Complexities of Special Needs Financial PlanningIn this captivating podcast episode, Branden Ducharme and guest Greg Corneille shed light on the world of special needs financial planning. They delve into topics like special needs trusts, ABLE accounts, and the optimization of public benefits like SSI and Medicaid. Discover the significance of estate planning, life insurance, and tailored financial strategies for individuals with special needs. Gain valuable insights into investment strategies and the importance of professional guidance in managing market exposure and adapting to changing circumstances. Join them on this episode for a comprehensive approach to securing financial stability for families facing special circumstances....2024-04-1754 min
Du Charme Wealth Management PodcastMaster Your Financial Future: Expert Retirement Planning Strategies Revealed!In this captivating episode, Branden Ducharme and Aaron Best share their expertise on retirement planning and financial strategies. They stress the importance of proactive financial planning, including setting up wills, trusts, and power of attorney documents. They also highlight the transition from accumulation to retirement income generation, focusing on managing expenses and creating sustainable income streams. With a strong emphasis on risk management, asset allocation, and tax considerations, they emphasize the need for professional guidance in making strategic financial decisions. Tune in to learn about diversifying investments, tax planning, and optimizing retirement income through Roth conversions and real estate.2024-04-101h 12
Du Charme Wealth Management PodcastUnlocking the Secrets to Financial Freedom: Credit Cards, Homeownership, and Retirement PlanningOn episode 3 of the Ducharme Wealth Management Podcast, Branden and guest Chantry Abbott cover a wide range of financial topics that will leave you informed and inspired. They delve into mortgage lending, credit card usage, homeownership, and financial safety. Learn about responsible credit management, analyzing bank statements for accurate loan assessments, and the advantages of alternative loan programs like FHA, USDA, and VA loans. Abbott emphasizes the importance of liquidity, financial stability, and how homeownership plays a crucial role in long-term financial planning. Don't miss their discussions on market timing, interest rate cuts, and the risks of waiting for...2024-04-031h 11
Du Charme Wealth Management PodcastNavigating the Economic Landscape: Insights on GDP, Inflation, and Investment StrategiesOn episode 2, Branden invites Alex Varner to delve into the dynamic realm of economics and investments. Get ready to explore the positive outlook on the macroeconomic environment and the crucial factors to keep an eye on, such as GDP, productivity, inflation, and interest rates. Discover the potential impact of evolving consumer behavior and remote work trends on sectors like commercial real estate and retail. Varner emphasizes the significance of long-term investing, diversification, and risk management in effectively navigating market fluctuations. Tune in to gain valuable insights on achieving financial growth and stability through strategic investment approaches.Find...2024-03-2737 min
Du Charme Wealth Management PodcastFrom Tax Planning to Retirement Strategies: Financial Prosperity in EntrepreneurshipDISCLAIMER: Branden DuCharme is an investment advisor representative of and offers investment advisory services through SCF Investment Advisors, Inc. an SEC Registered Investment Advisor • 10150 Meanley Drive First Floor San Diego, CA 92131• (800) 955-2517 • www.scfsecurities.com SCF Investment Advisors, Inc. and DuCharme Wealth Management are separate entities. The information in this podcast is current at the time of recording. It is based upon sources and data believed to be accurate and reliable. The information, opinions, and forward-looking statements expressed herein are subject to change without notice. Moreover, all comments & opinions voiced herein are for informational and entertainment purposes only an...2024-03-1955 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 212: Grumpy old Muppets.Send us a textRomas and Ducharme ribbed each other often. Ducharme is channeling the Unabomber.The boys are video bombed by a dame.https:/patreon.com/thetwodickshttps://www.instagram.com/thetalkingdickscomedypodcast/https://twitter.com/DicksTwohttps://www.facebook.com/thetwodickshttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404Support the show2022-12-1252 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 191: A podcast that lights illegal fireworks indoors.Send us a textRomas fights back tears over Tampa Bay Lightning's Stanley Cup loss.Ducharme reports on live traffic from Mexico.Ducharme convinces Romas to install a dishwasher. https:/patreon.com/thetwodickshttps://www.instagram.com/thetalkingdickscomedypodcast/https://twitter.com/DicksTwohttps://www.facebook.com/thetwodickshttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404Support the show2022-07-0436 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 42: A pod with limited brain matter.Send us a textRomas wishes he was Ducharme.Ducharme wishes Romas good luck. https:/patreon.com/thetwodickshttps://www.instagram.com/thetalkingdickscomedypodcast/https://twitter.com/DicksTwohttps://www.facebook.com/thetwodickshttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404Support the show2022-06-2418 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 166: A pod that even the Amish enjoy.Send us a textDucharme's luggage gets stolen?Romas is bitter that he's featuring for Ducharme.They plan a trip to Vegas in May. https:/patreon.com/thetwodickshttps://www.instagram.com/twodicks2/https://twitter.com/DicksTwohttps://www.facebook.com/thetwodickshttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404Support the show2022-01-1034 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 9: A podcast Space Odyssey.Send us a textDucharme is in a NASA spacesuit.Romas counts how many times DucharmeSays Pandemic. Support the show2021-10-2915 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 06: A classic from the TD's Vault!Send us a textAnother episode from the vault.Ducharme talks about his plate warmer. Romas insinuates that Ducharme is in a same sex marriage. https:/patreon.com/thetwodicksSupport the show2021-10-0814 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 150: A pod just in the "knick" of time.Send us a textRiver Phoenix helped Al Ducharme move. True story. After 5 1/2 months aboard a cruise ship, Romas is happy this is his last podcast at sea for a while. Ducharme's brain is clogged up with knick-knack paddy whack. Support the show2021-09-2029 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 149: A pod for anyone who hates podcastsSend us a textDucharme schools Romas on Canadian and United Kingdom geography.Romas schools Ducharme on what a fist-bump is and when to use it. Find out who Frog The Barber is.https:/patreon.com/thetwodickshttps://www.instagram.com/twodicks2/https://www.youtube.com/thetwodickshttps://twitter.com/DicksTwohttps://www.facebook.com/thetwodickshttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404Support the show2021-09-1327 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol.130: A podcast for anyone who hates podcasts.Send us a textDucharme returns from Las Vegas and shares his tales.The Dicks wager a cigar on the Yankees making the playoffs.Romas admits Ducharme was finally right about something. Listener questions are answered. https://www.instagram.com/twodicks2/https:/patreon.com/thetwodickshttps://twitter.com/DicksTwohttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404https://www.facebook.com/thetwodicksSupport the show2021-07-0936 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol. 125: That's a buck and a quarter.Send us a textDucharme and Romas hit another milestone of pod episodes.Romas picks Jon Rahm (Who is the favorite to win the 2021 U.S. Open.Ducharme picks Dustin Johnson if he makes the cut. Dock workers find Romas's cigars and light'em up.https:/patreon.com/thetwodickshttps://www.youtube.com/thetwodickshttps://www.instagram.com/twodicks2/https://twitter.com/DicksTwohttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404Support the show2021-06-1824 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 111: A pod that slings poop at monkeys.Send us a textLIVE from the Caribbean: Al Romas orders room service in which is code for "hooker". Ducharme gets scalped by an epileptic senior citizen at SuperSucks. Support the show2021-04-2632 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 109: A pod with a potty mouth.Send us a textRomas gets physical during his physical.The baboon has surgically removed Ducharme’s brain. The two goons play “Guess The Guess” and try to figure out what big guest is coming on the podcast. https:/patreon.com/thetwodickshttps://www.youtube.com/thetwodickshttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404https://twitter.com/DicksTwohttps://www.instagram.com/twodicks2/Support the show2021-04-1932 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 107: A podcast for intellectuals and dummies alike.Send us a textRomas has never had a happy ending. Ducharme likes Russian dudes with big hands.Lookers and HookersMore on The Masters 2021.https:/patreon.com/thetwodickshttps://www.youtube.com/thetwodickshttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404https://twitter.com/DicksTwohttps://www.instagram.com/twodicks2/Support the show2021-04-1233 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Volume 106: A pod that wets your bed.Send us a textThe two goons predict Tiger Woods will win The Masters from his hospital bed.Romas thinks the podcast hasn't started yet and makes a fool of himself and Romas continues to shit on Ducharme. They talk about gigging post vaccination. https:/patreon.com/thetwodickshttps://www.youtube.com/thetwodickshttps://twitter.com/DicksTwohttps://www.instagram.com/twodicks2/https://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404Support the show2021-04-0926 min2 ALs 1 Pod: A comedy podcast with a touch of crass.Talking Dicks Comedy Podcast Vol 103: A comedy podcast with a touch of crass.Send us a textThe Two morons talk about how off putting it is when a total stranger touches your face.Romas has a dud date.Ducharme becomes his father with references from 30 years ago.https:/patreon.com/thetwodickshttps://twitter.com/DicksTwohttps://www.instagram.com/twodicks2/https://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404https://www.youtube.com/thetwodicksSupport the show2021-03-2927 min