Shows
The Student Loan Podcast89. Brett Holzhauer | How to Pay Off Student Loans using Good Credit, Job Hopping, and the Right AttitudeToday, Brett Holzhauer joins the Student Loan Podcast to share his personal student loan debt payoff story. Brett is a personal finance nerd who emerged from the depths of student loan hell. He paid off over $80,000 in student loans just over 7 years post-graduation through a myriad of strategies. Now, he is passionate about sharing his story and helping people build foundational wealth while still enjoying their life. Today's episode with Brett includes: The strategy and method that Brett used to pay off over $80,000 in student loan debt; Why job hopping is not a bad...
2023-02-2248 minThe Student Loan Podcast88. Alarice & Kevin Scott | How to Pay Off $100k+ in Student Loan Debt Selling SoapAlarice and Kevin Scott, founders of KountryScentz, share how they went from working four jobs and living paycheck-to-paycheck to creating a side hustle that helped them pay off over $100k in student loan debt and over $300k in total debt in 3 years. If you find yourself looking for inspiration because you're struggling to figure out how you're going to pay off your student loans, then this episode is for you. Alarice and Kevin were gracious enough to share the details of how they achieved debt freedom. It was wasn't easy but it can be done. I...
2023-02-0148 minThe Student Loan Podcast87. 5 Ways to Make College Worth ItToday, Shamil Rodriguez shares 5 ways to make college worth it. Are currently in school and looking for ways to help pay for college? Are you looking to plan for the future after you graduate? This episode is for you. Grab a pen and paper and take notes so you can improve your odds of implementing some of the strategies discussed today. Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode87 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct pay...
2023-01-2519 minThe Student Loan Podcast86. Will Sealy | Simplifying Student Debt with Summer AppToday, Will Sealy, co-founder and CEO of the Summer joins The Student Loan Podcast to share how his company is helping simplify student loan debt. Prior to Summer, Will served as one of the first student loan policy experts at the CFPB and was a special assistant and policy advisor to Senator Elizabeth Warren at both the CFPB and the U.S. Department of Treasury. In 2010, Will worked on the White House team tasked with implementing the Dodd-Frank Act. Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode86 V...
2023-01-181h 12The Student Loan Podcast85. Ann Garcia | How to Pay for CollegeAnn Garcia (@anngarciacfp), author of the book How to Pay for College, joins The Student Loan Podcast to share how parents and students can prepare financially to pay for college. Ann Garcia has helped thousands of families save millions of dollars on college. A fee-only Certified Financial Planner and managing partner of Independent Progressive Advisors, Ann specializes in helping families balance the desire to support their children's dreams with the reality of funding their own lives. Topics covered in today's episode with Ann include: Which colleges to choose based on your budget; Finding additional mo...
2023-01-1151 minThe Student Loan Podcast84. Oliver Perry | Paid Off over 40K in Student LoansToday, Oliver Perry (@theoliverperry), host of The Oliver Perry Show, shares how he paid off over $40,000 in student loans. Oliver has an interesting journey that many of you can relate to or may find inspiration in hearing. We take a dive into what his mindset was throughout the different periods of his life and his student loan debt payoff journey. It's not always sunshine and rainbows but the mindset that you have as you make your way through your debt payoff journey is what will set you up for success in paying off your student loans. Outside...
2023-01-0435 minThe Student Loan Podcast83. 5 Ways to Improve Experiential LearningToday, Daphné and Shamil discuss 5 Ways to Improve Experiential Learning. If you are a professor or university administrator looking for ways to improve your experiential learning program next year, then this episode is for you. Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode83 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your student loans or tuition.
2022-12-2813 minThe Student Loan Podcast82. 10 Ways to Make $1KIn today's episode, Daphné Vanessa and Shamil Rodriguez share 10 ways you can make $1K. This episode is for those of you looking for ideas to quickly and easily implement to help make extra money. With the end of the year quickly approaching, Daphné and Shamil wanted to make sure you had a few more tools in your tool belt of paying off your student loan debt. Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode82 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the commun...
2022-12-2151 minThe Student Loan Podcast81. Trent McKendrick | Pay Off Student Loans with Founder of Lever AppTrent McKendrick is the founder of Lever.App which helps you pay down your student loan debt! Today, on the Student Loan Podcast, we discuss how you can use the Lever App to help pay down your student loans and get your personal finances on track. Perfect timing for the New Year! In today's episode with Trent McKendrick we discuss: How the Lever App can help you; The absurdity of the amount of growing interest on student loans; The fact that Americans now owe over $2 Trillion in student loan debt; Tips for how to...
2022-12-1440 minThe Student Loan Podcast80. How to Pay Off Your Student Loans in the New YearIn today's episode, Daphné and Shamil discuss how to pay off your student loans in the new year! Instead of waiting for January, we've put together some of the tips and tricks from previous episodes in this how-to guide to help getting you rolling before the new year begins. In today's episode we discuss: the money mindset you should have when deciding to tackle your student loan debt; the many ways you can hold yourself accountable during your debt payoff journey; the importance of writing down your strategy to help increase your odds of being successful; a...
2022-12-0733 minThe Student Loan Podcast79. StartNews | Student Loan NewsToday, Daphné and Shamil discuss the latest student loan news updates. Some of the topics covered today include: President Biden and the Department of Education extending the student loan repayment pause; the string of lawsuits currently holding up President Biden's $20,000 student loan forgiveness plan; and whether or not doctors and lawyers should be included in student loan forgiveness plans. Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode79 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your...
2022-11-3031 minThe Student Loan Podcast78. Anissa Buckley | Living with Less to be Debt FreeAnissa Buckley joins the Student Loan podcast to share her story of how she went from paying off $60K in student loans, how she went from employee to entrepreneur, and how she coped and adjusted through phases in her life that many of us will face. We recommend taking notes for today's episode because Anissa drops knowledge bomb after knowledge bomb. Here are some of the topics we cover in today's episode with Anissa: How writing down your vision can increase your odds of achieving it; Living below your means while your income increases...
2022-11-2344 minThe Student Loan Podcast77. Ken Korber | Book Writing Side Hustle to Pay Off Student LoansToday, we interview author Ken Korber and how he was able to accelerate his student loan repayment plan by writing several children's books. The best part is that you can do it too! Ken provides a deep dive into the process of writing your first book so that you can direct your profits to your student loans. Ken is a surgical and cardiovascular physician assistant turned author who left bedside care to focus on patient education and health promotion, as a children's book author. Visit the show notes for all the extra details:
2022-11-1632 minThe Student Loan Podcast76. Diana Ibarra | Paying for College Today Compared to the 80sDiana Ibarra is an architect that joins The Student Loan Podcast today to share her experience of paying for college in the 80s compared to what it's like paying for college today as a parent. Diana also dives into what is was like a woman to join a male dominated career field. Diana goes into the jobs she had while paying for school and how income for college students hasn't changed much even though the cost of college has dramatically increased. She shares a great perspective that we think you'll enjoy.
2022-08-2438 minThe Student Loan Podcast75. StartNews | Student Loan NewsToday, Daphné and Shamil discuss the latest student loan news updates. Some of the topics covered today include: News of whether or not President Biden and the Department of Education will extend the student loan repayment pause; $3.4 billion in student loan forgiveness for ITT students; and the Department of Education plan to lift 7.5 million borrowers out of default using the "Fresh Start" program. Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your student loans or tuition.
2022-08-1730 minThe Student Loan Podcast74. Debbie Peterson | Self Employed Parents and Student LoansDebbie Peterson joins the Student Loan Podcast to share her story of being a parent trying to navigate FAFSA and taking out student loans for her son while being self employed. Being self employed and helping pay for your kids to go to school isn't as straightforward as you'd think. Luckily, Debbie shares her experience of how she was able to get it done and she also provides recommendations for how the system can improve for self employed parents looking to help their children with paying for school. In today's episode with Debbie we discuss:
2022-08-1046 minThe Student Loan Podcast73. Dr. Samantha Pillay | Save Money by Making FoodDr. Samantha Pillay joins The Student Loan Podcast to share how you can save money by making your own food! Have you ever been pressed for time and wondered how you could eat a healthy meal? If so, then Samantha has you covered with her No Recipe Cookbook. Dr. Pillay is a single mother, surgeon, entrepreneur, educator, public speaker, and director of a successful practice - busy to say the least. She is an advocate for public health, education, and financial security. She joins the show to encourage you to develop an important life skill...
2022-08-0350 minThe Student Loan Podcast72. Dr. Erica Steele | Fix Your Money MindsetToday, Dr. Erica Steele joins The Student Loan Podcast to share how you can fix your money mindset. Dr. Steele is a Board Certified Naturopathic Doctor, a Public Health Educator, a Public Speaker, and National Media Expert. We discuss: How to get yourself out of a money mindset rut; Steps to helping change your perspective towards money; How changing your perspective can change your results; and much, much, more... Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode72 Visit our podcast sponsor at StartNoo.com to se...
2022-07-2749 minThe Student Loan Podcast71. Sonja Wasden | Master Student Loan StressSonja Wasden is a suicide survivor who joins the Student Loan Podcast so share her story to inspire you to know that you are not alone in managing your school and student loan stress. Sonja shares tips on mastering the systems and techniques to manage your school and student loan stress. She manages her bipolar, OCD, and anxiety disorders while becoming an award winning author, mental health advocate and much more. In today's episode, Sonja shares: How she went from suicide survivor to award winning author, mental health advocate and Fortune 500 keynote speaker; Why a...
2022-07-2034 minThe Student Loan Podcast70. Stella Oliveras | Down but Not OutStella Oliveras joins The Student Loan Podcast to share her inspiring story. Have you ever find yourself wondering how you were going to pay off your student loans? Well, you're not alone, and even if you find yourself down, remember, your're not out. In today's episode we discuss: How Stella had to figure out how to come up with $10k a year to stay in high school as a teenager; The importance of community in helping you through school; Coming up with creative opportunities to help reduce expenses; It's OK if you're still figuring i...
2022-07-1352 minThe Student Loan Podcast69. Charles Chadwick | Turn Your Experiences Into OpportunitiesCharles is a former college student who experienced the challenge of paying for his college education alone without any external financial assistance. He cut down his college costs by 40%! Charles is the author of two books Chadwick's College Checklist 2 Steps W/Tips On How To Cut College Costs and Chadwick's Cultivated Circumstances: Experience Is Sometimes Priceless. Charles aims to encourage people to not compromise on their education or overlook the importance of learning a trade. Through his books, he wishes to help people earn college degrees while staying financially afloat to build a brighter future!
2022-06-2954 minThe Student Loan PodcastJennifer J. Hammond | How 1 Flip Paid Off Her Student LoansJennifer J. "Yay" Hammond joins the Student Loan podcast to share her inspiring story. Not only did Jennifer pay off all of her student loans with one real estate flip, that wasn't even her original gameplan after graduating from college. If you've ever been unsure if you are heading on the right path and if you'll ever pay off your student student loans, then this episode is for you. Jennifer J. Hammond shares how a rough start in life didn't prevent her from pursuing her goals and dreams. In today's episode we discuss: How exa...
2022-05-1826 minThe Student Loan PodcastDee-1 | How He Finished Paying Sallie Mae BackRapper Dee-1 (@dee1music), David Augustine Jr., is a socially conscious rapper, entrepreneur, and podcaster inspiring millions on a journey to empowerment. His commitment to spreading positivity and financial inclusion led him to become the first rapper in Louisiana history to be appointed by the governor. In 2016, Dee-1 released a hit song, "I Finished Paying Sallie Mae Back," describing how he used his record deal proceeds as an artist to pay off his student loans instead of buying luxury items. The song exploded and since then, David has made so much impact in the community and showed that you do...
2022-05-041h 03The Student Loan PodcastStudent Loans and StartNoo | Radio Interview on 88.9 FMDaphné Vanessa and Shamil Rodriguez were invited to join "KMOJ's Community Viewpoint" and share the vast reality of the student loan debt crises and how StartNoo can help in its own way. KMOJ 88.9 FM has been on air since 1976 and continues its legacy as a community-oriented station located in Minneapolis, Minnesota. This segment on KMOJ is the station's way of achieving its mission of engaging, supporting and empowering Communities of Color. Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode65 Visit our podcast sponsor at StartNoo.com to see if StartNoo is on your camp...
2022-03-1611 minThe Student Loan Podcast64. Interviewed by Leah Guy | A Social Enterprise that Tackles Student Loan DebtLeah Guy, author, inspirational speaker and podcaster, invited us to join her show, The Modern Sage Podcast. We discussed the power of giving and receiving. The importance of community and connection. We shared our story about StartNoo and why we decided to start a social enterprise to tackle student loan debt. Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode64 Visit our podcast sponsor at StartNoo.com to see if StartNoo is on your campus and learn how you can exchange service hours in the community for direct paym...
2022-02-2331 minThe Student Loan Podcast63. David Russak | Paying Off $350k of Student Loan DebtDr. David Russak, creator of MoneyMobilizer.com, joins the student loan podcast to share how he paid off more than $350k in student loan debt. David is a full-time practicing physical therapist who personally understands the hard word and discpline it takes to pay off student loans. David doesn't just gloss over his experience but shares what he wishes he would have done differently if he were to do it again. In today's episode we discuss: How exactly David paid off over $350k in student loans; What David would have done differently if he were to do...
2022-02-1632 minThe Student Loan Podcast62. Alli Williams | Marrying Someone with Student Loan DebtAlli Williams, founder of FinanciALLIfocused.com, joins the Student Loan Podcast to share her personal experience of paying off over $100k in student loan debt! Alli shares what is was like to decide to go into marriage knowing that she would be helping her husband pay off his student loans. Luckily, Alli and her husband did a tremendous job of paying off over $150k as a team and today's episode shows you how you can too. In today's episode we also discuss: Should you decide to marry someone with student loans; Being open and honest about finances early...
2022-02-0944 minThe Student Loan Podcast61. Paolo Varquez | The Student Loan ExperienceDr. Paolo Varquez joins The Student Loan Podcast to share his personal journey with student loans and how he paid off over $75,000 in student loans in under 2 years. Dr. Varquez does a great job of getting straight to the point of how to pay off your student loans and what to consider if you decide to go ahead and take out student loans. In today's episode we also discuss: Reverse planning how you want to pay for schools; Considering the timing of your student loans; How to leverage the gig economy to pay off...
2022-02-0331 minThe Student Loan Podcast60. Glen Dunzweiler | Life is More Than Student LoansGlen Dunzweiler joins the student loan podcast to share why life is more than student loans. With the New Year well under way, Glen will help you get your mindset on track to accomplish your goals of paying off your student loans and also living the life you want. Glen wants students to succeed! After teaching at universities for eleven years and seeing students put themselves into debt with no exit strategy, he looks to give students the tools he wishes he had while he was in school. Education doesn't have to be the confusing poverty trap i...
2022-01-1344 minThe Student Loan Podcast59. Claire Wasserman | Take Command of Your Career After CollegeToday, Claire Wasserman, founder and author of Ladies Get Paid joins The Student Loan Podcast to discuss the many moving parts of your career after you graduate from school. Claire gets right into the nitty gritty and shares rock solid advice for how to advance for your career in more ways than one. Claire shares her personal story and how she had to overcome explicit bias, micro-aggressions and the gender pay gap as a recent college graduate finding her purpose. Luckily for you, Claire breaks it all down into bite-sized pieces that you can implement...
2021-12-1551 minThe Student Loan Podcast58. StartNews | Is Student Loan Forgiveness Back?Today's episode is a bit different from the typical StartNews update. Today, Daphné Vanessa and Shamil Rodriguez play and discuss recent clips of members of Congress calling to Cancel Student Loan Debt. The discussion doesn't end there though because they also play clips from the opposing view point to provide a balance of the different perspectives on the issue of Student Loan Forgiveness. Listen to the clips and find out more from today's episode by visiting the show notes: https://thestudentloanpodcast.com/episode58 Visit our podcast sponsor at StartNoo to learn how you...
2021-12-0842 minThe Student Loan Podcast57. Latasha Peterson | How to Make More Money with Side Hustles to Pay Off Your Student LoansLatasha Peterson (@artsandbudgets), founder of ArtsandBudgets.com, joins the Student Loan podcast to share how she paid off $25k in debt in a year through side hustles and how you can too! We discuss with Latasha: How to find a side hustle that matches your skills; Planning for using your side hustle money to pay your student loans; Setting aside money from your side hustle for taxes; Starting a side hustle with little to no money; How to win a free copy of Latasha's e-book on 100+ side hustles to help you make more money; and much, mu...
2021-12-0243 minThe Student Loan Podcast56. Brandyn Rodriguez | How To Work with Your Partner to Pay Off Six-Figure DebtToday, Brandyn Rodriguez, founder of PositivelyB (@debt_free_2020), shares how she and her husband, DJ, paid off over $130k in debt! This episode provides real life advice for working together with your partner to pay off your debt together. We discuss with Brandyn: The importance of developing a debt payoff plan; Communicating your plan with your partner; Working together as a team to provide for self-care; The benefits of resetting and recharging after hitting milestones; and much, much more... Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode56 V...
2021-11-2443 minThe Student Loan Podcast55. Nika Booth | How to Stick to Your Debt Payoff PlanToday, Nika Booth, founder of Debt Free Gonnabe (@debtfreegonnabe) joins the show how to stick to your debt payoff plan. Nika doesn't keep it academic on today's episode. She shares her personal story to help demonstrate what it takes to stick to your debt payoff journey. Nika doesn't hold back in today's episode. She shares how she overcame the inevitable obstacles that she faced shortly after starting her debt payoff journey. Up to this point, she has paid off over $70k in debt and isn't looking to slow down any time soon. If you are...
2021-11-1749 min
PA the FI Way041 | Interview with The Student Loan Podcast and Start Noo Daphné Vanessa, Esq. and Shamil Rodriguez, co-hosts of The Student Loan Podcast and Founders of Start Noo share why they started these projects. They are an incredibly fun couple who are very passionate about how problematic the student loan system is, and they created Start Noo as a potential solution for you to help pay back your student loan debt from undergrad and PA school. The Student Loan Podcast StartNoo.com Instagram @StartNooHQ Instagram @StartNoo Twitter @StartNoo TikTok @StartNoo LinkedIn - https://www.linkedin.com/company/startnoo-llc/ Facebook - https://www.facebook.com/startnoodotcom About the Co-Founders One Pager
2021-11-121h 05The Student Loan Podcast54. Kat the PA | You Can Enjoy Your Life and Pay Off Your Student Loans at the Same TimeToday, Kat the PA, from PA the FI Way joins The Student Loan Podcast to discuss how you can pay off your student loans and enjoy your life as the same time. Kat is a Physician Assistant that is working her way towards Financial Independence so she can retire early, but she isn't depriving herself to get to her goal. She is well aware from her personal and professional experiences that life is not guaranteed so she is balancing paying off her debt while enjoying her life. We discuss with Kat: the cost of...
2021-11-1043 minThe Student Loan Podcast53. Cyril Jose | Train Your DollarToday, Cyril Jose, creator of @trainyourdollar joins The Student Loan Podcast to share how it isn't too late for you to learn about money. Cyril shares his personal story and how it wasn't too late for him to get started on his personal finance journey We discuss with Cyril Jose: why it's not too late to learn about money even though many projections don't include "late" financial bloomers; what sparked him to change his money mindset; how he and his wife aligned their visions for financial freedom; how action beats indecision every day of the week...
2021-11-0432 minThe Student Loan Podcast52. StartNews | Student Loan and Higher Education News UpdateToday, Daphné and Shamil discuss the latest student loan and higher education news updates. Some of the topics covered today include: Navient transitioning student loan borrower accounts over to Maximus; Public Service Loan Forgiveness lawsuit settlement; and the possibility that free community college will be taken out of the current budget package being negotiated by Congress. Visit the show notes for links to the articles discussed in today's episode: https://thestudentloanpodcast.com/episode52 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct paym...
2021-10-2721 minThe Student Loan Podcast51. Rob Phelan | Become Debt FreeRob Phelan, author of M is for Money, Co-lead Personal Finance Curriculum writer for ChooseFI Foundation, and the owner of The Simple StartUp joins the Student Loan Podcast to share how he became debt free and how you can do the same. We discuss with Rob Phelan: how he became debt free and how you can do the same with your student loans; two main methods that you can use to help pay down your student loan debt; how are money habits are formed during our early childhood; how childhood fun like arts and crafts can h...
2021-10-2156 minThe Student Loan Podcast50. Indigenous Peoples' Day | Intersection of Tribal Life and Higher EducationIn honor of Indigenous Peoples' Day, today's episode is a mix of clips from previous interviews with Dr. Chris Nelson (Episode 32), Dr. JD Lopez (Episode 28) and Dr. Amanda Tachine (Episode 30). They previously joined the Student Loan Podcast to help shed light on the intersection of tribal life and higher education. Be prepared to open your eyes to a new perspective that you may not have considered before from a community of people that have often been overlooked, especially when it comes to higher education. Visit the show notes for all the extra details: https...
2021-10-141h 20The Student Loan Podcast49. Lucia Pilar | The Wealth and Health JourneyLucia Pilar, teacher and personal finance coach, joins The Student Loan Podcast to share how her personal story as a first generation Mexican American college graduate formed her passion to share lessons of financial literacy within her community. Lucia Pilar created The Wealth and Health Journey to help first-generation, BIPOC, and women gain control of their finances and build generational wealth. We discuss with Lucia Pilar: how middle-class Americans end up shouldering a great deal of the student loan burden; how family bonds inspired her to share lessons of financial literacy; Lucia even shares...
2021-10-0749 minThe Student Loan Podcast48. Umme Hoque | The Debt Collective and Their Calls to Cancel Student Loan DebtToday, Umme Hoque, the Organizing Director for the Debt Collective joins the The Student Loan Podcast to discuss why student loan debt cancellation is desperately needed in America today. We discuss with Umme Hoque: The purpose and mission of the Debt Collective; Calls for President Biden to fix the current student loan debt crisis; The need for student loan debt cancellation for all Americans; Ways you can demonstrate your unhappiness with the current state of the student loan system; and much, much more... Visit the show notes for all the extra details: https://thestudentloanpodcast.c...
2021-09-2946 minThe Student Loan Podcast47. Senaida Ng | Managing Life as an International Student, Startup Founder, Musician and Content CreatorSenaida Ng joins the Student Loan Podcast to share how she manages life as an international student, startup founder, musician, and content creator. If you wanted to learn how such a mover and shaker gets this all done and so much more, then this episode is for you. We discuss with Senaida Ng: Ways that she has financed her education as an international student; Creative ways that you can make money as a student to help with your expenses; How she manages her many responsibilities; and much, much more... Visit the show notes for all t...
2021-09-2244 minThe Student Loan Podcast46. Happy Latinx Heritage Month & StartNews Covering Updates to Higher Education and Student LoansHappy Latinx Heritage Month! Daphné Vanessa and Shamil Rodriguez go over some of the latest higher education and student loans, but that's not all. This episode also shares plays clips from previous episodes that cover the student loan and higher education perspective of Latinx students and student loan borrowers. Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode46 Visit our podcast sponsor at StartNoo.com to see if StartNoo is on your campus and learn how you can exchange service hours in the community for direct payments towards your s...
2021-09-1647 minThe Student Loan Podcast45. Gary Santos Mendoza | Education, Mental Health & Identity Part TwoGary Santos Mendoza joins the show to discuss higher education, mental health awareness, identity and how it all relates to student loans and the student experience. Gary currently serves as the director of the intercultural resource center at Rutgers University in Newark, NJ. If you like discussing topics like gender identity, mental health, cultural norms, and student loans than this two-part episode is just the episode for you. [This is part one of a two-part episode. Stay tuned for part two next week!] We discuss with Gary Santos Mendoza: The role of higher education...
2021-09-0940 minThe Student Loan Podcast44. Gary Santos Mendoza | Education, Mental Health & Identity Part OneGary Santos Mendoza joins the show to discuss higher education, mental health awareness, identity and how it all relates to student loans and the student experience. Gary currently serves as the director of the intercultural resource center at Rutgers University in Newark, NJ. If you like discussing topics like gender identity, mental health, cultural norms, and student loans than this two-part episode is just the episode for you. [This is part one of a two-part episode. Stay tuned for part two next week!] We discuss with Gary Santos Mendoza: The role of higher education...
2021-09-0142 minThe Student Loan Podcast43. What is StartNoo?Daphné Vanessa and Shamil Rodriguez discuss the origins of The Student Loan Podcast and the startup they co-founded that allows for students and alumni to serve the community and receive payments towards their student loans or tuition in return. Learn more at StartNoo.com to see if StartNoo is on your campus. Show notes for today's episode: https://thestudentloanpodcast.com/episode43
2021-08-2533 minThe Student Loan Podcast42. Adam Minsky | Student Loan Lawyer & Senior Contributor at ForbesAdam Minsky, Esq. joins the show to share why he started a practice over 10 years ago that focuses on protecting the rights of student loans borrowers. Adam is also a Senior Contributor for Forbes and shares recent student loan news that can impact many student loan borrowers and how they might prepare for them. In today's episode we cover: Knowing your student loan rights; when you do or don't need to call an attorney to help with your student loans; why student loans are so hard to discharge during bankruptcy; President Biden's extension of student loan...
2021-08-1846 minThe Student Loan Podcast41. Dr. Ijeoma Kola | Four Degrees with Zero Student Loan DebtIf you thought you were busy, then you haven't met Dr. Ijeoma Kola. She joins the Student Loan podcast not only to share how she went from undergraduate to her Ph.D. without taking on any student loan debt, but how she is paying it forward for other black women and nonbinary doctoral candidates through her nonprofit Cohort Sistas. Dr. Kola is not only a self-proclaimed "nerd" but an online personality that has built a large following through her blog, YouTube and Instagram. In today's episode we cover: How Dr. Kola obtained...
2021-08-1145 minThe Student Loan Podcast40. Mike Kleba | Teachers and School Leaders Transforming the Student ExperienceToday, Mike Kleba, a 20+ year public school teacher, co-author of the book Otherful, school culture expert and climber of Mount Kilimanjaro (no, that wasn't a typo) joins the show. Mike goes into how teachers and school leaders can change the culture of their schools and therefore the student experience by making a shift in their leadership. Today's episode covers: How finding what motivates your students and peers is foundational to changing the culture of the classroom; Why being "otherful" is actually a better form of leadership for long term success; and much more... V...
2021-08-0449 minThe Student Loan Podcast39. How Universities Can Help Students Land Jobs They WantDaphné Vanessa and Shamil Rodriguez discuss how universities can help students land jobs they want. Visit the show notes for all the extra details: https://thestudentloanpodcast.com/episode39 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your student loans or tuition.
2021-07-2846 minThe Student Loan Podcast38. Brandon Miller | Save Tuition by Going to College in CanadaTired of out-of-this world tuition? Well, today's guest, has a possible solution for you. Save on college expenses by going to college in Canada. Brandon Miller is an immigration consultant that has helped many Americans take advantage of the benefits of studying in Canada. Today, we look at what that might look like for you. This episode provides a different perspective to help you explore all your possible options in and outside of the U.S. https://thestudentloanpodcast.com/episode38 Visit our podcast sponsor at StartNoo to learn how you can ex...
2021-07-2156 minThe Student Loan Podcast37. StartNews | Student Loan and Higher Education News UpdateToday, Daphné and Shamil discuss the latest student loan and higher education news updates. Some of the topics covered today include: FedLoan Servicing not renewing its contract with the federal government; Calls for U.S. News to stop using SAT/ACT scores in school rankings; and Large donations given to colleges and universities from private donors. Visit the show notes for links to the articles discussed in today's episode: https://thestudentloanpodcast.com/episode37 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct paym...
2021-07-1436 minThe Student Loan Podcast36. Pamela Keith | How She Used a HELOC to Pay Off Her Student Loans and So Much More!Have you ever imagined paying off your student loans in one fell swoop? Well, our guest today, Pamela Keith, Esq., has lived that very moment when she wrote a check to pay off her nearly $100K in student loan debt. In today's episode we will cover how Pam was able to reach this prolific milestone and so much more. We also dive into: Not allowing for student loans to make life decisions for you; How you need to pay your soul before paying the "man"; How to be the CEO of your own brand (think "me.c...
2021-07-0759 minThe Student Loan Podcast35. Negotiate and Appeal Financial AidToday, Daphné and Shamil discuss how to negotiate and appeal your financial aid package. You don't have to settle for the first offer letter you receive from your dream school. Learn how to negotiate and appeal your initial financial aid package in today's episode. Visit the show notes for more information: https://thestudentloanpodcast.com/episode35 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your student loans or tuition.
2021-07-0146 minThe Student Loan Podcast34. Phyllis Khao | Making an Impact While Paying Student LoansWe are joined on The Student Podcast by Phyllis Khao, who we have termed the Service Queen. Phyllis shares her story of service to others while navigating how to pay for school as a first generation college student. There are plenty of laughs in today's episode as we cover: why Phyllis decided to go to college in the first place; why Phyllis chose a career in medicine; the challenges of figuring out how to pay for school; how to be of service to others while still paying off your student loans; and why helping others can g...
2021-06-2449 minThe Student Loan Podcast33. Make Your Degree Worth it By VolunteeringToday Daphné and Shamil discuss how to make your degree worth it by volunteering. Learn more by visiting the show notes at: https://thestudentloanpodcast.com/episode33 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your student loans or tuition.
2021-06-1651 minThe Student Loan Podcast32. Chris Nelson | Financial Aid is More Than Just MoneyIn today's episode, we are joined by Dr. Chris Nelson (@chris52nd) to discuss why financial aid is more than just money and how the meaning of money for students changes over time. We also dive into: The tension between being a part of a greater community as a Native and individualism taught by Western Society; How your relationship with money impacts how you decide to pay for school; How following the path of others in your own way will inspire others to do the same; and Why and how Dr. Nelson persevered as a first...
2021-06-0950 minThe Student Loan Podcast31. Janette Martinez | Solutions for Student Loans from the Latino PerspectiveJanette Martinez, former Senior Policy and Research Analyst at Excelencia in Education, joins the Student Loan Podcast to share solutions for student loans from the Latino perspective. Capture everything that was covered in today's episode by visiting the show notes at: https://thestudentloanpodcast.com/episode31 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your student loans or tuition.
2021-06-0251 minThe Student Loan Podcast30. Amanda Tachine | Native Students in Higher Education and Navajo Tribal Life in AmericaSit down for this episode. Dr. Amanda Tachine, PhD (@atachine) breaks down Indigenous perspectives on higher education, including policy, opportunities for partnership, and opportunities for understanding. Get ready to laugh, cry, and be angry, all in one episode. We discuss everything from college affordability to highlighting declarations of Tribal higher education. Capture everything that was covered in today's episode by visiting the show notes at: https://thestudentloanpodcast.com/episode30 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your student loans...
2021-05-261h 09The Student Loan Podcast29. Latinos in Higher Education | Amanda Martinez from UnidosUSAmanda Martinez from UnidosUS (formerly National Council of La Raza) joins the show today to discuss Latinos in Higher Education and also shares her education and student loan story as a Latina. This episode follows Amanda along her journey as a first generation college in California to student to a policy analyst with UnidosUS in DC while also weaving in the complexities faced by many Latinos across America today. She dives into the data and shares solutions that can help improve student success that are currently being advocated by her team at UnidosUS. Capture everything t...
2021-05-191h 02The Student Loan Podcast28. Jameson David Lopez | Graduating with a PhD and Zero Student Loan Debt as a Tribal StudentToday's guest, Dr. Jameson David Lopez, also known as "JD", shares how a dime changed the way he looked at financing his education. It's crazy how 10 cents led him on a path of ultimately graduating with a PhD and no student loan debt - seriously! JD also touches briefly on some of the stereotypes around tribal students and some of the differences between how money is viewed as a community. If you're looking for a little inspiration, then this episode is for you. Capture everything that was covered in today's episode by visiting t...
2021-05-1251 minThe Student Loan Podcast27. President Joe Biden's American Families Plan with Danielle Douglas-Gabriel from the Washington PostDanielle Douglas-Gabriel from the Washington Post joins The Student Loan Podcast to discuss President Joe Biden's recent American Families Plan announcement and its impact on higher education costs and student loans. Capture everything that was covered in today's episode by visiting the show notes at: https://thestudentloanpodcast.com/episode27 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your student loans or tuition.
2021-05-0549 minThe Student Loan Podcast26. When Do Student Loans Resume and Being Prepared For When They DoIn today's episode Daphné and Shamil discuss what happens when extended federal student loan relief under the CARES Act expires, and what actions you might consider taking between now and then. View the full list of resources in the show notes by visiting: https://thestudentloanpodcast.com/episode26 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your student loans or tuition.
2021-04-2838 minThe Student Loan Podcast25. Alejandra Acosta, Predictive Analytics in Higher Education - New America Think and Action TankAlejandra Acosta (@AleAcostaEd) is a policy analyst with the higher education initiative at New America. She conducts research and analysis on the equitable and ethical use of predictive analytics in higher education. In today's episode Alejandra does a wonderful job of breaking down what is predictive analytics exactly and how it applies to higher education and the student experience. Learn more by visiting the show notes at: https://thestudentloanpodcast.com/episode25 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your...
2021-04-211h 02The Student Loan Podcast24. Calling Customer Service - Daphne Calls a Student Loan ServicerToday we have a unique episode for you of a recorded call Daphné had with a student loan servicer. We hope that this episode will help you before you call your student loan servicer and ask for details about your student loans. As you've heard from other guests of the show, the first step you need to take in paying of your student loans is gathering all of the details and options available to your specific student loan scenario. So, without any further ado, let's get to it.
2021-04-1436 minThe Student Loan Podcast23. Betsy Mayotte, Avoiding Student Loan ScamsHappy April Fool's Day! Unfortunately, being fooled isn't so fun when you've been scammed for thousands of dollars by someone posing to offer you student loan forgiveness. No need to fear, because you will walk away from today's episode learning how to qualify for Public Service Loan Forgiveness (PSLF) and how to avoid scammers that pretend to offer similar programs to help you with your student loans. Betsy Mayotte, the founder of TISLA (http://freestudentloanadvice.org/), joins the show again not only to share how to qualify for Public Service Loan Forgiveness (PSLF) and how t...
2021-04-0135 minThe Student Loan Podcast22. Ideas That Could "Radically" Change the Student Loan IndustryIn today's episode Daphné and Shamil take a fun twist and discuss "radical" ideas that could change the student loan industry. View the full list of resources in the show notes by visiting: https://thestudentloanpodcast.com/episode22 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your student loans or tuition.
2021-03-2454 minThe Student Loan Podcast21. Katherine Wheatle on Changing the Narrative on Student Borrowers of Color - Lumina FoundationDr. Katherine Wheatle, strategy officer for federal policy and equity at Lumina Foundation, joins the show to share the details of a report that she led on Changing the Narrative on Student Borrowers of Color. Today's episode is the deep dive of deep dive episodes, so put on your policy hats and get prepared to learn about how this report is helping people have the difficult conversation discussing the effect of endemic structural racism on inequitable student outcomes. To learn more about Dr. Wheatle, the Lumina Foundation and to obtain your own copy of the...
2021-03-181h 01The Student Loan Podcast20. Nena Ugwuomo, Founder of Student Dream Shares How Student Dream Is Helping Close the Black Wealth GapNena Ugwuomo, founder of Student Dream (https://www.studentdream.org/) joins the show to share how Student Dream is accomplishing their mission of closing the black wealth gap by leading lessons on personal finance, investing and entrepreneurship. We hope you are ready for a great episode because Nena does a wonderful job of taking a deep dive into each of the three areas of focus and how they will help generate wealth for the black community and lead to long term generational change. ***As a BONUS, The Student Loan Podcast is going to pay for...
2021-03-1048 minThe Student Loan Podcast19. Shamil Rodriguez Shares What It Was Like to be on The Board of Trustees for a Community CollegeShamil Rodriguez, co-host of The Student Loan Podcast and co-founder of StartNoo.com shares his experience of being on a community college board of trustees at the ripe age of 23. Sit back and enjoy this episode because we take the scenic route into Shamil's higher education experience in hopes that you can take away some of the perspective he's gained over the years. Capture everything that was covered in today's episode by vising the show notes at: https://thestudentloanpodcast.com/episode19 Visit our podcast sponsor at StartNoo to learn how you can exc...
2021-03-0345 minThe Student Loan Podcast18. Betsy Mayotte - Founder of TISLA Shares Free Student Loan AdviceBetsy Mayotte, the founder of TISLA (http://freestudentloanadvice.org/) joins the show to share free student loan advice that she has gained in over 20 years in the student loan space. She's helped thousands of families navigate through financing their higher education goals. We hope you have your thinking caps on today because Betsy jumps into why she started a free student loan advice nonprofit, her experience negotiating the details of regulations that directly impact your rights as a student loan borrower, and the three most important take-aways she believes every listener should implement after listening to this...
2021-02-2554 minThe Student Loan Podcast17. Danielle Douglas-Gabriel Breaks Down the History and Current State of Student Loans in AmericaDanielle Douglas-Gabriel from the Washington Post joins The Student Loan Podcast to discuss the history and current state of the student loan industry. Danielle covers everything from the history of student loans in America, CFPB enforcement efforts, student loan scandals that have shaped current student loan policies, the Biden administration plans for student loans, and so much more. We hope you have your thinking caps on for this episode because Danielle drops knowledge bombs all episode long. We hope you take away as much as Danielle shares in this episode with us today. Capture everything...
2021-02-171h 05The Student Loan Podcast16. Celebrities Paying Off Student LoansIn today's episode Daphné and Shamil take a fun twist and discuss celebrities that have paid off student loans for their fans or random people they've encountered on the internet. This fun filled episode will inspire you, make you laugh, and give you some insight as to how sharing your story online can be heard by the right person at the right time and lead to your student loans being paid off. We hope you have as much fun listening to this episode as we did making it. View the full list of resources in th...
2021-02-1232 minThe Student Loan Podcast15. Laura Meckler from the Washington Post Discusses Education Secretary Miguel Cardona in Advance of Senate Confirmation HearingThe train has arrived, ladies and gentlemen. Today is the beginning of the Senate Confirmation hearing of the Biden-Harris administration nominee, Miguel Cardona, for Secretary of Education. Expert Laura Meckler joins us from the Washington Post to discuss the historical appointment of Miguel Cardona. With the incoming administration already making changes within the first few weeks, Laura discusses differences between the recent Secretary of Education and the current nominee, Miguel Cardona. We also discuss the unique complexities of how race-relations and bilingualism may impact the coming administration, and how Cardona may impact View the full show...
2021-02-0340 minThe Student Loan Podcast14. Should You Push Back Paying Your Student Loans?In today's episode Daphné and Shamil respond to a listener's question asking if they should go to graduate school to defer paying back their student loans. They discuss what to consider when making this type of decision and walk you through the decision making process of the value of your graduate degree. They also take a dive into other options to keep in mind when making large financial decisions like deciding to go to graduate school. View the full list of resources in the show notes by visiting: https://thestudentloanpodcast.com/episode14 V...
2021-01-2745 minThe Student Loan Podcast13. Biden's Student Loan PlanHappy Inauguration Day to everyone in the United States! New administration, new student loan agenda. With every Presidential Administration, new policies, efforts, and strategies are implemented across a number of different categories. The student loan crisis is no different. At a time when over 44 million Americans hold over $1.7 trillion dollars in student loan debt, and at a time when the country attempts to heal wide divisions, there is no better time to have a clear agenda on an economic recovery. Buckle Your Seat Belts and Stay Tuned as Daphné and Shamil take a Deep Dive Into t...
2021-01-2050 minThe Student Loan Podcast12. How to Achieve Your New Year's Resolution of Paying Off Your Student Loan DebtDaphné Vanessa and Shamil Rodriguez discuss how to achieve your New Year's Resolution of paying off your student loan debt. They've gathered ideas and share strategies that you can implement in your own plan to pay off your student loan debt. Some of the lessons you'll learn from this episode include ways to committing to the challenge of paying off your student loans, accountability systems to keep you on track and several methods you can choose from that fit your personal preference for ultimately achieving your student loan debt payoff goal! This episode is jam packed with l...
2021-01-1354 minThe Student Loan Podcast11. Daphné Vanessa | How to Go to College for FreeDaphné Vanessa Shares How She Was Able to Get Her Undergraduate and Graduate Degrees for Free! Daphné Vanessa is not just a boss at StartNoo (pun intended), she is a boss at following the flow of money, understanding the university endowment system and has first-hand experience with building out a multinational network of nonprofits and volunteers. In this episode not only will you learn more about the co-host of the Student Loan Podcast, but you will gain valuable advice that can potentially change the way you finance your education while in college. Daphné shares how relationships, hard wor...
2021-01-0658 minThe Student Loan Podcast10. Co-Hosts Daphné Vanessa and Shamil Rodriguez Provide the 2020 Year End Recap and 2021 Look Ahead for Student LoansDaphné Vanessa and Shamil Rodriguez, The Student Loan Podcast co-hosts and co-founders of StartNoo.com provide a 2020 end of year recap and look forward to possible changes to student loans, tuition and everything in between in 2021. This episode is fun twist from the traditional interview format as Daphné and Shamil share their thoughts on some of the student loan headlines that dominated 2020 and look forward to what's on the horizon in 2021. They discuss topics such as student loan forgiveness, payment deferral programs, remote learning and much more. View the full show notes and learn more by...
2020-12-301h 01The Student Loan Podcast9. Jorge Alguera Shares How Being an Undocumented Immigrant Didn't Stop Him From Pursuing His Goals of Higher EducationLadies and gentlemen, be prepared to leave your excuses at the front door. Jorge Alguera joins the show to share his personal journey of obtaining a higher education while being an undocumented immigrant. This episodes discusses how Jorge went from paying $15K for an associates degree to having to pay only $1,500 while completing his first semester of law school part-time. Jorge also shares his perspective as a college administrator and discusses why he gives back to the community through programs such as the CUNY Black Male Initiative. In addition to your notebooks, pull out some...
2020-12-231h 05The Student Loan Podcast8. Leslie Awasom Shares How He Tackled Over $200K in Student Loans While Growing a Multimillion Dollar Real Estate Portfolio Outside of his FT Job - It All Started With a Shift in His MindsetLeslie Awasom joins us from Xsite Capital and the Exciting World of Multifamily Investing to share his journey conquering mindset, becoming financially independent, and shifting the paradigm on student loans. Leslie is a successful investor, healthcare professional, family man, and so much more. During this episode, prepare to be enlightened and bring out your journal, because you will be taking notes. Full show notes and resources can be found here: https://thestudentloanpodcast.com/episode8 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct payments towards your...
2020-12-1643 minThe Student Loan Podcast7. Dr. Adam Rothman | Medical School Student LoansAre we seeing double? Yes, today's episode with with Dr. Adam Rothman, M.D., a hero in his own right. Dr. Rothman is saving lives during COVID-19, and has graciously offered his time to share his student loan journey with us! This episode has exciting tips and tricks for navigating six figure student loan debt and all of the unique solutions available to aspiring doctors. You won't want to miss this one! Full show notes and resources can be found here: https://thestudentloanpodcast.com/episode7 Visit our podcast sponsor at StartNoo to learn how...
2020-12-0949 minThe Student Loan Podcast6. Choncé Maddox Shares How She Paid Off Her Student Loans 7 Years Early! Pay Yourself First and Help Your Future Self - Choncé Maddox Interview.Choncé Maddox joins us in this episode to discuss how consistency and good habits resulted in paying off over $50,000 of consumer debt. Choncé has been featured in Essence magazine, she is a Certified Financial Education Instructor (CFEI) and freelance writer who loves to talk about everything personal finance. Her writing has been featured on sites like Business Insider, LendingTree, Credit Sesame, Barclaycard and the New York Post. Choncé was named one of the top financial experts to follow on Instagram by Black Enterprise. Full show notes and resources can be found here: https://thestudentloanpodcast.com/episode6 Vi...
2020-10-131h 03
The Student Loan Podcast5. Jordan Rothman Shares How He Paid Down Nearly $200K in Student Loan Debt In Less Than 4 Years! A Penny Saved Is More Than a Penny Earned - Jordan Rothman Interview.You probably aren't surprised that our guest Jordan Rothman paid off $197,890.20 in less than four years. Oh wait, you are surprised. We were too. Jordan paid off six-figure student loan debt in less time than it took to accumulate the debt. We dig that. One more thing. He accomplished this before 30. If you want to learn from the best, this episode is it. Get ready for some laughs! Jordan was fun, insightful, and full of actionable advice. Jordan Rothman, Esq. joins us from from the Student Debt Diaries, where he blogs about all things student...
2020-10-061h 04The Student Loan Podcast5. Jordan Rothman Shares How He Paid Down Nearly $200K in Student Loan Debt In Less Than 4 Years! A Penny Saved Is More Than a Penny Earned - Jordan Rothman Interview.You probably aren't surprised that our guest Jordan Rothman paid off $197,890.20 in less than four years. Oh wait, you are surprised. We were too. Jordan paid off six-figure student loan debt in less time than it took to accumulate the debt. We dig that. One more thing. He accomplished this before 30. If you want to learn from the best, this episode is it. Get ready for some laughs! Jordan was fun, insightful, and full of actionable advice. Jordan Rothman, Esq. joins us from from the Student Debt Diaries, where he blogs about all things student...
2020-10-061h 04The Student Loan Podcast4. A Little Bit Everyday Goes a Long Way - Zina Kumok Interview. Zina Shares How She Saved Over a Year in Student Loan Payments just $10 a month. In this episode, we cover how small consistent steps over time can result in big outcomes - like Zina paying off $28,000 in student loan debt 7 years early by making consistent $10 extra payments. Using a combination of increasing extra payments, and freelance writing, Zina discusses tips, tricks, and strategies she used to conquer her mountain of student loan debt. Full show notes and resources can be found here: thestudentloanpodcast.com/episode4 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct...
2020-10-0538 minThe Student Loan Podcast3. Melanie Lockert | Your Net Worth Is Not Your Self WorthSo you're in over your head in student loan debt and you don't know where to turn. It feels like this weight that you can't shake off or a thought that is constantly repeating in your head like a broken record. If you've been in that situation, you're not alone and Melanie Lockert is here to help. Melanie has been to the student loan debt mountaintop and she has great advice to share on how she paid off over $80,000 in student loan debt but more importantly, she shares resources that you can use to help cope with...
2020-09-2150 min
The Student Loan PodcastThe Student Loan Podcast - Episode 2 - ScholarshipsThe Student Loan Podcast - Episode 2 - How to Find and Win Scholarships So, it's the 11th hour, and your college tuition bill is due. Should you take out student loans? Today, we are going to talk about how you can scholarship your way to a fully paid tuition bill. In this episode we go over four questions to help you secure scholarships and reduce your need for student loans: Where do I find scholarships? How do I write a winning scholarship application? What do I do after submitting my scholarship application? What res...
2017-12-2040 min
The Student Loan PodcastThe Student Loan Podcast - Episode 1 - Preparing to Pay for SchoolThe Student Loan Podcast - Episode 1 - Preparing to Pay for School Yay! You are accepted, you got into your school of choice - or not - but you are going to college! Now, it is time for you to figure out how to graduate without drowning financially. Come join us to understand how to pay for school without taking out student loans (or the least amount possible), because let's face it - no one dreams of having student loans. In this episode we go over three steps to keeping student loans at bay while g...
2017-10-1840 min