Shows
Lifebuilder with Stephen Courson#213 Stop Productive Procrastination By Realizing Most Obstacles In Your Life Are FakeYou’re not stuck...you’re stalling. Most of the obstacles in your way aren’t real. You just made them look productive.Stephen breaks down one of the most dangerous traps ambitious people fall into—productive procrastination. It’s the illusion of progress that comes from staying busy instead of being bold. Stephen reveals how most of the “obstacles” we face are self-created to avoid the discomfort of doing the real work that moves us forward.He shares how to identify fake obstacles, cut the fluff, and take the most direct path to...
2025-11-2416 minLifebuilder with Stephen Courson#211 From Pizza Boy To $35M In Revenue By Leveraging A Personal Brand with Dan HenryMost people want wealth but few are willing to pay the price.In this episode, I sit down with Dan Henry — entrepreneur, investor, and bestselling author — to unpack how he went from delivering pizzas and sleeping in a freezing apartment to building a $35 million business.The turning point? A single question he asked a billionaire that changed everything.We dive into the three most powerful forms of leverage — labor, code, and audience — and how your personal brand is the ultimate multiplier. Because when you learn how to t...
2025-10-2247 minLifebuilder with Stephen Courson#200 You Are Not Bad With Money with Dave WonMost people aren’t bad with money—they’re battling stories they never questioned. In this episode, TEDx speaker and money mindset coach Dave Won joins Stephen Courson to break down the emotional patterns that shape your financial decisions.You’ll learn: • Why money issues are rarely about math • How childhood and emotions drive spending habits • Simple mindset shifts that create lasting change • How to stop self-sabotaging with money • The behavioral finance principles that build real wealthIf you want more confidence with your money and a healthier financial mindset, star...
2025-08-1151 minLifebuilder with Stephen Courson#198 The Neuroscience Behind Authenticity And Growth with Danita YoungIn an era dominated by AI, social media filters, and digital deepfakes, authenticity is becoming the rarest—and most powerful—currency we have. In this episode of the LifeBuilder Podcast, host Stephen Courson sits down with neuroscientist and personal development expert Danita Young to explore the science of authenticity and how understanding the brain can help us unlock real personal growth.Danita dives into the neuroscience behind fear, identity, and emotional regulation, explaining why so many of us struggle to show up as our true selves—and how we can rewire our br...
2025-07-2847 minLifebuilder with Stephen Courson#197 Waiting Doesn't Give You Permission To Do NothingWe’ve been sold a lie that waiting is noble. That patience is passive. That if you sit still long enough, life will hand you what you want. It won’t.Waiting is not an excuse for inaction. Stephen breaks down why it’s better to be a warrior in a garden than a gardener in a war and why preparation is the mission, even when life feels slow.We'll cover: • How to keep moving when you feel stuck • What to build when conditions aren’t perfect • How to use quiet seaso...
2025-07-2115 minLifebuilder with Stephen Courson#196 The Five Cornerstones Of Resiliency with Amy LooperIn this episode of LifeBuilder, Stephen sits down with Amy Looper to explore what it really takes to bounce back stronger in life and business. Amy shares the five cornerstones of resilience that helped her shift from burnout and survival mode into a life of purpose, impact, and energy. From navigating big transitions to redefining success through intentional living, this conversation is packed with real talk and actionable insight for ambitious people who want more than just productivity...they want fulfillment.Amy breaks down how finding purpose through entrepreneurship changed her life for the better. S...
2025-07-0759 minLifebuilder with Stephen Courson#195 Use The "Red Alert Diagnosis" To Go From Stress To Clarity In MinutesFear and frustration aren’t signs you’re failing—they’re signals that something’s out of alignment. In this episode, you’ll learn the Red Alert Diagnosis framework designed by Stephen Courson for business owners and executives to quickly identify what’s blocking your clarity in your personal and professional life. And just as importantly, what you can do right now to fix it.You’ll walk away understanding: • Why stress and irritation often point to deeper issues • How to use that “red alert” signal to regain control • The immediate step you can take t...
2025-06-2609 minLifebuilder with Stephen Courson#192 Breakthrough This Belief That’s Holding You Back From Fulfillment and WealthWe’ve been convinced that more money equals more fulfillment. Here’s the truth: it doesn’t. Not until you change the belief that you’ll find meaning after you succeed.Stephen reveals the mindset shift most ambitious professionals skip so they stay stuck chasing cash while their purpose fades.You’ll learn how to: • Identify the limiting belief that keeps your purpose on hold • Align your actions so fulfillment and income grow together • Stop trading your time and energy for someone else’s dream • Build...
2025-06-0422 minLifebuilder with Stephen Courson#188 How My TEDx Talk On Alter Egos Transformed My Business And Life (PodPire Interview)What if the person you see in the mirror isn’t the version you bring to your business or your life? Stephen Courson breaks down lessons from his TEDx talk on alter egos, revealing how creating a stronger version of yourself changed everything—from mindset to income to impact. • The hidden power of stepping into your “next-level self” • How your business gets stuck when you don’t upgrade your identity • Why your alter ego isn’t about faking it but about unlocking real potential • The simple shift that aligns your...
2025-04-0727 minLifebuilder with Stephen Courson#167 Are You Using Sports and Politics To Hide From The Fear That's Holding You Back?What limits our growth is fear. We hide from that fear with distractions like sports and politics. I had a meeting with a mentor and they asked me this question. It uncovered some self-work I needed to do and was powerful for my mindset.======================================👨💻 Want to use the tool from the video to measure your cash flow and build wealth? Download my sheet for FREE here! https://www.coursonsolutions.com/budg...======================================Get more resources on my website www.coursonsolutions.comWelcome to my channel on how to build True Wealth. I create v...
2024-09-1114 minLifebuilder with Stephen Courson#159 How To Win At Life By Stacking Wins And Stacking Them FastPeople who win consistently don't look at the mountaintop. They focus on the next 3 steps. Let's talk about the power of stacking small wins and stacking them fast.Use this spreadsheet that thousands of people use to manage their cash flow and budget for their life. It's simple, easy to use, and I walk you through how I use it to manage over $18,000+ a month in expenses. ======================================➡️ Need a proven financial system to reduce your debt before you pay another penny and implement automated financial systems? 🤘 Then get my course Foundation and in 2 hour...
2024-05-2128 minLifebuilder with Stephen Courson#132 The HotShot Experiment: What Batman And I Now Have In CommonI am experimenting on myself.For years, I've studied why people don't change and why they do. Change is hard. Doesn't matter if its about getting your finances together and investing and budgeting or trying to eat healthier and exercise or just get better at a skill for your job.It's worth it! But its not easy....or is that a lie?What if it was easy to change? What if all you needed was a mask like a superhero such as a Batman or Spiderman?Well, that's what I...
2023-07-2513 minLifebuilder with Stephen Courson#103 8 New Predictions For 2023 And Recapping If My 2022 Predictions Came TrueI made eight predictions about money, investing and random things I thought would happen last year...so was I right about them?I made predictions around:1) The prices of bitcoin and ethereum2) Inflation 3) College trends and applications4) The NFL and Super Bowl Champions5) Stock market returns And a few others. So this year, I made predictions again on some big trends that I see coming like...1) What will the best performing social media platform be? It's not TikTok...2) How the stock market will perform3) Why the ca...
2022-12-2721 minLifebuilder with Stephen Courson#100 The Good And Bad Side Of Consistency And How This Podcast Has Changed My Life...Cheers To Episode #100!!!Big announcements in this podcast! Go to www.stephencourson.me and sign up for the newsletter if you want more details along with weekly wealth building tips (only takes 5 minutes to read).I just did episode #100 of The Stephen Courson Show, the podcast about money and chasing modern freedom.Thank you to everyone for your support.What podcasting for 2 years has done for me…Increased my networkI’ve developed 5 different skills (audio engineering, video editing, social media management, graphic design and communication skills)Skill stacking makes you dangerous and valuableLearned new ways to m...
2022-11-2923 minLifebuilder with Stephen Courson#088 Entrepreneur Kid To Executive Of A $400M Company, Starting And Selling A Franchise Business, Trading Crypto Then NFTs And Building A Family On Their TermsHeroes! Add my newsletter to your financial resources to get you to your first $100k net worth and then launch you to your next $1M. You can read previous issues on my website. For exclusive videos that aren’t on the podcast, check out my YouTube channel.On This EpisodeBrett Diamond is the CAO of Deangelis Diamond, a $400M construction company but has had quite the unique path to get there.He started three business between high school and college that all failed miserably but taught him lessons th...
2022-09-061h 29Lifebuilder with Stephen Courson#084 The 3 Silent Wealth Killers - You Know Inflation But The Other 2 Will Surprise YouThis podcast episode of the Stephen Courson Show goes into detail of 3 silent wealth killers running rampant through the world.You are losing money and you don't even know it. Did you know its possible for the amount of money in your bank account to stay the same but be worth less?Also, if I told you had to light $75 on fire every month, would you do it? Well, you're probably doing that digitally on things applications and other things you aren't using.Then, we discuss how companies are hacking our brains through...
2022-08-1624 minLifebuilder with Stephen Courson#082 Interviewing The Hottest Girl Ever, Being $256,000 In Debt, Benefits Of Advanced Education and Changing Your Money MindsetHeroes! Add my newsletter to your financial resources to get you to your first $100k net worth and then launch you to your next $1M. You can read previous issues on my website. For exclusive videos that aren’t on the podcast, check out my YouTube channel.On This EpisodeFor my first interview ever, I brought on my wife, Lindsay Courson.We discuss growing up in Wisconsin and the work ethic her parents instilled in her and her two sisters from an early age. Many of those lessons about th...
2022-08-021h 05Lifebuilder with Stephen Courson#081 What is a HENRY And 5 Common Mistakes They MakeWhy are so many people making over $100,000 a year living paycheck to paycheck?This is a demographic called HENRY, High Earner, Not Rich Yet.Part of the problem has to do with the new amount of options they have available to them. It lifts them into a new category of spending and the lifestyle options increase.Once we add FOMO and CYTO to this equation along with poor discipline, we get a recipe for what we see now. People making lots of money with living paycheck to paycheck.So how can...
2022-07-2621 minLifebuilder with Stephen Courson#080 Part 3: Build Your Foundation - Proven Actions To Increase Your Net Worth That Take Less Than 45 MinutesKnow that we are more aware of our behaviors and have put a few of the foundational secrets in effect, we can dive into some more actions that DO NOT take much time at all that are scientifically proven to increase your net worth.It is important we focus on our Time, Energy and Money on the things that matter so making sure we understand clearly what we are aiming for in the long term will enable us to build a plan in the short term.Eliminating and reducing expenses that don't align to our...
2022-07-1915 minLifebuilder with Stephen Courson#079 Part 2: Build Your Foundation - Winning The Money Game Is About Knowledge Plus 3 Money SecretsIn part two of the mini-series, we discuss ways that you can "win" the money game. We discuss the 7 types of money personalities at a high level. There is more detail on them in Episode 65 of the Stephen Courson Show if you want to know more.It's important to know thyself if you are going to win the money game? Why? Because you to win the game you have to master yourself. It sounds like something out of a kung fu movie, but its true.Then we discuss the importance of how to by...
2022-07-1914 minLifebuilder with Stephen Courson#078 Part 1: Build Your Foundation - What Is "True Wealth" and 4TOW?In the first part of the mini-series, we define True Wealth and the Four Types of Wealth (4TOW). The pandemic has caused people to realize more than ever that while money is important, it isn't the key to happiness. We see this in the ongoing battle of companies wanting people to return to the office and employees are battling back saying no en masse.It's because they've found other forms of wealth beyond financial during this extended time at home and they don't want to give it up.Whether you work from home o...
2022-07-1910 minLifebuilder with Stephen Courson#077 Why Uber, AirBNB, Grubhub, Netflix And Other Services Will Never Be Cheap AgainThis is the end of the Millennial Lifestyle Subsidies. What does that mean? All the cheap services we have become hooked on for their superior quality and ease of use will no longer be cheaper than more traditional options.AirBNB will continue to be just as or more expensive than hotels.GrubHub will kill your wallet with delivery fees, taxes, and other fees that make it not worth using. In my opinion. This is true across the board for many other services and it's not because of a phase of everything being expensive.
2022-07-1215 minLifebuilder with Stephen Courson#076 Bitcoin And Crypto Are Dead...But It Won't Stay DeadThe bitcoin market moves in cycles and the rest of crypto follows.Every 4 years, we have a dip. Why is that?In this podcast, I'll talk about why every 4 years we seem to go through a Bitcoin and crypto is dead phase and why it continues to rise from the ashes.Is it different this time around? A little bit. But its also a lot of the same.Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [https://shorturl.at/Jh...
2022-07-0521 minLifebuilder with Stephen Courson#075 A Beginners Guide To Reskilling And Marketing YourselfReskilling is the act of training in a skill that you do not currently have. It is different from upskilling, which is where you get better at something you already do.Reskilling has been a big focus of money during the pandemic as people decide they aren't happy with their jobs and want to do something else.There has never been a better time to start a side hustle or change your career! The opportunities to market yourself and find free or cheap resources to learn new skills are endless thanks to the internet.
2022-06-2825 minLifebuilder with Stephen Courson#074 How I Changed My Relationship With Social Media From Costing Me Money To Making Me MoneyWe know social media causes us to spend a lot of time on there, but research shows that we are now spending more money than ever on social media! If that's not enough, that number is only expected to skyrocket in the next 3 years.Our brains have already been hacked to spend money on social media, but now our wallets are beginning to get hacked as well.Saved credit cards, quick buy buttons, and pay later scams abound to get you to buy all the things you want but don't necessarily need. So l...
2022-06-2123 minLifebuilder with Stephen Courson#073 Why Are 1/3 of Americans Making $250,000 Are Living Paycheck To Paycheck?A news article just came out talking about this statistic.Is it true that people making $250,000 a year are living paycheck to paycheck?Yes!Is it kind of misleading? Also yes! Let's dive in and talk about what the story really is about because its about more than the top 5% of earners in the USA. It's a story that's relatable to almost everyone in every earning category.Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [https://shorturl.at...
2022-06-1418 minLifebuilder with Stephen Courson#072 What’s A Stock Split And Why Amazon’s Stock Just Went From $2,450 to $120 In One DaySOUND THE ALARM! Amazon's stock price just declined over 90% in one day!Is it the end for Amazon? Is Uncle Joe Biden shutting them down for Jeff Bezos talking back to him about inflation? Will I ever be able to get 2-day Prime shipping again or will I be forced to actually go to a...physical store?!Don't worry, its none of those things. It's called a stock split and its important to understand what that is because it will happen again!So what should you do when it happens? Does this mean...
2022-06-0718 min
Make More Money PodcastMore Money More Problems, There's an Economic Hurricane Coming and Dividend Stocks as the "Safe Play"Extra special and extra concise solo episode since Stephen's out getting sun and celebrating his transition from corporate life to solopreneurship!Recent study indicates that 1/3 of Americans making $250k+ live paycheck to paycheck, showing that being a "high earner" can lead to being "high spender", and just repeating the same negative patterns.I dive into the implications of recent statements by Jamie Dimon, Chairman and Chief Executive of JPMorgan Chase & Co, where he described the challenges facing the U.S. economy akin to a “hurricane” down the road. Finally, I provide my 2 cents on di...
2022-06-0415 minLifebuilder with Stephen CoursonBonus Episode: I Just Quit My Job To Chase A DreamHaving kids. Buying a home. Getting married.These are some life changing events.And I'd argue quitting a job to chase a dream is right up there with it. I'm excited to announce that I'm going full-time into...this.Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [https://shorturl.at/Jhlez] • Spotify: [https://shorturl.at/8IeVM] Connect with Stephen Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson] Abo...
2022-05-3112 minLifebuilder with Stephen Courson#071 How To Save Money And Eat Well When Everything Is ExpensiveLove This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [https://shorturl.at/Jhlez] • Spotify: [https://shorturl.at/8IeVM] Connect with Stephen Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson] About Lifebuilder The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win...
2022-05-2424 minLifebuilder with Stephen Courson#070 Should You Invest Your Emergency Fund?People have been asking this question a lot recently and its an important question to consider when you have a great investing opportunity available.But considering your risk vs reward in these scenarios is incredibly important.Investing your emergency fund is controversial, but don't worry, I've got the answer you can trust to be the right one.Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [https://shorturl.at/Jhlez] • Spotify: [https://shorturl.at/8IeVM] Connect with Stephen ...
2022-05-1719 minLifebuilder with Stephen Courson#069 Therapy Session: What To Do When Fear Gets In The Way Of InvestingThe markets are red. All over. It's getting historically bad.So let's talk about the fear and greed index and how to handle our emotions during times when you are losing money.The good times have been good, but they're going to be gone for a while.Listen in on the first ever Therapy Session and lets talk through this together.As Bob Marley said, Don't worry...about a thing.Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Po...
2022-05-1019 minLifebuilder with Stephen Courson#068 Change How You Think About The Cost Of Things If You Want To Be A MillionaireYou've gone through life asking the wrong question. We are taught to focus on how much things cost but that does you a massive disservice. It causes you to erase the possibility of potentially engaging or purchasing something that will give you a tremendous amount of value. Millionaires train themselves to think differently about everything because they realize why its important to think beyond the cost of an item or business trip or investment opportunity.When you make this one mindset shift, it will change the way you see the entire world....
2022-04-2624 minLifebuilder with Stephen Courson#067 Money and Power: Elon Musk Trying To Buy Twitter Is A Fight For Free SpeechThere is a fascinating intersection between the richest man in the world, Elon Musk, trying to buy Twitter and the major news networks and elitists doing everything they can to block him.He wants to take the company private and make everything transparent which would upend the power of censorship that all social media companies currently get to wield without any consequences. It is not in the best interest of the powers at be for the common person to have access to a platform that allows free flowing ideas.It IS in their b...
2022-04-1919 minLifebuilder with Stephen Courson#066 Everything Just Got Worse So Is A Recession Guaranteed?Job openings. Interest rates skyrocketing. War continues to rage overseas. Lots of bad news came out the past two weeks.So is a recession guaranteed? Should you run for shelter? Probably not, shelter is very expensive right now. But we'll go through the things you need to be aware of and how I know whether or not we are going into a recession.Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [https://shorturl.at/Jhlez] • Spotify: [https://shorturl.at/8IeVM] Co...
2022-04-1217 minLifebuilder with Stephen Courson#065 Which Of The 7 Money Personalities Are You?Becoming a millionaire is pretty simple. You can figure out how to do it by surfing the internet for about 20 minutes. Multiple different ways to become rich and financialy independent.So why isn't everyone a millionaire then if all it takes is 20 minutes to find out how to do it?Because knowledge is not the biggest part of becoming a millionaire! It actually comes down to daily habits and behaviors. Most of the ways we handle money are driven by emotions and feelings rather than data.This is why commercials trying to get...
2022-03-2923 minLifebuilder with Stephen Courson#064 How I’ll Make $1.8M More By NOT Paying Down My HouseTo say I "broke the internet" with my post this week about not paying down my home may be an exaggeration. But I got more "hate-mail" and people showing general interest on this topic than any other before. And I get it. It's a hot button topic primarily because paying down your home is some of the most basic finance advice that parents have passed on.Well, that used to be good advice. Now the landscape has changed and it isn't necessarily the case depending on your financial footprint. It's definitely not the greatest option fo...
2022-03-2219 minLifebuilder with Stephen Courson#063 Creating A Budget That Actually WorksHave you ever created a budget but it didn't really stick? Do you think budgets are restrictive and mean you have to have less fun? Have you never created a budget but think things are fine the way they are?If that's the case, you probably never created a budget that actually worked. There's probably a few reasons why it didn't and on this episode, we are going to dive into exactly what you need in order to make sure you create a budget that works.It's not all about writing down numbers and expenses...
2022-03-1520 minLifebuilder with Stephen Courson#062 Why Everything Is Expensive, How War Is Making It Worse, And What To Do About ItInflation. Ukraine at war with Russia. Supply chains are broken. The government keeps screwing up their policies and causing market havoc. It all seems pretty bad, and it is, but it is likely going to get worse. That's not being alarmist, just reality.But that doesn't mean there's nothing you can do about it. In this episode, we will discuss what is happening at a 10,000 foot level to give some understanding on why a war on the other side of the world is making life everywhere else more expensive.Then we will go o...
2022-03-0830 minLifebuilder with Stephen Courson#061 Should You Buy The Dip?Stocks are going down. Crypto is going down. NFTs are going down. Even art is going down it seems!The reality is that dips in an asset class are very healthy and part of the natural cycle of investing. They can be great opportunities if handled properly. But too many people can throw money into something just because someone told them too without properly setting themselves up for success in that investment. We will go over 5 questions in this episode to help you decipher whether or not buying the dip is the right mo...
2022-03-0123 minLifebuilder with Stephen Courson#060 Looking To Quit In The Great Resignation? Here's 5 ConsiderationsThey're calling it The Great Resignation. More people than ever are leaving their jobs for new ones or to start their own business. Jobs have to cater to these new demands of the workforce brought on by the pandemic or lose valuable talent! But does that mean you should quit? Maybe.Be sure to consider these 5 things as you interview for other positions or companies. Salary is not the only thing you should be considering. Higher pay doesn't always mean more money!I'll explain how that works and what to think about as y...
2022-02-1521 minLifebuilder with Stephen Courson#059 Focus On Building Wealth…All Four Of ThemDo you know what the 4 Types of Wealth are?They seem obvious once you hear them, but most people don't know what they are. Time Wealth, Health Wealth, Financial Wealth and Social Wealth are the four types of wealth that every person has some level of. The question is how focused are you on them?Most people are usually only focused on 2 of them at any point in time and leave the others unattended. Since they all tie together, its important that we are taking an honest accounting for how we are trending w...
2022-02-0824 minLifebuilder with Stephen Courson#058 Three Things To Do If We Go Into A RecessionInflation at the highest its been in 40 years. Real estate skyrocketing. Supply chain disruption making every day items more expensive. Stocks are down big time in 2022. Are we heading into a recession? It's hard to say but we can be prepared for when we do go into a recession. Did I say "when"? Yes I did, because recessions are a natural part of the economic cycle and there is no way to avoid them.So if you know one is around the corner usually once every ten years or so, then why wouldn't you bother p...
2022-02-0219 minLifebuilder with Stephen Courson#057 Forget Resolutions. How To Make Real Goals And Achieve Them!Be honest with yourself. How many times have you made a resolution and quit on it before you really started making any progress?Change is hard. Doing hard things is hard! But its so worth it. So lets talk about how to set goals that are worth doing and six steps that you can do to drastically improve your chance of success!2022 is here. Let's kick ass and take names!!!Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [https://shorturl.at/Jh...
2022-01-1117 minLifebuilder with Stephen Courson#056 Three Things Everyone Needs To Do Before December 31In the last podcast of 2021, I talk about a few important items that should be on everyone's list of things to do. The end of the year is a time to get things done but also reflect on how things have been going.The mix of functional and life advice is something that will contribute to all four types of wealth. Check it out and hope you have had a wonderful 2021!Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [https://shorturl.at...
2021-12-0717 minLifebuilder with Stephen Courson#055 Crash Course: Blockchain, Cryptocurrencies, and NFTs 101After my 193rd conversation on these topics this week, I've decided I needed to do an intro episode into these new technology terms so you can be educated on these in the future as they continue to break into the mainstream.Cryptocurrencies and NFTs exist on the blockchain and understanding the difference and how they relate together is not super complicated but might take a little imagination.I do my best to explain these with real-world examples and demistify these terms!Love This? Leave a ReviewHelp more pros find...
2021-11-3020 minLifebuilder with Stephen Courson#054 The Power Of Practicing Gratitude and ContentmentIn the US, the holiday of Thanksgiving is upon us. And usually, shortly following that, the shopping weekend of Black Friday and then Cyber Monday would rush in full steam.But this year is different. There won't be crowds in stores due to the pandemic. Many stores won't even have a Black Friday due to inventory shortages.So I think its the perfect time to do something we need to do more of, and that's practice gratitude and contentment. The effects of doing so can be powerful!Love This? Leave a Review
2021-11-2320 minLifebuilder with Stephen Courson#053 What Is The Metaverse And How To Make A Ton Of Money On ItThe word "metaverse" is officially in the runnings for buzzwords of 2021 since Facebook changed their company name to it. With all the talk of blockchains, NFTs and crypto happening, it was only a matter of time before this went mainstream. Geeks and nerds have been aware of the metaverse for sometime and it may suprise some of you to know that this isn't a futuristic thing...it's already here!Actually, its been here for a quite a while, but it just hasn't been widely adopted yet. This is a trend that a $50B company is b...
2021-11-1619 minLifebuilder with Stephen Courson#052 Want To Be Wealthy? Marry The Right Person.In this episode, we go over a score of scientifically backed common sense that proves over and over that married people grow their financial wealth significantly more than single and divorced people do.In an episode dedicated to my wife on her birthday, I talk about some of the successes we've shared as a couple.Then, we discuss three questions that you need to discuss with your partner when you're dating to give your relationship a stronger chance of success and to get to know each other better.Love This? Leave a...
2021-11-1024 minLifebuilder with Stephen Courson#051 You Have Officially Been Hit By "Shrinkflation"The new buzzword for 2021...Shrinkflation.It's happening on a mass scale and there's no doubt that it is impacting the things you buy on a daily basis. No this isn't what happens to guys in cold water, it's worse and its effecting your budget.We'll talk about what it is and what you can do about it so you don't end up going into debt or losing money on day to day things.Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [ht...
2021-11-0214 minLifebuilder with Stephen Courson#050 The Top 5 Things To Know About Money in 2021 and 2022Wow! Episode 50! Thank you so much for listening this past year. The feedback has been amazing and I can't wait to do the next 50!This episode, I thought about what I want people to know about for the coming year in regards to money that are important. This is my personal list of things I think you have to pay attention to.We discuss budgets, NFTs, investing and more on this list of priorities. If you take heed of these things, you'll be in a much better place in a few months!
2021-10-2723 minLifebuilder with Stephen Courson#049 Men Are Giving Up On College At Alarming Rates And Why That’s Bad For EveryoneThere's a scary stat that is only just now coming to light. Colleges and Universities have seen this trend happening for years but many refuse to do anything about it because of how it looks. The optics are bad.We are going to talk about the primary school system and why girls tend to perform better than boys as a possible explanation of this trend.I dive into social, economic and cultural reasons as to why this is happening and why its effecting more than just how much money guys earn. It's impacting woman and...
2021-10-1334 minLifebuilder with Stephen Courson#048 Your Network = Your Net Worth: Social MediaIn part 3 of our Your Network = Your Net Worth series, we dive into the different ways you can use social media to increase your wealth. Sites like LinkedIN are fantastic for connecting with professionals in your industry as well as recruiters who could potentially place you in a new job. But you have to represent yourself well in your profile and your communications to get people to really take notice.I also go over the rule of 1000 True Fans and how you can use that to monetize literally ANYTHING if you have a following and m...
2021-10-0629 minLifebuilder with Stephen Courson#047 Your Network = Your Net Worth: CollegeOn part two of the Your Network = Your Net Worth, we dive into the networks of our alma maters. How do you utilize the connections that your college or university provide? What methods can you use in order to increase your net worth through these channels?This episode focuses specifically on utilizing that network to get a new job or move to a city with larger opportunities in your existing company. It doesn't matter if you are about to graduate or have been working for 15 years, you can always tap into the ever-growing network of alumni from...
2021-09-2219 minLifebuilder with Stephen Courson#046 Your Network = Your Net Worth: Family and FriendsMany of you have heard the cliche, your network equals your net worth. But how much have you really thought about what that means for you life? Beyond that, what are you actively doing to increase your network to increase your net worth?In this episode, we are covering specifically how our immediate network of the people we are closest too is impacting your net worth and how you can leverage your closest personal connections in order to make a little more money or a life-altering change!Love This? Leave a Review...
2021-09-1424 minLifebuilder with Stephen Courson#045 Considering A New Job? How To Crush Your Interview Whether In Person, Phone Or VirtualThe Great Resignation is upon us and almost half of anyone with a job is considering a new one. There are lot of reasons for this but overall, its COVIDs fault. We have all done a little soul-searching and many of us want to continue working from home or some hybrid and if our work won't cater to that, then peace out!If you are putting yourself back out there, then this episode is a guide on how to prepare for 3 types of interviews:1) Live or in-person2) Over the phone3) Via web conference (Zoom, G...
2021-09-0731 minLifebuilder with Stephen Courson#044 Should You Buy Bitcoin? (recast)Bitcoin has been very busy making headlines along with other cryptocurrencies like Ethereum and Cardano to name a few. In 2021, we saw Coinbase go public and become one of the largest financial institutions overnight in the world. The returns cryptocurrency has offered over the past few years is hard to ignore, but does that mean you should buy it? The volality can be dangerous to emotional or rookie investors who aren't in it for the long haul. The markets are still young and immature and open to manipulation by large holders of crypto (called "whales" in the c...
2021-08-2523 minLifebuilder with Stephen Courson#043 Let's Talk About What This Article Said About Having $500,000A survey came out and found that people said they needed $500,000 in savings in order to feel financially secure. I have a huge issue with that number and I get into the details as to why.I go over the results of the article and give a blind reaction to it in this first ever Super Awesome Article Review Podcast Episode! Not sure we'll end up calling it that or doing it again, but hopefully you'll enjoy it!Love This? Leave a ReviewHelp more pros find us and just take 10 seconds:
2021-08-1120 minLifebuilder with Stephen Courson#042 How Much Money Do Olympians Make?You've trained for 10-20 years at what you do. Now you're in Tokyo getting ready to compete at the Olympics against the best in the world. You battle and compete and end up standing on the podium recieving your medal as they play your country's anthem!How amazing! But...How much are you going to get paid? I mean, this is your full-time job. You are the best in the world at this skill you have. What does that mean for paying your rent? Turns out, it all depends on where you are from!
2021-08-0318 minLifebuilder with Stephen Courson#041 Weird Ways To Make Money In The PandemicYou'd be suprised about some of these strange ways to make money during the pandemic. Some of these ideas are going to be limited to while things are still restricted due to COVID-19 guidelines but others are good ideas in general that the pandemic has made more demand for! If you are interested in hearing more about Everything Money, check out our website at www.everything.money and download the free Lifestyle Strategy Playbook to create a financial plan tied to your goals!Love This? Leave a ReviewHelp more pros find u...
2021-07-2816 minLifebuilder with Stephen Courson#040 Millennials vs Gen Z: How We View Money And Why It's So DifferentWe are all shaped by forces around us which is why every generation has different tendencies than the other. Today, we will compare Millennials and Gen Z to understand how they think about money and jobs.Millennials have paved the way for the digital world we live in now but Gen Z has grown up in it and know nothing else. This gives us different perspectives on it that both have wisdom and cautionary tales to learn from. Gen Z is just full of people that are finishing high school and college (if they chose t...
2021-07-2125 minLifebuilder with Stephen Courson#039 Don't Fall For These Summer Budget BustersGas has skyrocketed. Plane flights are limited and just as expensive. Hotels don't have enough staff. Airbnbs are overbooked and we are all sick and tired of being inside!So if you're planning on traveling this summer or for the rest of the year, you need to do properly evaluate your plans and the costs as everything gets more expensive quickly.In this episode we will go over how to figure out the best vacation and how to do it without blowing your budget.Love This? Leave a ReviewHelp...
2021-07-1317 minLifebuilder with Stephen Courson#038 Five Lies That Prevent You From Becoming A Great InvestorInvesting is a battle against many things, but one of the most common enemies comes in the forms of lies before we ever invest at all.Whether the lies are something our inner voice tells us or its a co-worker at work or that uncle at Thanksgiving, these common lies are something we must be aware of in order to make solid investing choices. Master these fives lies and you'll instantly become a better investor than you are today!Remember, no one wants to get rich slowly. Everyone is trying to get rich q...
2021-07-0625 minLifebuilder with Stephen Courson#037 Why Is Your Purchasing Power So Important And Why It's Going DownYou may have heard of inflation before but do you know how it affects you on a day to day?In this episode we will go through what Inflation functionally does and why a little bit is fine but the large spike we are seeing is really going to hurt us if we don't prepare.Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [https://shorturl.at/Jhlez] • Spotify: [https://shorturl.at/8IeVM] Connect with Stephen Website: lifebuilder.co...
2021-06-2928 minLifebuilder with Stephen Courson#036 Retail Tricks That Amazon and Stores Use To Get You To Buy MoreEver walk into a Target and walk out with $150 more of stuff than you mean to buy? That's not by accident, but by design! Amazon is having their big Prime Days right now and guess what, they aren't even great deals! But that won't stop them from pulling out all the tricks to get you to buy a bunch of things you don't need at all.There is a lot of small psychological tricks that go into both physical and online stores in order to get you to buy more and in order to be a...
2021-06-2225 minLifebuilder with Stephen Courson#035 How Millionaires Think About Money (recast)Another foundational episode and one of the most downloaded from the Stephen Courson Show playlist. This episode discusses a few key ways that millionaires think about money. Our mindset towards money and how we think about using it is ultimately what will decide if we become millionaires, not our income. Even a low income earner with the right mindset and goals will be a millionaire someday. It will just take longer than it would with a larger income.So what does that look from the eyes of a millionaire? Listen and find out!...
2021-06-1621 minLifebuilder with Stephen Courson#034 The Party Is Over: Everything From Uber Rides to Airbnb Is Going To Get More ExpensiveI remember my first time taking an Uber. Cool car. Smelled nice. I knew what the price would be the second I booked it and way cheaper than a taxi. Hooked. Rented an million-dollar mansion on Airbnb in Breckenridge to ski. 3 stories. Hot tubs. Close to the slopes. Split it cheap with some friends. MoviePass! $10 a month to see all the movies you want! I mean, c’mon. We all knew deep down that couldn’t last, but we hoped the rest would. And now its over. Why?
2021-06-0925 minLifebuilder with Stephen Courson#033 Financial Foundation: What It Is And Why You Won't Be A Millionaire Without ItFinancial Foundation: What Is It And Why You Won’t Become A Millionaire Without It Question: Do you know what a financial foundation is?Three Pillars- 6 months expenses saved minimum- Insurance- Cash flowThe point of the financial foundation is to be able to BUILD something on top of it. If it has cracks or gives in altogether, then its not going to hold anything that’s meant to last.If you don’t have this together, then any investments or...
2021-06-0226 minLifebuilder with Stephen Courson#032 Defeating 12 Hard Truths About Why You Won’t ChangeQuestion: Why do people wait for things to get so bad before they change? This is one of the most interesting financial statistics of the pandemic. Credit card debt has gone down despite people being out of work for weeks and months at a time. As of March 2021, consumers had paid down a record $83 Billion in credit card debt in 2020! According to Wallethub, that is a record. It is only the SECOND time in THIRTY FIVE YEARS that we’ve ended the year owing LESS than w...
2021-05-2630 minLifebuilder with Stephen Courson#031 Home Prices Are Skyrocketing! Will There Be A Crash Soon Like 2008?So what is happening? Well since the pandemic began, the number of people looking to sell their home has gone down and the number of people looking to buy has gone up dramatically.In classic economics, this is the whole supply/demand thing. More people want to buy houses and there’s not a lot on the market so people selling their homes are getting CRAZY offers the day their house hits.What happened is that as big cities shut down, people realized they didn’t want to be stuck in the city anymo...
2021-05-1926 minLifebuilder with Stephen Courson#030 The Biggest Mistake People Make When Investing In Stocks, Crypto And Everything***Download the free Lifestyle Strategy Playbook at www.everything.money and get access to the 7 Steps to create a plan for the life you want!0.65 cents for Doge coin is the average price that millions of people bought the cryptocurrency at in anticipation for the price to skyrocket when Elon Musk went on national television to plug it. What happened was so obviously predictable that I predicted it weeks before. I’m not psychic. I don’t have access to the ten multi-billion dollar individuals who hold 90% of all Doge coin to hear wheth...
2021-05-1228 minLifebuilder with Stephen Courson#029 Dogecoin, Crypto Investing, and Elon Musk on Saturday Night Live (SNL)Dogecoin, Crypto Investing and Elon Musk on Saturday Night Live Question: What does the CEO of an electric car company/space shuttle company going on a long-standing TV show have to do with the price of a cryptocurrency named after a dog in a meme? This is the type of wacko things we are dealing with if you haven’t been paying attention to the hangover 2020 gave 2021.Dogecoin – is a cryptocurrency that was literally built as a joke. Its so much a joke, that the founder of dogecoin (pronounced doggy c...
2021-05-0524 minLifebuilder with Stephen Courson#028 Love And Money: How Money Will Impact Your RelationshipIs money that big of a deal in a relationship as everyone makes it out to be?Yes, 1000%. I’d venture a guess that at the core of 99% of marriages ending, money was the key factor. And when it comes to dating, a lot of people would have saved themselves time and heartbreak if they handled money differently in the relationship.People don’t ask difficult questions about money.Usually, we go about this in a roundabout way. “What kind of job do you have?” is usually how we make our first as...
2021-04-2828 minLifebuilder with Stephen Courson#027 Rich Is Overrated, Wealth Is Not (Recast)I've had many new listeners subscribe to the channel and this episode is foundational to so much of what we talk on here that I wanted to re-introduce it. Also, its the 2nd most downloaded episode so I thought it was worth re-introducing!Love This? Leave a ReviewHelp more pros find us and just take 10 seconds: • Apple Podcasts: [https://shorturl.at/Jhlez] • Spotify: [https://shorturl.at/8IeVM] Connect with Stephen Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson] About Life...
2021-04-2028 minLifebuilder with Stephen Courson#026 The 3 Ways To Control Money: Do You Know Them?There are only 3 things you can really do with money. Are you aware of what they are?***To get better control of your money and your life, create a Lifestyle Strategy using the FREE template on my website at www.everything.moneyDon’t overthink this, they’re pretty easy. But if you can’t name all three immediately, it shows that you don’t keep this top of mind and that’s a problem. I’ll give you the first and most obvious one.1) Spend Money.I chose this first sin...
2021-04-1427 minLifebuilder with Stephen Courson#025 Three Reasons Why You Should NEVER Say You Are “Broke”If we agree words have power, then why should you never use the term “broke” to describe your financial status?Words are incredibly powerful. On the battlefield, did generals and military leaders stand silently before a charge or did they turn to their troops and give a compelling, passion-fueled speech to build up their bravery before they raced into blood-thirsty battle?In martial arts, they teach you to give a shout before landed a major punch or kick. Why? Because its scientifically proven to create more power.The discussion around words is all thro...
2021-04-0626 minLifebuilder with Stephen Courson#024 What's A Non-Fungible Token (NFT) And Should You Buy Them?The word fungible means “able to replace or be replaced by another identical item; mutually interchangeable. Fungibility would be like me giving you five 1-dollar bills for one five-dollar bill. They are interchangeable.***Go to my website www.everything.money and download the free Lifestyle Strategy Playbook and to get your money and your life moving towards the things that matter to you!"Question: So what is a blockchain?A blockchain is simply an digital record of transactions. The individual records are called blocks and get linked together in a si...
2021-03-2436 minLifebuilder with Stephen Courson#023 The Most Misunderstood Investment That Could Make You A MillionaireThe best investment you can make is in yourself. – Warren BuffetYou can go to my website www.everything.money and download the free Lifestyle Strategy Playbook and follow the seven steps to start building a plan for the life you want!Quotes: An investment in yourself pays the best interest. – Benjamin FranklinInvesting time in improving yourself is the best investment ever. – Vijaya RekhaI just believe in ownership. I believe in investing in yourself. Your foundation should be strong. – The late Nipsey Hussle7 Ways...
2021-03-1627 minLifebuilder with Stephen Courson#022 You Are NOT Getting $2000 And How Else The $1.9T Stimulus Bill FailsDo you care whether your taxes go up? Do you care if the cost of everything in your life increases? Have you read the stimulus bill? We didn’t learn from the first round and this time is worse.****Check out my website www.everything.money if you want to get a copy of our free Lifestyle Strategy Template and take control of the direction of your life!Summary: So out of this entire mess, we are sacrificing the future of our lives and our childrens’ lives to inflation and out of all of a...
2021-03-1026 minLifebuilder with Stephen Courson#021 Mastermind Discussion on Investing, Day Trading and Crypto on the WHOA GNV PodcastThis week's episode is hosted on the WHOA GNV podcast. We had a mastermind with everyone from professional wealth managers, complete noobs to trading, people who barely knew what crypto was and a recent full-time day trader!It was a fascinating conversation that covered everything from the Wall Street Bets and GME/AMC debacle with Robin Hood, how to invest in crypto (if at all), what good investing looks like and ultimately, how to make money!Be sure to check it out and smash the like button Youtube!YouTube: https://www.youtube.com...
2021-03-0301 minLifebuilder with Stephen Courson#020 The Good, The Bad and the Ugly of COVID-19's Impact On Our MoneyCOVID-19 has impacted almost every single industry and job in the world. Most for the worst. Few for the better. But everyone has had to adapt or die. Quote – “It’s not what happens to you, but how you react to it that matters.”THE BADHow many people were impacted negatively?42% of Americans said their level of financial security was the same or worse since the pandemic began. That is with stimulus checks, payments on mortgages and loans being suspended for certain periods of...
2021-02-2430 minLifebuilder with Stephen Courson#019 Four Books To Read In 2021 If You Want To Make More MoneyAre you already slacking on those new year's resolutions? When was the last time you picked up a book that wasn't required reading from school or your job? What are you doing to separate yourself from the others at your job or in your field to make even more money?Reading and self-education is one of the few ways to truly get ahead and if you aren't sure where to start, I'm going to give you four books that will help you make/keep more money. There are a lot of good books like Rich Da...
2021-02-1731 minLifebuilder with Stephen Courson#018 How To Invest $1000This has to be one of my most requested topics! Where do I start investing? That question is going to be different based on so many factors like how old you are, the amount of risk you are willing to take, how much are you hoping to earn, and how quickly?We will go through four questions that should help you decide what the best investment strategy is for your money whether its $1000 or $10,000.You have to remember to think beyond real estate and the stock market. There are other investments such as c...
2021-02-1028 minLifebuilder with Stephen Courson#017 Exposed: How Wall Street and Robin Hood Got Beat By Reddit UsersHave you heard about what has happened on Wall Street and Big Tech this week around GameStop and AMC stocks? Robin Hood is in big trouble for their role in contributing to blatant market manipulation. It was a WILD week that all came down to one thing.Revolution.As the news took over, people started bashing Robin Hood and calling out hedge funds and the billionaires behind them for the simple reason that they got beat at their own game. It was a true David and Goliath scenario.The amazing thing about it...
2021-02-0234 minLifebuilder with Stephen Courson#016 Can Money Actually Buy Happiness?You can now download my Lifestyle Strategy template for free at www.everything.moneyStart with Challenge Question: It’s an age old saying. Money can’t buy happiness. But can it? Like, actual true happiness?I guess the question is not so much “can money buy happiness” as it is “what do you consider happiness”? Quote – “Money can’t buy happiness, but it can make you awfully comfortable while you’re being miserable.” – Clare Boothe LuceQuote – “Anyone who tells you money can’t buy happiness never had any.” –...
2021-01-2629 minLifebuilder with Stephen Courson#015 Why Goal-Setting Will Make You Better At EverythingStart with Challenge Question: Do setting goals make a difference in your everyday life? Is there such a thing as a bad goal?If you planned a roadtrip, but never set a destination, doesn’t that sound kind of ridiculousGoals give you a purpose and direction. Quote – The problem with not having a goal is that you can spend your whole life running up and down the field and never score.Fact #1 – People who WRITE DOWN goals are 42% more likely to achieve them. That’s it. You...
2021-01-1930 minLifebuilder with Stephen Courson#014 Five Jobs That Make Over $60k And Don't Need A 4-Year DegreeFive Jobs That Make Over $60k And Don’t Need a Four-Year Degree Question – Do you need a four year degree to make a decent living? Point #1 – Is the quote by Musk. Quote – “You get paid in direct proportion to the difficulty of problems you solve.” – Elon MuskPoint #2 – A college degree has a direct correlation to value in fields like engineering, accounting and nursing. But increasingly, a degree holds no correlation to the field of work graduates go into. So here are 5 jobs that pay very well a...
2021-01-1225 minLifebuilder with Stephen Courson#013 The Power of Gratitude and Review of 2020If you want to build a Lifestyle Strategy so you can earn more money and have more time to spend on the things that are important to you, then download my free Lifestyle Strategy Playbook at www.everything.money. Join me for a personal discussion on what the lack of gratitude did to me in 2020 despite having some of the most amazing moments of my life happen in 2020.In this episode, I discuss why practicing gratitude is so important and why it was so difficult in 2020 for so many. Having reasons to complain is not a...
2021-01-0522 minLifebuilder with Stephen Courson#012 Where To Start InvestingInvesting: Where to Start? Sometimes the best investment doesn’t look like an investment. Point #1 – Before you invest in property, stocks, or anything else, you have to look at your debt. People don’t realize it, but sometimes paying down additional debt has the BEST RETURN on your money? 20% on a credit card is a better “investment” than buying a stock with a 10% return. That’s a 100% better return on your money. Let’s say you get a check for $10,000 and are looking to invest it. If you had $10,000...
2020-12-1529 minLifebuilder with Stephen Courson#011 Numbers Don't Lie. Why Is Discussing Money A Social Taboo?Why are we so afraid to talk about money? Why is it considered a social taboo? From an American perspective, we can blame the British for this one. Jodi R. R. Smith of Mannersmith Etiquette Consulting said that the wealthy didn’t need to discuss it because most wealth was based on land so it was relatively easy to figure out what someone earned. And those further down the feudal ladder had very little so there wasn’t much to discuss.Stat 1 – 76% of people are not comfortable ASKING A FRIEND how much they ma...
2020-12-0830 minLifebuilder with Stephen Courson#010 – How To Know If You Should Buy BitcoinBitcoin is the most popular buzzword in money right now and almost no one really knows what it is. But the only thing people ask me is whether or not they should invest. So…should you?To answer this question, we are going to treat this like a video game. You have to pass certain “bosses” or “quests” in order to be able to advance to the next one. If you don’t pass one of these, then you can’t keep going forward in order to achieve the ultimate, imaginary, and highly sought after Stephen Courson stamp of appro...
2020-12-0123 minLifebuilder with Stephen Courson#009 Black Friday 2020: Eight Tips To Get The Best DealsCheck out www.everything.money for more insights and get our Lifestyle Strategy Playbook to help you save more and live the life that you want!On to Black Friday 2020!1. Start early So a few years ago, to minimize people literally trampling and fighting each other at the door, the stores starting spacing out Black Friday over a few days over a few weeks. This has reduced the loss of human dignity during the maddening retail buzz this time of yearDespite that, people seem to wait for the actu...
2020-11-1727 minLifebuilder with Stephen Courson#008 The Top 3 Financial Mistakes People Say They RegretHave you ever made a big financial mistake? What was it? Listen up and I’ll give you mine… And by the way, I’m not talking about “should have bought bitcoin in 2012” or “wish I put my life savings in Apple stock in 2005”. Give me something legitimate because even if you had bought those back then, I’m willing to bet my amazing dog and partner in crime, Leia, that you would have sold out before it ever reached its all-time highs.Give me something legitimate. Should’ve bought a property but didn’t? Skipped put...
2020-11-1028 minLifebuilder with Stephen Courson#007 Presidential Elections, Your Money and Six Truths You Need To KnowQuote – “In America, anyone can become the President. That’s the problem.” – George CarlinTruth #1 – Uncertainty sucks. Especially in 2020. Regardless of who wins, both candidates have been pretty vague about how their plans will work. There’s lots of promises and the outcomes are based on government efficiency which, outside of the military, has been proven over and over again to run as smoothly as a car with square tires on a gravel road. Truth #2 – Local elections can have a bigger impact on your money than national elections (Marketplace.org)
2020-10-3033 minLifebuilder with Stephen Courson#006 Can You Answer These 6 Basic Personal Finance Questions?This was a quiz in Forbes magazine a few years ago. Most people only get 2 correct…1. As a general rule, how many months' expenses do financial planners recommend that you set aside in an emergency fund?a) 1 to 3 monthsb) 3 to 6 months c) 6 to 12 monthsd) 12 to 15 monthsCorrect Answer: The correct answer is C, which is "6 to 12 months." 2. If you have too many credit cards, what should you do?a) close as many as possibleb) request a higher credit limi...
2020-10-2720 minLifebuilder with Stephen Courson#005 The Shocking Things People Would Rather Do Than Talk MoneyHow far would you go to NOT have a serious conversation about money?Quote – “Money isn’t the most important thing in life, but its reasonably close to oxygen on the “gotta have it” scale. – Zig ZiglarQuote – “I’m scared to death of being poor. It’s like a fat girl who loses 500lbs but is always fat inside. I grew up poor and will always feel poor inside. It’s my pet paranoia.” – CherThis New York Post poll gave some shocking stats that showed us how damned scared we ar...
2020-10-2024 minLifebuilder with Stephen Courson#004 How To Interview Well Virtually And In-Person To Get The JobWhen interviewing for other positions inside your existing company, it’s good to also interview externally as well. This way, if you have other job offers, you can use their “potential salary” as leverage in your existing one. Point #1 – Interviewing over the phoneIt’s important to speak clearly over the phone. Without the ability to see you, making sure our speech is understood is very important. A few studies referenced in this Scientific American article show that dressing up increases abstract thinking and certain types of dress can increase tes...
2020-09-0931 minLifebuilder with Stephen Courson#003 Is Going To College Worth It Anymore?The economics of a 4-year degree have changed. So is it worth the high price tag for that diploma?Point #1 For – One of the biggest selling points is that graduating from a university and becoming an alum makes you part of a network and network = net worthHarvard just announced it was doing the entire Fall 2020 and Spring 2021 semesters online due to COVID-19. No onsite classes. But what didn’t change was the tuition! Students will stay have to pay the full $50,000/year.Harvard is telling you what a coll...
2020-09-0927 minLifebuilder with Stephen Courson#002 How Millionaires Think About MoneyDo you know any millionaires? I do. If you hang around millionaires whether they have $1 million or $100 million, most of them think about money the same. It’s a simple thing but its life changing. They don’t think in terms of amounts, but percentages.Numbers don’t lie, but they can misrepresent what is actually going on. We see this in data that politicians and large media outlets put out. They’ll give a number that sounds like a lot, but it doesn’t sound like much. A great example is government budget cuts...
2020-09-0921 minLifebuilder with Stephen Courson#001 Rich Is Overrated, Wealth Is NotWhat number means you are rich? What threshold has to be crossed in your opinion for you to call yourself “rich”?Financial Brokerage firm Charles Schwab has people between ages of 21 and 75 surveyed to find out what it means to be considered wealthy. The magic number across everyone who surveyed said $2.6M. BUT, since COVID-19 hit, people have seemed to readjust their thinking of what’s essential and in a new poll taken after COVID-19, that number has dropped to $2M!Point #1 – What’s the difference between “rich” and “wealth”?These are the definition...
2020-08-2528 min