Shows
Last Call with Steve Noviello: The PodcastS3E103 Steve was the kid who reminded the teacher to give homeworkSteve Noviello is joined by Payton May, Steven Dial and Tre G to discuss 'collecting' items from restaurants, overuse of commas in LinkedIn posts, and how Steve may or may not have been the kid in school who reminded the teacher to give homework.2025-04-1921 min
Side One/Side B with Dave and SteveThe worst album of all time? Steve shows two punk rockers a heavily panned album from 1970, featuring names such as JIMMY PAGE, JOHN BONHAM, JEFF BECK, & NOEL REDDING. Join us as we find out if LORD SUTCH AND HEAVY FRIENDS (1970) deserves its reputation.Send us a textSteve and Dave bring in their Alliterates bandmate, Sean to check out this album that was once voted as the worst album of all time by multiple publications. If you'd like to follow along at home, check out this playlist. Pause after Smoke and Fire for Side One.Check out this YouTube documentary.Lord Sutch and Heavy Friends is the debut album of English rock singer Screaming Lord Sutch. Recording began in May 1969 at Mystic Studios in Hollywood and it was released on Cotillion Records...2024-09-0951 min
The Money MenThe Money Men - 25/07/2024 -Markets, Wins of the fortnight, Super fund returnsListen in as Steve, Luke and Nick discuss the markets, their wins of the fortnight and the performance of super funds for the 2023-24 financial year.2024-07-2642 minThe Money MenThe Money Men - Aged Care Advice
Join Nick and Steve as they briefly chat about the markets over the past fortnight, then talk with Chelsea Robinson of Careplan Advisory about the considerations, costs and strategies surrounding entering Aged Care.
www.careplanadvisory.com.au
www.myagedcare.gov.au2024-07-1257 min
Student Ministry Connection135: Keeping a Kingdom Mindset with Steve WhiteHow do we respond when someone decides to leave your church or ministry? Do we have a castle mindset or a kingdom mindset, seeing the bigger picture of the entire church? Steve White joins us this week discuss what it’s like to have a kingdom mindset and keep it.
Sponsor for this episode of podcast: G Shades - https://gshades.org (Use code CONNECTION to save 10% off your next order).
Links referenced in this episode:
Follow Mission NextGen on Instagram: @missionnextgen
Learn more about Mission NextGen at https://missionnextgen.com
Connect with Steve White a...2024-06-2638 minThe Money MenThe Money MenThe Money Men
Revisit our very first Money Men Podcast episode from the early days of 2020 🎙️. Witness the eerie accuracy of a COVID forecast on Investment Markets 🦠😮.
Join us for a reflective journey through historical events and arm yourself with the tools necessary to make savvy financial decisions 💼💰.
In this episode, Steve and Luke engage in a dynamic discussion covering fundamental concepts such as long-term wealth creation, the Rule of 72, barriers to financial prosperity, redefining the "retirement age," and the significance of Income Protection Insurance.
(Note: Please be aware that Income Protection Insura...2024-06-1255 minThe Money MenThe Money Men 16/05/2024Steve, Luke and Nick chat about the markets over the past fortnight, their wins, the federal budget announcements, and some handy end of financial year tips. Enjoy!2024-05-2038 minThe Money MenThe Money Men - Fortnight in Review (01/02/2024)Markets Update:
📈 Let's kick off with the latest market movements:
📊 ASX
📈 S&P 500 & US Dow Jones
🏡 Residential Property
Wins of the Fortnight:
🏆 Stay tuned for exciting updates on the wins our community has achieved over the past fortnight. Success stories, big or small, contribute to our shared financial growth.
Introducing Nick Shanley:
🎙️ We have a special treat for you in this episode! Steve and Luke are thrilled to introduce a new addition to The Mone...2024-02-0138 minThe Money MenThe Money Men Podcast: Fortnight in Review (01/12/2023)Join Steve and Luke in this edition of the Money Men Podcast as they navigate the dynamic world of finance and investments over the past fortnight. In this episode, they delve into a range of topics, sharing their insights and experiences to keep you informed and inspired.
Fortnightly Wins:
Luke shares a captivating encounter with an ex-service member, offering valuable wisdom. Meanwhile, Steve recounts successful moments helping clients achieve their retirement goals. Tune in to discover the human side of financial victories.
Market Insights:
Stay ah...2023-12-0241 minThe Money MenFortnight In Review (15/09/2023)This Fortnight Steve and Luke catch up to discuss all things Money.
We cover:
The Markets.
Fortnightly Wins.
Gifting Rules in Australia, and what to consider when gifting money.
Qantas’s fall from grace.
Where to Invest Money, if you have some extra but don’t know where to start.
Enjoy the latest episode, and don’t forget to share, like, or comment : )
2023-09-1540 minThe Money MenThe Money Men, Fortnight in Review (31/08/2023)This fortnight Steve and Luke cover:
The Markets.
Fortnightly Wins.
Different Money Mindsets, what are they, and what can you
do to manage them.
Credit Cards. Are you using yours correctly, and if not, should you actually have one?
Economic update, Steve and Luke give their 2 Cents.
Enjoy the latest episode. 2023-09-0139 minThe Money MenThe Money Men, Fortnight In Review (03/08/2023)This Fortnight the Money Men cover:
The Markets.
Fortnightly Wins.
Uber and their recent profit. Why the shiny toy can sometimes be a poor investment.
Superfund Administration Standards. Why more needs to be done to protect Australian Superannuants from poor Superannuation admin services.
Asset or Liability? Luke uses his definition to put Steve to a test.
Enjoy the latest episode.2023-08-0341 minThe Money MenFortnight In Review (19/07/2023)This fortnight the money men cover:
-The markets
-Fortnightly wins (in our day jobs).
-Top 10 Superfunds announced for 2022-23 (Buyer Beware).
-Steve puts Luke under the microscope with an Investing Q&A.
Enjoy the Latest episode. 2023-07-2041 minThe Money MenFortnight in Review (07/06/2023)This fortnight Luke and Steve cover:
The Markets.
Fortnightly Wins (In our day jobs).
Recent Interest Rate Increases, actionable solutions to increasing interest rates.
Why Superfunds may be 'running out of steam' when it comes to investing member money.
Understanding your superfunds advertising campaign, is it fit for purpose?
Enjoy the latest episode : )
Don't forget to leave us a review or ask a money-related question @ https://themoneymen.com.au/
2023-06-0740 minThe Money MenMoney Men – Fortnight In Review (24/05/2023)This fortnight the two Money Men cover:
Markets in review.
Steve and Luke discuss the much-anticipated Industry publication of the Levy Review, and why this may have significant (negative) knock-on effects for the average financial advice consumer.
Why millennials may never retire, can we blame too much-smashed avo ; )
Life insurance and Rolling Superfunds. We cover a live example, demonstrating the unintended consequences.
Enjoy the latest episode!
Don’t forget to leave a review : ) 2023-05-2541 minThe Money MenThe Money Men, Fortnight In review (11/05/2023) – With Property Expert Andrew KaprillianAs Promised Steve and Luke have Invited Andrew back in to discuss the current (local) property market.
This Fortnight we cover:
Fortnightly wins.
The Markets, headlined with a property update from Andrew.
Andrew and Luke discuss:
The Property Market state of play
The impact of 11 interest rate increases.
How will migration impact prices?
As always, tips for buyers and tips for sellers in the current market.
Enjoy th...2023-05-1234 minThe Money MenFortnight In Review (27/04/2023)This fortnight, Steve and Luke cover:
The Markets.
Fortnightly Wins.
Franking Credits, what are they, and how do they work?
Retirement mistakes we often see.
Enjoy the latest episode.
Don’t forget and give us a review if you liked the episode. 2023-04-2744 minThe Money MenFortnight in Review (13/04/2023)This Fortnight Steve and Luke cover:
The Markets.
Fortnightly Wins (in our day jobs).
How does a 30 Year Fixed Interest Rate Home Loan at 2.60% sound? (Great!)
Why it could be argued that the mortgage market and central bank intervention is different to the US and Australia.
Are Australia’s inflation policies linked to an antiquated system?
Unlisted Superannuation Assets are creating an uneven playing field that will impact most superannuation fund holders. Buyer Beware.
Savings Tips...2023-04-1441 min
Steve's Diner PodcastSteve's Diner Podcast - S2E9 - Shazam!Send us a textAnother fun episode of the Steve's Diner Podcast! Listen as you hear what template Steve hates on Tik Tok and the unnecessary amount of knowledge he has about the video "Cherry Pie"; Jordan has the night off to "prep"; Steve may get a QR Code tattoo; Busboy Steve likes sour beers but not the new pitch clock in MLB, but the others disagree; another interesting round of Would You Rather; the podcast's biggest fans (we see you Germany!); the debut of Steve's Entertainment News (with theme song!); Ariana Grande licked a donut; Dick Va...2023-04-0747 minThe Money MenFortnight in review 30/03/2023 - Steve goes it aloneIn this episode Steve explores
- the win of the fortnight
- The F.I.R.E movement
- Where does the money go when the sharemarket falls
- Developing a debt repayment plan2023-03-3026 minSteve's Diner PodcastSteve's Diner Podcast - S2E8 - Jambalaya!Send us a textA fast and funny new episode is ready for you! Listen as the boys discuss Busboy Steve's (@ceoofmaryland) crazy drink concoctions on Tik Tok; Jordan runs Walmart and Rt 26 in Frederick; Devin may not listen to every show; find out how to get your FREE stickers by emailing the show; science is bringing back the Wooly Mammoth, and Busboy Steve may become a poacher; fan-favorite Kerry returns to the show for the DEBUT of Jordan's Jambalaya, featuring 80s Music Trivia with a twist. All that and of course a ton of laughs! 2023-03-2342 min
The Money MenFortnight In Review (02/03/2023)This week Steve and Luke discuss:
The Markets.
Fortnightly Wins.
Sage advice from Berkshire Hathaway’s Vice Chairman, Charlie Munger.
The Labour Government's proposed Superannuation changes, what’s really going on?
Age Care, and the need to consider your Estate Planning before you’re forced to.
Enjoy the latest episode.2023-03-0241 minThe Money MenFortnight in Review (18/01/2023)Welcome back and Happy New Year to our Money Men Listeners.
This fortnight we cover:
The Markets.
Fortnightly Win (in our Day Jobs).
New Year’s Financial Checklist, how to get back into financial shape for 2023.
How to combat inflation, easy wins.
What may happen to house prices should Australia enter a Recession. History may surprise you.
Enjoy the episode, and remember that any advice topics discussed are general in nature.2023-01-1844 minThe Money MenBeverage with an Expert (08/12/2022)Steve and Luke have returned guest Andrew Kaprilian of Creer Property back to discuss:
The current Property Market.
What opportunities he sees in the short to medium term for property owners.
Tips for sellers in the current market.
Tips for buyers in the current market.
Also, this is the yearly wrap from Steve & Luke, so we wish you a happy Christmas, and we look forward to catching up in the New Year : )
(Note, the sound quality is a little poor in this episode, we apologise in advance)2022-12-0834 min
The Steve and Kyle PodcastThe Steve and Kyle Podcast, 12/6/22Topics discussed on this week’s episode include: What the hell is Kyle wearing for the big game today? Some questions about Steve’s major surgery yesterday Kyle’s festive holiday garb that Steve may borrow And more! Follow us on Facebook, Twitter and Instagram. Please review the show wherever you download podcasts! Call or text your questions, comments or concerns at 424-30-SKPOD (424-307-5763). Wanna send something? The Steve and Kyle Podcast P.O. Box 371 Hudsonville, MI 49426 Opening music: ”Malt Sho...2022-12-0650 minThe Money MenFortnight in Review (23/11/2022)This week Luke & Steve cover:
The Markets.
Why delayed gratification makes good financial sense.
What is the average Super Balance, where do you stand?
Governments tinkering with Superannuation again, time to take a stand.
Enjoy the latest episode.
Super Balance Info: https://www.bt.com.au/personal/your-finances/retirement/how-much-super-at-my-age.html2022-11-2341 minThe Money MenFortnight In review (10/11/2022)This week Steve & Luke Discuss:
How do you actually buy Shares, what is the process?
How to outperform the Share market when share prices are down.
Credit Card Debt, what to consider.
Enjoy the latest episode.2022-11-1041 minThe Money MenFortnight In Review (27/10/2022)This fortnight we cover:
The Markets.
Steve covers Labor’s Budget Update.
Are you still hanging onto a poor-performing Superfund?
Refinancing your home loan, tips and traps.
Enjoy the latest episode. 2022-10-2740 minThe Money MenFortnight In Review (13/10/2022)Welcome to the Show.
Today Steve and Luke Discuss:
Fat Cat Superfunds, we discuss some of the worst purported performers.
What is pent-up Covid spending? and how you should avoid rationalising it to prevent poor buying decisions.
Fixed Mortgage Interest Rates, be aware of the impending cliff... if you have a Fixed Rate.
Enjoy the latest Episode.2022-10-1338 minThe Money MenFortnight in Review – (30/09/2022)This week Steve and Luke cover:
The Markets, is it time to panic?
Capital Gains Tax – Friendly or Evil?
Investment Seminars - What to consider before attending.
Enjoy the latest episode.2022-09-3040 min
The Money MenThe Money Men, Fortnight in ReviewThis fortnight Steve & Luke Cover:
The Share Market, how the recent 40% uplift in Dividends paid by Australian companies is again overshadowed by short-term share price movements.
What’s been happening in Property Markets.
The First Home Super Savers Scheme. Recap.
Is it better to use your extra cash to pay off the Mortgage or Salary Sacrifice into Super?
'I want to buy an Investment Property' let us unpack this statement.
Enjoy the latest Episode.2022-08-3141 minThe Money MenThe Money Men - Fortnight In ReviewThis fortnight Steve & Luke discuss:
The markets, results are better than the headlines would suggest.
The Barefoot Investor, and structuring your bank accounts like a pro.
The property crash predictions, economists continue to get it wrong.
Is now the time to sell your investment property, let's study the economics of the decision-making process.
Enjoy the latest episode.2022-08-1838 minThe Money MenThe Money Men, Fortnight In Review.This week Steve & Luke cover:
When should you start Investing, is there a right time?
How much Investment Risk should you take with investing?
Stock picking, does it work?
Enjoy the latest episode! 2022-08-0441 minThe Money MenFortnight In review. Industry Pet Peeves. The Regulator Encourages Superannuation Engagement. Crypto Currency, the other side of the Coin.Fortnight In review.
This Week Steve & Luke Discuss:
Finance Industry Pet Peeves. How some Superfunds are skirting the super fund performance rating system. Also why comparing the Headline performance of an asset can be misleading.
The Financial Regulator encourages Superannuation Engagement.
Crypto appears on its nose. We cover an article that illustrates the fallout of the hype and the victim of this speculative “Investment”.
Enjoy the episode.
https://www.theguardian.com/technology/2022/jul/12/they-couldnt-even-scream-any-more-they-were-just-sobbing-the-amateur-investors-ruined-by-the-crypto-crash2022-07-2244 minThe Money MenFortnight In Review, with Special Guest & Real Estate Agent Andrew KaprilianThis Week Steve & Luke have returned guest and Real Estate expert Andrew Kaprilian:
Andrew announces some special news and provides us with an update on the Residential Property Market.
Andrew remains bullish on the fundamental of the local property market (Newcastle & Lake Macquarie) but explains that things are returning to normal, which is a positive.
As always, Andrew gives us tips for buyers and sellers in the current market.
Enjoy the Episode.
If you want to know more about Andrew, follow the link(s) below.
https://www...2022-07-0838 min
The Money MenFortnight in review; The current state and outlook for share markets; Insulate against inflation risk, The demise of some share market darlingsIn this episode, Luke and Steve chat about:
- the current correction in share markets and the potential outcomes
- how to insualte against inflation risk - invest in assets that generate income and can grow in value
- the demise of some market "darlings" 2022-06-2439 min
The Money MenFortnight In Review. The Markets, Interest Rates, Micro Investing, Building Wealth versus having Income, How Much cash can you gift to somebody.This week, Steve & Luke Cover:
Interest Rates, (SMH Article, 'Biggest hike in 22 years') let us unpack this.
Micro Investing, what is it, and what to consider?
Building wealth i.e. building assets, versus focusing on income needs. Often people get the two mixed up.
How much money can you typically gift to someone in Australia, and what are the tax implications (effectively none!).2022-06-0945 min
The Money MenThe Money Men, Fortnight In ReviewLuke & Steve Discuss:
The Markets, is this time any different?
The Crypto Crash.
The Election Outcome.
What is Personal Insurance, and How Much should you have.
Key things a 30-year-old can do to assure millionaire status.
Enjoy the latest episode, and remember the topics discussed are general in nature and do not constitute personal financial advice.2022-05-2748 min
The Money MenFortnight In ReviewThis fortnight Steve and Luke cover:
Super Contribution refresh, what are the different types of Superannuation Contributions, and their respective limits.
How to turn $1 into over $3,000,000, the answer may surprise you.
The benefits of investing regularly, and Delayed Gratification.
Is the latest Interest Rate increase a cause for concern, we don't think so for most.
Enjoy the episode : )
Resources:
https://www.stevemayfinancialservices.com.au/share-market/
General Advice Only.2022-05-1247 min
The Money MenThe Markets, Inflation, The Disadvantages of Direct Share Ownership, and Green Loans.This fortnight Steve and Luke cover:
Inflation seems to be the Buzz word this week, what's really going on.
This then morphs into yet another interest rate discussion, where Luke does an Albo and forgets the current RBA Cash Rate...
Luke covers the disadvantaged of Direct Share Ownership and his experiences.
Green Loans, what are they, and are they really ESG, or just a Marketing exercise?
Steve closes the show with a reminder to remain vigilant against financial fraud.
Enjoy the episode : )
General Advice Only.2022-04-2841 min
The Money MenFortnight in Review, Investment Lessons from Shane Warne, Inflation and household action plans, Steve and Luke's weekly reflections.This week we cover:
Some helpful Investment Tenet's and Life lessons from Shane Warne, as detailed in Robin Powell's recent article. https://minchinmoore.com.au/five-things-investors-can-learn-from-shane-warne/
What we can do to mitigate potential inflationary pressures. Mortgage rate reviews, and curbing discretionary expenditure
Why comparing the Industry superfund fund 'pair' isn't as straightforward as the advertisement(s) suggest.
Enjoy.2022-03-1742 min
The Money MenFortnight In Review, Listener Question, Aus Shares v US, The Investment Yield TrapFor this episode Steve & Luke put on their economists' hats ; )
We Discuss:
The Markets.
New Super Laws.
We cover a Listener question, addressing Inflation.
Australian Shares Versus US Shares, is there really a difference?
The 'Yield Trap' and how looking at Yield can lead your investment decisions astray.
Enjoy : )
https://motivatedmoney.com.au/my-say/2022-02-1842 min
The Money MenFortnight in Review...Really a Month In Review Because of Xmas ;)Steve and Luke discuss Financial Advice Fees, what are they?
Different forms of Advice Fees, Fixed Dollar & Percentage Based, Pros & Cons of each?
Conflicts of Interest in the Advice Industry, what to look out for?
Timeless Financial Tenets covered in Robin Powell's & Ben Carlsons book 'Invest your way to Financial Freedom'2022-01-2050 min
The Money MenFortnight in Review. Bad Super Switches. 5 Secrets to selecting Shares. The Superannuation Gender Gap. Millennials and Money.Steve and Luke cover a recent study conducted by Griffith University and IRESS on bad Superannuation investment switches made during the COVID Market Downturn of 2020, and what this meant for Investors.
5 'Secrets' to selecting Shares.
The Superannuation Gender Gap.
Millennials and Money, and how this generation differs when it comes to money decisions.2021-12-1643 min
The Money MenFortnight In Review, How much are you Worth. Super Funds, and Investment Performance, how did they go.This week Steve and Luke provide the fortnightly update, covering:
Real client questions answered, generally that is : )
What are people worth (financially) relative to your age cohort
Superfund investment returns in the spotlight, how have some of the big names compared
Enjoy
Leave a review.
https://www.fool.com.au/2019/10/23/how-wealthy-should-you-be-at-your-age-2/
https://www.vanguard.com.au/personal/products/en/detail/8134/Overview2021-11-1945 min
The Money MenFortnight in review; Luke's caravanning holiday; Things that could derail your mortgage application; You CAN save $1M; Investing in property with friendsLuke and Steve spend this episode talking about Luke's foray into the caravan lifestyle, issues to beware of when applying for a mortgage, how to save $1M, and whether using a SMSF to invest with friends is a good idea.2021-11-0443 min
The Money MenThe Money Men -Fortnight In Review, The property purchasing process, Why buy an investment property?, Dollar cost averaging.Steve and Luke provide an overview of the property purchasing process, the lingo. Contract of Sale, Exchange, Settlement, what are these things?
Why consider purchasing an Investment Property? and how a purchase can fit into a Financial Plan.
Dollar-Cost Averaging, what is it and how can it be applied.
Enjoy
Remember to Share and Subscribe
Vanguard Dollar Cost Averaging Study
https://static.twentyoverten.com/5980d16bbfb1c93238ad9c24/rJpQmY8o7/Dollar-Cost-Averaging-Just-Means-Taking-Risk-Later-Vanguard.pdf2021-10-2250 min
The Money MenThe Money Men fortnight in Review, this week Steve and Luke do things a little off the cuff.Listener question, Invest Smart, Fund Later product.
Financial phrases.
And Financial stories.
More on Invest Smarts Product discussed in the show below : )
https://www.investsmart.com.au/fundlater2021-09-2353 min
The Money MenIncome protection insurance changes; How to start investing in shares; APRA "fails" 13 super funds; Renting vs BuyingLuke and Steve chat about the changes occurring to Income Protection policies from 1st October, how to start investing in shares, APRA's recent announcement about super funds who have failed their performance test, and the pros and cons of renting vs buying a property over the long term.
https://www.vanguard.com.au/personal/en/personal-investor
https://raizinvest.com.au/
https://www.apra.gov.au/your-future-your-super-performance-test2021-09-1045 min
The Money MenFortnight in review; YourSuper comparison tool; Things new investors should avoid; Downsizing the family home.Luke and Steve chat about the new superannuation comparison tool provided by the ATO, the mistakes new investors make in their enthusiasm to get started, and thigs to consider when downsizing the family home.2021-08-1244 min
The Money MenBeverage with an Expert - Steve and Andrew Kaprilian - The residential real estate market trends and tips.In this beverage with an expert episode Steve and Andrew Kaprilian chat about local and national residential real estate.
•The state of the market at present
•The price points most in demand
•Tips for buyers and sellers
•Is staging a home for sale worth it?
•
https://www.creer.com.au/agent/andrew-kaprilian/1892021-08-0530 min
The Money MenFortnight in review; Are shares a good gift; SMSF Property; The 9 Golden RulesLuke and Steve discuss a range of topics in this episode. Are shares a good gift to receive (or give), Borrowing to purchase a property with a SMSF, and the 9 golden investment rules.2021-07-3044 min
The Money MenDividends, Superannuation changes, ETF's, Early Access to SuperannuationSteve and Luke review markets over the past fortnight, chat about dividends and tax, discuss the pros and cons of ETF's, and explain the ways in which superannuation can be released before retirement.2021-07-1539 min
The Money MenFortnight In Review. Luke is going Solo today while Steve is on LeaveLots to cover, Refinancing Debt, The Double-Edged Sword, The Value of Financial Advice Quantified, Investing, what would a dollar be worth if you invested into Australian Shares 120 years ago. The answer may astound you! Enjoy!
Blog/Article Links
Refinancing Personal Debt - The Double-edged Sword
https://www.stevemayfinancialservices.com.au/refinancing-personal-debt-the-double-edged-sword/
The Dividend Connection
https://www.stevemayfinancialservices.com.au/follow-up-from-dividend-video/2021-07-0234 min
The Money MenFortnight in review; superannuation jargon explained, stock market crashesSteve and Luke chat about what's happened over the last fortnight, explain some of the jargon used around superannuation, and discuss how share market crashes have occurred throughout history.2021-06-1848 min
The Money MenBeverage with an expert - Steve and Ros Thomas - End of financial year tax tips.In this episode Steve chats with Ros Thomas of Thomco Tax and Accounting about various end of year tax tips and actions.
•Prepay certain expenses
•Claim a tax deduction for personal super contributions
•Government co-contribution
•Spouse contribution
•Instant asset write off
•Deductions for various occupations2021-06-1619 min
The Money MenFortnight in review; Luke is away so it's only Steve; How can you invest if you're not already rich?Luke is having a break this week so Steve goes it alone to review the past fortnights happenings and share a few thoughts on whether you need to be rich already to invest.
https://www.vanguard.com.au/personal/home/
https://raizinvest.com.au/2021-06-0423 min
The Money MenBeverage with Jenel from Green Apples Finance - Mortgage broking tipsJenel and Steve chat about the role of a mortgage broker, the state of the property market, interest rates, loan turn around times and key tips for borrowers.
www.gafa.com.au2021-05-3136 min
The Money MenFortnight In Review. Things that annoy us, Berkshire Hathaway's AGM, Crypto, and the Media Frenzy on Share Markets, what does it mean.This week Luke and Steve cover off on some of their Pet Peeves, financial ones that is.
Luke has taken the time to digest the Berkshire Hathaway AGM, and shares some Gold Nuggets from the meeting.
Cryptocurrency, and what successful investors have to say about it.
The media at it again, economists and central banks are forewarning inflation, what does it mean for you and your investments.
Please like, share, review or ask a question, we're more than happy to hear from you.
If you're interested to pursue the Berkshire AGM, webcast link below.
https://www.youtube.com/watch?v...2021-05-2150 min
The Money MenFortnight in Review. Investing Success, Index Funds. Basic Investor Debt Strategies. Income Protection Versus Workers CompensationIn this episode Steve May & Luke Styles cover:
Fortnight in review, market commentary.
Index Funds and how a successful Investor can utilise them in their portfolio.
Basic Debt Structures and Strategies for Investors, and why you might pay your Home Loan debt before you Investment loan debt.
The differences between Income Protection and Workers Compensation, and why you would generally want to be covered by both.
If you enjoyed the episode please rate, comment, or share.
https://www.vanguard.com.au/personal/education-centre/en/guides-topic/understanding-indexing/introduction-indexing
https://www.finder.com.au/income-protection-vs-work-cover2021-04-0948 min
The Money MenFortnight In Review, Investing, Share Trading Accounts, and SMSF Property InvestmentsSteve and Luke catch up to discuss the fortnight in review.
Why looking at past performance of investments can be misleading, and an apple with apple's comparison often very difficult.
Starting within the end in mind, why you should be reverse engineering your financial plan
The explosion of Share Trading accounts and what to be wary of when using them.
SMSF Property Investing and being wary of property spruikers, tips & traps.2021-03-2644 min
The Money MenFortnight in review; Covid Stimulus; Is it cheaper to buy a house than rent; Warren Buffet's letter to shareholders;10 traits of self made millionairesLuke and Steve talk about the markets over the past fortnight, is the "cheaper to buy than rent" argument a valid one?, nuggets of wisdom from Warren Buffet, and the traits of the wealthy.
https://www.berkshirehathaway.com/letters/2020ltr.pdf2021-03-1250 min
The Money MenFortnight in review, FaceBook 'news'. Property Price up as much as 20% in 6 months (Locally). Income Insurance, a must. When can you get your super. Increasing costs of Financial Advice. Elon Musk's Foray into Bitcoin, did it pay off?We chat about the housing market last fortnight and the unprecedented increase in prices. Steve had a chance during the week to catch up with a local agent and get the scoop.
Income Protection Insurance, what's covered and why should you have it. Also, does it typically cover redundancy, and if it doesn't, is that such a bad thing.
The increasing costs of financial advice, and what's caused this.
Elon Musk at it again, what's he done with Bitcoin.2021-02-2549 min
The Money MenBeverage with Ros Thomas - Thomco Tax and Accounting - SMSF'sIn this episode Steve enjoys a beverage with Ros Thomas whilst discussing Self Managed Super Funds.
What are they?
How are they structured?
The responsibilities of Trustees
Pros and Cons2021-02-1733 min
The Money MenShare Markets, Housing Market, Home Loans, Researching your Adviser, GameStop HysteriaHousing Market, the continued rise of Australian Housing. What's caused this and can it last.
Common Loan Interest Rate Structures, Fixed & Variable some of the Advantages and Disadvantages of each.
Melissa Caddick. The Sydney woman who disappeared and allegedly stole millions from close associates.
Game Stop, the spectacular rise and fall of a small US gaming Retailer.
ASIC Financial Adviser Register. If you are receiving Personal Financial Advice, the person providing it should be on this register. If not 'Run the opposite Direction'
https://moneysmart.gov.au/financial-advice/financial-advisers-register
About the Money Men....
Steve and Luke are colleagues with a...2021-02-1248 min
The Money MenA BABY; Identity Fraud; Salary Sacrifice; Capital Gains TaxSteve goes it alone in this episode due to some very wonderful news for Luke! In this episode he chats about identity theft, salary sacrifice and capital gains tax. Don't worry - Luke will be back for the next episode.........2021-01-2823 min
The Money MenWelcome to 2021; Best performing shares; Beware the news headlines; Tinkering with super, Timing the marketIn this first episode of 2021, Luke and Steve chat about a variety of topics including the best performing Aussie stocks of the past 12 months, the sensationalism of news headlines, some of the discussion taking place regarding superannuation, and the perils of trying to time the market.2021-01-1534 min
The Money MenYear In Review - Tips to Get Wealthy - Xmas SpecialIn this first season end of year wrap up, Steve & Luke discuss the habits of the wealthy.
Getting On Top of Your Cashflow, the Importance of Taking an Interest in your Super, Saving Money, The Power of Starting Early, Compounded Returns, The Benefit of Getting Financially Educated, Knowing when to Outsource and Get Help, Protecting your Wealth.
Other Resources:
https://themoneymen.com.au/
https://moneysmart.gov.au/
https://motivatedmoney.com.au/product/motivated-money/2020-12-1856 min
The Money MenBeverage with Michelle Jardine CPA - Setting up and running a businessIn this Beverage with an Expert edition, Steve chats with Michelle Jardine about setting up a business, the business financials, marketing and staffing, the importance of having a team of professionals available, and the growing pains small businesses can experience.
www.michellejardine.com.au
www.themoneymen.com.au2020-12-1439 min
The Money MenBeverage with An Expert - Andrew Kaprilian of Creer PropertySteve and Luke (The Money Men) talk with Andrew Kaprilian about Andrews Experience as a Licensed Real Estate Agent, the Local Residential Property Market (Newcastle & Lake Macquarie), Market Trends, tips for Sellers and tips for Buyers. And, the million dollar question, should I buy or should I wait?
We caught up with Andrew 6 months ago on episode 25, but this episode is a must if you're keen to understand all things Property at the coal face.
https://www.facebook.com/andrewkaprilian1/
http://creer.com.au/?/staff/103764/andrew-kaprilian/2020-12-1044 min
The Money MenSuperannuation for first home buyers, Compound returns, Investment apps, Gold vs SharesIn this fortnight's episode, Luke and Steve chat about the various suggestions about how first home buyers may benefit from using their super, the powerful effect of time an compound returns, some online investment applications, replicating what an investment fund manager does, and the age old comparison of Shares vs Gold.
www.superhero.com.au
www.raizinvest.com.au
www.stockpot.com.au
https://www.vanguard.com.au/personal/home/2020-12-0350 min
The Money MenBeverage with Bruce Killingly - Aged Care AdviceSteve chats with Aged Care financial planning expert Bruce Killingly. Learn a little about the issues to consider when looking to enter aged care, the meaning of some of the terminology and jargon, costs of aged care and some tips and traps.
Essential listening for anyone starting the journey of exploring aged care for a family member.
https://www.myagedcare.gov.au/
https://www.stevemayfinancialservices.com.au/aged-care-financial-planning/2020-11-2547 min
The Money MenMore financial terms explained - SMSF, ETF, Managed Funds and others.Luke and Steve explain the meaning of different financial terms you may have heard. Principal and Interest, Interest only, Cross collaterisation, Stand alone security, Managed fund, ETF, Superannuation, SMSF, Allocated pension, Passive investing, Active investing, Estate planning.2020-11-1846 min
The Money MenMore financial terms explained - SMSF, ETF, Managed Funds and much more.Luke and Steve explain the meaning of different financial terms you may have heard. Principal and Interest, Interest only, Cross collaterisation, Stand alone security, Managed fund, ETF, Superannuation, SMSF, Allocated pension, Passive investing, Active investing, Estate planning.2020-11-1846 min
The Money MenThe Election, Understanding Asset Classes, RBA Rate Decrease, Principles for Investing Success, ESG PoliciesLuke and Steve have a chat about a variety of topics in this episode. The current US election results and the possible effect on share markets, just what are those "asset classes" that are so often mentioned, is the recent RBA interest rate decrease worth the effort, tips for successful investments, and ESG polices.
https://intl.assets.vgdynamic.info/intl/australia/documents/client-education-centre/cec-investing-basics/understanding-asset-classes.pdf
https://intl.assets.vgdynamic.info/intl/australia/documents/client-education-centre/cec-investing-philosophy/vanguards-principles-for-investing-success.pdf2020-11-0543 min
The Money MenStart with the end in mind, Investment spruikers, Industry happenings, How to choose a financial plannerLuke and Steve have a chat about how to go about planning for your future, investments to be wary of, the move towards less costly financial advice and the issues to consider when choosing a financial planner.2020-10-2250 min
The Money MenFederal Budget ProposalsIn this episode Steve (Luke is on holidays) provides a brief summary of the recent Federal Budget announcements of the 6th October.
https://www.macquarie.com.au/advisers/federal-budget-2020/clients.html?utm_source=newsletter&utm_medium=email&utm_campaign=WVOW_FederalBudget2020-10-0822 min
The Money MenLong term investing; The "Compare the Pair" campaign; Superannuation rewards points; Retirement planning products and strategiesLuke and Steve chat about a variety of topics, such as the remarkable benefits of long term investing, the numbers behind the "Compare the Pair" industry super fund campaign, the emerging trend of superannuation rewards programs, and some key products and strategies for retirement.
www.themoneymen.com.au
www.superrewards.com.au
www.boostyoursuper.com.au2020-09-2547 min
The Money MenESG /Ethical Investing, Cash or Shares, Passive vs Active Investment Management, Conflicts in Financial AdviceIn the latest episode, Luke and Steve discuss the merits of investing ethically and whether it's necessary to be active in this space; should you put your cash in the share market to get better returns, the pros and cons of passive and active approaches to investing, and the potential conflicts that exist when you're seeking financial advice.
www.themoneymen.com.au2020-09-1150 min
The Money MenFinancial terminology and jargon explained (as simply as we can)Luke and Steve explain the meaning of various financial terms and jargon. Dividends, ASX, Bull market, ETF, Recession, Negative gearing and more.
www.themoneymen.com.au2020-08-2854 min
The Money MenGOLD; The share market vs the economy; How super funds have performed; Does retirement need to be delayed if the share market is down?In this episode Luke and Steve chat about Gold's much hyped all time high, why the share markets seem to be performing differently to the economy, how the "average" balanced super fund has performed over the past 12 months, and whether a person needs to delay their retirement if the share markets are down.
www.themoneymen.com.au2020-08-1342 min
The Money MenBeverage with an expert - Shaun Eckert - First Point LegalIn this episode, Steve chats with Shaun Eckert about Wills, Testamentary Trusts, Powers of Attorney and Guardianship.
www.firstpointlegal.com
www.themoneymen.com.au2020-08-0742 min
The Money MenDo you have enough insurance in your super?; The Barefoot Investor; Keys to starting the wealth journey; Tips and traps for guarantorsIn the episode Steve and Luke chat about the common myth that there is enough life insurance in super, give an opinion on the popular Barefoot Investor book, how to get started on the journey to real wealth, and what to consider if you're approached to guarantee a loan.
www.themoneymen.com.au2020-07-2344 min
The Money MenBeverage with an expert - Andrew Kaprilian of Creer PropertySteve chats with Andrew Kaprilian about residential property - The homebuilder scheme, market trends, tips for sellers and tips for buyers.
https://www.facebook.com/andrewkaprilian1/2020-06-2639 min
The Money MenShare market, official interest rates, super withdrawals, end of financial year super tips, is now a bad time to transfer super?In this episode Luke and Steve chat about a variety of topics including recent share market performance, where RBA interest rates are at, how some people have used their withdrawn super, some end of financial year super strategies and whether now is a bad time to be transferring super funds.
https://www.abc.net.au/news/2020-06-01/superannuation-withdrawals-spent-on-gambling-alcohol-takeaway/123067102020-06-0536 min
The Money MenSMSF's - The good, the bad, the ugly / How much do you need to retire?In this episode Steve and Luke chat about the share market, the China trade issue, how many people are accessing their super, and a Warren Buffett gem. They then dive into Self Managed Super Funds and the commonly asked question - How much do I need to retire?2020-05-2245 min
The Money MenPay down the mortgage or contribute to super? How much super do people have at my age? Which debt should I pay off first? Offset account or re-draw?In this edition Steve and Luke talk about a variety of questions they hear often. One thing is clear, the answers aren't the same for everyone!
The episode references this report: https://www.superannuation.asn.au/ArticleDocuments/359/1710_Superannuation_account_balances_by_age_and_gender.pdf.aspx?Embed=Y2020-05-0734 min
The Money MenBeverage with an Expert - Jenel and Greg from Green Apples Finance AustraliaSteve chats with Jenel and Greg about what mortgage brokers do, the value they add, how brokers can get paid, and some tips and traps to look out for.2020-04-3037 min
The Money MenTotal return super funds, Mortgage Brokers, Borrowing to Invest, Losing your insurance benefitsLuke and Steve chat today about the potential downside to Total Return superannuation funds, what a Mortgage Broker does, the pros and cons of borrowing money to invest, and a potential pitfall when withdrawing money from your super.2020-04-2440 min
The Money MenLife Insurance SnippetSteve and Luke chat about Life Insurance - What is it and why have it?2020-04-1803 min
The Money MenEarly release of super - The how and the whyLuke and Steve talk about the early release of super under the temporary coronavirus relief. Are you eligible, how do you go about it, is it a good idea?2020-04-1811 min
The Money MenThe sharemarket's up 20%, Trauma Insurance, Getting by on a low income, Is super a good ideaSteve and Luke chat about recent Aussie share market performance, a common misconception about Income Protection insurance, what the heck is Trauma Insurance, how to survive on a low income and whether contributing to superannuation is a good idea.
www.themoneymen.com.au
www.moneysmart.gov.au2020-04-1048 min
The Money MenAction items and the importance of a plan.Luke and Steve chat in this episode about recent share market performance, key action items for these times, the value of planning and if now is the right time to invest.2020-03-2739 min
The Money MenSPECIAL EDITION - Stimulus Relief PackageLuke and Steve talk about the Coronavirus Stimulus Relief package including: Accessing superannuation, Income stream draw down rates, $750 cash payments, Increased income support, and Bank loan support.2020-03-2431 min
The Money MenSTILL DON'T PANIC, Afterpay and the like, What does a Financial planner do?, Investing your superLuke and Steve discuss the current state of share markets, the pro's and con's of buy now pay later operators, the role of a Financial Planner, and how to have your super invest the way you want it to.
www.themoneymen.com.au2020-03-1332 min
The Money MenBeverage with an Expert - Gabrielle Darcy of Hott PropertySteve chats with Gabrielle over a coffee about all things 'property management". From why an investor should use a property manager, how to present a property for lease, legal obligations, and much more.
www.hottproperty.com.au2020-03-0630 min
The Money MenDON'T PANIC, The Age Pension, Income Protection Insurance, SMSF propertyLuke and Steve chat about the current share market volatility, age pension eligibility conditions, why income protection insurance is important, and the pros and cons of purchasing a property through a self managed super fund.
www.themoneymen.com.au
Mentioned podcast: https://www.abc.net.au/radionational/programs/themoney/property-one-stop-shops/116347142020-03-0442 min
The Money MenOvercoming a key barrier to wealth, Ethical Investing, Retirement income needs, Negative gearingSteve and Luke talk over a beer about a range of topics including cash flow management, the pros and cons of "Ethical Investments", what the average Australian spends in retirement, and the basics of negative gearing.
www.moneysmart.gov.au
www.myprosperity.com.au
The Barefoot Investor (Book)2020-02-2041 min
The Money MenLeases and super contributionsLuke and Steve give their tip of the week, discuss novated leases, talk about salary sacrificing to super, and answer a few listener questions.2020-02-1138 min
The Money MenCreating Wealth - 55 minutesSteve and Luke chat about concepts such as long term wealth creation, the Rule of 72, barriers to becoming wealthy, the "retirement age" and Income Protection insurance.2020-02-0355 min