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Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThe Most Powerful Saving Techniques I’ve Seen in 30 YearsStruggling to save money—even when you know you should? In this powerful episode, Steve Rhode dives deep into the most effective saving techniques that actually work in real life. With over 30 years of experience helping people get out of debt, Steve shares unforgettable stories about emotional spending, budgeting breakdowns, and how small changes can lead to big savings. You'll learn why guilt fails, how to create better money habits, and how to stop fighting about finances with your partner. Whether you’re new to saving or trying to rebuild after setbacks, this episode offers real-world money advice, practical tool...2025-04-3008 minGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameIs Debt Shame Wrecking You? – Here’s How to Finally Break FreeHave you ever felt sick to your stomach about your debt? Like it’s your fault, your shame, your failure?You’re not alone—and you’re definitely not broken.In this powerful episode, we’re talking about debt shame—that heavy, quiet monster that keeps you up at night and makes you afraid to ask for help. You’ll hear how it messes with your mental health, relationships, and even your ability to get out of debt.Here’s what we cover:Why debt shame is more common than you think (even amon...2025-04-0911 minGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameThink Your Debt Disappears in 30 Days if You Ask for Validation? – Why That’s Just Not TrueBased on a post from GetOutOfDebt.org by Steve Rhode, The Get Out of Debt Guy. In this episode, we bust the myth that debt collectors have to respond within 30 days—or else your debt magically vanishes. Spoiler alert: it doesn’t. Steve breaks down why this popular belief is flat-out wrong, and what actually happens when you send a dispute letter. If you're dealing with debt collectors, you need to hear this before making a costly mistake. For the full article, check the link below.https://getoutofdebt.org/175121/you-are-wrong-if-you-think-your-debt-disappears-if-collectors-dont-respond-in-30-days2025-04-0708 minGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameZelle App Disappeared? – Here’s the Real Reason and What to Do NowSuddenly can’t find the Zelle app on your phone? You’re not alone—and it’s not a bug.In this episode, I break down:Why the standalone Zelle app is goneHow banks are changing the rules of money movementWhat this means for you if you pay rent, split bills, or rely on Zelle for fast cashWhat steps to take now to stay protected and in controlZelle isn’t going away—it’s just being absorbed into the banks that run it. But that shift...2025-04-0410 minGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameWho Actually Owns Your Credit Card Account? – The Truth That Changes EverythingMost people assume they own their credit card account. But what if I told you… you don’t?In this episode, I break down the truth about credit card ownership, and why understanding who really owns the account could make or break your ability to fight a charge, stop a debt collector, or even win in court. This is one of those hidden-in-plain-sight truths that completely reframes how we think about credit cards—and why the fine print matters more than you think.Here’s what we cover:- Who actually owns your credit c...2025-04-0214 minGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameWhy Banks Can Rip You Off Legally – While You’d Get Arrested for LessEver wonder how a petty thief can end up behind bars—but a bank can drain your wallet with sneaky fees and walk away with record profits?This episode pulls back the curtain on a dangerous double standard: why street crime gets punished but financial crimes often get rewarded. If you’ve ever overdrafted by a few bucks and got slammed with a $35 fee, or felt powerless watching interest rates and penalties bury you, this one’s for you.🎧 Inside this episode: • Why shady banking practices are 100% legal (and how they became that way)...2025-04-0113 minGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameGet Out of Debt Like a Pro | Real Advice, Smart Strategies, No ShameWhy You Don’t Trust Your Mechanic – And How to Finally Stop Getting Ripped OffEver walked out of a repair shop with a sinking feeling in your gut—and an empty wallet? You’re not alone.In this episode of Get Out of Debt Like a Pro, we take on the frustrating truth behind why people don’t trust their mechanics. From unexpected charges to confusing explanations, car repairs can feel more like financial ambushes than maintenance. But here’s the deal: it’s not just about bad shops—it’s about the power dynamic, the money stress, and the fear of being taken advantage of when you’re already vulne...2025-04-0111 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomYou Just Got Sold Out and Abandoned: How the CFPB and Congress Just Put Your Finances at RiskPayday loans, overdraft fees, and financial protection—everything you thought was regulated just got turned upside down. In this eye-opening episode, consumer debt experts Steve Rhode and Damon Day expose how Congress quietly revived a dangerous banking loophole, while the Consumer Financial Protection Bureau (CFPB) stripped away critical protections against unauthorized withdrawals from payday lenders, title loans, and high-interest installment loans. If you've ever struggled with payday loans, overdraft charges, or found yourself trapped in high-interest debt, you can't afford to miss this. Steve and Damon break down exactly how these changes can impact your ba...2025-03-3128 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomSteve and Damon Talk - Debt Relief Scams Exposed: How Commission-Driven Sales Tactics Can Leave You Worse OffIn this episode of the Get Out of Debt Guy Podcast, Steve Rhode and Damon Day expose the deceptive tactics some debt relief companies use to trap consumers. Discover how commission-driven salespeople prioritize profits over your financial well-being and learn how to spot the red flags before it’s too late. From the dangers of one-size-fits-all programs to the real risks behind debt settlement, bankruptcy, and credit counseling, this episode offers practical advice to protect yourself and your money. 🎧 Listen now on Apple Podcasts or Spotify.2025-02-2428 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomMastering Debt: How to Prioritize Payments and Understand Debt-to-Income RatioIn this episode of the Get Out of Debt Guy Podcast, Steve Rhode and Damon Day break down the art of prioritizing debt payments and demystifying the debt-to-income (DTI) ratio. Discover why focusing solely on interest rates can backfire and how understanding your DTI can open the door to better financial decisions. With real-world examples, practical strategies, and a healthy dose of humor, Steve and Damon share insights that empower you to take control of your money, reduce financial stress, and build a more secure financial future. Tune in and learn how to manage debt like a pro—without th...2025-02-1731 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomSteve and Damon Talk About the Smartest Thing to Do After Dealing With DebtIn this episode, Steve Rhode discusses vital steps after overcoming financial difficulties with Damon Day. We focus on transitioning from escaping debt to ensuring lasting financial stability. Key topics include managing newfound cash flow, preventing emotional spending, and the essential role of a financial coach. Damon offers practical advice on building emergency funds, improving credit quickly, and developing good credit habits. We also explore long-term financial goals through side hustles and skill development, emphasizing that recovery is about sustainable financial health. This conversation is a roadmap for achieving lasting prosperity and accountability in your financial journey moving forward.2025-02-0348 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomSteve and Damon Talk Making Tough Finacial ChoicesIn this episode, Steve Rhode and Damon Day, explore the emotional challenges of making tough financial decisions. We discuss the pervasive nature of financial distress and how many individuals feel trapped by their choices. Through personal stories, I illustrate how emotional attachments can hinder decision-making, particularly in areas like debt management. We emphasize the importance of prioritizing actions, overcoming the paralysis of analysis, and the benefits of strategic decisions—such as declaring bankruptcy or selling assets. By sharing various client experiences, we highlight that proactive steps can lead to better financial health. Ultimately, we aim to empower listeners to co...2025-01-2137 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomSexually Transmitted Debt and Financial InfidelityIn this episode, Steve Rhode and Damon Day tackle financial infidelity and the concept of sexually transmitted debt, where one partner unknowingly assumes the other's financial burdens. We share real-life examples highlighting the emotional strain of hidden financial issues and the trust breakdown they can cause. The discussion reveals alarming statistics about financial secrecy in relationships and advocates for open communication and strategic planning to address these challenges. We emphasize that honesty about finances, even when difficult, is essential for fostering trust and strengthening partnerships.2024-10-1427 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomSteve and Damon Talk About How to Save Money When Digging Out of DebtIn this episode, Damon Day and Steve Rhode, tackle the crucial question of what comes after achieving debt freedom. We clarify that being debt-free marks the beginning of a new financial chapter rather than the end. Our discussion includes personalized strategies for preventing backsliding into debt, the importance of setting actionable financial goals, and the necessity of starting an emergency fund early. We explore practical savings strategies and emphasize the significance of retirement planning and maintaining a positive credit profile to access better financial opportunities. Finally, we warn against lifestyle inflation and highlight the need for...2024-09-2026 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomLife is Not Over After Bankruptcy. What People Are Not Telling You.In this episode of the Get Out of Debt Guy podcast, Steve Rhode and Damon Day tackle some common misconceptions about bankruptcy. They discuss a listener's concerns regarding life after filing for bankruptcy, especially the challenges of rebuilding credit and accessing necessary resources like a car or a credit card. Damon shares his own experiences with bankruptcy, emphasizing that while it's not an easy decision, it can provide a fresh start and isn't as daunting as many people think. Steve and Damon also explain the importance of considering all options when facing financial difficulties...2024-09-0431 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomFrom Debt to Dollars: How Side Hustles Can Help You Earn $2,000 a Month!In this episode of the "Get Out of Debt Guy" podcast, hosts Steve Rhode and Damon Day delve into the world of side hustles, specifically focusing on gig economy apps like Uber, DoorDash, Lyft, Instacart, and Amazon Flex. They discuss how these side hustles can provide a substantial income boost for individuals struggling to make ends meet. Damon, who has tested various gig apps for nearly two years as part of their Penny Stupid Project YouTube channel, shares valuable insights and strategies for maximizing earnings. He emphasizes that with the right approach, even part-time drivers can earn significant extra...2024-08-2834 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomFeeling Left Behind? Here’s How Millennials Are Secretly Thriving Financially.n this episode, Steve Rhode and Damon Day discuss the surprising financial progress of millennials, a generation once mocked for living with their parents and struggling with basic expenses. They highlight that many millennials have outpaced Gen Xers and boomers in wealth accumulation, largely due to strategic decisions like buying homes before 2019 and contributing early to retirement plans. Despite this progress, they acknowledge that not all millennials have benefited equally, with some still struggling financially. The hosts emphasize that it’s never too late to start making smart financial moves, whether that means saving, investing, or getting out of de...2024-08-2025 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomWhy Your Fear of Market Crashes is Costing You Thousands: The Shocking Truth About Gold, Stocks, and Your Credit ScoreIn this engaging discussion, Steve Rhode and Damon Day dive deep into the misconceptions surrounding economic fears and personal finance decisions. They emphasize how media hype and preconceived notions often lead people to make poor financial choices, like liquidating retirement funds or hoarding gold in fear of market crashes. Through a historical comparison, Steve reveals the surprising results of investing $1,000 in stocks, gold, and silver since 1970, illustrating that stocks have consistently outperformed other investments over the long term. The key takeaway is that while markets fluctuate, the overall trend has been upward, underscoring the importance of a long-term perspective...2024-08-1232 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThe Federal Student Loan Debacle: Are We Doomed to Repeat History?n this episode of the Get Out of Debt Guy podcast, Steve Rhode and Damon Day dive into the persistent and evolving issue of federal student loans. They highlight the cyclical nature of personal finance topics, emphasizing the unchanged fundamentals of money management. The discussion pivots to the Biden administration's SAVE program and its current limbo status, shedding light on the instability of federal student loan policies. Steve and Damon underscore the systemic flaws in the education financing system, advocating for smarter, debt-free alternatives for prospective students. They criticize the government's role in inflating college costs through guaranteed loans...2024-07-2325 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomFrom Zero to Hero: How This Side Hustle Changed My LifeSteve Rhode and Damon Day discuss the transformative power of side hustles in their podcast, "From Zero to Hero: How This Side Hustle Changed My Life." They emphasize the importance of finding the right side hustle to fit individual needs and schedules. Steve notes that while some side hustles may offer modest earnings, like online surveys, others, like freelancing and gig work, can provide more substantial income. The key is to find a balance that doesn't overwhelm one's time and to explore various options to see what works best. The duo shares survey results highlighting the potential earnings from...2024-06-0535 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDebt Busters: Proven Strategies to Obliterate Your DebtReady to take control of your finances and eliminate debt for good? Dive into the latest episode of "The Get Out of Debt Guy Show" titled "Debt Busters: Proven Strategies to Obliterate Your Debt." Hosted by financial experts Steve Rhode and Damon Day, this episode is packed with actionable advice and real-world strategies to help you conquer your debt. Expert Insights: Steve and Damon draw on their extensive experience in financial counseling to share tried-and-true methods for debt elimination. Real-Life Examples: Learn from the success stories of individuals who have effectively used these strategies to achieve financial freedom. ...2024-05-3046 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomInflation Sucks. But Here is What You Need to Know About It.Today Damon Day and Steve Rhode talk about the fincial pressures created by inflation and the consequences to your financial health and future. It is a surprising subject with a lot of layers.2024-04-2927 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomBreak Free from Myths: The Truth About Credit Counseling!Damon Day and Steve Rhode explore the myths and misperceptions about the charitable non-profit credit counseling industry. We are not suggesting you should avoid credit counseling but to better understand how this works to make better decisions about what is right for you or the people you care about.2024-04-1242 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom16 Most Misunderstood Myths About Getting Out of DebtIn this podcast, Steve Rhode and Damon Day address various misconceptions about debt and financial decisions. We emphasize that having debt does not make someone a loser or a failure; it is a common occurrence that does not define one's worth. We discuss how social media can distort perceptions of others' lives, as they often showcase only the positives and not the struggles. We debunk the myth that bankruptcy ruins one's credit for 10 years and share a personal experience of receiving a credit card offer shortly after obtaining discharge papers. We...2024-01-0953 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomEasy Ways to Make Your Money Grow When You Are Just Getting ByIn this episode of the Get Out of Debt Guy show, Steve Rhode, the old Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, take a break from discussing debt and focus on saving and making money. They highlight the importance of having savings for emergencies, as relying on credit cards may not always be a viable option. They acknowledge that saving money may not seem glamorous due to low interest rates and expenses matching income. However, they suggest cutting back on expenses or finding side hustles like driving for ride-sharing...2024-01-0227 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomA Little Chit, a Little Chat. From Side Hustle Money to Not Being a Sucker.This time Damon Day and Steve Rhode decided to combine our two podcasts on debt and side hustles into one. I think people interested in side hustle extra money might also have some interest in financial topics as well. We shall see. Topics included Uber, Lyft, Amazon FBA, scams, legal threats, fake debt collectors, and more.2023-10-1038 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomWe Rise From the Dead Yet AgainWe are back. It's been a bunch of hot minutes since the last podcast. But Damon Day and myself, Steve Rhode, are huddled over an iPhone recording this podcast in a random hotel room someplace. Besides discussing the manufactured student loan fiasco with the off-again and soon-to-be-on-again student loan payments, we chat about the confusion created by the new SAVE program that might not go through even though millions are now enrolled. Damon from DamonDay.com talks about how consumers call him in a panic over student loan payments...2023-09-3027 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGetting Out of Debt and Making Lots of Extra Money is Easy When You Do This One FREE ThingBeing in debt feels like a dark hole, a deep pit, without hope or any way out. Struggling to find ways to make extra money can feel impossible as well.  But the secret is both situations benefit from the same free tip Damon Day, and I talk about on this podcast. You can follow our side-hustle testing at PennyStupid.com But if you have debt questions or need some free advice, I'm here for you.  Steve Rhode - Your Ge...2022-12-0626 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomIs Your Debt Relief Company a Scam and How to Make an Extra $800 a Month to Make Ends MeetWorrying about being scammed by a debt relief provider is a real fear. But what is a scam? That question is surprisingly more challenging than you might imagine. In this podcast, Damon Day and I discuss why calling any debt rescue company a scam is so tricky. For example, if a company provides you with bad advice but doesn't take your money, does that make them a scam? And then we start talking about how easy it can be for people of all incomes to make an extra $800 a...2022-11-1619 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt by Increasing Income With Side Hustles - The Introduction to the Penny Stupid ProjectGetting out of debt can be tackled with several different approaches. One is reducing what you owe, but another is increasing income to help pay down the debt. Experience has taught me that a combination of both usually is the winning hand. But making extra money is problematic when trying to do it through desperation rather than inspiration. So we aim to change that for you by showing you the way. My friend debt coach Damon Day and I are working together to...2022-09-2832 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomEven Brain Surgeons Can't Solve the Housing Crisis - ShortcastGive me five minutes, and I'll help you to understand the complexities of the housing crisis we face in 2022 and why both home buyers and renters are finding it difficult to move ahead. It's complicated. If you have a question you'd like to ask, go to https://getoutofdebt.org/question, or if you want to leave a question for an upcoming podcast, go to https://getoutofdebt.org/message. Steve Rhode, your Get Out of Debt Guy from GetOutOfDebt.org.2022-09-2706 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomWhat You Really Need to Know About Inflation - ShortcastThe word inflation is used all the time, but what does it really mean, how do we measure it, and what happens when we try to reduce it? Let's talk about it in today's shortcast. If you have a question you'd like to ask, go to https://getoutofdebt.org/question, or if you want to leave a question for an upcoming podcast, go to https://getoutofdebt.org/message Steve Rhode, your Get Out of Debt Guy from GetOutOfDebt.org2022-09-1505 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDebt Free Dudes - Inflation, Recession, Saving Money, Side Hustle UpdateIn this Debt Free Dudes podcast, Damon Day and Steve Rhode talk about preparing for a recession, inflation, worsening economic chances, saving money, and an update on the side hustle project. Additional information for the facts behind this podcast is below. There is a 50-50 chance of a mild recession late in 2022 or 2023. The U.S. is not in a recession yet. However, we find that most indicators—particularly those measuring labor markets—provide strong evidence that the U.S. economy did not fall into...2022-09-1336 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomTake a Lap on the Gerbil Wheel of Debt - The Path to Happiness and Wealth - Chapter 3This podcast is chapter three of my book, The Path to Happiness and Wealth. In this chapter, "Take a Lap on the Gerbil Wheel of Debt," we take a look at the reality that most of us keep circling the same debt cycle, never getting ahead. For more about this book, visit this page. If you have a question you'd like to ask, go to https://getoutofdebt.org/question, or if you want to leave a question for an upcoming podcast, go to https://getoutofdebt.org/message Steve Rhode, your Get Out of Debt...2022-09-0618 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDebt Settlement is Like an Onion. What You Need to Know About the Five Types of Debt Settlement.Debt settlement is not a monolithic debt relief solution. I like to say debt settlement is like an onion. It has layers.  There are several forms of tackling your debt using settlement. All are distinctly different, and understanding the differences is important to make the best choices for you and your situation. For example, you could listen to someone on Facebook tell you what you should do to settle your debt. You might buy a book and try to learn how to do it yourself, or you might contact a...2022-08-3025 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomWhat Your Money is Trying to Tell You - The Path to Happiness and Wealth - Chapter 2Chapter two of my book, The Path to Happiness and Wealth. In this chapter, we take a more introspective look at the factors that drive money troubles and what prevents us from making ends meet. The chapter has plenty of client examples that help to fill your quota of debt voyeurism and the ability to learn from situations others have faced. I wrote this book in 2002, and it's funny to look back and witness the death of the mall. Maybe they will make a comeback. We shall see. So...2022-08-2337 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDo This First When Getting Out of Debt or You Will Make a Million Dollar MistakeGood people dealing with money troubles and debt worries make this same mistake over and over. Unfortunately, it can cost millions of lost dollars in retirement savings. In this podcast, Steve Rhode from https://getoutofdebt.org and Damon Day from https://damonday.com talk about how to avoid this simple, crushing mistake that can ruin a future financial life. We also discuss the best approach and mindset to putting financial problems behind you and expect the best outcome with less stress.2022-08-1628 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomI Got Hit in the Head With a Baseball and Saw It Coming - The Path to Happiness and Wealth - Chapter 1I wrote this book in 2002, but the lessons and insights included are just as relevant today as they were then. I was awarded the Washington Post personal finance book of the month award for this book. It is a holistic look at the secrets to overcoming debt and finding a balance with money in your life. It’s a good book for people to read that might be having issues with shopping issues, compulsive spending, overspending, hidden debt, etc.  For more about this book, visit this page. If you have a question you'd like to...2022-08-0924 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomPersonal Loan Bait and Switch BastardsFor many years I've written about the tactic some debt relief companies use to trick consumers into signing up for some form of debt relief. Consumers receive offers in the mail for a personal or debt consolidation loan and are told they don't qualify, but "we have a better program." Damon Day and I discuss the issues raised in I Was a Bait and Switch Debt Relief Sales Person in this podcast. Here is a list of some past links on this subject. 2022-08-0236 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomHaving Problems With a Company? Don't Just Complain. Do This Instead.A frequent question I get is from people upset with the performance of some company they hired to help them.  When they reach out to me for answers, they are pissed off and angry. That is understandable.  There is a healthy and helpful way to resolve such company complaints without raising your blood pressure or being victimized.  Today I want to share the secrets I've learned over the years on how to best deal with any company you have a problem or disagreement with reg...2022-07-2620 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomHow to Beat Debt Fear and Anxiety and Get a Government Backed High Interest Reward at the Same TimeI want to share some truths about financial fear and anxiety in this episode.  I'll also share info on how to get a substantial government-guaranteed return on your savings, or is that statement a scam? Let's find out. I then want to share information about review terrorists and finish with a personal story and a debt life lesson. But first, I wanted to share this saying which applies to dealing with money problems, Don't Believe Everything You Think.  If you have a question you'd like to ask, go to getoutofdebt.org/question, or if yo...2022-07-1917 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomHow to Best Deal With a Debt Collector or Debt Collection Agency - What Everyone Needs to KnowToday I wanted to share some life-altering low-stress advice on how to best deal with debt collectors. I think what I'm going to share will surprise you and be a big help if you or someone you know is getting calls from a debt collection agency. When it comes to debt collectors, not everything you believe is true. So let's put all the assumptions aside for this podcast. If you have a question you'd like to ask, go to getoutofdebt.org/question, or if you want to leave a question for an upcoming podcast, go to getoutofdebt...2022-07-1250 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomTime is Running Out for This Student Loan Forgiveness Program, How to Buy Stuff for Less, Car Payment Crash, and Bad PeopleThis week on the Get Out of Debt Guy podcast, I want to talk with you about time running out, buying stuff for less than it costs, car payments over a cliff, and Baaaad people. If you have a question you'd like to ask, go to getoutofdebt.org/question, or if you want to leave a question for an upcoming podcast, go to getoutofdebt.org/message Steve Rhode, your Get Out of Debt Guy from GetOutOfDebt.org2022-07-0519 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDo You Need a Budget, Really? Why Budgeting is a Waste of Time for Many.One of the most dreaded words in the English language is budgets.  So today, I want to share some unspoken truths about budgets and make a confession to you as well.  The thought of a traditional or typical budget can create fear, shame, and stress for many. And that's just the tip of the iceberg. Budgets can also lead to fights, marital distress, and the absolute end of some relationships. It doesn't have to be that way. But, when it comes to finding the person you love, opposites attract. For example, a fundamental la...2022-06-2317 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomYou Won't Believe This Student Loan Forgiveness Insanity. Mobile Homes Exploding, and Rich Folks Living Month-to-MonthYou will not believe the craziness the Department of Education is undertaking to forgive student loans for many while punishing the folks that are in the most financial need. In today's podcast, I talk about how insane this is.  If you owe Parent PLUS loans, you can forget about reasonable forgiveness of student loan debt. Parents are being left out in the cold. Speaking of folks left out in the cold, mobile homeowners are looking at exploding rents while the top 5 percent of income earners are living paycheck-to-paycheck. Steve Rhode - Your Get O...2022-06-0710 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomSide Hustles, Gigs, and Making Money in Your Spare Time - Uber, Lyft, Rover, Handy, Stowit, eBay, Facebook Marketplace, Neighbor, Fiverr, Upwork, and MoreToday Damon and I talk about how to boost your income with side hustles. But, it does not have to be a painful experience. Success is a mindset, and the opportunity to make more money is as close as your smartphone. There is no shortage of apps and things you can do to raise money. From selling stuff to offering a service, there is a little something for everyone. This podcast is unusual since it starts with some behind-the-scenes audio that usually gets cut and vanishes forever. If you have feedback you'd like...2022-06-0646 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThis State Offers Free College and Child Care - Story of the DayThis story caught my attention and the ability to attend any state college or university and get free child care is a major policy change that can help lift people up without going into massive debt. For people that are looking to have a chance at a better future by attending vocational training, technical schools, or higher education, this state might be your new home. Child care is so expensive and a roadblock for many people trying to make the leap from welfare to work. State-paid childcare can help many working families get ahead.  If y...2022-06-0214 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomWhat Do You Think Vickie Should Do About ClearOne Advantage? Listen and Share Your OpinionVickie wrote to me about her experience with ClearOne Advantage. She was concerned she had made a mistake with ClearOne Advantage and they had let her down.  Debt situations are complicated, and so much can influence how we deal with our debts. Part of the hidden influencers might be logic, but in Vickie's case, part of the decision-making process was stress, fear, and shame. I'd love to hear what you think Vickie should do after listening to her question. You can record and share your response at GetOutOfDebt.org/message. In this podcast, I...2022-06-0111 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomI Had Great Credit My Entire Life and Lost it All in 90 DaysMichelle wrote to me at GetOutOfDebt.org with a difficult financial situation. She had used all of her available cash to purchase a house to fix and sell and then was hit with COVID. After being in the hospital for six weeks and not getting paid, her finances are crumbling and she is looking for solutions. Steve Rhode - Get Out of Debt Guy - GetOutOfDebt.org2022-05-3109 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomMaking the Jump From Welfare to Work is Much More Complicated Than You AssumeThe ability for people to make the jump from public benefits to living without the need for benefits is much more complicated than the average person realizes. In this podcast, Damon Day and I talk about the hurdles people face. We also divulge the actual demographic profile of the person most like to commit benefit fraud. The answer will surprise you. Steve Rhode - Get Out of Debt Guy - GetOutOfDebt.org2022-05-3032 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomWhat I Painfully Learned From Trading Crypto, IADT Student Loan Forgiveness, Algorithm Credit Denial RulesWell, the lessons have been learned about being a crypto trading whiz. I talk about what I learned and have come to conclude. I also answer CM's question about IADT for-profit student loan forgiveness options, and how creditors now have to be able to support automated credit denials. Steve Rhode - Your Get Out of Debt Guy - GetOutOfDebt.org2022-05-2611 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomShould I Do Debt Settlement or Bankruptcy?Tina wanted to know if she should deal with her debt using debt settlement or bankruptcy.  It is interesting how a seemingly simple question can have a complicated answer. I decided to make your question the subject of a Debt Free Dudes podcast with Damon Day. Damon and I role-play what a lot of debt relief salespeople might say to you when you can for advice. This podcast contains examples of what you might hear from credit counseling, debt settlement, consolidation loan offers, and bankruptcy. Steve Rhode - Your Get Out of Debt G...2022-05-2323 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomAmerican Express Just Canceled My Cards. What Can I Do?Ryan wrote to me through my site at GetOutOfDebt.org. He wanted to know what he could do to get his AMEX cards back. He said, "I've been an Amex customer for ten years and have five accounts. I spend over $1M each year, closer to $2M on average, and out of the blue, all accounts closed. No missed payments or anything like that. I pay the balances in full each month." In this podcast, I give Ryan facts about why this happened and what he can do about it. Steve Rhode - Your Get...2022-05-2005 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomHow Can It Be True That You Can Have Federal Student Loans Forgiven if You Go to Prison?A recent reader question dragged me down a long dark tunnel to research if you can have your federal student loans forgiven if you are in jail. You can read my full post here. The technical answer is it appears some people can have their loans written off. But there is so much more to this than you can even imagine assuming. Listen to this podcast to be amazed by this impossible program. Steve Rhode - Your Get Out of Debt Guy - GetOutOfDebt.org2022-05-1810 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThere is More to Forgiving Student Loans Than Either Side is Talking AboutThe topic of if student loans should be forgiven is a hot topic right now. On one side people are demanding some level of forgiveness. On the other side, student loan forgiveness should not happen because it is not fair to truck drivers. But what is the truth? In this Debt Free Dudes podcast, Damon Day ( DamonDay.com ) and Steve Rhode ( GetOutOfDebt.org ) talk about the real issues surrounding student loan debt and why the positions most have are nonsensical and won't fix the real problems. In this podcast, we talk about real solutions to...2022-05-1629 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomIn 2022, Should You Rent or Buy a HomeNo question has been asked more often over my decades of helping people with money, credit, and debt issues than is it is better to rent or buy. The best answer to that question is yes because arguments can be made on both sides of that issue. So, let's talk about it and help you to see the situation in a way you might not have before. In this podcast, I talk about the Money Personality test on my site. Here is the link. If you have money, credit, or debt questions you'd...2022-05-1307 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomHow Much Credit Card Debt Should I Carry to Not Harm My Credit Score?Alan asked me a question at GetOutOfDebt.org about how much his credit card balances should be and what percentage he should maintain to improve his credit score.  Alan made some moves that seemed like commonsense but the reality is those assumed smart moves actually hurt his credit score. On this podcast, I also answer Alan's question and give you some tips on how to aim for the best credit score available. Steve Rhode - Your Get Out of Debt Guy2022-05-1207 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy Show - Student Loan Servicer Quits. Mess to Ensue.On the show today Damon Day and I focused on reduced mortgage payments for people behind on their federally backed mortgage loans after Covid forbearance ends, why it is so easy to make bad emotional decisions, and adios to FedLoan Servicing. Steve Rhode Get Out of Debt Guy GetOutOfDebt.org2021-07-2633 minGet Out of Debt Guy ShowGet Out of Debt Guy ShowGet Out of Debt Guy Show - July 23, 2021On the show today Damon Day and I focused on reduced mortgage payments for people behind on their federally backed mortgage loans after Covid forbearance ends, why it is so easy to make bad emotional decisions, and adios to FedLoan Servicing.Steve RhodeGet Out of Debt GuyGetOutOfDebt.org--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app--- Send in a voice message: https://anchor.fm/get-out-of-debt-guy/message2021-07-2333 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomCoronavirus Evictions Coming FastWe are potentially on the backside of consumer protections from the pandemic. One of these protections was to put evictions on hold while people were struggling to make rent payments. Unless Congress or individual states extend the protections, waves of evictions are possible. ProPublica had a very informative article out on this subject that I wanted to share with you. Your Get Out of Debt Guy. Steve Rhode2020-07-2616 minGet Out of Debt Guy ShowGet Out of Debt Guy ShowCoronavirus Evictions Coming FastWe are potentially on the backside of consumer protections from the pandemic. One of these protections was to put evictions on hold while people were struggling to make rent payments. Unless Congress or individual states extend the protections, waves of evictions are possible. ProPublica had a very informative article out on this subject that I wanted to share with you.Your Get Out of Debt Guy.Steve Rhode--- Support this podcast: https://anchor.fm/get-out-of-debt-guy/support2020-07-2614 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomStudent Loan Assistance Scam to Watch For - Another College Closes - Farm Debt - Best Way to Pay Down DebtThis week Damon Day (DamonDay.com) and Steve Rhode (GetOutOfDebt.org) spend far too much time laughing and joking about nonsensical stuff while they deal with some serious debt subjects. When it comes to debt there is no sense dying all tensed up. They introduce the new call-in line where you can leave your question on voicemail - 919-391-7976. They also cover a couple of scary telephone message scams that are making people nervous and trying to make sure Damon survives the Bomb Cyclone he is sitting in the middle of.2019-03-1441 minGet Out of Debt Guy ShowGet Out of Debt Guy ShowStudent Loan Assistance Scam to Watch For - Another College Closes - Farm Debt - Best Way to Pay Down DebtThis week Damon Day (DamonDay.com) and Steve Rhode (GetOutOfDebt.org) spend far too much time laughing and joking about nonsensical stuff while they deal with some serious debt subjects. When it comes to debt there is no sense dying all tensed up. They introduce the new call-in line where you can leave your question on voicemail - 919-391-7976.They also cover a couple of scary telephone message scams that are making people nervous and trying to make sure Damon survives the Bomb Cyclone he is sitting in the middle of. Become a supporter of this...2019-03-1442 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomMaking Money by Having Fun, Cheap Tips, and Scammed on CraigslistDealing with financial problems is about more than just making a budget. This time Damon Day and I talk about how to make having fun affordable, traveling on the cheap with your own trailer, a few money-saving tips, and Damon tells us how he just got scammed on Craigslist. I'm not sure how we managed to turn the full recording into a podcast but we did. Some curse words included. - Steve Rhode - Get Out of Debt Guy - https://GetOutOfDebt.org Do you have a question you'd like for us to answer? Leave your question on voicemail...2019-02-1250 minGet Out of Debt Guy ShowGet Out of Debt Guy ShowMaking Money by Having Fun, Cheap Tips, and Scammed on CraigslistDealing with financial problems is about more than just making a budget. This time Damon Day and I talk about how to make having fun affordable, traveling on the cheap with your own trailer, a few money-saving tips, and Damon tells us how he just got scammed on Craigslist. I'm not sure how we managed to turn the full recording into a podcast but we did. Some curse words included. - Steve Rhode - Get Out of Debt Guy - https://GetOutOfDebt.org Do you have a question you'd like for us to answer? Leave your question on voicemail by...2019-02-1249 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomHow to Get the Right Help for Debt Problems – Get Out of Debt Guy ShowIn this show I share some critical information and advice with you on how not to become a victim or get scammed when you are searching for debt relief help. Having financial problems can be scary enough but who can you trust and who should you turn to when you are looking for good options […] The post How to Get the Right Help for Debt Problems – Get Out of Debt Guy Show appeared first on Get Out of Debt Guy - Steve Rhode.2012-12-0510 minGet Out of Debt Guy ShowGet Out of Debt Guy ShowHow to Get the Right Help for Debt Problems – Get Out of Debt Guy ShowIn this show I share some critical information and advice with you on how not to become a victim or get scammed when you are searching for debt relief help. Having financial problems can be scary enough but who can you trust and who should you turn to when you are looking for good options […] The post How to Get the Right Help for Debt Problems – Get Out of Debt Guy Show appeared first on Get Out of Debt Guy - Steve Rhode. Become a supporter of this podcast:https://anchor.fm/get-out-of-debt-guy/support 2012-12-0509 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomHere’s How to Build the Best Budget – Get Out of Debt Guy ShowBudgets can be an exercise in pain for many people. The sad part is it doesn’t have to be like that, at all. Building a great budget is simple when you understand what not to do. And what you shouldn’t do first is sit down and make a budget from memory. That just sets you […] The post Here’s How to Build the Best Budget – Get Out of Debt Guy Show appeared first on Get Out of Debt Guy - Steve Rhode.2012-11-2708 minGet Out of Debt Guy ShowGet Out of Debt Guy ShowHere’s How to Build the Best Budget – Get Out of Debt Guy ShowBudgets can be an exercise in pain for many people. The sad part is it doesn’t have to be like that, at all. Building a great budget is simple when you understand what not to do. And what you shouldn’t do first is sit down and make a budget from memory. That just sets you […] The post Here’s How to Build the Best Budget – Get Out of Debt Guy Show appeared first on Get Out of Debt Guy - Steve Rhode. Become a supporter of this podcast:https://anchor.fm/get-out-of-debt-guy/support 2012-11-2707 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDebt Relief Recap and What Consumers Do Wrong When Seeking Help – PodcastThe latest Get Out of Debt Guy show. Damon Day and I talk about the big changes in the debt relief world over the past year. We talk about about how many debt relief companies have failed and how new rules from the FTC have altered the way the debt relief world works. We talk […] The post Debt Relief Recap and What Consumers Do Wrong When Seeking Help – Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2012-07-0330 minGet Out of Debt Guy ShowGet Out of Debt Guy ShowDebt Relief Recap and What Consumers Do Wrong When Seeking Help – PodcastThe latest Get Out of Debt Guy show. Damon Day and I talk about the big changes in the debt relief world over the past year. We talk about about how many debt relief companies have failed and how new rules from the FTC have altered the way the debt relief world works. We talk […] The post Debt Relief Recap and What Consumers Do Wrong When Seeking Help – Podcast appeared first on Get Out of Debt Guy - Steve Rhode. Become a supporter of this podcast:https://anchor.fm/get-out-of-debt-guy/support This podc...2012-07-0329 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDIY Debt Settlement for Those Interested in Do It Yourself Debt Settlement – PodcastHere is this weeks podcast where Damon Day, from DamonDay.com, and I talk about a number of debt industry issues including: If it is possible to settle your own debt. How to begin to approach do it yourself debt settlement. Hiring a debt settlement company is a smart thing to do if someone does not […] The post DIY Debt Settlement for Those Interested in Do It Yourself Debt Settlement – Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2011-03-0841 minGet Out of Debt Guy ShowGet Out of Debt Guy ShowDIY Debt Settlement for Those Interested in Do It Yourself Debt Settlement – PodcastHere is this weeks podcast where Damon Day, from DamonDay.com, and I talk about a number of debt industry issues including: If it is possible to settle your own debt. How to begin to approach do it yourself debt settlement. Hiring a debt settlement company is a smart thing to do if someone does not […] The post DIY Debt Settlement for Those Interested in Do It Yourself Debt Settlement – Podcast appeared first on Get Out of Debt Guy - Steve Rhode. Become a supporter of this podcast:https://anchor.fm/get-out-of-debt-guy/support 2011-03-0840 minGet Out of Debt Guy ShowGet Out of Debt Guy ShowThe History of Getting Out of Debt This Week on the Get Out of Debt Guy ShowIn this show I talk with Dr. Louis Hyman, a consumer credit historian. We talk about the history of debt relief. He points out that the process of intervening in the debt of consumer began way back after World War I with the advent of new consumer debt opportunities. It does not matter if it […] The post The History of Getting Out of Debt This Week on the Get Out of Debt Guy Show appeared first on Get Out of Debt Guy - Steve Rhode. Become a supporter of this podcast:https://anchor.fm/get-out-of-debt-guy/support2010-12-2329 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThe History of Getting Out of Debt This Week on the Get Out of Debt Guy ShowIn this show I talk with Dr. Louis Hyman, a consumer credit historian. We talk about the history of debt relief. He points out that the process of intervening in the debt of consumer began way back after World War I with the advent of new consumer debt opportunities. It does not matter if it […] The post The History of Getting Out of Debt This Week on the Get Out of Debt Guy Show appeared first on Get Out of Debt Guy - Steve Rhode.2010-12-2330 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom“We Quit” in Debt Settlement and Making Your Finances More Friendly – The Get Out of Debt Guy ShowRevelations in debt settlement tops today’s show. Alex Viecco from New Era Debt Solutions openly talks about his disgust with the current state of debt settlement and why his company boldly and publicly resigned in disgust from The Association of Settlement Companies (TASC). In this show Alex is followed by some exceptional good financial advice […] The post “We Quit” in Debt Settlement and Making Your Finances More Friendly – The Get Out of Debt Guy Show appeared first on Get Out of Debt Guy - Steve Rhode.2010-10-1930 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDebtors’ Prison, Why Creditors Don’t Care if You Repay Your Debt, and Bankruptcy – The Get Out Of Debt Guy ShowOn today’s show I talk with Dr. Louis Hyman, an expert in the history of debt. Not only was it great talking with him but we chatted just as long off the air. This is one guy you’ll be hearing more from in the future on this show. We talked about the history of debt, […] The post Debtors’ Prison, Why Creditors Don’t Care if You Repay Your Debt, and Bankruptcy – The Get Out Of Debt Guy Show appeared first on Get Out of Debt Guy - Steve Rhode.2010-10-1230 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDebt Settlement Fee Ban, Credit Counseling Wounded, Caller Question – The Get Out of Debt Guy ShowToday we’ll be also talking about the impact the new fee ban for debt settlement services is going to have. We’ll also talk about changes that are impacting credit counseling and why people need to address their problem debt now before the economy improves too much. All that and a caller question on today’s show. […] The post Debt Settlement Fee Ban, Credit Counseling Wounded, Caller Question – The Get Out of Debt Guy Show appeared first on Get Out of Debt Guy - Steve Rhode.2010-10-0632 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomPersonal Attacks, Debt Relief Marketing, How to Separate People From Money and More Stuff – PodcastHere is this weeks podcast where Damon Day and I talk about a number of debt industry issues including: Personal attacks against articles and stories written. Why some people don’t want consumers to get honest or independent advice. The reason why personal attacks are simply meant to misdirect consumers from hearing a message others don’t […] The post Personal Attacks, Debt Relief Marketing, How to Separate People From Money and More Stuff – Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2010-09-1448 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomOffshore Debt Settlement, Morgan Drexen, Badges, Elizabeth Warren, Bed Intruder, CROA, and More – PodcastHere is this weeks podcast where Damon Day and I talk about a number of debt industry issues including: Debt settlement companies settling up offshore enterprises to sell services back to U.S. residents. The odd statements made in the recent Morgan Drexen press release. You can watch video from the release here. What is the […] The post Offshore Debt Settlement, Morgan Drexen, Badges, Elizabeth Warren, Bed Intruder, CROA, and More – Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2010-08-221h 10Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomNew Debt Settlement Rules – Get Out of Debt Radio ShowThis week Damon Day and I talk about the new debt settlement rules that were announced by the Federal Trade Commission, the need for them, the impact on debt settlement companies, why some debt settlement companies will fail and others thrive, and more about the attorney model of debt settlement that is being promoted as […] The post New Debt Settlement Rules – Get Out of Debt Radio Show appeared first on Get Out of Debt Guy - Steve Rhode.2010-08-101h 03Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomMoney America Radio Show With Steve Rhode, August 5, 2010Yesterday I appeared as a guest on the Money America radio show that is heard in Massachusetts. Here is the broadcast and as you will hear it focused on recent changes in the rules from the Federal Trade Commission regarding debt settlement. You can listen to the show below. Money America Radio Show With Steve […] The post Money America Radio Show With Steve Rhode, August 5, 2010 appeared first on Get Out of Debt Guy - Steve Rhode.2010-08-0653 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThe Debt Settlement Attorney Model PodcastThis week the podcast with Damon Day focused primarily on the attorney model in debt settlement and the problems associated with that. Here are some of the articles that relate to issues we talked about in the podcast. The Critical Flaw in The Attorney Model for Debt Settlement Mosler Law Firm and SFC State Capital […] The post The Debt Settlement Attorney Model Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2010-07-2058 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDebt Settlement Does Not Need to Be Closed Down. It Needs to Be Cleaned Up. – PodcastI had a very interesting conversation with a debt settlement insider that mentioned how many debt settlement companies he talks to that hate me for what I write. Yea, I’m not losing sleep over that. I made the following podcast of this article so you could enjoy it with background music. Debt Settlement Does Not […] The post Debt Settlement Does Not Need to Be Closed Down. It Needs to Be Cleaned Up. – Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2010-07-1305 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDebt Buyers, Getting Sued by a Creditor, and Debt Relief Scams to Avoid – Get Out of Debt PodcastThis week Damon and I talk about debt buyers, companies that purchased charged off debt and attempt to collect them, the problem with the proof that debt buyers have to collect the debt, and the wave of lawsuits and judgments from debts buyers. We talk about what happens when you are sued by a creditor […] The post Debt Buyers, Getting Sued by a Creditor, and Debt Relief Scams to Avoid – Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2010-07-0245 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDamon & Steve Talk About Debt Settlement Bullshit – Get Out of Debt PodcastHere is the latest Get Out of Debt show podcast. Today Damon Day and I got together and picked a topic in the debt relief world and discussed it at length to give you insight into the inside information on this topic. We hope to do this on a regular basis to share with you […] The post Damon & Steve Talk About Debt Settlement Bullshit – Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2010-06-2200 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomI Sit Down With a Bankruptcy Attorney and Talk About Filing Bankruptcy – Get Out of Debt PodcastHere is the latest Get Out of Debt podcast. I had the opportunity to sit down with Jeff Jackson, a bankruptcy attorney from Ohio and talked about many different aspects of bankruptcy including: The fear of approaching a bankruptcy attorney. Common questions and concerns when people are considering bankruptcy The benefits of bankruptcy to stop […] The post I Sit Down With a Bankruptcy Attorney and Talk About Filing Bankruptcy – Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2010-06-1824 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomJames the Police Officer Calls in For Help to Avoid a Repo – Get Out of Debt PodcastHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post James the Police Officer Calls in For Help to Avoid a Repo – Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2009-12-0706 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomAllegro Law and Ripping Off Customers – Get Out of Debt PodcastHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post Allegro Law and Ripping Off Customers – Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2009-09-2305 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomJim, Charles and Cheryl Get Their Questions Answered on This Get Out of Debt PodcastHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post Jim, Charles and Cheryl Get Their Questions Answered on This Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2009-09-0415 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomCandy Has Concerns About Creditor Interchange and the Settlement Offer – Get Out of Debt PodcastHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post Candy Has Concerns About Creditor Interchange and the Settlement Offer – Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2009-08-2605 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDaisy Calls Again. Uncertain if Debt Settlement or Debt Management is Right for Her. – Get Out of Debt PodcastHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post Daisy Calls Again. Uncertain if Debt Settlement or Debt Management is Right for Her. – Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2009-08-2608 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDaisy Calls In And Wonders How to Get an Allegro Law Refund – Get Out of Debt PodcastHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post Daisy Calls In And Wonders How to Get an Allegro Law Refund – Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2009-08-2404 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomAn Interview With Dan Stermer, the Court Appointed Receiver for the Hess Kennedy Debt Settlement Law Firm in Florida – Get Out of Debt PodcastHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post An Interview With Dan Stermer, the Court Appointed Receiver for the Hess Kennedy Debt Settlement Law Firm in Florida – Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2009-08-1912 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomQuestion From James About an Allegro Law Client Refund – Get Out of Debt PodcastHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post Question From James About an Allegro Law Client Refund – Get Out of Debt Podcast appeared first on Get Out of Debt Guy - Steve Rhode.2009-08-1805 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Podcast – More Answers for Angela Concerning Picking a Bankruptcy AttorneyHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post Get Out of Debt Podcast – More Answers for Angela Concerning Picking a Bankruptcy Attorney appeared first on Get Out of Debt Guy - Steve Rhode.2009-08-1306 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Podcast – Answers for Deborah Who Was in an Auto AccidentHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post Get Out of Debt Podcast – Answers for Deborah Who Was in an Auto Accident appeared first on Get Out of Debt Guy - Steve Rhode.2009-08-1207 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Podcast – Answers for Angela and Her Concerns About Allegro LawHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post Get Out of Debt Podcast – Answers for Angela and Her Concerns About Allegro Law appeared first on Get Out of Debt Guy - Steve Rhode.2009-08-1210 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Podcast – Answers for Peggy About Allegro LawHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, […] The post Get Out of Debt Podcast – Answers for Peggy About Allegro Law appeared first on Get Out of Debt Guy - Steve Rhode.2009-08-1111 minGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Podcast – Answers for James, Charlene, and DuffHere is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? Get Out of Debt Guy – Twitter, G+, Facebook Questions Included in This Show: Question From James My wife and i live in las vegas where property values have drastically decreased. We both have had financial […] The post Get Out of Debt Podcast – Answers for James, Charlene, and Duff appeared first on Get Out of Debt Guy - Steve Rhode.2009-05-2700 min