Shows
Juggling Mind and MoneyEp.17 - Death, Inheritance, and Living on Your Own TermsGrief is never just about death — it’s about loss, love, and the messiness of being human. In this episode, Steve and Jess unpack the emotional and financial layers of death and grief, offering insights on how to navigate loss without losing yourself.From managing inherited money to knowing when to seek support, this conversation blends humour, honesty, and practical advice. You’ll hear why anger and relief are both valid emotions, how grief can show up years later, and why giving while you’re alive might be the best legacy of all.They also explore...2025-07-1748 minJuggling Mind and MoneyEp.16 Keely Woods - From Panic to Purpose: Demystifying the World of InvestingWhat’s investing really for? In this episode, Steve Rowe is joined by Keely Woods to unpack the truth behind investments – beyond jargon, headlines, and hype. From beating inflation and funding dream holidays to helping loved ones and retiring early, they explore the real-life reasons people choose to put their money to work.They tackle the fears that hold people back, explain why “boring” portfolios tend to win, and reveal how diversification and compound growth quietly build wealth over time. Whether you’re new to investing or simply need reassurance, this is a grounded, inspiring conversation about how money...2025-07-0334 minJuggling Mind and MoneyEp.15 - Planning for Inheritance Tax: What Every Family Should KnowInheritance Tax affects more families than ever — yet too many leave it to chance. In this episode, we explore the key tools for effective estate planning, including gifting, trusts, and life cover. Whether you want to support your children, give to charity, or simply keep more of your wealth in the family, this is a conversation worth having.2025-06-1936 minJuggling Mind and MoneyEp.14 - Our colleague Luke James on Why Pensions are ExcitingPensions might not sound thrilling, but this episode of Juggling Mind and Money proves otherwise. Lucent Financial Planning’s very own Luke James steps in alongside host Steve Row—and brings a healthy dose of enthusiasm, insight, and dinosaur-themed sock humour to the mic.They unravel the mystery of pensions—from the flexibility of Defined Contribution schemes to the predictability of Defined Benefit plans—breaking down the jargon and mental barriers that often stop people from engaging with their financial future. You’ll also learn why pensions are a powerful tool for business owners, how tax relief turns savi...2025-06-0543 minJuggling Mind and MoneyEp.13 - Teresa Meredith - A Retirement Story with HeartIn this heartfelt episode, Steve Row is joined by Teresa Meredith – a long-time client of Lucent Financial Planning – who steps in as guest co-host.Theresa shares the story of how she and her husband Phil made the leap into early retirement, the challenges they faced along the way, and how having the right support made all the difference. From their first nervous meeting to navigating personal loss, serious illness, and big life transitions, their journey highlights the real impact of thoughtful financial planning – and the value of simply being listened to.This conversation offers...2025-05-2228 minJuggling Mind and MoneyEp.12 - Why Retirees Can’t Spend – Even When They’ve Got MillionsThey’ve done the hard part — worked, saved, and built a sizeable nest egg. So why are so many retirees paralysed when it comes to spending their own money?In this episode of Juggling Mind & Money, Steve and Jess dive into the strange reality of retirement underspending — where even millionaires struggle to loosen the purse strings. It’s not about maths; it’s about mindset.We explore the psychological blocks that stop people enjoying what they’ve earned: - fear of running out, - guilt around indulgence, - and the deep identi...2025-05-0851 minJuggling Mind and MoneyEp.11 - Socially Disconnected? How to fix the Friendship Gap in RetirementIs retirement a recipe for relaxation—or social isolation?In this episode of Juggling Mind and Money, Steve and Jess dive into the less talked about side of retirement: losing the social buzz that comes with the 9-to-5.From awkward silences to watercooler withdrawals, we explore why making friends as an adult is harder than it sounds—and what you can actually do about it. Plus, how money plays a role in staying connected and why a solid financial plan might just buy you more than security… it could buy you happiness (or at least some d...2025-04-2439 minJuggling Mind and MoneyEp.10 - From Payday to Purpose: Rethinking Life in RetirementYou’ve clocked out for the last time, said goodbye to spreadsheets and staff meetings… but now what? In this episode of Juggling Mind & Money, Steve and Jess unpack the surprisingly tricky reality of retirement – and the sneaky sense of purposelessness that can creep in when the calendar’s wide open.Steve shares his own post-retirement slump, while Jess diagnoses the deeper issue: a lack of purpose. Together, they explore how meaning—not money—is often the real currency of a happy retirement.Expect laughs, lightbulb moments, and practical ideas that go beyond “just keep busy” — from m...2025-04-1040 minJuggling Mind and MoneyEp.9 - Till Pension Do Us Part? Why Couples Struggle After Retirement and How To Make It WorkYou’ve worked hard, raised a family, built a life together — so why does retirement suddenly feel… tense?In this episode of Juggling Mind and Money, Steve (Chartered Financial Planner) and Jess (Psychologist) dive into a topic that catches many couples off guard: why retiring together can be more emotionally and financially challenging than expected.From clashing visions of “the good life” to unequal pension pots, and from lost identities to the awkward reality of spending all day, every day together — this conversation peels back the curtain on what really happens when the 9-to-5 ends...2025-03-2750 minJuggling Mind and MoneyEp.8 - Cashing Out or Freaking Out? The Psychology of RetirementRetirement – it’s the golden dream, right? No alarms, no meetings, just endless freedom. But here’s the twist… for many, it’s not all Pimm’s in the garden and spontaneous holidays. In fact, 1 in 3 retirees struggle with the transition, facing everything from identity crises to financial fears.In this episode of Juggling Mind & Money, Steve (your financial planning expert) and Jess (our resident psychologist) break down the highs, the lows, and the ‘what do I do now?’ moments that come with stepping away from the 9-to-5.🎙️ Why do some people thrive in...2025-03-1357 minJuggling Mind and MoneyEp.7 - Greed & Money: Why We Always Want More (And How to Stop)💰 Greed, Money & The Never-Ending Chase for More 🤑Why do we always want more? More money, more success, more stuff—yet somehow, it never feels like enough. In this episode of Juggling Mind & Money, financial expert Steve Rowe and psychologist Jessica Schlupp-Taylor dive into the psychology of greed, overspending, and the sneaky ways our desires can lead us down a dangerous path.From keeping up with the Joneses to chasing the next big thing, we explore why our brains are wired for more—and how to break free from the cycle. Can...2025-02-2742 minJuggling Mind and MoneyEp.6 - ADHD, Overwhelm & Avoidance: Taking Back Control of Your Mind & Money - with special guest Sarah MorganEver felt like you might have ADHD, but you’re not quite sure? Or maybe you just keep procrastinating on that one important financial task? In this episode of Juggling Mind and Money, Jess Schlupp-Taylor and Steve Rowe welcome their first-ever guest—Sarah Morgan, a coach and expert on ADHD.Expect laughs, lightbulb moments, and a deep dive into ADHD—the strengths, the struggles, and the surprisingly sneaky ways it can mess with your finances. From impulse spending to the never-ending to-do list of doom, we’re getting real about how ADHD brains navigate m...2025-02-131h 10Juggling Mind and MoneyEp.5 - The Financial Fallout of a Negative Mindset: Don't Let Your Mood Ruin Your MoneyAre you aware of how negativity affects your life and the lives of those around you? In this episode of Juggling Mind and Money, Steve and Jess uncover the sneaky ways your mindset can sabotage your happiness and financial success.From the hidden dangers of “mood hoovers” (those people who suck the optimism out of a room) to the real-life cost of a negative attitude—spoiler: one bad mindset cost someone £200,000—this conversation will make you rethink how your emotions shape your financial future.Jess shares psychological hacks to break free from negativity, while Steve reveals h...2025-01-3052 minJuggling Mind and MoneyEp. 4 - Don't Let Over-Optimism Sabotage Your Financial Future!In this episode of Juggling Mind and Money, Steve and Jess delve into the intriguing world of over-optimism and its impact on our finances.Can being overly optimistic actually be detrimental to our financial well-being?Join Steve and Jess as they explore:The potential pitfalls of excessive optimism when it comes to financial decisions.Real-life examples of how overconfidence can lead to financial missteps.The importance of seeking professional advice and taking a realistic approach to financial planning.Practical tips and strategies...2025-01-1645 minJuggling Mind and MoneyEp.3 Autism and Finances: Navigating Strengths and ObstaclesIn this episode of Juggling Mind and Money, hosts Steve and Jess dive into the intersection of autism and financial well-being. They explore the unique challenges autistic individuals may face when managing money, from navigating complex financial decisions to adapting to change.Jess, a psychologist, provides insights into the diverse spectrum of autism and how traits like sensory sensitivities, social interaction differences, and a preference for routine can influence financial decision-making. Steve adds his perspective, shedding light on how these challenges can be addressed with understanding and practical strategies.Key Highlights:The...2025-01-0232 minJuggling Mind and MoneyEp.2 Impulse and Insight: ADHD’s Role in Financial ChoicesIn this episode of Juggling Mind and Money, Steve and Jess explore the unique challenges of managing finances with ADHD. From impulsivity to disorganisation, they unpack how ADHD traits can impact financial well-being and share personal stories, insights, and strategies to help navigate these hurdles.Jess breaks down the connection between ADHD and money habits, while Steve opens up about his own experiences. Together, they discuss how to find balance, harness ADHD strengths, and build a healthier relationship with money.Key Highlights:Insights into how ADHD traits like impulsivity and distractibility affect...2025-01-0243 minJuggling Mind and MoneyEp.1 From Fear to Freedom: Managing Anxiety for a Happier Financial LifeIn this debut episode of the Juggling Mind and Money podcast, financial planner Steve Rowe and psychologist Jessica Schlupp-Taylor explore the fascinating connection between money and mental well-being.They delve into the common struggles their clients face - from anxiety and relationship issues to the challenges of retirement planning. You'll discover how Steve and Jess teamed up to offer a unique approach that combines financial guidance with psychological support. They believe this "pincer movement" helps people make confident decisions, achieve a sense of control, and ultimately, live happier lives.The episode...2025-01-0246 min