Shows
The Scottish Property PodcastMastering Yourself to Win Big – with Colin CampbellIn this special episode, co-host Nick Ponty sits down with Colin Campbell to delve into a refreshingly candid conversation that strays from the usual property chat and instead dives deep into the world of personal growth, mindset shifts, and life transformation.🎧 What You’ll Learn in This Episode:Colin's powerful journey of self-discovery and how personal development became the foundation for his success.Why men struggle to talk openly about emotions and personal challenges—and how breaking that silence can be transformative.The importance of showing up as your authentic self in busi...2025-05-051h 03
The Scottish Property PodcastLandlords Could Be JAILED Under Labour’s New Proposals with Nick and StevenIn this episode of the Scottish Property Podcast, Nick and Steven return with a jam-packed market update, covering everything from global economic trends to local property prices. They dive into the latest landlord legislation, interest rate forecasts, and the growing shift from amateur landlords to serious portfolio investors.Key Highlights:📉 Mortgage Market & Interest RatesWhy the IMF is predicting three interest rate cuts this yearHow global trade tensions (yes, Trump again) could bring cheaper goods to the UKLatest 5-year swap rate and new limited com...2025-04-2742 min
The Scottish Property PodcastWhy Dubai Might Be the Next Hotspot for UK InvestorsIn this episode of the Scottish Property Podcast, Steven and Nick are back from their first-ever international trip to Dubai—and they’re giving you the full rundown. From why they decided to hop on a plane to what went on behind the scenes, this episode sets the stage for a brand-new batch of episodes recorded in the UAE. Whether you’re a regular listener or just jumping in, this is your sneak peek into what’s coming and why it matters.Key Highlights:🇦🇪 Dubai DebriefReflections on their March...2025-04-0734 min
The Scottish Property PodcastHow Government Policies are Shaping the Rental Market with Mark ShantaIn the latest episode, Nick and Steven welcome back Mark Shanta, an estate agent, letting agent, and property investor. This engaging episode offers listeners a comprehensive overview of the key issues affecting landlords, tenants, and investors alike. The conversation spans a wide array of critical topics, from the immediate impact of recent governmental policy changes to the broader, ongoing dynamics of supply and demand within the rental sectorKey HighlightsThe impact of the Scottish government's policies on landlords and the rental market.The imbalance between rental supply and demand...2025-03-3152 min
The Scottish Property PodcastFrom Rugby to Real Estate: The Unexpected Career Shift! with Andy CramondIn this episode of the Scottish Property Podcast, Steven and Nick sit down with former professional rugby player turned property investor, Andy Cramond. Andy shares his incredible journey from playing top-level rugby in France to transitioning into property investment, development, and luxury home buying. He discusses the lessons learned from his sports career, how he built his property portfolio, and his latest venture into apartment hotels and high-end real estate.Episode Highlights:🏉 From Rugby to Real EstateHow Andy's rugby career took him from Aberdeen to FranceT...2025-03-2446 min
The Scottish Property PodcastHow to Lend Money in Property Safely with Lindsey DevineIn this episode of the Scottish Property Podcast, Steven and Nick sit down with legal expert Lindsey Devine from NM Legal to discuss the legal risks and best practices when it comes to private money lending in property. With more investors turning to private finance to scale their portfolios, it’s crucial to understand how to protect your investment and avoid costly mistakes.Episode Highlights:Due Diligence Before LendingWhy investors turn to private finance instead of traditional lenders.The risks involved and common mistakes to avoid.Why pr...2025-03-1055 min
The HunterEp 07 - Building Dakota: From 14 Jobs to Purpose-Driven Leadership with Gui CostinSummaryIn this episode, Steven Clark interviews Gui Costin, Founder and CEO of Dakota, who shares his non-linear path to entrepreneurship and the principles that transformed his leadership approach. After cycling through 14 different jobs in 17 years, Gui founded Dakota to create a place where people could build long-term careers and "become the best version of themselves."Â Gui discusses how a failed platform pivoted into a successful database business, the importance of treating people with kindness rather than just niceness, and why cold outreach remains the foundation of effective fundraising despite technological shifts. Gui also shares i...2025-03-0534 min
The Scottish Property PodcastScottish Housing Market in Crisis – What’s the Solution? with Brian GilmourIn this episode, Steven and Nick welcome back Brian Gilmour from Indigo Square to discuss key updates in the Scottish property market. With rent controls changing, interest rates stabilising, and housing policies evolving, this episode is packed with insights for landlords, investors, and property professionals.Key Highlights:Scottish Property Market Updates: Changes to rent controls and what they mean for landlords. The impact of the Scottish Government’s new housing policies. Why institutional investors are pulling out of Scotland.Economic & Interest Rate Discussion: Th...2025-03-031h 07
The Scottish Property PodcastExposed: The Biggest Red Flags in Property Social Media! with Nick and StevenIn this episode, Steven and Nick go solo to break down the biggest social media mistakes in the property industry. From misleading marketing tactics to fake recommendations, they expose what NOT to do when building your brand online. If you're using social media to grow your property business, this episode is a must-listen! Common Social Media Mistakes in Property: Over-the-top self-promotion that turns people off. Fake testimonials and why they damage credibility. Posting only success stories and hiding failures. The “Get Rich Quick” Hype: Why “no money down” strategies aren’t as easy as...2025-02-1744 min
The Scottish Property PodcastFrom Zero to 23 Properties—How He Did It! with Giuseppe PaladiniIn this episode of the, Steven and Nick sit down with Giuseppe Paladini, a former university lecturer who made the leap into property investing and entrepreneurship. From studying fish pathology in Italy to building a 23-property portfolio and launching multiple businesses in Scotland, Giuseppe shares his incredible journey and the strategies that helped him scale.From Academia to Property:How Giuseppe transitioned from university research to property investing.The moment he realised property could give him financial freedom.Scaling the Portfolio:How he started with Airbnb and usedequity release to fund...2025-02-101h 06
The Scottish Property PodcastGovernment U-Turn: What Scrapped Rent Controls Mean for Landlords! with Jonathan WilliamsIn this episode, Steven and Nick sit down with mortgage expert Jonathan Williams to discuss the latest developments in the Scottish property market. From mortgage interest rates and inflation to rental trends and landlord strategies, Jonathan shares valuable insights on what’s happening right now and what investors should expect in 2024.
Mortgage Market & Interest Rates:
Where are interest rates heading in 2024?
How inflation is affecting lending and affordability.
What landlords need to know about remortgaging this year.
Property Investment & Landlord Trends:
Why some landlords are exiting while others are scaling up.
Ho...2025-02-0350 min
The Scottish Property PodcastFrom Setbacks to Success: Building A 12-Property Portfolio in One Year with Rory BoydIn this episode of the Scottish Property Podcast, Steven and Nick sit down with Rory Boyd, a driven property investor who has successfully scaled a 12-property portfolio while balancing a demanding career in the motor industry and family life. Rory shares his journey from buying his first property to setting ambitious goals for 2025, offering practical advice and insights into building a sustainable property business.
Episode Highlights:
Getting Started in Property:
How Rory transitioned from car sales to property investing.
Leveraging sourcing agents to secure his first few deals.
Scaling the...2025-01-271h 00
The Scottish Property PodcastWhat It Takes to Build a Property Portfolio in Your 20s with Kyle BlackIn this episode, we welcome Kyle Black, a young and driven property entrepreneur who has built an impressive portfolio and business empire at just 27 years old. From his humble beginnings as a greenkeeper to navigating the property world with no prior experience, Kyle shares his journey of hard work, education, and embracing social media to scale his ventures.
Key Topics Covered:
Kyle's Early Journey: From Renfrew to property success and the pivotal moments that shaped his career.
Overcoming Challenges: Why Kyle decided to leave his apprenticeship and step into the world of property.
...2025-01-191h 08
The Scottish Property Podcast2025 Property Predictions: House Prices & Scotland’s 8% ADS Shake-Up!In this special episode of the Scottish Property Podcast, Steven and Nick take the mic to review the key events and trends that shaped the Scottish property market in 2024. They also share their bold predictions for 2025, offering actionable advice to help investors navigate the year ahead. From the 8% ADS hike to emerging market opportunities, this episode is packed with insights for seasoned investors and newcomers alike.
Episode Highlights:
2024 in Review:
Key trends and surprises in the Scottish property market.
The impact of the ADS increase to 8% and how it has affected...2025-01-1356 min
The Scottish Property PodcastInside Our Property Portfolios: Challenges, Changes, and Growth With Nick and StevenIn this relaxed and candid episode of the Scottish Property Podcast, Nick and Steven catch up on their latest adventures—both in life and business. From thrilling personal experiences, like road trips and skydiving in the US, to the challenges of managing property portfolios, the hosts share insights, stories, and hard-earned lessons.
This episode offers an honest look at the highs and lows of property investing, including staffing issues, rising mortgage rates, and portfolio restructuring.
Episode Highlights:
Nick’s US Adventure:
Nick talks about his two-week trip across the West Coast, riding Harl...2024-10-2845 minThe HunterEp 04 - From Wall Street to Vietnam: A Global Journey with Eric LevinsonIn this conversation, Steven Clark connects with Eric Levinson, head of business development at VinaCapital, who shares his journey from the United States to Vietnam. Eric discusses his career transitions, the impact of travel on his professional life, and the unique challenges and opportunities he faced while moving to Vietnam during the COVID-19 pandemic. He provides insights into the investment market in Asia, the distribution models in the region, and offers advice for those considering bold career moves.
Takeaways
Eric has a rich background in financial services, transitioning through various roles.
Travel has...2024-10-2342 min
The Scottish Property PodcastEarning £45K A Month from a Glamping Site with Tomas RobertsonIn this episode, we sit down with Tomas Robertson, a seasoned property investor who started his journey at the age of 25. Over nearly a decade, Tomas successfully flipped properties, strategically adding value and selling to avoid capital gains tax. When the short-term rental market caught his attention, Tomas ventured into Airbnb, where he achieved remarkable success—exceeding income estimates and thriving even during the pandemic.
Key Takeaways:
Starting in Property: Tomas began investing in property at 25, using a strategy that allowed him to grow his earnings by flipping properties every two years.
Airbnb Su...2024-08-1250 min
The Scottish Property PodcastHow a ÂŁ380k Investment Turned into ÂŁ1 Million with Stephen GallagherIn this episode, we sit down with Stephen Gallagher to explore his impressive journey in property investment and the formation of SAS Scotland.
Key Discussion Points:
SAS Scotland:
Stephen and Derek's hands-on network for property investors.
Practical learning through live projects.
Stephen’s Background:
From aerospace engineering to oil and gas, then banking and finance.
Transition to property investment starting with residential and moving to commercial properties.
Property Investment Strategy:
Using SAS pensions for tax-efficient investments.
Importance of market understanding, due diligence, and trusted partners.
Case Study - Hamilton Pr...2024-08-051h 03
The Scottish Property PodcastMarket Updates with Davy HuttonIn this episode, hosts Steven Clark and Nick Ponty are joined by Davy Hutton to discuss the latest market updates for August 2024. They cover a range of topics affecting the Scottish property market, including inflation, economic outlook, property market dynamics, planning system inefficiencies, and the impact of government policies.
UK Inflation and Taylor Swift Effect:
UK inflation stayed at 2% in June, partly attributed to Taylor Swift's tour increasing demand and prices in local services, particularly hotels.
The Bank of England's base rate is 5.25%. Despite expectations for a cut, the "Taylor Swift effect" and...2024-07-3054 minThe HunterEp 03 - The Intersection of Consulting, Data, and Distribution with Lee KowarskiSummaryÂ
In this conversation, Steven Clark interviews Lee Kowarski, head of distribution solutions at SS&C Technologies. They discuss Lee's background, his journey in the financial services industry, and the challenges and opportunities in the industry. They also touch on topics such as the evolution of consulting firms, the impact of data and artificial intelligence, and the future of the financial services space. Lee shares his insights on leadership, the mutual fund industry, and the importance of being adaptable and innovative in a changing landscape.
Takeaways
The financial services industry is facing challenges s...2024-06-1231 min
The Scottish Property PodcastThe TikTok Estate Agent Selling 35 Houses A Month!In this episode, we are joined by Vikki Ridler, a renowned TikTok estate agent, to discuss her incredible success and insights into the Scottish property market. Vikki's innovative use of social media has significantly impacted her career, leading her to sell an impressive 35 houses a month.
Key Topics Covered:
Introduction
Welcoming Vikki Ridler to the podcast.
Vikki's popularity and her contributions to the Edinburgh networking event.
Career Start
Vikki's journey from starting at 16 in an office job to becoming an estate agent.
Her initial reluctance and...2024-05-291h 04
The Scottish Property PodcastHow to manage a refurb efficiently with Nick & StevenIn this episode Steven & Nick give some educational info on refurbs and the processes involved. Join us for tips and tricks and anecdotes on how to manage a project efficiently.We talk about the following:Doing too much on site can slow growthBringing people in can speed up the process Know what you are trying to achieve Understanding what your exit is for budget allocationSetting your budget up front in the buying process Going over budget is most likely in design stages&n...2024-05-1345 min
The Scottish Property PodcastUsing artificial intelligence for property deal sourcing with Steven McKaveneyIn this episode Nick & Steven chat with Steven McKaveney about his life in IT, living and working in Dubai for years, his SA strategy across the country and his new AI deal sourcing website and patented software.We talk about the following:Starting in IT being a “cable monkey”Contracting and altercations Living in Dubai for 5-6 years Being paid £24,000 a month Working on apps for Banks in DubaiThe efficiency of the Arab cultureAttending a property course Doing SA in Ma...2024-04-291h 04The HunterThe Hunter - Episode 00 - IntroINTRODUCING The Hunter podcast which is dedicated to highlighting leadership insights from top-tier executives within the financial services industry. Our show is designed for wealth and asset management executives, and we pride ourselves on being at the forefront of talent recruitment since 1979. With over 40 years of experience, we understand the unique demands of the wealth and asset management industry, and we're here to share the stories of the leaders who have weathered the storms and emerged as trailblazers in their field.
Meet Your Host
Steven Clark, President and Partner, has been a search professional with...2024-04-1601 min
The Scottish Property PodcastThe rent cap is ending market update with Nick & StevenIn this episode Nick & Steven chat about the latest in the property market for March including the looming rent cap being lifted.We talk about the following:The end of the rent cap Potential need to sell if after raising rents the tenants contests Landlords raising rents to actual market value The difficult decisions facing landlords after interest rate risesHas Landlords goodwill after Covid come back to bite them?The Scottish government legislation in protection for tenan...2024-04-0142 min
The Scottish Property Podcast100 units in 3 years & adding ÂŁ4,980,000 to the portfolio in a year with Sam DyerIn this episode Steven & Nick chat with Sam Dyer about buying 100 properties in 3 years by teaming up with Steven. The power of diversity in partnerships and how they have added almost ÂŁ5,000,000 in value to the portfolio in 1 year. Partnerships complimenting each others strengths & weaknesses Dealing with daily fallouts Steven gets slagged rotten Affording the opportunity to buy what you want Buying mental assets not just financial assets Adding almost ÂŁ...2023-11-1357 min
The Scottish Property PodcastShooting the s**t part 2 - StevenIn this episode Nick has a catch up conversation about what’s going on in Steven’s businesses. The difference between finance in the past compared with today and Steven’s Aberdeen portfolio status.Stevens various projects in progressFollow up on completed projectsJumping on Opportunity The pain points in the next few years with interest rates Portfolio management Bridging loans and their feesThe difference in appraisals from last year to nowArrangements fees Refinance appl...2023-10-0225 min
The Scottish Property PodcastShooting the s**t part 1 - NickIn this episode Steven has a catch up conversation about what’s going on in Nick’s business. The Highs, lows, trials of Nick’s Lettings agency issues along with putting across the best image of yourself to achieve growth in your business.In this episode Nick & Steven chat with Ryan Quinn from Quinn & Co wealth management about his move from sports businesses into property investment and financial planning. How buying 10 buy to let's gave him the power to retrain.The difficulty in star...2023-09-2521 min
The Scottish Property PodcastHow to buy property portfolios with Nick Ponty & Steven ClarkIn this episode Nick & Steven deep dive into the world of portfolio purchases. The numbers and due diligence process. The pro’s and con’s. How to find them and the motivation for landlords to sell. The difference in ADS between single unit and portfolio purchasesLandlords motivations for sellingHow to find portfolios for saleThe pro’s and con’s of buying portfoliosWhat is classed as a portfolio The effect on market value discount of purchasing portfoliosWhat lenders require befo...2023-08-1435 min
The Scottish Property PodcastIs buy to let dead in 2023? with Nick Ponty & Steven ClarkIn this episode Nick and Steven chat about whether buy to let is still a viable strategy in 2023. Is it a dead strategy or is it all a matter of opinion, spin and fear mongering?What are the main concerns with buy to lets at the momentADS going up to 6% recently Rent caps and eviction bans The interest rates keep rocketing upProperty is still the best way to store wealthThe difference with property and other asset classes The importance of not over-leveraging going forward ...2023-07-1736 min
The Scottish Property PodcastEco energy & buying 300 houses & 100 shops in the family business with Steven EastonIn this weeks episode Steven and Nick chat with Steven Easton of Easton Group about owning 300 residential properties & 100 commercial properties within the family business whilst also running a green energy efficiency company. He provides some great business insights along with advice on achieving EPC ratings. 400 properties split between residential and commercial Energy efficiency solutions How his father became an accidental landlordBuying a ÂŁ1.5 million property at auc...2023-06-2638 min
The Scottish Property PodcastHow to make ÂŁ5,150 cashflow per month from 1 building with Steven ClarkIn this episode Nick chats to Steven about the process and numbers of his latest and greatest project to date. He shares details on the acquisition of the building, the refurb and the fact that this one building will generate over ÂŁ61,000 a year in profit!HMO availability and demand in Scotland How the property was sourced & due diligenceHow the project was funded and cost planningFiguring out the exit strategyThe use of bridging lending Recruitment company issues Rubbish a...2023-06-1245 min
The Scottish Property PodcastLoss, Lessons, Legacy & Living life on your own terms with Steven ClarkIn this episode Nick takes the opportunity to interview Steven about his story and building a life through property. Steven tells how he got started and shares some very personal information. The highs and lows and the truth about what it takes to build a property empire.Leaving a high paying job off-shoreStarting a property businessConsidering yourself a businessmanStepping outside of your comfort zoneThe trauma that makes us strive for more Leaving a LegacyThe worst mistake you could m...2023-04-1051 min
The Scottish Property PodcastAirbnb, short-term lets and the communal entrance ban with Calum GrahamIn this episode, Steven and Nick talk to Calum Graham from BnB host ltd about serviced accommodation and the short-term lettings market. He discusses the pro's & con's along with the latest legislation and the issues faced by those trying to qualify for a licence.Starting an Airbnb company in 2015Managing 130 Airbnb properties in Glasgow and the surrounding areaHow he joined forces with his business partner The Pro's & Con's that come with short term letThe changes taking place in the legislation right now The Airbnb application process and requirementsThe impact the new rules are ha...2023-01-1744 min
The Scottish Property PodcastHow to grow your business using Instagram with Ina BakalovaIn this episode, Nick and Steven chat to social media expert Ina Bakalova. Steven took part in Ina's Instagram course recently and since then he has been able to grow his following and engage better with his audience. This episode is great for anyone who is looking to reach more people and generate more business through the use of Instagram specifically.We talk about the following:How to get started and what content to postIdentifying your ideal customer and working towards ...2021-11-2555 min