Shows
Dynamic Business Leaders PodcastEP.18 - Leading with Purpose: Steven Castino on Growth, Culture, and CommunityIn this episode of the Dynamic Business Leaders Podcast, host Roy Richardson and co-host Sean Murphy interview Steven Castino, the Chief Growth Officer at Rehmann. A key figure in the professional services industry, Steven's career spans finance and executive leadership, marked by innovative mergers, acquisitions, and a commitment to a people-first culture. As a former collegiate athlete, Steven emphasizes teamwork and resilience in leadership. He shares insights from his career journey, discussing challenges, lessons learned, and the impact of technology and private equity on the industry. He also highlights his passion for community engagement. Join...
2025-09-1750 min
Just Your Opinion, Man49ers Trade for Brian Robinson, Should the Raiders Trade for Anthony Richardson? NFC South PreviewSend a textSteven & Derek discuss the last week of preseason in the NFL as we are only 2 weeks away from the regular season starting! I can't wait! Like literally! If we had some kind of hot tub time machine, we'd move past these next 2 weeks of our miserable lives.(00:58)-Are Klay Thompson & Megan Thee Stallion an annoying couple already? (07:21)-When's too early for a fantasy football draft? (12:33)-Last week of the NFL preseason (20:25)-49ers trade for Brian Robinson, Jauan Jennings expected back by week 1(39:09)-Do Rai...
2025-08-241h 15
In Your Head with Leigh RichardsonEpisode #265: The Business Case for Brain Capital® with Dr. Leigh Richardson and Dr. Steven NoeldnerBrain health is not just a personal priority—it’s a business imperative. A healthy brain enhances productivity, problem-solving, and innovation, making it a key driver of individual well-being and organizational success. Listen Here: https://bit.ly/DrLeighDrNoeldner.
On this In Your Head Radio episode, Dr. Leigh Richardson sat down with Dr. Steven Noeldner, Sr. Consultant at MercerWell and Well-being Vertical Leader at Mercer, to discuss why brain health should be a cornerstone of workplace well-being initiatives. With over 30 years of experience in health management and a deep understanding of well-being strategy, Steven shares insights on how organizations can foster cogn...
2025-02-2140 min
Func Med Nation - A podcast for Functional and Integrative Medicine practitioners.018 GUEST SERIES | Dr. Jason Richardson - More. Better. Happier. (A conversation about mindset)Send us a text Dr. Jason Richardson is a past BMX racing World Champion and Pan AM Games Gold Medalist turned entrepreneur, author/speaker, psychologist and high performance coach. Dr. Richardson has had thousands of hours of conversations with Olympic athletes, executives, and people who were stuck in a proverbial rut to help them overcome their own limitations. The one thing that united them all: The desire to do more, get better and be happier - which just happens to be the title of ...
2023-09-061h 38
Financial Freedom PodcastThe Hidden Costs of DivorceAccording to Divorce.com, the U.S. has the highest divorce rate in the world at 40-50%, although the Census Bureau report suggests that the rate dropped from 2009 to 2019. 60% of second marriages and 73% of third marriages end in divorce. Divorce is also expensive, both financially and emotionally. But beyond the lawyers fees, there are many hidden costs that can wreak havoc with your personal finances and which need to be considered. That's why in this episode of the podcast I wanted to discuss those, so that if you are getting divorced or considering it, you can take...
2023-03-1028 min
The Steven Sulley Study PodcastLuxury Brand Watch Investor and Footballer, Kieran Richardson On Why Timepieces Can Mark You Out As SpecialKieran Edward Richardson is an English former professional footballer who played as a winger, left-back, or central midfielder. But since leaving football behind, Kieran has finally been able to indulge his passion for the luxury watch market, investing in some incredible pieces. Kieran joins Steven to talk about not just his career in sport, but also his second act in life as a watch investor and dealer, and the value of stepping out of your comfort zone to maximise your gains in life. KEY TAKEAWAYS You never get anywhere if you stay in one...
2023-03-021h 12Financial Freedom PodcastA Personal Finance News UpdateThere's a lot in the news these days on personal finance, including a possible new repayment plan for student loans, dealing with marital "financial incompatibility," and new laws pertaining to retirement savings. With all of this going on, it can be hard to keep track and get all of the key facts. Thant's why in this episode of the podcast I wanted to talk about these various news items, many of which are cause for optimism in the new year. I hope they can help you avoid a tax audit, reduce financial conflict with your spouse, and...
2023-02-2423 minFinancial Freedom PodcastPreparing Your 2022 Tax ReturnWith tax season having officially started on January 23, the IRS is expecting taxpayers to file more than 168 million returns, most of them before the April 18 deadline. But depending on how involved your finances are, this can be a rather stressful time. That's why in this episode of the podcast I wanted to talk about the preparation process for your 2022 tax return in an effort to relieve at least some of that stress. Here's what you need to know about preparing it, filing it, and some deductions you might have missed. In this episode you will...
2023-02-1023 minFinancial Freedom PodcastBuilding a Path to Financial Freedom with Eric BrotmanPositioning yourself for financial freedom early on in life is the best way to do it, and creates a greater chance of success. However, this can be done at any age through discipline and planning. Certified Financial Planner Eric Brotman has written several books on the process and helped countless people to achieve their goals. That's why on this episode of the podcast I wanted to talk to Eric about his books, his experience, and the advice he gives to his clients to help them to build their path to financial freedom. In this episode...
2023-01-2745 minFinancial Freedom PodcastPreparing Your Finances for 20232022 was a rough year with inflation and recession rearing their ugly heads and causing us concern for our financial freedom (at least in the short term). But gas prices have dropped significantly, and recession has not been officially declared, so there's reason for hope in the new year. That's why in this episode of the podcast I wanted to talk about what the financial and economic experts are saying, whether you should listen to them, and what you should do to prepare your finances for the 12 months ahead. In this episode you will learn:
2023-01-1320 minFinancial Freedom PodcastUsing Post-Nuptual Agreements in Your Personal FinancesIn Episode 128 I talked about the divorce of Bill & Melinda Gates, the fact that they didn't have a pre-nuptual agreement, and when these agreements might be a good idea. Although they are of particular importance in community property states, here in New Jersey and other equitable distribution states, it still might be a good idea. But what if you got married without a prenup? What happens then? Is it too late to agree on certain issues, such as the division of property, alimony, and child custody? Maybe not. Which is why in this episode of the podcast...
2022-12-2322 minFinancial Freedom PodcastInflation Beating Holiday Shopping TipsThe Christmas of 2021 presented its own challenges. Shipping delays and supply chain bottlenecks made it difficult for stores to keep items on their shelves, which led to less than stellar deals and long delivery times. I talked about all of this in Episode 141. But this Christmas is different and requires a different strategy. You, as the consumer, are more in the driver's seat when it comes to getting deals and getting your gifts in time for the holiday. That's why in this episode of the podcast, I wanted to talk about shopping tips for the current situation...
2022-12-0925 minFinancial Freedom PodcastGetting Permanent Disability Benefits with Sam GaylordBecoming permanently disabled can be devastating to your personal finances and seriously challenge your financial freedom and independence. In Episode 28 I covered how to deal with this if it's a result of a job-related injury. But what if it's for some other reason, like an auto accident or a debilitating disease? That's why in this episode of the podcast I bring back attorney Sam Gaylord to talk about how to get disability benefits, where you can get them, how you qualify for them, and how they can help you maintain your financial freedom. In this...
2022-11-2553 minFinancial Freedom PodcastHaving the Right Money Beliefs with Derrick KinneyFinancial freedom and independence can be achieved by diligently implementing proven strategies and tactics that will get you there. But if you don't have the right beliefs about money, it will be difficult, if not impossible to be successful. I discussed money mindsets in Episodes 34 through 36, but thought it was time to discuss it again. That's why in this episode of the podcast I talk with personal finance coach Derrick Kinney who has some great ideas, thoughts, and stories about having good money beliefs and how to get past the bad ones. In this episode...
2022-11-1136 minFinancial Freedom PodcastPersonal Finance Tip RoundupWith issues like inflation, recession, and student loans being hot issues this Fall, there are lots of items in the news discussing them. People are concerned with the rising cost of living, salaries at their jobs that might not be tracking with it, and student loan debt that they are struggling to pay, if they can afford to pay them at all. That's why in this episode of the podcast I wanted to do a roundup of some of the stories in the news that discuss these issues in hopes that the information they provide will help...
2022-10-2822 minFinancial Freedom PodcastPlanning an Affordable Wedding of Your DreamsWith the pandemic essentially over with no more lockdowns of large gatherings, more and more people are setting dates and planning weddings. In Episode 96, I talked about getting your finances ready for marriage. But what about getting Ready for the Big Event itself? Weddings cost, on average, $20,000 at least, even before you pay for the guests at the reception ($70 per guest, average, so 100 guests would be another $7,000). This is a big expense before starting a life together. That's why in this episode of the podcast I wanted to talk about how to have a great wedding without...
2022-10-1424 minFinancial Freedom PodcastFederal Student Loan ReliefNow is an exciting and hopeful time for student loan borrowers. President Biden has announced a forgiveness program that will help many people struggling with payments. But there's more at work here than that. There are programs already in place that could also allow you to pay off your remaining balances sooner or get out of default (and repair your credit) while getting an affordable monthly payment. That's why in this episode of the podcast I go into detail about these programs, which one will benefit you most, and when you need to take action. ...
2022-09-2317 minFinancial Freedom PodcastBenefits of a High Credit ScoreIn the last episode, and in Episode 149, I talked about the credit myths that may be holding you beck from building good credit and FICO scores that reflect it. Good credit scores are key to financial freedom and a bright financial future. But what can you expect when you get there? What does good credit look like and what are the advantages? Knowing the answers to these questions and what you are working towards, will help keep you motivated towards your goal, which is why I discuss these answers in this episode of the podcast. ...
2022-09-0924 minFinancial Freedom PodcastBusting More Credit Score MythsAchieving and maintaining a good credit score is essential to maintaining your financial freedom. It allows you to get credit more easily and at more favorable rates. But many people are thwarted from doing this by all the myths and misconceptions that are out there about credit scores. I talked about this in Episode 149, but in my research I found a dozen more that are out there spreading "fake news" about what can help or harm your score. So let's dispel them right now. In this episode you will learn: - 12 Credit Card...
2022-08-2618 minFinancial Freedom PodcastHow to Deal with Inflation AND RecessionThe news media has been talking a lot lately about inflation and the growing possibility of a recession. This has people worried about their short term financial plans, in dealing with inflation, and what a recession could do to their long term financial plans. That's why in this episode of the podcast I wanted to talk about not only inflation (which I've addressed in previous episodes), but recession as well, and offer a few tips for preparing your finances. In this way I hope to reduce your stress by knowing that you are ready for whatever comes.
2022-08-1222 minFinancial Freedom PodcastStrategies to Lower Your Tax Bill & Avoid an AuditWith inflation driving up prices and straining our budgets, we're all looking for ways to save money. That includes increasing our take home pay by reducing the bite taken out of our paychecks by the government. That's why in this episode of the podcast I wanted to talk about ways in which you can increase your tax deductions and decrease your taxable income. Also, because people are often afraid to do this because they fear an audit, I will also talk about audit red flags and how to avoid them. In this episode you will...
2022-07-2224 minFinancial Freedom PodcastWhat to Do Should You Lose Your JobAlthough unemployment is low these days, there are many that are warning that we are headed into a recession, and that not only will the hot job market cool, but that layoffs may be headed our way. In addition, many companies that have made offers have since withdrawn them, often with people who accepted those offers having given notice at their previous job. That's why in this episode of the podcast, I wanted to talk about what you should do if you should lose your job, or how to prepare for it if you think it will...
2022-07-0821 minFinancial Freedom PodcastIs Buy Now Pay Later For You?At its Worldwide Developers Conference earlier this month, Apple announced that it would be offering a Buy Now, Pay Later program as a part of its financial services to customers. This alternative form of payment for goods and services has had a resurgence during the pandemic, and Apple's announcement has put it in the news. But what is Buy Now, Pay Later, and should you be making use of it as part of your household finances and budget? In this episode, I will dive deep into this service and advise as to whether it is a good...
2022-06-2419 minFinancial Freedom PodcastMaking a Health Savings Account Part of Your Retirement PlanBack in Episode 80 I talked about Health Savings Accounts in conjunction with some high deductible health insurance plans through the Affordable Care Act. An HSA is a great idea if you have one of these plans. However, since I have been talking about retirement planning and saving lately, I wanted to revisit this great savings option, as these accounts can serve two purposes: protect you from medial costs in a high deductible health plan and help you save for retirement at the same time. Find out how in this episode! In this episode you will...
2022-06-1021 min
Radio GDR - East Germany PodcastNed Richardson-Little on The Human Rights Dictatorship - Socialism, Global Solidarity and Revolution in East GermanyFrom an outside perspective, it would seem that human rights would be an idea that the East German regime would have had great difficulty reconciling itself with. However, in this episode of the pod, Dr. Ned Richardson-Little, author of The Human Rights Dictatorship: Socialism, Global Solidarity, and Revolution in East Germany, explains how the ruling SED Party fostered the development of a concept of human rights which was compatible with the socialist regime’s domestic and international aims and rejected a liberal individualist understandings of such rights. Dr. Richardson-Little joins host John Paul Kleiner (GDR Objectified blog) to discuss ho...
2022-06-0257 minFinancial Freedom PodcastStarting Your Kids on the Path to RetirementIn the past two episodes, I have talked about financial education for our children and instilling them with a basic working knowledge and literacy when it comes to money. I also discussed in Episode 136 about how you should start saving for retirement in your 20s and how it can be done. But what if you started earlier than that? What if our kids started saving for retirement even before they graduated from high school? In this episode of the podcast, I will talk about how parents can help their children start saving for their retirement and get...
2022-05-2719 minFinancial Freedom PodcastDevelopment of Financial Personalities with Vince ShorbIn the last episode I talked with Jake Cousineau, a California educator who teaches financial literacy to high school students. But looking into this further I discovered that attitudes about money (called Financial Personalities) form way before a child reaches high school. Thus, teaching children from an early age (as I discussed in Episode 130) becomes very important. That's why in this episode of the podcast I talk with Vince Shorb, a financial wellness advocate and educator, who has developed curricula to shape financial personalities early in a child's life. In this episode you will learn:
2022-05-1336 min
The Sports Mecca PodcastBen Richardson Interview - Former Loyola Chicago & Professional Basketball PlayerFormer Loyola University Chicago guard and member of the Ramblers 2018 Final Four team, Ben Richardson, joins the show. Ben updates us on his current overseas basketball career, as well as relives stories of growing up in Kansas, playing with his father, and playing in college.
2022-05-1154 min
Between Two Beers PodcastMark Richardson: The man behind the actMark Richardson was a test batsman, who has gone on to become one of New Zealand's most sought-after broadcasters. He's one of New Zealand's best cricket commentators who's also been a host of the Crowd Goes Wild, Radio Sport breakfast, the Block, the AM Show and The Project. In this episode we talk about dealing with fame, arguing with Jacinda Ardern on live TV, his grumpy man persona on the Crowd Goes Wild, the full story of *that* viral video where Stephen Fleming 'abuses' him, his slowest-loser running races after tests, his over-the-top celebration after taki...
2022-05-081h 56Financial Freedom PodcastPersonal Finance for the Real World with Jake CousineauWhen I was growing up, the boys took shop, and the girls took home ec. The latter, as we would say today, stressed gender roles, and consisted of cooking, sewing, and the like. But real home economics should deal with household finances, budgeting, credit, and the like. It should help to prepare high school students for the real world. That's why in this episode of the podcast, I wanted to talk about how that should change, and has been changing in some schools around the country. To that end, I invited teacher and author Jake Cousineau onto...
2022-04-2241 minFinancial Freedom PodcastFinancial Planning for Widowed or Divorced WomenThere are many challenges that face people on the road to financial freedom, including credit card debt, student loans, and a loss of employment or reduction in income. Overcoming them can be a real struggle, but necessary in reaching financial independence. But women, particularly widowed or divorced women, face particular challenges that need to be addressed in order for them to get back onto their financial feet. That's why, in this episode of the podcast, I talk with Certified Financial Planner Maryann Keith on how she helps women with these issues. In this episode you...
2022-04-0840 minFinancial Freedom PodcastBusting the Credit Score MythsThe pandemic has been disruptive economically to many people, to say the least! Jobs have been lost, income has been scaled back, and as we come out of all this, people are looking to rebuild and get a fresh start financially. Part of this is rebuilding their credit. But there are those out there who will be hampered from the start because of all the misinformation and misconceptions out there about credit and how it works. That's why in this episode of the podcast I wanted to bust those myths and give some accurate information on how...
2022-03-2527 minFinancial Freedom PodcastDo's and Don'ts on Medical DebtU.S. News reports that more than 50% of those who were infected with COVID-19 or who lost income due to the pandemic are now struggling with medical debt. Even as new infections wane, and it looks like we are coming out of the pandemic, it may still have a longer term economic effect on many Americans. That is why, even though I covered this topic in Episode 11, I wanted to discuss it again for those who may be struggling with it who weren't before. There are some things you can do about it, and you should know...
2022-03-1122 minFinancial Freedom PodcastYour 2021 Tax Return – How to Spend the Refund or Pay the TaxesTax time approaches as we head into spring, so it's a good idea to start thinking about what to do once your return is prepared and ready to file. Do you owe money? If so, are you able to pay it? On the other hand, if you're getting a refund, have you thought about what to do with it once it arrives in your bank account? So in this episode of the podcast I wanted to help you to answer these questions, so that when the time comes to either pay the piper or dance merrily to...
2022-02-2522 minFinancial Freedom PodcastTips on Planning for an Affordable College EducationAt this time of year, high school seniors are trying to select a college or university for their higher education. They've made their applications, filled out the FAFSA form, and are starting to get financial aid award letters. It's an exciting time! But the decisions they make now can have far reaching consequences for their future, either good or bad. So in this episode of the podcast I talk about things you can do to increase the likelihood of success after graduation, and decrease the likelihood of a future with debt! In this episode you...
2022-02-1117 minFinancial Freedom PodcastGetting a Late Start on Retirement PlanningIn Episode 136 I talked about how important it is to start planning and investing for your financial future as soon as possible, preferably in your 20s. In the last episode, Episode 144, I talked with Joe Okaly on the challenges families in their 20s and 30s face in achieving financial freedom. Certainly, the earlier you start, the better. But is it ever too late? What if you are in your late 30s or in your 40s? Is there still a way to invest and plan for financial freedom in retirement? So in this episode of the podcast I w...
2022-01-2820 minFinancial Freedom PodcastHow Young Families Can Achieve Financial Freedom with Joe OkalyIn Episode 136 I talked about how important it is to start planning and investing for your financial future as soon as possible, preferably in your 20s. Even if you can't put aside that much initially, that money has the maximum growth potential between now and retirement. But young families face some unique challenges that can make it difficult to "pay yourself first" (and not all the bills that fall due every month). That's why in this episode of the podcast I talk to Joe Oakley, a Certified Financial Planner with a young family to talk about how...
2022-01-1450 minFinancial Freedom PodcastResolutions for Financial Freedom in 2022Once the holidays are over and our attention is drawn to the coming new year, it is inevitable that we start thinking about New Year's resolutions. How can we make 2022 better than 2021 as far as our financial freedom is concerned? That's why in this episode of the podcast, as in December podcasts in previous years, I wanted to talk about the resolutions you should be thinking about making in order to improve your financial situation and get that much closer to financial freedom. In this episode you will get tips for resolutions to: Control...
2021-12-2421 minFinancial Freedom PodcastWhat is Cryptocurrency and How Do You Use It?These days, Bitcoin and cryptocurrency is in the news quite a bit. People are talking about using it for online purchases of goods and services, as well as investing. It is, in effect, becoming the "next big thing." Buy what is cryptocurrency, how do you get it, and how do you spend it? Plus, is it safe or even a good idea to use? So in this episode of the podcast I get into the details of cryptocurrency and answer those questions! In this episode you will learn: What is cryptocurrency? How does it...
2021-12-1022 minFinancial Freedom PodcastTips for Dealing with a Supply Chain Holiday SeasonWith all that has happened with the pandemic to date, holiday shopping this year will be a challenge to say the least. Between supply chain problems, inflation, and employment shortages at retail establishments, staying within your budget and still getting the perfect gift for everyone on your list will not be easy. That's why in this episode of the podcast I wanted to give you a Top 10 list of tips (plus a bonus) on how to get through it all with the least amount of fuss and the most amount of holiday joy. In this...
2021-11-2621 minFinancial Freedom PodcastJob Search Tips for the Great Resignation with Bonnie NegronWhen it comes to the job market and the economy, the pandemic has created an interesting and unusual phenomenon. Called The Great Resignation (or the Big Quit), it is an ongoing trend of workers quitting their jobs that started in the Spring of this year. Characterized by Wikipedia as being in response to the pandemic, the government refusing to provide necessary worker protection, and wage stagnation despite the rising cost of living. But those that quit still have to find another job to pay the bills, or they'll have an even bigger problem! That's why in this...
2021-11-1250 minFinancial Freedom PodcastForming a Millionaire Mindset with Tony BradshawIn Episode 110 I talked about how to become a millionaire and discussed the book, The Millionaire Next Door by Dr. Thomas J. Stanley and Dr. William D. Danko. It showed that the vast majority of American millionaires are not who you think they are, and that becoming wealthy is something that can be done. But the path to wealth is a choice and a mindset. You have to think the right way about money in order to acquire and grow it. That's why I wanted to follow up on that topic in this episode by talking to...
2021-10-2255 minFinancial Freedom PodcastWhy Most Small Businesses Fail with Joe DiChiaraIn the last episode, Episode 137, I talked with Myles Gage about starting a business after graduation. We talked about whether you should take the entrepreneur path, what kind of business you should start, and how you should prepare yourself financially for this step. But starting a business is very risky, as most businesses fail. That's why in this episode of the podcast I wanted to address that fact and look into the reasons why these businesses fail, and how you can try to prevent this from happening to you. To get those reasons, I spoke with CPA...
2021-10-0851 min
Marc My WordsWhat has music done for you? feat. StevenI got my friend Steven back on the podcast to talk more about music and how it affects his life personally. I throw in a little about myself as well.
Support the Podcast here: Patreon.com/MarcMyWords
2021-10-0132 min
20 Years of 24Steven Keslowitz (Author, The Tao of Jack Bauer) - "These Characters Have Deep Impact And Meaning In Our Lives."Two lawyers walk into CTU...It was so good to have Steven as a guest, as he literally wrote the book on Jack Bauer (and Saul Goodman, Homer Simpson and so many others)! We talked about 24 as a full court brain exercise, the importance of characters and how Television can advance our public discourse!The best way to find Steven and order his books is at http://www.stevenkeslowitz.com Background noise supplied by Lyndon Perry https://lyndonperry.bandcamp.com
2021-09-241h 01Financial Freedom PodcastStarting a Business After Graduation with Myles GageThose that graduate with a degree and enter into the real world face a challenge and a choice. How do they make a living? How do they start paying back their student loans? How do they make a successful start down the road to financial freedom? In this episode of the podcast, I address that issue and whether you should get a job and work for someone else or create a job and work for yourself by starting a business. To give some insight on this choice, and some tips on how to prepare financially for starting...
2021-09-2444 minFinancial Freedom PodcastStarting Early on Retirement SavingsWhen it comes to saving for retirement, there is no better time to start than yesterday. The sooner you start putting money away, the sooner it has a chance to grow and ensure your financial future. But most people, fresh out of school and into their first job aren't thinking about something that will happen in 40 years or so. That's why in this episode of the podcast I wanted to talk about why it's always best to start retirement savings early and how starting early actually makes it easier to do and more likely to result in...
2021-09-1025 minFinancial Freedom PodcastTax Breaks for Families with ChildrenAlthough we are slowly coming out of the pandemic, nobody knows when it will be over, especially with the delta and lambda variants out there. People are still hurting economically, especially couples with children. Even if they're back to work, childcare costs can really eat into the increased income. That's why in this episode of the podcast I wanted to talk about two tax breaks for families that can really ease the financial burden until we are fully out of the pandemic. Whether you need the money up front, in a big refund, or in a tax...
2021-08-2716 minFinancial Freedom PodcastTips on Saving Money on Back to SchoolOne of the most stressful parts of back-to-school season is making sure your children get everything they need, while spending on a budget and within your means. Teachers today seem to request more and more supplies than ever before. Whether physical or electronic, it's a tall task to find and purchase the items at a reasonable cost. That's why in this episode of the podcast I wanted to give you some tips and ideas on how to save money while ensuring that your children are well-equipped for the school year to come! In this episode...
2021-08-1319 minFinancial Freedom PodcastPlanning Your Post-Pandemic FinancesIt's been a rough 17 months with the COVID-19 pandemic, but it looks like we are finally coming out of it. One sign that it is ending, though, are all of the end dates of CARES Act programs that have been helping people through the economic crisis, with two of them coming up at the end of this month! That's why in this episode of the podcast I wanted to talk about how to plan for this shift back to normality. What can you do to plan for these changes? How can you get ready for a post-pandemic...
2021-07-2325 minFinancial Freedom PodcastPreparing For, and Dealing with, InflationThere's been quite a bit of talk in the media about how we are heading into inflation. With demand for goods being lower during the pandemic, a surge in demand could cause prices to soar. But how do you deal with this? What can be done to plan for inflation? More importantly, how do you maintain your financial freedom and retirement plans with this on the horizon? That's why in this episode of the podcast I wanted to talk about both short term and long term strategies for keeping inflation from threatening your financial freedom. ...
2021-07-0922 minFinancial Freedom PodcastGenerating Passive Income with Eric MartelThere are only so many hours in a day. So, if you want to increase your income, but don't have the time to work a second job, what do you do? How do you generate that income to meet monthly expenses, save for emergencies, and invest for retirement? The answer is: passive income! I talked about this in Episode 91 but wanted to take a deeper dive into the subject. That's why my guest on this episode of the podcast is Eric Martel, who has developed a turnkey system for generating passive income and getting you the money...
2021-06-2531 minFinancial Freedom PodcastTeaching Your Kids About Money with Derrick KinneyFor some reason, parents seem to have difficulty talking to their children about money. The mindset of good money habits doesn't seem to get passed down to the next generation. This is why 7 out of 10 American millionaires are first generation. That's why in Episode 97 of the podcast I talked about this subject at length. However, as this topic bears repeating, I have brought on to this episode of the podcast Derrick Kinney, a fellow financial freedom advocate to share his thoughts on the subject. In this episode you will learn: The 3 Beliefs About Money...
2021-06-1152 minFinancial Freedom PodcastAnyone Can Participate in the Market with Markay LatimerInvesting and saving for retirement is something that the earlier you do it, the better! But getting involved in the stock market (or even just mutual funds) can be an intimidating prospect, and many people end up putting off doing it for that reason. But where do you go to learn about it? How can you get the information you need to feel confident and competent in investing for your future? To answer those questions, in this episode of the podcast I talk to stock trader Markay Latimer about how she can help you get started!
2021-05-2840 minFinancial Freedom PodcastUnlike Bill & Melinda, Should You Get a Prenup?The impending divorce of Bill and Melinda Gates has been in the news a lot lately, and journalists have been discussing whether or not they should have gotten a prenuptial agreement before getting married. I remember thinking at the time of the wedding that I hoped that he had one, but apparently not. So with so much attention being drawn to the subject, I thought I would discuss in this episode all about what a prenuptial agreement is, the pros and cons, whether you might need one, how it might help you, and how you can go...
2021-05-1422 minFinancial Freedom PodcastPaying Off Debt While Making Money with Jerry FettaPeople that are in debt are in a difficult situation when it comes to planning for their financial future. It can be difficult enough to amass enough disposable income to pay down their debt, let alone have any left over to put towards retirement! But if they concentrate on paying down the debt, they delay their retirement investing, which puts that retirement at risk! That's why in this episode of the podcast I talk to Jerry Fetta, a financial expert, who helps people to make and save money, even while they are paying down debt. ...
2021-04-2350 minFinancial Freedom PodcastTips on Saving Money on Your Car InsuranceIn many states, including New Jersey, the car insurance bill can amount to quite a bit every year. It can be a struggle to pay, and many Americans either get the bare minimum coverage or don't get it at all, hoping that they never need it. But having good car insurance is not only key to your financial freedom, in New Jersey and other states it is mandatory, and serious penalties can occur if you go without. That's why in this episode of the podcast I wanted to talk about tips for reducing the cost of your...
2021-04-0919 min
FootballlandS01 E23 | Steven Gerrard's Slip 'N' Slide | FootballlandIt's been another hugely successful meeting at Footballland. Support our Show! https://supporter.acast.com/footballlandSign up to the Patreon https://www.patreon.com/TheFootballlandFinally, the world's first water slide based on Steven Gerrard's cataclysmic fall in 2014 has been designed! The Steven Gerrard Slip 'N' Slide allows Footballland guests the ultimate slippy experience. You'll hear Gerrard's famous 'This does not f***ing slip' team talk, before getting the chance to do just that! Always wanted to frantically chase after Demba Ba before falling flat on your arse an...
2021-03-3031 minFinancial Freedom PodcastPlanning for What to Do in RetirementWhen it comes to retirement, the focus always seems to be on the saving and investing part of it. Will you have enough money to retire? Although this is a very important part of the process, and should not be taken lightly, it is not the only thing you should be thinking about when it comes to that topic. Many people retire and are comfortable financially but are then at a loss as to what to do. Their jobs and commitments up to that point had given their lives meaning, but now what do they do? That's...
2021-03-2616 minFinancial Freedom PodcastGrowing Small Business Profits with Joe PardoIf you work for someone else, your income is what they pay you, unless you get a raise or a promotion that pays more money or get a better job. But if you own your own small business, your household income rises and falls with the profits of that business. So, if you want a raise, you have to do it yourself by increasing profits. One way to do that is to learn from others and how they did it. That's why in this episode of the podcast I talk with business coach and podcaster Joe Pardo...
2021-03-1255 minFinancial Freedom PodcastThe Status of COVID-19 ReliefAs the pandemic continues to drag on, even though people are starting to receive a vaccine, lots of folks here in New Jersey and the nation are still suffering financially. Congress and the President are currently working on more economic relief, but as of this episode, nothing is definite. As listeners may have a lot of questions about the relief currently being discussed, any long term strategies being planned by the President, and the tax implications of what has happened so far, I wanted to discuss those in this episode, so that you will be better informed...
2021-02-2620 minFinancial Freedom PodcastTips for Saving on Your Utility BillsOne of the budget line items I often discuss with my bankruptcy clients is their utility bill. The gas, electric, water, and sewer bills can get out of hand and threaten their fresh start after they get their discharge. But even if you aren't filing bankruptcy, getting a handle on that expense can help balance a budget and free up funds for more long-term financial goals. That's why in this episode of the podcast I wanted to talk about ways in which you can get these numbers down. I wanted to provide guidance on how to negotiate...
2021-02-1224 minFinancial Freedom PodcastTips for Married Couples on Reducing Financial StressIn Episode 96, I talked about getting your money ready for marriage. But what if you're already married and have been for years? If you are both of the same mind when it comes to money, then great! But what if you have different money mindsets? What if you are having trouble coming to agreement on spending? That is why, as we round out a series of episodes on preparing personal finances for 2021, I wanted to address this issue and discuss ways in which you can come to an agreement going forward and end up going in the...
2021-01-2226 minFinancial Freedom PodcastAtypical Finances with Tim JordanIn previous episodes I've talked about budgeting and how it's important to have one to keep your spending in line with your income and help you towards your long-term financial goals. I also discussed in the last episode setting goals and being more strategic in how you handle your finances. In the process of researching that episode, I ran across personal finance coach Tim Jordan who, by his own admission and branding, takes an atypical approach to the subject with his clients. After learning more about what he does, I knew I just had to have him...
2021-01-0842 minFinancial Freedom PodcastGetting Your Finances Ready for 2021As the year 2020 comes to a close, it's time to start thinking about our financial goals for 2021. This year has presented some challenges and shown us how important it is to plan for bad times, so that when they come, we are ready, and our financial freedom isn't threatened. That's why in this episode of the podcast I step you through what you need to do to look over this past year, learn from it, and use that information to create a solid financial plan going forward. In this episode you will learn: Strategies...
2020-12-2525 minFinancial Freedom PodcastSaving Money on Your Cell Phone BillIn Episode 114 I started a series of episodes around reducing expenses in your budget in order to help you live within your means and have money left over to save for the future. It was also in follow up to Episode 113 in which I talked with "Tightwad Todd" Miller about living below your means. That's why in this episode of the podcast I take on that expense that seems to get bigger, your cell phone bill. It's a budget line item I discuss a lot with my bankruptcy clients, and one that can be tough to keep...
2020-12-1126 min
Marc My WordsRelationships and Music talk with Steven.Whatssssssssssssssss GOOOOOOOD folks!? Today we grabbed our friend Steven who recently had his first year of marriage some questions about his relationship. Steven is a great guy but was a little nervous so give him a break ok? :) Hope you guys enjoy and remember to support the podcast by reviewing and sharing it with your friends.
Support the Podcast with money here: https://anchor.fm/marc-mywords
2020-12-071h 42Financial Freedom PodcastGetting and Succeeding at a Work From Home JobDue to the COVID-19 pandemic, many people have lost their jobs because their employer had to close up shop; the work could not be done remotely. Some of them were able to pivot successfully to other jobs or transfer their skills to one that can be done from home. Unfortunately, many others are still looking. That may be because they haven't been able to figure out how to apply their skills in a different context, or they aren't looking in the right places. That's why in this episode of the podcast I wanted to talk about where...
2020-11-2716 minFinancial Freedom PodcastPersonal Finance Software to Keep You on TrackWay back in Episode 13 of the podcast I did a review of an app from personal finance guru Dave Ramsey called EveryDollar. It is an app my wife and I have been using since then, and it's great! But there are a lot of other apps out there that can help you keep your finances straight, and one of them might be better for you than EveryDollar. Which is why in this episode of the podcast I wanted to look at three other apps that might be more up your alley: Pocket Guard, YNAB (You Need a...
2020-11-1326 minFinancial Freedom PodcastDealing with Collection JudgmentsPeople trying to achieve personal financial freedom are often initially struggling with debt and trying to get out of a financial hole. They are getting letters from collection agencies and law firms that are demanding that the debt be paid. They have to get out of debt before they can ever hope to achieve their goal. But people in debt, in my experience, are often dealing with collection lawsuits that result in judgments, and these judgments can be very problematic when the lawyers who obtained it start trying to enforce it. That's why in this episode of...
2020-10-2315 minFinancial Freedom PodcastHot Tips for Cutting the CordIn Episode 113 of the podcast I talked with "Tightwad Todd" Miller, a personal finance consultant and coach on the subject of spending below your means. I did this because reducing spending as much as possible to free up money to save and invest for the future is a key part of achieving long term financial independence and freedom. So, I thought it might be a good idea to follow up with some episodes on how to reduce spending in various budget categories. One big one is the cable bill, and with a technological revolution going on in...
2020-10-0918 minFinancial Freedom PodcastLiving Below Your Means with Tightwad ToddAchieving financial freedom in the short term requires living within your means. In other words, your monthly expenses need to total no more than your monthly net income, so that you don't sink into debt. But achieving long term financial freedom requires even more discipline; you need to live below your means. By doing this you generate unused income every month to put towards savings and long-term investing, so that you will have a net worth to support you in retirement. But how do you do that? To give you some tips, I brough personal financial services...
2020-09-2539 minFinancial Freedom PodcastGetting a Web Site for Your Business with Tom FosterEvery business should have a web site to promote its goods and services and attract new customers, especially as more of them are functioning virtually. Despite this, so many of them don't have a web presence, or just have a domain name for e-mail. By not having one they are leaving money on the table and passing by an opportunity for growth. That's why in this episode of the podcast I wanted to talk about getting on the web with a great site and using it to attract and covert new customers for your business. These tips...
2020-09-1157 minFinancial Freedom PodcastTips on Finding a Job During the PandemicWith the COVID-19 pandemic going into its sixth month, many businesses have either filed bankruptcy, closed for good, or have shed employees to slim down. No matter the cause, a lot of people are now out of work and looking for a new job. This has become especially urgent with the end of the supplemental unemployment benefits under the CARES Act. Looking for a job during a pandemic presents a special challenge. That's why in this episode of the podcast I wanted to talk about some tips and ideas to increasing your chances of employment and getting...
2020-08-2816 minFinancial Freedom PodcastHow to Become a MillionaireA major part of the American Dream is to strike it rich, to become a millionaire. However, for the vast majority, that is just a dream. 3.5% of our population holds nearly half of our wealth. Back in 1996, a couple of Ph.D.s, Thomas J. Stanley and William D. Danko, decided to do some research into America's millionaires. The surprising answers they got are reflected in the title of their book, The Millionaire Next Door. That book provides all sorts of great information about what millionaires look like, how they got to be millionaires, and why so...
2020-08-1429 minFinancial Freedom PodcastWhy the Pandemic Makes Estate Plans CriticalThe COVID-19 pandemic has now reached over 3.9 million cases in this country (with over 179,000 in New Jersey) and has caused over 144,000 deaths (with over 15,000 in New Jersey). Even those who have survived the illness have had a tough time, with many having lengthy hospital stays. This taste of our own mortality has been sobering for all of us; something like this hasn't happened for over 100 years! But that doesn't mean we shouldn't be prepared for its eventual arrival. Way back in Episodes 18 and 21 I talked about the importance of having an estate plan and how to go...
2020-07-2430 minFinancial Freedom PodcastVirtual Assistance for Your Business with Connie GrayDue to the pandemic, lots of people are either working from home or have lost their jobs because they cannot be done from home. Those in the latter group may be looking for a job that allows them to do so. On the other hand, many small businesses are looking for help, but are unsure whether hiring someone (and taking on the payroll and other administrative tasks that go along with doing so) is the right move. That's why in this episode of the podcast I talk with Connie Gray, the owner of Virtual Solutions 4U on...
2020-07-1041 minFinancial Freedom PodcastStudent Loan Strategies When the Government No Longer CARESOn March 27, 2020, the CARES Act was signed into law to help people deal with the devastating economic effects of the coronavirus. Many of the provisions help student loan borrowers, and while they provide some welcome relief, the law doesn't address all of the problems that student loan borrowers face. In addition, these provisions are set to expire on September 30, 2020, so the relief is a short-term solution. Therefore, anyone with student loans, whether they are federal, state, or private, need to act soon to have a plan by the deadline. That's why in this episode of the podcast...
2020-06-2614 minFinancial Freedom PodcastTax Traps for TelecommutersSocial distancing orders in light of the coronavirus pandemic have forced companies to send workers home and have them work remotely. The trend might continue. According to a Gartner survey of 317 finance executives on March 30, 3 out of 4 chief finance officers and finance leaders are considering moving at least 5% of their on-site workforce to remote positions permanently after the pandemic. In addition, many people have reported an increase in quality of life and a shift in the work-life balance after having worked from home for a while. But all of this can raise tax issues for you that...
2020-06-1213 minFinancial Freedom PodcastDealing with Financial Stress with Dr. David WeimanBeing in debt is stressful, no question! It can weigh on your mind with constant worry about how you will ever be able to pay the debts and avoid bankruptcy. It can have you afraid to open your mail or answer the phone. But there are helpful and constructive ways to deal with this stress, which is why in this episode of the podcast I talk to psychologist Dr. David Weiman on how you can address that stress head-on and keep it from ruling your life! In this episode you will learn: How financial...
2020-05-2239 min
People In Your NeighbourhoodS1E12 - Steven "Etienne" Langlois - "I Liked Mr. Dressup More Than I Liked Mr. Rogers, And Definitely Way More Than Captain Kangaroo."The convergence of my call to Steven Langlois and the recent release of his book "Rock Your Class - Creatively Impactful Teacher-Rockstar Tips From A To Z" is no coincidence. In fact, we've been partners for longer than I even knew! Steven has lived the "Hannah Montana" lifestyle, shapeshifting and filling arenas for almost 30 years, and continues to share his knowledge and faith with all who will listen. Enjoy hearing the stories behind the music...Here are some of the things we discussed:Rock Your Class Book - Now AvailableRock Your Class Event...
2020-05-1131 minFinancial Freedom PodcastStudent Loan Solutions During the COVID-19 PandemicThe COVID-19 pandemic has caused a huge disruption in our economy, as millions of people experience job loss or pay reduction, leading to great difficulty (or outright inability) to pay their bills. Congress responded with the CARES Act in March that gave aid in several different sectors, including student loans. As a student loan attorney, I have been following these developments and was encouraged by the help given in that area by this legislation. But as the assistance provided in the CARES Act doesn't solve everyone's problems, I wanted to talk in this episode about what you...
2020-05-0817 minFinancial Freedom PodcastVirtual Accounting Services for Virtual BusinessesWith the coronavirus pandemic forcing non-essential businesses to work virtually, the needs of those businesses have changed. Many may even discover that a virtual business model is better and change forever how they operate. This is made possible by a growing number of cloud services that can allow companies to run smoothly with a distributed workforce. Some may realize that they can run with a reduced workforce and outsource some tasks to outside vendors. But can that be done with things like your accounting department? To answer that question, I invited Frank Lunn of Kahuna...
2020-04-2449 minFinancial Freedom PodcastGetting Bridge Financing for Your BusinessThe coronavirus pandemic has shut down a lot businesses and forced many others to operate virtually, often times with reduced staff. Revenues have dropped, and businesses are looking for ways to pay their expenses until the crisis is over. Our situation today is a much bigger example of what happens to businesses every year, where they are going through tough times and need financing to keep going until things get better. That's why in this episode of the podcast I talk with Ty Crandall, CEO of CreditSuite, on how you can get business credit for bridge financing...
2020-04-1029 minFinancial Freedom PodcastInvestment Strategies for When the Market DropsThe outbreak of the Corona Virus and the recent drop in the stock market has a lot of people worried about their retirement investments. What does the current bear market mean for their retirement? Should they stop investing or keep going? Or if they are already retired, will they be okay, or will they have to go back to work? To answer these questions, I invited back financial planner Michael Karwic to talk about what this means to 20-somethings who have just started investing, 50-somethings who are starting to see retirement on the horizon, and retirees, who...
2020-03-2741 min
Give Me Attention or Give Me DeathPodThon Day 7: Mega-Fan Recap: Steven Seagal Wrap-UpSo the world is a little crazy right now. We are stuck inside and things are closing down and we don't know what the next chunk of time will look like. Until things start to shift back to normal, we promise you a daily podcast to keep your mind occupied for a chunk of time each day.
Brothers Alan and Jim sit down to discuss their final 2 Steven Seagal flicks in this Mega-Fan mini-series!
Today they briefly recap 'Flight of Fury,' a movie so bad that it didn't warrant an entire episode. T...
2020-03-2536 minFinancial Freedom PodcastA Look Back at Some Great GuestsI started this podcast in January of 2016 with the hope of providing helpful information to folks either after I had assisted them through a difficult financial situation to keep them moving towards a better financial future or to prevent them from having a difficult financial situation in the first place. Many of the episodes were solo ones where I would discuss a topic in detail in a short enough period of time that you could listen to the whole thing on your way to work. But I also interviewed local businesspeople to elicit their expertise and show h...
2020-03-131h 23Financial Freedom PodcastBreaking the Paycheck-to-Paycheck CycleMany Americans are living paycheck to paycheck, struggling to make ends meet, and having no plans, or hope for the future. Their only goal is to make it to the next payday, so they can pay the next bill. But unless something changes for them, they will never achieve financial freedom. Which is why in this episode of the podcast I talk about the steps you need to take to break the cycle, pay down debt, plan for unexpected expenses, and be able to dream about the future. In this episode you will learn about:
2020-02-2818 min
Legal WarriorGary Richardson Hosts Charles "Chuck" RichardsonOn todays episode we host Gary's son, Chuck Richardson.
Find our Facebook Page : Gary Richardson the Legal Warrior
Email: LegalWarriorPodcast@gmail.com
Please Reach out to us if you have any questions or suggestions on topics you would like to hear about.
Find Gary's Books and "Winning In the Courtroom" : GaryRichardsonSpeaks.com
2020-02-1624 minFinancial Freedom PodcastExpanding Your Business with Somnath SikdarThere is a popular saying among entrepreneurs that most people don't go out of business, they grow out of business. This can be due to several factors, including whether to expand at all or just raise prices with demand, whether or not the proper systems are in place pass off effectively to employees those things the owners did themselves, and whether the markets they're expanding into have the requisite demand to produce the desired profits. That's why in this episode of the podcast I talk to Somnath Sikdar who, along with his business partner Lonnie Beck, successfully...
2020-02-1448 minFinancial Freedom PodcastTalking to Your Kids About MoneyAccording to the book, The Millionaire Next Door, seven out of ten American Millionaires are first generation. Unfortunately, this means that 70% of the time, the money mindset that made them rich never got passed down to continue the financial winning streak. That's why in this episode of the podcast I decided to discuss how people can communicate money matters to their children and teach them lessons that will increase the likelihood that they will continue on to financial freedom in adulthood. In this episode you will learn: How to start the conversation with a...
2020-01-2417 minFinancial Freedom PodcastGetting Your Money Ready for MarriageGetting married is a big step. You are making a lifetime commitment to another person that will be tested in so many ways over time. One of those ways is financial stress, which has caused problems in many marriages, and ended many others, so how you prepare for it before the wedding becomes very important. Because this episode is being released on January 10, 2020, 33 years to the day from when I proposed to my wife, I thought the perfect topic would be a discussion of what a couple should do, from a financial standpoint, to prepare for the...
2020-01-1014 minFinancial Freedom PodcastEducational Savings Accounts with Michael KarwicIn Episode 42 of the podcast I talked about how to use a particular type of savings account (referred to as a 529 account) to save for your children's education. I gave some general information and urged people with children to look into them. However, I always wanted to revisit this topic later for a deeper dive. That's why on this episode of the podcast I talk with Michael Karwic, a Certified Financial Planner in Pennsylvania, to take a more in-depth look at educational savings accounts to help you get started in saving for your children's future! ...
2019-12-2745 minFinancial Freedom PodcastSelling Your Business with Tyson FranklinThe retirement plan for a self-employed individual is often different from those who work for someone else. If it is a small business, it usually doesn't have a pension plan or a 401(k), although the owner can set up an IRA and an SEP to put money aside. What the plan does include that makes it different is what that person does with their business upon retirement. Do they shut it down, pass it on to their children, or sell it to their partners or a third party? So in this episode of the podcast I talk...
2019-12-1348 min
Richardson InstituteSEPADPod with Steven HeydemannOn this episode of SEPADPod Simon speaks with Steven Heydeman, Janet Wright Ketcham 1953 Professor in Middle East Studies and Director of Program in Middle East Studies at Smith College. Steven is the author of myriad books, articles and Op Eds relating to the Middle East, Syria and authoritarian politics broadly. On this episode, Simon and Steven talk through intellectual engagement with the Middle East, the role of Syria, states, sectarianism and the prevailing nature of authoritarian politics.
2019-04-1033 min
The Steven Sulley Study PodcastRob Moore, Kieran Richardson& Steven Sulley: Family, Art, Cars& Watches!High-end watches, art and cars can be a great investment, that can withstand any recession. In this episode, Rob talks with Steven Sulley, and former professional footballer Kieran Richardson about their shared love for all things art, cars and watches. They talk through about how to get into each market, what to look for when investing your cash and how it's all about passion. If you’re thinking of investing in assets to gain a return or you just love watches this is the episode for you. Key Takeaways How did you get into p...
2019-03-201h 07
The Steven Sulley Study PodcastPassion And Profession With Ex-Professional Footballer & Businessman Kieran RichardsonSteven is in discussion with Kieran Richardson, ex-professional footballer and businessman at The Curtain Hotel in Shoreditch. They discuss how a career as an elite athlete playing in the premiership can be the foundation for success in business if you have the right attitude and approach to your football career. This engaging podcast is a fascinating insight into the career of a premiership footballer and successful businessman, listen in to find out about his journey. KEY TAKEAWAYS How did you get into football? I loved football at school, and as part of a...
2019-02-131h 01