Shows
Advice Guru Lending PodcastGuy de Jersey of 'Lifetime Mortgage Gateway Logistics'Uncovering the Short-Lease Challenge: Guy de Jersey on Lifetime Mortgage Gateway Logistics In this powerful episode of The Advice Guru Podcast, hosts Stuart Powell and Stuart Wilson sit down with Guy de Jersey, Managing Director of Lifetime Mortgage Gateway Logistics (LMG), to unpack one of the biggest hidden issues in later-life lending — short leases and how they block thousands of older homeowners from accessing equity release.Guy shares his journey from London property developer to consumer-focused innovator, revealing how his company is helping advisers and vulnerable clients navigate the complex world of...
2025-11-1932 minAdvice Guru Lending PodcastAdvisers Business Plans Part 2In this episode of the Advice Guru Podcast, we welcome three advisers actively building their business plans using the new Advice Guru Business Planning Tool. Stuart and Ben sit down with Tim Spencer, Andy Wilson and Rich Baxter to explore what they’ve learned so far — from succession planning and financial forecasting to time management, workflows and the emotional reality of running a small advisory business.We discuss how clearer planning can uncover blind spots around future income, retirement, workloads, client continuity and when to scale. The conversation is honest, funny and packed with practical light-bulb moments abou...
2025-11-1142 minAdvice Guru Lending PodcastDiscussing the Business Plan in actionIn this episode, we put the business plan to work—moving from slide deck to day-to-day execution. Stuart unpacks how to turn targets into trackable actions across lead generation, adviser workflows, compliance (Consumer Duty), and revenue forecasting. You’ll hear practical tactics for aligning marketing with introducers, building a measurable pipeline, setting lender-mix goals, and using dashboards to prove ROI. We also cover quick wins that lift case conversion without adding complexity, plus how to close the loop between learning, data, and client experience.You’ll learn:How to translate annual goals into weekly actionsWhat to track...
2025-11-1127 minAdvice Guru Lending PodcastThe First Half Of The Business Plan💭 “A business plan only works if you actually use it.”That line came up again during this week’s Advice Guru Podcast, and it couldn’t be more true.In this latest episode — The First Half of the Business Plan — we pick up where we left off last week, moving from why advisers should have a business plan to how to make it work in practice.Joined again by Stuart Wilson, Andy Wilson, Mark Varela, Rich Baxter, and Tim Spencer, we explore how the Business Plan Guru Tool is helping advisers turn what used to be a on...
2025-11-0632 minAdvice Guru Lending PodcastAdvisers and using the Business Plan ToolAdvisers and Using the Business Plan GuruIn this episode of the Advice Guru Podcast, host Stuart Powell and co-host Stuart Wilson are joined by a panel of experienced advisers — Andy Wilson, Mark Varela, Tim Spencer, and Rich Baxter — to explore how financial advisers can use the new Business Plan Guru Tool to plan, track, and grow their businesses with purpose.Together they discuss why so many advisers struggle to create (and stick to) an actionable business plan, how AI-powered tools can simplify the process, and why 2026 could be the year of b...
2025-10-2933 minAdvice Guru Lending PodcastBusiness Plan Guru AI launch Part 2🎙️ Episode Title:Business Plan Guru AI Launch – Part 2: Turning Ideas into Action📝 Episode Description:In this episode, hosts Stuart Powell and Stuart Wilson continue their discussion on Business Plan Guru AI — the powerful new planning tool designed to help Mortgage Advisers, Equity Release Specialists, and IFAs plan smarter and grow stronger in 2026.Joined again by advisers Andy Wilson, Rich Baxter, Stephen Beresford, and Tim Spencer, they explore how to turn good ideas into structured, measurable business plans that actually drive results.💬 Topics include:Why most advisers don’t have an active bu...
2025-10-2230 minAdvice Guru Lending PodcastBusiness Plan Guru AI launch🎙️ Episode Title:Business Plan Guru AI Launch – How Advisers Can Build Stronger Businesses for 2026📝 Episode Description:In this episode, hosts Stuart Powell and Stuart Wilson introduce Business Plan Guru AI — a powerful new platform helping Mortgage Advisers, Equity Release Specialists and IFAs plan smarter, market better, and grow stronger in 2026.Joined by leading advisers Andy Wilson (Lincoln), Rich Baxter (Huddersfield), Stephen Beresford (Sheffield) and Tim (County Durham), they discuss how structure, consistency and the smart use of AI can transform adviser businesses — even in a challenging market.💬 Topics include:How Business Pl...
2025-10-1533 minAdvice Guru Lending PodcastScott BurmanEpisode Summary In this episode of the Advice Guru Podcast, Stuart catches up with Scott Burman, Head of Distribution at Pure Retirement, to explore the latest developments in later life lending. They discuss Pure’s redesigned website and broker portal, how the company gathers and acts on advisor feedback, and the evolution of its market-leading marketing toolkit.Scott also shares insights on Pure’s £10k retention product, designed to help turn more “no” cases into “yes,” and explains how their fringe referral process has already unlocked over £10m of additional lending. The conversation highlights the importance of...
2025-10-0828 min
Rhymes With OrangeRisk Management Institute | Stuart PowellE. Stuart Powell, Jr. has dedicated over 50 years to the insurance industry, holding various significant positions. He has served as Director of Education, Vice President of Insurance Operations and Technical Affairs, and Interim CEO at the Independent Insurance Agents of North Carolina (IIANC). Additionally, Stuart has contributed to academia as an Executive in Residence at Appalachian State University and an Adjunct Professor at Campbell University.
Stuart’s contributions to the insurance industry are noteworthy. He has managed the designated insurance agency for the State of North Carolina, administered the IIANC Errors and Omissions Insurance program, and managed in...
2025-10-0719 minAdvice Guru Lending PodcastBusiness Plans and Lead Generation 3Key Takeaways & Adviser Action Points | Advice Guru PodcastIn this special follow-up episode of the Advice Guru Podcast, host Stuart Powell brings back a panel of leading voices to reflect on the first two episodes and share their top recommendations for advisers. Joining him once again are Stuart Wilson (Marketing Expert), Will Hale (CEO of AiR and Key Group), Andy Longhurst (Commercial Director at LeadTech), Sara Laws (The Mortgage Mam), and Rachel Flanagan.Each guest highlights their key takeaways from earlier discussions on business planning, introducers, and lead generation — and offers clear, actionable advice on wh...
2025-09-1724 minAdvice Guru Lending PodcastBusiness Plans and Lead Generation 2Introducers & Paid Lead Generation Strategies for Advisers | Advice Guru PodcastIn this episode of the Advice Guru Podcast, host Stuart Powell is joined once again by a panel of leading industry experts: Stuart Wilson (Marketing Expert), Will Hale (CEO of AiR and Key Group), Andy Longhurst (Commercial Director at LeadTech), Sara Laws (The Mortgage Mam), and Rachel Flanagan. Together they explore how advisers can access quality business opportunities through introducers, paid lead providers, and smart referral partnerships.The conversation dives into the benefits of working with introducers such as solicitors, estate planners, and accountants who...
2025-09-1040 minAdvice Guru Lending PodcastBusiness Plans and Lead Generation 1Business Plans & Lead Generation with Industry Experts | Advice Guru PodcastLearn how business plans and lead generation drive adviser growth in this powerful episode of the Advice Guru Podcast. Host Stuart Powell is joined by a panel of industry leaders including Stuart Wilson (Marketing Expert), Will Hale (CEO of AiR and Key Group), Andy Longhurst (Commercial Director at LeadTech), Sara Laws (The Mortgage Mam), and Rachel Flanagan. Together they share insights on how advisers can build sustainable businesses through clear planning, client targeting, and effective use of leads.This episode covers why every adviser needs...
2025-09-0329 min
Energy News Beat PodcastDid Fed Chair Jerome Powell Buy Oil Stocks?In this episode of Energy Newsbeat Daily Standup, Michael Tanner and Stu Turley break down Jerome Powell’s latest Fed comments and what they mean for oil and gas investors. They explore the continued surge in U.S. LNG exports, shifting gas dynamics in the Permian, and how natural gas is reshaping investment strategies. The team also discusses the ripple effects of Trump’s sanctions on India and the potential threat to the U.S. dollar. Plus, they cover ERCOT’s record-breaking project cancellations, a major federal halt to Ørsted’s Rhode Island wind farm, and a closer look at the ru...
2025-08-2525 minAdvice Guru Lending PodcastGrowing Advisers BusinessesIn this episode we update our listeners on the exciting news that the Advice Guru adviser business growth support tools have been developed and are being tested ready for launch.Stuart Wilson and I go through the five areas in which we will help you grow your business.
2025-05-0725 min
The Powell MovementStuart Rempel, Salomon, Olin, K2, WhistlerStuart Rempel has one of those resumes. If you look at it, you know that he has lived an incredible life, and it all started with a ski bum mentality. Stuart went from pounding nails and skiing winters to running Salomon NA, Olin, K2 Skis, and Whistler. Most people at that level have a few degrees and plenty of suits. That's not Stuart, though. Throughout his career, he made it a priority to be on snow as much as possible, and the beta he gathered from the hill was used to make skiing better. It's another great business episode w...
2025-04-141h 02
Paul Stuart Mixes and PodcastsPaul Stuart 'In The Groove' - Starpoint Radio - Sunday 12th January 2025Hi All, here is the podcast of my 'In The Groove' show on Starpoint Radio on Sunday 12th January, my first of 2025, featuring new and recent releases from Jessie Laine Powell, Diplomats Of Soul Ft Natasha Duncan, Prefix One, Omar, Saeeda Wright, Yooks Ft Ed Ramsey, Ingram Street, Babs Presents, Rhona Bennett and Becka Ft Jeff Straw. plus vintage grooves by Mighty Fire, Louis Benedetti, Side Effect, Groove Committee, Paulinho Da Costa and Leprachaun as well as 'A Touch Of Jazz' by Ariel... I hope you enjoy the selections xPaul Stuart 'In The Groove' - Starpoint...
2025-01-141h 56Advice Guru Lending PodcastThe Advice Guru 2024 Christmas Quiz Podcast Part 1Join Stuart Powell and Stuart Wilson in this weeks podcast which is the 2024 Christmas Quiz.David Forsdyke, Tim Spencer, Adrian Wheeler and Richard Baxter join us for some festive questions as well as a discussion about the lending market in 2024 and their hopes, expectations and dreams for 2025.
2024-12-1027 minAdvice Guru Lending PodcastStuart Wilson interviews Jacqueline Berry (My Care Consultant)Stuart Wilson catches up with Jacqueline to find out the latest with My Care Consultant.
2024-12-0326 minAdvice Guru Lending PodcastAward Season 2025Stuart Wilson and Stuart Powell discuss the upcoming British Later Life Lending Awards 2025 and the Air Later Life Lending Awards 2025
2024-11-1225 minAdvice Guru Lending PodcastStuart Wilson interviews Stuart Powell about changes in the market over the last two monthsStuart Powell is interviewed about the market changes over the last few months.
2024-09-0427 min
The RailwaymenLive Show 13/7/24 - Jack PowellOur second recording from our live show at Tom's Tap and Brewhouse saw us sit down with Crewe Alex midfielder Jack Powell.We discussed injury, recovery, thoughts on the season coming up and possibly going into coaching. Hosted on Acast. See acast.com/privacy for more information.
2024-07-3045 minAdvice Guru Lending PodcastStuart Maverix WilsonStuart Wilson in Part 2 of the podcast discussing Maverix, the market in 2024 and the new direction of travel.
2024-06-0531 minAdvice Guru Lending PodcastStuart Maverix WilsonStuart Wilson talks about his new company, Maverix and how he feels it can help the industry.
2024-05-2929 minAdvice Guru Lending PodcastStuart Wilson Part 2 Answering Marketing QuestionsThe second part of this two part Q and A Podcast sees Stuart Wilson answering Marketing Questions about Later Life Lending which Advisors and others involved in the industry have asked.
2024-05-2221 minAdvice Guru Lending PodcastStuart Wilson Part 1 Answering Marketing Questions The first part of this two part Q and A Podcast sees Stuart Wilson answering Marketing Questions about Later Life Lending which Advisors and others involved in the industry have asked.
2024-05-1542 minAdvice Guru Lending PodcastHow the Advice Guru Website can grow your businessIn this episode Stuart Wilson asks Stuart Powell about the specific ways in which the NEW Advice Guru website can support Advisors to grow their businesss.
2024-05-0830 minAdvice Guru Lending PodcastCan Advice Guru help your business?A first for the Podcast this week. Stuart Wilson interviews the usual interviewer Stuart Powell about the Advice Guru website and how this can support the Later Life Lending industry back to growth.
2024-05-0125 minAdvice Guru Lending PodcastStuart Wilson Marketing In this episode Stuart Wilson (Marketing Specialist) and I discuss his career to date and what is coming next.
2024-04-2428 minAdvice Guru Lending PodcastSanjay Ghadia talks about the new Standard Life Home Finance ProductThis is intended for intermediary use only and has not been approved for use with customers
2024-03-0723 minAdvice Guru Lending PodcastSanjay Ghadia National Sales Manager Standard Life Home FinanceSanjay and I discuss his career, family and what he does to relax.
‘This is intended for intermediary use only and has not been approved for use with customers.’
2024-03-0114 min2024-02-2129 minAdvice Guru Lending PodcastBen Mason CEO of Kinherit Ben and I discuss his Wills, Trusts and Power of Attorney business.
2024-02-1530 min2024-02-0931 minAdvice Guru Lending PodcastCraig Kerrigan of PaymentshieldCraig discusses his previous career, what happened in 2023 and his first six months at Paymentshield.
2024-02-0229 minAdvice Guru Lending PodcastThe Mortgage Solutions Equity Release Awards 2024 In this episode I discuss the final three in each of the Advisor and 'Other' Categories in the Mortgage Solutions Awards on Thursday January 25th.
I also have a guess at who I think may win each category. I will be checking to see how many I got right after the awards.
I also discuss the new type of products starting to emerge in the Equity Release market in January 2024. No doubt we will be discussing these in more detail over the coming months but some very exciting developments coming our way.
2024-01-1918 minAdvice Guru Lending PodcastFran Green and I discussing 2024 and Advice GuruAn interesting chat about the launch of the Advice Guru website and how it will benefit Consumers and Advisors to support the growth of compliant Later Life Lending in 2024 and beyond.
2024-01-0932 minThe RailwaymenJack Powell!We sat down for a chat with Jack Powell about his start in football with Millwall, Crawley and several other clubs, before hiss move up to Crewe. How he's settled in, his plans for the future and an update on that knee! Hosted on Acast. See acast.com/privacy for more information.
2024-01-041h 10Advice Guru Lending PodcastThe Big Christmas Quiz 2023Join us for the end of year quiz featuring many of your favourite guests from the podcast in 2023.
2023-12-1335 minAdvice Guru Lending PodcastThe AiR awards 2023In this episode, we talk to Stuart Wilson (Chairman of Answers in Retirement) about the 2023 AiR Awards which took place on Thursday 30th November.
I also managed to catch up with some of the Award winners to discuss how they felt about winning their award and why they felt they did.
Listen to interviews with Matthew Taylor, David Forsdyke and Scott Burman about the awards they or their company won.
2023-12-0627 minAdvice Guru Lending PodcastCould your business name be a disaster waiting to happen?A wide ranging discussion about Intellectual Property Law with my guest Joshua Chauhan of Wolferstans Solicitors including:
-How Josh first became interested in law and specialising in this niche area.
-Trademarks. What are they and how they can protect your brand?
-the difference between Tradmarks and Copyright.
-what if a company already has Trademarked my brand?
-can I protect my new business from day one?
-What is the IPO register and what does it contain?
-What if I need specialist advice?
2023-11-2823 minAdvice Guru Lending PodcastStuart Powell and David Forsdyke discuss demonstrating how the FCA may well be wrong!Stuart and David talk about a variety of subjects including:
-The recent popularity of one of David's posts on Linkedin
-The reasons behind this
-Advisors needing to show that they are not selling Equity Release to clients
-Examples of when we tell Clients that ER is not right for them.
-How can we tell the FCA they are wrong wiht no evidence?
-Who should collate the 'non sales' data?
-How could we demonstrate to the FCA that this is a widespread practice?
-Is...
2023-11-2223 minAdvice Guru Lending PodcastLisa Windley Senior BDM at Responsible Lending-Lisa describes the life of a BDM
-Listening to all the Podcasts in the car
-Lisa Podcast vs Steve Wilkie's Ibiza Pod!
-The main question Brokers are asking
-Unusual ways to meet your Broker
-The Sky Diving BDM
-What Lisa loves about her role
-Responsible Lending and Advisor support
-the future for Lisa and Responsible
2023-11-1524 minAdvice Guru Lending PodcastJon Dunckley of the About GroupJon Dunckley and I discuss a wide range of topics including:
-Creating a great work/life balance
-The importance of family
-The power of goals
-How Jon's autism influences him
-using your strengths in business
-Jon's previous career
-Ten years in the Later Life Lending industry
-Equity Release guidance audits
-Jon's current business growth areas
-2023. A tough year. Resetting your mindset
-Choosing how you react
2023-11-0928 minAdvice Guru Lending PodcastHattie Fancourt of GBG-Leaving the Equity Release industry
-Changing industry and settling in
-Using transferable skills to succeed
-Hattie's early career
-Fraud in the sector and how to prevent it
-supporting vulnerable clients
-Hattie's love of horses, inspiration and perspiration
-The Equity Release years
-Hattie's current role and the future
2023-11-0233 minAdvice Guru Lending PodcastMatthew Taylor Business Development Director from EquilawMatt and I discuss many topics including:
-the latest at the Rugby World Cup
-Matt at Loughborough University
-Moving to many happy years at Nationwide Building Society
-A career change moving to Equilaw
-The evolution of cases and the interaction with Advisors
-Introducing new tech to improve the Client and Advisor experience
The future of Equilaw and the Later Life Lending market
2023-10-2523 minAdvice Guru Lending PodcastPat Bunton-Stategic Advisor Livemore In this episode I speak with Pat Bunton, Strategic Advisor at Livemore about:
-His early career and the growth of London and Country
-Selling L and C to Experian for £177 million in 2018
-The 'no fees advice' model
-Innovation, efficiency and growth
-The call from Livemore
-Livemore and Innovation. What the industry needs?
-the art of the possible for consumers
-the power of case studies and the 92 year old First Time Buyer!
2023-10-1828 minAdvice Guru Lending PodcastDaniel Edmondson National Account Manager at Advise WiseDaniel and I discuss:
-his previous career as a Centre Parcs Instructor
-starting in the Later Life Lending market with Pure
-Daniel's day to day role
-Who Advise Wise are and what they do
-New tech and its role in the growth of Later Life Lending
-The growth of AI
-Building trust with Consumers
-The move to a Later Life Lending market and away from a siloed approach
2023-10-1129 minAdvice Guru Lending PodcastJane Mullan National Field Sales Manager at Pure RetirementJane talks to Nicola and I about a variety of topics including:
-the Rugby World Cup
-joining the Later Life Lending market in 2018
-The Team at Pure
-The new Mullan arrival!
-Simplicity, Honesty and Responsibility
-Marketing Support for Advisors
-A challenging market
-Project online application from Pure
-the Advisor/BDM relationship
2023-10-0431 minAdvice Guru Lending PodcastThe Time Machine Episode: Where could we be in a year, and how?Three industry stalwarts, Pat Bunton, David Forsdyke and Les Pick join me to discuss their views on several interesting topics including:
-The Later Life Lending time machine
-developing products to suit all over 50s
-the evolution and development of advice
-networking and partners
-affordability first
-no more 'one size fits all'
-most effective things advisors could focus on for success in the next 12 months
-review and protect your business
2023-09-2827 minAdvice Guru Lending PodcastJames Miles, Director at The Mortgage Quarter James Miles, director at The Mortgage Quarter (TMQ) joins me to discuss:
-his previous career with Halifax
-top tips for new brokers
-becoming a 'poacher turned game keeper' and starting TMQ
-how to understand mortgage clients needs in 2023
-bank closures and the opportunity for Advisors
-building relationships with Introducers
-product transfer vs remortgage
-a team of 14 and growing
-AI in mortgages and the future
-the market in the next 6-12 months
-351 Google reviews and counting.
2023-09-2037 min
GRC & Cyber Security PodcastIdentity & Access Management Best Practices, with Stuart Powell | GRC & Cyber LeadersIn this podcast episode, Stuart Powell, Chief Information Security Officer (CISO) at the Government of Jersey, joins Matthew Davies, VP of Product at SureCloud, to discuss Identity and Access Management (IAM) and how you can improve this in your organization. They also talk about the topic of the moment, Artificial Intelligence (AI), and how it can impact your organization's risk and compliance management.Contact Stuart Powell👉 Stuart's LinkedIn: https://www.linkedin.com/in/stuart-powell-82968812b/👉 Government of Jersey's website: https://www.gov.je/Pages/default.aspxContact Matthew Davies👉 Matthew's LinkedIn: https://www.linke...
2023-09-1328 min
CISO UnpluggedIdentity & Access Management Best Practices, with Stuart Powell | GRC & Cyber LeadersIn this podcast episode, Stuart Powell, Chief Information Security Officer (CISO) at the Government of Jersey, joins Matthew Davies, VP of Product at SureCloud, to discuss Identity and Access Management (IAM) and how you can improve this in your organization. They also talk about the topic of the moment, Artificial Intelligence (AI), and how it can impact your organization's risk and compliance management.Contact Stuart Powell👉 Stuart's LinkedIn: https://www.linkedin.com/in/stuart-powell-82968812b/👉 Government of Jersey's website: https://www.gov.je/Pages/default.aspxContact Matthew Davies👉 Matthew's LinkedIn: https://www.linke...
2023-09-1328 minAdvice Guru Lending PodcastRhys Schofield of Peak Mortgages and Fix My Legals Managing Director of 'Fix My Legals' Rhys joins me to discuss why he started FML.
Rhys explains why he sold his highly successful Peak Mortgages company recently.
Rhys also discusses:
-why he detests mortgages most days
-why Later Life Lending tends to have better conveyancing firms than residential mortgages
-the Snowdownia Blacksmith retirement plan
-how he grew over 500 client reviews for Peak Mortgages.
2023-09-1323 minAdvice Guru Lending PodcastJacqueline Berry Founding Director of My Care ConsultantJacqueline discusses her previous career and how My Care Consultant (MCC) started.
Jacqueline describes the service MCC provides to Advisors and Clients.
'A new breed of expert'
Why the business was started.
How early we should seek Care Advice.
Cost of services and what you receive.
The levels of Care needed from 1-10.
The nine ways to pay for Care.
Equity Release and Care in the home.
Difficult conversations.
New MCC portal for Advisors.
2023-09-0637 minAdvice Guru Lending PodcastRosalia Lazzara-Tilley CEO of Manuka Media Rosalia, 'I started my business by accident!'
Working with Advisors on their buisness.
The Money Honey brand and podcast.
'Now is the only time for Advisors to innovate'.
The questions Advisors are currently asking Ros.
How are some Networks currently upsetting Advisors?
Ros talks about her new and first ever book: a Social Media self-study guide for Advisors to grow their business.
How raw and honest Ros is on her Social Media.
Ros teaching me to open up about the challenges 2023 has...
2023-08-3049 minAdvice Guru Lending PodcastAdvice Guru: What are Advisors and Consumers asking this month?In this episode, Stuart and Nicola explore the questions that are being asked on the Advice Guru Facebook pages.
What do Advisors need to know?
What are Consumers asking about currently?
An interesting look back and discussion of the last month.
2023-08-2430 minAdvice Guru Lending PodcastRachel Flanagan National Sales Manager More2LifeRachel discusses a variety of topics including:
-Rachel's day to day role
-supporting firms growth and development
-2023 compared to other years
-preparing for growth again
-the return of discretionary spending?
-car parking clients
-building a snowman in summer!
2023-08-1720 minAdvice Guru Lending PodcastPart 4: Final episode in our mini-series exploring Artificial IntelligenceThis episode rounds up our conversations around AI and its potential uses to help advisors and consumers in the Later Life Lending market.
We also update the Top 3 podcast episodes ranked by listeners and look ahead to some future guests on the pod.
2023-08-0921 minAdvice Guru Lending PodcastThe one when Nic was on holiday and Rachel Flanagan guest hosted. It all turned a bit surreal!Lots of insight into AI in this one and some great tips about which sites could work for your company.
And Stuart with his rendition of Bohemian Rhapsody. No really.
2023-08-0233 minAdvice Guru Lending PodcastWe talk about the AI and what you thought of it...plus some more AI answers.AI part 2
2023-07-2124 min
Your Brain On ClimateComedy, with Stuart GoldsmithThe death of everything: no ROFLing matter. Right? Well probably yes. But can chuckles save the planet? Does laughing at humans being silly confused bags of water help the climate fight or take the heat out of it? And just why is so much climate comedy, well, crap? Joining Dave this episode is a right proper comedy mastermind, Stuart Goldsmith. Stuart's spent aeons both behind the mic as a stand-up, and peering at other comics via interviews in his legendary The Comedian's Comedian podcast. He's drunk heavily from the comedy well, and knows more about the art (sci...
2023-07-1752 minAdvice Guru Lending PodcastWhat happens when Artificial Intelligence meets Later Life Lending?We have a few changes for Season 2. Firstly, the podcast has changed its name...to Advice Guru Podcast: Later Life Lending.
Secondly, the podcast is now sponsored by Responsible Lending and Royal London to celebrate the fact that Responsible Lending are the exlusive providers of Royal London products.
The third change is in the topics for this season. Season 2 will focus on using modern technology and ideas to promote our industry to consumers over the age of 50.
Episode 1 features the ten most asked questions about Equity Release on Google.
They have...
2023-07-1423 minAdvice Guru Lending PodcastThe National Later Life Adviser Conference 2023In this bonus episode, Stuart and Nicola are joined by advisors John Harris and Paul Edwards to discuss what they thought of the Air Conference at the British Motor Museum on Thursday 29th June 2023
2023-07-0324 minAdvice Guru Lending PodcastThe Underwriter and the Operations Director: Ashleigh Hooper and Jeremy WollertonIn this podcast we find out about the underwriting process and how an Operations Director of a lender sees the current and future market.
-How did they progress to their current positions?
-Who has a 96% accept rate on Lifetime Mortgages?
-Why do they want more cases from advisors that are 'more on the fringes'?
-Can you contact them for pre-clearance on a case?
-What were the major challenges and successes of bringing a new lender to market?
-If it is the same funder and product as other l...
2023-06-2744 minAdvice Guru Lending PodcastBonus episode about the National Later Life Advisor Conference 2023Find out about the event on Thursday 29th June 2023
2023-06-2206 minAdvice Guru Lending PodcastDirector of Technical Surveying at e-surv - James GinleyIn a first for the Equity Release Podcast, we have a surveying expert as a guest.
James tells us all about the process of surveying a property for Equity Release purposes as well as:
-how surveyors also consider potential vulnerabilities in a client
-could there be different ways of surveying property with loft foam spray insulation in the future?
-what being on the Equity Release Council Standards Board means
-the difference between Estate Agent valuations and surveys
-surveying in difficult times
2023-06-2135 minAdvice Guru Lending PodcastKay Westgarth Sales Director from Standard Life Home FinanceIn this episode we chat with Kay Westgarth, Sales Director at Standard Life Home Finance about:
-Kay's previous career
-listening to podcasts to relax and learn
-family, football and friends
-what Kay enjoys most about her job
-supporting advisors
-the Equity Release summit
-changing consumer perceptions
-the current market and the future
2023-06-0740 minAdvice Guru Lending PodcastWhat is going on in the Equity Release market?This episode was recorded on June 1st 2023 and features Stuart Powell talking to Kay Westgarth, Sales Director of Standard Life Home Finance, Carol Nuttall, Director at Adlington Law and Nicola Palmer, Senior Business Development Coonsultant at Air.
The topic of discussion is 'what has happened to the Equity Release Market so far in 2023?'
The podcast features a lively conversation about how the industry has fared in 2023 and, just as importantly, what can be done by us all in the rest of 2023 to ensure that confidence is maintained and we return to growth.
...
2023-06-0134 minAdvice Guru Lending PodcastStuart Powell reflects on the first six months of The Equity Release Podcast SeriesIn this episode, Stuart discusses the first six months of the podcast.
He discusses the huge growth in the number of listeners and individual listens as well as the most popular episodes.
Stuart also covers the future direction of the podcast and asks the audience what type of guests (and who) they would like to hear in the future.
2023-05-1811 minAdvice Guru Lending PodcastEllie Venables talks about the Financial side of RugbyThe second (and last) episode that brings together Plymouth, Finances and Sport.
This episode isinteresting because the finances in place in football are rarely seen in the world of rugby.
Ellie discusses:
-her introduction to the world of wotrk and financiaql services
-working in the Bridging Loan business
-her family saving Plymouth Albion from administration
-the dynamics of a family business
-the effect of Covid on the business
-the growth of the club and cashflow
-the future plans. A huge £21 million pr...
2023-05-1027 minAdvice Guru Lending PodcastConnor McMurray Business Development Manager Canada LifeConnor talks about his carrer and becoming a BDM as well as:
-How he manages to combine family life and work on the road
-How Canada Life reacted to the market turmoil in late 2022 and early 2023
-The current range of Canada Life products and LTVs
-What comes next for Canada Liofe products, interest rates and LTVs
2023-05-0328 minAdvice Guru Lending PodcastAn IFA's view of Equity Release with Alison Treharne of Shore Financial PlanningThis episode features Stuart and Nicola talking to Ali about:
-Ali's previous jobs in the City before becoming an IFA
-Ali's first referral to me and how that changed his life
-Travel, new cars, home improvements, fish tanks and fun!
-The clients future plans-paying for care in his home?
-Where Ali feels Lifetime Mortgage advice fits into the IFA advice process
-Equity Release as part of IHT planning
-Communicating the benefits of working with a Later Life Lending specialist to IFA's
-The next 18...
2023-04-2626 minAdvice Guru Lending PodcastSimon Hallett Chairman of Plymouth Argyle and Co-Chief Investment Officer at Harding LoevnerIn this episode I discuss three of my favourite things: Football, Finance and Plymouth with a hero of mine, Simon Hallett.
In a wide ranging chat we discuss:
-Simon's early years living in Bristol, South London and Plymouth
-School at Plymouth College, Oxford University then a career in Banking, Stock Broking and Investments.
-How Simon started his love affair with Plymouth Argyle in 1966
-how he instilled his vision and values into his business and how well these have translated to the football club
-the clubs 5-year plan...
2023-04-2047 minAdvice Guru Lending PodcastDave Harris (CEO of More2Life) talks about Later Life LendingIn this episode, Dave Harris CEO of Lifetime Mortgage lender More2Life talks to us about several topics including:
-how Dave got into the industry
-Dave's views on the events of the last six months
-what the M2L senior team are doing to create more business for advisors
-how Dave works with funders and his team on lower interest rates, higher LTVs and product innovation
-what new things are coming in the next 6 months
-Dave's views on the size of the market and the direction of...
2023-04-1836 minAdvice Guru Lending PodcastSteve Wilkie talks about Responsible Group and Royal LondonIn this podcast we discuss:
-where Steve's Equity Release journey started
-The growth of Responsible Life and Lending
-Ibiza living and the new arrival
-banks and their vested interests
-Broker opportunites for growth
-Building relationships with Introducers
-Lifetime customer value
-Partnership with Royal London
-The new Royal London products on Air
-Advisor registration for the new products
-Green shoots of recovery in the market
2023-04-1235 min2023-04-0500 minAdvice Guru Lending PodcastDavid Forsdyke discusses all things Later Life LendingThis episode covers:
David's background
Who Knight Frank are
High Net Worth clients and Equity Release
Story about wealthy clients in Regents Park London
Equity Release and Estate Planning
Equity Release and Tax Planning
Working with IFAs and Introducers
Potential Risks and pitfalls of Equity Rlease
Consumer Duty and Plain English
The amazing Air Masterclasses
Artificial Intelligence and poetry
The Market in 2023
Our first out takes!
2023-04-0533 minAdvice Guru Lending PodcastStuart Borthwick discusses his unique client careIn this episode we talk to Devon based Lifetime Mortgage professional Stuart Borthwick.
His unique ways of looking after clients and how he and Leanne balance their business with looking after twins is revealed.
Often funny, very inspiring, this podcast discusses the reality of running your own small advisory business.
2023-03-3031 minAdvice Guru Lending PodcastGary Das with some great lead generation tipsGary talks about how he used to generate leads for Mortgages and Equity Release, and how he suggests advisors do this in 2023.
2023-03-2326 minAdvice Guru Lending PodcastThe Gary Das episode. What can we learn form Gary's amazing lead generation in mortgages?This episode is Part one of 2 recorded with famous coach and mentor Gary Das.
Gary takes us through how he grew to become one of the main coaches in the mortgage industry in the 2010s.
Gary started his self employed mortgage and lead generation business in 2016, thenn discovered Socual Media whioch changed his world.
Gary talks us thorugh some of the successes he has had with the many advisors he has shown how to generate more leads then put into practice his sal;es and systems process to boost profitability.
2023-03-1533 minAdvice Guru Lending PodcastBryan and Janet who had a Lifetime Mortgage and recently remortgaged to a new Lifetime MortgageThis episode is with a couple who owned their own home and had taken out Equity Release a few years ago.
They used part of the intial funds to gift to their children to enable them to purchase property. Last year, the couple needed to support their daughter in the USA to pay her medical bills. When their savings and credit cards had run out, they then needed to raise funds in another way.
2023-03-0829 minAdvice Guru Lending PodcastTop Fifteen Equity Release Questions answered Part 2This is the second part to episode 6 where we started to answer the most commonly asked client questions about Equity Release.
2023-03-0119 minAdvice Guru Lending PodcastTop Fifteen Equity Release questions answeredIn this episode, experienced Equity Release Advisor Stuart Powell, whose company recently won 'Best Small Equity Release firm 2022' is asked the main questions that clients want to know the answers to. His simple and easy to understand explanations make the sometimes confusing and complicated aspects of Equity Release seem a lot simpler.
2023-02-2221 minAdvice Guru Lending PodcastEquity Release interview with Sharon who took out a Lifetime Mortgage to consolidate debtsThis episode features Sharon, a 68 year old single lady from Buckinghamshire.
Sharon approached us for advice as her credit card monthly payments were reaching nearly £3,000 whilst her income was below £1,800.
This situation was causing her anxiety, stress and sleepless nights. Sharon did not know what options she had and needed advice.
We got to know Sharon and her financial and family situation, then discussed her options with her before giving advice.
Sharon now has a monthly interest payment on her Lifetime Mortgage of c£500 and her new financial situation has transformed her...
2023-02-1526 minAdvice Guru Lending PodcastJim Boyd CEO Equity Release Council: Later Life Lending for the industryThis episode is designed for everyone who works in, or is interested in the Later Life Lending industry.
Jim Boyd discusses various topics including:
-the development of the ERC in the last 18 months
-the purpose of the ERC
-the 23 competency framework standards underpinning the advice process
-marketing support for advisors
-webinars for support: vulnerability, scams, FCA Consumer Duty
-the ERC and the FCA. Building a relationship to support members
-membership numbers. Which huge national brands have recently joined?
-how the ERC...
2023-02-0827 minAdvice Guru Lending PodcastJim Boyd CEO Equity Release Council: ERC for Consumers considering Later Life LendingIn this episode Jim Boyd, CEO of the Equity Release Council explains the role of the ERC in protecting consumer interests including:
-the no negative equity guarantee
-the right to move property with a Lifetime Mortgage
-a Fixed interest or capped interest rate on products
-security of living in the property until going into care or dying
-NEW. Being able to pay off interest and/or part of the laon on all new policies
-the role of a solicitor in protecting the consumer
-how to...
2023-02-0115 minAdvice Guru Lending PodcastStuart Wilson Chairman of AIR Part 2- 2023 and beyondPart 2 is what everyone wants to hear from Stuart Wilson. His views on what will happen to the Later Life Lending industry in 2023 and what is coming next from AIR.
Stuart discusses:
-What happened in October 2022 and the effects this had on the Later Life Lending market.
-What has imporoved in 2023 to give advisors and consumers confidence.
- What the 'new normal' for LLL will look like and the 'change and opportunity' that Stuart sees coming.
-Consumer Duty and the changes that will bring in 2023.
-Thoughts on...
2023-01-2529 minAdvice Guru Lending PodcastStuart Wilson, Chairman of Air Group discussing Air group's growth over the last 15 yearsThis episode is a great insight into where AIR (Answers in Retirement) began and how it has grown to become the largest provider of Later Life Lending resources for advisors in 2022.
Stuart Wilson, Chairman of Air Group tells us anecdotes of why he started the business to support advisors and their potential clients as nothing similar was available.
Stuart also explains how the group gradually grew over the next 10 years, and worked with key industry figures to become the largest Lifetime Mortgage Club in the industry.
The insights into how AIR has progressed...
2023-01-1830 minAdvice Guru Lending PodcastUsing a Power of Attorney to raise funds for an elderly relativeIn this episode Steve tells us how he used the Power of Attorney his Aunty had in place to raise funds for his elderly Aunty to continue to receive care in her home.
Ocean Mortgages Ltd (FCA number 841683) are authorised and regulated by the Financial Conduct Authority. Registered in England, Reg No: 108221.
Ocean Equity Release is a Trading name of Ocean Mortgages Ltd.
A lifetime mortgage may impact your entitlement to means-tested benefits and the inheritance you may leave. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
...
2023-01-1126 minAdvice Guru Lending PodcastEquity Release Award Ceremonies: Who wins them and Why?Do you ever wonder who wins all the awards at the ceremonies that take place in December and January? This podcast explores:
Who they are.
Why they win the awards?
This could help you answer that nagging question: What could I do to win?
Ocean Mortgages Ltd (FCA number 841683) are authorised and regulated by the Financial Conduct Authority. Registered in England, Reg No: 108221.
Ocean Equity Release is a Trading name of Ocean Mortgages Ltd.
A lifetime mortgage may impact your entitlement to means-tested benefits and the inheritance you may leave. As a mortgage is secured against your home, it could...
2022-12-1450 minAdvice Guru Lending PodcastBob and Jane who used a Lifetime Mortgage to move house earlier this yearIn this episode, Bob and Jane explain why they decided to move from France to the UK and how they used a Lifetime Mortgage to achieve this.
Ocean Mortgages Ltd (FCA number 841683) are authorised and regulated by the Financial Conduct Authority. Registered in England, Reg No: 108221.
Ocean Equity Release is a Trading name of Ocean Mortgages Ltd.
A lifetime mortgage may impact your entitlement to means-tested benefits and the inheritance you may leave. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
Only if you choose to proceed...
2022-12-0731 minAdvice Guru Lending PodcastEquity Release Podcast-Introduction to the seriesIn this episode we discuss why we have started the first Equity Release podcast series made by qualified professionals.
We introduce ourselves and our roles, as well as discuss the types of Podcast we are making in the future.
Ocean Mortgages Ltd (FCA number 841683) are authorised and regulated by the Financial Conduct Authority. Registered in England, Reg No: 108221.
Ocean Equity Release is a Trading name of Ocean Mortgages Ltd.
A lifetime mortgage may impact your entitlement to means-tested benefits and the inheritance you may leave. As a mortgage is secured against your home, it could be repossessed if you do...
2022-11-3019 minAdvice Guru Lending PodcastEquity Release Advisors-Top Ten Tips to boost your business in 2023In this episode I discuss ten simple to implement, practical tips to prepare your Later Life Lending business for 2023.
Ocean Mortgages Ltd (FCA number 841683) are authorised and regulated by the Financial Conduct Authority. Registered in England, Reg No: 108221.
Ocean Equity Release is a Trading name of Ocean Mortgages Ltd.
A lifetime mortgage may impact your entitlement to means-tested benefits and the inheritance you may leave. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
Only if you choose to proceed with an application will Ocean Mortgages Ltd charge...
2022-11-2323 min
Wild Nights with Rocky PowellErnest StuartRocky has some tips to keep you having fun this Summer 2022! Plus, 7th Heaven, Carnivals, and Daddy Warbucks all make an appearance this episode. Musician Ernest Stuart joins The Party God Squad and takes us over the pond with his wild night story. Remember "almost" only counts in horseshoes, hand-grenades, and on this episode so listen now!
2022-06-0636 min
ChemConvos1. The Nature of Publishing with Dr. Stuart CantrillIn this episode, we talk with Dr. Stuart Cantrill (@stuartcantrill), the chief editor of Nature Chemistry about future of scientific publishing, work-life balance during COVID, his love for new gin recipes and other random topics!
If you have ideas for new podcast topics or would like to be a guest on a future episode, then please reach out to us!
On Twitter: @ChemConvosPod
Or email us: @chemconvospod@gmail.com
2021-03-0230 min
Lives Radio Show & Podcast with Stuart ChittendenDenise Powell and Leanne Prewitt, Women Who Run NEWomen Who Run Nebraska is a state political action committee aiming to help elect more progressive women up and down the ballot. It was founded by Denise Powell and Leanne Prewitt who in this show explain the nuts and bolts of setting up and running a PAC, share their motivations for founding it, and the stunning successes that Women Who Run Nebraska saw in the November elections. They also share a little of what to expect in the coming months and years.
2020-12-0250 min
Advisers Assemble - Lead Generation For Financial ServicesStuart Powell - Equity Release MarketingAlex: Hello, my friends in financial services welcome back to the podcast this week I've got an equity release advisor. And wow, we've talked about loads of stuff, loads of tips from Stuart probably more tips per minute than you get from your marketing expert. And so I think one thing for us as a business when we've helped people advertise equity release is a lot of negative kinds of thoughts and opinions of how things were done before a lot of people that are in situations or heard of people in situations that are not good because of...
2020-03-2346 min
The Unlimited Podcast#23 Goran Powell - WritingGoran Powell part two www.goranpowell.com www.theunlimitedpodcast.com www.stuart-williams.com Episode dedicated to Pete, Ivan, Iain and Rebecca
2013-06-0654 min
The Unlimited Podcast#22 Goran Powell - Martial MotivationAuthor of Waking Dragons, A Sudden Dawn and Chojun - the wonderful Goran Powell talks motives, Goju Ryu, self protection, grading and writing. Part 1 of two podcasts. Episode dedicated to Christopher Webb Sensei. www.goranpowell.com www.theunlimitedpodcast.com www.stuart-williams.com
2013-05-2052 min
The Unlimited Podcast#16 Goran Powell - At The Herbert GalleryAudio from the filmed chat with Goran Powell available on the website; in which Goran talks about his karate memoir, Waking Dragons - his novel about Bodhidarma, A Sudden Dawn - and his new novel, Chojun - about the founder of Okinawan Goju Ryu karate, Chojun Miyagi. There's also a written interview with Goran, with an intro from Geoff Thompson, on the main site www.stuart-williams.com Episode dedicated to Lucy Peers x
2013-04-0721 min