Shows
Tandia Talks MoneyTeaching Kids About Money: A Real-Life GuideKids pick up money habits early—and most of what they learn comes from what they see at home. In this episode, we talk about how to make everyday money moments more meaningful, how to explain needs vs. wants in a way that makes sense, and why setting simple goals can help kids feel more in control of their spending.
We’ll also walk through how Tandia can support you with tools and advice that make financial learning part of everyday life.
What You’ll Learn:
How your money habits shape yo...2025-06-0212 minTandia Talks MoneyDoing Everything Right, Still Stressed: Why?In this episode of Tandia Talks Money, Carla gets real about the financial truths no one tells you — the stuff that hits harder than generic advice ever could. We’re diving into the behind-the-scenes of home ownership, lifestyle inflation, career decisions, family planning, and what building real wealth actually looks like.
Forget cutting lattes or chasing crypto gains. This one’s for anyone doing all the “right” things and still wondering why it feels like it’s not enough.
What You’ll Hear About:
Why home ownership isn’t just “rent vs. bu...2025-05-0518 minTandia Talks MoneyStay Fraud Aware—Because No One Likes Being DupedFraud is everywhere—like glitter after a craft project. It sticks, spreads, and is nearly impossible to clean up. But don’t worry, we’ve got your back. In this episode of Tandia Talks Money, we’re exposing the sneaky tricks scammers use and how you can shut them down before they even start. From phishing emails to too-good-to-be-true investment schemes, we’ll help you stay sharp, skeptical, and scam-proof.What’s Inside:
The latest fraud tactics and how to spot them
Simple ways to protect your money and identity
Why your gut instinct migh...2025-03-0313 minTandia Talks MoneyCan Money Buy Happiness? Spoiler: It’s ComplicatedThis week on Tandia Talks Money, we dive into the timeless debate: Can money really buy happiness? With holiday spending in full swing, we break down how thoughtful financial choices—like investing in experiences, giving back, and planning ahead—can bring more joy and less stress to your life. Takeaways:
Spend on what truly matters.
Build a "joy fund" for guilt-free fun.
Rethink holiday shopping habits to focus on meaning over material.
Tune in now! Subscribe to Tandia Talks Money wherever you get your podcasts for actionable, relatable financial advice ev...2024-12-0210 minTandia Talks MoneyStep Into Your Financial Health Era with ConfidenceWelcome to your Financial Health Era! Inspired by Taylor Swift’s ability to define her journey through unique “eras,” this episode dives into how you can apply the same mindset to your financial journey. It’s time to reflect, re-evaluate, and take control of your finances with confidence and purpose.What You’ll Learn in This Episode
How to reflect on your financial story and build on past experiences.
Why choosing the right financial institution—like a credit union—can help align your values and goals.
Practical steps to build wealth and set yourself up for...2024-11-1810 minTandia Talks MoneySimple Ways to Boost the Value of Your HomeThinking of selling your home? In this episode, we're focusing on the importance of sprucing up your home for better curb appeal, which is crucial in today’s competitive sales market! Carla offers several useful ideas to catch a few more eyeballs when you put your property up for sale, starting with the least expensive and moving up to bigger budget options. Everything from a fresh coat of paint to simple upgrades like new countertops or fixtures to bigger upgrades like a new deck or landscaping can have a big impact. Oh, and don’t forget to declutter! Perhaps the...2024-07-1511 minTandia Talks MoneyFinancial Wellbeing in a High Interest WorldLet’s face it, we’re in our avocado toast era, and Carla is here to guide you through it! In this episode, she tackles the high interest rates that make home buying and mortgage renewals stressful. Forget the jokes about millennials and brunch; this is about understanding how our daily choices impact our financial wellbeing. High interest rates affect not just mortgages but also the everyday costs of goods and services. Carla breaks it down: Recognize your thought patterns, understand your emotional triggers, and take conscious action. Cut unnecessary spending, negotiate with lenders, and stay proactive. With mindfulness and...2024-05-2709 minTandia Talks MoneySurviving and Thriving in Today’s Housing MarketSeason 3, here we go! This season, we're tackling the dream (and challenge) of home ownership. With the real estate market's wild ride, owning a home can feel like a far-off fantasy, especially for millennials facing skyrocketing interest rates. But fear not! Carla (your banking BFF) will unpack these challenges and share savvy strategies to navigate the market's twists and turns. From smart budgeting and mortgage shopping to staying cool under pressure, we’ve got you covered. Whether you're eyeing your first home or thinking about refinancing, Carla's here to help you make savvy decisions and turn that home ownership dr...2024-05-2108 minTandia Talks MoneyMastering Money: A Stress-Free Start to 2024 Welcome to the official Season 2 finale of Tandia Talks Money! As we dive into the new year, join Carla in breaking down the simplicity of mastering personal finance. We all know getting good at money can feel like a daunting task, so she’s sharing some non-intimidating tricks of the trade. From gaining clarity on your income to focusing on fundamentals like consistent saving, prudent investing, automating your finances with ease, and so much more, Plus, Carla’s diving into 10 transformative actions sets the tone for a fulfilling year. Some hot tips: embrace simplicity, cultivate meaningful habits, and remember that...2024-01-0813 minTandia Talks MoneyMind Over MoneyCarla's back on the mic this week to explore the powerful concept of "mind over money". This mindset shift is all about going beyond the numbers, delving into how your thoughts and attitudes shape your financial journey. Think of it like being the captain steering your financial ship—empowering and in control. This approach not only helps you navigate financial challenges more gracefully but also acts as a shield against future stressors. Carla breaks down practical steps for embracing "mind over money," including creating a vision board for financial goals, breaking them into manageable steps, using a straightforward money bu...2023-12-1808 minTandia Talks MoneyInvesting in Health: The Chiropractic ConnectionHealth is wealth, baby! This season, we've focused on the importance of investing in yourself and the powerful impact that can have on your financial future. Keeping this in mind, on today's episode, Carla is joined by her dear friend and chiropractor, Dr. Chelsea Spano, to uncover the link between chiropractic care and financial well-being. She addresses common roadblocks to seeking care, budgeting for health investments, and the proactive approach needed for long-term benefits. Dr. Chelsea also emphasizes early investments in health, dispels misconceptions about chiropractic care, and offers practical strategies for integrating physical well-being into busy lives. Plus...2023-12-1135 minTandia Talks MoneyBitter Financial Truths with Sweet SolutionsForget stressing over a $7 latte—today, Carla’s diving into the intricacies of debt acquisition and cutting through the noise of financial success to reveal the genuine culprits behind our money struggles. Why, you might ask? Because life is for living, and financial well-being means finding balance amid bills, budgets, and the occasional splurge. From exposing interest rates as silent architects of our financial destinies to cautioning against the fast-food allure of easy credit, Carla’s giving it to you straight. She shares savvy financial fitness tips, emphasizing self-awareness and behavioral adjustments. It's not just about stressing over spending decisi...2023-12-0413 minTandia Talks MoneyUnwrapping Holiday Moolah Magic'Tis indeed the season of joy and giving, and as we step into the last week of November, Carla’s hopping on the mic to help us as we usher in the holiday spirit, the financially savvy way! In this episode, she’s unwrapping 10 practical strategies to help us navigate the holiday season while ensuring a financially prosperous year ahead. From setting financial intentions to practicing mindful gift budgeting, enjoying frugal festivities, and connecting with your financial self, these steps will help guide you through the holidays with financial security and cheer! Embrace the magic of intentional spending and wise...2023-11-2715 minTandia Talks MoneyThe Subtle Art of Financial Well-BeingCarla is back and stronger than ever, and this week we’re exploring the theme of "The Subtle Art of Financial Well-Being." Taking inspiration from Mark Manson's insightful wisdom in "The Subtle Art of Not Giving a F*ck," Carla guides us in applying these concepts to our personal finance journey. With a blend of resilience and enlightenment, we're diving into mindful decision-making to sculpt a more balanced and empowered financial life. Rather than equating constant financial success with happiness, Carla urges us to view financial challenges as opportunities for growth and to embrace these struggles as financial learning op...2023-11-2018 minTandia Talks MoneyFrom Stress to Success: The Money Mindset MakeoverThis week, Carla’s hopping back on the mic and guiding us through the rollercoaster ride that is our relationship with money. While money can be a beautiful thing, it can also be the source of our stress and anxiety struggles, so she’s helping us strike the delicate balance between chasing wealth and finding personal contentment. Together, we’ll explore six common reasons for financial roadblocks, and Carla’s providing practical tips to navigate around them. From boosting financial literacy to crafting debt-repayment plans, creating manageable budgets, and establishing emergency funds, each step not only enhances financial well-being but also...2023-11-1313 minTandia Talks MoneyMastering Time, Mastering Money: A Formula for SuccessIn the words of the great Hootie and the Blowfish "Time, why are you punishing me?”. In today’s world, we all know the struggle of trying to balance our daily tasks, work, family, and the digital distractions that have become an integral part of modern life, especially since the COVID era, where time has become even more valuable. This week, Carla is diving into all things time management and the direct impact it can have on us. She offers five practical steps to help you become a time management pro, not only making your daily life smoother but also...2023-11-0616 minTandia Talks MoneyMind Over Money: Rewiring Your Brain for Financial EmpowermentIt’s no secret that money plays a significant role in our lives, one that impacts our priorities, choices, mental health, and overall wellbeing. This week, Carla’s hopping back on the mic to bestow some of her infamous wisdom to explore the significance of mindfulness practices when it comes to money management and the ways they can empower us to make better financial decisions. She addresses emotional spending, the fear of scarcity, and the impact our upbringing can have on our financial behaviour. Along the way, Carla offers practical techniques, including mindful budgeting, emotional regulation, patience, and mindful inve...2023-10-3016 minTandia Talks MoneySetting Clear Expectations for Financial Success!Welcome back to Season 2! This season, we’re diving even deeper into the world of financial stability and bringing you the best tips, tricks, and advice for managing your finances. This week, we're taking inspiration from Ms.Shania Twain's anthem, "Any Man of Mine," to empower your financial journey and set clear expectations. We're here to remind you that your financial mindset is all about empowerment, setting standards, and making your money work for you. Your money mindset paves the way for your financial destiny, and, just as Shania says, your expectations can make all the difference. Throughout this se...2023-10-2316 minTandia Talks MoneyMoney Talks and Season 1 Walks: Season FinaleThis week on Tandia Talks Money, we are bidding farewell to season 1! But don't worry, we'll be back for Season 2 this Fall to bring you more financial tips and tricks to help you on your financial journey. Adulting is hard and can be as challenging as trying to fold a fitted sheet—it's like a puzzle that never quite fits! But fear not; Carla is here to help you shift your mindset and break free from those financial shackles! This week, Carla reflects on Season 1 and shares some additional tips to help you achieve financial success. As we go on...2023-08-0717 minTandia Talks MoneyEmbracing the Challenges of the Sandwich GenerationThis week, Carla is back to delve into the challenges faced by millennials, aka the sandwich generation, who find themselves juggling the responsibilities of raising their own children while also caring for their aging parents. Our guest speaker, Vince, the CEO of Villa Italia Retirement Home in Hamilton, Ontario, shares his insights and expertise on how to navigate this complex phase of life. We explore the difficulties of adulting, the uncertainty of the future, and the importance of planning ahead to ensure a smooth transition when the time comes. Whether you are currently facing these challenges or want to...2023-07-2432 minTandia Talks MoneyConquering Imposter Syndrome in FinanceThis week, Carla is back and she’s ready to delve into the discussion of imposter syndrome and how it can impact us financially. Imposter syndrome—a deadly mix of self-doubt, uncertainty, and fear—plagues even the best of us. But fret not! Carla is here to shed light on how imposter syndrome can show up when it comes to our financial well-being and how these self-sabotaging behaviors can hinder our financial success. Don't let imposter syndrome rob you of your financial dreams. Be sure to tune in and get ready to be empowered to overcome its grip on your fi...2023-07-1713 minTandia Talks MoneyInspiring Stories of Resilience and Financial GrowthLife can often feel like a rollercoaster, with so many ups and downs whether it’s from starting a family, getting married, going through a divorce, or managing a loss. Each milestone brings the unique challenges of adulting and the financial transitions that accompany it. If you are experiencing any of these, just know you are not alone! This week, Carla shares four relatable stories of individuals who have embraced life's curveballs and emerged stronger on the other side. From Sara, who transformed her passion for baking into a successful bakery business, to Marc, who found resilience after a de...2023-07-1013 minTandia Talks MoneyFinancial Strategies for Modern FamiliesThis week, Carla is back to share her top strategies to help us thrive in the face of modern challenges when raising a family. With costs of living skyrocketing, grocery bills soaring, and the rising costs of housing and childcare expenses, it can sometimes feel like we're just one unexpected expense away from breaking the bank. But fear not! Carla, the mastermind of financial triumph, is here to spill her top-notch tips on navigating the treacherous waters of financial success. And hey, it's not just about saving for a rainy day anymore; we've got those adorable little gold diggers...2023-07-0319 minTandia Talks MoneyBreaking Down the Building Blocks of Responsible InvestingTogether, we've conquered challenges like dial-up internet (oh, the memories!) and mastered the Macarena (imagine those epic dance moves!). Now, we're geared up to take on anything that comes our way! This week, Carla is here to break down an amazing article from NEI Investments, a valued partner of Tandia Credit Union. We're going to explore the fascinating topic of The Building Blocks of Responsible Investing in a way that's not only informative but also fun and easy to understand. Consider yourself equipped with knowledge that will make you the star of your next dinner party! 2023-06-2609 min
Tandia Talks MoneyStrategies for Crushing Your Financial BurdenLet's face it, managing your personal finances can sometimes feel like a daunting task to master when it comes to paying off debt, but fear not! Carla is back to share her key tips and tricks for mastering your finances and tackling your debts with confidence. Living with debt is a reality that many millennials face, but we won't let it steal the spotlight on your financial future. Carla shares several steps you can implement to set up your financial strategy to allow you to still enjoy the things you love while managing your existing debt. Whether it's prioritizing...2023-06-1920 min
Tandia Talks MoneyConquering the Canadian Housing MarketGet ready to channel your inner mountaineer because this week, Carla is tackling the mighty challenges of entering the Canadian housing market. Fear not, fellow climbers, because this week, Carla has your back with a bag full of tips on how to conquer the mighty mountain of homeownership. This week, we’re talking all about home ownership and the challenges that many millennials and first-time home buyers are currently facing with the steep and competitive real estate market across Canada. Carla will share the driving forces behind the climbing prices of Canadian real estate and the factors to consider be...2023-06-1222 min
Tandia Talks MoneyDollars and Sense: Saving Big with Clever Financial HacksGet ready to dance your way to financial success as we dive into the world of financial hacks and dupes. Budgeting can often feel like a dull and painful routine, but fear not! This week, we have 5 hacks up our sleeves that will have you grooving to sweet financial success. Starting out with the "Grocery Store Tango", we’ll talk through all things savings when it comes to grocery shopping and how to lower those grocery bills without sacrificing taste. "The Subscription Shuffle" will reveal clever strategies to negotiate better deals, find free subscription alternatives, and identify subscriptions you no...2023-06-0520 min
Tandia Talks MoneyMoney Moves 101: The Art of Building Your Financial FoundationGuess who's back, back back....back again! Carla is back, and she’s here to help you achieve all of your financial goals! Today, we're diving into the essentials of building your financial foundation. No, we're not just dreaming of winning the lottery and living the high life in a rental. We're talking about real goals that are specific, realistic, and achievable, like tackling debt or saving for your first home. So put on your budgeting boots, because we're here to show you how you can create a budget that won't make you bid farewell to all your favourite in...2023-05-2919 minTandia Talks MoneyOne-Hit Wonders: How to Avoid Falling for Fraudsters' TricksApril may be here, but we're not letting our guard down against fraudsters! While March was Fraud Awareness Month, protecting yourself against scams and cybercrime is a year-round endeavour. That's why Carla is joined by Rachel, our cyber-crime super hero and Director of Cyber Market Intelligence and Financial Crimes at Interac Corporation. In this episode, Rachel shares her insights on the creativity and adaptability of fraudsters and the lengths they'll go to get their hands on your information. From apartment rental scams to spontaneous text messages from unknown numbers, she offers practical tips on staying vigilant and what to...2023-04-0322 minTandia Talks MoneyTips for Staying Proactive against Fraud in Your Day-To-Day LifeWe’ve all heard of fraudsters, but do we really know how to detect a scam when we're faced with one in the moment? With March being Fraud Awareness Month, Carla is here to make sure we don't fall for fraudsters and their sneaky tricks. In this episode, she discusses the creativity scammers will go to and shares a few of the most common scams out there to beware of. From the infamous Nigerian Prince scam to phishing scams or the newer "Can you hear me?" scam, fraudsters are always coming up with new ways to trick people out of...2023-03-2707 minTandia Talks MoneySwiping Left on Romance Scammers: Protecting Your Heart and Your WalletWise men say that only fools rush in, and news flash: it's still Fraud Awareness Month, so let's get real about romance scams and the dangers of falling for fake love. These scammers are like Cupid's evil twin, using fake profiles to target lovestruck individuals looking for companionship. They'll use all kinds of cheesy lines and emotionally manipulative tactics to gain your trust and eventually ask for money. But don't be fooled; Carla's got some hot tips to help you protect yourself and instruct you on what to do if you do get played by one of these romance...2023-03-2109 minTandia Talks MoneyThinking Twice: Proactive Practices for Fraud PreventionEvery year, millions of hard-working, respectable citizens fall victim to fraud. From investment scams to identity theft, it’s incredibly common for it to find its ugly way into so many of our lives, and this March, in honour of Fraud Awareness Month, Carla is addressing it! Sure, it isn’t the most thrilling topic in the world, but it’s beyond necessary to discuss, and let’s face it, we could all use some help when it comes to outsmarting the pesky fraudsters out there. With an in-depth breakdown of 10 proactive tips to consider and an accompanying song (of cours...2023-03-1313 minTandia Talks MoneyFemale Financials: Let’s Go GirlsAs women, our relationship with money can be incredibly complex. From wage gaps to being mothers, caretakers, and so much more, there are a variety of factors that can work against us as we attempt to financially flourish in our lives. Although the majority of these hinderances are beyond our control, there are steps we can take to improve our financial situations, and today, Carla is saying "let’s go girls" and bestowing some of that Shania energy on all the ladies listening out there. So go ahead, dust off that notepad, and prepare to turn the beat around wi...2023-03-0612 minTandia Talks MoneyTell Me (Money) Lies: Distinguishing Fact from FictionThis week, Carla is wrapping up the month with something fresh and different! As February comes to a close, it’s the perfect opportunity for some self-reflection and personal growth, and what better way to do that than with a fun little game? If you grew up in the 90s, you A. remember what a magazine actually is and B. remember the personality quizzes found in the most popular magazines like Cosmo or Seventeen (IYKYK). In this episode, we’re shaking things up, travelling back in time to a world before cell phone scrolling existed, and playing a good old...2023-02-2710 minTandia Talks MoneyFinancial Independence: Single & SlayingLet’s face it, being single in February can be a tough gig at times. You’re constantly being bombarded by all things centered around Valentine’s Day, and it can bring out a full range of emotions. On one hand, you might be feeling lonely, but on the other, you might be relieved that you don’t have to share your candy. So many sides to the coin! Another major benefit of being single is the ability to pursue your very own financial independence, and today, Carla is back on the mic to hype you up and lay the grou...2023-02-2016 minTandia Talks MoneyV-Day Essentials: 10 Financial Questions to Ask Your PartnerWell, it’s almost Valentine's Day, and the smell of overpriced flowers and chocolate is in the air! If you’re in a relationship, you know it can be a challenge to know what to do every year in order to celebrate accordingly. For some, Valentine’s Day is an elaborate date night out on the town, a trip to the spa, or going to see a movie; for others, it’s a total afterthought. If you’re stuck on what to do this year, no sweat. Carla’s got your back and is hopping on the mic this week to give...2023-02-1315 minTandia Talks MoneyMixing Love & Money: A Complex RecipeAh, February! The month of love. Being in 2023, we now know more than ever that love comes in many different forms. From self-love, to romantic love, it’s a many-splendored thing that we have the pleasure of experiencing in our lives. But, as a financial institution, Carla and the Tandia team have quite literally seen it all, and know that when it comes to mixing love and finances, it isn’t all sunshine and roses. Let’s be honest, no matter what kind of relationship you’re in, dealing with finances between two confident individuals comes with its fair share of...2023-02-0619 minTandia Talks MoneyTaking Financial Control: It’s Your Life and It’s Now or NeverThe end of January can feel both relieving and daunting all at once. On one hand, we’re thrilled to be one month closer to warmer days, and on the other, we’re feeling guilty over the new year’s goals and intentions that may have fallen by the wayside. But the good news is that February is a new month and a new opportunity to take control of your financial reality. As the great Jon Bon Jovi once said, "It’s my life, and it’s now or never" and as a closeted fan, Carla is back on the mic to...2023-01-3011 minTandia Talks MoneyLet’s Talk: Financial & Mental WellnessThey say true happiness comes from within, not from purchased possessions. While money may not be able to buy you eternal happiness, having the freedom to pay for basic needs and enriching experiences certainly does help. No matter how you slice it, the direct correlation between your financial well-being and your mental health is hard to ignore. On today’s episode, Carla is addressing the "domino effect" of our financial health on our overall well-being, with a spotlight on mental health in honour of BellLetsTalk Day. Her mission this week is to provide solutions to aid in your financial he...2023-01-2312 minTandia Talks MoneyBlue Monday Madness: Surviving and ThrivingIt’s a new year, and Carla is back on the mic with a fresh new doo and a healthy dose of financial wisdom to kick things off strong on this particularly blue Monday. Every year around this time, the warm fuzziness of the holidays has faded, the resolutions have more than likely been broken, and the bills are piling up like nobody’s business. Let’s face it, January is kind of the worst. But have no fear; Carla is here to guide you through these blues and help you realistically achieve any financial and even personal goals you mi...2023-01-1613 minTandia Talks MoneyEmotional Investing: Should Old Acquaintances Be Forgotten?Should an old acquaintance be forgotten in 2023? When it comes to emotional investing, that’s a big fat yes. As the year officially comes to a close, it’s an ideal time to reflect and decide what financial behaviours we want to bring into the New Year and what we ultimately need to leave behind. On today’s episode, Carla is joined by Kush, a fellow Tandia employee and wealth management extraordinaire, to tackle the complexities of emotional investing. In an economy where the market is in a constant state of flux with little clarity of what the future holds...2022-12-1931 minTandia Talks MoneyCombating Cyber Criminals: Stop, Look, and ThinkMaking a list and checking it twice... with online shopping? On today’s episode, Carla is providing the ultimate crash course in cyber safety, just in time for the holidays! We are living in a world of convenience, and shopping online has become the norm. Well, with all good things, there must be one inconvenient truth, and that truth is... cyber criminals. Yes, they do exist, they are smooth as can be, and they’ll "getcha" if you’re not careful. So tune in and get ready to own the holiday season and beyond with the tips and tools you ne...2022-12-1210 minTandia Talks Money‘Tis The Season: Tips to Avoid Getting Wrapped UpIt’s officially the most wonderful time of the year! But let’s face it, as wonderful as the holidays may be, they can also become incredibly expensive and overwhelming. Typically behind the holly jolly parties, gifts, and baking sessions, lives credit card debt, overspending and poor financial decisions. This week, Carla is kicking off the season to help guide you and your bank account towards a more cheerful experience, so you can enjoy every moment to the fullest without getting wrapped up in overspending. From budgeting to shopping tips, there are nuggets of wisdom within this episode that will...2022-12-0514 minTandia Talks MoneyBasic Banking Rights: Sparking Joy & Living Your Best LifeAs November comes to a close and we wrap financial literacy month up in a beautiful bow, Carla is back on the mic to ensure you’re the sharpest tool in the tool shed when it comes to understanding your financial rights as a consumer. Remember that little welcome package your financial institution provided when you first opened your account? The one you probably never opened? No shame in that game! This week, Carla is simplifying the fine print, breaking down our financial rights and key responsibilities when it comes to our roles as consumers so that we can becom...2022-11-2816 minTandia Talks MoneyDynamic Duos & Credit Card Woes with Jay RodriguezYou know they say, "Two is better than one," and when it comes to today’s episode, we’d have to agree. Carla’s back on the mic with the other half of her dynamic duo from the Tandia team, the ever-so-talented Jay Rodriguez. Tune in as the two continue the financial literacy month festivities by sharing what you should consider before borrowing money, responsible borrowing, and how to land where you belong with your credit score. With no shortage of musical talent, the Batman and Robin of podcasting will leave you with the wisdom, insight, and entertainment needed to get y...2022-11-2118 minTandia Talks MoneyFrenemy Faceoff: The Debt DilemmaFrenemies...we all have them! It's a complex type of relationship that has a tendency to loom over us, often serving as a royal pain in the behind. This week, Carla is taking on the ultimate frenemy we are all familiar with in some capacity—DEBT. We understand that it’s all fun and games initially, until you actually have to deal with it and you think to yourself, "Will this be around forever?" (Spice Girls reference—IYKYK). Fear not, Carla is here to arm you with the tips and tricks you need to help combat your slimy little friend...2022-11-1412 minTandia Talks MoneyGiving It To You Straight: Small Changes, Big ImpactIn life, whether we like it or not, change is inevitable. Our daily lives are so chaotic that we typically don’t even realize our current financial picture until we’re forced to face it in times of stress. In honour of November being financial literacy month, Carla is giving it to you straight this week, providing a bit of relief and empowerment to help carry you through the uncertainty of our changing world. She’s your financial BFF after all and is here to share a few pointers, keep things relatable, take a trip down CD memory lane (rememb...2022-11-0716 minTandia Talks MoneyAsk Us Anything: Monster Mashing Your Financial FearsBOO! Feeling spooked by the financial fears keeping you up at night? Fear not, because Carla has some good news...there’s hope (and lots of mini chocolate bars)! Welcome to the Halloween edition of Ask Us Anything, where we answer the questions submitted by you (anonymously, of course!) and put a spell on all the things that financially scare you. On this episode, Carla is laying your nocturnal worry cycle to rest—providing the tools and advice necessary to keep those haunting thoughts at bay. Because we all know the second "Monster Mash" comes on, it’s party time a...2022-10-3114 minTandia Talks MoneyConfessions Of A Millennial: Outsmarting HomeSense & Breaking the Debt CycleYou’ll say, we’ve got nothing in common, but this week, Carla begs to differ. On today’s episode, we’re jumping right back into our confessionals submitted by the Tandia community and exposing some of your juiciest financial secrets (anonymously, of course). But fear not, we can all relate to being personally victimized by an impulse purchase (or 4) at the HomeSense checkout, feeling ridiculous for leaning on your parents as an adult, and drowning in credit card debt without a clear roadmap. Whatever it may be, you’re probably doing a lot better than you think. So tune in as C...2022-10-2411 minTandia Talks MoneyPeople Before Profits with Tandia’s CEO Richard DaviesLooks like we’ve made it...to 1 year of the podcast! To celebrate just how far we’ve come, in tandem with International Credit Union Day on October 20th, Carla is joined by none other than Tandia’s CEO, Richard Davies. With over 40 years of credit union experience under his belt, Richard shares the vast wealth of knowledge he’s accumulated within the field, highlighting the uniquely powerful nature of these institutions—past, present, and future. So raise a glass and let's celebrate these special milestones with an episode solely dedicated to how far we’ve come and where we’re going...2022-10-1713 minTandia Talks MoneyThe Tandia Tell All: Bringing Money to LifeWe are a year into the podcast (insert loud cheering here) and wanted to introduce you to that distinct voice you hear in the intro and outro of the show. If you thought it was Carla, she is flattered that you thought her voice acting skills were so incredible, but it’s not her, it’s Money! Money has been with Tandia for many years and was created to personify money, so it is less intimidating and more inviting, kind of like this podcast. This week, Carla shares the history of Tandia so you can have a better understanding of w...2022-10-1010 minTandia Talks MoneyDemystifying Credit Unions: Let’s Get Down to BusinessLet’s get down to banking business and empower our financial futures, shall we? A new month means a new theme so Carla’s back on the mic to officially deem October as the month of all things credit unions. In honour of International Credit Union Day on Thursday, October 20th, it’s time to celebrate the beauty of these fine institutions with an informative Q&A. Because seriously, what is the difference between a credit union and a bank? Find out for yourself by simply sitting back, relaxing, and enjoying this week’s episode as Carla tackles the question...2022-10-0312 minTandia Talks MoneyConfessions of a Millennial: Secret Spending & Botox BankruptcyGot a secret? Can you keep it? On today’s episode, we are getting spicy as we share some dirty little financial secrets submitted by the Tandia community, anonymously of course. We polled the audience and the cash confessions rolled in with everything from overdraft nightmares to secret Starbucks spending to going bankrupt on Botox. Think of Carla as your financial hairdresser, or whoever you divulge your deepest secrets to, and feel free to submit your cash confessional to be featured on the next episode. Trust us, keeping secrets to yourself is just too hard and way less fun! 2022-09-2616 minTandia Talks MoneyInflation & Interest Insights: Tips to Weather the StormLife is full of financial curveballs, and while you may not be the next Babe Ruth, Tandia can certainly help you take a fair swing at your finances. On today’s episode, Carla is joined by the Vice President of Member Solutions at Tandia Financial Credit Union, Shauna Wakeman, to discuss current and future market trends. They may not have a crystal ball, but Carla and Shauna have a few educational predictions that you don’t want to miss. Remember, advice is free, so don’t be scared to reach out to your financial BFF and ask for help. 2022-09-1921 minTandia Talks MoneyBack to Credit Basics: Using Plastic with ConfidenceDo you know the difference between a credit card and a prepaid card? This week, Carla is heading back to credit basics and covering the ins and outs of the variety of cards available to Canadians. She shares the important questions to ask yourself before you sign that dotted line or make a big purchase with plastic. Credit can have a whole lot of benefits when used the right way, so tune in to build your credit confidence! P.S. If you are in the market for a new card, head over to tandia.com and check out their...2022-09-1222 minTandia Talks MoneyAsk Us Anything: Your Burning Financial Questions AnsweredThis week, Carla is channeling her inner Delilah (American radio legend) and answering all your burning questions about finances. She discusses topics such as the best savings accounts, budgeting, the recession, and TFSAs for first-time home buyers. Thanks to everyone who submitted their questions to @tandiafinancialcreditunion and if you wish you were one of those people, make sure to submit them for the next episode of Ask Us Anything. Carla answers your burning questions, including:
Which savings account is best and how much should you be saving?
What are the best f...2022-09-0526 minTandia Talks MoneySeptember Scaries: 5 Ways to Face Your Financial FearsSummer has come and past. This week is the equivalent of the Sunday scaries as we bid farewell to summer and creep our way into fall. Now fall has its perks too—pumpkin spice lattes, chunky sweaters, cozy scarves—you get the idea. But fall can also bring up those financial fears you’ve been hiding from all summer. Carla has been facing her own fears, some financial and some roller coaster related, and she is back on the mic to share the five most common money concerns and how to conquer each of them. It’s time to face you...2022-08-2914 minTandia Talks MoneyThe Top Tips To Prepare Your Finances During a RecessionCue up the 2000’s emo playlist and layer on the black eyeliner as you dive into this emo-inspired episode about practicing responsible money habits. Carla is back on the mic to share her tips to help you prepare your finances during a recession. Take a minute to ask yourself: How much cash do I have on hand? How much debt do I have and what are the interest rates? What are my basic living costs? Do I have any major life events coming up? By asking these questions, you gain a better understanding of what you are spending today an...2022-08-2213 minTandia Talks MoneyThe Economic Cycle: What Goes Down Must Come UpCanada’s economic growth has fired on all cylinders following pandemic shutdowns, but a historic labour squeeze, soaring food and energy prices, and rising interest rates are now starting to close in. These pressures will likely push the economy into a moderate recession in 2023. But have no fear, Carla is here to explain the economic cycle and how a downturn eventually shifts to an upturn. This week, Carla focuses on the term "recession"; what it means, what causes it, and what ends it. Today’s topics include:
The definition of GDP and how it i...2022-08-1509 minTandia Talks MoneyReset, Refocus, Revisit: Budgeting BasicsWe are nearing the end of the dog days of summer and, unfortunately, that means the temperature is dropping and reality is beginning to kick in. As summer ends and September hits, we all feel the need to get back into a routine. Today’s episode is meant to signal an awakening and inspire you to reset, refocus, and revisit your financial goals. Carla shares her favourite budgeting tool so you can confidently plan the next few months of spending and fund those fantastic future plans you’ve been dreaming all summer about. Let’s hit the September reset button...2022-08-0811 minTandia Talks MoneyCreative Financing: How To Pay Your Way Through SchoolIf you could go back in time and teach your younger self a lesson about money, what would it be? Maybe you would tell them to save more money, carry less debt, or learn more about their finances. Maybe you would tell them to listen to their mom more since, as it turns out, moms do know best. Well, since we don’t have a time machine (yet), Carla is back on the mic to teach you about the most effective and innovative ways to fund post-secondary education. The future is bright and every dollar counts, so tune in to...2022-08-0117 minTandia Talks MoneyRESPecting Your Child’s Future: The Basics of RESPsIt isn’t even August yet, and the back-to-school commercials and group chats have already begun. But, have you thought about back-to-post-secondary-school? It may seem like that day will never come, as you clean up the dirty dishes in the sink and do yet another load of laundry, but in the blink of an eye you’ll be dropping them off at university, holding back the tears. Carla is back on the mic to discuss the basics of Registered Education Savings Plans (RESPs) and how you can start budgeting and saving for your child’s future. It is no secret...2022-07-2515 minTandia Talks MoneyLife Lesson Alert: How to Teach Your Kids the Value of MoneyHave you been to a kid's birthday party lately?! Picture bouncy castles, pony rides, fun parks, magicians, high-end cakes, and the list goes on. Not to mention, there’s always some elaborate theme that requires a trip to the costume shop. Now, all of these things do sound like fun, but they come with a big price tag. On today’s episode, Carla discusses the line between generosity and parenting, and how you can set realistic spending expectations with your children (life lesson alert). The moral of the podcast: don’t use money or material goodies as a shortcut for pa...2022-07-1818 minTandia Talks MoneyScams of 2022: Swindled in Your Own Backyard with Rachel JolicoeurAs of May 31, 2022, there have been over 37k reports of fraud, which has equated to 207 million dollars (yes, you read that right!) lost to fraud in Canada alone. We are wrapping up our fraud themed episodes by bringing back certified cybercrimes investigator Rachel Jolicoeur to share the top scams of 2022 and how you can protect yourself from fraudsters and catfishers. Make sure to share this episode with a friend so everyone can relax this summer and avoid getting swindled in their own backyard. Today’s topics include:
Common red flags when booking a cott...2022-07-1131 minTandia Talks MoneyTips to Shape Up Your Summer SpendingWe've got a feeling that tonight’s gonna be a good night, but with the summer jams, family vacations, and patio drinks comes the big dent in your wallet (psst... don’t tell Carla). With summer in full swing, the cost of having fun tends to build up fast (along with that sweet tan), so Carla is back with some budget-friendly tips and tricks to save your summer wallet. So lather on the sunscreen and get ready to create some of your own fun, memorable, and affordable moments this summer. Today’s topics include:
B...2022-07-0410 minTandia Talks MoneyFalling For Fraud: How to Spot a Tinder SwindlerIn today’s dating world, finding love is right at your fingertips. One swipe could change everything! Millions of people have had success on dating apps, but with success comes scammers. According to the Canadian Anti-Fraud Centre, romance scams were responsible for the second highest amount of fraud related dollars in 2021. But do not fret, Carla is back on the mic to make sure you swipe left on the tinder swindlers and avoid financial heartache. You deserve to find love and keep your money safe too. Today’s topics include:
Online dating scam red...2022-06-2710 minTandia Talks MoneyHow To Make Life With Plastic So FantasticLife with plastic is fantastic when our debit and credit cards are safe. Savvy scammers are always looking for new ways to distract us from what they are trying to accomplish – stealing from our precious bank cards. Carla is back solo on the mic in today’s episode which is all about how to avoid getting psyched out when trying to protect your plastic and how to assess your situation to better understand when to give out debit or credit card information. If your gut is telling you that something is off, just don’t share! 2022-06-2013 minTandia Talks MoneyProtecting You and Your Money against Cyber-CrimeTechnological advances are great, but danger lives online and cyber-crime is at an all-time high. Clever online fraud sometimes makes us wish we could go back to a simpler time in the '90s. Today’s episode is all about how to keep you and your money safe from those pesky online criminals, and some tips on the steps you can take to keep everything well protected. If you don’t know, just don’t click! Today’s topics include: • What kind of dangers lay online • How to protect yourself against...2022-06-1314 minTandia Talks MoneyThe Fight Against Savvy Scammers with Fraud Specialist Rachel JolicoeurSince the beginning of the pandemic, so many of us have turned to online services and devices to carry on our daily activities, making it more important than ever to remain vigilant. You just never know who's on the other side of the screen! It can definitely be a scary thing, so Carla brought in the Director of Fraud Mitigation and Strategy at Interac Corp, Rachel Jolicoeur, to shed light on how we can better protect ourselves against savvy online scammers. They share tips on how to be more conscious of what we’re posting on social media, how to...2022-05-3032 minTandia Talks MoneySocially Responsible Investing: How to Build a Better WorldIf you remember dial-up, cassettes, VHS tapes, and only being able to access the internet from the library, chances are you’re a Millennial or Xennial (yep, there’s a new generation in town). This is an optimistic and cooperative group of humans that are committed to building a better world, and Carla is back on the mic to share a way to do just that. Today’s episode is all about socially responsible investing and how you can be a part of the change. Let’s face it Xennials and Millennials, it’s up to you to assume the respon...2022-05-2312 minTandia Talks MoneyEstate Do-ing with Tax & Estate Specialist Doug CarrollThe theme this month is planning for your future, and Carla has touched on a variety of ways to set yourself up for financial success (psst go listen to last week’s episode). But, there is a slightly more morbid piece to the financial puzzle that cannot be overlooked. On today’s episode, Carla welcomes tax and estate specialist Doug Carroll to discuss the do’s and don’ts of estate planning. Doug walks listeners through the process and planning of an estate and shares tips to make the experience a little less stressful. Far too many of us put this...2022-05-1645 minTandia Talks MoneyDreaming About Retirement: Steps to Help Plan Your FutureWe get it. You’re having the time of your life and don’t want to think about getting older, let alone retiring. It’s hard to even imagine that retirement is approaching, but instead of dreading it, let’s dream about it. What kind of fabulous lifestyle would you like? Are you hopping on a plane to Florida with the rest of the snowbirds? Perhaps you’re content in your garden, picking herbs for tonight’s dinner. See—not so bad, right? Carla is back to shed a positive light on retirement and help you plan for your ideal future...2022-05-0913 minTandia Talks MoneyFinancial Empathy: Before You Weigh In, Tune InIt’s Mental Health Week and the theme is empathy. You may be wondering how this relates to your finances, but with the increasing level of financial demands being put on individuals, it’s incredibly important to practice empathy for yourself and others. When it comes to money and mental health, we put an enormous amount of pressure on ourselves and sometimes equate our self-worth with our bank accounts. Carla is on the mic to support you this week and offer tips for exercising self-compassion when it comes to your finances. She also shares ways to become an active, empa...2022-05-0211 minTandia Talks MoneyGoing Around the World: Budget & Travel TipsWith Covid restrictions lifting and the world reopening, travel is back on the table and top of mind for a lot of people. It certainly can feel daunting though, so Carla brought in travel blogger and expert Marisa Mercanti, to inspire (and prepare) you for the next adventure. Whether you are flying solo, with friends or with family, Carla and Marisa have travel hacks to make the experience a little less stressful. They share tips for travelling with young ones, gadgets for the ultimate experience, and a few perks you may have missed in the past. Marisa’s blog, The...2022-04-2541 minTandia Talks MoneyMaking the First Move: How to Navigate Social SpendingWe all know that dreaded feeling when you’re out with friends and that second expensive bottle of wine is ordered for the table, or when an invite to another bachelorette party in Vegas pops up in your mailbox. But it just isn’t in the budget. Money is a huge part of our social lives, but sometimes that destination wedding just isn’t in the cards. Carla is back to share and explore a few ways to make those uncomfortable financial conversations a little less painful and a lot more empowering. Just because the conversation is awkward doesn’t mean it...2022-04-1814 minTandia Talks MoneyBuilding a Good Foundation: Understanding Home OwnershipAre you ready to purchase a home? Before you jump the gun with your answer, Carla is back with some home ownership facts that will make your decision even more clear. There are many fears associated with buying a home and with housing prices soaring, it is more important than ever to review your current financial picture and set goals for the future. Carla discusses the not-so-fun costs associated with home ownership and shares steps to get you closer to that dream home you’ve been eyeing on MLS. So, are you ready? Today’s topics...2022-04-1135 minTandia Talks MoneyCharging Wisely: Credit Card FundamentalsHow can you begin to forge a positive and beneficial relationship with credit cards? Glad you asked! Carla is back to break down the fundamentals of credit cards so you can understand the ins and outs of those powerful pieces of plastic and make an informed decision when choosing the card for your financial future. Today’s episode will help save you time, money, and aggravation, and get you on your way to getting good credit and building up those rewards points. PSA: The more you know, the better off you are. Today’s topics...2022-04-0409 minTandia Talks MoneyThe More You Know: Inflation, Interest Hikes & InvestingWord on the street is this past month was the Bank of Canada’s interest rate overnight hike, but do not fret, Carla will be your Wonderwall to guide you through these unprecedented times. Thankfully Carla isn’t an imaginary friend, like Noel Gallagher sings about, and she is behind the mic to help save you from your thoughts as you read the lasted headlines about the overnight rate hike. But, what do these headlines even mean and how will it affect your financial future? On today’s episode, Carla teaches a crash course in economics so you don’t have t...2022-03-2810 minTandia Talks MoneyMillennial Money: Spending Habits & Economic ImpactsLet’s take a trip down millennial memory lane...CD wallets, ultra-thin eyebrows, Modrobes, Bobby’s World, flip phones, The Price Is Right, Dance Mix 95, and the list goes on. As a generation, we have most certainly made our mark, but we are facing an uncertain economic future that is unlike any previous generation. With the price of gas and houses on the rise, it feels like a financial tornado is on the loose, so what can we learn today that will help us tomorrow? Carla is back on the mic to discuss the spending habits of millennials and what...2022-03-2115 minTandia Talks MoneyHow to Spot the Gender Bias in FinancesIt’s Women’s History Month and this year’s campaign is all about breaking the bias. The role of women in finances has most certainly evolved over the years and there is no doubt women are slaying the financial game while also keeping up with the Joneses. But, there is still some way to go and bias very much present when it comes to finances. One example of this is the pink tax, which is a system of discriminatory pricing on products and services based on gender. On today’s episode, Carla discusses ways to fight back against this tax...2022-03-1409 minTandia Talks Money10 Most Common Money MishapsSpring is in the air. The birds are chirping, the flowers are blooming, the days are longer, and your savings have been growing...right? So as you clean out your closet and pump up the tires on your bike, why not revisit those financial goals you set for yourself at the beginning of the year. Carla is back to make that process a little less painful as she shares her ten most common money mishaps to help keep your financial goals on track so you can focus on living your best life. Today’s topics incl...2022-03-0713 minTandia Talks MoneyBreaking the Debt CycleLet’s not beat around the bush — debt sucks! If you’ve accumulated some debt, you are far from alone and your banking BFF Carla, is back on the mic to help you take back control and feel empowered when making financial decisions. She wants you to give a hoot about that debt, whether it’s good or bad, and walk away from today’s episode with actionable steps to break the debt cycle. Stop the blaming and shaming game and instead offer yourself a little self-compassion as you create a plan — debt by debt (cue New Kids On The Block). ...2022-02-2814 minTandia Talks MoneyInterested in Interest? Must Know Financial TermsToday’s episode is all about the people. Tandia polled the community to learn what financial terms they should know, but don’t. You’re not the only one to toss a few buzz words around the dinner table without fully understanding their meaning, but don’t worry — your secret is safe with Carla. She breaks down common financial acronyms, home buyers plans, demand loans, and finally puts that high school math class about compound interest to good use. This is the perfect episode to build your financial toolbox that no one will ever know you listened to. Toda...2022-02-2111 minTandia Talks MoneyWhat’s Love Got to Do With it: Financial EditionYou may be asking yourself, “what’s love got to do with your finances?” Carla is back for a Valentine’s Day special to discuss financial compatibility, how the five love languages can help your bank account, and of course, cinnamon hearts. We all know money can be the leading cause of stress in relationships but Carla is here to teach you how to communicate openly and honestly with your partner as you hit those major romantic milestones. It’s all about operating as a unit to tackle those big and small financial goals and remember, you always have your bankin...2022-02-1418 minTandia Talks MoneyHealthy Financial Families: Spending Wisely at Any AgeChances are if you have kids, that you’ve heard the long list of dos and don’ts when it comes to parenting, but did anyone prepare you for the ongoing price tag that having kids can bring?! As a mother herself, Carla has experienced the financial ups and downs that come with raising a family, and after her third, she has learned a thing or two about planning for the present and the future. On today‘s episode, Carla shares tools and tactics to create positive spending habits with your children no matter their age and ways to open u...2022-02-0722 minTandia Talks MoneyThe Savings Pyramid: Greatest Hits EditionEvery week Carla helps you focus on your financial picture as a whole and today’s episode is no different as she dives into the structure of savings plans. Now, the good news is there is still tons of room to have fun as you build your own savings pyramid and begin to hit those financial goals you set at the beginning of the year. Whether you are planning a trip to Hawaii or you’re finally going to buy that boat, Carla has a strategy to do just that while also building a solid foundation for your long term...2022-01-3115 minTandia Talks MoneyCoping with Financial Stress with Registered Psychotherapist, Christina CroweThis week is all about digging a little deeper into financial health and opening up the conversation regarding mental health, money, and how the two are related. Carla welcomes Registered Psychotherapist, Clinical Supervisor, and the owner of Dig A Little Deeper, Christina Crowe, to the podcast to discuss the connection between your bank account and your overall well-being. They dive into the types of emotional relationships people have with money, how your upbringing can affect your financial health, and realistic goal-setting strategies. If you are worried about money, Carla and Christina want you to know that you are not al...2022-01-2447 minTandia Talks MoneyNot So Blue Monday: The Ins and Outs of Credit ReportsYou may be feeling like you have lost a little faith as 2022 unfolds a bit differently than we had all hoped for, but Carla (and Sting) are here to help keep the faith alive. You are not alone in the feelings of overwhelm and stress that arise this month, and professionals have actually coined today Blue Monday. But have no fear, your banking BFF is here to help you shift your mindset, take charge of your finances, and avoid the Monday blues this year. On today’s episode, Carla discusses the importance of understanding your credit report and ways to...2022-01-1720 minTandia Talks MoneySet It and Let It Go: Investing BasicsInvesting is one of the hot topics for 2022 and Carla is here to let you in on a financial secret: you don’t need to be rich to invest! While The Wolf Of Wall Street is a fantastic movie, it isn’t a realistic depiction of what investing is like for the average person and shouldn’t intimidate you from getting started on your investing journey today. Carla welcomes your newest banking BFF and Director of Wealth Management Services at Tandia Financial Credit Union, Russ MacKay, to discuss investing basics and bust some common myths. This episode covers everything from d...2022-01-1035 minTandia Talks MoneyFinancial Wellness: 10 Easy Resolutions for 2022Let’s kick off 2022 in turbo savings mode with better days and deeper pockets. There are so many benefits to becoming financially healthy, so why not start the new year right by setting some financial resolutions that are going to make your 2022 self impressed. Carla is ringing in the new year by sharing her top 10 easy and attainable financial goals that will leave your bank account in great shape. This is your signal to finally start that budget and send those healthy spending habits into high gear. Today’s topics include:
How to make long-last...2022-01-0316 minTandia Talks MoneyReboot Your Finances: The 2022 CleanseYou've likely heard the word cleanse quite a bit as 2022 approaches and you’re probably visualizing a ginger, turmeric shot or a big glass of green celery juice. Well, just like your body deserves a health reboot from time to time, so do your finances. Carla is challenging you to a 2022 financial cleanse to shock your system and to help you start meeting your new year monetary goals. She discusses how to utilize a spending fast, how to differentiate between necessary and unnecessary expenses, and why you should replace the cards with cash. So, cue the Queen theme music and g...2021-12-2014 minTandia Talks MoneyToo Good To Be True? Avoiding Online Shopping ScamsCarla is flipping the script today with an episode dedicated to how to online shop safely, and this one is packed full of tips to combat all those scams out there. Let's face it; with the holiday season in full swing, cyber criminals are ready to pounce at any chance to steal your information and tap into your bank account. Whether it’s a fake online store, a phishing email, or a text message scam, it’s more important than ever to secure your accounts and protect yourself and your money. Diligence is key this holiday season and unfortunately, if it...2021-12-1313 minTandia Talks MoneyBlue Monday Budget TipsMonday’s suck — period. But there is one Monday per year that triumphs the rest, where your Christmas shopping bills pile up, the days are shorter and darker, and you’ve probably been shovelling snow all day. This is the inevitable and oh so gloomy Blue Monday. But don’t fret, Carla is back with another episode to brighten the Mondays ahead and help you avoid the dreaded holiday debt hangover. She is sharing her five tips to battle the Blue Monday blues and turn the saddest day of the year into a great one. Today’s t...2021-12-0615 minTandia Talks MoneyThe Power of Saying No: Put Your Savings FirstThis week’s money mindset arrives just in time for the busiest and most expensive time of the year. It’s a simple, two letter word that can keep you on track and make room for a future of “yes”. “No” can be a hard pill to swallow but it is one of the keys in your journey to financial freedom and a less stressful holiday season. If you suffer from a bit of FOMO, like your host Carla, this episode is filled with ways to still have fun without breaking the bank. Today’s topics include...2021-11-2915 minTandia Talks MoneySleigh like a Mother: Christmas on Your TermsUndoubtedly, the holidays will be very different this year. After grieving the inability to spend time with loved ones last year, there is more pressure than ever to go all out for Christmas. With all that spending comes a whole lot of stress, mental overload, and exhaustion. But what if there were tools to avoid Blue Monday and create a budget-friendly Christmas? Carla is joined by Canadian content creator, Libby Ward of Diary of an Honest Mom, to share some comforting advice to help manage holiday expectations and create traditions that make sense for your family. The goal is to...2021-11-2234 minTandia Talks MoneyJust Got Paid... Now What?We just got paid and it’s Friday night... now what? Carla is back and shouting NSYNC from the rooftops in the hopes that you’ll tune in and learn a thing or two about managing your money after pay day. Now you may be thinking, “I should just make more money on each pay cheque!” But, what if there were simple, attainable solutions that could relieve some of that pay day stress? This episode is packed full of financial tips to help you rip off the banking band aid and bring the happy dance back to pay days. 2021-11-1511 minTandia Talks MoneyBank Accounts: Which Make the Most Cents?If you’re listening to this episode, take it as a sign to make a change and start living with intention when it comes to your finances. Your banking BFF Carla is back to discuss the different types of bank accounts and how your money could better serve you in the long term. From chequing to savings to the golden years, Tandia has got you covered and is here to ensure your finances are working in your favour.Today’s topics include:
Positive financial habits
How to adapt an existential mindset with money
The...2021-11-0812 minTandia Talks MoneyShopaholics Anonymous: What Kind of Spender Are You?Finding a balance between indulging and spending responsibly isn’t always easy, but the good news is that understanding the type of spender you are can help you make better financial decisions and that’s exactly what Tandia and Carla are here to do. Carla is back on the mic to share some fascinating quiz results that will transport you back to the days of reading Seventeen magazine and listening to Backstreet Boys. Creating money mottos you can live by has never been easier and your future self will forever thank you.Today’s topics...2021-11-0116 minTandia Talks MoneyBecoming a Financial SuperheroWhat's your current financial status? Is it where you want to be? If this question is making your palms sweat a little, then this is the episode for you. Carla is back with another round of financial real talk and money myth-busting that will help put you in the driver's seat when it comes to your finances. She is here to remind you to take it easy on yourself and empower you to put on that superhero cape so that you can make strides towards your new and improved financial health. On today’s episode, Carla reveals three simple ste...2021-10-2512 minTandia Talks MoneyTalk Money With MeThe time has finally come to make money more relatable and give the power back to the people to make knowledgeable decisions when it comes to their finances. On today’s episode you’ll meet your new banking BFF Carla, who‘s on a mission to make the world of banking a little less intimidating and a bit more fun. You’ll hear more about why Tandia Financial Credit Union may be the right fit for your banking needs and how some very small changes can completely alter your financial landscape. Carla offers approachable advice that will help you find bala...2021-10-1821 min