Shows
Shielding Your RetirementOptimizing Retirement IncomeCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-10-1959 minShielding Your RetirementThe Longevity ChallengeCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-09-0759 min
Functional Retirement Podcast1 Year Before Retirement Checklist | Retirement Countdown Part 3 | #058 The Functional Retirement Podcast If you’re just one year out from retirement, the planning phase should be behind you. This episode is all about shifting from prep mode to game day execution. Your income, healthcare, and lifestyle decisions should already be mapped out—now it’s time to focus on making it all happen. We’ll walk you through what the final stretch looks like, what not to stress about, and why midnight spreadsheet sessions are no longer the vibe. Let’s make this last lap count! Timestamps:1:02 Game day execution for retirement.6:30 Retirement planning and purpose.9:46 Retirement p...
2025-07-0410 minFunctional Retirement Podcast5 Years To Avoid Retirement Regret | Retirement Countdown Part 2 | #057 The Functional Retirement PodcastHi everyone, welcome back to your classroom. Today, we're diving into part two of our retirement countdown series, focusing on what you need to consider when you're five years out from retirement. If you missed the previous episode, we discussed the preparations needed when you're ten years out. Now, let’s get into the critical steps for the five-year mark.Timestamps:1:25 Retirement preparation timeline.4:18 Retirement planning strategies.9:14 Retirement planning five years out.✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need...
2025-06-2711 minFunctional Retirement PodcastWhat To Do 10 Years Before Retirement | Retirement Countdown Part 1 | #056 The Functional Retirement PodcastMost of my clients are over the age of 50, and I’ve noticed that as you get closer to retirement, your thought process evolves. Instead of one long discussion, I thought it would be more beneficial to break it down into manageable segments. This way, you can focus on the timeframe that’s most relevant to you.In this first episode, we’ll talk about what you should be doing 10 years out from retirement. Next week, we’ll cover the 5-year mark, and the following week, we’ll discuss the final year before you retire.Stay tuned...
2025-06-2014 minFunctional Retirement PodcastRetirement Taxation By Account Type I Ep:055Where will your retirement income come from, and how will it be taxed? This is a crucial question every retiree needs to understand.A client recently shared an intriguing Instagram post that highlighted how the average American retires at 64 and may only enjoy about 12 years of good health in retirement. This sparked a discussion about the importance of investing in health alongside financial assets.Your health significantly impacts your retirement income strategy. A mix of taxable, tax-deferred, and tax-free accounts allows you to control your taxable income each year, helping to manage expenses like Medicare...
2025-06-0722 minShielding Your RetirementTackling the Twin Threats of Taxes and InflationCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-05-3159 minShielding Your RetirementRetirement Income BlueprintCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-05-2459 minFunctional Retirement PodcastWhat Does Retirement Really Look Like I Ep: 054Retirement is Not Just One Thing: The traditional view of retirement—working until a certain age and then sailing off into the sunset—is just one of many paths. Whether you’re considering the FIRE movement (Financial Independence, Retire Early), semi-retirement, or even a career shift, it’s crucial to define what retirement means to you. Understanding your vision will help you create a tailored financial plan that aligns with your goals.Timestamps:02:15- Traditional retirement options explained.5:47- FIRE movement challenges.8:17- Semi-retirement and flexibility.14:23- Work optional retireme...
2025-05-2321 minShielding Your RetirementRetirement Puzzle CubeCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-05-1759 minFunctional Retirement PodcastLiving Longer, Spending Smarter: A Retirement Reality Check I Ep:053Welcome back to the Functional Retirement Classroom, where we trade boring lectures for laughs, spreadsheets, and slightly-too-real truths about your financial future. Today’s lesson? Longevity! (Yes, that thing where you live way longer than you thought—and your bank account wasn’t ready for it.)Did you know there’s a 70% chance one half of a non-smoking couple aged 65 will make it to 90? That’s not a fun fact—it’s a financial wake-up call. In this episode, we dive into what it really means to plan for the long haul (like, potentially 30 years of retirement-long). Spoiler: if yo...
2025-05-0921 minFunctional Retirement PodcastWhy 'Trust Me' Should Make You Ask More Questions-Advice I Ep 052 When you're getting advice—especially about your money or retirement—don’t just nod and smile like you’re at a grandkid’s school play. Ask questions! Stuff like, “How do you know that?” or “Why is this the right choice for me?” The goal isn’t to be rude, it’s to make sure the person advising you understands you. A good advisor won’t hand you a cookie-cutter answer—they’ll dig in, get to know your situation, and help you make decisions that fit your life, not someone else’s. So go ahead, ask away. You've earned the right. Timest...
2025-05-0220 minFunctional Retirement PodcastRetired, Not Expired: Move It or Lose It I Ep: 051 Retirement isn’t just about crunching numbers and counting down to your last paycheck—it’s about living your best life. Sure, savings and social security matter, but as we chat about in this episode, your physical, mental, and emotional well-being are the real VIPs of a happy retirement. Feeling good in your golden years? That’s the real return on investment. Let’s break down how staying sharp, strong, and centered can totally level up your retirement game. Timestamps:1:12 Health impacts on retirement decisions.6:14 Fitness affects financial future.9:50 Longevity through cardiovascular fitness.15:32 Mental health and retirement spend...
2025-04-2526 minFunctional Retirement PodcastBeyond the Finish Line: Creating a Retirement You Control I Ep: 050Retirement is often perceived as a definitive endpoint in one’s career—a time when individuals stop working altogether. However, as discussed in the 50th episode of the Functional Retirement Podcast, retirement is much more nuanced than simply ceasing to work. It represents a significant life transition, fundamentally about gaining control over your time and life, allowing you to pursue what you truly want to do.Timestamps:00:00 - Introduction and Podcast Focus00:00:49 - Defining Retirement00:02:24 - Host’s Fitness Background00:02:46 - Traditional vs. Modern Retirement00:05:05 - Transitioning in Retirement00:06:10 - Financ...
2025-04-1820 minFunctional Retirement PodcastWhy Staying Invested Is Your Greatest Advantage I Ep: 049In this episode of the The Functional Retirement Podcast, host Thatcher Taylor discusses the importance of understanding market volatility and its impact on retirement planning. He reflects on the 2008-2009 market crash, emphasizing that many investors who panicked and sold during downturns often locked in losses, while those who stayed invested saw significant recovery. Thatcher advocates for a bucketing approach to investing, where assets are segmented based on when they will be needed, allowing retirees to weather market fluctuations without jeopardizing their financial security. He encourages listeners to focus on controllable factors, such as spending habits and m...
2025-04-1115 minShielding Your RetirementRetirement for Small Business OwnersCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-03-2959 minShielding Your RetirementThree RisksCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-03-2259 minFunctional Retirement PodcastYour Lost Income. Is Social Security Running Out Of Money? I Ep:048Understanding Social Security: Is It Really Running Out of Money?In recent years, the topic of Social Security has become a significant source of anxiety and confusion for many Americans. With headlines suggesting that Social Security is running out of money, it's essential to separate fact from fiction and understand the realities of the system.Timestamps:00:00 Intro03:30 No Money In Trust Fund05:10 Two SS Views07:38 Will Benefits Be Cut?12:15 What Should We Do?14:10 Final Thoughts✅Contact Thatcher at thatcher@propathfinancial.com with co...
2025-03-2116 minFunctional Retirement PodcastYou Can't Control All Of Retirement I Ep: 047Hey there! Have you ever thought about what you can truly control in your retirement? It’s a lot like golf, isn’t it? You can perfect your swing, but once you hit the ball, it’s out of your hands.Are you spending too much time worrying about market returns or tax policies that you can’t control? What if I told you that focusing on your savings, spending habits, and investment choices could lead to a happier retirement?Have you considered how your health and longevity play into your retirement plan? What actions are you...
2025-03-1420 minShielding Your RetirementMaximize Your Retirement IncomeCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-03-1059 minShielding Your RetirementRetirement ChecklistCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-03-1059 minShielding Your RetirementFinancial Check-UpCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-03-1059 minShielding Your RetirementBuild Your Financial HouseCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-03-1059 minFunctional Retirement PodcastIRS Makes 401k Catch-Ups Mandatory To Roth I Ep: 46Welcome to the Functional Retirement Podcast with your host, Thatcher Taylor! In this episode, we dive deep into the world of Roth catch-up contributions and the significant changes coming in 2026 that every retiree needs to know. If you're over 50 and working for an employer with a 401(k), this episode is a must-listen!Discover how the Secure Act 2.0 is reshaping retirement planning by making Roth catch-ups mandatory for high-income earners. Thatcher breaks down the implications of these new rules, including the shift from pre-tax to Roth contributions, and what it means for...
2025-02-2813 minFunctional Retirement PodcastThe IRS Doesn't Make Roth IRA Building Easy I Ep: 045In this episode of the Functional Retirement Podcast, host Thatcher Taylor, a Certified Financial Planner, dives deep into the world of Roth IRAs. He discusses the growing popularity of Roth accounts and the various methods to contribute to them, especially for those who may face income limits.Key topics include:Income Limits: Understanding the thresholds for contributing to a Roth IRA and how they can affect your ability to save.Conversions: Learn about the process of converting traditional IRA funds to a Roth IRA, including the important 5-year rule that...
2025-02-2228 minShielding Your RetirementFour Retirement PillarsCatch Shield Your Retirement each week at 6am-7am on Saturday on WTKG-AM.Disclosure: Insurance products are offered through the insurance business Thatcher Wealth Management. Thatcher Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.
2025-02-1559 minFunctional Retirement PodcastTrump Won't Save Social Security Taxation | Ep: 44We're discussing a crucial topic: the taxation of Social Security benefits. Many retirees are unaware that up to 85% of their Social Security income could be taxable, depending on their overall income.Recently, there have been discussions about eliminating this tax, which could save retirees thousands annually. However, whether this change occurs or not, understanding how Social Security benefits are taxed is essential for effective retirement planning.Timestamps:0:34 -Taxation of Social Security Benefits1:19-Importance of Understanding Taxation1:50 -Complexity of Taxes in Retirement03:14 -Provisional Income Calculation
2025-02-1421 minFunctional Retirement PodcastRetirement Can Be Your Masterpiece. Your Pieta I Ep: 43Just like Michelangelo saw the masterpiece within the marble, you can envision your ideal retirement! Where do you want to live in retirement? What lifestyle do you envision? Your retirement is more than just finances; it’s about mindset and health too! Discover how to refine your retirement plan and ensure a fulfilling lifestyle Timestamps:00:00 Intro04:20 Vision08:10 Foundation13:55 Patience19:20 Mistakes23:00 Polish✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over ag...
2025-01-3129 minFunctional Retirement PodcastThe 401k Is More Powerful Than You Even Know | Updates for 2025Let's explore the incredible potential of 401k plans as essential tools for retirement planning. Did you know that as of 2024, there are over 500,000 401k accounts with balances exceeding a million dollars? That's a testament to the power of consistent contributions and smart investing!Timestamps::00 - Introduction:16 - Importance of 401(k) plan2:01 - Maximizing 401(k) benefit6:30 - Contribution limits for 202510:00 - Employer matching strategies12:08 - Tax advantages of 401(k) plans16:41 - Investment options19:16 - Rollover and withdrawal rules26:47 - Common mistakes to avoid30:00 - Conclusion and...
2025-01-2433 minFunctional Retirement PodcastAverage Net Worth Is Ridiculous I Ep: 41Hey everybody, welcome back to your classroom. Thatcher Taylor here, owner of ProPath Financial. Today, I want to discuss why the average net worth figures you often see are misleading and don't provide meaningful insights for your retirement planning.If you need assistance with finding your personalized number for retirement, click this link. Please like, subscribe, and share this podcast to help us grow. Thank you for joining me today!✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need retirement help?Sc...
2025-01-1721 minFunctional Retirement PodcastBig Social Security Changes in 2025 I Ep. 40Are you ready to unlock the secrets of Social Security in 2025? Join Thatcher Taylor on the latest episode of the Functional Retirement Podcast as he dives deep into the significant changes that could impact your retirement income. From a 2.5% cost of living adjustment to the groundbreaking Social Security Fairness Act that eliminates the windfall elimination provision, this episode is packed with essential insights for anyone navigating the complexities of Social Security. Whether you're already receiving benefits or planning for the future, Thatcher's engaging and informative style will help you understand how these changes can affect yo...
2025-01-1021 min
Are We Happy Yet?Ep. 1 (!!!) What is Are We Happy Yet all about? Introducing our WHY with hosts Hannah Buzzo + Jane Thatcher HahnJoin Hannah and Jane for some laughs as they explore the why behind their new podcast! They recount the birth of the new, Are We Happy Yet? Podcast, as well as their intentions and hopes in creating change for individuals, communities, and the greater collective through conversations with all types of interesting humans. Two Leo friends - Hannah Buzzo and Jane Thatcher Hahn, have been working for years as therapists and entrepreneurs. They watched as their clients, friends, and family worked hard to improve their mental health, change their relationships, heal from trauma, and change the amount of stress they...
2024-09-1741 minFunctional Retirement PodcastHow Do Retirement Taxes Work? A Deep Dive into Taxes in Retirement I Ep: 039On this episode of the Functional Retirement Podcast, host Thatcher Taylor, delves into the relationship between taxes and retirement planning. He emphasizes the importance of considering tax implications not just for the current year, but for the entire span of retirement. Thatcher highlights the need to strike a balance between saving now and enjoying the benefits later, cautioning against focusing solely on preserving portfolio value in retirement. Tune in to learn more about optimizing tax savings throughout your retirement journey.Timestamps:02:16 Retirement spending and taxation.06:30 Understanding effective tax rates.08:09 Navigating tax brackets in retirement.
2024-05-1721 minFunctional Retirement PodcastShould My Retirement Portfolio Be 100% Equities"High portfolio variability can lead to sleepless nights for clients, which can then result in poor investment decisions."Exploring the Viability of a 100% Equity Portfolio in RetirementIn the most recent episode of The Functional Retirement Podcast, Thatcher Taylor delves into the concept of maintaining a 100% equity portfolio during retirement. While acknowledging that this approach may not suit everyone, the host suggests that it could be a viable option depending on individual circumstances and risk tolerance. The discussion underscores the importance of comprehending the inherent variability of a portfolio when selecting the most...
2024-05-1022 minFunctional Retirement PodcastShould You Name Your Trust As Your IRAs Beneficiary? I Ep:037Naming a trust as the beneficiary of an IRA can be a complex process that often requires guidance from a professional, such as an estate planning attorney. As discussed in the podcast episode, this decision involves various intricate considerations and potential implications that necessitate expert advice to navigate effectively.If you have questions or need further guidance on estate planning and retirement strategies, contact Thatcher Taylor at ProPath Financial or consult an estate planning attorney for personalized advice. Stay tuned for more insightful episodes on retirement planning and financial management.Timestamps:0:38 Naming IRA Beneficiary...
2024-04-2620 minFunctional Retirement PodcastRetirement Withdrawal Strategies For More Income In Retirement I How Retirement Works I Ep: 036In episode 36 of the Functional Retirement Podcast, host Thatcher delves into retirement withdrawal strategies to potentially increase income. From discussing the challenges of retirement spending to exploring various strategies like the 4% rule, variable spending, buffer assets, insurance and investments, and tax-efficient withdrawals, this episode offers valuable insights for planning a secure retirement.See Referenced Chart Here:https://retirementresearcher.com/dashboard/🔗 For more details and to access the supplemental blog, visit https://www.propathfinancial.com/post/moreretirementincomeTime Stamps: 0:49 Retirement withdrawal strategies.4:23 Accumulation vs. decumulation.10:49 Retirement Investment Strategies14:26 Maximizing reti...
2024-04-1929 minFunctional Retirement Podcast9 Places To Put Cash When Income is too High for a Roth IRAIn this episode, Thatcher covers options such as Roth conversions, backdoor Roth contributions, non-deductible IRA contributions, taxable brokerage accounts, 401ks, life insurance, annuities, paying off your mortgage, and investing in real estate.If you want to learn more about these options and how to choose the right one for your financial situation, make sure to listen to the full episode. For a detailed list of the alternatives discussed, visit www.propathfinancial.com/post/nine-roth-alternatives.Don't miss out on valuable financial insights and tips. Like, subscribe, and follow the Functional Retirement Podcast on your favorite platform...
2024-04-1218 minFunctional Retirement PodcastCan You Really Pay $0 Taxes in Retirement? I Exploring The Possibilities. I Ep: 034Hey everyone! Thatcher Taylor here, your host of the Functional Retirement Podcast. I am thrilled to announce the release of our latest episode, where we dive deep into the topic of paying $0 in taxes during retirement. In this episode, we explore various strategies and options to reduce your tax burden and potentially achieve a tax-free retirement.If you have any questions or specific topics you'd like Thatcher to address, feel free to comment below or reach out via email. Subscribe for more episodes on financial planning and retirement strategies. Thank you for tuning in!Timestamps:
2024-04-0520 minFunctional Retirement PodcastAre Your Adult Children Effecting Your Retirement? I Ep: 033💵In this 33rd installment of the Functional Retirement Podcast, host Thatcher Taylor discusses the potential impact of financially supporting adult children on your retirement savings. Thatcher explores the sacrifices that may need to be made, the common circumstances that lead to kids needing financial help, and strategies to preserve your retirement while still assisting your children.👩🦳👨🦳If you're a parent navigating the balance between supporting your adult children and securing your retirement, this episode provides valuable insights and strategies to help you make informed decisions. Don't miss out on this important discussion!Timestamps:0:49 Sacrifices for Adult Children...
2024-03-2924 minFunctional Retirement PodcastThe War On Social Security I Ep: 032In this episode of the Functional Retirement Podcast, host Thatcher Taylor delves into the complexities of the Social Security system and the ongoing debate surrounding its future. With insights from the recent trustee's report and a breakdown of key statistics, Thatcher provides a comprehensive overview of the current state of Social Security and potential adjustments that may be necessary.Whether you're nearing retirement age or just starting to plan for the future, this episode offers valuable information to help you make informed decisions about your financial security. Tune in to gain a deeper understanding of the Social...
2024-03-1517 minFunctional Retirement PodcastThe Impact of Filing Early for Social Security I Ep 031Hey everyone! 🎙️ Excited to share the latest episode of the Functional Retirement Podcast with you! Today, we're diving into the age-old question: Is taking Social Security early crazy? Let's find out together! #retirementplanning In this episode, we explore the psychology behind starting Social Security at 62. Are you driven by a sense of ownership, fear of loss, or a desire to pass on your estate? Join us as we uncover the motivations behind early benefit claims. #Retirement #Finance Links Mentioned:https://www.savvysocialsecurity.com/article.aspx?a=99480https://crr.bc.edu/the-psychology-behind-starting-social-security-at-62/htt...
2024-03-0121 minFunctional Retirement PodcastDoes a Back Door Roth IRA Conversion Make Sense for Retirement.In this episode of the Functional Retirement Podcast, certified financial planner Thatcher Taylor dives into the topic of getting tax-free income in retirement through a backdoor Roth conversion. He breaks down the technique and discusses whether it makes sense for your financial situation.Throughout the episode, Thatcher delves into the specific elements of the backdoor Roth conversion, including income limits for Roth IRA contributions, the conversion process, the pro rata rule, and the necessary reporting forms. He also discusses the importance of evaluating your tax situation to determine if a backdoor Roth conversion is the right strategy...
2024-02-1619 minFunctional Retirement PodcastWill your Roth Conversions Be Taxable in Retirement? I Ep:029👉In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into the topic of Roth conversions. Join Thatcher as he answers listener questions and breaks down the ins and outs of Roth conversions, including how they work, potential penalties, and whether or not they are right for you.👈📈Discover how Roth conversions fit into your overall retirement portfolio and gain valuable insights for planning your financial future. 🎆Don't miss out on this informative and thought-provoking episode!✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are...
2024-02-0218 minFunctional Retirement Podcast4 Options With Your Annuity When Preparing for Retirement I Ep:028📈In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into the world of annuities. If you've noticed that your annuity hasn't performed as expected, this episode is for you. Thatcher explores the options available to you when working with your annuities after having them for a while. ✅Learn about the importance of planning and preparing for annuity decisions, understanding your type of annuity, and how to make the most of it. Don't miss out on this informative episode that will help you navigate the complexities of annuities and make informed decisions for your financial future...
2024-01-2621 minFunctional Retirement PodcastLegal and Illegal Strategies To Maximize Spousal Benefits From Social Security | Ep: 027In this episode of the Functional Retirement Podcast, host Thatcher Taylor delves into the rules surrounding spousal benefits and two specific strategies for maximizing them in retirement. He explains the scenarios of a spouse taking the spousal benefit early and switching to their benefit later, as well as a spouse taking their benefit early and later taking the spousal benefit. Thatcher emphasizes the importance of understanding these strategies to potentially gain thousands of dollars in retirement. Please note that the host is currently recovering from surgery, hence the unusual background.www.propathfinancial.com/post/spousalbenefits💵 Wor...
2024-01-1919 minFunctional Retirement PodcastAre Social Security and Medicare Ready for You? I Ep: 026In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into the topic of whether or not Social Security and Medicare are ready for you. With five key topics of discussion, including customer service, disability, cost of living adjustments, inherited IRAs, and reverse mortgages. Thatcher breaks down the complexities and potential operational difficulties that could arise when making decisions about social security and Medicare. Don't miss out on this informative episode that will help you navigate the complexities of retirement planning.✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!
2024-01-1217 minFunctional Retirement Podcast10 RULES OF INVESTING AND HOW ACCURATE THEY ARE FOR RETIREMENT | Ep.025In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into the 10 rules of investing. He shares his thoughts on each rule and whether he agrees or disagrees as a financial planner. But the real highlight of this episode is when Thatcher delves into the topic of investment management based on retirement income distribution strategies. He breaks down different types of retirement investors and how their strategies may vary. Whether you're a risk-taker or prefer a more conservative approach, Thatcher offers valuable insights to help you make informed investment decisions. Tune in now to gain a...
2024-01-0530 min
Mercy UnboundA New Year’s Message on the Divine Mercy as a Way of Life from Dr. Bryan ThatcherEpisode 140, A New Year’s Message on the Divine Mercy as a Way of Life from Dr. Bryan Thatcher
As a new year begins, allow me to share my reflections on the profound nature of God's mercy. His mercy extends beyond His love for us to encompass our love for one another, as depicted in the symbolism of the Cross – one beam representing God's love (vertical) and the other our love for each other (horizontal).
Embracing God’s Love Actively
While many are familiar with the devotional aspects of Divine Mercy, such as prayer...
2024-01-0231 minFunctional Retirement PodcastSHOULD YOU TAKE SOCIAL SECURITY EARLY OR USE YOUR IRA FOR INCOME IN YOUR 60s? | Ep: 024Retirement shouldn't be a mystery. But at 62, the question looms: tap into Social Security early or dive into your IRA? This episode is your ultimate decoder ring, cracking the code on this crucial decision.Dive deep with us as we explore:IRMAA surcharges: Don't let these tax penalties blindside you! Learn how to navigate them and keep your retirement nest egg secure.Taxation tango: Understand the tax implications of both options and plan your withdrawals like a pro.Bigger benefits: Tempting, right? We break down the trade-off of claiming Social Security early and the potential long-term...
2023-12-2923 minFunctional Retirement PodcastSpend More With Less Hesitation In Retirement | Ep: 023Do you have a fat retirement nest egg... and a tiny spending fist? You're not alone! Many retirees are frozen by fear, hesitant to spend their hard-earned cash. But it's time to break free! This episode is your guide to overcoming spending anxiety and unlocking a more joy-filled retirement. Discover:Why you might be a "tightwad" in retirement (even if you weren't before!)The difference between "maximizers" and "satisficers" and how it impacts your spending.Strategies for finding YOUR perfect middle ground between frugality and extravagance.Tips for overcoming guilt and embracing guilt-free spending.
2023-12-2224 minFunctional Retirement PodcastNavigating the Emotional, Practical, and Financial Aspects of Leaving the Workforce | Ep. 022👉Ditch the rocking chair and embrace the possibilities! Are you nearing retirement and feeling a mix of excitement and uncertainty? You're not alone. Transitioning to retirement can be a rollercoaster of emotions, practical challenges, and financial adjustments. But it can also be the door to a fulfilling and vibrant new chapter.This podcast is your guide to navigating the journey from "worker" to "retiree" with confidence and clarity. We'll explore key strategies for:✅Easing out of your career: Learn about phased retirement, negotiation tips, and leaving a lasting legacy.✅Redefining your identity: Discover how to find...
2023-12-1526 minFunctional Retirement PodcastLong Term Care Planning To Protect Your Family With Expert Guest | Kelly AugspurgerIn this episode, Taylor had the pleasure of interviewing the incredible Kelly Augsberger, an industry professional in the field of long-term care planning. She shared her expertise and provided us with some invaluable advice on how to make progress in our lives, whether it's related to long-term care or not.I hope you enjoy this episode as much as I did! Let's continue to learn, grow, and make progress in our lives together. ✅Don't forget to leave a review and subscribe for more informative content!!✅✅Contact Thatcher at thatcher@propathfinancial.com with co...
2023-12-0856 min
Functional Retirement PodcastStop Being So Scared | Busting 5 Stock Market Myths I Ep. 020In this episode of the Functional Retirement Podcast, host Thatcher Taylor takes on the role of a Myth Buster as he dives into five common myths about the stock market. Thatcher debunks these myths and provides examples to support his claims. Whether you're a traditional wealth builder, pre-retiree, or retiree, this episode is packed with valuable insights to help you navigate the stock market with confidence. Don't miss out on this opportunity to gain a better understanding of investing and achieving your financial goals. ✅Be sure to like, subscribe, submit a question, or leave...
2023-12-0130 minFunctional Retirement PodcastYour Cash Strategy Is Probably Wrong | Emergency Fund vs Sinking Fund | Ep: 019In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into the importance of having just enough cash to buy assets and grow wealth. He discusses the difference between an emergency fund and a sinking fund, and provides valuable insights on how to assess and fix an underfunded emergency fund. Join us as we explore the significance of cash in achieving a fulfilling retirement. ✅Don't forget to leave a review and subscribe for more informative content!✅✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over ag...
2023-11-1025 minFunctional Retirement PodcastRetirement Planning and Financial Planning Are Not The Same | Insights From Roger Whitney | Ep: 018In this episode of the Functional Retirement Podcast, host Thatcher Taylor welcomes special guest Roger Whitney, the retirement answer man. With over 25 years of experience as a financial planner and the host of a top retirement podcast, Roger shares his insights on taking control and being optimistic about the future. They discuss the pursuit of happiness, the importance of a positive mindset, and the connection between wealth and health in retirement. Don't miss this informative and inspiring conversation with one of the most influential advisors in the industry.Find Roger:https://www.rogerwhitney.com/✅Co...
2023-11-031h 08Functional Retirement PodcastListener Question | I'm 60, Do Roth Conversions Require a Five-Year Waiting Period For Tax-Free Distributions? | Ep: 017In this episode, we tackle a fascinating listener question that delves into the world of Roth conversions and the potential tax savings they can bring. We explore the strategy behind Roth conversions and how understanding the difference between future and current taxation is crucial before implementing them. It may sound technical, but trust me, it's worth it!Thank you all for your continued support and for tuning in to the Functional Retirement Podcast. Your engagement, questions, and reviews help us grow and reach more people who can benefit from our insights.Please leave a 5 star...
2023-10-2719 minFunctional Retirement PodcastEssential Can't Ignore Year-End Planning For Retirees | RMDs, QCDs, NUA, Roth Conversions | Ep: 016In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into year-end planning and shares some valuable insights and recommendations. From discussing comprehensive planning as a certified financial planner to exploring the impact of a book called "The War of Art" by Steven Pressfield, Thatcher provides valuable information to help you navigate your financial journey. Whether you're looking for a one-time plan or ongoing assistance, Thatcher has you covered. Don't miss out on this episode filled with valuable tips and advice. Year-end planning for retirement is an essential aspect of financial management that individuals need t...
2023-10-0617 minFunctional Retirement Podcast#015: When Do Annuities Make sense? If ever? | Annuity Guide For RetirementIn this episode of the Functional Retirement Podcast, host and owner of ProPath Financial, Thatcher Taylor, dives into the world of annuities. He starts off by expressing his gratitude for the support from the community and encourages listeners to share their thoughts and questions. Thatcher then breaks down what annuities are and emphasizes that no two types are the same. He also discusses the importance of choosing the right investments and managing fees. Join us for this informative episode and don't forget to like, subscribe, and leave a review on your favorite podcast platform.✅Contact Tha...
2023-09-2736 min
Functional Retirement Podcast#014: Understanding REITs To Invest in Real Estate | A Guide to Real Estate Investment TrustsIn this episode of the Functional Retirement Podcast, host Thatcher Taylor discusses the topic of REITs (Real Estate Investment Trusts). He shares personal experiences and explains why it's important to have a larger understanding of the investment universe. Thatcher also addresses the influence of social media and real estate gurus promoting real estate as the ultimate investment. The episode dives in to the types of REITs, taxation, how to buy, and when you should use them.Have you used REITs in your portfolio?https://investor.vanguard.com/investment-products/etfs/profile/vnqhttps://www...
2023-09-2226 minFunctional Retirement Podcast#013: Dispelling Life Insurance Myths Regardless of Wealth with Bob Gavlak, CFP®This podcast episode features hosts Thatcher Taylor and Bob Gavlak discussing life insurance in retirement planning. They emphasize the importance of building a financial plan based on individual goals before considering insurance products. They debunk the myth that life insurance is unnecessary in retirement, highlighting the need to protect loved ones and assets. The conversation emphasizes the importance of finding suitable insurance solutions based on specific client situations, rather than pushing a one-size-fits-all approach.Bob shares his 14-year experience in the industry and explains the value of insurance in protecting oneself and loved ones from...
2023-07-2158 minFunctional Retirement Podcast#012: Behaviors as an Investing Superpower: Understanding the Psychology of InvestingIn this episode, host Thatcher Taylor discusses the importance of behaviors in investing and how they can be a superpower. He emphasizes the need to set proper expectations about market fluctuations and highlights the inefficiency of markets. Thatcher shares insights from the book "Finance for Normal People" by Meir Statman, which explores the foundations of behavioral finance. He covers topics such as people's normal behavior and rational thinking, the construction of investment portfolios, saving and spending habits, and the role of expected returns in asset pricing theory.The podcast focuses on the significance of behaviors...
2023-07-1425 minFunctional Retirement Podcast#011: Financial Planning For Professional Athletes with Thomas Elms, CFP®Our special guest, Thomas Elms, a Certified Financial Planner with a unique niche in working with professional athletes and entertainers, shares his insights and expertise in this exclusive interview. We discuss the challenges and opportunities that arise when managing finances in the world of sports and entertainment.Here are some highlights from the episode:Thomas Elms explains his background and how he got started in this specialized field.We talk about the specific planning strategies and considerations when working with athletes and entertainers.Thomas shares real-life experiences and stories, giving us a glimpse into the financial...
2023-06-301h 01Functional Retirement Podcast#010: How Much Do You Need To Retire with Michael H. BakerIn this episode of the Functional Retirement Podcast, host Thatcher Taylor interviews Michael H. Baker, a certified financial planner with multiple designations in retirement planning. The episode explores the convergence of health and retirement planning and how it affects longevity risk, income distribution, protection, and estate planning. They discuss the question of retirement and how much money is needed for retirement. The episode also touches on the importance of health and wellness in retirement planning, with Michael sharing his own experience of losing 20 pounds since February.Retirement planning is not just about financial stability and...
2023-06-2357 minFunctional Retirement Podcast#009: Tax Planning, Retirement, and Health with a Literal Tax Master Kevin OleszewskiIn this episode of the Functional Retirement Podcast, host Thatcher Taylor welcomes tax expert Kevin Oleszewsky (prounounce Oshesky) to discuss tax strategies and the importance of taxes in retirement planning. Before diving into the financial and tax planning aspects, they discuss Kevin's personal health journey, which involved changing his diet and exercise routine and losing a significant amount of weight. The episode emphasizes the role of health in retirement, as it affects longevity risk, income distribution, protection, and estate planning. The podcast aims to explore the intersection of health and retirement planning and provide expert insights on t...
2023-06-1650 minFunctional Retirement Podcast#008: Expert Strategies for Better Sleep, Health, and Stress for Retirement with Stevyn Guinnip, M.S., CWCIn this episode of the Functional Retirement Podcast, host Thatcher Taylor interviews Stevyn Guinnip, a specialist in health and wealth. They discuss the convergence of health and retirement planning, and how it affects longevity risk, income distribution, protection, estate planning, and everything that goes into an optimal retirement. They share actionable items that listeners can use in their day-to-day life to increase their wealth and health, and how promoting health and wealth can benefit both financial advisors and their clients. The interview also covers the impact of COVID-19 on the industry and how it has affected business growth.
2023-06-091h 03Functional Retirement PodcastEp 007: Charting the Healthy Retirement: Exploring Health and Retirement Planning through StatisticsPresentation SlidesAssessing health and longevity, as well as developing a dynamic income distribution strategy, are important steps in preparing early for retirement.In this episode of the Functional Retirement Podcast, Thatcher Taylor discusses several charts that provide data about health and retirement planning. Taylor emphasizes the significance of starting retirement preparation early, particularly for individuals aged between 45 and 50. It is essential to analyze how much money is needed for retirement and assess one's health and longevity, as they play vital roles in Medicare and Social Security decisions....
2023-06-0218 minFunctional Retirement PodcastEp 006: Solving Marital Conflicts and Financial Security Using Strategies with Ashley QuammeMoney is often just a surface issue in many conflicts and divorces.In this episode, our guest Ashley Quamme, a mental health, behavioral, and relationship therapist, shares her stories in dealing with couples on the verge of separation. With nearly 15 years of clinical experience as a marriage and family therapist in Georgia, Ashley provides invaluable insights on how finances are sometimes seen as the main problems of couples when, in fact, deeper and more complex issues are the real culprit of misunderstandings.Moreover, Ashley explains the prevalence of divorce within the baby boomer...
2023-05-1956 minFunctional Retirement PodcastEp 005: Exploring Investment Management, Factors, and Behaviors In Fitness With Jess BostIn this episode, our guest, Jess Bost from Alpha Architect, shares how she found her way into the world of finance through the social media platform Twitter. She recalls her journey from building a career in finance to helping advisors establish meaningful portfolios for their clients.Jess is a Crossfit coach and the Twitter master for converging financial planning and fitness, and you’ll hear how she helps people get from where they are to where they want to be, both physically and financially. We also discuss our insights into merging health and wealth an...
2023-05-1250 minFunctional Retirement PodcastEp 004: Business Ownership, Taxes, Cash Management, and Equity Comp with Travis Gatzemeier CFP®Business ownership and tax management play essential parts in your retirement plan.In this episode, Travis Gatzemeier, a CFP and founder of Kinetix Financial Planning, discusses the two big sources of wealth in society: business ownership and equity compensation. He breaks down the wealth-generating potentials of these two while also highlighting the risks involved.You’ll also get to know Travis’ journey from trading derivatives to launching his own financial planning business, which focuses on helping entrepreneurs and individuals with equity compensation. He explains the challenges in entrepreneurship and why it's crucial to pay...
2023-05-0558 minFunctional Retirement PodcastEp 003: Risk Vs Volatility: You must know the difference. I guarantee you are using them wrong.Understanding the Difference between Risk and Volatility in Retirement PlanningUnderstanding risk and volatility is important before diving into the world of investing and preparing for retirement.In this solo episode, I'll share with you the difference between risk and volatility using my experience watching my two kids alone for five days. This made me realize that parenthood is a balancing act between allowing children to grow and try new things while not exposing them to catastrophe, just as investment and retirement are.Risk and volatility are not the same and...
2023-04-2826 minFunctional Retirement PodcastEp 002: Considerations When Planning For Retirement and The 3 Barbarians With the Nic Nielsen, CFP®Planning for the future is a crucial step in securing a stable financial future… In this episode, Nic Nielsen, a CFP® from Know My Plan and author of Visual Finance, shares some key points to consider when planning for retirement. He emphasizes the importance of healthy living habits and sports, as they can greatly impact the quality of your golden years. Blindly trying to achieve financial freedom without proper planning is a recipe for disaster, which is why having a qualified consultant to help and educate you along the way is essential. Nic also highlights the "3...
2023-04-2150 minFunctional Retirement PodcastGetting to Know The Functional Retirement: An Overview of What's to ComeThroughout the episode, Thatcher previews the upcoming lineup of guests on Retirement Planning 360 (now Renamed to Functional Retirement Podcast), who will offer expert insights and practical advice on various retirement-related topics, such as financial planning, health and wellness, and longevity risk. Whether you're a retiree, a pre-retiree, or simply interested in learning more about retirement planning, this episode sets the stage for an informative and engaging podcast series. Tune in to Retirement Planning 360 to discover how you can use CrossFit and other strategies to optimize your retirement plan and achieve your goals.In the debut episode of...
2023-04-1422 minFunctional Retirement PodcastBuilding Wealth with Ongoing Maintenance- 5 Ongoing Activities to Building WealthToday we will discuss 5 ways to build and maintain wealth. People don't like ongoing maintenance but the wealthy will continually do maintenance on the financial situation. In this episode, I use my physical injuries and your car as analogies to understand how doing maintenance now, avoids big problems later.If you are wanting to fine-tune your retirement, this episode is for you!As promised, the Retirement Vision Workbook 📝 https://propath.ck.page/workbookAre you over age 50 and need retirement help?🤝 Schedule a free consultation http://www.propathfinancial.com/schedu...
2023-02-0122 min
Object ObscuraEP 18 - Máscara • Macaco • Mebêngôkre [PORTUGUÊS]Neste episódio, vamos fazer um cruzeiro na Amazônia para descobrir a verdade por trás de uma máscara que minha família comprou em 1996. Viajamos para o Pará e conversamos com um antropólogo sobre a máscara indígena brasileira. Por fim, encontramos alguém da comunidade indígena Mebêngôkre e ouvimos sua explicação sobre a máscara parecida com um macaco.
Obrigado a Ben Hess e a todos da minha família que preencheram os detalhes sobre este cruzeiro há 26 anos atrás.
Obrigado a Claudia Lopez do Museu Paraense E...
2022-12-0239 min
Object ObscuraEP 18 - Mask • Monkey • Mebêngôkre [ENGLISH]In this episode, we are going on an Amazon cruise to discover the truth behind a mask that my family bought in 1996. We travel to Pará and talk to an anthropologist about the Brazilian indigenous mask. Eventually, we find someone from the indigenous Mebêngôkre community and hear their explanation of the mask resembling a monkey.
Thank you to Ben Hess and everyone in my family who filled in the details about this cruise 26 years ago.
Thank you to Claudia Lopez from the Museu Paraense Emílio Goeldi in Belém, Pará.
Finall...
2022-12-0233 minFunctional Retirement PodcastRetirement Series Part 3 Ages 65-72: PRESERVE Retirement with these 5 decisions.Episode 3 in the retirement installment. Ages 65-72 come with big decisions. Listen to learn about 5 major planning areas that you are probably missing. Your income, your healthcare, your investing, and much more!Part 3 of a 4-Part series. This episode focuses on the 50-65 age group (still valuable if younger).If you are wanting to fine-tune your retirement, this episode is for you!✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need retirement help?🤝 Schedule a free...
2022-11-2216 min
Object ObscuraEP 17 - Radiola • Reggae • Revolução [PORTUGUÊS]Neste episódio ouvimos um novo tipo de som e falamos com a filha do homem que o criou. A radiola, uma grande cabine de som, é a forma mais comum de tocar reggae na capital do reggae no Brasil: São Luís, no Maranhão. Ouça esta viagem para ouvir as histórias do DJ de reggae mais antigo da cidade, Serralheiro.
Obrigado Ademar Danilo do Museu do Reggae Maranhense e Karlena Costa.
Episódio escrito e traduzido por Thatcher Warrick Hess, Alessandra Medina, Aliane Miranda e Saylon Sousa.
Episódio editado p...
2022-11-1843 min
Object ObscuraEP 17 - Radiola • Reggae • Revolution [ENGLISH]In this episode we listen to a new type of sound and speak to the daughter of the man who created it. The radiola, a large sound system booth, is the most common way to play reggae music in the reggae capital of Brazil: São Luís, Maranhão. Listen to this journey to hear the stories from the oldest reggae DJ in the city, Serralheiro.
Thank you to Ademar Danilo from the Museum of Reggae Maranhense and Karlena Costa.
Episode written and translated by Thatcher Warrick Hess, Alessandra Medina, Aliane Miranda and Saylon Sou...
2022-11-1838 minFunctional Retirement PodcastRetirement Series Part 2 Ages 55-65: 5 Decisions and Master Keys to UNLOCK RETIREMENTIn this episode, we talk about five key decisions that help your retirement in the early years. Your income, your healthcare, your investing, and much more!Part 2 of a 4-Part series. This episode focuses on the 50-65 age group (still valuable if younger).If you are wanting to fine-tune your retirement, this episode is for you!✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need retirement help?🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointmentNot...
2022-11-0818 minFunctional Retirement PodcastRetirement Series Part 1 Ages 30-50ish: 5 Decisions and Master Keys to GROW WEALTHPart 1 of a 4-Part series. This episode focuses on the 30-50 age group (still valuable if older).Episodes 2-4 will each focus on an age group and specific ways to build a better retirement and future. ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need retirement help?🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointmentNot ready yet? No problem...Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75ebOr c...
2022-11-0222 minFunctional Retirement PodcastInvest More In Retirement Plans and Your Taxes May Be Increasing in 2023!Invest More In Retirement Plans and Your Taxes May Be Increasing in 2023!New contribution numbers and the changes in social security limits could expose you to more taxation. Click Link to access the Slides with Numbers✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need retirement help?🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointmentNot ready yet? No problem...Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
2022-10-2622 minFunctional Retirement PodcastHUGE Social Security Pay Increase in 2023 and Other Major ChangesOne of the biggest Social Security Pay increases coming in 2023. But how does this affect people that haven't taken their benefits? What if you are only in your 40s or 50s? How does this affect you?In this episode, we discuss all this, and I give some major updates to social security in 2023!✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need retirement help?🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointmentNot ready yet? No probl...
2022-10-1916 minFunctional Retirement PodcastHappy Birthday ProPath and Thatcher! An IntroductionAre you curious about who you have been listening to and what their business is? This is the episode for you! Here is a brief insight into Thatcher and the creation of ProPath Financial. ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need retirement help?🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointmentNot ready yet? No problem...Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75ebOr check out the YouT...
2022-10-1218 minFunctional Retirement Podcast4 Tax Saving Strategies and the Location On Your 1040In this episode, we discuss four specific ways to save money on your current tax bill. These could be great tax-saving tools once you decide that saving money this year is in your best interest. If you are looking for current tax-saving techniques and where to spot opportunities on your 1040, this episode is for you!✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need retirement help?🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointmentNot ready yet...
2022-10-0525 minFunctional Retirement PodcastFed Raises Interest Rates to Slow Inflation and How It Effects Your RetirementIn this episode, we are diving deeper into why the Federal Reserve raises interest rates to calm inflation. Then, we discuss how it affects YOU and your retirement future. If you were curious why the fed does what it does, this episode is for you!💥✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need retirement help?🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointmentNot ready yet? No problem...Sign up for our Monthly N...
2022-09-2823 min
Functional Retirement PodcastWhat are Restricted Stock Units (RSU's) and How To PrepareGot RSU's but don't know anything about them? Did your employer give you RSU's as compensation but were confused? This is the podcast for you.In this episode we will cover:✅ What are restricted stock units?✅ Differences between grant and vest?✅ What happens at vesting?✅ How are they taxed?✅ Planning opportunities?And much more! Please enjoy!✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!Are you over age 50 and need retirement help?🤝 Schedule a free consultation http://www.propathfina...
2022-09-2321 minFunctional Retirement PodcastWhy Do Financial Advisors Have Jobs?Today I am breaking down why financial advisors have jobs. This all stemmed from a Twitter post and I thought it would be good for you to learn more.Original Tweet 🐥https://twitter.com/ThatchTaylor/status/1568365632932171777In this episode we will cover:✅ What is a financial advisor?✅ Different types of financial advisors?✅ What is a GOOD financial advisor do?✅ What is financial planning?✅ 10 Questions to ask your financial advisor (See Below).✅ When to hire a financial advisor.If you are considering hiring a financial advisor but don...
2022-09-1927 minFunctional Retirement PodcastEverything about Inflation Including What Happens NextToday I am breaking down everything you need to know about inflation and how it affects your wealth and retirement.In this episode we will cover:What is inflation?Who controls inflation?How is inflation measured?How is inflation tracked?Why is inflation happening now?What has inflation been historically?How does inflation affect stocks and bonds?What does the fed does next?How does inflation affect you?If you are wanting to get a better understanding of inflation to feel more confident on your wealth building journey, this episode is right up your alley.
2022-09-0924 minFunctional Retirement PodcastWomen In Investing - Taking a seat at the investing table.Fidelity conducted this research to gather insights into women’s attitudes and behaviors when it comes to managing their finances and more specifically investing.Women are making huge moves to manage their finances and increase their net worth.In this podcast we will discuss:✅Where women are saving.✅How have their results been.✅Why taking control is imperative.✅And much much more.Click here to download the PDF so you can follow along! PDF will be delivered to your inbox for free! ✅Contact Thatcher at thatcher@propathfinan...
2022-03-0828 minFunctional Retirement PodcastPsychology of Investing. How to manage behaviors.In this episode, we discuss common emotional missteps when it comes to investing and how to get on track. There will be some great examples of how behaviors and perspectives led to poor returns over long periods of time. •Clients often experience envy when comparing their portfolios to the stock market.•Investors often want to follow the herd when making investment decisions.•In addition, we discuss the value of diversification and limiting downside risk to increase long-term returns. We are breaking down behaviors and much more!If you want to build a stro...
2022-02-1427 minFunctional Retirement PodcastHow Can Fitness Impact Your Retirement Plan?How does fitness impact your retirement plan and what can YOU do now to prepare?I’ve seen it all too many times— someone who doesn’t plan their finances well and also has bad health can single handly destroy their retirement plan. On the other hand, I’ve seen people with copious amounts of money yet poor physical health also destroy their own happiness in retirement. Today we’re evaluating both of these scenarios and discuss how fitness and financial planning are cut from the same cloth. In today’s episode we’ll discuss physical guidel...
2022-01-2827 minFunctional Retirement Podcast4 Ways to Take Money Out of your 401k, the Saving Gene and Natural AthletesThe 401k has 4 options when it comes to handling assets after you leave your company for whatever reason. We discuss how each option has its own advantages and disadvantages. There is not a silver bullet and each option needs to be evaluated when the time comes. Option 1: Stay in the PlanOption 2: Roll Over to an IRAOption 3: Take a Lump-Sum DistributionOption 4: Convert All or Some to a Roth IRA We also talk about how some people are just natural savers and investors, like natural athletes in sports. Some people just s...
2021-06-2734 minFunctional Retirement PodcastHow to start saving in your 50's, The Iron Cowboy, Introduction, And How Fitness and Finance MergeThatcher sits down to chat about the purpose of merging fitness and finance into one mission. It is rarely discussed how important financial planning is for the healthy individual and how taking care of your body and mind can lead to a longer life. Thatcher also talks about the Iron Cowboy, James Lawrence, and his journey to 100 days straight of completing an IronMan Triatholon. Then we have a Q&Q session discussing what to do if you are just starting to save in your 50's, what training program I am using, and how smooth is fast, not slow is s...
2021-06-1637 min
Object ObscuraBEHIND THE SCENES of Object ObscuraThis episode we discuss the inner workings behind my podcast Object Obscura. I'll take you on a journey from pre-production to post-production and share some never before heard moments.
This was the bonus episode about season 1. All music credits of the episode are: Gears by me, Thatcher Warrick Hess, It's Almost Over by SefChol, Sunset Dream by Cheel, Make You Move by Ofshane, Marxist Arrow by Twin Musicom which is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ and see the artist's website: http://www.twinmusicom.org/, Fast and Run by Nico Staf, Alone by Emmit...
2020-12-1829 min
Object ObscuraEP 04 - Puppets • Prague • ProsceniumThis episode I pull back the curtain on my family history - one that is closely connected to six Czechoslovakian marionettes. I talk to my grandmother and a Czech puppeteer - uncovering the truth behind these 100 year old puppets.
This was episode 4 of 5 for season 1 of Object Obscura. All music credits of the episode are (in order of appearance): Intro song is Gears by Thatcher Warrick Hess, Mystery by ispeakwaves, Marionettes by Alec Leal, Allégro by Emmit Fenn, Russian Dance by Joey Pecoraro, Under Cover by Wayne Jones, Violet Spirit by Dan Henig, Alone by Emmit F...
2020-11-1335 min
Benchwarmers & WaterboysDebating Over/Under win totals for NFL teamsIn this episode we discuss the new contract extensions in the NFL, the college football season. Thatcher hosts his first segment. We debate the over/under win totals for NFL teams. We wrap it up with our sweetest draft ever (pun intended). We hope you enjoy!
2020-08-141h 23
Rancho ThatchmoQuar 1: How We Do ItThis inaugural episode of Rancho Thatchmo explores how we are spending our time in quarantine. People share about screen time, kid time, what we eat, what we drink, a bucket list and Covid conspiracies. This spoken word podcast happens at the juncture of field recording and oral history. Hosted by Thatcher Keats. Contributors: (Monte Capoletti), Ted Gusek, Dylan Chavles, Jamie Fletcher, Maggie, Elizabeth Ammerman.
2020-06-2839 minRancho ThatchmoPILOT: Conception StoryRancho Thatchmo collects stories, poems and lists from a wide and diverse group of people to paint little portraits on weekly themes. This is where the Lomax Smithsonian recordings meet Giorno's Dial-A-Poem. Hosted and contexturalized by Thatcher Keats. Contributors: Jamie Fletcher, Arjun Ram Shrivatsa, (Claude Zachary), Olivia Zoe Rosenberg, Dan Colen, Pheobe, Amanda Daisy Lees, Sharon Mashihi, Kaitlin Prest, Tim Foljahn, Karley Sciortino.
2020-06-2747 min
The MC Lars PodcastJon Thatcher LongleyJon Thatcher Longley auditioned to play drums with me shortly after "the Graduate" dropped. He had played in a band with my bassist Rob, and not only did Longley quickly learn the songs, he also had a van in which we could tour and a house at which we crashed between shows in New Jersey. On this episode, we talk about Warped Tour, opening for mc chris, and the true story behind "35 Laurel Drive". As we preapred to open for Big D and the Kids Table and the Atlantic City Warped date, Jon and I sat down and had...
2019-07-221h 24
True Blue SongsNo such thing as societyNo such thing as society. The motif of the Thatcher years explains the philosophical underpinning of the Thatcher years. Margaret Thatcher musical True Blue. A news vendor sings the glories of the new times.
"less red tape means more prosperity and it isn't a sin to be a bit greedy"
2009-11-1402 min